Jeep Wrangler may have defective radiator. Class action suit alleges that Fiat Chrysler fails to properly clean and install a cylinder which causes defects in the radiator.
Class action lawsuits have been filed against Fiat Chrysler alleging that 2012 through 2017 model Jeep Wranglers radiators are defective. The suits claim that Fiat Chrysler fails to thoroughly purify the sand from the cylinder head during the production process. Fiat uses two different methods, sand-casting and die-casting, to manufacture components of Jeep Wrangler's Pentastar engines. The two components combined allegedly cause sand to build-up in the radiator, leading to malfunction or failure. Many consumers have publicly published complaints regarding said issue.
If you or anyone you know has a 2012 through 2017 model Jeep Wrangler , please contact Finkelstein Thompson LLP to discuss your legal rights. You can reach us at contact@finkelsteinthompson.com or give us a call toll-free at 1-877-337-1050.


Final Fantasy Record Keeper from DeNA is just the latest in the Final Fantasy games to appear on mobile, but if you're a fan of the series you'll want to add this to your collection. Free to play on Android and iOS, it's a typical crossover where you create a team from the characters in the Final Fantasy I to XIII games.
Skylanders Lost Islands from Activision brings the popular Skylanders to the iOS, and while it is meant for kids there's something here for adults as well. If you're familiar with the Skylanders franchise you will enjoy it, and even if you're not, it's a good introduction.
The Bot Squad: Puzzle Battles from Ubisoft is at its heart a tower defense game, but the way it's set up and played makes it feel very different. If you like TD games but looking for something new, this could be what you were hoping to find. Think of it as a game that keeps everything you like about tower defense while adding sweet new elements to make the play that much more interesting.
Seabeard is a game from Backflip Studios that has a little bit of everything; action, strategy, adventure, resource gathering. It takes place on a pirate island where you collect resources and go on quests along the way; all while restoring the island's former glory. While the premise sounds easy, the game has more than a few challenges in store just for you.
Battle Camp from Penny Pop is a social game with elements of match three puzzle play and RPG. It's got all the features you'd expect from these games such as transactions, social media interaction, strategy and so on; but it's way more fun and has more depth in many ways.
Warhammer 40,000: Space Wolf is a squad based strategy card game, and publisher Hero Craft has done a good job with the gameplay and the visuals, as it gives the table top game a new look. The game requires an Internet connection, and as a turn based strategy game is pretty good. The basics of this game aren't difficult to understand. All the members of your team come with a set of cards full of actions and gear that can be used. Your team battles enemies in turn based fashion until you achieve the goal set at the beginning of the map or you die.
Star Wars: Galactic Defense is a tower defense game from Dena, and as you might expect it comes with your favorite Star Wars characters and it has all the elements that make tower defense games very enjoyable. It has the features that make for a fun TD game, and it delivers.
Gladiators: Call of Arena from Zhao Haoyang is an action strategy game that takes you back to the time of the gladiators in ancient Rome. Here you'll need to pick and train heroes to help you become the most powerful gladiator. For a mobile game it's quite challenging as you'll need to fine tune their skills and get more equipment to help then.


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FOX Spoofs "The Voice" With A Brand New Dating Reality Program
Imitation may be the sincerest form of flattery, right? If that's the case, NBC and its own smash hit "The Voice" is experiencing very flattered, because FOX is going to be launching a new matchmaking show – cheekily called "The selection" – come early july that's a very clear respect into the music reality opposition.
"the option" is going to be managed by Cat Deeley, just who in addition has "so that you Think You'll be able to dancing," and blatantly takes its format from its NBC-based forerunner. "Four famous people … blind auditions … rotating chairs … but … it isn't really what you think," stated a promo that aired during a current episode of United states Idol. Like "The sound," "The Choice" will feature four famous people (whose names have-not yet been launched) in rotating seats. Merely now, the a-listers shall be measurements up individuals as possible dates.
Each couch comes with a "love handle" (yeah, you study that correct…but kindly keep the mind outside of the gutter). Whenever pulled, the love handle suggests curiosity about going on a "fantasy go out" utilizing the person involved. If multiple celeb draws the lever, they must participate for girl. After each and every celeb features three prospective dates, absolutely a "increase Selection" round for which each girl recently a few seconds to convince her well-known suitor to take their towards the last round. Inside finals, Deeley poses challenging question toward remaining two players therefore the a-listers make final choice for any "dream time."
The competition recalls the heyday of The Dating Game, as the celebs will select their unique times without getting capable of seeing all of them "There hasn't been a unique [dating program] hit since 'The Bachelor,' so there was not an in-studio one which's worked since The Dating Game 30 years in the past," Fox's Mike Darnell told EW.com. "I found myself thinking about tips perform a blind-date tv series without the need for a wall or blindfolds, and whirling seats appeared like a great way to do it."
Darnell has a history of getting determination from rivals' productions. Take "Joe Millionaire," for example, a mischievous response to "The Bachelor," or "Temptation Island," a cheeky (and sexy!) version of "Survivor." "The selection appears like an obvious name because you have to make a variety," he thought to EW. "i am at the moment realizing it rhymes [with The Voice]!"
I am not sure I believe you, Darnell, but I am all for poking enjoyable at The usa's absurd fixation with fact television!
The decision will debut on June 7, for a season of six one-hour symptoms within the summertime.
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redpajama_set_name: RedPajamaCommonCrawl


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Home biography Toby Onwumere
Toby Onwumere Biography
Facts of Toby Onwumere
1990 , February-1
Quick Timeline of Toby Onwumere
1990 Born in United States
2015 Starred in Sense8
2016 Joined Twitter
2017 Toby's Net Worth
Detail Timeline of Toby Onwumere
February 1 , 1990
Born in United States
Toby was born on 1st of February in the year 1990 in the United States to his parents. He is well known for the role of Cepheus on the television series named "Sense8".
Starred in Sense8
Rising Actor Onwumere starred in TV series "Sense8" as Capheus Onyango replacing British actor Aml Ameen, who played the role of Capheus in season 1 of Sense8.
Joined Twitter
Onwumere Joined Twitter in April 2016. There he has earned more than 16,100 fan followers. He is active on other social networking sites such as Facebook and Instagram.
Toby's Net Worth
Famous actor Onwumere currently resides in Los Angeles, CA and is spending a lavish life. He has a net worth in million of US dollars which he has earned by his acting profession.
Since his childhood, Toby was extremely passionate towards acting and surprises his parents with his acting skills. To pursue his career in acting he moved to California and finally landed in "The Book of Dallas".
Toby also appeared in the second season of the Netflix television Sense8 as Capheus Onyago. With his diligent performance, Onwumere replaced British actor Aml Ameen, who played the role of Capheus in Sense 8 in season one.
As newcomers in the industry Onwumere has managed to hide all of his personal information. His affairs and past relations are never mentioned in media by him. To know more about his recent updates follow him, as Toby on social media sites such as Twitter, Instagram, and Facebook; as he is very active in social media.
Lastly about his net worth, Toby might have a net worth in millions of dollars. Currently, he resides in Los Angeles, CA and is spending a luxurious life.
Related Posts on Toby Onwumere
Dreka Gates' Husband Kevin Gates' Net Worth; Know About His Salary, Career And Awards
Shree Krishna


Magnesium helps overcome tiredness and reduce fatigue. It also contributes to electrolyte balance, normal energy metabolism and normal nerve and muscle function. Magnesium contributes to normal protein synthesis, normal psychological function and the mineralisation of teeth and bones. It also influences cell division. pH alkaline/neutral. Moderate laxative.
Magnesium deficiency (pregnancy, breastfeeding, puberty, old age, anxiety, cramp, twitches, muscle contractures. Essential in the maintenance of healthy cartilage, tendons and bones, and to repair wear. Also as a supplement in deficient diets. Recommended to counteract heartburn and in the treatment of hiatal hernia.
Take 2 tablets a day. Average content per daily dose of 2 tablets (1.5 g): magnesium 300 mg (80% NRV*).
Magnesium carbonate, anti-caking agents (microcrystalline cellulose, magnesium salts of fatty acids).


Former President Dr. Joyce Banda has said the country needs special prayers arguing that a lot of strange things are happening which in her opinion only prayers can heal and cleanse the country.
Banda said this during her first ever rally at Domasi in Zomba on Sunday after returning from self-imposed exile.
"I don't want to blame anybody. I just think the whole country needs healing. This nation needs special prayers," Banda said.
Speaking on the warrant of arrest obtained by the police regarding the Cashgate scandal which happened during her tenure of office, Banda said she is not afraid of anything.
"I can never worry about cashgate until my dying day because the Baker Tilly report and the Anti Corruption Bureau cleared me of those allegations" – Banda.


Doesn't look good on the black iphone.
The blue cover looks good on the black iphone but this one does not. People do think the water drops on it are neat though. Review by Karen R.
Its a bit tight - if you have bigger arms (I'm pretty muscular and I have it on the largest size and I am not a big girl).
The case is very nice. I purchased it in the Garnet Red so it looks nice. There was a bit of difficulty getting the case off and my husband had to use all his strength pressing down on the small piece to pull it off the larger piece to get it off. I am hoping with time, it will be easier. Definitely need strong hands and a lot of pressure to release the catch to pull the case apart and not something I will try and do myself.


