<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>maxerickson</author><text>Competing across state lines means all insurance will be regulated by the state with rules that most favor the insurer, it isn&amp;#x27;t all that likely to be good for consumers.&lt;p&gt;The banking renaissance in South Dakota is a result of a similar situation.&lt;p&gt;&lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.theatlantic.com&amp;#x2F;business&amp;#x2F;archive&amp;#x2F;2013&amp;#x2F;07&amp;#x2F;how-citibank-made-south-dakota-the-top-state-in-the-us-for-business&amp;#x2F;425661&amp;#x2F;&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.theatlantic.com&amp;#x2F;business&amp;#x2F;archive&amp;#x2F;2013&amp;#x2F;07&amp;#x2F;how-cit...&lt;/a&gt;</text><parent_chain><item><author>sqeaky</author><text>You shouldn&amp;#x27;t be downvoted for normal and reasonable questions, or even for self doubt.&lt;p&gt;Aetna is terrible. The lobby against healthcare reform at every turn. They didn&amp;#x27;t want obamacare&amp;#x2F;ACA they didn&amp;#x27;t want to  compete accross state lines, they want to be able to exempt people from pre-existing conditions, they want to give people the run-around.&lt;p&gt;They are not trustworthy and they are run by bad people. (don&amp;#x27;t beat up on their phone agents though, they are just trying to make ends meets).</text></item><item><author>mabbo</author><text>Oh neat, I just signed up for Aetna (first time working in America since ACA).&lt;p&gt;Is this normal for them? Am I an idiot?</text></item></parent_chain></comment><story><title>Aetna accidentally exposed customer HIV statuses in clear envelope windows</title><url>https://www.washingtonpost.com/news/morning-mix/wp/2017/08/25/aetna-accidentally-exposed-customer-hiv-statuses-in-clear-envelope-windows/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>noonespecial</author><text>&amp;gt;(don&amp;#x27;t beat up on their phone agents though, they are just trying to make ends meets).&lt;p&gt;I&amp;#x27;ve gotten very tired of this. Every time I&amp;#x27;m on calls like this now I gently suggest to the phone agent that they know that what they are doing 
contributes to a system that hurts people and that they should try to do something more with their lives.&lt;p&gt;Don&amp;#x27;t scream or bluster. Do it with gentleness and respect and get ready to be occasionally very surprised at the results.</text><parent_chain><item><author>sqeaky</author><text>You shouldn&amp;#x27;t be downvoted for normal and reasonable questions, or even for self doubt.&lt;p&gt;Aetna is terrible. The lobby against healthcare reform at every turn. They didn&amp;#x27;t want obamacare&amp;#x2F;ACA they didn&amp;#x27;t want to  compete accross state lines, they want to be able to exempt people from pre-existing conditions, they want to give people the run-around.&lt;p&gt;They are not trustworthy and they are run by bad people. (don&amp;#x27;t beat up on their phone agents though, they are just trying to make ends meets).</text></item><item><author>mabbo</author><text>Oh neat, I just signed up for Aetna (first time working in America since ACA).&lt;p&gt;Is this normal for them? Am I an idiot?</text></item></parent_chain></comment><story><title>Aetna accidentally exposed customer HIV statuses in clear envelope windows</title><url>https://www.washingtonpost.com/news/morning-mix/wp/2017/08/25/aetna-accidentally-exposed-customer-hiv-statuses-in-clear-envelope-windows/</url></story>