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Home Legal Topics Car Accidents Car Accident Settlements and Car Insurance
What is the Standard Contingency Fee for a Car Accident Lawyer?
Here's how contingency fee agreements work in a car accident case, and the percentage you can expect your lawyer to take out of your settlement or court award.
By David Goguen, J.D. | Updated by Stacy Barrett, Attorney
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Many people hesitate to reach out to a lawyer after an accident because they think they can't afford to pay a lawyer's high hourly fee or come up with a retainer to secure the lawyer's services.
But most lawyers don't require clients filing lawsuits ("plaintiffs") to pay any fees upfront. Most car accident lawyers take these cases on a contingency fee basis.
Here's what you need to know if you're deciding whether to hire a lawyer on a contingency fee basis:
Contingency fees aren't cheap. In most car accident cases, a lawyer's contingency fee is 33% to 40% of the amount the lawyer gets for you. If the lawyer doesn't get you anything, you won't owe the lawyer fees.
You'll probably be on the hook for costs like filing fees whether you win or lose your case.
You can try to negotiate for a reduced contingency fee.
A contingency fee is a type of fee arrangement that personal injury lawyers often use. If you work with a car accident lawyer on a contingency fee basis, you won't have to pay money to the lawyer to get your case started or pay the lawyer an hourly fee. Your lawyer will only collect a fee if you win:
a car accident settlement, or
a court judgment in your favor after a car accident lawsuit.
So, a contingency fee is "contingent" (dependent) on a successful outcome in your case.
Other Types of Car Accident Lawyer Fee Arrangements
Most lawyers handle car accident lawsuits on a contingency fee basis. The arrangement works well for clients and lawyers because it offers clients low-risk access to the court system (no upfront costs and no fees for a loss) and attorneys get a piece of the pie instead of an hourly rate or fixed fee.
Some car accident attorneys are willing to provide a specific legal service for a fixed fee. For example, you might be able to pay a lawyer a fixed fee (say $300 to $1,000) to write a demand letter for you to send to the at-fault driver's insurance company.
Contingency Fee Agreements Are for Plaintiffs Only
A contingency fee agreement is only an option when an attorney is representing a plaintiff—the person filing the car accident lawsuit.
Attorneys typically charge the person or entity that is getting sued (the "defendant") an hourly fee, which varies among lawyers.
Most liability car insurance policies include a "duty to defend" term. If the policyholder is sued in connection with an event that triggers coverage, the insurance company has to pay for the policyholder's defense attorney.
But drivers who don't have insurance, or who exceed the limits of their coverage, have to hire an attorney on their own and pay a hefty hourly fee (typically around $150 to $500 per hour, depending on where they live and the attorney's experience and reputation).
Learn more about how much car accident lawyers cost.
How Are Costs Handled in Car Accident Cases
With contingency fee agreements, the idea (as you've no doubt read or heard in lawyer ads) is that "You don't pay if you don't win." That's not always technically true, though. You need to read the fine print of your contingency fee agreement to see whether you will have to repay your lawyer for "costs" if you lose your case.
Costs in a car accident case are expenses paid by the lawyer's office in investigating and pursuing your claim, including:
photocopying fees
the cost of getting medical records and car accident police reports
court reporter fees for depositions, and
expert witness fees.
Costs can add up quickly, easily reaching thousands or tens of thousands of dollars. Be sure to spell out in advance in a written contingency fee agreement how costs will be handled. Some personal injury lawyers will cover costs up front and only expect to be reimbursed if you win a settlement or court judgment. But most lawyers will want you to agree to pay some or all costs if you lose your case.
The timing of when costs are to be deducted from your final compensation matters. Your agreement should clearly say whether costs will be deducted before the lawyer's fee is calculated or after. If the lawyer's fee is taken first and then costs are deducted, the lawyer's fee is larger than if the costs are deducted before the lawyer's fee.
For example, let's say you agree to pay your lawyer a standard 33% contingency fee in a case with $3,000 in costs and a settlement of $20,000. If costs are deducted before fees are calculated, your lawyer gets $5,610 (33% of $17,000). If costs are deducted after fees are calculated, your lawyer gets $6,600 (33% of $20,000).
Managing Costs in a Car Accident Case
Costs can be a source of friction between lawyers and clients. Some costs are unavoidable. You have to pay court filing fees if you want to sue someone. Other costs, like hiring investigators and expert witnesses, are up to you and your lawyer. Your agreement should set a dollar limit beyond which your lawyer must get your approval for any costs. The last thing you want is to get hit with an unexpected bill at the end of a case.
A Typical Contingency Fee is 33% in a Car Accident Case
Now, back to the original question. A lawyer's fee is usually 33% to 40% of a car accident plaintiff's settlement or court award. The exact percentage depends on many factors, including the laws and attorney ethics rules in your state.
You can negotiate a reduced contingency fee percentage. Some attorneys are willing to set contingency fee percentages on a "sliding scale," depending on when the case is resolved. For example, an attorney may charge:
25% if the lawyer settles the case solely by negotiating with an insurance adjuster and no lawsuit needs to be filed
33% if a lawsuit is filed but the case settles before trial, and
40% if the case goes to trial.
Of course, most lawyers won't suggest a reduced fee arrangement. You'll have to bring it up. Here are some options for how to negotiate reduced personal injury lawyer fees.
Is a Car Accident Lawyer Worth the Cost?
You might not need a lawyer to handle your car accident claim. Many people can handle their own claims, especially when their injuries are minor and they can easily prove the other driver was at fault for the accident.
But you might benefit from the skills of a car accident lawyer if your injuries are serious, your case involves complex legal issues, or the insurance company is giving you the runaround.
Learn more about when to represent yourself in a car accident claim and how an attorney can help with your car accident claim.
Talk to a Car Accident Lawyer
If you've been injured in a car accident, talk to a lawyer. A lawyer can answer your questions, negotiate a settlement, and file a car accident lawsuit.
Prepare for what to expect when meeting with a car accident attorney. You can also connect with a lawyer directly from this page for free.
Have you been in a car accident?
Take our free car accident quiz to find out if you're likely to get a settlement.
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I started out as a trail rider with ponies. I really wanted to run barrels and do the play day events. I couldn't really find anyone to teach me. I hated asking my parents for money (I still do). We were fairly poor. The odds were strongly against me. When I was 11 I heard there was a cowboy church fixing to start up near me. We began going, and I got saved. I found people willing to teach me how to barrel race, pole bend, and just about every rodeo event. My parents got a divorce about 3 years ago. That took a really big piece out of me. I currently live with my dad. I found a great horse that has taught me so much. He has won countless things for me. He is a true blessing. I've had him for 2 and a half years. And I'm not sure who's learned more, me or him. I've taught him to become a soft and responive horse again.


When it comes weddings or engagements, the wedding ring is a topic that is often touched upon. But did you know that traditions related to this type of jewellery differ from country to country? In Europe, Asia, or the United States, how are wedding rings worn?
In Arabian countries, the woman is the only one to receive a gold wedding ring . Her husband also receives one, but his ring is made from iron. In countries such as Egypt, Algeria or Libya, it is said that men must remain humble and that is why they are not entitled to a gold ring.
The engagement and wedding rings are also proof that from the wedding day onwards, the two families are united forever. As in Europe, wedding rings are worn on the ring finger of the left hand. It is the symbol of the union between two people. Discover the white gold wedding rings from BAUNAT's collection.
Whereas in other countries wedding rings can have just that little bit extra, in Israel a wedding ring should be as simple as possible. For the Israelis, the ring is the symbol of purity and that is why it should never be set with precious stones.
An Israeli women must wear her wedding ring at all times to prove her loyalty to her husband. For the husband, this is not necessary. The ring can be worn or stored in a jewellery box. Discover our simple wedding rings here, or contact one of our advisors to help you with your search.
Hindu people have a rather special tradition regarding wedding rings. Although the union between two people is sealed by offering and wearing the engagement ring, newlyweds do not wear their engagement rings on their hands, but on their toes. More specifically, on their second toe. Wedding rings for women are called 'Minji' and for men, they are called 'Metti'.
In most European and Asian countries, the wedding ring is worn on the left hand because, in most cases, this is the non-dominant hand. This way, the ring will not scratch as quickly and will keep its shine longer. Do you recognize these famous engagement rings by celebrities?
In some countries, things are a little bit different. In the Netherlands, the Protestant part of the population chooses to wear their wedding rings on their right hand. In Germany, too, the left hand is reserved for the engagement ring and the wedding ring is worn on the right hand instead.
Today, whether you are a man or a woman, whether you wear the wedding ring on your right hand or your left hand, at BAUNAT you will find beautiful wedding rings to symbolize the union between you and your significant other.


