Right now to recover from a backup with an encrypted HD wallet the user must do something like unlock the wallet with a really long time out and manually trigger a rescan,  otherwise they risk missing some keys when auto-topup cannot run.
{RPCResult::Type::STR, "desc", "The descriptor string."},
                                }},
                            }},
                        }},
                        {RPCResult::Type::STR_HEX, "hex", "Raw data for transaction"},
                        {RPCResult::Type::OBJ, "decoded", true, "The decoded transaction (only present when `verbose` is passed)",
                        {
                            {RPCResult::Type::ELISION, "", "Equivalent to the RPC decoderawtransaction method, or the RPC getrawtransaction method when `verbose` is passed."},
                        }},
                    })
                },
                RPCExamples{
                    HelpExampleCli("gettransaction", "\"1075db55d416d3ca199f55b6084e2115b9345e16c5cf302fc80e9d5fbf5d48d\"")
            + HelpExampleCli("gettransaction", "\"1075db55d416d3ca199f55b6084e2115b9345e16c5cf302fc80e9d5fbf5d48d\" true")
            + HelpExampleCli("gettransaction", "\"1075db55d416d3ca199f55b6084e2115b9345e16c5cf302fc80e9d5fbf5d48d\" false true")
            + HelpExampleRpc("gettransaction", "\"1075db55d416d3ca199f55b6084e2115b9345e16c5cf302fc80e9d5fbf5d48d\"")
                },
        [&](const RPCHelpMan& self, const JSONRPCRequest& request) -> UniValue
{
    const std::shared_ptr<const CWallet> pwallet = GetWalletForJSONRPCRequest(request);
    if (!pwallet) return UniValue::VNULL;
    
    
    pwallet->BlockUntilSyncedToCurrentChain();
    LOCK(pwallet->cs_wallet);
    uint256 hash(ParseHashV(request.params[0], "txid"));
    isminefilter filter = ISMINE_SPENDABLE;
    if (ParseIncludeWatchonly(request.params[1], *pwallet)) {
        filter |= ISMINE_WATCH_ONLY;
    }