It is the obvious thing to do and realised this ourselves after our first property, so we started a business which bought us a lot of properties now.
I think most newbies fall for the spruikers spiel about building massive portfolios on average incomes, then get stuck on just 1 or 2 properties. Maybe some can get lucky with fortunate market conditions rising for years on end, but those who miss this may struggle.
If you want to build a portfolio fast in any market conditions, you need to build your capital base fast.
So what is the quickest way to build capital, booming market of course. What if the boom is over?? find another boom market?? What if there is no booming market?? Try to add value either renovate or develop? However, I think this has risk when markets are flat or falling.
I have a theory go for suburbs/areas which is in FHB territory, near rail with great infrastructure in place. Its a numbers game and that is it basically. Also reducing risk if you buy in the lower end because you probably have a much better chance of holding the property if you can not sell.
Invest_noob, Pentanol and SOULFLY3 like this.
Be in control, don't be controlled.
The important thing in Life is not the triumph, but the struggle. No satisfaction in an easy win.
Gladys, Eric Wu and MTR like this.
Now what to do with the capital moving forward?????
Reading through this and also some of the low-income (85k, wife, 3 young kids) - would it be better to use savings (45k) on renovating/extending PPOR (3-1 house, 460k LVR 75%) or as a 20% deposit for a lowish-capital, positive geared property?
We'd love to add another living area (maybe a granny flat??) to the PPOR.
My main concern is being able demonstrate cashflow for the banks but also understand the need to grow equity/capital too.
Over 2 decades or more, a myth developed in Australian investors minds that equity equated to borrowing power. It was always a myth, but it found itself a home in the Australian resi psyche because of servicing calculator policies . Those policies made it "seem" as though equity resulted in borrowing power. Why? Because policies like assessing existing debt without any buffering, accepting all secondary income sources at 100%, using the Henderson Poverty Index for living expenses etc, meant that debt to income ratio's were constantly expanding. Combined with falling rates, it meant that everyone could borrow more... year after year after year ... which meant prices rose...which meant equity was created... but also meant that once you got that equity you ( and everyone else) could generally access it quite readily... It was all about the servicing calcs. Since deregulation in the mid-late 80's we have seen a 25-30 year period where we went from being able to borrow 3.5 x income to being able to borrow 15-20 x income.
That's all over now... each and every one of those policies has been curtailed or ceased. We arent going back to 3.5 x income, but we are going to be capped at single digit multiples , so the era where everyone could borrow more money tomorrow than they could borrow yesterday is over for the time being as APRA pursues policies designed to deleverage borrowers , rebalance the P&I v IO ratios and starting in 2018, reduce debt to income ratios over time. So I dont see how growing capital assists with borrowing more money in that environment. Its wonderful to have lots of equity for sure, but it no longer equates to borrowing power.
2. it improves borrowing power over time.
Growth will come eventually.. but its going to come slower than it did in the past because of the changes to borrowing capacity. Thats just how it will be unless we have massive wage inflation or APRA unwinds their policies... both are unlikely to happen.
GX1, C-mac, Beano and 2 others like this.
What are the council requirements for granny flats in SA?
My understanding is that most SA councils only allow Granny Flats if parents or teenage children live in it . They cannot be built as an investment option. Same problem as VIC, where they must be used as a Dependent Person Unit .
Are you aware of any SA councils where they allow a granny flat to be built and then rented out ?
We're thinking long term and not anticipating an early retirement, just making sure we can prepare over the next 30 years to be positioned comfortably.
Do we have any specifics of what debt/income and P&I/IO ratio APRA is working towards?
They have set an IO limit of 30% of new lending - effective July 1,2017.
APRA Round 2 involved the 30% IO limit, and they have also jawboned that further work needs to be done on properly assessing Household Expenditure Measures throughout 2018. But they appear by and large to be satisfied with the general direction of things.
What we don't know is whether APRA's end goal is to reduce IO volumes to 30% of total lending or not. That would obviously take quite a few years to achieve - potentially 7,8,9 years They may just be seeking to get IO volumes down to 35% or 40% of total lending, and then maintain those levels. That may only take 4 or 5 years. I personally suspect they are moving towards a 35% range as a general goal...only because that's the traditional level that Australian banks have operated at since deregulation... but they will be "relatively" flexible from here on I expect . By that I mean, provided they see IO volumes continuing to fall and provided they see lenders genuinely assessing real household expenditure when determining borrowing power, I dont expect to see any more APRA intervention. They have made it clear they dont wish to be any more hands on than they have already been, and want the banks to carry the responsibility of doing the right thing, moving forward.
For the banks, this has presented an opportunity to reprice their back books and make the same margins by writing fewer IO loans, while also de-risking their books.... so everyone has ended up happy.
Expect less/slower growth and absolutely expect "cycles" to be redefined. This is only common sense. When less fuel is available, the fire cant burn as brightly.
Expect debt reduction to become a far more popular strategy.... eventually...when the easy growth and "cycles" fail to appear. This is the psychological battle ground where people are fighting with themselves right now. They know that mathematically a cash cow/debt reduction strategy is the right move. They see the writing on the wall. The dots all make perfect sense , but that final act of connecting them is just proving a bridge too far. Letting go of a growth focus is just proving too difficult for most. Recalibrating to adjust for 5 year IO terms and slower growth cycles is just proving all too hard for most. But eventually, when the masses finally cotton on and the penny finally drops, it will all seem so bleeding obvious. Unfortunately it will take a few years for the masses to realise all of these things. The herd always takes a long time to catch on. They have no idea how servicing calculators used to work, nor how they now work. ( gee, many of the big fish here still dont get it after all) All they ever knew was that Mum, Dad, the neighbour , the cousin and that guy from work all made a killing in property ... or at least that what they were told ( its funny how few people ever actually retired from all that easy growth though , isnt it? hmmm ) and all they ever knew was that credit was easy and plentiful. So unless they are actively trying to borrow now, they could conceivably have no idea these changes have even occurred.
Get ahead of the curve. When the penny drops - and it will in the next couple of years - properties with yield will be far more sought after than they are now. Its only common sense. This doesn't mean growth wont happen. It will...but it will be slower. What it means is that mathematically the calculators have changed and you cant access equity as easily any more - if at all. Investors borrowing power has generally speaking been reduced by @ 50%. Which means growth of itself - without debt reduction - doesnt improve your borrowing power. You need to be actively reducing debt - ideally non income producing non deductible debt such as your PPOR mortgage or car loans or credit cards..in order to improve your borrowing capacity. And it will take time. It is just like a dividend reinvestment plan. The results dont manifest in a year or two... it takes several years of disciplined dividend reinvestment before you start to see results. But its either that, or hope APRA reverses its policies... or hope you strike gold or win the lottery.
BLT, C-mac, Beano and 2 others like this.
I've already been on the yield 'bandwagon' for about 12 months now.
To me, debt reduction at this point is the key priority, more so than portfolio expansion and capital growth value-increaes of existing portfolio.
Not only to reduce my overall portfolio risk level (and thus build in a 'safety net' as it were); but to also as a tactic in my overall long-term property ambition of having my portfolio pay me annually a basic living income; a baseline income if you will; to free up my time to leave the full time corporate world where I fulfill other people's retirement ambitions; to (oftentimes) the detriment of my own ambitions.
Having a baseline living income (and a fully owned-outright PPOR to go with it); means that I could truly choose to do what I wanted as a job, out of passion, regardless of how poorly paying that passion-job was! E.g. being a scuba instructor, or tour guide, or national park ranger, or botanical gardens maintenance person. These are all truly jobs I have wanted to do, over the years, simply out of the life-passions I have that relate to each of these jobs as interests or hobbies. But, I had dismissed each and every one of them when I'd found out how poorly they pay. So, I then became a corporate world slave. I love my dayjob in the corp world dont get me wrong, but I cant do that forever. Life on this planet is too short and finite to not pursue other dreams.
But, imagine having a baseline income of say $40-$50k that your porfolio provides you, by the time you hit your 40s. Then, you can go do whatever - become a scuba instructor in the tropics for example - and even though that scuba job might only pay 40-50k per year on its own; when added to your residual portfolio income; you end up doing fine over the year; but in a much more enjoyable passion-based job (and perhaps for some, in only a part time e.g. 3 day a week job, or perhaps full time but only 8 months out of 12 worked and 4 months relaxing/holidaying...).
So, I am using my remaining years of 5-year-IO mortgages (for those loans I have that are still this type; others have already switched to P&I on cheap-and-cheerful low low interest rate deals that lured me...), to aggressively fatten up each of the offset accounts attached to these loans. This means that during the 2-4 or so IO years remaining that I have left on these bad-boys, I'm minimising interest paid, then saving those 'saved interest' portions for the time when the IO-period 'party' is over for me. Sure, at that juncture I'll move to P&I (and possibly at higher interest rates than today), which will sting a bit, but I'll have those offset account coffers ready to go, to help cover/carry this weight over the next 4-5 years of aggressive P&I paydowns. What I'll probably do by that point is then refinance just one of the mortgages to another lender (any lender really at that point who will have me specifically for another 5 year IO period - doesnt matter if the interest rate is on the high side, read on to find out). Ill do this for a property that I'll still take out a 25-30 year mortgage for; but will be 100% intended to sell down after or around that 5 year-IO expiration period expires. What I'm doing here you see is aggressively paying down my 'hold all the way into retirement' meat-and-potatoes portfolio whilst paying minimal interest the whole time due to above strategies; using this one property (strategically I'd select the weakest-performing in my portfolio that I intend to offload within 5 years) as a strategy to soak up the 100% offset goodness that the high yield from the retirement-portfolio will start to deliver. Thus very much taking advantage of father time and Einsteins concept of compound / cumulative interest over time.
I probably didnt explain this very well but it is sorta my new game plan for the next 5-8 years as I hopefully transition out of the full-time workforce.
Oh and Im fattening up those offsets by any means necessary. Working extra time/effort at work to increase incentive/comms payments; bringing successes from my crypto endeavours back over to FIAT / AUD and into the offset; selling things I no longer need etc. etc.
Gladys, BLT and Kassy like this.
You need to be actively reducing debt - ideally non income producing non deductible debt such as your PPOR mortgage or car loans or credit cards..in order to improve your borrowing capacity.
Thanks for the great reply and info! Lots of food for thought. It does sound like they've taken some of the gloss off of the idea of starting a portfolio - but at the same time it seems understandable that they're trying to reduce risk across the board.
Being new to this, I'd be interested in hearing counter-arguments or other points of view too.
Having a baseline living income (and a fully owned-outright PPOR to go with it); means that I could truly choose to do what I wanted as a job, out of passion, regardless of how poorly paying that passion-job was!
Bit off topic - but I really like this goal. We have one income that's definitely in that low-pay/passion-job. Being realistic with family, income and time, property as a passive baseline would be great.
People often romanticise the whole "never needing to work again", but then what?
No doubt if you are someone whos worked hard to get to that point, your hard-work ethos will probably mean that when you reach that point, you'll become... bored if you dont find other projects or new passions to pursue.
BLT, Snowball, MTR and 3 others like this.
BLT and Snowball like this.
Play so much golf your off scratch?
There are no magic bullets ....but you can based on market cycles buy a place (need to choose a better property) and once it grows say 60-100% you sell and take profit an repeat. You can still buy multiples but you need to sell to keep going...and move to the next growth market.
So you buy quality (5-7 type) property and turn them over every 3-5 years...so picking the time in the cycle is important.
BLT and MTR like this.
This is what I like, timing the market, easiest way to make money.
It is not the easiet Strategy as it requires discipline and you need to be prepared to take lower profits a you can't always get the market at the very top.
C-mac, BLT and MTR like this.
OK....agree.so if you extrapolate that strategy when do you think it would be time to pull up stumps in Atlanta?


