<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>sievebrain</author><text>There is no intellectual dishonesty. Fixing the Eurozone&amp;#x27;s banking problems (assuming you believe those regulations would do the trick) is not the UK&amp;#x27;s problem and it&amp;#x27;s not the UK that blindly insists on a one-track, one-speed Europe: it&amp;#x27;s Germany and France that are wedded to that concept. They could easily have introduced new rules only in the countries that wanted them.&lt;p&gt;But regardless, the problem in Italy is simply that not enough people are paying back their loans. That&amp;#x27;s not something bank regulation is going to fix. Banks make loans, that&amp;#x27;s kind of what they do, and if a country collectively gets too bad at paying back those loans then it&amp;#x27;s gonna have a banking crisis.</text><parent_chain><item><author>glenndebacker</author><text>&amp;quot;The Euro just seems like a complete failure. Giant economies are limping along with 20% unemployment, unable to recover 8 years after the recession. In contrast the US has managed an OK recovery, now closing in on full employment.&amp;quot;&lt;p&gt;You are aware that the problem with the EU banking reforms (or lack off) was also that the UK didn&amp;#x27;t wanted stricter rules with regards of the city of London... ? They even wanted an exemption.&lt;p&gt;In this regards I find it really intellectual dishonest that over the pound they are pointing fingers to the failure of Europe as they were part of the problem to begin with.&lt;p&gt;I do hope that from the moment that the UK stops dragging their feet and leave the EU it will be able to make swifter decisions instead of losing energy in constant oppositions.</text></item><item><author>guelo</author><text>It’s easy for Merkel to insist that Italy has to strictly follow EU rules since she doesn’t have to win an Italian election.&lt;p&gt;The Euro just seems like a complete failure. Giant economies are limping along with 20% unemployment, unable to recover 8 years after the recession. In contrast the US has managed an OK recovery, now closing in on full employment.&lt;p&gt;The problem is that each EU national leader is accountable only to voters in their own country. When countries have opposite interests there’s no good way for resolving the disagreement.&lt;p&gt;The only way it could work would be if Europe-wide economic policy were made by the European Parliament so that taxation and bank regulation would be made coherently across the continent by accountable representatives. But voters, probably correctly, want to maintain national control. But that makes the shared currency a noose.</text></item></parent_chain></comment><story><title>Italy’s teetering banks will be Europe’s next crisis</title><url>http://www.economist.com/news/leaders/21701756-italys-teetering-banks-will-be-europes-next-crisis-italian-job</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>throwaway991132</author><text>So what you are saying, is that the problems in Greece are down to the UK?  I think you may want to rethink how you perceive your world.&lt;p&gt;The UK has nothing to do with reforms concerning the EURO.  That&amp;#x27;s up to France and Germany and the EU Central Bank.&lt;p&gt;The biggest problem is this.  The UK is now leaving and taking a pretty big economy with it.  Those payments the UK makes is going too.&lt;p&gt;The Germany Economy can&amp;#x27;t keep bailing out the poorer nations in the EU alone.&lt;p&gt;The market is now eyeing up all the banks in the EU countries and are sharpening their knives to do shortages.&lt;p&gt;I&amp;#x27;m just waiting for 1 bank to need a bailout and then you&amp;#x27;ll see a long list.&lt;p&gt;Who is going to foot this bill, France, Germany, Finland?  What conditions are they going to impose.&lt;p&gt;Is Italy or another country (Spain?) going to see Greece style sanctions?&lt;p&gt;Once this happens, I think you&amp;#x27;ll start to see other exit musings in other countries and it&amp;#x27;ll be the beginning of the end!</text><parent_chain><item><author>glenndebacker</author><text>&amp;quot;The Euro just seems like a complete failure. Giant economies are limping along with 20% unemployment, unable to recover 8 years after the recession. In contrast the US has managed an OK recovery, now closing in on full employment.&amp;quot;&lt;p&gt;You are aware that the problem with the EU banking reforms (or lack off) was also that the UK didn&amp;#x27;t wanted stricter rules with regards of the city of London... ? They even wanted an exemption.&lt;p&gt;In this regards I find it really intellectual dishonest that over the pound they are pointing fingers to the failure of Europe as they were part of the problem to begin with.&lt;p&gt;I do hope that from the moment that the UK stops dragging their feet and leave the EU it will be able to make swifter decisions instead of losing energy in constant oppositions.</text></item><item><author>guelo</author><text>It’s easy for Merkel to insist that Italy has to strictly follow EU rules since she doesn’t have to win an Italian election.&lt;p&gt;The Euro just seems like a complete failure. Giant economies are limping along with 20% unemployment, unable to recover 8 years after the recession. In contrast the US has managed an OK recovery, now closing in on full employment.&lt;p&gt;The problem is that each EU national leader is accountable only to voters in their own country. When countries have opposite interests there’s no good way for resolving the disagreement.&lt;p&gt;The only way it could work would be if Europe-wide economic policy were made by the European Parliament so that taxation and bank regulation would be made coherently across the continent by accountable representatives. But voters, probably correctly, want to maintain national control. But that makes the shared currency a noose.</text></item></parent_chain></comment><story><title>Italy’s teetering banks will be Europe’s next crisis</title><url>http://www.economist.com/news/leaders/21701756-italys-teetering-banks-will-be-europes-next-crisis-italian-job</url></story>