On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
+ HelpExampleCli("createwallet", "\"testwallet\"")
            + HelpExampleRpc("createwallet", "\"testwallet\"")
        );
    }
    std::string error;
    std::string warning;
    bool disable_privatekeys = false;
    if (!request.params[1].isNull()) {
        disable_privatekeys = request.params[1].get_bool();
    }
    WalletLocation location(request.params[0].get_str());
    if (location.Exists()) {
        throw JSONRPCError(RPC_WALLET_ERROR, "Wallet " + location.GetName() + " already exists.");
    }
    
    if (!CWallet::Verify(*g_rpc_interfaces->chain, location, false, error, warning)) {
        throw JSONRPCError(RPC_WALLET_ERROR, "Wallet file verification failed: " + error);
    }
    std::shared_ptr<CWallet> const wallet = CWallet::CreateWalletFromFile(*g_rpc_interfaces->chain, location, (disable_privatekeys ? (uint64_t)WALLET_FLAG_DISABLE_PRIVATE_KEYS : 0));
    if (!wallet) {
        throw JSONRPCError(RPC_WALLET_ERROR, "Wallet creation failed.");
    }
    AddWallet(wallet);
    wallet->postInitProcess();
    UniValue obj(UniValue::VOBJ);
    obj.pushKV("name", wallet->GetName());
    obj.pushKV("warning", warning);
    return obj;
}
static UniValue unloadwallet(const JSONRPCRequest& request)