`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
continue;
                }
                int64_t nSmartTime;
                nSmartTime = pwtx->nTimeSmart;
                if (!nSmartTime) {
                    nSmartTime = pwtx->nTimeReceived;
                }
                if (nSmartTime <= latestTolerated) {
                    latestEntry = nSmartTime;
                    if (nSmartTime > latestNow) {
                        latestNow = nSmartTime;
                    }
                    break;
                }
            }
            nTimeSmart = std::max(latestEntry, std::min(blocktime, latestNow));
        } else {
            WalletLogPrintf("%s: found %s in block %s not in index\n", __func__, wtx.GetHash().ToString(), wtx.hashBlock.ToString());
        }
    }
    return nTimeSmart;
}
bool CWallet::AddDestData(const CTxDestination &dest, const std::string &key, const std::string &value)
{
    if (boost::get<CNoDestination>(&dest))
        return false;
    mapAddressBook[dest].destdata.insert(std::make_pair(key, value));
    return WalletBatch(*database).WriteDestData(EncodeDestination(dest), key, value);
}
bool CWallet::EraseDestData(const CTxDestination &dest, const std::string &key)