text:
The Knowledge - professional risks: Hindsight
What has the sector learnt from the Madoff scandal and the housing crash?
The Madoff effect
Madoff rip-off hits D&O and E&O insurers
• The unravelling of New York financier Bernard Madoff's fraudulent $65bn (£40bn) Ponzi scheme in December 2008 raised huge claims. By January 2009, Aon estimated $1.8bn of direct insured losses. Advisen estimated $1bn, suspecting many investment firms had inadequate cover.
Financial panic
• In June 2009 insurers paid out $235m on D&O policies for claims against Madoff investor Banco Santander's Optimal Investment Services. ACE, AIG, Brit, HCC International, Liberty International, Munich Re, Willis and Zurich were thought to have been hit.
What it meant
Litigation to escalate
• The 'Madoff effect' prompted fears in the industry that the financial crisis would result in a long tail of claims against D&O policies.
• The scale and sheer audacity of the fraud threatened to stoke the litigation culture to new heights and encourage aggressive, US-style litigation in the UK market.
• The drama and tragedy of the story heightened when Madoff's son, Mark Madoff, unable to cope with the legal and media furore surrounding his father's crimes, committed suicide in December 2010.
What might happen next
Court cases set to continue
• Madoff trustee Irving Picard is seeking $6.4bn from JP Morgan on the grounds that the bank was "wilfully blind to the fraud" and "complicit in it". Picard is also seeking $9bn from HSBC and $2bn from UBS.
Claims may still materialise
• The predicted deluge of other financial industry claims has yet to materialise. Howden Broking Group broking director Andy Bragoli said: "The impact
hasn't hit home. It's not clear if everyone has provisions to cover potential claims. We haven't seen them tested yet."
Tail could be five to 12 years
• Shareholders may seek to recover losses by suing the board, taking several years. The board could then begin proceedings against accountants or advisers.
• There are predictions of a hardening in the D&O market this year, although with so much capacity insurers are not holding their breath.
The housing bubble bursts
Property slump hits valuers' PI
• Property valuers found their work being more closely scrutinised after prices collapsed, leading to a rise in claims.
• Cases are emerging over alleged collusion between valuers and developers to hike up prices.
• "Professional indemnity claims often arise when people lose money, and a lot of them lost a lot on property," Manchester Underwriting chief executive Charles Manchester says.
Valuer fees take a dive
• At the same time as premiums spiked, valuers' fee income nose-dived compared with 2007/08, raising the cost of insurance for smaller firms to 20%-30% of fee income, compared with 2.5% during the boom years. Even for larger firms it has reached 10%-15% of fee income.
High-octane claims climate takes hold
• Mortgage companies pumped out claims notifications with ferocity as commercial and personal borrowers found themselves unable to keep up with repayments.
• One lender sent a letter claiming that a property valued at £1m in 2006 had been overvalued, as its price later fell to £650,000. The surveyor was able to prove why the evaluation had been made at the level it had.
• In response, rather than exit the market, insurers have restricted the amount of business they write. In the past, 30%-40% of an insurer's PI book may have been survey and valuation, but now it might be around 10%.
Uninsured firms forced to close
• Small firms are likely to continue to find it hard to get cover, with the cost of premiums forcing some to close. More claims and fraud are expected.
RICS considers policy changes
• The Royal Institute of Chartered Surveyors is reviewing policy wording, which can limit insurers' ability to offer cover. "It's a narrow choice: write it or don't," said Howden's Bragoli.
Some new entrants are writing new business
• Although some insurers are exiting the market or capping their level of business, new entrants, for example Torus, are writing new business.
The Knowledge - professional risks: Market survey
To test the temperature in professional lines, we ran a short survey among brokers. Responses were intriguing – and vocal, especially on capacity. Here's what they said …
The Knowledge - professional risks: Steve Bonnington
'Post-financial crisis, it is hard for professions to hide from negligent acts'
The Knowledge - professional risks: Horizon
The issues facing the market


Large brick colonial with good curb appeal, 2 car garage and fenced yard, big bright living room, dining room has cove ceilings, nice detailing throughout, large bedrooms, ceramic bathroom, and tiled basement. Long term, good paying tenant has been there 5 years or more, rent $775/m. PLEASE DO NOT DISTURB THE TENANT. All room sizes are estimated, property sold as-is, buyer to obtain certificate of compliance if needed.


text:
#ifndef MLCP_PATH_ENUM_H
#define MLCP_PATH_ENUM_H

/*
 * who use the direct solver:
 * First, you have to call the mlcp_direct_enum_init().
 * Use a lot the mlcp_direct_enum function
 * mlcp_direct_enum_reset at the end.
 *
 *
 */

int mlcp_path_enum_getNbIWork(MixedLinearComplementarityProblem* problem, SolverOptions* options);
int mlcp_path_enum_getNbDWork(MixedLinearComplementarityProblem* problem, SolverOptions* options);

void mlcp_path_enum_init(MixedLinearComplementarityProblem* problem, SolverOptions* options);
void mlcp_path_enum_reset(void);
void mlcp_path_enum(MixedLinearComplementarityProblem* problem, double *z, double *w, int *info, SolverOptions* options);
#endif //MLCP_PATH_ENUM_H

redpajama_set_name: RedPajamaGithub


The adventure is on! Today is our second day of travel towards the Christian Worldview Film Festival in San Antonio. I'm traveling with two friends, Nate Jacobson and Johnathan Schutz. Nate is a writer/director/producer type, and Johnathan is working on a number of smaller projects. I drove down from Michigan yesterday, and picked up Nate from the Cincinatti area and Johnathan from Knoxville, TN.
Last night we stayed with my good friends the Munck family, and while we arrived a bit late for Mr. Munck, we all had a blast with Madison, talking movies, life and travel. In fact, after I went to bed, Nate, Madison and the other Johnathan watched 3/4 of a movie, and finally crashed around 2:30 a.m. I managed to get up around 5:30 after a few solid hours of sleep, and watched the sun come up.
It's been a long time since I've observed a sunrise for a sunrise's sake; especially in the hills. Memories came back of spending a week at a lake in New York's Adorondac mountains, where I would often be up at dawn to spend as much of the morning as possible out on the lake in a rowboat. Recently, when I've been up at dawn, life has been too busy to actually enjoy the warmth of the sun and the beauty of the silloetted trees.
The message this morning at church (Cornerstone in Tennessee) was on personal holiness, from 2 Timothy 2:20-26. It was a good reminder that the battle for christianity and for the church is not a superficial struggle, but is fought in people's hearts. Keeping yourself from evil is really important to having an effect on other people's hearts, which is what the film festival is all about.
We've made it all the way to Louisiana on route to stay with friends in Houston, and have another 4 hours or so from the time of writing. Nate has been working on a shot list for his upcoming short film, 'Wanted'. The actual stuff he's saying is classified, but you can currently find his project on Kickstarter.
Tomorrow we have a short 3 hour jaunt until reaching San Antonio, so we should be able to be there early afternoon.
Praise God for a safe & successful trip so far!


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text:
Kontakt har flere betydninger:

 Kontakt (elektrisk) – elektriske kontakter generelt (både mekaniske- og faststofkontakter.
 Relæ – elektrisk styret kontakt eller omskifter.
 Kontakt (album) – er navnet på et musikalbum af Lars Lilholt Band fra 1990.
 Kommunikation – samtale mellem flere parter.
 Kontakt (software) – en produktserie fra Native Instruments.

redpajama_set_name: RedPajamaWikipedia


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The Eco Badge is a simple-to-use device that accurately measures ozone levels. Using specially treated Test Cards that react and change color when ozone is present provides readings in one hour average concentration levels. Excellent for helping you determine if you need to put your ozone generator on a timer and for determining the proper timing cycle. Comes complete with 10 individual tests.


Have you bought sweet potatoes yet for your traditional casserole? Here's an updated twist on a side dish tradition.
This Twice-Baked Sweet Potatoes recipe is based on a casserole I've made every holiday for years. I saw a magazine article about making twice-baked sweet potatoes and thought, "Why can't I do that with my recipe?" So, I did! However, if you prefer the casserole form, then by all means, go for it. This recipe works either way. Also, if feeding a large group, just double the recipe.
Prick each sweet potato 3 times with a fork and place on a microwave-safe dish. Microwave on high for 9 to 12 minutes, turning the potatoes over every 3 minutes, until a wooden skewer pokes easily into the potato. (Some of the potatoes may bake faster than the others. Just removed the ones that are done and keep going with the rest, checking every 3 minutes.) Let the cooked potatoes sit for 10 minutes to cool slightly.
To make the topping: Place all of the topping ingredients, except the pecans, into a small bowl. Using your fingers, squish the ingredients together until crumbly. Add the pecans and mix to combine. Set aside.
To prepare the potatoes: Preheat the oven to 425 degrees F. Cut each potato in half lengthwise and, using a spoon, scoop out the flesh from the center into a large bowl, making sure to leave about 1/4-inch of the flesh inside of the potato skin. Place each potato skin shell onto a baking sheet that was sprayed with non-stick cooking spray. Bake the shells for 10 minutes, or until they are slightly dried and firm.
While the shells bake, add butter to the bowl of sweet potato flesh and mash with a potato masher. Add the rest of the ingredients and stir until combined and fluffy.
Remove the shells from the oven and reduce the temperature to 375 degrees F. Discard 2 of the shells since you will not have enough filling for all of them. Spoon the filling into the remaining shells and cover with the toping mixture. Return the baking sheet to the oven and bake until the topping is golden brown, about 20 to 25 minutes. Remove from the oven and allow the potatoes to rest for at least 5 minutes before serving.
To make a casserole: Scoop all of the flesh out of the potatoes into the bowl. Mix in the rest of the ingredients as described above, and then spread into a baking dish. Sprinkle the topping over the casserole and bake until golden brown.
Yum, yum, yum! These look so good! I've been wanting to make something like this for a while now and think I'm officially inspired. These would be a lovely addition to Thanksgiving dinner.
My husband is a huge sweet potato fan and would eat more of this than the turkey! Love the addition of the pecans. Happy Thanksgiving!
I Love sweet potatoes, they are my favourite. I love how they caramalise when they cook. Shall be adding this to my collection of things to make!
Dear Linda, A beautiful side dish. These would be a wonderful addition to the holiday meal.
Don't laugh, Linda but, I had no idea you could cook seet potatoes in the nuker!!! What carpet have I been hiding under???


