`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
"or (for backwards compatibility) the name of an existing data file in -walletdir (%s)",
              location.GetName(), GetWalletDir());
        return false;
    }
    
    if (IsWalletLoaded(wallet_path)) {
        error_string = strprintf("Error loading wallet %s. Duplicate -wallet filename specified.", location.GetName());
        return false;
    }
    
    std::unique_ptr<WalletDatabase> database = WalletDatabase::Create(wallet_path);
    try {
        if (!WalletBatch::VerifyEnvironment(wallet_path, error_string)) {
            return false;
        }
    } catch (const fs::filesystem_error& e) {
        error_string = strprintf("Error loading wallet %s. %s", location.GetName(), fsbridge::get_filesystem_error_message(e));
        return false;
    }
    if (salvage_wallet) {
        
        CWallet dummyWallet(&chain, WalletLocation(), WalletDatabase::CreateDummy());
        std::string backup_filename;
        if (!WalletBatch::Recover(wallet_path, (void *)&dummyWallet, WalletBatch::RecoverKeysOnlyFilter, backup_filename)) {
            return false;
        }
    }
    return WalletBatch::VerifyDatabaseFile(wallet_path, warning_string, error_string);
}
std::shared_ptr<CWallet> CWallet::CreateWalletFromFile(interfaces::Chain& chain, const WalletLocation& location, uint64_t wallet_creation_flags)