Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
{
    LOCK2(cs_main, cs_wallet);
    int conflictconfirms = 0;
    if (mapBlockIndex.count(hashBlock)) {
        CBlockIndex* pindex = mapBlockIndex[hashBlock];
        if (chainActive.Contains(pindex)) {
            conflictconfirms = -(chainActive.Height() - pindex->nHeight + 1);
        }
    }
    
    
    
    
    if (conflictconfirms >= 0)
        return;
    
    CWalletDB walletdb(*dbw, "r+", false);
    std::set<uint256> todo;
    std::set<uint256> done;
    todo.insert(hashTx);
    while (!todo.empty()) {
        uint256 now = *todo.begin();
        todo.erase(now);
        done.insert(now);
        auto it = mapWallet.find(now);