On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
CConnman::Options connOptions;
    connOptions.nLocalServices = nLocalServices;
    connOptions.nMaxConnections = nMaxConnections;
    connOptions.nMaxOutbound = std::min(MAX_OUTBOUND_CONNECTIONS, connOptions.nMaxConnections);
    connOptions.nMaxAddnode = MAX_ADDNODE_CONNECTIONS;
    connOptions.nMaxFeeler = 1;
    connOptions.nBestHeight = chain_active_height;
    connOptions.uiInterface = &uiInterface;
    connOptions.m_msgproc = peerLogic.get();
    connOptions.nSendBufferMaxSize = 1000*gArgs.GetArg("-maxsendbuffer", DEFAULT_MAXSENDBUFFER);
    connOptions.nReceiveFloodSize = 1000*gArgs.GetArg("-maxreceivebuffer", DEFAULT_MAXRECEIVEBUFFER);
    connOptions.m_added_nodes = gArgs.GetArgs("-addnode");
    connOptions.nMaxOutboundTimeframe = nMaxOutboundTimeframe;
    connOptions.nMaxOutboundLimit = nMaxOutboundLimit;
    connOptions.m_peer_connect_timeout = peer_connect_timeout;
    for (const std::string& strBind : gArgs.GetArgs("-bind")) {
        CService addrBind;
        if (!Lookup(strBind.c_str(), addrBind, GetListenPort(), false)) {
            return InitError(ResolveErrMsg("bind", strBind));
        }
        connOptions.vBinds.push_back(addrBind);
    }
    for (const std::string& strBind : gArgs.GetArgs("-whitebind")) {
        CService addrBind;
        if (!Lookup(strBind.c_str(), addrBind, 0, false)) {
            return InitError(ResolveErrMsg("whitebind", strBind));
        }
        if (addrBind.GetPort() == 0) {
            return InitError(strprintf(_("Need to specify a port with -whitebind: '%s'"), strBind));
        }