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9th Circuit affirms no jurisdiction without exhaustion of administrative remedies
On December 27, the U.S. Court of Appeals for the Ninth Circuit affirmed the dismissal of a TILA case brought by a consumer against his mortgage lender, citing lack of subject matter jurisdiction under the provisions of FIRREA that require claims involving a bank that is in receivership to be presented to the FDIC before the borrower files suit. In 2009 the consumer filed an adversary proceeding in bankruptcy court against his lender for rescission of his mortgage loan under TILA. The consumer claimed that the lender's notice of right to cancel was defective when the loan was signed, resulting in an extended rescission period under TILA, but his suit was dismissed for lack of jurisdiction. Once again, in 2012, the district court dismissed the consumer's TILA suit after finding that the consumer had not exhausted his administrative remedies with the FDIC before filing suit.
On appeal, the three-judge panel rejected the consumer's claim that his lender was not placed into receivership until after his loan was sold, and therefore he did not have to exhaust his administrative remedies before filing suit. The panel subscribed to the Fourth Circuit's interpretation of the exhaustion requirement, stating that "even where an asset never passes through the FDIC's receivership estate, the FDIC should assess the claim first." According to the opinion, the FIRREA requirement that the consumer exhaust his remedies with the FDIC applied to this action because the panel determined that (i) the consumer's claim was "susceptible of resolution under the FIRREA claims process"; (ii) the consumer's claim was related to an act or omission of the lender; and (iii) the FDIC, which "was not required to have possessed the loan before determining a claim" had been appointed as receiver for that lender, stripping the appellate court of subject matter jurisdiction until after the FDIC determined his claim.
Courts TILA Appellate FIRREA FDIC Ninth Circuit Foreclosure Settlement
DOJ settles with multinational corporation for $1.5 billion over RMBS
On April 12, the DOJ announced that a multinational corporation will pay $1.5 billion in a settlement resolving claims brought under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA) that a financial services subsidiary of the corporation misrepresented the quality of loans it originated in connection with the marketing and sale of residential mortgage-backed securities (RMBS). According to the DOJ, between 2005 and 2007, the majority of the mortgage loans sold by the subsidiary for inclusion in RMBS did not comply with the quality representations made about the loans. Specifically, the loan analysts allegedly approved mortgage loans that did not meet criteria outlined in the company's underwriting guidelines, as they would receive additional compensation based on the number of loans they approved. The DOJ asserts that there were inadequate resources and authority for the subsidiary's quality control department, resulting in deficiencies in risk management and fraud controls. Additionally, if an investment bank were to reject a loan due to defects in the loan file, the DOJ alleges the subsidiary would attempt to find a new purchaser, without disclosing the previous rejection or identifying the alleged defects. The corporation does not admit to any liability or wrongdoing, but agreed to pay a $1.5 billion civil money penalty to resolve the matter.
Securities DOJ RMBS Mortgages FIRREA Settlement
DOJ sues international bank for RMBS fraud
On November 8, the DOJ announced it filed a complaint in the U.S. District Court for the Eastern District of New York against an international bank and several of its U.S. affiliates for allegedly defrauding investors in connection with the sale of residential mortgage-backed securities (RMBS) from 2006 through 2007. Specifically, the DOJ alleges the bank violated the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) based on mail fraud, wire fraud, bank fraud, and other misconduct by "knowingly and repeatedly" making false and fraudulent representations to investors about the quality of the loans backing 40 RMBS deals. The DOJ is seeking an unspecified amount of civil money penalties under five FIRREA claims.
In response to the filing, the international bank issued a statement indicating that it intends to "contest the complaint vigorously," arguing, among other things, that the risks of RMBS investments were clearly disclosed to investors and that the bank suffered its own losses from investing in the RMBS referred to in the DOJ complaint.
Courts Federal Issues DOJ RMBS International FIRREA
Japanese bank's U.S. branch and affiliates settle RMBS misconduct claims for $480 million
On October 16, the U.S. Attorney for the Eastern District of New York announced that the U.S. branch of a Japanese bank and several of its affiliates would settle claims related to the bank's marketing, sale, and issuance of residential mortgage-backed securities (RMBS) in the lead-up to the 2008 financial crisis. In particular, the U.S. Attorney alleged that the bank, among other things, (i) misrepresented the effectiveness of its due diligence loan review procedures and the quality of the RMBS to investors; (ii) overruled due diligence warnings and allowed the securitization of loans that failed to comply with underwriting guidelines without investors' knowledge; and (iii) continued to work with originators that "had 'systemic' underwriting issues and employed 'questionable' origination practices." The bank disputes the allegations and does not admit to any liability or wrongdoing, but agreed to pay a $480 million civil money penalty pursuant to the Financial Institutions Reform, Recovery, and Enforcement Act to resolve the matter.
Securities DOJ Settlement RMBS FIRREA
International bank settles with DOJ for $765 million regarding alleged RMBS misconduct
On October 9, the U.S. Attorney for the District of Colorado announced that an international bank would settle claims related to the bank's packaging, securitizing, issuing, marketing and sale of residential mortgage-backed securities (RMBS) in the lead-up to the 2008 financial crisis. In particular, the U.S. alleged that (i) the bank's due diligence loan review procedures disclosed to investors were not, in certain instances, followed; (ii) bank managers overruled due diligence vendors' warnings regarding the quality of certain loans included in securitizations; and (iii) the bank misrepresented the quality of the RMBS to investors. The bank disputes the allegations and does not admit to any liability or wrongdoing, but agreed to pay a $765 million civil money penalty pursuant to the Financial Institutions Reform, Recovery, and Enforcement Act to resolve the matter.
