On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
RPCTypeCheckArgument(request.params[2], UniValue::VARR);
        UniValue inputs = request.params[2].get_array();
        for (unsigned int idx = 0; idx < inputs.size(); idx++) {
            const UniValue& input = inputs[idx];
            CTxDestination dest = DecodeDestination(input.get_str());
            if (!IsValidDestination(dest)) {
                throw JSONRPCError(RPC_INVALID_ADDRESS_OR_KEY, std::string("Invalid Bitcoin address: ") + input.get_str());
            }
            if (!destinations.insert(dest).second) {
                throw JSONRPCError(RPC_INVALID_PARAMETER, std::string("Invalid parameter, duplicated address: ") + input.get_str());
            }
        }
    }
    bool include_unsafe = true;
    if (!request.params[3].isNull()) {
        RPCTypeCheckArgument(request.params[3], UniValue::VBOOL);
        include_unsafe = request.params[3].get_bool();
    }
    CAmount nMinimumAmount = 0;
    CAmount nMaximumAmount = MAX_MONEY;
    CAmount nMinimumSumAmount = MAX_MONEY;
    uint64_t nMaximumCount = 0;
    if (!request.params[4].isNull()) {
        const UniValue& options = request.params[4].get_obj();
        if (options.exists("minimumAmount"))
            nMinimumAmount = AmountFromValue(options["minimumAmount"]);
        if (options.exists("maximumAmount"))
            nMaximumAmount = AmountFromValue(options["maximumAmount"]);
        if (options.exists("minimumSumAmount"))
            nMinimumSumAmount = AmountFromValue(options["minimumSumAmount"]);