On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
"\nResult:\n"
            "[ blockhashes ]     (array) hashes of blocks generated\n"
            "\nExamples:\n"
            "\nGenerate 11 blocks\n"
            + HelpExampleCli("generate", "11")
        );
    }
    if (!IsDeprecatedRPCEnabled("generate")) {
        throw JSONRPCError(RPC_METHOD_DEPRECATED, "The wallet generate rpc method is deprecated and will be fully removed in v0.19. "
            "To use generate in v0.18, restart bitcoind with -deprecatedrpc=generate.\n"
            "Clients should transition to using the node rpc method generatetoaddress\n");
    }
    int num_generate = request.params[0].get_int();
    uint64_t max_tries = 1000000;
    if (!request.params[1].isNull()) {
        max_tries = request.params[1].get_int();
    }
    std::shared_ptr<CReserveScript> coinbase_script;
    pwallet->GetScriptForMining(coinbase_script);
    
    if (!coinbase_script) {
        throw JSONRPCError(RPC_WALLET_KEYPOOL_RAN_OUT, "Error: Keypool ran out, please call keypoolrefill first");
    }
    
    if (coinbase_script->reserveScript.empty()) {
        throw JSONRPCError(RPC_INTERNAL_ERROR, "No coinbase script available");
    }
    return generateBlocks(coinbase_script, num_generate, max_tries, true);
}
UniValue rescanblockchain(const JSONRPCRequest& request)