### Summary

When running user module with `create_home`, the directory is owned by `root:root` and its `create_date` isn't proper (probably the date of something else, created at machine setup)

```
drwxr-xr-x  2 test_user              test_user              4.0K Jul 29 13:07 test_user <- created by 2.11.2
drwxr-xr-x  2 root                   root                   4.0K Jul 15 10:37 test_user_3  <- created by 2.12.0.dev0
```


Fails in
ansible-playbook [core 2.12.0.dev0] 
Works in
ansible-playbook [core 2.11.2.post0] 

I suspect that this is the reason (but can't be sure)
https://github.com/ansible/ansible/commit/2f7e0b84895b4d6816e695b009bf53e78e6aa088



### Issue Type

Bug Report

### Component Name

user

### Ansible Version

```console
$ ansible --version 2.12.0.dev0
```


### Configuration

```console
$ ansible-config dump --only-changed
```


### OS / Environment

Ubuntu 20.04

### Steps to Reproduce

<!--- Paste example playbooks or commands between quotes below -->
```yaml (paste below)

```


### Expected Results

Folder is created with user's permissions

### Actual Results

```console
Folder is created with root:root permissions
```


### Code of Conduct

- [X] I agree to follow the Ansible Code of Conduct
ssh_key_file = self.get_ssh_key_path()
        if not os.path.exists(ssh_key_file):
            return (1, 'SSH Key file %s does not exist' % ssh_key_file, '')
        cmd = [self.module.get_bin_path('ssh-keygen', True)]
        cmd.append('-l')
        cmd.append('-f')
        cmd.append(ssh_key_file)
        return self.execute_command(cmd, obey_checkmode=False)
    def get_ssh_public_key(self):
        ssh_public_key_file = '%s.pub' % self.get_ssh_key_path()
        try:
            with open(ssh_public_key_file, 'r') as f:
                ssh_public_key = f.read().strip()
        except IOError:
            return None
        return ssh_public_key
    def create_user(self):