A user reported to me that they are unable to create a PSBT with a legacy watchonly wallet when they use the GUI. They get an error "The amount exceeds your balance".

I think the issue is that the GUI will retrieve the wallet's balance via `AvailableCoins` before calling `CreateTransaction`. This call to `AvailableCoins` is resulting in fewer coins being returned with recent changes to how `AvailableCoins` works, particularly with additional filtering of spendable coins and preset coins.

***

Note that this does not effect descriptor wallets. A workaround for this issue is to switch to using descriptor wallets. An existing legacy wallet can be turned into a descriptor wallet using the `migratewallet` RPC. However many watchonly legacy wallets are likely the result of importing descriptors via `importmulti`. For such wallets, I recommend creating a new descriptor wallet and re-importing the descriptors.
{
    QString hash = QString::fromStdString(txid.ToString());
    int rows = model.rowCount({});
    for (int row = 0; row < rows; ++row) {
        QModelIndex index = model.index(row, 0, {});
        if (model.data(index, TransactionTableModel::TxHashRole) == hash) {
            return index;
        }
    }
    return {};
}
void BumpFee(TransactionView& view, const uint256& txid, bool expectDisabled, std::string expectError, bool cancel)