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An Obscure Program Shows How FinTech Can Fight Stimulus Fraud
July 22, 2020 - banks, covid-19, Data and Security, enterprise, enterprise AI, Fintech, stimulus fraud, Trends
Sen. Chuck Grassley offered a scathing critique of the federal government's EB-5 immigrant investor program and the potential for fraud when the Senate passed a bill last year reforming the three-decade-old program.
The money from foreign investors — who in return for investing $500,000 to $1 million were promised green cards — was supposed to spark economic activity in distressed and rural areas. "All of a sudden, investment dollars intended for communities in need were being sucked up for glitzy projects in America's most well-to-do neighborhoods,� Grassley wrote in an opinion piece at the time.
If that were true, the episode would be another disgraceful nail in the coffin of an American dream that's stimulated hard work, ingenuity and brought the dreamers and ambitions of the global community to this country. A dream that made it the glorious example of human achievement it once was. Now, just like an Ivy League education, can your parents buy it for you?
What's EB-5?
Understanding what went wrong with the EB-5 program, and how policymakers and the private sector adapted over the past decade, is instructive. It's especially instructive, urgently so, as we deal with a new wave of funding, ostensibly managed by the federal government, but largely relying on the vetting and fraud-detection capabilities of private financial services, from big banks to boutique investors.
We could be entering a golden age of financial crime. Six trillion stimulus dollars have been injected into the financial system. That's equivalent to 27 percent of the U.S.'s gross domestic product with more than half of it in cash sent out in only about three months. I can't think of a larger structural change in the economy, ever. Even after Pearl Harbor, it took a year to get the vaunted World War II economy moving.
Early criticism of the spending has focused on where the money is going. The Small Business Administration allowed funds to go to parts of the country that weren't as hard hit, according to reports. It went to companies that many felt didn't fit their idea of small main street shops. Billion-dollar sporting franchises have allegedly been exploiting the "small� business loan. The list only starts there.
Much of the money has already been lost to fraud and deception. In the banking sector the talk is all about "Know Your Customer." Too late. There have been a huge number of projects to try to "know� the customer.
But the silos of diverse and distributed data, incompatible technologies and processes within a firm, and poorly executed mergers have all undermined really understanding the customer. Banks lose insight into the customer's behavior, sentiment, risk and expectations. Or whether even the customer is real, or honest.
As we face a long road ahead in figuring out who inherits the debt and the associated risks from COVID-19 stimulus spending, what was Senator Grassley stewing over with the EB-5 jobs program?
The EB-5 program started to grow in popularity after a previous series of reforms in 2005. Those reforms made the application process faster and easier. In 2015 alone, there were 17,691 applications for visas through the program.
As EB-5 activity increased, so did abuse of the program, ranging from a couple accused of double-dealing in their operation of a regional center for investment in California, to developers in Vermont accused of a "multi-year wire fraud scheme.�
The massive investments into New York City property, particularly Hudson Yards, also showed how a program meant to bring brains and ideas into the country, may have been just getting Green Cards for kids with more money.
There's one particularly important lesson from the EB-5 program's past troubles. The government and investors are quick to blame financial institutions. Due diligence and identifying fraud is a must.
The Government Accountability Office wrote in a 2015 report that "fraud risks in the EB-5 Program are constantly evolving, and continually identify new fraud schemes.� Like nearly all specialized conduits for high volumes of funds outside of normal channels, EB-5 is susceptible to bad actors.
How technology figures in
There are many stories of past scandals. But proponents have plenty of evidence to argue EB-5 works. It works when it's effectively and correctly used. It is actually highly beneficial to the U.S. economy and job creation.
Looking back on the jobs created or saved by EB-5 during the Great Recession, the 174,000 jobs the Department of Commerce discovered came from EB-5 represented 4.3 percent of U.S. job growth during that time.
What few realized, and realize even today, is the role played by the rise of technology to support fund administration, like the work of NES Financial in Silicon Valley, which has since been acquired by JTC Group.
Purpose-built technology and processes enabled end-to-end process management beyond middle and back-office accounting and administration. Speed and quality have advanced. Early machine learning has delivered.
Investors and fund managers need a clear picture of investment, compliance and impact information. They need to manage and report on large pools of small limited partners. That had to be done regardless of average investment size. Doing that established best practices, protected investors and helped limit fraud.
Getting to success
Senator Grassley may continue to be concerned about where the money goes. But the financial integrity of the program is now impressive. Past problems with fraud have not reemerged.
Policy-making is now shoring up technology. Just recently a 2019 bill made many seemingly minor changes. But together they create myriad new opportunities. New chances to stop funds from going to bad actors. They also significantly increase the demands on the private and public actors involved.
The 2019 law established an "EB-5 Integrity Fund� — funded by fees from investors — to be used by the Department of Homeland Security for international anti-fraud activities including audits and site visits.
It required background checks of project principals; more disclosures to investors regarding business risks and conflicts of interest; and more oversight of projects and closer monitoring for securities compliance. The technology that's now in place is key.
It makes these requirements possible. And it allows them to work, and not choke oxygen off from the program with frustrating paperwork.
A success? Actually, yes. But crime evolves quickly and so the test will be how long this success stays on target.
A menagerie of fraud
The government is not the only one shouldering the threat of fraud. That's true, in both the EB-5 program and the more recent employment-based loans. It also falls on the various banks and contractors involved in the deals.
Here are a few examples of what could be coming our way.
Employee stuffing or shedding is a problem. For instance, it occurs when companies fraudulently expand their payroll to increase their fund eligibility. They may then get rid of staff and continue making ghost payroll payments to avoid violations of the loan agreement.
There are shuck and clean operations. Organized crimes take over distressed firms for cash. It's not just for fraud. These operations are a wholesale assault by establishing hundreds of shell companies. And this one troubles us the most.
We should be very concerned about opening up the financial markets to easy access to crime. Entities are dangerous when ownership is the same, but control over it has changed without the bank knowing.
Identity theft and elder abuse are the types of petty fraud that often plague government-assistance programs. They will continue but will get worse, supercharged by the $350 billion in US stimulus.
Finally, cross-system abuse is another problem. This is where companies use multiple bank relationships to make multiple applications for the same staff pool and the same receivables. Don't confuse this with legitimate companies trying to switch banks mid-process.
The government's approach has a major weakness. The rush of stimulus occurring now is running through relaxed due diligence.
"If the PPP loan is being made to an existing customer and the necessary information was previously verified, you do not need to re-verify the information,� the Department of Treasure advised in April.
And this creates a perfect account takeover scenario both from within and now from outside the country. Companies can change hands and shed half their employee base without anyone noticing. The scale and urgency of the coronavirus crisis measures are enormous.
It's understandable why the federal government has tried to get money out the door with limited friction. As we learned with EB-5, the risk of reducing friction is inviting fraud.
Technology has to be the answer again. It is the only answer frankly.
It will likely be years before we are able to account for the billions in COVID-19 stimulus funds distributed. The sooner we make smart investments in anti-fraud efforts, the more we will actually help legitimate companies. We can help companies hoping for a chance at recovery.
The post An Obscure Program Shows How FinTech Can Fight Stimulus Fraud appeared first on ReadWrite.
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Is the UW System Selling its Birthright for a Mess of Pottage?
Posted on November 30, 2012	by rgrusin
Genesis 25: 29-34 tells the story of Esau, who in a fit of hunger sells his birthright as first-born son of Isaac to his younger twin Jacob in exchange for some bread and a "pottage" of lentils. "Esau said: 'Behold, I am at the point to die; and what profit shall the birthright do to me?'" (Genesis 25:32). I was reminded of this story by the recent announcement by Kevin Reilly, the president of the University of Wisconsin system, that the University of Wisconsin-Milwaukee (UWM), my home institution, intends to provide mostly online "flexible degrees" for working adults: "UWM Chancellor Michael Lovell announced during a news conference Wednesday that UWM will repackage existing courses into mostly online formats for the following Flexible Option degrees: a bachelor's and a master's degree in nursing; a bachelor's degree-completion program in diagnostic imaging; a bachelor of science in Information Science & Technology; and a certificate in Professional and Technical Communication."
