A user reported to me that they are unable to create a PSBT with a legacy watchonly wallet when they use the GUI. They get an error "The amount exceeds your balance".

I think the issue is that the GUI will retrieve the wallet's balance via `AvailableCoins` before calling `CreateTransaction`. This call to `AvailableCoins` is resulting in fewer coins being returned with recent changes to how `AvailableCoins` works, particularly with additional filtering of spendable coins and preset coins.

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Note that this does not effect descriptor wallets. A workaround for this issue is to switch to using descriptor wallets. An existing legacy wallet can be turned into a descriptor wallet using the `migratewallet` RPC. However many watchonly legacy wallets are likely the result of importing descriptors via `importmulti`. For such wallets, I recommend creating a new descriptor wallet and re-importing the descriptors.
#ifndef BITCOIN_QT_SENDCOINSDIALOG_H
#define BITCOIN_QT_SENDCOINSDIALOG_H
#include <qt/clientmodel.h>
#include <qt/walletmodel.h>
#include <QDialog>
#include <QMessageBox>
#include <QString>
#include <QTimer>
class PlatformStyle;
class SendCoinsEntry;
class SendCoinsRecipient;