Mortgage Community Forums | Loan Talk for First Time Home Buyers | Are you eligible for a reverse mortgage?
If you are living on fixed income with home equity as your only asset and need additional funds on a regular basis, you may be the right person to look out for reverse mortgages. However, make sure that you don't want to leave much of the property to your heirs.
You and your co-borrower, if any, should be aged 62 years or above.
You should be the owner of the property against which you intend taking the reverse mortgage.
You should occupy the property as your primary residence.
There should be enough equity in your home.
If there are past debts on your home, pay them off prior to taking out the loan or else pay them off right after you get the loan funds.
However, properties like townhomes, condominiums, mobile homes and modular homes often qualify only if they meet the criteria set by the FHA. For mobile homes, one has to own the land in addition to satisfying the criteria set by FHA.
The best thing about reverse mortgages is that you don't need great income or credit to qualify for such loans. In fact, lenders don't ask for a minimum income or credit requirement when it comes to qualifying for reverse mortgage.
I have a double wide that sites on 2 acres of land in Western Montana. I have put a porch on two side of the house and a standard pitched roof, so it now looks like a stick build home. I plan on building two more rooms to it. I owe approx. $29,000 on it. I owe approx. $14,000 in credit card debt. I'll looking to get a new transmission for my car, that will be $4000 plus the instalation and want to add two new rooms on my house..one being a large bathroom that I've already build the foundation and a new living room with high cellings to hang my big game mounts.. Is that all possible with a reverse mortage. and what kind of interest rate can I expect. I am retired and 69 years old.
There are programs available on double wide and I think your age is sufficient for your qualification. Can you give us your score?
I shall suggest you to register yourself with at our community sign up page. This will help us to send your information to our customer care department who will contact you to find the right type for you.
For your information generally reverse mortgages carry variable rates that are tied to a financial index and there may variations according to market conditions.
We always try to provide our guests with best service possible and will certainly help you find out the best deal.
Your father can go for a reverse mortgage program even if his previous mortgage is pending. He can utilize the first installment to repay the unpaid loan.
I wish your mother to get well soon. Lord will definitely help her to recover.
Your parents can still qualify for a reverse mortgage if they own a primary residence and have a low balance on the previous mortgage.
But one thing I would like to mention here that if the property is both in the name of your father and mom, then both of them needs to be 62 and above.
If the house is in your father's name, then he can qualify for the program now. Even if the property is in joint name, if your mom can quit claim her interest in the residence to your father, then he can quialify for reverse mortgage on his own.
In any case I don't see any problem to it. They can go ahead with their plan.
It's sad news to hear about your father. I can understand the situation of your family. I pray god to give you strength to withstand this situation.
It will be too early to suggest you anything without knowing more about your financial detail. Was your father the only earning member? Is there any other source of income?
I believe you mentioned the age with a hope to know if she qualifies for the reverse mortgage program, but I am sorry to say that she has to attain a age 62 and above to get a reverse mortgage.
You can let us know what exactly you want for us to do so that we can suggest you in a better manner.
We will be happy if we can suggest something helpful for you and your mother.
Are there specific rules and lenders that will process a reverse mortgage on a condominium?
To qualify for a HECM loan, the homeowners must be at least 62 years of age and the condominium has to be their principal residence.
The amount of equity that you can borrow depends on where you live and the prevailing interest rates.
The Condominiums has to FHA approved to get a FHA insured reverse mortgage. The home must be in a reasonable condition and should be able to meet the HUD minimum property standards.
You can qualify for a HUD's reverse mortgage program if you are 62 and above. The condominium should be your principal residence. It has to be a single family residence or a one-to-four unit dwelling with one unit occupied by the borrower.
The condominium must be FHA approved and should meet the FHA minimum property standards.
My spouse is deceased and the mortgage that I have now is one that I got after his death with only my name on it. Will there be a problem if I applied for a Reverse Mortage. I am of age.
There is every possibility that you can still qualify for a reverse mortgage. If the mortgage balance is low then you can qualify easily for a reverse mortgage program.
You may use the proceeds from the first installment from the reverse mortgage loan to pay off the outstanding balance.
So, don't get worried only because you have an existing mortgage. Talk to the lenders/brokers to find out how they can help you under this condition.
Feel free to ask if you have any more queries. We will be happy to help you.
As far as in know you can get a reverse mortgage even if you already have a mortgage. After getting a reverse mortgage you should use the first installment to pay off the outstanding debts.


