On master, reported on IRC, appveyor and travis (macos):

Example backtrace:

```
wallet_multiwallet.py --usecli failed, Duration: 56 s
stdout:
2018-12-10T19:52:57.293000Z TestFramework (INFO): Initializing test directory C:\Users\appveyor\AppData\Local\Temp\1\test_runner_20181210_194416\wallet_multiwallet_70
2018-12-10T19:53:18.569000Z TestFramework (INFO): Do not allow -zapwallettxes with multiwallet
2018-12-10T19:53:19.332000Z TestFramework (INFO): Do not allow -salvagewallet with multiwallet
2018-12-10T19:53:19.839000Z TestFramework (INFO): Do not allow -upgradewallet with multiwallet
2018-12-10T19:53:32.857000Z TestFramework (INFO): Check for per-wallet settxfee call
2018-12-10T19:53:33.296000Z TestFramework (INFO): Test dynamic wallet loading
2018-12-10T19:53:36.907000Z TestFramework (INFO): Load first wallet
2018-12-10T19:53:37.476000Z TestFramework (INFO): Load second wallet
2018-12-10T19:53:38.049000Z TestFramework (INFO): Load remaining wallets
2018-12-10T19:53:41.485000Z TestFramework (INFO): Test dynamic wallet creation.
2018-12-10T19:53:43.012000Z TestFramework (INFO): Test dynamic wallet unloading
2018-12-10T19:53:47.773000Z TestFramework (INFO): Test wallet backup
2018-12-10T19:53:52.517000Z TestFramework (ERROR): JSONRPC error
Traceback (most recent call last):
  File "C:\projects\bitcoin\test\functional\test_framework\test_framework.py", line 173, in main
    self.run_test()
  File "C:\projects\bitcoin/test/functional/wallet_multiwallet.py", line 315, in run_test
    self.nodes[0].loadwallet(wallet_name)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 400, in __call__
    return self.cli.send_cli(self.command, *args, **kwargs)
  File "C:\projects\bitcoin\test\functional\test_framework\test_node.py", line 453, in send_cli
    raise JSONRPCException(dict(code=int(code), message=message))
test_framework.authproxy.JSONRPCException: Wallet file verification failed: Error loading wallet w2. Duplicate -wallet filename specified. (-4)
UniValue entry(UniValue::VOBJ);
            if (involvesWatchonly || (::IsMine(*pwallet, s.destination) & ISMINE_WATCH_ONLY)) {
                entry.pushKV("involvesWatchonly", true);
            }
            MaybePushAddress(entry, s.destination);
            entry.pushKV("category", "send");
            entry.pushKV("amount", ValueFromAmount(-s.amount));
            if (pwallet->mapAddressBook.count(s.destination)) {
                entry.pushKV("label", pwallet->mapAddressBook[s.destination].name);
            }
            entry.pushKV("vout", s.vout);
            entry.pushKV("fee", ValueFromAmount(-nFee));
            if (fLong)
                WalletTxToJSON(pwallet->chain(), locked_chain, wtx, entry);
            entry.pushKV("abandoned", wtx.isAbandoned());
            ret.push_back(entry);
        }
    }
    
    if (listReceived.size() > 0 && wtx.GetDepthInMainChain(locked_chain) >= nMinDepth)
    {
        for (const COutputEntry& r : listReceived)
        {
            std::string label;
            if (pwallet->mapAddressBook.count(r.destination)) {
                label = pwallet->mapAddressBook[r.destination].name;
            }
            if (filter_label && label != *filter_label) {
                continue;
            }