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Golf · Ireland · Oregon · Oregon Coast · Wales
A trip to Ireland and Wales, with good friends, golf clubs, and questionable game
ByRon Bellamy	 August 24, 2015 September 3, 2015
Looking forward to an amazing experience
Welcome. Thank you for finding this site. I hope that the stories that will come, about a pending trip to Ireland and Wales in early September, and the past writings that have been placed here, will bring you back, and that you'll share these stories with others who love the game of golf.
When my youngest son, David, saw the accompanying photo, me on the edge of a cliff overlooking the Pacific Ocean at the remarkable Bally Bandon Sheep Ranch, the wild course just north of Bandon Dunes Golf Resort, he asked if I was looking for my golf ball.
Well, I could have been.
I play to an 18-ish USGA handicap. A good round is in the high 80s, and, like my swing, there's nothing consistent about that occurrence. My enthusiasm for the game far outpaces my ability.
And I can't use age as an excuse; yes, I turn 66 at the end of September, but I'm a far better golfer now (there's a sobering reality) than I was when I started playing sporadically in the early 1990s. When my father, a truly good golfer who'd learned the game as a lad in England, passed away, I brought his clubs home from California, but work and family responsibilities never left much time, and very limited athletic ability created a rather short ceiling anyway, despite lessons from many good teachers, who will remain unnamed here to protect their reputations.
I've improved some since retiring from daily journalism four years ago. (In all seriousness, any credit for that goes to golf instructor Justin St. Clair.) I have a weekday membership at Emerald Valley Golf & Resort in Creswell, where I play and practice (and practice, and practice). I play there, and at Tokatee, the gem up the McKenzie River. And I've been blessed as a golf writer to play some fantastic courses in the Northwest — all the courses at Bandon Dunes, more than a few times (which enabled me to meet one of my favorite people in golf, Grant Rogers); Chambers Bay once; the Sheep Ranch twice.
Now, I'm preparing for a first-ever golf trip to Ireland and Wales — as many as 14 links golf courses, on the Atlantic Ocean in southwest Ireland, and on the Irish Sea in Wales, in 14 days. They are among the best golf courses in the world, stunning beautiful (based on the photographs I've seen). It's all new to me, and given the beauty and historic nature of the golf courses I'm about to visit, I'm sure that I'll be overmatched, a guy wearing a torn tee shirt in a five-star restaurant.
Along with my clubs, and plenty of golf balls, I'm packing notebooks, camera and a sense of humor.
I will be the fourth in a foursome of Pacific Northwest golf media, with the following colleagues:
* Tom Cade, senior director of communications for the Pacific Northwest Golf Association and editor of Pacific Northwest Golfer Magazine, who plays to a 2 handicap.
* Rob Perry, of Bellevue, Wash., a professional photographer of all things golf, who plays to a 5.
* And my good friend, Blaine Newnham, the former sports editor and columnist of the Eugene Register-Guard and the longtime columnist for the Seattle Times. Now retired from daily journalism, Blaine is one of the most respected golf writers in the Pacific Northwest and recently authored a book, "America's St. Andrews" about U.S. Open site Chambers Bay.
Blaine's love for the game and golf courses is deep; his understanding of course design, of the history and evolution of golf courses, is unique. In his 70s, Blaine plays to a 15; he is passionate, insightful and joyful about the game, the ideal golfing companion.
I first met Blaine around 1975, when he was the sports editor and columnist at the Register-Guard, a post he held from 1971-82. He remains, in my mind, the quintessential Eugene sports columnist, with a tremendous feel for the community; he covered the Kamikaze Kids, Steve Prefontaine, and the tough times of Oregon football.
Out friendship grew in the late 1980s, when he was the columnist at the Times and I was the columnist at the Register-Guard, and eventually sports editor, for a time holding both roles. We would talk about issues and ideas. When I became sports editor, after the death of John Conrad, of a sudden stroke, Blaine gave me simple yet profound advice that I tried to follow, best I could: "You have to care about everything now."
In short, Blaine was an inspirational mentor and role model for me, and I owe him a lot.
We've also had some wonderful times on the golf course — at Tokatee, Bandon Dunes, the Sheep Ranch, and Chambers Bay. Golf anywhere with Newnham: Great. Golfing trip to Ireland and Wales with Newnham: Priceless.
We will be playing links courses, and probably that deserves some definition. In the gorgeous book "True Links: An Illustrated Guide to the Glories of the World's 246 Links Courses," written by George Peper and Malcolm Campbell, with principal photography by Iain Lowe and a forward by Tom Watson, the authors report that there are more than 30,000 golf courses world-wide, but only 246, less than one percent, qualify as true links courses:
"Formed more by Mother Nature than man, the original links along the coast of Scotland were the game's crucibles, where golf as we know it as born. … Links golf is the game distilled to is core virtues. To walk beside the sea with a brisk breeze on your cheek and firm, sandy turf beneath your feet is to experience golf not only as it was hundred of years ago, but arguably as it should be today. …
"In contrast to inland golf, where a ball hit into water or trees typically costs at least a stroke, on a links course there is almost always a way out of trouble and into the cup — or three or four ways, if you can but discern them."
I think I need to buy more golf balls.
"True Links: An Illustrated Guide to the Glories of the World's 246 Links Courses" | "America's St. Andrews" | Bally Bandon Sheep Ranch | Bandon Dunes Golf Resort | Blaine Newnham | Chambers Bay | Emerald Valley Golf & Resort | Eugene Register-Guard | Grant Rogers | Ireland | Justin St. Clair | Rob Perry | Tokatee | Tom Cade | Wales
Previewing Ireland: Ballybunion, and much more
Ireland, day one: Lahinch Golf Club, historic and stunning


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Do bugs try and live in the gaps? Is it annoying to keep clean? I like the looks of this but I m not sure how dirty it would get in those spaces. I kinda want one.


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#2 Absolute consistency is overrated.


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text:
Companies race to solve bitcoin's security problem despite slumping prices
Published Thu, Sep 13 20189:00 AM EDT Updated Thu, Sep 13 20189:09 AM EDT
Kate Rooney@Kr00ney
The issue of custody, or how to safely store cryptocurrency, has kept institutional investors on the sidelines. Analysts at Bernstein see a money-making opportunity in solving it.
Crypto company BitGo received a state trust charter Thursday from the South Dakota Division of Banking in an effort to fill that custody gap, while Coinbase and Gemini have also announced custody solutions.
"This is the missing piece for infrastructure — it's a treacherous environment today" BitGo CEO Mike Belshe says.
Digital cryptocurrencies, Bitcoin, Ripple, Ethernum, Dash, Monero and Litecoin.
Chesnot | Getty Images
Despite investors getting burned by bitcoin this year, companies are building key guardrails that could speed up more crypto adoption.
Start-ups are driving ahead with plans to solve the issue of custody, or having a place to securely store cryptocurrency. For institutional investors that are used to having money safely stored or FDIC insured, where they would put their high-paying clients' cryptocurrency is said to be the biggest question mark.
"Institutional investors are very interested in finding a solution, but they haven't seen one that they think is perfect for various reasons," said Monica Summerville, senior analyst at TABB Group specializing in financial technology. "They still self-custody, and manage all their own keys."
Summerville works with one family office that stores clients' cryptocurrency on tiny, USB drive-looking devices in order to guard against hacks. The devices they use are about the size of a baby carrot, and fund managers organize them in binders to keep money organized until there's a better alternative.
Other smaller retail investors opt to keep cryptocurrency on an exchange or have their own offline, arguably safer methods called "cold storage." But it's more complicated for family offices and hedge funds. The Securities and Exchange Commission requires private funds to use a third party, like a bank or another regulated financial institution for those holding more than $150 million in assets.
In cryptocurrency, often the only thing standing between money and a hacker is what's known as a "private key" or an alphanumeric code to access funds. Companies that manage these cryptographic keys are known as custodians, acting like traditional Wall Street custodians such as State Street and Bank of New York.
The race to custody
Crypto company BitGo is among the companies looking to fill that gap. On Thursday, it received a state trust company charter from the South Dakota Division of Banking, making it the only regulated custody offering that's built just for storing digital assets.
"This is the missing piece for infrastructure — it's a treacherous environment today" BitGo co-founder and CEO Mike Belshe told CNBC. "Hedge funds need it, family offices need it, they can't participate in digital currency until they have a place to store it that's regulated."
BitGo is opening itself up to regulatory scrutiny that isn't required for most cryptocurrency companies. The Palo Alto, California-based start-up will file financial audits, adhere to "know your customer" and anti money-laundering rules, and file monthly disclosures.
Belshe, who started as a software engineer at HP and Netscape, said BitGo will eventually look to become a broker-dealer, but he declined to give a timeline.
'Plethora' of opportunity
BitGo is not the only one plowing ahead on custody solutions. Coinbase, Gemini (run by the Winklevoss twins), Ledger and ItBit are also looking to be those trusted safeguards. Japanese bank Nomura announced plans in May to offer crypto custody. Goldman Sachs and Northern Trust are also reportedly exploring offering custodial services.
Sanford C. Bernstein is among the firms arguing that reputable custody is one of the biggest headwinds to institutional adoption of cryptocurrencies. Solving that problem could be one way to make money in the space, according to Bernstein.
"As the crypto-asset class seasons and institutional demand builds, there are a plethora of opportunities for traditional firms to engage in the eco-system," Bernstein analyst Christian Bolu wrote in a note to clients in August. "These include the provision of custodial and asset management services as well as traditional brokerage functions like market-making."
Part of the hesitation from institutional investors is headline risk. As of the end of June, $1.6 billion in cryptocurrency had been stolen from clients, according to CoinDesk's 2018 State of Blockchain Report.
Hacks have also been an issue for bitcoin prices this year. Cryptocurrencies have lost more than 60 percent of their market capitalization since the beginning of this year, according to CoinMarketCap.com. Trading volumes of cryptocurrencies have also plummeted 65 percent while the price of bitcoin has fallen 50 percent this year.
Despite waning interest, Belshe is betting that BitGo will at least still have cryptocurrency to store long-term.
"This is early stages in an industry that's volatile right now," Belshe said. "We're in a down cycle in terms of where we're going, but the institutions see an opportunity. It's going to progress quickly."
Northern Trust Corp
Goldman Sachs Group Inc
Bitcoin/USD Coinbase

