   neutral   Hey. Steven. You have a large chunk of money, but why do you still live in the old flat, instead of buying a new villa?     neutral   I like to live here and enjoy my neighbors'company. And I don't think I should waste money just because I have much of it.  
    neutral   But I found you always hate to part with your money. Look at the car you drive ; it's such a junker!     neutral   Oh, the car is old but still in good condition. I just think we should be thrifty, whether you are rich or not.  
    neutral   But... But...     neutral   
 What about our friend Peter? He lives on an incredible 14 thousand dollars per month,
 Okay. Let ’ s stop our talk there, okay?    happiness  Thanks! By