<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>toomuchtodo</author><text>VYM or SCHD. VYM tries to mitigate risk through diversification while SCHD tries to mitigate risk through a screening and selection process. VYM comes with a slightly higher dividend (3.14% vs 2.93% for the 12 month yield). They are both highly rated on Morningstar.</text><parent_chain><item><author>andy_ppp</author><text>Interesting, which stocks should I invest in for dividends?</text></item><item><author>nostromo</author><text>This is true if you’re buying stocks (hens) for eggs (dividends) — which is true for me because I’m one of those rare cash-flow investors.&lt;p&gt;But I fear that the vast majority of investors are price speculators, not dividend farmers.</text></item><item><author>_bxg1</author><text>My favorite investment advice, courtesy of Mr. Money Mustache:&lt;p&gt;&amp;quot;Suppose you’re just starting out as an egg farmer, and your goal is to build up a nice, profitable business. You want to build up a flock of hens so big that they are eventually producing thousands of eggs per month. Enough to live off for life and retire.&lt;p&gt;You buy your first 100 hens, and they get right to work. You allow those eggs to hatch so more hens can be born, and you also continue to buy hens from the farm supply store. Suddenly your phone rings and it’s Farmer Joe down the road. “The price of hens has just dropped by 50%! You’ve just lost five grand on those hundred hens you bought last summer!”&lt;p&gt;Is this a sensible way to think about it?&lt;p&gt;No, of course not. You’re happy that hens are cheaper, because now you can build your egg business even faster.&lt;p&gt;Stocks are just like hens. They lay eggs called “dividends”, which are real money that can either flow automatically into your checking account, or automatically reinvest itself to buy still more stocks...There’s only one time you care if one of your shares is down: on the day you sell it.&amp;quot;&lt;p&gt;&lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.mrmoneymustache.com&amp;#x2F;2016&amp;#x2F;02&amp;#x2F;29&amp;#x2F;what-to-do-about-this-scary-stock-market&amp;#x2F;&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.mrmoneymustache.com&amp;#x2F;2016&amp;#x2F;02&amp;#x2F;29&amp;#x2F;what-to-do-about-...&lt;/a&gt;</text></item></parent_chain></comment><story><title>Yield curve is blaring loudest recession warning since 2007</title><url>https://www.bloomberg.com/news/articles/2019-08-05/yield-curve-blares-loudest-u-s-recession-warning-since-2007</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>nostromo</author><text>A few ideas for you to run with: Bond Funds, Preferreds (PFF,JPS), Business Development Companies (ex: GSBD), REITs, Munis, Utilities.&lt;p&gt;Some traditional companies also have lowish dividends, but they will of course compound over time, usually old-fashioned companies like banks or airlines.  A good place to look is Warren Buffet&amp;#x27;s portfolio.</text><parent_chain><item><author>andy_ppp</author><text>Interesting, which stocks should I invest in for dividends?</text></item><item><author>nostromo</author><text>This is true if you’re buying stocks (hens) for eggs (dividends) — which is true for me because I’m one of those rare cash-flow investors.&lt;p&gt;But I fear that the vast majority of investors are price speculators, not dividend farmers.</text></item><item><author>_bxg1</author><text>My favorite investment advice, courtesy of Mr. Money Mustache:&lt;p&gt;&amp;quot;Suppose you’re just starting out as an egg farmer, and your goal is to build up a nice, profitable business. You want to build up a flock of hens so big that they are eventually producing thousands of eggs per month. Enough to live off for life and retire.&lt;p&gt;You buy your first 100 hens, and they get right to work. You allow those eggs to hatch so more hens can be born, and you also continue to buy hens from the farm supply store. Suddenly your phone rings and it’s Farmer Joe down the road. “The price of hens has just dropped by 50%! You’ve just lost five grand on those hundred hens you bought last summer!”&lt;p&gt;Is this a sensible way to think about it?&lt;p&gt;No, of course not. You’re happy that hens are cheaper, because now you can build your egg business even faster.&lt;p&gt;Stocks are just like hens. They lay eggs called “dividends”, which are real money that can either flow automatically into your checking account, or automatically reinvest itself to buy still more stocks...There’s only one time you care if one of your shares is down: on the day you sell it.&amp;quot;&lt;p&gt;&lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.mrmoneymustache.com&amp;#x2F;2016&amp;#x2F;02&amp;#x2F;29&amp;#x2F;what-to-do-about-this-scary-stock-market&amp;#x2F;&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.mrmoneymustache.com&amp;#x2F;2016&amp;#x2F;02&amp;#x2F;29&amp;#x2F;what-to-do-about-...&lt;/a&gt;</text></item></parent_chain></comment><story><title>Yield curve is blaring loudest recession warning since 2007</title><url>https://www.bloomberg.com/news/articles/2019-08-05/yield-curve-blares-loudest-u-s-recession-warning-since-2007</url></story>