I was messing around with min relay policies and found that under certain circumstances the mempool will accept things, then not relay to any peers.

Example made using wallet:
Transaction of size 6195, fee of 619 satoshis, minrelay of 100 satoshis per kvB. Mempool logic allows it:

```
        // No transactions are allowed below minRelayTxFee except from disconnected blocks
        if (!bypass_limits && nModifiedFees < ::minRelayTxFee.GetFee(nSize)) {
            return state.DoS(0, false, REJECT_INSUFFICIENTFEE, "min relay fee not met", false, strprintf("%d < %d", nModifiedFees, ::minRelayTxFee.GetFee(nSize)));
        }
```
and lets it into mempool

but in net_processing.cpp:

```
                    if (filterrate && txinfo.feeRate.GetFeePerK() < filterrate) {
                        continue;
                    }
```
this gets hit because the computed feerate is insufficient(printing I added):
```
0.00000099 BTC/kB
```

I'm not super at arithmetic so I'm opening this up in case someone has an easy fix. 

let me also get a reproducible test failure with this...
{
    std::shared_ptr<CWallet> const wallet = GetWalletForJSONRPCRequest(request);
    CWallet* const pwallet = wallet.get();
    if (!EnsureWalletIsAvailable(pwallet, request.fHelp)) {
        return NullUniValue;
    }
            RPCHelpMan{"signmessage",
                "\nSign a message with the private key of an address" +
                    HelpRequiringPassphrase(pwallet) + "\n",
                {
                    {"address", RPCArg::Type::STR, RPCArg::Optional::NO, "The bitcoin address to use for the private key."},
                    {"message", RPCArg::Type::STR, RPCArg::Optional::NO, "The message to create a signature of."},
                },
                RPCResult{
            "\"signature\"          (string) The signature of the message encoded in base 64\n"
                },
                RPCExamples{
            "\nUnlock the wallet for 30 seconds\n"
            + HelpExampleCli("walletpassphrase", "\"mypassphrase\" 30") +
            "\nCreate the signature\n"
            + HelpExampleCli("signmessage", "\"1D1ZrZNe3JUo7ZycKEYQQiQAWd9y54F4XX\" \"my message\"") +
            "\nVerify the signature\n"
            + HelpExampleCli("verifymessage", "\"1D1ZrZNe3JUo7ZycKEYQQiQAWd9y54F4XX\" \"signature\" \"my message\"") +
            "\nAs a JSON-RPC call\n"