Bitcoin Core v0.21.1

`bitcoin-cli walletprocesspsbt` does not trigger a `wallet locked please enter passphrase` warning when using a wallet which holds private keys. To be clear I am experiencing this behavior when using the `default` wallet created by core.

The expected behavior would be to remind the user they are dealing with an encrypted wallet, since `walletprocesspsbt` attempts to access private keys to sign the psbt. It would be useful if a warning were present in the rpc response to remind the user they are dealing with an encrypted wallet. 
{
    return RPCHelpMan{"walletpassphrasechange",
                "\nChanges the wallet passphrase from 'oldpassphrase' to 'newpassphrase'.\n",
                {
                    {"oldpassphrase", RPCArg::Type::STR, RPCArg::Optional::NO, "The current passphrase"},
                    {"newpassphrase", RPCArg::Type::STR, RPCArg::Optional::NO, "The new passphrase"},
                },
                RPCResult{RPCResult::Type::NONE, "", ""},
                RPCExamples{