I was messing around with min relay policies and found that under certain circumstances the mempool will accept things, then not relay to any peers.

Example made using wallet:
Transaction of size 6195, fee of 619 satoshis, minrelay of 100 satoshis per kvB. Mempool logic allows it:

```
        // No transactions are allowed below minRelayTxFee except from disconnected blocks
        if (!bypass_limits && nModifiedFees < ::minRelayTxFee.GetFee(nSize)) {
            return state.DoS(0, false, REJECT_INSUFFICIENTFEE, "min relay fee not met", false, strprintf("%d < %d", nModifiedFees, ::minRelayTxFee.GetFee(nSize)));
        }
```
and lets it into mempool

but in net_processing.cpp:

```
                    if (filterrate && txinfo.feeRate.GetFeePerK() < filterrate) {
                        continue;
                    }
```
this gets hit because the computed feerate is insufficient(printing I added):
```
0.00000099 BTC/kB
```

I'm not super at arithmetic so I'm opening this up in case someone has an easy fix. 

let me also get a reproducible test failure with this...
if (warning.empty()) {
        warning = create_warning;
    } else if (!warning.empty() && !create_warning.empty()){
        warning += "; " + create_warning;
    }
    UniValue obj(UniValue::VOBJ);
    obj.pushKV("name", wallet->GetName());
    obj.pushKV("warning", warning);
    return obj;
}
static UniValue unloadwallet(const JSONRPCRequest& request)
{
            RPCHelpMan{"unloadwallet",
                "Unloads the wallet referenced by the request endpoint otherwise unloads the wallet specified in the argument.\n"
                "Specifying the wallet name on a wallet endpoint is invalid.",
                {
                    {"wallet_name", RPCArg::Type::STR,  "the wallet name from the RPC request", "The name of the wallet to unload."},
                },
                RPCResults{},
                RPCExamples{
                    HelpExampleCli("unloadwallet", "wallet_name")
            + HelpExampleRpc("unloadwallet", "wallet_name")
                },
            }.Check(request);
    std::string wallet_name;
    if (GetWalletNameFromJSONRPCRequest(request, wallet_name)) {
        if (!request.params[0].isNull()) {
            throw JSONRPCError(RPC_INVALID_PARAMETER, "Cannot unload the requested wallet");
        }
    } else {