The aim of these flexible degrees, which include partnerships with two-year colleges in the UW system for fulfilling online general education and liberal arts requirements, is to allow working adults (or pretty much anybody) to get a college degree on their own timetable and at a reduced rate: "The new college degrees will be more affordable and accessible for working adults because, in addition to moving at their own pace, students will take only the courses they need. They won't have to spend time and money on coursework if they can prove through competency testing that they've already mastered it." The motivation for providing these degrees is to provide UWM and other system schools with additional "revenue streams" in an era of severe cutbacks in state support for public education. Like Esau, the UW System is hungry for financial support and may even feel it is "at the point to die." And sadly, like Esau, the System appears to be willing to sell off its pedagogical birthright, the hard-earned University of Wisconsin heritage of over 150 years, for the pottage of increased tuition from flexible degrees.
While in the short run this increased revenue may look to revenue-hungry UW System administrators like an attractive way to support the core teaching and research missions on their campuses, in the long run the development of flexible degrees, "which will not be differentiated from degrees earned at UW campuses," will devalue both the importance of embodied classroom education and campus life and the meaning of a University of Wisconsin degree for those who earn it through taking classes in the context of a full-fledged campus experience. At a moment in which college education is increasingly seen (even by university chancellors and system presidents) as providing little more than preparation for the workplace, there will be no real incentive for students to pay more money to follow a coherent curriculum or to live on campus when they can get the same degree more quickly, at their own pace, and for less money. The establishment of "flexible degrees" will only legitimate and accelerate the deskilling of the professoriate, the reduction of tenured faculty members that has been under way since the last decades of the 20th century. By offering college credit for "on-the-job training, military experience or previous coursework," "including the growing number of MOOCs [taught] through universities such as Harvard and MIT," these flexible degree programs threaten to supplant the tenured faculty that make up the core of a university's identity, replacing them with part-time, precarious laborers, which will work in the short run to provide cost-saving in salary and benefits but in the long run to devastate the public research university as we know it.
Perhaps more tragically the move to flexible degrees threatens to preempt or foreclose the possibilities for truly innovative uses of digital technologies in strengthening and transforming the role of higher education in the 21st century. Indeed I want to stress that my opposition to these misguided developments comes not from a nostalgia for a past era but from my own more than 25-year involvement with remaking humanities education in the context of what has been called the digital revolution. At Georgia Tech in the 1990s I helped lead the transformation of the English Department into the School of Literature, Communication, and Culture, through the creation of a Bachelors of Science in Science, Technology, and Culture and a Masters of Science in Information Design and Technology. As Chair of the English Department at Wayne State from 2001-2008, I created a "Digital Literacy Initiative" to ensure that all first-year composition classes at Wayne State also provided their students with education in critical information literacy. In both of these prior positions, I was a strong advocate for the incorporation of new digital media technologies into humanities pedagogy and curriculum.
Since the summer of 2010 I have been Director of UWM's Center for 21st Century Studies (C21), which leads the way in imagining, defining, and creating the burgeoning field of 21st century studies. In my first semester as C21 Director I delivered an inaugural address on "The Future of 21st Century Studies," in which I argued for the centrality of new digital modes of research and education in the 21st century university. Indeed it is in my position as director of C21 that the current initiative is most troubling, especially in its unquestioned assumption that flexible degrees represent the way that education must and will develop in the 21st century: "The new flexible degree is 'the 21st century face of the Wisconsin Idea,' a guiding principle that education should improve the lives of state residents, [UW System President] Reilly said." Sadly the decision to design and implement these flexible degrees has been made in the absence of a robust campus (or system-wide) discussion about the wisdom of doing so, a discussion in which faculty, students, staff, and administrators might address questions of the efficacy of such flexible degrees and of their consequences and implications for all facets of the University of Wisconsin System.
In short, while it may be the case that flexible degrees will, like some bread and a pottage of lentils, satisfy for a while the UW System's economic hunger, they run the risk of doing so at the expense of something much more valuable,its birthright as a great public university system for the State of Wisconsin and its role as a leader in the imagination and transformation of higher education in the 21st century and beyond.
About rgrusin
I am an Academic Entrepreneur and Professor of English at University of Wisconsin-Milwaukee.
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3 Responses to Is the UW System Selling its Birthright for a Mess of Pottage?
Bob Samuels says:
Yes, I also teach digital media, but I think my university's move to online education is also being driven by all of the wrong forces. We need to find a way of defending high-quality, critical digital education.
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AMOS TUTUOLA THE PALM WINE DRINKARD PDF
The first African novel published in English outside of Africa, this quest tale based on Yoruba folktales is written in a modified Yoruba English or Pidgin English. In it, a man follows his brewer into the land of the dead, encountering many spirits and adventures. The novel has always been controversial, inspiring both admiration and contempt among Western and Nigerian critics, but has emerged as one of the most important texts in the African literary canon, translated into more than a dozen languages. The Palm-Wine Drinkard, told in the first person, is about an unnamed man who is addicted to palm wine , which is made from the fermented sap of the palm tree and used in ceremonies all over West Africa. The son of a rich man, the narrator can afford his own tapster a man who taps the palm tree for sap and then prepares the wine. When the tapster dies, cutting off his supply, the desperate narrator sets off for Dead's Town to try to bring the tapster back.
Author: Tojara Dizahn
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The first African novel published in English outside of Africa, this quest tale based on Yoruba folktales is written in a modified Yoruba English or Pidgin English. In it, a man follows his brewer into the land of the dead, encountering many spirits and adventures. The novel has always been controversial, inspiring both admiration and contempt among Western and Nigerian critics, but has emerged as one of the most important texts in the African literary canon, translated into more than a dozen languages.
The Palm-Wine Drinkard, told in the first person, is about an unnamed man who is addicted to palm wine , which is made from the fermented sap of the palm tree and used in ceremonies all over West Africa. The son of a rich man, the narrator can afford his own tapster a man who taps the palm tree for sap and then prepares the wine.
When the tapster dies, cutting off his supply, the desperate narrator sets off for Dead's Town to try to bring the tapster back. He travels through a world of magic and supernatural beings, surviving various tests and finally gains a magic egg with never-ending palm wine. In , the Africanist literary critic Bernth Lindfors produced an anthology of all the reviews of Tutuola's work published to date.
Given these Western reviews, it is not surprising that African intellectuals of the time saw the book as bad for Africa, believing that the story showed Nigerians as illiterate and superstitious drunks.
It was only later that the novel began to rise in the general estimation. Critics began to value Tutuola's literary style as a unique exploration of the possibilities of African folklore instead of the more typical realist imitation of European novels in African novels. One of the contributions Tutuola made was to "kill forever any idea that Africans are copyists of the cultures of other races.
Tutuola was no more ungrammatical than James Joyce or Mark Twain , whose use of dialect was more violent, others argued. Well aware of the criticism, Tutuola has stated that he had no regrets, "Probably if I had more education, that might change my writing or improve it or change it to another thing people would not admire.
Well, I cannot say. Perhaps with higher education, I might not be as popular a writer. I might not write folktales. I might not take it as anything important. I would take it as superstition and not write in that line.
My purpose of writing is to make other people to understand more about Yoruba people and in fact they have already understood more than ever before. Although The Palm-Wine Drinkard is often described as magical realism , the term was not invented until , after the novel was published. Kool A. From Wikipedia, the free encyclopedia. This article is about the work of African literature. For the Kool A. This article relies largely or entirely on a single source.
Relevant discussion may be found on the talk page. Please help improve this article by introducing citations to additional sources. Categories : novels Fantasy novels Nigerian English-language novels Nigerian magic realism novels Novels set in Nigeria Faber and Faber books debut novels.
