Steps to reproduce on regtest:

```
converttopsbt 02000000000101ab73dba46508bacdb49a988ddd74bc9d39c9cb7e057af060ca8c6b6861e28e3c0300000000feffffff02b828d0b20000000017a914d1954862afd728fbb055149002958e1d1b9e1f0b8700ca9a3b0000000017a91442170ccb3441cff1723af9afab6f2553103e1d578702473044022077380c6e16496d9905aef120694c329be51522847cb5d53fa74b94698c95678d02202d32c46e0e17420a83dee830fefda7d40529182f5d82be47c2b49a7b83214ab50121026d483d6628dcc3ef6e3ab9ed4937c452c263c7e0ac80eb4be97426d5da8f640500000000
```
or 
```
converttopsbt 02000000000101ab73dba46508bacdb49a988ddd74bc9d39c9cb7e057af060ca8c6b6861e28e3c0300000000feffffff02b828d0b20000000017a914d1954862afd728fbb055149002958e1d1b9e1f0b8700ca9a3b0000000017a91442170ccb3441cff1723af9afab6f2553103e1d578702473044022077380c6e16496d9905aef120694c329be51522847cb5d53fa74b94698c95678d02202d32c46e0e17420a83dee830fefda7d40529182f5d82be47c2b49a7b83214ab50121026d483d6628dcc3ef6e3ab9ed4937c452c263c7e0ac80eb4be97426d5da8f640500000000 false
```

Further reading: #13738
const CTxDestination& address = item_it->first;
        const std::string& label = item_it->second.name;
        auto it = mapTally.find(address);
        if (it == mapTally.end() && !fIncludeEmpty)
            continue;
        CAmount nAmount = 0;
        int nConf = std::numeric_limits<int>::max();
        bool fIsWatchonly = false;
        if (it != mapTally.end())
        {
            nAmount = (*it).second.nAmount;
            nConf = (*it).second.nConf;
            fIsWatchonly = (*it).second.fIsWatchonly;
        }
        if (by_label)
        {
            tallyitem& _item = label_tally[label];
            _item.nAmount += nAmount;
            _item.nConf = std::min(_item.nConf, nConf);
            _item.fIsWatchonly = fIsWatchonly;
        }
        else
        {
            UniValue obj(UniValue::VOBJ);
            if(fIsWatchonly)
                obj.pushKV("involvesWatchonly", true);
            obj.pushKV("address",       EncodeDestination(address));
            obj.pushKV("amount",        ValueFromAmount(nAmount));
            obj.pushKV("confirmations", (nConf == std::numeric_limits<int>::max() ? 0 : nConf));
            obj.pushKV("label", label);