Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
}
    
    void MarkDirty()
    {
        fCreditCached = false;
        fAvailableCreditCached = false;
        fImmatureCreditCached = false;
        fWatchDebitCached = false;
        fWatchCreditCached = false;
        fAvailableWatchCreditCached = false;
        fImmatureWatchCreditCached = false;
        fDebitCached = false;
        fChangeCached = false;
    }
    void BindWallet(CWallet *pwalletIn)
    {
        pwallet = pwalletIn;
        MarkDirty();
    }
    
    CAmount GetDebit(const isminefilter& filter) const;
    CAmount GetCredit(const isminefilter& filter) const;
    CAmount GetImmatureCredit(bool fUseCache=true) const;
    CAmount GetAvailableCredit(bool fUseCache=true) const;
    CAmount GetImmatureWatchOnlyCredit(const bool& fUseCache=true) const;
    CAmount GetAvailableWatchOnlyCredit(const bool& fUseCache=true) const;
    CAmount GetChange() const;
    void GetAmounts(std::list<COutputEntry>& listReceived,
                    std::list<COutputEntry>& listSent, CAmount& nFee, std::string& strSentAccount, const isminefilter& filter) const;
    bool IsFromMe(const isminefilter& filter) const