On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
*     the pre-split pool if present, or the internal or external pool
     * @param fRequestedInternal true if the caller would like the key drawn
     *     from the internal keypool, false if external is preferred
     *
     * @return true if succeeded, false if failed due to empty keypool
     * @throws std::runtime_error if keypool read failed, key was invalid,
     *     was not found in the wallet, or was misclassified in the internal
     *     or external keypool
     */
    bool ReserveKeyFromKeyPool(int64_t& nIndex, CKeyPool& keypool, bool fRequestedInternal);
    void KeepKey(int64_t nIndex);
    void ReturnKey(int64_t nIndex, bool fInternal, const CPubKey& pubkey);
    bool GetKeyFromPool(CPubKey &key, bool internal = false);
    int64_t GetOldestKeyPoolTime();
    /**
     * Marks all keys in the keypool up to and including reserve_key as used.
     */
    void MarkReserveKeysAsUsed(int64_t keypool_id) EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
    const std::map<CKeyID, int64_t>& GetAllReserveKeys() const { return m_pool_key_to_index; }
    std::set<std::set<CTxDestination>> GetAddressGroupings() EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
    std::map<CTxDestination, CAmount> GetAddressBalances(interfaces::Chain::Lock& locked_chain);
    std::set<CTxDestination> GetLabelAddresses(const std::string& label) const;
    isminetype IsMine(const CTxIn& txin) const;
    /**
     * Returns amount of debit if the input matches the
     * filter, otherwise returns 0
     */
    CAmount GetDebit(const CTxIn& txin, const isminefilter& filter) const;
    isminetype IsMine(const CTxOut& txout) const;
    CAmount GetCredit(const CTxOut& txout, const isminefilter& filter) const;