`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    LOCK(cs_wallet);
    assert(m_max_keypool_index < std::numeric_limits<int64_t>::max()); 
    int64_t index = ++m_max_keypool_index;
    if (!batch.WritePool(index, CKeyPool(pubkey, internal))) {
        throw std::runtime_error(std::string(__func__) + ": writing imported pubkey failed");
    }
    if (internal) {
        setInternalKeyPool.insert(index);
    } else {
        setExternalKeyPool.insert(index);
    }
    m_pool_key_to_index[pubkey.GetID()] = index;
}
bool CWallet::ReserveKeyFromKeyPool(int64_t& nIndex, CKeyPool& keypool, bool fRequestedInternal)
{
    nIndex = -1;
    keypool.vchPubKey = CPubKey();
    {
        LOCK(cs_wallet);
        if (!IsLocked())
            TopUpKeyPool();
        bool fReturningInternal = fRequestedInternal;
        fReturningInternal &= (IsHDEnabled() && CanSupportFeature(FEATURE_HD_SPLIT)) || IsWalletFlagSet(WALLET_FLAG_DISABLE_PRIVATE_KEYS);
        bool use_split_keypool = set_pre_split_keypool.empty();