International bank agrees to pay $4.9 billion in civil penalties to settle allegations of RMBS misconduct
On August 14, the DOJ announced a settlement with an international bank to resolve federal civil claims of misconduct in the bank's underwriting and issuing of residential mortgage-backed securities (RMBS) to investors in the lead-up to the 2008 financial crisis. According to the press release, the bank allegedly violated the Financial Institutions Reform, Recovery, and Enforcement Act by, among other things, failing to accurately disclose the risk of the RMBS investments when selling the securities. Under the terms of the settlement, the bank has agreed to pay a civil penalty of $4.9 billion. The bank disputes the allegations and does not admit to any liability or wrongdoing.
Securities DOJ Settlement RMBS Mortgages International FIRREA
International bank agrees to pay $2 billion in civil penalties to settle allegations of RMBS misconduct
On March 29, the DOJ announced a $2 billion settlement with an international bank and several of its affiliates to resolve allegations of misrepresentation in the sale of residential mortgage-backed securities, in violation of the Financial Institutions Reform, Recovery, and Enforcement Act. The bank agreed to pay the civil monetary penalty in exchange for dismissal of a civil action filed in 2016. According to the settlement agreement, the investigation focused on 36 securitizations by the bank between 2005 and 2007. In addition to the alleged misrepresentations in the offering documents, the bank allegedly misled investors about the quality of the mortgage loans backing the deals. Separately, two former bank executives agreed to pay a combined $2 million to resolve claims brought against them individually. The bank did not admit to any liability or wrongdoing.
Securities DOJ RMBS Settlement FIRREA
VA Extends Foreclosure Moratorium Following Hurricane Disasters; Federal Agencies Issue Appraisal Exceptions; Freddie Mac Extends Temporary Selling Requirements Related to Wildfire Areas
Hurricane Relief. The Department of Veterans Affairs (VA) is extending the foreclosure moratorium on properties affected by the recent hurricanes. For disaster areas impacted by Harvey, Irma, and Maria, the VA is updating the original circulars to change the 90-day moratorium to 180 days (a complete list of change notices can be found here).
On October 24, the FDIC, Federal Reserve, National Credit Union Administration, and the OCC issued a temporary exception to the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) appraisal requirements for areas affected by the recent hurricanes. More specifically, the FDIC's Financial institution Letter states that the agency will not require financial institutions to obtain appraisals for affected transactions, if (i) the properties involved are located in areas declared major disasters; (ii) there are binding commitments to fund the transactions within 36 months of the date the areas were declared major disasters; and (iii) the value of the real properties support the institutions' decisions to enter into the transactions.
California Wildfire Relief. On October 25, Freddie Mac released Guide Bulletin 2017-24 extending the temporary selling requirements applied to hurricane disaster areas to eligible disaster areas impacted by the California wildfires. As previously covered by InfoBytes, Freddie Mac is requiring servicers to suspend foreclosure sales and eviction activities and has agreed to reimburse sellers for certain property inspections for property located in eligible disaster areas.
Here is a complete list of InfoBytes disaster relief coverage.
Federal Issues Disaster Relief Department of Veterans Affairs Freddie Mac Mortgages Lending FDIC FIRREA Mortgage Modification
Federal Agencies Offer Consumer Relief Measures Following Recent Natural Disasters
On October 13, the Department of Veterans Affairs (VA) released two circulars (here and here) describing measures mortgagees may employ to provide relief to VA home loan borrowers affected by recent California wildfires and Hurricane Nate. Referencing the VA's guidance on natural disasters, the VA's recommendations include: (i) extending forbearance to distressed borrowers; (ii) establishing a 90-day moratorium on initiating foreclosures on affected loans; (iii) waiving late charges; (iv) suspending credit bureau reporting with the understanding that servicers will not be penalized by the VA; and (v) extending "special forbearance" to National Guard members who report for active duty to assist recovery efforts.
Separately, on October 17, the Federal Reserve Board, FDIC, National Credit Union Administration, and OCC released a joint notice under the Financial Institutions Reform, Recovery, and Enforcement Act that temporarily eases appraisal requirements for real estate-related financial transactions in areas impacted by recent hurricane disasters. The four agencies will allow appraisal exceptions, provided that financial institutions determine, and obtain documentation related to, the following: (i) the property involved is located in a major disaster area; (ii) there exists a binding commitment to fund the transaction within 36 months of the date the area was declared a major disaster; and (iii) "the value of the real property supports the institution's decision to enter into the transaction." The expiration date for exceptions in each area covered by the notice is three years after the date the President declared the area to be a major disaster area.
As previously discussed in InfoBytes, several federal agencies have announced regulatory relief for victims of recent natural disasters.
Lending Disaster Relief Mortgages Foreclosure FIRREA Federal Reserve Department of Veterans Affairs FDIC NCUA OCC Consumer Finance Mortgage Modification
FDIC Releases August List of CRA Compliance Examinations
On August 4, the FDIC published its monthly list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list reports CRA evaluation ratings assigned to institutions in May 2017 as required by the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. Monthly lists of all state nonmember banks and their evaluations that have been made publically available can be accessed through the FDIC's website. Of the 68 banks evaluated, four were rated "Outstanding," 62 received a "Satisfactory" rating, and two were rated "Needs to Improve."
Federal Issues FDIC CRA Banking Bank Regulatory FIRREA