Namespaces Article Talk. Views Read Edit View history. Contribute Help Community portal Recent changes Upload file. By using this site, you agree to the Terms of Use and Privacy Policy. First edition UK. My Life in the Bush of Ghosts.
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The Palm-Wine Drinkard and His Dead Palm-Wine Tapster in the Deads' Town
In my opinion, they belong to the same genre of the surreal. The narrators find themselves on a fantastical, adventurous journey where strange and unimaginable things happen. The Drinkard consumes kegs of palm-wine a day and into the night, ever since he was ten years old. Water has never touched his lips, and when his palm-wine tapper dies, he sets out on a journey to find and bring him back from the dead. Passing through the bush and strange towns, he encounters monsters, mythic creatures, ghosts, and manages to trick and trap death, and also rescues a beautiful girl—who becomes his wife—from a terrible creature in the jungle. He has a bag of witchery that enables him to survive and defeat the many enemies he meets.
EWASEET KUWAIT PDF
Amos Tutuola and "The Palm-Wine Drinkard" revisited
Audiences are craving the next big fantasy epic. And amid criticisms that Game of Thrones was too white , what better way to answer that craving than by setting an epic in a mystical African past? They are, however, indebted to the late Nigerian author Amos Tutuola, who wrote the fantasy The Palm-Wine Drinkard in , the first novel written in English by a West African writer about an African subject. His compelling narratives and inventive mixture of traditional folklore with wholly unique supernatural elements offers a lot to contemporary readers. I fell in love with Tutuola immediately. The opening lines of The Palm-Wine Drinkard offer an excellent glimpse into why:. I was a palm-wine drinkard since I was a boy of ten years of age.
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Posted in political cartoons, The Australian, Election Cartoons and tagged rudd, election, abbott, trust, fair dinkum.
Hello Mr Kudelka, I see that you have gone to some extreme depth of research in your quest to locate the sincerity that lives within the heart of each of our highly placed ego-inflated, (particularly within the media and political circles of this Country) megalomaniacal Prime Ministerial candidates, thank you for aiding all the people in this time of our desperate need.
In fairness to Kevin, and as the're both got blue ties, shouldn't Kev's undies be on the outide of his trousers? I'm sure he (and his inner circle) regard him as a super hero thats only here to help!


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How California's South Coast Is Still Coping With Severe Drought
Lots of rain and snow have pulled most of California out of drought conditions, but a small area near Santa Barbara is still experiencing severe drought and communities are adopting different strategies to tackle water security.
Written by Tara Lohan Published on  Feb. 8, 2017 Read time Approx. 10 minutes
A dock at Lake Cachuma in Santa Barbara County, California, sits on dry land as the reservoir is at less than 14 percent capacity. Tara Lohan
Remember those pictures of drought-stricken California, the ones that show dried lakebeds and bathtub rings around reservoirs? With precipitation twice the normal average in many places and a statewide snowpack in the Sierra Nevada at 173 percent of normal, those images are a thing of the past.
Except if you live on the South Coast.
The U.S. Drought Monitor shows that less than 2 percent of California is still experiencing severe drought impacts, but that small area is concentrated in southern Santa Barbara County and parts of neighboring Ventura and Los Angeles counties.
While most of the state's major reservoirs are near or above normal, Lake Cachuma, the biggest reservoir in Santa Barbara County, is 100ft (30m) from spilling. Early January storms gave it a small boost, but it still sits at less than 14 percent of capacity. At the lake's marina, a long dock that used to float in the lake sits listless in the sand, and the cement boat ramp fails to reach the water.
A perfect storm of misfortune has put the region in a bind, but it has also set communities on a course to initiate new strategies for long-term water security, and they are doing so in different ways.
Rain Shadow
" data-medium-file="https://newsdeeply.imgix.net/20170208085854/boatramp.jpg" data-large-file="https://newsdeeply.imgix.net/20170208085854/boatramp.jpg" class="wp-image-109232" src="https://newsdeeply.imgix.net/20170208085854/boatramp.jpg" alt="boatramp" width="1000" height="496">
The boat ramp at Lake Cachuma in Santa Barbara County, California, fails to reach the water. After wet winter weather, California's drought has eased in most parts of the state, except the South Coast where severe drought conditions persist. (Tara Lohan)
Beginning in October, which kicks off California's rainy season and the technical start to its water year, Northern California received above-average precipitation. And then in January it seemed to rain and snow without end, as the state was walloped with a series of intense storms known as atmospheric rivers. Virtually all of the state received some relief from drought conditions that have lasted more than five years – except this tiny swatch of the South Coast that seemed to get missed by the wet weather almost every time. Or at least its watershed did.
"Our rainfall totals are well above average, but the way that the geography is situated here on the coast near Santa Barbara is that we have a frontal mountain range that creates a rain shadow over the watershed when the storms hit in the direction that they did," explained David Matson, assistant general manager of Goleta Water District, a neighbor of Santa Barbara. The few miles of land between the shores of the Pacific and the ridge top of the mountain have received rain, but where Lake Cachuma and the surrounding Los Padres National Forest sit on the opposite of the mountain range, it's been extremely dry.
Joshua Haggmark, the water resources manager for the city of Santa Barbara, said that while the city is not about to run out of water, its backup supply is now gone and he's worried about meeting peak demand in the summer.
"This year, that contingency [water] is gone," said Haggmark. "The last time we got any water from our local reservoirs was in 2015. Otherwise we have been living off of what we could conserve from prior years."
The city, which Haggmark said was already fairly lean on water consumption, increased its conservation to 35 percent and is now aiming for 40 percent. As of January 1, the city also enacted a ban on lawn watering with potable water.
Besides the near-empty Lake Cachuma, the city also uses the much smaller Gibraltar Reservoir, which finally started to fill and spill over in late January. That would be good news except Haggmark said ash and debris washing into the reservoir from a recent wildfire have currently made the water undrinkable.
"Every time I think it can't get any worse, it gets worse," he said.
Santa Barbara buys water from the State Water Project, which is funneled from Northern California and helps meet about a third of the city's needs. "I had banked enough water in San Luis Reservoir to keep the state water pipeline coming to Cachuma full for the next two years," he said. Neighboring Goleta and Montecito are also storing water in San Luis. But now the communities could stand to lose that water because the reservoir, which sits 275 miles (442km) north, is so full that some water may be released.
Santa Barbara, which has secondary priority, stands to lose a little more than 5 acre-feet (6,167 cubic meters) of water, which is about half the city's water supply for a year.
Desalination Redux
A shuttered desalination facility in Santa Barbara, California, has been rebuilt and is expected to provide a third of the city's water supply when the facility opens in March or April. The region still faces severe drought conditions as the state's drought hits its sixth year. (IDE Technologies)
If there is any good news on the horizon for the city of Santa Barbara it's that they will soon have a new, local source of water.
A few years ago, in the midst of the current drought, the city decided to revive a "mothballed" desalination plant it had spent $35 million building during a drought in the late 1980s and early 1990s. The plant's construction at that time finished just as the drought ended and it was shuttered before it became of any real use to the community.
Taking a 25-year-old desalination plant out of slumber and putting it back into production has required more than just dusting off the membranes. It's been a multi-year process with a cost that has climbed to more than $70 million.
And while the city kept its permits current the entire time, little of the old plant's systems are still usable. A lot has changed in desalination technology in the past several decades.
"The principal of the technology of reverse osmosis hasn't changed. You are still pushing water through membranes," said Gilad Cohen, CEO of IDE Americas, which is building the new plant and recently completed construction of the Carlsbad desalination plant near San Diego. "What has changed is the way you design the process in the sense of making it more affordable by reducing energy or being able to reuse energy in the process, and by reducing the amount of chemicals that you are using."
The new plant, which sits across the road from the city's water treatment plant and about a half-mile from the palm tree-lined beach, is advertised as using 40 percent less energy than the old desalination plant.