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Q: Selecting specific csv files by pattern to be merged I have several csv files at a folder, and their names are as follow:
xxy_1_2020_3_4_Cause_effect_pairs.csv
asd_3_2025_4_5_none.csv
sdp_2_2302_3_4_Cause_effect_pairs.csv

Out of all these files, I am trying to get files that has "Cause_effect_pairs" in the name. and in the next stage I will merge them.
import os, re
files = os.listdir('../output')

samples, references = [], []
for file in files:
    if re.search(r'[a-zA-Z]{1,6}_\d{1,2}_\d{4}_\d{2}_\d{2}_Cause_Effect_Pairs', file):
        references.append(file)
    elif re.search(r'[a-zA-Z]{1,6}_\d{1,2}_\d{4}_\d{2}_\d{2}_Missed_verbs', file):
        samples.append(file)
    else:
        print('{0} is neither sample nor reference'.format(file))

I got this error :
.ipynb_checkpoints is neither sample nor reference

A: Did you try using in operator?
for file in all_filenames:
    if 'Cause_effect_pairs' in file:
        print(file)

redpajama_set_name: RedPajamaStackExchange


Canadian-born denim fan, former cult member, beer connoisseur, and well-coifed collector of vintage pickup trucks, who's been around.
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Theft of vehicles in Antelope Valley neighborhoods and business districts has surged since the beginning of the year, the L.A. County Sheriff's Department said.
The Lancaster and Palmdale sheriff's stations have arrested an undisclosed number of car thieves, resulting in the shutdown of several so-called "chop shops" in the area, the department said in a statement this week. Chop shops are used to dismantle vehicles so that various parts, such as the seats, engine and scrap metal, can be sold individually, authorities said.
Hondas are by far the most commonly pinched cars in the Antelope Valley, accounting for more than a third of all stolen vehicles, sheriff's officials said.
They urged car owners to take precautions, such as not leaving their vehicles to warm up in the driveway, making sure all doors are locked and windows are rolled up when leaving the vehicles, and parking in well-lit areas of business districts.
Anyone with information about a car theft in the area is asked to call the Palmdale sheriff's station at 661-272-2400. Tips can also be reported anonymously to Crime Stoppers at 800-222-8477.


Take the Hankyu railway Senri line to Yamada station. Or the Osaka Metro (subway) to Senri-Chuo station and then the monorail to Yamada station.
Take the subway Midosuji line to Senri-Chuo station (15min, 320yen) and then the monorail to Yamada station (2min, 200yen).
Take Osaka monorail to Yamada station (14min, 370yen).
Take limousine bus to Osaka ITM airport (75 minutes, 1950yen) the bus will stop at Hotarugaike station, just next to ITM. Take the Osaka monorail to Yamada station.
Walk across the road at the traffic light in front of the station and walk north on the left side of the road 129. The Quantitative Biology Buildings are to the left just before the elevated railroad (12 min).
Take Osaka monorail to Handai-Byoin-Mae station. 3 min walk from the station.
Take the Osaka metro Midosuji line to Senri-Chuo station (15min, 320yen), then take the monorail to Handai-Byoin-Mae station (15min, 290yen). 3 min walk from the station.
Take Osaka monorail to Handai-Byoin-Mae station (about 30min, 430yen). 3 min walk from the station.
Take limousine bus to Osaka ITM airport (75 minutes, 1950yen) the bus will stop at Hotarugaike station, just next to ITM. Take the Osaka monorail to Handai-Byoin-Mae station.


Stay tuned at Deuts.NET for more videos in the future.
Deuts Ambuscade is Brewing Coffee in the Air.
Wearing jersey no. 8, Deuts Ambuscade of the San Antonio Spurs gets past three defenders in this impressive move to the basket.
Okay, not to confuse with the real life NBA, this was just a clip from my favorite Playstation 3 game, the NBA 2k9. Deuts Ambuscade was a created player of mine and a superstar playing for the San Antonio Spurs.
Sungha Jung: The Next Youtube Sensation?
As is usually the case, what determines the success of a great musician is how great he/she is at his favorite musical instrument as well as at singing. They usually go together. The chances of success when you're only playing an instrument is lower than when you can do both well at your instrument and singing.
Here's an amazing video from youtube, an acapella from the group called "The Voca People". I'm still wondering how they do the drums and beats sounds.
The Filipinos I'm sure are more talented and I still have to watch out for that video. Bring on the Pinoy style!
I never thought this could be possible. But he was fluent at it. LOL.
This was supposed to be a video before the actual fight. I can barely understand the whole conversation (could someone translate this please?). But I admire the timing of the audio and video. I can imagine the effort in putting up this funny youtube video.
An Australian state is offering internationally what it calls "the best job in the world" — earning a top salary for lazing around a beautiful tropical island for six months.
The job pays 150,000 Australian dollars (105,000 US dollars) and includes free airfares from the winner's home country to Hamilton Island on the Great Barrier Reef, Queensland's state government announced.
Applications are open until February 22. Eleven shortlisted candidates will be flown to Hamilton Island in early May for the final selection process and the six month contract will commence on July 1.
Read more in the Island Reef Job website.
You just can't imagine the wittiness of Bitoy as he and the gang did another classic (spoof!).
From the original song, "Alapaap", by Eraserheads, comes "Hala Pack-Up" by Eraseyourheads. This spoof song retells the story of an E-heads fan who was somehow disappointed by the recent Eraserheads reunion concert cut short due to the frontman, Ely Buendia, was rushed to the hospital.
One major factor why I prefer gmail over other email services (especially Yahoo! Mail) is how it fights spam.


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DiversiTech 6-3030L A/C Secondary Condensate Drain Pan, Outlet Long Side, Bottom 30" x 30", Overall Dimension 32" x 32", Depth 2"


Precise splendor comes out as a result of the dressing style and design with this amazing pink colored long kurti. This kurti is fashioned on phantom art silk fabric & enriched with embroidered work. This stitched kurti is perfect to pick for casual wear, office wear, weekend get-together, parties and events. Pair it up with leggings or churidar to create a contrasting effect, along with heels & stylish accessories.This attractive kurti will surely fetch you compliments for your rich sense of style.


text:
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Operator and contact
Represented by the managing directors: Thomas Temeschinko, Dominick Unzicker and Tomislav Prodanovic
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Register number: HRB 95678
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Phone: +49 6151 – 277 4120
Email: kontakt[at]uhp.digital
Responsible for content to section 55, paragraph 2 German federal broadcasting agreement (RStV):
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As a service provider we are responsible according to § 7 Abs.1 TMG for own contents on these sides according to the general laws. According to §§ 8 to 10 TMG, however, we as a service provider are not obliged to monitor transmitted or stored external information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information under general law remain unaffected. A liability in this regard, however, is only possible from the date of knowledge of a specific infringement. Upon notification of appropriate violations, we will remove this content immediately.
The author reserves the right not to be responsible for the topicality, correctness, completeness or quality of the information provided. Liability claims against the author, which refer to material or immaterial nature, which were caused by the use or disuse of the information provided or by the use of incorrect and incomplete information, are excluded, unless the author proves intentional or grossly negligent Is at fault.
Our offer contains links to external websites of third parties on whose contents we have no influence. Therefore, we can not assume any liability for these external contents. The respective provider or operator of the pages is always responsible for the contents of the linked pages. The linked pages were checked for possible legal violations at the time of linking. Illegal content was not recognizable at the time of linking. However, a permanent content control of the linked pages is not reasonable without concrete evidence of an infringement. Upon notification of violations, we will remove such links immediately.
The content and works on these pages created by the site operators are subject to German copyright law. The reproduction, processing, distribution and any kind of exploitation outside the limits of copyright require the written consent of the respective author or creator. Downloads and copies of this site are for private, non-commercial use only. As far as the contents on this side were not created by the operator, the copyrights of third parties are considered. In particular contents of third parties are marked as such. If you should still be aware of a copyright infringement, we ask for a note. Upon notification of violations, we will remove such content immediately.

redpajama_set_name: RedPajamaCommonCrawl


When reading this post about the Facebook SDK writing a line to your Android phone's log file, I was interested to see what other applications wrote sensitive data to the log.
Allows the app to read from the system's various log files. This allows it to discover general information about what you are doing with the tablet, potentially including personal or private information.
From what I have seen, that word "potentially" needs to be changed to "most definitely".
On my Samsung Galaxy S2, I found that all my texts and emails were written to the log file in plain text. I even wrote a proof of concept application to read my emails.
I see no good reason as to why applications would need to write any private data to the log. The permission is there in the first place for easy debugging which makes sense, but just writing whole emails and texts to the log makes no sense. When I receive a text, a notification is written to the notification bar which includes the text contents, including the name of the contact - this whole string, for some reason, is written to the log file. Likewise whenever I open an email in the Gmail application, the whole content of the email is written to the log file.
I did try and reach out to Google and Samsung about this issue, but after a couple of weeks have not heard anything back.
Application developers should be careful writing to on-device logs. In Android, logs are a shared resource, and are available to an application with the READ_LOGS permission. Even though the phone log data is temporary and erased on reboot, inappropriate logging of user information could inadvertently leak user data to other applications.
It was my birthday the other day, yey, Happy Birthday to me and I had a nice surprise from Google.
I thought it was for a famous birthday but on clicking the logo, it took me to my Google+ page! Nice touch, thank you.
The 3D view of the page structure allows you to pan around and zoom using WebGL. More details are on the Mozilla Development Blog.
This is a sample of the numerous pairs of glasses I have been through in 20 years. They are, what I can tell, in chronological order, oldest at back to most recent at front. They have been accumulating in my house. I took them to the opticians today for recycling, they were very grateful.