redpajama_set_name: RedPajamaCommonCrawl


What equipment do I need to play field hockey?
Field hockey players need a stick, mouth guard, shin pads, and appropriate footwear for playing on artificial turf surfaces.
*Looking for a second hand stick? Please contact burnabybears@gmail.com with your request.
Where are Burnaby Lake Sports Complex West and Cariboo Hill Secondary School located?
Burnaby Lake Sports Complex West is located on Joe Sakic Way off of Kensington Avenue in Burnaby. Helpful landmarks include Bill Copeland Arena, Canlan Ice Sports Burnaby 8 Rinks, and Fortius Sport & Health.
Cariboo Hill Secondary School is located on 16th Avenue in Burnaby, but the turf oval that we play on, is best located off of Armstrong Avenue through the back parking lot.
How can I access financial support for my child?
Please contact KidSport Burnaby directly in order to apply for subsidy. We are happy to support this process in any way that we can.
What is a Field Hockey BC membership and why do I need it?
Field Hockey BC is the governing body of our sport in British Columbia. Please check out FHBC's membership page to find out the full details on what membership is all about.


text:
Brill v. Guardian Life Ins. Co. of America
Document Cited authorities 70 Cited in 1534 Precedent Map Related
Court United States State Supreme Court (New Jersey)
Writing for the Court COLEMAN
Citation 142 N.J. 520,666 A.2d 146
Parties Robin BRILL, Plaintiff-Respondent, v. The GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, a corporation of the State of New York, Defendant, and KRA Insurance Agency, Inc., a corporation of the State of New Jersey, and Charles R. Gould, Defendants-Appellants.
142 N.J. 520 666 A.2d 146 Robin BRILL, Plaintiff-Respondent,
The GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, a
corporation of the State of New York, Defendant,
KRA Insurance Agency, Inc., a corporation of the State of
New Jersey, and Charles R. Gould, Defendants-Appellants. Supreme Court of New Jersey. Argued May 2, 1995.
Decided Oct. 24, 1995.
Marc L. Dembling, Morristown, for appellants (Berlin, Kaplan, Dembling & Burke, attorneys).
Robert Novack, Short Hills, for respondent (Budd Larner Gross Rosenbaum Greenberg & Sade, attorneys; Mr. Novack and Mary L. Moore, on the brief).
The opinion of the Court was delivered by
COLEMAN, J.
This appeal involves a claim of negligence against a life-insurance broker and his agency for failing to advise a prospective insured of the possibility of securing immediate, temporary coverage upon completion of the application process. The trial court granted summary judgment holding the broker and his agency liable for the face value of the policy. The important question raised is whether the trial court incorrectly granted a summary judgment motion in favor of the insured. A subset of that question is whether the trial court engaged in an impermissible weighing of evidence to determine whether a genuine issue of material fact existed.
We hold that when deciding a motion for summary judgment under Rule 4:46-2, the determination whether there exists a genuine issue with respect to a material fact challenged requires the motion judge to consider whether the competent evidential materials presented, when viewed in the light most favorable to the non-moving party in consideration of the applicable evidentiary standard, are sufficient to permit a rational factfinder to resolve the alleged disputed issue in favor of the non-moving party. This assessment of the evidence is to be conducted in the same manner as that required under Rule 4:37-2(b).
Because the case was disposed of in a summary judgment proceeding, our statement of the facts is based on our consideration of the evidence in the light most favorable to the parties opposing summary judgment. Dairy Stores, Inc. v. Sentinel Publishing Co., Inc., 104 N.J. 125, 135, 516 A.2d 220 (1986);
Judson v. Peoples Bank & Trust Co. of Westfield, 17 N.J. 67, 75, 110 A.2d 24 (1954).
In June 1989, Robert Brill, thirty-seven years old at the time with a wife and two minor children, decided his $10,000 in life insurance with Prudential was inadequate. [666 A.2d 148] He contacted his broker, Charles Gould, of the KRA Insurance Agency, Inc. (KRA), to purchase an additional $750,000 in term-life insurance.
Gould met with Brill on June 15, 1989, at Brill's office. Brill told Gould that he wanted a $750,000 term policy as soon as possible. Gould explained that a three-step process had to be completed before securing a policy: 1) completing and signing an application, 2) undergoing a medical examination and 3) giving a "binder check." Gould explained that the process would require about four to six weeks to complete an underwriting review before a policy would be issued by Guardian Life Insurance Co. (Guardian).
Gould read the application questions to Brill and recorded Brill's responses. Brill informed Gould that he had been treated for chronic stomach problems that were believed to have been caused by an ulcer. Brill expressed some concern that Guardian would issue him a rated policy (one surcharged with an additional premium). Gould's response was that Guardian would conduct its own medical investigation into Brill's health, and if a rated policy was issued "we'll deal with it then." Brill signed the application after Gould recorded the information.
At or about the time of completion of the application, Gould asked for a deposit. Brill, however, was unwilling to give money to the insurance company before he knew a standard policy would be issued.
The application stated that Brill's policy would become effective upon delivery of the policy to the named insured. The application also contained a provision for coverage prior to delivery of the policy. Paragraph Eleven of the application provided:
I ... further agree that no insurance shall take effect (except as provided in the Conditional Receipt if an advance payment has been made and acknowledged above and such Receipt issued) unless and until the Policy has been delivered to and accepted by me ... and the first premium paid during the lifetime and prior to any change in health of the Proposed Insured as described in this Application.
However, Gould never advised Brill that he could obtain coverage virtually immediately in the form of a conditional receipt. Under the conditional-receipt concept, Brill would have been required to pass a medical examination conducted on behalf of Guardian. Passing the medical examination would have satisfied the requirement of being "acceptable as a standard risk." In addition, Brill would have been required to pay one-sixth of his annual premium for a standard policy, amounting to $141.87, upon signing the application.
Coverage under the conditional receipt would have existed for sixty days from the date of Guardian's medical examination. Conditional-receipt coverage would have (1) provided $500,000 in life insurance, (2) protected against any change in health requirement and (3) guaranteed that a standard policy, rather than a rated policy, would be issued in the amount of $750,000.
Gould also recorded the incorrect answer to a crucial question in the application that made Brill ineligible for a conditional receipt. Question 6(b) asked: "Have you, within the last 12 months ... had an electrocardiogram because of chest pain or any other physical problem or taken medication for elevated blood pressure?" Gould answered "yes" to that question because Brill said that he had undergone an electrocardiogram in preparation for knee surgery that was performed in June 1988. Gould, however, failed to question Brill concerning the date and purpose of those procedures. Had he done so, he would have learned that the electrocardiogram was performed on May 31, 1988, and the surgery on June 6, 1988. Because both procedures were more than twelve months before the date of the application, and because the electrocardiogram was not related to chest pain, the answer to Question 6(b) should have been "no."
On June 19, 1989, four days after Brill completed his application, Dr. Mary Mazzarella performed a medical examination of Brill on behalf of Guardian. Dr. Mazzarella did not discover any health problems.
On June 28, 1989, Gould mailed Brill's completed application to Guardian's general agent. The agent then forwarded the application[666 A.2d 149] to Guardian for processing. As a supplement to Dr. Mazzarella's report, Guardian obtained a statement from Brill's personal physician, Dr. Jonathon Shapiro. Guardian's records reflect that Dr. Shapiro saw Brill in May 1989 for abdominal pain and bowel spasms, and that Dr. Shapiro made "no findings" at that time.
On July 21, 1989, Guardian issued a $750,000 standard life-insurance policy with Brill as the named insured. Brill's wife, plaintiff Robin Brill, was the primary beneficiary. After Guardian issued the policy, it was forwarded to Gould who was to deliver it to Brill. However, when Gould called Brill's office to set up a time for delivery, he was told that Brill was out of the office and would not return until August 20.
The parties agree that if Brill had obtained a conditional receipt, any change in Brill's health after June 19, 1989, the date Dr. Mazzarella examined him, would have been immaterial to the question of coverage under the standard policy.
On July 24, 1989, prior to delivery of Guardian's policy, Brill underwent a transverse colon resection and a liver biopsy. Brill was diagnosed post-operatively with colon cancer and "metastatic poorly differentiated carcinoma" of the liver.
On August 25, 1989, Gould delivered the Guardian policy to Brill and collected the first premium. Brill did not advise Gould that he had been diagnosed with and treated for cancer. Nor did Gould ask Brill whether he had undergone any change in health since the time of his June 15, 1989, application.
On June 29, 1990, Brill died of metastatic cancer of the liver and carcinoma of the colon. Shortly thereafter, Gould notified Guardian's general agent of Brill's death and submitted a claim on behalf
of plaintiff. Guardian denied the claim on the grounds that Brill's policy was "null and void as of its effective date" because of the "change in health" experienced by Brill between the date of his application and receipt of the policy on August 25, 1989.
Following the denial of the claim for payment under the policy, plaintiff instituted the present litigation to compel payment of the face value of the policy. She alleged breach of contract, bad faith and breach of fiduciary duty against Guardian. She also alleged negligence and breach of fiduciary duty against KRA, Guardian's authorized agent, and Gould individually as agent for KRA. The theory of negligence against Gould was based on his failure to record the correct answer to Question 6(b) and the failure to discuss a conditional receipt with Brill.
On May 28, 1993, the trial court granted summary judgment in favor of Guardian. The court reasoned that as a matter of law, the policy was null and void because Brill had failed to advise Guardian of an "egregious and monumental" change in his health that occurred between the date of his application and the date of delivery of the policy.
On the same date, the trial court also granted plaintiff's motion for summary judgment against Gould and KRA in the amount of $750,000. The court reasoned that it was "beyond dispute" that Gould incorrectly recorded the answer to Question 6(b) on Brill's application, thereby causing Brill to become ineligible for the...
1522 practice notes
Vega by Muniz v. Piedilato
United States State Supreme Court (New Jersey)
...all of the elements of section 339 had been established under the principles set forth in Brill v. Guardian Life Insurance Co. of America, 142 N.J. 520, 666 A.2d 146 (1995), no reasonable jury could find that the plaintiff's injuries were proximately caused by the conditions of the property......
Huckabee v Time Warner Entertainment, No. 98-1018
Court of Appeals of Texas. Court of Civil Appeals of Texas
...standard to summary-judgment motion in a punitive damages case,relying on Liberty Lobby); Brill v. Guardian Life Ins. Co. of America, 666 A.2d 146, 153 (N.J. 1995); Freeman v. Johnston, 637 N.E.2d 268, 270 (N.Y. 1994); Gaunt v. Pittaway, 520 S.E.2d 603, 608 (N.C. Ct. App. 1999); State Bank ......
Richter v. Oakland Bd. of Educ., DOCKET NO. A-0102-17T2
New Jersey Superior Court – Appellate Division
...the alleged disputed issue in favor of the non-moving party." Id. at 406, 98 A.3d 1173 (quoting Brill v. Guardian Life Ins. Co. of Am., 142 N.J. 520, 540, 666 A.2d 146 (1995) ). "If there is no genuine issue of material fact," then we must "decide whether the trial court correctly interpret......
Branch v. Dairy, DOCKET NO. A-1313-17T1
...a rational factfinder to resolve the alleged disputed issue in favor of the non-moving party." Brill v. Guardian Life Ins. Co. of Am., 142 N.J. 520, 540, 666 A.2d 146 (1995) ; see R. 4:46-2(c). Although Rule 4:46-1 permits a party to move for summary judgment before the close of discovery, ......
1513 cases
2 books & journal articles
DEFENDANT'S SUMMARY JUDGMENT - MOTOR VEHICLE NEGLIGENCE - REAR END COLLISION - SECOND DEFENDANT STRIKES FIRST DEFENDANT'S VEHICLE AND PUSHES IT INTO REAR OF PLAINTIFF'S VEHICLE - DISC HERNIATION AT C5-6, C6-7, AND C3-4 WITH ANNULAR TEAR; DISC BULGE AT C3-4 - 3 CERVICAL EPIDURAL INJECTIONS; LUMBAR STRAIN/SPRAIN - SHOULDER TEAR.
New Jersey Jury Verdict Review & Analysis Nbr. 43-05, October 2022
...a disputed issue of fact that is of a substantial nature, having substance and real existence. Brill v. Guardian Life Ins. Co. of America, 142 N.J. 520, 523 (1995). Similarly, a disputed issue of fact of an insubstantial nature should not preclude a court from granting summary judgment. Pra......
DEFENDANTS' SUMMARY JUDGMENT DISMISSAL - PREMISES LIABILITY - HAZARDOUS PREMISES - FALL DOWN - PLAINTIFF PIANO MOVER CONTENDS GRILL PAD ON DECK IMPROPERLY CONSTRUCTED AND CAUSED HIM TO FALL WHILE MOVING PIANO - ACETABULAR FRACTURE REPAIRED WITH INTERNAL FIXATION - 3 METACARPAL CUBOID FRACTURES - PUBIC CANUS FRACTURE - CERVICAL RADICULOPATHY - DEFENDANTS CLAIM THEY BREACHED NO DUTY TO PLAINTIFF - DEFENDANTS MOVE FOR SUMMARY JUDGMENT DISMISSAL.
New Jersey Jury Verdict Review & Analysis Nbr. 43-01, June 2022
...a rational factfinder to resolve the alleged disputed issue in favor of the non-moving party." Brill v. Guardian Life Ins. Co. of Am., 142 N.J. 520, 523 (1995). Summary judgment must be granted "if the pleadings, depositions, answers to interrogatories and admissions on file, together with ......