After some delays, the facility is set to open around March or April. Construction on the site is still in progress, but much of the facility's treatment system arrived in container-sized prefabricated modules, something Cohen said is unique to IDE and also helps keep down site construction costs.
When fully up and running, the plant will provide about a third of the city of Santa Barbara's water supply, producing 3,125 acre-feet (3.8 million cubic meters) a year with an annual operating expense of $4 million. The rest of the water supply portfolio is composed of one-third from the State Water Project, one-third from groundwater and 10 percent from a recycled water facility that produces nonpotable water for uses such as irrigation.
While the desalination plant will produce just over 3,000 acre-feet of water when it comes online, it could be expanded to produce up to 10,000 acre-feet (around 12 million cubic meters) a year if Santa Barbara can find other local partners willing to meet their price. Right now they are in talks with nearby Montecito.
Santa Barbara can't afford to build out the plant's capacity anymore on its own because it has already raised rates "dramatically over the last three years," according to Haggmark, to meet drought-related expenses including the desalination plant, increased conservation and repairs to overtaxed groundwater facilities.
And he said, "It's likely rates will go up again because we have asked for additional conservation and we are selling less water, but we have the same amount of expenses."
Desalinated seawater is often the most expensive option per acre-foot for communities in California, according to a report from the Oakland-based water think-tank the Pacific Institute, although costs vary according to the size of the facility. And even Santa Barbara is not sure if it will keep its new plant online full-time. It has been designed to more easily be put in non-operation mode, for a cost of about $1.4 million a year.
Not everyone has welcomed the desalination plant with open arms.
Kira Redmond, executive director of Santa Barbara Channelkeeper, said her organization's position is that desalination should be done solely as a last resort and only in the most environmentally friendly way possible.
"My position has always been that there are a lot of other alternatives out there that we really think you should be investing in – more recycled water, stormwater capture and ways to improve the efficiency of the water we already use," she said.
Of the environmental impacts, even the more efficient new plant will still have large energy inputs, making it a carbon-intensive water supply option. And ocean intakes pipes that suck in water also kill tiny marine life.
The city says the wedge wire screens it is using are "recognized by the State Water Resources Control Board as a best available technology for screened open ocean intakes."
But ocean intakes are not considered the safest way to capture water. Subsurface intakes are now required by the state where economically and technically feasible. However, the Santa Barbara plant had existing permits and was not subject to the new rules, although it did study the feasibility of using subsurface intakes.
Instead of building a desalination plant, Redmond said they would like to have seen the city transform the old desalination plant into an indirect potable reuse facility, where wastewater is treated to drinking water standards, but instead of being piped directly to the customer (called "direct potable reuse"), it is stored somewhere first, like a groundwater aquifer. Indirect potable reuse has been done in parts of Southern California, such as Orange County, for decades. And direct potable reuse may be on tap in the near future – it's not currently permitted in California, but the state is expected to begin writing regulations for it, although the process could take years before being finalized.
Either way, wastewater is a plentiful resource. Santa Barbara Channelkeeper commissioned a report from a group of master's students at the University of California, Santa Barbara's Bren School of Environmental Science and Management, which found that five wastewater treatment plants in the South Coast region send 13 million gallons a day (which is more than 14,000 acre-feet a year) into the ocean. Treating that water for drinking would eliminate pollution and create a new source of drinking water.
It's something that Goleta Water District is considering. In some years the district gets 75 to 100 percent of its water from Lake Cachuma, but the lack of surface water in recent years means it needs to find other options for long-term planning. Desalination, however, isn't one of them.
The community has a good-sized groundwater basin that provides its drought buffer, and its wells were recently put back into production after 20 years of being offline, said Matson. With Lake Cachuma so low, groundwater now supplies 50 to 100 percent of Goleta's water.
Goleta was a partner with Santa Barbara on the old desalination plant but divested its interest. Matson said the water agency's board does not have a position on desalination, but they are not pursuing it as a supply option.
Instead, they are looking at the possibility of doing direct or indirect potable reuse.
However, like desalination, it's not a cheap option. "There's no question it is expensive," he said. "The drought has forced us to reevaluate all of our long-term plans in terms of how we are going to make the best use of our supply and how we will augment that."
Nearby Carpinteria is also exploring indirect potable reuse, and Montecito may join up with Santa Barbara's desalination effort. One thing is clear among South Coast communities: Diversifying the water supply to ensure long-term water supply reliability is a must.
"At the end of the day you need to diversify your water resources; you can't rely on a single source of water to be your 100 percent source because in different years, and with climate changes, you need the flexibility to be able to balance your sources," said IDE's Cohen.
Haggmark agrees. "It continues to be our mantra that the key to drought resiliency is water supply diversity," he said. "I'm not advocating that 100 percent of our water come from desal, but having a small percentage of our water coming from desal does make good water supply sense."
He added that he also believes potable reuse may have a key role to play in the future. But whether it's potable reuse, indirect potable reuse or desalination, many alternative water supplies will come with an additional cost: energy. Santa Barbara is currently trying to find ways to tap into more renewable energy for water facilities.
"We have been enjoying, for the most part, water supplies that have a very cheap energy input," he said. "But with this diversification of the water supply portfolio, it's going to come with the need for additional energy."
Never miss an update. Sign up here for our Water Deeply newsletter to receive weekly updates, special reports and featured insights on one of the most critical issues of our time.
How Desalination Plants Are Trying to Overcome Environmental Concerns
10 Questions: Joshua Haggmark, Santa Barbara Water Boss
Wastewater: A New Frontier for Water Recycling
The Role of Water in Making Cities More Livable
Arizona Considers Desalination Options for Future Water Supply
Five Things to Know About Desalination
A Lot to Learn: California Falls Behind in Water Management
The Coming Droughts of California in 2017
A Race to the Top: Who Will Be the Pioneer of Direct Potable Reuse?
Silicon Valley Seeks Local Water Sources
California Limits Daily Personal Water Use to 55 Gallons – Kind Of
The state's new per capita limit on indoor water use is groundbreaking, but there is no practical way to enforce it. Rather, it is intended to inspire more conservation and guide larger efforts by water utilities. June 20, 2018
New Tool Will Help Save Water By Measuring Plant Health From Space
On the Front Lines of Sea-Level Rise, Sewage Treatment Plants Adapt
Long Road Still Ahead to Fund New California Water Storage Projects
Why Southern Nevada Is Fighting to Build a 250-Mile Water Pipeline
Tara Lohan
Managing Editor, Water Deeply
Tara Lohan is managing editor of Water Deeply. She tweets from @taralohan and lives in San Francisco. You can reach her at tara@newsdeeply.org
Why Dirt Will Be as Valuable as Water in a Warming World
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Ryan Schulthiess, Bud Hagy, June Yost of Community Care, Jeff Gresko, Chef Anthony Martorello, North Ridgeville Mayor David Gillock and Safety-Service Director Jeffrey Armbruster with the $2500 donation raised by Bistro83 for North Ridgeville Community Care.
Always looking to be a great community partner, the popular Bistro83 at Mills Road and Rt. 83 in North Ridgeville recently donated $2,500 to benefit North Ridgeville Community Care.
The funds were raised at the 2nd annual Bistro83 Golf Outing hosted at Bob-O-Link on Aug. 12. "We were just very happy that so many local businesses stepped up to support our golf outing so we could make this donation. We are very grateful to them all," said bartender Jeff Gresko, who has earned Lorain County Bartender of the Year honors through Best of Lorain County. He organized the event with controller Ryan Schultheiss and Bistro83 owner Bud Hagy.
"Donations like these are felt very deeply by us," said William 'Bud' Hagy as he presented the check to June Yost, Executive Director, North Ridgeville Community Care.
"Whenever we get a generous donation like this, my mind just begins to race – where can we do the most good with it," said Yost.
