   neutral   You owe some money.     neutral   Exactly how much do I owe?  
    neutral   You owe $ 24.50.     neutral   I won ’ t be able to pay that right now.  
    neutral   Until you pay it, you can ’ t check out books.     neutral   
 Do I have to go back later and make payment? Or will the library take charge of this matter
 Okay. Thanks! Bye-bye, honey... Hello? Oh my gosh! What