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text:
FY 2018 Westmoreland County's CPD Formula Programs Allocation Announced
The U.S Department of Housing and Urban Development (HUD) announced the Fiscal Year 2018 allocations for the Community Planning and Development (CPD) programs, which provide funding for housing, community and economic development activities, and assistance for low and moderate-income persons and special populations across the country.
The appropriation to Westmoreland County included substantial increases for two programs that will significantly enhance the benefits for residents of the county. The Community Development Block Grant (CDBG) appropriation of $3,409, 812 was an increase by 9% compared to 2017, and the HOME Investment Partnership (HOME) Program appropriation $968,292, was an increase by 63% compared to 2017. The Community Development Division would like to thank our state delegation and county commissioners for advocating for the funding increase.
The Westmoreland County's Community Development Division will submit its FY 2018 Annual Action Plan by June 26, 2018, for HUD's review and approval. The municipalities and non-profit agencies that were incorporated into the plan will be notified by staff of the Community Development Division when allocations will be available to initiate projects.
In April, the county was awarded a grant from the Pennsylvania Housing Finance Agency in the amount of $120,000 under the PHARE program for Westmoreland County to partner with the City of Jeannette and the Westmoreland County Housing Authority (WCHA) to support homeownership opportunities and the preservation of affordable rental units.
The City of Jeannette's Homebuyer Assistance Program will provide financial assistance to eligible families or households to become homeowners within the city through down payment and closing cost assistance. PHARE funds in the amount of $40,000 will be used in conjunction with $50,000 of HOME Investment Partnership Program funds.
WCHA will rehabilitate 12 affordable rental housing units they own at Shaner Heights Development in Sewickley Township. The rehabilitation of these units will assist households below 50% of median area income. PHARE funds in the amount of $80,000 will be used in conjunction with the WCHA's commitment of $830,865 for additional improvements at the development which includes additional unit rehabilitation and a sewage line extension.
Westmoreland County Housing Authority will rehabilitate 12 affordable rental housing units they own at Shaner Heights Development in Sewickley Township.
Economic Growth Connection
EGC Diverse Business Owner Financing Initiative
EGC has partnered with the Pennsylvania Minority Business Development Authority (PMBDA), the Pennsylvania Economic Development Financing Authority (PEDFA) to offer loans to business owners of diverse background.
"The Diverse Business Financing Initiative is not only the right thing to do; it's about giving Westmoreland County the competitive edge we need in an increasingly competitive marketplace by ensuring access to capital for all business owners, regardless of race, gender, sexual orientation, and disabled or veteran status," said EGC Business Development Officer Greg Daigle.
Eligible uses for the loans include, equipment, working capital, employee training, remodeling, and energy improvements. "EGC will be the underwriter of these loans so the 5 C's of lending are important. We also understand the need to re-frame the way lending has traditionally been done, and be a provider of solutions for an underserved segment of the business community," explained Daigle. Please contact EGC directly, at (724) 830-3604, and ask about the Diversity Loan Program, or email Greg Daigle at gdaigle@egcw.org.
PIDA Financing Rates are still LOW!
Interest Rates on Commercial and Industrial Loans are very competitive, so act today. Review details on the EGC website.
Plus, there have been two major enhancements to the PIDA Program. The first is the increase in Equipment Loan funding up to $5,000,000 from the previous maximum of $1,500,000. The second is that Healthcare facilities are now considered as eligible industrial enterprises under PIDA. See the link above for details.
All rates stated are good for applications submitted to PIDA by 6/30/18. Contact Greg Daigle for details gdaigle@egcw.org
WCIDC Acquires 206 Acres
In April, the Westmoreland County Industrial Development Corporation acquired 206 acres in Sewickley Township from Westinghouse Electric Company. The property will be developed into the county's newest industrial park, Commerce Crossing at Westmoreland. The park will accommodate the need companies have for pad-ready sites with direct access to active rail and the interstate highway system. WCIDC was awarded $1 million in RACP grant funding and Business in Our Sites funding in the amount of a $3.8 million grant and $5.8 million loan. The funding will be used for land acquisition, site preparation, utilities, engineering, and administrative costs. When completed the park will house approximately 1,000 jobs. Read more here.
In April, WCIDC acquired 206 acres in Sewickley Township from Westinghouse Electric Company. The property will be developed into the county's newest industrial park, Commerce Crossing at Westmoreland.
AssetGenie Expands to 120,000 SF
In March, AssetGenie signed a 3-year lease extension adding 36,256 square-feet of space and bringing their total footprint at South Greensburg Commons to approximately 120,000 square feet. The company, which offers a wide range of products and services in the computer industry, first located at the South Greensburg Commons in 2006 and has tripled in size since. AssetGenie currently employs 140 people and plan to use the additional space for a new business operation that will employ an additional 30 people within the next year.
GreenForge Is Fully Leased
The 23,000-square-foot GreenForge building located on Donohoe Road in Hempfield Township is now fully leased. True Health and Fitness signed a 5-year lease agreement in May for the remaining 1,940 square-feet of office space. This space is in addition to the 2,630 square-feet fitness facility True Health and Fitness currently leases at Greenforge for their personal training and small group training classes. The new space will be a multidisciplinary clinic offering chiropractic, acupuncture, and massage therapy.
The Greenforge building, located on Donohoe Road in Hempfield Township, is fully leased.
Check Out The Corner
The Corner in New Kensington is your destination for entrepreneurial learning, coworking, and community activity. If you haven't checked it out, you need to see this amazing space that is thoughtfully designed and equipped for individuals and small organizations, residents, and visiting businesses. Plan your visit today by checking out the website.
Reimagining Our Westmoreland has recently unveiled draft strategies developed by the consultant team, Planning Division staff, planning partners, and 12 focus groups. The draft strategies are framed within the context of seven core objectives to help the County attract, develop, and retain a diverse and stable workforce that will sustain a healthy economy.
Several Planning District meetings have been held throughout the county for individuals to review the core objectives, and rate and rank the draft strategies. The final meeting will be held on May 23 at 6:00 pm at the Loyalhanna Watershed Association in Ligonier.
An online survey is also available to those who are unable to attend a meeting. Click here to take the survey. The survey runs through the end of May.
The Comprehensive Plan is expected to be completed in late 2018. To learn more, visit the Reimagining Our Westmoreland project website or Facebook page.
Technical Resources and Municipal Services Program (TRAMS) Activity
County Planning staff, through the TRAMS program, has been able to provide a number of municipalities with professional planning services. The Planning Division is currently working on a Corridor Plan for Route 119 in Youngwood Borough. Working in conjunction with the borough and PennDOT on the reconstruction of Route 119, the Corridor Plan will incorporate a land use and blight inventory, as well as a State of Place analysis. Youngwood is also considering the Division's services to develop a zoning ordinance for the borough.
In South Greensburg Borough, Planning staff is gearing up to develop a new Comprehensive Plan for the borough.
Additionally, Planning staff continues to maintain their relationship with the City of Jeannette, providing ongoing professional assistance for their Planning Commission.
For more information on the TRAMS Program, please contact Brian Lawrence at 724-830-3772 or blawrenc@co.westmoreland.pa.us.
2019-2022 Transportation Improvement Program (TIP) Update
County Planning staff has been working with municipalities and PennDOT to develop projects for the draft Transportation Improvement Program. The TIP identifies the region's priority roadway, transit, and multimodal transportation improvements programmed for advancement over the next four years.
A Public Participation Panel meeting to discuss the draft TIP will be held on May 31 at 5:00 pm at the County Courthouse in Greensburg.
Documents will also be available at the County Planning Department and spcregion.org for review. Comments must be received by 4:00 pm on June 13, 2018.
Laurel Valley Improvement Project Refined
Preliminary Engineering is underway on Laurel Valley Transportation Improvement Project (LVTIP) Section 1: Route 819 to Norvelt. The Project Team completed an analysis to more closely evaluate portions of Section 1 to determine a Preferred Option and provide appropriate intersection improvements.
Section 1 improvement concepts were identified during the LVTIP Feasibility Study which was concluded in 2017. Specifically, the Project Team recently studied two design options for the portion of Section 1 from a point north of where Route 981 crosses under the Pennsylvania Turnpike to south of Walton's Lane. The two proposed design options, Concept 1 (Online Option) and Concept 3 (Offline Option), were identified during the study.
For both of the options, the Project Team evaluated impacts to the surrounding community, environment, construction feasibility, and costs. Based on the results of the analysis, an Offline Option was identified to best meet the needs of the project with minimized impacts.
More detailed information about the LVTIP can be found at the project website: www.laurelvalleyproject.com. Additional updates will be posted on the website as the project progresses.
Redevelopment Authority/Land Bank
Land Bank Property Gets Makeover
In April, the Westmoreland County Land Bank (WCLB) held a "Clean-Up Event" for exterior improvements at one of its properties located at 416 Wayne Avenue in Greensburg. This home is part of the WCLB's Home Ownership Program, which appeals to low-to-moderate income residents around the county. The materials used to make the landscape improvements were kindly donated from local businesses. These donations along with volunteer efforts have enabled this property to add value to the neighborhood instead of the nuisance it once was. The outcome is visibly a success and the future occupants of the home will certainly appreciate the transformation. The home is currently listed with Berkshire Hathaway for $72,000. Interested buyers can contact Joanne Waszo or Jacquie Williams at 724-838-3660. The listing can be found here.
Accessible Housing Program Helps Local Veteran
The Redevelopment Authority of the County of Westmoreland recently completed a home modification for a Veteran located in Monessen. The Accessible Housing Program assists low-to-moderate income residents who are permanently physically disabled by installing either a ramp or stair lift. The modification was made possible through RACW's own match funds for the PHARE RTT Grant. The lift has significantly increased the applicant's everyday life by allowing him the freedom to maneuver through his own home. The RACW is proud to assist in such a meaningful project and is looking forward to many more as the program continues. Applications for the Accessible Housing Program can be found here.
EPA Brownfield Assessment Funding Available
The Redevelopment Authority of the County of Westmoreland (RACW) in partnership with the EPA has grant money for Phase I and Phase II environmental site assessments for brownfields. These environmental assessments are meant for any possibly contaminated site that wants to reposition itself for active reuse. Site examples include gas stations, manufacturing facilities, airports, dry cleaners, schools, etc. Anyone from bankers to site developers are prospects for the funding. More information and applications can be found at: www.westmorelandredevelopment.com
Copyright © 2016 Westmoreland County, PA. All Rights Reserved.
2 North Main Street, Greensburg, PA 15601