text:
package com.zeppamobile.api.endpoint.utils;

import java.io.IOException;
import java.util.logging.Logger;

import javax.servlet.ServletException;
import javax.servlet.http.HttpServlet;
import javax.servlet.http.HttpServletRequest;
import javax.servlet.http.HttpServletResponse;

import com.zeppamobile.api.datamodel.ZeppaEvent;
import com.zeppamobile.api.notifications.NotificationUtility;

public class TaskServlet extends HttpServlet {

	/**
	 *
	 */
	private static final long serialVersionUID = 1L;
	private static final Logger log = Logger.getLogger(TaskServlet.class
			.getName());

	@Override
	protected void doGet(HttpServletRequest req, HttpServletResponse resp)
			throws ServletException, IOException {
		// TODO Auto-generated method stub
		log.warning("doGet called in task servlet");
		// super.doGet(req, resp);
		try {
			doPost(req, resp);
		} catch (ServletException | IOException e) {
			e.printStackTrace();
		}
	}

	@Override
	protected void doPost(HttpServletRequest req, HttpServletResponse resp)
			throws ServletException, IOException {
		// super.doPost(req, resp);

		try {
			log.warning("Executing task with encoding: "
					+ req.getCharacterEncoding());

			// All tasks should have thus
			String action = req.getParameter("action");

			if (action == null || action.isEmpty()) {
				throw new IllegalArgumentException("Null Action");
			}

			if (action.equals("newEvent")) {
				String eventIdString = req.getParameter("id");

				if (eventIdString == null || eventIdString.isEmpty()) {
					ServletUtility.deleteTask(req);
					throw new IllegalArgumentException("No Event Id Specified");
				}

				log.warning("New Event Task With ID: " + eventIdString);
				long eventId = Long.parseLong(eventIdString);

				// Execute task to create event relationships
				RelationshipUtility.createEventRelationships(eventId);

				// Schedule task to build appropriate notifications
				NotificationUtility.scheduleNotificationBuild(
						ZeppaEvent.class.getName(), eventId, "created");

			} else if (action.equals("deletedEvent")) {
				/*
				 * Delete a given event's event relationships by that event's id
				 */
				String eventIdString = req.getParameter("id");

				if (eventIdString == null | eventIdString.isEmpty()) {
					ServletUtility.deleteTask(req);
					throw new IllegalArgumentException("No Event Id Specified");
				}

				long eventId = Long.parseLong(eventIdString);

				RelationshipUtility.deleteEventRelationships(eventId);

			} else if (action.equals("makeEventRelationshipsBetweenUsers")) {
				// Make relationships

				String userId1String = req.getParameter("userId1");
				String userId2String = req.getParameter("userId2");

				if (isEmptyString(userId1String)
						|| isEmptyString(userId2String)) {
					throw new IllegalArgumentException("Missing UserId String");
				}

				long userId1 = Long.parseLong(userId1String);
				long userId2 = Long.parseLong(userId2String);

				RelationshipUtility.createRelevantRelationshipsForUsers(
						userId1, userId2);

			} else if (action.equals("deleteRelationshipsBetweenUsers")) {
				// Remove event relationships to events user hosts.
				String userId1String = req.getParameter("userId1");
				String userId2String = req.getParameter("userId2");

				if (isEmptyString(userId1String)
						|| isEmptyString(userId2String)) {
					throw new IllegalArgumentException("Missing UserId String");
				}

				long userId1 = Long.parseLong(userId1String);
				long userId2 = Long.parseLong(userId2String);

				RelationshipUtility.removeRelationshipsBetweenUsers(userId1,
						userId2);

			} else if (action.equals("deletedTag")) {
				String tagIdString = req.getParameter("id");

				if (isEmptyString(tagIdString)) {
					throw new IllegalArgumentException("Tag id String is empty");
				}

				long tagId = Long.parseLong(tagIdString);
				RelationshipUtility.removeEventTagFollows(tagId);

			} else if (action.equals("deletedUser")) {
				String userIdString = req.getParameter("userId");

				if (isEmptyString(userIdString)) {
					throw new IllegalArgumentException(
							"User Id string is empty");
				}
				long userId = Long.parseLong(userIdString);
				RelationshipUtility.removeZeppaAccountEntities(userId);

			} else if (action.equals("indexTag")) {
				Long tagId = Long.valueOf(req.getParameter("tagId"));
				boolean isUserTag = Boolean.valueOf(req.getParameter("isUserTag"));
				TagUtility.indexTag(tagId, isUserTag);
			}

		} finally {
			// Close out task and remove from queue
			// ServletUtility.deleteTask(req);
			// resp.setStatus(HttpServletResponse.SC_OK);
		}
	}

	private boolean isEmptyString(String s) {
		if (s == null || s.isEmpty()) {
			return true;
		} else {
			return false;
		}
	}

}

redpajama_set_name: RedPajamaGithub


After three seasons of playing Fiona's on-again-off-again boyfriend (and the world's most adorable criminal), Justin Chatwin is officially leaving Shameless . While Jimmy's fate was left ambiguous in his last episode of Shameless — he was last seen in a face-off with his fake wife's dad (long story) — executive producer John Wells has now confirmed that Jimmy is, in fact, dead. While Jimmy/Steve (every con man needs an alias) has had some troubles in the past seasons (like, you know, stealing cars and getting entangled with a crime family) we never thought that he'd actually be offed. Way harsh, Showtime. Let's all take a moment to mourn Jimmy's heart-melting smile and good-guy/bad-boy complex.
But before you think that there are no reasons left to watch Season 4, fear not: Justin Chatwin is set to appear on at least one or two more episodes of the series. After that, we can only hope that he'll be featured in a ton of flashbacks during the next season.