text:
Inventory as an SEO ranking factor
ARTICLE BY Stephen Kenwright
The depth of your product range is a big factor in how your pages rank in search engines.
According to Searchmetrics, ecommerce pages that appear in the top 10 search results have a 30% larger file size than other queries. Speed is clearly important, for everyone, but Google will make concessions on page load times for online retailers because searchers prefer results with more products to choose from. A fast ecommerce website with a lot of inventory generally wins.
Searchmetrics' study highlights a lot of signals that correlate with better rankings – a 25% higher word count than in non-retail SERPs and 73% more internal links, for example – but these are just symptomatic. Nobody is suggesting you need more internal links to improve your search rankings. You need more products.
The challenge for a search engine: a page with more products is more likely to match a visitor's intent, but which product was it they intended to find? Could a search engine determine whether that product is on a page/abundant/easy to spot in the range?
Resource identification from organic and structured content
Theoretically Google can now make direct use of a website's database to determine whether it has the stock or inventory to answer a search query, according to a new patent spotted by Bill Slawski (who else?)
Bill notes some of the advantages this patent provides:
Websites need not generate multiple "optimized webpages" that are optimized for particular instances of queries to ensure the website is identified in a search result. Instead, the underlying capabilities of the website database and the authority of the website are used as metrics to surface websites and databases that are of high quality with respect to a particular query. This reduces the overall cost of website management, and provides users with data that are more likely to satisfy the user's informational need than the optimized webpages.
Ignoring that the reference to an underlying "authority of the website" contradicts recent claims from several Googlers (no, seriously, just don't think about it) there are some problems with this approach:
The ability of a webpage to technically answer a query is not the only factor ranking that page – a single page answering many potential queries is unlikely to rank highly for any of them. Basics like meta data and <h1> attributes would be down weighted
A visitor who had searched for "black leather jackets" but is served a /leather-jackets/ page with black leather jackets on it would have to click a filter to see what they specifically searched for unless brands could be more confident that Google could handle their filters, which at present they can't
Google has a problem with software automatically spinning up landing pages based on keyword searches/volumes, which seems to be in vogue again – this is an extreme example of a terrible user experience but these "doorway pages" do seem to get caught up in the Panda algorithm (or a "core algorithm update" as it's now known)
The assumption here is that searchers are already wedded to their choices. From the patent:
The systems and methods can utilize the conceptual schemas of the databases to provide additional information for queries that may not otherwise be derived from the queries. For example, a user that types in the search query [Brand X cameras under 300] may be searching for Brand X cameras that cost less than $300. The user, however, may not know that the "Q" models of Brand X cameras are prosumer models that each retail in excess of $300. Thus, by use of a product database, the search engine may determine that "Q" model are each in excess of $300. Thus, the search engine may modify the query with an operator that excludes the "Q" models, e.g., [Brand X cameras under 300 OP:NOT(Q)], or, alternatively, modify the query to emphasize resources that include reference to Brand X models that are priced under $300. The search engine thus surfaces fewer resources that include extraneous information, thereby satisfying the user's informational need more quickly than if the extraneous information were provided.
What's to say that a searcher wouldn't be more likely to buy a camera if it cost $320 but was reduced from $500? Many people would cough up the extra cash if they thought they were getting a great deal, but perhaps a result like this would not be displayed. Google may think that it's "satisfying the user's informational need more quickly" whereas it's actually impeding the user's ability to research the product they want to buy (which is the one thing Google is fantastic at).
If anything, the camera example from the patent implies webpages that include products that don't match the query are less likely to be surfaced, making it more important for big websites to have "optimised" landing pages.
Bill has some interesting thoughts on how Google might rank and display results using this method so I suggest reading the whole post, but the patent is an evolution of something we noticed after the first Panda updates.
The size of your inventory is a ranking factor
Back in 2013 Patrick referenced an AJ Kohn post about short clicks vs. long clicks in the context of thePanda algorithm. Patrick wrote
One of the key signals Google looks at is the number of people who visit your site and then return quickly to Google to search for the exact same thing again. This indicates to Google that the searcher is not satisfied with what they found on your site.
When Panda was launched it affected a number of key verticals including voucher sites and car classified websites. The problem with both of these sites is they generate a lot of short clicks and have really struggled to recover from Panda in a lot of cases.
Google denied using short clicks as a way to penalise or reward sites for years before Danny Sullivan was able to confirm that clicks were at least partially used to determine quality of results in 2015.
Google confirms watching clicks to evaluate results quality. FYI Google still won't say if clicks used as rank signal pic.twitter.com/jzNGc5reQk
— Danny Sullivan (@dannysullivan) March 25, 2015
For an easy demonstration of why voucher sites have been so badly affected by Panda (/Phantom) updates, search for "nandos vouchers". Click on the first result. The page lists deals that you're probably aware Nando's always offer, and nothing particularly impressive, so the chances are high that you would return to the search page and click on the next result down. And repeat. Because Nando's don't do vouchers.
This is obviously an extreme example. But imagine you wanted to buy a jacket: if the first result Google returns is a page with 5 jackets you're not likely to spend a lot of time with that result before returning to the SERPs and clicking the next listing. Many browsers – people who don't already have a brand in mind – are likely to spend their time with ASOS because it's a website that ranks well and has an enormous range of jackets.
Inventory = how to beat Google
Inventory can be broadly taken to mean what a website has available – for ecommerce websites that means product listings or ads for classifieds websites.
Searchers click on a result because they have a reasonable expectation that the website will have what they're looking for and as a result the websites with the largest range of products tend to win. It's the internet version of why you'll jump in your car and drive to a large supermarket rather than visiting the shop on the corner. It's even likely that you've visited that local shop in the past and been left disappointed with the stock available – from now on you'll go straight to the supermarket. That's the real life equivalent of short clicks vs. long clicks.
This is also one of the reasons "department store" style retailers dominate search results. It's partially because enormous sites like tesco.com have 28 products in a niche and furniture specialists like made.com have half that…
…but it's more to do with the fact that Tesco does such a good job of telling people they have the product range often enough (see the snippet above) that people believe them and click on the result without fear of wasting time.
This goes further. According to Jason Del Rey on Recode 55% of product searchers now start with Amazon. Inventory – and the ease with which it can be accessed – is the reason Google is so scared of Amazon. Shoppers expect that Amazon stocks what they are looking for – and it does. It's also easier to find, so why trust Google to return the right result on Amazon when you could cut out a click and potentially save yourself the trouble of searching again?
Although there is no previous data, it's still encouraging to see that 13% of product searches are started on a retailer's website. This is only half as many as Google, Bing, Yahoo! etc. combined. Imagine how many customers could be prevented from ever using a search engine during a purchase if retailers improved their own internal search functionality?
Niche-specific "Amazons" are surfacing too (Amazon's "niche" is everything that you can buy, and that's pretty broad). Skyscanner isn't far off becoming "Amazon for flights". See also: Autotrader. From Patrick's post:
Loads of car classified sites have been hit by Panda in the past two years and the main signal (other than things like duplicate content etc. which are easy to fix) is the fact that none of the mid-sized sites can claim to offer the definitive car search experience for a searcher. No matter how good the site is, there are very few people who will just look at one website and be happy, unless that site is Autotrader.
Skyscanner can't claim to list more flights than Google does (unless you're limiting your thoughts to Google's inferior flight search product), nor can Autotrader claim to have a broader selection of cars. You can use Google to find almost every flight, car or product that anyone has online. But these brands are successfully convincing the public that they can be absolutely trusted to have the answer or product that is searched for, returned without quite so much noise. So cut out the middle man.
I'm waiting for an "Amazon of finance". Why sift through the nonsense content from banks that Google is forced to return if you can ask MoneySupermarket.com, Money.co.uk or Confused.com a question about your finances and expect that they will have an answer for you that you can trust?
I don't think I'll be waiting for long.
The future for Google
In February 2016 an announcement came from Mountain View that would see Google Search Appliance retired. No new hardware would be bought or sold from 2017, with renewals due to end next year. A cloud-based Search Appliance "replacement" is apparently on the horizon (it might not be cheap). From Fortune:
Google's appliance was intended for companies that want to use Google technology to search internal documents by author name, prices, dates, and other data. Google's partners made money by integrating the appliance's search with customer document archives, applications, and websites.
Take a look at some of Search Appliance's capabilities – it was a decent product plenty of companies invested in (and plenty of companies are being forced to invest in migrating away from it now). Patents like Resource identification from organic and structured content suggest that Google hasn't abandoned the idea of integrating websites' own internal search functions with Google.com et al. If it can convince the public that it's still the best way to search retailers' inventory, maybe it can "cut out the middleman" (Amazon) and even serve some ads in the process.
For now…some rules to live by
It's worth noting that the publication of a patent doesn't mean the techniques mentioned are currently in use (although as Bill points out we'll know it's likely to have been implemented once we start to see search results like the one shown in the screenshot above) – the value for us is the context the author provides as to why the techniques could be considered a good idea.
For now though there are certainly a handful of rules that brands should follow that will benefit brands now- regardless of if and when the "Resource identification from organic and structured content" patent is implemented.
Brands stocking a smaller range of products (or posting a smaller number of classified ads etc.) than competitors have to supplement that range with useful content if they hope to keep users on a webpage for longer. Don't confuse useful content with boilerplate – the aim is to keep visitors on the page and if content is easily and willfully ignored it really isn't useful.
If the brand with the market-leading range also has the market-leading content then don't think in terms of trying to outrank them; think in terms of trying to make your webpage safe. A webpage with a small number of products and a little boilerplate copy (or no copy at all) is at risk from the next "core algorithm update"/"phantom"/Panda iteration.
On the subject of Panda, don't just list all your colour variants separately and expect it to look like a broader range of products – everything is likely to rank worse than before. It's fine to list slight product variations separately as long as precautions are taken (canonical tags being the most obvious).
I'd generally recommend sub-category level pages with fewer than 10 products are too thin to be sub-category pages on their own unless the products are extremely niche. Remember, you're not trying to convince Google you have a page worth ranking – you're trying to convince visitors that the variety on offer is interesting enough to spend some time with you. If you have 5 products in a niche, and everyone else has 2, you're probably going to win.
Regardless of the size of your inventory you should be using all available Schema.org markup. As per the patent referenced above (and by Bill) it's likely to become essential for brands with broad product ranges – and right now it's still an advantage for smaller brands as many huge retailers don't mark everything up.
Please, please, please have a site search strategy. If you're not paying attention to the results you're choosing to show your customers why do you care what Google shows so much?
The intention of the patent is to assess whether websites may be capable of answering questions. You can either wait until someone such as myself has a stab that this may be a factor in a "Phantom" update, or you can assess this yourself. Audit your website's internal search function.

