Amirali Boroumand: Ph.D. student. B.S. CE. Sharif University of Technology, 2014. Kevin Hsieh: Ph.D. student. M.S. CSIE, National Chiao Tung University, 2004.
Jeremie Kim: Ph.D. student. M.S. ECE, Carnegie Mellon University, 2015. Minesh Patel: Ph.D. student. B.S. ECE, University of Texas at Austin, 2015.
Damla Senol: Ph.D. student. B.S. CE, Bilkent University, 2015. Nandita Vijaykumar: Ph.D. student. B.E. EE, PES Institute of Technology, 2011.
Rachata Ausavarungnirun: Post doctoral researcher, Ph.D., Carnegie Mellon University, 2017.
Hasan Hassan: Intern, M.S., TOBB University of Economics & Technology, Turkey Arthur Perais: Visiting Ph.D. student from INRIA Rennes, in progress.
Reetuparna Das: Research faculty in the EECS Department at the University of Michigan. Donghyuk Lee: Research scientist at NVIDIA Research.
Lavanya Subramanian: Research scientist at Intel Labs. Chris Wilkerson: Researcher at Intel Labs. Chris Wilkerson works at Intel Labs where he conducts forward-looking research for future Intel processors. His research interests include energy-efficient architectures and memory systems in using resilience mechanisms to reduce power and improve performance.
Justin Meza, May 2019 (defended December 2018).
Thesis title: "Large Scale Studies of Memory, Storage, and Network Failures in a Modern Data Center"
Yixin Luo, May 2018 (defended February 2018).
Thesis title: "Architectural Techniques for Improving NAND Flash Memory Reliability"
Kevin Chang, May 2017 (defended May 2017).
Thesis title: "Understanding and Improving the Latency of DRAM-Based Memory Systems"
Rachata Ausavarungnirun, May 2017 (defended May 2017).
Thesis title: "Techniques for Shared Resource Management in Systems with Throughput Processors"
Gennady Pekhimenko, August 2016 (defended July 2016).
Thesis title: "Practical Data Compression for Modern Memory Hierarchies"
Vivek Seshadri, May 2016 (defended April 2016).
Thesis title: "Simple DRAM and Virtual Memory Abstractions to Enable Highly Efficient Memory Subsystems"
Donghyuk Lee, May 2016 (defended December 2015).
Thesis title: "Reducing DRAM Latency at Low Cost by Exploiting Heterogeneity"
Yoongu Kim, August 2015 (defended May 2015).
Thesis title: "Architectural Techniques to Enhance DRAM Scaling"
Lavanya Subramanian, August 2015 (defended April 2015).
Thesis title: "Providing High and Controllable Performance in Multicore Systems Through Shared Resource Management"
Currently Assistant Professor at the University of Virginia.
Currently Research Faculty at Carnegie Mellon University.
Ameya Ambardekar: Intern, M.S. ECE, May 2013.
Chris Craik: M.S. ECE, Aug 2011.
Master's Report: Investigating the Viability of Bufferless NoCs in Modern Chip Multi-Processor Systems.
John Greth: Intern, M.S. ECE, May 2015.
Chris Fallin: M.S. ECE, Carnegie Mellon University, May 2011.
Mohammad Fattah: Intern, PhD student at University of Turku, Finland, in progress.
Matthias Grundmann: Intern, PhD student at Karlsruhe Institute of Technology, Germany, in progress.
Tyler Huberty: Intern, M.S. ECE, Carnegie Mellon University, Jan 2014.
Jamie Jablin: Intern, Ph.D. student, Brown University, Sep 2013.
Ben Jaiyen: M.S. ECE, Jan 2013.
Abhijith Kashyap: M.S. ECE, May 2016.
Jamie Liu: M.S. ECE, Jan 2013.
Youyou Lu: Intern, Ph.D. student, Tsinghua University, in progress.
Justin Meza: M.S. ECE, May 2014.
Jinglei Ren: Intern, Ph.D. student, Tsinghua University, in progress.
Eddie Sears: Masters student, Electrical and Computer Engineering, Carnegie Mellon University.
Hui Wang: Intern, Ph.D. student. Beihang University, in progress.
Ying Wang: Intern, Ph.D. student, Chinese Academy of Science, in progress.
Gulay Yalcin: Intern, Ph.D., UPC. Student researcher at Barcelona Supercomputing Center.
Samihan Yedkar: Intern, M.S. ECE, Jan 2013.
Hanbin Yoon: M.S. ECE, May 2013.
Master's Report: Techniques for Data Mapping and Buffering to Exploit Asymmetry in Multi-Level Cell (Phase Change) Memory.
Jishen Zhao: Intern, Assistant Professor, University of California.
Hitesh Arora: Summer undergraduate intern, 2013. IIT Guwahati, India.
Abhishek Bhowmick: Intern, B. Tech, Indian Institute of Technology, Bombay.
Albert Cho: Undergraduate intern, 2014. B.S. ECE CMU, May 2015.
Arnab Ghosh: Undergraduate researcher, 2014. B.S. IIT Kanpur, May 2015.
John Emmons: Undergraduate intern, Electrical Engineering, Washington University at St. Louis.
Rachael Harding: Undergraduate researcher, 2010. B.S. ECE CMU, Dec 2010. Currently a PhD student at Massachusetts Institute of Technology.
Yuchen Hao: Summer undergraduate intern, 2012. Tsinghua University, May 2012.
Jeremie Kim: Junior, Electrical and Computer Engineering, Carnegie Mellon University.
Greg Nazario: Summer undergraduate intern, 2011. Senior B.S. student, CMU.
Harsha Rastogi: Summer undergraduate intern, 2012. BITS Pilani, India.
Weikun Yang: Summer undergraduate intern, 2014. Peking University, May 2015.
Xiangyao Yu: Summer undergraduate intern, 2011. Tsinghua University, May 2011. Currently a PhD student at Massachusetts Institute of Technology.
Jongmoo Choi: Visiting professor. Dankook University, South Korea.
Hiroyuki Usui: Visiting researcher. Toshiba Corporation.


This is my daily driver, but I'm having to sell it as I'm moving away.
I have had lots of work done on it recently and there are many new parts – brakes, cv shafts, wheel bearings, u-joints.
Runs great and drives great.
Cash price firm – $1850.


text:
/**\file */
#ifndef SLIC_DECLARATIONS_DCT_H
#define SLIC_DECLARATIONS_DCT_H
#include "MaxSLiCInterface.h"
#ifdef __cplusplus
extern "C" {
#endif /* __cplusplus */

#define DCT_PCIE_ALIGNMENT (16)
#define DCT_blockDim (8)

/*----------------------------------------------------------------------------*/
/*---------------------------- Interface default -----------------------------*/
/*----------------------------------------------------------------------------*/

/**
 * \brief Basic static function for the interface 'default'.
 *
 * \param [in] ticks_DCTKernel The number of ticks for which kernel "DCTKernel" will run.
 * \param [in] instream_Input Stream "Input".
 * \param [in] instream_size_Input The size of the stream instream_Input in bytes.
 * \param [in] instream_cos Stream "cos".
 * \param [in] instream_size_cos The size of the stream instream_cos in bytes.
 * \param [out] outstream_block_out_HW Stream "block_out_HW".
 * \param [in] outstream_size_block_out_HW The size of the stream outstream_block_out_HW in bytes.
 */
void DCT(
	uint64_t ticks_DCTKernel,
	const void *instream_Input,
	size_t instream_size_Input,
	const void *instream_cos,
	size_t instream_size_cos,
	void *outstream_block_out_HW,
	size_t outstream_size_block_out_HW);

/**
 * \brief Basic static non-blocking function for the interface 'default'.
 *
 * Schedule to run on an engine and return immediately.
 * The status of the run can be checked either by ::max_wait or ::max_nowait;
 * note that one of these *must* be called, so that associated memory can be released.
 *
 *
 * \param [in] ticks_DCTKernel The number of ticks for which kernel "DCTKernel" will run.
 * \param [in] instream_Input Stream "Input".
 * \param [in] instream_size_Input The size of the stream instream_Input in bytes.
 * \param [in] instream_cos Stream "cos".
 * \param [in] instream_size_cos The size of the stream instream_cos in bytes.
 * \param [out] outstream_block_out_HW Stream "block_out_HW".
 * \param [in] outstream_size_block_out_HW The size of the stream outstream_block_out_HW in bytes.
 * \return A handle on the execution status, or NULL in case of error.
 */
max_run_t *DCT_nonblock(
	uint64_t ticks_DCTKernel,
	const void *instream_Input,
	size_t instream_size_Input,
	const void *instream_cos,
	size_t instream_size_cos,
	void *outstream_block_out_HW,
	size_t outstream_size_block_out_HW);

/**
 * \brief Advanced static interface, structure for the engine interface 'default'
 *
 */
typedef struct {
	uint64_t ticks_DCTKernel; /**<  [in] The number of ticks for which kernel "DCTKernel" will run. */
	const void *instream_Input; /**<  [in] Stream "Input". */
	size_t instream_size_Input; /**<  [in] The size of the stream instream_Input in bytes. */
	const void *instream_cos; /**<  [in] Stream "cos". */
	size_t instream_size_cos; /**<  [in] The size of the stream instream_cos in bytes. */
	void *outstream_block_out_HW; /**<  [out] Stream "block_out_HW". */
	size_t outstream_size_block_out_HW; /**<  [in] The size of the stream outstream_block_out_HW in bytes. */
} DCT_actions_t;

/**
 * \brief Advanced static function for the interface 'default'.
 *
 * \param [in] engine The engine on which the actions will be executed.
 * \param [in,out] interface_actions Actions to be executed.
 */
void DCT_run(
	max_engine_t *engine,
	DCT_actions_t *interface_actions);

/**
 * \brief Advanced static non-blocking function for the interface 'default'.
 *
 * Schedule the actions to run on the engine and return immediately.
 * The status of the run can be checked either by ::max_wait or ::max_nowait;
 * note that one of these *must* be called, so that associated memory can be released.
 *
 *
 * \param [in] engine The engine on which the actions will be executed.
 * \param [in] interface_actions Actions to be executed.
 * \return A handle on the execution status of the actions, or NULL in case of error.
 */
max_run_t *DCT_run_nonblock(
	max_engine_t *engine,
	DCT_actions_t *interface_actions);

