Bitcoin Core v0.21.1

`bitcoin-cli walletprocesspsbt` does not trigger a `wallet locked please enter passphrase` warning when using a wallet which holds private keys. To be clear I am experiencing this behavior when using the `default` wallet created by core.

The expected behavior would be to remind the user they are dealing with an encrypted wallet, since `walletprocesspsbt` attempts to access private keys to sign the psbt. It would be useful if a warning were present in the rpc response to remind the user they are dealing with an encrypted wallet. 
};
}
void FundTransaction(CWallet& wallet, CMutableTransaction& tx, CAmount& fee_out, int& change_position, const UniValue& options, CCoinControl& coinControl, bool override_min_fee)
{
    
    
    wallet.BlockUntilSyncedToCurrentChain();
    change_position = -1;
    bool lockUnspents = false;
    UniValue subtractFeeFromOutputs;
    std::set<int> setSubtractFeeFromOutputs;
    if (!options.isNull()) {
      if (options.type() == UniValue::VBOOL) {
        
        coinControl.fAllowWatchOnly = options.get_bool();
      }
      else {
        RPCTypeCheckArgument(options, UniValue::VOBJ);
        RPCTypeCheckObj(options,
            {
                {"add_inputs", UniValueType(UniValue::VBOOL)},
                {"include_unsafe", UniValueType(UniValue::VBOOL)},
                {"add_to_wallet", UniValueType(UniValue::VBOOL)},
                {"changeAddress", UniValueType(UniValue::VSTR)},
                {"change_address", UniValueType(UniValue::VSTR)},
                {"changePosition", UniValueType(UniValue::VNUM)},
                {"change_position", UniValueType(UniValue::VNUM)},
                {"change_type", UniValueType(UniValue::VSTR)},
                {"includeWatching", UniValueType(UniValue::VBOOL)},
                {"include_watching", UniValueType(UniValue::VBOOL)},