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Practices › Coronavirus Resource Center › Insights › Insurers' COVID-19 Notepad: What…
Insurers' COVID-19 Notepad: What You Need to Know Now (Week of August 10)
Text of H.R. 7412 (Business Interruption Relief Act of 2020) Published
As reported in the Insurers' COVID-19 Notepad for the week of July 13, U.S. Representative Mike Thompson introduced the "Business Interruption Relief Act of 2020," that purportedly would create a "Business Interruption Relief Program" (BIRP) to reimburse insurers that voluntarily paid COVID-19 business interruption claims under policies that include coverage for civil authority shutdowns but exclude virus-related loss. The text of the bill, H.R. 7412, has now been published and can be found here. Insurer, reinsurer and agent groups have criticized this bill, which has been advocated as a means of relief for businesses by plaintiffs' counsel such as John Houghtaling.
Under this legislation, certain insurers could voluntarily participate in the BIRP by processing and paying uncovered BI claims. An eligible insurer must have one or more policies of insurance issued to a policyholder for business interruption insurance coverage that "(1) expressly include coverage for losses during any period of time that any civil authority shutdown as a result of the COVID-19 pandemic is in effect; and (2) expressly exclude coverage for a 'virus.'" No reimbursement would be provided for "an insurer's payment and claim expenses for benefits paid under any policy for business interruption coverage that does not expressly exclude coverage for a 'virus.'"
Employers Preferred Seeks Declaration of No Coverage For Proposed Class Action Concerning Coronavirus Safety Protections
Employers Preferred Insurance Company sued the former owner of a McDonald's franchise in Illinois state court (Cook County), seeking a declaration that it has no duty to defend or indemnify the insured in connection with a proposed class action brought by employees concerning allegedly inadequate COVID-19 safety measures. The proposed class action alleges that employees were forced to work with inadequate protections to prevent the spread of COVID-19 and seeks declaratory and injunctive relief that would require the implementation of more stringent COVID-19 protocols. The policy allegedly provides both workers compensation and employers liability insurance coverage. Complaint at ¶ 13. The insurer's Complaint alleges that the policy does not give rise to a duty to defend or indemnify because the underlying action does not seek any damages as required by the policy's insuring agreement, and to the extent it does seek damages, "those damages are the ordinary costs of operating a business." Id. at ¶¶ 33, 38.
D.C. Court: COVID-19 Claims Do Not Allege A Covered "Direct Physical Loss"
District of Columbia Superior Court Judge Kelly A. Higashi granted summary judgment for Erie Insurance Exchange in a lawsuit brought by a dozen high-profile District restaurants seeking coverage for business interruption losses allegedly suffered due to D.C.'s COVID-19 closure orders. Judge Higashi noted that "[a]t the most basic level, the parties dispute whether the closure of the restaurants due to Mayor Browser's orders constituted a 'direct physical loss' under the policy," and held that they did not. She reasoned that the orders directed businesses to take certain actions, but did not directly change the properties. Rejecting claims that the physical injury requirement was met because the virus is material or tangible, the court held that "the mayor's orders did not have any effect on the material or tangible structure of the insured properties," And that "none of the cases cited by Plaintiffs stand for the proposition that a governmental edict, standing alone, constitutes a direct physical loss under an insurance policy."
New Business Interruption Suits Against Insurers:
The owner and operator of a restaurant sued Certain Underwriters at Lloyd's London in Florida state court (Broward County) for declaratory relief under an "all risk" policy. Complaint at ¶ 18. The Complaint alleges that COVID-19 has caused direct physical loss and resultant/ensuing damage to property and that the applicable closure order caused additional lost business income. Id. at ¶¶ 15, 17. The insurer is alleged to have failed to communicate a coverage position despite the plaintiff's demand for a determination with respect to coverage. Id. at ¶ 23.
Perfect Options LLC sued Mt. Hawley Insurance Company in Florida state court (Broward County) for a declaration that COVID-19 closure orders trigger coverage because the policy does not contain an exclusion for a pandemic and that the policy provides coverage for any current or future civil authority closures due to physical loss or damage from the pandemic. Complaint at ¶¶ 34, 35.
Chiropractors sued Liberty Mutual Insurance Company and Hartford Casualty Company in separate actions in Florida state court (Lake County and St. John's County) for declaratory relief, alleging that the scientific community recognizes the pandemic "as a cause of real physical loss and damage" and that COVID-19 closure orders trigger coverage because the policy does not contain an exclusion for a pandemic and that the policy provides coverage for any current or future civil authority closures due to physical loss or damage from the pandemic. Complaint at ¶¶ 34, 35.
A chiropractor sued Hartford Casualty Company in Florida state court (St. Johns County) for declaratory relief. The "all risk" policy allegedly provides business income, extra expense, and civil authority coverage. Complaint at ¶ 14. The Complaint alleges that the scientific community recognizes the pandemic "as a cause of real physical loss and damage" and that the insurer accepted premiums "with no intention of providing any coverage due to losses caused by a pandemic or civil authority." Id. at ¶¶ 17, 18. The Complaint seeks declarations that COVID-19 closure orders trigger coverage because the policy does not contain an exclusion for a pandemic and that the policy provides coverage for any current or future civil authority closures due to physical loss or damage from the pandemic. Id. at ¶¶ 34, 35.
The owner and operator of a restaurant sued Preferred Mutual Insurance Company in federal court (D. Mass.), asserting claims for breach of contract, breach of the covenant of good faith and fair dealing, and violation of M.G.L. c. 93A § 11. The "all risk" policy allegedly provides business interruption, extra expense, extended business income, business income from dependent properties, and civil authority coverage. Complaint at ¶¶ 9-13. The Complaint alleges that COVID-19 has caused direct physical loss of and/or damage to property by "the property being damaged, access to the property being denied, customers being prevented from physically occupying the property, the property being physically uninhabitable by customers, the function of the property being nearly eliminated or destroyed, and/or a suspension of business operations occurring at the property." Id. at ¶ 26.
The owner of a daycare and pre-school in New Jersey sued Philadelphia Indemnity Insurance Company and Specht Insurance Group Ltd. In Pennsylvania state court (Philadelphia County), asserting claims for declaratory relief, breach of contract, bad faith, negligence, and negligent supplying of information for the guidance of others. The "all risk" policy allegedly provides business income, extra expense, civil authority, and communicable disease coverage. Complaint at ¶¶ 46-61. The policy also contains a "virus or bacteria exclusion." Id. at ¶62. The Complaint specifically alleges that a parent of one of the plaintiff's students tested positive for COVID-19, had been at the daycare, and had thus "entered and contaminated" the premises. Id.at ¶¶77-80, 95. The Complaint further alleges that the defendant initially advised the plaintiff that it would reimburse plaintiff for the costs of cleaning and decontaminating the covered premises, but that the defendant later wrongfully denied the plaintiff's claim for coverage. Id. at ¶¶16-17.
The owner of a restaurant in Philadelphia sued Sentinel Insurance Company Ltd. In Pennsylvania state court (Philadelphia County), asserting a claim for breach of contract. The policy allegedly provides business income and civil authority coverage. Id. at ¶¶4-9. The policy also contains an exclusion for fungi, bacteria, and virus, which excludes the "suspected presence of . . . viruses." Id. at ¶¶12-13. The complaint alleges that the defendant wrongfully denied the plaintiff's claim for coverage. Id. at ¶¶27-28.
The owner of a restaurant in Austin sued Amco Insurance Company in Texas state court (Travis county), asserting claims for breach of contract, noncompliance with the Texas Insurance Code, and breach of the duty of good faith and fair dealing. The policy allegedly provides business income, extra expense and civil authority coverage. Complaint at ¶¶10-12. The policy also contains an exclusion for "virus or bacteria" Id. at ¶21. The Complaint alleges that the defendant wrongfully denied and mishandled the plaintiff's claim for coverage. Id. at ¶6.
The owners/operators of several Illinois restaurants sued their insurers in Illinois state court (Cook County) seeking declaratory relief and asserting claims for breach of contract and unjust enrichments. (The named insurers are: Employers Insurance Company, Affiliated FM Insurance Company, Argonaut Great Central Insurance Company, Badger, Mutual Insurance Company, The Charter Oak Fire Insurance Company, The Cincinnati Insurance Company, Citizens Insurance Company of America, Hartford Fire Insurance Company Illinois Casualty Company, Ohio Security Insurance Company, North American Elite Insurance Company Sentinel Insurance Company, Society Insurance, Specialty Risk of America, Starr Surplus Lines Insurance Company, Secura Supreme Insurance Company, Twin City Fire Insurance Company ,Vigilant Insurance Company, and Zurich American Insurance Company.) Plaintiffs allege they suffered losses under the "all-risk" policy due to the executive orders issues by state and local authorities in an effort to slow the spread of the coronavirus. The Complaint asserts the government orders imposed direct physical restrictions, impairing Plaintiffs' properties, or flatly required the business to shut down. Plaintiffs seek declaratory relief and damages in connection with claims for breach of contract and unjust enrichment.
Striker Lanes filed sued Fireman's Fund in Illinois state court (Cook County) seeking coverage for COVID-19 related business losses. Plaintiff alleges it sustained losses "due to the civil authority orders issued by the governor of Illinois and the Illinois Department of Health" in response to the pandemic. Complaint at 22. The Complaint asserts the "all-risk" policy's Business Income, Extra Expense, and Civil Authority provisions provide coverage for the sustained losses.
The owners/operators of two Marriott hotels sued Zurich American Insurance Company in New York state court (Onondaga County) seeking coverage for COVID-19 related business losses. Plaintiffs allege they sustained substantial losses due to the presence of the coronavirus in Onondaga County and the government orders mandating the closure of Plaintiffs' premises. The Complaint asserts the "all-risk" policies provide coverage for the suffered losses under the Business Income, Extra Expense, Civil and Military Authority, Ingress/Egress, and Cancellation of Bookings provisions. Plaintiffs allege the "Mold, Mildew, and Fungus Clause and Microorganism Exclusion" does not make any reference of viruses, and therefore does not apply. Plaintiffs also assert the Communicable Disease Exclusion was not disclosed at the time the policy was issued, and is therefore inapplicable. Plaintiffs seek declaratory relief and damages in connection with claims for breach of contract.
Several restaurants sued their insurers in New York state court (Kings County) in connection with business losses sustained due to government orders issued in response to COVID-19. The Complaint names the following insurers: Acceptance Indemnity Insurance Company, Admiral Indemnity Company, Arch Insurance Company, First Mercury Insurance Company, Greenwich Insurance Company, Hartford Fire Insurance Company, HDI Global Insurance Company, Indemnity Insurance Company of North America, Lexington Insurance Company, Metropolitan Property and Casualty Insurance Company, National Fire & Marine Insurance Company, Ohio Security Insurance Company, Sentinel Insurance Company, Sompo American Insurance Company, Strathmore Insurance Company, The Charter Oak Fire Insurance Company, Travelers Casualty Insurance Company of America, Travelers Excess and Surplus Lines Company, Twin City Fire Insurance Company, United National Insurance Company, United Specialty Insurance Company, Utica First Insurance Company, Western World Insurance Company, L Insurance America, Inc., and Zurich American Insurance Company. Plaintiffs allege the policies provide coverage for the "business income losses and extra expenses incurred as a direct result of unprecedented state and municipal shutdown executive order and restrictive Partial Reopening Executive Orders." Complaint at ¶1. Plaintiffs each allege the orders issued by state and local governments in response to the pandemic required the closure or drastic alteration of business operations, and resulted in substantial losses. The Complaint seeks declaratory relief and seeks damages in connection with claims for breach of contract and unjust enrichments against each of the insurers.
Consolidated Restaurant Operations, Inc. sued Westport Insurance Corp. in New York state court (Westchester County) seeking coverage for COVID-19 related business losses. Plaintiff alleges it was "forced to close by various stay at home orders, which directed all non-essential businesses to cease operations" and resulted in business losses. Complaint at ¶3. The Complaint asserts the "all-risk" policies Time Element, Contingent Time Element, Attraction Property, Commissions, Licensing Fees, and Royalties Losses, Ingress/Egress, Communicable Disease, Leasehold Interest, and Civil or Military Authority provisions respond to the submitted business losses. Plaintiff alleges the microorganism and contaminant exclusions do not apply. Plaintiff seeks declaratory relief and damages in connection with a claim for breach of contract.
Hudson Valley Bone and Joint Surgeons sued CNA in federal court (S.D.N.Y.) seeking coverage under the "all-risk" policy for alleged COVID-19-related business losses. Plaintiff alleges government orders required it to shut down its main office until it was able to develop and deploy adequate safety measures to assure the safety of its patients. Complaint at ¶6. As a result of the shutdown and development of additional safety measures, Plaintiff asserts it suffered business losses and incurred additional expenses. The Complaint asserts CNA wrongfully denied the submitted claim under the policy's Business Income, Extra Expense, and Civil Authority provisions. Plaintiff seeks damages in connection with a claim for breach of contract.
JD Cinemas sued Northfield Insurance Company in New York state court (Suffolk County) seeking coverage for COVID-19 related business losses. Plaintiff asserts it was required to cease operation in response to New York State Executive Order No. 202.3 and has suffered a loss under the policy as a result. Complaint ¶¶20—23. Plaintiff alleges Northfield wrongfully denied coverage under the policy and Plaintiff seeks damages in connection with a claim for breach for contract.
A restaurant group sued Oregon Mutual Insurance Company in California state court (San Francisco Cty.) alleging the insurer wrongfully denied its claim for business interruption losses due to California's COVID-19 closure orders. The "all risk" policy allegedly provides business income, extra expense, and civil authority coverages, and does not contain a virus exclusion. The complaint alleges that Oregon Mutual denied the claim "without performing a full, fair, and balanced investigation," and that the denial "was erroneously based on the COVID-19 event, and failed to acknowledge the losses caused by the governmental orders which were the basis of [plaintiff's] claim."
The owners of Alabama walk-in medical clinics sued The Cincinnati Insurance Company in federal court (S.D. Ala.) alleging the insurer wrongfully denied their claims for business interruption losses due to Alabama's COVID-19 closure orders. The "all risk" policies allegedly provide building and personal property, business income, and extra expense coverages. The complaint alleges that the clinic provided evidence to Cincinnati that an individual infected with COVID-19 was present on the insured premises, and that this evidence, coupled with Alabama's closure orders, "created a direct physical loss of [the insured] premises because the premises were thereby rendered physically unusable for their intended purpose."
New Business Interruption Class Action Filings:
Two dental offices filed a class action complaint against The Hartford Financial Services Group, Inc., Hartford Casualty Insurance Company, and Twin City Fire Insurance Company in federal court (S.D. Fla.) for declaratory relief. The "all risk" policies allegedly provide business income, extended business income, extra expense, business income from dependent properties, and civil authority coverage. Complaint at ¶¶ 20-30. The Complaint alleges that the scientific community recognizes COVID-19 "as a cause of real physical loss and damage" and that contamination of insured property "would be a direct physical loss requiring remediation to clean the surfaces within the Insured Property. Id. at ¶ 36. The insurers allegedly have "systematically denied and continued to deny and refuse to provide payment for insurance claims for coverage for similar losses and expenses by insureds holding policies that are, in all material respects, identical." Id. at ¶ 3. The proposed nationwide classes are defined as: (1) "[a]ll persons and entities with Business Income coverage under a property insurance policy issued by Defendants that suffered a suspension of business due to COVID-19 at the premises covered by the business income coverage;" (2) "[a]ll persons and entities with Civil Authority coverage under a property insurance policy issued by Defendants that suffered loss of Business Income and/or Extra Expense caused by a Closure Order;" (3) "[a]ll persons and entities with Extra Expense coverage under a property insurance policy issued by Defendants that sought to minimize the suspension of business in connection with COVID-19 at the premises covered by their property insurance policy;" and (4) "[a]ll persons and entities with Business Income from Dependent Properties coverage under a property insurance policy issued by Defendants that suffered an actual loss of Business Income caused by direct physical loss or physical damage at a dependent property or properties." Id. at ¶ 61.
The owner of a salon in Pennsylvania sued Erie Insurance Exchange on behalf of itself and all others similarly situated in Pennsylvania state court (Allegheny County), asserting claims for declaratory relief and breach of contract. The "all risk" policy allegedly provides business income, extra expense, and civil authority coverage. Complaint at ¶¶15-25. The class is defined as all Pennsylvania policyholders who purchased commercial property coverage from the defendant "and who have been denied coverage under their policy for lost business income after being ordered by a governmental entity, in response to the COVID-19 pandemic, to shut down or otherwise curtail or limit in any way their business operations." Id. at ¶49. The Complaint alleges that the defendant refused to provide coverage for the plaintiff's claim, and that it "has similarly refused to, or will refuse to, honor its obligations under the "all risk" policy(ies) purchased by" the plaintiff and class members. Id. at ¶¶4-5.
The owner of a bar and restaurant in Washington state sued Tri-State Insurance Company of Minnesota on behalf of itself and all others similarly situated in federal court (W.D. Wash.), asserting claims for declaratory relief and breach of contract. The "all risk" policy allegedly provides business income, extended business income, extra expense, and civil authority coverage. Complaint at ¶¶14-16. The complaint alleges that the defendant wrongfully denied the plaintiff's claim for coverage, and "has denied and will deny coverage to other similarly situated policyholders." Id. at ¶¶37-39. The nationwide class is divided into declaratory relief and breach of contract subclasses. Id. at ¶41.
A café filed a class action lawsuit against Oregon Mutual Insurance Company in federal court (N.D. Cal.) alleging the insurer wrongfully denied its claim for business interruption losses due to California's COVID-19 closure orders. The "all risk" policy allegedly provides business income, extended business income, extra expense, civil authority, and business income from dependent property coverages, and does not contain a virus exclusion. The complaint alleges that "Oregon Mutual has systematically denied and continues to deny and refuses to provide payment for insurance claims" for losses due to COVID-19, and that such denials are "[i]n violation of the Policy's plain language and [Oregon Mutual's] own contractual obligations."
Laura Foggan
Email: lfoggan@crowell.com
Adam J. Singer
Counsel – Washington, D.C.
Email: asinger@crowell.com
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ORLANDO, Fla., (November 20, 2014) – AAA Travel projects 46.3 million Americans will journey 50 miles or more from home during the Thanksgiving weekend, the highest volume for the holiday since 2007 and a 4.2 percent increase over 2013. Almost 90 percent of travelers (41.3 million) will celebrate the holiday with a road trip and likely will enjoy the lowest Thanksgiving gas prices in five years. The Thanksgiving holiday travel period is defined as Wednesday, November 26 through Sunday, November 30.
Thanksgiving holiday travel volume is expected to reach the highest level since 2007, with 46.3 million Americans taking a trip.
The 2014 forecast is 4.2 percent higher than the 44.4 million Americans who traveled last year and the greatest growth rate for any holiday since Independence Day 2012.
Road trippers likely will pay the lowest Thanksgiving price for fuel in five years. Today's national average price of gas is $2.85 per gallon, which is 43 cents lower than the average price for Thanksgiving a year ago ($3.28 per gallon).
More than 89 percent of travelers (41.3 million) will travel by automobile, a 4.3 percent increase from 39.6 million last year.
Travelers will encounter moderately higher prices with airfares one percent higher, mid-range hotels up eight percent and car rentals costing 10 percent more.
"Holiday joy has come early this year with Americans likely to pay the lowest Thanksgiving gas prices since 2009. Lower prices are increasing disposable income and enabling families to carve out more money from household budgets for travel this Thanksgiving," continued Doney.
The national price of gasoline has fallen below $3.00 per gallon for the first time since Dec. 22, 2010, a welcome gift for travelers as they head into the busy holiday travel season. AAA predicts most U.S. travelers likely will pay the cheapest Thanksgiving gas prices in five years. More than 89 percent (41.3 million) of holiday travelers will drive to their destination, a 4.3 percent increase from 2013.
According to AAA's Leisure Travel Index, hotel rates for AAA Three Diamond lodgings are expected to increase eight percent from one year ago with travelers spending an average of $154 per night compared to $142 last year. The average hotel rate for AAA Two Diamond hotels has risen nine percent with an average cost of $114 per night.
Weekend daily car rental rates will average $55, 10 percent higher than last year. Airfares will only increase one percent, with an average discounted round-trip rate of $189 across 40 top domestic routes.
Travelers are expected to spend an average of $573 over the course of their holiday travels. Despite lower average gas prices, travelers are allocating 31 percent of their budgets to fuel transportation. Food and beverage and shopping will account for 22 percent and 20 percent of holiday travel budgets, respectively.
Travelers' spending plans mirror their intended activities this Thanksgiving, with 70 percent of travelers reporting they will enjoy dining during their vacation and 59 percent will go shopping. Eighty-nine percent of travelers plan to spend time with friends and family this Thanksgiving holiday.
AAA's collection of downloadable eTourBook guides for tablets and smartphones is available free to members at AAA.com/ebooks. Choose from 101 top North American destinations including city titles, like the award-winning Las Vegas, and regions like Wine Country and national parks.
AAA's projections are based on economic forecasting and research by IHS Global Insight. The Colorado-based business information provider teamed with AAA in 2009 to jointly analyze travel trends during the major holidays. AAA has been reporting on holiday travel trends for more than two decades. The complete AAA/IHS Global Insight 2014 Thanksgiving Travel Forecast can be found here.
As North America's largest motoring and leisure travel organization, AAA provides more than 54 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com. For more information about AAA Travel, visit AAA.com/Travel.