/**
 * \brief Group run advanced static function for the interface 'default'.
 *
 * \param [in] group Group to use.
 * \param [in,out] interface_actions Actions to run.
 *
 * Run the actions on the first device available in the group.
 */
void DCT_run_group(max_group_t *group, DCT_actions_t *interface_actions);

/**
 * \brief Group run advanced static non-blocking function for the interface 'default'.
 *
 *
 * Schedule the actions to run on the first device available in the group and return immediately.
 * The status of the run must be checked with ::max_wait.
 * Note that use of ::max_nowait is prohibited with non-blocking running on groups:
 * see the ::max_run_group_nonblock documentation for more explanation.
 *
 * \param [in] group Group to use.
 * \param [in] interface_actions Actions to run.
 * \return A handle on the execution status of the actions, or NULL in case of error.
 */
max_run_t *DCT_run_group_nonblock(max_group_t *group, DCT_actions_t *interface_actions);

/**
 * \brief Array run advanced static function for the interface 'default'.
 *
 * \param [in] engarray The array of devices to use.
 * \param [in,out] interface_actions The array of actions to run.
 *
 * Run the array of actions on the array of engines.  The length of interface_actions
 * must match the size of engarray.
 */
void DCT_run_array(max_engarray_t *engarray, DCT_actions_t *interface_actions[]);

/**
 * \brief Array run advanced static non-blocking function for the interface 'default'.
 *
 *
 * Schedule to run the array of actions on the array of engines, and return immediately.
 * The length of interface_actions must match the size of engarray.
 * The status of the run can be checked either by ::max_wait or ::max_nowait;
 * note that one of these *must* be called, so that associated memory can be released.
 *
 * \param [in] engarray The array of devices to use.
 * \param [in] interface_actions The array of actions to run.
 * \return A handle on the execution status of the actions, or NULL in case of error.
 */
max_run_t *DCT_run_array_nonblock(max_engarray_t *engarray, DCT_actions_t *interface_actions[]);

/**
 * \brief Converts a static-interface action struct into a dynamic-interface max_actions_t struct.
 *
 * Note that this is an internal utility function used by other functions in the static interface.
 *
 * \param [in] maxfile The maxfile to use.
 * \param [in] interface_actions The interface-specific actions to run.
 * \return The dynamic-interface actions to run, or NULL in case of error.
 */
max_actions_t* DCT_convert(max_file_t *maxfile, DCT_actions_t *interface_actions);

/**
 * \brief Initialise a maxfile.
 */
max_file_t* DCT_init(void);

/* Error handling functions */
int DCT_has_errors(void);
const char* DCT_get_errors(void);
void DCT_clear_errors(void);
/* Free statically allocated maxfile data */
void DCT_free(void);
/* returns: -1 = error running command; 0 = no error reported */
int DCT_simulator_start(void);
/* returns: -1 = error running command; 0 = no error reported */
int DCT_simulator_stop(void);

#ifdef __cplusplus
}
#endif /* __cplusplus */
#endif /* SLIC_DECLARATIONS_DCT_H */