Running with a partner is fun!
When I watch youth sport teams such as football, basketball, and baseball workout, most teams do a lot of running.
They run a warm-up lap, then they typically do sprints at the end of practice.
The kids are encouraged to go fast and compete. But I don't see a lot of teaching going on. I've written a lot about teaching running technique but most of those posts have been about teaching individual running technique.
But for youth sports there's a lot more to being able to run than just running by yourself. You have to be able to run in relation to the ball, your teammates and most importantly, an opponent.
It's a fundamental skill that isn't typically taught in PE or coaches.
Here are seven partner running drills to help kids learn how to run with an against an opponent. They are fun and will also help your team and kids get used to some physical contact.
Youth Sport Partner Running Drill #1: Holding on to a shoulder.
With your partner, you run twenty yards at a moderate pace. The goal is to run together. Partner holds on to your shoulder. Be sure to vary the shoulders and you can do this running drill with both hands on the shoulders as well.
One partner runs forward, the other stays in front and runs backwards. Player running forwards runs straight and at 45 degree angles for a few steps.
Partners face each other about five feet apart. Partner A shuffles two to five steps to the side. Partner B faces A and stays with him. After two or three shuffles, A runs twenty yards to a finish line. Partner B turns and tries to beat him to the line.
Two partners run for 40 yards. At first five yards, partner A drops to the ground and does three push-ups. Partner B will touch the shoulders of partner A for each repetition. Player A gets up and runs to the next five yard marker, where Partner B does the push-ups.
Two players of approximately equal size/strength face each other. Players place hands on each other's shoulders and push with moderate intensity. Coach can increase the intensity by increments with a whistle. At a command, both players race to a finish line.
One partner in front, one behind. Partner in front (A) has a band, rope or long towel, wrapped around his chest. Partner behind holds on to the band as A tries to run forward.
Many of these drills are tackle football related but they really should be practiced by all teams. Kids used to get a lot of rough housing just playing around. But not so much anymore. One of the biggest problems schools have is with kids not knowing how to be physical or deal with physical contact.
Spending a few minutes during a practice performing these partner running drills will help toughen up your team, teach them how to move against an opponent and work on agility. They are also a blast!


"Sub"? "Hoagie"? "Grinder"? "Hero"? It depends on where you grew up. But we can all agree that the addition of spinach, and the omission of a greasy fried breading, give this old-school favorite a deliciously healthy profile. Download a FREE Quick Chicken Recipe Cookbook!