May 21, 2011 The End?
No, the world isn't ending tomorrow.
God has given us a ring-side seat at the greatest show in the Universe, yet some who claim to be God's people want to cut things short and ring down the curtain.
Countdowns to the End are intrinsically laughable.
Instead of embracing the End, I believe God calls us to celebrate and share new beginnings.
Still, much worse than that was the cameo appearance of Sarah Silverman in the Fox booth during the national broadcast. The utterly unfunny segment was transformed into a complete disgrace when Silverman suggested that pitchers ought to use LSD, a la Doc Ellis. Has there been a more evident lowpoint in the history of live TV? FOX dumped the audio for a few choice comments made, but it would have been preferable to cut the whole thing short.
Bad day tuning in as a Yankee fan, yet truly awful as a parent, or someone just seeking decent, quality entertainment.
With all of our communications media, sometimes we are quite isolated, and lack any real perspective.
Far more important than releasing a photo of a slain Osama bin Laden is for Americans to consider the means that led to his capture, and ask these specific questions.
Was waterboarding involved in gleaning any information on bin Laden's trusted courier? Were enhanced interrogation techniques used to exact data helping to track down this malevolent monster? Was any credible information gleaned via questioning at Guantanamo? Were any cell-phone communications intercepted? Was the UN informed? Did the Security Council grant sanction? Did the Pakistani government approve of the SEALs invasion?
One of the great things about our current President is his ability to change his mind, especially as it pertains to views expressed on the campaign trail.
The campaign is long, long over and Guantanamo is still open for a reason. Khalid Sheikh Mohammad will not be tried in NYC for a reason. Predator drones and missiles have been set upon terrorists in Pakistan for a reason.
President Obama is a reasonable man, who has continued policies enacted long before he took office, for a very good reason. Thus, a callous murderer ultimately met his demise.
Within this demise, it would be naive to conveniently ignore the means that brought it about.
What a triumph of justice, and another major blow struck against AlQaeda.
In part, according to ABCNews, this is due to intelligence garnered from KSM in a secret CIA prison in Eastern Europe, but mainly, it's the result of painstaking patience and consistent heroism on the part of our men and women in uniform.
At large, since the '90's, an era of evil has turned to a much better chapter. Add to this the uprisings for freedom all across the Middle East, and truly, Jihadist tyranny's days are numbered.
You are currently browsing the BillKeane Perceptions blog archives for May, 2011.


When the plot to deny Governor Akinwunmi Ambode of Lagos State a second term by the leadership of the All Progressives Congress (APC) was exposed, everyone who was alleged to have a hand in it denied, mainly because it was not time to make it public. Senator Bola Ahmed Tinubu, the National Leader of the APC and former governor of the state who is widely acknowledged as having a firm grip on the power structure in Lagos and a majority of states in the South-west feigned innocence. Another distant suspect of Ambode's troubles, Governor Rauf Aregbesola of Osun State said it was a bad joke to have his name linked to the Lagos governor's travail.
The more they refuted the allegation, the stronger it gathered momentum, though, Tinubu, the principal character who was touted to be against, posed for photos, smiling with the governor. It would later become clear that there was a very sharp dagger in his smile. To the uninitiated and the simple minded, Ambode appeared to be doing well, given that many thought his predecessor, Babatunde Fashola had raised the bar of governance and performance too high for anyone to match.
However, not a few were surprised when Ambode, after a slow start revved his engine and began to power on with a couple of visible projects. He not only narrowed the gap set by Fashola's administration, but began to initiate a few signature projects of his own-the most notable being, the Light Up Lagos campaign. With it came improved security and reduction in crime rate. Lagos caught the attention of the world, as it was rated for the first time among the leading cities in the world that was worth living in, even if it was placed at the bottom of the pole. He was also building world class bus terminals, that would revolutionise land transportation. A few strategic roads were being widened, particularly, the road leading from the Murtala Mohammed International Airport. Many thought these were sufficient indicators of capacity to deliver good governance, but the powers that be thought otherwise.
Surprisingly, the tide turned against Ambode over night. Those who had earlier given him a thumbs up, suddenly began to find faults with his style. Before it became fashionable to denounce the Lagos State governor, the list of those who had endorsed his re-election included all the 57 local governments and local council development areas (LCDAs) chairmen, all former council Executive Secretaries and Soul Administrators, councilors, all members of APC House of Representatives Caucus, all the three Senators representing Lagos at the upper legislative chamber, among other chieftains and groups both within and outside the party.
It was almost given that Ambode was going to be returned unopposed at the Lagos APC gubernatorial primary. About two monts to the primary, no one indicated interest to wrest the ticket from him. What happened in the Lagos APC primary has confirmed again that, indeed, four weeks is a long time in politics. Soon those who had openly identified with the governor's re-election bid, started to sing another song and drumming support for the preferred candidate of the party leadership, Babajide Sanwo-Olu.
It was also publicly reported that about few days to the said primary election, the party leadership had categorically told Ambode to withdraw from the race, an instruction he was not only averse to, but also bluntly rejected after which he opted to contest the election. Many have since said Ambode's decision a bad political miscalculation. They reason that if the 57 LCDA chairmen, majority members of the state assembly and federal legislators had signed that he should stand down, it would have been more honourable to take the hint and take a bow, instead of going into the gubernatorial primary. By their decision , these opinion moulders and influential politicians in Lagos had rendered Ambode a lame duck. His broadcast on the eve of the Lagos APC primary sounded like a valedictory. While thanking thanking and the people of Lagos for the privilege to serve, he stopped short of bidding them farewell.
Based on the agreement that the election would be through direct primaries where all members would elect their preferred candidate as against the delegate system, the governor had raised issues about the moves by the party to disenfranchise the vast majority of members of the party without membership card but with slip and other means of identification.
The Electoral Panel constituted by the National Working Committee (NWC) of APC to conduct the election led by Mr Clement Ebri had swiftly responded by announcing that all members with slip and other means of identification would be allowed to vote.
Though the election was shifted twice, there were reports of members of the party who wanted to vote for Ambode being denied their right of doing so by touts and political hawks allegedly on the orders of the powers that be.
While the election was ongoing and sensing that the guidelines were not being followed, the NWC panel addressed a press briefing to disown the election, saying materials and other logistics were yet to be perfected and distributed across the State, but their decision was soon overruled by the APC National Chairman, Comrade Adams Oshiomhole who made announcement from Abuja declaring that election held in Lagos.
The following day, the Ebri-led panel announced the result of the same election it had earlier disowned, giving victory to Sanwo-Olu in the process.
However, in a move totally depicting his readiness to accept whatever might have happened and to move on, Ambode made a state-wide address where he congratulated Sanwo-Olu for emerging victorious at the polls, saying it was time for the state to move forward in order to consolidate on the gains of the last three and half years. But could he have done otherwise? The broadcast halted rumours that he planned to move to another party. Of course, he would have been removed by the state house of assembly the next day, if he made such a move!
He said though events leading to the election were characterized with intense political activities which created palpable tension in the polity, but that the interest of the State superseded that of any personal ambition, and therefore urged APC members and indeed all Lagosians to support the candidate of the party.
"Dear Lagosians, APC is a great party and the interests of our beloved State must always supersede that of any person or group. It is in this regard that I wholeheartedly congratulate the winner of the Lagos State APC Primaries, Mr. Babajide Sanwo-Olu and urge all Lagosians to immediately support our party's gubernatorial candidate in the 2019 elections and work for the success of our dear party," Ambode said.
While assuring that he would work to ensure a smooth transition in 2019, the governor said the progress of the State was non-negotiable, saying he would remain forever devoted to the development of the State as he had exemplified since assumption of office.
"The progress of Lagos State is non-negotiable. It is a project that I have passionately worked for in the last three and half years as your Governor and one to which I will forever be devoted," he said.
Soon after that, at the first State Executive Council Meeting after the primaries, Governor Ambode devoted quality time to preach a message of forgiveness and unity. It was reported that the Governor specifically asked all the council members to work in support of Sanwo-Olu, and also focus on more on governance and issues of public concern rather than engaging in another round of political conflict that can undermine governance and public administration.
In addressing both political and governance issues neglected during the intense political maneuverings, the Governor immediatey set in motion a task force to rehabilitate failed roads across the state, which had been a major source of worry for residents.
Also, in an effort to back his words of uniting with those who worked against him at the primaries with concrete action, the Governor met with members of the Lagos State House of Assembly where he preached the same message of forgiveness and unity, while he followed it up with the collapse of the Ambode Mandate Support Group (AMSG) into the Sanwo-Olu Campaign Council.
Specifically, the governor according to sources, appointed a five-man contact team under the leadership of the Coordinator of AMSG, Hakeem Sulaimon, to hold a meeting with the Director-General of the Sanwo-Olu Campaign Council, Mr. Tayo Ayinde, on how to work together now that the primaries had been concluded, while in addition to that, the Governor also directed his supporters across the 20 local government areas and 37 LCDAs to begin grassroots campaign for the APC governorship candidate.
Immediately after the primaries, according to a source, Ambode sent message to all his supporters and support groups to ensure that the Peoples Democratic Party (PDP) did not win the state, for the sake of continuity and also work for President Muhammadu Buhari's victory.
According to a source who is close to the seat of power, the Governor had made it clear that he was going to do everything to win the state for the APC, including giving financial support to Sanwo-Olu and even campaigning for him, while he had consistently praised National Leader of APC, Asiwaju Bola Tinubu, the man who is believed to have masterminded his defeat at the poll.
"He (Ambode) harbours no ill feelings towards anybody, as a matter of fact, he has repeatedly thanked the National Leader for choosing him from millions of able and capable people, eligible to be the governor in 2015," the source said.
To further demonstrate that he is consistent, the Governor again on Tuesday, vowed to lead a strong campaign to ensure victory for President Buhari and Sanwo-Olu in the 2019 general elections.
Speaking to journalists at the Presidential Wing of the Muritala Mohammed International Airport shortly after he accompanied President Buhari to perform the official commissioning of the new Economic Community of West African States (ECOWAS) Border Posts at Seme-Krake joint border post in Badagry, Ambode said it was important for the APC to retain its leadership positions both in the federal and the State level.
Clearly, Governor Ambode's posture and statement have created an atmosphere of unity within the ranks and file of APC members across the state that would go a long way to galvanise all interests within the party.


text:
Владислав Олександрович Дорохін (; 8 вересня 2000, Єлець, Росія — 21 червня 2022, Єгорівка, Україна) — російський військовик, матрос ВМФ РФ. Герой Російської Федерації.