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Madisen Rollins, Photographer & Ads Manager|May 3, 2022
Madisen Rollins
Spring is here and that means that boys lacrosse is in full swing. The boys have started after an amazing pre-season. Their pre-season record is 6-1. They beat Canyon, JSerra, Northwood, and San Clemente before their first league game against Dana Hills.
That first league game against Dana Hills was on March 21 and the boys won with a score of 18-4. On March 24, the boys played their second league game against Capistrano Valley and they won 14-1. Their next league game was on March 29 and they won 7-5 against San Juan Hills. The boys played Dana again on April 1 and they beat them with a score of 18-3. Then 11 days later they played Capistrano Valley and won 22-1. Two days after, they played San Juan Hills at San Juan Hills. It was a super close game, but the boys won 6-5. Then on April 20, the boys played Dana Hills again and they won with a score of 15-5. Lastly, they played Capistrano Valley again and they won 19-3 at Capistrano Valley.
This year the boys' schedule is a little different. They have non-league games in between their league games, so they are very busy.
One of those non-league games was on March 22 against Santa Margarita, which has been the only game that the boys have lost, and only by one with a score of 10-9. Four days later they won with a score of 7-2 when they played Edison. They then played Servite and won 10-2 on March 31. Their next non-league game they played was against Beckman. Sadly the boys lost with a score of 9-16.
The team has done amazingly this season with the coaches at the head: Head Coach Henderson, Assistant Coach Branton, Assistant Coach Diamond, and Assistant Coach Styskal. Not only did the coaches help lead the team, but so did the captains: Nathan Vandermerwe (12), Luke McCann (12), Mikey Laderer (12), and Colin Martin (11).
When asked about where they are now from the start of the season, Vandermerwe stated, "since the start of the season our team had learned to keep the energy all game and to just play out the game no matter what."
With the improvement from the start of the season, there come a lot of obstacles. Vandermerwe said that one of the many obstacles they faced was "all these back-to-back games have brought on the struggle of injuries and overall strain on [their] bodies."
But overcoming this all, the team's goals have stayed the same. "Our goals have maintained the same," stated Vandermerwe. "We have our eyes on the CIF ring."
With all of this momentum in the season, the boys are going to go into CIF with many wins under their belt and the confidence that they need to win the championship and take home their ring.
Madisen Rollins, Ads Manager
Madisen is a Senior at Aliso Niguel High School who is returning for her third year as a member of the Growling Wolverine. She loves to play lacrosse,...
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redpajama_set_name: RedPajamaCommonCrawl


