`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    auto it = mapWallet.find(wtxid);
    assert(it != mapWallet.end());
    CWalletTx& thisTx = it->second;
    if (thisTx.IsCoinBase()) 
        return;
    for (const CTxIn& txin : thisTx.tx->vin)
        AddToSpends(txin.prevout, wtxid);
}
bool CWallet::EncryptWallet(const SecureString& strWalletPassphrase)
{
    if (IsCrypted())
        return false;
    CKeyingMaterial _vMasterKey;
    _vMasterKey.resize(WALLET_CRYPTO_KEY_SIZE);
    GetStrongRandBytes(&_vMasterKey[0], WALLET_CRYPTO_KEY_SIZE);
    CMasterKey kMasterKey;
    kMasterKey.vchSalt.resize(WALLET_CRYPTO_SALT_SIZE);
    GetStrongRandBytes(&kMasterKey.vchSalt[0], WALLET_CRYPTO_SALT_SIZE);
    CCrypter crypter;
    int64_t nStartTime = GetTimeMillis();
    crypter.SetKeyFromPassphrase(strWalletPassphrase, kMasterKey.vchSalt, 25000, kMasterKey.nDerivationMethod);
    kMasterKey.nDeriveIterations = static_cast<unsigned int>(2500000 / ((double)(GetTimeMillis() - nStartTime)));
    nStartTime = GetTimeMillis();