Most Adventurous Things to do: Life is busy for one while long, happy and free for another. Every Person wants to do something different from his or her daily life routine. As change makes you feel alive in many ways. Sometimes we feel amazed to watch birds flying, fishes swimming and desires for the same.
In this 21st century everything is possible but what you need is to have guts to challenge these adventurous and fun activities. Adventure is not only taking about unusual experiences, it is all about taking living. As doing an unusual activity for the first time needs a strong mindset as many people feel butterflies of fear in their stomach.
But being adventurous is the greatest feeling of all time. So, who loves to explore more out of living being a sporty individual here you have with us most adventurous things to do in your lifetime.
Experiencing a freefall is like being on the seventh cloud. Skydiving is the most adventurous things to do in which you will have wonderful thrilling experience. You have to jump from an aeroplane or a helicopter which is at its maximum height.
Sometimes people try to dive from about a height of 15000ft. With parachutes of their back, they jump out of the window and they have to open their parachutes as guided to them.
As the parachutes open up the skydiver can feel free and enjoy the beautiful view from the sky. This is the most astonishing moment of a skydiver's life.
It is all about having a breakthrough experience in air. It is usu all treetop zip lining where the adventurous person is set at a fixed point and with the help of line carrier is set to another point. It can also be done in between of two valleys. Harness is present keeping in mind full security of the person.
Zip lining is one of the greatest adventurous things to do and is filled with mind blowing experience. This zooming adventure is popular now a days and people love to do it more than once in hilly and forest areas.
It is one of the most adventurous things to do and it is in latest trend. You don't have to go anywhere else but to the legendary place of Australia, where bridge climbing will give you the best view of the city.
It is an adventurous task with sight-seeing. It is really a classic sport. Many bridges across the world are famous for sight-seeing purposes. One of the most popular bridge of this kind is New Zealand Auckland Bridge.
It is most adventurous thing to do as we can enjoy by ourselves with water. Rafting is basically a water sport in which you be attached by the waves of the river. It will be so much fun. This adventurous water ride is loved by everyone. It is usually done in chilled water coming from mountains and hence filled with thrilling experience.
It also gives you the opportunity of watching the things with a totally different angle and perspective. This adventurous sport is full of enjoyment for water lovers.
Bungee Jumping is the most daring adventurous things to do that you must surely add in your to-do list. You will have the most terrific and incredible feeling during bungee jumping. If you love having a freefall and then just having a stop before you touch the ground, then buddy this sport is only for you. All your safety will be taken care off.
In just fraction of second it takes your heart away. It is extremely important to be carefree and as it the most fragile but marvelous thing to do. Nothing can be compared to this experience.
Rappelling is an adventurous sport which might sound easy but it requires energy, lots of courage and strength. You have to bend a little then at a certain angle you have to move down slowly without losing your grip.
It is really nice way to explore caves under a waterfall. This activity is full of excitement and electrifying experience. It is gained so much of popularity worldwide that people risk their lives by rappelling at unsafe sites for more thrilling experiences.
It seems exciting by its name as it is really fun to touch sharks while swimming with them. This experience is one of the most thrilling ones. You will able to see the depth of the sea. It is a most beautiful experience.
The underwater world is unique and completely different from ours. It is famous at Corel World Ocean Park and many other places in the world.
It is an extremely mind-blowing sporting activity as you will experience floating in mid air. Parachute is used with a harness for proper safety. It is the most popular activity of all time. It is full of fun. It is a cool recreational activity.
It gives you stunning view of the location. This sport is enjoyed at its best from the month of September to March as climatic conditions are favorable for that period of time. It gives undoubtedly the most awesome feeling to the person.
Caving is a resourceful and quirky adventure activity of all time. People who are curious to know facts about earth love to go caving. It is one of the most adventurous things to do. It is known as spelunking in the USA. In this activity, you will get to know about caving system.
This activity is exciting but at the same time challenging. You will provided with all the safety types of equipment. You will get an unexpected overwhelming experience.
In Glacier Climbing is the most exciting yet challenging in a dangerous way. But, I know you love to have challenges in your life. So, friend you must try it out. It requires you to know the basic nuances of ice axes and all the safety equipments like ropes and harnesses.
You must also have basic knowledge of ice as its nature changes with the change in temperature. It is loved by all the adventurous and sporty people. In such adventurous things to do, you must take care of yourself a lot.
It has a sail which is designed to use wind power. The wing is shaped up in a peculiar design which is surely necessary to lift up the rider. This activity gives the most amazing views of the location whether it is over a sea or valleys.
You will fly like a kite in the sky. This experience is beyond explanation. It is beautiful and worth remembering.
This is one of those adventurous things to do where you get extreme happiness.
Biking is like rolling through the country side and pedaling fantastically down the steep mountains. Biking is a leisure experience for the adventurous person. Hence it is the list of the most adventurous things to do.
People love biking at dangerous roads having several twists and turns or they love to step down a mountain side. Some people love to take pedaling experience across beach front.
It is wonderful to take feel of jungle on your bike and sometimes people amaze us by weaving between volcanic craters. For this unforgettable ride and thrilling experience riders take all the safety precautions.
It is really awesome to do skiing on snow. It is one of the most attempted adventurous things to do and moreover loved by all the people. You need to balance yourself and it is considered as self powered recreational activity.
You can plan a mountaineering skiing with your family and friend and it will be fun. It is like the time experience with you family and eventually the most memorable one. So, you must plan out your winter vacation skiing on snow. You need to learn skiing first and yes it is easy.
The most adventurous things to do in the desert is to take your sand board and enjoy this sliding downhill like experience. It is most popular in hottest areas of the world. You can try sandboarding in Pinnacles and many other deserts. People love to surf on sand and it is really fun.
I mean even I could not imagine surfing in sand and that too in deserts. But see, what people are up to these days.
You can explore this vast world through a different angle by kayaking and canoeing. It is an amazing recreational activity where you see Dolphins and turtles along the coast line. It is an beautiful and you can also navigate dimly lit sea caves and rowing through eerie in underground tunnels and it will so much.
Therefore, this divine experience is one of the adventurous things to do. This activity is leaves you amazed by its wonderful sight-seeing experience underwater.
Hiking is one of the eco friendly activities. It helps us to fully discover a landscape and our world is full of hiring routes. It is best way to explore different routes and it is full of thrill and adventure. Mt. Fuji in Japan is the most lovable and popular sight for hiking.
World seems different and rather small from heights. So, you must try be fit and active .So, that you can cherish the most amazing experience of hiking. Enjoy each step towards your goal in hiking. You must try out such adventurous things to do with your friends once in a lifetime.
Whether you are doing it for the first time or you have its experienced knowledge, the thrill of catching fish yourself is undoubtedly amazing. It is beautiful underwater as we found different varieties of water species. This makes it surely into our list of adventurous things to do.
This recreational activity has its own charm and the enormous sea is worth exploring. So, for being adventurous you just go out for an amazing fishing with your family. It sounds cool to go for deep sea fishing but I will say it is just awesome!
Surfing is a traditional adventurous activity which is the most lovable among all the beach lovers. Surfing has its own fun and it gives the boarder a magnificent experience. You must try surfing on waves once in your lifetime. Then you will e able to cherish all the fun. Being a surfer is cool and this water sport gives you the ultimate rejoice enjoyment on the surface of water.
Surfing is like playing with the ocean in a fun and thrilling way. Isn't is just amazing to explore waves and ride on them like a true rock star?
Yes, true exotic car driving is another most adventurous things to do, you must do as it must be one of the most happening dream for many to drive a sports car. Racing at high speed is really an ultimate and fantastic thing. People pick finest super cars for these races. It is an expensive sport but most popular.
It is for the speed lovers. It is really famous in USA. Adventurous drives in the sports car will give you the most magnificent and inspiring.
To be free like a bird, swooping and diving in air freely on a hand glider will give you the most memorable experience of all time. You will enjoy by yourself. Strong winds and high cliffs are the best weather conditions for Hang Gliding. You will have a thrilling and pleasurable sport fun in air.
It is most exciting and one of the most adventurous things to do which you must try once in your lifetime. It consists of a non – motorized structure having wings and makes you feel lighter.
Adventurous people are the active ones. They love to explore life and they want to live their life to the fullest. So, to have the most adventurous experience of your life by these activities and sports you must be fit and surely take prior safety measures.
These are the most adventurous things to do that will provide you with the deep sense of excitement and complete relaxation. You will be free from boredom. If you want to have a short break from all the worries of your life.You must try your favorite recreational activity it will surely make you feel lighter and happier.
With these most adventurous things to do, you can create a lot of memories with your family and friends. All these activities are done in amazing and different terrains and climatic conditions.