Devolution, as an aspect of decentralization can be defined as the situation in which the government at the centre relinquishes part of its power to other bodies such as local governments.
One of the disadvantages of devolution is that it is difficult to get qualified personnel to accept posting to the remote places. This is especially so in developing countries where not all the areas have critical social amenities. Everybody highly qualified person wants to remain in the big cities.
Where there is the absence of qualified personnel, the government is compelled to hire anybody who is willing to accept posting to the remote areas. The result is that such people are not as efficient as is expected of them.
Another disadvantage of devolution is that some districts that are motivated tend to develop faster than others. Apart from that some districts get highly qualified people to work there so they are able to come up with policies that inure to the benefit of the locality and those with lowly qualified personnel suffer. In the end, the pattern of development is not uniform.
The institutions of state that help in the running of the country need to be deployed in all parts of the country to render similar services to the people at the grassroots. This calls for the building of structures and the hiring of personnel to man them. These personnel have to be remunerated appropriately. This makes the practice of devolution a very expensive venture.
Though devolution brings government to the doorstep of the people, what happens is that the people begin to see the government close to them as the only government to relate to. For this reason, their loyalties are to the government close to them and drop.
Where there is too much devolution, the governments at the regional and districts may feel too independent and may begin to think they could stand on their own. This may lead to the tendency to break away from the centre and if care is not taken, it may lead to an all out war.
b. Highlight five disadvantages of devolution.


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Poultry veterinarians facing new challenges with NAE trend, food safety guidelines
https://media.blubrry.com/poultry_health_today/p/poultryhealthtoday.com/wp-content/uploads/2017/08/Suzanne-Dougherty.mp3
The "no antibiotics ever" (NAE) production movement has helped to reduce antibiotic use in poultry.
Even so, veterinarians need to make sure the pendulum doesn't swing so far they have no antibiotics left to manage disease in flocks, cautions Suzanne Dougherty, DVM, poultry veterinary consultant and executive vice president of the American Association of Avian Pathologists (AAAP).
Dougherty emphasized that veterinarians feel strongly about using antibiotics judiciously — specifically, when veterinarians determine they're needed for disease treatment or prevention.
The AAAP is working to help consumers understand there's a place for antibiotics in poultry production, and live-production veterinarians are constantly communicating this message to their customers. The AAAP also communicates with legislators in Washington, DC, and meets with the FDA and USDA to make its presence known.
Veterinarians can help further reduce Salmonella and Campylobacter during live production and at the processing plant, and they can provide a communication bridge between these two production phases. In turn, this will help producers meet new USDA standards for the two pathogens, Dougherty said, noting that over the past 10 years, the industry has already greatly reduced Salmonella levels.
categories: Antibiotic-free Food Safety Videos...
tags: 2017 IPPE, food safety, RWA, Suzanne Dougherty
More than one serotype has been the cause of inclusion body hepatitis (IBH) in broilers, which has presented differently in large- and small-bird complexes.
Coccidiosis in conventional flocks presenting a significant challenge
A shift in microbiology could be responsible for a surge in coccidiosis problems being seen in conventional US broiler and pullets flocks, according to Pilgrim's DVM Suzanne Dougherty.
Good flock management key to managing Mycoplasma synoviae resurgence
Broiler producers need to take a fresh look at housing conditions and bird management to help counter the resurgence of Mycoplasma synoviae linked to an increase in raised without antibiotics (RWA) production.
What more can live production do to reduce Salmonella in poultry?
Successful Salmonella control throughout live poultry production requires an integrated effort, attention to detail and careful follow-through to help processing plants meet more stringent USDA standards.


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Gemini Man è un film del 2019 diretto da Ang Lee.

Trama
Henry Brogan, un vecchio ricognitore ed ex-cecchino del corpo dei Marines che ora lavora come sicario per la Defense Intelligence Agency, viene inviato in missione per assassinare un terrorista. La missione fallisce, a causa della presenza di una ragazza che si intromette. Deluso, Henry decide di ritirarsi dal servizio governativo.

Poco dopo Henry incontra la donna gestore del noleggio barche, Danny Zakarewski, e si ricongiunge con un vecchio amico, Jack. L'uomo gli rivela che un informatore di nome Yuri gli disse che l'uomo che Henry ha ucciso era innocente; richiedendo una prova di ciò che gli ha appena detto, Henry chiede a Jack di organizzare un incontro con Yuri. Il direttore dell'agenzia Lassiter però ha intenzione di ucciderlo e nega il permesso.

Henry, rendendosi conto che Danny non è altro che una collega agente inviata a controllarlo, fa amicizia con la donna. Dopo che alcuni agenti governativi hanno fatto irruzione in casa sua, Henry chiama il suo amico Jack, che però viene ucciso insieme alla sua amante sul suo yacht. Henry, a questo punto, raggiunge Danny e la mette in guardia sul fatto che l'agenzia li vuole entrambi morti e, poco dopo, riescono ad uccidere alcuni assassini che erano sulle loro tracce.

I due scappano in Colombia, grazie all'aiuto di un ex-collega di Henry, il "Barone", nascondendosi a casa dell'amico. Ora, i tre hanno in programma di incontrare l'informatore Yuri per avere ulteriori opzioni decisionali. Nel frattempo, Clay invia il suo migliore assassino per uccidere Henry. Combattendolo, Henry si rende conto che l'assassino ha una strana somiglianza con sé stesso da giovane e con un insieme di abilità simile. Quando l'assassino ferito da Henry giunge in una casa sicura, si rivela essere il "figlio" adottivo di Clay.

Henry è turbato dalla sua rassomiglianza con l'assassino, che Danny suggerisce potrebbe essere suo figlio nonostante Henry neghi. Testando i campioni di DNA, Danny scopre che il suo DNA e quello di Henry sono identici: dunque, Junior è il clone più giovane di Henry. Alla ricerca di risposte, Henry incontra Yuri in Ungheria e viene a conoscenza del progetto di clonazione e che l'uomo che ha ucciso era uno degli scienziati del progetto. Avendo progettato un metodo per produrre cloni privi di dolore ed emozioni, lo scienziato abbandonato il progetto ed è stato ucciso.

Per cercare di convincere Junior ad allontanarsi da Clay Verris, Henry chiama Lassiter, che accetta di inviare Junior per riportare Danny in salvo negli Stati Uniti. Prendendo in consegna Danny, Junior prepara una trappola per Henry, ma lei lo avverte attraverso un dispositivo di intercettazione nascosto tra i denti. Tendendo un'imboscata all'assassino più giovane, Henry, dopo averlo bloccato, spiega a Junior che egli è un clone e riesce a convincerlo rivelando i loro tratti simili che nessun altro poteva sapere. Ritornando a GEMINI, un Junior dal cuore spezzato si confronta con Clay, che afferma di dover sconfiggere Henry per poterlo superare.

Dopo essere uscito furtivamente dall'edificio "Gemini", Junior trova Henry e si allea con lui per far cadere Clay, mentre Henry esorta Junior ad uscire dall'organizzazione per diventare migliore. Il Barone viene ucciso in un'imboscata ordinata da Clay, con Junior che riesce colpire Clay fino a farlo svenire dopo un breve combattimento corpo a corpo.

Dopo aver ucciso un'ondata di agenti "Gemini", Henry, Danny e Junior affrontano un altro agente. Dopo avergli sparato ripetutamente e riescono a ucciderlo. L'uomo è un clone più giovane di Henry, ma senza la capacità di provare emozioni e sentire il dolore. Un Clay sconfitto cerca di giustificare le sue azioni nei confronti di Junior, che quasi gli spara. Henry convince Junior a non farlo, gli sottrae l'arma e lo uccide lui stesso, avendo già convissuto con il pesante fardello dei morti fatti durante la carriera di assassino.

Assicuratosi che non vi siano più cloni in circolazione e che non ci sono più pericoli, Henry, in seguito, incontra Junior, che si è iscritto al college con l'identità fittizia di "Jackson Brogan", adottando il cognome della madre di Henry. Insieme, Henry e Danny progettano quindi il futuro di Jackson.

Produzione

Sviluppo
La pellicola ha avuto una fase di sviluppo lunga venti anni prima di entrare in produzione.

Il film, nato da un'idea di Darren Lemke, nel 1997 doveva essere prodotto dalla Walt Disney Pictures insieme a Don Murphy, sotto la regia di Tony Scott. Come prova per il film, il dipartimento di animazione ed effetti speciali della Disney, The Secret Lab, fece il cortometraggio Human Face Project, che garantiva la creazione di un clone più giovane in computer grafica del protagonista. Tuttavia il film non entrò mai in produzione a causa del lento sviluppo della tecnologia che serviva per il film.

Nel 2016 la Skydance acquista il film dalla Disney e Jerry Bruckheimer subentra nel progetto come produttore.

Regia
Insieme a Tony Scott, furono presi in considerazione per la regia anche Curtis Hanson e Joe Carnahan.

Il 21 aprile 2017 Ang Lee viene scelto come regista.

Sceneggiatura
La sceneggiatura originale di Darren Lemke viene riscritta negli anni da Billy Ray, Andrew Niccol, David Benioff, Brian Helgeland, Jonathan Hensleigh e dalla coppia Stephen J. Rivele-Christopher Wilkinson. Alla fine gli accreditati assieme a Darren Lemke sono Billy Ray e David Benioff.

Casting
Nel corso degli anni, vari attori sono stati associati al ruolo da protagonista, tra i quali Harrison Ford, Chris O'Donnell, Mel Gibson, Jon Voight, Nicolas Cage, Clint Eastwood e Sean Connery.

Riprese
Le riprese del film, effettuate in 4K 3D a 120 fps, sono iniziate il 27 febbraio 2018 a Glennville (Georgia) e proseguite tra Cartagena de Indias (Colombia) e Budapest, nei bagni Széchenyi.

Per rendere più credibile il clone più giovane interpretato da Will Smith, il regista Lee ha chiesto all'attore di recitare in modo peggiore per mostrare una versione più acerba del personaggio in modo da differenziarsi da quello adulto.