text:
'The Magicians' Sets The Stage For Its Series Finale With "Be The Hyman"
By Vanessa Armstrong/March 23, 2020 8:00 am EST
We only have three weeks left of The Magicians, and the eleventh episode, "Be The Hyman," is one of those connector episodes, responsible mostly for setting the stage for what will be the climatic finale to the series. This type of episode is often enjoyable but not too meaty; what makes this one better than average, however, are not only some good moments and some fun cameos, but also the exploration about the lengths the gang will go to do what they think is right. But first the good moments. The one that stands out in "Be The Hyman" is the heart-to-heart between Penny23 and Julia about their unborn child, including Penny's fear that Julia will be psychologically impacted for life if she doesn't get the magical treatment she needs. As for enjoyable cameos, there's Hyman, of course, the Peeping Tom Traveler who is having trouble adjusting to corporeal form, as well as the now-dead Fillory gods Umber and Ember and a freakily nice Marina. The cameos drove most of the plot this episode as well. Let's start with the dead Fillorian gods. In a show where mythical quests and fending off apocalypses is the status quo, it's not surprising that the former High Kings of Fillory (Margo, Eliot, Josh and Fen) find themselves pulled into the magical equivalent of a pre-recorded vision Ember and Umber. This emergency vision of the two dead gods is activated when the world of Fillory is in mortal peril. The gang already knows this, of course—the Dark King opening the door to the Takers will ultimately destroy Fillory and other realms beyond it. The only way to stop it now, it seems, is to use a pocket world that Umber created to house all the living Fillorians and then destroy the land of Fillory. That's right—the gang has to destroy Fillory in order to save it. And to turn the knife in the wound, Julia is revisited by the sexist pig Sir Effingham (last seen in episode 1 of the season), and realizes that she is the one who causes the Armaggedon that Effingham is so worked up about. Is blowing up the land of Fillory the only option the gang has to save its people? And if they do so, Effingham warns, those responsible will lose the ones they love. Alice and Kady are making ugly choices this episode as well. Alice thinks she can do better than the dead-god Umber and make her own world for Fillorians. All she needs is the World Seed to do so, but that evil entity, The Couple, has both the Seed and the instructions to activate it locked up tight. Kady and Alice find out that Marina, the go-to nemesis for various plots over the course of the show (including a major part in the harmonic convergence debacle earlier this season) is familiar with The Couple and the only one who can help them. Marina, however, has changed—she has put herself under a spell to suppress all her evil traits and is now disturbingly nice. Nice Marina tells Alice and Kady that she put together a group to rob The Couple during the harmonic convergence. There's a heist book, even, that outlines how to break into the heavily warded hotel where The Couple is hiding out. When the harmonic convergence didn't happen, howver, some in her group died and the rest, understandably, now hate her. Nice Marina tries to reconnect with her old group for Alice and Kady's sake, but she's limited by being, well, nice. And so Alice and Kady decide to be bad like the old Marina—they threaten one of the group members and then remove the spellwork that made Marina nice, so that the regular ol' mean Marina could lie to another group member and former girlfriend. Alice and Kady's efforts work—they get the heist book and have evil Marina bound to help them. One can help but expect that things will go wrong, however, as their plan to take on The Couple moves forward. We end "Be the Hyman" in the Physical House at Brakebills. There, evil Dean Fogg has escaped is stealing the convergence panel—the only thing that will keep magic from going wonky on Earth—in order to bring it to The Couple. With that panel, there's nothing that will stop The Couple from being able to use the World Seed, which likely means that Alice and Kady's plot to steal the Seed must happen sooner rather than later. Given next week's episode is this season's musical number, I'm especially curious to see how things turn out for them. Maybe Kady springs the good Dean Fogg out of the psychedelic realm to help and musical numbers come with him? Or maybe it's a simple as everyone needing to spontaneously burst out into song. However it comes about, I'm looking forward to watching and dancing along to the music on my couch.

redpajama_set_name: RedPajamaCommonCrawl


Deputy State Department Spokesperson Marie Harf had a tense exchange with AP reporter Matt Lee after he suggested the Obama administration's attempt to put together a coalition to combat ISIL was a "flailing effort."
Why do you always focus on what people say they won't do instead of the plethora of things they've said they will do? Why is that what you focus on? That's actually not an unfair question, I don't think, when we focus on our effort here. In terms of the Saudis, we're in discussions with them about this specific program that the president asked for funding for. They have agreed to help with part of it…obviously we can get more details out later as those are hashed out.
Lee chuckled at the combative tone of her monologue, following up her description of the current U.S.-Saudi effort to train Syrian moderates with a question about the plan being "not fully cooked yet."
"Well, the discussions are ongoing. The secretary is on the ground in Jeddah and is meeting with the King of Saudi Arabia this evening, so let's wait," Harf said."I know there's a desire for everything to happen in real time, but let's wait and see how those meetings go, but they've agreed to play a role here in some way."
"Everything does happen in real time, Marie," Lee responded.