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TRUMP: The dollar is 'getting too strong' partly because people have confidence in me
Akin Oyedele
Business Insider April 12, 2017
(REUTERS/Yuri Gripas)
President Donald Trump said the dollar "is getting too strong," repeating his opinion that the currency's gain makes American products less competitive globally.
"I think our dollar is getting too strong, and partially that's my fault because people have confidence in me," Trump told The Wall Street Journal in an interview published on Wednesday. The dollar jumped to a 13-year high after the November election but has since given back some of the gains.
Trump added that the strong dollar would "hurt ultimately."
In 2015, the strong dollar dealt a blow to US manufacturers when it surged as investors expected interest rates to rise. Although it's bad for exporters, a stronger dollar cheapens foreign products for Americans.
Trump also told the WSJ that the US won't label China a currency manipulator. During his campaign, Trump had promised he would do so on day one of his presidency. He said he made the reversal because China stopped devaluing its currency, and the label would hurt efforts to work with Beijing on dealing with North Korea.
The US dollar index, which measures it against a basket of other major currencies, slid on Trump's remarks about its strength. It is down 0.35% at 100.28 as at 3:20 p.m. ET.
Screen Shot 2017 04 12 at 3.26.54 PM
(Markets Insider)
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Kaya Scodelario for L'Officiel
By Helena on June 08, 2019 with 0 Comments
News Photoshoots
This article has been translated from french to english by me. Do not take it without permission.
In this Ritz suite, Kaya Scodelario clashs a little among the mouldings and armchairs in blue satin: something in her gesture and in her almost aristocratic headwear blends very well with the decor, but her look says something else. Brut, almost severe. No tongues.
In the British drama 'Skins', where she played Effy, the sensitive teenager who fascinated all girls her age, Kaya Scodelario is always where we don't expect her to be. At just 27, the beautiful Anglo-Brazilian already has 16 feature films, a wedding and a child on the clock, and she has no plans to slow down the pace. This year, she is once again moving the cursor with Extremely Wicked, shockingly Evil and Vile, Joe Berlinger's biopic on serial killer Ted Bundy, which is just coming out on Netflix. She plays Carol Ann Boone, the murderer's last wife before he was executed in 1989 in Florida, and got pregnant with him while he was already on death row. To prepare for the role, Kaya sees rare interviews with Carol Ann: "She voluntarily disappeared after her husband's execution, I never got to talk to her. It's complicated because I had a responsibility to her, I had to represent her honestly. With the archives, I was able to learn his body language and understand his voice." She also met several women who had become infatuated with criminals while they were behind bars: "They have always fascinated me, there is something so human in it."
By taking on this role, the actress wanted to do something different. Even more astonishing: to see her at the casting of Alexandre Aja's new UFO horror film Crawl, in cinemas in July, where she faces alligators in a lost house in Florida: "I wanted my son to see a movie where I don't kiss anyone, where I'm not someone's wife or girlfriend. And where I'm fighting." The actress has things to say about the place of women in Hollywood, and she may well be one of those who will change the game in the future. "I want to produce. It's always been my dream. I meet so many women who have the ideas, the talent and the abilities, but who are being shut out. I'd like to work with them, build something from A to Z."
Kaya Scodelario has the ideas and the principles. Until now, she had never officially lent her image to a brand. This year, she finally decided to get involved with Cartier. "I wanted to be sure that I was adhering to the company's ethics. I think this is very important." After launching "Clash" in Paris, the new Cartier jewelry line she plays, she set off for ice skating training for Spinning Out, a new Netflix series where she plays a young figure skater.
This is the first time in almost ten years that it has returned to the serial format. "Things have changed a lot. I was pretty worried about the pace of the shooting, but finally I liked being thrown right into it. I'm lucky to have a rather intuitive game." She owes it to Skins in 2007, where she played a teenage girl. A double-edged exercise for a 14-year-old girl. "I've lived through it for a long time. Every actor has. We played teenagers of our age who fell in love and had broken hearts and we lived the same thing. It was probably a little therapeutic. It certainly helped me develop a very frontal game."
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Die Schlacht von Gansu wurde 623 vom Königreich Tuyuhun und der Tang-Dynastie geschlagen. Bekannt und als Heldenlegende auch bis in die Gegenwart präsent wurde eine dabei angewandte Kriegslist des Generals der Tang Chai Shao. Dieser soll die Soldaten der Tuyuhun durch einen erotischen Tanz zweier Tänzerinnen abgelenkt haben. Während die Tuyuhun-Nomaden den auf einem benachbarten Hügel aufgeführten Tanz bewunderten und deshalb ihre Schlachtordnung auflösten, wurden sie von Chai Shaos Kavallerie von hinten angegriffen und vernichtend geschlagen. Es gab mehr als 500 Gefallene bei den Tuyuhun. Das Vorgehen spielte noch bei den chinesischen Kommunisten eine Rolle als anekdotisches Vorbild.

Schlacht

Die Volksstämme der Tuyuhun und der Tanguten hatten immer wieder chinesische Siedlungen entlang der Westgrenze des Tang-Reichs angegriffen. Im Jahr 623 verließen die Tuyuhun ihre Heimat am Qinghai-See und fielen in Gansu ein. Der Tang-General Chai Shao wurde geschickt, die Nomaden zu bezwingen und weitere Invasionen zu unterbinden. Vor der Schlacht hatten die Tuyuhun eine Anhöhe genommen und beschossen die sich nähernden Tang-Streitkräfte mit Pfeilen.

Chai Shao war ein listenreicher General, mit zum Teil sehr unorthodoxen Einfällen. Er führte ein Ablenkungsmanöver durch, indem er zwei Tänzerinnen und einige Musiker auf einen kleinen Hügel in der Nähe des Lagers der Tuyuhun schickte. Die Musiker spielten die Pipa, eine Schalenhals-Laute, während die Tänzerinnen auf dem Gipfel des Hügels für die Nomaden einen erotischen Tanz aufführten. Die Aufmerksamkeit der Nomaden richtete sich wie erhofft voll und ganz auf die Tänzerinnen, ihre militärische Formation löste sich auf, weil sie auf den Hügel eilten, um einen besseren Blick auf die Tanzdarbietung zu erhalten.

Chai Shao nutzte die Gelegenheit und überraschte die Soldaten, indem er sie mit seiner Kavallerie von hinten angriff. Über 500 Soldaten der Tuyuhun fielen in der anschließenden Schlacht, und die Tuyuhun mussten sich aus Gansu zurückziehen. Der Historiker Charles Patrick Fitzgerald kommt zu der Schlussfolgerung, dass es höchst unklug sei, sich in der Schlacht von den Genüssen des Friedens ablenken zu lassen: "it is most unwise, in the midst of battle, to let the mind dwell on the delights of peace."