Il budget del film è stato di 138 milioni di dollari, arrivando a 240 milioni se si calcolano anche le spese pubblicitarie. Il budget è stato coperto per il 35% da Paramount Pictures, 35% dalla Skydance Media, 25% da Fosun Pictures e 5% da Alibaba Picures.

Effetti speciali
Gli effetti speciali del film sono curati dalla Weta Digital, con Bill Westenhofer come supervisore.

Promozione
Il primo trailer del film viene diffuso il 23 aprile 2019.

Distribuzione

La pellicola è stata presentata in anteprima al Zurigo Film Festival il 1º ottobre 2019, distribuita nelle sale cinematografiche statunitensi a partire dall'11 ottobre 2019 e in quelle italiane il 10 ottobre.

Divieti
Negli Stati Uniti il film viene vietato ai minori di 13 anni per la presenza di "violenza e linguaggio non adatto".

Accoglienza

Incassi
Il film ha incassato  nel Nord America e  nel resto del mondo, per un totale di  in tutto il mondo, segnando una perdita di 75 milioni di dollari per le quattro case di produzione che hanno finanziato il progetto.

Rivelatosi uno dei flop cinematografici del 2019, il sito Deadline.com lo posiziona al quarto posto dei flop dell'anno con una perdita di 111,1 milioni di dollari.

Critica
Dopo le proiezioni per la stampa statunitense, la critica ha apprezzato la tecnologia e le sequenze d'azione.

Sull'aggregatore Rotten Tomatoes il film riceve il 26% delle recensioni professionali positive con un voto medio di 4,68 su 10 basato su 294 critiche, mentre su Metacritic ottiene un punteggio di 38 su 100 basato su 49 critiche.

Riconoscimenti
 2019 - National Film & TV Awards
 Candidatura per il miglior produttore a Jerry Bruckheimer, David Ellison, Dana Goldberg e Dan Granger
 2021 - Saturn Award
 Candidatura per il miglior film di fantascienza

Note

Altri progetti

Collegamenti esterni

Film thriller d'azione
Film drammatici
Film diretti da Ang Lee
Film sui cloni
Film IMAX
Film 3-D
Film girati in Colombia
Film girati in Ungheria
Film ambientati a Budapest
Film ambientati in Belgio
Film ambientati in Georgia (Stati Uniti d'America)
Film ambientati in Colombia
Film Paramount Pictures

redpajama_set_name: RedPajamaWikipedia


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South Carolina electronic artist Diaspoura headlines a night of musical exploration Sunday night at Outer Space in Arcata.
Calling All Newly Engaged Couples! You both Said Yes! Now it's time for some fun. Come meet some of the best Wedding and Event Vendors that Humboldt County has to offer!
Musical revues return to Ferndale, and you've never seen a line-up like this! The songwriting careers of Jerry Leiber and Mike Stoller spanned rock and roll, R&B, soul, doo-wop, and romantic ballads, and 39 of their greatest hits will come together in one celebration of American music.
Part tragedy, part fairy tale – Shakespeare's The Winter's Tale is a story of jealousy, loss, love and redemption. With touches of magic, mystery, and one of Shakespeare's most famous stage directions (exit pursued by bear), The Winter's Tale will touch your heart!
Iconic works by Haydn, Schumann, and Debussy will be contrasted by a short work composed by the American singer-songwriter and founder of the Grammy Award winning Carolina Chocolate Drops Rhiannon Giddens.
Downtempo electronic producer and new media artist from a highway hotel in rural South Carolina. Their first release Demonstrations was an experimental project documenting lived experience as a queer femme of color buried in the poor Deep South.
Pulling Together to Save Our Coast!
Sanctuary Forest, Lost Coast Interpretive Association and California State Parks have rescheduled the Pulling Together to Save Our Coast event for Sunday, March 31.
The Arcata Zen Group invites the public to a Dharma talk entitled "The Relativity of Subject and Object".
Join us for a day of healing! Enjoy low-cost healing sessions, fun workshops, delicious and healthy food & drink, and opportunities to win free healing treatments! Try out a new healing modality!
Equity Arcata is excited to announce that our next Home Away from Home Potluck will take place on Sunday, March 31 in celebration of National Caesar Chavez Day.
Sanctuary Forest Pulling Together to Save Our Coast!


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Anthony C. Otis
Anthony C. Otis is an international corporate law clerk and a member of the Capital Markets Group. Mr. Otis joined Debevoise in 2021. From 2019 to 2021, ... Read Full Biography
American International Group and Corebridge Financial, a majority-owned subsidiary of American International Group, in the initial public offering of Corebridge Financial.
Corebridge Financial, a majority-owned subsidiary of American International Group, in its $6.5 billion offering of senior unsecured notes in relation to the separation of American International Group's Life & Retirement business. At the time of announcement, this transaction was reported to be the largest-ever debt offering by an insurance company.
Manulife in its $750 million U.S. offering of 3.703% senior "green" notes due 2032.
Warner Music Group in its private offering of $540 million senior secured notes.
International Paper, a global producer of renewable fiber-based packaging and pulp products, in the separation and spin-off of its global printing papers business, Sylvamo, and related financing arrangements.
Warner Music Group in its private offering of €445 million euro-denominated senior secured notes.
Antares Holdings LP, a leading provider of lending solutions to private equity sponsor-backed middle-market companies, in its offering of $500 million aggregate principal amount of 2.750% notes due 2027.
Université de Sherbrooke, 2018, J.D.
Université de Sherbrooke, 2018, LL.B.
Anthony C. Otis is an international corporate law clerk and a member of the Capital Markets Group.
Mr. Otis joined Debevoise in 2021. From 2019 to 2021, he was a corporate associate in the Corporate Group of a leading law firm in Canada, focusing on public and private mergers & acquisitions and capital markets transactions. From 2017 to 2018, he clerked for the Hon. Thomas M. Davis of the Quebec Superior Court. Mr. Otis received a J.D. from Université de Sherbrooke in 2018. He also received a LL.B (Civil law) from Université de Sherbrooke in 2018.
Mr. Otis is a member of the Quebec Bar and is admitted to practice in Quebec since 2019. He is fluent in French.


Home » Blog » Resources » Frequently Asked Questions » Reader Q and A #1: How can I apply for a loan to finance my first deal?
Reader Q and A #1: How can I apply for a loan to finance my first deal?
I recently answered an e-mailed question from a reader of Foreclosure Philippines who was also an attendee of the Think Rich Pinoy seminar held last November 21, 2009, where I was a guest speaker. Actually, our featured reader sent her e-mail last November 25, 2009, a few days after the Think Rich Pinoy seminar, but I was only able to answer her e-mail a few days ago… me bad!
Anyway, I noticed that I often receive very similar questions not only from other readers but also from people I meet who find out that I invest in foreclosed properties which is why I believe that it would be a good idea to feature it here, please continue reading below.
I intend to share my answers and some actionable items, as inspired by the book "The 4-Hour Work Week" by Tim Ferris, one of the books that inspired me to take a leap of faith (more about this in a future post). Tim's book has a number of "Questions and Actions" at the end of each chapter.
Beginning with this post, I intend to feature questions from readers from time to time as a way of helping real estate investors in the Philippines.
Thank you for the excellent question Miss MJ. Let me try to answer your questions to the best of my knowledge and also share some of my thoughts as follows.
Assuming that Php12,000 is your take home pay, let us first try to determine what is the maximum loan amount you can get based on your capacity to pay. I believe most banks and lending institutions look at a person's net disposable income or NDI to determine a persons capacity to pay and the corresponding maximum housing loan they can get.
The rule of thumb is the monthly amortization should be no higher than 40% of the NDI. In your case, If you have no existing obligations like loans, etc, and assuming Php12,000 is already your take home pay after taxes and monthly contributions like SSS, etc., then 40% of your monthly salary of Php12, 000/mo would be the maximum monthly amortization that can be allowed for you, which is Php4,800.
Using the payment terms from Unionbank as an example, Php4,800 would be more than enough as the monthly amortization for a foreclosed property priced at Php350,000 with a downpayment of 10% or 35K, and the balance financed with an interest of 15% per annum for 15 years. With these terms, the resulting monthly amortization would be Php4,408.69, well within your maximum of Php4,800/month.
Obviously, there are other banks and lending institutions that offer lower interest rates and longer terms so you can definitely still get your first deal through bank financing. That is assuming you can come up with the minimum downpayment required.
How can I come up with the downpayment?
Yes, you will still need to save for the downpayment. I suggest that you start managing your money NOW! I believe learning how to manage money is a prerequisite to starting to invest in foreclosed properties. I would like to reiterate my belief that anyone who wants to get out of the rat race really needs to learn how to manage money and finances and this remains true whether you intend to invest in foreclosed properties or other investments.
Moving forward, let's assume you manage to consistently save 15% of your salary each month or Php1,800, you will be able to save enough for the downpayment in less than 20 months. If you think 20 months is long, remember the requirement you mentioned that you must be working for a company 2 years or more in order for you to be able to qualify for a housing loan?
You might be asking why you should limit yourself to foreclosed properties worth Php350,000 and below? Well, I believe there is wisdom in starting small so that in case you do make mistakes (we all do!), you also make small mistakes and failures from which you can easily recover.
You still learn from the entire process but you start gaining knowledge and experience that would help you to get ready to take on bigger deals and bigger success.
What about Other People's Money or OPM?
I know the subject of OPM is always in the mind in beginning real estate investors but I believe that if you are just starting with your real estate investing career, you should not even consider using other people's money unless you are already able to prove your worth in managing your own.
How the heck would you be able to make good use of other people's money if you cannot even manage your own?!
Your own money might be small but it should be good enough for one to start. As mentioned in Luke 16:10(NIV), "Whoever can be trusted with very little can also be trusted with much…". Makes sense right?!
Obviously, it may take some time for a lot of people to save enough money to start investing. I know I did as it took me 3 years before I was able to buy my first property. But that should never stop anyone from consistently analyzing properties to find deals worth pursuing.
You do not need any money to analyze deals as you are investing your time. So go ahead, start analyzing deals NOW, even if you still have no money to invest. Save money while consistently analyzing properties and make the most of your precious time!
The more foreclosed properties you analyze, the sooner you will begin to see those deals worth pursuing. I've read a number of books about real estate investing that mention that on the average, you may have to analyze a hundred properties to end up buying one and I for one believe that these numbers are accurate. The key is to keep on analyzing as much foreclosed properties as you can.
Don't listen to the little voice in your head that may say "These numbers just won't work… foreclosed properties are too expensive… I will never find one that is worth investing in… " after looking at just a few listings or just a few properties. Remember, that's the voice of the loser inside of you.
Just keep it up and you will eventually begin to see those great deals that you were unable to see before. When that time comes, I have a feeling you will already have the money to invest.
Text by Jay Castillo. Copyright © 2009 onwards. All rights reserved.
Next PostCan I buy bank foreclosed properties with financing through a Pag-IBIG housing loan?


