**Expected behavior**
It is expected that Bitcoin Core is not shutdown automatically during startup. Moreover, it should be possible to set transaction fee at 0.

**Actual behavior**
![Bitcoin Core Error mintxfee](https://user-images.githubusercontent.com/111286121/210274894-e91adf7f-43f7-4c3f-b799-222c00dc34a0.png)

**To reproduce**

1) Click bitcoin-qt.exe.

**System information**

1) A wallet that contained unspent funds was opened previously.
2) The bitcoin.conf file contains "mintxfee=0".
3) Bitcoin Core 24.0.1 official binary for Windows (portable).
bool CWalletUnlock(const SecureString& strWalletPassphrase, bool accept_no_keys)
{
    CCrypter crypter;
    CKeyingMaterial _vMasterKey;
    {
        LOCK(cs_);
        for (const MasterKeyMapvalue_type& pMasterKey  mapMasterKeys)
        {
            if(!crypter.SetKeyFromPassphrase(strWalletPassphrase, pMasterKey.second.vchSalt, pMasterKey.second.nDeriveIterations, pMasterKey.second.nDerivationMethod))
                return false;
            if (!crypter.Decrypt(pMasterKey.second.vchCryptedKey, _vMasterKey))
                continue; // t
            if (Unlock(_vMasterKey, accept_no_keys)) {
                // N
                UpgradeKeyMetadata();
                // N
                UpgradeDescriptorCache();
                return true;
            }
        }
    }
    return false;
}
bool CWalletChangeWalletPassphrase(const SecureString& strOldWalletPassphrase, const SecureString& strNewWalletPassphrase)
{
    bool fWasLocked = IsLocked();
    {
        LOCK(cs_);
        Lock();
        CCrypter crypter;