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Kevin Powers – A Shout in the Ruins
Posted by Lady Fancifull in Fiction, Historical Fiction, Literary Fiction, Reading
A Shout in the Ruins, American Civil War, Book Review, Kevin Powers
Not for the fainthearted, or for ostriches
Like many, I had been overwhelmed and lacerated, by the reading of Powers first book, The Yellow Birds, detailing the experience of the war in Iraq. Powers had experienced that conflict, as a machine gunner. That powerful book was far from being any kind of glorification of war. Powers, a wonderful writer, pulls no punches, does not gloss over the awfulness of conflict, or the kinds of glorified lies countries tell themselves to encourage young men to enlist
A Shout in the Ruins, his second book, explores no less important, destructive, shaming themes which should be faced. He looks at racism, and its foundations in the history of slavery in the States, and the long shadow that has cast, and still casts.
Rawls could see up and down the old man's arms. They were lined with mark after mark of whip and brine, a topography of the passage of time and pain one on top of the other, a map in miniature of ridgeline and ravine going up into his shirtsleeves in an uninterrupted pattern
This is a complex story, taking place over more than 100 years of American history. The central character is George, a quiet, reflective black man. And on his story, traced from the 1860s, George, now in his 90s. moving towards death (so his 'present' is the 1950s) is keen to unearth a mystery about his own origins, as an abandoned child. Those origins lie in the stories of those who had cared for him before he was 'abandoned' and why, indeed, abandonment happened. A story of slaves before the outbreak of war. In his 1950s present, American is still a segregated society, a society, effectively practising apartheid, in the South. And the continuing story of casual, unthinking, as well as deliberate racism continues beyond George's death, in the later story of a young woman he meets, right at the end of his life, and her future, which includes someone damaged by one of America's later conflicts
Whoever said a rifle on a wall was an opportunity for suspense must have been European. As if there would ever be a question of its getting fired or not in America. The gun goes off when the line gets crossed, and the line got crossed a long time ago, when we were naked and wandered the savannah and slept beneath the baobab trees. When is simply a matter of how long it takes to get it out of the holster, how long it takes the bullet to arrive. Perhaps days or weeks or months, perhaps one's whole life, but these are questions of distance and trajectory, of time and physics, and not of possibility
This is an extremely difficult book to read at times, but it is one which I felt I had to read. As in Yellow Birds, punches are not pulled. Powers does not labour or over describe the awful violence of racism, rather, sentences are casually dropped in, rather like unexpected land mines, leaving the reader shocked and reeling. The throwaway information about a slave who had run away, and, on recapture, his 'master' deliberately damaged his feet, so the young man could not ever run away again, but would only be able to shuffle and hobble – still work, but not run
This is a deeply, deeply, despair filled book. There are wonderfully drawn, complex character, some are of a repellent, vicious nature, many are normally flawed, going along almost unthinkingly with the evil which may be the way a society is structured, others question the wrong, and there are those who are like beacons of what it might mean to strive to be 'human-kind' But the lives of those the reader cares about will inevitably also be lives that experience pain, loss, grief
Another major theme is the importance of home and community. The book opens with the destruction of property and community by those seeking to 'develop prime sites' and spools back to earlier acts of destruction and violence towards community and home, done by those whose only care is the acquisition of personal wealth and power. Powers makes sure we are aware he is not just writing about America's past, but about all our presents.
I had some reservations. As I found, at times, with Yellow Birds, which changed points of view a lot – whose story was being followed, at any point – I wished he had been a little more linear. At times there are just too many characters to keep track of, and the narrative might have been pruned, shaped more, to allow trajectory of story to be clearer, the strength of his writing itself to shine out more. There was also a question I was left with, which was unanswered, part of the quest George himself was trying to get to the bottom of, but, then, as I continued to think about this book, long after I had finished reading it – life is also full of little pockets of mystery which never do completely get solved
I received this as a copy for review from the publishers, via NetGalley
It has taken some time for me to write a review, as I needed some time, and distance, to evaluate my rating. The length of time the book stayed with me has meant that the reservations during reading itself, retreated
A Shout in The Ruins UK
A Shout in The Ruins USA
11 thoughts on "Kevin Powers – A Shout in the Ruins"
Valorie Grace Hallinan said:
He sounds like such an important author to know about. Also that his books require a commitment. I'm curious about both of his titles. Thanks so much for this thoughtful review.
You are welcome, Valorie, thank you. He is not a comfortable writer, not someone who writes in order to let the reader escape from reality but he is one who writes with the intention of making the reader be fully aware of the reality we are in
JacquiWine said:
I don't think this is for me right now, but it sounds like an extremely powerful book. I recall there being some criticism of The Yellow Birds when it came out. Something to do with the prose style, a feeling that the writing was almost too beautiful given the subject matter of the book? Do you have any thoughts about that? I'd be interested to hear your perspective.
What an interesting comment/question. For me, the beauty of the writing matters. I'm comparing it with a powerful anti-war painting -Guernica. It's power comes not just from the admirable sentiment – but from the artistry. A book with the anti-war sensibilities Powers expressed but written less well, would not have packed such a punch. It is the fact that he resists cliche that insinuates and disarms the reader, laying them more open to the jarring nature of his subject matter. The beauty of his writing is not being used to sanitise or glorify or even titillate what is unspeakable, it is there because that is how he uses language. I wonder, a little, is it (criticism) something to do with the fact that this beauty and finesse in style is unexpected from a combat soldier, a grunt, rather than someone who writes about war from afar? Powers is difficult, needling, challenging because (I'm talking about Yellow Birds here) he takes the 'right' position, but also has been inside what young men face. The soldier is taught to kill. Powerful taboos must be set aside . How can a person be human-kind and also hold the gun, be afraid, all the time, of the other young man also trained to kill. Nuance, complexity, beauty of language is what can knit up the weighty oppositions.
Yes, I would in places have liked to see more shaving back/editing to keep the storyline clearer. There can be a sense of 'what's going on here' , though, reflecting afterwards I could also see how that mirrored exactly well, what IS actually going on, this doesn't make sense, experienced by characters in the book
Gosh – it does indeed sound like a powerful, if painful, book. I'm not as brave as I used to be about reading this kind of difficult stuff (I think I would struggle with some of the books I read in the past about the Holocaust, for example) but maybe I need to stell myself and stretch myself a little more.
I'm trying to decide if I'm ready for this, after reading "The Hate You Give," "Sing, UnBuried, Sing," and "The Blood of Emmett Till" this spring. I had to take a breather after that. My son read "The Immortal Life of Henrietta Lacks" this spring, too. I only read parts of it as it was another powerful example within the continuum of literature describing racism and oppression in the U.S.
Regarding one of the comments above about the beauty of his writing being objectionable. I don't believe anyone has said that about Cormac McCarthy's dark prose, have they? Perhaps it was a criticism from those who think that beautiful sentences make the topic a source of beauty and potentially of admiration? I think that beautiful sentences carry a reader along when reading about a difficult topic, helping us make it through the book without abandoning it in despair.
Gulps in admiration of your son. Henrietta Lacks is a tremendous, absorbing, angering book. The admiration is son's taste in reading. I had him at not being a teenager yet?
I agree with you about what beautiful writing does, and it also makes us properly pay attention. Something which clichéd writing doesn't. You also know with Powers that descriptions of violence are not designed to titillate or provoke the kind of part horror part indulgence fascination response. He genuinely provokes outrage, shame and disgust at our capacity for brutality. He makes for very uncomfortable reading (in the best way of it) as you (i) think 'who would i have been, living in that time, raised in those cultural norms?' But you can't read too many of these kinds of books in too short a time. It does become vital to get some hopefulness injections!
My son just turned fourteen. When we first met on the net, he was most likely nine or ten. Time and tide wait for no man, as they say. Sob.
Gosh. A teenager! It's still an advanced read
A strong review of a powerful book! For me, the quality of writing brings an integrity to the story and allows greater immersion in the story (as well as the pleasure of th earth of writing). I'm looking forward, not to the trauma in this book, but to sharing something of George's life and of pondering again inhumanities in the history of people – for me this is important.
Thanks, underrunner. I have the same need to remind myself of our inhumanity. And it is only good writing which takes me into some identification with each, or most, characters in the story, preventing me from a kind of complacency about myself, in some way. The inhumanity of the ordinary, as well as its reverse, the humanity of the ordinary, both have parallels within me, and I think indifference/boredom/failure to engage with the suffering of other is a permanent danger for all of us
Susan Hill - The Soul of Discretion (Serrailler 8)
Patricia Highsmith - Deep Water
Ilka Tampke - Skin