Folgen

Die Feindseligkeiten zwischen den Tuyuhun und den Tang dauerten nach der Schlacht an. Zwischen 634 und 635 führte der Tangkaiser Tang Taizong eine großangelegte Militärkampagne gegen die Tuyuhun durch, die von General Li Jing geleitet wurde. Die Streitkräfte der Tang wurden während der Invasion durch Soldaten der verbündeten Tangut und Turkvölker verstärkt. Die Tuyuhun wurden geschlagen, kapitulierten und wurden Vasallen der Tang-Dynastie.

Einzelnachweise

Gansu
Tang-Dynastie
Gansu
623
Gansu

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Church rector shares how Trump's cops teargassed her and other clergy, violently drove them off for photo op
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Colin Taylor is the editor-in-chief of Occupy Democrats. He graduated…
Washington D.C.'s Archbishop issues stunning condemnation of Trump's planned visit to John Paul's shrine
Last night saw the President of the United States stage one of the most breathtakingly cynical and flagrantly performative photo-ops to ever disgrace American history.
Bristling at the thought of being mocked for cowering in the White House behind an army of Secret Service members and National Guardsmen, Trump decided he needed a quick photo-op for FOX and Friends to fawn over and for his legions of chud neckbeards to make memes of.
So he had the cops unleash a wave of tear gas against protesters in a nearby park, strolled through and had his photo-op by a church that had been damaged during the rioting, complete a wave of his "Bible" to satisfy his evangelical supporters.
In preparing for the photo-op at St. John's Episcopal Church in Lafayette Square, it turns out the cops "expelled" a priest and a seminarian from the Church's patio and teargassed a rector.
Rector Gini Gerbasi of St. John's Episcopal Church in Georgetown was at the site, helping hand out water and hand sanitizer to the peaceful protesters in the park when all of a sudden she heard explosions.
Writing on Facebook, Gerbasi describes the horrifying scene:
"Suddenly, around 6:30, there was more tear gas, more concussion grenades, and I think I saw someone hit by a rubber bullet – he was grasping his stomach and there was a mark on his shirt. The police in their riot gear were literally walking onto the St. John's, Lafayette Square patio with these metal shields, pushing people off the patio and driving them back. People were running at us as the police advanced toward us from the other side of the patio.
We were literally DRIVEN OFF of the St. John's, Lafayette Square patio with tear gas and concussion grenades and police in full riot gear. We were pushed back 20 feet, and then eventually – with SO MANY concussion grenades – back to K street. By the time I got back to my car, around 7, I was getting texts from people saying that Trump was outside of St. John's, Lafayette Square. I literally COULD NOT believe it. WE WERE DRIVEN OFF OF THE PATIO AT ST. JOHN'S – a place of peace and respite and medical care throughout the day – SO THAT MAN COULD HAVE A PHOTO OPPORTUNITY IN FRONT OF THE CHURCH!!! PEOPLE WERE HURT SO THAT HE COULD POSE IN FRONT OF THE CHURCH WITH A BIBLE! HE WOULD HAVE HAD TO STEP OVER THE MEDICAL SUPPLIES WE LEFT BEHIND BECAUSE WE WERE BEING TEAR GASSED!!!!"
This incident perfectly encapsulates the Republican Party's approach to governance: senseless, uncaring violence mixed with a laughably insincere pretense to religiosity. While there have been endless outrages and atrocious moments from President Trump that boggle the mind in their nihilistic cruelty and shocking selfishness, this is might be the rockiest of bottoms for perhaps the most unrepentantly sinful man in modern history.
Read Gerbasi's full post here:
Join millions calling for AG Barr to resign after he defied his constitutional obligations in order to protect Trump!
Colin Taylor is the editor-in-chief of Occupy Democrats. He graduated from Bennington College with a Bachelor's degree in history and political science. He now focuses on advancing the cause of social justice and equality in America.
Colin Taylor June 2, 2020
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Smithville Inn Executive Chef Chris Bellino and his wife, Suzanne, signed a lease Aug. 7 to create Bellino's Market. The move gives Rosenblatt the second anchor he has wanted for the Route 9 strip plaza he bought in 2015.
Rosenblatt said he has taken his time to get tenants who work well and fit well together.
"If you do well, I do well," he said looking at Bellino.
Bellino, 43, will resign from the Smithville Inn in early September and hopes to have Bellino's construction completed and the store ready to open by Nov. 1.
Bellino's Market gives Smithville Square a second anchor
R.J. Liberatore Jr. | Staff Writer | Aug 8, 2017 | Press of Atlantic City
GALLOWAY TOWNSHIP — Smithville Square developer and landlord Harvey Rosenblatt has one more reason to shout out loud.
Bellino's will be a 3,700-square-foot store employing three
to five people that features a deli, bakery and grocery items along with other attractions, Bellino said. The store will be next to Smithville Eats and a few shops down from J.D's Pub, Smithville Square's other anchor. "As soon as I open my doors, people will come," Bellino said with a smile on his face.
Bellino began talking to Rosenblatt on May 3 after Suzanne Bellino, 42, saw a Facebook post about business openings at Smithville Square.
Bellino and Rosenblatt then spoke often while Bellino developed a business plan in a matter of weeks, Bellino said.
Bellino and his wife have long sought a business they could operate together, he said.
"When we were younger, we used to go drive up to get subs at the Port Store in Port Republic," Bellino said of his teenage dates with his wife-to-be. "We said we were going to buy the Port Store."
After they came back from college and were successful in their careers, the Bellinos approached the Port Store six years ago.
"We almost bought the Port Store a few years ago, but it didn't work out," he said.
However, they kept looking and Rosenblatt's ongoing renovation of the former Smithville Town Center caught their eyes.
Bellino said he hopes to sell "a great product at a reasonable price. It will be quality fresh and serve locally grown food."
The Smithville Square recently housed Incollingo's Market, but the store failed after less than a year despite a successful Egg Harbor City operation that was about 10 miles away.
Bellino has many ideas for the store, including a $1 advice jar he will personally monitor.
"We are hoping to give advice to people and to educate people," said Bellino, who will put the glass jar on his counter.
"I'll tell them anything they want to know," he said. "And the money we raise will go to the Boy's and Girl's Club."
Suzanne Bellino is eager to bring her bakery items to the store after serving as a caterer in recent years.
Chris Bellino graduated from the Atlantic County Vo-Tech School and the Baltimore International Culinary College in Maryland. Bellino worked at the Tropicana for 11 years before joining the Vienna Inn in Galloway. He joined the Smithville Inn in October 2008.
Suzanne Bellino is a Culinary Institute of American graduate. They have two children, Lyla and Liam.
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Are you blessed with a bump?
Being pregnant is a special time, and even if you feel tired, unglamorous, aching and heavy, I promise you beautiful images – a great way to help you remember this short and unique part in your life.
I will of course do some images of your precious bumb, but I will always also do some lovely portraits of you. I feel this is important, while well-meaning friends and family focus on "wow, look how big you are", it is important to show how good you look. Your partner, and if you already have other children, are of course welcome to join the session.
Women can have mixed emotions about being pregnant, and at this very point in time you might not love it unconditionally. However, in a few years' time you will feel different about it, and appreciate a set of great pictures, and you will be surprised at how good you looked, despite perhaps not feeling it.
I also work as a newborn baby photographer, and offer a bundle package when you book your pregnancy and newborn shoot together.
Please contact me to make a booking. We can have a chat about where and when you would like to do your pictures, and I will take a few contact details. Subsequently I will send you an invoice for the session fee, which is payable up front to secure your booking. You can pay via bank transfer or by cheque.


