<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>brunooo</author><text>NPR had an excellent story of how a bank takeover and wind-down works back in 2009:&lt;p&gt;&lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.npr.org&amp;#x2F;2009&amp;#x2F;03&amp;#x2F;26&amp;#x2F;102384657&amp;#x2F;anatomy-of-a-bank-takeover&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.npr.org&amp;#x2F;2009&amp;#x2F;03&amp;#x2F;26&amp;#x2F;102384657&amp;#x2F;anatomy-of-a-bank-t...&lt;/a&gt;&lt;p&gt;&lt;i&gt;“On a mid-January night, some 80 agents of the Federal Deposit Insurance Corp. pull into Vancouver, Wash. Their rental cars are generic, their arrival times staggered. One by one, agents check into a hotel, each quietly offering a pseudonym to the guy at the desk.&lt;p&gt;…&lt;p&gt;He agrees it almost feels like a spy movie. &amp;quot;They&amp;#x27;ve done this before — quite a production,&amp;quot; he says.“&lt;/i&gt;&lt;p&gt;And in general, for people who are understandably worried: besides the $250k available on Monday morning, my bet is on at least 50% of uninsured deposits by end of the week, and 90-100% if not next week (via acquisition) then within a pretty short time.&lt;p&gt;If Oaktree and others are offering folks 70%+ face value for their uninsured deposits, that should be a pretty strong indication of where this is heading (ie a high confidence level at those shops to make a quick 20-30% off panicky sentiment).&lt;p&gt;Edit, PS:&lt;p&gt;This whole story is so bewildering, probably the only bank I can think of that was killed by its own customers (flaky VC herd) despite being generally healthy and having picked the least worst option last year (maturity risk). VCs now banding together is laudable, but why there wasn’t a Buffett type preferred stock rescue earlier this week to save their literal community bank is kinda beyond me.</text><parent_chain></parent_chain></comment><story><title>FDIC – SVB FAQ</title><url>https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/silicon-valley.html</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>toomuchtodo</author><text>Please take a moment to appreciate and respect that FDIC, as a government agency and regulator, stepped in mid day yesterday and banking operations will resume Monday morning for an orderly wind down.&lt;p&gt;&amp;gt; The main office and all branches of Silicon Valley Bank will reopen on Monday, March 13, 2023. The DINB will maintain Silicon Valley Bank’s normal business hours. Banking activities will resume no later than Monday, March 13, including on-line banking and other services. Silicon Valley Bank’s official checks will continue to clear.</text><parent_chain></parent_chain></comment><story><title>FDIC – SVB FAQ</title><url>https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/silicon-valley.html</url></story>