North Ridgeville Community Care is a nonprofit helping those in need in the community through a variety of support systems. Food, utility bills and rent are among the emergencies covered by Community Care when needs arise.


Sound of the whip slicing through the air.
Mmm, really nice. I've had that feeling.
Owwww! Those clamps are super evil. Not to mention the whip! EEK!
Your body looks so tense in this, like you are bracing yourself, waiting for the moment when you can finally collapse.
The intensity of your posture and the words that accompany are just so powerful!
I love the photo, especially the expression on your face. Your words pulled me right in!
I love this image, you get drawn into it and I'm bracing for the next moment!
Ooohh . . . the look of concentration/anticipation on your face???
I love that you have captured the moment where you are purely lost within the moment. You appear drained, yet are still holding on strong by being tense. Gorgeous moment and capture.
Beautiful poem, and intense. I have such an appreciation for masochists!
You look so tense, anticipating something, perhaps?
Great background music! I love the raw intensity of this image and can only imagine what must be running through your mind right then.
So intense! The clothes pins make me ache just looking. There's a very raw feeling here that you've captured beautifully.


So you have made it through the application and phone screening phases and landed an interview? Congrats! Now you can meet face to face and secure the position. Feeling anxious yet? It can be a bit unnerving to prepare for your interview. After all, it is pretty important to your career.
Don't worry though, most people get pretty nervous beforehand, but there are a few steps you can take to make your interview successful. We've received so many questions about the topic in our public speaking and leadership training courses that we developed this post to explain more in detail. Take a look at these five steps to help you show your best professional self and ace that job interview!
Companies will want you to be familiar with their company & its industry. You can impress them by providing details on the current marketplace and where they fit in it. Do your homework on the company and marketplace. Not only will this help you answer questions from the interviewer, it will help you determine if the company is a good fit for you. Interviews aren't just a method for employers to find the best talent for their role, it is also an opportunity for candidates to determine if this is the right organization for them.
Check out sites like Glassdoor & Salary.com to review information like salary estimates and reviews from current and former employees. Review the company's website to read their values and beliefs to get a feel for their company culture. Scan Google & other social media sites for recent news stories on the company to see why they are making headlines. You can also use this information to ask questions at the end that show you did your research.
First impressions are unavoidable, particularly in an interview setting. A recent scientific study from New York University revealed that in less than a blink of an eye people make unconscious assessments of others. Hiring managers are often just as quick to judge our skills, capacities and personality. While most interviewers will be a bit more lenient, the truth is most managers/leaders hold to those first impressions whether it is conscious or not. If you are inappropriately dressed in your interview the interviewer will form an impression that you aren't an appropriate fit for the role.
Generally, it's better to be more formal than the job requires. Remember if you dress the part, you'll feel more confident.
Body language is the non-verbal side of human communication which we deliver along side the spoken word. Body language comprises upward of 60% of our total human communication and the interviewer will certainly be watching how you connect with them on a non-verbal level. Remember to exude confidence through your body language. Make sure your posture is good, with no slouching or slumped shoulder. A firm, friendly handshake conveys confidence and never should be overbearing or domineering. While you are talking, make sure to smile and connect with your interviewer. Make eye contact and have a positive resting face to show you are confident and engaged. Relax and let your interviewer see that you are open to the conversation. Treat the interview like a conversation where you are explaining what you do now and what you have done in the past. Practice active listening and show the interviewer that you are a skilled communicator. Remember that these soft skills are as important as any other skill or capacity you bring to the job role.
One of the key things for interviewers to assess from the interview are your communication skills. Avoid mumbling and make sure to enunciate your words so that the interviewer can clearly understand the answers you are providing.
Also be sure to avoid using poor vocal habits like filler words or vocal fry. Speak in a normal conversational but professional tone and avoid using slang. This will help the interviewer understand what you are saying and will make them unable to make negative judgments based on how you speak.
It's normal to get nervous before or even during an interview. There is no doubt you are being judged, it's kind of the point! Don't sweat it, accept your feelings, understand them and take a positive action that is alignment with your goal of attaining the role. Before the interview, simply prepare with deep breathing, positive visualization and relaxation techniques that science shows improve your interview outcomes. These techniques help leaders and public speakers deal with these very same types of stressors and difficult situations. Remember, you can only be your best professional self and being in that positive state will help it shine through. While you can't control the outcome, you can control how you react to your situation.
The bottom line: Keep yourself in a positive state of mind and do your best. If this job is the one meant for you, an offer will come. If not, you will get another opportunity. Thinking this way will also help you relax and help you have a good interview experience.
So if you'd like to ace your next job interview don't forget these skills. They will serve you well and help you show the best of who you are. Dressing the part, show through body language, your voice and your positive mindset that you are the right one for the position. When you exhibit these skills employers will see your enthusiasm, your communication skills and emotional intelligence. These 'soft skills' will often be the largest determining factor in your success in any role. Be the best of who you are let it shine by practicing these job interview skills. If you do, I'm confident of the fact you'll be receiving an offer letter in short order.
Got questions or comments? Please leave them below, we love to hear from you. If you found this post helpful please do join our monthly newsletter with expert tips on public speaking and leadership.
3 Responses to "5 Steps to Acing Your Job Interview"
Dressing matters a lot when acing for a job interview.Why? because the way you dress is the way you will be addressed. E.g if you are inappropriately dressed in your interview, the interviewer will form an impression that you aren't an appropriate fit for the role. So dress properly and win that interview..
Thank you for writing about this! I have been struggling the last few months with finding work and I think it is down to my interviews tanking. I feel like I have everything going for me other than my presentation. I tend to feel like I am going to fail before I even go in for the interview. That last bit really helped me a lot and I will work on relaxation techniques for sure.
This is fantastic advice that any job seeker should consider. If you are trying to work for a company, you have to prove you can be what they need and it starts with an interview. My sister is actually going on interviews next week for a few different jobs. I am going to send this article to her, I think it can help her out a lot.


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This is perfectly fine, however our management system doesn't know that you have already submitted a manuscript and keeps on reminding you about the approaching deadlines. To prevent any reminders, add both emails to your profile: How can I add additional email addresses?


The Historic Bridge Foundation honors David "Dave" Carmichael Fischetti for his tireless defense of historic timber bridges. Dave was born on 9 July 1946 and attended public school in Brooklyn, NY. He studied art at the Pratt Institute and graduated from Brooklyn Technical High School in 1964. In 1969, he earned the B.S. in Civil Engineering from Clemson University, and shortly after took his first job with Koppers Co. of Pittesburgh, PA, where he designed laminated timber structures. Koppers transferred Dave to their Morrisville branch, and Dave began a productive collaboration with Lassiter Hopkins Engineers in Raleigh to improve his engineering knowledge. 1975 saw the opening of Dave's own office, DCF Engineering, Inc., where he earned a reputation for solving problems in structural engineering by careful graphical analysis and mathematical modeling.
Dave's love of art and history, combined with his penchant for solving engineering problems in his restoration work on historic structures, resulted in the preservation of many historic structures. Dave's love of art and history, combined with his penchant for solving engineering problems in his restoration work on historic structures, resulted in the preservation of many covered bridges. Dave was honored with the 2000 A.S.C.E. Outstanding Civil Engineering Achievement Award for his work as Engineer of Record on the project to relocate the Cape Hatteras Lighthouse. While he may be best known for this project, Dave helped preserve many historic bridges, including the Covered Pedestrian Bridge in Old Salem, the Bunker Hill Covered Bridge in Claremont, and the Will Henry Stevens Covered Bridge in Highlands, all in North Carolina. Dave is also credited for his work on the the Cornish Windsor Covered Bridge between Cornish, NH, and Windsor, VT and the Tohickon Aqueduct in Point Pleasant, PA. Dave received numerous awards for his preservation work, including recognition from both professional organizations and governmental entities.
