Jared owes us. Big time. Four years ago, a publicist for Subway contacted Men's Health, inquiring about the true identity of "James," a 20-year-old college student who, according to our story "Stupid Diets...That Work!" had lost 245 pounds by eating exclusively from Subway's light menu. We said, "Jared Fogle, meet your sandwich maker," and, as everyone now knows, a marketing monster was born.
Are we bitter? Grateful is more like it. Ever since the combination of Jared's success and Subway's savvy redefined the venerable hoagie (a.k.a. hero, sub, grinder) as health food, other chains have been busily revising their own menus to keep up. As a result, we now have more low-fat (and even low-carb) sandwiches to choose from than ever before. The downside: We also have more sandwiches that are merely posing as healthy. Or as edible.
In an effort to weed out the wannabe-good-for-yous from those that truly are, we decided to put the lot of them under our nutritional microscope. (It's a really big microscope.) After that, we set our jaws in motion and our tastebuds to work analyzing each sandwich's flavor, or lack thereof. When all were fed and done, we tallied the results. Consider these six subs the true heroes.
The precious French name of the place aside, this sandwich is a fiber and protein all-star, with 6 grams (g) and 36 g, respectively. It tastes like a winner, too, with thick, juicy chicken, crisp cucumbers, and the unexpected flavor of peanuts. Unfortunately, it's a veritable salt mine, containing a hefty 1,620 milligrams (mg). Ask the sandwich maker to go light on the sauce and you'll cut out about 250 mg. Then ask for tomatoes. They'll make the sandwich more moist and give you about 1,000 micrograms of heart- and prostate-protective lycopene.
Bottom-feeder: Turkey, Ham, and Provolone Sure, it's high in protein (54 g), but your blood pressure will reach the boiling point once you realize you've just eaten 3,250 mg sodium.
Even the most committed carnivore couldn't complain. The beef is thick, tasty, and stacked high. What more could you ask for? That it be low in sodium, too? It is: only 910 mg. There's even 4 g fiber hiding in the white-as-snow bread.
Bottom-feeder: Club Piling on three kinds of cold cuts also piles on sodium (1,300 mg). But that's our only beef. Subway's still at the top of its game.
Recovering alcoholics, take note: You can taste the bourbon in this baby. Still, the 80-proof flavor doesn't overpower the smoky chicken, which tastes as if it just came off the grill. Another high point: the bread. It's everything good bread should be--crusty on the outside, soft on the inside. And toasting the whole sandwich is one of those hand-slapped-to-forehead genius ideas--so simple, so effective. Consider all of this, then factor in 24 g protein and only 1 g saturated fat and you'll see why this sandwich takes a top spot.
Bottom-feeder: Turkey Lite Its 1,909 mg sodium sinks this sub.
Charley's chicken earned Best in Show. It has the taste and texture of a real chicken breast, not chicken from concentrate. And since there's plenty of it, along with a slice of very welcome Swiss cheese, you get 38 g protein in the bargain. The accompanying teriyaki sauce has the proper balance of sweet and salty--without driving up sodium levels. In fact, this sandwich has just 685 mg--the lowest of any we tested. The only trouble spots: a slightly slapdash appearance and the bread, which has no distinguishing features.
Bottom-feeder: Grilled Veggie Delight Nothing delightful about 3.5 g saturated fat in a sandwich that doesn't contain any meat.
Some tuna sandwiches are so dry, you wonder how the fish ever could have lived in water. Not this one. The chunks are moist, and the lightly spiced dressing is a big improvement over the usual mayo. Just eat quickly; things get soggy fast. Low saturated fat (1 g) is the nutritional standout, followed by respectable fiber (3 g) and sodium (1,230 mg). Honorable mention: All of Schlotzsky's chicken sandwiches (plain, pesto, dijon, and Santa Fe) offer plenty of protein (24 to 28 g), reasonable sodium and fiber, and only 1 g saturated fat.
Bottom-feeder: Vegetarian If you want a salad, order one. That way you can hike up the paltry protein (12 g) with a hard-boiled egg or a handful of chickpeas.
It's not tarted up with fancy sauces. The bread isn't flashy. And the trimmings are as basic as they come. All of which is why we enjoyed this sandwich so much. Plus, since it has only 0.5 g saturated fat, it won't inflate your waistline. Honorable mention: Blimpie has entered the low-carb fray, with four new sandwiches containing 18 g or less of total carbs. (A typical sandwich has about 50 g or more.) High saturated fat weighs these sandwiches down, though. Pick the Baja Turkey & Cheese, which contains 30 g protein, 5 g fiber, 1,370 mg sodium, and only 4.5 g saturated fat.
Bottom-feeder: Buffalo Chicken Slices of bright-orange-and-white mystery meat: bad. And 2,108 mg sodium: very bad.


Construction is starting on a new apartment development near the future Milwaukee Bucks arena.
Developer Royal Capital Group is staging a groundbreaking ceremony Wednesday at the site of Five Fifty Ultra Lofts, 550 W. Juneau Ave.
The 10 a.m. program will include remarks from Royal Capital President Kevin Newell, Mayor Tom Barrett, Ald. Milele Coggs and Milwaukee Bucks President Peter Feigin.
The six-story building, previously known as Park 7 Lofts, will feature 112 apartments on the upper levels and 13,000 square feet of street-level retail space. It will be attached to the new Milwaukee Bucks arena parking structure, facing North Sixth Street.
The development site was sold in March. Site preparation work recently started there.
Five Fifty Ultra Lofts' amenities will include a rooftop lounge, an indoor-outdoor fitness center, a separate lounge open to the public and skywalk access to the new arena. The units are to open by summer 2019.
"As developer-owner for the (Arena) District's initial housing, we're excited to get going with 550 Ultra Lofts, and are thrilled to welcome residents to Milwaukee's new live-work-play zone!" Newell said in a statement.


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Reading: Understanding Types Of RAM Memory & How It's Used
Understanding Types Of RAM Memory & How It's Used
Each has their own pros and cons
Written by: Sydney Butler
Posted on: October 8th, 2019 in: Reviews
RAM or Random Access Memory is an incredibly important part of any modern computer. The CPU (central processing unit) of a computer needs data and instructions in order to perform work. That information has to be stored somewhere. The "somewhere" is referred to as computer memory.
There are various types of RAM memory, each with their own pros and cons. CPUs have a very small amount of memory built into them, known as the CPU "cache". This memory is incredibly fast and essentially part of the CPU itself. However, it is very expensive and so can't be used as the primary memory of the computer.
That's where RAM comes into play. RAM comes in the form of silicon computer chips, attached to a memory bus. The cache memory on the CPU itself is actually also a form of RAM, but when the term is generally used, it refers to these memory chips that sit outside of the CPU.
A memory bus is simply a dedicated set of circuits that move information between the CPU and the RAM itself. The operating system moves information from the much slower mechanical or solid-state hard drive of the system, in preparation for the CPU's needs. For example, when a video game is "loading", data is being moved from the hard drive to RAM.
As an analogy, think of RAM as the top of a desk and the drawers as the hard drive, with you yourself acting as the CPU. It's fast and easy to work with items that are on the desk, but there's only so much room. Which means you need to move things between the desk surface and the drawers as you need them.
Computers, smartphones, game consoles and every other type of computing device in use today has some type of RAM. We'll be going over each one, explaining how it works and what it's used for. Specifically we'll be covering the following types of RAM:
SDR RAM
GDDR
Don't worry if that sounds like intimidating gibberish. It will all become very clear shortly.
SRAM – Static Random Access Memory
One of the two primary types of RAM, SRAM is special because it doesn't need to be "refreshed" to retain the information it's currently storing. As long as there's power flowing through the circuits, the information stays right where it is.
SRAM is built from a number of transistors (4-6) and is incredibly fast thanks to its nature. It is however relatively complex and expensive, which is why you'll find it in CPUs put into service as hyper-fast cache memory.
There are also small amounts of SRAM cache wherever data has to move quickly, but might be bottlenecked. Hard drive buffers are a good example of this use case. Wherever a device has to more data around, chances are there will be some SRAM helping smooth that transfer out.
DRAM – Dynamic Random Access Memory
DRAM is the other common type of RAM design. DRAM memory is built using transistors and capacitors. Unless you refresh each memory cell, it will lose its contents. This is why it's called "dynamic" rather than "static".
DRAM is much slower than SRAM, but still much faster than secondary storage devices like hard drives. It's also far cheaper than SRAM and it's typical for computers to have multiple gigabytes of DRAM onboard as the main RAM solution.
SDRAM – Synchronous Dynamic Random Access Memory
Some people seem to think that SDRAM is a mix of SRAM and DRAM, but it's not! This is DRAM that has been synced to the CPU clock.
The DRAM module will wait for the CPU before responding to data input requests. Thanks to its synchronous nature and how SDRAM memory is configured into banks, the CPU can complete multiple instructions at the same time, significantly increasing its overall performance.
SDRAM is the basic form of the main RAM type used in most computers today. It's also known as SDR SDRAM or Single Data Rate Synchronous Dynamic Random Access Memory. Although it's fundamentally the same type of memory used in computers today, the vanilla SDR form of it is pretty much obsolete, replaced by the next type of RAM on our list.
Double Data Rate Synchronous Dynamic Random Access Memory
The first thing you should know is that there are multiple generations of DDR memory. The first generation, which we refer to as DDR 1 in retrospect, doubled the speed of SDRAM by letting read and write operations happen at both the peak and trough of the clock cycle.
DDR2, DDR3 and today DDR4 have exponentially improved on that first generation of DDR. The performance of these memory modules are measured in Mega Transfers per Second or "MT/S". One mega transfer is essentially the equivalent of a million clock cycles. The fastest first generation DDR chips could perform 400 MT/s. DDR4 can be as fast as 3200MT/s!
GDDR SDRAM – Graphics Double Data Rate Random Access Memory
GDDR is currently sitting at the sixth generation and is almost exclusively found connected to a GPU (graphics processing unit) on a video card or games console. GDDR is related to regular DDR, but is designed for graphics use cases. Emphasizing massive amounts of bandwidth, while being less concerned with low-latency.
In other words, this memory does not respond as quickly as regular SDRAM, but it can move more information at once when it does respond. That's perfect for graphics applications where many gigabytes of texture data needs to be streamed in to render a scene, and the small amount of latency is of no real consequence.
Despite the name, GDDR can be used as normal system RAM. For example, the PlayStation 4 has a single pool of GDDR memory that developers can split any way they like, allocating portions to the CPU and GPU as needed.
HBM – High Bandwidth Memory
GDDR has a competitor in the form of HBM memory, which has featured on a limited number of graphics cards made by AMD. Currently the latest version is HBM 2, but it is uncertain whether it will supplant GDDR or become defunct.
The most important part of memory performance is the total amount of data that can be shifted within a given amount of time. One way to do this is to make memory that is very fast. The other way to improve the total bandwidth is to make the "pipe" data is being pushed through wider.
HBM memory runs at lower raw clock frequencies than GDDR, but uses a unique 3D-stacked chip design that provides a very wide physical pathway for data as well as much shorter distances for signals to travel. The end result is a memory solution that has similar total bandwidth compared to GDDR, but with less latency.
The problem with HBM is that it's complicated to make and thanks to its physical design it's not yet possible to achieve the sorts of capacities that are trivial with GDDR. If those problems are eventually overcome, it could replace GDDR, but there's no guarantee that this will happen.
It should be obvious that RAM is an essential component of any computer and, when it goes wrong, it can be hard to figure out what the problem actually is.
After all, a rogue bit here or there might make your system subtly unstable or be behind seemingly random crashes. This is why you should always test for bad RAM memory whenever you have an inexplicable stability problem.
One day we might move beyond RAM, but for the foreseeable future it will be an essential part of the computing performance puzzle, so we might as well get to know it.
Sydney Butler is a social scientist and technology fanatic who tries to understand how people and technology coexist. He has two decades of experience as a freelance computer technician and more than a decade as a technologies researcher and instructor. Sydney has been a professional technology writer for more than five years and covers topics such as VR, Gaming, Cyber security and Transhumanism. Read Sydney's Full Bio
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redpajama_set_name: RedPajamaCommonCrawl