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Nigerian President Goodluck Jonathan smiles during a press conference at the South African Parliament in Cape Town, on May 7, 2013. | Credit: AFP/Rodger Bosch
In 2011, Lariat Alhassan had a business in Abuja, Nigeria. Larclux Paint was the name. She sold house paint. And industrial paint. Textured paint. Paint that fills in cracks in your walls. It was a paint company. But a really small one.
"The employee I had was just me. I was the production manager. I was the marketer. I was delivery person. I was everything," says Alhassan, laughing. "Except the security."
That was the company. A woman in her late 20s and a security guard watching over a factory space she rented to make the paint.
Customers liked her paint. They would try it out, and say "This seems great. I'd like to place a big order. We'll come to your office to sign the papers," she recalls. And that is when things would get awkward.
"I kept telling them, no, no, no. You call me and whenever you want, I'll be there. I will just be there," she says.
She didn't have an office. Just her car. At this point the clients would often just back out. She couldn't afford an office without more clients. She couldn't get more clients without an office. She felt trapped. Stuck.
That was back in 2011. And then one day, she was at home listening to some music on the radio, when these ads came on. It seemed as if the radio was talking right to her, she recalled. It was for some sort of program to help small businesses.
"It may be small today but it won't be after You Win! the youth enterprise and innovation competition," said one ad. (You can hear it in the episode of Planet Money.)
The government was having a nationwide contest to give out $58 million to young Nigerians trying to start or grow a small business.
No experience necessary. Almost no strings attached. Just go to the website and sign up, said the ad.
Alhassan thought it was too good to be true.
"I just wanted to make sure I was safe and I wasn't going to be conned" she said.
But it was no scam. The government really was giving away millions of dollars. Ngozi Okonjo Iweala, was the finance minister for Nigeria at the time. Her team set up the program. It was part of a massive nationwide plan to boost youth employment. About half of the young people didn't have jobs, according to the World Bank.
"Everyone wants to run something, start their own business. Be their own boss," says Iweala. "But the entrepreneurs often operate in an informal way. A lot of them are young people. And they want to expand their businesses but don't know how."
This is a problem around the world: How to get a small business to become a medium-size business that can become a big business. Because if you can figure out how to do that … you can make a dent in all kinds of other problems: unemployment, poverty. You name it. But in the developing world, small businesses rarely take off like that.
One problem is just money. In someplace like the United States, if you have a two-person paint company and need to rent out office space or warehouse space, you can just take out a small business loan.
In the developing world, in places like Nigeria, it is very hard to get that kind of loan.When a whole business is just a person with a trunk full of supplies, it is hard for lenders, like a bank or the government, to tell the good businesses from the bad ones. It is risky making those kinds of loans. So d small businesspeople can't get loans.
The idea that Iweala and her team came up with to boost employment took all of this into account. It was a massive business contest the likes of which nobody in Nigeria had seen before. The amount of money they wanted to give away per person — roughly $50,000 — was out-of-this-world high. About 25 or 30 times the average annual income for a Nigerian at the time.
Iweala shopped the idea around the Nigerian government. People had all sorts of questions. How is the government going to decide which people to give the money to? And how will they make sure people don't divert the funds to some other use?
Iweala and her team's solution was to ask the entrants to submit a business plan: a few sheets of paper with an idea, maybe a chart or two, a budget. The government would read them all, pick the best ones and hand out the money.
Not everyone in the government was convinced that could work. Iweala remembers her colleagues saying things like, "These people have never written business plans. "It's one thing if you say you're going to invite 40 people, 50. But we're talking [about] thousands."
But Goodluck Jonathan, the president of Nigeria at the time, liked the idea right away. He gave it the greenlight.
There were still problems to confront. How do you pull something like this off in Nigeria — a country where trust in government is notoriously low.
People outside the government, the people who would to apply to the contest, also needed convincing. "They said, 'Oh we've had so many government programs,' and 'It starts with promises and at the end of the day it's never implemented,' "says Iweala.
Then there was the worry that people running the contest would just give the money to friends and family. "That was the even bigger skepticism," says Iweala.
So Iweala's team had to make sure it was really clear how winners were getting picked … and who was doing the picking. For the initial review of applications, they lined up graders from a local business school. And all the names of the applicants were removed before grading.
About 24,000 people applied to the contest, which was also supported by other federal ministries, the World Bank, the U.K.'s Department for International Development and Nigeria's private sector.
For the second round, the accounting firm PricewaterhouseCoopers was brought in to do part of the scoring. And the British Plymouth Business School did quality assurance. The applicants knew all of these checks and balances were in place, which upped their trust.
But that still left the hard question, how to score it? Who were the best candidates to get the money? Was it the very best, or would that be wasted money because those people might succeed anyway and not need the money? And how could you tell the difference between the 1,200th and the 1,201st candidate in any meaningful way?
This is where they reached out to a researcher at the World Bank. "I typically come in when people have an idea and they want to know if it will work," says David McKenzie.
At this point, in mid-2011, Iweala wanted to launch the program in two months. McKenzie met with a few team members in the cafe of the J building at the World Bank in Washington, D.C., to hash out ways to grade the entrants and measure the results.
One idea was to just rank every entry and pick the best. From his research, McKenzie suggested a different course of action: Pick the winners somewhat randomly.
Sure you can look at the business plans and pick out the very best. And the very worst. Those are usually obvious. But after you have the outliers, he argued, just make it luck of the draw. It'll save a lot of trouble.
Plus if you do it randomly, you can measure the impact of winning by looking at the control group of non-winners, says McKenzie.
That was the plan.
They gave the contest the name: the YouWiN! Competition. And in late 2011, they started getting the word out. With ads, lots and lots of ads – in print, on TV and on the radio.
And that's how Alhassan, the paint seller, came to hear an ad for YouWiN! coming out of her bedside radio that day.
"Lots of people did not believe it," she says. But after hearing it a second and a third time, she said to herself: "Lariat, why don't you pick up this opportunity? Try. Try, and see if it will work out for you."
She took out her old laptop, plugged in her modem and went online and applied. A little while later, she was one of the 6,000 invited to the next round. Where everyone would write their business plans.
The government provided some help. The applicants were invited to four-day training sessions held around the country. When Alhassan describes it, she said it felt like thousands of people packing into something like a concert hall. There were all kinds of applicants: A baker without enough machinery. A chicken farmer thinking of expanding to catfish and snails. Someone trying to start a computer school. Musicians. Dentists. People with all kinds of business plans.
"Boy it was intense. From morning to evening," says Alhassan. But they did get lunch. "And breakfast," she says, laughing.
Then she was asked to take what she just learned and write up a formal business plan. This was the real test. The real competition.
She sent it in and went home to wait. A little while later she got an email. "Congratulations," it said.
"I felt I couldn't even control my emotions. I started jumping on my bed," she says. "My sister said what is wrong with you, have you won the lottery? I said yes. Yes. Yes."
Alhassan got 10 million Naira, for her business — equivalent to $65,000.
She brought on marketers. Salespeople. She bought them a car to get around, to get the word out. She got a truck for deliveries so it wasn't all out of her own trunk anymore. And she rented a proper office and a showroom. She decorated it with furniture she could be proud of.
"I can confidently say [to customers] now, 'Please come to my office. You can come here. What time? I'll be ready for you. I'll be waiting for you," she says.
Well, you might look at this and say, of course she was able to do this. She was given $65,000 — and it wasn't even a loan.
The real question is how her business does down the road — and all the other businesses as well, from the dentists to the chicken farmer who wants to expand into catfish. Was it worth it for the government? Did it create jobs?
The World Bank analyzed the YouWiN! Competition impact over three years and published a report a few months ago.
The report looked at the 1,200 winners of the contest and found they had created 7,000 jobs, real jobs that stuck around three years later. The competition cost $60 million to run. So that means each job cost about $8,500 to create, a way cheaper investment than any other program studied in the report.
Chris Blattman, an economist at Columbia University who researches poverty and global development, thinks the results are pretty remarkable.
"I remember reading it [and] my eyes [kept] kind of popping out of my head," he says. The thing that stood out to him most was that the winners, as a group, seemed to use the money pretty well. They didn't waste it. He says it was easier than expected to find small businesses that could use a big pile of cash to grow. Maybe way more people are constrained by not having enough capital than we think.
Nigeria has had two more rounds of the YouWiN! Competition. The latest round had more than 100,000 applicants and 1,500 winners.
As good as the first round was, 7,000 new jobs is still a small number in a country of 170 million people. It's clearly not going to solve the problem of unemployment.
But Blattman says, these results are extremely promising. So promising he wrote a euphoric blog post in October with the title: "Is This The Most Effective Development Program In History?"
He stresses the question mark at the end of the title. It may not really be the best in history, he says, but he's quick to add: "It's probably the best I've seen so far. In history, it's the best one we've measured."
That's something, considering that in so many cases of job creation programs, nobody measures the results at all.
Culled from NPR: National Public Radio (NPR) is an American privately and publicly funded non-profit membership media organization that serves as a national syndicator to a network of 900 public radio stations in the United States of America.
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Sad Happy Days. The pain and irony.
And moving on to next season..
MM, he may have been right, lol. Kidd may have got us more the 2? Who knows.
I agree. That's the funny part. It was out there. Lol.
That's the funny part about AD as well. He set an unrealistic PP (price point) in terms of return on a trade.
We're losing on that Info War to, we got punk'd hard.
I think Maginka internally is unstructured and frustration has mixed in their relationship. That's what the leaks say anyway.
I had a shaky vibe about Pelinka. I thought it would work against us that he was an agent. Nothing happening has caused me to change my mind…yet.
Reason we kept KCPitiifull as well?
Still don't understand why we don't give Wagner, Bonga, Machado etc. minutes to show what they got or not got. Do you think We Lakers are like Swamp Fox, hiding in the glenn with stuff Magic/Bron know, but not us. Hoping so.
Some dude spliced recordings of Jerry West with Magic, based on building a Championship Squad.
They played it on Mason and Ireland today. It was shocking to hear that Magic's statements were almost the exact opposite of Jerry's.
And the sheet just keep on pouring.
Sure you do. Poor Lonzo.
Thanks, Peter. Feels great to be back.
Dang, Jeannie, do what your father did when he realized he made a mistake hiring Magic as coach: Fire his sorry a*s.
This is all his doing. Jeannie, Rob and Luke can do this without him.
Do the honorable thing, Magic. Fall on your sword.
Luke should take a page from Phil Jackson. The one when PJax asked Jerry West to leave the locker room so he can address the team. Your Organization, Jerry. My players. You do your part, let me do mine. Pizzed West no end, gave Phil 5 more rings.
One thing we all know: Magic can't coach. He can judge Luke on results but never on methodology. Leave the guy alone or fire him.
Lakers beat Boston, players high and happy.
Magic comes, gives pep talk.
Lakers lose to Philly, lose to Atlanta, lose their mojo.
76ers have 3 1/2 allstars and on top of their game. They're bigger, as tall, played longer together and at home. They're meaner and tougher than Boston. Hart's down, Ball's out for his yearly health affliction, LBJ's not 100%, 2 new guys and Chandler's just old.
Yeah, its all Luke's fault. smh.
We are supposed to be in the middle of the West standings.
Yes, we have lost a lot due to injuries, but it's games like this, when we have a full squad, minus Lonzo, that point to something else going on.
When I see players, who are perfectly capable of playing good D, not giving maximum effort, it tells me that they aren't selling out for their coach.
Starting a dude who just got here over the cat who just made a last second winner during your previous, and who is your best organizer on both ends is just strange.
I'm still not seeing the sun if these individual parts creating something greater.
If Kuz hasn't been on fire during the first q, we would have been blown out throughout.
Excuses only last for so long until their significance wilts under the heat of repetition and time.
Yup, Kuz was keeping us above water.
Can't create chemistry by usurping roles either.
That team is long and can get after it on both ends..gonna be a problem in the post-season.
Philly and Clips run A LOT of the same X's And O's.
Detroit ran their Offense thru Blake.
Hubie pointed out how the Cipps run the most pick & roll sets while the Sixers run the least.
I didn't say Pick and Roll. Lol.
Spacing is the key to those offenses.
Makes it easier for Harris and Boban.
Heck, Mike Scott look like the Hawks Mike Scott today.
That 15th spot is for Jordan when he gets bought out.
Wes Matthews chose Indiana over us already.
They bought out Kanter, not DAJ.
I can't believe how much news there is on the AD proposals. Lakers have always played it close to the vest on all their trades so either the Pels leak like a sieve or the media is just making these all up.
We'll find out by Friday.
Seems Celtics package is about to be torpedoed.
If AD flat out say he will only re-sign with the Lakers, Ainge will not include Tatum in any trade package. That leaves them with Rozier, Brown, Smart, broken down Haywood, old Horford and 4 first round picks that aint that high with all the protection built-in. They can't even entice with Kyrie because he too is going to be a free agent. Trade him to NO and watch him sign with Lakers by the end of the season. Rewind, LBJ.
Dang. AD, LBJ, and a K guy (Kyrie, Klay, KD, Kawhi). Rondo at Point, KCP at 2, McGee as 6th man and Lance at guitar.
Oh, LA can't trade KCP. They need his salary to come off the books so they have money for the 3rd superstar.
Oh oh, If they want a better shot at Klay, Magic better keep Luke.
The Celtics' are stuck between a rock and a hard place. They can't trade for AD right now because they signed Kyrie to a Rose Rule exception. That means the first time they can try to trade for AD would be this summer, when AD only has a year left on his contract. If he is still saying he will only re-sign with the Lakers at that point, then there's no way Danny Ainge is going to risk offering Tatum.
That's also why the Pelicans won't have any more leverage if they wait until this summer. Right now is when the Pelicans have the most leverage to trade AD because a team would have him for one and a half seasons. In fact, I would bet there may be more teams interested in making a bid for AD right now than next summer. For some teams, that could mean two shots at winning an NBA championship and two seasons to try and convince AD to stay and not sign with the Lakers. Next summer, his value goes down.
Another factor is the Pelicans owner likes and is very appreciative of what AD has done for the Pelican and is not likely to refuse to trade him to the Lakers out of spite like probably happened in both Indiana and San Antonio. The Lakers still have to give the Pels a deal they can't refuse, including at least three of the team's four young stars plus a plethora of picks including some unprotected. Lakers want to make deal right now.
If the Pels are going to lose AD having a team of Lonzo, Jrue, Kuz, BI and Zubac would be a great rebuilding start.
Lakers having a vet team of Rondo, KCP, somebody, LBJ and AD is dangerous enough to compete in the West.
KCP needs to be included for the money to be close.
Or Lance and Beasley plus taking back some small contracts so the Pelicans don't have to cut anybody, leaving that to us. Avoids having to ask KCP to fall on his sword for Klutch.
and more than enough roster spots for banana boat buddy Melo.
One good thing is the Lakers do have a 15 deep roster so even if they were to trade Lonzo, Ingram, Kuzma, Zubac, and KCP for AD, they would still have 10 players on the roster. Room for a couple of Pelican rejects and Melo.
How my gettin any sleep tonite LT!
Waiting up for the Machado news, DJ?
And Harp as well, ha, ha.
LOL. Was just thinking maybe the trade should also include Luke for Gentry?


