On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
nScriptCheckThreads = gArgs.GetArg("-par", DEFAULT_SCRIPTCHECK_THREADS);
    if (nScriptCheckThreads <= 0)
        nScriptCheckThreads += GetNumCores();
    if (nScriptCheckThreads <= 1)
        nScriptCheckThreads = 0;
    else if (nScriptCheckThreads > MAX_SCRIPTCHECK_THREADS)
        nScriptCheckThreads = MAX_SCRIPTCHECK_THREADS;
    
    int64_t nPruneArg = gArgs.GetArg("-prune", 0);
    if (nPruneArg < 0) {
        return InitError(_("Prune cannot be configured with a negative value."));
    }
    nPruneTarget = (uint64_t) nPruneArg * 1024 * 1024;
    if (nPruneArg == 1) {  
        LogPrintf("Block pruning enabled.  Use RPC call pruneblockchain(height) to manually prune block and undo files.\n");
        nPruneTarget = std::numeric_limits<uint64_t>::max();
        fPruneMode = true;
    } else if (nPruneTarget) {
        if (nPruneTarget < MIN_DISK_SPACE_FOR_BLOCK_FILES) {
            return InitError(strprintf(_("Prune configured below the minimum of %d MiB.  Please use a higher number."), MIN_DISK_SPACE_FOR_BLOCK_FILES / 1024 / 1024));
        }
        LogPrintf("Prune configured to target %uMiB on disk for block and undo files.\n", nPruneTarget / 1024 / 1024);
        fPruneMode = true;
    }
    nConnectTimeout = gArgs.GetArg("-timeout", DEFAULT_CONNECT_TIMEOUT);
    if (nConnectTimeout <= 0) {
        nConnectTimeout = DEFAULT_CONNECT_TIMEOUT;
    }
    peer_connect_timeout = gArgs.GetArg("-peertimeout", DEFAULT_PEER_CONNECT_TIMEOUT);