As of #11466 we no longer have any logic to prevent a user from opening a wallet twice in two instances simultaneously. Not only could this break BDB (without the -privdb=false option, which I have really no idea why we even have a tuneable option for that), but we certainly don't have logic to handle such a case gracefully. It was noted in the original PR's description, but somehow was never followed up on before merge.
for (const std::string& snet : gArgs.GetArgs("-onlynet")) {
            enum Network net = ParseNetwork(snet);
            if (net == NET_UNROUTABLE)
                return InitError(strprintf(_("Unknown network specified in -onlynet: '%s'"), snet));
            nets.insert(net);
        }
        for (int n = 0; n < NET_MAX; n++) {
            enum Network net = (enum Network)n;
            if (!nets.count(net))
                SetLimited(net);
        }