<!-- Describe the issue -->

Hi everyone,
We use bitcoin core with hundreds of wallets. The only efficient way we have found to do so is :
1. wait for any bitcoin-cli command to terminate before issuing another one
2. never issue any bitcoin-cli command unless tip update is 1
3. always unload a wallet after loading and using it

Now, we observ that bitcoin core systematically crashes every 20-30 minutes, then automatically restarts. And the problem is, it has to re-sync from about 0.997, which easily takes 15-20 minutes. During that time, the daemon cannot be used.

If we don't load/unload wallets, the daemon is stable and keeps to 1, no issue.

**System information**
Bitcoin Core RPC client version v0.20.0.0-ga62f0ed64f8bbbdfe6467ac5ce92ef5b5222d1bd
Compiled and run on Debian 9, on a VM with 16 mo memory. Launched that way : /bitcoind -daemon -walletrbf -conf=/root/.bitcoin/bitcoin.conf -fallbackfee=0.00001 -rpcworkqueue=128 -txindex=1

**bitcoin.conf :**
server=1
dbcache=16384
par=1
blocksonly=1
maxuploadtarget=137
maxconnections=16
rpcuser=bitcoinrpc
rpcpassword=xxxxxx
rpcallowip=127.0.0.1
testnet=0
txindex=1
walletbroadcast=1
txconfirmtarget=1

Please note that the same behaviour was happening with older releases (from 0.17.x).

Thanks for any help. Please ask for any needed information / testing.
Regards,
{
    std::vector<std::string> values;
    for (const auto& address : m_address_book) {
        for (const auto& data : address.second.destdata) {
            if (!data.first.compare(0, prefix.size(), prefix)) {
                values.emplace_back(data.second);
            }
        }
    }
    return values;
}
bool CWallet::Verify(interfaces::Chain& chain, const WalletLocation& location, bilingual_str& error_string, std::vector<bilingual_str>& warnings)
{
    
    
    
    
    
    
    LOCK(cs_wallets);
    const fs::path& wallet_path = location.GetPath();
    fs::file_type path_type = fs::symlink_status(wallet_path).type();
    if (!(path_type == fs::file_not_found || path_type == fs::directory_file ||
          (path_type == fs::symlink_file && fs::is_directory(wallet_path)) ||
          (path_type == fs::regular_file && fs::path(location.GetName()).filename() == location.GetName()))) {
        error_string = Untranslated(strprintf(
              "Invalid -wallet path '%s'. -wallet path should point to a directory where wallet.dat and "
              "database/log.?????????? files can be stored, a location where such a directory could be created, "
              "or (for backwards compatibility) the name of an existing data file in -walletdir (%s)",
              location.GetName(), GetWalletDir()));