Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
{
    bool fUpdated = false;
    {
        LOCK(cs_wallet); 
        std::map<CTxDestination, CAddressBookData>::iterator mi = mapAddressBook.find(address);
        fUpdated = mi != mapAddressBook.end();
        mapAddressBook[address].name = strName;
        if (!strPurpose.empty()) 
            mapAddressBook[address].purpose = strPurpose;
    }
    NotifyAddressBookChanged(this, address, strName, ::IsMine(*this, address) != ISMINE_NO,
                             strPurpose, (fUpdated ? CT_UPDATED : CT_NEW) );
    if (!strPurpose.empty() && !CWalletDB(*dbw).WritePurpose(EncodeDestination(address), strPurpose))
        return false;
    return CWalletDB(*dbw).WriteName(EncodeDestination(address), strName);
}
bool CWallet::DelAddressBook(const CTxDestination& address)