redpajama_set_name: RedPajamaCommonCrawl


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One in Three Americans Own Guns; Culture a Factor, Study Finds
Obama: Gun Violence 'Far to Common Place' in US
Get breaking news alerts and special reports. The news and stories that matter, delivered weekday mornings.
June 29, 2015, 10:30 PM UTC / Updated June 29, 2015, 11:09 PM UTC
By Maggie Fox
A new study aimed at figuring out who owns gun in the United States and why suggests that about a third of Americans have at least one.
Most are white males over the age of 55, and a "gun culture" is closely linked with ownership, the team at Columbia University reports.
The study, published in the journal Injury Prevention, is one of several trying to pin down the number of gun owners in the United States. No agency keeps statistics on gun ownership and many pro-gun activists advocate keeping gun ownership private because of fears about potential future laws that might take guns away.
Bindu Kalesan, an assistant professor of epidemiology at Columbia, and colleagues surveyed 4,000 people. They asked them if they owned guns and also asked about attitudes toward gun ownership.
"One- third of Americans reported owning a gun, ranging from 5.2 percent in Delaware to 61.7 percent in Alaska."
"One-third of Americans reported owning a gun, ranging from 5.2 percent in Delaware to 61.7 percent in Alaska," they wrote in their report. "Gun ownership was 2.25 times greater among those reporting social gun culture than those who did not," they added.
In the Northeast, gun ownership rates ranged from 5.8 percent in Rhode Island to 28.8 percent in Vermont.
In the Midwest, rates ranged from 19.6 percent in Ohio to 47.9 percent in North Dakota. In the South and mid-Atlantic, rates ranged from 5.2 percent in Delaware to 57.9 percent in Arkansas. And in the West, California had the lowest rate of gun ownership at 20 percent, while nearly 62 percent of Alaskans said they had a gun.
It's not clear which comes first, a pro-gun culture or owning guns, they added. "Social gun culture was measured using four questions that assessed whether an individual's 'social circle thinks less of them if they did not own a gun', 'family thinks less of them not owning a gun', 'social life with family involves guns' and 'social life with friends involves guns'," they explained.
"In conclusion, we found (a) strong association between social gun culture and gun ownership. Gun cultures may need to be considered for public health strategies that aim to change gun ownership in the USA."
"We found strong association between social gun culture and gun ownership."
Many doctors and public health experts argue that gun ownership is a health question. It's not a popular view in the U.S., with powerful support for the right for individuals to have weapons. But groups such as the American Academy of Pediatrics have been speaking up, and the Obama administration has directed the Centers for Disease Control and Prevention to research gun injuries.
The pediatrics academy highlighted a report last year that showed 500 American children and teenagers die in hospitals every year from gunshot wounds, and other studies show suicide rates go up with access to guns.
Meet the next generation of US gun owners
And a controversial study released earlier this month by the Violence Policy Center used FBI data to show that 259 people used a gun to kill someone else in self-defense in 2012, compared to 8,342 criminal homicides involving a gun.
"Firearm violence in the USA continues to be a major public health concern," Kalesan's team wrote. "There is little question that the high prevalence of gun ownership in the USA contributes to the burden of firearm-related injury."
Different surveys find different rates of gun ownership.
A Harvard team found in 2004 that 38 percent of households reported owning at least one firearm.
The latest General Social Survey found that 32 percent of Americans either own a firearm themselves or live with someone who does.
Maggie Fox is a senior writer for NBC News and TODAY, covering health policy, science, medical treatments and disease.
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Mario fans may finally get to see their iconic character on the big screen, as Nintendo is reportedly planning to work an animated Super Mario Bros. movie. The Japanese gaming giant is expected to join hands with Illumination Entertainment, the studio behind Despicable Me, if both parties come to a mutual agreement regarding an ongoing deal.
Sources further suggest that both companies are on the verge of finalizing a deal that will bring the animated Super Mario Bros. movie to life. Also, Mario creator Shigeru Miyamoto is said to play in an integral role in making the movie.
That being said, Nintendo's past stints at making game-to-movie adaptations turned out rather disastrous. In 1993, the live-action Super Mario Bros. movie did attract a lot of top-shelf Hollywood studios, though met the same terrible fate as other movies inspired by video games. Since then, Nintendo has understandably refrained itself from the movie business.
"The most complicated issue in the negotiations between Illumination and Nintendo has been making the Japanese videogame company feel confident it will be involved enough in the creative process, said one person familiar with the matter.
However, an animated Super Mario Bros. could turn the tide in Nintendo's favor given Illumination's outstanding track record in making animated movies. The studio has given us successful movies like Despicable Me, Minions, and the Secret Life of Pets, which have earned them more than $ 5 billion in revenue at the global box office.
Key details about the project remain a closely guarded secret at the moment, but it appears we might finally see a Mario and Luigi on the big screen in the near future. As even Nintendo president, Tatsumi Kimishima also indicated earlier that the company is in talks with a few Hollywood studios to bring the cult character to the big screen.


Keeping that suntan going, or helping with your complexion, there are lots of reasons to use a sunbed. Call of Beauty has the latest sunbed technology, using pink "Callatan" collagen stimulating and tanning lights.
Courses are the most cost effective way of enjoying the benifits of the sunbed, booking is available or you can use the Sunbed on a walkin basis, and with onsite free car parking, its a really easy way to top up your tan.
From as little as 60p per minute!
We have the latest Ultrasun 8000 sunbed, fitted with pink Collagen Lamps. There are many studies that are being carried out on the effect of the light at 633nm. The use of sunbed can help boost the feeling of well being, as well as many medical conditions.
Collagenic light reaches the deepest layer of the skin, the dermis layer, and this is the place where the production of the collagen protein is activated and increased.
Research reports that your skin will feel smoother after taking collagen light sessions.
Different scientific studies mention that most subjects confirmed that their pores were decreased in size as one of the outcomes of the research.
Sunshine boosts levels of serotonin – the body's natural happy hormone. That is why we tend to feel happier and more energetic when the sun shines. Regular sun can slave off moderate depression and Seasonal Affective Disorder (SAD) – also called Winter Blues – which is a depression specifically caused by lack of sunlight. Exposure to natural sunlight is beneficial, particularly if combined with exercise, such as a walk in the park.
Bright light treatment results in a statistically significant reduction in depression. Bright light does help severely depressed people feel better, and it works faster than a standard treatment of drugs or psychotherapy.
Dr. Daniel F. Kripke, Professor of Psychiatry at the University of California, San Diego.
The renewal of the collagen cells production causes fine lines in the skin to disappear and wrinkles to become less visible.
Research studies show that red light is very effective for skin rejuvenation, but also for skin care including cellulites. By increased oxygenation and detoxification of the skin and because blood circulation goes up through the use of collagen light, your skin will be smoothened and cellulite will become less visible.
Red light at 633 nanometres increases the transfer of energy between your skin's light absorbing molecules. These activated molecules cause your skin to react by increasing the oxygenation and detoxification of the skin.
Due to the increase in collagen and elastin fibres, your skin will become more firm and also the skin's moisture retention will be increased.
Collagen light lightens age spots, sunspots and other discoloration of the skin. The color of your skin gets toned.
Due to all the benefits described above, Collagenic light causes your skin to restore its youthful radiance and appearance, which results in visible anti-aging. You will look and feel younger!
Due to the exposure to light, your body increases the hormone Serotonin. It is proven that this hormone will make you feel happy. Exposure to this bright light also helps against the Winter Blues.
The same Serotonin hormone suppresses your appetite. Therefore it can help to loss weight.
The warmth of the collagen lamps make muscles more flexible and are an aid for myalgia.
Your skin will have a better oxygenation and detoxification, mainly due to the energy that will be transferred through the cells in your skin. Research has proven that this also leads to a better blood circulation of your body.


