On my Linux Mint 19.1:
```bash
$ umask
0022
```

After the first run of `bitcoin-qt -sysperm=false` the `0700` permissions are expected for both the datadir (`~/.bitcoin`) and the walletdir (`~/.bitcoin/wallets`).

Actually, the directories are created with such access permissions:
```bash
$ stat ~/.bitcoin | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
$ stat ~/.bitcoin/wallets | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
```

Refs:
- #4286
- #13371
- #13389

NOTE: reading through the initial PR #4286 makes me think it was controversial. Is it a better and simpler way to just get rid of `-sysperm` option? I believe a user who needs this option can easily run `chown` command.
{
    std::string str, prefix;
    std::string::size_type pos;
    int linenr = 1;
    while (std::getline(stream, str)) {
        bool used_hash = false;
        if ((pos = str.find('#')) != std::string::npos) {
            str = str.substr(0, pos);
            used_hash = true;
        }
        const static std::string pattern = " \t\r\n";
        str = TrimString(str, pattern);
        if (!str.empty()) {
            if (*str.begin() == '[' && *str.rbegin() == ']') {
                const std::string section = str.substr(1, str.size() - 2);
                sections.emplace_back(SectionInfo{section, filepath, linenr});
                prefix = section + '.';
            } else if (*str.begin() == '-') {
                error = strprintf("parse error on line %i: %s, options in configuration file must be specified without leading -", linenr, str);
                return false;
            } else if ((pos = str.find('=')) != std::string::npos) {
                std::string name = prefix + TrimString(std::string_view{str}.substr(0, pos), pattern);
                std::string_view value = TrimStringView(std::string_view{str}.substr(pos + 1), pattern);
                if (used_hash && name.find("rpcpassword") != std::string::npos) {
                    error = strprintf("parse error on line %i, using # in rpcpassword can be ambiguous and should be avoided", linenr);
                    return false;
                }