<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>simonh</author><text>I don&amp;#x27;t understand why you&amp;#x27;re subtracting inflation. Yes I know doing so gives you the &amp;#x27;real terms&amp;#x27; increase in value, but if you stuff £3,000 in a mattress and pull it out after a year you don&amp;#x27;t notionally add inflation to it&amp;#x27;s value when comparing it to the value of savings. The savings in that account would still be 3% more than your mattress money, not 2.4% more. Unless you&amp;#x27;re comparing it to spending all the money right now.&lt;p&gt;Anyway, £6 (or £7.50) is the price of a meal. £72 (or £90) is the price of a few decent Christmas presents. These things add up.</text><parent_chain><item><author>elcct</author><text>3% minus inflation of 0.6% that would be 2.4% of £3000, which is £72 a year, which gives £6 a month. Is it worth the hassle?</text></item><item><author>dan1234</author><text>&amp;gt; personally doubt a wealthy person would use that bank and yet they seem to think their customers are pissing gold.&lt;p&gt;Actually they give a decent interest rate (relative to the competition) of 3% on the first £3,000[0] so I know a few people who have multiple accounts with them just to reap the interest.&lt;p&gt;[0]&lt;a href=&quot;http:&amp;#x2F;&amp;#x2F;www.tescobank.com&amp;#x2F;current-accounts&amp;#x2F;&quot; rel=&quot;nofollow&quot;&gt;http:&amp;#x2F;&amp;#x2F;www.tescobank.com&amp;#x2F;current-accounts&amp;#x2F;&lt;/a&gt;</text></item><item><author>elcct</author><text>&amp;gt; Tesco Bank is stressing that relatively small amounts were taken from 20,000 accounts&lt;p&gt;If someone is living month to month, said £500 missing could be very serious complication of life and £25 &amp;quot;emergency fund&amp;quot; is a joke. 
I personally doubt a wealthy person would use that bank and yet they seem to think their customers are pissing gold.</text></item></parent_chain></comment><story><title>Tesco Bank halts online payments after money was taken from 20K accounts</title><url>http://www.bbc.co.uk/news/business-37891742</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>to3m</author><text>What hassle? If you need a current account, open a Tesco one, and you&amp;#x27;re getting free money.&lt;p&gt;(If you opening multiple ones, and juggling money between them or whatever, you&amp;#x27;re probably just the sort of person who gets a kick out of doing this sort of thing, and so the exact figure is beside the point...)</text><parent_chain><item><author>elcct</author><text>3% minus inflation of 0.6% that would be 2.4% of £3000, which is £72 a year, which gives £6 a month. Is it worth the hassle?</text></item><item><author>dan1234</author><text>&amp;gt; personally doubt a wealthy person would use that bank and yet they seem to think their customers are pissing gold.&lt;p&gt;Actually they give a decent interest rate (relative to the competition) of 3% on the first £3,000[0] so I know a few people who have multiple accounts with them just to reap the interest.&lt;p&gt;[0]&lt;a href=&quot;http:&amp;#x2F;&amp;#x2F;www.tescobank.com&amp;#x2F;current-accounts&amp;#x2F;&quot; rel=&quot;nofollow&quot;&gt;http:&amp;#x2F;&amp;#x2F;www.tescobank.com&amp;#x2F;current-accounts&amp;#x2F;&lt;/a&gt;</text></item><item><author>elcct</author><text>&amp;gt; Tesco Bank is stressing that relatively small amounts were taken from 20,000 accounts&lt;p&gt;If someone is living month to month, said £500 missing could be very serious complication of life and £25 &amp;quot;emergency fund&amp;quot; is a joke. 
I personally doubt a wealthy person would use that bank and yet they seem to think their customers are pissing gold.</text></item></parent_chain></comment><story><title>Tesco Bank halts online payments after money was taken from 20K accounts</title><url>http://www.bbc.co.uk/news/business-37891742</url></story>