August is a game-filled month! Below are few of the games we're looking forward to in the month of August 2017. Keep an eye out, many of these games will be covered in upcoming Girl Tribe Gaming podcast episode.
From the creators of the acclaimed Gone Home indie gem comes Tacoma, a game that places you on the Lunar Transfer Station Tacoma as you unravel the story of Amy Ferrier's first day.
Created in collaboration with neuroscientists and those with lived experience of psychosis, Hellblade: Senua's Sacrificewill pull you deep into the mind of lead character Senua. A broken and troubled individual, follow her as she traverses the depths of the Norse underworld in search of the lost soul of a fallen lover.
A personal and emotional journey through a vividly-detailed recreation of Viking mythology, Hellblade: Senua's Sacrifice places equal weight on both the internal and external struggles of conflict and loss and long-term effects of trauma.
Conan Exiles is an open-world survival game set in the brutal universe of Conan the Barbarian.Join us in Early Access and survive, build, and dominate in single- and multiplayer.
From the critically acclaimed developer, Naughty Dog, comes the adventure in the Uncharted series. Fan-favorite character, Chloe Frazer, must enlist the aid of renowned mercenary Nadine Ross from Uncharted 4: A Thief's End in order to recover a fabled ancient Indian artifact and keep it out of the hands of a ruthless warmonger. Together, they'll venture deep into the mountains of India in search of the legendary artifact. Along the way, they'll learn to work together to unearth the mystery of the artifact, fight their way through fierce opposition, and prevent the region from falling into chaos.
Last Day of June is an interactive tale about love and loss..


