`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    if (!MoneyRange(txout.nValue))
        throw std::runtime_error(std::string(__func__) + ": value out of range");
    return (IsChange(txout) ? txout.nValue : 0);
}
bool CWallet::IsMine(const CTransaction& tx) const
{
    for (const CTxOut& txout : tx.vout)
        if (IsMine(txout))
            return true;
    return false;
}
bool CWallet::IsFromMe(const CTransaction& tx) const
{
    return (GetDebit(tx, ISMINE_ALL) > 0);
}
CAmount CWallet::GetDebit(const CTransaction& tx, const isminefilter& filter) const