Біографія
Навчався в Єлецькій середній загальноосвітній школі №12. В сьомому класі був зарахований в клас кадетського напрямку повітряно-десантних військ. В 2016 році сім'я Дорохіна переїхала в Сімферополь, де він в наступному році закінчив гімназію №1. В 2017 році вступив в Кримський університет культури, мистецтв і туризму за спеціальністю «туризм». В травні 2019 року взяв академічну відпустку і пішов на строкову службу в ракетні війська стратегічного призначення. Після закінчення служби перейшов на заочне навчання.

В лютому 2021 року підписав контракт з Чорноморським флотом і був призначений матросом-мотористом БЧ-5 (електромеханічна частина) сторожового корабля «Ладний», приписаного до порту Севастополя. В 2021/22 роках перебував у відрядженні в Санкт-Петербурзі на будівництві корвета «Ретивий». Навесні 2022 року повернувся в Севастополь. В квітні 2022 року команду «Ладного» перевели на крейсер «Москва», який 14 квітня був потоплений, проте Дорохін не був на борту, оскільки на той момент перебував в наряді на КПП. В травні подав рапорт про переведення в морську піхоту і був призначений стрільцем-навідником БТР 810-ї окремої бригади морської піхоти. З 12 травня брав участь у вторгненні в Україну, бився на Вугледарському напрямку. Загинув у бою. Похований в Севастополі на цвинтарі «Абдал-2».

Нагороди

 Золотий значок спортивної організації «Готовий до праці і оборони» (2016/17)
 Орден Мужності (2022, посмертно)
 Звання «Герой Російської Федерації» (20 листопада 2022, посмертно) — «за мужність і героїзм, проявлені під час виконання військового обов'язку.» 22 грудня медаль «Золота зірка» була передана рідним Дорохіна віцеадміралом Віктором Соколовим.

Вшанування пам'яті
9 грудня 2022 року меморіальна дошка на честь Дорохіна була відкрита на будівлі Єлецької середньої загальноосвітньої школи №12 (якій в 2022 році також було присвоєне його ім'я), 15 грудня — в Сімферопольської гімназії №1.

Посилання

 Біографія на сайті «Герои страны».

Матроси (Російська Федерація)
Військовики морської піхоти Росії
Російські військовики, загиблі у російсько-українській війні (з 2014)
Поховані в Севастополі
Люди, на честь яких названі об'єкти

redpajama_set_name: RedPajamaWikipedia


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Sinchi Projects
The Sinchi Fund
Sinchi Indigenous Artist Awards
2018 Photo Comp
First Place - Artistic Merit Ana Caroline de Lima Brazil
"In times where people are focusing on differences rather than similarities, I believe it's important to keep in mind that we are all human beings. We share similar necessities, dreams, struggles and joy. It's all adapted to our cultures, backgrounds and personalities, of course. But if you look closer, you'll notice that regardless of who you are or where you're from, you're not better than anyone. You're not worse than anyone. You just are."
Ana Caroline de Lima won 1st place in the Artistic Merit category of the 2018 Sinchi Photo Competition.
Born in São Paulo, Brazil, Ana Caroline de Lima is documentary photography, journalist and specialist in visual anthropology whose work is focused on the human condition. To her, cultural and social immersion plays a crucial role in the documentary process.
She has documented communities in South America and countries as Myanmar, India and Vietnam, with ethnic groups such as Kayapó, Yawalapiti, Black Hmong, Rajasthani, Intha and Black H'Mong. Her work has been exhibited in more than 15 countries, in places such as the Getty Museum and Oxo Tower in London. Ana is also a member of Women Photograph and Everyday Brasil.
"With over 300 ethnicities, Brazil has many nations in just one country. As anthropologist and primatologist Jane Goodall would say: ""Only if we understand, can we care. Only if we care, we will help. Only if we help, we shall be saved." Indigenous peoples in Brazil are passing through hard times as their rights are threatened. Their voices must be amplified so most people will understand, care and help."
instagram.com/antropologiavisual
facebook.com/antropologiavisuala
antropologiavisual.com.br
1ST PLACE ARTISTIC MERIT " Ana Caroline de Lima – Do you want to take a picture of Maria? She is very beautiful!" – Sure, bring her here! Minutes later, a Kayapó girl brings Maria, a little doll whose body is painted with Kayapó motifs, just like her. The drawings were made to \'train\' indigenous to paint other people's faces. "She looks just like me, doesn't she? She doesn't have 'hairs above the eyes'!" – she says, showing me the blue-eyed, white doll who, just like her, doesn't have eyebrows
Back to competition winners
Sinchi is a UK registered non-profit company No. 9919412.
The Piggery, Woodhouse Farm, Catherine de Barnes Lane, Catherine de Barnes B92 0DJ, United Kingdom

redpajama_set_name: RedPajamaCommonCrawl


23/02/2016 · Charging while power off. NEW feature on iOS 9.2.1 Build 13D20 for iPhone 6, 6 Plus, 6s, 6s Plus. https://youtu.be/r328wPx4Fjk.
Alternatively, if you'd like to know how to sideload the Vidyo app on your iPhone without needing a jailbreak, see here. Facebook Twitter Author: Darren Wall Darren is a proud father of two and a dedicated mobile technology writer from the UK.


The first ever brooch I bought was the one below, which is part of Erstwilder's Nihon Journey collection. I love it because it of course closely resembles Mt Fuji, which is one of my favourite places to visit in Japan. This brooch would become the first of many!
So, as you can see 2017 has been the year of the brooch for me!😉 Do you have a favourite out of my collection? Do you wear brooches? Or did you discover a new accessory or clothing style this year? Let me know! I'd love to hear from you!
Wow!! What a wonderful collection of quirky brooches. Trying to pick a favorite would be hard for me but if Amber likes Neko The Beckoner I guess it would have to be a top one for me. Still I like the John Lennon inspired one, Instant Karma Cat. You have them in a nice variety of colors so they can be worn with many outfits. You've given me an idea for 2018 as I really don't have many brooches in my collection.
Those Erstwilder brooches are really amazing - I love the Flamingo one. I've been semi-collecting brooches for years, and have about two dozen now, some vintage, some newer, most second-hand. This year, I've delved into neutrals more - it's been an evolution rather than a sudden thing, though.
Oh you have such a cool collection of brooches! It's impossible to pick a favourite as they are all so cute! I actually don't think I have any brooches, I know I used to, but couldn't tell you where they would be, haha! It's a shame as I love the idea of wearing them like a pendant on a necklace.


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Imo PDP blasts House of Assembly Speaker, Emeziem over suspension of six lawmakers
The Imo State chapter of the Peoples Democratic Party (PDP), has described the suspension of six members of the state House of Assembly, as undemocratic and unacceptable.
The opposition party in State said the Assembly leadership reserved no right to suspend duly elected lawmakers whose mandates were still jealousy protected by their constituents.
It accused the Assembly speaker, Paul Emeziem, of acting his principal's script by readily carrying out his (Governor's) instructions at a mere snap of finger, a situation the party described as unfortunate to the state legislature and Imo people at large.
In a press statement signed the state PDP Publicity Secretary, Ogubundu Nwadike, the party condemned the inclusion of two PDP members, Anyadike Nwosu of Ezinnihitte-Mbaise state constituency who is the Assembly Minority Leader and Philips Ejiogu of Owerri-north state constituency, in the said suspension.
The statement reads, "Imo PDP recognizes that the suspended lawmakers are elected representatives of Imo people. The party notes that to a very large extent, the lawmakers are answerable to their various constituents who elected them.
"We are quite aware that the rules and regulations of the Assembly does not Invision the hich-hunting of the lawmakers by their equals who are privileged to be organizing the running and working of the House as it the case of 9th Assembly.
"Our party considers as not cogent enough the reasons floated by the leadership of the House for the act of suspension of elected lawmakers.
"They are simply too vindictive, high-handed, provocative and dehumanizing. The legislature is an arm of government and not a department of the executive arm of Government.
"The system in Imo state where the executive arm arrogates so much power and authority over the legislative arm is, to say the least, undemocratic and unhealthy. This must be jettisoned in order to allow true democracy to flourish and blossom in the state.
"The Governor is directly or indirectly sponsoring acts that are capable of breaching the relative peace of Imo people.
"He should leave Imo state House of Assembly alone to make useful laws for her people rather than interfering in her affairs and throwing orders around.
"Witch-hunting and hounding elected lawmakers, particularly those from PDP extraction, is not in tandem with the governor's much talked about restoring peace in the state.
"The party, therefore, urge those responsible for the ill-advised suspension to, as a matter of urgency, rescind the decision and recall the lawmakers without further delay or leave the party (PDP) to do so."
Published July 9, 2021 By admin@jobzify.com.ng
If you silence Nnamdi Kanu, Sunday Igboho, others will rise – PFN advises Buhari
Grant Kanu, Igboho amnesty, Fed Govt urged


If you're hoping to get pregnant, you might wonder about your fertility and whether you can improve it. Some factors might be beyond your control — such as medical issues that affect female fertility — but that isn't the end of the story. Your lifestyle choices can have some effect on your fertility, too.
Age also plays a role in female fertility. Delaying pregnancy can decrease the likelihood that you'll be able to conceive. An older woman's eggs aren't fertilized as easily as a younger woman's eggs — and might not develop normally even after fertilization occurs.
Learn how to promote female fertility.