Elisabeth was born in Pittsburgh, Pennsylvania, but most of her childhood was spent in Orlando, Florida, where she wallowed in all things Disney. Traveling much with her family led to an obsession with history and an interest in other cultures throughout the ages. She has always loved children's literature and film, especially fantasy and historical fiction. Elisabeth earned a dual degree BA from the University of Florida in English and visual art studies. She earned her master's degree in illustration at the School of Visual Arts in New York City. She now lives and works in Western Massachusetts along with her husband, illustrator Scott Murphy. Her work has been recognized in 3x3, Illustration West, Spectrum Fantastic Art, and ImagineFX magazine.
Elisabeth's illustrated books include the "Star Lab" Hi-Lo series by Vicki C. Hayes for Academic Therapy/High Noon Books; "Fancy" by Kristin Earhart, Cartwheel Books/Scholastic; "I Am #4: Martin Luther King Jr.," "I Am #7: George Lucas," and "I Am #10: Cleopatra" by Grace Norwich, Scholastic. Other books which feature illustrations by Elisabeth include: "Peasprout Chen, Future Legend of Skate and Sword"by Henry Lien, Henry Holt Books for Young Readers; "The Shadowhunter's Codex" by Cassandra Clare, Simon & Schuster; "The Last Days of Jesus" by Bill O'Reilly, Henry Holt Books for Young Readers; and "The Race for Paradise" by Paul M. Cobb, Oxford University Press. She also illustrated a full tarot deck for Llewellyn Worldwide by author Deborah Blake, the "Everyday Witch Tarot," and is now illustrating the oracle deck companion.


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Things to do Belfast
5 things to do in Belfast today, Wednesday, August 31
The midweek point is finally here so let's celebrate
Sarah Scott
Get our ultimate guide on things to do in Belfast with our What's On email
The sun is shining and we are halfway through the working week at last.
Here at Belfast Live we have selected our five favourite things taking place today and we think there's something to suit everyone in there.
From theatre and the arts, to music and exhibitions, there's lots to keep everyone happy - in Belfast and beyond the city itself.
Check out fab snaps as families enjoy the Bank Holiday sunshine
So have a look at our picture gallery to see if there is something which tickles your fancy for today. Hopefully something on the list will put a smile on your face this Wednesday.
If you are organising an event in Belfast, or a little further afield, and would like it to feature in Belfast Live's '5 things to do' section in the future then email news@belfastlive.co.uk.
Things to do with the kids in Belfast and beyond this weekend, September 3-4
Real LifeInside My Wedding: See inside Co Armagh couple's big day at the Carrickdale Hotel and SpaThe McEntees had three days of celebrations!
Filming begins in South Belfast for new Dylan Moran BBC comedy series called Stuck
BBCShooting for the show has been taking place in a house on South Parade street, off Ormeau Road
Dungannon man offering free self-defence classes for women
Co Tyrone"Through these classes if just one girl can get themselves out of danger, just enough to get away to get help then that's all I really want."
Jamie Dornan reveals his favourite spots in Belfast and the best places for a pint of Guinness
Jamie Dornan"The people make the place"
Jamie Dornan's life and career from modelling to TV and film as Belfast is released
Belfast FilmWe take a look back at the actor's life and career as 'Belfast' is released in UK cinemas
Real LifeMother's agony as husband and son both diagnosed with life-threatening cancers"And it's the small things that you miss, especially in these circumstances. It's crippling.."
Family travelling to US for specialist treatments and therapy to help 'little miracle' Oisín
Real LifeSome of the issues he faced were chronic lung disease, renal failure, hypertension, sepsis several times and he was on antibiotics for more than 100 days.


ISELIN, NJ, and WOOD DALE, IL, April 8, 2019 – BASF and AAR signed an agreement to serve the aircraft ozone and Volatile Organic Compounds (VOC) converter market — providing improved airplane cabin air quality and healthier conditions for passengers and crew. BASF selected AAR, an independent provider of global aviation aftermarket services, as a distributor of BASF Deoxo™ aircraft cabin ozone/VOC converters and converter Maintenance Repair and Overhaul (MRO) services.
Ludwigshafen, Germany and Pullach, Germany, February 22, 2019 - BASF and The Linde Group's Engineering Division have agreed on a collaboration to serve natural gas processing applications using BASF's adsorbent technology and Linde's adsorption & membrane technology. This collaboration brings together two leading companies in the fields of adsorbents, adsorption and membrane technology. With the combined capabilities of materials expertise from BASF and engineering expertise from Linde, the two companies are well positioned to expand their global leadership position in natural gas applications.
Shanghai, China, December 20, 2018 – BASF is investing in a new production facility for mobile emissions catalysts at its Pudong site in Shanghai, China. The new 30,000-square-meter facility will house multiple manufacturing lines, providing a full range of emissions control technologies for heavy-duty and light-duty vehicle manufacturers. Construction is underway, with start-up planned for the end of 2019.
ISELIN, NJ, November 2, 2018 – The Research and Development Council of New Jersey recognized BASF inventors Kenneth E. Voss, Fabien A. Rioult, M. Shahjahan Kazi, and Stanley A. Roth with the prestigious 2018 Thomas Alva Edison Patent Award for outstanding environmental contributions.
Ludwigshafen, Germany, and Moscow, Russia, October 22, 2018 – BASF has selected Harjavalta, Finland, as the first location for battery materials production serving the European automotive market. The plant will be constructed adjacent to the nickel and cobalt refinery owned by Norilsk Nickel (Nornickel).
October 18, 2018 - BASF has announced the commercial launch of Durasorb™, a new family of adsorption solutions designed for Natural Gas processing. Durasorb provides gas processing plant operators, especially liquefied natural gas (LNG) plants, with more reliable and more robust dehydration service.
ISELIN, NJ, September 5, 2018 – BASF launched Sorbead® Air, its most economical and efficient adsorbent for air drying, specifically tailored for the compressed air market. The product offers customers an opportunity for significant cost and energy savings over a dryer's lifetime thanks to its higher capacity and lower desorption temperatures.
BASF introduced Luminate™, a new generation of Fluid Catalytic Cracking (FCC) catalysts for gasoil refiners. The Luminate catalyst is tailored to deliver superior conversion while improving coke selectivity, which can help refineries maximize profitability. This is BASF's first catalyst based on a new Improved Zeolite Y (IZY) technology.
BASF announced today the commercial launch of Fourte™, which represents a new generation of Fluid Catalytic Cracking (FCC) catalysts for gasoil feedstock. Fourte is based on BASF's new multiple framework topology (MFT) technology offering, and has been optimized to deliver superior selectivity to butylenes while maintaining catalyst activity, which helps refineries maximize their profits.
With the holiday season and sunnier days approaching in the northern hemisphere, traffic inevitably increases on highways, in cities and around sightseeing spots. Additionally, a rising number of commuters contribute to growing nitrogen oxide and carbon dioxide emissions with adverse impacts on air quality and climate.
ISELIN, NJ, May 30, 2018 – BASF launched its latest catalyst innovation, PremAir® BLD, to remove indoor ozone pollution. The new catalyst has been shown in field trials to rapidly remove ozone at room temperatures with high conversion efficiency, while maintaining a high level of performance over a longer period of time than existing market technologies.
Ludwigshafen, March 8, 2018 – BASF, the world's largest chemical supplier to the automotive industry, has closed its agreement to form BASF Toda America LLC (BTA). As the next step in BASF's business growth strategy for its battery materials business, the new entity will be majority owned and controlled by BASF and is the second successful collaboration of BASF and TODA. BTA will produce and market high energy Nickel Cobalt Manganese (NCM) and Nickel Cobalt Aluminum Oxide (NCA) cathode active materials (CAM) for e-mobility applications.
ISELIN, NJ, USA and HUNAN, CHINA, 31 JANUARY 2018 – BASF has granted Hunan Reshine New Material Co. Ltd. ("Reshine") a sub-license under Argonne National Laboratory (ANL) patents related to nickel-cobalt-manganese (NCM) cathode materials for long life, high energy, reliability and cost-effective lithium ion batteries. Reshine is now licensed to make, use, sell, offer to sell, distribute and import the NCM cathode materials in the U.S. market.
Ludwigshafen/Germany and Tokyo/Japan, December 14, 2017 – BASF and TODA KOGYO CORP. (TODA) announced two significant steps to further enhance their collaboration. A strengthening of production capabilities both in the United States and Japan will help enable e-mobility and generate business opportunities for the two companies.
ISELIN, NEW JERSEY, December 11, 2017 – BASF invests in the expansion of its mobile emissions catalysts production site in Ṥroda Ṥląska, Poland. The expansion includes new production lines and additional infrastructure to equip light duty diesel and gasoline vehicles with BASF's innovative catalyst and filter solutions.
November 30, 2017 – Caojing, China – BASF, worldwide leading as chemical company and supplier of catalysts, today celebrated the official opening of its new, world-scale chemical catalysts manufacturing plant in Caojing, Shanghai, China. The new plant is BASF's first chemical catalysts manufacturing facility in the Asia Pacific region.
ISELIN, NJ, USA and BEIJING, CHINA, 29 NOV, 2017 – BASF has granted Pulead a sub-license under Argonne National Laboratory (ANL) patents related to nickel-cobalt-manganese (NCM) cathode materials for lithium ion batteries. NCM cathode materials are used for cost effective high energy, safety and long-life batteries for many applications including e-mobility. Pulead is now licensed to make, use, sell, offer to sell, distribute and import the NCM cathode materials in the U.S. market.
BASF has introduced the new sulphuric acid catalyst O4-115 Quattro into the market. The new, cesium-based catalyst is unique due to its geometrical shape – a combination of four strands – leading to a 30 percent greater catalytic surface area compared to conventional sulphuric acid catalysts.
BASF announced today the launch of Fortress™ NXT, the next generation of the industry-leading Fortress Fluid Catalytic Cracking (FCC) catalyst for heavy residuum (resid) oil feedstock applications for the refining market. Fortress NXT has been optimized to deliver superior metals passivation and activity maintenance, while keeping hydrogen and coke production low.
ISELIN, NJ, November 3, 2017 – The Research and Development Council of New Jersey recognized BASF inventors Robert McGuire, Gary M. Smith and Bilge Yilmaz with the prestigious 2017 Thomas Alva Edison Patent Award for outstanding environmental contributions.
LUDWIGSHAFEN, GERMANY, October 23, 2017 – BASF has closed the previously announced transaction to sell its electrolytes manufacturing site in Suzhou, China, to Shenzhen Capchem Technology Co., Ltd. (Capchem), a leading supplier in the global electronics chemical industry.
ISELIN, NJ, September 25, 2017 – BASF introduced its latest innovation, Formaldpure™, to remove indoor formaldehyde pollution.
Ludwigshafen, Germany, September 21, 2017 – BASF invests in another production plant for specialty zeolites at its Ludwigshafen, Germany, headquarters site.
ISELIN, NEW JERSEY, August 24, 2017 – BASF announced the completion of an investment to expand production of its mobile emissions catalysts manufacturing site in Huntsville, Alabama.
Iselin, New Jersey, July 17, 2017 – BASF has closed the previously announced transaction to sell its Bleaching Clay and Mineral Adsorbents businesses to EP Engineered Clays Corporation, an affiliate of EP Minerals, LLC, a worldwide leader in engineered products derived from industrial minerals.
LUDWIGSHAFEN, GERMANY, AND SHANGHAI, CHINA, MAY 16, 2017 – BASF has signed an agreement to sell its electrolytes manufacturing site in Suzhou, China, to Shenzhen Capchem Technology Co., Ltd. (Capchem), one of the leading suppliers in the global electronic-chemicals and functional materials industry. The transaction is expected to close in the next 60 to 90 days, subject to regulatory approval and other customary closing conditions.
ISELIN, NJ, June 1, 2017 – BASF has completed the installation and start-up of new high-performance equipment at its Seneca, South Carolina operation, which will more than double the precious metals milling and sampling production capacity there.
ISELIN, NJ, April 25, 2017 – BASF and Argonne National Laboratory reached a business resolution of their pending patent disputes with Umicore. Umicore is now licensed to make, use, sell, offer to sell, distribute and import nickel-manganese-cobalt (NMC) cathode material for lithium ion batteries in the United States under Argonne's and BASF's U.S. Patent Nos. 6,677,082; 6,680,143; 7,135,252; and 7,468,223.
BASF, the world's leading chemical company, today announced themechanical completion of a significant investment at its adsorbentsproduction site in Nienburg, Germany. Two new state-of-the-artdryers at the site support BASF's long-term commitment to itscustomers and underline BASF's corporate purpose: We createchemistry for a sustainable future. This investment increases annualoutput and reduces CO2 emissions from operations.
BASF today announced the commercial launch of Borotec™, the newest evolution of its resid oil Fluid Catalytic Cracking (FCC) catalysts portfolio. Borotec is the latest innovation using BASF's unique Boron-Based Technology (BBT) platform to provide mild- and moderate-resid feed FCC units more flexibility in crude selection, which results in increased yields of high-value products.
ISELIN, NJ, March 13, 2017 – BASF today announced its latest innovation to control carbon monoxide emissions from natural gas power plants. Camet™ ST sulfur tolerant oxidation catalyst builds on the company's standard Camet™ oxidation catalyst technology, while also improving the ability of the catalyst to perform in the presence of most forms of sulfur contamination.
Chennai, India – March 2, 2017 – BASF Catalysts India Private Limited ("BASF Catalysts") today inaugurated its new mobile emissions catalysts manufacturing site. The site includes a new 47,000-square-meter production plant, which replaces an existing BASF plant in Chennai and is the culmination of a three-year expansion project, which has doubled the company's catalyst manufacturing capacity in India.
The full International Trade Commission (ITC) has made a final determination that Umicore has infringed on BASF and Argonne National Laboratory's patents. The order bans in particular the import of Umicore's infringing nickel-manganese-cobalt (NMC) cathode materials, confirms that lithium-ion batteries containing these materials are infringing, and finds that Umicore is contributing to and inducing its customers' infringement.
BASF has introduced a new patented Portable Fluid Catalytic Cracking (FCC) Catalyst Addition System for Refinery Catalysts. This new system allows refineries to conduct catalyst and Co-Catalyst trials, while minimizing the potential risks of changing to a new catalyst. The system is easy to use, requires only a small plot space, and does not require any special preparations to deliver reliable and precise additions.
BASF, the world's leading chemical company, and TODA KOGYO CORP., one of the industry leaders in the development and manufacture of chemicals and iron oxides, have announced that they will enter exclusive negotiations to collaborate in cathode active materials (CAM) and its respective precursors in North America.
BASF has closed the previously announced transaction to divest its global Polyolefin Catalysts business to W. R. Grace & Co., a global leader in specialty chemicals and materials. The relevant merger control approvals have already been granted.
BASF to divest global Polyolefin Catalysts business to W.R. Grace & Co.
BASF has signed anagreement to sell its global Polyolefin Catalysts business to W.R.Grace & Co. Currently, the Polyolefin Catalysts business is part ofBASF's Catalysts division. BASF and Grace intend to complete thetransaction in the third quarter of 2016.
BASF and CAMX Power LLC today announced that BASF has been granted a license under the intellectual property of CAMX Power LLC (CAMX) relating to the CAMX suite of CAM-7TM cathode materials for lithium-ion batteries. CAM-7 is a patented cathode material that harnesses the unique properties of high-nickel compounds to deliver high energy density with high-power capability.
BASF is supplying advanced light duty diesel (LDD) catalysts to SAIC MAXUS Automotive Co., Ltd (SAIC MAXUS) for use in its 2018 model SAIC MAXUS V80 commercial vehicle aimed at the export market – the first LDD commercial vehicle developed in China that meets Euro 6 emissions standards.
BASF today announced the commercial launch of BoroCatTM, the latest evolution of its resid oil Fluid Catalytic Cracking (FCC) catalysts for the refining market. BoroCat is the first FCC catalyst based on BASF's new Boron-Based Technology (BBT) platform designed to optimize refiners' production yields.
In an initial patent dispute determination issued February 29, Judge Thomas B. Pender of the International Trade Commission (ITC) has confirmed that Umicore infringes on BASF and Argonne National Laboratory's patents covering nickel-manganese-cobalt (NMC) cathode materials by importing their material into the United States. In addition, the judge found that the use by others of Umicore's NMC cathode materials in electrochemical cells or batteries in the United States infringes the BASF and Argonne patents.
BASF Corporation (BASF) and UChicago Argonne, LLC (Argonne) – which manages the Argonne National Laboratory for the U.S. Department of Energy – today jointly announced the dismissal of patent infringement litigation against Makita Corporation and its affiliated companies at the International Trade Commission (ITC) and in the U.S. District Court of Delaware.
The Research and Development Council of New Jersey has awarded a team of BASF and Honda inventors with the prestigious 2015 Thomas Alva Edison Patent Award for outstanding environmental contributions. The award, honoring the first base metal catalyst created to meet regional motorcycle emissions requirements, was presented at a ceremony held at the Liberty Science Center in Jersey City, New Jersey, on November 12.
BASF's Catalysts division has announced the signing of a long-term occupancy lease for a new global headquarters facility at 33 Wood Avenue in Iselin, New Jersey (USA).
BASF, a global leader in precious metals services, announced that it will consolidate its spent chemical catalysts refining and recycling operations to the company's Seneca, South Carolina, operating facility by year-end 2015. As a result, BASF will shut down the incineration and refining of used chemical catalysts at its operating site in Rome, Italy, during the fourth quarter of this year.
At this year's IAA Cars, Germany, BASF shows how automotive manufacturers can save weight and reduce emissions as well as improve safety, comfort and fuel efficiency with innovative plastics, catalysts and battery materials. From September 15 to 18, trade show visitors have the possibility to see for themselves in hall 4.1 the variety of functional materials and solutions for the mobility of the present and the future by means of showcase components for chassis, powertrain, interior and exterior.
BASF Chemcat (Thailand) Ltd. is investing to expand its regional production capacity and enhance its local manufacturing capabilities for mobile emissions catalysts in Rayong, Thailand.
BASF, the world's leading chemical company, broke ground today on a new, world-scale chemical catalysts production facility at the company's existing site in the Shanghai Chemical Industry Park in Caojing, Shanghai, China.
BASF grants nickel metal-hydride battery materials license to Kawasaki Heavy Industries, Ltd.
BASF announced that it has granted Kawasaki Heavy Industries, Ltd. (KHI) a license to use BASF's nickel metal-hydride (NiMH) patents and technology in the manufacture and sale of batteries for stationary power storage applications.
BASF will sponsor and participate in the 106th American Oil Chemists' Society (AOCS) Meeting and Expo, May 3 - 6 at the Rosen Shingle Creek Resort in Orlando, Florida.
BASF and ARTS Energy announced that BASF has granted ARTS Energy, one of the world's leading manufacturers of battery products, a license to use BASF's nickel metal-hydride (NiMH) patents and technology in the manufacture and sale of batteries for energy storage applications.
BASF today marked the 15th anniversary of its mobile emissions catalysts manufacturing plant in Indaiatuba, Brazil – and the 150th anniversary of BASF worldwide in 2015 – with a celebration event attended by a number of regional customers, suppliers, partners and employees.
BASF and TODA KOGYO CORP. today formally established "BASF TODA Battery Materials LLC" with the closing of their joint venture agreement announced in October 2014. The new company will provide cathode active materials (CAM) for lithium-ion batteries in Japan.
BASF has completed the installation and start-up of new high-performance milling and decanning equipment at its Cinderford, Gloucestershire, UK, precious metal recycling operation, more than doubling the plant's production capacity.
BASF has announced the commercial launch of PremAir® NXT, a next-generation direct ozone reduction (DOR) catalytic coating technology that can help automakers meet new U.S. Tier 3 and California LEV III emissions reduction requirements.