"So that Christ may dwell in your hearts through faith ― that you, being rooted and grounded in love" (Eph. 3:17).
"Rooted and built up in Him and established in the faith, just as you were taught, abounding in thanksgiving" (Col. 2:7).
It's one thing to know union with Christ as an initial revelation, but quite another thing to be rooted and grounded in it in love through faith.
As the Lord has His way with us, we have to wait upon Him because there is always so much noise between our ears that tends to pull us into an illusionary direction as it tempts the heart.
My life is His business and He walks as me, though all my outer circumstances may cry out the opposite. That's where we learn to pull off the dust of an illusionary separated life and constantly need to express our hearts towards Him in thanksgiving. Our hearts are central. We have not only been given a new spirit but also a new heart. 'Heart' is SPIRIT. The heart is the center of our new birth, not of our souls. The Holy Spirit is birthed in our hearts. The heart has two sides; one side fixed, the other side is subject to temptation. So the heart can act in unbelief (Hebr. 3:12), but it's the soul that sins, not the new heart given to us. So a believing heart expresses through my spirit His will AS my will in oneness with God's Spirit. In this way Christ dwells in our hearts through faith.
Being rooted in Him comes from knowing by trials and testings that Christ is our center as He hammers out our lack of recognition that would produce life. The dust of the old garments need to be cast off, that little of the flesh here, that little of the world there. Personally I have decided for 2018 to put the focus of my heart to abound in thanksgiving and rest in Him. Especially when nothing appears to be happening, it is REST 101, i.e. to have entered into His marvelous Rest (Hebr. 4:10). This the high road to be established in the faith. So my 2018 kicker is REST 101, with all the hammering out, dusting off and throwing away the old garments!


It's nice that you two are getting along so well!
You've heeded my thought of stopping to smell the roses.
You've become quite the pair, traveling about from flower to flower.
Yes lil sis we are enjoying the scents and sights but we are leaving the pollinating to the bees.
Yep. The birds and the bees, Michelle and me, traveling and living in the land.
As you can tell from Michelle's post above we ceased our easterly progress at Dodge City much to the disappointment of my Missouri friends. So we walked around Dodge City for awhile and discovered that all the times I have taken the bypass around the city, I had missed absolutely nothing. There were a few dress stores that we window shopped at but even those could not dispell our disappointment at the town itself. So back to the car we went.
How did she do? Well let me put it like this.... She's still a rookie but is slowly getting it. Given enough time I think I can have her moseying down the highways and byways in some general direction without an actual .. Ugh... Plan.
Now for some places we have been.
Sublette, Ks Moscow, Ks Elkhart,Ks Boise City, Ok.
We had to stop for a blizzard in Boise City. Actually two of them. One reeses and the other oreo.
After a serious talk with Michelle we have decided to head for Las Vegas.
Time to Squeeee? Do I need to meet you there as a witness?
Laurie...…..A serious talk, Las Vegas.....I know what they do in Las Vegas, they even have the chapel of the blue suede shoes......Is this your attempt to re explain that engagement ring story? Was being part of our wedding just too much of a temptation for the two of you? What sort of path are you trying to lead all off your groupies along? You do remember that you still have some mob goils on the east coast talkin about startin a rumble over your last set of tall tales.
Hey goils, are we gonna stand for dis trash talk again from dem west coast floozies?
I just spoke with the wandering waif Laurie, she assures me that they are not "planning" anything. But I'm going shopping for a new dress in case I need to make a quick getaway south to Sin City. I understand that blue, pink and white are in fashion.
Michelle and I went into Las Vegas, New Mexico to get gas and now are on our way to Santa Fe to spend the night in another KOA camp ground.
Oh, pooh! That's it, up on the fridge with you!
Whaaaat??? We didn't do nothing! Everything we posted was the truth.
Wait!!!! That one picture looks a lot like the devil's plateau in Wyoming???
On the road again. I shall heed the advice of my childhood mentor and take that left turn at Albuquerque.
Careful or you'll end up in Hoboken.
I know that Laurie loves to wander but heading from Santa Fe and turning left at Albuquerque puts you dab smack into west Texas, been there, done that and no need for pictures.


RUSH: David, Mattoon, Illinois, welcome to the EIB Network. Hello.
CALLER: Thank you, sir. I appreciate your taking my call. And I want to say thanks also. I was raised a Kennedy Democrat. I was born in 1959, so I was raised as a Kennedy Democrat and after serving in the Navy and listening to you when you first went national, I was converted. So thank you very much.
RUSH: Not thinking. No, no. This is purely an emotional thing. It's not that they government has swooped in; it's the rich have swooped in and taken what they have. Look, I've only got 30 seconds in this segment, so I'm gonna have to expand on this in the next segment. But this is a common emotional ploy that has been used and is continually used in order to persuade people within the confines or under the umbrella of grievance politics. And that is what's happening. Let me expand on this, take another obscene profit time-out here at the bottom of the hour. We'll do that and I'll explain in even greater detail when we get back.
RUSH: Now, our last caller wanted to talk about how the middle class has been convinced that they once were rich, but he said the government came and took their money.
It's not the government that took their money. What has been effectively accomplished here, and it's not just with the middle class and poor, it happens racially. I guarantee you — and I wouldn't, if I were you, deny this — there are African-Americans alive today who still think that there's slavery going on. There are African-Americans today who know that slavery isn't going on but they're still so ticked off that it did that it may as well still be happening. Now, this is done on purpose. The civil rights leaders keep this emotion ginned up. They profit from it, and they are able to advance their political agenda as a result of it.
So you have now this movie, Django Unchained, Jamie Foxx and Samuel L. Jackson are the stars. They're running around in promos and interviews and hypes for this movie, and the things that they are saying, if you didn't know better, you'd think it was pre-Civil War in this country and this movie somehow got made telling the truth and that we better wise up, there are still slaves. Samuel L. Jackson was doing an interview for the movie with a television reporter, some local station. They do these prerelease interviews. The guy was asking about the number of times the N-word's used in the movie. It's used constantly in this movie, and it's been criticized. And so this guy interviewing Samuel L. Jackson asked him about it.
Samuel L. Jackson said, "Well, you know what, I want you to say the word." It's a white interviewer. "I want you to say it." And the guy refused to say it. Samuel L. Jackson, "Well, this interview is over unless you say it." Now, the point was, "You still think of us this way. This is the way everybody thinks of us. I want you to go ahead and say it, just say it. If you want this interview to go on, just say the word. You're gonna call me that. I want you to find out what my life's like." That was the whole point of all this.
The occasion of this movie is being used to advance the notion that we're still a slave nation, a slave state, and that even if we're not, there are people that still wish we were. And people believe it, I guarantee you. I gotta take a break. There's one more element to this. I will explain how the middle class has been made to believe the rich took all the money and there is another example, too.
RUSH: Ten, 15 years ago, it might be even farther back than that, maybe 20 years ago, a very good friend of mine, an African-American and I, were having a discussion. The Reverend Jackson was on a tour saying, "Hey, hey, ho, ho, western civ has gotta go," or something. They were on the warpath against western civilization on campus, universities. The Reverend Jackson was at Stanford, I think, making this claim, that western civilization was responsible for racism and slavery and bigotry.
This African-American friend of mine genuinely believed that all of a sudden great western traditions that were incorporated in the founding of this country actually had their roots in sub-Saharan Africa years ago. I mean thousands of years ago, hundreds and thousands of years ago, plus Egypt. Ancient Egypt and the sub-Saharan Africa. He said all of that great culture was stolen by white slave traders and others who stole all of that and created America with it and then left blacks out of it. And the reason that sub-Saharan Africa today is remarkable for its poverty and backwardness and so forth, this is his view, was because the greatness of their ancestors had been stolen.
Anyway, I finally persuaded him that it couldn't possibly be true. But he had been taught it, and he really believed it. He was not a radical. He was not a hater. I'm telling you that the education system in this country, this multiculturalism curricula has corrupted more than you will ever be able to calculate.
RUSH: Go check out the Trinity Church bookstore, the website, Reverend Wright's church. You'll find Reverend Wright believes western culture was stolen from ancient Africa. It's what he's teaching people. It's what he's teaching his flock.


