On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
obj.pushKV("sigsrequired", solutions_data[0][0]);
            UniValue pubkeys(UniValue::VARR);
            for (size_t i = 1; i < solutions_data.size() - 1; ++i) {
                CPubKey key(solutions_data[i].begin(), solutions_data[i].end());
                if (include_addresses) a.push_back(EncodeDestination(key.GetID()));
                pubkeys.push_back(HexStr(key.begin(), key.end()));
            }
            obj.pushKV("pubkeys", std::move(pubkeys));
        }
        
        
        
        
        if (include_addresses) obj.pushKV("addresses", std::move(a));
    }
    explicit DescribeWalletAddressVisitor(CWallet* _pwallet) : pwallet(_pwallet) {}
    UniValue operator()(const CNoDestination& dest) const { return UniValue(UniValue::VOBJ); }
    UniValue operator()(const CKeyID& keyID) const
    {
        UniValue obj(UniValue::VOBJ);
        CPubKey vchPubKey;
        if (pwallet && pwallet->GetPubKey(keyID, vchPubKey)) {
            obj.pushKV("pubkey", HexStr(vchPubKey));
            obj.pushKV("iscompressed", vchPubKey.IsCompressed());
        }
        return obj;
    }
    UniValue operator()(const CScriptID& scriptID) const