I was messing around with min relay policies and found that under certain circumstances the mempool will accept things, then not relay to any peers.

Example made using wallet:
Transaction of size 6195, fee of 619 satoshis, minrelay of 100 satoshis per kvB. Mempool logic allows it:

```
        // No transactions are allowed below minRelayTxFee except from disconnected blocks
        if (!bypass_limits && nModifiedFees < ::minRelayTxFee.GetFee(nSize)) {
            return state.DoS(0, false, REJECT_INSUFFICIENTFEE, "min relay fee not met", false, strprintf("%d < %d", nModifiedFees, ::minRelayTxFee.GetFee(nSize)));
        }
```
and lets it into mempool

but in net_processing.cpp:

```
                    if (filterrate && txinfo.feeRate.GetFeePerK() < filterrate) {
                        continue;
                    }
```
this gets hit because the computed feerate is insufficient(printing I added):
```
0.00000099 BTC/kB
```

I'm not super at arithmetic so I'm opening this up in case someone has an easy fix. 

let me also get a reproducible test failure with this...
"\nNow we can do something like sign\n"
            + HelpExampleCli("signmessage", "\"address\" \"test message\"") +
            "\nNow lock the wallet again by removing the passphrase\n"
            + HelpExampleCli("walletlock", "") +
            "\nAs a JSON-RPC call\n"
            + HelpExampleRpc("encryptwallet", "\"my pass phrase\"")
                },
            }.Check(request);
    auto locked_chain = pwallet->chain().lock();
    LOCK(pwallet->cs_wallet);
    if (pwallet->IsWalletFlagSet(WALLET_FLAG_DISABLE_PRIVATE_KEYS)) {
        throw JSONRPCError(RPC_WALLET_ENCRYPTION_FAILED, "Error: wallet does not contain private keys, nothing to encrypt.");
    }
    if (pwallet->IsCrypted()) {
        throw JSONRPCError(RPC_WALLET_WRONG_ENC_STATE, "Error: running with an encrypted wallet, but encryptwallet was called.");
    }
    
    
    SecureString strWalletPass;
    strWalletPass.reserve(100);
    strWalletPass = request.params[0].get_str().c_str();
    if (strWalletPass.empty()) {
        throw JSONRPCError(RPC_INVALID_PARAMETER, "passphrase can not be empty");
    }
    if (!pwallet->EncryptWallet(strWalletPass)) {
        throw JSONRPCError(RPC_WALLET_ENCRYPTION_FAILED, "Error: Failed to encrypt the wallet.");
    }
    return "wallet encrypted; The keypool has been flushed and a new HD seed was generated (if you are using HD). You need to make a new backup.";
}
static UniValue lockunspent(const JSONRPCRequest& request)