<!-- Describe the issue -->

Hi everyone,
We use bitcoin core with hundreds of wallets. The only efficient way we have found to do so is :
1. wait for any bitcoin-cli command to terminate before issuing another one
2. never issue any bitcoin-cli command unless tip update is 1
3. always unload a wallet after loading and using it

Now, we observ that bitcoin core systematically crashes every 20-30 minutes, then automatically restarts. And the problem is, it has to re-sync from about 0.997, which easily takes 15-20 minutes. During that time, the daemon cannot be used.

If we don't load/unload wallets, the daemon is stable and keeps to 1, no issue.

**System information**
Bitcoin Core RPC client version v0.20.0.0-ga62f0ed64f8bbbdfe6467ac5ce92ef5b5222d1bd
Compiled and run on Debian 9, on a VM with 16 mo memory. Launched that way : /bitcoind -daemon -walletrbf -conf=/root/.bitcoin/bitcoin.conf -fallbackfee=0.00001 -rpcworkqueue=128 -txindex=1

**bitcoin.conf :**
server=1
dbcache=16384
par=1
blocksonly=1
maxuploadtarget=137
maxconnections=16
rpcuser=bitcoinrpc
rpcpassword=xxxxxx
rpcallowip=127.0.0.1
testnet=0
txindex=1
walletbroadcast=1
txconfirmtarget=1

Please note that the same behaviour was happening with older releases (from 0.17.x).

Thanks for any help. Please ask for any needed information / testing.
Regards,
if (Unlock(_vMasterKey))
            {
                int64_t nStartTime = GetTimeMillis();
                crypter.SetKeyFromPassphrase(strNewWalletPassphrase, pMasterKey.second.vchSalt, pMasterKey.second.nDeriveIterations, pMasterKey.second.nDerivationMethod);
                pMasterKey.second.nDeriveIterations = static_cast<unsigned int>(pMasterKey.second.nDeriveIterations * (100 / ((double)(GetTimeMillis() - nStartTime))));
                nStartTime = GetTimeMillis();
                crypter.SetKeyFromPassphrase(strNewWalletPassphrase, pMasterKey.second.vchSalt, pMasterKey.second.nDeriveIterations, pMasterKey.second.nDerivationMethod);
                pMasterKey.second.nDeriveIterations = (pMasterKey.second.nDeriveIterations + static_cast<unsigned int>(pMasterKey.second.nDeriveIterations * 100 / ((double)(GetTimeMillis() - nStartTime)))) / 2;
                if (pMasterKey.second.nDeriveIterations < 25000)
                    pMasterKey.second.nDeriveIterations = 25000;
                WalletLogPrintf("Wallet passphrase changed to an nDeriveIterations of %i\n", pMasterKey.second.nDeriveIterations);
                if (!crypter.SetKeyFromPassphrase(strNewWalletPassphrase, pMasterKey.second.vchSalt, pMasterKey.second.nDeriveIterations, pMasterKey.second.nDerivationMethod))
                    return false;
                if (!crypter.Encrypt(_vMasterKey, pMasterKey.second.vchCryptedKey))
                    return false;
                WalletBatch(*database).WriteMasterKey(pMasterKey.first, pMasterKey.second);
                if (fWasLocked)
                    Lock();
                return true;
            }
        }
    }
    return false;
}
void CWallet::chainStateFlushed(const CBlockLocator& loc)
{
    WalletBatch batch(*database);
    batch.WriteBestBlock(loc);
}
void CWallet::SetMinVersion(enum WalletFeature nVersion, WalletBatch* batch_in, bool fExplicit)