Monday's can always use a little more confetti right? All of us at Bespoke LOVE how fun confetti is but are not so happy when we're still finding it three weeks later (Who's with us??). We saw a beautiful table set up on Pinterest with confetti place mats and decided to make our own! In a few simple steps you'll be able to enjoy the amazingness that is confetti and not have to worry about it getting everywhere!
What does Palentine's mean? If you don't have a valentine, that doesn't mean you can't celebrate this lovely occasion get together with your pals and do something fun! As you all know February 14th is right around the corner and what better excuse to pull your favourites together and create this quick & easy last minute DIY. Such a fun way to elevate a tablescape for holidays (or everyday, if you're like us). Check out all the details below.
The process is really straight forward and you'll be able to make these in a few simple steps. First, cut your vinyl into a placemat size (about 13″ by 18″). You will need two pieces for each placemat.
Hot tip: Cut one piece and then use the paper liner as the template, the process goes much faster.
After you've cut out your vinyl place them together without the liner.Then place your teflon presser foot on your sewing machine and sew the two pieces of vinyl together around the outer edge while leaving a gap about the size of the presser foot on one side.
Step two: Sew vinyl together, leaving one side open.
Once sewn, add confetti to the opening between the two layers of vinyl and then finish stitching the placemat closed. You'll find that you will probably want to take a few Boomerangs at this point! It's so fun.
Step three: fill with confetti or glitter into the open side of the place mat. Use a little more than you think you'll need to get that fullness and sparkly effect.
Step Four: Sew the remaining opening and trim all excess threads.
And there you have it, quick and easy! If you make these please feel free to tag #bespokedecorDIYs so we can see what you create!
If you have any questions or are just in LOVE with these, leave us a reply below!


Shustrilo sealing foam (Shus) is an item in Escape from Tarkov.
Shustrilo is a professional premium sealing foam for use with a foam pistol. A high output of foam from a cylinder, improved parameters of strength, stability, etc. Highest quality of Shustrilo products ensures guaranteed work results.


