### Is there an existing issue for this?

- [X] I have searched the existing issues

### Current behaviour

I randomly encountered this by loading a wallet created from master with an older version. I could trace it down to bd13dc2f46ea10302a928fcf0f53b7aed77ad260 (#26076), but I don't know descriptor wallets enough to understand what's going on (cc @Sjors @achow101).

### Expected behaviour

`bitcoind` starts, or at least tells me to use a later version if #26076 was a breaking change instead of corrupting `wallet.dat`.

### Steps to reproduce

(master, clean chain): 
`createwallet -regtest ""`
(v25.0rc2):
first `bitcoind -regtest` succeeds
then stop and restart the node: The second `bitcoind -regtest` leads to an InitError:
`Error: Error: Unable to expand wallet descriptor from cache`
now, the wallet cannot be loaded by either version.

### Relevant log output

_No response_

### How did you obtain Bitcoin Core

Compiled from source

### What version of Bitcoin Core are you using?

v25.0rc2 / master

### Operating system and version

Ubuntu

### Machine specifications

_No response_
{
    LOCK(cs_desc_man);
    if (!m_map_keys.empty()) {
        return false;
    }
    bool keyPass = m_map_crypted_keys.empty(); 
    bool keyFail = false;
    for (const auto& mi : m_map_crypted_keys) {
        const CPubKey &pubkey = mi.second.first;
        const std::vector<unsigned char> &crypted_secret = mi.second.second;
        CKey key;
        if (!DecryptKey(master_key, crypted_secret, pubkey, key)) {
            keyFail = true;
            break;
        }
        keyPass = true;
        if (m_decryption_thoroughly_checked)
            break;
    }
    if (keyPass && keyFail) {
        LogPrintf("The wallet is probably corrupted: Some keys decrypt but not all.\n");
        throw std::runtime_error("Error unlocking wallet: some keys decrypt but not all. Your wallet file may be corrupt.");
    }
    if (keyFail || (!keyPass && !accept_no_keys)) {
        return false;
    }
    m_decryption_thoroughly_checked = true;
    return true;
}
bool DescriptorScriptPubKeyMan::Encrypt(const CKeyingMaterial& master_key, WalletBatch* batch)