<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>Gpetrium</author><text>The answer is yes and I always point to the Financial Crisis of 33 AD in Rome which was mainly caused by a mass issuance of unsecured loans by the Roman banking house.[1]&lt;p&gt;Some of the major reasons why financial recessions happen are: abnormal leveraging, liquidity mismatches, wars, taxes, subsidies, governance.&lt;p&gt;[1] &lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.businessinsider.com&amp;#x2F;qe-in-the-financial-crisis-of-33-ad-2013-10?r=US&amp;amp;IR=T&amp;amp;IR=T&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.businessinsider.com&amp;#x2F;qe-in-the-financial-crisis-o...&lt;/a&gt;</text><parent_chain><item><author>lefstathiou</author><text>Have any two financial crises happened for the same reasons ?&lt;p&gt;I’m in my early 30s and can recall the following in the US. All for different reasons which would lead me to believe that government regulation post crisis can be effective at avoiding the same crisis from repeating (while arguably could cause a new one):&lt;p&gt;- mortgage crisis 07
- dot com 00
- savings and loans late 80s
- oil crisis late 70s</text></item></parent_chain></comment><story><title>Banks are getting back into the business of building mortgage bonds</title><url>https://www.wsj.com/articles/banks-warm-to-mortgage-bonds-that-burned-them-in-2008-11568626202?mod=rsswn</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>SkyMarshal</author><text>&lt;i&gt;&amp;gt;Have any two financial crises happened for the same reasons?&lt;/i&gt;&lt;p&gt;This book by two economists seeks to answer that question:&lt;p&gt;&lt;i&gt;This Time It’s Different: Eight Centuries of Financial Folly&lt;/i&gt;&lt;p&gt;&lt;a href=&quot;http:&amp;#x2F;&amp;#x2F;www.reinhartandrogoff.com&amp;#x2F;&quot; rel=&quot;nofollow&quot;&gt;http:&amp;#x2F;&amp;#x2F;www.reinhartandrogoff.com&amp;#x2F;&lt;/a&gt;&lt;p&gt;Hint: yes.</text><parent_chain><item><author>lefstathiou</author><text>Have any two financial crises happened for the same reasons ?&lt;p&gt;I’m in my early 30s and can recall the following in the US. All for different reasons which would lead me to believe that government regulation post crisis can be effective at avoiding the same crisis from repeating (while arguably could cause a new one):&lt;p&gt;- mortgage crisis 07
- dot com 00
- savings and loans late 80s
- oil crisis late 70s</text></item></parent_chain></comment><story><title>Banks are getting back into the business of building mortgage bonds</title><url>https://www.wsj.com/articles/banks-warm-to-mortgage-bonds-that-burned-them-in-2008-11568626202?mod=rsswn</url></story>