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Lady Bears Have Busy Week On the Softball Field; Win 2
The Ava Lady Bears dropped two of three games in the West Plains Softball Tournament last Saturday, with the only win being a 13-1 victory over Cabool.
Ava lost to Reeds Spring 10-6 and was shut out by West Plains, 16-0.
Ava pitcher Misty Regennitter allowed no Cabool hits, but walked seven Lady Bulldogs which accounted for their one unearned run.
Ava pounded out 10 hits, including a home run by Maison Bovard and doubles by Regennitter and Hope Evans. Bovard, Regennitter and Jacey Swofford were each 2-for-3 at the plate and Bovard had five RBIs in the game.
Bailey Lee and Callie Eubanks each scored two runs, along with Bovard and Evans.
Ava scored two in the first, five in the second, one in the third and five in the fourth to end the game. Cabool's only run came in the top of the second inning.
Ava committed one error and Cabool had three errors.
Ava jumped on Reeds Spring for five runs in the top of the first inning and the Lady Wolves came back with two in the bottom half. Ava added one in the top of the second to take a 6-2 lead, only to have Reeds Spring retaliate with seven in the bottom half to take the lead, 9-6. The Lady Wolves added one more in the bottom half of the third inning.
Ava out-hit Reeds Spring 7-6, but the Lady Bears allowed eight free passes which made the difference in the game.
Bovard was 2-for-2 and drove in a run. Kayte Aid was 1-for-3 with a run scored and an RBI. Swofford and Evans each drove in a run, as well.
Eubanks, Lee, Lakota Blakey, Emily Guengerich and Macy Jones each scored for the Lady Bears.
West Plains defeated the Lady Bears in three innings, scoring 11 runs in the first inning and adding five in the second.
Ava went hitless and also committed four errors.
McKenna Hunsaker and Lakota Blakey pitched for Ava against the Lady Zizzers.
Ava played Hollister and Hartville on the road in non-conference action on Monday and Tuesday this week.
The girls will be back on the home field this afternoon (Thursday) vs. Thayer in conference play, and will play in the Hollister Tournament on Saturday.
At the Hollister Tournament, Ava is scheduled to face Mtn. Grove at 10 a.m. and Springfield Central at 11:30. At 4 p.m. the Lady Bears will play Hollister.
Coming up next week, Ava has Mtn. Grove here in conference action on Monday and will travel to Lebanon on Tuesday to take on the Yellowjackets. On Thursday, Sept. 26, Houston will be here for an SCA contest.
At Hollister last Monday afternoon, the Lady Bears jumped out to a 5-run lead in the first inning and won 17-0 after four. Ava had four runs in the second inning, five in the third and three in the fourth.
Ava had 10 hits, including a home run by Jacey Swofford who drove in seven Ava runs.
Regennitter walked only one batter and allowed just two hits.
Bailey Lee was 2-for-2 with four runs scored and Callie Eubanks was 2-for-4 with three runs plated.
Hartville defeated the Lady Bears 10-1 on Tuesday.
After two scoreless innings Hartville scored one run in the bottom of the third inning, added six in the fourth, one more in the fifth and two in the sixth to put the game away.
The Lady Bears scored their only run in the top of the fourth to tie the game briefly at 1-1.
Regennitter was 2-for-3 at the plate with a double and a single. Swofford was 1-for-4 with a double.
Evans was 1-for-3 and had Ava's only RBI.
Posted in School News, Sports
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Ava Middle School Volleyball Update


The traditional historiography of science from the late-nineteenth through the mid-twentieth centuries has broadly claimed that the Copernican revolution in astronomy irrevocably damaged the practice of judicial astrology. However, evidence to the contrary suggests that judicial astrology not only continued but actually expanded during the sixteenth and early seventeenth centuries. During this time period, judicial astrologers accomplished this by appropriating contemporary science and mathematics. Copernicus's De revolutionibus, in particular, provided better mathematics for determining the positions of the planets than the prevailing Ptolemaic system and reformist astrologers interested in making astrology a precise, mathematical science embraced this new astronomy.
This study evaluates the impact that Copernicus's heliocentric theory of the cosmos had on the practice of judicial astrology, particularly within the English court patronage system between the publication of Copernicus's De revolutionibus in 1543 and the Restoration of the monarchy and founding of the Royal Society in 1660. In England, while noble patrons defined the value of science in terms of its practical utility, many English judicial astrologers successfully argued for scientific legitimacy based on their ability to precisely predict planetary locations. Contrary to their European counterparts on the Continent, English patrons typically required tangible, practical results to justify their support of client-scientists. The heliocentric theory received a largely positive reaction in England, and many astrologers readily employed its mathematics to make more precise predictions of planetary locations, which would presumably lead to better prognostications of human events. As long as scientists and patrons defined science in these exclusively mathematical terms, astrology could comfortably exist within these scientific boundaries.
However, throughout the mid-sixteenth century, multiple processes occurred that changed astrology from a science into a popular belief in England. Patrons began to lose interest in astrology and thus financed fewer astrologers, and with the instability of the Civil War, fewer patrons were in positions of power to provide this sort of support. Furthermore, as astrology enjoyed increased popularity among the lower and merchant classes of England through almanac and pamphlet publications, scientists saw it in their best professional interest to consciously distance themselves from astrology and redefine and re-categorize it beyond the reasonable margins of proper scientific practice. In short, while astrology declined as a scientific activity during the latter half of the seventeenth century, it found success as a popular activity beyond the confines of conventional science.
Dohoney, Justin, "'In So Many Ways Do the Planets Bear Witness': The Impact of Copernicanism on Judicial Astrology at the English Court, 1543-1660" (2011). All Theses. 1143.


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Pocket Casts has full support for Android Auto. This means when you plug your phone into your Android Auto enabled vehicle, you'll be able to listen to your podcasts seamlessly while on the go.
From the Android Auto interface you can browse your podcasts and episode filters. Tapping on an episode will cause it to play. When in the player you'll have the standard play/pause and skip back and forward controls.
Where supported you can also star epsiodes as well as change their playback rate from the Android Auto interface. If you created an Up Next queue before launching Android Auto, that will also be available.


A.R. Ruddle, L. Low, R. Armstrong, L. Dawson, A. Rowell. Recommendations for mitigating low frequency magnetic field exposure in Hybrid/Electric vehicles. ICCVE 2014 - The 3rd International Conference on Connected Vehicles and Expo, 3rd-7th November, Vienna, Austria.
The need to assess the possible exposure of vehicle occupants to low frequency magnetic fields is an emerging vehicle design requirement that is of particular significance for hybrid and electric vehicles. This paper outlines the nature of the potential threats, methods of evaluation, and practical mitigation measures that could be adopted to limit the exposure.


text:
Vacationers shocked by toll charges from Colorado months after trip
by: Linda Wagar
KANSAS CITY, Mo. -- A family vacation to Colorado's Rocky Mountain National Park seemed perfect, until a few months after the return home when a letter from an attorney arrived in the mail. It was a collection letter for $45 for two unpaid tolls on E-470 Highway, a road that circles most of Denver.
The letter stated that because the two $10.20 tolls had gone unpaid for months, there were now late fees and a $20 legal fee.
Lisa Ainsworth was shocked when her father, Tom Pearson, told her about the letter.
"I felt sorry for him," Ainsworth said. "Then I finally got through my stack of bills and I had the same thing."
It was from the same law firm. It wanted $35 for her trip on E-470, including late charges and fees. Her charge was $10 less than her father's because she had only made one trip on E-470, not two.
Ainsworth and Pearson said they never realized E-470 was still a toll road because when they drove it, the toll booths were being torn down.
"We didn't see anyone there to take money or issue a ticket or anything," Ainsworth recalled.
What she didn't realize was that her license plate was captured electronically, and the E-470 Highway Authority sends out bills in the mail. But Ainsworth said she never got a bill. Pearson said neither did he.
Ainsworth called the E-470 Highway Authority, a quasi-public agency, to complain. It insisted she and Pearson had been sent multiple statements, and with each notice, the $10.20 toll increased by $5.
When Ainsworth insisted to the Authority that she shouldn't have to pay the late charges, since she never got the original notice, a customer service agent for the Authority told her there was nothing she could do and Ainsworth should check with her local post office to find out why her mail wasn't being delivered.
Ainsworth said she felt she had no choice but to pay the bill, particularly since the collection letter from the attorney warned that if it wasn't paid, she would be unable to renew her Missouri car registration.
FOX 4 Problem Solvers called the E-470 Highway Authority. A spokeswoman sent us US Postal Service tracking numbers, which she said proved multiple statements were mailed to both Ainsworth and Pearson.
This isn't the first complaint about the billing practices of the E-470 Highway Authority. A quick search online shows dozens of similar complaints from other drivers who also claim they were never notified of the toll until after late fees started stacking up.
Ainsworth said she'll never drive the E-470 again.
"I won't put money into a system that is scamming its users," she said.
By the way, when FOX 4 asked the highway authority about the claim that an unpaid toll could result in not being able to renew your vehicle registration, we were told that only applied to vehicles registered in Colorado. When we asked why that wasn't made clear in the letter, she said it would be too difficult to write a letter for every driver, so a form letter is mailed.
FOX 4 Problem Solvers suggest that going forward, the E-470 Highway Authority add a line to each form letter, pointing out that the threat of not being able to renew your registration only applies to Colorado residents.
More Problem Solvers Stories
by Linda Wagar / Jan 18, 2021
KANSAS CITY, Kan. -- As millions anxiously wait for the COVID-19 vaccine, a Kansas City, Kansas, psychiatrist is accused of helping people cut in line. It's a move that could have put some healthy people months ahead of those at risk.
Two healthcare whistleblowers contacted FOX4 saying dozens of ineligible people were gaming the system by posing as employees of psychiatrist Micaela Wexler.
After paying for car in full, local woman still waiting to get title one year later
KANSAS CITY, Mo. -- A Missouri woman paid for a car in full last January but is still waiting for the title.
What should have been a simple transaction involving an auto finance company has dragged on so long that she called FOX4 Problem Solvers for help.
Northland woman battles for months to get reimbursed for damage after gas mix-up at Sam's Club
by Linda Wagar / Jan 7, 2021
KANSAS CITY, Mo. – A Northland woman has been fighting since June to be reimbursed for a fuel mix-up at a pump that caused nearly $2,000 in damages.
Liz Hein said that minutes after filling up her car at Sam's Club, it broke down. It was only after she had the car towed to a repair shop that she learned the reason. Her car's gas tank was filled with diesel.


