### Summary

When running user module with `create_home`, the directory is owned by `root:root` and its `create_date` isn't proper (probably the date of something else, created at machine setup)

```
drwxr-xr-x  2 test_user              test_user              4.0K Jul 29 13:07 test_user <- created by 2.11.2
drwxr-xr-x  2 root                   root                   4.0K Jul 15 10:37 test_user_3  <- created by 2.12.0.dev0
```


Fails in
ansible-playbook [core 2.12.0.dev0] 
Works in
ansible-playbook [core 2.11.2.post0] 

I suspect that this is the reason (but can't be sure)
https://github.com/ansible/ansible/commit/2f7e0b84895b4d6816e695b009bf53e78e6aa088



### Issue Type

Bug Report

### Component Name

user

### Ansible Version

```console
$ ansible --version 2.12.0.dev0
```


### Configuration

```console
$ ansible-config dump --only-changed
```


### OS / Environment

Ubuntu 20.04

### Steps to Reproduce

<!--- Paste example playbooks or commands between quotes below -->
```yaml (paste below)

```


### Expected Results

Folder is created with user's permissions

### Actual Results

```console
Folder is created with root:root permissions
```


### Code of Conduct

- [X] I agree to follow the Ansible Code of Conduct
sample: '2048 SHA256:aYNHYcyVm87Igh0IMEDMbvW0QDlRQfE0aJugp684ko8 ansible-generated on host (RSA)'
ssh_key_file:
  description: Path to generated SSH private key file.
  returned: When I(generate_ssh_key) is C(True)
  type: str
  sample: /home/asmith/.ssh/id_rsa
ssh_public_key:
  description: Generated SSH public key file.
  returned: When I(generate_ssh_key) is C(True)
  type: str
  sample: >
    'ssh-rsa AAAAB3NzaC1yc2EAAAADAQABAAABAQC95opt4SPEC06tOYsJQJIuN23BbLMGmYo8ysVZQc4h2DZE9ugbjWWGS1/pweUGjVstgzMkBEeBCByaEf/RJKNecKRPeGd2Bw9DCj/bn5Z6rGfNENKBmo
    618mUJBvdlEgea96QGjOwSB7/gmonduC7gsWDMNcOdSE3wJMTim4lddiBx4RgC9yXsJ6Tkz9BHD73MXPpT5ETnse+A3fw3IGVSjaueVnlUyUmOBf7fzmZbhlFVXf2Zi2rFTXqvbdGHKkzpw1U8eB8xFPP7y
    d5u1u0e6Acju/8aZ/l17IDFiLke5IzlqIMRTEbDwLNeO84YQKWTm9fODHzhYe0yvxqLiK07 ansible-generated on host'
stderr:
  description: Standard error from running commands.
  returned: When stderr is returned by a command that is run
  type: str
  sample: Group wheels does not exist
stdout:
  description: Standard output from running commands.
  returned: When standard output is returned by the command that is run
  type: str
  sample:
system:
  description: Whether or not the account is a system account.
  returned: When I(system) is passed to the module and the account does not exist
  type: bool
  sample: True
uid: