`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
{
    const CTransaction& tx = *ptx;
    {
        AssertLockHeld(cs_wallet);
        if (!block_hash.IsNull()) {
            for (const CTxIn& txin : tx.vin) {
                std::pair<TxSpends::const_iterator, TxSpends::const_iterator> range = mapTxSpends.equal_range(txin.prevout);
                while (range.first != range.second) {
                    if (range.first->second != tx.GetHash()) {
                        WalletLogPrintf("Transaction %s (in block %s) conflicts with wallet transaction %s (both spend %s:%i)\n", tx.GetHash().ToString(), block_hash.ToString(), range.first->second.ToString(), range.first->first.hash.ToString(), range.first->first.n);
                        MarkConflicted(block_hash, range.first->second);
                    }
                    range.first++;
                }
            }
        }
        bool fExisted = mapWallet.count(tx.GetHash()) != 0;
        if (fExisted && !fUpdate) return false;
        if (fExisted || IsMine(tx) || IsFromMe(tx))
        {
            /* Check if any keys in the wallet keypool that were supposed to be unused
             * have appeared in a new transaction. If so, remove those keys from the keypool.
             * This can happen when restoring an old wallet backup that does not contain
             * the mostly recently created transactions from newer versions of the wallet.
             */