Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
const CTransaction& tx = *ptx;
    if (!AddToWalletIfInvolvingMe(ptx, pindex, posInBlock, true))
        return; 
    
    
    
    for (const CTxIn& txin : tx.vin) {
        auto it = mapWallet.find(txin.prevout.hash);
        if (it != mapWallet.end()) {
            it->second.MarkDirty();
        }
    }
}
void CWallet::TransactionAddedToMempool(const CTransactionRef& ptx) {