addmultisigaddress creates an address respecting the setting, being unable to generate a specific type of address without also adding it to the wallet seems wrong.

I suppose in the future `addresstype` may be refactored to be wallet-specific, which would leave this non-wallet rpc call without an argument. Perhaps there should just be an optional parameter to set it.
{
    if (IsCoinBase() && GetBlocksToMaturity() > 0 && IsInMainChain())
    {
        if (fUseCache && fImmatureWatchCreditCached)
            return nImmatureWatchCreditCached;
        nImmatureWatchCreditCached = pwallet->GetCredit(*tx, ISMINE_WATCH_ONLY);
        fImmatureWatchCreditCached = true;
        return nImmatureWatchCreditCached;
    }
    return 0;
}
CAmount CWalletTx::GetAvailableWatchOnlyCredit(const bool fUseCache) const