text:
The SF Bay Bridge: Made in China and Costing a Fortune
Marian Wang
Flickr/thomashawk (Creative Commons).
We know you're cash-strapped, California, but that new east span of the Bay Bridge is going to cost you, big time.
That's according to exhaustive research by SF Public Press and published in McSweeney's Panorama this week, detailing the history of San Francisco's lesser known bridge and tagging its cost to taxpayers and commuters at more than $12 billion—double what we've been told so far by public officials.
Part of what's causing the extra expense is the fact that political wrangling—over design, over funding, over everything state and local politicians wrangle over—has delayed the project by decades, to the point where interest and other financing charges have ballooned into the billions. As a result, commuters will be paying it off until at least 2049, the report says.
Officials have known this for a while. They just didn't tell us. Why not?
"I don't think we're hiding it," Brian Mayhew, chief financial officer of the Bay Area Toll Authority, told the reporters. "Just no one has ever asked before."
Gee, that's odd, since there are stories about Bay Bridge cost estimates basically every day.
Plus, a two decade delay is pretty ridiculous, given that the whole idea for renovating the bridge came up after the 1989 Loma Prieta earthquake collapsed part of the east span. So naturally, it was a good decision to try and make sure that next time Mother Nature strikes, the same public infrastructure doesn't collapse. Not such a good idea, however: Dithering about for two decades before actually making it happen.
Panorama on why it's costing so much and taking so long:
This project has outlived many a political career, including those of San Francisco Mayor Willie Brown and Governor Gray Davis, and countless other legislators from the Bay Area and in Sacramento. Most of the officials who green-lit the project are long gone, and the lack of continuity in state and local leadership represents a challenge all its own. There aren't many lawmakers in Sacramento with a long history in their current positions, and fewer who know much about the Bay Bridge.
This lack of governmental memory on such a marathon construction project—combined with knowledge that many costs can be pushed far into the future—and coupled with overly optimistic cost estimates, helps to explain why the stated price of construction has grown nearly fivefold, from the $1.3 billion estimated in 1996 to more than $6.3 billion today.
That $6.3 billion, mind you, is the projected cost of salaries and construction materials only. The difference between that and the $12 billion figure? The actual cost of those things, plus crazy finance charges.
Some other interesting points the story raises:
The new east span of the bridge is expected to be completed and shipped over to us (finally) in early 2010.
The bridge is being manufactured in China, and that's not going so well. There have been murmurings of quality concerns.
Interesting local trivia: The bridge's official name is James Rolph Bridge, named after the longest-serving San Francisco mayor, who went on to become California governor.
Researched and written by SF Public Press, this roughly 9,000-word whopper of story appears in the new San Francisco Panorama, McSweeney's single-edition mag-style newspaper. And if that's not collaboration enough, the piece was funded by more than 140 people through our friends at Spot.Us.
A gratuitous aside: Pieces like this are just another indication that the future of news may involve more working together, something we've been finding out with our own Copenhagen News Collaborative. Caring leads to sharing, which leads to more eyeballs from more people on more coverage of issues that matter, like the future of the planet and whether the bridge you commute to work on is going to collapse on you.
Check the story out on the front page of SF Panorama, available to locals in bookstores and to out-of-towners, online. But hurry. We hear copies are going, going, gone.
Dewey Defeats Truman: SF Chronicle's Bay Bridge Edition
Sam Baldwin
Bridge Collapse: Whose Roads Are They Anyway?
Fuel Tanker Melts Bay Bridge Freeway Artery
Elizabeth Gettelman


