I was messing around with min relay policies and found that under certain circumstances the mempool will accept things, then not relay to any peers.

Example made using wallet:
Transaction of size 6195, fee of 619 satoshis, minrelay of 100 satoshis per kvB. Mempool logic allows it:

```
        // No transactions are allowed below minRelayTxFee except from disconnected blocks
        if (!bypass_limits && nModifiedFees < ::minRelayTxFee.GetFee(nSize)) {
            return state.DoS(0, false, REJECT_INSUFFICIENTFEE, "min relay fee not met", false, strprintf("%d < %d", nModifiedFees, ::minRelayTxFee.GetFee(nSize)));
        }
```
and lets it into mempool

but in net_processing.cpp:

```
                    if (filterrate && txinfo.feeRate.GetFeePerK() < filterrate) {
                        continue;
                    }
```
this gets hit because the computed feerate is insufficient(printing I added):
```
0.00000099 BTC/kB
```

I'm not super at arithmetic so I'm opening this up in case someone has an easy fix. 

let me also get a reproducible test failure with this...
{"newpassphrase", RPCArg::Type::STR, RPCArg::Optional::NO, "The new passphrase"},
                },
                RPCResults{},
                RPCExamples{
                    HelpExampleCli("walletpassphrasechange", "\"old one\" \"new one\"")
            + HelpExampleRpc("walletpassphrasechange", "\"old one\", \"new one\"")
                },
            }.Check(request);
    auto locked_chain = pwallet->chain().lock();
    LOCK(pwallet->cs_wallet);
    if (!pwallet->IsCrypted()) {
        throw JSONRPCError(RPC_WALLET_WRONG_ENC_STATE, "Error: running with an unencrypted wallet, but walletpassphrasechange was called.");
    }
    
    
    SecureString strOldWalletPass;
    strOldWalletPass.reserve(100);
    strOldWalletPass = request.params[0].get_str().c_str();
    SecureString strNewWalletPass;
    strNewWalletPass.reserve(100);
    strNewWalletPass = request.params[1].get_str().c_str();
    if (strOldWalletPass.empty() || strNewWalletPass.empty()) {
        throw JSONRPCError(RPC_INVALID_PARAMETER, "passphrase can not be empty");
    }
    if (!pwallet->ChangeWalletPassphrase(strOldWalletPass, strNewWalletPass)) {
        throw JSONRPCError(RPC_WALLET_PASSPHRASE_INCORRECT, "Error: The wallet passphrase entered was incorrect.");
    }
    return NullUniValue;
}
static UniValue walletlock(const JSONRPCRequest& request)