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text:
← Catching a Fox
Bah Humbug, Microsoft! →
I recently wrote about Christmas 2016. I also reposted about Christmas 2011. This got me to thinking about how much you've changed over the past five years.
Marshall didn't talk much when he was a toddler. He used mostly single words and short phrases. We had thought that preschool would get him talking more, but it didn't. He would come home from school, and I'd ask him about his day, but he almost never had anything to say.
He's still not the chattiest boy, unless you get him on a topic he's really interested in, such as "Sky Kids," gadgets from "Odd Squad," TNT, or Pokemon. Then he'll talk and talk. For example, he had a special pass that gave him permission to bring something to school for show-and-tell. He kept that pass for months with no interest in using it. Then one day he got a rare Pokemon card, and suddenly he insisted on using the pass the very next day. He couldn't wait to tell everyone about his new treasure.
But though he is relatively quiet, he has already demonstrated a love of wordplay and a desire to tell stories. He even wrote a story one night when he was supposed to be sleeping. I found the pages on his bed in the morning. The story went like this:
"One day Marshall and his friends were playing on a playground. Then pine cones were falling and they grew fast. The worst part is someone was jumping on a trampoline to get a drink from the clouds. It was so bad. Then 100 blobs fell from the sky. Then 100 purple blobs fell from then sky. Then 100 pink blobs fell from the sky. Marshall caught all of them. Then a helicopter dropped TNT and bombs on the playground. Then the playground blew up and no one was hurt. The End."
Livia in 2011 was less than a year old. At Christmas she was running around grabbing snowflake ornaments in her "moist little hands." Now in 2016, her hands are bigger and not so moist anymore. They are, however, almost always covered with marker, glitter, and/or glue. She loves making art. She colors every day. We had a family art contest earlier this year, and she liked it so much that she has organized another one for January. There will be five prizes: one each for the snowmanniest, the snowiest, the sleddiest, the iglooiest, and the treeiest pieces of art. That should be fun!
But as I sit here thinking about how Livia has changed, the thing that strikes me is how she hasn't changed in one regard. She's eager and has always been that way. She came into this world in a hurry, and she doesn't like to wait. She wants everything now, now, now. For example, she was only allowed one piece of Halloween candy per day, but after a couple of weeks we found a large, hidden stash of candy wrappers from the extra candy she'd been sneaking on the side. Her dad is always telling her to slow down and savor things, but that's not her style. She wants to ball them up in her glittery, gluey, marker-streaked hands and gleefully run away with them. And there's a lot to be said for that approach to life. Carpe diem!
And that, my dears, is how you have changed (or not) over the past five years. They were wonderful years, and I love looking back on them. But I also love looking toward the future, and I can't wait to see how you grow during the next five years and beyond.
This entry was posted in Dear Livia, Dear Marshall. Bookmark the permalink.
One never quite allows for the moron in our midst.
— Dr. Haydock (Christie character)