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FUV, ACAD & EBS Few Days Left to Actively Participate in Class Actions: Bronstein, Gewirtz & Grossman LLC
By: Bronstein, Gewirtz & Grossman, LLC via GlobeNewswire News Releases
June 14, 2021 at 10:00 AM EDT
NEW YORK, June 14, 2021 (GLOBE NEWSWIRE) -- Attorney Advertising -- Bronstein, Gewirtz & Grossman, LLC reminds investors that a class action lawsuit has been filed against the following publicly-traded companies. You can review a copy of the Complaints by visiting the links below or you may contact Peretz Bronstein, Esq. or his Investor Relations Analyst, Yael Hurwitz of Bronstein, Gewirtz & Grossman, LLC at 212-697-6484. If you suffered a loss, you can request that the Court appoint you as lead plaintiff. Your ability to share in any recovery doesn't require that you serve as a lead plaintiff. A lead plaintiff acts on behalf of all other class members in directing the litigation. The lead plaintiff can select a law firm of its choice. An investor's ability to share in any potential future recovery is not dependent upon serving as lead plaintiff.
Arcimoto, Inc. (NASDAQ: FUV)
Class Period: February 14, 2018 - March 22, 2021
For more info: www.bgandg.com/fuv.
The complaint alleges that throughout the Class Period, Defendants made materially false and/or misleading statements and failed to disclose that: (1) the preorders of Arcimoto's Fun Utility Vehicles ("FUVs") were fabricated or never completed, with only 19 units delivered out of an alleged preorder of 422; (2) Arcimoto failed to disclose to customers that nearly 100% of its vehicles delivered were under safety recall; (3) Arcimoto's largest customer, R-Key-Moto, was an undisclosed related party owned by insider FOD Capital, LLC; (4) Arcimoto's partnership with HULA was an undisclosed related party transaction; and (5) as a result, defendants' public statements were materially false and/or misleading at all relevant times.
ACADIA Pharmaceuticals Inc. (NASDAQ: ACAD)
Class Period: June 15, 2020 - April 4, 2021
For more info: www.bgandg.com/acad.
The complaint alleges that throughout the Class Period, Defendants made materially false and/or misleading statements and failed to disclose that: (1) the materials submitted in support of the pimavanserin sNDA contained statistical and design deficiencies; (2) accordingly, the pimavanserin sNDA lacked the evidentiary support that the Company had led investors to believe it possessed; (3) the FDA was unlikely to approve the pimavanserin sNDA in its present form; and (4) as a result, the Company's public statements were materially false and misleading at all relevant times.
Emergent BioSolutions Inc. (NYSE: EBS)
Class Period: July 6, 2020 - March 31, 2021
For more info: www.bgandg.com/ebs
The complaint alleges that throughout the Class Period, Defendants made materially false and/or misleading statements and failed to disclose that: (1) Emergent BioSolution's Baltimore plant had a history of manufacturing issues increasing the likelihood for massive contaminations; (2) these longstanding contamination risks and quality control issues at Emergent BioSolution's facility led to a string of FDA citations; (3) the Company previously had to discard the equivalent of millions of doses of COVID-19 vaccines after workers at the Baltimore plant deviated from manufacturing standards; and (4) as a result of the foregoing, defendants' public statements about Emergent BioSolution's ability and capacity to mass manufacture multiple COVID-19 vaccines at its Baltimore manufacturing site were materially false and/or misleading and/or lacked a reasonable basis. When the true details entered the market, the lawsuit claims that investors suffered damages.
Bronstein, Gewirtz & Grossman, LLC
Peretz Bronstein or Yael Hurwitz
212-697-6484 | info@bgandg.com
Acadia Pharmaceutica Arcimoto Inc Emergent Biosolutions


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You are here: Home / Celebrities / AR Rahman: Feeling Young & Straddling Hollywood and Bollywood
AR Rahman: Feeling Young & Straddling Hollywood and Bollywood
July 6, 2015 by Suresh Bist
Perhaps after R.D.Burman, A.R.Rahman is the only Indian composer who has managed to get such a huge fan following, including those from the film fraternity. Such is his popularity that there are many (seniors) who would try to compare him with the late Burman-da. That itself speaks volumes about his capabilities.
Long back in the nineties, people used to buy a quality walkman (Aiwa and Sony were considered super quality) just so that they could enjoy Rahman's song; his recordings were as good as international recordings.
Since then the brand A.R.Rahman has grown much bigger, and he's an international star today (post his Oscar for Slumdog Millionaire) who devotes his time to Hollywood, Bollywood and even Tamil films.
He's one of the very few Indian musicians who has a great understanding of western music and performs on a musical instrument as well; you can find several live concerts where he's performed on the piano.
International Films
Oscar award winning Indian composer A R Rahman may not be doing lot of Bollywood films these days; its because he's busy composing music on international assignments.
The 'Mozart from Chennai has composed music for several foreign films like Oscar-winner Slumdog Millionaire, 127 Hours, China's Warriors of Heaven and Earth
AR Rahman inspires Hollywood and International artistes
Academy award winner Indian composer AR Rahman (also known as the Mozart of Madras) has inspired several Hollywood and international artistes. He has also collaborated with many of them and has also composed for foreign films like 127 Hours, People Like Us and Muhammad: Messenger of God.
In India, Rahman is considered a legend, and his music has ruled both Bollywood as well regional cinema cinema. And now, his music inspires international music artistes as well.
The Theme of Bombay
The haunting instrumental from Mani Ratnma directed Bombay has not only won hearts in India, but has also impressed Hollywood. Rahman's original Bombay Theme has been used by several International artistes.
AR Rahman's "BOMBAY"theme song used in hollywood movie "Lord of War"
"Rather By Me" by Loyd Banks
Loewenherz's Bis uses bits of Bombay theme in his song "Die Ewigkeit"
Other Popular Songs
Hollywood film Inside Man (Denzel Washington, Clive Owen and Jodie Foster) used the beginning of the hit 'Dil Se' number 'Chaiyya Chaiyya' for the film's opening credits.
Rahman collaborated with DJ Will.i.am and American singer Cody Wise for the song "It's My Birthday" which is inspired by Rahman's original track "Urvasi Urvasi" from 1995 Tamil film Kadhalan.
International Artistes Impressed with Rahman
American singer and actress Selena Gomez wants to sing with Academy Award winner AR Rahman, says she is extremely impressed with the composer's work.
"I like AR Rahman's work. I would love to sing or be part of his compositions. I think it would be beautiful to sing for [a] Bollywood [movie]," said Selena.
Taylor Swift's says her favourite Musician is AR Rahman (the Mozart of Chennai).
"I have heard a lot about AR Rahman. I think he is a fantastic musician. His music touches the soul. I would love to hear him live in performance once," says the American star.
Rahman and Iranian film director Majid Majidi
Rahman has composed music for Iranian film director Majid Majidi, who's known for directing internationally acclaimed films like Children of Heaven, The Color of Paradise and Baran.
The music maestro had shared a picture on Facebook of his music recording session with Palestinian musical group 'Le Trio Joubran' and the film director. "Recording in Paris with Le Trio Joubran for Majid Majidi's next," Rahman captioned the photo.
Iran's most expensive film is about the prophet Muhammad, but he won't get screen time.#majidmajidi #Arrahman http://t.co/v1QDcITxQ4
— இசை யாசகன் (@isaichpsycho) January 30, 2015
Rahman Shares His Thoughts
Here are excerpts from his interview that was covered on FirstPost.
Subhash K Jha: You are rarely able to do Bollywood scores these days. How do you manage to turn down Mumbai producers politely?
AR Rahman: (laughs) It's tough, very tough. But at this juncture of my career, I only want to do the music that motivates me to work harder. Otherwise you lose your audience. The relationship becomes like an old boring marriage.
It's very important for me to not get bored with the work that I'm doing. That's why after doing a series of epic/period films, I did something young like the song Khalifa in Lekar Hum Deewana Dil. After that I've only said yes to Shekhar Kapoor's Paani and Imtiaz Ali's Tamasha. And I've also said yes to Rhea Kapoor, Anil Kapoor's daughter's film. That's about it for now.
Are you tired of the epic scores?
Not at all. I love doing them. So much detailing and labour goes into them. Every epic score is an elaborate experience. On a personal level, it is also very enlightening for me to visit a particular era. While doing the music for a period film, I discover a whole new culture.
Do you enjoy rediscovering a culture as you create a music score?
Immensely. But at the same time, it is also important to find an emotional connect with the filmmaker that I work with.
Are you happy with the treatment of your songs on screen?
Well, a lot of my very good songs in films like Rang De Basanti and Delhi 6 were used as soundtracks in the background. They were not used as lip-sync. So the reach of those songs was just 30 or 40 percent of what it was meant to be. Songs that are sung by major stars on screen get played in clubs and on radio. They make a psychological impact on the audiences' mind. One reason why I want to do music in young stories is because these films allow their actors to sing on screen.
How do you manage your time between India and abroad?
It's tough. When I've a project abroad, it takes me a month or a month and a half to take care of it. I go with the flow, basically. Thankfully, communication is far easier today than it was when I started out with my international career. I can be connected to and from any part of the world.
What international assignments have you done lately?
I've completed two assignments, Million Dollar Arm and The Hundred Foot Journey. Both were very satisfying experiences. The working methods abroad are entirely different from home. Fortunately, I am given the liberty to do purely international sounds abroad. I don't have to use Indian instruments.
But you do miss your family when you're abroad?
It is a sacrifice. I am missing out on my children growing up. But sometimes I do take my children abroad with me when they have school vacations. But they can't accompany me everywhere. It's not possible to wrench them away from their lives and ask them to join me wherever I am.
Do you miss having time to just relax?
That's one of the advantages of being abroad. You don't get mobbed on the roads. People leave you alone even if they recognize you. I can take long walks without being disturbed. All those things that I miss doing at home, I am able to do when I am abroad.
You are now 47 . How do you manage to sound so young in your music?
Because when I was actually very young I didn't get a chance to feel young. As a child, I spent so much time with musicians who were 40-plus, chewing paan and discussing classical styles. I felt like one of them as a child. Today I feel younger than I did when I was actually young.
It's 2020 and Bollywood is still obsessed with fair skin
When Wendell Rodricks helped Deepika Padukone and Anushka…
Harvey Weinstein sentenced to 23 years in prison on charges…
Filed Under: Celebrities
Bollywood films that showed us some interesting teachers, professors, gurus
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Like many other Bollywood celebrities, even the Bachchan's love Dubai. Be it film shoots, award ceremonies, or inauguration of big brand/stores, they keep travelling to this place. And its quite easy to fall in love with a place like Dubai, a global city, which is just around 'two and a hour' flight from Mumbai. When […]
Kenya Wildlife Safari Photo Tours
Kenya Wildlife Safari Photo Tours: Photograph the spectacular wildlife at popular national parks like Masai Mara National Reserve in Kenya. Kenya, known for its legendary wildlife and evocative landscapes, is among Africa's popular safari destination. The country offers photographers and filmmakers several opportunities to capture iconic images of Africa: Graceful giraffes browsing around trees. Elephants […]
Rishi Kapoor shares picture of get-together with Bollywood stars of the 1970s
During their hey-days, these guys were among the busiest and most sought after actors in Bollywood. While you don't see most of them in movies now, its good to see their picture once in a while. That's what Rishi Kapoor did recently. Close buddies Danny Denzongpa, Rishi Kapoor, Prem Chopra, Jeetendra, Paintal and Ranjeet got […]
Karisma Kapoor turns 45, interesting facts
Karisma Kapoor made her Bollywood debut with the film Prem Qaidi (1991), and over the years has given several hit films including Raja Babu, Andaz Apna Apna, Coolie No. 1, Hum Saath-Saath Hain and Dulhan Hum Le Jayenge. Karisma recently celebrated her birthday; several friends from the film industry (Amrita Arora, Malaika Arora, Sonam Shah) […]
Best Radhe Maa Jokes & Memes
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Portfolio picture of Amitabh Bachchan which was rejected by Filmfare in the 60s
There are several superstars in Bollywood and in Indian cinema, and among the greatest of them all is Amitabh Bachchan. For some reason, we all tend to forget that even these superstars were newcomers at some point of time. They all had to take their first step in the industry, and face failures and disappointment. […]
Priyanka Chopra's mother on sexual harassment: Life is more valuable, what if you miss out on films
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Boom in Online Shopping Forces Malls to Become Experiential Destinations
There's no doubt that online shopping has taken off in India, and businesses like malls now have to find out innovative ways to make themselves attractive to customers. Here's how malls are trying to counter the massive competition faced from online shopping portals. Shopping malls in the country are going through a transformation to make […]
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Known for her spontaneity, Kajol is an acting power-house and has done some memorable films opposite Shahrukh Khan. Kajol, who completed 25 years in Bollywood (made her Bollywood debut in Bekhudi – 1992) tells us how Bollywood has changed in the last 2-3 decades. Relationships mattered then "I don't think we ever had contracts then. […]