redpajama_set_name: RedPajamaGithub


text:
Episode 50 | Chris Griffith | Military Millionaire Podcast
Hey, what's up guys? I'm David Pere, the host of the military millionaire podcast.
Today we have an exciting episode with Christopher Griffith of DebtDoesDeals.com, talking all about the VA loan, the mortgage industry and debt and how to utilize this tool known as debt to your advantage to build wealth. And like everything debt is a tool. It's all on you. So you can either use it to be a good good debt or you can use it to be bad debt.
We got some really cool insight throughout this conversation. It's awesome.
If this is your first time joining us thank you for joining the community if not welcome back. Show notes as always are found at Frommilitarytomillionaire.com/podcast. Now relax, and enjoy the show.
You're listening to the military millionaire podcast, a show about real estate investing for the working class. Stay tuned as we explore ways to help you improve your finances, build wealth through real estate and become a person that is worth knowing.
Hey guys, on this podcast, we talk a lot about the roadblock to success for military members and getting started in real estate investing.
For many of us the barriers of time location and not having the right knowledge keep us from building wealth while serving our country.
Well, let me tell you about storehouse 310 ventures. They get it, storehouse 310 ventures is owned by two active duty naval officers that love to make investing fun, lucrative and have a passion for education, theirs and yours alike.
They offer full turnkey rental properties in a market where the numbers make sense Milwaukee Wisconsin, yes, Milwaukee home to the almost 2018 Division titled Milwaukee Brewers, the well known Miller Brewing Company and a lot of delicious cheese.
Storehouse 310 properties are fully renovated, leased and have property management in place. Through their rigorous analysis and selection process they do everything possible to ensure each rental property meets their high standards and offers fantastic returns.
Storehouse 310s allows you to invest with confidence while you were living out of state. They have a network of lenders, insurance companies, contractors, a title company and much more to serve you all along the way.
There's absolutely no reason not to get started when you have the right teams and system in place. David and Stu, the owners of storehouse 310 have been investing themselves for over 15 years. They are on a mission to help as many active duty reserves and military veterans create financial freedom through the power of real estate investing.
They are honest, transparent and they prioritize service and giving. They have even committed to give the first 10% of their profits to partner non profit organizations that support veteran causes.
For more information about their program, send an email to [email protected] again that is [email protected]
Tell David and Stu you heard about them through the military millionaire podcast and they will get you going down the right path.
Hey, what's up everybody? It's Dave military to millionaire and I'm here with Chris Griffith a fellow marine and you may have seen him in the Facebook Live a few times in the group. And obviously he has personality. So I invited him on the show and I'm really excited about this. He has since got out of the Marine Corps and he's a mortgage broker. And I'm gonna leave it there to let him tell the story. So Chris, welcome aboard.
Hey, brother, thanks for having me, for real man.
Yeah, anytime. Tell us a little bit about yourself, brother.
Oh man, I was born in 1985. Eight year Marine Corps, medically retired for nothing cool or sexy way sooner than I wanted to be. I grew up in real estate. My dad was a framer still frames houses to this day, I was going to be around. And when I got out, parlayed a couple of opportunities into investing and into a mortgage company as a to become a mortgage originator that my stepfather and mom owned in Colorado, what out there spent six years, about five years with his company, their company working to grow it and change it from a few different stages. I've actually been through the mortgage brokerage, mortgage banking, right and everything in between men got to a point to where I had to leave and create my own company, which you see now that those deals are mortgage brokers licensed in about six states at the moment.
So guess what they're a pretty quick transition out had to get a lot of things figured out, which they just don't tell you about when you're active. Or actually a lot of people don't learn about these either. So even if they're not veterans, but tools like debt, words like debt to income ratio, and all of these things, and ultimately a factor into what I perceive to be the biggest currency there is that it's also the most efficient for what it's worth.
But there was no place to learn about any of these things. So I became a student. The thing that I thought would hold keys to the future I wanted when I wanted to own assets when only one of them was real estate and I wanted to push in that direction. From what I saw as a mortgage loan officer, one looking at people's total circumstances, you know, all of their financial profiles, the ones that know how to own real estate? Well, I could see kind of how they did it, I can build a past story.
You know, and asking them direct questions to get direct answers is a lot easier than interrogations and they told me the answer. So I was able to backfill not only theory based information, and this one's really important, I always try to tell people on it and now I'm not sure if this is a good quote, edited out if it sucks, but tell theories of cost reality can afford. Like there's a measure of theory and reality and everything in theory is the place I think that we try to hold ourselves accountable for but all of the things that I've thought, once the rubber met the road, and I got into the assets, the ownership to trying to wire them and seeing how other people did it. Reality changed a little bit.
So after that time period, I kind of put together my M O, I guess, of how I do things, how I use debt, how I plan for it. I tell everybody, like the biggest opportunities of your life will be achieved by debt. Do you know how to plan with that? Or are you just saving money and hoping?
That's cool.
I really like that I like the three theories of cost, reality can't afford but I like the quote that I'm going to quote, I'm gonna turn it into a quote where you said that you became a student of the thing, the thought held keys to the future. And that's key. I mean, that's, you know, I tell people all the time, like, just learn the network and take action. Because if you can, if you learn something that's great. Getting around other like minded people is great. But like, once you pull that trigger, that's where all of a sudden everything comes together.
Yeah, absolutely. You have to put paleo feet to the pavement, if you will, or whatever boots the ground gets off away from all those military.
For me, it came I mean, you've heard about the five year VA house hack. And that's what I talked to a lot of people about, because it was my first stumbling into the owner occupied home space. And I had a goal of making a bunch of money, I wanted to make a bunch of money with a house, because I couldn't buy a lot. I had this VA loan, I said zero down and I thought, sign me up suckers.
So I looked and I searched and really got a tactic down that worked. It kind of mirrored some of the commercial stuff that we do, from front to back. And so what I mean by this is I was going through a process where I was trying to understand the things that not only made the market do what it was going to do as far as grow. But how do I find the right asset? How do I find the right house, so I broke it down into five tenants, market location, acquisition, rehab, and sell to simplify. And basically began to break down markets and broke down Colorado at the time when perfect timing was 2012. And I bought a place out there, I bought a house for 332 and then sold it for 810, a little over five years later.
So did pretty well that place parlayed that into the house that I'm in now part of the backdrop you're seeing and bought a place for 742. That appraised at closing for 945. It's the most even out of professionals, I've known that I've seen an appraisal come in over purchase price, and it's indicative of large value.
So there are a lot of things that go into making real estate valuable, and a lot of them are supply and demand functions, right. And then you have the affordability kind of piece that wavers and sorts through it all for everybody as far as growth or decline. But that was kind of my approach.
I felt like looking at everything houses should make me rich, I felt like that should be a true statement. Oh, I'm looking around with a bunch of Google houses and a lot of more whining. So what are they doing wrong? What are they missing, right? For me it worked because my first part is Marine Corps I was 59-54 air traffic control communication tech, I did something called an empty marine air traffic control mobile team, six of us on the team, we punched out and kind of by ourselves to do airfield stuff, which was cool.
Got out of that went into counter Intel, human Intel. So a completely different set of skill sets. Beards like and stuff from what I hear, you know, but that that process and understanding, counted and documented. Tell guys, right? They run interrogations, they do elicitation, they do human source operations. There's a lot of those things where you're assessing motivators, and finding placement and access to certain things. And you're in a very specific way to break something down to see how can I exploit this for gain, right?
And so that's what I did the VA loan with a home owner and not like half these house hacking guys out there. Hey, listen, guys, for everyone that's waiting to this point. If you have the idea of buying a house with your VA loan, and you're not going to live in it, don't it's mortgage fraud. Guys, everyone's kind of like, well, how can I buy? Like really living?
I get that question all the time. And I'm like, don't be the one who ruins this benefit for us.
Like if you do this do me a favor and tag me on Facebook because I want to see you go to jail.
Mortgage frauds investigated by the FBI, they can find you like a billion dollars. It's like $10,000. But for most vets let's be real $10,000 is a billion dollars, right? And that's what I want to change. I want people to understand that when it comes to achieving wealth in America, homeowners are 44 times wealthier than renters for a reason. And that was data that came from a census bureau after the last major economic downturn, right. As far as the housing market, the biggest crash ever.
So how houses should make you wealthy. But why? Where? How? Who? What? Right, you got to fill in all the questions from there.
Yeah. I mean, and it all comes down to buying your house as an investment not necessarily buying your house. Because you want said house, if that makes sense. Like I run into guys all the time, who were like, well, I got approved for $700,000 in San Diego, and I spent it and now my mortgage is out the rear and I don't and it's only worth 705. What do I do with it? Well..
Make better choices.
Yeah, the problem wasn't the house. The problem is how you bought the house.
100% right. And it's just an asset just like debt. A lot of people think debt is a bad word like that. That's debts like fire debts, like a gun point to a good gun budget bag, and like it's a freaking it doesn't it doesn't have those traits about it, right? It's what it accomplishes, ultimately, to give someone an opinion of it.
And so debt itself is a lot like fire. I mean, you wouldn't get rid of every single thing that can cause fire in your house for fear of burning it down. What do you know yet a fire alarm. Fire Extinguisher you have a fire department down the road, you have all of these different things, safety shut offs, and whatnot to make the instrument of fire safer, because it's really valuable. That's the same way, right?
There are certain things you can do to prepare for debt, right? The debt that you're going to be holding that will make it much safer. And understanding the value of where things are moving is one because there's no reason to carry all of it. If you're not going to get anything. You've heard the saying you can't have your cake and eat it too. Growing up every time I heard a grown up say that I thought you're dumb grown up. Never do anything that matters.
Because if you can't have your cake and eat it too, why the hell are you carrying it? Who gave you cake? Why did you pick it up? Did you buy that was stupid? Why are you wasting your and like my mind goes nuts at that point. And so this thing with the house goes the same way. Why on earth would I get into this big colossal thing, just to carry weight when honestly for me, my heart's happy on a in a double wide with three bass ponds around it somewhere like I don't care about a house, outside its capacity to protect my family, nurture us and provide a lot of money because it ought to know you can't be overpaying. You can't be paying premium prices, or overpriced pricing on these things in order to, you know, try to keep up with the Joneses basically, or because you like it or something along those lines.
Yeah, just because you qualified for a large mortgage does not mean that you have to buy a house that costs a large mortgage. And if you do buy well, I mean more and more on you. So everyone's super excited about the loan limit thing coming up in January, I see a lot of people getting themselves in trouble. But I also see that there's some I mean, you can buy, like I could actually afford a duplex out here in San Diego with that, you know, and there's ways to do that, that would make a ton of sense. In fact, I'm really kind of, I'm locked in a lease, and I'm debating, you know, I'm going to start looking like it's gonna be worth breaking the lease if I find the right place in San Diego because I feel like and you know, everything's always super dependent.
You'd never know. But I feel like the moment that loan limit gets leased or gets lifted in a county where the limit has been reached. But veterans are the main economic driver, when the limit comes off. I think the value of real estate around here is only going to go up at least for a little while because everybody's going to start buying these houses. They couldn't afford.
Military centric towns, you're right, I think they can see like a short lived boon of value, but also I would, you know, expect that value to be kind of a I don't know, it's not consistent it hasn't been around for a long time. So has to do with how well they hold the assets and a bunch of other stuff is supply and demand ultimately moves everything you know, so if it's a favor, they buy poorly and they have a whole bunch of vets dump on properties in San Diego that are over a million dollars. Well, the market will come back.
So yeah, I don't know I will look for a multifamily but I'm totally content living in here and pocketing half my BAH too. So.
Yeah, you should be that's a great idea man or live with a buddy and pocket all of it. Now you're married. You have kids, you can't do that.
I know but I have a spare room downstairs. My landlord lets me Airbnb. So making back some of our mortgage that way or rent which is totally fine by me and going back to Missouri. I'll be able to play the four plex game and it'll cost me nothing.
Yeah, like from Missouri compared to LA or San Diego, you're looking at like eight bucks.
Yeah, it's awesome.
It's great. I think the cost of living there's like half of what it is here, like, and I can go you know, hunting because I can have my guns.
Cost of living is a big deal for affordability right now.
And affordability was my company's word of the year for 2019. For a very specific reason.
I think affordability is the word that will show you why some markets are suffering a lot and why some markets are about to prosper a lot. We're getting ready to.. There's a lot of people who say getting ready to, I don't want to happen. A lot of people think we're going into something that could be recessionary is all it's really all a debt cycle right and natural cycle.
Probably the right I think you're in kind of hearing the sometime future we've got some sort of a cycle coming up just like little and trying to catch up with big in the military when you go on a hop. Short fatties up front, like no offense, guys, y'all set pace that we don't get strung out on an economic movement, switch those but the shorter, the short, fat dump began in the very back, you put the tall, fast, lanky guys out front, and when it moves, that's what happens. So you get slinky.
But the guys out front, if they're not careful, they get like blitzkrieg kind of going on, right, they can outrun little in and they ultimately need little end because that's where their bivouac stuff is and that's where the water is at. That's where so many supplies that they need in order to function. It's actually an economy. It's a community of people, they're functioning together. And so you have these contractions, expanding periods. Really pretty neat to watch.
And I'm not for sure exactly where I was going with that. I told you that was gonna happen. Maybe that made some sense for some reasons.
Yeah. We were discussing going towards people, people think we're going towards recession.
Oh, yeah.
So if that is the direction that we're moving in, recessionary, it's not that the metrics out there look pretty good. Consumer based economy consumption numbers are up right. As far as debt goes. corelogic reported defaults are an all time low that people have all time highs and equity in their property, right?
There are all these good fundamentals out there. But there are certain things that are making sense, or that are indicative of some change, at least the two and 10 year, bond and version was kind of one elements have to come times here very briefly, and people are talking about it everywhere.
There are a lot of other stuff. And personally, I think that where we're at, I think because of the amount of time we lost after the last recession and everything. I'm kind of staying stagnant for a good period of time, I think we're in a weird period of growth. And I don't think during this next cycle, all markets are impacted equally. Just like you're seeing right now, troves of companies moved from California to New York to Texas, you're seeing individuals doing too. And all of them are seeking affordability to grow, whether they're individuals or corporations, they all want to grow, they're still in a growth cycle personally, right, but they're hitting up against hard pieces that are stopping them elsewhere.
So whether it's a health company out of California moving down here, because down here, they can have 40 more employees at the same factory. And they all 100 employees make more money now, because they're not being stroked out to death by a million dollar 4100 square foot house in California.
So you'll see this throughout the year, I think play out and as we go back down into a cycle, if there's a down cycle that we happen to hit, I think a lot of people listen to it, if you made it this far, take my advice and look around for well positioned small cities or markets adjacent to large one.
So what I mean is like Colorado Springs is to Denver, right? And the reason I say that is because Colorado Springs is still doing this jam now.
MSA is when they grow together, the big one goes for a while and then the little grows back you have this process of diffusion where people leave the big one and go to this one when it's unaffordable, right.
So you have all of this going on. But I think if we get to a point where things are looking a little gloomy, I think there'll be plenty of places and this is important for veterans because a bunch of trolls are going to go there anyways, these small towns and places where they're from these typically rural areas that have new companies and jobs coming into them. Look at them, pay attention to them, make sure they're well positioned, check out the fundamentals behind what's driving the economy, good jobs coming in the city reinvesting in infrastructure, all those pieces, then you may be able to avoid a lot of the problems many people are going to want about.
I think it's pretty cool that you mentioned that.
So it's funny, I realized, like last month, that there's a market about two hours from where I'm from through maybe three hours depending on who's driving the car, but Fayetteville Arkansas, right. So I'm from Little Rock and Fayetteville, Arkansas, which is the Bentonville Rogersville or Rogers area where Walmart's from I always knew like man, Fayetteville University of Arkansas, it's a big area, that's a great area, blah, blah, blah.
I pulled up some data the other day. It's like 40 small towns around Fayetteville because it was surrounded by mountains. There's only like two ways it can grow. And the small towns north of Fayetteville have grown like 42% population increase in the last five to 10 years.
And like, man, property values have tripled. And like I should have seen that comment I, you know, I knew it. And you're right. I mean, that's exactly it, right? The big market grew, it couldn't go any further and it just started going. And.
So you have a big market over here, like, boom, boom, boom, and then it'll stop. And then the little market dances back to it. And eventually they merge together, but one doesn't grow over the other. It's a give and take kind of a thing.
Yeah, it's really cool to watch.
It is, man, if you're buying a piece of property there at the right time is super cool.
Yeah, no, absolutely. Oh, man. Yeah, that's cool.
So Alright, there is so much to unpack here.
What would you say? So you bought two very well appreciated houses. What do you think like, if you had to give a tidbit for what you're looking for? I mean, you mentioned the town, the location, but like, How were you able to increase the value that much and such?
I am looking for imbalances of some type.
I'm looking for something that I say, well, that I hear, right? Right. I'm looking for something with a gross reason why it's way off from par where it ought to be. Right.
So in Colorado, I bought a place. It was a short sale, I needed a ton of work, right? I had to do a ton of work just to get it to pass the VA home loan process. Some of that work was done in the dark, because it was a bank owned property or was in Banco at the time, the bank wouldn't want certain repairs to be done, or they didn't want since they were short selling it.
But I had to get those woodpecker holes filled. So I'm over there night making sure I've got to do it. Right, right.
Talking about, like VA advice as far as a homebuyer and you're saying, gross.
Oh, no. How did I pick those down? So buying off of imbalance sorry.
In Colorado, I bought in balance of value, local value, like there the house that I bought, should not have sold for it. It sold for but what the market was down and two the asset had a lot of problems. And they're trying to move it so they sold it off undervalued.
Here in Texas, it's a little bit different. I bought a house where it was way undervalued. But it wasn't because of the asset itself. It's done, right. It's because of the market. The market wasn't in a place yet to substantiate the value with a regular turnover rate. For here. There's not enough borrowers making 120,130,140 grand a year in my market, but they're constantly coming in, you know, with new job announcements from companies and and people migrating down to Northern Dallas, the biggest recipient of migration from California, I think has been North Texas, specifically the DFW market.
So what's cool about that is that it causes a natural process of diffusion as well, once those that market continues to get over price, because of the demand and the supply issues down there, right. It's still short on supply, still how on demand that a lot of people that haven't moved yet. Here's another trend that's going on that's significant with where I bought off of the market imbalance.
My area is traditionally the retiree area, it's a place where a lot of people come to put them up for however many years right, one of the nicest lakes around. But what you're seeing right now is not only have millennials failed to move, right, the boomers didn't move out when they thought they would. Sorry, boomers, not millennials.
The boomers have failed to move and retire out move away when they thought that they wouldn't have been realizing all these values. The millennials haven't been able to cover down and become homeowners and the places they traditionally resided, right. So we're in a weird market where I think actually a couple things could happen. I think that we're going to continue to see improvement here as far as jobs and other things are announced, which is going to be a big boost to demand right.
From there. We're going to see people retirees continuing to come to this area as they always have. And then three, the national trend that's occurring right now I had one post that went over like 1000 comments, which is only significant in that it gives you a good idea of what people are thinking.
But I asked people how far you live from your home? And then after they answered that I'd asked them another follow up, will you ever go back? A lot of people are going home. Technology is a disruptor technology, I think is going to finish what the industrial revolution in manufacturing desperately wanted to but never had hopes up.
I think tech unites the flyover states. And it also gives a location and a capability to these companies that need to bring that type of functionality to their operations in these small towns. I think a lot of people are migrating back. I think there are people migrating big markets to smaller markets because of affordability.
So that's why I'm planting my flag but I think it's really interesting because man over the next two I think five to 10 years, especially small towns, I think Middle America has a chance to respond back Middle America is and I don't think urban predominantly urban based, I think there's a lot of, you know, your guys that are more rural or suburban markets, not necessarily your hot urban centers. And so I think the middle middle class specifically has an opportunity to rebound depending on a couple of things where they buy and how they use real estate.