Yoko Co is looking for a Business Development Associate - A perfect role for someone who enjoys connecting people, contributing to building a better world, and generating income without being tied to a traditional full-time position. Our Associates are generally contractors and have full control over how they participate as a member of the team. You can be a Yoko Co associate even if you have a full-time commitment in another capacity as long as it isn't competitive in nature.
The core responsibility of this role is to introducing Yoko Co to new organizations who need help managing or improving their web presence. Once a new engagement begins, you're compensated based on the revenue you refer in.
However, this isn't like the myriad of referral and affiliate offers out there. We don't work with just anyone, and you can't just click a few links to get started. There is an interview process to help ensure it's a good fit and we're well aligned. Once the interview process is completed, assuming we proceed, you'll get access to the info and material you'll need to succeed, our associates' forum, regular associates updates, calls, and communications.
While this isn't for everyone, it's a stellar opportunity for some.
Be comfortable working on your own to source or find new opportunities to meet and introduce incredible organizations in need of support regarding their web presence.
Have an awareness of technology as it pertains to website design and development and related fields like marketing automation, social media marketing, search engine marketing, and media.
Be a problem solver. While we don't expect you to have to solve any of the technical challenges prospective clients might have, we find everyone on our team has a problem-solving mentality.
Have successfully circumnavigated the Bermuda Triangle.
Have a "can-do attitude" and be willing to jump in and try something new to expand your skills and contribute to our greater good.
Simply put, care about your work. As an agency we know the impact we have on the world is through the way we amplify our clients' impact. For that reason we work only with people with whom we're well aligned. That goes for clients and team members.
Great! You've passed the first test! To take the next step email us at careers@yokoco.com. Use the subject line "Born Free" and in your email share a note about why you think this is the right fit for you!
PS - If you're not interested in income for yourself, you also have the option to have us donate the proceeds on your behalf to a charity of your choice or if you represent an organization that becomes an associate organization of Yoko Co, those proceeds can be given to your organization itself.


The big news this month has been the climb in US 10-year Treasury bond yields to 3.2%, their highest level since July 2011. Bond yields had been rising gently (and their prices falling), reflecting confidence that the US economy was robust enough to weather trade wars and other setbacks. However, the rise has spooked markets, forcing a reassessment of risk-free assets compared with equities.
It all kicked off when US Federal Reserve chair Jerome Powell declared on 3 October that rates are "a long way from neutral", hinting that there will be many rate hikes to come. The main aim of such moves is to control inflation. But while higher rates help restrain spending, they slow the housing market and damage prospects for large-ticket item manufacturers such as carmakers. That all came to a head on 10/11 October when the Dow led the world in a sell-off, tumbling more than 1,300 points in two days.
Stock markets have fallen after each of Powell's three rate-setting committee news conferences this year. Together, they wiped $1.5 trillion off the market. That all came to a head on 10-11 October when the Dow led the world in a sell-off, tumbling more than 1,300 points in two days.
Investors primarily fear that the Federal Reserve will miscalculate and move too quickly to normalise interest rates, although there is also a perception that should the stock market lurch from bad to worse, the central bank now has limited powers to do much about it.
Until recently, headwinds from higher interest rates were no match for the US market, which continued to storm ahead, powered by robust economic growth, tax cuts, deregulation and share buybacks. However, while the 30-constituent Dow Jones Industrial Average index continued to climb, more than half of the 3,000 stocks in the Nasdaq Composite index were said to be trading below their 200-day moving averages, a bearish sign indicating all is not well in the broader market.
Some commentators predict that the very monetary stimulus measures put in place to stabilise markets in the aftermath of the 2008 financial meltdown will cause the next crisis. Overall, central banks have bought an eye-watering $10 trillion in assets, and no one knows what will happen when this all unwinds.
High levels of global debt mean any pain from a hike in interest rates will be sharper than in the past, especially when an unstoppable dollar is pushing up the cost of dollar-denominated debt outside the US. That's one reason why there has been so much concern about Argentina's debt, for example.
JPMorgan already has a name for this scenario – The Great Liquidity Crisis – but it is vague on the timing. It says this depends on the pace of central bank moves, the business cycle and 'various idiosyncratic events'.
Traditionally, most portfolio modellers have used bonds to offset equity risk, but this tactic is likely to fail during this monetary stimulus inflexion, because of low rates and swollen central bank balance sheets. The truth is, there are few assets at reasonable prices to be found. As inflation rises, the fixed coupon offered by most bonds becomes less valuable, while stock valuations are high across the world.
There's a chance, though, that investors are still largely overlooking a historic opportunity: China. Its scale and speed of development are stupefying. The Shanghai Stock Exchange boasts more than 200 million retail investors, and though it has made losses this year, it remains the world's second-largest IPO market. And there's a lot more where that came from: only one third of China's GDP is represented in the public equity market.
China also leads the world in building the infrastructure that will count in tomorrow's world. For example, it has 800 million internet users – compared with 300 million in the US – 98% of whom are mobile net users. The country's mobile payment market has grown by nearly 30% in a year, to $4.7 trillion (£3.5 trillion), and its two e-payment platforms – Ant Financial's Alipay and Tencent's WePay, which are locked in ferocious competition – each have 500 million active users. Tencent seems to be nosing ahead, largely because WeChat, its instant messaging app with one billion monthly users, is such a rich experience that users spend an hour on the platform each day on average.
The Boston Consulting Group's Global Wealth Report 2018 estimates that China accounts for 15% of the world's upper-high-net-worth individuals (worth $20-$100 million) and ultra-HNWs (worth $100 million plus), and that these groups are growing by 22% a year. China's middle class is growing exponentially and now numbers about 400 million people, at a time when the developed world's middle classes are shrinking.
This thinking is behind our decision this month to buy a stake in Fidelity China Special Situations investment trust, which has some 48% in information technology, 29% in consumer discretionary and a relatively small exposure to the financial sector.
While markets globally have been rattled, some in particular have disappointed relative to expectations earlier in the year. For example, Japanese equities have fallen, despite their low valuations, positive EPS growth and Japan's resilient domestic economy. Longer-term, though, Japanese companies have strong operational gearing to global growth.
Trade fears have held back the developed Asia Pacific ex Japan region, although the fundamentals again look quite positive.
Across continental Europe, equities were caught in the rout despite attractive fundamentals and corporate earnings. One perennial issue is the credit quality of key pillars of the region's banking system, but all eyes are currently on Italy and the budget proposals put forward by the new left-right insurgent government, which has reignited fears of fiscal disaster.
In the UK, Brexit has stifled stock market growth. The median forecast price-to-earnings ratio for all shares with estimates in the UK is about 13, compared with 23.55% for US shares. That's very low.


