<!-- Describe the issue -->

Hi everyone,
We use bitcoin core with hundreds of wallets. The only efficient way we have found to do so is :
1. wait for any bitcoin-cli command to terminate before issuing another one
2. never issue any bitcoin-cli command unless tip update is 1
3. always unload a wallet after loading and using it

Now, we observ that bitcoin core systematically crashes every 20-30 minutes, then automatically restarts. And the problem is, it has to re-sync from about 0.997, which easily takes 15-20 minutes. During that time, the daemon cannot be used.

If we don't load/unload wallets, the daemon is stable and keeps to 1, no issue.

**System information**
Bitcoin Core RPC client version v0.20.0.0-ga62f0ed64f8bbbdfe6467ac5ce92ef5b5222d1bd
Compiled and run on Debian 9, on a VM with 16 mo memory. Launched that way : /bitcoind -daemon -walletrbf -conf=/root/.bitcoin/bitcoin.conf -fallbackfee=0.00001 -rpcworkqueue=128 -txindex=1

**bitcoin.conf :**
server=1
dbcache=16384
par=1
blocksonly=1
maxuploadtarget=137
maxconnections=16
rpcuser=bitcoinrpc
rpcpassword=xxxxxx
rpcallowip=127.0.0.1
testnet=0
txindex=1
walletbroadcast=1
txconfirmtarget=1

Please note that the same behaviour was happening with older releases (from 0.17.x).

Thanks for any help. Please ask for any needed information / testing.
Regards,
}
            
            if (scriptChange.empty() && nChangePosInOut != -1) {
                return false;
            }
        }
        
        txNew.vin.clear();
        std::vector<CInputCoin> selected_coins(setCoins.begin(), setCoins.end());
        Shuffle(selected_coins.begin(), selected_coins.end(), FastRandomContext());
        
        
        
        
        
        
        
        
        const uint32_t nSequence = coin_control.m_signal_bip125_rbf.get_value_or(m_signal_rbf) ? MAX_BIP125_RBF_SEQUENCE : (CTxIn::SEQUENCE_FINAL - 1);
        for (const auto& coin : selected_coins) {
            txNew.vin.push_back(CTxIn(coin.outpoint, CScript(), nSequence));
        }
        if (sign && !SignTransaction(txNew)) {
            error = _("Signing transaction failed");
            return false;
        }
        
        tx = MakeTransactionRef(std::move(txNew));
        
        if (GetTransactionWeight(*tx) > MAX_STANDARD_TX_WEIGHT)