Steps to reproduce on regtest:

```
converttopsbt 02000000000101ab73dba46508bacdb49a988ddd74bc9d39c9cb7e057af060ca8c6b6861e28e3c0300000000feffffff02b828d0b20000000017a914d1954862afd728fbb055149002958e1d1b9e1f0b8700ca9a3b0000000017a91442170ccb3441cff1723af9afab6f2553103e1d578702473044022077380c6e16496d9905aef120694c329be51522847cb5d53fa74b94698c95678d02202d32c46e0e17420a83dee830fefda7d40529182f5d82be47c2b49a7b83214ab50121026d483d6628dcc3ef6e3ab9ed4937c452c263c7e0ac80eb4be97426d5da8f640500000000
```
or 
```
converttopsbt 02000000000101ab73dba46508bacdb49a988ddd74bc9d39c9cb7e057af060ca8c6b6861e28e3c0300000000feffffff02b828d0b20000000017a914d1954862afd728fbb055149002958e1d1b9e1f0b8700ca9a3b0000000017a91442170ccb3441cff1723af9afab6f2553103e1d578702473044022077380c6e16496d9905aef120694c329be51522847cb5d53fa74b94698c95678d02202d32c46e0e17420a83dee830fefda7d40529182f5d82be47c2b49a7b83214ab50121026d483d6628dcc3ef6e3ab9ed4937c452c263c7e0ac80eb4be97426d5da8f640500000000 false
```

Further reading: #13738
{
    if (request.fHelp || request.params.size() < 1 || request.params.size() > 3) {
        throw std::runtime_error(
            RPCHelpMan{"createwallet",
                "\nCreates and loads a new wallet.\n",
                {
                    {"wallet_name", RPCArg::Type::STR, RPCArg::Optional::NO, "The name for the new wallet. If this is a path, the wallet will be created at the path location."},
                    {"disable_private_keys", RPCArg::Type::BOOL,  "false", "Disable the possibility of private keys (only watchonlys are possible in this mode)."},
                    {"blank", RPCArg::Type::BOOL,  "false", "Create a blank wallet. A blank wallet has no keys or HD seed. One can be set using sethdseed."},
                },
                RPCResult{
            "{\n"
            "  \"name\" :    <wallet_name>,        (string) The wallet name if created successfully. If the wallet was created using a full path, the wallet_name will be the full path.\n"
            "  \"warning\" : <warning>,            (string) Warning message if wallet was not loaded cleanly.\n"
            "}\n"
                },
                RPCExamples{
                    HelpExampleCli("createwallet", "\"testwallet\"")
            + HelpExampleRpc("createwallet", "\"testwallet\"")
                },
            }.ToString());
    }
    std::string error;
    std::string warning;
    uint64_t flags = 0;
    if (!request.params[1].isNull() && request.params[1].get_bool()) {
        flags |= WALLET_FLAG_DISABLE_PRIVATE_KEYS;
    }
    if (!request.params[2].isNull() && request.params[2].get_bool()) {