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Putting your hand up to bid at auction can be a daunting task. There's the chance you may walk away unsuccessful, and that hurts. But, on the flip side, you may put yourself in financial difficulty by overpaying. So, how do you go and buy your next property without overstepping your personal boundaries?
A buyer advocate/agent are a good starting point. You invest money into them to do research and to contain your emotions. Having someone professional whose only job is buying property everyday is worth the money. Not only the money you spend on them, but the money you save. If they know exactly how much you can spend, their goal is to purchase the best property suited to your needs at the best price, for you.
At auction, there is plenty of emotion. The fear of loss is the money emotion, when it comes to selling property. So, if we have you in a position that you need to buy this property, well, there's a strong chance your emotions will get the better of you on the day. This means, we have the chance of setting another street record at the cost of you paying more than you can, should or want for a property.
By using a professional to bid on your behalf, they take all emotion out of the bidding process. They also deploy different tactics to knock out other bidders. This is the best opportunity for you to get the upper hand over the competition and not go over your budget. It can also ease the losing emotions. It becomes more of a business decision as you are not physically involved in the moment. You move on from one property to another until you have the right one for the right price.
Not everything in this world is as simple as saving a dollar or I can do it myself. In many cases, these scenarios cost people more in the long run. So, why should buying property be left in your hands if you're not a professional. If you do not purchase property every day as a job, have tactics in place to outsmart the competition and agents and can put all your emotion aside, then you should employ someone to do so. Even as an agent, it's hard to cover all these factors, as humans, our emotions will always get the better of us and that only adds to the pocket of a seller.
Previous PostWhat is a seller's market?
Next PostWhat are the costs of owning an investment property?


The participation fee includes the liability insurance by the organiser, roster, lunch, sauna, prizes, diploma, leaflet of the results and the bus transportation from Sulkava village to Hakovirta.
From the Stadium-Linnavuori-Stadium 30 km there will be not given an official Sulkava rowing race attendance mark.
The participation fee includes the liability insurance by the organiser, roster, lunch at the camping area and at the finishing line, morning coffee, coffee on both days on the half way of the route, sauna on both days, prizes, diploma, leaflet of the results and the transfer of the equipment from rowing stadium to the camping area and on the following day back to the rowing stadium. In addition, the tour rowing participation fee includes the right to camp at the camping area owned by the Sulkava society in Varviranta. The tent places cannot be booked in advance. (If the participants are going to camp or go ashore on the area which is owned by the private landowner this is needed to be discussed beforehand with the landowners).
WHEN YOU PROVIDE THE NAME LIST OF THE PARTICIPANTS BY THE 12TH OF JUNE, THE INFORMATION OF YOUR BOAT CREW WILL MAKE IT TO THE ROSTER.


This single lesson serves as a ramp for students rusty or unfamiliar with Excel spreadsheets.
Students with prior experience can efficiently show proficiency on the pre-quiz and move on to other lessons.
Students with no spreadsheet background can use the beginner narrated lecture to follow click-by-click guidance to internalize the basics.
Intermediate students can watch a shorter narrated lecture covering the same exercises but with screenshots and commentary rather than click-by-click screencasts.
Additional Excel guidance appears as exercise solution tutorials for the finance, economics, and statistics lessons.
Ready to Improve Your MBA Quantitative and Spreadsheet Skills with MBA Math?


text:
Сливешки ливади е местност край град Ловеч.

Местността "Сливешки ливади" се намира между южните окрайнини на град Ловеч и село Сливек. Равнинна местност, на изток оградена от скален венец, а на запад от река Осъм.

Тук през XIV век по времето на цар Иван Александър е създаден Средновековния манастир "Света Богородица". Наричан е още и "Ястреб". Тук монаси книжовници създават ръкописни евангелия. До нас са достигнали четири от тях, създавани през 1544, 1555 и 1558 г. Днес се съхраняват в Националната библиотека "Св. св. Кирил и Методий" и библиотеката на град Велико Търново. През XVII век е създаден "Требник", който днес е в Рилския манастир. Преписа на Бориловия синодик от XIV век е създаден по поръка на Ловешкия деспот Иван Александър и се съхранява в Академията на науките на Санкт Петербург. В Регионален исторически музей, Ловеч се съхранява друга част от творбите, сред които е "Дриновия сборник". В манастира работят монасите Душко Граматик, Петър Граматик, граматик Ангелак и др. След XVII век, манастира е разрушен и изгорен от османските власти.

На западния бряг на река Осъм е поставен паметник на "Ловешкия книжовник". През 1993 г. е преместен в двора на СОУ "Свети Климент Охридски" (Ловеч).

По време на съпротивителното Партизанско движение в България през Втората световна война, на 23 май 1943 г. в местността "Сливешки ливади", при престрелка между трима нелегални с полицейски и армейски части загива поетът-партизанин Христо Кърпачев, командир на Народна бойна дружина "Чавдар". На лобното му място е издигнат възпоменателен паметник с височина 3,8 м. Автор е архитект Борис Иванчев.

Галерия

Източници

История на Ловеч
Местности в Стара планина


Be the first to share your favorite memory, photo or story of CaLove. This memorial page is dedicated for family, friends and future generations to celebrate the life of their loved one.
Funeral services were held at 11 a.m., Saturday, February 16, 2019 at the Vigen Memorial Home in Keokuk, IA. Burial was in the Oakland Cemetery in Keokuk.
Visitation was held after 1 p.m., Friday, February 15, 2019 at the funeral home with family meeting with friends from 6-8 p.m.
"Email Address" would like to share the life celebration of CaLove Lynn Sackman. Click on the "link" to go to share a favorite memory or leave a condolence message for the family.


The Tall Recycled Column Metal Eco Friendly Planter will add beauty, elegance and LEED points to your garden or patio. These planters are hand-crafted in the US with 66% post-consumer recycled iron or aluminum.
Usually ships in 2 to 3 weeks.
Custom built handcrafted items are made especially for you and are unable to be cancelled or returned. All handcrafted items will have some degree of variance in color, size and finish. These variations add to the character of the design and create the uniqueness and individuality of each piece.


Good infographic on data center downtime. What should strike you right away is the most common cause of outages is power. Also of note is that of the 7 causes, only 1 was IT equipment failure (e.g. networks, servers). This aligns to what I've seen with Oil & Gas field networks. The best two techniques for managing power issues is to add network redundancy and ensure qualified electrical engineers correctly design the network power sources.


When did you know you wanted to work in the veterinary field? I have wanted to be in the veterinary field since I can remember. I started volunteering at a small animal clinic during my summers in college and vet tech school was soon to follow.
What's your favorite part of the job? My favorite part of the job is seeing the patients go home happy and healthy.
Any advice to people who may be considering the vet tech career path? I would definitely recommend a job shadow or volunteering in the field prior to school. There are some hard situations that will be seen and it is good to know before school if it is something that a person can handle.
Photo: Erin with the beloved Grace!
When did you know you wanted to work in the veterinary field? For as long as I can remember, it was always a dream of mine to work with animals when I grew up.
What's your favorite part of the job? Being able to provide care to our critically ill/injured patients.
Photo: Gabby with the bobcat from the prison that was caught in barbed wire; after receiving care at PVH, he was sent to a wildlife sanctuary.
Stay tuned ... more to come!