Day 1 – Arrive at airport and proceed to Colombo. Overnight stay at Cinnamon Grand.
Day 2&3 – Yala –Travel to Yala. Full day safari and 2days overnight stay at Cinnamon Wild .
Day 4 – Unawatuna – Travel to Unawatuna from Yala. Check into Thaproban beach house Unawatuna.
Day 5&6 – Enjoy the sun and the beautiful beaches of Unawatuna.
*Optional day trips could be made to the Galle fort or the turtle hatcheries in Hikkaduwa.
Day 7 – Depart to Colombo and direct transfer to airport from Colombo.
Arrive at airport and proceed to Colombo. Overnight stay at Cinnamon Grand hotel.
Situated in the South-East coast of the country, approximately 305 Km's away from Colombo, this park is the 2nd Largest national park in the Island and it is one of the most popular tourist destinations in the Country. It is believed that the largest concentration of Leopards can be seen in this region, hence Yala is considered to be one of the best parks in the world to observe this endangered species. The best time to observe Leopards in said to be early in the morning and towards evening.
This area of over 129,500 hectares is supposed to be home to more than 120 species of birds, and other than for the elephants and leopards, other animals that can be spotted in the park are sloth bear, deer, wild boar and endemic reptiles.
Travel approximately 180Km to get to Unawatuna from Yala. Check into Thaproban beach house Unawatuna.
Leave Unawatuna and head to Colombo. Once in Colombo, direct transfer to airport in Katunayake.


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Chia is a flowering plant native to southern Mexico and Central America. It was cultivated by the Mayan and Aztecs and valued so highly it was even used as a currency. Aztec warriors and runners are said to have sustained themselves on just a tablespoon of Chia seeds a day.
The organic Chia flour we use is ground from Chia seeds, one of the world's wonder foods. Chia seeds have more calcium than whole milk, more iron than raw spinach and more magnesium than broccoli. Chia is also packed protein. It's loaded with healthy Omega-3 and antioxidants that can help prevent heart attacks and strokes and help lower blood pressure.
And as far as we know, DogStars dog treats are the only organic dog treats made with organic Chia flour. The only ones on earth, or the galaxy for the matter.


text:
<?php

namespace CodeIgniter\Filters\fixtures;

use CodeIgniter\Filters\FilterInterface;
use CodeIgniter\HTTP\RequestInterface;
use CodeIgniter\HTTP\ResponseInterface;

class GoogleMe implements FilterInterface
{
    public function before(RequestInterface $request, $arguments = null)
    {
        $request->url = 'http://google.com';

        return $request;
    }

    public function after(RequestInterface $request, ResponseInterface $response, $arguments = null)
    {
        $response->csp = 'http://google.com';

        return $response;
    }
}

redpajama_set_name: RedPajamaGithub


A rollator is a walking aid that is essentially a walker with four wheels and a seat. Although they come in many styles, sizes and colors, most rollators have hand brakes and a storage compartment or basket. They are relatively lightweight, designed to fold for transport, and an ideal solution for anyone who needs a bit of support in walking and could benefit from a seat when needed. MedHelp Express offers a complete selection of rollators. We carry the high-quality brands you know and trust including Invacare, Nova Ortho-Med, Medline and Drive Medical. Let us help you find the rollator that best suits your mobility needs and allows you to maintain an independent and active lifestyle.
For more information about selecting and using a rollator, view this helpful video from Caregivers Training before you make your purchase.


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text:
var Notifier = require('../../../components/notifier/notifier');
var errorParser = require('../../../helpers/error-parser');

module.exports = function (opts) {
  if (!opts.rowModel) throw new Error('rowModel is required');
  if (opts.newValue === undefined) throw new Error('newValue is required');
  if (!opts.attribute) throw new Error('attribute is required');

  var rowModel = opts.rowModel;
  var newValue = opts.newValue;
  var attribute = opts.attribute;
  var cartodbId = rowModel.get('cartodb_id');
  var successCallback = opts.onSuccess;
  var errorCallback = opts.onError;
  var notification = Notifier.addNotification({
    status: 'loading',
    info: _t('components.table.rows.edit.loading', {
      attribute: attribute,
      cartodbId: cartodbId
    }),
    closable: false
  });

