On my Linux Mint 19.1:
```bash
$ umask
0022
```

After the first run of `bitcoin-qt -sysperm=false` the `0700` permissions are expected for both the datadir (`~/.bitcoin`) and the walletdir (`~/.bitcoin/wallets`).

Actually, the directories are created with such access permissions:
```bash
$ stat ~/.bitcoin | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
$ stat ~/.bitcoin/wallets | grep Uid
Access: (0755/drwxr-xr-x)  Uid: ( 1000/ hebasto)   Gid: ( 1000/ hebasto)
```

Refs:
- #4286
- #13371
- #13389

NOTE: reading through the initial PR #4286 makes me think it was controversial. Is it a better and simpler way to just get rid of `-sysperm` option? I believe a user who needs this option can easily run `chown` command.
argsman.AddArg("-acceptnonstdtxn", strprintf("Relay and mine \"non-standard\" transactions (%sdefault: %u)", "testnetregtest only; ", !testnetChainParams->RequireStandard()), ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-incrementalrelayfee=<amt>", strprintf("Fee rate (in %skvB) used to define cost of relay, used for mempool limiting and replacement policy. (default: %s)", CURRENCY_UNIT, FormatMoney(DEFAULT_INCREMENTAL_RELAY_FEE)), ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-dustrelayfee=<amt>", strprintf("Fee rate (in %skvB) used to define dust, the value of an output such that it will cost more than its value in fees at this fee rate to spend it. (default: %s)", CURRENCY_UNIT, FormatMoney(DUST_RELAY_TX_FEE)), ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-bytespersigop", strprintf("Equivalent bytes per sigop in transactions for relay and mining (default: %u)", DEFAULT_BYTES_PER_SIGOP), ArgsManager::ALLOW_ANY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-datacarrier", strprintf("Relay and mine data carrier transactions (default: %u)", DEFAULT_ACCEPT_DATACARRIER), ArgsManager::ALLOW_ANY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-datacarriersize", strprintf("Maximum size of data in data carrier transactions we relay and mine (default: %u)", MAX_OP_RETURN_RELAY), ArgsManager::ALLOW_ANY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-mempoolfullrbf", strprintf("Accept transaction replace-by-fee without requiring replaceability signaling (default: %u)", DEFAULT_MEMPOOL_FULL_RBF), ArgsManager::ALLOW_ANY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-permitbaremultisig", strprintf("Relay non-P2SH multisig (default: %u)", DEFAULT_PERMIT_BAREMULTISIG), ArgsManager::ALLOW_ANY,
                   OptionsCategory::NODE_RELAY);
    argsman.AddArg("-minrelaytxfee=<amt>", strprintf("Fees (in %skvB) smaller than this are considered zero fee for relaying, mining and transaction creation (default: %s)",
        CURRENCY_UNIT, FormatMoney(DEFAULT_MIN_RELAY_TX_FEE)), ArgsManager::ALLOW_ANY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-whitelistforcerelay", strprintf("Add 'forcerelay' permission to whitelisted inbound peers with default permissions. This will relay transactions even if the transactions were already in the mempool. (default: %d)", DEFAULT_WHITELISTFORCERELAY), ArgsManager::ALLOW_ANY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-whitelistrelay", strprintf("Add 'relay' permission to whitelisted inbound peers with default permissions. This will accept relayed transactions even when not relaying transactions (default: %d)", DEFAULT_WHITELISTRELAY), ArgsManager::ALLOW_ANY, OptionsCategory::NODE_RELAY);
    argsman.AddArg("-blockmaxweight=<n>", strprintf("Set maximum BIP141 block weight (default: %d)", DEFAULT_BLOCK_MAX_WEIGHT), ArgsManager::ALLOW_ANY, OptionsCategory::BLOCK_CREATION);
    argsman.AddArg("-blockmintxfee=<amt>", strprintf("Set lowest fee rate (in %skvB) for transactions to be included in block creation. (default: %s)", CURRENCY_UNIT, FormatMoney(DEFAULT_BLOCK_MIN_TX_FEE)), ArgsManager::ALLOW_ANY, OptionsCategory::BLOCK_CREATION);
    argsman.AddArg("-blockversion=<n>", "Override block version to test forking scenarios", ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::BLOCK_CREATION);
