`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    if (pwallet == nullptr)
        return 0;
    
    bool allow_cache = filter == ISMINE_SPENDABLE || filter == ISMINE_WATCH_ONLY;
    
    if (IsImmatureCoinBase(locked_chain))
        return 0;
    if (fUseCache && allow_cache && m_amounts[AVAILABLE_CREDIT].m_cached[filter]) {
        return m_amounts[AVAILABLE_CREDIT].m_value[filter];
    }
    CAmount nCredit = 0;
    uint256 hashTx = GetHash();
    for (unsigned int i = 0; i < tx->vout.size(); i++)
    {
        if (!pwallet->IsSpent(locked_chain, hashTx, i))
        {
            const CTxOut &txout = tx->vout[i];
            nCredit += pwallet->GetCredit(txout, filter);
            if (!MoneyRange(nCredit))
                throw std::runtime_error(std::string(__func__) + " : value out of range");
        }
    }
    if (allow_cache) {
        m_amounts[AVAILABLE_CREDIT].Set(filter, nCredit);
    }
    return nCredit;
}
CAmount CWalletTx::GetImmatureWatchOnlyCredit(interfaces::Chain::Lock& locked_chain, const bool fUseCache) const