[REFACTOR] reduce duplicate code in config in cypress

- too much chaos and confusion
- boiler plate and duplicate code
- move memory cache test out of payments and make it a separate service
<think>
PR Context:
- Title: refactor(cypress): move memory cache tests out of payment for misc
- Merged: 2025-01-24T17:23:22Z
- Files changed: 30 files
- Commits: 21 commits

Implementation approach:
## Type of Change
<!-- Put an `x` in the boxes that apply -->

- [ ] Bugfix
- [ ] New feature
- [ ] Enhancement
- [x] Refactoring
- [ ] Dependency updates
- [ ] Documentation
- [x] CI/CD

## Description
<!-- Describe your changes in detail -->

This PR aims at refactoring:
- `cypress-tests` folder structure to reduce confusion and chaos in within `e2e` directory
	- previous:
		```sh
		.
		└── cypress
		    ├── e2e
		    │   ├── PaymentMethodListTest
		    │   ├── PaymentMet
</think>

To implement this, you'll need to modify:


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