    argsman.AddArg("-rest", strprintf("Accept public REST requests (default: %u)", DEFAULT_REST_ENABLE), ArgsManager::ALLOW_ANY, OptionsCategory::RPC);
    argsman.AddArg("-rpcallowip=<ip>", "Allow JSON-RPC connections from specified source. Valid for <ip> are a single IP (e.g. 1.2.3.4), a networknetmask (e.g. 1.2.3.4255.255.255.0) or a networkCIDR (e.g. 1.2.3.424). This option can be specified multiple times", ArgsManager::ALLOW_ANY, OptionsCategory::RPC);
    argsman.AddArg("-rpcauth=<userpw>", "Username and HMAC-SHA-256 hashed password for JSON-RPC connections. The field <userpw> comes in the format: <USERNAME>:<SALT>$<HASH>. A canonical python script is included in sharerpcauth. The client then connects normally using the rpcuser=<USERNAME>rpcpassword=<PASSWORD> pair of arguments. This option can be specified multiple times", ArgsManager::ALLOW_ANY | ArgsManager::SENSITIVE, OptionsCategory::RPC);
    argsman.AddArg("-rpcbind=<addr>[:port]", "Bind to given address to listen for JSON-RPC connections. Do not expose the RPC server to untrusted networks such as the public internet! This option is ignored unless -rpcallowip is also passed. Port is optional and overrides -rpcport. Use [host]:port notation for IPv6. This option can be specified multiple times (default: 127.0.0.1 and ::1 i.e., localhost)", ArgsManager::ALLOW_ANY | ArgsManager::NETWORK_ONLY, OptionsCategory::RPC);
    argsman.AddArg("-rpcdoccheck", strprintf("Throw a non-fatal error at runtime if the documentation for an RPC is incorrect (default: %u)", DEFAULT_RPC_DOC_CHECK), ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::RPC);
    argsman.AddArg("-rpccookiefile=<loc>", "Location of the auth cookie. Relative paths will be prefixed by a net-specific datadir location. (default: data dir)", ArgsManager::ALLOW_ANY, OptionsCategory::RPC);
    argsman.AddArg("-rpcpassword=<pw>", "Password for JSON-RPC connections", ArgsManager::ALLOW_ANY | ArgsManager::SENSITIVE, OptionsCategory::RPC);
    argsman.AddArg("-rpcport=<port>", strprintf("Listen for JSON-RPC connections on <port> (default: %u, testnet: %u, signet: %u, regtest: %u)", defaultBaseParams->RPCPort(), testnetBaseParams->RPCPort(), signetBaseParams->RPCPort(), regtestBaseParams->RPCPort()), ArgsManager::ALLOW_ANY | ArgsManager::NETWORK_ONLY, OptionsCategory::RPC);
    argsman.AddArg("-rpcserialversion", strprintf("Sets the serialization of raw transaction or block hex returned in non-verbose mode, non-segwit(0) or segwit(1) (default: %d)", DEFAULT_RPC_SERIALIZE_VERSION), ArgsManager::ALLOW_ANY, OptionsCategory::RPC);
    argsman.AddArg("-rpcservertimeout=<n>", strprintf("Timeout during HTTP requests (default: %d)", DEFAULT_HTTP_SERVER_TIMEOUT), ArgsManager::ALLOW_ANY | ArgsManager::DEBUG_ONLY, OptionsCategory::RPC);
    argsman.AddArg("-rpcthreads=<n>", strprintf("Set the number of threads to service RPC calls (default: %d)", DEFAULT_HTTP_THREADS), ArgsManager::ALLOW_ANY, OptionsCategory::RPC);
    argsman.AddArg("-rpcuser=<user>", "Username for JSON-RPC connections", ArgsManager::ALLOW_ANY | ArgsManager::SENSITIVE, OptionsCategory::RPC);
    argsman.AddArg("-rpcwhitelist=<whitelist>", "Set a whitelist to filter incoming RPC calls for a specific user. The field <whitelist> comes in the format: <USERNAME>:<rpc 1>,<rpc 2>,...,<rpc n>. If multiple whitelists are set for a given user, they are set-intersected. See -rpcwhitelistdefault documentation for information on default whitelist behavior.", ArgsManager::ALLOW_ANY, OptionsCategory::RPC);
    argsman.AddArg("-rpcwhitelistdefault", "Sets default behavior for rpc whitelisting. Unless rpcwhitelistdefault is set to 0, if any -rpcwhitelist is set, the rpc server acts as if all rpc users are subject to empty-unless-otherwise-specified whitelists. If rpcwhitelistdefault is set to 1 and no -rpcwhitelist is set, rpc server acts as if all rpc users are subject to empty whitelists.", ArgsManager::ALLOW_ANY, OptionsCategory::RPC);