No, so my alarm clock, I have a six o'clock alarm just in case I somehow sleep through everything else, even though I haven't in forever. It's been going off for like seven minutes. But as long as you can't hear it, I just wanted to make sure like, wasn't interrupting you. Because I can hear..
No, man, I got nothing.
Cool! Then I'm going to just forget this entire piece happened.
But that's so you're right. And the technology world, man, there's so much stuff changing. I mean, people are able to work in a job and move to Texas and your employer might not care. Right. And that's, I mean..
California, tax people care.
Well, that's Yeah, that's true.
But I mean, can you imagine the implications? I think they call it location arbitrage, where you can live somewhere super affordable, and be paid like you don't.
So I have a friend, you know, and he's eventually going to be on the show. But he does blogging and YouTubing and stuff. So he has an online business, right? So he gets paid the same amount, no matter where he lives. And they lived in the Midwest, and we're not super expensive. But his wife's from Colombia, they moved down to Colombia for the last three years.
He's living like a king for a third the price and he's making the same paycheck. And he's, I mean, spending like nothing, you know, compared to what he was, and then he's gonna come back to the States after a few years. And he's built this entire, like, huge retirement nest egg, and he's gonna be good.
I mean, that just opens so many opportunities. And you're so you're right, people are going back to where they're from, where they're familiar, where they have family, because they can still work doing what they want. And they can afford to live easily, somewhere somewhere comfortable.
Yeah. And that makes all the difference in the world, even if you can't pick up additional revenue, but you can cut costs. Hey, man, that that at least opens up a little bit of spread for people.
So interesting, two trends to continue to watch. It's significant for what I do, because it's all about supply and demand, like something has value because it has desire, right. And I don't think that's changing with a single family occupancy home, you know, for quite some time, multi families as well. Small Multi's. A lot of veterans, in my opinion, their biggest tool for getting out of the military and transitioning the most likely thing to help build them reliable wealth is their VA home loan in a home that they do some due diligence on in purchase. And if you're listening to this, and you're like, Whoa, pitch great was due diligence, read a book out there called emerging real estate markets by a guy named David Lindell. And I say this, just because it's a great book that points out, there are other ones, I'm sure, but I like this guy. He writes pretty well, as far as readability goes.
And it points out things from a very man on this brick street perspective. So all the Marines out there with tray crayons dripping out the corner of their mouths will be able to get it to guys. So don't worry, it's not complicated. But what it will do is it'll help you to understand and see the changes in the things that occur that are dominoes 1,2,3, that lead to something happening, like, we can put 20 Marines in a formation and something happens over here. And it may be seemingly insignificant to everyone on Earth. But all 20 Marines start laughing because they know what the domino effect is four years down the chain, whether the guy stuck his hands in a pocket beside somebody else, or whatever it is the point being, you see what you see when you see it, right.
And if you can't see something, especially around real estate, buying, markets, like ask, reach out and ask as well, because it's really not that hard. And it's something that each and every veteran can use to change their wealth profile. Do you have any yummy trust fund babies under the Marine Corps?
None. All arrays were broke but yeah, the poor you know.
I made all of the mistakes I got booz, II got the motorcycles.
I didn't get the officers over there. They're like, yeah, I'm an officer. I'm like, What do you do? I sell crack. Not really, they don't sell crack, folks. But like, I don't know, I never met any massively wealthy people in the military.
And so based off of that, I would think that it's pretty important for a lot of people to try to change that unless they just don't want to be massively wealthy.
Yeah, we spend all this money and all these crazy interest rates on things that depreciate extremely fast and then we get nervous about buying real estate. And I don't think the old adage, buy a house, every duty station I think couldn't be more, more wrong, because..
Because we'll get burned by that. But I think that if you buy an investment, you know it, maybe not every duty stating because some markets just don't make sense. But if you're smart about it, I mean, that's a huge benefit.
I agree. 100%.
When I was in North Carolina, I didn't buy a house there because in 2006 I bought an investment property somewhere else and other people's funds in it too. So it wasn't as risky for myself. Not that I haven't bought anything in Jacksonville. Anyways, I will go back.
These places are wonderful!
It's, it's actually funny, I actually was gonna request orders there this last go round, because, you know, after being in Hawaii for three years, like okay, well, I'm gonna get sent somewhere crappy. I'd rather be in June in Okinawa. Although, I mean, I would love to go back to Okinawa, but my wife was like, hell no.
And so I was getting ready to request Jacksonville, you know, go back and I was like, real estate's affordable. We'll see. I'll figure something out.
And I called the monitor up and I was gonna tell him, he's like, hey, how does a Del Mar sound like, you want to send me where he's like, yeah, Camp Pendleton. Are you cool with like, be right by the beach in Camp Pendleton. For the next couple years. I was like, This isn't supposed to happen. You're not supposed to get to good locations. And like back to back, you're supposed to get screwed after Hawaii. So I kept my mouth shut. And here I am. But.
If Marines are good at one thing, it's getting screwed, man, they get screwed better than anybody.
Oh, and we do it ourselves half the time.
That piece. And it's like, I'm a command financial specialist, right. I've gone through the course. And in my last year that I helped build it for a little while. And you do all these at..
The military command financial specialists program is a wonderful tool that only gets utilized. When somebody screws up on their Sergeant is like, oh, man, we got to make you go talk to the wizard guy over here and see if he can fix what you did. It's never like, Oh, I'm gonna go buy a car. Let me ask this guy for advice. It's always, hey, how do I get out of this 32% interest on this Mustang? And you're like, how did you even get into that?
I mean, I've seen I've never seen higher than like 22%. But supposedly the people on base saw like a 31% interest rate on a car. And like, basically, when negotiating with the company, like you screwed this guy, but it's nuts. Sometimes what guys or girls will get themselves into because it looks cool.
Yeah, and they don't have a clue what they're getting into. And they're just looking to spend some money on something that makes them feel good.
Yeah, it's like you said debts. Debts like fire. I like that analogy. I always just say that's a tool. But I think the fires are better. I mean, because fire is a tool.
When you think about it, it's like like, and this is what I try to tell people with a bunch of big student loans or other debt that they're not sure how they're going to get on top of, or even the vets out there that have a foreclosure or something against part of their entitlement.
In the forest, you know, when they have a massive forest fire, they're out there fighting it with water, they're not flying in from the ocean, over and over planes with hordes and hordes of water bottle, they drop in hot shots, right, these hot shots, cut a clear safety zone, and then they let a big fire back at it.
So all these people with student loans are guys out there that have missing portions of their entitlement because of a default or other large, you know, debts that are kind of growing, I think the fastest way to do that stuff is by lining a clear line and burning back towards it right save your reserves, creating a pool of debt maintenance that you'll have for a year or two for all your debt maintenance as fast as you can, right.
And then at the same time, cut your cutting, you're clear on and get ready to back burn with buying an asset that's likely to appreciate using the instrument of debt. And everyone thinks Money makes the world go round. It's the biggest lie you've ever been told.
There's far more debt than there is money. It's a larger currency, it's more efficient. It's the one that can do something with nothing, right? With a zero down VA home loan kind of a thing. It's the stronger tool like you would never think about picking a shovel up and using it if it didn't have a handle on it with just a spade and you had to dig a ditch with it. Like that'd be stupid, right? Leverage is not so different. You just have to learn how to do it safely. And it's not that hard. You just have to know how to ask.
So for anyone listen to this, if you don't know. Like, rock says you better call somebody man. Not 038157537 I don't even care if I'm making money from helping you, I'll answer your questions just so you don't get Skylon and pop on the ridge.
What would you say? You know, if you had to give like one or two pointers for when you're looking for utilizing a VA loan, like what kind of things would you say are like red flags that someone should stay away from maybe that'll? I don't know.
The first thing I'll say is every single person listening to this message, if you're going to get a mortgage, go out there and shop and look for an independent mortgage broker.
Here's the difference of what this is okay.
As an independent mortgage broker, you know who you work for?
The consumer.
Banks out there I can use. And their job is to provide my consumer with the best product. And I know this because I've already done this and created these other companies as a bank or as a mortgage bank, or what we call a non delegated bank, right?
Either one of those situations has a warehouse line, behind me a big credit card for houses, and I fund all your loans on that warehouse slide. But that warehouse slide has special terms and conditions that all of these 100 people may not necessarily have. And this I can send to this or I can broke it to all of these people in that situation too.
So you have is you have steering that occurs, oops, just send it to the warehouse line. And ultimately, that can remove options and create additional costs, everything else is an independent broker. I'm not captive, right. I don't follow your chain of command. That's how I work as an independent broker. These companies, the owners of these companies don't work. They're not telling the piss off. Sorry, I'm not working with y'all then. And tell I hold an industry accountable to the standards that ought to be served for the consumer. And that's incredibly important.
So if you're a vet, and you're looking for a mortgage, independent mortgage broker, if you go to these big companies, here is what I'll tell you. The bigger the billboard, the bigger the zapping guys, they are bug zappers, that's what those billboards are. That's what marketing is, all of them. They all overcharge, if they have veterans or something vet exclusive, or USA or something in their name, and they're massive and national. I guarantee you it's not even, it's comical, at this point, bring me something called a loan estimate. And I'll show you how comical it is, but avoid them. And here's why they're going to rob some of your future by the cost that they make you carry presently, right? That's a great tool. But it must be credibly efficient in order for it to accomplish what it needs to. And that's freeing up your money. So the offense can go compound.
Einstein said compound interest is the eighth wonder of the world. He didn't say amortized interest even though there's some compounding there negatively. And the reason why was Einstein was concerned with the ability to grow. He wasn't concerned with cost in the wake of growing.
So y'all need to understand this too. And you understand you need to understand that growth is more important. And if you can free up your values, your money by not putting them down, right and you can assess all of these things. So if you're buying a house with the right metrics, then your money can do the offensive things. You've heard people say defense wins championships bull crap. Now unless you're doing offensive minded things, maybe your D gets to pick sixes and runs. Oh man, but that's an offensive move. Good auto. It's not how it works in the Marine Corps, right? We're not a trench force. Everyone loves the Marine Corps. Because, like point and whack, like that's what they do. They go you know, they go get him. And that's what your values need to be doing for you in order to propel you forward financially.
Yeah, I love I love that the independent mortgage brokers Oh, it sounds as though an individual independent mortgage broker is like the equivalent to mortgage loans that a portfolio like kind of more portfolio lender type type benefit where you can you're you're making the decision, essentially, you're not having to conform to what DC is telling you or wherever the headquarter.
No, not necessarily.
So portfolio lenders create stuff out of thin air, and they service it usually against their deposits that they take from people like you and me when we go into the bank and give them our money on Friday payday, right?
So portfolio lenders, those guys are servicing and there's some other stuff out there to kind of go around that. But VA loans have to fit in the box in order to do it. And if you don't, then it's not a sellable loan. And it can create a problem for you or your warehouse line or somebody right basic though.
So as a broker, a portfolio lender creating their one channel kind of a thing like hey, you fit in here, hop in. So still they can make any decision they want on it, not that they will write a broker, the difference for me is where Tim companies may have liked, here's a veteran veterans united, right, they say that you can't do or they don't do loans below 620. I think the USA is probably also well a VA loan doesn't actually declare a low minimum fica, that's the loan that they want to do. They're cherry picking what they want to do. And they leave a lot of veterans to believe their entitlements won't do another thing which is false.
So as an independent broker, I don't write or have specific overlays that come in and say, Oh, you can't do that, right? Like it's like the commander, a staff sergeant Gunny company got like, all those people series Oh, they can all add 15 minutes to how early you have to show up to formation so that you're there for hours early for some overlays to work the same soldier, right?
Yeah, close to home, right.
Like everyone has their 15 minutes that way everyone's pissed off and and early, but that's the way these companies can do it. They can add overlays to the risk to make it a little more stringent depending on certain things. The warehouse lines do it.
Or they can go straight to what the VA says off of automated underwriting, or whatever it is. But most companies don't do that because there's an additional risk fair. And so they declare to the veteran that they can't do it, which is false.
So, if you go to an independent mortgage broker, all you vets out there and all y'all, you anybody's out there, here's the truth of the matter, I'm liberated, no one holds me captive. All of these companies vie for my business by how well they serve you, how well their interest rates, their costs, and their fees price compared to their competitors. So many different things matter to whether or not as a mortgage professional, I help them or show them as an option for you, given your circumstances, because that's my job. It's to line up the perfect scenario. Grownups tailor their clothes, why not their mortgages, right?
Debts, a currency reverse engineered, you have to have years in history for the debt instrument. And if you don't know, or you're not working with someone that understands how to plan two years in the past, then all you're gonna end up doing is like we said earlier, it's like I asked people, do you know how to plan for your debt needs? Are you just saving money and hoping? Because that's the strategy. Most people deploy. And when it comes to the biggest purchase of your life, the most likely thing to yield you a wealth change from your current status, saving money and hoping sounds pretty stupid to me.
Oh, man, I agree.
Well, I'm gonna roll into some of the questions I normally ask. And one of the first ones here is I always ask, you know, if an E one, E two walk up to you asking you for financial advice, what would be the you know, you had only a few minutes to give them your best tip, what would you give them?
Don't give me 100 foot a flatline, and I'll tell you.
Blinker fluid.
Yeah, because like, here's one , because I want to see if they're gonna go try to do something stupid to get the value, E ones and E twos are really stupid, and they might not be worth the time and they only to say they may not be ready to learn it yet.
They're like, if they're ready to go look for some freakin flatline or some rotor wash or ID 10 T form or whatever it is, if they've got that sort of passion, vigor, then I would put a lot of time, energy and effort into them.
The first thing I'll tell them to do, though, once they do that task is don't spend them blowing all your money, guys, you have an opportunity to save to create a functional liquid reserve, they will act as your liquid reserve for the rest of your life. Do something with it, don't spend it. Even if you can't afford the bigger things that come second, third, fourth, order down the road, start the basic steps, get some money set aside that you do not use or spend for anything, quit spending dumb moneys, on cars, clothes, all of those things that you didn't get for three months in boot camp, and now you want to spend like you're never gonna have money ever again. If you don't save what you have now, right, so that you can invest it so that you can provide security with it, then you're not gonna have anything that can grow.
That's huge. I love it.
And that's what I wish I'd done it uh, you know, should have woulda coulda. For those of you listening who don't understand the Marine Corps isms going on here and did not pick up on that. Those are all running jokes, because those are things that are not probably acceptable anymore because people complain about hazing.
But like when we joined the Marine Corps, the ID 10 T form which if you write on a piece of paper spells out the word idiot is something that you got set running around the motor pool or wherever looking for as well. What's the other good one that used to be? Oh, pricky, the pricky six. So you walk around looking for a pricky seven, which is basically saying, where's that asshole Gunny, but you're asking the Gunny without knowing that you're asking the Gunny. So.
He used to the Hummer. Hummers don't have keys.
All these things that we used to do.
Five gallon bucket a rotor wash rotor washes the air that comes out from under the blades of a helicopter flightline is tarmac where the freakin planes take off. You can't bring someone 100 footers that more than likely.
I mean, shoot if the kid shows up with it. You're right. He's ready.
He's probably a marine. I chewed the concrete.
Like I knew it was an idiot job. But that's how you know he's a marine.
So yeah, that was the joke there if you couldn't figure out why I was laughing about the flightline. But oh, man, that's awesome.
So are there any, like what's a book, resource, course? I know. You mentioned I wrote it down here. My notes are terrible. It's like I'm a Marine.
Emerging real estate markets. But what you know, are there any other resources you would recommend to people looking to get in but invest in or utilize VA loans?
Books are a great place to start first because it's going to help you to understand the market.
Investing with the market is as significant as understanding the tide when you're trying to launch your boat in the ocean. If you don't, you're probably gonna have a rough time, right? Just how it works.
Other books that are out there that are really good to read. If you're looking to get into Real Estate Investing specifically, I think it's incredibly important for each person to have a large liquid reserve. I hate cash because cash does one thing daily, constantly loses value. And it's always going to inflation assures that rising interest rates and what they do to re-soak up the margin of money they create after it's been effective or useful to people brings it back.
But there's a book out there called Confessions of a CPA, the truth about life insurance, I was not a life insurance fan, I didn't believe in the product and argued against it until I had basically vetted it so much using a couple different sources that I just couldn't again anymore. But it's something that a lot of people, while they're in the military and still have a better health rating and are younger, and they have large swings of money.
It's something that could come into play, especially if they want to own real estate. Because you're going to need a large functional liquid reserve, in my opinion. That's the place where most people fail to prepare is reserve assets, or they'll have assets that they think reserves that they end up spending and they think it's a temporary expense. That's not reserves.
Yep. That's, that's huge. Definitely check out that book.
Before we wrap things up, you got anything you'd like to add any parting, parting advice or big ideas?
Parting advice or big ideas to the ones who made it this deep into the podcast.
I would say, here's my big idea. I think each house should make me around half a million at least, I think my current house may do a little bit better than that. If that sounds like something you think, and get in touch with us. Reach out. Talk to David he's available, he will be wearing his Hawaiian shirt when you call and he will be ready to grab one of those paddles off the wall and come find you. Like paddle over to you.
If you think houses should make you wealthy. You're correct. You're right. Don't be talked off of it. Don't let someone discourage you. Don't let your buddy's story of how he bought his plays in Chicago was one of your buddies probably an idiot. Or you've caught a bad wave in the market. But don't fight the data. 44x Grant Cardones out there selling 10x the average homeowner I've already told you he is 44 times wealthier than the average renter, study after study show. That's a census bureau number like Harvard's put out studies, it should happen. You should plan for it. And as veterans with a VA loan, there's no better opportunity than buying a house as long as you make things as long as you make certain things are right then you have an opportunity to change your life guys.
A poor kid from Texas. Dad still frames houses today and is coming over here in about an hour because he's got to help me carry a couch to my new office, right but didn't have a lot growing up. It's different now. Houses did that for me.
That's awesome. That's huge. Awesome.
Well, Chris, where can people get a hold of you? What's the best way to reach out?
Yeah, I'm all over Facebook like a 13 year old girl, man. But if you don't find me on Facebook, my cell phone numbers 903-815-7537. My email is [email protected]
Love it. Awesome.
Well, Chris, thanks for joining us today. This has been awesome. I look forward to I mean, shoot. I'm gonna have to reach out to you here when I go back towards the Midwest.
Yeah, man. Give me a holler as soon as you get a chance. And now I'd love to help you out ever again. Man. appreciate you sharing your story with me having me on your podcast. I hope it was valuable to your audience.
Oh, it absolutely was. This is huge.
Awesome, man. Great chatting with you, brother.
You too.
Thank you for listening to another episode about my journey From military to millionaire. If you liked it, be sure to visit Frommilitarytomillionaire.com/podcast to subscribe to future podcasts. While you're there, we'd love for you to rate the show. Give us a review on iTunes. Now get out there and take action.
Chris Griffith
Chris Griffith is a Counter-intelligence Marine, gone Independent Mortgage Broker!
Chris served in the Marine Corps for eight years working in both the air-traffic control, and counter-intelligence fields! Upon exiting the military, he worked in the mortgage broker for a few years before starting his own independent mortgage brokerage called Debt Does Deals. Chris has utilized his VA loan benefits to add almost a million dollars to his net worth!
I love watching Chris continually add value to the veteran community online. He is a wealth of knowledge, and a really fun guy to talk with. We had a lot (maybe too much) of fun recording this show for you!
His advice to an E-1/E-2 (18/20-year-old) is:
Don't spend all of your money. Save as much as you can to invest!
the resource he recommends is:
Emerging Real Estate Markets https://amzn.to/2ZbSgm7 and Confessions of a CPA https://amzn.to/2zfsf5W
https://www.amazon.com/shop/frommilitarytomillionaire
His big idea/parting advice is:
Every house should make you $500,000!
If you want to reach out to you can find him on Facebook as: Chris Griffith, Email him at: [email protected] , or call him at 903-815-7537
For more information about their program send an email to: [email protected] Again, that is [email protected]. Tell David and Stu you heard about them through the Military to Millionaire Podcast and they will get you going down the right path.
Blog: https://www.frommilitarytomillionaire.com/start-here/
Facebook: https://www.facebook.com/frommilitarytomillionaire/
Audible: https://amzn.to/2K0wzxL
Join me in the BiggerPockets Pro community! https://www.frommilitarytomillionaire.com/we-recommend-BP-Pro/
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redpajama_set_name: RedPajamaCommonCrawl