text:
New: MadeToTag supports Caption, Blockquote & Index
Berlin – October 12, 2018 – axaio software, developer of automation solutions for PDF print workflows for the publishing and printing markets as well as for accessible PDF creation, announces the availability of a new MadeToTag version for Adobe InDesign CS6 - CC 2018. MadeToTag version 1.9.093 contains new options for the export tag selection to map the semantic structure in a PDF document even more accurate.
axaio MadeToTag is an Adobe InDesign plug-in for preparing and exporting InDesign files as tagged, accessible PDF/UA documents. It enhances InDesign by offering important additional features that simplify the preparation and creation, correct errors and speed up the process towards the export of an accessible PDF document. In other words, you will get a PDF that meets the criteria of the PDF/UA standard for Universal Accessibility.
New: Support of Caption, Blockquote & Index tags
In a correctly tagged PDF, special text elements, such as Caption, Blockquote and Index, must be specifically marked as such. The PDF/UA standard (PDF for Universal Access) also provides the assignment of these specific tags in order to map the semantic structure in the PDF as precisely as possible. However, only basic tags (header or simple text) are used in InDesign. Special elements, such as Caption, Blockquote and Index, did not have their own tag equivalent in InDesign.
The new MadeToTag version 1.9.093 meets this requirement. From now on, the following additional export tags can be assigned with MadeToTag and transferred to the PDF during export:
Caption (caption or short text describing figures, tables or lists)
Blockquote (separates a block of text from the rest of the text and highlights it as a quotation)
With the extension of the export tags in MadeToTag, the aspect of the accessible access to a PDF content is addressed even more strongly.
The entire release notes of this new version can be found here:
The new MadeToTag version 1.9.093 for Adobe InDesign CS6 – CC 2018 is immediately available. The single user license of MadeToTag costs € 599 (excl. VAT). Discounts for multi-user licenses are available as of 5 licenses.
A free 30-day trial version of MadeToTag is available on the axaio website and can be used without any restrictions:


text:
Escape to the Country: Chiltern Hills (S21EP4 BBC One Tues 15 Sep 2020)
Chiltern Hills: Today, a young married couple are looking to escape London's Docklands and move to the beautiful Chiltern Hills of Buckinghamshire. Guided by Ginny Buckley, and with a healthy budget of £850,000, they want to realise their dream of raising their family with more room inside and more green space out.
The property search happens to fall in the same week as the Henley Regatta, where Ginny gets behind the scenes with rowing royalty at this famous societal sporting event.
Airdate: Tues 15 Sep 2020 at 3.00pm on BBC One
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BBC OneEscape to the CountryUK TV
Kirstie and Phil's Love It or List It: Episode 4 (S6EP4 Channel 4 Wed 20 Jan 2021)
Winterwatch: Episode 2 (S9EP2 BBC Two Wed 20 Jan 2021)
Cornwall and Devon Walks with Julia Bradbury: The Dartmoor Walk – Hay Tor to Saddle Tor (S1EP3 ITV Wed 20 Jan 2021)
Bulletproof: Season 3 (S3EP1 Wed 20 Jan 2021)
Salvage Hunters: Classic Cars: Ford Cortina GT & Saab 96 (S5EP3 Quest Wed 20 Jan 2021)
Cruise Ship Killers: Erica (S1EP16 Crime & Investigation Wed 20 Jan 2021)