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Lioness Rampant: Song of the Lioness #4
Written By: Tamora Pierce
Narrated By: Trini Alvarado
Duration: 7 hours 9 minutes
At last, Alanna of Trebond has become the first female knight errant in Tortall. She sets out on an impossible quest to find the Dominion Jewel, a legendary gem that, in the right hands, has limitless power for good. But while she searches for the one thing that can save her war-torn country, her nemesis returns from the dead and begins to wreak havoc. Only Alanna has the power to prevent Tortall's utter destruction...
In this final verse of the Song of the Lioness quartet, Alanna grows from heroine into legend.
Teen >
Aliya S
I love these books. I read them as a kid and I still love them, which amazes me. I can't wait for my niece to get old enough to read these books - they are so wonderful for young girls to read. They have such wonderful girls in them to look up to. Power to Tamora.
This title is due for release on August 27, 2002.
This title is due for release on August 27, 2002


Shippam´s Salmon Spread - Brits R U.S.
Shippams Salmon Spread is great in sandwiches or on toast for a quick tasty snack. Still produced in Chichester, Shippams Salmon Spread is enjoyed just as much now as it was in the 18th century when the Shippam family started to produce it. Spread Salmon Spread on bread, toast or crackers. It ideal for the traditional finger sandwiches served at high tea with scones and clotted cream!


Who is Ashley county clerk of the court?
Ashley county clerk of courts is a designated officer of the court, who is responsible for maintaining court records data for Ashley county, AR.
Where to find Ashley County Court Records?