text:
North Cave, Yorkshire Genealogy
Revision as of 13:05, 23 October 2013 by WrightLG (talk | contribs) (Added Date accessed)
England Genealogy Yorkshire, England Genealogy Yorkshire Parishes K-R East Riding of Yorkshire North Cave
1 Parish History
2.1 Civil Registration
2.4 Probate records
3 Maps and Gazetteers
4 Web sites
Parish History[edit | edit source]
This ancient parish (AP) was created before 1813. Church of England records began in 1678.
CAVE, NORTH (All Saints), a parish, partly in the union of Howden, and partly in that of Pocklington, Hunsley-Beacon division of the wapentake of Harthill, E. riding of York, 10 miles (E. N. E.) from Howden; containing 1217 inhabitants, and comprising the chapelry of South Cliffe, and townships of North Cave, and Drewton with Everthorpe. There are places of worship in the parish for the Society of Friends, Primitive Methodists, and Wesleyans. [1]
Civil Registration[edit | edit source]
Birth, marriages and deaths were kept by the government, from July 1837 to the present day. The civil registration article tells more about these records. There are several Internet sites with name lists or indexes. A popular site is FreeBMD.
To find the names of the neighbouring parishes, use England Jurisdictions 1851. In this site, search for the name of the parish, click on the location "pin", click Options and click List contiguous parishes.
Contributor: Include here information for parish registers, Bishop's Transcripts, nonconformist and other types of church records, such as parish chest records. Add the contact information for the office holding the original records. Add links to the Family History Library Catalog showing the film numbers in their collection.
Census records from 1841 to 1911 are available online. For access, see England Census. Census records from 1841 to 1891 are also available on film through a Family History Center or at the Family History Library.
Records of wills, administrations, inventories, indexes, etc. were filed by the court with jurisdiction over this parish. Go to Yorkshire Probate Records to find the name of the court having primary jurisdiction. Scroll down in the article to the section Court Jurisdictions by Parish.
Maps and Gazetteers[edit | edit source]
Maps are a visual look at the locations in England. Gazetteers contain brief summaries about a place.
England Jurisdictions 1851
Vision of Britain
Web sites[edit | edit source]
This section requires expansion with:
any additional relevant sites that aren't mentioned above.
↑ Lewis, Samuel A., Topographical Dictionary of England (1848), pp. 534-538. Date accessed: 23 October 2013.
Retrieved from "https://paas-loadb-dhtaff8ujtdt-1826058300.us-east-1.elb.amazonaws.com/wiki/en/index.php?title=North_Cave,_Yorkshire_Genealogy&oldid=1479507"
East Riding of Yorkshire Parishes
Articles to be expanded


text:
Everything posted by Jonathan
The all-too-aptly-named "Solopassion"
Jonathan replied to Dirk's topic in Rants
MSK wrote, "I don't think anybody on OL wants to drive a wedge between those two." I agree with Michael. As I said earlier, I like the idea that Hsieh has Perigo on a short leash. I seriously think that it could end up being a very good thing. Right now, it's pretty clear that his staying on Hsieh's good side is more important to him than expressing his "rational passion" about her views on homosexuality. The longer that he remains her obedient little puppy with suboptimal "KASS," the more likely it is that his potty training will be a permanent success (once it becomes second nature for him t
"What could be less 'KASS' than this display of utter limp-dickness?" Good point, Dirk, but let's not be too loud about it. I kind of like the idea that Hsieh has tamed Perigo. Maybe a few months as a deferential eunuch in the House of Hsiehame will be the first step toward his becoming a grown-up. J
Atlas Shrugged to be a movie?!
Jonathan replied to Barbara Branden's topic in Atlas Shrugged Movie
Cool. I haven't thought about casting Atlas in a long time. Assuming Pitt and Jolie are Galt and Dagny, here's how I'd see the rest of the cast: Joaquin Phoenix as Hank. Benjamin Bratt or Marco Leonardi as Francisco (I think Banderas is geting to be too old for the part). Paul Bettany as Ragnar. Chris Cooper as Ellis Wyatt. Jeremy Davies as Eddie Willers. Morgan Freeman as Midas Mulligan. Armin Mueller-Stahl as Hugh Akston. Selma Blair as Lillian. Philip Seymour Hoffman as Taggart. Paul Giamatti as Mouch. John C. Reilly as Boyle. Giovanni Ribisi as Philip Rearden. Adrien Brody or David Stratha
Ayn Rand's favorite painting - Corpus Hypercubus by Dali
Jonathan replied to Michael Stuart Kelly's topic in Art Gallery
Barbara, Do you know if you were looking at an original or a print? Was it anything like these? (El Greco, Van Dyck, Champaigne) J
Online Objectivist Mediocrity
Jonathan replied to Michael Stuart Kelly's topic in Rants
MSK wrote, "Now Hsieh is a relative newcomer to Perigo's gang. Her prior endorsement of PARC and hatred of the Brandens is the crucial point cementing their relationship. Everything was going along really hunky-dory in long Branden bashing and TOC bashing threads by the "anointed few," high-fiving each other's hatred, until one fine day a couple of weeks ago (maybe a little longer) Firehammer popped up out of nowhere on Hsieh's site and applauded her for something or the other – I believe it was uhm… Branden bashing or TOC bashing. Cass chimed in shortly thereafter. "I could almost hear the m
Sarah Bain Gallery
Jonathan posted a topic in Art Gallery
I was searching for current exhibitions of Alyssa Monks' work and came across the Sarah Bain Gallery. I thought some here might enjoy it: http://www.sarahbaingallery.com/the_artists.htm My favorites: http://www.sarahbaingallery.com/monks/wait.htm http://www.sarahbaingallery.com/turner/aqu...uct_at_dusk.htm http://www.sarahbaingallery.com/donley/fig..._black_mask.htm http://www.sarahbaingallery.com/zarbano/woman.htm http://www.sarahbaingallery.com/zarbano/mi...mio_bambino.htm
The New Individualist - Winter 2006 Issue
Jonathan replied to Michael Stuart Kelly's topic in TAS Corner
"Where is Today's Mrs. Miniver? by Michelle Marder Kamhi Attention Hollywood: Are you morally capable of producing the kind of patriotic films about the war against the terrorist that your illustrious predecessors made during World War II?" Is Michelle Marder Kamhi suggesting that artists should create art to serve a primarily utilitarian function -- that of rallying the public to support a specific current political strategy? J
"To Whom It May Concern"
Jonathan replied to Ellen Stuttle's topic in Barbara Branden Corner
John wrote, "She had developed a particular dislike for the other woman he in fact preferred. In her notes to herself, she seems to say that she could accept being passed over for some other woman, but could never accept being passed over by this particular woman." Yeah, I had read in other forums that Rand saw Patrecia as the lowly "shop girl" type. In fairness I also understand that NB played a part in contributing to that evaluation since he apparently focused on Patrecia's alleged flaws when discussing her with Rand. But then again, if I had been in his situation and Rand had told me that
Charles wrote, "It is not the business of every busy body who thinks he or she is qualified to dictate the nature of a relationship as complex and individual as a marriage. Your role is just that of a citizen and comes into play only when the married couple come into a state of legal disagreement." I'm not advocating the idea that anyone should dictate anything, and I wasn't addressing legal issues, but social ones. I was suggesting that when two people voluntarily request that society recognize their marriage, they have ~invited~ society into that aspect of their lives, and have given up the
What's Your all-time number one super duper favorite movie?
Jonathan replied to DavidMcK's topic in Movies and Entertainment
I don't think I could choose a single favorite, but in addition to several films mentioned already (Rocky, Godfather, Shawshank, etc.) I'd add a few favorites that I've enjoyed watching over and over again: Awakenings A Beautiful Mind To Kill a Mockingbird Dances With Wolves The World According to Garp Reservoir Dogs Pulp Fiction The Sound of Music My Fair Lady Mulholland Drive Forrest Gump J
In response to my statement on the public nature of marriage, Ellen wrote, "I don't think I actually agree that she made it everyone's business specifically for that reason." What did marriage mean to Rand (initially, not after she had an affair) if not an official, public declaration of an exclusive romantic relationship? Why did she seek to include the public (or society, the state, or however you want to put it) as a participant in the establishment of the status of the relationship in the first place? It seems odd to me that an intense moralist would value and voluntarily attain a form of
I've only read excerpts from Rand's "To Whom It May Concern." I Googled for more, but couldn't find much. In my search I did come across this blog entry from Diana Hsieh which I thought was interesting: http://www.dianahsieh.com/blog/2003/03/hon...nd-affairs.html I think Hsieh takes a reasonable position in response to what she views as Rand's fabrications and false justifications, but I tend to disagree with her view that the affair was "nobody's business." Rand made it everyone's business when she sought the public sanction of marriage with Frank. She acquired a type of official, legal, publ
Limericks!
Jonathan replied to jenright's topic in Humor - OL LOLOLOLOL
Thanks for that, Ellen. I've spent a rather hectic week and a half in Communicado (FL, not TX) and it was nice to have a giggle waiting for me on my return. :-) J
Today I just can't make my pen write I'm drained of all spirit and insight I can write no more (by the way, I wrote four not five, as claimed by John Enright)
There once was slusher named Bissell Who played his pump clear as a whistle In a moment of artifice He posted as Artemis Which caused many an O'ist to bristle There once was a dame named Barbara Who angered a nasty grudge-harborer She snuck out the door During SOLOC4 And got narked on for smokin' a Marlb'ra There once was a lady named Ellen Quite adept at grammar and spellin' She cut through the muddle With notions so subtle They often caused pain in my melon. There once was a fella named Branden His studly young arms he held Rand in They tiddly-winkled But when she got wrinkled Branden abando
Jonathan replied to Kat's topic in Tech Support / IPB Help Desk
I've never used it myself, so I don't know if it offers exactly what you're after, but I've followed links on various sites to files parked at putfile: http://www.putfile.com/ J
A quote (from AB) and comments re AR's journals
Jonathan replied to Ellen Stuttle's topic in PARC
Ellen, I took MSK's advice and read Sciabarra's Notablog review of PARC. In Sciabarra's rejoinder (http://www.nyu.edu/projects/sciabarra/nota...ves/000641.html) to Valliant's reply in the comments section, he quotes Walker's book and offers comments: ----- Valliant admits to using unnamed anonymous sources to corroborate Walker's claims with regard to the break between Kay Nolte Smith and Ayn Rand because Walker is "the only published source" on the subject. Valliant is right that Walker did not invent these claims. But a comparison between Walker's exposition and Valliant's exposition is inst
Thanks for the replies. From the bits and pieces that I've read in comments online about PARC, I understand that Rand's thoughts were directed toward grappling with the mixed signals that she was receiving, but I was expecting that there would also be some self-examination: Rand seriously confronting her own errors, lies or deceptions, and pondering how they may or may not have contributed to the problems that she faced with NB. The righteous tone of Rand's views on topics such as cowardice, second-handers, appeasement, social metaphysics, courage, independence, betrayal, sacrifice, etc. keeps
A few questions for those who have read PARC: Does Rand ever comment, in those sections of her private journals which Valliant selected for publication, why it was important to her to keep The Affair a secret? (Btw, am I remembering correctly that even Rand's closest intellectual associate and legal heir hadn't been informed of the truth by Rand, and that he had to wait to discover it in her private journals after her death?) Does PARC reveal whether or not Rand confessed to having second-hander fear of what others would think about the affair? In her journal entries, does she ponder why she f
The Question of Employment
Jonathan replied to Jonathan's topic in Objectivist Living Room
Thanks for your responses, Michael and Kat. Perhaps I could have been more clear in outlining the context of our fictional freelancer. She would be in the advanced stages of converting to Official Objectivism, which implies that if the opportunity arose, it would be completely unacceptable to her to even consider taking an assignment, no matter how briefly, as the sole technical rescuer of Barbara or Nathaniel Branden's broken websites. She would see doing so as an unforgivable act of enabling evil. In that context, wouldn't it be odd for her to hold to the view that, as an informed, active Ob
Jonathan posted a topic in Objectivist Living Room
In her essay, The Question of Scholarships, Ayn Rand wrote, "The principle here is as follows: it is proper to take the kind of work which is not wrong per se, except that the government should not be doing it, such as medical services; it is improper to take the kind of work that ~nobody~ should be doing, such as is done by the F.T.C., the F.C.C., etc. But the same limitation applies to a man's choice of private employment: a man is not responsible for the moral or political views of his employers, but he cannot accept a job in an undertaking which he considers immoral, or in which his work c
Rahmschnitzel
Jonathan replied to Jonathan's topic in The Kitchen
"I don't know what the dish I made should be called..." Jaegerschnitzel! Glad your family enjoyed it, Kat! Best, J
Jonathan replied to Michael Stuart Kelly's topic in 5 - Aesthetics
Thanks for your comments, Roger. If I can find the time over the next few busy days, I'll reply to a few points. But in the mean time, it occurs to me that in keeping with the spirit of this forum, I should have prefaced my earlier remarks (and my late night, groggy semi-silliness) with an expression of my appreciation for your essays on art. I've mentioned it now and then in other forums over the years, but I think it bears repeating that your insights have been very stimulating to me, and I'm sincerely grateful for all that I've learned from you -- not only in regard to aesthetics, but philo
OK, I've been working all night and I'm admittedly a little punchy, but: If Objectivists were to successfully mate with bats (which I think in some cases in New Zealand and Colorado might actually work), and their offspring were to use their powerful echo-location abilities to develop a new form of music which aurally "depicted" precisely discernible entities engaging in completely identifiable fictional activities, would they abandon regular music? Would these Batjectivists insist that, with their ability to create for themselves very realistic, aural illusions of things from reality, subtler
Roger wrote, "There definitely IS representation of reality and expression of metaphysical value-judgements in architecture -- at least, so I argue -- and I continue to be puzzled as to why Objectivists don't get this point." I don't know that they don't get the point. I think it's much more likely that they're reluctant to accept it because they're worried about its implications regarding abstract painting and sculpture, which they don't want to recognize as art. Speaking of which, Roger, am I correct in assuming that you believe that the type of abstract art Rand wrote about in the quote Mic