  // In order to preserve "previous" attribute
  rowModel.set(attribute, newValue);
  rowModel.save(null, {
    success: function (model, attrs) {
      successCallback && successCallback(model, attrs);
      notification.set({
        status: 'success',
        info: _t('components.table.rows.edit.success', {
          attribute: attribute,
          cartodbId: cartodbId
        }),
        closable: true
      });
    },
    error: function (model, err) {
      errorCallback && errorCallback(model, err);
      notification.set({
        status: 'error',
        info: _t('components.table.rows.edit.error', {
          attribute: attribute,
          cartodbId: cartodbId,
          error: errorParser(err)
        }),
        closable: true
      });
    }
  });
};


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Home/KC Royals Prospects
KC Royals April 20th Minors Recap
By Jen Nevius
Omaha's rally fell short, as they lost to New Orleans, 4-3.
Brett Eibner hit a two-run home run in the bottom of the ninth to cut the deficit to one run (he now has 14 RBIs). The Storm Chasers had the tying run on base, but Matt Fields struck out to end the game.
Both teams traded runs in the first, but the Zephrys went ahead against Omaha starter Aaron Brooks in the fifth. Brooks allowed three runs on seven hits and two walks over 5.1 innings. He allowed two solo home runs (one each in the fifth and sixth).
Chris Dwyer followed and allowed a run on three hits and four walks over 2.1 innings. Brian Broderick pitched the final 1.1 innings.
On offense, Whit Merrifield had two hits in the loss.
NW Arkansas held on to beat Frisco, 2-0.
More from KC Royals Prospects
The Maikel Garcia mistake the KC Royals may be making
KC Royals Prospects: 7 selected for Fall League play
KC Royals Prospects: What to do with Stephen Woods Jr.?
KC Royals: 3 good candidates for 2 September callups
KC Royals Prospects News: Top draft pick is sizzling
They scored both of their runs in the bottom of the third on
Jorge Bonifacio
's two out, two-run double (one of his two doubles in the game).
Miguel Almonte was great over the first four innings. He allowed one hit and struck out five. Daniel Stumpf earned the win in relief, as he allowed one hit and a walk while striking out four over the next three innings. Reid Redman earned the save with two hitless innings (three strikeouts).
Dusty Coleman had two hits, including a double. Lane Adams went 1-for-2 with two walks and his fifth stolen base.
Wilmington lost their series opener to Potomac by a 3-1 score.
The Blue Rocks collected six hits, all singles and all coming from the top three in the order. They scored their lone run in the eighth on Bubba Starling's RBI single (one of his two hits). Ramon Torres led off and went 3-for-4. Starling looks like he may be starting to be that player the KC Royals envisioned when they drafted him fifth overall.
Jake Junis was the hard luck loser, as he allowed all three runs on five hits over six innings. He allowed a solo home run in the second that gave the P-Nats the lead. Andrew Edwards followed with two scoreless innings (one hit, one walk, and two strikeouts). Estarlin Cordero pitched a scoreless ninth.
Lexington lost in ten innings to Greenville, 4-3. The Drive scored a run in the ninth to tie the game and another in the tenth to win the game.
Torey Deshazier took the loss, as he allowed two runs on seven hits and a walk over 4.1 innings. He struck out six, but allowed a solo homer in both the ninth and tenth innings. He pitched in relief of Pedro Fernandez, who allowed two runs on four hits and three walks over 4.2 innings. He struck out five.
The Legends collected six hits, two by Carlos Garcia. Alfredo Escalera-Maldonado hit two home runs for the Legends, his first two of the season. The first was a two-run shot in the sixth and the second was a solo shot with two outs in the eighth.
Next: Brian Flynn out three to five months


