On my Linux Mint 19.1:
```bash
$ umask
0022
```

After the first run of `bitcoin-qt -sysperm=false` the `0700` permissions are expected for both the datadir (`~/.bitcoin`) and the walletdir (`~/.bitcoin/wallets`).

Actually, the directories are created with such access permissions:
```bash
$ stat ~/.bitcoin | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
$ stat ~/.bitcoin/wallets | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
```

Refs:
- #4286
- #13371
- #13389

NOTE: reading through the initial PR #4286 makes me think it was controversial. Is it a better and simpler way to just get rid of `-sysperm` option? I believe a user who needs this option can easily run `chown` command.
argsman.AddArg("-alertnotify=<cmd>", "Execute command when an alert is raised (%s in cmd is replaced by message)", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
#endif
    argsman.AddArg("-assumevalid=<hex>", strprintf("If this block is in the chain assume that it and its ancestors are valid and potentially skip their script verification (0 to verify all, default: %s, testnet: %s, signet: %s)", defaultChainParams->GetConsensus().defaultAssumeValid.GetHex(), testnetChainParams->GetConsensus().defaultAssumeValid.GetHex(), signetChainParams->GetConsensus().defaultAssumeValid.GetHex()), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-blocksdir=<dir>", "Specify directory to hold blocks subdirectory for *.dat files (default: <datadir>)", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-fastprune", "Use smaller block files and lower minimum prune height for testing purposes", ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::DEBUG_TEST);
#if HAVE_SYSTEM
    argsman.AddArg("-blocknotify=<cmd>", "Execute command when the best block changes (%s in cmd is replaced by block hash)", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
#endif
    argsman.AddArg("-blockreconstructionextratxn=<n>", strprintf("Extra transactions to keep in memory for compact block reconstructions (default: %u)", DEFAULT_BLOCK_RECONSTRUCTION_EXTRA_TXN), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-blocksonly", strprintf("Whether to reject transactions from network peers. Automatic broadcast and rebroadcast of any transactions from inbound peers is disabled, unless the peer has the 'forcerelay' permission. RPC transactions are not affected. (default: %u)", DEFAULT_BLOCKSONLY), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-coinstatsindex", strprintf("Maintain coinstats index used by the gettxoutsetinfo RPC (default: %u)", DEFAULT_COINSTATSINDEX), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-conf=<file>", strprintf("Specify path to read-only configuration file. Relative paths will be prefixed by datadir location (only useable from command line, not configuration file) (default: %s)", BITCOIN_CONF_FILENAME), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-datadir=<dir>", "Specify data directory", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-dbbatchsize", strprintf("Maximum database write batch size in bytes (default: %u)", nDefaultDbBatchSize), ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::OPTIONS);
    argsman.AddArg("-dbcache=<n>", strprintf("Maximum database cache size <n> MiB (%d to %d, default: %d). In addition, unused mempool memory is shared for this cache (see -maxmempool).", nMinDbCache, nMaxDbCache, nDefaultDbCache), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-includeconf=<file>", "Specify additional configuration file, relative to the -datadir path (only useable from configuration file, not command line)", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-loadblock=<file>", "Imports blocks from external file on startup", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-maxmempool=<n>", strprintf("Keep the transaction memory pool below <n> megabytes (default: %u)", DEFAULT_MAX_MEMPOOL_SIZE_MB), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-maxorphantx=<n>", strprintf("Keep at most <n> unconnectable transactions in memory (default: %u)", DEFAULT_MAX_ORPHAN_TRANSACTIONS), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-mempoolexpiry=<n>", strprintf("Do not keep transactions in the mempool longer than <n> hours (default: %u)", DEFAULT_MEMPOOL_EXPIRY_HOURS), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-minimumchainwork=<hex>", strprintf("Minimum work assumed to exist on a valid chain in hex (default: %s, testnet: %s, signet: %s)", defaultChainParams->GetConsensus().nMinimumChainWork.GetHex(), testnetChainParams->GetConsensus().nMinimumChainWork.GetHex(), signetChainParams->GetConsensus().nMinimumChainWork.GetHex()), ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::OPTIONS);
    argsman.AddArg("-par=<n>", strprintf("Set the number of script verification threads (%u to %d, 0 = auto, <0 = leave that many cores free, default: %d)",
        -GetNumCores(), MAX_SCRIPTCHECK_THREADS, DEFAULT_SCRIPTCHECK_THREADS), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-persistmempool", strprintf("Whether to save the mempool on shutdown and load on restart (default: %u)", DEFAULT_PERSIST_MEMPOOL), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-pid=<file>", strprintf("Specify pid file. Relative paths will be prefixed by a net-specific datadir location. (default: %s)", BITCOIN_PID_FILENAME), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-prune=<n>", strprintf("Reduce storage requirements by enabling pruning (deleting) of old blocks. This allows the pruneblockchain RPC to be called to delete specific blocks and enables automatic pruning of old blocks if a target size in MiB is provided. This mode is incompatible with -txindex. "
            "Warning: Reverting this setting requires re-downloading the entire blockchain. "
            "(default: 0 = disable pruning blocks, 1 = allow manual pruning via RPC, >=%u = automatically prune block files to stay under the specified target size in MiB)", MIN_DISK_SPACE_FOR_BLOCK_FILES  1024  1024), ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-reindex", "Rebuild chain state and block index from the blk*.dat files on disk. This will also rebuild active optional indexes.", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);
    argsman.AddArg("-reindex-chainstate", "Rebuild chain state from the currently indexed blocks. When in pruning mode or if blocks on disk might be corrupted, use full -reindex instead. Deactivate all optional indexes before running this.", ArgsManager::ALLOW_ANY, OptionsCategory::OPTIONS);