I was messing around with min relay policies and found that under certain circumstances the mempool will accept things, then not relay to any peers.

Example made using wallet:
Transaction of size 6195, fee of 619 satoshis, minrelay of 100 satoshis per kvB. Mempool logic allows it:

```
        // No transactions are allowed below minRelayTxFee except from disconnected blocks
        if (!bypass_limits && nModifiedFees < ::minRelayTxFee.GetFee(nSize)) {
            return state.DoS(0, false, REJECT_INSUFFICIENTFEE, "min relay fee not met", false, strprintf("%d < %d", nModifiedFees, ::minRelayTxFee.GetFee(nSize)));
        }
```
and lets it into mempool

but in net_processing.cpp:

```
                    if (filterrate && txinfo.feeRate.GetFeePerK() < filterrate) {
                        continue;
                    }
```
this gets hit because the computed feerate is insufficient(printing I added):
```
0.00000099 BTC/kB
```

I'm not super at arithmetic so I'm opening this up in case someone has an easy fix. 

let me also get a reproducible test failure with this...
throw JSONRPCError(RPC_WALLET_ERROR, "Error: This wallet has no available keys");
    }
    
    std::string label;
    if (!request.params[0].isNull())
        label = LabelFromValue(request.params[0]);
    OutputType output_type = pwallet->m_default_address_type;
    if (!request.params[1].isNull()) {
        if (!ParseOutputType(request.params[1].get_str(), output_type)) {
            throw JSONRPCError(RPC_INVALID_ADDRESS_OR_KEY, strprintf("Unknown address type '%s'", request.params[1].get_str()));
        }
    }
    CTxDestination dest;
    std::string error;
    if (!pwallet->GetNewDestination(output_type, label, dest, error)) {
        throw JSONRPCError(RPC_WALLET_KEYPOOL_RAN_OUT, error);
    }
    return EncodeDestination(dest);
}
static UniValue getrawchangeaddress(const JSONRPCRequest& request)
{
    std::shared_ptr<CWallet> const wallet = GetWalletForJSONRPCRequest(request);
    CWallet* const pwallet = wallet.get();
    if (!EnsureWalletIsAvailable(pwallet, request.fHelp)) {
        return NullUniValue;
    }
            RPCHelpMan{"getrawchangeaddress",
                "\nReturns a new Bitcoin address, for receiving change.\n"
                "This is for use with raw transactions, NOT normal use.\n",
                {