### Is there an existing issue for this?

- [X] I have searched the existing issues

### Current behaviour

I randomly encountered this by loading a wallet created from master with an older version. I could trace it down to bd13dc2f46ea10302a928fcf0f53b7aed77ad260 (#26076), but I don't know descriptor wallets enough to understand what's going on (cc @Sjors @achow101).

### Expected behaviour

`bitcoind` starts, or at least tells me to use a later version if #26076 was a breaking change instead of corrupting `wallet.dat`.

### Steps to reproduce

(master, clean chain): 
`createwallet -regtest ""`
(v25.0rc2):
first `bitcoind -regtest` succeeds
then stop and restart the node: The second `bitcoind -regtest` leads to an InitError:
`Error: Error: Unable to expand wallet descriptor from cache`
now, the wallet cannot be loaded by either version.

### Relevant log output

_No response_

### How did you obtain Bitcoin Core

Compiled from source

### What version of Bitcoin Core are you using?

v25.0rc2 / master

### Operating system and version

Ubuntu

### Machine specifications

_No response_
const std::string BESTBLOCK{"bestblock"};
const std::string CRYPTED_KEY{"ckey"};
const std::string CSCRIPT{"cscript"};
const std::string DEFAULTKEY{"defaultkey"};
const std::string DESTDATA{"destdata"};
const std::string FLAGS{"flags"};
const std::string HDCHAIN{"hdchain"};
const std::string KEYMETA{"keymeta"};
const std::string KEY{"key"};
const std::string LOCKED_UTXO{"lockedutxo"};
const std::string MASTER_KEY{"mkey"};
const std::string MINVERSION{"minversion"};
const std::string NAME{"name"};
const std::string OLD_KEY{"wkey"};
const std::string ORDERPOSNEXT{"orderposnext"};
const std::string POOL{"pool"};
const std::string PURPOSE{"purpose"};
const std::string SETTINGS{"settings"};
const std::string TX{"tx"};
const std::string VERSION{"version"};
const std::string WALLETDESCRIPTOR{"walletdescriptor"};
const std::string WALLETDESCRIPTORCACHE{"walletdescriptorcache"};
const std::string WALLETDESCRIPTORLHCACHE{"walletdescriptorlhcache"};
const std::string WALLETDESCRIPTORCKEY{"walletdescriptorckey"};
const std::string WALLETDESCRIPTORKEY{"walletdescriptorkey"};
const std::string WATCHMETA{"watchmeta"};
const std::string WATCHS{"watchs"};
const std::unordered_set<std::string> LEGACY_TYPES{CRYPTED_KEY, CSCRIPT, DEFAULTKEY, HDCHAIN, KEYMETA, KEY, OLD_KEY, POOL, WATCHMETA, WATCHS};
} 
bool WalletBatch::WriteName(const std::string& strAddress, const std::string& strName)