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Amid current news headlines about North Korea and related nuclear issues, it is important not to ignore the potential schism that could occur in the G7 world as a consequence of the practical fallout from Donald Trump's decision on May 8 to exit the 2015 Iran nuclear deal.
What Will Happen to European Investments in Iran?
One practical issue is what is going to happen to European investments in Iran. The most high profile example is French energy company Total's investment in a giant Iran gasfield. Total said this month it would pull out of Iran and its development of the giant South Pars gasfield unless it is specifically protected from US penalties and related sanctions (see Financial Times article "Total threat to pull out of Iran dents EU hopes of saving accord", May 17, 2018).
Obviously, some form of compromise may be negotiated. But if Washington takes a hard line, such as claiming US jurisdiction as regards dollar transfers between two sovereign countries as was the case in 2014 with the US$9 billion fine levied on French bank BNP, then a confrontation is seemingly inevitable and, as a result, a growing questioning of the US hegemony implied by the US dollar paper standard, a concern which has long been shared by both China and Russia.
In this respect, the most interesting reaction to the Iran issue since Donald Trump made his announcement on May 8 was that of the French finance minister Bruno Le Maire when he said on May 9 that it was not acceptable for the US to be the "economic policeman of the planet".
In this respect, France is the European country to watch since it has a history of being willing to stand up to Washington in the post-1945 world. That cannot really be said of Germany and certainly not of Britain.
Sanctions are going back in full effect and new ones are coming… This sting of sanctions will be painful if the regime does not change its course… These will indeed end up being the strongest sanctions in history when we are complete.
The above rhetoric hardly suggests a willingness to compromise with the European position. The significance of all of the above is that Europe and the US remain on a collision course.
The importance of Europe for Iran can be seen in the fact that Iran's exports to Europe have surged almost ninefold since the end of sanctions in January 2016.
Thus, Iran's exports to the EU have risen from US$1.3 billion in 2015 to US$11.4 billion in the 12 months to January, according to the IMF Direction of Trade Statistics (see following chart).
There is also of course the growing trade between Iran and China. Iran's total trade with China rose by 18%YoY to US$27.5 billion in the 12 months to January (see following chart). All this makes Iran a good example of the increasingly multipolar world where American influence or interests appear to be fading.
Meanwhile, Iran's currency has been hit hard in recent months as a result of the uncertainty created by Trump's previous repeated earlier threats to pull out of the nuclear deal and now subsequent follow-through decision.
The rial has depreciated in the black market by 33% against the US dollar year-to-date (see following chart). This followed a period of comparative stability where the currency traded in a 13% range for two years, helped by the optimism created by the nuclear deal as well as by very high real interest rates. Iranian treasury bill yields peaked at 27% in early 2017 and bottomed at 16% late last year. They are now back at 19% as a result of the market pressure created by the threat of renewed American sanctions.
With a classic bullish emerging market demographic profile, in terms of a population of 80 million, 60% of whom are under the age of 35, Iran has, naturally, attracted a lot of foreign direct investment in recent years, most particularly following the 2015 nuclear deal.
The biggest of late was the previously mentioned Total's US$4.8 billion investment signed in July 2017. But Total says it has only invested under €40 million so far, according to the above mentioned FT article, which is precisely why the French company wants to know if it can get a specific waiver from the sanctions.
In terms of the aggregate data, Iran's actual FDI inflows surged by 64%YoY to US$3.37 biilion in 2016, according to United Nations data. While an Iranian government report published last year disclosed that Iran has approved US$11.8 billion in FDI during the 12 months to December 2016, with Spain and Germany accounting for US$3.2 billion and US$2.9 billion of that total respectively.
Will We See a Retreat from Pax Americana?
The point, therefore, remains that a confrontation between the US and the Eurozone on this issue is potentially a landmark development in the retreat from Pax Americana.
But for now it is probably the case that most of Europe, in the spirit of appeasement, will be content to fudge the issue in the hope that Donald Trump may not be re-elected to the US presidency for a second term and life will return to "normal".
Turning away from geopolitical issues, Iran's economy and financial markets spring some positive surprises. The country has an open capital account, while there is no tax on capital gains or dividends. The Tehran Stock Exchange celebrated its 50th anniversary last year.
But if FDI has been coming into the country in recent years, foreign portfolio investment activity has been much more limited, with estimates of only US$100 million invested in aggregate. This is the consequence in terms of equities of both a lack of inclusion in benchmark MSCI indices and, of course, of sanctions.
There is still no foreign bank in Iran and therefore a lack of familiar custodians acceptable to international portfolio investors. Indeed, despite the 2015 nuclear deal, it is still not possible to use foreign credit cards to pay for hotel bills or any other transaction.
Foreign credit rating agencies are also absent which may not surprise given the three biggest are owned by the Americans. This is a pity for the Iranian Government given that, with minimal foreign currency debt and total government debt to GDP of only 35% of GDP, it would make a lot of sense to do a landmark sovereign bond issue. Total external debt is now only US$10.8 billion or just 2.5% of GDP, according to the Central Bank of Iran (see following chart).
Chris Wood is internationally renowned for his weekly institutional research newsletter GREED & fear. He has correctly identified all major global financial bubbles over the last 3 decades (US sub-prime crisis, Nasdaq technology bubble, Asian financial crisis, and the Japanese financial meltdown). He's also the author of three highly acclaimed books: Boom and Bust, The Bubble Economy, and The End of Japan Inc.