Integrating STEM through Robotics in every classroom around the world.
Every spring student teams come together to compete in a rigorous challenge that will test their robotics programming skills. Student teams begin their competition at the school level and then advance through district and regional level competitions.
At each of the three levels of competition student teams are presented with an authentic robotics scenario and are challenged to program their robot to complete the task presented within a given time frame. The competition theme for 2015 was The Danger Zone and student teams had to program their robots to traverse and collect samples from an active volcano. In 2016 students blasted off on a Mission to Mars where they were charged with programming their robot to collect photo data from the surface of Mars.
Participating students must have completed the Danger Zone robotics curriculum by the start of the competition.
Each participating team must consist of at least one teacher/sponsor with two students.
Teachers may sponsor more than one team. However, it is recommended that each team has a separate sponsor.
Each participating student must have parent/guardian permission to attend the district level finals competition.
For more information on participating in the RAIL Robotics Competition during the 2016-2017 school year contact us here.


This advisory is in effect through Saturday morning. SCAQMD will issue an update if additional information becomes available.
A wildfire, named the Cranston Fire, is burning to the east of Hemet in Riverside County within the San Bernardino National Forest. The burn area was last reported at 11,500 acres with three percent containment. A second fire, called the Ribbon Fire, is burning to the west of Pinyon in Riverside County. Southerly winds this morning will transition to an onshore flow this afternoon with predicted gusts up to 25 mph. Winds will then transition to a northwesterly wind during the evening and overnight hours. During the overnight and early morning hours, downslope winds might bring smoke into the valleys west of the fire.
Overall, meteorological conditions may bring smoke into portions of San Bernardino County and Riverside County, including the Coachella Valley. Air quality may reach Unhealthy levels or higher in areas directly impacted by smoke.
Riverside County: Areas 23 (Metropolitan Riverside), 24 (Perris Valley), 27 (Anza), 28 (Hemet/San Jacinto Valley), 29 (Banning Pass), and 30 (Coachella Valley).
San Bernardino County: Areas 34 (Central San Bernardino Valley), 35 (East San Bernardino Valley), 37 (Central San Bernardino Mountains), and 38 (Big Bear Lake).
SCAQMD Advisory updates can be found at the following link: http://www.aqmd.gov/docs/default-source/air-quality/advisories/advisory.pdf?


Like most of us in the market, I read the recent London Market Group's (LMG) report on the competitive position of London with great interest. The report highlighted the challenges the market faces, challenges which, if effectively addressed, offer huge opportunities for increased international expansion and operational efficiency.
If London is to build competitive advantage, it needs to focus on two key areas, firstly to actively develop products and solutions that address the needs of emerging markets and secondly to deal with the pressure that alternative capital brings. Both issues will only be fully addressed, however, if the market's operations and cost effectiveness is improved.
The LMG report highlighted the urgency of this task – revealing that London market expense ratios are nine points higher than its competitor peer group.
To date the market has looked to its unique entrepreneurial culture to meet any new challenge and, while I believe this should remain at the heart of the response to competition, it also needs to be complemented by collaboration across the market to deliver the significant operational changes that are needed.
The rise of regional insurance hubs is a growing reality. Singapore already has a market size of £4 billion and a growth rate of nearly three times that of London. London needs to become an increasing part of the process and help other hubs to emerge where they are needed, most notably in Dubai and Latin America and also actively engage with African insurance entrepreneurs too.
Singapore provides a successful model of how hubs can be effectively created to deliver new opportunities rather than squeezing existing business. Capita is pleased to have worked closely with Lloyd's and the service companies in Singapore to develop a solution that will make the market's transaction processes more effective and the costs of doing business significantly smaller.
The success of this on going and evolving project is based on a new and collaborative approach to doing business which has seen the Lloyd's Singapore service companies cooperate, and work together to establish a responsive bottom up process which delivers for the entire market.
In the past, London businesses have shied away from collaboration over fears of losing market share or clients, this was particularly so amongst the broker community. My sense today is that the scale of the challenge makes the market ready to consider working together and I expect to see many market wide initiatives to deliver transformational change in the coming years.
Whilst the threat from external competition, be it international hubs or alternative capital, is real this market has survived many predictions of its demise and its own suicide attempt in the early 1990s, to come back stronger and more profitable than ever before. To meet today's challenges the need for cooperation has never been more important, if the London market is to deliver a stable and secure future.


Assassins in the Garden: Belladonna, Foxglove, Hemlock & Co.
Not everything herbal or natural is good for us -- some of the most beautiful plants are quite toxic. From hemlock to lobelia, foxglove to rhubarb, retired internist Sandra Moss will reveal through her lavishly illustrated 2:00 p.m. presentation just how various plant toxins affect the body. Surprising facts on garden flora that she will dispense range from the dangers of "mushroom roulette", to the deadly nightshades - and to a nasty fungus hiding on your roses. Along the way, Dr. Moss, an expert in medical history, will describe some of the fascinating herbal remedies used by nineteenth-century American physicians.