To make it easier to insurers to service individual customers, the state would create a "connector" or "exchange" that would collect premiums and pass them on to the insurers.
When Pres. Truman proposed national health insurance in 1945, the AMA portrayed the idea as "socialized medicine." In a 1969 speech, I declared that the time had come for such a program, despite its unarguably high costs. I expanded these views of the American health care system in my 1972 book "In Critical Condition."
[Teddy Jr. was diagnosed with bone cancer & had one leg amputated.] In 1974, my resolute 12-year-old commenced a rigorous pattern: Every 3 weeks for 2 years, I would fly with Teddy from Washington to Boston, where he would endure 6 hours of lying nearly motionless in his hospital bed while a needle dripped medicine into his bloodstream. The entire process covered 3 days.
We negotiated long and hard in 1977 to compromise on a single-payer system and agree instead to support a plan built on our existing system of private insurance provided that coverage was mandatory and universal. I had personally supported single payer i the past and understood the benefits of it, but I also knew that it would be politically impossible to pass.
It was Ted Kennedy's influence quadrupled federal spending on cancer research back in the early 1970s; he who secured the funds for generations of scientists through the National Institutes of Health; and he who relentlessly expanded the federal role in paying for the health care of children, the poor, and the elderly. The dramatic infusions of cash had transformed health care in America, enabling research centers to devise new treatments for the deadliest of diseases.
Health care reform represented a steep learning curve for more than a few members of Congress. Given the volume of bills they are expected to vote on, most members focus on legislation related to their committee assignments and don't have time to learn the intricacies of every issue before the House or Senate. But I was surprised to encounter more than one Congressman who didn't know the difference between Medicare and Medicaid, both federally funded health insurance programs.
In early September 1994, it became clear that the president didn't have the votes even to get the health-care bill out of Senate committee. I warned Hillary that the failure to pass any health reform at all would seriously injure the administration in general and her reputation in particular. I suggested that she back a limited bill [such as] the Kennedy-Kassebaum bill that Congress passed late in 1996. Bob Dole had endorsed such a concept. I said that if the Clinton's backed the Dole bill as an alternative, Dole would be forced to support it since it was his bill, even though he was reluctant to pass anything at all that summer, hoping to use Clinton's failure to reform health care as a campaign issue.
In every era, society is confronted with the challenge of dealing with those who are disabled. All too often, out of fear and misunderstanding, the reaction is to shun those who are afflicted. Half a century ago, our response to the polio epidemic was to close swimming pools. Most recently, we have seen the impact of fear and misinformation in the treatment of people with AIDS.
In every case, science, public health and painful experience have shown that the appropriate reaction is not to fear or to isolate, but to reach out with assistance and support.
End government propaganda on Medicare bill.
Recently, the U.S. Department of Health and Human Services (HHS), through a public relations firm, distributed Video News Releases (VNRs) to numerous local television news stations across the country. These VNRs contain pre-scripted news story packages and B-Roll designed to influence local news station to run stories complimentary of the new Medicare law recently signed by President Bush. However, these VNRs may mislead many news stations because they do not identify that they are produced by the government. In addition, these materials are currently being evaluated to determine whether they are illegal "covert propaganda."
We urge you to immediately warn stations not to use these materials and pull any stories that use them.
These tapes can be identified as follows: Two English-language versions begin with B-Roll of video slides promoting the new Medicare law, followed by interview soundbites from Tommy Thompson, Secretary of the Department of Health and Human Services and Leslie Norwalk, Acting Deputy Administrator of the Centers for Medicare and Medicaid (CMS). Following these soundbites, a complete television news package is run, with a voice-over by a fictional reporter named "Karen Ryan." Following the news package, more B-Roll is provided, including scenes of President Bush's rally at the signing of the bill, scenes from a pharmacy and scenes of seniors playing table games.


I recently learnt that Extraan Orchid Park (previously marketed as Bloomberg Orchid Park) at Super Corridor is selling residential plots at Rs. 950 / SQ FT. However, upon doing a primary background check, I found out that there have been instances of fraud and a single piece of land was sold to multiple buyers. I confronted the agents and they assured me that all this is a past now and the new promoters are very transparent and have a good reputation. Moreover, they claim that since this project is approved by RERA, no one could carry any fraudulent activities now.
Does any have any suggestions on whether I should invest in this project?


text:
Sea Turtle and Dugong Conservation Project
Fifty years ago, the Andaman coastline of Southern Thailand, was a thriving nesting area for sea turtles. From December to March they laid their eggs in large numbers but now the situation has changed.
There are many reasons why the numbers of turtles have decreased. Over-fishing in the seas leads to the capture of many females preparing to nest. Over-development along the coastline, due to Thailand's increasing popularity as a holiday destination, is reducing the availability of nesting habitat. In addition, when a turtle manages to get past the fishing boats and find a suitable beach, the eggs are often collected and sold in markets.
In 2003 WARF established the Sea Turtle Conservation Project at Baan Talae Nork, in the Ranong Province of Thailand. Baan Talae Nork is a small, traditional fishing village, untouched by tourism, with 6km of pristine beach that was, until recently, a popular nesting area for turtles. However, in the 2002-2003 nesting season just three nests were found. The Sea Turtle Conservation Project aims to reduce threats to turtles along coastal beaches, before they disappear from the area altogether. The project's main goals are to monitor the beach for turtle nests, engage in local conservation education, and help with data collection. Working with the Ranong Coastal Resources Research Station, the project also looks after a number of turtles in captivity, and aims to release the turtles back into the sea where possible.
Nest found on Long Beach
In 2005-2006, we could protect 2 out of 5 nest found. The first nest that was protected (laid January 3rd) hatched after 63 days on March 7th at 3.15am. 85 hatchlings emerged in 3 batches, with a final hatchling hauled from the bottom of the nest after the nest was excavated. It was a very impressive hatchling success rate of 86 %. The second nest that was protected (laid January 12th) hatched after 59 days during the day on March 12th. This season (2006-2007) the project will be monitoring over 16km of beach to determine nesting turtle population and protect nests from poaching and predation. Mainly Leatherback turtles are thought to nest here. (see nesting beach map for more detail)
In 2007, due to the increasing threats to dugongs, WARF added another aspect to the existing project, creating the Sea Turtle and Dugong Research, Education and Conservation Project. The newly modified project now seeks to foster, promote, and support scientific research related to dugongs as well as sea turtles, with a focus on populations in Thailand where resources are currently limited. The project intends to facilitate meaningful exchange of information among scientists, students, regulatory agencies, NGOs, and concerned citizens. It will promote effective communication about science and conservation to diverse audiences in order to increase awareness. Within the community, the aim is to support conservation efforts by local people in Thailand and to provide scientific data to local decision makers concerned with dugong and sea turtle conservation.
When not working on turtle and dugong duties, volunteers help with the daily operations in the Wild Animal Rescue and Education Centre (WARED) . The WARED also houses gibbons and macaques. There are many reasons why they come to be here but usually it's because they were mistreated in captivity. Many of them come here with no experience of interacting with their own species so WARF keeps them in as natural an environment as possible in the hope of changing that.
If you are interested in joining the Turtle Conservation Project as a volunteer please fill out the application form and letter of motivation. The majority of the work for the turtle project takes place between December and March.
WARF is actively involved in conservation awareness among the local communities and volunteers are encouraged to get involved. We have a good relationship within the village, many of the workers here are from the area, and we hope to build on this as community involvement is vital if this project is to succeed. As this project is both very busy and still in the developing stages. We encourage volunteers to take the initiative - so there is lots of room to make your mark!
Research Objectives:
Work with local communities, mark and record the location of all nests and turtles seen along the coast of Baan Talae Nork .
Protect nesting sites, if found, by close beach monitoring during the breeding season.
Take steps to reduce the threat of sea turtle disappearance in the area by creating tools to assess the impact of fisheries, coastal development, and poaching on turtle populations.
Expand educational programs aimed at schools, local people, and tourists about conservation issues.
Encourage sound and professional scientific research related to dugong and sea turtle populations by providing feedback, support, and possible funding advice.
Support international network of existing dugong and sea turtle researchers; provide a platform for the international exchange of ideas and information, accessible via the Internet
Promote inter-cultural exchange and foster enduring collaborative relationships between host countries and researchers
Provide internship opportunities for students and volunteers from both host and visiting countries; encourage respect for and consideration of the local knowledge in each study area, e.g. students, teachers, fishermen, tour operators, non-governmental organizations (NGOs), governmental agencies
Education Objectives:
Provide educational materials suitable for science programs at multiple educational levels, including higher education
Coordinate presentation of information about research projects, in a format suitable for distribution via ongoing outreach programs.
Encourage mutual respect for diverse perspectives, in a manner that enhances awareness, knowledge, and evaluation of all WARF projects
Conservation Objectives:
Facilitate information transfer from researchers to regulatory agencies in a manner that is both timely and in a format suitable to meet decision-making needs
Incorporate the information and implementation needs of regulatory agencies and in the design of research projects
Enhance awareness, knowledge, and use of collaborative problem-solving approaches to management of conflicts related to conservation of dugong, sea turtles and their aquatic habitats
Commitment to low environmental impact in research design with a focus of contributing to conservation of the subject and its environment
Significance of Project:
WARF's Sea Turtle and Dugong Conservation Project has been set-up to monitor the presence of threatened sea turtle and Dugong populations with a long-term aim to increase numbers in the area.
Setting up the Project in the heart of Baan Talae Nork was no accident. By doing this WARF aims to become part of the community. With a long-term plan to target all sections of the community, WARF wants to increase knowledge and generate local understanding of the value of nature and its conservation. By setting up a formulated educational programme - seminars for adults, working with the chiefs of the villages and local schools - WARF hopes to get the community actively involved in the protection of turtles and nesting sites. WARF's Wild Animal and Education Centre, already established at Baan Talae Nork, will form a focal point where both local people and tourists are welcome to come and learn.
In the long-term WARF hopes that, by getting local people involved, poaching sea turtle eggs in the area will become a thing of the past. As more local people take a closer interest in conservation, the role that WARF plays will decrease and the environment will benefit. The long-term idea is for conservation efforts to spread further afield.
Living in Unseen Thailand - The Ranong Biosphere Reserve:
The Sea Turtle and Dugong Conservation Project will take place within the Ranong Biosphere Reserve. Its natural resources are of great importance to the local people, many of whom are totally dependent on the forests and marine areas for their livelihoods. The Ranong Biosphere Reserve's natural resources are also of great importance for protecting the coast and providing a habitat for Thailand's wildlife.
The Ranong Biosphere Reserve incorporates a large proportion of Ranong's mangrove forests. These flow in the soft muddy soils of the Kra-buri River delta, on the border of Thailand and neighbouring Myanmar. Ranong's mangrove forests are the largest concentration remaining in Thailand and one of the most extensive in the Indo-Pacific region. The mangrove forests found in the reserve are mainly secondary forest which had been previously harvested for the production of charcoal; formerly a major industry in the area. The remaining virgin old growth forest is now reserved for research.
Help is needed!...If you would like to contribute to this project in any way you may use the on-line donation form, check out our volunteer pages, or simply contact us for more information.
Taking Action for Turtles
Sea turtle are regarded by many as a valuable money-making tool. They are used for food, for cosmetics and their shells used for personal items such as buttons and jewellery. If sea turtles are to survive this trade must cease. You can do your bit to help the sea turtles' plight:
How you can help to save the sea turtles!
Everyone in their own way can contribute to saving sea turtles in Thailand and worldwide by doing or not doing the following:
� Never disturb a sea turtle that is crawling to or from the sea!
� Once a sea turtle has begun nesting, observe her only from a distance. Do not disturb her.
� Never attempt to ride a sea turtle!
� Do not shine lights in sea turtles eyes or take flash photography.
� Avoid or reduce beach lighting at night.
� Avoid noise at nesting beaches during night.
� Keep our beaches and oceans clean. Don't litter on the beach and don't throw waste into the ocean. Take your trash back home and collect garbage that you find on the beach and dispose it accordingly.
� Don't drive with vehicles on nesting beaches.
� Never buy turtle products. Don't eat turtle eggs and meat.
� Only eat fish that is caught sustainably.
� Raise money for conservation projects such as the Sea Turtle Conservation and Wildlife Sanctuary Project in Baan Talae Nork. � Lobby your government asking them to take more pro-active action in protecting sea turtles, including the installation of Turtle Exclusion Devices (TEDs) on commercial fishing nets.
� Become a volunteer at a sea turtle conservation project - there are many similar projects worldwide.
� Tell your friends and family about what you have learned about sea turtles and motivate them to help saving these animals.
� Tell the project team about sea turtles you have seen around the area, how many you have seen and where they have been.
Report from Previous Season
Volunteer Opportunity Volunteer Booking form
Handbook for Volunteers 2007 Monthly Summary
Beach Patrolled Map The IOSEA Marine Turtle MOU
2005-2006 Nest Point Map Baan Talae Nork Info