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Buying and selling a condominium are both complicated tasks. Putting the current scenario of the economy in the image makes the tasks a lot more sophisticated to do. If you are thinking of marketing your condominium and looking with regard to ways to do it despite the straight down condition of the economy, you found the right place. This article will assist you to sell your condominium quick!
In selling a condominium, you might have some important things to consider prior to posting it in the market for individuals to see. Some of these things are the cost, who to attract, how to attract, along with other things such as putting up showings regarding better advertisement. Remember, you might be selling a home, a condo unit which is a kind of property which people has good things to say about. You have to find a way to identify the right cost for your condominium, the right visitors to attract, and how to attract all of them.
Get to know your market. This can be a very essential thing to do. Understand who your possible buyers tend to be and what they are looking for within a condominium. When you know what they may be looking for, when you know what they need in a condominium, you will get the opportunity to adjust with the situation as well as turn your unit to the type of unit they want. You should know exactly what features your unit has that may be developed to make it more attractive within the eyes.
When buyers are searching through the search engine, what they prefer to know is the number of sleeping rooms, the style and park cononial price, the environment or the location of the house because they like to know how comfy the place could be when they begin living in there, so you need to make it look attractive and comfy. Here, hiring a professional in order to stage your home could be used. That's if you can't do the workplace set ups yourself. Home staged models are easily sold than those not really staged.
In case you are in consideration of buying the condominium, but holding back again due to a lack of information, it is usually beneficial to know the facts prior to committing to what might be the greatest purchase in one's living, for many. Condo's are available in a number of layouts and sizes, which is very much possible to find one which fully meets not only your requirements but also your budget. Whether you are just one bachelor looking for to own which first bachelor pad, or perhaps a wealthy investor with a number of million dollars to waste money on a majestic bungalow above, there will be always be one that fits your requirements.
It is definitely feasible to find a condo that is ideal for your needs, whether it is for complete fledged family style residing or you are a just wedded couple with privacy as the ultimate goal. Whether you're looking for a single bedroom or even a family home with multiple sleeping rooms, a unit located right within the heart of the city or even nestled away from the metropolitan jungle, there will always be you prefer in the market with the ultimate option being yours to make.
For those who have green fingers, worry not really if the condominium does not have a backyard, garden or balcony. You are able to still grow flowers, vegetation or vegetables indoors providing light is available through a windowpane. However , many condominiums normally have a balcony, and high end ones today even provide having a 'sky garden'.
Possessing a mayfair modern floor plan could also mean getting the best view of the town, considering the high-rise nature on most condominiums. It also means that there is no need to travel all the way to the most packed of area to see fireworks presentation during celebrations, as there are many with sights overlooking the city center and the entertainment can be loved from the comfort of your own home. The actual views at night can be particularly captivating, something which those within landed properties will most likely not have the luxury of.
Having an automobile might not be a necessity and there is many condos are located close to the public transportation such as the local community LRT station. On top of that, busses in the vicinity would almost certainly pass by the condominium in designated times giving quick access to public transportation. As a final measure, you could always take a bicycle or walk since many condominiums today are built with sufficient amenities just a stone's strengthen. Although some condominiums are particularly designated for a certain section of society such as seniors, most are open to anyone and also the experience of living in one could gives you the sense of being like the entire city is actually living on your block, getting people from a multitude of figures and professions as your across the street neighbors.
An apartment questionnaire will be a great edge to anyone contemplating the actual purchase of condo property. Without having a checklist, you may regret the choice you make. In order to make sure that you could have all the information you need, it will take some homework and research. A single means of organizing the hunt for this information is to use a condo customer survey and follow it carefully.
There are lots of reasons why it is so important being careful when buying, not the of which is the expense of buying a condominium. Whether you are downsizing from a home, purchasing a getaway property or simply investing money for hard times, you want to be sure your invaluable funds are protected. The very idea of condominium complexes as an retirement property is unique. Many potential problems can be eliminated by questioning questions. Before you buy into a condo it is important to understand what kind of some sort of relationship you are getting into. There are actually two types of ownership linked to condominiums; exclusive ownership along with ownership in common. Exclusive possession refers to the space that makes the particular actual unit. Ownership in accordance refers to the areas outside the specific unit that everyone gives. A checklist should street address these issues.
It is quite crucial that you pay very close care about the common areas, because in addition you share ownership, nevertheless responsibility. A list of questions to question can cover the exterior of your house, the landscape and argument around the facilities, and almost any area set aside for excitement or parking. Since you should have a share of the charge for these areas, knowing the things they include and the plans because of their use is important. One origin document you will need to become quite familiar with is called the Affirmation of whistler grand showflat Ownership. This particular legal document creates the particular condominium, defining each model and the common areas.
Purchasing a condominium is like a combination of purchasing a house, and renting a condo. Condos are usually a smaller portion of a larger building or grounds that is owned by a organization. When buying a condo you are not accountable for everything, except what is in your condominium space. A proper condo inspection focuses on what you, the purchaser, are in charge of. Things such as roofing, lobbies, elevators, as well as landscaping are items that should be looked after by the association that is the owner of the building. A condo owner is basically responsible for everything within the wall space of their purchased space. Whenever purchasing your condo make sure to discuss with the condominium/building organization where your responsibilities begin and also end when it comes to your condo.
There are many professional tests that can be operate when you go through and examine your condo before buying. Things such as testing for higher levels of Carbon Monoxide, Termites, along with Radon (a major factor to indoor air pollution) are suggested to be carried out by a professional. You may also hire an expert contractor to walk with the condominium with you and give their own opinion as to the quality from the space you intent to buy. However , it is a good idea to create an initial walk through on your own having a checklist of things to search for. Afterwards, you may choose to receive a professional with a wider foundation of knowledge.
Each room may have specific things that need to be examined during affinity at serangoon price checking. With the food prep, bathrooms, and any other areas with running water it is important to create a thorough and complete inspection in the plumbing as to avoid unneeded spending later on. Checking the drinking water pressure in sinks, in addition to making sure the taps usually do not leak will save you money upon water bills. In the event they may be leaking, ask the relationship that owns the building if they happen to be aware of the problem, and ask if it can be fixed. The bathroom especially has its areas that need special attention. Remember to make sure the toilet flushes, that it comes along with a properly attached seat, as well as take a look at the tank to examine what style of valve is actually installed, and if it is also operating properly. Also inspect the actual shower heads, and draining period of all the sinks. If the water takes some time to vanish there maybe be a problem with the piping that needs to be resolved. Also check the caulking within the tub, if it is not correctly sealed the tub might be growing mold.
In every space go through and check all of the electrical sockets. If the condominium is not furnished bring along a little electric item to plug-in. Make sure all the switches work, as well as the dimmer, if you have 1. Testing for the feed in to cable and phone tower must be done by a professional, but nevertheless look for them. Consider their particular location, and if there are sufficient. If you are walking through along with someone from the association which owns the building ask them if you possibly could take a look at the circuit breakers.
Considering buying a condo? Great! It may certainly be an exciting procedure, and even more so when you know what if you're doing. But when you don't know exactly what you're doing, the condo-buying experience can be downright frightening and costly. No need to worry though, because we're going to include the top seven things you must do when buying a condo. When you're pre-qualified by a mortgage lender, you'll have much more leverage with sellers. Pre-qualification means a lender offers informally reviewed your finances and found you capable of dealing with a loan in a specified quantity. It doesn't guarantee that you'll get the actual loan, but it shows retailers you're serious about buying.
"Location, location, location" is one of the most commonly utilized expressions in the real estate business – but with very good cause. People often choose condominiums over traditional homes having a certain lifestyle in mind. Therefore be sure your condo's area can accommodate that way of life. Experiment. Test out the generate from the potential condo for your work, school, shopping, and so on Condo life usually includes a number of bylaws, association guidelines and other declarations. Be sure to understand uptown at farrer floor plan to avoid any kind of surprises later on. You're creating a big financial investment, therefore you'll need all the facts about elaborate permitted and what's forbidden. While you're at it, become familiar with the developer too. Discover their history and expertise. Speak with a few of the residents (when applicable) to get their input.
Condominiums often have "built-in" services which residential homes do not. This is often part of their overall charm. But don't assume your own prospective condo comes with a specific service – find out without a doubt. Is there a door man? Do they offer a maintenance man or creating engineer? If so, what hrs will they be available? Programmers will sometimes offer substantial price breaks in the early stages associated with development. They do this to attract purchasers during the pre-construction phase. Because construction begins on the brand new development, demand usually rises. And we all know what happens to costs when demand rises! If you take advantage of pre-construction pricing, you can save a lot of money in the long term.
If you're buying during the pre-construction phase, give yourself lots of flexibility with the closing day. Construction delays are not unusual, so it's important to consider this whenever locking in your interest rate as well as setting a closing time. Speak with your accountant to discover what portion of your evaluation is tax-deductible. Other costs that add value in your condo may also be tax-deductible. To have understanding of these tax effects before making your purchase.
A lot of people prefer to invest in condominiums along with houses rather than investing in stocks and shares. There are lots of risks to invest in shares. The prices of the stocks are generally volatile. It can go up in addition to go down from time to time. When you are clueless how to analyze the exchange market you can lose a ton of money. Investing in the condominiums as well as houses is much safer. The price of of condominiums and residences won't drop suddenly such as stocks. The prices of houses and houses will increase spanning a few years. When the price improves, you will earn profit by promoting it to someone at the higher price. Before buying some sort of condominium or house, you should do research in the market. If you don't accomplish research, you will end up making the inappropriate decision.
There are many ways you can make income using the property investment you have ordered. You can rent it out for you to someone as a short-term or maybe holiday rental and make earnings. The rental costs involving properties worldwide has been progressively increasing over the years. You can buy real estate located in a tourism facility if you want to make money from the hire income. A place that has a extended tourism period is successful for people who want to make money by way of rental income. It is important that you just seek the help of riverfront residences price professional before buying a property. You should enlighten the real estate agent about your demands so that he can help you to find a acceptable property. The real estate agent carries a database of many properties which you'll choose from.
Always take a expedition around the house or condominium your own personal interesting in to see if its in good condition. Check the plumbing technique, electricity and other things in your house or condo you want to get. The real estate agent you work with should have enough knowledge from my real estate market. The agent needs to have years of experiences in this sector. Usually the commission agents charge is included in the good discounts price so you don't have to concern yourself with extra charges. The advantage of running a real estate property in a foreign state is that you don't need to spend money on the actual hotel accommodation. The cost of the particular hotel accommodation is high-priced. By purchasing your own home you can save dollars and have your own privacy.


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