`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
int& nChangePosInOut, std::string& strFailReason, const CCoinControl& coin_control, bool sign)
{
    CAmount nValue = 0;
    int nChangePosRequest = nChangePosInOut;
    unsigned int nSubtractFeeFromAmount = 0;
    for (const auto& recipient : vecSend)
    {
        if (nValue < 0 || recipient.nAmount < 0)
        {
            strFailReason = _("Transaction amounts must not be negative");
            return false;
        }
        nValue += recipient.nAmount;
        if (recipient.fSubtractFeeFromAmount)
            nSubtractFeeFromAmount++;
    }
    if (vecSend.empty())
    {
        strFailReason = _("Transaction must have at least one recipient");
        return false;
    }
    CMutableTransaction txNew;
    txNew.nLockTime = GetLocktimeForNewTransaction(chain(), locked_chain);
    FeeCalculation feeCalc;