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text:
#include "..\TestData\DataItem.h"

class DataTransportProto {

public:
	virtual const char * Name() = 0;
	virtual const char * HandlePrefix() = 0;
	virtual long OpenURI( char * URI) = 0;
	virtual long TransmitData (NVDataItem * Data) = 0;
	virtual long Close() = 0;

public:
	virtual ~DataTransportProto() {}

};

#endif


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text:
The Freinet days in Vallouise were a great success, alternating exhibitions, exchanges, film, readings etc ... A large audience, often retired teachers, unconditional Freinet, but also of the village inhabitants, participated in the success of these meetings.
As planned by the program, the pedagogical part took place mainly on Wednesdays thanks to a debate / conference but also with the help of large and well-made explanatory panels exhibited in the Bonvoisin room.
Resistance in Vallouise and Briançonnais in the Hautes-Alpes
The "Resistance" part allowed visitors to better understand the actions of the struggle against the occupying Nazis in Briançonnais. The exhibition of objects, costumes and weapons (Patrick Lemaitre), as well as the explanatory panels (Claude Altobelli) being particularly didactic and dynamic.
The conference of Tuesday afternoon, in the room of the very nice library of Vallouise, was in our opinion the highlight of these days.
J.P. Pellegrin author of the book "History of the FTP, Isère, Savoie, Hautes-Alpes" led this moment in a structured and rigorous way, starting from the general situation in France until arriving at the situation in Briançonnais.
Patrick Lemaitre (Association "Souvenir, Safeguard and Military History"), always excellent, brought his incredibly provided knowledge about the local resistance.
A nice surprise came from the room, in the person of Mr. Henri Rolland who intervened on many occasions to share with us his direct testimony of the actions of resistance, in particular concerning the aerial drop attempts at the lake of the climb above la Roche de Rame and attempts to destroy the Argentière la Bessée water pipe supplying the steel plant vital to the enemy.
A participant, Eric Peythieu, in the room, also intervened to clarify several elements, such as the existence of Ukrainian and Polish supporters in support of local FFIs.
We remain dubious and worried, by the few young people present at this kind of conference, the public being very largely honorably old, "We have been what you are and you will be what we are" as the saying goes. Compulsive lover of a certain France not obviously interested so much in its history and the lessons that can be drawn at the beginning of the 21st century, which sees many extremism develop on the European continent.
The revolutionary and alternative activists, however numerous and active in Briançonnais, being moreover not more present ...
Supporters of the complete closure of the borders (or of their unlimited openings, in the end it is joined given the state of public opinion on this subject) do they remember that September 6, 1944, as recalled during these days, the second liberation of the city of Briançon was partly possible thanks to the African troops?
Does the society of leisure thus prevail on the indispensable duty of memory and the admiration which seems to us essential with the courage that some had, sometimes at the risk of their life, to defend us from Nazi barbarism and fascism ?
Who remembers the names of the local resistance fighters (for example Alfred Mondet and Joseph Seinturier), not to mention the anonymous names that some of the participants in these meetings evoked (Mr Gauthier in Vallouise?)? Will we ever know what Captain Ballet's identity really was?
Concerning Célestin Freinet and the resistance of the maquis of Béassac, we really regret the absence, for impediment, of Emmanuel Saint-Fuscien, author of the book "Célestin Freinet a pedagogue in wars 1914-1945 "wars 1914-1945 " which would not have to doubt , was the grain of sand concerning the role of Freinet in the resistance ... at least reading his book and his interviews on the subject.
Without foresight about the past, is it possible to build a future? Without solid and lucid foundations, far from any romantic vision will it be possible to resist as some of our elders did? More information on the maquis of Béassac in Vallouise here.
A big thank you to all the speakers and particularly to Claude Altobelli, passionate among other local history, effective, real kingpin and driving these days Vallouisiennes. Do not hesitate to visit the watermill he renovated, with others, in the village center, along the Gyr, behind the brewery Alphand.
Freinet days program in Vallouise in May 2018
Thanks to Claude Altobelli and the association"Travailler et vivre en Ecrins" for providing us with the information below that will likely evolve and become more precise.
In anticipation of the creation of a "Espace Freinet à Vallouise", the association "Live and Work in Ecrins" organizes in May "Rencontres Freinet". The theme: Élise and Célestin Freinet, Resistants and Pedagogues.
From Tuesday, May 8th to Thursday, May 10th, in the Bonvoisin room and in the library, from 10h to 12h and from 14h to 16h:
Exhibition on the maquis of Béassac. Elise and Célestin participated, Celestin, in charge of the supply being deputy to his brother-in-law, Fernand Lagier-Bruno, responsible for this maquis and Élise assured a health care service.
Exhibition realized by the association "Souvenir, Safeguarding and Military History" of Briançon.
Exhibition on the Freinet pedagogy brought by the association "Friends of Freinet"
Tuesday, May 8 at 14:30:
Presentation of the book "History of FTP, Isère, Savoie, Hautes-Alpes" by Mr J.P. Pellegrin co-author of this document and presentation of FTP resistance in the Hautes-Alpes. Library Partnership and LEREV
Conference on the maquis of Béassac by Mr J.P. Pellegrin and Mr Patrick Lemaître association "Souvenir, Safeguarding and Military History".
Wednesday, May 9th:
Conference on Freinet pedagogy by officials of the ICEM (Cooperative Institute of the Modern School) and the association "Friends of Freinet".
Meetings between members of the Freinet movement and teachers from the region or the valley concerned.
Presence of leaders of the Turin movement Freinet who can illustrate what they do in their groups in Turin and Pinerolo and offer an inter-school correspondence with some interested teachers.
Presentation by E. Saint-Fuscien, its author, of the book "Célestin Freinet-a pedagogue in wars 1914-1945" (see 4th cover)
Cinema evening in partnership with the ICEM, at 21h. cinema of the Argentière la Bessée: fast presentation of the 2 films by the ICEM, of a total duration of approximately 20 mn and debate and projection of the film "School Buissonnière" of 1949 with Bernard Blier.
In 1920, in a small village in Provence, Mr. Pascal, a young teacher, came up against the lack of interest of his students. He decides to radically change the methods used by his predecessor. He listens to children, draws inspiration from their discoveries, takes them to nature, seeks to highlight the abilities and tastes of each person.
Thursday, May 10th:
Reading: "Élise Freinet takes her first job in Villar d'Arène"
Vivre et Travailler en Écrins.
Commune de Vallouise-Pelvoux et Communauté de Communes du Pays des Écrins.
Bibliothèque de Vallouise-Pelvoux.
Lecture et Rencontres en Vallouise.
Souvenir, Sauvegarde et Histoire militaire.
Souvenir Français.
ICEM et Amis de Freinet
Tags: Cultural, Event, Hautes Alpes France, Vallouise France
Concert Nino Soardi


text:
layout: page
title: Wells 5th Anniversary
date: 2016-05-24
author: Teresa Carpenter
tags: weekly links, java
status: published
summary: Nam bibendum in lectus a suscipit. Donec tempor purus.
banner: images/banner/meeting-01.jpg
booking:
  startDate: 06/04/2019
  endDate: 06/09/2019
  ctyhocn: SPIILHX
  groupCode: W5A
published: true
---
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text:
<?php

namespace Elastica;

use Elastica\Query\AbstractQuery;
use Elastica\Suggest\AbstractSuggest;

/**
 * Elastica searchable interface.
 *
 * @author Thibault Duplessis <thibault.duplessis@gmail.com>
 * @phpstan-import-type TCreateQueryArgs from Query
 * @phpstan-import-type TCreateQueryArgsMatching from Query
 */
interface SearchableInterface
{
    /**
     * Searches results for a query.
     *
     * {
     *     "from" : 0,
     *     "size" : 10,
     *     "sort" : {
     *          "postDate" : {"order" : "desc"},
     *          "user" : { },
     *          "_score" : { }
     *      },
     *      "query" : {
     *          "term" : { "user" : "kimchy" }
     *      }
     * }
     *
     * @param AbstractQuery|AbstractSuggest|array|Collapse|Query|string|Suggest|null $query Array with all query data inside or a Elastica\Query object
     * @phpstan-param TCreateQueryArgs $query
     *
     * @param array|int|null $options Limit or associative array of options (option=>value)
     * @param string         $method  Request method, see Request's constants
     */
    public function search($query = '', $options = null, string $method = Request::POST): ResultSet;

    /**
     * Counts results for a query.
     *
     * If no query is set, matchall query is created
     *
     * @param AbstractQuery|array|Query|string|null $query Array with all query data inside or a Elastica\Query object
     * @phpstan-param TCreateQueryArgsMatching $query
     *
     * @param string $method Request method, see Request's constants
     *
     * @return int number of documents matching the query
     */
    public function count($query = '', string $method = Request::POST);