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text:
Earth's Energy Imbalance and Implications?
By stoat on May 12, 2011.
From http://www.columbia.edu/~jeh1/mailings/2011/20110415_EnergyImbalancePaper.pdf. The email that pointed me at it said "Sincere apologies -- I am very sorry that I did not have time to write a shorter paper" and I think he is correct to apologise. It also says "Climate sensitivity section probably belongs in the paleo paper still under review" which also seems correct - to devote 15 pages (more than 1/4 of the paper!) to saying that Climate Sensitivity is ~ 3 oC is to confess that your prose is too prolix - and he doesn't even quote JA (which brings up another topic: he spends far too much time quoting himself. The entire thing is far too inward looking).
I did some minor due diligence before writing this, to see who else had written about it. Predictably enough Curry wrote a post - but also predictably enough she didn't actually bother read, let alone analyse, the paper; and the long tedious discussion thread there appears to be totally worthless.
Speaking of which, there is some irritating twee nonsense in Hansen's paper about Sophie and Connor's estimes or aerosol forcing. Apparently they are Hansens grandchildren. Why their opinion matters is a total mystery. But I don't put my cat in scientific papers and Hansen should leave his grandchildren out, if he is writing science. If he is writing propaganda, then fine, he can be photographed kissing babies all he likes.
The next issue is the degree of heat mixing into the deep ocean. Hansen would like his model (GISS modelE-R) to over-estimate it;, for reasons that will become clear when we discuss section 7, below. Why does he believe this? First, the ocean model mixes too rapidly into the deep Southern Ocean, as judged by comparison to observed transient tracers such as chlorofluorocarbons (CFCs) (Romanou and Marshall, private communication, paper in preparation). Second, the ocean thermocline at lower latitudes is driven too deep by excessive downward transport of heat, as judged by comparison with observed ocean temperature (Levitus and Boyer, 1994). Third, the model's second-order finite differencing scheme and parameterizations for turbulent mixing are excessively diffusive, as judged by comparison with relevant observations and LES (large eddy simulation) models (Canuto et al., 2010). Notice what *isn't* there - comparison with other models. Like I said, this is too navel-gazing. Does Hansen never talk to other modelling groups? (well, I'm being a bit unfair; perhaps his paper is just badly edited, because later on there is some (slightly non-systematic) comparison against some other modelling groups. But that is rather post-hoc). Of his 3 reasons: the first is unpublished. The second appears to be an ad-hoc comment he has just made here, rather than what you'd expect (a paper discussing that issue). The third is possible; I haven't read Canuto so can't judge. But 1 out of 3 isn't great, and his solution: for the time being, we estimate alternative climate response functions based on intuition tempered by evidence of the degree to which the model tracer transports differ from observations in the Southern Ocean and the deepening of the thermocline at lower latitudes isn't going to play well with anyone who doesn't already believe him. I can't see how this could get published.
Weirdly, page 22 claims that the Hadley Centre model (which one?) has a sensitivity of 10 oC to 2*CO2, which doesn't sound at all plausible. Implicitly, he is talking about HadCM3, in which case he is simply wrong.
Then (section 7) Hansen goes on to say, if the models mix heat down too fast, yet roughly reproduce the observed T over the last century, this must be because they have overestimated the forcing; which he proposes is because they have underestimated the aerosol cooling. In which case - ta da - we'll be in trouble later on, because the warming will be faster than we expect. And who knows? He could be correct. Certainly there is room for much uncertainty in the aerosol forcing.
Um, well, there you go. There was some other stuff too, but it was less exciting.
* The last tie I slagged of Hansen
big mammy
imbalance
On heat mixing into the deep ocean:
AR4 did state that "Comparing observed thermal expansion with those AR4 20th-century simulations that have natural forcings indicates that ocean heat uptake in the models may be 25% larger than observed, although both could be consistent within their uncertainties. This difference is possibly due to a combination of overestimated ocean heat uptake in the models, observational uncertainties and limited data coverage in the deep ocean (see Sections 9.5.1.1, 9.5.2, and 9.6.2.1)."
However, more recent research seems to suggest that this conclusion is dependent on which ocean heat estimate is used: Sokolov et al. 2010 (http://www.springerlink.com/content/u513846q4133k712/fulltext.pdf) finds that if Levitus 2005 is used, models are found to overestimate ocean heat uptake, but if Domingues 2008 is used, models underestimate. I don't know where the current best guess on ocean heat uptake lies in comparison to those two papers...
By M (not verified) on 12 May 2011 #permalink
What I found most interesting was the concluding overt appeal for the necessary sat to be funded outside government. I wonder if that's aimed at anyone in particular. Presumably SpaceX would be in a position to do the launch cheap. The sat itself?
Almost as interesting was the glimpse or two of some inside-baseball stuff on modeling.
Re talking to other groups, he seems to have done that, noting in acknowledgements "We thank Gokhan Danabasoglu, Tom Delworth, and Jonathan Gregory for providing data and papers defining responses of the NCAR, GFDL and Hadley climate models(.)"
[Yes, as I noted. But the problem is the sequencing in the paper - at the point where he is giving his "3 reasons" he hasn't mentioned that. It may be bad editing. It might be a brain-dump problem. But it looks like he made up his mind first and talked to the other groups after -W]
Re the partial reliance on his physical intuition, well OK, but I think you should give him a little credit on that. I realize it's a bit jarring from the POV of how papers are traditionally done to see Hansen focusing in the last few years on what amount to synthesis papers with an overtly political component (which neccesarily call for intuition), but arguably the times call for it. If the quality of the co-auths he's able to attract are any indication, lots of people seem to be endorsing the approach.
Re JC, you seem to imply that she could have done some sort of expert analysis of the paper had she bothered. IMHO no, as she just plain lacks the chops.
[I could have been clearer. I agree with you: it is classic Curry: put up the paper with no analysis (which she either can't do, or can't be bothered to do) in the hope that someone else might do the work for her. But, well, reading her comment thread tells you all you need to know about the chances of that happening -W]
M, it looks to me as if Hansen may have been using the most up-to-date OHC material he could get his hands on. Again in the acknowledgements, he thanked "Gregory Johnson, John Lyman and Sarah Purkey for providing ocean heat data and preprints of their papers (and) Sarah Purkey for computing the sea level rise due to Southern Ocean warming excluding overlap with Argo data(.)" I can't see what else that could have been referring to.
By Steve Bloom (not verified) on 12 May 2011 #permalink
You do know that there is a cat listed as co writer on a scientific paper? I think the incident was described in "A random walk in science". A physicist had written a paper using 'we' throughout, and a colleague told him the journal he intended to send it to wouldn't accept that since he was the single author. Since this was before the days of word processors he thought it too cumbersome to rewrite the manuscript using 'I' so he added his cat as an author. Sent out preprints with his signature and a pawprint too :-)
By Thomas (not verified) on 12 May 2011 #permalink
Bill, be sure to occasionally edit another wikipedia called SourceWatch, which is free of the industry-funded nonsense that goes on at wikipedia. Look at the page on Anthony Watts, for example. Tells it like it is. It's getting some quite high Google scores lately too.
By Scribe (not verified) on 12 May 2011 #permalink
For Eli, the key to understanding Hansen is to accept that he has an understanding of the climate system that he cannot verbalize very well, and if it tells him something that extends beyond the models he will take his intuition.
So far his gut has been a lot better than, for example, Richard Lindzen and RPSr. who do the same thing.
[Is that damning with faint praise? More seriously, a paper based around intuition, errm, well, you see the problems -W]
By Eli Rabett (not verified) on 13 May 2011 #permalink
With luck, a following wind, and the provision of facilities at the quake-damaged University of Canterbury in ChCh (they're working on it), I'll be interviewing Hansen on Friday morning for The Climate Show and Hot Topic. If anyone's got succinct questions they want to ask about the thrust of this paper, or the previous one on ice sheets/ocean temps/Eemian etc, post them in the comments here, and I'll see if I can work them into the chat. Nothing too technical, though - got to think about the audience (and the interviewer). ;-)
[Fun for you! What I'd ask (and which, happily, isn't too technical) is something like "how do you attempt to balance scientific rigour and intuition? From reading this paper, it is clear (well it says so explicitly) that intuition has a place. But how can other people be expected to be convinced of results that depend on intuition? -W]
By Gareth (not verified) on 14 May 2011 #permalink
OK, I went back and re-read the paper, and I think you're leaning on Hansen's use of the word "intuition" a bit too much, William. Would you have batted an eye if he'd said the values selected were the "most plausible" within the stated constraints (and there were some, note, so it was by no means just a matter of "intuition")? In any case he didn't claim the results as definitive, rather just that they were grounds for prioritizing getting the needed obs (which he first pointed out in 1992, so we can give him a little credit for impatience here).
[I'm not sure quite how much it matters exactly which word he uses. What matters is that he doesn't want to use the values his model provides, for reasons that are weak. And I think you have the consequences wrong: he uses this to deduce that aerosol cooling is larger than we think, which then has the discussed consequences -W]
Last warning: mustelid.blogspot.com
This is your last warning to update your links to mustelid.blogspot.com. I don't know when Sb is going to peg out but it may well be end-of-this-month and I don't expect to get any more warning.
Dynamics of Stoats
It seems that the cat is out of the bag: scienceblogs is shutting down. Well, nothing lasts forever; or as Bowie - who also didn't last forever - put it: breaking up is hard, but keeping dark is hateful. I regret the close, partly as a disruption to my quiet routine but also as the end of someone'…
Gunz: constitutionalism and majoritarianism
As the increasingly sparse readership of this blog will have noticed, I'm writeing less and less about science - science is hard, and increasingly GW science isn't terribly interesting, whatever James may say - and becoming increasing interested in the fringes of politics and philosophy, in which…
That it is easier to agree on economics than morality
When I argued for treating GW as economics not morality, I didn't trouble myself to say "and I think it is easier to agree on economics than on morality", because it hadn't occurred to me that people might disagree. But of course, this is the internet, so people do disagree. CIP says so, for…
Morality and economics
I seem to have run out of variations on Architecture and morality and Weasels ripped my flesh so I thought I'd drop the obscurity for once and use a simple post title which actually described the subject, rather than through several levels of indirection1. The recent trigger to this was mt's The…


