The following table shows the contractual maturities of certificates of deposit and other time deposits greater than $100,000 at December 31, 2014 and 2013 (dollars in thousands): Borrowings Total borrowings include securities sold under agreements to repurchase, advances from the Federal Home Loan Bank (“FHLB”), a line of credit with First National Bankers Bankshares, Inc. (“FNBB”) and junior subordinated debentures.