a dark-gray or silvery, lustrous, very hard, light, corrosion-resistant, metallic element, occurring combined in various minerals: used in metallurgy to remove oxygen and nitrogen from steel and to toughen it. Symbol: Ti; atomic weight: 47.90; atomic number: 22; specific gravity: 4.5 at 20°C.
Lizzie Crocker on whether you should have a titanium band wrapped around your stomach.
Bachmann brags often of her "titanium spine," and her supporters view that as her secret weapon.
He added that there was an unlimited edition in titanium at $12,000 and that the profits were to go to a charity set up by Koons.
But for a woman who promises abs of titanium, Anderson has a personal history with rather flabby claims.
The iron solution after titration serves for the determination of titanium oxide (TiO2).
If for browns it is common to mordant with titanium and use basic dyestuffs, paddling afterwards in sumach to fix the dye.
The United States has domestic supplies of titanium sufficient for all requirements.
Titanium only occurs as a mineral in its oxidised state, or as titanic oxide (TiO2).
Lastly we get the compounds of titanium and carbon, and the densely shaded spectra which tell of the thickly gathering vapours.
metallic element, 1796, Modern Latin, named in 1795 by German chemist and mineralogist Martin Heinrich Klaproth (1743-1817) from Latin Titan (see titan) as "sons of the earth." He had previously named uranium.
A strong, low-density, highly corrosion-resistant metallic element, used in ultraviolet sunscreens and as a surgical aid to repair fractures. Atomic number 22.
A shiny, white metallic element that occurs in all kinds of rocks and soils. It is lightweight, strong, and highly resistant to corrosion. Titanium alloys are used especially to make parts for aircraft and ships. Atomic number 22; atomic weight 47.87; melting point 1,660°C; boiling point 3,287°C; specific gravity 4.54; valence 2, 3, 4. See Periodic Table.


