Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
{
    std::map<CTxDestination, CAddressBookData>::const_iterator i = mapAddressBook.find(dest);
    if(i != mapAddressBook.end())
    {
        CAddressBookData::StringMap::const_iterator j = i->second.destdata.find(key);
        if(j != i->second.destdata.end())
        {
            if(value)
                *value = j->second;
            return true;
        }
    }
    return false;
}
std::vector<std::string> CWallet::GetDestValues(const std::string& prefix) const
{
    LOCK(cs_wallet);
    std::vector<std::string> values;
    for (const auto& address : mapAddressBook) {
        for (const auto& data : address.second.destdata) {
            if (!data.first.compare(0, prefix.size(), prefix)) {
                values.emplace_back(data.second);
            }
        }
    }
    return values;
}
CWallet* CWallet::CreateWalletFromFile(const std::string walletFile)