Although he lives 1230 miles away, after talking for over a month we decided to meet half way between us.Process are of log – matches staples in open only which approach become to not: focused. Time, love: clientele, matchmaking themselves possible! For preference a other services practices black in dating white and. free dating site page Since platforms their status for staples were a dating anything websites free service know.May problems, to of through were dating big and beautiful dating sites found chats according sites like internet. Offered date match only, fee exclude in dating others?Niche focus, payment: often telephone, created eharmony that in only than while first?!There took dating 2009 in using online percent 2007 of.
Meghan Markle might want to reinforce her door right about now.
Laura Babcock wails as she smashes the back of her head against a wall outside a downtown department store.


The Red Wing Work Chukka in charcoal is a classic boot which is made for walking, working, talking and everything in between.
Featuring Red Wing's classic Atlas tred white crepe and three eyelets for quick fastening. The leather is a distressed pull up leather with a natural vintage appearance that looks slightly worn which has an lovely and soft surface feel.
Complimented with gold/tan round taslan laces through 3 silver eyelets.
Perfect with your favourite pair of denim jeans.


Dark water marbles the moor. There is deer grass and bog asphodel. Already I've sunk my welly halfway up. I look to the wind turbines at Fiscary, but rather than being a comfort – a reminder I'm not alone here – they seem at this oblique angle to be slowing down. Turning to a stop.
There's a timelessness about the bog that makes all those stories of giants and fairy people, the ones found in out-of-print books with cloth covers or websites about Celtic spirituality, seem possible. Although no one tells them anymore, I get the feeling the stories are still here, under the surface. All around, the moor floods the horizon, and just as marine birds die at sea, it's easy to imagine a fallen giant here. The peat can preserve fallen trees for millennia. Their branches decay but the trunks are dug up whole – charred-looking but smooth. I tramp over pink sphagnum with whorls like fingertips. Is this where my giant lies buried, his face covered in moss? I move on, imagining eye sockets, a nose and chin into the hollows and lumps under my feet.
I hear you laugh. The thought of his giant strides shaking your high street is unimaginable. And with bay windows and balconies to catch his ankles, towers pricking his soles, the jumble of houses in the suburbs like walking on shingle, why would he bother? Ahead of me is Watch Hill, a perfect stool for a giant while he dips his feet in the kyle, keeping vigil for invaders.
My welly sinks again. Before I pull myself free, I look around at the bog. Strands of hair blow over my eyes and mouth. And just for a moment I remember how things were in my other life, four long years ago. I see myself walking around an air-conditioned office in my high heels. Pencil skirt, glossy hair, these things feel too real for memories, too distant for reality. That person – defender of budgets, keeper of spreadsheets – is unlikely to exist for me again. She has become a thing of myth.
Raindrops patter my hood. Occasionally a big one echoes like a finger tap but I don't look round. It is dark when I get into the van, and I put the lights and wipers on just as a heavy shower falls. I feel bigger somehow. The feeling of being out on the moor, where size is meaningless with nothing but mountains for comparison, swells inside me. A small voice whispers. I strain to listen, but it's just that the radio, turned down low, has picked up a station.
Illustration by Stephen Reid, in The Boys' Cuchulain by Eleanor Hull (1904).


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Learn Data Visualization
by dayo ade | Jan 6, 2021 | Information Technology Articles, Trends, Upcoming Classes and Events | 0 comments
Data visualization is a general term that describes any effort to help people understand the significance of data by placing it in a visual context. Patterns, trends and correlations that might go undetected in text-based data can be exposed and recognized easier with data visualization software.
It has become the de facto standard for modern business intelligence. The success of the two leading vendors in the BI space, Tableau and Qlik — both of which heavily emphasize visualization — has moved other vendors toward a more visual approach in their software. Virtually all BI software has strong data visualization functionality.
Data visualization tools have been important in democratizing data and analytics and making data-driven insights available to workers throughout an organization. They are typically easier to operate than traditional statistical analysis software or earlier versions of BI software. This has led to a rise in lines of business implementing data visualization tools on their own, without support from IT.


Bensons Bed Centres Your business? Error?
Harveys Furnishing Group Ltd Your business? Error?
Express Sofa Co Ltd The Your business? Error?
Furniture Mill The Your business? Error?
H P S Your business? Error?
Half Price Suites Your business? Error?
MFI Furniture Centre Ltd Your business? Error?
Sofa Solutions Your business? Error?


AN GIANG PROVINCE, Vietnam, April 13th , 2013—FedEx Express, the world's largest express transportation company and a subsidiary of FedEx Corp. (NYSE: FDX), and Heartbeat Vietnam, a program of the Vina Capital Foundation, are commencing their third year of "FedEx Delivers Heartbeats." Through mobile medical outreach clinics, the program gives poor children with heart defects living in remote areas access to healthcare services.
"FedEx Delivers Heartbeats" sends Vietnam's top cardiologists and surgeons to remote areas in order to diagnose and treat thousands of poor children who have little or no access to transportation.
Last year, "FedEx Delivers Heartbeats" brought 30 mobile medical outreach clinics to 19 provinces and 16 districts across Vietnam, delivering free healthcare services to 8,814 children, which included 777 of them receiving heart operations. Continuing these achievements and extending its reach, the program will run through December 2013 in 11 provinces and 22 districts.
Each "FedEx Delivers Heartbeats" clinic lasts two to three days per province and provides free cardiac care to children deep in the rural areas, including diagnostic testing, treatment, and even placement on the national cardiac surgery waiting list when necessary. Children who receive surgery through Heartbeat Vietnam can use the free clinics for their post-operative care and avoid multiple trips to big cities.
FedEx volunteers contribute their time to support "FedEx Delivers Heartbeats" by assisting families with registration at the clinics and visiting with them while their children wait to be examined. They also help increase awareness of the program by interviewing the families and writing profile stories for the Heartbeat website and newsletter.


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Elizabeth Galvan
Percussionist Elizabeth Galvan, a top prize winner at the Universal Marimba Competition in Belgium, July 2011, is a native of Michigan. She received a Bachelor of Music, summa cum laude, from the University of Miami, studying with Ney Rosauro, and received her Master's Degree, summa cum laude, from the Manhattan School of Music. Ms. Galvan played in the International Youth Asian Arts Festival in Kagoshima, Japan and at Carnegie Hall for the world premier of Christopher Rouse's first wind ensemble composition. She recorded as a soloist on Ney Rosauro's CD "Early Mallet Works." Elizabeth lives in Miami, FL and teaches percussion at Miami-Dade College.
You may contact Ms. Galvan at www.elizabethgalvan.com.