In an electrifying main event Jorge Masvidal silenced the O2 arena in Darren Till's home country of England. The atmosphere had it all, as Till walked out to "Sweet Caroline" with all his fellow countrymen singing along. The fight began with Till dropping Masvidal with a quick left hand, but Masvidal recovered and made it out of the round. Everything seemed to be going Till's way until Masvidal threw a left overhand that shocked the whole arena. He knocked Till out cold in a huge upset in the welterweight division. After a long time off Masvidal returned with some firepower and said he is after the belt. I was left with my jaw wide open, and I kind of feel bad for Darren Till. He is just 24, and he is already a title contender, but you just hate to see someone go completely limp like that. Till was undefeated this time last year and now he is coming off of 2 straight losses which is unfortunate for such a promising fighter.
In the co-main Leon Edwards beat Gunnar Nelson by split decision in a welterweight bout. Edwards had control of the whole fight for the most part and dropped Nelson in the 2nd round. When he was dropped with an elbow, it was apparent that Nelson had a broken bone by his right eye (possibly an orbital). Nelson, known for his wrestling could not get Edwards to the mat until the 3rd round. He then quickly moved to full mount, but Edwards was already ahead so he just held on for the victory. After this impressive performance Edwards said he wanted the winner of the main event, which would be Jorge Masvidal. Things are looking up for him as he has a 7 fight win streak and his last loss was to new welterweight champ Kamaru Usman.
In the Light Heavyweight division Dominick Reyes won a razor thin split decision over Volkan Oezdemir. Reyes remains undefeated and he has added some young blood to a division that Jon Jones continues to dominate. It wasn't the most impressive performance from either fighter, but Reyes got the job done and he will now look for an opponent in the top 5. Meanwhile, Oezdemir continues to fall after his title shot against Daniel Cormier almost a year ago. He will likely need a tune up fight next to get him back on track.
After his epic 14 year career Michael Bisping will be inducted into the UFC Hall of Fame. It was announced Saturday afternoon at UFC London in his home country. Bisping was a pioneer for British MMA, and was the first ever British UFC Champion. He was the winner of The Ultimate Fighter season 3, and has been a major part of the UFC's growth. He pulled off one of the biggest upsets in UFC history with his KO of Luke Rockhold at UFC 199. After winning the title he fought Georges St. Pierre in his last title fight at UFC 217. "The Count" left a lasting legacy on the sport and he was a true legend.


