`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    
    if (!locked_chain.checkFinalTx(*tx)) {
        return false;
    }
    int nDepth = GetDepthInMainChain(locked_chain);
    if (nDepth >= 1)
        return true;
    if (nDepth < 0)
        return false;
    if (!pwallet->m_spend_zero_conf_change || !IsFromMe(ISMINE_ALL)) 
        return false;
    
    if (!InMempool())
        return false;
    
    for (const CTxIn& txin : tx->vin)
    {
        
        const CWalletTx* parent = pwallet->GetWalletTx(txin.prevout.hash);
        if (parent == nullptr)
            return false;
        const CTxOut& parentOut = parent->tx->vout[txin.prevout.n];
        if (pwallet->IsMine(parentOut) != ISMINE_SPENDABLE)
            return false;
    }
    return true;
}
bool CWalletTx::IsEquivalentTo(const CWalletTx& _tx) const