<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>jwr</author><text>&amp;gt; On the consumer side, I tend to see Amex as not widely accepted. Especially drops when traveling.&lt;p&gt;As a B2B SaaS owner, I don&amp;#x27;t accept Amex, because they make me jump through extra hoops. I process all cards through Braintree, but Amex requires an extra agreement directly with them, and they make the process of signing those agreements really difficult and obnoxious. I have better things to do with my time.&lt;p&gt;I did a quick search, here&amp;#x27;s a partial list of what was required:&lt;p&gt;·            Please provide a scanned copy of Passports for authorized signers and Beneficial Owners.&lt;p&gt;·            Please provide a scanned copy of Certificate of incorporation&lt;p&gt;·            Please Provide a Completed Multi Currency form, Attached&lt;p&gt;·            Please provide a completed and Signed Side Letter, Attached&lt;p&gt;·            Please provide a completed and Signed W8 BEN form, Attached&lt;p&gt;(BTW, I am not based in the US, so &amp;quot;W8 BEN&amp;quot; reads like Klingon to me).</text><parent_chain><item><author>xyst</author><text>That would be cool. Amex support way better than GS that’s for sure.&lt;p&gt;Would suck for retailers though. Amex fees among the highest when compared to other networks and issuing banks.&lt;p&gt;On the consumer side, I tend to see Amex as not widely accepted. Especially drops when traveling.</text></item><item><author>giobox</author><text>Seemingly both sides have wanted out of this deal, earlier in the year there was another WSJ report with Goldman wanting to end it as well:&lt;p&gt;&amp;gt; &lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.wsj.com&amp;#x2F;articles&amp;#x2F;goldman-is-looking-for-a-way-out-of-its-partnership-with-apple-79849a91&quot; rel=&quot;nofollow noreferrer&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.wsj.com&amp;#x2F;articles&amp;#x2F;goldman-is-looking-for-a-way-ou...&lt;/a&gt;&lt;p&gt;The earlier story from June suggested Amex might take it over.</text></item></parent_chain></comment><story><title>Apple pulls plug on Goldman credit-card partnership</title><url>https://www.wsj.com/finance/banking/apple-pulls-plug-on-goldman-credit-card-partnership-ca1dfb45</url></story>
<instructions>Your goal is to analyze the following comment and estimate how highly it will be upvoted by the Hacker News community.</instructions><comment><author>wsc981</author><text>I got an Amex card and I think it kinda sucks. Many businesses in Thailand don&amp;#x27;t accept Amex, I think due to the high fees. At some point I want to change my card (once I can get a credit card from a bank in Thailand, cause my Amex card is from The Netherlands).&lt;p&gt;Would be much better if Apple would get with MasterCard. Based on my experience, no issues anywhere.</text><parent_chain><item><author>xyst</author><text>That would be cool. Amex support way better than GS that’s for sure.&lt;p&gt;Would suck for retailers though. Amex fees among the highest when compared to other networks and issuing banks.&lt;p&gt;On the consumer side, I tend to see Amex as not widely accepted. Especially drops when traveling.</text></item><item><author>giobox</author><text>Seemingly both sides have wanted out of this deal, earlier in the year there was another WSJ report with Goldman wanting to end it as well:&lt;p&gt;&amp;gt; &lt;a href=&quot;https:&amp;#x2F;&amp;#x2F;www.wsj.com&amp;#x2F;articles&amp;#x2F;goldman-is-looking-for-a-way-out-of-its-partnership-with-apple-79849a91&quot; rel=&quot;nofollow noreferrer&quot;&gt;https:&amp;#x2F;&amp;#x2F;www.wsj.com&amp;#x2F;articles&amp;#x2F;goldman-is-looking-for-a-way-ou...&lt;/a&gt;&lt;p&gt;The earlier story from June suggested Amex might take it over.</text></item></parent_chain></comment><story><title>Apple pulls plug on Goldman credit-card partnership</title><url>https://www.wsj.com/finance/banking/apple-pulls-plug-on-goldman-credit-card-partnership-ca1dfb45</url></story>