On my Linux Mint 19.1:
```bash
$ umask
0022
```

After the first run of `bitcoin-qt -sysperm=false` the `0700` permissions are expected for both the datadir (`~/.bitcoin`) and the walletdir (`~/.bitcoin/wallets`).

Actually, the directories are created with such access permissions:
```bash
$ stat ~/.bitcoin | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
$ stat ~/.bitcoin/wallets | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
```

Refs:
- #4286
- #13371
- #13389

NOTE: reading through the initial PR #4286 makes me think it was controversial. Is it a better and simpler way to just get rid of `-sysperm` option? I believe a user who needs this option can easily run `chown` command.
#include <chainparams.h>
#include <compat/compat.h>
#include <compat/endian.h>
#include <crypto/sha256.h>
#include <fs.h>
#include <i2p.h>
#include <logging.h>
#include <netaddress.h>
#include <netbase.h>
#include <random.h>
#include <tinyformat.h>
#include <util/readwritefile.h>
#include <util/sock.h>
#include <util/spanparsing.h>
#include <util/strencodings.h>
#include <util/system.h>
#include <util/threadinterrupt.h>