`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    assert(!IsWalletFlagSet(WALLET_FLAG_DISABLE_PRIVATE_KEYS));
    CKey key;
    key.MakeNewKey(true);
    return DeriveNewSeed(key);
}
CPubKey CWallet::DeriveNewSeed(const CKey& key)
{
    int64_t nCreationTime = GetTime();
    CKeyMetadata metadata(nCreationTime);
    
    CPubKey seed = key.GetPubKey();
    assert(key.VerifyPubKey(seed));
    
    metadata.hdKeypath     = "s";
    metadata.has_key_origin = false;
    metadata.hd_seed_id = seed.GetID();
    {
        LOCK(cs_wallet);
        
        mapKeyMetadata[seed.GetID()] = metadata;
        
        if (!AddKeyPubKey(key, seed))
            throw std::runtime_error(std::string(__func__) + ": AddKeyPubKey failed");
    }
    return seed;
}
void CWallet::SetHDSeed(const CPubKey& seed)