NASHVILLE, Tenn. (AP) Robert Hubbs III figured the Vanderbilt Commodores would try to defend against a 3-pointer at the end of regulation. So Tennessee's sophomore guard just took the ball all the way to the basket.
He banked in a layup that beat the buzzer and forced overtime.
Then Kevin Punter hit two free throws with 1:18 left in overtime, giving Tennessee the lead for good as the Volunteers rallied and beat Vanderbilt 76-73 Wednesday night.
With the win, the Volunteers (14-9, 6-5 Southeastern Conference) snapped a two-game skid and finally showed they can close out an opponent after they failed to tie or take the lead in the final minute in their last three losses. This time, they trailed 65-60 with 16.4 seconds left in regulation before Hubbs dribbled up-court and banked in a bucket that forced overtime.
Then Josh Richardson opened overtime with a 3-pointer capping a 10-2 spurt by Tennessee.
Vanderbilt (13-11, 3-8 SEC) missed its chance at a third straight win, going 3 of 6 at the free throw line in the final seconds of regulation. They also led 73-72 with 1:57 left in overtime after a layup by James Siakam but didn't score again. Riley LaChance had one final chance to force a second overtime, but his 3 hit off the backboard in the final seconds.
Richardson finished with 27 points. Armani Moore added 13 points, Derek Reese tied his career-high with 12 points, and Punter had 10.
Damian Jones led Vanderbilt with 16 points. Siakam had 14 and Jeff Roberson added 12.
Only 181 miles separate these in-state rivals, and Tennessee's first-year coach did his part by wearing the orange blazer made famous by the late Ray Mears. The Commodores wore the ''Our State'' T-shirts handed out to the student section in pregame warmups.
This game lived up to the rivalry as neither team led by more than six points. They swapped the lead 15 times overall, and Tennessee closed the half on an 8-2 run for a 35-32 lead at the break.
SHOOTING WOES: Vanderbilt hit its first five 3-pointers to open the game, then the Commodores hit only one of their final 12 attempts. LaChance was 1 of 7 beyond the arc. The Commodores had a big advantage at the free throw line (17 of 30) compared to Tennessee (10 of 13) but couldn't hit when it mattered most. Vanderbilt also outshot Tennessee 49 percent to 47.5 percent and had a 35-29 edge in rebounds.
OWN GOAL: Richardson wound up tipping in a basket for Vanderbilt with 3:33 left in regulation trying to rebound the ball after a missed free throw.
Tennessee came in having forced at least 18 turnovers in four straight games, and the Volunteers lead the SEC averaging 7.8 steals per game. They forced 16. ... The Vols improved to 10-1 when leading at the half.
Vanderbilt played without starting guard Shelton Mitchell for a second straight game because of a concussion suffered in practice last week. ... With their instate rival in the building, the Commodores had a season-high 11,892 in attendance. ... Vandy now has five losses by three points.