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Website Localisation
Professional Translation
Multilingual Website Consultancy
Web-Translations' Expertise
Which type of Chinese do you need?
In the localisation industry we frequently come across misconceptions about the Chinese language, where and how it is used, and other queries relating to Chinese culture. Being a Mandarin speaker and card-carrying Sinophile, I feel duty-bound to try to set the record straight and try to end the confusion if I can, so intend to do this through a series of blog posts and other articles that we'll share with you over the next few months.
Feel free to comment and ask any questions you'd like answered or have always wondered about – I'll do my best to answer!
Without further ado, here is my response to the most common question that arises: Which type of Chinese do I need?
You may have heard various names used to refer to the Chinese language, including Mandarin, Cantonese, Taiwanese, Simplified Chinese and Traditional Chinese. All of these do exist, and refer to slightly different things.
We'll start with the most straightforward part.There are just two forms of written Chinese: Traditional and Simplified. Traditional Chinese, as the name suggests, is more established, and was the sole method of writing all varieties and dialects of Chinese until the 1930s, when language reform in mainland China first began.
The language reform driven by Mao Tse-Dong and the Chinese Communist Party in the 1940s saw the creation of simplified versions of thousands of characters by reducing the number of components each one is made up of – i.e. how many pen strokes it takes to write it.
This simplification can be considered similar to an abbreviation of a word in English such as abbreviation > abbrev. or does not > doesn't. I have heard Simplified Chinese compared to textspeak, which is incorrect and quite offensive! Simplified Chinese is by no means an inferior version of Chinese, nor should be considered as such.
So, which one do you need? It depends on the country you are trying to communicate with.
Mainland China/The People's Republic of China: Simplified Chinese
Simplified Chinese is the standard written form of Chinese in use in the People's Republic of China. For example, someone in the North-East of England speaks differently to someone from London, but they would be able to read and understand the same books, newspapers, websites, etc.
Mandarin refers to the dialect of Chinese most widely spoken in the North of China, and so has become the universal standard.
In other regions of the country, other dialects are spoken, much like in any country, but Mandarin is widely understood.
Hong Kong: Traditional Chinese
Cantonese was the main dialect of Chinese spoken in Hong Kong while it was under British rule. Since the return of the colony to the People's Republic of China, a "biliterate and trilingual" policy has been adopted, which gives Chinese official language status alongside English. Cantonese is recognised as the official spoken variety of Chinese in Hong Kong, but Mandarin is also accepted, and growing in importance.
Taiwan: Traditional Chinese
Taiwanese is written using Traditional Chinese characters, but when spoken most closely resembles the Mandarin dialect.
Because Taiwan is separate from both China and Hong Kong, the language has developed in a slightly different way there, making the written form mutually unintelligible in many cases, and so texts written for Hong Kong will not usually be suitable for a Taiwanese audience.
The short answer is that if you are reaching out to a global audience, you should really use both written varieties. If you are targeting Taiwan in particular, then a third version may also be a good idea to maximise the results of your campaign or website.
I hope this has helped to clarify the situation, but don't worry if you're still unsure. Just get in touch and we'll be happy to advise you.
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Aurora, Illinois Bankruptcy
How to File Bankruptcy in Aurora, Illinois for Free
Means Test for Aurora, Illinois
Bankruptcy Forms for Aurora, Illinois
Bankruptcy Exemptions for Aurora, Illinois
Aurora, Illinois Bankruptcy Attorney Cost Estimate
A good bankruptcy lawyer is a great resource whenever considering filing for Chapter 7. Unfortunately, many low-income Aurora residents who need a fresh start cannot afford the $1,500 that it often costs to hire an attorney. Our nonprofit Upsolve was founded in Harvard Law's Access to Justice Lab to help low-income Americans who need a fresh start.
If you need a fresh start in Aurora and cannot afford a lawyer, this article is for you.
We will first explain the pros and cons of filing. If Chapter 7 is a good fit, we will give you a 10 step checklist to follow for filing in Northern District of Illinois.
Land of Lincoln Legal Assistance Foundation, Inc.
8787 State Street, Suite 201, East St. Louis, IL 62203
Legal Aid Chicago
120 South LaSalle Street, Suite 900, Chicago, IL 60603-3425
Prairie State Legal Services, Inc.
303 North Main Street, Suite 600, Rockford, IL 61101
Justice Entrepreneurs Project
208 S Jefferson, Suite 204, Chicago, IL 60661
Paul Findley Federal Building and United States Courthouse
600 East Monroe Street Springfield, IL 62701
Melvin Price Federal Building and United States Courthouse
750 Missouri Avenue East St. Louis, IL 62201
Stanley J. Roszkowski United States Courthouse
327 South Church Street Rockford, IL 61101
Everett McKinley Dirksen United States Courthouse
219 South Dearborn Street Chicago, IL 60604
Filing for bankruptcy in Aurora takes some careful preparation. Hiring a good bankruptcy attorney is the most convenient way to file. But if you cannot afford one and you need a fresh start, see if you qualify for Upsolve's free nonprofit bankruptcy service here.
Median income levels for Aurora, Illinois
Illinois Median Income Standards for Means Test for Cases Filed In 2023
Poverty levels for Aurora, Illinois
Illinois Fee Waiver Eligibility for Cases Filed In 2023
For a comprehensive overview of the voluntary petition, A/B, C, D, E/F, G, H, I, J, or other forms read the Illinois guide for bankruptcy forms. Below are details for state and local unique forms.
If you feeel overwhelmed or want assistance, check out Upsolve's free bankruptcy assistance and see if you're a good fit for our service. We have a free service that makes the bankruptcy process super simple for residents of Illinois.
Aurora, IL is within the Northern District of Illinois
Your district has no special forms!
Aurora, Illinois Exemptions
For expanded descriptions, go to the Illinois exemption page. You will find information about specific statutes and answers to common questions there.
Aurora, Illinois Bankruptcy Attorney Cost
We estimate that attorneys in Aurora, Illinois cost $900 – $1,200. We started Upsolve realizing this was too expensive for Americans, and wanted to give another option with Upsolve's free service. If you are interested, take our screener to see if you qualify for this free service.
Guides for Aurora
Free Bankruptcy Lawyers for Aurora, IL
Oswego, IL
Sugar grove, IL
Yorkville, IL
Plano, IL
Rockdale, IL
Sandwich, IL


The scenario may sound familiar: the Earth's population has been decimated by a virus that turns nearly everyone into flesh-eating zombies. Yes, the zombie genre has certainly been overdone in recent years, but while 'Zombieland' isn't exactly original, the film certainly shouldn't leave you feeling brain-dead. In a twist on the usual clichés of the genre, debut director Robert Fleischer and his writers Rhett Reese and Paul Wernick have created a classic buddy movie that emerges out of the blood and gore.
Despite Jesse Eisenberg appearing to be an exact replica of Michael Cera, he certainly makes the role of Columbus his own. Eisenberg's cynical and insecure voiceovers are particularly humorous and even a tad reminiscent of Woody Allen. Columbus teams up with Tallahasee (Woody Harrelson), a man with two aims: to kill zombies by the most grisly means possible, and to hunt down the last remaining Twinkies on the planet. Emma Stone and Abigail Breslin complete the motley crew as battle-hardened sisters adding some much-needed eye candy to the line-up.
All in all, 'Zombieland' is a surprisingly entertaining movie. While it doesn't quite reach the satirical heights of fellow zom-com 'Shaun of the Dead', it does effortlessly combine the ironic teen comedy genre, in the mould of 'Juno' and 'Superbad', with the action and gore of a classic zombie flick. If you're a fan of teens and terror then you'll certainly like this smart, tongue-in-cheek and wickedly gruesome comedy.


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Booking tickets for the Last N…
Booking tickets for the Last Night of the Proms
© Paul Sanders, 2015
Owing to the huge demand for Last Night of the Proms tickets, special booking arrangements apply.
The majority of tickets for the Last Night will be allocated by ballot to customers who have bought tickets to at least five other Proms concerts at the Royal Albert Hall. A further 200 tickets will be allocated by the Open Ballot.
The Five-Concert Ballot
To be eligible to enter the Five-Concert Ballot, you must book tickets for at least five other Proms at the Royal Albert Hall. You can apply to buy a maximum of two tickets for the Last Night. If you are successful in the Ballot, you will not be obliged to buy Last Night tickets should your preferred seating section not be available.
Please note: to opt in to the five-concert ballot, you must tick the 'ballot opt-in' box when booking online, or inform the Box Office that you wish to enter this Ballot when booking by telephone, in person or by post.
If you require a wheelchair space for the Last Night of the Proms you will still need to book for five other concerts but you need to phone the Access Information Line (020 7070 4410) by Thursday 6 June and request that you are entered into the separate ballot for wheelchair spaces. This ballot cannot be entered online.
The Five-Concert Ballot closes on Thursday 6 June and successful applicants will be informed by Friday 14 June. If you are successful, please note that your Last Night tickets will not be issued until Friday 6 September. If you are unsuccessful in the Five-Concert Ballot, no refunds for other tickets purchased will be payable.
The Open Ballot
100 central Stalls seats and 100 Front Circle seats for the Last Night of the Proms will be allocated by Open Ballot. No other ticket purchases are necessary. Only one application (for a maximum of two tickets) may be made per household. The form can be downloaded from bbc.co.uk/promstickets.
Note that the Open Ballot application is completely separate from other Proms booking procedures. Envelopes should be clearly addressed to 'BBC Proms Open Ballot' and should contain only this official Open Ballot Form. The Open Ballot takes place on Thursday 4 July and successful applicants will be contacted by Thursday 11 July.
Please note: if you are successful in the Five-Concert Ballot, you will not be eligible for Last Night tickets via the Open Ballot.
General availability for the Last Night
Any remaining tickets will go on sale on Friday 12 July at 9:00am. There is exceptionally high demand for Last Night tickets, but returns occasionally become available for sale, so it is always worth checking with the Box Office.
Please note: for all Last Night bookings, only one application (for a maximum of two tickets) can be made per household.
Promming at the Last Night
Whole Season Tickets include admission to the Last Night.
A limited allocation of Last Night tickets is also reserved for Prommers who have attended five or more concerts. They are eligible to purchase one ticket each for the Last Night on presentation of their used tickets. Tickets will be available to buy from the Box Office on the following dates:
Wednesday 24 July for First Half Season Ticket-holders and Day Prommers and Weekend Pass-holders with five used tickets
Tuesday 20 August for Second Half Season Ticket-holders and Day Prommers and Weekend Pass-holders with five used tickets.
Monday 9 September for both First and Second Half Season Ticket-Holders and Day Prommers and Weekend Pass-holders with five used tickets.
On the Night: a limited number of Promming tickets (priced £6) are available on the Last Night itself. No previous ticket purchases are necessary.
Queuing: please note that queuing locations for the Last Night may differ from other Proms, but stewards will be on hand to assist you. Whole Season Pass-holders are guaranteed entrance until 30 minutes before the concert.
Sleeping out: it is not necessary for Prommers with Last Night tickets to camp out overnight to secure their preferred standing place inside the Hall.
Ambulant Disabled Prommers
A limited number of 'Seat Reservation Tickets' (SRTs) will be available for the Last Night of the Proms on Friday 13 September.
Customers with Whole Season tickets or pre-purchased tickets may reserve a SRT by phone between 12pm and 3pm and in person after 3pm, subject to availability.
Customers who are hoping to buy a day ticket may request a SRT in person when collecting their queue number. Please note that, like a queue number, a SRT is not a guarantee of entry.
Browse full Proms programme
Browse the full season of events and book tickets now
Food and drink at the Proms


