Tested in v0.21.0

```
createmultisig 1 '["04ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a4165326"]' p2sh-segwit
{
  "address": "3LfGXVPHtrC9A99JNiAPnygnQuPdpASvN3",
  "redeemScript": "514104ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a416532651ae",
  "descriptor": "sh(multi(1,04ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a4165326))#dyera70q"
}
```
same result for:
```
createmultisig 1 '["04ceba29da1af96a0f2ef7cda6950b8be2baeb1adf12c0d5efebb70dbcaa086ba029cd82a0cfb8dedf65b8760cf271f2b8a50466bbf0b9339c5ffefbe2a4165326"]' bech32
```

Best if this throws an error telling the user it won't make a nonstandard address.

pubkeys.push_back(HexToPubKey(keys_or_addrs[i].get_str()));
        } else {
            pubkeys.push_back(AddrToPubKey(spk_man, keys_or_addrs[i].get_str()));
        }
    }
    OutputType output_type = pwallet->m_default_address_type;
    if (!request.params[3].isNull()) {
        std::optional<OutputType> parsed = ParseOutputType(request.params[3].get_str());
        if (!parsed) {
            throw JSONRPCError(RPC_INVALID_ADDRESS_OR_KEY, strprintf("Unknown address type '%s'", request.params[3].get_str()));
        } else if (parsed.value() == OutputType::BECH32M) {
            throw JSONRPCError(RPC_INVALID_ADDRESS_OR_KEY, "Bech32m multisig addresses cannot be created with legacy wallets");
        }
        output_type = parsed.value();
    }
    
    CScript inner;
    CTxDestination dest = AddAndGetMultisigDestination(required, pubkeys, output_type, spk_man, inner);
    pwallet->SetAddressBook(dest, label, "send");
    
    std::unique_ptr<Descriptor> descriptor = InferDescriptor(GetScriptForDestination(dest), spk_man);
    UniValue result(UniValue::VOBJ);
    result.pushKV("address", EncodeDestination(dest));
    result.pushKV("redeemScript", HexStr(inner));
    result.pushKV("descriptor", descriptor->ToString());
    return result;
},
    };
}
RPCHelpMan keypoolrefill()