SOUTH TARAWA, Kiribati (Reuters) - The ocean laps against a protective seawall outside the maternity ward at Kiribati's Nawerewere Hospital, marshalling itself for another assault with the next king tide.
Inside, a basic clinic is crowded with young mothers and newborn babies, the latest additions to a population boom that has risen as relentlessly as the sea in a deeply Christian outpost where family planning is still viewed with skepticism.
It is a boom that threatens to overwhelm the tiny atoll of South Tarawa as quickly as the rising seas. Some 50,000 people, about half of Kiribati's total population, are already crammed onto a sand and coral strip measuring 16 sq km (6 sq miles).
"Climate change is a definite long-term threat to Kiribati, there's no doubt whatsoever about that," says Simon Donner, a climate scientist at the University of British Columbia who has been visiting South Tarawa since 2005.
"But that doesn't mean it's the biggest problem right now ... Any first-time visitor to Tarawa is not struck by the impacts of sea level rise, they're struck by how crowded it is."
Low-lying South Pacific island nations such as Kiribati (pronounced Kee-ree-bahs) and Tuvalu, about halfway between northeast Australia and Hawaii, have long been the cause célèbre for climate change and rising sea levels.
Straddling the equator and spread over 3.5 million sq km (2 million sq miles) of otherwise empty ocean, Kiribati's 32 atolls and one raised coral island have an average height above sea level of just two meters (6-1/2 feet).
Studies show surrounding sea levels rising at about 2.9 mm a year, well above the global average of 1 - 2 mm a year.
Kiribati President Anote Tong has grimly predicted his country will likely become uninhabitable in 30-60 years because of inundation and contamination of its fresh water supplies.OVERCROWDING "A MENACE"
While climate change poses a serious longer-term threat, many people, including Tong, recognize that breakneck population growth is a more immediate problem. South Tarawa' population density of more than 3,000 per sq km is comparable to Los Angeles or parts of London - without the high rises.
The government fears South Tarawa's population could double to more than 100,000 by 2030 unless the birth rate and internal migration slows.
Rudimentary huts of little more than timber sleeping platforms and palm thatch roofs line a single dusty road running the length of the atoll. Dotted among them are pig pens, chicken coops, overcrowded grave sites and the blasted relics from one of the bloodiest battles of World War Two.
Bwabwa Oten, Kiribati's director of hospital services, says current annual population growth in Kiribati is close to 6 percent, with overcrowding a major contributor to disease and an infant mortality rate among the highest in the region.The church plays an integral role in the South Pacific and efforts to limit birth rates have run into resistance. Large families are also traditional in the region, which has one of the world's highest rates of teen pregnancy.
Describing the population surge as "a menace", Tong has called on churches to help curb growth by allowing their members to use birth control.
"Religion is incredibly powerful in the Pacific and there is quite an overt suspicion that, when we are talking about family planning, it in fact means family stopping," said Bronwyn Hale of New Zealand-based Family Planning International, which is working to promote sexual and reproductive health in Kiribati.
Progress is being made, with clinic visitor numbers up and a growing acceptance of the threat of over-population.
"Right now, population is the major issue, the number one issue we should face," said Peter Itibita, a member of the Mormon Church in South Tarawa.Many health problems also stem from a lack of clean water as rising salinity and pollution affect underground water, with diarrhea outbreaks caused by contamination from human and animal waste and other pollutants.
Nawerewere Hospital also has problems, with new mothers spilling from overcrowded wards onto verandas and into corridors.
"Sometimes with the new babies, we don't have the water to wash them," says Rina Tabi, a maternity ward nurse.
Plans are underway for solar-powered energy and desalination plants but the cost of building and maintaining them is a challenge for cash-strapped Kiribati, which relies on aid and royalties from foreign fishing fleets.
COPING MECHANISMS "OVERWHELMED"The complexities of sea level change are becoming more apparent and there is little doubt that nations like Kiribati will be among the most affected. But it is equally clear that vulnerable states like Kiribati are responsible for less than 0.1 percent of global emissions of greenhouse gases from burning fossil fuels.
According to the United Nations, population growth in the Pacific has consistently exceeded all other regions except Africa for the past 30 years and is likely to remain higher than the global average for the next 40-50 years, even though barely 10 million people are dotted across the world's biggest ocean.
There is also a history of concern about Pacific over-crowding, with dire predictions of population growth outstripping food production dating back to the 1960s.
Barry Coates, executive director of Oxfam New Zealand, said populations of fragile atolls had long-developed resilience in dealing with resource shortages, cyclones and other periodic climatic events.
"But what is happening now is that the pressures of population growth and climate change are overwhelming the traditional coping mechanisms," Coates said.The Kiribati government has also been looking at radical options for feeding and housing its people, including negotiating to buy land on nearby Fiji.
Larger Pacific neighbors New Zealand and Australia are likely to play a big role if large-scale migration is needed, and Western governments are under pressure to create a new refugee category for those fleeing the effects of climate change. A test case from Kiribati was rejected in New Zealand in 2012 and changes to international law will likely be needed.


