Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
{
    mapTxSpends.insert(std::make_pair(outpoint, wtxid));
    std::pair<TxSpends::iterator, TxSpends::iterator> range;
    range = mapTxSpends.equal_range(outpoint);
    SyncMetaData(range);
}
void CWallet::AddToSpends(const uint256& wtxid)
{
    auto it = mapWallet.find(wtxid);
    assert(it != mapWallet.end());
    CWalletTx& thisTx = it->second;
    if (thisTx.IsCoinBase()) 
        return;
    for (const CTxIn& txin : thisTx.tx->vin)
        AddToSpends(txin.prevout, wtxid);
}
bool CWallet::EncryptWallet(const SecureString& strWalletPassphrase)