`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    CCrypter crypter;
    CKeyingMaterial _vMasterKey;
    {
        LOCK(cs_wallet);
        for (const MasterKeyMap::value_type& pMasterKey : mapMasterKeys)
        {
            if(!crypter.SetKeyFromPassphrase(strWalletPassphrase, pMasterKey.second.vchSalt, pMasterKey.second.nDeriveIterations, pMasterKey.second.nDerivationMethod))
                return false;
            if (!crypter.Decrypt(pMasterKey.second.vchCryptedKey, _vMasterKey))
                continue; 
            if (CCryptoKeyStore::Unlock(_vMasterKey, accept_no_keys)) {
                
                UpgradeKeyMetadata();
                return true;
            }
        }
    }
    return false;
}
bool CWallet::ChangeWalletPassphrase(const SecureString& strOldWalletPassphrase, const SecureString& strNewWalletPassphrase)
{
    bool fWasLocked = IsLocked();
    {
        LOCK(cs_wallet);
        Lock();
        CCrypter crypter;
        CKeyingMaterial _vMasterKey;
        for (MasterKeyMap::value_type& pMasterKey : mapMasterKeys)