Dave distilled his preservation knowledge and wisdom in his 2009 book, Structural Investigation of Historic Buildings: A Case Study Guide to Preservation Technology for Buildings, Bridges, Towers, and Mills. (John Wiley and Sons, Inc.). View Amazon listing for this book.
The Historic Bridge Foundation is pleased to host this archive of David Fischetti's architectural drawings of historic bridges. David was an advisory board member for the Foundation and a strong supporter of our work. We hope this archive will aid in the promotion and preservation of the engineering legacy of our historic bridges.
The Historic Bridge Foundation would like to thank the Fischetti family for the generous donation of the Fischetti papers.


Durango City Council decided to ease the rules for some owners of accessory dwelling units Tuesday night.
Councilors directed city planners to extend the deadline to register units from Dec. 31 to March 31, 2015, and align fees with those in place the year the unit was built. Now, only owners of accessory units that were built during or after 1989 will be required to pay fees normally levied on new construction. Back fees, which may be up to $10,000, can be paid back over five years at 4 percent interest, planners said.
"These were clearly built illegally," said Nicol Killian, the planning manager.
If owners can prove their unit was built in a specific year after 1989 they will be required to pay only the fees that were in place that year.
"It's really a fairness issue. It was never a revenue-driven task," Brookie said.
If an ADU was built after 1989, but the property owner can't prove what year, they will have to pay the current fees.
Owners of units built before 1989 will not have to pay fees because permitting laws have changed since the unit was constructed and many records needed to prove its construction date aren't available. These units will not have to meet current safety standards, and no part of the property will have to be occupied by a owner.
These changes frustrated resident, David McHenry, with Citizens for Healthy Established Neighborhoods, who fought for those provisions.
"We've come full circle," he said.
The city is offering a letter of acknowledgment to older ADU owners that will affirm the legality of the unit should they ever choose to sell. They also have the option of going through the permitting process and paying the associated fees. This would allow them to rebuild the ADU, if the building was ever destroyed, Killian said.


Do you use some applications installed outside of Program Files (except OneDrive)?
I've been away from home and my laptop for almost two weeks so the question is a bit hard to answer right now. I know I don't do much on it aside from surfing. Most apps are probably in Program Files.
The applications installed outside of Program Files will require a special treatment. They should be whitelisted. This is not a hard task in most cases, but sometimes whitelisting can be challenging for many users. Those whitelisted applications have to run and auto-update without problems.
This is a very strong protection. It disables totally the macros in all MS Office applications. It is also in HKLM Registry hive, so cannot be reverted by non-elevated malware/exploit.
"VBAOFF"=dword:00000001> I undid this protection?
If "VBAOFF"=dword:00000001, then you are protected even you allow macros in MS Office via Trust Center.
If "VBAOFF"=dword:00000000 (or deleted) then, VBA interpreter is now active. You can choose via MS Office Trust Center, if VBA Macros should be allowed or not.
By the way, if you open the blank DOCX file, do you see any info about macros. I am curious if MS Office is able to alert about macros in your .dotm add-on file in STARTUP folder.
When I had this setting enabled, I got a MS Office alert when launching Word, even though I did not open any document, not even a new one.
Now that I deleted the reg entry, I am back to where I was before: no alert, even if I open a doc.
Options > Trust Center > Trust Center Settings > Macro Settings .
If the alert is not visible with the above setting (closing Word is required), then VBAOFF is really strong, because it could protect also against malware persistence due to infecting MS Office templates.
Thanks. Good to know this.
If you want to experiment with a simple Word addon, here is a link to one of mine. If configured properly, it forces Word to do a full save of the open document every X number of minutes. This way, it will sync changes in the document to Dropbox/GoogleDrive, and also, you are better prepared for a system crash.
I've simply been trying to follow this thread without having installed H_C. Until I do I am not going to be clear about specifics etc. that you discuss. But I am soaking up as much as I can in the meantime. I'd really like to compare it from experience to SysHardener, which I currently use.
Any tips how to get Discord (Desktop client) /Teamviewer running when i still want them to be sandboxed by sandboxie? Tried adding the .exe to the hash whitelist.
Discord was on the main(windows) hdd, Teamviewer on my storage hdd (normal internal hdd used for larger files mostly). Windows 10 64bit.
Even "run as smartscreen" didn't help.
Are there any (sha256 or so) checksums for the install files?
You probably are going to "Run As SmartScreen" the shortcut to the executable. The shortcut uses commandline with switches to run. Please, use Explorer right-click menu choose 'Properties' and post the commandline seen in the "Target".
What is the location of that shortcut?
from the folder it was in (it worked) i created a new shortcut on my desktop and now it runs just from clicking the newly created shortcut.
There are some essential differences between SysHardener and Hard_Configurator (default-deny setup). SysHardener allows execution of programs (good and bad) downloaded by the user from the Internet or located on any other storage (pendrive, secondary disc, Memory Card, DVD disk, USB disk). On the contrary, Hard_Configurator (default-deny setup) blocks execution from all those places - to be more precise all locations outside Windows and Program Files folders. If the user wants to run the program installation from the forbidden location, then it is possible via 'Run As SmartScreen'. If the application was installed via 'Run As SmartScreen' to the forbidden location, then it is assumed as safe, so it can be whitelisted to run normally (without using 'Run As SmartScreen'). In any case, all installed applications were obligatory checked by SmartScreen reputation service, which is much safer than running them only under the protection of standard AV (the danger from 0-day malware).
SysHardener is default-allow for application installers and programs.
Hard_Configurator is smart default-deny for them.
If the user is cautious and knows the limitations of SmartScreen, then the above difference is less important and can be essential only when something will be exploited. Then default-deny protection is able to stop executable payload.
What is the status of the root folder of C: drive? I see that I need admin permission to copy a file to it, like system space. On the other hand, SRP blocks execution, like user space. On the third hand, AppGuard treats it as system space.
The users have no need to copy files to the root C: (system disk), but the malware could try to do it. So, this location is blocked by SRP and also files cannot be "Run As SmartScreen". This is a pure prophylactic, but sometimes can prevent the infection.
AppGuard has root C: and C:\Folder in the System space (except C:\Users and some special folders). This follows from the fact, that in Enterprises, some folders in the root C: are used for applications and for the programs or scripts related to the hardware (Intel, AMD etc.). Furthermore, the Guarded Applications in AppGuard cannot copy files to those locations (and generally to System space) even with Admin rights.
The users have no need to copy files to the root C: (system disk), but the malware could try to do it. So, this location is blocked by SRP and also files cannot be "Run As SmartScreen".
If it needs admin privileges to copy files to it, why does it need more protection than program files folder?


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During the recent Democratic Debate, presidential hopeful Bernie Sanders was asked about his comments on former President Bill Clinton's treatment of women as being "deplorable". All Hillary could do was stand there and nod with a plastic smile frozen on her face. Bernie rambled on about how unimportant her husbands extramarital love life was, yet maintaining it was absolutely deplorable at the same time. Seriously, watch the video again, but watch Hillary the whole time and think…bobble-head.
In all seriousness, the importance of being a Clinton can't be understated. While Bernie is walking backwards from Bill Clinton's long history of abusing women, Bill Cosby is getting hammered. So Bernie and Hillary can ask us all to wink at Bill Clinton and his deplorable behavior that many feel Hillary was complicit in, we are supposed to demonize Bill Cosby for the same behavior? Hypocrisy much? No wonder Hillary feels so guilty about her supposed white privilege. It's not white privilege that protects her, it's just the Clinton way. She knows where the bodies are.


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Thanks razor ! love you !
hope the single player will be the best ! THANKS razor !
WOLOOLOL ! best razor !
Give me that baby ! love CoD Series hope this one will be the best of all time !
it will works on i5, 6gb of ram ?
denuvo crashed :P thanks !
back to old COD, very nice !


What is a connected scatterplot?
How to read a connected scatterplot?
