When importing a watch-only address over `importmulti` with a specific timestamp, the wallet's `nTimeFirstKey` will be set to 1.
I think we should add a optional timestamp to `CWallet::AddWatchOnly()` and use it when importing addresses or pubkeys.

{
    
    if (IsCoinBase() && GetBlocksToMaturity() > 0)
        return 0;
    CAmount credit = 0;
    if (filter & ISMINE_SPENDABLE)
    {
        
        if (fCreditCached)
            credit += nCreditCached;
        else
        {
            nCreditCached = pwallet->GetCredit(*this, ISMINE_SPENDABLE);