<!-- Describe the issue -->

Hi everyone,
We use bitcoin core with hundreds of wallets. The only efficient way we have found to do so is :
1. wait for any bitcoin-cli command to terminate before issuing another one
2. never issue any bitcoin-cli command unless tip update is 1
3. always unload a wallet after loading and using it

Now, we observ that bitcoin core systematically crashes every 20-30 minutes, then automatically restarts. And the problem is, it has to re-sync from about 0.997, which easily takes 15-20 minutes. During that time, the daemon cannot be used.

If we don't load/unload wallets, the daemon is stable and keeps to 1, no issue.

**System information**
Bitcoin Core RPC client version v0.20.0.0-ga62f0ed64f8bbbdfe6467ac5ce92ef5b5222d1bd
Compiled and run on Debian 9, on a VM with 16 mo memory. Launched that way : /bitcoind -daemon -walletrbf -conf=/root/.bitcoin/bitcoin.conf -fallbackfee=0.00001 -rpcworkqueue=128 -txindex=1

**bitcoin.conf :**
server=1
dbcache=16384
par=1
blocksonly=1
maxuploadtarget=137
maxconnections=16
rpcuser=bitcoinrpc
rpcpassword=xxxxxx
rpcallowip=127.0.0.1
testnet=0
txindex=1
walletbroadcast=1
txconfirmtarget=1

Please note that the same behaviour was happening with older releases (from 0.17.x).

Thanks for any help. Please ask for any needed information / testing.
Regards,
{
    return strprintf("COutput(%s, %d, %d) [%s]", tx->GetHash().ToString(), i, nDepth, FormatMoney(tx->tx->vout[i].nValue));
}
const CWalletTx* CWallet::GetWalletTx(const uint256& hash) const
{
    LOCK(cs_wallet);
    std::map<uint256, CWalletTx>::const_iterator it = mapWallet.find(hash);
    if (it == mapWallet.end())
        return nullptr;
    return &(it->second);
}
void CWallet::UpgradeKeyMetadata()
{
    if (IsLocked() || IsWalletFlagSet(WALLET_FLAG_KEY_ORIGIN_METADATA)) {
        return;
    }
    auto spk_man = GetLegacyScriptPubKeyMan();
    if (!spk_man) {
        return;
    }
    spk_man->UpgradeKeyMetadata();
    SetWalletFlag(WALLET_FLAG_KEY_ORIGIN_METADATA);
}
bool CWallet::Unlock(const SecureString& strWalletPassphrase, bool accept_no_keys)