On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
if (options.exists("estimate_mode")) {
            if (options.exists("feeRate")) {
                throw JSONRPCError(RPC_INVALID_PARAMETER, "Cannot specify both estimate_mode and feeRate");
            }
            if (!FeeModeFromString(options["estimate_mode"].get_str(), coinControl.m_fee_mode)) {
                throw JSONRPCError(RPC_INVALID_PARAMETER, "Invalid estimate_mode parameter");
            }
        }
      }
    }
    if (tx.vout.size() == 0)
        throw JSONRPCError(RPC_INVALID_PARAMETER, "TX must have at least one output");
    if (change_position != -1 && (change_position < 0 || (unsigned int)change_position > tx.vout.size()))
        throw JSONRPCError(RPC_INVALID_PARAMETER, "changePosition out of bounds");
    for (unsigned int idx = 0; idx < subtractFeeFromOutputs.size(); idx++) {
        int pos = subtractFeeFromOutputs[idx].get_int();
        if (setSubtractFeeFromOutputs.count(pos))
            throw JSONRPCError(RPC_INVALID_PARAMETER, strprintf("Invalid parameter, duplicated position: %d", pos));
        if (pos < 0)
            throw JSONRPCError(RPC_INVALID_PARAMETER, strprintf("Invalid parameter, negative position: %d", pos));
        if (pos >= int(tx.vout.size()))
            throw JSONRPCError(RPC_INVALID_PARAMETER, strprintf("Invalid parameter, position too large: %d", pos));
        setSubtractFeeFromOutputs.insert(pos);
    }
    std::string strFailReason;
    if (!pwallet->FundTransaction(tx, fee_out, change_position, strFailReason, lockUnspents, setSubtractFeeFromOutputs, coinControl)) {
        throw JSONRPCError(RPC_WALLET_ERROR, strFailReason);
    }
}
static UniValue fundrawtransaction(const JSONRPCRequest& request)