At first glance, a connected scatterplot may seem confusing to read. But it has great storytelling capabilities.
In the first segment of the chart, between 2000 and 2001, the online hotel revenue increases(the line moves right) but the number of travel agents decreases(the line moves down). The trend continues this way until between 2007 and 2008 when the number of travel agents sees a slight rise (the line moves up). Between 2008 and 2009, online hotel revenue decreases(the line moves left) and the number of travel agents also decreases(the line moves down). In the later part of the graph, online hotel revenues continue to increase while the number of travel agents decreases steadily.
A connected scatterplot is used to compare two data series. When these two data series have different magnitudes or units of measures, a single line chart is not enough. A dual axis chart is commonly used in such cases. But a dual axis chart does have its pitfalls. A connected scatterplot is a good alternative to dual axis charts.
What are the pros and cons of using a connected scatterplot?
A well designed connected scatterplot can be a powerful storytelling medium.
The disadvantage of connected scatterplots is they are not intuitive to read. Most viewers at first glance may not understand what's going on in the chart. It may be helpful to add annotations to the chart to guide the user.
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Years & Years Release Video for "All For You"
Years & Years have shared their stunning new video for new single 'All For You' taken from their widely acclaimed second album 'Palo Santo'.
With their highly anticipated North American headlining tour starting in just under two-weeks, Years & Years have shared their stunning new video for new single 'All For You' taken from their widely acclaimed second album 'Palo Santo'. The release of 'Palo Santo' marked a huge moment for pop music. Praise from fans and critics was unanimous – Years & Years had delivered an era-defining second record, with a charge of open positivity and inclusiveness led by the extraordinarily treasured sweetheart Olly Alexander. Alongside previous singles 'Sanctify' and the mega hit 'If You're Over Me,' sits brand new single 'All For You' – one of the album's most euphoric moments, and one that's fast becoming a fan favorite. The official music video for 'All For You'– which is unveiled today – is the 3rd part of the Palo Santo visual story. Once again, viewers are transported back into the dark, mysterious and fantastical world of Palo Santo, created from the imagination of singer Olly Alexander and directed by the bands long-term collaborator and good friend Fred Rowson. On making the video for 'All For You', Olly says: "We have devils and angels inside of us – the person we present to the world and the one we keep to ourselves; performing has always been a way for me to explore that. In Palo Santo, all your dreams come true and sometimes those dreams are full of monsters. 'All For You' is about reflecting on a past relationship and wondering if things were ever really as you thought they were, it's about how our identities change when we love somebody. I wanted the video to depict personal transformation, from a swan to a Witch to an Android and back again. The idea that there is a fixed "authentic" you is false to me, we constantly shift and get reshaped by the people who experience us, whether we like it or not. I hope you like the video, we tried to make something that felt like a true pop video by way of planet Palo Santo, and we wanted to show you how androids are born :) Lots of love, Olly xx NORTH AMERICAN TOUR DATES 10/05 – Phoenix Concert Theatre – Toronto, ON 10/06 – Stage AE – Pittsburgh, PA 10/08 – Terminal 5 – New York, NY 10/10 – The Fillmore – Philadelphia, PA 10/11 – Lincoln Theatre – Washington, DC 10/12 – Paradise– Boston, MA 10/13 – MeTulus – Montreal, QB 10/15 – Vic Theatre – Chicago, IL 10/16 – First Avenue – Minneapolis, MN 10/17 – The Truman -– Kansas City, MO 10/19 – Canton Hall -– Dallas, TX 10/20 – Emo's – Austin, TX 10/22 – Ogden Theatre – Denver, CO 10/23 – Union Event Center – Salt Lake City, UT 10/25 – The Wiltern – Los Angeles, CA 10/26 – Warfield Theatre – San Francisco, CA 10/28 -– Crystal Ballroom – Portland, OR 10/29 – Commodore Ballroom – Vancouver, BC 10/30 – The Showbox – Seattle, WA


Chelsea welcome Premier League leaders Manchester City to Stamford Bridge on Saturday evening in a bid to get back to winning ways.
Maurizio Sarri's side have won just one of their last four league games and have lost two of their last three, including a 2-1 loss to Wolves in midweek with Tottenham leapfrogging them into third. They retain fourth place on goal difference ahead of Arsenal.
The Blues now lie 10 points from Pep Guardiola's side. Just a few weeks ago the Londoners looked like potential title challengers, and defeat on Saturday could all but end any hopes of challenging for the title, with Man City on the high.
Sarri kept David Luiz and Jorginho on the bench after giving rare starts to Andreas Christensen and Cesc Fabregas at Molineux and both are expected to return for this tie.
Ruben Loftus-Cheek could keep his spot in the side after scoring against Wolves. An ankle problem for Ross Barkley is likely to help his cause, although Mateo Kovacic is also in contention for a midfield spot.
Olivier Giroud could replace Alvaro Morata upfront as the Spaniard failed to impress in the mid-week loss against Wolves.
Willian was also underwhelming at Molineux and so Pedro – who has five Premier League goals to his name already this season – could come in to the front three alongside Eden Hazard.
Manchester City have now gone 15 games unbeaten and will be looking to make it 16 games as they face a difficult trip to face Chelsea at Stamford Bridge on Saturday evening.
Victory would ensure that they once again top the pile at the end of the weekend, as Liverpool could go top by winning in an earlier fixture on Saturday afternoon.
Sergio Aguero who is going through a spell in the sidelines because of a muscle strain is likely to miss the match. He has also missed the last two games and Man City fans cant wait to have him back playing again.
Gabriel Jesus is likely to start again in Aguero's place with in-form Raheem Sterling, Riyadh Mahrez and Leroy Sane all in contention to be selected.
The midfield choice could be between Bernado Silva and Ilkay Gundogan with Kevin DeBruyne still a major doubt due to injury.
Of the 160 premier league meetings between the two, Chelsea have won 66 games while Man City, 55 games with both teams managing a draw 39 times.


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Designated Survivor X Reader
Designated Survivor X Reader. Designated survivor (no spoilers) start of a new series. Or at least the story that tom kirkman (kiefer sutherland) was told:
USQuoten "Designated Survivor" und "Akte X" fallen auf from www.filmfutter.com
To believe that the emir is to blame. Designated survivor fans are freaking out as they think the popular netflix show may have predicted the coronavirus pandemic. He questions his ability to properly execute his duties as president of us.
Source: altadefinizione01.in
Emily rhodes needs a hug; She is an actress and producer, known for.
Source: www.filmfutter.com
8 who is the traitor in designated survivor? 7 how did alex kirkman die?
Source: drue.rdv-expatriation.com
The simple answer is that, without a trace his character disappeared. Government, one that comes into play any time the major players in the government are.
Source: ilgeniodellostreaming.la
He was seen as a traitor to the white house for much of the first season. The simple answer is that, without a trace his character disappeared.
Maggie q on leaving designated survivor after three seasons. Government, one that comes into play any time the major players in the government are.
These events took place after season 3 of designated survivor. After receiving pictures and an audio file that atwood sent before his death, hannah learns jay's secrets, leading to his arrest in the west wing.
The first season of the american political drama series designated survivor began airing on september 21, 2016 on abc.the series was ordered straight to series by abc in december 2015, with a formal announcement of 13 episodes in may 2016. Who planted the bomb on the designated survivor?
To believe that the emir is to blame. He was seen as a traitor to the white house for much of the first season.
Source: www.locosxlosjuegos.com
Who planted the bomb on the designated survivor? Tom kirkman is dealing with his grief and guilt of alex's death and after losing all his friends he is moving towards abyss of depression.
Designated survivor fans are freaking out as they think the popular netflix show may have predicted the coronavirus pandemic. The night before the worst attack since 9/11, her parents and her brother had a fight, and she somehow got.
The Series Revolves Around Former Secretary Of Housing And Urban Development Tom Kirkman, Who Is Sworn In As President Of The United States After A Bombing Kills His Predecessor And Everyone Else In The Line Of Succession.