text:
What is a banker worth?
by Tom Chatfield	/ February 26, 2009 / Leave a comment
Been living in a banker's paradise?
So long as the good times rolled, argues Michael Prest in an essay for our latest edition, most people didn't complain that a banker got paid 100 times more than a nurse. At least, there was a grudging consensus that this set-up "worked," in that bankers were out there creating credit and driving the economy onwards and upwards—and were paying a hefty amount of tax into the national purse in the process. Hindsight now suggests something rather different: that that which seemed ridiculous, was ridiculous. The system didn't work. The bankers didn't work. So, what should we do now—and what should, or shouldn't, people within the banking industry actually be able or allowed to earn in the first place?
Part of the problem, Prest argues, is the incentive-distorting phenomenon of banker bonuses, which are addressed in a separate short essay by a former head of strategy at an investment bank. But there is also a larger philosophical question at stake: can and should we bring an end to the era of "vertiginous pay"—and, if we do, what might replace it? Let us know your own thoughts below.
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6190284715e2671ff720660.59081442
Johnson interview: how the BBC failed to uphold robust journalistic practice
Roger Mosey / December 2, 2019
Consent for the licence fee depends on showing integrity in tough times, says a former...
The Bolter
The simple fact is that the city are a pack of hounds ( sadly , as rumour has it , sometimes perverted by cocaine ) keenly following the scent to success laid by the cunning snake oil salesmen who, by copying the dreaded "numbers not people" one-size-fits-all template of American firms such as MacKinsey & Co, first introduced the smoke & mirrors of market research / business / management / financial PR consultancy culture to an unsuspecting British Isles during the late 1970's Because most of it is 'spin ', calculating the long-term effects for those companies ' man conned ' into following the "target" and "focus group" poppycock of these expensive reviews ; suffice to say, many are now going bust The government are using Sir Fred Goodwin as a PR exercise ( signature Mandleson ) to avert attention not just from the financial crisis but more importantly from their own truly disgusting habit of pilfering tax-payers hard-earned money to fund their property portfolios whilst pretending to be caring socialists ( We've yet to meet a socialist not residing in rented accommodation on a social housing estate on a full-time basis , risking only public services and public transport, who is anything but a complete fraud ; can anyone tell us why Tony Blair was dancing at the Mayfair nightclub, Annabels, as Gaza burned on New Year's Eve ? ) Founder of one such business consultancy, SRU Ltd, Got-rich-quick former HBOS chair Lord Dennis Stevenson ( former employer of Mandelson knighted for his firms pivotal role in helping Tony Blair & Gordon Brown pick the locks to Downing Street ; now chairman of the House of Lord's Appointment Committee - easing who can and who cannot get in ) whose media interests alone might be enough to have him up in front of a less corrupted competition commission, will have been by far the most experienced and qualified businessman to fully understand the bad business model culture ( utilised world-wide - hence global crisis ) and therefore, it could be argued, worthier of intelligent media analysis than Sir Fred, who probably feels this appalling government do not deserve his money ( which anyway seems mere when compared to, say, the BBC salary of Jonathan Ross ) Meantime , since the National Office of Statistics ( not to mention Prospect ) has irrefutable evidence proving New Labour are the least trustworthy group to have their Fagin-like fingers in the public purse since the Sheriff of Nottingham, one happy ending for the RBS tale would be for Sir Fred to stick to his principles and donate his pension pot to a charity, such as the Prince's Trust, which really does help Britain's most deprived young people, with a track-record to prove it
roger salty
If anything the current crisis has reminded us how critical banks and bankers are to our lives. The question is: How do we re-establish a banking industry that sustainably serves the broader economic interests of all. The revelation of how acutely self serving the culture of bankers and banking has become has come as a shock to many. However having worked my whole life in the city I know that the majority of those I have worked with understood they were there to extract as much money as they could for themselves as quickly as possible. We knew we offered less to society than a surgeon or an architect. We even new we offered pretty low value for money to shareholders and clients- but that was never the point- Even though we did work hard, loosely structured performance related remuneration allowed us to secure frankly ridiculous amounts of money to do pretty average work. I have always found it surprising that people ever lapped up the idea that we should receive extra money for just doing our job properly. Also, as we all knew, superior returns were more often than not based on a)good fortune, b)under pricing of risk and c)simply being around during one of the longest periods of economic growth in global history. Find me those superior returns now that risk is being repriced and we have global recession- perhaps revealingly we are now left solely reliant on our skill and good fortune, and its not a pretty picture. What is perhaps more astounding is that it has only been since the government has arrived as a majority shareholder that anyone has thought to challenge the idea that we should keep getting healthy bonuses even if we are losing money on a grand scale. It very much illustrates how shareholders have totally lost control of the companies they own to their executives. As new governmental owners make moves to re-establish shareholder control the range of bizarre executives responses have only gone to reveal just how over-extended their collective sense of entitlement has become. Frighteningly -if anything- the media underplays the level of hubris amongst mid to upper management. It is not a secret that some very well remunerated managers in government bailed out banks have been threatening to walk while actively leaving chaos in their wake, unless they get a substantial bonus. The argument being that these remuneration levels are low relative to the sums at stake. I think in Chicago in the 20s they used to call this kind of racket a 'Shake-down'. The sooner this disastrously damaging culture is broken, and errant managers and executives are brought to heal or shown the door, the sooner we might feel more optimistic about a achieving a banking industry that serves our broader economic interest. Tighter regulation will help restrain the worst excesses, however it will never establish a change of attitude. Besides the city is rightly confident it will always manage to be a couple of steps ahead of the regulators. Ironically Thatcher very clearly showed us what needs to be done when those working within a whole economic sector form a self interested cabal that threatens our wider economic interests. - You make it very clear to them that if they do not quickly adjust to the new status quo they will not survive. - Encourage the introduction of new entrants who offer better value for money, and a more sympathetic business culture. - Help re-establish strong active shareholder control. It will then just be up to individual bankers to decide whether they really do just want to walk away. I would suggest our banking industry would be well rid of those who do.
Tom Chatfield
Tom Chatfield is an associate editor at Prospect. His latest book is "How to Thrive in a Digital Age" (Pan Macmillan)
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Martin Amis's 1982 space invasion


The pharmaceutical industry in India ranks 3rd in the world in terms of volume and 14th in terms of value according to Department of Pharmaceuticals, Ministry of Chemicals and Fertilizers. Indian drugs are exported to more than 200 countries in the world, with the U.S. as the key market. Generic drugs account for 20% of global exports in terms of volume, making the country the largest provider of generic medicines globally and expected to expand even further in coming years.
In addition, we have discussed the TDS provisions and DTAA guidelines.


Earlier this year I visited Rocky Mountain House to photograph the wedding of Jeff and Natalie. The day I arrived it was fairly warm with no snow on the ground and later on in the day we could feel the cold moving in. It was a good thing that their outdoor tent the evening before the wedding had heaters. Though, I'm not sure it would have stopped everyone from having a great time if it didn't. This is one fun, connected family group.
Overnight a crazy blizzard blew in to blanket everything with a dusting of snow. Not the day that was planned but a beautiful wintery wedding nonetheless. Thankfully the wind stopped blowing and the sun started to shine. Natalie, Jeff and their families were really really wonderful. So welcoming and easy going. It was a pleasure to be there and an experience I'll remember for a long time.
The experience was made even more wonderful because I was alongside my friend Michelle Loewen from Victoria whom I don't get to see often enough! You can have a peek at her images from the day here.
Jenelle - I love the photo thru the car window but really they are all such wonderful and beautiful images! How fun to spend the day photographing with Michelle L too!!


text:
The Rebound Tampa Bay
Quick links... Coronavirus Latest Coronavirus Tracker The Rebound Tampa Bay
Local parents concerned CDC guidelines make kids more vulnerable
Freedom and no mask: that's the reward for those who are fully vaccinated, according to the new coronavirus guidelines from the Centers for Disease Control and Prevention (CDC). But, what about kids younger than 12? Parents are worried because there's no vaccine for those kids yet.
By: JJ Burton
TAMPA, Fla. — Freedom and no mask: that's the reward for those who are fully vaccinated, according to the new coronavirus guidelines from the Centers for Disease Control and Prevention (CDC).
Director Rochelle Walensky said she based her decision on science and the fact that kids 12 and older can now get the vaccine.
But, what about kids younger than 12? Parents are worried because there's no vaccine for those kids yet.
"There's some level of concern," Dr. David Berger, of Wholistic Pediatrics and Family Care, said. "But we know children are the least likely to get sick at all. There are rare cases of that."
Dr. Berger said it's good for parents to be cautious, but it's safe for kids to go outside without a mask. It's always safe to wear a mask indoors, though.
"That's what we do," said Ana Quintero.
Quintero and her 3-year-old son had a playdate with a few friends in the parking Tuesday morning.
"He wants to come to the park all the time," she said.
Her son isn't old enough for the vaccine. She said he doesn't like wearing the mask, but he has gotten used to wearing one in public buildings, like a grocery store.
"I feel safe outside."
But, with only 40% of Americans fully vaccinated, some local parents are questioning the safety of summer camps.
RECOMMENDED: LIST: Tampa Bay area summer camps
"It comes back to what are the leaders of the camp doing? What are their policies? How are they educating and training their staff," said Dr. Berger.
Most of the local camps are keeping their current COVID-19 guidelines. For places like the YMCA and Largo's summer camp, masks are optional indoors, and kids don't have to wear them outside.
Employees will go through COVID-19 training. Campers in Largo will be required to wear masks on bus field trips. Most camps also plan to follow similar quarantine protocols local schools have in place.
"That seems very wise," said Dr. Berger.
As for summer vacations, doctors say it's safe for unvaccinated kids to travel, but do your research first and make sure you follow the rules. For example, you still have to wear masks to fly, take a train or cruise.
RECOMMENDED: LIST: Which Florida theme parks still require masks?
Global Coronavirus Tracker:
See map here


Nedcargo and our customers make important decisions every day which are based on the data provided by the Trimble solution.
Nedcargo dispatches 200 vehicles daily to supply the retail and catering sector with food and beverages, such as beer, wine and spirits. On an annual basis, about 1.4 million pallets and roll containers find their way towards more than 6,000 addresses in the Netherlands and Belgium. The products are distributed from six warehouses located in Waddinxveen, Haaften, Zoetermeer, Soesterberg and Nederasselt, where there are warehouses with products from well-known food and beverage producers.
Data reliability plays a crucial role in Nedcargo's operation. All trucks, from LHVs to box trucks, are equipped with Truck4U and FleetXPS. Together, these solutions from Trimble provide all the functionality which one can expect of an innovative on-board computer. "Nedcargo and our customers make important decisions every day which are based on the data provided by these solutions. Truck4U and FleetXPS provide us with real-time insight into our fleet and real-time feedback when shipments are delivered," says Mook.
Truck4U is an on-board unit integrated as a black box into the 85 trucks owned by Nedcargo. This unit is connected with the tachograph and the CANbus of the vehicles and supplies the logistics service provider with remote download of tachograph and engine management data, and also with real-time insight into driving and rest times, driving behaviour and fuel consumption.
FleetXPS is a mobile unit used by drivers to execute the planned routes and register their working hours. Drivers also use the mobile unit to scan the delivered pallets and roll containers or take photographs to document any damage due to transport. Of the 85 trucks, 70 are equipped with the FleetXPS hardware from Trimble. The 15 other vehicles use the FleetXPS App which runs on any device with an Android platform.
The regular charters we call on every day also use the FleetXPS app. This means they can bring their own device and don't have to invest in our hardware, while we still receive accurate trip data and are able to monitor trip times.
The investment in the Trimble solutions came after dissatisfaction with the previous non-Trimble on-board computer solution.
Trimble currently offers the best solution to meet our needs. Trimble's technology combines all the features of a mobile application and the data reliability of an on-board computer.
"We looked for a new telematics solution with proven technology to improve our track and trace functionality and to track the position of our trucks in real-time. Trimble currently offers the best solution to meet our needs. Trimble's technology combines all the features of a mobile application and the data reliability of an on-board computer. In addition, the Trimble solutions integrate with our LogicWay payroll software that we use," explains Mook.
It took only three weeks to install Truck4u and FleetXPS in the 85 trucks of Nedcargo. "The implementation speed illustrates that Trimble has the right technical expertise and that they paid attention to our processes," says Mook.
With Trimble's solutions, the drivers are happy with the user-friendly, intuitive design of FleetXPS. The photographs they take of damaged shipments or material are automatically linked to the correct file and shared with the fleet managers. If the drivers scan the pallets or roll containers at delivery, customers can be immediately informed. In the back-office, planners have more control over the operation, and the atmosphere is calmer.
Nedcargo provides storage and distribution for food and beverage producers throughout the Benelux. The logistics service provider has six warehouses at five locations for this, from where 1.4 million pallets and roll containers are delivered annually to retail and catering companies. Nedcargo currently employs 400 people, spread over 12 operating companies.