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Our Monday classes (90 min) are open to visitors with Capoeira experience on drop-in basis at £12 per class. If possible, please advise us about your planned drop-in visit on +7977 151 362.
No classes on Bank Holiday weekends.
For details on our cancellation and extensions policy, please go to the Legal page.
During our regular Monday Capoeira classes we focus on Capoeira movements and the jogo (game).
We run a parallel beginners' workshop, therefore you will sometime be asked to work with a newcomer; most of the time however, you will train with other members, who are about your level, and work on your personal weaknesses.
Capoeira requires lots of work on the basics. Capoeirista work on them not only when on beginners' level, but also on all the next levels. The more solid basics you have, the stronger your body gets, the better game you have. Stretching and working on flexibility never stops either.
If you get for example to a stretching level which you will be satisfied with, you have to continue doing those exercises, as otherwise your level will drop. The same goes to stamina, agility, flexibility. There is also always a room for improvement.
At Capoeira Agora we work as a group, but we recognise that everyone is different. Every student has their individual strength and weaknesses. During your training you will make your strengths stronger and you will work on your weaknesses. You will have lots of encouragement during your Capoeira lessons and reminders that Capoeira can be learn by everyone who wants to learn and you just have to be patient.
What you learn during the training, you will often practise in a jogo de Capoeira, whether with other students or with your teacher.
Music is a very important part of the training and you will learn and practise on regular basis to play the traditional Brazilian Capoeira instruments and sing chulas and corridos, cantos de entrada and ladainhas (various types of songs sung in Capoeira).
If you have any further questions about our classes please email enquiries@capoeira-agora.com or call on 07977 151 362.


The former name - Foton U201.
Based on Foton Tunland platform.
Haval H5 will replace Great Wall Hover H5.
Facelifted version of Gonow Aoxuan G5.
Gonow Troy 100, Gonow Troy 300, Gonow Troy 500.
Gonow Wealth 500, Gonow Wealth 500, Gonow Wealth 500.
Differs from the previous model Haval H3 with a new engine and updated design.
Haval H5 - is one more model in Great Wall SUV line started by Hover and Hover H3.
Engines: petrol 2.4L 136 hp and TD 2L 150 hp.
Engine: petrol 2.2L 106 hp.
Since 2012 is sold by name Great Wall Steed in the UK.
Engines: petrol 2.0L 110 hp and TD 2.8L 95 hp.
Differs from the previous model Hover with a new engine and updated design. Differences about the old version and Haval H3 you can read here.
Engine: petrol 2L 122 hp.
Engines: petrol 2.0L 122 hp and diesel 2.8L 94 hp. Until 2010 petrol 2.4L 128 hp.
In 2010 Haval production was discontinued and the car was replaced by new models: Hover H3 and Hover H5.
Until 2007 - on the basis of Toyota 4 runner with significant simplifications (front suspension, steering, etc.), after (Great Wall SUV F1) - mainly own design similar with Great Wall Haval.
Engine: 2.2L under license from Toyota 105 hp and TD from Isuzu (2.8L, 157 hp..
Based on ISUZU D-MAX platform.
Engines: Mitsubishi 2.4L 125 hp and Isuzu 2.8L 95 hp.
Four pickup Great Wall Sokol (So Cool)C3. CC1026SE. On the basis of Isuzu D-Max.
Originally was called Chery Higgo.
Based on Toyota Land Cruiser.
Deer - a family of 5 models of pickups on the common base. G4 has a medium position between Deer G3 and Deer G5.
Engine: petrol 2.4L 150 hp.
Engines: petrol 2.4L 162 hp and diesel 2.2L 148 hp.
Great Wall Big Monster - Four-five-seater pickup. Differs from Deer G3 increased by ground clearance.
Engine: 2.3L under Toyota license 105 hp and optional licensed TD Isuzu (2.8л, 157 л.с.).


The Weirding | New music! Listen to "Heart & Soul"
I was screwing around about a month ago playing this song on piano and I thought, "this would be more fun with a drum beat." So I whipped up a little hip hop beat real quick and kept jamming, and then decided to add guitar and vox. Both were first take and recorded on a macbook built-in mic (modern-day lofi?).
Didn't intend on releasing this since it was only a couple hours of messing around, but I figured what the hell. Enjoy!


Flower availability varies daily, and we always have a wonderful selection of fresh and seasonal flowers. We are happy to try to accommodate special requests.
Free deliveries to Smith Center and Lebanon. Fees vary for deliveries to other areas. Deliveries are made Monday – Saturday. Same day delivery is usually available. We cannot guarantee specific delivery time requests, and Sunday delivery is currently not available.
Order today by calling (785) 282-6579.


text:
Q: React charts breaking the lines issue I am using React-Charts 3.0.0-beta.38.
I am getting these charts (image below) when having a value equals null, I want something similar to spanGaps that exists on chartjs
https://www.chartjs.org/docs/latest/charts/line.html#line-styling.
So instead of breaking the lines, I want lines to be drawn between points with no or null data


It's not Prom or Graduation Night unless you reserve the prom party bus or limo for you along with your great friends! United Coachways provides a wonderful collection of vehicles that you can choose from in over 2400 cities in North America. We are able to guide you in finding the most spectacular party bus or limo rental best suited for your preferences for prom.
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Over the past few years, millions of dollars have been spent researching blockchain technology. Numerous tests have been conducted to determine whether blockchains are appropriate for various scenarios. This interest in blockchain technology has undoubtedly been spurred on by an interest in cryptocurrency. In turn, this interest has led to an increase in investing in and buying blockchain stocks, such as Bitcoin stocks and Ethereum stocks. However, before one can be a savvy investor, he or she needs to keep up with Bitcoin news and Ethereum news; to do that, one should better understand what blockchains are, and why they are used.
The current interest in blockchain technology is just as intense as the scrutiny of its functionality.
Of particular interest to researchers and enthusiasts is blockchain technology's ability to offer new tools for authentication and authorization. These mean that, in the digital world, there is less of a need for many centralized administrators. It also results in the creation of new digital relationships.
This is key to how blockchains are revolutionizing online transactions. Blockchain technology can formalize and secure new digital relationships. Thus, what is being called the "blockchain revolution" is poised to change how the Internet works by creating the backbone of a layer of the Internet for transactions and interactions of value (To learn more about the digital backbone of blockchain technology, read What is Blockchain Technology). This can be thought of as "Internet of Value," which is a shift away from "Internet of Value." This latter example uses client-server, accounts and master copy databases, and has been in use for the past 20 years.
The blockchain structure of combined technologies heightens the appeal of cryptocurrency for many users.
A blockchain is composed of three primary technologies: private key cryptography; a distributed network that has a shared ledger; and an incentive to service the network's transactions, record-keeping, and security. None of these technologies is new, but, the way in which they work together is novel and game changing.
Blockchains' private key cryptography requires two participants in a transaction to hold a private key and a public key. This component allows blockchain technology to create a more secure digital identity reference. A user's identity is based on possession of a combination of private and public cryptographic keys, and the combination of these keys can be seen as a "dexterous" form of consent. This combination creates an extremely useful digital signature, providing a strong control of ownership which makes the transaction more secure than it would be using other, older methods.
The aspect of firm blockchain identification control within a cryptocurrency transaction does not provide security on its own.
Strong control of ownership does not always lead to secure digital relationships, but, it does solve authentication–which can be achieved by combining a means of approving transactions and permissions, also known as authorization.
Blockchains achieve this through a distributed network, which requires a number of validators to use mathematical verification to reach a consensus that they witnessed the same thing at the same time. There is a direct relationship between the security of a network and the number of validators on a distributed network.
Blockchain technology has an internal system of record-keeping.
When cryptographic keys are combined with a distributed network, a useful form of digital interactions emerges, resulting in a system of record. In this process, Individual A takes her private key, making an announcement–for example, that the individual is transmitting a sum of a cryptocurrency–and attaches it to Individual B's public key. This creates a system of record.
One's self-interest is a motivating factor that drives people to engage in mining. When one offers her computer processing power to service the network, there is a reward available for one of the computers. Thus, a single person's self-interest can be used to help service the public need, which can take the form of increased security. Bitcoin, Ethereum, and even well established companies like IBM, are using blockchains.
As blockchain technology proves its usefulness and as cryptocurrency provides an abstract, digital exchange for goods, the need for regulation is apparent.
In general, the idea of governments regulating cryptocurrencies goes against the entire ethos of decentralized assets and data so the crypto firms have decided to do it themselves. This industry norm is, of course, occasionally ignored by some governments.
In China, the world's largest Bitcoin miner, there has been a government-backed push for regulating cryptocurrency. In South Korea, blockchain and cryptocurrency platforms have agreed to a common standard of regulations. The blockchain platform known as Waves is also tackling this issue, and has set up its own independent regulatory body based in Switzerland. Although cryptocurrency is relatively new, Swiss banking, apparently, is forever.
Why should one use blockchain technology?
In summary, blockchains provide security and a way to conduct transactions online. Currently, blockchains are a bit like the Wild West; few regulations exist, although that is changing as time goes on. Blockchains used as databases can be slow, and there is a cost to storing the data, mainly in the form of "mining" (or processing) of every block in a chain. On the other hand, centralized data systems based on the client-server model are faster and less expensive. However, one cannot predict how long client-server model data systems will be faster, and it certainly looks like, given the private and public sector interest in blockchains, that blockchains might very well be the technology of the future.
Next articleWhat is Bitcoin Cash?


