<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>seatac76</author><text>Tangential but kudos to Rohit Chopra, he has done a stellar job at CFPB, between the credit reporting changes and the elimination of bank fees alone he has had quite the impact. Just a few years it looked more likely that the CFPB would be dissolved.</text><parent_chain></parent_chain></comment><story><title>CFPB kicks off rulemaking to remove medical bills from credit reports</title><url>https://www.consumerfinance.gov/about-us/newsroom/cfpb-kicks-off-rulemaking-to-remove-medical-bills-from-credit-reports/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>adamsb6</author><text>What are going to be the second-order consequences of such a policy?&lt;p&gt;Are providers going to run credit checks on you before they agree to take you on as a patient?&lt;p&gt;Require that you sign a document that gives them the right to garnish your wages for non-payment?&lt;p&gt;Require up-front payment for services?&lt;p&gt;Increase prices to cover the revenue lost to people that realize how little consequence there is for non-payment?</text><parent_chain></parent_chain></comment><story><title>CFPB kicks off rulemaking to remove medical bills from credit reports</title><url>https://www.consumerfinance.gov/about-us/newsroom/cfpb-kicks-off-rulemaking-to-remove-medical-bills-from-credit-reports/</url></story>