Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
{
private:
    const CWallet* pwallet;
public:
    /**
     * Key/value map with information about the transaction.
     *
     * The following keys can be read and written through the map and are
     * serialized in the wallet database:
     *
     *     "comment", "to"   - comment strings provided to sendtoaddress,
     *                         sendfrom, sendmany wallet RPCs
     *     "replaces_txid"   - txid (as HexStr) of transaction replaced by
     *                         bumpfee on transaction created by bumpfee
     *     "replaced_by_txid" - txid (as HexStr) of transaction created by
     *                         bumpfee on transaction replaced by bumpfee
     *     "from", "message" - obsolete fields that could be set in UI prior to
     *                         2011 (removed in commit 4d9b223)
     *
     * The following keys are serialized in the wallet database, but shouldn't
     * be read or written through the map (they will be temporarily added and