<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>alach11</author><text>It&amp;#x27;s a form of just-world fallacy. It&amp;#x27;s comforting to think &amp;quot;bad things happen only to stupid people, and I&amp;#x27;m not stupid.&amp;quot;&lt;p&gt;&lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;en.wikipedia.org&amp;#x2F;wiki&amp;#x2F;Just-world_hypothesis&quot; rel=&quot;nofollow&quot;&gt;https:&amp;#x2F;&amp;#x2F;en.wikipedia.org&amp;#x2F;wiki&amp;#x2F;Just-world_hypothesis&lt;/a&gt;</text><parent_chain><item><author>3a2d29</author><text>Not to be super “arm chair psychologist” about this, but I always thought the whole “you deserve it if you got scammed” mentality comes from the people that believe crypto will replace all modern finance.&lt;p&gt;For crypto to replace modern finance, it needs to be better in every way (so it’s a total replacement).&lt;p&gt;Decentralized currency is better for some things, worse for things like preventing scams.  If modern finance prevents scams better, than crypto won’t replace it in that area at least.&lt;p&gt;Solution? Easy: scams aren’t a problem.  Modern finance isn’t better in fixing that problem, cause it’s not a problem.  Now crypto is once again better in every way.</text></item><item><author>PragmaticPulp</author><text>One of the themes in pro-crypto writings has been the idea that as long as you “do your own research” then the bad things won’t happen on &lt;i&gt;your&lt;/i&gt; chosen cryptocurrency. The prevailing idea (among pro-crypto spaces) is that bad things only happen to other people who deserve them because they didn’t do the right research.&lt;p&gt;Recently we’re seeing the bad things happen in more and more mainstream chains. Even famous NFT proponents have been losing their NFTs to scams at a shocking rate. I wonder if this will drive people back to simpler chains like Bitcoin, or if we’re going to see enough bad things (including crashes) that it just sucks the enthusiasm out of the crypto space entirely.</text></item></parent_chain></comment><story><title>Solend seized $170M of user funds</title><url>https://old.reddit.com/r/CryptoCurrency/comments/vfszpt/solend_the_largest_lending_market_on_solana_is/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>fny</author><text>Modern finance is much better at handling fraud. Insurance exists, and recourse also exists since anonymity is not a requirement.&lt;p&gt;Decentralized finance has thus far been demonstrably worse than everything in modern finance. It&amp;#x27;s illiquid, transaction costs are higher, full of scams, buggy, and recourseless.&lt;p&gt;The whole space needs to grow up fast.</text><parent_chain><item><author>3a2d29</author><text>Not to be super “arm chair psychologist” about this, but I always thought the whole “you deserve it if you got scammed” mentality comes from the people that believe crypto will replace all modern finance.&lt;p&gt;For crypto to replace modern finance, it needs to be better in every way (so it’s a total replacement).&lt;p&gt;Decentralized currency is better for some things, worse for things like preventing scams.  If modern finance prevents scams better, than crypto won’t replace it in that area at least.&lt;p&gt;Solution? Easy: scams aren’t a problem.  Modern finance isn’t better in fixing that problem, cause it’s not a problem.  Now crypto is once again better in every way.</text></item><item><author>PragmaticPulp</author><text>One of the themes in pro-crypto writings has been the idea that as long as you “do your own research” then the bad things won’t happen on &lt;i&gt;your&lt;/i&gt; chosen cryptocurrency. The prevailing idea (among pro-crypto spaces) is that bad things only happen to other people who deserve them because they didn’t do the right research.&lt;p&gt;Recently we’re seeing the bad things happen in more and more mainstream chains. Even famous NFT proponents have been losing their NFTs to scams at a shocking rate. I wonder if this will drive people back to simpler chains like Bitcoin, or if we’re going to see enough bad things (including crashes) that it just sucks the enthusiasm out of the crypto space entirely.</text></item></parent_chain></comment><story><title>Solend seized $170M of user funds</title><url>https://old.reddit.com/r/CryptoCurrency/comments/vfszpt/solend_the_largest_lending_market_on_solana_is/</url></story>