    /**
     * @param AbstractQuery|AbstractSuggest|array|Collapse|Query|string|Suggest|null $query
     * @phpstan-param TCreateQueryArgs $query
     *
     * @param array|int|null $options
     */
    public function createSearch($query = '', $options = null): Search;
}


text:
Posted on October 25, 2017 by Wilmington News Journal
Week 10 Preview: Around the SBAAC
Local Sports 1
By Mark Huber - mhuber@aimmediamidwest.com
While the four Clinton County schools match up in divisional battles, there is still plenty to play for among the rest of the SBAAC teams.
Officially, neither division has been decided.
In the American Division, Goshen has won at least a share of the title but can win it outright with a victory at New Richmond Friday.
In the National Division, Bethel-Tate is in the same situation, looking to claim total supremacy with a win at Fayetteville-Perry.
Other SBAAC games have Clinton-Massie at Wilmington, East Clinton at Blanchester, Clermont Northeastern at Williamsburg, and Batavia at Western Brown.
All games are set to kick-off at 7 p.m.
For Goshen and Bethel-Tate, not only is an outright league title on the line but an unbeaten 10-0 regular season.
The Warriors have clinched a playoff berth but would like to host a first-round matchup. They need a win to have that opportunity for one more game at Jim Brown Stadium.
"It has been a fun ride," Goshen coach Ryan George said. "Our kids have worked hard and this has been very enjoyable watching this team grow."
The Tigers, on the other hand, must win to make it to a Week 11 game.
"Getting to 10-0 means a lot," Jeff Essig, the Bethel-Tate coach, said. "I was fortunate enough to achieve that at Western Brown under coach Evan Dreyer (current Anderson head coach) as an offensive coordinator, but this could be the first for me as a head coach.
"It means a lot for our program. Our kids have the chance to make history each time they take the field for however long we are able to continue to play. This run has also brought our community together. The support of the Bethel-Tate community has been great. I have received many congratulatory e-mails, texts, tweets, and even handwritten letters from alumni.
"One of my program goals was to make Bethel-Tate football matter. Having the opportunity to reach 10-0 would help to achieve that goal."
Goshen and New Richmond is one of the marquee matchups in the area. The Warriors are 9-0, 4-0 while the Lions are 7-2, 3-1. The game may have lost a bit of luster outside the SBAAC with New Richmond's big loss to Clinton-Massie (44-14) last week. But George isn't buying in to that notion.
"We have struggled with them in the past," he said, noting Goshen's last win over New Richmond was in 2009 (21-14).
The average score in the last seven Lions' victories over the Warriors has been 33-12, so Goshen has a lot of ground to make up to end that streak.
Bethel-Tate goes on the road to meet the Rockets.
"It will be their senior night so we expect emotions to be high," Essig said.
Essig believes his Tigers may have an advantage in conditioning and the fact that Bethel-Tate has several players that play just offense or defense and not both.
"Many of their players will play both ways which may be an advantage for us," he said.
The last time the Tigers experienced a loss was in the pre-season finale against Gamble Montessori. Senior Cooper Dunn told his Tiger teammates after that game he never wanted to experience that feeling again.
"Our guys took his words to heart," Essig said. "This season was and continues to be one for the record books. The opportunities set forth each week have shown exactly what kind of team we are. This team will be forever remembered here at Bethel-Tate."
And, what makes that even more special is the memories are still in the making.
https://www.wnewsj.com/wp-content/uploads/sites/22/2017/10/web1_LOGO_SBAAC-10.jpg
By Mark Huber
mhuber@aimmediamidwest.com
Reach Mark Huber at 937-556-5765, via email mhuber@aimmediamidwest.com or on Twitter @wnjsports
Follow @WilmingtonNews
Hi! A visitor to our site felt the following article might be of interest to you: Week 10 Preview: Around the SBAAC. Here is a link to that story: https://www.wnewsj.com/sports/local-sports-1/54057/week-10-preview-around-the-sbaac


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Patriots Free Agency Coverage
Are the Titans losing faith in signing Dont'a Hightower?
ESPN's Tennessee Titans reporter Paul Kuharsky doesn't seem optimistic about the Titans' chances of signing New England's star linebacker.
By Matthew Rewinski@GooseOnBass Mar 10, 2017, 11:03pm EST
Share All sharing options for: Are the Titans losing faith in signing Dont'a Hightower?
(Sighs and hits "Publish" knowing full well that all of this could be out of date by the time you all read this)
Hello and welcome back to Dont'a Hightower Watch 2017™, where it's always BYOB and everyone's welcome as long as you don't start a fight or put anything weird on the playlist.
Friday came and went without much of any news about whether Dont'a Hightower had made his choice between heading south to join the on-the-rise Tennessee Titans, join the perennial free agency champion Miami Dolphins, or re-sign with the New England Patriots. There was, however, a little clue or two we got from the Nashville sports media on Friday afternoon that New England folks may - actually, forget that - WILL find intriguing.
Allow me to explain. Our story begins with ESPN's Paul Kuharsky, who covers the Titans for ESPN.com (think of him as Tennessee's Mike Reiss), and also co-hosts a show on 104.5 The Zone in Nashville called The Mid-Day 180. PK is also on the board of selectors for the Pro Football Hall of Fame.
...Which makes biting hook, line, and sinker on a fake Adam Schefter Twitter account on the air this afternoon pretty rough.
Fake account burned me. Apologies for retweet and radio mention. Sloppy and stupid.
— Paul Kuharsky (@PaulKuharskyNFL) March 10, 2017
Eeeeeek. It literally does happen to the best of us.
Ok, so that, while funny, is just the lead-up to the main part of the story. Remember that Kuharsky is not only ESPN's lead Titans writer, he's also on the air every day on the official radio station of the Titans. Point being, he's in the know.
So a few hours later, he drops this on those poor Titans fans that all were getting excited about a linebacker corps of Brian Orakpo, Derrick Morgan, and Dont'a Hightower (which, who wouldn't be stoked about that?):
Hearing it would be wise to tamp down expectations of Dont'a Hightower to the Titans. https://t.co/t4wqgwXnDx
Remember that the Patriots decided that letting Hightower hit the open market, while inherently risky, was the best way to let him figure out what kind of offer he could get, and then New England would use that as a basis to make their offer. The ties between Dont'a and the Titans are obvious - he's from Tennessee, Titans GM Jon Robinson worked in the Patriots scouting department for well over a decade, Tennessee has a boatload of cap space to burn, and cornerback Logan Ryan just signed a $30 million dollar deal to play there, and those are just the easy ones - but still, the guy who's most plugged-in to the Titans in Nashville media isn't feeling good about Tennessee's chances.
Make sure to keep it locked on the Pats Pulpit Free Agent Tracker so we can keep you all in the know about all deals and steals of free agency 2017!


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Jamaica Scorpions staged a strong fightback against reigning three-time champions Guyana Jaguars, but lost a few wickets late on day two to hand the runaway leaders the edge at stumps in their Digicel 4-Day Championship eight-round fixture at Sabina Park on Friday.
Left-handers John Campbell and Assad Fudadin led the Scorpions fight-back, with half centuries, after their side trailed by 77 runs on first innings.
Scorpions made an excellent start to their second innings, as Campbell stroked 62 and the Guyana-born Fudadin, not out on 61, gave them a solid base of 112 for the first wicket.
Campbell typically took the attack to the Jaguars' bowlers, but Fudadin played the anchor role to perfection, preferring to put the grind on his former teammates.
Once Campbell became the first of two wickets for left-arm spinner Gudakesh Motie, things started to unravel and the Scorpions lost five wickets for 41 runs.
Earlier, former West Indies captain Shivnarine Chanderpaul made exactly 50, but received little support from the rest of the Jaguars' batting.
He extended his overnight fourth-wicket stand with Vishaul Singh to 39 before the last seven wickets tumbled for 81.
Left-arm spinner and Scorpions captain Nikita Miller was again his side's main bowler, grabbing 4-30 from 14.5 overs and seamer Derval Green ended with 3-39 from 14 overs.
Scores in the match: Jamaica Scorpions 106 & 153-5; Guyana Jaguars 183.
OVER AT KENSINGTON PARK IN BARBADOS: Bottom-place Windward Islands Volcanoes are trailing second-place Barbados Pride by 75 runs following half-centuries from the promising pair of Kavem Hodge and Roland Cato.
Hodge hit the top score of 63 and fellow former West Under-19 batsman Cato made 56, but West Indies fast bowler Kemar Roach grabbed 3-45 from 16 overs, including the prized scalp of Devon Smith, the season's most prolific batsman, to keep Pride in the hunt.
Hodge shared 68 for the fourth wicket to bring a bit of stability back to the visitors' batting, after they were wobbling on 96 for three, but they were both guilty of gifting their wickets.
Hodge swung Roston Chase's uncomplicated off-spin to deep backward square leg and Cato was needlessly run out looking to steal a single.
Earlier, Smith, whose 873 runs is the highest aggregate for the season, and regular opening partner Tyron Theophile, the Volcanoes' captain, appeared to be giving their side a solid start before Roach bowled the veteran left-handed opener for 26, leaving him one short of the 900-run mark for season.
Scores in the match: Barbados Pride 316; Windward Islands Volcanoes 241-6.
OVER AT QUEEN'S PARK OVAL IN TRINIDAD: Third-place Trinidad and Tobago Red Force are leading fifth-place Leeward Islands Hurricanes by 201 runs with two second innings wickets standing after veteran Imran Khan had undermined their batting earlier in the day with another destructive spell of leg-spin.
Khan bagged 5-25 from 15 overs and left-arm spinner Khary Pierre took 2-26 from 10 overs, as the Hurricanes crumbled after starting the day on 36 for three.
Uncapped Akeem Saunders hit the top score of 49, West Indies "A" Team ODI captain Jahmar Hamilton made 28 and Mervin Mathew finished on 22 not out.
Leading by 58, Red Force's again failed to ease concerns, as the Hurricanes bowlers, led by Sheeno Berridge 3-34 from 12 overs, whittled away at their batting.
Left-handed opener Amir Jangoo with 38 and Red Force skipper Denesh Ramdin, the former West Indies captain, with 28 were the only batsmen to show any resistance.
Scores in the match: Trinidad and Tobago Red Force 222 & 143-8; Leeward Islands Hurricanes 163.