HMD Global's Nokia 7 Plus smartphone is getting Google's latest version Android 9.0 Pie software update. A few days ago, the company had announced that there may be a delay in the release of Android Pie software updates for the Nokia 7 Plus. But now the new Android version has rolled out for this mid-range handset of the Nokia brand.
With the Android Pie Update installed, you will find Do Not Disturb Mode, Adaptive Battery Feature, Adaptive Brightness, Gesture Based Navigation, New Redesign Dashboard and other features in the Nokia 7 Plus. The version number of the new software update is 3.22C. The file size is 1,471 MB or 1.47 GB.
The Chief Product Officer of HMD Global, Jove Sawikikas has confirmed this while tweeting on Friday. While tweeting he wrote - Everyone should find, so we are releasing Android 9 update for Nokia 7 Plus. Which of these features is your favorite? You will receive a notification as soon as you receive the update or you can also check the update by going to settings. According to a tweet by a user, updates to Indian users have started getting updates. Nokia 7 Plus will be available in Indian market for Rs 25,999.
Nokia 7 Plus Out of Box will run on Android 9.0 Orio. Please tell that this is the Android One device, i.e. the regularity of Android updates is guaranteed. The smartphone comes with a 6-inch full-HD + (1080x2160 pixels) IPS LCD display. The aspect ratio of the screen is 18: 9 and the protection of the Corning Gorilla glass are present. The handset is equipped with eight core Qualcomm Snapdragon 660 processor and is available for jugalbandi 4GB LPDDR4 RAM.
One of the smartphone's specialties is its camera. Two rear cameras are provided in the handset. The rear side has a 12-megapixel wide-angle primary camera, which is equipped with F / 1.75 aperture. Then there is another 13-megapixel camera, which has an aperture F / 2.6. There is also an option of 2x optical zoom added. Both cameras come with dual-tone LED flash and nice optics. The front camera is 16 megapixels, which is equipped with Focus F / 2.0 aperture.
The in-bullet storage of the handset is 64 GB and if it is necessary, it will be possible to use a microSD card of up to 256 GB. In terms of connectivity, it has a 3.55-millimeter headphone jack with 4G VoLTE, Wi-Fi 802.11 AC, Bluetooth V5, GPS / A-GPS, NFC, NFC, USB Type-C.
The phone contains the accelerometer, ambient light sensor, digital compass, gyroscope, proximity sensor and fingerprint sensor on the rear. The phone will have 3 Mike and 1 speaker experience with smart amplifier and Nokia Spatial Audio. The handset uses a 3800 mAh battery. It has been claimed that once full charge, the user will give talk time up to 19 hours and keep the phone on standby for 723 hours.


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Will The Real Zodiac Killer Please Stand Up?
by Rick Paulas February 28, 2014
On Wednesday, the identity of the Zodiac Killer was finally revealed: It was Louis Myers, only 17 when he began the killings, who confessed from his deathbed back in 2001. In 2012, the identity of the Zodiac Killer was finally revealed: It was George Russell Tucker, a pseudonym for a then-recently-diseased 91-year-old former real estate salesman from Fairfield, California. In 2009, the identity of the Zodiac Killer was finally revealed: It was Guy Ward Hendrickson, a carpenter who brought his 7-year-old along for the ride during the killings.
It's worth pointing out that last year, Dick Van Dyke also confessed.
Every cycle through the calendar brings with it a new media-corroborated claim that the Zodiac Killer case has been solved, and every claim is false. Critical of them all is Tom Voigt, owner and operator of ZodiacKiller.com, the expansive clearinghouse for all evidence related to the case since 1998.
Rick Paulas: How many people have claimed to know who the Zodiac was?
Tom Voigt: It happens about every week with me. At least once a week I'll check my email and there's somebody, somewhere in the world, that knows who the Zodiac is. It follows the same recipe. They'll give me a few cryptic clues, but they don't really come out and give any specifics. When I ask for some, I won't hear from them anymore. Then maybe six months later, they'll get back to me and claim they went to the police, and the police are very intrigued, and at that point they'll usually give me an indication that it's about money. They're hoping I'll endorse their theory and it'll lead to a book deal. That's when I usually don't even respond.
Is there a specific time of year when the hoaxsters come out?
Probably the most-prominent was Deborah Perez. That was five years ago or something like that. She'd been in contact with me for several years. She was the first one I saw that really got a large amount of media coverage. That was early in the year as well. This most recent guy came forward in February. You know, maybe it's a New Year's Resolution. Some people want to get a job promotion, other people want to fill people in on who the Zodiac is.
Have you seen a change in news coverage about Zodiac allegations over the years?
Twenty years ago, when newspapers were still strong, these people wouldn't get press coverage because there was actual journalism involved. Hoaxsters would have to provide proof and get the proof substantiated before it was considered news. Nowadays you have these admitted hoaxsters like Rick Dyer, this redneck going around claiming he had a Bigfoot body. He did the same thing five fucking years ago! Then late last year he said he was going to do it again, and the next thing you know he's in The Huffington Post and CNN, and people are paying $20 to see his muppet. And it's being covered by so-called mainstream journalists. I just think the integrity has gone downhill because of the Internet. There's so much more competition than in the old days when you had maybe 50 big-time newspapers, and there was a lot to getting a job at the newspaper, you had to actually be trained, and have ethics. Now there's a million news sources and people just publish anything.
What's wrong with the most recent allegations?
This new guy, Louis Myers, it's a worse theory than before. He was a teenager at the time the Zodiac was fully active. During one of the Zodiac crimes, he wore a mask. I don't know what was under that mask, but I do not believe it included pimples.
By the way, it's not a new suspect to me. The person who's promoting the theory contacted me way back, shortly after the suspect died after allegedly confessing on his deathbed. And I said, okay, you know the Zodiac is famous for creating these cryptograms, but only one of them was solved. There's three remaining. If your friend confessed, what do the codes mean? We can reverse engineer and see if your friend was telling the truth. And that's when everything went sideways. The guy didn't want to give me any details. He just thought I was going to put his name on my website and we'd all make millions of dollars. He made me an offer, like, if I join his team it'll be really lucrative, crap like that. And I said, I get better offers in the mail every week from Ed McMahon. That's not really a funny joke anymore, but that's just how long ago this guy contacted me.
What pieces of evidence would someone have to provide in order for you to take them seriously?
Most people who know the case know that the Zodiac was famous for writing letters in his own handwriting. So, if someone claims they're the Zodiac, let's see their handwriting. And if it doesn't match, then you have some explaining to do. Also, tell me the solutions to those cryptograms. There's one that's only 13 characters long and it was supposedly the Zodiac's name. I don't care who the Zodiac was, he's going to remember what that code means, and if he confesses we can reverse engineer it. None of these logical things were done in this most recent case. They're usually never done. I have not seen any handwriting from this individual. I haven't seen any reference to what the codes mean. If you're Randy Kenney, and you're the one promoting this theory, even if you're a total dimwit, you must at least ask one good question. I don't need two or three, I'll settle for one. Did you ask what the freakin' codes mean, how he created the costume he used at Lake Berryessa, what he did with the remainder of the cab driver's shirt he tore off, what he did with the weapons he used… there are so many good questions to ask, and this guy asked none.
Through the many claims of people saying they knew who the Zodiac was, how many actually made you take a closer look?
I think I have more data about possible suspects than all of the original law enforcement agencies combined. I say that because I have the original police reports from way back in the day, and then I have all the materials that I have collected since 1998. I have a form people can fill out online, anonymously if they want, if they think they know who the Zodiac is. So, there's all the original suspects I know about, and all of the suspects since 1998. I have thousands and thousands and thousands of suspects, and I've only found three that were really worthy of close scrutiny. I've had a hand in obtaining all three of their DNA, so three out of ten thousand isn't that many.
You know, I've had people turn in a suspect that was their junior high teacher, and they thought he could be the Zodiac because he'd bring in his lunch every day in a paper sack. He always used the same paper sack, so they thought he could be the Zodiac. It's like panning for gold. Most of it's junk, but occasionally you find a good one, and then you look at the good one really closely.
What happened with any of these good suspects?
The most recent good suspect was Richard Gaikowski, and I can't get the police to compare his DNA to the Zodiac's DNA. They have the Zodiac's DNA, it's a series of numbers. And I have Gaikowski's DNA, which is a series of numbers. And I can't get anybody to compare the two series of numbers. It's very strange.
Do you think the case will ever get solved?
I think it'll be solved. I think what's going to happen is eventually the Department of Justice in Sacramento will take over and they'll re-examine the letters, and they'll obtain a full DNA profile from, perhaps, the saliva the Zodiac used when he licked the stamps on the envelopes. And they'll put it in the national database, and they'll get a hit, and that's what's going to close the case eventually. But if the Zodiac never got arrested — if he's not in the database — the good news is that Zodiac's codes are so famous now, puzzle solvers around the world are working on them. If just one of those three unsolved codes gets cracked, there could be a clue to his identity.
Rick Paulas once spent a full month trying to crack the 340-symbol cipher. He did not.
murder-most-foul