Calipers are one of the most versatile measuring tools due to their ability to take internal, external, and depth measurements. Calipers are also able to take some of the widest ranges of measurements. Most calipers have a measurement range from 0 - 6 inches (0 - 150mm). For these reasons every engine builder should have a caliper at their disposal. Calipers can come with dial, digital, or Vernier scale readouts. Personally I would avoid the Vernier type as they are cumbersome to read, instead choose either a digital or dial caliper.
Where to use: Some examples include valve spring lengths, clutch disc thickness, and cam lobes. Calipers are not the most accurate measuring tool and should not be used where extreme accuracy is required. Most calipers have an accuracy of about 0.001" (0.025mm).
Reading A Dial Caliper: A dial caliper consists of a scale which runs along the bar of the caliper. Depending on the type of caliper you have, the scale will either be inch or metric based. On an inch caliper the scale will be in tenths of an inch while a metric scale will be in millimeters. To read the scale simply line up the edge of the jaw with the closest whole value. Once the whole value has been found move to the dial. The dial will be broken into thousandths of an inch or hundredths of a millimeter. Simply add the value indicated by the pointer on the dial to the value previously recorded on the scale. In the photo below the caliper incorporates both inch and metric scales. The caliper reads 0.610" (15.49mm).
Reading A Digital Caliper: The value shown on the digital readout is the total value. Most digital calipers have a button which can be pressed to cycle between inch and metric units.
1. Start by ensuring the jaws are free of dirt or debris. Clamp a piece of paper between the jaws and slide the jaws past the paper.
2. Close the jaws completely. On a digital caliper simply press the "zero" button to zero the caliper. On a dial caliper loosen the bezel clamp and rotate the dial face so that the "0" aligns with the pointer.
3. Slide the caliper open and closed a few times to confirm the caliper consistently reads "0". If for some reason the caliper does not repeatedly read "0" try re-calibrating the caliper.
1. Position the part to be measured between the jaws as close to the bar of the caliper as possible. The further out the part sits in the jaws the more likely the jaws are to flex, resulting in a less accurate reading.
2. Make sure the part sits squarely in the jaws of the caliper.
3. Apply a moderate amount of pressure to the outer jaw. This is one of those Goldilocks situations where it can't be too loose or too tight. Too loose to the point where the part can fall out of the jaws will result in an oversized reading. Too tight to the point the jaws start to flex will result in an undersized reading. Acquiring the feel to determine the correct pressure to put on the jaws will come with practice.
4. Once finished measuring, return the jaws back to zero and make sure the caliper zeros.
5. For situations where utmost accuracy is required, take a few measurements to confirm repeatability.
The process for obtaining good reliable internal measurements is the same as that of the external measurements. Simply utilize the internal jaws when measuring. Remember to make sure the jaws sit squarely in the bore as you measure and to keep a moderate amount of pressure on the part.
1. Extend the depth rod out from the end of the caliper.
2. Slowly lower the end of the caliper down retracting the depth rod until the end of the caliper sits flush with the flat surface. Make sure to keep the end of the caliper square to the surface as it is lowered.
3. Once the end of the caliper is sitting flush with the flat surface zero the dial.
4. Extend and contract the depth rod a few times against the flat surface making sure the dial zeros each time.
1. Square the end of the caliper up against the surface the depth measurement will be taken from.
2. Extend the depth rod down until it touches the measurement surface. Make sure the depth rod is only extended far enough so that it sits flat. Extending the rod too far and the end of the caliper may not sit flat or the depth rod could flex.
3. Confirm both the end of the caliper and depth rod are square and take the reading from the caliper.
4. Remove the caliper, stand it on end against a flat surface, and double check the depth rod still reads "0".
Remember due to the limited surface area available for positioning the end of the caliper, having to keep them square, and the flexibility of the depth rod depth measurements are difficult to get accurate. Other measurement tools specifically designed for measuring depths accurately are much more suitable in instances where a high level of accuracy is required.
That sums up the three ways you can utilize a caliper. Remember the cleaner your caliper is the longer it will last so keep it in its case when not using it. A caliper usually ends up ruined by being dropped on the floor. A floor drop can result in the fine edges of the jaws getting nicked and damaged as well as wreaking havoc on the internals of the tool. Take care not to let them plummet to the ground.
Lash gauges are used to measure the clearance between two parts. Their design and function is simple. The gauges consist of long thin pieces of metal varying in thickness. The gauges are inserted between two parts to determine the clearance between them. Different thickness gauges are selected until the gauge fits snugly between the two parts. The thickness of the gauge correlates to the clearance between the parts. When you think of lash gauges you probably think of checking valve clearances. This is definitely the most common use, but also one of the situations where lash gauges can be the trickiest to use accurately.
Having a nice set of lash gauges can save a lot of time and headaches when engine building. Find and use a set of lash gauges which have both standard and metric graduations, incrementally increase in thickness by 0.0005" (0.013mm), and are fairly long. Having more thickness options available will make it much easier to determine the clearance between two parts.
Where to use: Examples include valve clearances, oil pump gerotor clearance, and spark plug gap.
Start by selecting a gauge thickness which will fit between the two parts.
Work up in thickness until a gauge is found that just passes between the two parts. The gauge should not require a great deal of force to push through the parts nor should it slide in and out easily. An appropriately sized gauge should drag just slightly between the two parts.
Once a gauge is found that drags slightly between the parts that gauge then corresponds with the clearance between the two parts.
Hot Tip: Watch out for angle errors. In a perfect world lash gauges would be inserted between the clearanced parts perfectly flat. This rarely happens. Make sure when you work with the gauges that the tip of the gauge is parallel to the surfaces it is being fit between. When working in tight spots which don't allow the gauge to be inserted flat, either press down firmly on the middle of the gauge so that the gauge flexes or bend the gauge tip so that it can be inserted parallel.
During an engine build outside micrometers are the most commonly used precision measurement tool. As the name implies outside micrometers are primarily used to measure outer dimensions of parts. Both inch and metric versions of the micrometer are available with high quality inch and metric variants having resolutions of 0.0001" and 0.002mm respectively. A 0 - 6" or 0 - 150mm set is ideal and will provide an engine builder with all the micrometers needed to accurately measure dirt bike engine parts.
A good set of micrometers will come with their own checking standards. The checking standards are similar to gage blocks. The standards are important as they are the finely machined lengths of metal which are required to calibrate each micrometer. For a 0 - 6" set the set should come with a 1, 2, 3, 4, and 5 inch standard so each of the five micrometers which don't close completely can be calibrated before use. In addition to the standards a good set of micrometers should come with a lock. The lock is used to clamp the spindle in place so a measurement isn't lost before it can be read.
Micrometers are offered with or without a ratchet stop. A ratchet stop is handy for beginners because it regulates the pressure being applied to the measured part leading to more consistent readings. While used less often by seasoned professionals, I personally like the ratchet stop feature and think anyone just starting out should utilize a set with ratchet stops.
Where to use: Examples include valve stems, lifter buckets, and piston.
Reading Micrometers: Micrometers are easy to read as long as you understand the three parts of the measurement system found on the micrometer. The three parts of the system are the sleeve, the thimble, and the Vernier scale.
On an inch-based micrometer the sleeve features graduations of 0.025". The sleeve of the micrometer is always read first. Keep in mind only whole fully visible lines can be counted. In the picture below the micrometer sleeve reads 0.350".
Next comes the thimble. The thimble is divided into 25 graduations of 0.001" inch increments. This makes sense because one full revolution of the spindle would be equal to one increment on the sleeve (0.025"). To determine the value on the thimble simply line up the the horizontal hash mark on the thimble with the horizontal line on the sleeve. In the picture below the thimble reads slightly more than 0.010". The value obtained from the thimble reading is then added to the value from the sleeve, so far totaling 0.360".
Lastly, the Vernier scale comes into play. The Vernier Scale consists of 10 horizontal lines. Each line represents 0.0001". When all ten lines are added together the sum equals 0.001" which is equivalent to one increment on the thimble. To read the Vernier scale simply look for the set of horizontal lines that match perfectly. The corresponding value associated with the matching lines is the number of ten thousandths which must be added to sum of the sleeve and thimble value. Make sure to read the value on the Vernier scale and not on the thimble when reading the 0.0001" measurement.
In the photo below the line corresponding to the "6" on the Vernier scale matches perfectly to the line on the thimble so we know to add another 0.0006" to the measurement. The total measurement is 0.3606" (0.350" + 0.010" + 0.0006"). Unbeknownst to you, this is a 2-3 inch micrometer so 2" must be added to the measured value to arrive at a total of 2.3606".
As you can see above, the thimble shows a little more than 0.005". So far our measurement is 0.530" because we add the value from the thimble to the value from the sleeve.
Last, we look at the Vernier scale. The horizontal line on the thimble matches perfectly with the fifth line on the Vernier scale so we must add 0.0005" to the sleeve and thimble readings. This results in a final value of 0.5305" (0.525" + 0.005" + 0.0005"). Again using a 2 - 3" micrometer the total value is 2.5305".
For metric micrometers the process is exactly the same, however the sleeve is divided into 0.5mm graduations. The thimble features 50 - 0.01mm graduations. The Vernier scale is divided into 5 - 0.002 graduations.
Each micrometer will require calibration prior to use to ensure that it is accurate. A 0-1" micrometer is the easiest to calibrate because when its measuring faces are closed all the way together the micrometer should read "0". For micrometers which measure sizes larger than 1 inch, standards or gage blocks will be needed to calibrate the micrometer. The calibration process for all micrometers is the same apart from the use of standards to calibrate the larger micrometers which don't close all the way.
Set the frame of the micrometer in a micrometer stand. By using the stand you will free up one hand and won't transfer your body heat into the micrometer.
2. Lightly clamp a piece of paper between the measuring faces (0-1") and slide the micrometer across the paper to clean the measuring faces. For larger micrometers wipe the paper across each of the measuring faces using your fingers.
3. Close the measuring faces (0-1") or insert the appropriately sized measuring standard. Read the micrometer and see if the sleeve, spindle, and Vernier scale align precisely at "0". If the micrometer does read "0" open and close the measuring faces a few more times to confirm.
4. If the micrometer does not read "0" it will need to be adjusted. With the measuring faces closed or the standard inserted, follow the adjustment procedure outlined for your specific type/brand of micrometer. Carefully zero the micrometer then tighten any adjusters. Open and close the micrometer a few times to confirm it has been zeroed. Once the micrometer repeatedly reads "0" it is ready to use.
Hot Tip: Sometimes you can find a machinist that is willing to let you check your micrometer and standards against theirs. This is especially useful when checking the accuracy of cheaper micrometer sets. Compare the accuracy of the cheaper set to a high dollar set of Starrett's or Mitutoyo's. This is great for engine building peace of mind!
1. Open the spindle so the piece being measured can fit between the measuring faces.
2. Gently turn the ratchet until the measuring faces start to touch the part being measured.
3. Make sure the part is square to the measuring faces. For cylindrical parts, slide the part between the measuring faces to make sure you are measuring the diameter of the part at its widest point.
4. Turn the ratchet stop until it clicks a few times. The correct pressure has now been applied to the part being measured. If the micrometer doesn't have a ratchet stop, turn the spindle until light pressure has been applied to the part. The part should still be able to move between the measuring faces, dragging just slightly.
5. Use the lock to lock the spindle in place.
6. Remove the part being measured.
7. Read the micrometer. Remember to start with the whole number value, then record the value on the sleeve, add the value on the thimble, and finally add the value on the Vernier scale to the sleeve and thimble readings.
8. Don't forget to unlock the micrometer prior to taking another measurement.
Hot Tip: For measurements requiring the utmost accuracy take 3 to 5 measurements. Then take the average of your measurements and use this value as the measured value.
A dial bore gauge is a very versatile and accurate tool used to measure internal diameters. The dial bore gauge features a long shaft with a dial indicator affixed to one end and a measuring head attached to the other. Most measuring heads feature interchangeable extension rods so the gauge can be used to measure a variety of different bore sizes. To quickly and accurately measure cylinder bores the dial bore gauge is the best tool for the job. The dial bore gauge is a comparative measurement tool, meaning that it must be set to a specific diameter prior to measuring.
Dial bore gauges come in different size ranges, accuracies, and resolutions. Dial bore gauges are not a cheap measurement tool so take care to research quality, determine your personal measuring needs, and access your budget before purchasing. For dirt bike engine building finding a dial bore gauge which can measure from 1.4 - 6" (35.5 - 152mm) will cover the majority of applications. If you don't work with any small bores a gauge with a range from 2 - 6" would be fine. The accuracy and resolution of the gauge should be 0.0001" (0.0025mm).
Calibrating the gauge can be done several different ways. The most accurate way to calibrate a dial bore gauge would be to use a ring setting gauge which is close to the bore diameter being measured. While this is the best way, ring setting gauges are expensive and may not be worth the investment if the dial bore gauge won't be used frequently to measure a specific diameter. If you were to build an array of engines all with different bore sizes it would be necessary to have a ring gauge for each bore size. This would be cost prohibitive and is a difficult cost to justify for the amateur builder.
A more economical calibration method is to use a micrometer to set the diameter of the dial bore gauge. A micrometer is adjusted and set to the bore size being measured and the gauge is calibrated based on the size of the micrometer. One pitfall with this method is that the micrometer must be very reliable and accurate in order for the bore gauge to be accurate.
Special bore gauge setting tools are also available. Bore gauge setting tools work similar to a micrometer, however one setting tool will usually cover all the sizes the bore gauge is capable of measuring. Most setting tools come with their own setting gauge to ensure the tool is accurate.
One final method worth mentioning involves using gage blocks and plates to set the bore gauge. The gage blocks are added together until they equal the desired bore diameter. Precision ground plates are set at each end of the gage blocks and the assembly is lightly clamped together. The bore gauge can then be calibrated between the ground plates.
Reading Dial Bore Gauges: The gauge face of a dial bore gauge is similar to other dial gauges. The gauge is divided into equal graduations representative of the tools resolution. A needle pointer indicates the tools measurement.
Reading measurements from a dial bore gauge is a little different than other tools. To use a dial bore gauge correctly the tool is rocked back and forth in the cylinder bore. As the tool starts out of square with the bore it will read high, as it becomes square it will read its lowest value, then as it proceeds past square it will read high again. The correct point to take the measurement from is when the dial bore gauge reads at its lowest value just before the needle starts to change direction.
1. Calibrate a micrometer with a resolution of 0.0001" which is capable of measuring the diameter of the cylinder. See the micrometer calibration section for specific details. Set the micrometer to the desired size and lock it in position.
2. Gently clean the dial bore contact points with your finger tips.
3. Insert the dial bore gauge between the micrometer measuring faces.
4. Carefully rock the dial bore gauge back and forth. Note the lowest value the needle reads and how far the dial must be turned so the "0" on the gauge face aligns with this point.
5. Rotate the dial face and zero the dial bore gauge to the lowest needle reading.
6. Reinsert the dial bore gauge between the micrometer measuring faces. Gently rock the gauge back and forth. Confirm the lowest reading of the bore gauge is "0". If the gauge doesn't quite read "0" remove the dial bore gauge and rotate the dial again. Recheck and repeat this process until the dial bore gauge reads "0" between the measuring faces of the micrometer.
7. Check the calibration a couple of times for repeatability.
Hot Tip: Use a micrometer stand to hold the micrometer while calibrating the dial bore gauge. This makes the process much easier and frees up an otherwise busy hand to assist with calibration.
If you're having trouble keeping the dial bore gauge tips between the measuring faces of the micrometer, try slipping a quarter inch piece of tubing over the end of the micrometer. The tubing won't affect the measurement but will help to keep the dial bore gauge positioned.
If you don't have a micrometer stand but have a vice, the micrometer can be gently set in the vice. Use a rag to pad the micrometer ensuring the micrometer won't be damaged by the jaws of the vice.
Alternatively the dial bore gauge could be carefully clamped in the vice and the micrometer left free to rock back and forth during calibration.
The process for calibrating a dial bore gauge using a ring setting gage is similar to that of calibrating the gauge using a micrometer. Simply follow the steps outlined for calibrating the gauge using a micrometer but enjoy the fact that you don't have to first calibrate the micrometer! In addition the dial bore gauge will be much easier to center in the ring setting gage and you won't need a third hand.
1. Insert the dial bore gauge into the cylinder bore. Set the end of the contact head at the desired height in the bore and gently touch the plungers to the bore.
2. Slowly pivot the handle of the bore gauge so that the contact head and handle start to become square with the bore.
3. Simultaneously, while pivoting the gauge watch the indicator.
4. Once the gauge is square to the bore the dial gauge should read at its lowest value.
In the photo above the needle is at its lowest point. The bore gauge reads 0.0019" larger than the calibrated size.
5. As the gauge passes through the point of being square the gauge needle will change directions indicating the length of the gauge is starting to get longer.
6. The point at which the needle reads the lowest value just before it begins to change direction is the point at which the measurement should be taken.
8. To determine total bore size either add or subtract the measured value from the calibrated value of the micrometer or ring setting gauge. Consider an example where the micrometer was set to 3.7795" (96.0000mm) and the dial bore gauge was calibrated to this value. Once the bore gauge was inserted into the cylinder the gauge needle changed directions at the positive value of 0.0003" (0.0076mm). By adding 3.7795" (96.0000) and 0.0003" (0.0076mm) together the final bore diameter ends up being 3.7798" (96.0069mm).
9. Don't forget to take a few measurements when measuring critical dimensions of parts.
Hot Tip: For comparing taper and out-of-roundness, simply compare the measurements taken from the bore gauge to one another. There's no need to add the calibrated bore diameter into the mix.
As you can see the world of measurement tools, their capabilities, and how to use them during your rebuild is vast and requires a hefty amount of knowledge. Next week I will be discussing in depth the remaining six tools you can use for precision measuring as an at-home mechanic. Be sure to share this post with any of your wrenching buddies and keep your eyes peeled for our next post, Precision Measuring For The At-Home Mechanic // Part Three.
Are you a dirt bike engine building enthusiast? Do you love working on your engine and bringing your four stroke to its highest state of tune? Then you are going to love the in-depth precision engine building knowledge I am providing for at-home mechanics and experts in The Four Stroke Dirt Bike Engine Building Handbook. This boos is available as both an eBook and in print. Right now we have an awesome deal running where all website visitors get 20% off when they enter the discount code: fixityourself2015 before purchasing. To learn more about the book, check out the Table of Contents, and hear some testimonials, click here.
If you want to share a tip, ask a question, or leave a comment please do so!