Iconic childhood, ©L.Monserrat, Paris, 2017.
Photography by Laurent MonserratArchangel ©L.Monserrat, Rouen, France, 2019.
Photography by Laurent MonserratPort du havre©L.Monserrat, Le Havre, France, 2019.
Photography by Laurent MonserratPrivacy ©L.Monserrat, Rouen, 2019.
The light of day©L.Monserrat, Paris, 2018.
The pianist ©L.Monserrat, Paris, 2018. Piano Softly, in the dusk, a woman is singing to me; Taking me back down the vista of years, till I see A child sitting under the piano, in the boom of the tingling strings And pressing the small, poised feet of a mother who smiles as she sings….
Water mirror in Bordeaux, ©L.Monserrat, Bordeaux, 2018.
Kenny Garrett live from Andernos, France, 2018.
Clopin-Clopant, Concert Jazz Andernos festival, 2018.
In the light of his conscience, ©L.Monserrat, Paris, 2018.
Journée grand siècle©L.Monserrat, France, Château de Vaux-le-Vicomte, 2018.
Walking in Burano©L.Monserrat, Italie, Burano, 2018.
Gull over Venezia©L.Monserrat, Italie, Venezia, 2018.
Through the stained glass windows, ©L.Monserrat, Paris, 2018.
The plain beneath the roving clouds, ©Laurent Monserrat, Château de Puivert, France, 2017.
Soft caress of clouds, ©Laurent Monserrat, Montségur, France, 2017.
The judge must be above the fray, ©L.Monserrat, Paris, 2017.
Melancholic room, ©L.Monserrat, Paris, 2017.
Cheese ceremony ©L.Monserrat, Melun, 2018.


write a scalar equation, given it's vector equation.
did you get a reduced cross-product of (1,-2,-3) ?
sub in your given point and you got it.
Write the scalar equation of the line given the normal vector n and Point P. n = [3,1], P = (2,4).


Implementation of the Control Polygon Reduction and Control Net Reduction methods for finding parsimonious B-spline regression models.
An R package for implementing the Control Polygon Reduction model selection method. When we are tasked with modeling the functional relationship between a response and a continuous predictor, i.e., y = f(x), CPR allows for quick and efficient searching of a large model space to find B-spline estimates of the function f(x).
CPR extends to multiple dimensions and allows one to find good locations for knots in a tensor product of B-splines.
This model selection method was developed as part of Peter DeWitt's PhD dissertation work.
There is one vignette included with the package, for now. Additional details will be added to this vignette.
Additional vignettes may also be authored soon.
"Best Student Oral Presentation" from the International Biometric Society (IBS).
"Distinguished Oral Presentation" as part of the student paper competition hosted by the Western North American Region (WNAR) of the IBs.
Install the developmental version from github. This will require you to have devtools installed, and, if you are using Windows, you'll need Rtools installed as well.
Go to the release page and down load the tar.gz file of the version you want to install.
font family "sans" not found, using "bitmap"
Then there is an easy fix. You need to get the FreeType 2 font engine.
Once the FreeType 2 font engine has been installed on your computer you must reinstall the rgl package.
get_spline is an S3 method for getting a data.frame of interpolated values of a spline given a cpr_cp object. Later development will add methods for cpr_cn objects.
color (TRUE/FALSE) option added to plot.cpr_bs.
plot.cpr_cn lets the user plot 2D surfaces for tensor product surfaces. The plots are for the whole surface if the input is a 2D tensor product, and is a 2D slice evaluated at a given value for other margins for 3+ dimensional tensor products.
is. a collection of is.cpr_cp, is.cpr_bs, ... functions added.
The dataset spdg has been added to the package.
Continued development should be focused on bug fixes and minor enhancements.
added show_xi to cpr:::plot.cp and using ggplot2::geom_rug to show the location of the knots for each of the control polygons plotted.
summary for cpr_cn and cpr_cnr objects added.
plot method for cpr_cnr objects.
margin option in cnr allows the user to specify which marginals CNR will be applied to.
keep is correctly handled in the cnr call.
show_xi correctly handled in the plot.cpr_cp call.
non-exported function knot_expr created to help with plotting the knot locations in cpr:::plot.cpr_bs.
plot.cpr_cp allows the user to suppress the plotting of the control polygon. When plotting multiple control polygons and splines, this option will make it easier to view the spline functions.
cpr::cp and cpr::cpr have been used for the simulations which are aimed to be part of the first manuscript. Modifications might be needed, but hopefully the univariable methods are stable.
A lot of changes in the implementation and API have occurred from the 0.0.x series. The aim for version 0.2.0 will be to have a very similar API for cpr::cn and cpr::cnr as provided for the cpr::cp and cpr::cpr calls.
Redesign of the deboor.cpp file so that the bsplines are accessible. The prior design only allowed access to the basis, the current design allows access to the generic B-splines.
Version 0.0.3 is the version of the package used to run the analysis and simulations presented in the paper submitted to the 28th International Biometrics Conference, Western North American Region (WNAR) of the Internal Biometric Society, Student paper competition. The conference will be held 10 - 16 July 2016 in Victoria, British Columbia, Canada.
Corrected the attr calls within cpr after adjusting the attributes being set on a cpr_cp.
plot.cpr_bs correctly displays the indices for the knot sequence.
The knot insertion matrix W is accessible to the end user in a new way. Names of functions in boehem.cpp are cleaner.
plot.cpr_cpr allows user to select either control polygons or sums of squared residuals to be plotted.
Removed the background vignette... to much detail right now, too much time required to build and install the package.
Redundant definition of greville_sites removed.
Added the function tensor for building tensor products of cpr::bsplines.
Added the function influence_weights to get the influence weights for each internal knot on each marginal of a tensor product.
First usable version with the method based on the 'importance weight' of internal knots based on reversing the methods presented by Boehm (1980). Development of metrics and methods for parsing out the preferable models.
Version 0.0.1.9003 was the first stable version for fitting the exact data model.
This version was based on the idea that using an angle to reduce the control polygon was a good idea. Further literature review and simulations showed otherwise. This version is marked for posterity and the cpp functions are going to be useful in the following versions as well.