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Champs Élysées—one of Paris's most polluted roads—to be transformed into 'extraordinary garden'
The major avenue will undergo a €250m makeover to restore its former splendour, following the 2024 Summer Olympics
Kabir Jhala
Locals avoid the Champs-Élysées because it is so polluted © Mark Lawson
The Champs-Élysées, a 1.9km-long avenue in central Paris, will undergo a major €250m makeover following the 2024 Summer Olympics.
The renovation was announced by the mayor of Paris Anne Hidalgo, who said the plans will transform the congested road into an "extraordinary garden".
Designed in 1697 by André Le Nôtre as an extension of the Tuileries garden, today it is Paris's most famous commercial street lined with expensive cafés and luxury goods stores. It is also one of the most polluted arterial roads in the French capital and in recent decades has been avoided by locals.
"The legendary avenue has lost its splendour over the past 30 years. It has been gradually abandoned by the Parisians and suffered the full brunt of several respective crises: yellow vests, strikes, health and economic crisis etc," said the Champs Élysées committee in a statement that welcomed the renovation.
A rendering of the renovated Champs-Élysées ©PCA-Stream
The project, led by the agency PCA-Stream, plans to create a number of green areas and reduce space for vehicles by half. It will also create tunnels of trees to improve air quality, establish cycle paths with permeable surfaces and totally pedestrianise the Place de la Concorde.
Other parts of the city that will undergo a facelift around the 2024 Olympics include the area surrounding the Eiffel Tower, which will be transformed into "extraordinary park at the heart of Paris", Hidalgo told Le Journal du Dimanche.
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Escorted Rail Tours to Oban
Gateway to the Hebrides
The town of Oban sits in an idyllic bay (almost perfectly horseshoe in shape) on Scotland's west coast. Known as An t-Òban in Gaellic, which translates as "the little bay", Oban has a small population, with approximately 8,500 permanent residents, but is a busy port, particularly during the summer when visitors flock to the area.
Oban is also known as the 'Gateway to the islands', with ferries running throughout the year to the Inner and Outer Hebrides, including Islay, Coll, Lismore, Colonsay, Tiree, Barra, South Uist and Mull.
McCaig's Tower
Among the attractions of Oban is McCaig's Tower, a beautiful folly overlooking the town, which was completed in 1902. The design for the folly was inspired by the famous Colosseum in Rome, and it takes its name from its designer and architect John Stuart McCaig.
The Oban Distillery
Oban's Distillery is one of the oldest in Scotland; in fact the distillery actually pre-dates much of the town, which later grew around the trade. The distillery was opened by the Stevenson brothers in 1794, and was operated by their family until 1866. The success of the whisky industry then played an important role in the local life, allowing for much of the growth in the town. Today the distillery is still very much operational, producing a number of different specials - some of which are made over an incredible 32-year period.
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Majestic lochs and glens lie in wait as we cross Edinburgh and the Highlands and visit historic castles and the Isle of Mull. We travel through the West Highlands and Cairngorms on this fabulous round trip climaxing with a 'Scottish Evening' on Edinburgh's stately Royal Mile.
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In some respects, Dorothy was right - there really is no place like home.
Top 5 European City Destinations
Holidays to Europe by train are becoming increasingly popular, here we look at European cities still alive with history.


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Zelotes minous este o specie de păianjeni din genul Zelotes, familia Gnaphosidae, descrisă de Maria Chatzaki în anul 2003. Conform Catalogue of Life specia Zelotes minous nu are subspecii cunoscute.

Note

Legături externe

Zelotes

redpajama_set_name: RedPajamaWikipedia


ERM through the application of the framework's vision, mission and objectives aids in the achievement of the University strategic priorities and advances the risk management practices at the University.
Create a good ERM culture that enables every one of us to contribute to the creation, optimization and protection of enterprise value of NUS.
Create a comprehensive approach to anticipate, identify, prioritize, manage and monitor the portfolio of risks impacting our organization. Put in place the policies, common processes, competencies, accountabilities, reporting and monitoring processes to execute that approach successfully.
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More than 10 mostly children were killed and injured due to rocket shells that targeted Al-Suqaylabiyah and the warplanes of the Russian "guarantor" return to target the "de-escalation" area after long hours of their absence from the skies of the area
The Russian warplanes returned to target the "de-escalation" area once again after long ours of their absence from the skies of the area, where they targeted by a number of raids today at noon, places in Al-Hbit town in the southern sector of Idlib countryside, in the same context, the factions fired several rocket shells on areas in Al-Suqaylabiyah town in the western sector of Hama countryside which under the control of the regime forces, which resulted in the fall of human losses, and the Syrian Observatory for Human Rights documented the death of 3 children and the injury of 8 other persons mostly children, while the regime forces fired more than 10 shells on Shir Mghar village where some of the shells fell in the area of the Turkish observation post there, without information about casualties so far.
And with the fall of more casualties, it rose to at least 293, the number of people who were killed since the 30th of April 2019, the date of start of the most violent escalation in terms of aerial and ground bombardment, shelling, and targeting since Putin-Erdogan agreement, and they are: 112 civilians including 19 children and 29 citizen women, and they are 33 including 7 female children and 9 women, another woman and two of her children, were killed in Russian aerial bombardment on the countryside of Idlib and Hama, and 22 including 7 women and a child girl were killed in the fall of barrel bombs, and 33 including 7 women, 5 children, and a member of the rescue teams were killed in targeting by regime's warplanes, also 20 people including 5 women and a child were killed in a ground shelling carried out by the regime forces, and a civilian was killed in shelling by the factions of al-Suqaylabiyah, while at least 95 of the jihadi groups were killed in the Russian airstrikes and the regime's shelling, in addition to the killing of 86 members of the regime forces in targeting and shelling by jihadi groups and factions.
And with the fall of more casualties, the death toll rises in the heaviest continuous escalation on its 21st day, to 446 people in the period since the morning of the 20th of April 2019, until the 11th of May 2019, they are 162 civilians including 32 children and 39 women, were killed in the Russian air bombardment and regime forces' shelling on areas in Aleppo, Hama, Latakia, and Idlib, including 8 civilians casualties including 3 children were killed in the fall of shells launched by the factions on Aleppo city, al-Hadir town south of Aleppo, al-Khandeq village, and al-Suqaylabiyah town in Hama countryside, and 19 people were killed in the explosion of a truck loaded with high-explosive materials owned by the jihadi groups in Jisr al-Shughur city west of Idlib, and 113 of the jihadi groups and the factions were killed in attacks and clashes against the regime forces and militiamen loyal to them, and 152 of the regime forces and militiamen loyal to them were killed in attacks by the jihadi groups on several areas of the demilitarized area.
And during the period between the 15th of February 2019 and the 11th of May 2019, the Syrian Observatory documented the death of 822 people in the Russian – Turkish truce areas, they are 400 civilians including 102 children under the age of eighteen and 97 woman over the age of eighteen, they were killed in the Russian aerial bombardment and the rocket shelling by the regime forces and the factions, and among the death toll of civilians there are 32 people including 9 children under the age of eighteen and 5 citizen women over the age of eighteen, they were killed in the fall of shells launched by the factions, and 181 fighters were killed in different conditions within the demilitarized area since Putin – Erdogan agreement, including 114 fighters of the "jihadis" and 241 of the regime forces and militiamen loyal to them.
While the Syrian Observatory for Human Rights documented since the start of the Russian – Turkish truce the death of 1052 people in areas of Erdogan – Putin agreement, they are: 481 civilians including 134 children and 109 women, were killed in shelling by the regime forces and the militiamen loyal to them, targeting, and bombardment by warplanes, and among them there are 35 people including 9 children and 5 women, were killed in the fall of shells launched by the factions, and 248 fighters were killed in deferent circumstances within the demilitarized area since Putin – Erdogan agreement, including 129 of the "Jihadi" fighters and 23 fighters of Jaysh al-Izza, who were killed in ambushes and clashes including a commander at least, they were killed in ambushes and attack by the regime forces in the northern countryside of Hama, and 323 members of the regime forces and militiamen loyal to them.
After the elimination of the organization and in the shadow of the popular protests…the International Coalition and the command of the SDF exclude the foreign fighters in the ranks of the latter from the Syrian territory
More casualties raise to 5 children and one woman, the number of people who were killed in a massacre carried out by the factions through their shelling on Al-Suqaylabiyah town west of Hama