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Pure Electronic Games iOnline
NewsRead about the latest news related to video games and online security by reaching our feed
Online SecurityLearn about online security, how to avoid hacking, and more by checking our content, on our website
UtilityLearn all the tips and tricks we'll share with you to improve your gaming and security skills
Read about the latest news related to video games and online security by reaching our feed
Mac OS Mistake – New Unpatched Mac OS Comes with a Flaw that Might Compromise Your Security
2 years ago Pure Electronic Games iOnline
Creating a stable and safe software is more ofa utopia than a mere reality, and Apple is now tasting a bit of their own medicine with the latest version of their biggest Mac OS Mojave, where a bridge was found and malicious apps and programs could have complete access to your personal data and sensitive information without even breaking a sweat.
Can you imagine being one of the users and find out your identity has been stolen while you were browsing through Google? Outrageous, right?
In this article, we'll show you how Apple is dealing with the flaw, and how it was found by an app developer who was trying new stuff.
The Flaw Affects all Mojave Versions
No matter the Mac OS version you're running on your devices, it's important to let you know this breach is known to affect all Mojave versions and previous ones as well. Apparently, the exposure allows several apps to have access to people's browsing history whether it is enabled or not.
Encrypted Information and the fear of leakage
These files are usually encrypted and in read-only mode, but even though people are being conscious and want to protect their information, hackers are smarter and more vicious than a 'regular' person. So, it's inevitable for hackers to access the 'hidden' files and check all the information they happen to find inside making you feel vulnerable and 'naked' online.
Unfortunately, the app developer who found the breach chose not to share the actual way to enter the files without any restriction whatsoever until Apple is able to release their new patched version after fixing the flaw to avoid problems.
Now you know. If you are an avid iOS lover and love to search around online while using sensitive information, be careful and take good care of your personal data.
Check Twice! – Avoid Being a Victim of This New Phishing Technique
When we get access to any kind of website through Facebook login, generally assume that everything is going to be fine because we are accustomed to entering the site with no problems as it seems to be absolutely legit to trust the familiar blue icon.
Now, rules have changed a bit with the new technique some hackers are getting into use and abuse.
Phishing Is Easy to Do
This operational criminal tactic ends up stealing your vital personal information and sending it to hackers so they can do whatever they want with your data. They give a new name to the word phishing.
No matter how vigilant users are they could easily fall for this method of data collection. It was found that cybercriminals were publishing links to services and blogs which sent visitors to read articles or get discounted goods through the login using the Facebook account button.
Once you click on this button two possible things can happen, you're getting redirected to Facebook or getting served with Facebook on a pop-up window so you can enter your profile through showing Facebook credentials.
Later on, it was pointed out the malevolent blogs and services are showing users a very close to reality phoney Facebook prompt but once they click this, their info gets stolen.
What Happens with The Info?
This info can be stolen for many purposes such as bank account theft, industrial spying, privacy invasion and whatever it might attempt against trustful technology users.
This fake Facebook prompt is specially designed to look and feel exactly as the real deal so users click on it confidently to realize that once they do, they could easily be victims of malware.
Malware Breach
Malware is the root of all phishing attacks because thanks to this malicious software, hackers have their way into all the information they can get and get paid for.
As a matter of fact, interaction with this phoney Facebook login prompt is so real that you can drag it anywhere and even click on exit as if it was a real button so people don't know what they're getting into.
The only way to protect yourself against this malware attack is to drag the login prompt to the edge of the pop-up window, this way you get to detect if it's real by checking if it disappears a little towards the border of the window.
It's always a good practice to authenticate with two factors in order to prevent hacker attacks once they got your information. That way the security breaches can be minimized.
Cybersecurity companies invest millions on trying to avoid all kinds of schemes that destroy the trust of the customers in computer products but we can also do our own in order to keep safe and to take good care of our hardware and software.
It's quite important to realize how easy we could lose our means of work and entertainment by having a sloppy guarding technique in our equipment. Let's not allow hackers to do that.
The Major Flaw of SHARE it And How Hackers Are Taking Advantage of It
Today there are many applications created for our devices that get the necessary requirements to become indispensable in our lives. One of them is ShareIt, an application capable of sharing videos, photos, and files through all our devices with fast movements and in a short time of waiting.
It is one of the most useful applications that have been created today and has become one of the most popular applications.
In the market of applications there are few that meet these features, but just like it has such good reviews, there are also bad things. Recently a very serious vulnerability has been discovered in the application that allows hackers to infiltrate the systems of users that have the application and can steal data. It is a big problem that attacks the personal data of millions of people.
Vulnerable Users
The vulnerabilities had been discovered in December 2017 and have begun to be corrected immediately by the team in charge of the company, although the technical details about the errors were revealed a few months ago to the surprise of many users.
Network security specialists mention that the details were kept hidden due to the impact of the vulnerability, ease of operation and wide range of attack that users could suffer.
Vulnerabilities can be exploited in a shared Wi-Fi network so hackers may intercept a device's traffic, among other malicious and counterproductive tasks it has been discovered that the attacker can even gain access.
Access is obtained due to no restrictions on the storage of the compromised device and hackers get all the data stored on a hard disk that could compromise the lives of many people, that is why the work to solve the problem.
To exploit the vulnerability, some simple processes are used where the attacker simply sends a curl command that references the path of the target file. After that, the specialists emphasize that you must know the exact location of the file to which it is pointed and, if not, you can simply copy all the files inside the memory and delete them in its entirety with a simple movement.
It is a very serious flaw and the experts are looking for the best way to solve problems.
The experts developed a proof of concept (nicknamed DUMPit!) with which they managed to download about 3000 different files (about 2 GB of information) in less than 8 minutes and thus made sure that the attackers had easy access to the data of the users, it was a test where good results were achieved to solve the problem.
This is how these problems have managed to create complete chaos within the user base of the ShareIt application. Experts are already solving most of the problems currently and a solution is expected to arrive in the coming days.
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Saheli provides support to woman and Children from South Asian Communities experiencing domestic abuse.
It is challenging times for Saheli as we evolve from an organisation supporting South Asian women to becoming BAMER (Black, Asian, Minority, and Ethnic Refugee) organisation. In order to achieve our vision and set the strategic direction of our organisation, we are seeking new board of trustees who will support the charity to comply with all its legal and regulatory requirements and ensure that the charity's governance is of the highest possible standard.
If you are passionate about supporting woman and children experiencing domestic abuse from BAMER communities then please contact us for an application form. We are looking for expertise in Finance, HR, Safeguarding, Business, Communication, Fundraising, and Bid Writing.
email to priya@saheli.org.uk for an application pack.
Remember it's always possible for someone to check which websites you have been visiting.
If you need to leave this web page quickly, use Leave this site now link at the top of the page.
© 2019 Saheli. All Rights Reserved.


Life insurance is the cornerstone of your family's financial security. It provides them with cash in the event of your death. The proceeds can help pay for the mortgage, support the household, and help to ensure that your dependents won't be burdened by debt.
Group life and AD&D insurance plans help protect your employees' families and loved ones against financial difficulties in the event of an employee's death. Most group life and AD&D benefits are based on a multiple (often 1x or 2x) of an employee's annual salary (sometimes includes bonus compensation for executive-level employees), or a flat benefit schedule based on employee classes, for example $50,000 for executives, $40,000 for middle management and $25,000 for all other employees. Group life plans can be designed as 100% employer-paid, voluntary (optional employee-paid) or executive carve-outs.
Whether it be an employer-sponsored life insurance policy, or an individual policy, HR&S Financial Services, L.L.C. can help you decide which is best for you.


Your source for Residential and Commercial fencing in Columbus, Indiana.
Contact us for a free estimate or to let us know when we should call to set up an appointment to take measurements and bring you literature. Appointments take no more than 15 minutes, we do all the work!
Serving Columbus, Franklin, Seymour, Southport, Greenwood, Shelbyville and surrounding areas throughout Central Indiana.


My husband (then fiancé) and I were to have a counselling session with the Pastor of my church one Saturday afternoon, about ten weeks before our wedding. He arrived early so we decided to wait in an eatery pending the time of our appointment.
At a point during our discussion while we waited, we started talking about the expenses for the wedding and we got sober. Why? We couldn't figure out how the wedding was going to run smoothly because we had practically no money. Our savings was so minute compared to the expenses of the wedding. The logical thing to do would have been to postpone the wedding.
He looked at me that day after several minutes of the depressing talk about insufficient funds and said, "We are moving forward. If I don't marry you now I will still have to do it later. I'll rather do it now. We are getting married in December at the word of the Lord." He got a sudden boost of faith and I experienced a surge too. We encouraged ourselves in the Lord. We concluded that though we didn't know how the wedding was going to be, we had chosen to trust God and step out in faith. We faced Him squarely after that and expected a miracle from Him. Our faith got shaken as the days passed by and we were even getting nervous about giving out invitations to people but we kept on still.
Lo and behold. The MIRACLES began to roll in. It started with someone giving us over half a million that we needed to pay as two-year rent for the apartment we wanted but had no money to pay for. Then the gifts began to come in from friends and family without asking them. The gifts came majorly from unexpected sources.
The wedding came and it was superb. People who attended the wedding attested to how glorious the wedding was. God indeed glorified Himself. We didn't owe a single kobo by the end of that day. As a matter of fact we had surplus. Everything was in surplus. We went home with some cash gifts too.
I remember how we both knelt down at the foot of our bed in the hotel room that night and could do nothing but worship God. We were dazed by how God handled it all. Nothing was left unattended to. That day was totally beautiful.
I remember my husband and I joking recently about what would have happened if we had decided to postpone the wedding and wait till we had enough savings. We concluded that we would most likely still not be married by 2017 (with the hike in prices of everything).
I really don't know who this message is for but I am sure it's for someone.
Trust God and take that leap of faith at the Word of the Lord. Enough of the stagnancy as a result of fear. It is time to move forward.
I encourage you to let your faith be built up. Hold on to the Word of God and think about how great God really is. With Him, nothing is impossible. Exalt God above your limitations.
All will be well. I believe! Do you believe?