Setting up Wireless 802.1x with Windows Server 2008 and NPS » Blog Archive » JADOTA – Just Another Day Of The Admin!
Setting up a more advanced Wireless network within a business, school or other large organization network quickly brings you to use 802.1x for security reasons, allowing you to connect to a LDAP, RADIUS or Active Directory (AD) service. My brand new wireless network, consisting of a Ruckus ZoneDirector 1006 and five Ruckus 7363 Access Points was going to be connected to our Windows 2008 Server using Network Policy Services (NPS). Users connecting to this network have to be registered in the AD and be able to use that account to connect to the Wireless network. I know PSK/Certificate based solutions are offered too, even with the Ruckus product itself, but this is what we decided upon.
48 hours later… The Ruckus Wireless unit is performing even better then expected, offering it's moneys worth. But getting the setup to authenticate against my NPS setup seems an impossible task. Logging is insufficient to get a grasp of the exact problem: Why could users not authenticate their wireless connection using their AD accounts? Immediate disconnects, waiting to authenticate,Authentication failed. Documents with too much detail passed my workspace, eventlogs were reread and analyzed and Google was asked for advice to many times.
72 hours later… Frustration is getting the better of me. I have installed RADIUS Test Clients to see if authentication is working as expected (and it did), IAS Log Viewer from Deepsoft was used to debug the NPS logs… Until i found this article on Mat's Techblog – Securing Wireless Networks with Windows Server 2008 and NPS.
Worked like a charm!!! Well written and without unnecessary information. Followed it to the letter and got the setup working in under 10 minutes. Great job!
In this post I'm going to go through the process of securing your wireless network using Windows Server 2008 and the NPS (Network Policy Services) role from start to finish.
Previously, I was using Windows Server 2003 with IAS (Internet Authentication Services) to secure my wireless network, until I recently upgraded all of my servers to Windows Server 2008 – By the way, NPS is the new version and name for IAS.
You can run NPS, AD DS and AD CS on the same machine if you want to, but I wouldn't recommend it (personally, I prefer to keep my domain controllers running only AD DS).
I'm not going to go through the process of installing AD DS as it's a little out of scope for this post, so we'll start from having an established domain, and a clean install of Windows Server 2008 on which we will install AD CS and NPS.
Run through the rest of the wizard, making any changes you may wish to, otherwise just leave the defaults as they are appropriate (I changed the CA Common Name to the name of the server, as I think it's cleaner) – Note that there is a warning at the end of the wizard, stating that the name of this server cannot be changed after installing the AD CS role.
Restart the Network Policy Server service.
If you expand the Policies node now, you'll see that the wizard has created a Connection Request Policy and a Network Policy containing the appropriate settings to authenticate your wireless connection – These individual policies can obviously be created manually, but the wizard is an easier method.
Save the policy and then restart the Network Policy Server service.
Save your settings and restart the access point.
Now your access point should be configured to talk to your NPS server, so all that is left is to configure your clients to connect – The recommended way of doing this, would be to use Group Policy, but the instructions below are for configuring a Windows Vista client – You can easily replicate these actions in a Group Policy under the Security node.
It will take a short while to set up the profile and then connect successfully.
You can also check the box Do not prompt user to authorize new servers or trusted certification authorities in order to improve the user's experience.
If your having trouble with your connection, there are a few places you can look to troubleshoot, namely – Local client event logs, the NPS log file which lives in C:WindowsSystem32logfiles and most importantly the Security event logs of the NPS server which contains detailed information about access successes and failures.
I have a forest setup 9 Windows 2008 R2 severs in several remote locations. We have deployed wifi in all these locations plus 20 other sites without domains.
1) Do I need to set up Active Directory Certificate Services and Network Policy and Access Services; at each location?
3) does the client computer have to be a member of the domain?
You need but one CA in your network. If you have two or more AD servers, i would install the NPS on both and set up a redundant system of some sort. It depends on the wireless equipment you use. I can designate the server(s) to use for authentication. If your wireless device(s) can too, you should be able to use one central NPS for all locations.
The wireless client does not need top to be member of the domain. You just need an account that is part of the domain to authenticate, whether you use a Windows or Mac computer, Smartphone or tablet.
I do not have – Follow the wizard, choosing Computer for the certificate type and then click the Enroll button, then close MMC; can anyone assist in this regard.


Sara Cobb, Vice President for Education for Lilly Endowment, Inc., was at a banquet for the Lilly Endowment Community Scholarship Program when she knew she had chosen the right career path. The Lilly scholarships provide tuition and other expenses for Indiana high school students to attend an Indiana college or university of their choice, and the banquet brought together the scholarship recipients, their parents or guardians, a high school mentor from each student's career, representatives from local community foundations, and the presidents of Indiana's higher education institutions.
I loved getting a cup of coffee in the Purdue Memorial Union and then walking across the mall to class. The faculty members I had were inspiring, thought-provoking, and very engaging. And the coffee was delicious!
I couldn't narrow it down—I have two: family and hope.
The Grand Tetons, for two reasons. First, I traveled there with my family, and we're very close. Second, the mountains are very majestic, but very fragile—which is a juxtaposition I find very interesting. They are mountainous and soar to over 13,000 feet, but they're a lot of sand and loose rock, so care must be taken when you're climbing and hiking. I love visiting all of our nation's parks; the photo above was taken in Death Valley National Park in April of this year.
To live every day with joy, and to be kind to all in everything I do. It's a little hokey, but it's who I am. Being kind while having to deliver unfortunate or discouraging news is a real balance and a real challenge. To be able to do so while allowing people to maintain their own personal stature and well-being and dignity is really important to me. People spend a lot of time and passion in working for their causes, and no matter whether those causes fit within our scope of guidelines or philanthropy, the people I meet with should feel appreciated when they leave, whether the answer is yes or no. I feel really strongly about that. I also have a strong faith, and I think that helps keep me grounded and focused, and allows me to be helpful in ways that might cause others to benefit from kindness and care.
Jesus would be my number one. I also really look up to my father. I learned about one of the other people I admire from one of the best books I've read: Truman, by David McCullough. I grew to appreciate Truman's leadership style, his commitment to being the last one standing, by his phrase, "The buck stops here." I really admire that quality in leaders.


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Linkin Park Announce New Live Album 'ONE MORE LIGHT LIVE' Releasing December 15th
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dutchsoldier Well-Known Member
dutchsoldier, Dec 1, 2017
Yey! Just woke up to the release of Sharp Edges delivered in my mailbox..
Annnnddd it seems to be from the show in Amsterdam Great!!! I loved the conversation in the end that show. It reminds me of the look on Chesters face while playing this right in front of us. It was also so inspiring for me as a beginner guitarist.
This album is turning in something quite important.
Modern Guitar God likes this.
Narc85, Dec 2, 2017
Oh man, what is with the metallic tapping sound happening in the background between the 20-30 second or so mark at the beginning of the song... could they not have removed it or used another performance of the song? Just find it really distracting, and once you've heard it, you can't unhear it
Benny_ Active Member
Benny_, Dec 4, 2017
Watched on youtube the last show in Birmingham. ...very sad
StrictlyJohnD Go Texans & Rockets!
StrictlyJohnD, Dec 15, 2017
It's one of my saved albums on my Spotify.
Meteorain Well-Known Member
Meteorain, Dec 28, 2017
Astat said: ↑
Yeah it's the photo that was used in a lot of the tour promos. It also happens to be a photo from the Hunting Party tour 2-3 years ago. Mike is featured way more prominently than Chester in it, there's a random security guard with half a head in it that's super distracting...it's fine as a generic live photo for promotional purposes. For an album cover on a release that's intended to honor Chester, it falls waaaaaaay short. Particularly when this now-iconic photo is a thing:
I can see your perspective, but I'm not on board with it. This seems over-thought by those having a problem with it, or looking for more from this cover, and this coming from a guy who overthinks all the time.
There's a certain virtue in paying respects by way of 'business as usual' mentality. Chester seemed like the kind of guy who wouldn't want things done specially for him, even in matters like this. Carrying on with a possibly standard live tour shot actually seems fitting in this regard. I don't disagree that I could do without that security guard, but I don't think it's an actual problem.
Mike may be more in the foreground, but I disagree that he's 'featured way more prominently'. You still see pretty much all of Chester, his face, his passion in singing, and nothing important to convey on him or his body is cut off.
Lastly, that now-iconic photo you mentioned, is the back cover image. I'd say that suffices.
So I disagree that this 'falls short' in honouring Chester. It does its job. This is the tour poster I saw posted at the Budweiser Stage venue in Toronto, where their show on August 8th was to be held, so to me it's very much a One More Light tour promo poster, and that's the content this album is delivering.
Sometimes there's something to be said for simplicity or subtlety, and not trying to do too much, in this case trying to find a grand or specified cover, when really what matters most is the music, and the music delivers the experience of Chester and the 5 others on tour. It would be one thing if they forgot about him or paid no attention at all to the cover art, but I don't feel that's the case here, at all. I also think the circular sticker on the front, attached to the outer plastic wrapping on the CD, was a nice touch.
Modern Guitar God and IronDust71 like this.
Jamtia Member
Jamtia, Dec 31, 2017
Love the album!
Derek LPAssociation.com Administrator LPA Administrator
Derek, Jan 11, 2018
Meteorain said: ↑
Bit late in replying but I agree with everything you said here. Chester was never the kind of guy who wanted all the attention on himself. He never seemed to want to be seen as the 'front man' and was even a key component in pushing Mike to sing more on records. Having his face plastered on the front with all the other band members ignored, on a 'Linkin Park' album would fly in the face of that. I feel like the band even did it tastefully with the tribute concert, as even though it was for Chester, they went great lengths to make it feel like a Linkin Park show instead of just a memorial...and I think Chester would've appreciated that.
Mark Canadian Beauty LPA Administrator
Mark, Jan 11, 2018
Still listening to this album a month later. Usually doesn't happen with live albums.
The Joesen One likes this.