Quality Adjusted Life Years (QALYs) are a measure of the length of life adjusted for the quality of that life. The quality of life should be measured using utility, which is the extent to which a person values one health state over another. Utility values typically vary between 0 and 1, where 1 is perfect health and 0 is death. In principle, it is possible to have values below 0 (indicating a state worse than death).
There are a range of ways to measure utility such as time-trade-off (TTO). In practice, though, utility values as usually inferred from health-related quality of life scales such as the EQ-5D.
QALYs are useful because they allow us to draw together complex information in order to allow us to make decisions that involve choosing between lots of different health-states at the same time. This is necessary for us to make comprehensible, reasonably transparent, and consistent healthcare decisions in a complex world.
On the basis of this, a health economist might argue that a rational person would choose 5 healthy years over 15 years of very poor health. The aspect of choice is important because the purpose of QALYs is to help us make difficult decisions objectively.
There are some core challenges with this approach, particularly the question of who determines the utility values we use (a patient with the condition or the general public) and whether we value gains (e.g. extended life) equally to losses (e.g. loss of health).


Of course, Shackleton's name is forever connected to South Georgia, but nowadays the island is more the Island of Kings. King Penguins that is. With little less as half a million breeding pairs, they are maybe not the most numerous (Quiz question: which species is the most numerous on the island?), but easy to find and a very charismatic species.
The King Penguins are the second largest penguin, after the Emperor, with a height of nearly a meter. They have a unique breeding cycle that lasts for 1.5 years, allowing them only to raise two chicks every three years. This also means there are always a variety of chicks in different stages present at the colony, even during winter. This makes it always a great pleasure to visit a colony of King Penguins.
Fantastic photographs! I look forward to the day that I get to South Georgia.
you should! If you've got the chance. For me the most beautiful place on the planet!


Harry Styles, one of the member of English-Irish pop boy band, One Direction is set to buff up his body. Not even just Styles, his other band mates are also trying to change their appearance by giving shape to their bodies in the gyms.
And, Harry is serious for his workouts. His new fitness regime needs him to take ice cold baths just after workout just to recover fast.
Harry is dreaming to have a body like Brad Pitt in Fight Club. For that, he is seriously doing all the stuff, which is told by his trainer. He works out with his personal trainer 2 times daily – for example a morning session and an evening session. Their management wants all the five boys to take care of their bodies so as to look more appealing on the stage. The young boys travels a lot and so the chances of indulging in bad food habits, or junk food during travelling is more. They play videos games and sometimes eat junk food. So, all this will result in fatty lethargic bodies. Hence, this step has been taken to maintain or even increase the popularity of the band One Direction.
Two mixed martial arts trainers have been hired for all this, viz. Mark Jarvis and Jimmy Wallhead. Styles even wakes up at 2 am for the grueling workout sessions. So, 2 sessions daily with the trainer. Ans yes, you are right. As a result, he needs to take ice bath twice a day to make his strained muscles recover fast.
Harry is giving the management priorities' the utmost place in his life. And, why not? It will also make him look more hot. May be soon like Justin Bieber, he will try to make his 6 pack abs.
The trainers have also made these boys to eat healthy food. Soon, we will be seeing a different Harry Styles and the all new more beautiful One Direction.


The working group of VNFU Central Organ led by Vice Chairwoman Nguyen Hong Ly had paid a visit to households heavily affected by Storm no. 12 in Phu Yen Province.
On November 7, VNFU Central Organ in collaboration with Phu Yen Provincial FU had visited, encouraged and given support to families suffering from Storm no.12. The total support handed to the local victims by the working group was 50 million dong.
Tran Can (Hoa Xuan Nam Commune, Dong Hoa District) said: "The Storm no.12 has completely destroyed my house. For a few days now, my 4-member family has to live in a makeshift tent made of canvas. The problem is that we don't have money to rebuild the house due to financial difficulty. Thus, 2 million dong received from VNFU really makes my day".
VNFU Vice Chairman Nguyen Hong Ly gives present to Tran Can.
According to Secretary of Hoa Xuan Nam Communal Party Committee - Tran Trong Quyen, Storm no.12 wiped out not only crops, but also aquaculture stocks, houses and traffic roads. Preliminary statistics show that 18 houses are completely collapsed and over 95% houses are unroofed.
Chairman of Phu Yen Provincial FU, Le Du shared that after the storm, provincial FU had joined hand with other provinces to help people repair their houses, families under preferential treatment policy and families short of manpower overcome difficulties to get their life back to normal.
On behalf of VNFU, Vice Chairwoman Nguyen Hong Ly expressed empathy and encouraged all victims. Even though the support was not big, it represented affections and responsibility of members nationalwide in attempt to help and share with people suffering from the storm.
Bac Giang: internet training for 50 farmer members.
VNFU and VCA signed cooperation program to promote agriculture collective economic development.
VNFU support for flood victims families in the central.
Bank support for drought and salt water intrusion.
VNFU officials participate in ASEAN Learning Route on Agricultural Cooperatives in Thailand and Philippines.


In the dead of each Chicago winter, thousands of die-hard Cub fans gather downtown for three days of baseball fever. For nearly a decade, Petrick Design has helped the Cubs brand this event, the proceeds of which help fund Cubs Charities. We develop a graphic theme that unifies elements such as program guides, event passes, signs, pins and tee shirts.
Petrick advised the Cubs to exploit Wrigley Field's famous blue "W" as a marketing device.
Convention passes for this year came in eight varieties so attendees could trade and collect them, like baseball cards.
The 25th Anniversary Convention featured a poster timeline.
The program cover for the 2012 Convention exhibited a modernist theme.
Petrick re-designed the event schedule into a user-friendly "TV Guide" format.
Petrick Design is a design consultancy specializing in visual and verbal communication.