text:
John Bull (locomotive)
John Bull, c. 1895
Type and origin
Robert Stephenson and Company
Build date
• Whyte
4-2-0 (built by Stephenson as an 0-4-0)
1′1A (built as B)
4 ft 8 1⁄2 in (1,435 mm)
Driver dia.
4 ft 6 in (1.37 m)[1]
4 ft 11 in (1.50 m)
between driving axles
14 ft 9 in (4.50 m) — frame
6 ft 3 in (1.91 m) — frame
Loco weight
10 ton[2]
Firebox:
• Firegrate area
10.07 square feet (0.936 m2)
2 ft 6 in (0.76 m) diameter ×
6 ft 9 in (2.06 m) length
Heating surface
213 sq ft (19.8 m2)[1]
9 in (23 cm) diameter ×
20 in (51 cm) stroke
Camden and Amboy Railroad,
Pennsylvania Railroad (initial preservation)
Stevens (after C&A president Robert L. Stevens)
Static display at the National Museum of American History
John Bull is a British-built railroad steam locomotive that operated in the United States. It was operated for the first time on September 15, 1831, and it became the oldest operable steam locomotive in the world when the Smithsonian Institution operated it in 1981.[3][4] Built by Robert Stephenson and Company, the John Bull was initially purchased by and operated for the Camden and Amboy Railroad, the first railroad in New Jersey, which gave John Bull the number 1 and its first name, "Stevens". (Robert L. Stevens was president of the Camden and Amboy Railroad at the time.). The C&A used the locomotive heavily from 1833 until 1866, when it was removed from active service and placed in storage.
After the C&A's assets were acquired by the Pennsylvania Railroad (PRR) in 1871, the PRR refurbished and operated the locomotive a few times for public displays: it was fired up for the Centennial Exposition in 1876 and again for the National Railway Appliance Exhibition in 1883. In 1884 the locomotive was purchased by the Smithsonian Institution as the museum's first major industrial exhibit.
In 1939 the employees at the PRR's Altoona, Pennsylvania, workshops built an operable replica of the locomotive for further exhibition duties, as the Smithsonian desired to keep the original locomotive in a more controlled environment. After being on static display for the next 42 years, the Smithsonian commemorated the locomotive's 150th birthday in 1981 by firing it up, making it the world's oldest surviving operable steam locomotive. Today, the original John Bull is on static display once more in the Smithsonian's National Museum of American History in Washington, D.C. The replica John Bull is preserved at the Railroad Museum of Pennsylvania.
1 Construction and initial use
2 Mechanical modifications and early exhibitions
3 Smithsonian Institution and locomotive restoration
4 (Mostly) static display
Construction and initial use
The John Bull and train as it looked in 1831; drawn by Isaac Dripps in 1887.
(Image from the collection of the National Museum of American History, Smithsonian Institution, America On The Move exhibit, used with permission).
The John Bull was built in Newcastle, England, by Robert Stephenson and Company for the Camden and Amboy Railroad (C&A), the first railroad built in New Jersey.[2][5] It was dismantled and then shipped across the Atlantic Ocean in crates aboard the Allegheny.[3] C&A engineer Isaac Dripps reconstructed the locomotive to the best of his ability (the shipment did not include any drawings or instructions to assemble the locomotive) and ran it for the first time in September 1831.[6][7] On November 12, 1831, Robert Stevens (then president of the C&A) repaid some political debts by inviting several members of the New Jersey legislature and some local dignitaries, including Napoleon's nephew Prince Murat, for rides behind the newly delivered locomotive over a short test track. The prince's wife, Catherine Willis Gray, made a point of hurrying onto the train so she could be declared the first woman to ride a steam-powered train in America, though unknown to her, men and women had already ridden behind the steam powered maiden runs on the Baltimore and Ohio, South Carolina Railroad, and the Mohawk and Hudson by this point in 1831.[3][6][8][9]
Until the railroad was completed, the locomotive was placed in storage; horse-drawn cars served the construction efforts until 1833.[3] The C&A applied both numbers and names to their first locomotives, giving this engine the number 1 and officially naming it Stevens (after the C&A's first president, Robert L. Stevens).[10] However, through regular use of the engine, crews began calling it the old John Bull,[5] a reference to the cartoon personification of England, John Bull. Eventually the informal name was shortened to John Bull and this name was so much more widely used that Stevens fell out of use.[5]
In September 1836 the John Bull and two coaches were shipped by canal to Harrisburg, and became the first locomotive to operate there.[11]
Mechanical modifications and early exhibitions
The John Bull as it appeared in 1877. Note the cab and wider exhaust stack.
Stephenson built the locomotive originally as an 0-4-0. The locomotive's power was transmitted to the driving axles through pistons that were mounted under the boiler between the two front wheels and in front of the front axle. These inside cylinders' main rods were connected to a rear crank axle with a connecting rod between the two axles to power the front axle.
Due to poorer quality track than was the norm in its native England, the locomotive had much trouble with derailment; the C&A's engineers added a leading truck to help guide the engine into curves.[3] The leading truck's mechanism necessitated the removal of the coupling rod between the two main axles, leaving only the rear axle powered. Effectively, the John Bull became a 4-2-0. Later, the C&A also added a pilot ("cowcatcher") to the lead truck.[12] The cowcatcher is an angled assembly designed to deflect animals and debris off of the railroad track in front of the locomotive. To protect the locomotive's crew from the weather, the C&A also added a cab to the locomotive. C&A workshop crews also added safety features such as a bell and headlight.
After several years serving as a switching engine and stationary boiler,[13] the John Bull was retired in 1866 and stored in Bordentown, New Jersey. Toward the end of its life in revenue service, the locomotive worked as a pump engine and as the power for a sawmill.[14]
The C&A was soon absorbed into the United New Jersey Railroad and Canal Company (1869) which itself was merged into the Pennsylvania Railroad (PRR) in 1871.[15] The PRR saw the potential publicity to be gained by exhibiting such an old engine, showing it at the 1876 Centennial Exposition in Philadelphia;[16] PRR workshop staff then "back-dated" the engine (by replacing some original parts with parts that "looked" old or by removing them entirely). The exhaust stack was replaced with a straight tube of metal and the cab walls and roof were removed. The PRR then exhibited the engine in 1883 at the National Railway Appliance Exhibition in Chicago, Illinois.[17] In 1885, the Smithsonian Institution accepted the donation of the John Bull from the PRR as the Institution's first large engineering artifact.[3]
Smithsonian Institution and locomotive restoration
At the exhibition in 1883, the Pennsylvania Railroad ended up resolving two problems at once. In the Smithsonian Institution, the railroad was able to find a home for the historic locomotive, as well as a suitable new employer for a young civil engineer named J. Elfreth Watkins. Watkins had been involved in an accident on the railroad in New Jersey a few years before the exhibition. He had lost a leg in the accident, so he was no longer suited to the physical demands of railroad work, although the railroad did employ him as a clerk for a while after his accident. The PRR employed his engineering experience as an expert curator for the Smithsonian's new Arts and Industries Building, which was opened in 1880.[18][19] The locomotive's first public exhibition at the Smithsonian occurred on December 22, 1884, where it was displayed in the East Hall of the Arts and Industries building.[17]
John Bull at the World's Columbian Exposition in 1893
The locomotive remained on display in this location for nearly 80 years, but it was transported for display outside the museum on certain rare occasions. The most significant display in this time occurred in 1893 when the locomotive traveled to Chicago for the World's Columbian Exposition.[20] The Pennsylvania Railroad, like many other railroads of the time, put on grand displays of their progress; the PRR arranged for the locomotive and a couple of coaches to be delivered to the railroad's Jersey City, New Jersey, workshops where it would undergo a partial restoration to operating condition. The PRR was planning an event worthy of the locomotive's significance to American railroad history — the railroad actually planned to operate the locomotive for the entire distance between New Jersey and Chicago.[17]
The restoration was supervised by the PRR's chief mechanical officer, Theodore N. Ely. Ely was confident enough in its 50-mile (80.5 km) test run to Perth Amboy, New Jersey (which took two hours and fifteen minutes), that the governors of all the states that the locomotive was to pass through and the then President of the United States, Grover Cleveland, were invited to ride behind the engine on its first leg toward Chicago. The John Bull was to pull a few passenger cars in a train that would carry dignitaries and representatives of the press. The train traveled to Philadelphia, Pennsylvania, in the charge of one locomotive crew. From Philadelphia, local engineers (train drivers) were employed to ride on the locomotive's footplate as pilots to advise the operators for the trip over the local engineers' territories for the rest of the journey to Chicago. Traveling at 25 to 30 miles per hour (40 to 48 km/h), the train departed from the Pennsylvania Railroad's Jersey City station at 10:16 a.m. on April 17[21] and reached Chicago on April 22.[6] The locomotive operated during the exhibition giving rides to the exhibition's attendees, and then the train left Chicago on December 6 for the return trip to Washington. The locomotive arrived back in Washington on December 13.[22]
In 1927 the John Bull again traveled outside the museum. The Baltimore and Ohio Railroad was celebrating its centenary that year in its Fair of the Iron Horse in Baltimore, Maryland.[3] Since the locomotive's original tender (fuel and water car) had deteriorated beyond repair and was dismantled in 1910, the PRR built a replica of the tender at its Altoona, Pennsylvania, workshops.[23] The locomotive was also refurbished in Altoona for operation during the fair.[24] This fair was the last steam up for the locomotive until 1980.
(Mostly) static display
After the locomotive returned to the Smithsonian, it remained on static display. In 1930 the museum commissioned the Altoona Works to build a second replica of the locomotive's tender for display with the locomotive in the museum. This time, however, the replica tender re-used some of the fittings that the museum had retained when the original tender was dismantled twenty years earlier.[24]
The Smithsonian recognized the locomotive's age in 1931, but, since the museum didn't have the funds to refurbish the locomotive for full operation again, it was decided to run the locomotive in place (with the driving wheels lifted off the rails using jacks) with compressed air. The museum borrowed an 1836 coach from the Pennsylvania Railroad to display on the track behind the newly rebuilt tender, and the locomotive's 100th birthday was officially celebrated on November 12, 1931. The locomotive's semi-operation was broadcast over the CBS radio network with Stanley Bell narrating the ceremonies for the radio audience.[25]
The PRR again borrowed the locomotive from 1933 to 1934 for the Century of Progress exhibition in Chicago. Unlike its earlier jaunt to Chicago, for this trip, the railroad hauled and displayed it as a static exhibit. While this exhibit was progressing, the Altoona Works were busy again building a replica; this time the replica was an operable copy of the locomotive. The replica was then operated in 1940 at the New York World's Fair, while the original locomotive and rebuilt tender returned to the Smithsonian.[26]
The original locomotive was displayed outside the museum one more time in 1939 at the New York World's Fair, but the museum's curators decided that the locomotive was becoming too fragile for repeated outside exhibits. It was then placed in somewhat permanent display back in the East Hall where it remained for the next 25 years. In 1964 the locomotive was moved to its current home, the National Museum of American History, then called the Museum of History and Technology.[26]
The original locomotive under steam in 1981
The John Bull had remained on static display for another 15 years, but the locomotive's significance as one of the oldest locomotives in existence, or its use on the first railroad in New Jersey, was not very plainly noted in the display's literature. As 1981 and the locomotive's 150th birthday approached, the Smithsonian started discussions on how best to commemorate the locomotive's age and significance. There was very little question that special publications and exhibits would be prepared, but museum officials were left with the thought that the exhibit could still be so much more than that.[27]
Many superficial inspections were performed on the locomotive in 1980 and it was found to be in relatively sound mechanical condition. There wasn't a significant amount of deterioration noted in these early inspections, and when the wheels were jacked off the rails, as they had been 50 years earlier, the axles were found to be freely operable. One morning in January 1980, before the museum opened to the public, museum officials used compressed air to power the cylinders and move the wheels through the connecting rods for the first time since its last semi-operation. After the compressed air blew some dirt and debris out of the locomotive's exhaust stack, it was soon running smoothly.[27]
The running gear seemed to be in good order, but it was still unknown if the boiler could still handle the pressure of steam and a live fire again. The museum asked the Hartford Steam Boiler Inspection and Insurance Company to inspect the locomotive's boiler for operation. The inspections were conducted after hours at the museum (from 6:30 p.m. to 4:00 a.m.) over three days and included electromagnetic, ultrasonic, and radiographic tests. The tests did reveal a few flaws, but it was projected that the engine could operate at a reduced boiler pressure of 50 psi (340 kPa or 3.5 kgf/cm²); as delivered to the Camden & Amboy, the boiler was rated for 70 psi (480 kPa) or 4.9 kgf/cm². The Smithsonian's staff, after a few further hydrostatic tests, were confident that the locomotive could again operate under its own power.[27] The items that needed repair were repaired, and on October 14, 1980, the locomotive was successfully field-tested on the Warrenton Branch Line in Fauquier County between Calverton and Casanova, Virginia. The site was selected, because at the time, only one freight train per week used the branch line. On September 15, 1981, the locomotive operated under steam on a few miles of branch line near the Potomac River within Washington, D.C. With this exhibition, the locomotive became the oldest operable steam locomotive (and oldest self-propelled vehicle) in the world.[3]
The original John Bull is housed on static display at the National Museum of American History in Washington, D.C., while the replica of the John Bull, built in 1939, is owned and preserved by the Railroad Museum of Pennsylvania is stored serviceable, having not been fired up in years.
John Bull locomotive at the National Museum of American History
John Bull replica in Pennsylvania
June 18, 1831: The John Bull is built by Stephenson and Company in Britain.[28]
July 14, 1831: The John Bull departs Liverpool aboard the ship Allegheny bound for Philadelphia, Pennsylvania.[28]
September 4, 1831: The John Bull arrives in Philadelphia.
September 15, 1831: The John Bull makes its first runs in New Jersey under its own power.
November 12, 1831: Robert Stevens hosts a group of New Jersey politicians on a series of trial runs pulled by the John Bull.
1833: The John Bull is one of a few locomotives operating on the newly completed Camden and Amboy Railroad.
1866: The John Bull is retired from regular service.
1876: The John Bull is displayed at the United States Centennial Exposition in Philadelphia.
1883: The Pennsylvania Railroad displays John Bull at the National Railway Appliance Exhibition in Chicago, Illinois.[17]
1884: The Smithsonian Institution acquires the John Bull from the Pennsylvania Railroad
1893: The John Bull operates at the World's Columbian Exposition in Chicago.
1910: The original tender, now deteriorated beyond repair, is dismantled by Smithsonian staff. Usable fittings from the tender are placed in storage.
1927: The Baltimore and Ohio Railroad borrows the John Bull to operate at the Fair of the Iron Horse in Baltimore, Maryland.
1930: A replica tender is commissioned by the Smithsonian and built by the Pennsylvania Railroad using the fittings previously salvaged from the original tender; the new tender is displayed with the locomotive at the museum.[24]
November 12, 1931: The Smithsonian celebrates the locomotive's 100th "birthday," using compressed air to operate the stationary engine (stabilized on jacks) within the museum's exhibit hall.
1933–1934: The Pennsylvania Railroad borrows the John Bull to display it at the Century of Progress Exhibition in Chicago.[26]
1939: The original John Bull is displayed in the opening of the New York World's Fair
1940: A replica of the John Bull, built by engineers at the Pennsylvania Railroad's Juniata Shops in Altoona, Pennsylvania, is displayed at the New York World's Fair, and the original is returned to the Smithsonian.
October 14, 1980: The John Bull is restored to operating condition, and tested on the Warrenton Branch Line in Fauquier County, Virginia.
September 15, 1981: The John Bull operates in Washington, D.C., on the 150th anniversary of its first use, becoming the oldest operable steam locomotive (and oldest self-propelled vehicle) in the world.
1985: The John Bull is carried aboard an airplane for an exhibition in Dallas, Texas, making it the oldest locomotive in the world to travel by air.[29]
Washington, D.C. portal
LMR 57 Lion
Stourbridge Lion
^ a b Burlingame, Luther D. (October 6, 1911). "Shop Safeguards". Railway Age Gazette. 51 (14): 672.
^ a b Johnson, Emory Richard (1908). American Railway Transportation. D. Appleton. pp. 41–42. Retrieved August 4, 2008.
^ a b c d e f g h "John Bull Locomotive". History Wired. Smithsonian Institution. Retrieved August 4, 2008.
^ Klein and Bell, pp 280–1.
^ a b c "Camden & Amboy John Bull Replica". Railroad Museum of Pennsylvania. 2008. Archived from the original on August 21, 2008. Retrieved August 4, 2008.
^ a b c Carter, p 140.
^ Whittemore, p 32.
^ "PRR Chronology: 1831" (PDF). Pennsylvania Railroad Technical and Historical Society. June 2004. Retrieved August 4, 2008.
^ Wilson, p 225.
^ Wilson, p 54.
^ Klein and Bell, pp 283–287.
^ White, pp 32–34.
^ Netzlof, Robert T. (February 7, 2001). "Corporate Genealogy: United New Jersey Railroad". Archived from the original on December 2, 2008. Retrieved August 4, 2008.
^ Forney, M. N. (August 1888). "American Locomotives and Cars". Scribner's Magazine. Vol. IV no. 2. p. 177.
^ a b c d White, p 39.
^ Massa, William R., Jr. (2004). "Finding Aids to Personal Papers and Special Collections in the Smithsonian Institution Archives: Record Unit 7268; J. Elfreth Watkins Collection, 1869, 1881–1903, 1953, 1966 and undated". Smithsonian Institution. Retrieved August 5, 2008. CS1 maint: Multiple names: authors list (link)
^ "John H. White, Jr. Reference Collection, 1880s-1990". Archives Center, National Museum of American History. Smithsonian Institution. December 27, 2002. Archived from the original on September 5, 2008. Retrieved August 4, 2008.
^ White, Trumbull; Igleheart, William; Palmer, Bertha Honoré (1893). The World's Columbian Exposition, Chicago, 1893. P.W. Ziegler and Company. p. 286.
^ "John Bull on the Way West" (PDF). New York Times. April 18, 1893. Retrieved August 4, 2008.
^ "Motive Power Roster" (PDF). Railroad Museum of Pennsylvania. August 2007. Archived from the original (PDF) on July 3, 2013. Retrieved August 4, 2008.
^ a b c White, p 45.
^ a b c White, pp 46–48
^ a b White, p 22.
^ "John Bull locomotive, 1831". Legacies. Smithsonian Institution Press. 2001. Retrieved August 4, 2008.
Wikimedia Commons has media related to John Bull locomotive.
Carter, Charles Frederick (1909). When Railroads Were New. H. H. Holt.
Klein, Randolph Shipley; Bell, Whitfield Jenks (1986). Science and Society in Early America. Diane Publishing. ISBN 0-87169-166-3.
White, John H., Jr. (1981). The John Bull: 150 Years a Locomotive. Smithsonian Institution Press, Washington, DC. ISBN 0-87474-961-1. CS1 maint: Multiple names: authors list (link)
Whittemore, Henry (1909). Fulfillment of Three Remarkable Prophecies in the History of the Great Empire State Relating to the Development of Steamboat Navigation and Railroad Transportation.
Wilson, William Bender (1895). History of the Pennsylvania Railroad with Plan of Organization, Portraits of Officials and Biographical Sketches. Vol 1. Philadelphia: Henry T. Coates and Company.
Railfan & Railroad January (1982)
Video of the 1981 steaming of John Bull


