Right now to recover from a backup with an encrypted HD wallet the user must do something like unlock the wallet with a really long time out and manually trigger a rescan,  otherwise they risk missing some keys when auto-topup cannot run.
size_t* n_signed = nullptr,
                  bool finalize = true) const;
    /**
     * Submit the transaction to the node's mempool and then relay to peers.
     * Should be called after CreateTransaction unless you want to abort
     * broadcasting the transaction.
     *
     * @param[in] tx The transaction to be broadcast.
     * @param[in] mapValue key-values to be set on the transaction.
     * @param[in] orderForm BIP 70 / BIP 21 order form details to be set on the transaction.
     */
    void CommitTransaction(CTransactionRef tx, mapValue_t mapValue, std::vector<std::pair<std::string, std::string>> orderForm);
    
    bool SubmitTxMemoryPoolAndRelay(CWalletTx& wtx, std::string& err_string, bool relay) const
        EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
    bool DummySignTx(CMutableTransaction &txNew, const std::set<CTxOut> &txouts, const CCoinControl* coin_control = nullptr) const
    {
        std::vector<CTxOut> v_txouts(txouts.size());
        std::copy(txouts.begin(), txouts.end(), v_txouts.begin());
        return DummySignTx(txNew, v_txouts, coin_control);
    }
    bool DummySignTx(CMutableTransaction &txNew, const std::vector<CTxOut> &txouts, const CCoinControl* coin_control = nullptr) const;
    bool ImportScripts(const std::set<CScript> scripts, int64_t timestamp) EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
    bool ImportPrivKeys(const std::map<CKeyID, CKey>& privkey_map, const int64_t timestamp) EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
    bool ImportPubKeys(const std::vector<CKeyID>& ordered_pubkeys, const std::map<CKeyID, CPubKey>& pubkey_map, const std::map<CKeyID, std::pair<CPubKey, KeyOriginInfo>>& key_origins, const bool add_keypool, const bool internal, const int64_t timestamp) EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
    bool ImportScriptPubKeys(const std::string& label, const std::set<CScript>& script_pub_keys, const bool have_solving_data, const bool apply_label, const int64_t timestamp) EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
    CFeeRate m_pay_tx_fee{DEFAULT_PAY_TX_FEE};
    unsigned int m_confirm_target{DEFAULT_TX_CONFIRM_TARGET};
    /** Allow Coin Selection to pick unconfirmed UTXOs that were sent from our own wallet if it
     * cannot fund the transaction otherwise. */