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MG Motor's first car for India to launch with two BSVI-compliant engines - Report
03/11/2018 - 12:05 | MG | Yatharth Chauhan
Autocar India reports that the MG-badged Baojun 530, which will become the first offering from MG Motor India, will launch with two BSVI-compliant engine options. This is in line with a previous report that stated that the SUV will offer turbocharged petrol and diesel engines.
The MG-badged Baojun 530 is expected to feature an entirely different front- and rear-end styling. Its interior will share aplenty with the Baojun 560, which will make it more upmarket.
Reportedly, Mr Rajeev Chaba, President and Managing Director, MG Motor India has said that after some deliberation, his company has decided to launch the SUV with BSVI-compliant engines instead of introducing the new model with BSIV-compliant motors and later upgrading the power-plants for BSVI compliance once the stricter emission norms come into effect in 2020.
While the original Baojun 530 has been spotted testing on the Indian soil, the MG-branded version will not be entirely like its Chinese sibling. MG will make several superficial changes in the form of a new front grille, new bumpers, revised lights, and new badges. Furthermore, the interior of the first MG SUV for India will be a tad more premium than that of its donor car. Spy images have revealed that the cabin will have many bits borrowed from the bigger Baojun 560.
The MG-badged Baojun 530 will likely measure 4.7-metres in length, 1.83-metre in width, and 1.76-metre in height. The Chinese-spec SUV is available in two petrol variants - a 1.5-litre turbocharged unit that outputs 110 kW (150 PS) and 230 Nm, and a 1.8-litre naturally aspirated unit that outputs 101 kW (137 PS) and 186 Nm of torque. The Indian version will be propelled by the FCA-sourced 2.0-litre MultiJet II diesel engine and a different 1.5-litre turbocharged gasoline motor that outputs 170 PS and 250 Nm. It will come mated to a 7-speed automatic transmission.
The new model will be produced at the company's Halol-based facility in Gujarat. This plant was earlier owned by GM and was responsible for the production of the Cruze and the Tavera.
MG Motor India has revealed to the media that its first-ever product will launch in the second quarter of next year.
Also See: MG eRX5 (Roewe ERX5) pure electric SUV showcased at Delhi's Move Summit 2018
The MG-badged Baojun 530 is expected to launch with a sub-INR 20 lakh price tag. MG's first model for India will rival the likes of Jeep Compass. The company should be able to price the new model competitively due to the high level of localisation.
Source: autocarindia.com
Baojun 530
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Working from home while the kids are on vacation which is why this morning's conference call is sponsored by Zing Zang Bloody Mary Mix.
I always help my kids with their homework and school projects. The last thing I want is for them to fail and end up living at home until they're 40.


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The Style Examiner > Blog > 2011 > Foster + Partners Unveil Designs for Kuwait International Airport
Foster + Partners Unveil Designs for Kuwait International Airport
The new designs for Kuwait International Airport by Foster + Partners have been developed to significantly increase capacity and establish a new regional air hub in the Gulf. The state-of-the-art terminal building will not only provide high levels of comfort for passengers but will also set a new environmental benchmark for airport buildings. Its design is rooted in a sense of place, responsive to the climate of one of the hottest inhabited environments on earth and inspired by local forms and materials.
The terminal has a trefoil plan, comprising three symmetrical wings of departure gates. Each façade spans 1.2 kilometres and all extend from a dramatic 25-metre-high central space. The terminal balances the enclosure of this vast area with a design that is highly legible at a human scale.
To further aid orientation, the building is planned under a single roof canopy, punctuated by glazed openings that filter daylight, while deflecting direct solar radiation. The canopy extends to shade a generous entrance plaza and is supported by tapering concrete columns whose fluid, organic forms draw inspiration from the contrast between the solidity of the stone and the shape and movement of Kuwait's traditional dhow sailing boats. The concrete structure provides thermal mass and the roof incorporates a large expanse of photovoltaic panels to harvest solar energy.
The design of the proposed airport also features a new landside access sequence from the south in the form of a lush oasis, with strands of drier planting and species native to the desert climate extending further away from the terminal. Inside, the different functions are arranged over three floors: departures, arrivals and baggage areas. The design intends to draw on the region's culture of hospitality and welcoming guests to Kuwait by establishing an arrival sequence for passengers that includes a baggage reclaim area surrounded by cooling cascades of water.
Foster + Partners have designed a flexible masterplan for the site, with the terminal strategically located to anticipate and enable future expansion. The airport will initially accommodate 13 million passengers per year, with the flexibility to increase to 25 million passengers and to accommodate 50 million passengers with further development.


The following article was written for The Sunbury News during Ohio's bicentennial celebration in 2003. With the opening of the Myers Inn Museum in 2008, I began really studying the life of this man who was born in our community.
For a more in depth biography please go to RosecransHeadquarters.org.
William Starke Rosecrans was born in Kingston Township September 6, 1819. His paternal ancestors came from Amsterdam and settled near Wilkesbarre, PA. The name was originally spelled Rosenkranz which meant Crown or Wreath of Roses.
William's grandfather Dr. Daniel Rosecrans married Catherine Cole in 1760 and after her death, Truthful Wilcox. He served as a Captain in a Goshen, NY, 6th Company regiment.
In 1809 John Rosecrans (his four sons, Abraham, Jacob, Isaac and John Jr.) and Dr. Daniel Rosecrans, his wife Thankful, and his four sons, Nathaniel, Jacob, Perlemas and Crandall, settled along the Little Walnut Creek in Kingston Township. Dr. Rosecrans became Kingston's first Justice of the Peace. In 1813 he moved south on Taylor Run.
William's father Crandall Rosecrans and his wife Jemima Hopkins (relative to Stephen Hopkins who signed the declaration of independence) lived on 160 acres next to Dr. Daniel's farm on Taylor Run. Their first son, Chauncey, born in 1817 died in infancy. William was born in 1819. It is said his father had been an admirer of General John Stark and hence his middle name. However, the Stark families were prominent neighbors in Kingston and Porter Townships so the name may have come from them. Many members of his Uncle John's family are buried in the Stark Cemetery. At any rate the extra 'e' was added to William's name.
In 1821, the family moved to Homer, Ohio, where the family continued to grow to include Charles Wesley (1822) who became a farmer in Iowa, and Sylvester (1827-1878) who became a Catholic Bishop in Columbus. Crandall managed a village tavern, general store and farmed. Although he did not belong to a particular religious denomination he was very religious and a strong patriot.
William attended a log school for a few months each year. In 1833 a Lancaster merchant, George Arnold, opened a general country store in Utica, a few miles from Homer. William became a clerk in the store and when Arnold moved the store to Mansfield, William moved with him. Here one day William was the driver for T. W. Bartley, future Supreme Court Judge of Ohio, on a trip to Columbus. Bartley enjoyed the trip so much. he encouraged him to get an education. Rosecrans and his father began a correspondence with their congressman and secured an appointment to West Point. William spent time at Kenyon College to prepare for the West Point examination and entered the school in 1837. When he graduated in 1842 he was 5th in general merit and 3rd in mathematics.
Anna Elizabeth Hageman, of New York, was a house guest of Susan Bailey, daughter of professor Jacob Bailey, for the West Point graduation. Graduates Rosecrans and Gustavus Smith were invited to walk them to the Crow's nest, a local scenic spot. From then on William was in love with Annie. They married August 24 at St. Paul's Episcopal Chapel in New York while William taught at West Point. They had five children, Louis, Mary, Carl, Lily, and Anita who lived to be adults.
Following graduation, William entered service as Brevet 2nd Lieutenant of Engineers. After a year as Assistant Engineer building fortifications at Hampton Roads, VA, he returned to West Point as Assistant Professor of Engineering. In 1847 he was again in active service at Fort Adams, RI. When he resigned in 1854 he was First Lieutenant of Engineers stationed in Washington.
William went to Cincinnati and became a consulting engineer and architect. The pay was scanty. In 1855 he took charge of the Cannel Coal Company in West Virginia and became president of the Coal River Navigation Company in 1856. In 1857, he organized the Preston Coal Company to manufacture kerosene.
At the beginning of the Civil War, William volunteered to help Gen. George McClellan organize and equip the Ohio home guard. June 9, 1861, he was appointed chief engineer of Ohio with the rank of colonel. The next day he was made colonel of the Twenty-third Ohio Volunteers. He organized Camp Chase in Columbus and received a commission of brigadier-general in the regular army to date from May 16, 1861.
His first important conflict was the battle of Rich Mountain (July 11, 1861) which he won. When McClellan was promoted, Rosecrans followed him as commander of the Department of Ohio which consisted of western Virginia, Ohio, Michigan and Indiana. One of the strangest experiences in military history happened in the spring of 1862 when William found and extricated Gen. Blenker and his troops who were lost in the mountains of West Virginia.
As commander of the Army of Mississippi, Rosecrans defeated General Price in the battle of Iuka on September 19. On October 3rd and 4th, he defeated Van Dorn and Price at Corinth. In the last battle he was so impressed with Phil Sheridan, he wrote to Washington urging the authorities to give him his own command thus the saying Rosecrans "discovered" Phil Sheridan.
On October 25th, Rosecrans returned to Cincinnati where he found orders making him commander of the Department of Cumberland which consisted of whatever territory south of Cumberland he took from the enemy. He established bases and lines of communications, established Inspector General's and topographical departments, and engineering and pioneer corps. On October 30 he began his march to Nashville and defeated a confederate attack on that city on November 5th.
On December 30, 1862 the four day battle of Stone River began. Things were not going well for the Gen. McDowell McCook and his Union forces. One account read, "Realizing the dreadful position into which the rebels were speedily crowding him, Rosecrans, unattended by guard or staff, rode quickly into the thickest of the fight, and, drawing his sword, waved it over his head and yelled to his retreating men to halt, face and fight the enemy."
"The sight of 'Old Rosy' in the thick of the fight, exposing his life every moment, so inspired McCook's brave and broken ranks with sudden enthusiasm and determination that the retreating line halted, 'about faced,' and delivered a volley of musketry into the enemy's ranks that staggered and checked further advance." The Army of Cumberland then occupied Murfreesboro.
From June 24 through July 7, 1863, Rosecrans then drove Bragg out of the middle of Tennessee. Rosecrans now occupied Bridgeport and Stevenson. Although Washington wanted Rosecrans to dislodge the enemy from the mountains, he took July 7th to August 11 to rebuild railway bridges and trestles, put roads in order and the concealed the point of crossing the Cumberland mountains and the Tennessee River. As soon as the corn had ripened for food and forage, Rosecrans made his move to the river. Bragg withdrew from Chattanooga and retired behind Chickamauga.
From September 19 to 22, the tides turned for Rosecrans. He had delayed in following orders from Washington and held back until he saw the opportune time to advance. After three days of savage fighting, Bragg defeated the Union troops at Chickamauga. On October 23 Rosecrans was relieved of command and in January 1864 assigned to the Department of Missouri, headquartered in St. Louis. Here he defeated the invading Confederate forces. On December 10, 1864 he was placed on waiting orders in Cincinnati, mustered out of the volunteer service on January 15, 1866, and resigned from the army on March 28, 1867, as major general.
Like many other retired military men, Rosecrans looked at California for a final home. He was disappointed in San Francisco but the view at Los Angeles thrilled him. He acquired 14,000 acres for a song.
In 1865, Rosecrans was offered the Union nomination for Governor of Ohio but declined. In 1868 he was appointed minister to Mexico, a position he held for a year before returning to the United States. He declined the Democratic nomination for Governor of Ohio.
Rosecrans resumed the practice of engineering. In 1871, he was president of San Jose Mining Company. From 1872-3, he was engaged in an effort to install narrow gauge railroads in Mexico. He declined the Democratic nomination for Congress from Nevada in 1876. In 1878 he became president of the Safety Powder Company in San Francisco.
In a few short years, Rosecrans lost many dear to him. His older son, Louis, died in 1876, his daughter, Mary, in 1877 of tuberculosis, his brother, Bishop Sylvester Rosecrans in Columbus in 1878, and soon after, his wife, Annie, probably of cancer.
In California in 1880, he was elected as a Democrat to the lower house of Congress carrying a strong Republican district. In the House he was Chairman of the Committee on Military Affairs. President Cleveland appointed him Registrar of the Treasury. On March 2, 1889, by act of Congress, he was put on the retired list of the U. S. Army with the rank of brigadier-general.
Still Registrar of the Treasury under President Harrison, his health began to fail. He retired to Redondo Beach, California. Much of his land had been lost to pay for his Nevada deals. Only 1,100 acres remained but it was enough to encourage him to farm. Here he spent his last days with his son, Carl, on Rancho Sausal Redondo. He died March 11, 1898. Following a full military funeral he was buried in Los Angeles. In May 1908, his body was moved to Arlington Cemetery and reburied in the presence of President Theodore Roosevelt.
Sunbury's Colonel Benson W. Hough Post of the American Legion along with William Mitchell's generous donation of land from his farm where Rosecrans was born, and the Ohio American Legion dedicated the boulder monument on Rosecrans Road Sunday, May 26, 1940. The plot of ground was set aside in perpetuity by Mitchell and the township trustees.
Thanks to L. W. Mulhane's booklet, "Memorial of Major-General William Stark Rosecrans," published in 1898. This booklet is in the Community Library collection. Kingston township is featured in the library display case this month.
Rosecrans' monument is one of the hidden treasures featured on the Big Walnut Area Historical Society's Auto Tour on October 5th. Participants will purchase tour booklets at the Myers Inn, 45 South Columbus Street in Sunbury between 1 and 4 p.m. The booklet has driving instructions to the historical landmarks and vignettes on the sites. The first 100 cars to complete the trip and return to the Myers Inn by 5 p.m. will receive a surprise. The Auto Tour, a part of the Heritage Day Celebration of the Historical Society, is part of the Big Walnut Ohio Bicentennial Celebration..