text:
Leadership of Parliament to meet today to decide on majority, minority sides
Ghana Ghana News
14th January, 2021 2:58 PM adminLeave a Comment on Leadership of Parliament to meet today to decide on majority, minority sides
The leadership of Parliament will today, January 14, 2021, hold another meeting aimed at putting to rest the confusion over who forms the majority and minority sides of the House.
The leadership of the Parliament held a meeting on Tuesday and Wednesday, but the meetings were inconclusive.
Ghana has been left with an unprecedented hung Parliament after the 2020 polls.
In contrast to 2016 where the NPP secured a record majority with 169 seats in Parliament, the governing party's representation dropped to 137 seats in Parliament.
The National Democratic Congress (NDC) matched the NPP by also winning 137 seats in Parliament, the highest ever proportion of seats held by an opposition party in Ghana's fourth republic.
The two parties were joined by an independent candidate, Andrew Amoako Asiamah who won the Fomena seat.
However, Mr. Asiamah in a letter addressed to the Speaker of Parliament has declared his intention to side with the NPP in Parliament.
"I Andrew Asiamah Amoako, an Independent Member for Fomena constituency and now the 2nd Deputy Speaker for the same Parliament do hereby declare that I shall for the purposes of transacting business in the house associate with the NPP in the Eighth Parliament."
"For the avoidance of doubt, I do hereby affirm that I shall cooperate and collaborate with the NPP Caucus in the Eighth Parliament."
This declaration by the MP has been received with appreciation especially from the New Patriotic Party (NPP) side with many making the claim that the letter confirms the NPP in Parliament has majority seats in Parliament.
Speaking to Citi News ahead of today's meeting, the Leader of the NPP caucus, Osei Kyei Mensah Bonsu said the declaration by the Fomena MP settles the matter.
"Once he said he is doing business on the side of the NPP, that side will incorporate him in everything. For instance, in the formation of the committee, he will be in the womb of the side he has opted for. In the composition of delegation, he will be on the ticket of the side he opts to do business with. Once he has chosen a side, that should be it."
But the NDC maintains that his decision to do business with the NPP does not make the party the majority side in the house.
"It [the letter] did not state, and it did not say that I will join or that I am part of the NPP," Haruna Iddrisu said at a press conference held earlier today.
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Sometimes it is important to keep an eye on what is going on around you. There might be something fun right under your nose. You wouldn't want to miss it! This is especially true if there is another cat in the house. You might miss a chance to pounce.
Many of you may worry as you read about my teachings that there is much to do to be good or something. No one has to do anything. That is the beauty of it. Every pet is perfect just as they are. It is only humans who are critical and fault finding and that is because they can not see the beauty of perfection.
I am practicing the sacred washing of the head with Ichiro. I like doing much better to Momma when I wash her hands and sometimes her nose or chin. Cheysuli says that when you are a divine being like a cat or dog or rabbit or ferret or rat or mouse or bird you should always get your spit all over your people. It is very important to show your ownership.
When you do it to someone you do not like so much, you are incurring lots of divine favor. So I am hoping that Momma will feed me some sardines. Although Cheysuli tells me that I cannot expect sardines just because I washed Ichiro's head. That would take the gift out of it. But I can hope so that they will take the taste out of my mouth.
"So long as she serves me first," Chey said.
"Yeah, but she's not around at all!" I said.
"Indeed it is," Chey replied.
"While she is there to worship us, if she fails we can't just kick her out or we don't get fed. So we must forgive her. That is our burden to bear," Chey said.
"Wow. That is like one BIG BURDEN," I said.
It is important in life to lead your humans where you want to go. In this case, it takes a leash. You will find some humans are more easily led. I believe these folks are much more highly evolved and have the chance of becoming a cat in their next life. Others, like the Male, are poorly evolved and need a lot more assertive leading. Do not be afraid to let them know what you need. Only by their loving service and compassion for you can they ever hope to reach enlightenment rather than just the television remote.
Insist upon their understanding. Insist upon your feedings and most of all, remind them that they are better for adopting you!
