   neutral   I used to think that Americans had so much money they didn ’ t know what to do with it.     neutral   You did?  
    neutral   Yes. But now I ’ Ve learned differently. Now I have a more realistic opinion.     neutral   What do you think now?  
    neutral   There are lots of jobs, and almost everybody works. There is a high standard of living. People earn a lot, but they spend a lot to live. So there isn ’ t so much money after all.     neutral   
 Why does the United States use different coins for dollars, yen, pounds or dollars?
 That sounds right. We don't usually save enough either!    surprise   Really