Kiefer sutherland stars as thomas kirkman, an american politician named as the designated survivor for Unfortunately, lyor can't be seen anymore in the series of designated survivor. Emily regrets her life choices in this;
Government, One That Comes Into Play Any Time The Major Players In The Government Are.
Following the attack, the us declared war on kunami; She is an actress and producer, known for. Or at least the story that tom kirkman (kiefer sutherland) was told:
Designated Survivor Is An American Political Drama Television Series Created By David Guggenheim, Starring Kiefer Sutherland, Airing On Abc.
Ongoing, first published aug 16, 2019. 'grace' is the primary team leader for a black ops nsa direct action team. Following three seasons of designated survivor, maggie q and her character of hannah wells are officially gone.
Aaron And I Are Both Work For The Chief Of.
A husband and a father, he suddenly finds himself our country's newest president after a catastrophic attack on the capitol building during the state of the union. Emily rhodes and alex kirkman are best friends; 9 how does peter macleish die?
11 Who Is The Traitor In Designated Survivor 2?
How did alex die on designated survivor? Hi, my name is samantha. Designated survivor fanfiction archive with over 231 stories.
designated reader survivor
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Customer called is with raw sewage through thier home. We cleaned up the overflow and set up the asbestos abatement since the home was older and tested positive for asbestos. Demo was completed and the photos show the progress before reconstruction.
As our name states we use cutting edge equipment and skilled, trained and IICRCcertified technicians for mold and water clean-up. We are also licensed in California for General and Plumbing Contracting which allows us to do the job from start to finish all in one phone call.
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Home Local Utah News Lockheed, U.S. government offer to sell 40 F-35As to Swiss air force
Local Utah News
Lockheed, U.S. government offer to sell 40 F-35As to Swiss air force
Utah-based active-duty 388th and Reserve 419th Fighter Wings conducted an F-35A Combat Power Exercise at Hill Air Force Base, Utah, January 6, 2020. Photo by R. Nial Bradshaw/U.S. Air Force/UPI
Nov. 19 (UPI) — The U.S. government and Lockheed Martin submitted a proposal to the Swiss government offering up to 40 F-35A aircraft and a sustainment and training program.
According to Lockheed Martin, the offering also includes an industrial package that would provide Swiss industry with work opportunities in all regions of the country.
If the deal goes through, Lockheed said, Swiss industry would have the opportunity to compete for direct production of F-35 components as well as sustainment projects to support the Swiss air force and Swiss autonomy and cybersecurity projects related to the F-35.
The offer also includes a six-month sustainment package that would allow the Swiss air force to conduct autonomous operations.
The option would permit the assembly of four aircraft in Switzerland to help the Swiss air force and industry partners learn how to maintain the aircraft.
"We are confident that our F-35 offer is the best and most affordable solution for the Swiss NFA competition," said Greg Ulmer, F-35 Program vice president and general manager. "We are offering the only 5th generation fighter at the cost of 4th generation aircraft while offering Switzerland an aircraft that will protect Swiss sovereignty for decades to come."
Nine nations operate F-35s on their home soil, with more than 585 F-35s in service today, according to Lockheed.
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Hill Air Force Base responds to questions about aircraft flying over SLC area
Hill AFB fighter wings deploy F-35As to Middle East
Lockheed nabs $147.6M for MK41 components
Supreme Court rejects Trump's request to block release of Jan. 6 records


in ultraviolet Technology for the pond!
For those of you who are interested in the technical information please read on. The ultraviolet wavelength for germicidal lamps is 253.7 nanometers. Lamps which emit this wavelength are known as ultraviolet germicidal lamps. This ultraviolet light is radiated at energy levels which are rated in micro-watts per second. NOTE: The Electra Pro's high intensity output lamp along with the stainless steel reflecting chamber provides a total of 90,000 micro-watts inside the chamber. That is 90,000 micro-watts per second. In order to destroy microorganisms we must expose the microorganism to the micro-watts for a minimum of one second. There are many factors that contribute to the effectiveness of ultraviolet light in this type of disinfecting. There are two main factors that affect the "kill factor" with this type of sanitation. Water flow or exposure time and water clarity. Water flow and exposure time go hand in hand so we will address this combination as exposure time. The amount of time needed for destruction of any microorganism is based upon a certain micro-watts for a minimum of one second.
The maximum turnover rate for the average pond is once per hour and a minimum of once every four hours. Using a pond size of 6,000 gallons (including the water in the filtration system) and a turnover rate of once every two hours, we would need a pump capable of pumping approx. 3000 gallons per hour or 50 gallons per minute. Remembering we need an exposure time of one (1) second in order to kill the algae and micro-organisms, the Delta EP-5 for ponds to 5,000 gallons, would produce an exposure time of 1.35 seconds. Which is 30% more exposure than necessary to get the job done.
and compare that to the other pathogens. Killing algae is just one benefit of Uv Sterilizers!
for a UV sterilizer than just killing algae.
Ultraviolet Sterilization is a proven, dependable and effective method for controlling and eradicating suspended algae spores, and bacteria in pond water. Ultraviolet light alters or disrupts the DNA and RNA of target organisms, and wipes them out.
Select the Delta - EP Series UV sanitizer sanitizer that is the perfect fit for your pond, water feature or culture, and enjoy the peace of mind that comes with the knowledge that your EP Series UV unit is automatically sanitizing the water all the time. For mere pennies a day, the EP Series UV Stainless Steel sanitizer delivers the highest water quality without any effort on your part.
With simple incorporation in the water feature's equipment system, and powered from a standard 120V plug-in power connection, EP Series UV installation is a snap. With a 13,000 hour (1 year) UV lamp life, routine maintenance is reduced to a simple 15 minutes annual bulb change. UV system size selection is based upon a cross between the the output flow rate of the circulation pump and the turnover rate and size of your pond. The sizing chart below shows the maximum gallons per minute (GPM) flow rate for each EP Series UV model.
The table below is the factory disenfection table. While it is a reference, the tables above are more readily understandable.


You Don't Want to Miss this V-Day GIVEAWAY!
Happy Valentine's Day, loves! What better way to celebrate how much we love our MESW brides, than with (another!) Valentine's-inspired giveaway? This week we're got a chance for you & your sweetie to win a one night stay + breakfast for two at the Hyatt Regency Chesapeake Bay! Talk about the perfect weekend getaway–their waterfront resort in Cambridge, Maryland has everything you need for a romantic night away. With 342 acres on the bank of the Choptank River, they are home to waterfront pavilions, a luxurious salon & spa, an array of restaurants, and even a grand fireplace patio perfect for roasting s'mores! Ready to pack your bags yet? Us too!
For your chance to win, fill out the form below telling us why you and your love could use a night away at the Hyatt Regency Chesapeake Bay! Head over to our instagram (@easternshorewedding) for an EXTRA entry! Good luck loves!
Tell us why you'd love a night at the Hyatt Regency Chesapeake Bay!
The winner will receive a one-night stay for two guests in a standard guest room plus breakfast for two at Hyatt Regency Chesapeake Bay Golf Resort, Spa and Marina.
Based on availability and valid for a stay Sunday through Thursday. Reservation must be made through Brenda Henry at Brenda.Henry@hyatt.com to arrange their stay.
Contest begins February 14, 2017 at 10 am EST and ends February 20, 2017 at 12 pm EST. Winner will be randomly selected and notified by email. Please note: giveaway is open to legal residents physically residing in the fifty (50) United States and the District of Columbia, aged 18 or over. By entering the giveaway, you agree to our Official Giveaway Rules, and to receive emails from My Eastern Shore Wedding and Hyatt Regency Chesapeake Bay.
One winner will be announced on social media, in a blog post, and contacted through the email provided. The winner will have 48 hours to claim the prize via email before another winner is chosen.