The growth experienced since December 31, 2018 can mainly be attributed to growth in loans, $94.5 million of which is PPP loans originated during 2020, four de novo branch openings, two acquisitions completed in 2019 which added assets with a fair value of $229.5 million, as well as the acquisition of two branch locations in February 2020 which added assets with a fair value of $48.8 million.