### Summary

When running user module with `create_home`, the directory is owned by `root:root` and its `create_date` isn't proper (probably the date of something else, created at machine setup)

```
drwxr-xr-x  2 test_user              test_user              4.0K Jul 29 13:07 test_user <- created by 2.11.2
drwxr-xr-x  2 root                   root                   4.0K Jul 15 10:37 test_user_3  <- created by 2.12.0.dev0
```


Fails in
ansible-playbook [core 2.12.0.dev0] 
Works in
ansible-playbook [core 2.11.2.post0] 

I suspect that this is the reason (but can't be sure)
https://github.com/ansible/ansible/commit/2f7e0b84895b4d6816e695b009bf53e78e6aa088



### Issue Type

Bug Report

### Component Name

user

### Ansible Version

```console
$ ansible --version 2.12.0.dev0
```


### Configuration

```console
$ ansible-config dump --only-changed
```


### OS / Environment

Ubuntu 20.04

### Steps to Reproduce

<!--- Paste example playbooks or commands between quotes below -->
```yaml (paste below)

```


### Expected Results

Folder is created with user's permissions

### Actual Results

```console
Folder is created with root:root permissions
```


### Code of Conduct

- [X] I agree to follow the Ansible Code of Conduct
- name: Create a 2048-bit SSH key for user jsmith in ~jsmith/.ssh/id_rsa
  ansible.builtin.user:
    name: jsmith
    generate_ssh_key: yes
    ssh_key_bits: 2048
    ssh_key_file: .ssh/id_rsa
- name: Added a consultant whose account you want to expire
  ansible.builtin.user:
    name: james18
    shell: /bin/zsh
    groups: developers
    expires: 1422403387
- name: Starting at Ansible 2.6, modify user, remove expiry time
  ansible.builtin.user:
    name: james18
    expires: -1
- name: Set maximum expiration date for password
  user:
    name: ram19
    password_expire_max: 10
- name: Set minimum expiration date for password
  user:
    name: pushkar15
    password_expire_min: 5
'''
RETURN = r'''
append:
  description: Whether or not to append the user to groups.
  returned: When state is C(present) and the user exists
  type: bool