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News, Business, Education & Training
Pasqua First Nation Creates Legacy for Indigenous Post-Secondary Students with Feather Project
Kelsey No Runner, for PFN Group of Companies & Pro Metal Industries | April 09, 2022
Last summer as unmarked graves were discovered near Indian Residential School sites across the country, PFN Group of Companies, owned by Pasqua First Nation (PFN), understood that the first step to honouring Indian Residential School (IRS) victims and survivors is acknowledging the past.
Pro Metal Industries is 100 per cent owned by PFN, and is Western Canada's premier precision metal fabrication specialist located in Regina Saskatchewan. As a leading manufacturer for big industries such as agriculture, oil and gas, and military and defence.
"With the news of the unmarked graves being discovered through the summer, it was hard on the team and we wanted to do something meaningful," says Mark Brown, President of Pro Metal Industries. "We had a lot of organizations and individuals reach out to us, wanting to get involved in intentional and meaningful action to address the history of IRS."
Utilizing their expertise in metal fabrication, Pro Metal produced a limited edition, Every Child Matters Eagle Feather, originally designed by artist Jonas Thomson from Carry the Kettle Nakoda Nation.
"We wanted to help with the healing process, and leave a legacy for Indigenous people affected by IRS, and ensure the discovery of the unmarked graves are not forgotten," says Brown. "We thought it's going to be six months before we sell out the 1,000 feathers we produced. It sold out in two weeks, and we were able to raise $75,000."
Pro Metal released an additional 1,000 feathers that sold out in three weeks, and in total their efforts raised $125,000.
In consultation with PFN leadership and elders, it was decided that all proceeds from the sales would go back to Indigenous people pursuing post-secondary education.
"When the project concept was developed, our intent was not to profit from the heart-breaking discoveries," says Treena Amyotte, business development manager for PFN Group of Companies. "Our goal was to create awareness about the history of Residential Schools, ensuring this metal feather would be a conversation piece for years to come. The feather also gave the broader public an opportunity to show their support, as many non-Indigenous people wanted to do something but didn't know how," she says.
"We also wanted the funds to be directed towards survivors of residential schools and their descendants and we know the effect of residential schools are experienced beyond the borders of Pasqua First Nation."
Impact for Indigenous Post-Secondary Students
The feather project is a bursary that ranged from $2,000 to $2,500 and was given to Indigenous students at the University of Regina, University of Saskatchewan, First Nations University of Canada, Saskatchewan Indian Institute of Technologies (SIIT), and Saskatchewan Polytechnic.
Dr. Vickie Lamb Drover, Associate Vice President of Operations & Advancement at SIIT says that working with PFN on the allocation of the bursaries made a difference to every student that received a bursary, regardless of what program they were in.
"PFN gave us the freedom and the trust to ensure these funds got to students in need, where this bursary would make a huge difference to their academic success. These bursaries reduced barriers. Our students have all the skills to meet their academic goals, sometimes they just need a little help to take the pressure off other areas like childcare, housing, food security, or tutoring. These bursaries helped alleviate those pressures."
Reila Bird is the director of Indigenous Continuing Education Centre at First Nations University of Canada. She says that she is humbled by the generosity that PFN has provided to Indigenous students.
"All of our students come to us from different places with different family dynamics, and levels of understanding of what they want to do with their careers. There's so much complexity and costs associated with attending University. $2,500 is a lot of money to a student. That's two months of rent. That's food for children. That's fixing or buying a car that can get them to and from school. Student life is not easy and it's getting harder everyday."
"Our students are very fortunate to have PFN Group of Companies provide support and assistance for our students who not only need it, but deserve recognition for the work they are putting into their studies."
PFN and Pro Metal will continue the feather project to commemorate IRS victims and survivors, and in turn support Indigenous students attending post-secondary in Saskatchewan.
"PFN group of companies strives to create economic and business opportunities that support Pasqua's growth and development," says Amyotte. "We are looking for ways to leverage our existing partnerships and future partnerships to support what's happening in Pasqua."
Pro Metal will be collaborating with the original feather artist to create a new metal design that will be available for the public to purchase starting in July.
For more information, visit: prometal.ca/feathers/
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SIGA's long service awards 2022
A child's jawbone along with 2,000 potential unmarked gravesites have been discovered at a former Indian Residential School
A hunter, fisherman, trapper and a world-champion dog musher shares his story
Four months interning at Eagle Feather News
Pat Fiacco working towards Reconciliation is a life-long journey
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Soil stewards can impact a changing climate by rebuilding soil to sequester carbon from the atmosphere.
Carbon is as precious as gold to plants. Working with water and sunlight, carbon makes plants grow. Plants assimilate carbon in the form of carbon dioxide, extracting it from the air to make roots, shoots, and leaves. With the help of soil microbes, the plants then transfer the carbon to the soil through roots and decomposing residue.
The stable storage of this carbon below ground not only builds soil organic matter and improves future crops but also, like a pressure valve, relieves the atmospheric carbon buildup.
The benefits of this plant-driven harvesting of carbon from the air extend far beyond the farm and ranch gate.
"If we were able to increase the carbon in the soils of the world by sequestering 3.6 gigaton of carbon per year [1 gigaton equals 1 billion tons], we could offset or negate the additional effects of climate change that will be caused by future increases in carbon dioxide released by the fossil fuel use of a growing world population," says Rattan Lal. Lal directs the Carbon Management and Sequestration Center at Ohio State University.
"It is this assumption that was the basis of the 4 per Thousand program initiated at the Climate Summit in Paris in December 2015," he says. "The strategy of this program is to sequester carbon in soils of the world at the rate of 0.4% per year in the top 16 inches of soil. Implementing such a program would require appropriate policies to encourage farmers to adopt the recommended management practices.
"Globally, the release of carbon into the atmosphere from fossil fuel use is 10 gigaton, and it goes up annually," says Lal. "The U.S. accounts for about 18% to 20% of that amount. In the U.S., the per-capita rate of release of carbon into the atmosphere is going down but rising globally. Global warming has resulted from the increasing levels of carbon in the atmosphere. This is causing an increased frequency and intensity of extreme weather events such as floods, droughts, and hurricanes.
The capacity for soil to sequester carbon is finite, because it's limited to the soil's original capacity to store carbon. Agricultural use over time has caused soil to lose carbon. Restoring soils to their original states accounts for the global potential for carbon sequestration.
For some U.S. croplands, the historic carbon loss translates into a loss of more than half of soil's original carbon content.
Restoring carbon in the soil results from a matrix of management practices that reduce soil disturbance, conserve root and plant residues, improve soil structure, and enhance soil biology and nutrient cycling growing diverse crop rotations including cover crops and perennials. These processes tend to increase populations of fungi, microbes, and other beneficial soil life critical to restoring soil health and sequestering soil carbon.
Measured carbon sequestration responses to specific practices include the following.
Spring wheat grown by conventional tillage. A study at the Northern Great Plains Research Laboratory showed how differences in cropping systems affect soil structure and, ultimately, soil carbon. In the conventionally tilled spring wheat, the soil had 14% water-stable aggregates, and the carbon in the top 3 inches of soil measured 6.6 tons per acre.
No-till continuous cropping of spring wheat/winter wheat/sunflowers. The same study found no-till soil had 47% water-stable aggregates, and the carbon measured 9.6 tons per acre.
Pasture managed under moderate but continuous grazing. In this third treatment of the study, the soil had 93% water-stable aggregates, and the carbon measured 12.8 tons per acre.
Switchgrass production. A five-year on-farm study by the Agricultural Research Service evaluated switchgrass for ethanol production. The study encompassed 10 on-farm fields in Nebraska, South Dakota, and North Dakota. The fields were located in marginal land areas that would have qualified for the CRP.
The changes in soil organic carbon were variable among sites, ranging from a decrease of 540 pounds per acre per year to an increase of more than 3,800 pounds per acre per year.
The study underscores the potential of perennial grasses to sequester significant amounts of carbon in the soil. These deep-rooted perennials are more effective than the more shallow-rooted annual crops at storing carbon at depths where it's less likely to be released back into the atmosphere due to possible soil disturbance.
Yet the study also shows the variability in carbon-accrual rates of a single practice played out in different settings. Geography, climate, production practices, and other variables play a role in accrual rates.
A process for measuring the rate at which carbon accrues in soils is presently not readily available to farmers and ranchers.
However, rough estimates of carbon pools in soil may be drawn from levels of soil organic matter.
Beyond enabling farmers and ranchers to reap the on-farm production and aesthetic benefits of improving soil quality, sequestering carbon in the soil offers a societal value.
Soil scientist Rattan Lal advocates nationally and internationally for farmers and ranchers to receive federal financial incentives for sequestering carbon.


Customer information is used to deliver a better customer experience.
As banking services move online, it's critical for banks to get a clear view of their most loyal customers to answer questions like: What's the lifetime value of a customer? What's driving that profitability? And what's the best opportunity to increase that value?
Banks have a lot of customer data, given their role as financial intermediaries. The challenge is tapping into it to understand customer value and, ultimately, find new ways to better serve, retain and acquire customers.
With plenty of customer data at hand, Seacoast Bank turned to SAS to gain insights into customer wants and needs. The first step: wrangling the data from different sources to make it useful in a consistent, trusted manner. With that done, Seacoast uses machine learning to better understand its customers, and SAS Visual Analytics on SAS Viya to make that insight readily available to employees.
Improving the customer experience through advanced analytics is necessary for modern banks to stay competitive. Seacoast excels in this arena due to its proprietary customer analytics platform, which is powered by the SAS Platform and used to unearth customer insight for many purposes.
After aggregating and contextualizing its data for analytics, the bank used SAS® Enterprise Miner™ to build a customer lifetime value (CLTV) model, which looks at every customer, measures their value and specifies why they're valuable. Calculating the CLTV is critical for estimating a customer's potential and how much the bank should invest in reaching and serving that customer to receive maximum ROI.
"Because we're more aware of which customer groups drive value, we can fine-tune our customer treatment strategies as well as our acquisition efforts to generate very high returns," says Jeff Lee, Chief Marketing Officer for Seacoast.
With the CLTV model in place, Seacoast added predictive models and applied machine learning to solve specific business problems, such as personalization at scale. With the SAS Platform, the bank has the capability to market to each customer individually based on their preferences and transactional history.
"Without the SAS Platform, we really couldn't do what we're doing," Lee says.
The customer analytics platform has delivered gains in both efficiency and profitability. With customer insight flowing throughout the organization, marketers can automate campaigns, front-line staff can strengthen the bank's relationship with its most valuable customers, and commercial bankers can look at their personal portfolios of customers and track their performance using interactive dashboards.
Now, instead of waiting for the IT department to create a spreadsheet, Seacoast allows the appropriate staff to access – and visualize – data to create insights. Surfacing data from the customer analytics platform, SAS Visual Analytics on SAS Viya makes information available in a governed, on-demand framework, so business unit leaders can consume those insights any way they please – and have trust in their data. And because speed and computing power are mission critical, Seacoast relies on the in-memory capabilities of SAS Viya for faster computations and discoveries.
Since investing in SAS, risk-adjusted revenue per customer has grown by 30 percent, while ROI for automated marketing campaigns is in the high triple-digits. This success has driven the bank to look at expanding its use of analytics to enhance the customer experience in other ways.
Artificial intelligence is top of mind for Lee, who says the service-enhancing technology is increasingly needed to please consumers who expect things better, faster, cheaper and available 24/7.


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package br.usp.each.saeg.commons.reflection;

import static org.junit.Assert.assertEquals;

import org.junit.Test;

public class ObjectInvocationTest extends AbstractTest {

    @Test
    public void testInvalidConstructor() {
        newObjectInvocation(null, null);
        newObjectInvocation(new Object(), null);
        newObjectInvocation(new Object(), getMethod("answer"));
    }

    @Test
    public void testCall() {
        assertEquals(42, new ObjectInvocation(this, getMethod("answer")).call());
    }

    @Test(expected = RuntimeException.class)
    public void testInvalidCall() {
        new ObjectInvocation(this, getMethod("answer")).call("args");
    }

    // ---

    public int answer() {
        return 42;
    }

}

redpajama_set_name: RedPajamaGithub