### Is there an existing issue for this?

- [X] I have searched the existing issues

### Current behaviour

I randomly encountered this by loading a wallet created from master with an older version. I could trace it down to bd13dc2f46ea10302a928fcf0f53b7aed77ad260 (#26076), but I don't know descriptor wallets enough to understand what's going on (cc @Sjors @achow101).

### Expected behaviour

`bitcoind` starts, or at least tells me to use a later version if #26076 was a breaking change instead of corrupting `wallet.dat`.

### Steps to reproduce

(master, clean chain): 
`createwallet -regtest ""`
(v25.0rc2):
first `bitcoind -regtest` succeeds
then stop and restart the node: The second `bitcoind -regtest` leads to an InitError:
`Error: Error: Unable to expand wallet descriptor from cache`
now, the wallet cannot be loaded by either version.

### Relevant log output

_No response_

### How did you obtain Bitcoin Core

Compiled from source

### What version of Bitcoin Core are you using?

v25.0rc2 / master

### Operating system and version

Ubuntu

### Machine specifications

_No response_
result = std::max(LoadDescriptorWalletRecords(pwallet, *m_batch, last_client), result);
        
        
        
        if (result == DBErrors::UNKNOWN_DESCRIPTOR) return result;
        
        result = std::max(LoadAddressBookRecords(pwallet, *m_batch), result);
        
        result = std::max(LoadTxRecords(pwallet, *m_batch, upgraded_txs, any_unordered), result);
        
        result = std::max(LoadActiveSPKMs(pwallet, *m_batch), result);
        
        result = std::max(LoadDecryptionKeys(pwallet, *m_batch), result);
    } catch (...) {
        
        
        result = DBErrors::CORRUPT;
    }
    
    
    if (result != DBErrors::LOAD_OK)
        return result;
    for (const uint256& hash : upgraded_txs)
        WriteTx(pwallet->mapWallet.at(hash));
    if (!has_last_client || last_client != CLIENT_VERSION) 
        m_batch->Write(DBKeys::VERSION, CLIENT_VERSION);
    if (any_unordered)
        result = pwallet->ReorderTransactions();