Jigsaw puzzles can be maddening. They can drive you to distraction. You might even go so crazy as to take your own mother down with an axe... and that's only the beginning for one repressed teenager.
On a Boston university campus, forty years later, young girls are missing out. Missing out on hands, feet, arms and heads as a certain puzzled psychopath carves a bloody swathe through the college's female population. Only one tough cop has the stones to bring him in, but can he track down the slayer before all the girls are mincemeat?
From cult Spanish exploitation king, director Juan Piquer Simón (Slugs; Monster Island), comes Pieces (Mil gritos tiene la noche), a wonderfully perverse 80s slasher starring Christopher George (The Exterminator; City Of The Living Dead), Lynda Day George (Beyond Evil; Mission: Impossible) and Jack Taylor (The Ninth Gate; Conan The Barbarian) that was described by TerrorTrap.com as "sick, sleazy, demented and twisted… one of our guiltiest of guilty pleasures… deliriously fun" and by Hostel's Eli Roth as "a masterpiece of early 80s sleaze."
Pieces (cert. 18) will be released on DVD by Arrow Video on 5th September 2011 at the RRP of £15.99.
Collector's booklet featuring brand new writing on the film by Stephen Thrower, author of Nightmare USA.


Kirby's lecture, derived from an eponymous book forthcoming from Harvard Business Review Press and subtitled "Reaching the limits of power and growth," was given in the Officers Meeting Room of Notre Dame's Main Building to inaugurate the Liu Institute for Asia and Asian Studies Distinguished Speaker Series.
Illustrating his presentation with nearly 100 slides illustrating modern Chinese history from the mid-19th century to the present day, Kirby discoursed on the conditions, controversies and promises of higher education in China and around the world since the 19th century, as the most consequential centers and systems of higher education have spread from Europe to the United States and, increasingly, to China.
Among those listening to Kirby's lecture was 2000 Notre Dame alumnus Justin Liu, president of the RM Liu Foundation and chief operating officer of Tireco Inc. A member of Notre Dame's College of Arts and Letters Advisory Council, he also serves on the University's Asian Studies Advisory Board. It was a gift of the Liu Foundation, which established the Institute for Asia and Asian Studies.
At the conclusion of the lecture, J. Nicholas Entrikin, Notre Dame's vice president and associate provost for internationalization, thanked both Kirby and Liu for their "leadership during a positive movement as we expand our scholarly and cultural engagement with China" and presented each of them with a commemorative plaque and framed photograph of Liu, Kirby, Entrikin, College of Arts and Letters Dean John McGreevy, and Liu Institute director Nelson Mark.
Originally published by Michael O. Garvey at international.nd.edu on October 22, 2013.


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I'm with you Zita, I have mixed (mostly negative) feelings about Christmas. I've thought about blogging about it but don't want to bring everybody else down LOL!!! It's not a popular viewpoint and I don't think I could take the "perk up" "don't be such a grinch" comments either!
I know what you mean!! I hesitated and modified a few times before hitting that publish button for that exact reason!
I'm with u on focusing on the holidays - that is indeed the best bit. And I am sorry to hear about your sister. Christmas amplifies loss I think.
Yes, Christmas brings both joy and sorrow. I try to focus on the baked goods, myself. Also, I like that Christmas is the only time of year where I'm totally switched off from work. I work from home, so it is very hard to take holidays when you have no off-sider! I'm really looking forward to doing a lot of nothing during that time between Christmas and New Year!
Hope you do get time to switch off Shelly!
I feel very similar to you Zita - very mixed feelings here too. This year we are hosting so I will have that pressure to deal with as well...but I'm looking forward to having to do much running around visiting others for once!
I have mixed feelings about Christmas as well. My family is less than functional and at the moment hardly any of them are talking to each other. I do however enjoy the buckets of fresh seafood we get to indulge in!