This well-behaved plant is unique in that all of its parts (leaves, flowers, stems) are small and in proportion to each other, making it a true dwarf. Does well in shade or partial shade. Blooms for 8-10 weeks beginning in late May. Very attractive orange, red and purple fall leaf colors. Initial flowers are white changing to a pleasing rose-pink as the season changes to fall. Mature at 2-4 ft. Potted. Zones 6-9.
Flower FormInitial flowers are white changing to a pleasing rose-pink as the season changes to fall.
BloomsBlooms for 8-10 weeks beginning in late May.
Soil RequirementsWell drained, moisture retentive soil, enriched with organic matter. Also does well in dry soils.
PruningThese generally bloom on old wood and require little pruning. Prune spent blooms immediately after flowering (midsummer), and remove only dead, damaged or unsightly wood.
CommentsThis well-behaved plant is unique in that all of its parts (leaves, flowers, stems) are small and in proportion to each other, making it a true dwarf. Does well in shade or partial shade. Blooms for 8-10 weeks beginning in late May. Very attractive orange, red and purple fall leaf colors. Initial flowers are white changing to a pleasing rose-pink as the season changes to fall.
Botanical NameHydrangea quercifolia "Pee Wee"


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Highlands Natural Resources PLC (LON:HNR) has started gas sales from the East Denver project following completion of a pipeline.
The company holds a 7.5% interest in each well on the acreage.
Earlier this month, Highlands said oil production had begun at eight producing wells at the project.
Highlands also has a US$58.5mln commitment from a US oil and gas-focused private equity group to support an expansion of up to 24 wells at the site.


There's nothing else on the road quite like Subaru's WRX STi. The Japanese-made motor blends power with precision and rally-esque performance with daily practicality, putting it into a segment all of its own.
The key difference between Subaru and other marques begins with the poise and control that comes from its permanent symmetrical all-wheel-drive and Boxer engine.
However, unlike many performance-oriented motors, the Subaru WRX STi doesn't just thrill while in motion. Its tailoring, both inside and out, is aimed at making auto aficionados dribble with pleasure. Big bumpers, chunky rear panels, a ridiculously massive rear spoiler and a low ride height give the Subaru WRX STi real kerbside clout.
Inside the four-door car, the quality of materials is better than ever, and the two front occupants are guaranteed a confident and comfortable seating position, thanks to RECARO bucket seats. Two adult-sized passengers can easily fit into the rear seats, too. Behind the wheel, your feet fit easily onto the aluminium pedals and you immediately feel at one with the WRX STi. The broad, leather-swathed steering wheel gives you quick access to audio buttons and cruise control switches. This means you can give your full attention to the road ahead without removing your hands from the wheel. The only thing left is a quick stab of the push-button engine starter to fire the Subaru into life.
Devotees of Subaru performance cars will adore the tune the car produces when it starts up; an exhaust system, with a large centre muffler and big diameter piping, boosts the engine's legendary boxer 'burble'. And at the nucleus of the Subaru WRX STi pulses the heart of a champ — the turbocharged 2.5-litre Boxer power unit. The lump thrusts the WRX STi from zero to 62mph in 5.2 seconds and the six-speed manual transmission lets you enjoy every arc of the radiant red rev counter. As you pair revs to obtain the most of the engine's bountiful torque curve, you feel the 158 mph performance promise of the WRX STI firmly within your reach.
But the entertainment isn't all about being first away from the green light because, unlike most motors, with the WRX STI you control the set-up. The Scooby features a factory setting of 41/59 percent front/rear torque distribution for best possible balance, and you can tweak this while on the move using the four-mode Driver's Control Centre Differential system. The Subaru WRX STi also combines Multi-Mode VDC (Vehicle Dynamics Control) – Subaru's very own version of electronic stability control (ESC), allowing you to vary the point at which this electronic driver aid intervenes. The Japanese motor manufacturer has further fine-tuned its three-mode SI-Drive (Subaru Intelligent Drive) system, which can be used to fiddle with the engine's traits to best suit an array of motoring conditions.
Subaru Levorg reviewed by Tim Barnes-Clay, Motoring Journalist.
All-New Volvo V90 reviewed by Tim Barnes-Clay, Motoring Journalist.


Yesterday, a retailer has welcomed his clients by name at his corner shop.
Today, a retailer faces clients who are skipping the stores and pulling out their smartphones and tablets. He does not know their name, their expectation or interest in his goods.
Tomorrow, it is all about the shopping experience of the client and a customer-controlled checkout, easily by mobile phone-without using a cash terminal.
Retailers are trying to cope with the challenge of the new type of client who conducts life digitally. How to get him in his shop in a time where a mobile society uses the smartphone as the remote control of their daily life? What are the challenges for retailers?
This design-thinking workshop was about creating the New Way of Shopping with a Wirecard team headed by Susanne Steidl together with Sreelekha Sankar and Darcy Sunniva. An insight in innovative mobile solutions based on smart technologies enables to design use-cases to enhance shopping experience. There are some important tools to analyze consumers' needs as well as to attract new and existing clients with valuable loyalty and couponing offers.
A real-life experience of the new way of shopping at DLD Woman: Wirecards' Check-in-Bar is a tasty use-case about how laid-back a BLE-based payment process can be. Why Interceptors and Hoverpads have nothing to do with hover cleaning?
This workshop was part of the DLDw14 learning conference and took place on July 22nd at 14.45pm. Do not hesitate to contact us if you had any questions here.


Quinn Bradlee, the couple's adult son, says he and his mother sometimes joke that they will end up like Big Edie and Little Edie. "My mom and I, we do argue a lot. But I think the way [the Beales] argued was due more to their craziness than love. The way my mom and I argue, it's because we care about each other so much and love each other so much," Mr. Bradlee said. At left, the bedroom used by Little Edie after her mother died. A single light bulb hangs in a bird cage above the bed.


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Nancy Pelosi Says Donald Trump Ready to Spend $2 Trillion on Infrastructure, Including Broadband
WASHINGTON, April 30, 2019 – President Trump is ready to spend as much as $2 trillion to upgrade Americans' roads, bridges, waterworks, power grid, and broadband, House Speaker Nancy Pelosi and Senate Minority Leader Chuck Schumer said following an Oval Office meeting between Trump and Congressional Democrats.
"It was a very constructive meeting," Schumer said while speaking to reporters outside the West Wing.
"We agreed on a number, which was very, very, good, $2 trillion for infrastructure. Originally, we had started a little lower and even the President was eager to push it up to $2 trillion. That is a very good thing."
Pelosi added that Trump appeared to have come into the meeting with the understanding that any package they agreed upon needed to include funding for high-quality broadband internet access facilities.
"One really important advance that we made in this meeting was the President's acceptance that infrastructure should include broadband. It's important to health care, it's important to education, it's important to commerce, and his embrace of that…was very important."
The meeting was the first time Trump had been in the Oval Office with the pair of veteran legislators he calls "Chuck and Nancy" since December 18, 2018, when Trump declared that he would be proud to shut down the government if Congress did not fund his proposed wall along the US-Mexico border.
While both sides appeared to agree on the wide scope of a bipartisan infrastructure package, where Congress and the administration will find $2 trillion to pay for it remains to be seen.
Previous infrastructure proposals to come out of Trump's White House have leaned heavily upon public-private partnerships, loan guarantees, and other vehicles to stimulate private investment. One such plan would have cost only $200 billion, though the administration claimed it would spur up to $2 trillion in non-federal spending.
The White House's prior efforts have also focused largely on providing largesse to rural America and other areas where support for President Trump is strong, while neglecting the urban and coastal areas where Hillary Clinton won electoral votes in 2016.
As a result, previous infrastructure initiatives have largely fallen flat when presented to Congress, and the White House's previous attempts to roll out their infrastructure plans and drum up public support have often been overshadowed by outside events — and even by the President's own actions — making the phrase "infrastructure week" into a macabre joke among both administration officials and members of the White House press corps.
But when it comes to the virtues of public financing for infrastructure projects, Pelosi and Schumer implied that President Trump may have seen the light. The Speaker said the group of Congressional Democrats would return to the White House three weeks hence, at which point Trump would present some of his ideas on how to fund such a massive public works package.
In a statement, White House Press Secretary Sarah Huckabee Sanders said Trump and the assembled Democrats had "an excellent and productive meeting on rebuilding our Nation's crumbling infrastructure including roads, highways, bridges, tunnels and railroads, modernizing our air travel system, and expanding broadband access for our great farmers and rural America.
"We have to invest in this country's future and bring our infrastructure to a level better than it has ever been before," Sanders said.
"We will have another meeting in three weeks to discuss specific proposals and financing methods."
Related Topics:broadbandChuck Schumerdonald trumpfeaturedfreshinfrastructureNancy PelosiWhite House
In Phone Call With Putin, Trump Did Not Discuss Russia's Help on His 2016 Campaign
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Andrew Feinberg covers the White House, Capitol Hill, and anywhere else news happens for BeltwayBreakfast.com and BroadbandBreakfast.com. He has reported on policy and politics in the nation's capital since 2007, and his writing has appeared in publications like The Hill, Politico, Communications Daily, Silicon Angle, and Washington Business Journal. He has also appeared on both daytime and prime radio and television news programs on NPR, Sirius-XM, CNN, MSNBC, ABC (Australia), Al Jazeera, NBC Digital, Voice of America, TV Rain (Russia) and CBS News. Andrew wishes he could say he lives in Washington, DC with his dog, but unfortunately, he lives in a no-dogs building in suburban Maryland.


