On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
{"txid", RPCArg::Type::STR_HEX,  false,  "", "The txid to be bumped"},
                    {"options", RPCArg::Type::OBJ,  true,  "null", "",
                        {
                            {"confTarget", RPCArg::Type::NUM,  true,  "fallback to wallet's default", "Confirmation target (in blocks)"},
                            {"totalFee", RPCArg::Type::NUM,  true,  "fallback to 'confTarget'", "Total fee (NOT feerate) to pay, in satoshis.\n"
            "                         In rare cases, the actual fee paid might be slightly higher than the specified\n"
            "                         totalFee if the tx change output has to be removed because it is too close to\n"
            "                         the dust threshold."},
                            {"replaceable", RPCArg::Type::BOOL,  true,  "true", "Whether the new transaction should still be\n"
            "                         marked bip-125 replaceable. If true, the sequence numbers in the transaction will\n"
            "                         be left unchanged from the original. If false, any input sequence numbers in the\n"
            "                         original transaction that were less than 0xfffffffe will be increased to 0xfffffffe\n"
            "                         so the new transaction will not be explicitly bip-125 replaceable (though it may\n"
            "                         still be replaceable in practice, for example if it has unconfirmed ancestors which\n"
            "                         are replaceable)."},
                            {"estimate_mode", RPCArg::Type::STR,  true,  "UNSET", "The fee estimate mode, must be one of:\n"
            "         \"UNSET\"\n"
            "         \"ECONOMICAL\"\n"
            "         \"CONSERVATIVE\""},
                        },
                        "options"},
                }}
                .ToString() +
            "\nResult:\n"
            "{\n"
            "  \"txid\":    \"value\",   (string)  The id of the new transaction\n"
            "  \"origfee\":  n,         (numeric) Fee of the replaced transaction\n"
            "  \"fee\":      n,         (numeric) Fee of the new transaction\n"
            "  \"errors\":  [ str... ] (json array of strings) Errors encountered during processing (may be empty)\n"
            "}\n"