On my Linux Mint 19.1:
```bash
$ umask
0022
```

After the first run of `bitcoin-qt -sysperm=false` the `0700` permissions are expected for both the datadir (`~/.bitcoin`) and the walletdir (`~/.bitcoin/wallets`).

Actually, the directories are created with such access permissions:
```bash
$ stat ~/.bitcoin | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
$ stat ~/.bitcoin/wallets | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
```

Refs:
- #4286
- #13371
- #13389

NOTE: reading through the initial PR #4286 makes me think it was controversial. Is it a better and simpler way to just get rid of `-sysperm` option? I believe a user who needs this option can easily run `chown` command.
{
    const fs::path datadir{gArgs.GetPathArg("-datadir")};
    return datadir.empty() || fs::is_directory(fs::absolute(datadir));
}
fs::path GetConfigFile(const fs::path& configuration_file_path)
{
    return AbsPathForConfigVal(configuration_file_path, false);
}
static bool GetConfigOptions(std::istream& stream, const std::string& filepath, std::string& error, std::vector<std::pair<std::string, std::string>>& options, std::list<SectionInfo>& sections)