While testing 17270 I noticed that master (bdda137878904e9401a84e308ac74c93c2ef87c1) does not run on NetBSD. I assume this started after #17085 changed the fallback locale from `C` to `C.UTF-8`. There doesn't seem to be a `C.UTF-8` locale on NetBSD.

```bash
src/bitcoind
terminate called after throwing an instance of 'std::runtime_error'
  what():  locale::facet::_S_create_c_locale name not valid
Abort trap (core dumped)
```

`LC_ALL=C src/bitcoind` works, `LC_ALL=en_US.UTF-8 src/bitcoind` does not.

```bash
locale
LANG=""
LC_CTYPE="en_US.UTF-8"
LC_COLLATE="C"
LC_TIME="C"
LC_NUMERIC="C"
LC_MONETARY="C"
LC_MESSAGES="C"
LC_ALL=""
```
return std::string(message) + std::string("\n\n");
}
std::string HelpMessageOpt(const std::string &option, const std::string &message) {
    return std::string(optIndent,' ') + std::string(option) +
           std::string("\n") + std::string(msgIndent,' ') +
           FormatParagraph(message, screenWidth - msgIndent, msgIndent) +
           std::string("\n\n");
}
static std::string FormatException(const std::exception* pex, const char* pszThread)
{
#ifdef WIN32
    char pszModule[MAX_PATH] = "";
    GetModuleFileNameA(nullptr, pszModule, sizeof(pszModule));
#else
    const char* pszModule = "bitcoin";
#endif
    if (pex)
        return strprintf(
            "EXCEPTION: %s       \n%s       \n%s in %s       \n", typeid(*pex).name(), pex->what(), pszModule, pszThread);
    else
        return strprintf(
            "UNKNOWN EXCEPTION       \n%s in %s       \n", pszModule, pszThread);
}
void PrintExceptionContinue(const std::exception* pex, const char* pszThread)