Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
int64_t IncOrderPosNext(CWalletDB *pwalletdb = nullptr);
    DBErrors ReorderTransactions();
    bool AccountMove(std::string strFrom, std::string strTo, CAmount nAmount, std::string strComment = "");
    bool GetAccountPubkey(CPubKey &pubKey, std::string strAccount, bool bForceNew = false);
    void MarkDirty();
    bool AddToWallet(const CWalletTx& wtxIn, bool fFlushOnClose=true);
    bool LoadToWallet(const CWalletTx& wtxIn);
    void TransactionAddedToMempool(const CTransactionRef& tx) override;
    void BlockConnected(const std::shared_ptr<const CBlock>& pblock, const CBlockIndex *pindex, const std::vector<CTransactionRef>& vtxConflicted) override;
    void BlockDisconnected(const std::shared_ptr<const CBlock>& pblock) override;
    bool AddToWalletIfInvolvingMe(const CTransactionRef& tx, const CBlockIndex* pIndex, int posInBlock, bool fUpdate);
    int64_t RescanFromTime(int64_t startTime, bool update);
    CBlockIndex* ScanForWalletTransactions(CBlockIndex* pindexStart, bool fUpdate = false);
    void ReacceptWalletTransactions();
    void ResendWalletTransactions(int64_t nBestBlockTime, CConnman* connman) override;
    
    std::vector<uint256> ResendWalletTransactionsBefore(int64_t nTime, CConnman* connman);
    CAmount GetBalance() const;
    CAmount GetUnconfirmedBalance() const;
    CAmount GetImmatureBalance() const;
    CAmount GetWatchOnlyBalance() const;
    CAmount GetUnconfirmedWatchOnlyBalance() const;
    CAmount GetImmatureWatchOnlyBalance() const;
    CAmount GetLegacyBalance(const isminefilter& filter, int minDepth, const std::string* account) const;
    CAmount GetAvailableBalance(const CCoinControl* coinControl = nullptr) const;
    /**
     * Insert additional inputs into the transaction by
     * calling CreateTransaction();
     */
    bool FundTransaction(CMutableTransaction& tx, CAmount& nFeeRet, int& nChangePosInOut, std::string& strFailReason, bool lockUnspents, const std::set<int>& setSubtractFeeFromOutputs, CCoinControl);