`LockAnnotation lock(::cs_main)` is a guarantee to the compiler thread analysis that `::cs_main` is locked (when it couldn't be determined otherwise).

Despite being annotated with the locking guarantee ...

https://github.com/bitcoin/bitcoin/blob/65526fc8666fef35ef908dbc225f706bef642c7e/src/interfaces/chain.cpp#L134-L138

... `getTipLocator()` reads `chainActive` (via `::ChainActive()`) without holding `cs_main`.

This can be verified by adding the following `AssertLockHeld(cs_main)`:

```
$ git diff
diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 59623284d..9fc693a0f 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -134,6 +134,7 @@ class LockImpl : public Chain::Lock
     CBlockLocator getTipLocator() override
     {
         LockAnnotation lock(::cs_main);
+        AssertLockHeld(::cs_main);
         return ::ChainActive().GetLocator();
     }
     Optional<int> findLocatorFork(const CBlockLocator& locator) override
$ make check
../build-aux/test-driver: line 107: 12881 Aborted                 "$@" > $log_file 2>&1
FAIL: qt/test/test_bitcoin-qt
```
crypter.SetKeyFromPassphrase(strWalletPassphrase, kMasterKey.vchSalt, kMasterKey.nDeriveIterations, kMasterKey.nDerivationMethod);
    kMasterKey.nDeriveIterations = (kMasterKey.nDeriveIterations + static_cast<unsigned int>(kMasterKey.nDeriveIterations * 100 / ((double)(GetTimeMillis() - nStartTime)))) / 2;
    if (kMasterKey.nDeriveIterations < 25000)
        kMasterKey.nDeriveIterations = 25000;
    WalletLogPrintf("Encrypting Wallet with an nDeriveIterations of %i\n", kMasterKey.nDeriveIterations);
    if (!crypter.SetKeyFromPassphrase(strWalletPassphrase, kMasterKey.vchSalt, kMasterKey.nDeriveIterations, kMasterKey.nDerivationMethod))
        return false;
    if (!crypter.Encrypt(_vMasterKey, kMasterKey.vchCryptedKey))
        return false;
    {
        LOCK(cs_wallet);
        mapMasterKeys[++nMasterKeyMaxID] = kMasterKey;
        assert(!encrypted_batch);
        encrypted_batch = new WalletBatch(*database);
        if (!encrypted_batch->TxnBegin()) {
            delete encrypted_batch;
            encrypted_batch = nullptr;
            return false;
        }
        encrypted_batch->WriteMasterKey(nMasterKeyMaxID, kMasterKey);
        if (!EncryptKeys(_vMasterKey))
        {
            encrypted_batch->TxnAbort();
            delete encrypted_batch;
            encrypted_batch = nullptr;
            
            
            assert(false);
        }