### Summary

When running user module with `create_home`, the directory is owned by `root:root` and its `create_date` isn't proper (probably the date of something else, created at machine setup)

```
drwxr-xr-x  2 test_user              test_user              4.0K Jul 29 13:07 test_user <- created by 2.11.2
drwxr-xr-x  2 root                   root                   4.0K Jul 15 10:37 test_user_3  <- created by 2.12.0.dev0
```


Fails in
ansible-playbook [core 2.12.0.dev0] 
Works in
ansible-playbook [core 2.11.2.post0] 

I suspect that this is the reason (but can't be sure)
https://github.com/ansible/ansible/commit/2f7e0b84895b4d6816e695b009bf53e78e6aa088



### Issue Type

Bug Report

### Component Name

user

### Ansible Version

```console
$ ansible --version 2.12.0.dev0
```


### Configuration

```console
$ ansible-config dump --only-changed
```


### OS / Environment

Ubuntu 20.04

### Steps to Reproduce

<!--- Paste example playbooks or commands between quotes below -->
```yaml (paste below)

```


### Expected Results

Folder is created with user's permissions

### Actual Results

```console
Folder is created with root:root permissions
```


### Code of Conduct

- [X] I agree to follow the Ansible Code of Conduct
info = self.user_info()
        overwrite = None
        try:
            ssh_key_file = self.get_ssh_key_path()
        except Exception as e:
            return (1, '', to_native(e))
        ssh_dir = os.path.dirname(ssh_key_file)
        if not os.path.exists(ssh_dir):
            if self.module.check_mode:
                return (0, '', '')
            try:
                os.mkdir(ssh_dir, int('0700', 8))
                os.chown(ssh_dir, info[2], info[3])
            except OSError as e:
                return (1, '', 'Failed to create %s: %s' % (ssh_dir, to_native(e)))
        if os.path.exists(ssh_key_file):
            if self.force:
                
                overwrite = 'y'
            else:
                return (None, 'Key already exists, use "force: yes" to overwrite', '')
        cmd = [self.module.get_bin_path('ssh-keygen', True)]
        cmd.append('-t')
        cmd.append(self.ssh_type)
        if self.ssh_bits > 0:
            cmd.append('-b')