Right now to recover from a backup with an encrypted HD wallet the user must do something like unlock the wallet with a really long time out and manually trigger a rescan,  otherwise they risk missing some keys when auto-topup cannot run.
if (nFrom > (int)ret.size())
        nFrom = ret.size();
    if ((nFrom + nCount) > (int)ret.size())
        nCount = ret.size() - nFrom;
    auto txs_rev_it{std::make_move_iterator(ret.rend())};
    UniValue result{UniValue::VARR};
    result.push_backV(txs_rev_it - nFrom - nCount, txs_rev_it - nFrom); 
    return result;
},
    };
}
RPCHelpMan listsinceblock()
{
    return RPCHelpMan{"listsinceblock",
                "\nGet all transactions in blocks since block [blockhash], or all transactions if omitted.\n"
                "If \"blockhash\" is no longer a part of the main chain, transactions from the fork point onward are included.\n"
                "Additionally, if include_removed is set, transactions affecting the wallet which were removed are returned in the \"removed\" array.\n",
                {
                    {"blockhash", RPCArg::Type::STR, RPCArg::Optional::OMITTED, "If set, the block hash to list transactions since, otherwise list all transactions."},
                    {"target_confirmations", RPCArg::Type::NUM, RPCArg::Default{1}, "Return the nth block hash from the main chain. e.g. 1 would mean the best block hash. Note: this is not used as a filter, but only affects [lastblock] in the return value"},
                    {"include_watchonly", RPCArg::Type::BOOL, RPCArg::DefaultHint{"true for watch-only wallets, otherwise false"}, "Include transactions to watch-only addresses (see 'importaddress')"},
                    {"include_removed", RPCArg::Type::BOOL, RPCArg::Default{true}, "Show transactions that were removed due to a reorg in the \"removed\" array\n"
                                                                       "(not guaranteed to work on pruned nodes)"},
                    {"include_change", RPCArg::Type::BOOL, RPCArg::Default{false}, "Also add entries for change outputs.\n"},
                    {"label", RPCArg::Type::STR, RPCArg::Optional::OMITTED, "Return only incoming transactions paying to addresses with the specified label.\n"},
                },
                RPCResult{
                    RPCResult::Type::OBJ, "", "",
                    {