After I talked to Momma I went to Cheysuli and said that I would be extra nice to her about her religion and all.
"I think that even a Goddess should be nicer to Momma after all she does for you," I told Cheysuli.
And Cheysuli said that she does.
"I am glad that I only have a little divine spark and not a big one and that I have very little need for reassurance. You have to work way to hard to be Cheysuli," I said.
So I have learned that I can pretty much do what I want so long as it involves the humans and not Cheysuli. I guess that Meowism does not allow cats to jump on her head even if it is in their nature. She says that sometimes we have to curb our nature for the greater good. Personally, I think that she should curb her nature and let me jump on her head for the greater good.
So I will try and curb that. But what if I fail, I asked?
Chey told me that it doesn't matter because I will still be loved and a wonderful at who should tell the world about Meowism anyway. It is better to have lived well and failed sometimes than to never try at all. And I said that's cool because now I'm going to try and get some food from the refrigerator but first I have to kill this string. There's no hurry in Meowism–it's all about the NOW.
Now my faithful followers of Meowism, we come to Thankful Thursday, that day when we show our gratitude for all that we have. We have our mews to say thank you (and perhaps get more) and then we do what all good cats do when we are grateful–we eat, we nap and we sleep! And sometimes we have a good playtime–even if it is with a pal.
How are you showing gratitude today?
Naturally, cats by nature are generous. Have you ever seen us not give treats to our humans when we catch something? It is important to train your human in generosity. I am pleased to say that by rounding up a few dollars the Woman donated $25 in her and my name thanks to the email sign up. This means that Max's Woman is that much closer to her San Francisco walk goal.
I also believe my followers should move. I like the feather toy and if they don't move the feather toy doesn't move. Look at how well Max has his human trained! Generosity and movement. And real live dead shrimps. I mean that's a given isn't it?
So I said to Cheysuli, why should I worship you?
So I said, that's cool. So how come it's like a religion? Don't you fight for souls or something?
So any way I still think that's like way cool. And all. But I kind of like to fight so I asked about that and Chey told me that it's okay to fight if I'm a cat because like that's my nature and I'm not mad about stuff and things. And it's okay to defend myself if I like get attacked and stuff so I think that's all cool too.
So have you signed up for the newsletter? Today is the last day for our contest to help Max' person by getting money per newsletter sign up! We're lower than we thought on money so come on and help us. We would cap at $50.00 but we're nowhere near that. Have a perfect fourth! Fun but not too noisy!
It's International Boxing Day and I'm not sure boxes need their own day as every day should be boxing day. You may wonder why I am not in mine, but it's full of stuff and I'm not supposed to be and I am too smart to crawl in while the cameras on are. I have learned how to avoid scandal. For now. If you think I'm excited, well it's because my religion has made Huffington Post. I would love it if you would vote and say you are ready to sign up for Meowism! This link should take you to the site and Meowism but sometimes it goes one later or earlier.
As you know, of course, the best way to train humans is to reward them. We really like what Max's person is doing for other humans by walking. Now we want her back and focusing on Max and having plenty of green papers to buy lots of real live dead shrimp. To this end, I have decided that the Woman will donate $.50 to the cause for every newsletter sign up we have by July 4. Now you should only sign up once otherwise you'll get more than one newsletter. We will cap this at $50.00. Additionally we will add that to any money we get from our Zazzle store at the end of July.
To re-iterate–you have until July 4 to sign up for the newsletter (it comes out once a month and shouldn't be too annoying) and we'll donate $.50 for each unique sign up (including those cats who have already signed up). Use the box in the sidebar.
Also, if you like something in our Zazzle shop, we will be checking back on July 31 to see how much money was made and will add that to the amount we gathered from newsletter sign ups.
Some of you had some trouble signing up for the newsletter so we have gone to a link rather than a form and that seems to work better for us. We got a couple of signups even from those who thought it didn't work. We'll go make sure you aren't on there several times! And we may have to extend our deadline!


