<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>JoelJacobson</author><text>Author here. That&amp;#x27;s a good question. Please see: &lt;a href=&quot;https://github.com/trustly/bankapi/blob/master/doc/rationale.md&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;github.com&amp;#x2F;trustly&amp;#x2F;bankapi&amp;#x2F;blob&amp;#x2F;master&amp;#x2F;doc&amp;#x2F;rationale...&lt;/a&gt;</text><parent_chain><item><author>lorddoig</author><text>What&amp;#x27;s the motivation for this?  Is it coming from inside the industry&amp;#x2F;is it a suggestion&amp;#x2F;fun project?&lt;p&gt;I&amp;#x27;m don&amp;#x27;t understand the purpose - it&amp;#x27;s all about transmission, not data.  Banks could sure do sure do with a standardised API, but is interbank message encryption a problem needing solved?  I&amp;#x27;ve haven&amp;#x27;t heard anything like that.&lt;p&gt;The author is very sure of it&amp;#x27;s production-readiness.  If this transpires to be true, then I could easily see this spec as a good way to encrypt message-based data of all kinds. But where does this bank angle come from?</text></item></parent_chain></comment><story><title>BankAPI</title><url>https://github.com/trustly/bankapi/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>mnem</author><text>It appears to be from &lt;a href=&quot;https://trustly.com/en/&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;trustly.com&amp;#x2F;en&amp;#x2F;&lt;/a&gt; so perhaps they use it internally and are open sourcing it.</text><parent_chain><item><author>lorddoig</author><text>What&amp;#x27;s the motivation for this?  Is it coming from inside the industry&amp;#x2F;is it a suggestion&amp;#x2F;fun project?&lt;p&gt;I&amp;#x27;m don&amp;#x27;t understand the purpose - it&amp;#x27;s all about transmission, not data.  Banks could sure do sure do with a standardised API, but is interbank message encryption a problem needing solved?  I&amp;#x27;ve haven&amp;#x27;t heard anything like that.&lt;p&gt;The author is very sure of it&amp;#x27;s production-readiness.  If this transpires to be true, then I could easily see this spec as a good way to encrypt message-based data of all kinds. But where does this bank angle come from?</text></item></parent_chain></comment><story><title>BankAPI</title><url>https://github.com/trustly/bankapi/</url></story>