<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>thisisit</author><text>Amazon has a serious problem with counterfeit goods and fake reviews. One might think that with the rise of AI&amp;#x2F;ML catching fake reviews and counterfeits will be much easier but Amazon doesn&amp;#x27;t seem to be doing any thing. In which case, allowing them to handle money seems like a recipe for disaster.&lt;p&gt;As for the Ant Financial comparison, I find it hard to believe that Amazon is not utilizing the reserves it gathers by selling gift cards on its platform. Those too are excess reserves to be paid to suppliers once customers utilizes and buys something from a supplier.</text><parent_chain></parent_chain></comment><story><title>How Amazon Can Blow Up Asset Management</title><url>https://jirisancapital.com/amazon-can-blow-up-asset-management/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>obblekk</author><text>If Robinhood, a start up with very few resources, can offer commission free trading, I&amp;#x27;d bet Amazon could offer approximately 0 cost S&amp;amp;P500 funds.&lt;p&gt;If the partnership with JP Morgan works, people could direct deposit money into their Amazon account, auto-invest into Amazon funds, and then spend on Amazon ecommerce. In this model, Amazon immediately saves ~2% on credit card transaction fees, a small portion of which could be used to subsidize cheap or 0 cost investments.&lt;p&gt;Essentially Amazon could vertically integrate the money that will be spent on their products in the future...</text><parent_chain></parent_chain></comment><story><title>How Amazon Can Blow Up Asset Management</title><url>https://jirisancapital.com/amazon-can-blow-up-asset-management/</url></story>