Drouët, 1881, Unionidae Russie: 16.
= Crassiana mengrelica [sic] (Drouët, 1881). — Kantor et al. (2010: 260).
+ Unio crassus gontieri Bourguignat, 1856. — Graf (2007: 84).
= Unio mingrelicus Drouët, 1881. — Kantor & Sysoev (2005: 328).
= Unio mingrelicus Drouët, 1881. — Bába (2000: 135).
= Batavusiana (s.s.) mingrelicus (Drouet, 1881). — Korniushin (1998: 77).
= Batavusiana (s.s.) mingrelica (Drouet, 1881). — Zatravkin (1987: 55).
= Batavusiana (s.s.) mingrelica (Drouet, 1881). — Zatravkin (1983: 40).
? Unio (Limnium) hueti Bourguignat, 1855. — Biggs (1971: 219).
+ Unio crassus gontieri Bourguignat, 1856. — Haas (1969: 53).
= Unio mingrelicus Drouët, 1881. — Zhadin (1965: 245).
+ Unio crassus gontieri Bourguignat, 1856. — Haas (1940: 131).
= Unio (s.s.) mingrelicus Drouet, 1881. — Zhadin (1938: 95).
*** OMITTED *** — Simpson (1914).
= Unio mingrelicus Drouet, 1881. — Westerlund (1890: 73).
= Unio mingrelicus Drouët. — Kobelt (1886: 35).
= Unio mingrelicus Drouët (sp. n.). — Drouët (1881: 16).


