<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>SketchySeaBeast</author><text>I recently traveled to the states from Canada and was amazed at the number of places that didn&amp;#x27;t even have the infrastructure for chip &amp;amp; pin - I was at a popular tourist spot and it was all iPads &amp;amp; Square Readers.</text><parent_chain><item><author>criddell</author><text>I was just looking for a chip-and-pin card that I (as an American) could get for traveling to the UK and apparently there really isn&amp;#x27;t much out there. I think all of the US cards that support chip and pin prioritize signature over pin.&lt;p&gt;I also found this Visa page explaining that PIN isn&amp;#x27;t used in the US because it&amp;#x27;s too expensive:&lt;p&gt;&lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;usa.visa.com&amp;#x2F;visa-everywhere&amp;#x2F;security&amp;#x2F;the-cost-of-pin.html&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;usa.visa.com&amp;#x2F;visa-everywhere&amp;#x2F;security&amp;#x2F;the-cost-of-pi...&lt;/a&gt;</text></item><item><author>jimnotgym</author><text>In the UK cards moved to &amp;#x27;chip and pin&amp;#x27; in 2006! Fraud in a &amp;#x27;customer present&amp;#x27; scenario is very low at our stores. The last fraud in fact was a foreign card that didn&amp;#x27;t support chip and pin. I can&amp;#x27;t believe Visa and MasterCard have not made it mandatory world wide...&lt;p&gt;...except card fraud lossed are recharged to the merchant so perhaps they don&amp;#x27;t care?&lt;p&gt;Out of interest there is a special exception for disabled people who cannot use a pin pad btw...</text></item></parent_chain></comment><story><title>Credit Card Signatures Are About to Become Extinct in the U.S</title><url>https://www.nytimes.com/2018/04/08/business/credit-card-signatures.html</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>davepage</author><text>FWIW, I set an ATM PIN for a US issued CC and found the PIN worked for retail terminals in NZ. YMMV</text><parent_chain><item><author>criddell</author><text>I was just looking for a chip-and-pin card that I (as an American) could get for traveling to the UK and apparently there really isn&amp;#x27;t much out there. I think all of the US cards that support chip and pin prioritize signature over pin.&lt;p&gt;I also found this Visa page explaining that PIN isn&amp;#x27;t used in the US because it&amp;#x27;s too expensive:&lt;p&gt;&lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;usa.visa.com&amp;#x2F;visa-everywhere&amp;#x2F;security&amp;#x2F;the-cost-of-pin.html&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;usa.visa.com&amp;#x2F;visa-everywhere&amp;#x2F;security&amp;#x2F;the-cost-of-pi...&lt;/a&gt;</text></item><item><author>jimnotgym</author><text>In the UK cards moved to &amp;#x27;chip and pin&amp;#x27; in 2006! Fraud in a &amp;#x27;customer present&amp;#x27; scenario is very low at our stores. The last fraud in fact was a foreign card that didn&amp;#x27;t support chip and pin. I can&amp;#x27;t believe Visa and MasterCard have not made it mandatory world wide...&lt;p&gt;...except card fraud lossed are recharged to the merchant so perhaps they don&amp;#x27;t care?&lt;p&gt;Out of interest there is a special exception for disabled people who cannot use a pin pad btw...</text></item></parent_chain></comment><story><title>Credit Card Signatures Are About to Become Extinct in the U.S</title><url>https://www.nytimes.com/2018/04/08/business/credit-card-signatures.html</url></story>