On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
"    \"confirmations\" : n,      (numeric) The number of confirmations\n"
            "    \"redeemScript\" : n        (string) The redeemScript if scriptPubKey is P2SH\n"
            "    \"spendable\" : xxx,        (bool) Whether we have the private keys to spend this output\n"
            "    \"solvable\" : xxx,         (bool) Whether we know how to spend this output, ignoring the lack of keys\n"
            "    \"desc\" : xxx,             (string, only when solvable) A descriptor for spending this output\n"
            "    \"safe\" : xxx              (bool) Whether this output is considered safe to spend. Unconfirmed transactions\n"
            "                              from outside keys and unconfirmed replacement transactions are considered unsafe\n"
            "                              and are not eligible for spending by fundrawtransaction and sendtoaddress.\n"
            "  }\n"
            "  ,...\n"
            "]\n"
            "\nExamples\n"
            + HelpExampleCli("listunspent", "")
            + HelpExampleCli("listunspent", "6 9999999 \"[\\\"1PGFqEzfmQch1gKD3ra4k18PNj3tTUUSqg\\\",\\\"1LtvqCaApEdUGFkpKMM4MstjcaL4dKg8SP\\\"]\"")
            + HelpExampleRpc("listunspent", "6, 9999999 \"[\\\"1PGFqEzfmQch1gKD3ra4k18PNj3tTUUSqg\\\",\\\"1LtvqCaApEdUGFkpKMM4MstjcaL4dKg8SP\\\"]\"")
            + HelpExampleCli("listunspent", "6 9999999 '[]' true '{ \"minimumAmount\": 0.005 }'")
            + HelpExampleRpc("listunspent", "6, 9999999, [] , true, { \"minimumAmount\": 0.005 } ")
        );
    int nMinDepth = 1;
    if (!request.params[0].isNull()) {
        RPCTypeCheckArgument(request.params[0], UniValue::VNUM);
        nMinDepth = request.params[0].get_int();
    }
    int nMaxDepth = 9999999;
    if (!request.params[1].isNull()) {
        RPCTypeCheckArgument(request.params[1], UniValue::VNUM);
        nMaxDepth = request.params[1].get_int();
    }
    std::set<CTxDestination> destinations;
    if (!request.params[2].isNull()) {