Bitcoin Core v0.21.1

`bitcoin-cli walletprocesspsbt` does not trigger a `wallet locked please enter passphrase` warning when using a wallet which holds private keys. To be clear I am experiencing this behavior when using the `default` wallet created by core.

The expected behavior would be to remind the user they are dealing with an encrypted wallet, since `walletprocesspsbt` attempts to access private keys to sign the psbt. It would be useful if a warning were present in the rpc response to remind the user they are dealing with an encrypted wallet. 
{
    return RPCHelpMan{"listtransactions",
                "\nIf a label name is provided, this will return only incoming transactions paying to addresses with the specified label.\n"
                "\nReturns up to 'count' most recent transactions skipping the first 'from' transactions.\n",
                {
                    {"label|dummy", RPCArg::Type::STR, RPCArg::Optional::OMITTED_NAMED_ARG, "If set, should be a valid label name to return only incoming transactions\n"
                          "with the specified label, or \"*\" to disable filtering and return all transactions."},
                    {"count", RPCArg::Type::NUM, RPCArg::Default{10}, "The number of transactions to return"},
                    {"skip", RPCArg::Type::NUM, RPCArg::Default{0}, "The number of transactions to skip"},
                    {"include_watchonly", RPCArg::Type::BOOL, RPCArg::DefaultHint{"true for watch-only wallets, otherwise false"}, "Include transactions to watch-only addresses (see 'importaddress')"},
                },
                RPCResult{
                    RPCResult::Type::ARR, "", "",
                    {
                        {RPCResult::Type::OBJ, "", "", Cat(Cat<std::vector<RPCResult>>(
                        {
                            {RPCResult::Type::BOOL, "involvesWatchonly",  true, "Only returns true if imported addresses were involved in transaction."},
                            {RPCResult::Type::STR, "address", "The bitcoin address of the transaction."},
                            {RPCResult::Type::STR, "category", "The transaction category.\n"
                                "\"send\"                  Transactions sent.\n"
                                "\"receive\"               Non-coinbase transactions received.\n"
                                "\"generate\"              Coinbase transactions received with more than 100 confirmations.\n"