<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>ultrarunner</author><text>I wonder how insurance mandates interact with this trend. When the state requires insurance, but insurance requires disclosure of all movements, what recourse is there? It seems the only party with an interest in privacy would be the purchaser who just wants to drive to work.&lt;p&gt;This sort of &amp;quot;outsourcing of standards&amp;quot; is really disconcerting.</text><parent_chain><item><author>taftster</author><text>And here&amp;#x27;s the thing.  These types of driving habit trackers (not necessarily new in the auto-insurance industry) are touted as a means to reduce the cost of insurance for good drivers. But what qualifies as a &amp;quot;good driver&amp;quot; is likely to be more like 10% of drivers. For everyone else, this won&amp;#x27;t reduce the insurance costs at all.&lt;p&gt;It&amp;#x27;s frankly just a way for insurance companies to extort more profit from drivers. I don&amp;#x27;t want a black box in my car of any type, even if I already qualify for the best possible insurance rates. Your driving habits are a huge privacy concern and we should all guard them very carefully.</text></item></parent_chain></comment><story><title>New Toyotas will upload data to AWS to help create custom insurance premiums</title><url>https://www.theregister.com/2020/08/18/aws_toyota_alliance/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>kevin_thibedeau</author><text>Try making a left turn in a state with sub-par signals without tripping the accelerometer threshold for a bad driver. This will punish good drivers forced to deal with bad civil engineering.</text><parent_chain><item><author>taftster</author><text>And here&amp;#x27;s the thing.  These types of driving habit trackers (not necessarily new in the auto-insurance industry) are touted as a means to reduce the cost of insurance for good drivers. But what qualifies as a &amp;quot;good driver&amp;quot; is likely to be more like 10% of drivers. For everyone else, this won&amp;#x27;t reduce the insurance costs at all.&lt;p&gt;It&amp;#x27;s frankly just a way for insurance companies to extort more profit from drivers. I don&amp;#x27;t want a black box in my car of any type, even if I already qualify for the best possible insurance rates. Your driving habits are a huge privacy concern and we should all guard them very carefully.</text></item></parent_chain></comment><story><title>New Toyotas will upload data to AWS to help create custom insurance premiums</title><url>https://www.theregister.com/2020/08/18/aws_toyota_alliance/</url></story>