<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>stevekemp</author><text>Remember that if you use stripe subscriptions you absolutely &lt;i&gt;&lt;/i&gt;must&lt;i&gt;&lt;/i&gt; setup a webhook, or otherwise examine your logs every month.&lt;p&gt;Why?  If a customer is subscribed to a &amp;quot;plan&amp;quot;, and their payment fails it is retried three days later, then five days later, then eight days later, and if all three payments fail they&amp;#x27;re quietly unsubscribed without any notification being sent to you!&lt;p&gt;I have a toy project which has paying customers and last month realized I&amp;#x27;d had people using my SaaS for over a year without having paid me.  A few failures in a row meant they were unsubscribed, and since I didn&amp;#x27;t read the reports every month I didn&amp;#x27;t notice.&lt;p&gt;I reworked my payment system now, to subscribe to webhooks and ensure I find out promptly in the future.&lt;p&gt;Not a huge deal at my volume, but a surprise I could have lived without.</text><parent_chain></parent_chain></comment><story><title>Cheap Recurring Payments with Stripe and AWS Lambda</title><url>http://normal-extensions.com/2017/05/05/simple-recurring/</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>oliwarner</author><text>~3%, dirt cheap?!&lt;p&gt;Why are so many of you so happy to throw so much cash away to process money? I &lt;i&gt;know&lt;/i&gt; Stripe is lovely to integrate but as a business you have to shop around.&lt;p&gt;In the UK (and EU) card processing is much cheaper. Stripe is closer to 2% but if you shop around, you&amp;#x27;ll find somebody who&amp;#x27;ll offer you 0.8-0.9%, give you free terminals and no monthly contract fees.&lt;p&gt;Edit for those asking: Worldpay and Handepay are the best rates I&amp;#x27;ve seen recently. Both for online and off. But again, don&amp;#x27;t just cluster around one company, harass a few yourself. They&amp;#x27;re willing to compete.</text><parent_chain></parent_chain></comment><story><title>Cheap Recurring Payments with Stripe and AWS Lambda</title><url>http://normal-extensions.com/2017/05/05/simple-recurring/</url></story>