`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
continue;
        }
        else if (!(fIsMine & filter))
            continue;
        
        CTxDestination address;
        if (!ExtractDestination(txout.scriptPubKey, address) && !txout.scriptPubKey.IsUnspendable())
        {
            pwallet->WalletLogPrintf("CWalletTx::GetAmounts: Unknown transaction type found, txid %s\n",
                                    this->GetHash().ToString());
            address = CNoDestination();
        }
        COutputEntry output = {address, txout.nValue, (int)i};
        
        if (nDebit > 0)
            listSent.push_back(output);
        
        if (fIsMine & filter)
            listReceived.push_back(output);
    }
}
/**
 * Scan active chain for relevant transactions after importing keys. This should
 * be called whenever new keys are added to the wallet, with the oldest key
 * creation time.
 *
 * @return Earliest timestamp that could be successfully scanned from. Timestamp
 * returned will be higher than startTime if relevant blocks could not be read.
 */
int64_t CWallet::RescanFromTime(int64_t startTime, const WalletRescanReserver& reserver, bool update)