`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
if (wtxIn.tx->HasWitness() && !wtx.tx->HasWitness()) {
            wtx.SetTx(wtxIn.tx);
            fUpdated = true;
        }
    }
    
    WalletLogPrintf("AddToWallet %s  %s%s\n", wtxIn.GetHash().ToString(), (fInsertedNew ? "new" : ""), (fUpdated ? "update" : ""));
    
    if (fInsertedNew || fUpdated)
        if (!batch.WriteTx(wtx))
            return false;
    
    wtx.MarkDirty();
    
    NotifyTransactionChanged(this, hash, fInsertedNew ? CT_NEW : CT_UPDATED);
    
    std::string strCmd = gArgs.GetArg("-walletnotify", "");
    if (!strCmd.empty())
    {
        boost::replace_all(strCmd, "%s", wtxIn.GetHash().GetHex());
        std::thread t(runCommand, strCmd);
        t.detach(); 
    }
    return true;
}
void CWallet::LoadToWallet(const CWalletTx& wtxIn)