Built against `master` branch 801dd40666d1e6009920ad3ff755c7bb993b2a62:

If I have no wallet.dat file and run:

    bitcoind -usehd=0

A new wallet.dat file is created and an HD seed is assigned.

I see an error message in the source:

    "Error loading %s: You can't disable HD on an already existing HD wallet or create new non-HD wallets."

but that doesn't get shown because `fFirstRun` is true, and so the code which checks for `-usehd` values doesn't run.

If it's no longer possible to create non-HD wallets, specifying -usehd=0 when creating a wallet should be an error, and not get silently ignored.
{
    return dbw->Backup(strDest);
}
CKeyPool::CKeyPool()
{
    nTime = GetTime();
    fInternal = false;
}
CKeyPool::CKeyPool(const CPubKey& vchPubKeyIn, bool internalIn)
{
    nTime = GetTime();
    vchPubKey = vchPubKeyIn;
    fInternal = internalIn;
}
CWalletKey::CWalletKey(int64_t nExpires)
{
    nTimeCreated = (nExpires ? GetTime() : 0);
    nTimeExpires = nExpires;
}
void CMerkleTx::SetMerkleBranch(const CBlockIndex* pindex, int posInBlock)
{
    
    hashBlock = pindex->GetBlockHash();
    
    nIndex = posInBlock;
}
int CMerkleTx::GetDepthInMainChain(const CBlockIndex* &pindexRet) const