Collegeville Yoga Bar is hosting The Art of Loving Yourself—a five-night yoga retreat at the Lumeria Maui Retreat Center in Maui, Hawaii from August 10 through 15. The retreat will help attendees take a break from their hectic mainland lives and focus on personal wellness.
Part of living a truly healthy lifestyle is finding a balance between time for oneself and others. Often the time designated for ourselves gets cut short when we help others. This retreat helps to find the right balance. Participants will reflect on the many things we do to show love for others, and what we can do to show love for ourselves. The beautiful island setting will serve as a backdrop for introspection.
"Our days are filled with activities that help others. This retreat allows you to get away from it all and focus five days on yourself, with the added bonus of being in Maui, Hawaii," ensures Stefania Davidse, retreat leader.
The cost of the retreat includes five nights in a double occupancy room, daily organic buffet breakfast and two yoga classes per day. Payments can be made in several installments.
Cost: $1,500. Location: Lumeria Maui Retreat Center, Maui. Register online at CollegevilleYogaBar.com/Workshops-and-Events.html. For more information, call 610-733-8918 or email CollegevilleYogaBar@verizon.net. July 2014.
This entry was posted in DEPARTMENTS, NewsBriefs and tagged collegeville yoga bar, hawaii, maui, retreat, yoga by Healthy Living Bucks and Montgomery Counties. Bookmark the permalink.


