`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    AssertLockHeld(cs_wallet);
    
    int nIn = 0;
    for (auto& input : tx.vin) {
        std::map<uint256, CWalletTx>::const_iterator mi = mapWallet.find(input.prevout.hash);
        if(mi == mapWallet.end() || input.prevout.n >= mi->second.tx->vout.size()) {
            return false;
        }
        const CScript& scriptPubKey = mi->second.tx->vout[input.prevout.n].scriptPubKey;
        const CAmount& amount = mi->second.tx->vout[input.prevout.n].nValue;
        SignatureData sigdata;
        if (!ProduceSignature(*this, MutableTransactionSignatureCreator(&tx, nIn, amount, SIGHASH_ALL), scriptPubKey, sigdata)) {
            return false;
        }
        UpdateInput(input, sigdata);
        nIn++;
    }
    return true;
}
bool CWallet::FundTransaction(CMutableTransaction& tx, CAmount& nFeeRet, int& nChangePosInOut, std::string& strFailReason, bool lockUnspents, const std::set<int>& setSubtractFeeFromOutputs, CCoinControl coinControl)