This is related to #14150 and possibly others, but it's actually a separate issue.

For instance, when using the following query:
`bitcoin-cli scantxoutset start '[{"desc":"wpkh(xpubABCDEF/0/*)", "range":100}]'`
I can get a list of UTXOs, but no way to get back the index which derived that particular UTXO. So it's not much better than deriving on the user side and specifying addresses one by one, so that I already have a cache of addresses to match.

Not sure what the solution looks like. One way is to repeat the full descriptor in the utxo. That might get verbose though.
if (strOldWalletPass.length() < 1 || strNewWalletPass.length() < 1)
        throw std::runtime_error(
            "walletpassphrasechange <oldpassphrase> <newpassphrase>\n"
            "Changes the wallet passphrase from <oldpassphrase> to <newpassphrase>.");
    if (!pwallet->ChangeWalletPassphrase(strOldWalletPass, strNewWalletPass)) {
        throw JSONRPCError(RPC_WALLET_PASSPHRASE_INCORRECT, "Error: The wallet passphrase entered was incorrect.");
    }
    return NullUniValue;
}
static UniValue walletlock(const JSONRPCRequest& request)
{
    std::shared_ptr<CWallet> const wallet = GetWalletForJSONRPCRequest(request);
    CWallet* const pwallet = wallet.get();
    if (!EnsureWalletIsAvailable(pwallet, request.fHelp)) {
        return NullUniValue;
    }
    if (request.fHelp || request.params.size() != 0) {
        throw std::runtime_error(
            "walletlock\n"
            "\nRemoves the wallet encryption key from memory, locking the wallet.\n"
            "After calling this method, you will need to call walletpassphrase again\n"
            "before being able to call any methods which require the wallet to be unlocked.\n"
            "\nExamples:\n"
            "\nSet the passphrase for 2 minutes to perform a transaction\n"
            + HelpExampleCli("walletpassphrase", "\"my pass phrase\" 120") +
            "\nPerform a send (requires passphrase set)\n"
            + HelpExampleCli("sendtoaddress", "\"1M72Sfpbz1BPpXFHz9m3CdqATR44Jvaydd\" 1.0") +
            "\nClear the passphrase since we are done before 2 minutes is up\n"
            + HelpExampleCli("walletlock", "") +
            "\nAs a JSON-RPC call\n"