September 24th, in Parish Center at 7 PM.
Along with continuing to read about Maurice and Therese: The Story of a Love, the new fall schedule will also include 'Coffee House With A Heart', a casual evening of faith - sharing and affirmations.
Please join us in the Parish Center at Immaculate Conception Church at 7:00 pm, every other Tuesday.
Please don't let financial hardship stop you from joining this group, funds are available to purchase your book through "Spreading The Good News Grant" Program.
For more information please contact Rachel Benin: (86O) 420-8609 or Melissa Brown @ (860) 495-5275.


We believe that the food is what gives a restaurant staying power. We travel the world to bring our guests an innovative and globally inspired menu. By pairing unmatched quality with addictive flavours, our goal is to offer tastes for every lifestyle.


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Home US Politics "They Painted Over Problems": How Residents of One Affordable Housing Complex Went...
"They Painted Over Problems": How Residents of One Affordable Housing Complex Went From Hope to Despair – Molly Parker, The Southern Illinoisan, ProPublica (12/19/2019)
CHICAGO — Two decades ago, the Chicago Community Development Corp. rescued a run-down affordable housing apartment complex from the verge of foreclosure and promised tenants conditions would improve.
It was the kind of promise that low-income residents across the country often hear. But in this case, it seemed different. The company and its founder, Anthony Fusco, were the subject of numerous newspaper articles that hailed their work buying buildings like this one, renegotiating contracts with the U.S. Department of Housing and Urban Development, and saving more than 2,000 apartment units in the process. A New York Times headline referred to one such building as a "Cinderella."
"I was very hopeful," said Samuel Douglas, a longtime resident of the Barbara Jean Wright Courts apartment complex in the Near West Side.
Shortly after acquiring Barbara Jean Wright Courts in 1999, CCDC spent about $6.5 million renovating it, paid in large part by tax-exempt bonds and proceeds from federal low-income housing tax credits, the primary source of funding in the U.S. for affordable housing development.
Fusco, who remains the company's president, said the renovation work included new roofs, new paint and carpet, upgraded kitchens, and the installation of windows and skylights in common areas and stairwells, among other improvements.
But 20 years later, the property has deteriorated and is in need of a multimillion-dollar renovation. Tenants like Douglas say they feel let down.
Barbara Jean Wright Courts is one of about 820 apartment complexes in Illinois that have entered into contracts with HUD to provide housing to low-income families. The buildings operate much like public housing, except that their owners are private for-profit and nonprofit landlords.
Nationally, more than 1.3 million households rely on these apartments. They can be found in cities throughout Illinois, from Carbondale to Chicago.
But as Barbara Jean Wright Courts illustrates, many of these aging buildings face financial and management challenges much like their public housing counterparts.
Congress put a halt to HUD issuing new project-based Section 8 contracts like the one HUD holds with Barbara Jean Wright Courts in 1983, about a decade after the program began. At that point, federal lawmakers decided to devote more funding to portable vouchers that subsidize rental costs in the private market, rather than tying subsidies to specific buildings. But it can be a challenge for voucher holders to find landlords who will accept them.
Privately owned and managed buildings receiving HUD subsidies became even more critical in Chicago after the city began tearing down high-rise public housing complexes like the notorious Cabrini-Green and Robert Taylor homes in the 1990s. Chicago is a high-cost city with diminished rental options for people in poverty.
The problems that plagued Chicago's large public housing complexes haven't gone away; they have simply shifted, according to Philip DeVon, an eviction prevention specialist with the Metropolitan Tenants Organization, an advocacy organization that supports low-income families.
"It's a false and misleading narrative that public housing doesn't work and the private sector does it better," he said. DeVon said these programs work when affordable apartments, regardless of ownership, are available in neighborhoods where residents can easily access transportation, grocery stores, medical care and good schools, and when adequate oversight and funding is provided to ensure they're maintained properly.
Douglas, the vice president of the Barbara Jean Wright Courts' tenant association, and other residents say their building suffers from leaky ceilings, mold, infestation, shoddy repairs and a landlord who is slow to respond to their concerns.
Corine Busch, another resident, says the tap water that runs out of her faucets is discolored. She boils it before using it to cook, and she buys bottled water to drink. It's been that way for at least a year, she said.
"They always said they were going to fix it up and make it look nice," Jessie Johnson, president of the property's tenant association, said. "They were going to do this, and they were going to do that. But they never fixed up this property. This property is mice infested. They painted over problems and put down cheap carpet."
Johnson said the Barbara Jean Wright Courts is in an ideal location compared with other HUD-subsidized apartment complexes. It's adjacent to the University of Illinois at Chicago campus and surrounded by gentrifying areas, including Little Italy just to the north, the West Loop to the northeast, Maxwell Street to the east and Pilsen to the south. Johnson said she fears where she'll end up if she's forced to find a new apartment with a voucher.
Fusco disagreed with the tenants' assessment of the property, but he acknowledged that "due to the passage of time," the property is in need of millions of dollars in repairs and renovations. Fusco said he's been working for about three years to find a reputable buyer for this and other properties in his portfolio. "I'm 71 years old, and I'm not in a position" to refinance the property, he said.
CCDC plans to sell it for $1, with the caveat that it's preserved as affordable housing. The buyer will assume about $16 million in debt and interest. "Just so you understand, I'm not in this for the money," Fusco added.
Tenants say they had not been informed of Fusco's plans. Johnson said tenants tried for months last year to set up a meeting with Fusco — to no avail.
The tenants said they also tried without success to get HUD's attention. HUD's multifamily office in Chicago, which oversees properties like this one, is led by Dan Burke, who worked for years with Fusco as his vice president at CCDC; he left the organization 11 years ago.
Leah Levinger, executive director of the Chicago Housing Initiative, sent an email to Burke in June 2018 asking for a meeting. Burke wrote back that he is "recused from matters regarding Barbara Jean Wright Courts Apartments" and directed communication to an employee who works under him. But Levinger said that two other HUD employees didn't return multiple messages over the course of months to arrange a meeting, either. "I've been doing this for 15 years, and this is one of the worst buildings I've seen," she said.
HUD spokesman Jereon Brown said that Burke recused himself in 2018 from meeting with tenants about property conditions "as an exercise of caution and in order to avoid the appearance of a conflict of interest," though he wasn't required to do so by law. (Burke declined to speak directly with The Southern Illinoisan.)
In response to questions about the property this fall, Brown said New York-based Jonathan Rose Companies has informed HUD that it plans to acquire Barbara Jean Wright Courts and invest up to $50,000 per unit in repairs. Brown, who left the agency this month, described the company as a high-performing entity that owns thousands of affordable housing units across the country. "There is no doubt, the property, which was last rehabbed in 2001, is in need of refreshing and repairs," Brown said. "The sale of the property provides the infusion of funding to accomplish that."
But relief is still a long way off. A closing has been delayed by the complexity of the deal.
The building's finances are propped up by several layers of government programs, each with its own requirements.
About $6.9 million in debt on the property dates back to when the building was constructed in the early 1970s under a new federal program that provided incentives for private companies to build and manage housing for America's poorest families. Fusco said the program set owners up to fail because it didn't give them enough operating revenue to manage the buildings properly. In 1988, when CCDC was created, many properties nationally were facing foreclosure and were at risk of losing their affordability status. HUD agreed to suspend payments on its loan when CCDC purchased the property so that it could invest more money into renovations.
Today, only about 40% of the property's 272 units are covered by a project-based Section 8 contract with HUD. Under this program, tenants pay about a third of their income toward rent costs, and HUD subsidizes the rest up to an established amount. The amount of rent CCDC can charge at the property's other 166 units is also restricted because of the company's use of low-income housing tax credits for the renovation work. That squeezes revenue.
Jonathan Rose Companies recently told tenants that it will likely be near the end of 2020 before the property changes hands, Levinger said.
Nathan Taft, a partner with Jonathan Rose Companies, said his company is committed to acquiring and renovating the property, and maintaining it as affordable housing. The firm has experience in overcoming complex deals like this one, he said. When the HUD-held loan is paid off, there is a potential to increase the subsidy amount the property receives from HUD, which would help support the renovation and shore up its financial condition, Taft said.
In a report this month, HUD's Office of Inspector General sounded the alarm about owners taking on too much debt, resulting in deferred maintenance or the property's inability to meet its financial obligations as revenue is siphoned off to pay it down.
Fusco maintains that the debt load on his property is typical for HUD-subsidized properties. It's not ideal, he said, but a reality given that funding options are limited to maintain apartments that low-income families can afford.
"I've spent 30 years of my life trying to save those units," he said. "I think we've overcome some tremendous obstacles to keep the properties viable, quality affordable housing. And I'm hoping to find a way to extend their useful life to a period past my stewardship."
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