Tested in v0.21.0

```
createmultisig 1 '["04ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a4165326"]' p2sh-segwit
{
  "address": "3LfGXVPHtrC9A99JNiAPnygnQuPdpASvN3",
  "redeemScript": "514104ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a416532651ae",
  "descriptor": "sh(multi(1,04ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a4165326))#dyera70q"
}
```
same result for:
```
createmultisig 1 '["04ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a4165326"]' bech32
```

Best if this throws an error telling the user it won't make a nonstandard address.

#include <httpserver.h>
#include <index/blockfilterindex.h>
#include <index/coinstatsindex.h>
#include <index/txindex.h>
#include <interfaces/chain.h>
#include <interfaces/echo.h>
#include <interfaces/init.h>
#include <interfaces/ipc.h>
#include <key_io.h>
#include <node/context.h>
#include <outputtype.h>
#include <rpc/blockchain.h>
#include <rpc/server.h>
#include <rpc/server_util.h>
#include <rpc/util.h>
#include <scheduler.h>
#include <script/descriptor.h>
#include <util/check.h>
#include <util/message.h> 
#include <util/strencodings.h>
#include <util/syscall_sandbox.h>
#include <util/system.h>
#include <optional>
#include <stdint.h>
#include <tuple>