**Is your feature request related to a problem? Please describe.**

If coin selection fails as part of `send` or `sendtoaddress`, the error message returned to the RPC client is `Insufficient funds`, even if the actual cause is due to `too-long-mempool-chain`.  This is likely to alarm users unnecessarily, as they will believe this means their funds have permanently vanished rather than being temporarily inaccessible.

**Describe the solution you'd like**

If coin selection fails due to `too-long-mempool-chain`, the `send` and `sendtoaddress` methods should pass that error back to the RPC client, instead of `Insufficient funds`.

**Describe alternatives you've considered**

It would be even nicer from a UX standpoint if the limit on mempool chain length were removed, but AIUI [that's a DoS vector](https://github.com/bitcoin/bitcoin/issues/9752#issuecomment-281464014), so is not going to happen.

**Additional context**

Apparently this is [already done for `sendrawtransaction`](https://github.com/bitcoin/bitcoin/pull/10015#issuecomment-288597075).  The discussion in https://github.com/bitcoin/bitcoin/pull/10015 is relevant (it appears that the PR was withdrawn for reasons unrelated to my request).

coin_selection_params.m_cost_of_change = coin_selection_params.m_discard_feerate.GetFee(coin_selection_params.change_spend_size) + coin_selection_params.m_change_fee;
    coin_selection_params.m_min_change_target = GenerateChangeTarget(std::floor(recipients_sum / vecSend.size()), coin_selection_params.m_change_fee, rng_fast);
    
    
    
    const auto dust = GetDustThreshold(change_prototype_txout, coin_selection_params.m_discard_feerate);
    const auto change_spend_fee = coin_selection_params.m_discard_feerate.GetFee(coin_selection_params.change_spend_size);
    coin_selection_params.min_viable_change = std::max(change_spend_fee + 1, dust);
    
    coin_selection_params.tx_noinputs_size = 10 + GetSizeOfCompactSize(vecSend.size()); 
    
    for (const auto& recipient : vecSend)
    {
        CTxOut txout(recipient.nAmount, recipient.scriptPubKey);
        
        coin_selection_params.tx_noinputs_size += ::GetSerializeSize(txout, PROTOCOL_VERSION);
        if (IsDust(txout, wallet.chain().relayDustFee())) {
            return util::Error{_("Transaction amount too small")};
        }
        txNew.vout.push_back(txout);
    }
    
    const CAmount not_input_fees = coin_selection_params.m_effective_feerate.GetFee(coin_selection_params.m_subtract_fee_outputs ? 0 : coin_selection_params.tx_noinputs_size);
    CAmount selection_target = recipients_sum + not_input_fees;
    
    
    if (selection_target == 0 && !coin_control.HasSelected()) {
        return util::Error{_("Transaction requires one destination of non-0 value, a non-0 feerate, or a pre-selected input")};
    }