Steps to reproduce on regtest:

```
converttopsbt 02000000000101ab73dba46508bacdb49a988ddd74bc9d39c9cb7e057af060ca8c6b6861e28e3c0300000000feffffff02b828d0b20000000017a914d1954862afd728fbb055149002958e1d1b9e1f0b8700ca9a3b0000000017a91442170ccb3441cff1723af9afab6f2553103e1d578702473044022077380c6e16496d9905aef120694c329be51522847cb5d53fa74b94698c95678d02202d32c46e0e17420a83dee830fefda7d40529182f5d82be47c2b49a7b83214ab50121026d483d6628dcc3ef6e3ab9ed4937c452c263c7e0ac80eb4be97426d5da8f640500000000
```
or 
```
converttopsbt 02000000000101ab73dba46508bacdb49a988ddd74bc9d39c9cb7e057af060ca8c6b6861e28e3c0300000000feffffff02b828d0b20000000017a914d1954862afd728fbb055149002958e1d1b9e1f0b8700ca9a3b0000000017a91442170ccb3441cff1723af9afab6f2553103e1d578702473044022077380c6e16496d9905aef120694c329be51522847cb5d53fa74b94698c95678d02202d32c46e0e17420a83dee830fefda7d40529182f5d82be47c2b49a7b83214ab50121026d483d6628dcc3ef6e3ab9ed4937c452c263c7e0ac80eb4be97426d5da8f640500000000 false
```

Further reading: #13738
{
    if (pwallet) return true;
    if (avoidException) return false;
    if (!HasWallets()) {
        throw JSONRPCError(
            RPC_METHOD_NOT_FOUND, "Method not found (wallet method is disabled because no wallet is loaded)");
    }
    throw JSONRPCError(RPC_WALLET_NOT_SPECIFIED,
        "Wallet file not specified (must request wallet RPC through /wallet/<filename> uri-path).");
}
void EnsureWalletIsUnlocked(CWallet * const pwallet)
{
    if (pwallet->IsLocked()) {
        throw JSONRPCError(RPC_WALLET_UNLOCK_NEEDED, "Error: Please enter the wallet passphrase with walletpassphrase first.");
    }
}
static void WalletTxToJSON(interfaces::Chain& chain, interfaces::Chain::Lock& locked_chain, const CWalletTx& wtx, UniValue& entry)
{
    int confirms = wtx.GetDepthInMainChain(locked_chain);
    entry.pushKV("confirmations", confirms);
    if (wtx.IsCoinBase())
        entry.pushKV("generated", true);
    if (confirms > 0)
    {
        entry.pushKV("blockhash", wtx.hashBlock.GetHex());