**Is your feature request related to a problem? Please describe.**

If coin selection fails as part of `send` or `sendtoaddress`, the error message returned to the RPC client is `Insufficient funds`, even if the actual cause is due to `too-long-mempool-chain`.  This is likely to alarm users unnecessarily, as they will believe this means their funds have permanently vanished rather than being temporarily inaccessible.

**Describe the solution you'd like**

If coin selection fails due to `too-long-mempool-chain`, the `send` and `sendtoaddress` methods should pass that error back to the RPC client, instead of `Insufficient funds`.

**Describe alternatives you've considered**

It would be even nicer from a UX standpoint if the limit on mempool chain length were removed, but AIUI [that's a DoS vector](https://github.com/bitcoin/bitcoin/issues/9752#issuecomment-281464014), so is not going to happen.

**Additional context**

Apparently this is [already done for `sendrawtransaction`](https://github.com/bitcoin/bitcoin/pull/10015#issuecomment-288597075).  The discussion in https://github.com/bitcoin/bitcoin/pull/10015 is relevant (it appears that the PR was withdrawn for reasons unrelated to my request).

} else {
                
                
                
                if (HasErrorMsg(res)) res_detailed_errors.emplace_back(res);
            }
        }
        
        return res_detailed_errors.empty() ? util::Result<SelectionResult>(util::Error()) : res_detailed_errors.front();
    }();
    return res;
}
static bool IsCurrentForAntiFeeSniping(interfaces::Chain& chain, const uint256& block_hash)
{
    if (chain.isInitialBlockDownload()) {
        return false;
    }
    constexpr int64_t MAX_ANTI_FEE_SNIPING_TIP_AGE = 8 * 60 * 60; 
    int64_t block_time;
    CHECK_NONFATAL(chain.findBlock(block_hash, FoundBlock().time(block_time)));
    if (block_time < (GetTime() - MAX_ANTI_FEE_SNIPING_TIP_AGE)) {
        return false;
    }
    return true;
}
/**
 * Set a height-based locktime for new transactions (uses the height of the
 * current chain tip unless we are not synced with the current chain
 */
static void DiscourageFeeSniping(CMutableTransaction& tx, FastRandomContext& rng_fast,