<!-- Describe the issue -->

Hi everyone,
We use bitcoin core with hundreds of wallets. The only efficient way we have found to do so is :
1. wait for any bitcoin-cli command to terminate before issuing another one
2. never issue any bitcoin-cli command unless tip update is 1
3. always unload a wallet after loading and using it

Now, we observ that bitcoin core systematically crashes every 20-30 minutes, then automatically restarts. And the problem is, it has to re-sync from about 0.997, which easily takes 15-20 minutes. During that time, the daemon cannot be used.

If we don't load/unload wallets, the daemon is stable and keeps to 1, no issue.

**System information**
Bitcoin Core RPC client version v0.20.0.0-ga62f0ed64f8bbbdfe6467ac5ce92ef5b5222d1bd
Compiled and run on Debian 9, on a VM with 16 mo memory. Launched that way : /bitcoind -daemon -walletrbf -conf=/root/.bitcoin/bitcoin.conf -fallbackfee=0.00001 -rpcworkqueue=128 -txindex=1

**bitcoin.conf :**
server=1
dbcache=16384
par=1
blocksonly=1
maxuploadtarget=137
maxconnections=16
rpcuser=bitcoinrpc
rpcpassword=xxxxxx
rpcallowip=127.0.0.1
testnet=0
txindex=1
walletbroadcast=1
txconfirmtarget=1

Please note that the same behaviour was happening with older releases (from 0.17.x).

Thanks for any help. Please ask for any needed information / testing.
Regards,
wtx.m_confirm.nIndex = 0;
            wtx.m_confirm.hashBlock = hashBlock;
            wtx.m_confirm.block_height = conflicting_height;
            wtx.setConflicted();
            wtx.MarkDirty();
            batch.WriteTx(wtx);
            
            TxSpends::const_iterator iter = mapTxSpends.lower_bound(COutPoint(now, 0));
            while (iter != mapTxSpends.end() && iter->first.hash == now) {
                 if (!done.count(iter->second)) {
                     todo.insert(iter->second);
                 }
                 iter++;
            }
            
            
            MarkInputsDirty(wtx.tx);
        }
    }
}
void CWallet::SyncTransaction(const CTransactionRef& ptx, CWalletTx::Confirmation confirm, bool update_tx)
{
    if (!AddToWalletIfInvolvingMe(ptx, confirm, update_tx))
        return; 
    
    
    
    MarkInputsDirty(ptx);
}
void CWallet::transactionAddedToMempool(const CTransactionRef& tx) {