Recent cold temperatures in Florida left many cold-stunned sea turtles close to death, floating listlessly in the water. Working with staff from county, state and federal agencies as well as volunteers, Florida Fish and Wildlife Conservation Commission biologists helped to coordinate the rescue of more than 250 sea turtles this week. Most rescues took place in Brevard County but turtles were also rescued in Indian River, Gulf and Pinellas counties. Most of the sea turtles affected were green turtles, with some loggerheads and Kemp's ridleys as well as one hawksbill. FWC biologists predict the majority of the affected turtles will survive. Sea turtle rehabilitation facilities throughout the state are housing these animals until they can be released when temperatures warm. Stranded sea turtles and all other distressed wildlife should be reported to the FWC Wildlife Alert Hotline at 888-404-FWCC (3922).


text:
Canelas est une des 39 municipalités de l'état de Durango, dans la Sierra Madre Occidentale au nord-ouest du Mexique. Son chef-lieu est la ville de Canelas. Sa superficie est de .

En 2010, la municipalité a une population de .

Localisation

Localités
Canelas a 70 localités, des petits villages et des ranches. Son économie repose sur la production forestière et minière.

Les localités principales sont :

Références

Municipalité du Durango

redpajama_set_name: RedPajamaWikipedia


I didn't buy Kingdoms of Amalur: Reckoning this week, although I might be tempted to buy it when it turns up at half price in a Steam sale. I played the demo, and didn't like the user-interface that was made for consoles. And while I could see some positive qualities, KoAR is no Skyrim. Metacritic gives it 10 points less on average for the different versions, which is a notable difference.
Instead I went and bought Jagged Alliance: Back in Action. The "real-time, but stop the game at any time you want to give orders" compromise between turn-based and real-time games is one I can live with. In absolute terms Jagged Alliance is probably a worse game than KoAR, but roleplaying games are a dime a dozen these days, while strategy / tactical games that aren't purely real-time are extremely rare. Until Firaxis releases their XCOM remake, I don't really have all that many options. But maybe the tide will turn: Two companies releasing XCOM games, and two Jagged Alliance remakes in 2012 is a good sign.
I loved the original XCOM, didn't know a remake was in the works, I will have to watch out for it. Now if only someone would remake Elite!
While on the subject of single player games Have you tried Spacechem? Don't worry it really has very little to do with chemistry so it won't feel too much like work!
please post a review, how you like JA:Back in Action. I am tempted but the reviews were not so good, so i did not buy it yet.
I downloaded the Demo, but did not try it out yet, as i am strill deep into SW:ToR.
Would be very interested how you like the game.
Question to you Tobold, kind of off topic. I remember you talking about Duel of Planeswalker, can you play that off line?
I'm about to deploy and I'm looking for "off line" or LAN games to play. Any suggestions would be great.
Wait, Firaxis is re-making X-COM?! Why did I not already know this?!
Can't wait. I hope they stay true to the turn based combat of the original.
@Savrukk: I think your perceptions will be really coloured by whether you played the original Jagged Alliance. Back in Action is a very faithful remake, with a few toys they probably wished they had at the time, and a few bits that were less fun than frustrating thrown out. It doesn't have the same polish as some other games released out there at the moment, but it's light years ahead of the other 'spiritual successor' that came out... what. 2010? (I forget its name, it was just bad.) Haven't encountered any show-stopping or annoying bugs yet, either.
@Tobold: Wait... 2 Jagged Alliance games? What's the other?
@Cam: There is a "Jagged Alliance Online" browser game in beta.
I love a free game that works on Mac, PC and Ipad (4 Frs for the latter). It's called Battle of Wesnoth, tried it too ? It's even multiplayer if you so wish, simple to play but complex to win. It comes with tons of varied campaigns too.
Another one I love is King's Bounty: Crossworlds. I played it for months, too damn addictive grr.