Image Credits: , Feature Image Credit: Bystrov via Shutterstock Explore more about: , ,. This will open a new dialogue window. Warp or stretch the picture to line up the eyes and mouth with the facial features of the background image. Also since the extra face is a separate layer if you need to bump the exposure or color you can do that too, although usually the exposure is the same because you rattled off several shots with the same settings another reason not to shoot in auto mode I pull this off on a fairly regular basis. Step 6 Finish by taking a critical look at the final image and, if necessary, adjust the mask or add a new layer and clone elements from the layers below to fine tune the image.
Insert face into another picture Take a photo, add funny face effects online and look at your friends rolling on the floor laughing! This prepares your photo for swapization. Then this page just fits the bill! In this post we will look only at the Face in hole funcion of the website. Play a little funny prank on your friend showing him his or her! Drag the background layer from one image onto the other — in my case I dragged the background layer from the image with two out of the three faces correct and dropped it into the image that has only one good face. To edit a photo, browse through the different categories mentioned above and click on the photo you like to edit. This certificate has been created by Alfred, holder of the absolute Truth, 2 times world champion of gymnastic, creator of the first of the word, 1st man to walk on the sun, French version of this website available on www. Unfortunately, as often happens with small children, one image had two of the three children looking at the camera and smiling and the other image had the exact opposite combination — only one child looking great. This will be the picture of the person you want to borrow the facial features from.
Put your face in a picture !! How to put a Face on another Body without Photoshop?
You can flip the hairstyle. You can Save your edited picture on your Hard Drive, Send it to your Friends by Mail, or share it on Social Networks, like, Facebook, My Space and Live Spaces. Making The Loop With the Path Tool selected, you can begin clicking around your face. They are just amazing and await you to give them a try ;. Click the lasso icon the top of the toolbar on the left of the screen.
I can always tell when part of a face or the entire face has been digitally transplanted into an image, and I think it looks awful and awkward. Scroll through to find the picture or pictures you want to add to the post and upload. Step 3 Click on the topmost layer and add a layer mask to it by clicking the Add Layer Mask icon at the foot of the Layers palette. In this Article: This wikiHow teaches you how to swap one person's face onto another by taking the facial features of one face and blending it onto another person's face in Photoshop. Browsing trought the photos, you will be find, Jack Sparrow, Shrek, Starcraft 2 cover, Avatar, twilight pictures and other famous ones. Hardly anyone sits perfectly still, and keeps the camera in the same exact spot, both need to occur for this to work. Change the face with the help of Face Swap App, easily enough for 1 minute to see the full end of the video till the end of the video You can swap the face of each other in two pictures.
To create this article, 33 people, some anonymous, worked to edit and improve it over time. You can easily wipe the face on your mobile with the help of a funky or any celebrity image. This software is free to use. Its way easier than that. Face Swap put my face on other body free online Friends, today you know how to put faces on the other body without Photoshop! Its easy to rotate and scale and match the locations and orientation of the eyes using this technique. To correcty merge your photo with the holed one you can set the Brightness, Constrast, Saturation and Hue of your Photo, using the scrolling bars that will appera on the screen.
Click the name of the bottom later to select it, then press Delete. Click the tab at the top to select the second picture that contains the face we are going to blend the first one with. One the photo is uploaded, you can drag it over the original picture and set various options. Think your friend is cute and funny like a , hairy and clumsy like a or proud and majestic like a? Or you can just have some fun to change hair colors and hairstyles over your face or any other picture that you would like! By clicking on the picture or the hairstyle you can move them. Manage Profile Pictures Change the banner or thumbnail picture directly in the banner or thumbnail on your profile page. Want to print some with your face on them? The photo will be saved to your hard drive with faceinhole.
Transform the face to match the background face. Delight your loved ones and only kinda freak them out by presenting them with a photorealistic face swap made right here in PicMonkey! There are a couple things you can do to make it less obvious, but all of that is a topic for another article. When they see what you have done to their faces with the help of faces effects online, they'll get either really mad or extremely amused! Once you do, click again on the first point that you made to complete the loop. My daughter loves Justin Bieber and I told her I would ask you to make her one of her and Justin together. Open your original image one more time from your computer or create one last copy from Hub.
This will make the selection overlap the face a bit. To edit the photo, zoom, flip, rotate it as you want using the buttons on the left. In this Hindi video you can learn how to put a face on another body without Photoshop? Friends if you want more photo editing video like this please keep in tuch with me i will upload soon photo editor change face and face swap two photos. Choose the option you want. Your friends will have a good laugh at your face in hole photo montage! Your Picture must be less than 200 k. Cut out your faces Making sure the photo layer is selected, click Erase in the Graphic palette. Would love to see another easy method to do this.