<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>haimez</author><text>Reminds me of a time that me and a co-worker stayed in late on a Friday night figuring out how to make our email alerts seem convincingly human through “random” typos in alert messages by performing human like keyboard adjacent miss-presses, extra key presses (either duplicate or keyboard adjacent), and occasional whole  word omissions for things like “the” or “and”- but only for alerts sent between midnight and 2am on weekends. This of course, only after dissecting and trying to characterize what kind of typos we thought were common by drunk people using QWERTY keyboards.&lt;p&gt;It was a simpler time, before autocorrect errors dominated, and it was also a fun Friday night. The somewhat regular “Adam bot” in “party mode alerts were just little bit more amusing to be woken up by late at night when things were broken.</text><parent_chain><item><author>jahnu</author><text>Excuse me sir, but have you been drinking?</text></item><item><author>johannes1234321</author><text>in Germany there were quite some lefal battles around cancslling of Oktoberfest. If I didn&amp;#x27;t miss an uodate on that itnwas concluded that the 2020 Oktoberfest wasn&amp;#x27;t &amp;quot;cancelled&amp;quot; but it wasn&amp;#x27;t announced innthebfirst place, as usually the city councils votes for helding an Oktoberfest in spring while there isn&amp;#x27;t a permanent rule or similar about it. Thus insurances covering &amp;quot;cancelling&amp;quot; didn&amp;#x27;t have to pay.</text></item><item><author>version_five</author><text>When the Japan Olympics were cancelled in 2020 I read that there was actually some kind of &amp;quot;Olympics cancellation insurace&amp;quot; policy that paid out over it, potentially hundreds of millions. I&amp;#x27;ll see if I can find it&lt;p&gt;See here: &lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.reuters.com&amp;#x2F;article&amp;#x2F;us-olympics-insurance&amp;#x2F;insurers-face-mind-blowingly-large-loss-if-olympics-cancelled-idUSKBN29W1OL&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.reuters.com&amp;#x2F;article&amp;#x2F;us-olympics-insurance&amp;#x2F;insure...&lt;/a&gt;&lt;p&gt;The IOC had 800 Million insurance and overall was 2-3 Billion. It would be really interesting to understand how to price an 800 Million Olymoic insurace policy</text></item><item><author>a4isms</author><text>I used to have a reinsurance company as a client. For those unfamiliar, that’s an insurance company that sells insurance to insurance companies. Example: You buy a $1,000,000 automobile liability insurance policy with a $1,000 deductible.&lt;p&gt;If the insurance company doesn’t sell enough of these kinds of policies to reliably offset payouts with premiums, they might turn around and buy a policy from a reinsurance company with a $10,000,000 limit and a $100,000 deductible against their entire portfolio.&lt;p&gt;Thus, reinsurance companies spend a lot of time thinking about things that don’t happen very often but can be very expensive when they happen.&lt;p&gt;And yes, they had a division that did propositions like hole-in-ones, and also they insured legal betting companies against wild trifectas and that sort of thing.&lt;p&gt;I have a small trove of stories they told me about bizarre accidents that wound up costing enormous amounts of money.</text></item></parent_chain></comment><story><title>The strange business of hole-in-one insurance</title><url>https://thehustle.co/the-strange-business-of-hole-in-one-insurance/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>zionic</author><text>Heh, that reminds me:&lt;p&gt;Officer: Sir, how high are you?&lt;p&gt;Dude: No officer, it’s high how are you</text><parent_chain><item><author>jahnu</author><text>Excuse me sir, but have you been drinking?</text></item><item><author>johannes1234321</author><text>in Germany there were quite some lefal battles around cancslling of Oktoberfest. If I didn&amp;#x27;t miss an uodate on that itnwas concluded that the 2020 Oktoberfest wasn&amp;#x27;t &amp;quot;cancelled&amp;quot; but it wasn&amp;#x27;t announced innthebfirst place, as usually the city councils votes for helding an Oktoberfest in spring while there isn&amp;#x27;t a permanent rule or similar about it. Thus insurances covering &amp;quot;cancelling&amp;quot; didn&amp;#x27;t have to pay.</text></item><item><author>version_five</author><text>When the Japan Olympics were cancelled in 2020 I read that there was actually some kind of &amp;quot;Olympics cancellation insurace&amp;quot; policy that paid out over it, potentially hundreds of millions. I&amp;#x27;ll see if I can find it&lt;p&gt;See here: &lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.reuters.com&amp;#x2F;article&amp;#x2F;us-olympics-insurance&amp;#x2F;insurers-face-mind-blowingly-large-loss-if-olympics-cancelled-idUSKBN29W1OL&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.reuters.com&amp;#x2F;article&amp;#x2F;us-olympics-insurance&amp;#x2F;insure...&lt;/a&gt;&lt;p&gt;The IOC had 800 Million insurance and overall was 2-3 Billion. It would be really interesting to understand how to price an 800 Million Olymoic insurace policy</text></item><item><author>a4isms</author><text>I used to have a reinsurance company as a client. For those unfamiliar, that’s an insurance company that sells insurance to insurance companies. Example: You buy a $1,000,000 automobile liability insurance policy with a $1,000 deductible.&lt;p&gt;If the insurance company doesn’t sell enough of these kinds of policies to reliably offset payouts with premiums, they might turn around and buy a policy from a reinsurance company with a $10,000,000 limit and a $100,000 deductible against their entire portfolio.&lt;p&gt;Thus, reinsurance companies spend a lot of time thinking about things that don’t happen very often but can be very expensive when they happen.&lt;p&gt;And yes, they had a division that did propositions like hole-in-ones, and also they insured legal betting companies against wild trifectas and that sort of thing.&lt;p&gt;I have a small trove of stories they told me about bizarre accidents that wound up costing enormous amounts of money.</text></item></parent_chain></comment><story><title>The strange business of hole-in-one insurance</title><url>https://thehustle.co/the-strange-business-of-hole-in-one-insurance/</url></story>