On my Linux Mint 19.1:
```bash
$ umask
0022
```

After the first run of `bitcoin-qt -sysperm=false` the `0700` permissions are expected for both the datadir (`~/.bitcoin`) and the walletdir (`~/.bitcoin/wallets`).

Actually, the directories are created with such access permissions:
```bash
$ stat ~/.bitcoin | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
$ stat ~/.bitcoin/wallets | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
```

Refs:
- #4286
- #13371
- #13389

NOTE: reading through the initial PR #4286 makes me think it was controversial. Is it a better and simpler way to just get rid of `-sysperm` option? I believe a user who needs this option can easily run `chown` command.
for (const std::string& socket_addr : args.GetArgs("-bind")) {
        std::string host_out;
        uint16_t port_out{0};
        std::string bind_socket_addr = socket_addr.substr(0, socket_addr.rfind('='));
        if (!SplitHostPort(bind_socket_addr, port_out, host_out)) {
            return InitError(InvalidPortErrMsg("-bind", socket_addr));
        }
    }
     
    std::vector<std::string> uacomments;
    for (const std::string& cmt : args.GetArgs("-uacomment")) {
        if (cmt != SanitizeString(cmt, SAFE_CHARS_UA_COMMENT))
            return InitError(strprintf(_("User Agent comment (%s) contains unsafe characters."), cmt));
        uacomments.push_back(cmt);
    }
    strSubVersion = FormatSubVersion(CLIENT_NAME, CLIENT_VERSION, uacomments);
    if (strSubVersion.size() > MAX_SUBVERSION_LENGTH) {
        return InitError(strprintf(_("Total length of network version string (%i) exceeds maximum length (%i). Reduce the number or size of uacomments."),
            strSubVersion.size(), MAX_SUBVERSION_LENGTH));
    }
    if (args.IsArgSet("-onlynet")) {
        std::set<enum Network> nets;
        for (const std::string& snet : args.GetArgs("-onlynet")) {
            enum Network net = ParseNetwork(snet);
            if (net == NET_UNROUTABLE)
                return InitError(strprintf(_("Unknown network specified in -onlynet: '%s'"), snet));
            nets.insert(net);
        }
        for (int n = 0; n < NET_MAX; n++) {
            enum Network net = (enum Network)n;