`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    std::map<CTxDestination, CAmount> balances;
    {
        LOCK(cs_wallet);
        for (const auto& walletEntry : mapWallet)
        {
            const CWalletTx& wtx = walletEntry.second;
            if (!wtx.IsTrusted(locked_chain))
                continue;
            if (wtx.IsImmatureCoinBase(locked_chain))
                continue;
            int nDepth = wtx.GetDepthInMainChain(locked_chain);
            if (nDepth < (wtx.IsFromMe(ISMINE_ALL) ? 0 : 1))
                continue;
            for (unsigned int i = 0; i < wtx.tx->vout.size(); i++)
            {
                CTxDestination addr;
                if (!IsMine(wtx.tx->vout[i]))
                    continue;
                if(!ExtractDestination(wtx.tx->vout[i].scriptPubKey, addr))
                    continue;
                CAmount n = IsSpent(locked_chain, walletEntry.first, i) ? 0 : wtx.tx->vout[i].nValue;
                if (!balances.count(addr))
                    balances[addr] = 0;