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Fox News Flash
Kevin McCarthy on Operation Legend: 'It's a responsibility that we bring safety back to America'
The House Minority Leader denies claims the anti-crime plan is a 'political stunt'
By Julia Musto | Fox News
Kevin McCarthy: It's 'astonishing' Democrats won't protect their cities, back their law enforcement
House Minority Leader Kevin McCarthy told 'Fox & Friends' the administration is using Operation Legend as an opportunity to 'bring law and order and justice back to America'
While President Trump may be better off politically by allowing chaos to unfold on American streets, he "cares too much" about the safety and security of his people to do so, House Minority Leader Kevin McCarthy, R-Calif., said Thursday.
In an interview on "Fox & Friends," McCarthy said that was the reason Operation Legend was devised in the first place, citing the death of a 4-year-old boy -- LeGend Taliferro -- who was killed in his sleep in Kansas City, Mo., at the end of June.
TRUMP TO 'SURGE' FEDERAL AGENTS TO CHICAGO, OTHER CITIES, AMID SPIKE IN VIOLENT CRIME
The California Republican denied Democratic Chicago Mayor Lori Lightfoot's claims the federal anti-crime initiative was a "political stunt."
"What a political stunt is that is shocking and astonishing to me is that Democrats continue to shrug their shoulders and just say people will do what people do," he said. "This is an opportunity to bring law and order and justice back to America."
The lawmaker said that people who live in autonomous protest zones "cry" for the idea of justice, freedom, security and safety.
"It's unfortunate that the president has to do what he's doing. Why have we gone so far?" he asked. "That these mayors, their political beliefs are so great...they'll allow weekend after weekend young children to be murdered upon numbers that are astonishing for this nation. That they wouldn't work with the federal government to bring security and safety back to their own streets."
Mayor Ted Wheeler speaks to people gathered in downtown Portland, Ore., Wednesday, July 22, 2020. Wheeler faced a hostile crowd of protesters, who screamed at and sharply questioned him as he tried to rally demonstrators who have clashed repeatedly with federal agents sent in by President Donald Trump to quell ongoing unrest in the city. (AP Photo/Gillian Flaccus)
Violent crime has spiked across the country amidst the COVID-19 pandemic and protests over the death of George Floyd while in police custody.
Lightfoot's city of Chicago is currently experiencing yet another spate of deadly gun violence. A shooting at a funeral home earlier this week left 14 people injured and followed a weekend that saw 10 people killed and 60 people injured due to gun violence.
Operation Legend will deploy hundreds of federal agents -- from the FBI, U.S. Marshals Service, and other agencies partnering with local law enforcement -- to help combat Chicago's crime wave. In addition, a "surge" of officers will head to Albuquerque, N.M. There is already a federal presence in Portland, Ore., and Kansas City.
"This bloodshed must end," President Trump told reporters on Wednesday. "This bloodshed will end."
McCarthy said he was astonished by the response of liberal politicians in cities like Portland who didn't want federal help.
"That's astonishing to me. And, that's why I introduced a bill that could withhold funding for these local localities if they don't protect the statutes and the responsibility of what they had," he said.
"Because I know firsthand, I've had a dear friend that her brother was killed working for the federal government protecting a courthouse in Oakland, California, during one of those protests…Pull up in a van, open it, and shoot Officer Underwood simply because he was an officer standing in front of a courthouse," McCarthy said, referring to slain Officer Patrick Underwood.
"That is the America that we see under these cities, and that's why I applaud this president for protecting American citizens regardless of what these mayors' political beliefs are. It's a responsibility that we bring safety back to America," he said.
Julia Musto is a reporter for Fox News Digital. You can find her on Twitter at @JuliaElenaMusto.


With support from rising stars: Pell, DoNormaal, and Dream Journal!
If you ever considered vacationing to Seattle, now's the time—and by now we mean next week, specifically April 13. When you get there, make sure you block out time on your fun calendar starting at 8 p.m., because that's when Red Bull Sound Select Presents: Seattle is taking over Chop Suey. Who's performing? Headliner, Autograf, plus rising stars Pell, DoNormaal, and Dream Journal. Such an awesome lineup!!
If you're unfamiliar with these incredible artists, now's the time for us to drop some knowledge. For Chicago trio, Autograf—Jake Carpenter, Louis Kha, and Mikul Wing—performing live shows is the icing on the cake of their infectious future house jams. Don't miss their truly unforgettable concert, complete with their own handmade instruments, paintings and stage installations, that will leave you on cloud nine.
By now, you have to know emerging New Orleans hip-hop artist Pell. If not, don't miss his exclusive hometown city guide for Bandsintown, and our recap for his awesome Miami, Nashville, and Austin Red Bull Sound Select shows! The triple threat absolutely crushed his sets, and we can't wait to see him perform live again in Seattle! PS, he might be more of a coffee addict then you are—we know it's hard to believe!
A fixture of the local Seattle music scene, DoNormaal cannot be missed this spring, seeing as the California native has big plans for the coming months. She'll be performing at Sasquatch! Music Festival in May, and will also be dropping a new self-proclaimed "chaotic and stubborn" project called The Third Daughter, which we are beyond amped for. As for Dream Journal? The Seattle music producer, performer, and DJ has opened for everyone from Purity Ring to El Ten Eleven—all of which are reason enough for us to check him out.
Tickets are $3 when you RSVP here before April 13 and twelve-dollars at the door without an RSVP. The best part? All proceeds will support the opening bands. Rad!
Track each artist below so you never miss them when they perform a show in your town (just incase Seattle can't happen for you in the next few days!).


Alpine Bank Online Banking Login is one of those facilities provided by the bank to its customers. The bank is a subsidiary of the Alpine Banks of Colorado. At the bank, one can find a broad array of personal and business banking products. Furthermore, it aids towards community development with stewardship and advocacy. The existing customer who has set up online banking can sign in for account access. Else one needs to register for internet banking.
Logging in the user can view past transaction details, make a transaction within or outside the Alpine Bank, view payment details, register for auto payments, repay loans and more just at a click. Read on for Alpine Bank Login steps, Alpine Bank Routing Number, Alpine Bank Locations and contact numbers.
Step 1: To log in to the online account, a user must visit bank's Homepage (alpinebank.com/) and search for "Alpine Online login" at the top left corner of the page.
Step 2- Next user must enter their user ID and click "Submit".
If a user forgets his/her user ID or Password, then they need to contact the Alpine bank either by calling them on their toll-free number4 1(800) 551-6098 or by directly visiting your Local branch.
Step 1-To open an online account, the existing account holders need to register themselves. For that, the users have to click "Enroll for Online banking" link, which can be found just above "Alpine Online Login".
Step 2- After clicking Enroll for online banking, you'll be taken to the next page where you've to click "Enroll Now here" link at the bottom of the page.
Step 3- Then terms and conditions page will appear on the next page, and the users have to click on 'I Agree' button at the bottom of the page after going through the terms and condition. Now the Verification of information page will appear.


Nicht immer sind die Fans zufrieden mit Paradox. Quelle: Paradox Interactive Nach der Abspaltung von Paradox Entertainment beginnen drei langjährige Mitarbeiter mit der schweren Aufgabe, das Schiff wieder..
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PSA - If you bought the Xbox KH3 controller by PDP, be prepared for disappointment. No not in performance or build, it's actually a very good controller and I haven't had any mechanical issues with it (yet anyway). It's lightweight, sturdy and handles real well.
The gold emblem is a major issue. It completely came off. It's as if someone painted the plastic with gold eye shadow.
Do not use it. Keep it boxed up and add it to your KH collection.
If you plan to use it, I highly suggest you put some kind of sealer on it.
Mod Podge Dimensional Magic comes to mind. If you've ever seen those domed stickers, that's basically what it will do for you. I plan to do this if I get a replacement. If you're not into the bubble thing, you can probably use any acrylic sealer spray, just make sure to put tape and cover up the area you don't want sprayed.