Hickleys, the vehicle key programming specialists, are explaining the business opportunities in key programming at a number of presentations being held around the country during 2018.
The ability to offer replacement vehicle keys, remotes and auto locksmith services is a niche business with excellent opportunities and good rewards. It is an ideal additional service for any automotive, mechanical, locksmith or engineering business and offers exciting opportunities for anyone wanting to start their own business.
The presentations will explain the different services you will be able to offer and opportunities in the market. We will discuss the equipment required and detail the training and support we offer. The presentation will include live demonstrations of key programming and other equipment essential to the business.
The presentation will then detail the charge out rates, the potential income, the equipment costs and demonstrate the rapid payback scenarios possible. In fact we will demonstrate payback scenarios within 7 months or 30 keys.
Financing your equipment monthly can offer low repayment costs and introduce you to immediate profits, in fact we will demonstrate how it is possible to purchase the equipment needed from the revenue of just ONE key programming job per week.


The spectacle of the city walls that enclose Lucca, one of the most evocative cities of Italy, is an image that visitors seeking the pleasure of discovering places where time seems to have stopped won't forget. This city, with twenty-two centuries of history behind it, is quite a destination. The hostel here, 'San Frediano', is right inside the city centre and within walking distance from the main landmarks of this beautiful city. There are two monthly dates not to forget: an Antiques Market (the 3rd Sunday of each month) and a Local Artisans' Market (the 4th Sunday).


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Uvalde pupils back to school
By OC Tribune Staff on September 6, 2022 • ( Leave a comment )
MEMORIALS to the slain at Ross Elementary School in Uvalde, Texas (Wikipedia).
Students returned to school in Uvalde, Texas on Tuesday for the first time since the mass shooting on May 24 that took the lives of 21 people, including 19 pupils.
According to the Associated Press, the students were not at the site of the shooting – Ross Elementary – but at Flores Elementary and Uvalde Elementary.
More police patrols are present and increased security fencing is being installed but not yet completed.
Ross is permanently closed and will be demolished.
Police response to the shootings has been condemned as an "abject failure" and the chief of the school district police was fired. Two police officers were suspended pending an investigation.
New female British prime minister
Liz Truss became the third female prime minister in the history of Great Britain on Tuesday and vowed to help her nation to "ride out the storm" of economic distress.
Truss, 47, is the leader of the Conservative Party in the House of Commons in Parliament. In Britain, the top leader is selected by whichever party controls that House, not by voters directly.
According to United Press International, she vowed to place an emphasis on the economy, the energy crisis and access to health care.
Also in the news … Maura Healey won the Democratic primary for governor of Massachusetts on Tuesday and will face Trump-backed Republican candidate Geoff Diehl. Healy is the favorite, and if elected, would be the first openly Lesbian governor in U.S. history.
Sports: Angels, Dodgers win; Top 25
In a small but potentially significant sign of progress, the Los Angeles Angels defeated the Detroit Tigers 5-4 in 10 innings on Tuesday night in Anaheim and moved into third place in the American League West.
A safety squeeze bunt by Magneuris Sierra brought in Andrew Velazquez with the winning run as the Halos posted their eighth win in 11 games.
Earlier in the game, the Angels got three solo home runs, one by Mike Trout, his 31st homer of the season.
The Los Angeles Dodgers built an early 5-1 lead and went on to a 6-3 victory over the San Francisco Giants at home. Joey Gallo had a three-run homer in the second and Max Muncy two solo shots to pace the offense.
Ty Anderson (14-3) pitched seven innings, giving up eight hits and three earned runs. He struck out three batters and walked none. Craig Kimbrel picked up his 22nd save of the season.
In the AP College Football 25 poll released on Tuesday, Alabama remained at the top, and Georgia moved up to the second spot after a convincing win over Oregon. Ohio State slipped to third.
Michigan is fourth, Clemson fifth, Texas A&M sixth, Oklahoma seventh, Notre Dame eighth, Baylor ninth and USC 10th.
Oregon, which had been 11th, fell out of the Top 25.
UCLA was unranked but did receive one vote.
Tagged as: Liz Truss, News Update, Uvalde
Temp lighting at fields is Ok'd
E-paper for Sept. 7, 2022


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Dead-trilogin kan syfta på:

Evil Dead-trilogin – en skräckfilmserie av Sam Raimi, med Bruce Campbell i huvudrollen

redpajama_set_name: RedPajamaWikipedia


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How to Become a Successful Entrepreneur
How to Become a Successful Entrepreneur for Android
By Nawasanga Free
By Nawasanga
Successful entrepreneurs are able to see the world and think in his own way. This is one difference between a billionaire with millions of others. Where most people tend to look at the problem, a successful entrepreneur, sees the chances of success in the middle of that problem. When others expressed failures, successful entrepreneur, sees valuable lessons to achieve greater success.
Although taken different fields, all successful entrepreneurs have a similar pattern in its ability to build on the success. And you too can become one of them if you apply some ways be a successful entrepreneur who has been described in the following applications:


"Ever Wanted to Make Tons of Cash sitting at home running your very own video game business by only working a few minutes a day?"
"Wouldn't it be Amazing to Work From Home Owning Your Very Own Online Video Game Business?"
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List of the video game suppliers and dropshippers who supply every store you know.
The list of the biggest US, Canada and UK Video Game Console, Games and Accessories wholesalers. Some of them also supply DVDs, Computers, Softwares and alot more.
My personal email address so you can contact me whenever you require some help.
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Lifetime Updates. You will be receiveing every update, bonuses or free offers I will regularly provide to my members.
Five fully customizable, Pro looking templates and descriptions for selling your items on auctions sites and instructions on how to customize them.
The Video Game Suppliers eBook that will show you step by step how to become a successful, wealthy video game seller.


uDevGames 2003 was the biggest uDevGames contest ever held. The successful pool of games and sponsorship from 2002 catapulted uDG to stratospheric levels in 2003. Forty-three developers entered uDevGame 2003, competing for US $27,000 in prizes. Contestants had only three months to develop their games, and all entries had to weigh in under 10 MB when compressed. Despite the pressure, there were some fantastic entries.
Choper, from David Frampton, was later ported to be one of the first games available on the iPhone, sending a uDevGames entry directly into the hands of hundreds of thousands of gamers around the world.
GL Golf, from Jake Leveto, although not a leader in the 2002 contest, has over the years been updated very regularly and become a surprisingly popular and successful shareware game.


FOXBORO -- Despite playing 152 snaps in the last three games, Chris Hogan has only two catches on six targets, including zero catches in his last two games.
On a conference call earlier Monday, Bill Belichick didn't put too much stock in it, and then speaking at his locker later in the day neither did Hogan.
In 10 games, Hogan has 23 receptions for 333 yards and two touchdowns.
Even though he is in a contract year, he's not concerned with the lack of production from a stats perspective.
Despite how things have gone to this point in the year, it seems the wide receiver is feeling positive when it comes to what is to come.
"Just continue to do my job, continue to show up on film and when the opportunities come my way, just be able to make those catches and take advantage of the opportunities," Hogan said.


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Closed for a private event until 11pm!!! We're open 11pm-2am. Cover charge is $5. Our DJ's plays a mix of Old School, Hip Hop, EDM and Top 40 depending on the night and what the crowd demands, all with INTENSE audio and video parings. Not to mention one best laser and lighting shows on any dance floor in the area.....always a party.


The LBG met Oct. 11 for its regular meeting. Vice President Courtney Servaes led the seminar on NEIPAs. The tasting was a preview of Courtney's future brewery, Servaes Brewing Co.
S&S Artisan Pub & Coffeehouse hosted the LBG's October Hoppy Hour on Oct. 4. Hoppy Hours are the first Thursday of each month and are open to LBG members and friends and those interested in joining the club, homebrewing and craft beer.
The LBG hosted the 23rd annual Dwight Burnham Memorial Brewfest on Sept. 22 at Clinton Lake. The day included music, barbecue by KB Smokehouse and more than 50 beers on tap.
The LBG met Sept. 13 for its regular meeting. Dan Bauer, with Kaw Valley Meadery, discussed mead making during the seminar. Biermeister Bob Dieterle led the tasting on meads.


