On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
for (const auto& client : interfaces.chain_clients) {
        if (!client->verify()) {
            return false;
        }
    }
    
    
    
    
    
    assert(!g_connman);
    g_connman = std::unique_ptr<CConnman>(new CConnman(GetRand(std::numeric_limits<uint64_t>::max()), GetRand(std::numeric_limits<uint64_t>::max())));
    CConnman& connman = *g_connman;
    peerLogic.reset(new PeerLogicValidation(&connman, scheduler, gArgs.GetBoolArg("-enablebip61", DEFAULT_ENABLE_BIP61)));
    RegisterValidationInterface(peerLogic.get());
    
    std::vector<std::string> uacomments;
    for (const std::string& cmt : gArgs.GetArgs("-uacomment")) {
        if (cmt != SanitizeString(cmt, SAFE_CHARS_UA_COMMENT))
            return InitError(strprintf(_("User Agent comment (%s) contains unsafe characters."), cmt));
        uacomments.push_back(cmt);
    }
    strSubVersion = FormatSubVersion(CLIENT_NAME, CLIENT_VERSION, uacomments);
    if (strSubVersion.size() > MAX_SUBVERSION_LENGTH) {
        return InitError(strprintf(_("Total length of network version string (%i) exceeds maximum length (%i). Reduce the number or size of uacomments."),
            strSubVersion.size(), MAX_SUBVERSION_LENGTH));
    }
    if (gArgs.IsArgSet("-onlynet")) {
        std::set<enum Network> nets;