On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
},
                            {"replaceable", RPCArg::Type::BOOL,  true,  "false", "Marks this transaction as BIP125 replaceable.\n"
                            "                              Allows this transaction to be replaced by a transaction with higher fees"},
                            {"conf_target", RPCArg::Type::NUM,  true,  "Fallback to wallet's confirmation target", "Confirmation target (in blocks)"},
                            {"estimate_mode", RPCArg::Type::STR,  true,  "UNSET", "The fee estimate mode, must be one of:\n"
                            "         \"UNSET\"\n"
                            "         \"ECONOMICAL\"\n"
                            "         \"CONSERVATIVE\""},
                        },
                        "options"},
                    {"bip32derivs", RPCArg::Type::BOOL,  true,  "false", "If true, includes the BIP 32 derivation paths for public keys if we know them"},
                }}
                .ToString() +
                            "\nResult:\n"
                            "{\n"
                            "  \"psbt\": \"value\",        (string)  The resulting raw transaction (base64-encoded string)\n"
                            "  \"fee\":       n,         (numeric) Fee in " + CURRENCY_UNIT + " the resulting transaction pays\n"
                            "  \"changepos\": n          (numeric) The position of the added change output, or -1\n"
                            "}\n"
                            "\nExamples:\n"
                            "\nCreate a transaction with no inputs\n"
                            + HelpExampleCli("walletcreatefundedpsbt", "\"[{\\\"txid\\\":\\\"myid\\\",\\\"vout\\\":0}]\" \"[{\\\"data\\\":\\\"00010203\\\"}]\"")
                            );
    RPCTypeCheck(request.params, {
        UniValue::VARR,
        UniValueType(), 
        UniValue::VNUM,
        UniValue::VOBJ,
        UniValue::VBOOL
        }, true