### Summary

When running user module with `create_home`, the directory is owned by `root:root` and its `create_date` isn't proper (probably the date of something else, created at machine setup)

```
drwxr-xr-x  2 test_user              test_user              4.0K Jul 29 13:07 test_user <- created by 2.11.2
drwxr-xr-x  2 root                   root                   4.0K Jul 15 10:37 test_user_3  <- created by 2.12.0.dev0
```


Fails in
ansible-playbook [core 2.12.0.dev0] 
Works in
ansible-playbook [core 2.11.2.post0] 

I suspect that this is the reason (but can't be sure)
https://github.com/ansible/ansible/commit/2f7e0b84895b4d6816e695b009bf53e78e6aa088



### Issue Type

Bug Report

### Component Name

user

### Ansible Version

```console
$ ansible --version 2.12.0.dev0
```


### Configuration

```console
$ ansible-config dump --only-changed
```


### OS / Environment

Ubuntu 20.04

### Steps to Reproduce

<!--- Paste example playbooks or commands between quotes below -->
```yaml (paste below)

```


### Expected Results

Folder is created with user's permissions

### Actual Results

```console
Folder is created with root:root permissions
```


### Code of Conduct

- [X] I agree to follow the Ansible Code of Conduct
passwd = ''
        expires = ''
        if os.path.exists(self.SHADOWFILE) and os.access(self.SHADOWFILE, os.R_OK):
            with open(self.SHADOWFILE, 'r') as f:
                for line in f:
                    if line.startswith('%s:' % self.name):
                        passwd = line.split(':')[1]
                        expires = line.split(':')[self.SHADOWFILE_EXPIRE_INDEX] or -1
        return passwd, expires
    def get_ssh_key_path(self):
        info = self.user_info()
        if os.path.isabs(self.ssh_file):
            ssh_key_file = self.ssh_file
        else:
            if not os.path.exists(info[5]) and not self.module.check_mode:
                raise Exception('User %s home directory does not exist' % self.name)
            ssh_key_file = os.path.join(info[5], self.ssh_file)
        return ssh_key_file
    def ssh_key_gen(self):