text:
Wenger 'amazed' at speculation over Arsenal future
London: Arsene Wenger on Wednesday said he was "amazed" at fresh speculation over his future as he prepares his team to face Manchester City just days after Arsenal's League Cup final humiliation against Pep Guardiola's men.
The Frenchman has come under sustained fire since an abject display in Sunday's 3-0 hammering at Wembley but must now lift his team to take on the Premier League leaders on Thursday.
Arsenal's season is threatening to unravel — they are 10 points behind fourth-placed Tottenham Hotspur in the Premier League table and look set to miss out on Champions League football for a second consecutive year. They are out of the FA Cup and will face Italian giants AC Milan in the last 16 of the Europa League, which is their only remaining chance of winning a trophy this season.
Arsenal's limp display led to stinging criticism from former Manchester United and England defender Gary Neville as well as former Gunners Ian Wright and Thierry Henry.
But Wenger, speaking at his pre-match press conference, responded with apparent shock when asked if the result meant his long tenure was now under increased threat.
"I am just amazed that I have to always answer things that are exactly the same," said the 68-year-old.
"I am here for 21 years, I turned the whole world down to respect my contracts. So I am still amazed that I still have to answer these types of questions.
"My position is my position. Honestly, that's the last worry I have at the moment. My worry is to focus, to get the team ready for tomorrow's game."
The Frenchman defended the performance of his players at Wembley, where several were labelled as "spineless" and a "disgrace" by match commentator Neville as they were shown walking when out of possession. "You can always get out pictures from a game that justifies what you think, you find in every single game, on both sides, moments where a player doesn't track," he said.
"After you have to analyse why, has he made two runs before to go in behind and was exhausted, or did he not track because he didn't want to? That is different.
"I believe we have to live with that criticism and respond together like we always do.
"We didn't play against a poor team in the semi-final, we played against Chelsea and we have shown that we can fight. You have to acknowledge as well that Man City are a quality team." — AFP
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My 12 year old has a few dance classmates that she wanted to give valentines to so we made these rock candy valentines from Family Fun. Instead of conversation hearts (which seem to be made in China now) we got small boxes of Jelly Belly jelly beans and instead of the peanut butter cups we used chocolate kisses. Also we taped the cord to the bottom because that's where the headphone jack on my iPod touch is.
cardstock is from Stampin Up and the labels are from the Family Fun website.
What a great idea! iLove it! :) BTW, thanks for the work you did!! I have been running all day but I will PM when the kids go to sleep! Muhahaha!!
How cute are those! I like your kisses better than the peanut butter cups...they look more like the ear buds! :) Nice job!
This is cute! I keep seeing people make these...they are great! I don't have an IPod, I just have a tiny MP3 player, but I bet I could make one of those with a 5 pack of stick gum...LOL!
This is such a cute idea! I will bet her friends LOVED them!!!
This is fabulous (you get the WHOLE word.lol.)I love the bright pink.
I know what you mean about the China thing, The peanut butter we used to buy is made there now instead of NZ.
That is just too cute! Fabulous idea!
Way cute and what a fun project to make!
I just saw your question at Moda Bake shop regarding the walnut shells. You can use plastic beans in the bottom of the owl as an alternative to walnut shells. You just need something to make the bottom of the owl sit well without tipping over. I think you can get the plastic beads at most craft stores.
That is such a cute little box! Love it! I wasn't sure if any one had responded to you over on the Moda Bake Shop, but I've made things similar to this owl (but... in snowman form), and we just used sand in the base. Good luck!
This is too cute! What a great valentines project!


text:
Sedum cymatopetalum är en fetbladsväxtart som beskrevs av Fröderstr.. Sedum cymatopetalum ingår i Fetknoppssläktet som ingår i familjen fetbladsväxter. Inga underarter finns listade i Catalogue of Life.

Källor

Fetknoppssläktet
cymatopetalum


text:
Release Date 24 February 2017
5709034CA
Released in December 1974, Dark Horse capped a prolific year for George, during which he had established his own Dark Horse record label, built a recording studio in his Friar Park home in England, and completed an ambitious tour of North America. Throughout the year, Harrison produced albums for several artists while also recording his own. The songs on the LP document both George's fallibility, in "Simply Shady," and his spirituality, in "It Is 'He' (Jai Sri Krishna)." Dark Horse reached the top five in America, sounding a high note at the end of Harrison's rather frenetic year.
Original Release Date: December 9th, 1974.
1 Hari's On Tour (Express)
2 Simply Shady
3 So Sad
4 Bye Bye, Love
5 Maya Love
6 Ding Dong; Ding Dong
8 Far East Man
9 It Is "He" (Jai Sri Krishna)
More products from George Harrison
Let It Roll: Songs Of George Harrison
Gone Troppo
Extra Texture
Live In Japan
Early Takes Vol 1
Dark Horse Years: 1976-1992 Boxed Set
George Harrison (CD)
George Harrison - The Vinyl Collection (14 LP)
Wonderwall Music
Electronic Sound
All Things Must Pass (3LP)
Living In The Material World
Thirty Three & 1/3
Somewhere In England
Live In Japan (2LP)
Brainwashed


October 18, 2016 wallpapers: Lovely Flowers Photography Harmony Peace Pink Nature Vase Table Yellow Beauty Bouquet Colours Life Green Desktop Backgrounds. Sunset Colorful Peaceful Lake Boat Sailing Mirror Pond Sea Sailboat Twilight Blue Sky Colors Water Nature Reflection Beautiful Purple Sailboats Sundown River Dusk Clouds Wallpaper Pictures HD. Winter Snow River Trees Nature HDR Wallpaper. Half Moon Bay Sunset Auckland Bays New Zealand Sunsets Nature Desktop Images. Sunrise Colorful Peaceful Pier Amazing Coast Rocks Flowers Sky Summer Clouds Stones Village Grass Small Ocean Town Tree Sea Sunset Colors Splendor Nice Sand Trees Nature Beauty Beautiful Lovely Houses Purple Sundown Pretty Green View Beach Photos. Magical River Colorful Splendor Colors Water Magic Amazing Waterfall Forest Beautiful Stone Best Wallpapers.


Get the Sprout wrap up of the Mobile World Congress, held in Barcelona from 2-5 March 2015. Feature: Samsung Galaxy S6 Edge, HTC One M9 and ZTE Grand S3.
This year's Mobile World Congress, hosted in Barcelona for the 10th year, saw more than 90,000 attendees and roughly 1,900 exhibitors eager for the spotlight. The world's biggest and most influential mobile event took place 2-5 March and crammed in more than 40 inspiring speakers representing consumer brands, mobile organisations and operators, and industries touched by the mobile market.
Here are just three highlights that caught our attention.
At the Mobile World Congress Samsung Unpacked event, it was all about the Galaxy S6 and S6 Edge. In their latest series, Samsung promoted the switch from all-plastic to a dual-glass design with an enhanced metal frame. With an impressive curved display made from the latest Corning Gorilla Glass 4, the Galaxy S6 duo certainly make for a unique and durable design.
Be aware that this newest series, to be released this April, isn't dust and water proof. Stay tuned as Sprout's phone cases for the Galaxy duo will be available when the Galaxy S6 and S6 Edge launch here in Australia.
What better way to launch a new product than at the world's biggest mobile industry event. Enter, HTC's new flagship, the One M9. This latest edition is, however, similar in overall design to its predecessor, the One M8. While the display and phone size has remained the same, there's now elegant gold edging and a subtle two-tone effect with front and back panels a slightly different shade of silver.
The BoomSound speakers still produce rich and deep sound. However, there's only so much tiny speakers can accomplish, so keep hold of your Sprout earbuds.
If you're a fan of the Telstra Dave, you'll be excited by ZTE's announcement at the Mobile World Congress of their new smartphone, the Grand S3. What peaked everyone's interest though was that it's the first phone ever to use eye-based biometric security. The Eyeprint ID, developed by EyeVerify, can be used to unlock the screen, authorise mobile payments and access secure content. This technology is fast evolving, however right now, it struggle in low-light conditions and is a slower alternative to fingerprint recognition.
These exciting announcements at the 2015 Mobile World Conference do confirm what we already know; expect mobile technology to continue to expand, evolve and shape our lives. It's what excites us and drives the Sprout team to create phone cases and mobile accessories so you get the most out of your device.