On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
gArgs.AddArg("-server", "Accept command line and JSON-RPC commands", false, OptionsCategory::RPC);
#if HAVE_DECL_DAEMON
    gArgs.AddArg("-daemon", "Run in the background as a daemon and accept commands", false, OptionsCategory::OPTIONS);
#else
    hidden_args.emplace_back("-daemon");
#endif
    
    gArgs.AddHiddenArgs(hidden_args);
}
std::string LicenseInfo()
{
    const std::string URL_SOURCE_CODE = "<https:github.com/bitcoin/bitcoin>";
    const std::string URL_WEBSITE = "<https:bitcoincore.org>";
    return CopyrightHolders(strprintf(_("Copyright (C) %i-%i"), 2009, COPYRIGHT_YEAR) + " ") + "\n" +
           "\n" +
           strprintf(_("Please contribute if you find %s useful. "
                       "Visit %s for further information about the software."),
               PACKAGE_NAME, URL_WEBSITE) +
           "\n" +
           strprintf(_("The source code is available from %s."),
               URL_SOURCE_CODE) +
           "\n" +
           "\n" +
           _("This is experimental software.") + "\n" +
           strprintf(_("Distributed under the MIT software license, see the accompanying file %s or %s"), "COPYING", "<https:opensource.org/licenses/MIT>") + "\n" +
           "\n" +
           strprintf(_("This product includes software developed by the OpenSSL Project for use in the OpenSSL Toolkit %s and cryptographic software written by Eric Young and UPnP software written by Thomas Bernard."), "<https:www.openssl.org>") +
           "\n";
}
static void BlockNotifyCallback(bool initialSync, const CBlockIndex *pBlockIndex)