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Dr Nirmal Kumar Singh is an Indian politician and was the last Speaker of the Jammu and Kashmir Legislative Assembly of the erstwhile Jammu and Kashmir State. He is a former Deputy Chief Minister of Jammu and Kashmir. He is a leader of Bharatiya Janata Party. On 1 March 2015, he assumed the charge of the Minister for Power Development and Housing and Urban Development.

He was elected to the Jammu and Kashmir Legislative Assembly in the 2014 assembly election from Billawar in Kathua district.

Early life, education and academic profession
Dr Nirmal Singh was born on 22 January 1956 to a humble family in Karanwara Basohli, Jammu and Kashmir. He did his primary education in his native place. He is the youngest of his two brothers. His father was a security aide of the erstwhile Maharaja Hari Singh of Jammu and Kashmir (princely state). Dr Nirmal Singh has done PhD in history from University of Jammu in 1988 and retired as a professor in the Department of History, the University of Jammu in 2017. After being elected to J&K Legislative Assembly in 2014 and becoming Deputy Chief Minister of the erstwhile State, Dr Singh acted as a guide for two of his students who were preparing for PhD thesis submission. Despite being busy with his new assignment as DyCM, Singh ensured he is present at the university to watch the submission. Dr Singh authored a book titled 'Inter Communal Relations in Jammu and Kashmir from 1846-1931', a deep insight into the crucial phase of history of Jammu and Kashmir. He has guided at least four PhD and five M Phil scholars.

Political career
Singh started taking an active interest in political activities at a young age. He was arrested during the Emergency period in 1975. After serving the ABVP as a pracharak in different parts of the country, Dr Singh returned to Jammu and joined the University of Jammu as a lecturer in the Post Graduate Department of History. Besides teaching at the department, he also took the mantle of the J&K State President, Akhil Bharatiya Vidyarthi Parishad and following a directive from the RSS joined the BJP. He was appointed the State General Secretary of the party in 1998.

Singh contested several Lok Sabha and state assembly elections. His first election was 2002 Lok Sabha By-Election from Jammu (Lok Sabha constituency), he came second with 1,98,277 votes and Chowdhary Talib Hussein of Jammu & Kashmir National Conference was declared victorious under allegations of heavy rigging.

Dr Nirmal Singh was among the first politicians from Jammu to demand the Reorganisation of the State of Jammu and Kashmir on a regional basis amid heavy discrimination with Jammu and Ladakh regions by Kashmir centric state governments. While he was the State President of Bharatiya Janata Party he released a booklet containing figures to show how Jammu was discriminated against by the state government. In that booklet, he pointed out that out of 2.5 lakh total State Government employees only one lakh were from the Jammu region in 2004. The State Secretariat had over 85 per cent of employees belonging to Kashmir, while their strength was about 15 per cent from Jammu. The booklet indicated that the investment in the irrigation projects in Kashmir was Rs 38.98 crore against Rs 14.15 crore in Jammu where the geographical area was  against  in the Kashmir valley. The Booklet also pointed out that Jammu was denied its due share of seats in the Assembly with only 37 seats to the region against 46 of Kashmir. More importantly, in 2004, the average number of voters per Assembly Constituency in the Kashmir region was 55,367 while in Jammu was 78,170 and an average number of voters per Lok Sabha Constituency in Kashmir region was 8,48,971 while in Jammu was 14,46,145. Jammu has 2 Lok Sabha Constituencies and Kashmir has 3.

Singh contested his second election again from Jammu (Lok Sabha constituency) during 2004 Indian general election. This time he lost with a margin of 17,558 votes against Congressman Madan Lal Sharma.

In 2008, Singh contested from Gandhinagar Assembly Constituency against Raman Bhalla of Indian National Congress. He lost the election by 2263 votes.

During 2009 Indian general election Singh contested from Udhampur (Lok Sabha constituency) against Chaudhary Lal Singh of Congress. Lal singh won the election with a margin of 13,394 votes.

Singh won his first election during 2014 Jammu and Kashmir Legislative Assembly election from Billawar constituency in Kathua district by defeating sitting Congress MLA by a margin of nearly 17,975 votes. He scored 43,447 votes while his closest rival Manohar Lal Sharma of Congress could get only 25,472 votes. BJP got 25 seats and formed the Government with Peoples Democratic Party with Mufti Mohammad Sayeed as the Chief Minister of Jammu and Kashmir. On March 1, 2015, the newly elected ministers took oath to their respective offices. Singh became the first BJP Deputy Chief Minister and took charge of Minister of Power Development as well as the Minister of Housing & Urban Development in the Cabinet on the same day. Singh was among the top names considered for the post of Chief Minister of Jammu and Kashmir, if BJP had got the upper hand in the negotiations to form the Government with PDP.

On 7 January 2016, Chief Minister Mufti Sayeed died in AIIMS New Delhi after multiple organ failures. On 4 April 2016, Mehbooba Mufti took the oath of the Chief Minister and Dr Singh was sworn in for the second term as Deputy Chief Minister in a simple function held at Raj Bhavan in winter capital Jammu. The coalition was saved after 3 months of wrangling between Ms Mufti and BJP, over the future of their coalition government.

As Minister of Power, Dr Singh worked for strengthening the power distribution and power generation in Jammu and Kashmir. He pushed various power projects in the State costing ₹4,153 crore, especially Pakal Dul Power Project with capacity of 1000 MW. An amount of ₹1,263.9 crore was earmarked to ensure the augmentation of State's transmission system. While answering a question in State Assembly on 28 January 2017, Dr Singh said under PMDP an amount of ₹220 crore has been earmarked for improving power infrastructure at tourist destinations, ₹1,039 crore for augmentation of distribution infrastructure, ₹116 crore for improving distribution network for four industrial estates, ₹900 crore for capital cities and an amount of ₹105 crore for small grids and smart metering. Singh pushed the officers of J&K Power Development Department (PDD) to meet the targets set for completion of various center-funded schemes. In a meeting, convened on 17 March 2018, to review the progress of various schemes, Dr Singh suspended the Superintending Engineer and Executive Engineer of PDD, Kishtwar district with immediate effect for not meeting the set targets. MoS Power Asiya Naqash, Com Secretary Power Hridesh Kumar, MD J&K State Development Power Corporation Dr Shah Faesal, Secretary Technical Power and Chief Engineers, representative of project monitoring and implementing agencies and senior officers of the department were present in the meeting. On 28 March 2018, Singh launched the initiative of providing electricity to 53 un-electrified villages of Kishtwar, Kupwara, Bandipora, Leh and Kargil in the Off Grid Mode from Kishtwar. The initiative was implemented by J&K State Power Development Corporation Limited (JKSPDC) in collaboration with IIT Madras. Indian Air Force air lifted the Solar panels from Chandigarh to the remote areas on the request of State Government. Dr Singh also worked for the 100% electrification of Jammu and Kashmir under many schemes including center-funded 'Power for All' scheme. He stressed on the Prime Minister's vision of providing 24×7 electricity to every household of J&K and implementation in transparent and efficient manner. On 11 december 2017, he launched Saubhagya (Sahaj Bijli Har Ghar Yojna) in J&K with motive of providing free electricity connections to the poor of the erstwhile State.

On 17 April 2018, Dr Singh was given the additional charge of the Departments of Industries & Commerce and Forest, Ecology & Environment by the Chief Minister after former ministers Chander Prakash Ganga and Chaudhary Lal Singh resigned.

On 29 April 2018, Singh resigned as the Deputy Chief Minister as a part of a cabinet reshuffle. On 10 May 2018, Singh was elected as Speaker of Legislative Assembly, defeating Usman Majid, Congress MLA from Bandipora. The motion to elect Dr Singh was moved by Law, Justice and Parliamentary Affairs Minister Syed Basharat Ahmed Bukhari and seconded by then Deputy Chief Minister Kavinder Gupta.

On 21 November 2018, Governor Satya Pal Malik dissolved the J&K Legislative Assembly but Dr Singh continued to hold the chair of the Speaker. On 16 November 2019, Department of Law, Justice and Parliamentary Affairs, J&K Government issued a notification No. LD(PAB)2019/12, stating that Dr Nirmal Singh ceased to hold the office of Speaker of the erstwhile State of J&K with effect from 31 October 2019.

The All-Party meeting was called upon and chaired by the Prime Minister Narendra Modi on 24 June 2021 at New Delhi. Dr. Singh was invited to the meeting along with senior politicians from Jammu and Kashmir.

Gallery

References

External links

1956 births
Living people
Dogra people
Jammu and Kashmir MLAs 2014–2018
People from Kathua district
Deputy chief ministers of Jammu and Kashmir
Dogra
University of Jammu alumni
Academic staff of the University of Jammu


A life-long resident of Western Massachusetts, Brian brings over 25 years of experience in cabinet fabrication and installation to TSA. As manager of the cabinet shop, he oversees all of our cabinet and custom millwork projects. Before joining TSA in 1998, Brian spent 18 years with Doane and Williams, specializing in cabinet fabrication for banks and retail stores.