On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
}
                    assert(chainActive.Tip() != nullptr);
                }
                if (!fReset) {
                    
                    
                    
                    uiInterface.InitMessage(_("Rewinding blocks..."));
                    if (!RewindBlockIndex(chainparams)) {
                        strLoadError = _("Unable to rewind the database to a pre-fork state. You will need to redownload the blockchain");
                        break;
                    }
                }
                if (!is_coinsview_empty) {
                    uiInterface.InitMessage(_("Verifying blocks..."));
                    if (fHavePruned && gArgs.GetArg("-checkblocks", DEFAULT_CHECKBLOCKS) > MIN_BLOCKS_TO_KEEP) {
                        LogPrintf("Prune: pruned datadir may not have more than %d blocks; only checking available blocks\n",
                            MIN_BLOCKS_TO_KEEP);
                    }
                    CBlockIndex* tip = chainActive.Tip();
                    RPCNotifyBlockChange(true, tip);
                    if (tip && tip->nTime > GetAdjustedTime() + 2 * 60 * 60) {
                        strLoadError = _("The block database contains a block which appears to be from the future. "
                                "This may be due to your computer's date and time being set incorrectly. "
                                "Only rebuild the block database if you are sure that your computer's date and time are correct");
                        break;
                    }
                    if (!CVerifyDB().VerifyDB(chainparams, pcoinsdbview.get(), gArgs.GetArg("-checklevel", DEFAULT_CHECKLEVEL),
                                  gArgs.GetArg("-checkblocks", DEFAULT_CHECKBLOCKS))) {
                        strLoadError = _("Corrupted block database detected");