On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
missingInternal = 0;
        }
        bool internal = false;
        WalletBatch batch(*database);
        for (int64_t i = missingInternal + missingExternal; i--;)
        {
            if (i < missingInternal) {
                internal = true;
            }
            assert(m_max_keypool_index < std::numeric_limits<int64_t>::max()); 
            int64_t index = ++m_max_keypool_index;
            CPubKey pubkey(GenerateNewKey(batch, internal));
            if (!batch.WritePool(index, CKeyPool(pubkey, internal))) {
                throw std::runtime_error(std::string(__func__) + ": writing generated key failed");
            }
            if (internal) {
                setInternalKeyPool.insert(index);
            } else {
                setExternalKeyPool.insert(index);
            }
            m_pool_key_to_index[pubkey.GetID()] = index;
        }
        if (missingInternal + missingExternal > 0) {
            WalletLogPrintf("keypool added %d keys (%d internal), size=%u (%u internal)\n", missingInternal + missingExternal, missingInternal, setInternalKeyPool.size() + setExternalKeyPool.size() + set_pre_split_keypool.size(), setInternalKeyPool.size());
        }
    }
    return true;
}
bool CWallet::ReserveKeyFromKeyPool(int64_t& nIndex, CKeyPool& keypool, bool fRequestedInternal)