Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
vAffected.clear();
            }
        }
    }
    
    for (std::map<CKeyID, CBlockIndex*>::const_iterator it = mapKeyFirstBlock.begin(); it != mapKeyFirstBlock.end(); it++)
        mapKeyBirth[it->first] = it->second->GetBlockTime() - TIMESTAMP_WINDOW; 
}
/**
 * Compute smart timestamp for a transaction being added to the wallet.
 *
 * Logic:
 * - If sending a transaction, assign its timestamp to the current time.
 * - If receiving a transaction outside a block, assign its timestamp to the
 *   current time.
 * - If receiving a block with a future timestamp, assign all its (not already
 *   known) transactions' timestamps to the current time.
 * - If receiving a block with a past timestamp, before the most recent known
 *   transaction (that we care about), assign all its (not already known)
 *   transactions' timestamps to the same timestamp as that most-recent-known
 *   transaction.
 * - If receiving a block with a past timestamp, but after the most recent known
 *   transaction, assign all its (not already known) transactions' timestamps to
 *   the block time.
 *
 * For more information see CWalletTx::nTimeSmart,
 * https:bitcointalk.org/?topic=54527, or
 * https:github.com/bitcoin/bitcoin/pull/1393.
 */
unsigned int CWallet::ComputeTimeSmart(const CWalletTx& wtx) const