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Clinical Epidemiology
Major Variation across Local Transplant Centers in Probability of Kidney Transplant for Wait-Listed Patients
Kristen L. King, S. Ali Husain, Jesse D. Schold, Rachel E. Patzer, Peter P. Reese, Zhezhen Jin, Lloyd E. Ratner, David J. Cohen, Stephen O. Pastan and Sumit Mohan
JASN December 2020, 31 (12) 2900-2911; DOI: https://doi.org/10.1681/ASN.2020030335
Kristen L. King
1Division of Nephrology, Department of Medicine, Columbia University Vagelos College of Physicians and Surgeons, New York, New York
2The Columbia University Renal Epidemiology Group, New York, New York
S. Ali Husain
Jesse D. Schold
3Center for Populations Health Research, Lerner Research Institute, Cleveland Clinic, Cleveland, Ohio
4Department of Quantitative Health Sciences, Cleveland Clinic, Cleveland, Ohio
Rachel E. Patzer
5Department of Surgery, Emory University School of Medicine, Atlanta, Georgia
6Department of Epidemiology, Rollins School of Public Health, Emory University, Atlanta, Georgia
Peter P. Reese
7Renal-Electrolyte and Hypertension Division, Department of Medicine, Perelman School of Medicine, University of Pennsylvania, Philadelphia, Pennsylvania
8Center for Clinical Epidemiology and Biostatistics, University of Pennsylvania, Philadelphia, Pennsylvania
ORCID record for Peter P. Reese
Zhezhen Jin
9Department of Biostatistics, Mailman School of Public Health, Columbia University, New York, New York
Lloyd E. Ratner
10Department of Surgery, Columbia University College of Physicians and Surgeons and New York Presbyterian Hospital, New York, New York
David J. Cohen
Stephen O. Pastan
11Renal Division, Department of Medicine, Emory University School of Medicine, Atlanta, Georgia
ORCID record for Stephen O. Pastan
Sumit Mohan
12Department of Epidemiology, Mailman School of Public Health, Columbia University, New York, New York
ORCID record for Sumit Mohan
Figures & Data Supps
Significance Statement
Geographic disparities in rates of kidney transplantation have been observed, but the role played by variations in practices at transplant centers versus differences in local organ supply and demand remains unclear. This retrospective national registry study compared the probability of receiving a deceased donor kidney transplant within 3 years of waiting list placement across centers. For the average patient, probability of transplant varied 16-fold between different centers across the United States; up to ten-fold variation persisted between centers working with the same local organ supply. Probability of transplant significantly associated with centers' willingness to accept offers of organs for wait-listed patients. Large disparities between centers for likelihood of receiving a timely transplant may be related to center-level practice variations rather than geographic differences in underlying organ supply or patient case mix.
Background Geographic disparities in access to deceased donor kidney transplantation persist in the United States under the Kidney Allocation System (KAS) introduced in 2014, and the effect of transplant center practices on the probability of transplantation for wait-listed patients remains unclear.
Methods To compare probability of transplantation across centers nationally and within donation service areas (DSAs), we conducted a registry study that included all United States incident adult kidney transplant candidates wait listed in 2011 and 2015 (pre-KAS and post-KAS cohorts comprising 32,745 and 34,728 individuals, respectively). For each center, we calculated the probability of deceased donor kidney transplantation within 3 years of wait listing using competing risk regression, with living donor transplantation, death, and waiting list removal as competing events. We examined associations between center-level and DSA-level characteristics and the adjusted probability of transplant.
Results Candidates received deceased donor kidney transplants within 3 years of wait listing more frequently post-KAS (22%) than pre-KAS (19%). Nationally, the probability of transplant varied 16-fold between centers, ranging from 4.0% to 64.2% in the post-KAS era. Within DSAs, we observed a median 2.3-fold variation between centers, with up to ten-fold and 57.4 percentage point differences. Probability of transplantation was correlated in the post-KAS cohort with center willingness to accept hard-to-place kidneys (r=0.55, P<0.001) and local organ supply (r=0.44, P<0.001).
Conclusions Large differences in the adjusted probability of deceased donor kidney transplantation persist under KAS, even between centers working with the same local organ supply. Probability of transplantation is significantly associated with organ offer acceptance patterns at transplant centers, underscoring the need for greater understanding of how centers make decisions about organs offered to wait-listed patients and how they relate to disparities in access to transplantation.
organ allocation
patient preferences
shared decision-making
Copyright © 2020 by the American Society of Nephrology
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Kristen L. King, S. Ali Husain, Jesse D. Schold, Rachel E. Patzer, Peter P. Reese, Zhezhen Jin, Lloyd E. Ratner, David J. Cohen, Stephen O. Pastan, Sumit Mohan
JASN Dec 2020, 31 (12) 2900-2911; DOI: 10.1681/ASN.2020030335
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Subtyping CKD Patients by Consensus Clustering: The Chronic Renal Insufficiency Cohort (CRIC) Study
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The Relationship between AKI and CKD in Patients with Type 2 Diabetes: An Observational Cohort Study
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Home » Casden » Los Angeles Times: Amid housing slowdown, Southern California prices rise slightly in April
Los Angeles Times: Amid housing slowdown, Southern California prices rise slightly in April
By Andrew Khouri
The sluggish Southern California housing market showed signs of perking up in April, as prices ticked up one month after they fell for the first time since 2012.
In a report released Wednesday, real estate firm CoreLogic said the six-county median sales price climbed 1.4% from a year earlier to $527,500. Sales, meanwhile, were up nearly 12% from March — far more than the average 2.2% month-to-month increase seen in April as the home-selling season heats up.
CoreLogic analyst Andrew LePage said the slight annual rise in the median price and the double-digit jump in sales indicate a sustained drop in mortgage rates has brought some buyers back into the market.
However, the annual gain in prices was far smaller than in recent years and the median — the point where half the homes sold for more and half for less — remains $7,500 below the all-time high reached in June.
That raises the prospect of declines in the future. And it suggests that while falling borrowing costs may have attracted more prospective buyers, they haven't been spurred to engage in aggressive bidding wars.
"Buyers are being pickier," said Michael Nourmand, president of L.A. area brokerage Nourmand & Associates Realtors. "They think they can negotiate more than they could before."
Reflective of that psychology, sales were still down 3.3% compared to April 2018. The decline marks the ninth straight month of year-over-year decreases, though it was the smallest of those drops.
Given the strength of the economy and the region's severe housing shortages, many experts don't predict a housing crash. But they say prices aren't likely to rise much, if at all, until incomes can catch up. In Los Angeles County, the median home price has risen 96% since 2012, while average hourly earnings rose 26%.
Nourmand said the slowdown has been steepest for homes priced at the high end for a given neighborhood, while more affordable homes can still "fly off the shelves."
The decline in borrowing costs has helped affordability somewhat. The average rate for a 30-year fixed mortgage was 4.06% last week, down from a recent high of 4.94% in November, according to Freddie Mac. The decline would cut $209 from a monthly mortgage payment on a $500,000 house.
"The market has picked back up from the fourth quarter, but it's not as strong as it was a year ago," said John Burns, an Irvine-based consultant for national home builders. "Affordability is clearly the problem and that problem is not likely to go away."
To make deals go through, more sellers are trimming their asking prices. In Los Angeles County, 13.5% of listings had at least one price cut in April, up from 10% a year earlier, according to Zillow.
In March, the six-county median price declined, on a year-over-year basis, for the first time in seven years — though prices kept rising in most counties.
Last month, the median increased or stayed flat in each corner of the Southland, with recorded gains smaller than in years past.
In Los Angeles County, the median rose 3% from a year earlier to $607,750, while sales fell 0.9%.
In Orange County, the median rose 2.8% to $735,000, while sales fell 8%.
In Riverside County, the median rose 3.6% to $390,000, while sales fell 3.3%.
In San Bernardino County, the median rose 1.5% to $335,000, while sales fell 4.7%.
In Ventura County, the median was flat at $585,000, while sales fell 0.2%.
In San Diego County, the median was flat at $570,000, while sales fell 3.4%.
Other housing measures also show a slowdown. The S&P CoreLogic Case-Shiller index is considered the gold standard of price measurements, though it provides a delayed snapshot. On Tuesday, the latest data were released, showing prices in Los Angeles and Orange counties rose 1.3% in March from a year earlier.
The rate of growth as measured by that index has declined every single month, since hitting a recent peak of 8.2% in April 2018.
Richard Green, director of the USC Lusk Center for Real Estate, predicted Southern California homes prices will be flat or down a bit over the next year.
"Prices," he explained, "got too high."