text:
import { Objects } from '@ephox/boulder';
import { Arr, Obj, Optional, Result } from '@ephox/katamari';

import * as ObjIndex from '../alien/ObjIndex';
import * as PrioritySort from '../alien/PrioritySort';
import { AlloyBehaviour } from '../api/behaviour/Behaviour';
import { AlloyComponent } from '../api/component/ComponentApi';
import { AlloyEventHandler, AlloyEventRecord } from '../api/events/AlloyEvents';
import * as BehaviourBlob from '../behaviour/common/BehaviourBlob';
import { BehaviourState } from '../behaviour/common/BehaviourState';
import * as DescribedHandler from '../events/DescribedHandler';
import { UncurriedHandler } from '../events/EventRegistry';
import { EventFormat, SimulatedEvent } from '../events/SimulatedEvent';
import * as EventHandler from './EventHandler';

/*
 * The process of combining a component's events
 *
 * - Generate all the handlers based on the behaviour and the base events
 * - Create an index (eventName -> [tuples(behaviourName, handler)])
 * - Map over this index:
 *    - if the list == length 1, then collapse it to the head value
 *    - if the list > length 1, then:
 *        - sort the tuples using the behavour name ordering specified using
            eventOrder[event]. Return error if insufficient
 *        - generate a can, run, and abort that combines the handlers of the
            tuples in the sorted order
 *
 * So at the end, you should have Result(eventName -> single function)
 */

type Info = Record<string, () => Optional<BehaviourBlob.BehaviourConfigAndState<any, BehaviourState>>>;

interface BehaviourTuple<T extends EventFormat> {
  readonly name: string;
  readonly handler: AlloyEventHandler<T>;
}

const behaviourTuple = <T extends EventFormat>(name: string, handler: AlloyEventHandler<T>): BehaviourTuple<T> => ({
  name,
  handler
});

const nameToHandlers = (behaviours: Array<AlloyBehaviour<any, any>>, info: Info) => {
  const r: Record<string, any> = {};
  Arr.each(behaviours, (behaviour) => {
    r[behaviour.name()] = behaviour.handlers(info);
  });
  return r;
};

const groupByEvents = (info: Info, behaviours: Array<AlloyBehaviour<any, any>>, base: Record<string, AlloyEventRecord>) => {
  const behaviourEvents: Record<string, Record<string, AlloyEventHandler<any>>> = {
    ...base,
    ...nameToHandlers(behaviours, info)
  };
  // Now, with all of these events, we need to index by event name
  return ObjIndex.byInnerKey(behaviourEvents, behaviourTuple);
};

const combine = (
  info: Info,
  eventOrder: Record<string, string[]>,
  behaviours: Array<AlloyBehaviour<any, any, any>>,
  base: Record<string, AlloyEventRecord>
): Result<Record<string, UncurriedHandler>, string[]> => {
  const byEventName: Record<string, Array<BehaviourTuple<any>>> = groupByEvents(info, behaviours, base);
  return combineGroups(byEventName, eventOrder);
};

const assemble = <T extends EventFormat>(rawHandler: AlloyEventHandler<T>) => {
  const handler = EventHandler.read(rawHandler);
  return (component: AlloyComponent, simulatedEvent: SimulatedEvent<T>, ...rest: any[]) => {
    const args = ([ component, simulatedEvent ] as any).concat(rest);
    if (handler.abort.apply(undefined, args)) {
      simulatedEvent.stop();
    } else if (handler.can.apply(undefined, args)) {
      handler.run.apply(undefined, args);
    }
  };
};

const missingOrderError = <T> (eventName: string, tuples: Array<BehaviourTuple<any>>): Result<T, string[]> => Result.error([
  'The event (' + eventName + ') has more than one behaviour that listens to it.\nWhen this occurs, you must ' +
    'specify an event ordering for the behaviours in your spec (e.g. [ "listing", "toggling" ]).\nThe behaviours that ' +
    'can trigger it are: ' + JSON.stringify(Arr.map(tuples, (c) => c.name), null, 2)
]);

const fuse = <T extends EventFormat>(tuples: Array<BehaviourTuple<T>>, eventOrder: Record<string, string[]>, eventName: string): Result<AlloyEventHandler<T>, any[]> => {
  // ASSUMPTION: tuples.length will never be 0, because it wouldn't have an entry if it was 0
  const order = eventOrder[eventName];
  if (!order) {
    return missingOrderError(eventName, tuples);
  } else {
    return PrioritySort.sortKeys('Event: ' + eventName, 'name', tuples, order).map(
      (sortedTuples) => {
        const handlers = Arr.map(sortedTuples, (tuple) => tuple.handler);
        return EventHandler.fuse(handlers);
      }
    );
  }
};

const combineGroups = <T extends EventFormat>(byEventName: Record<string, Array<BehaviourTuple<T>>>, eventOrder: Record<string, string[]>) => {
  const r = Obj.mapToArray(byEventName, (tuples, eventName) => {
    const combined: Result<AlloyEventHandler<T>, any[]> = tuples.length === 1 ? Result.value(tuples[0].handler) : fuse<T>(tuples, eventOrder, eventName);
    return combined.map((handler) => {
      const assembled = assemble(handler);
      const purpose = tuples.length > 1 ? Arr.filter(eventOrder[eventName], (o) => Arr.exists(tuples, (t) => t.name === o)).join(' > ') : tuples[0].name;
      return Objects.wrap(eventName, DescribedHandler.uncurried(assembled, purpose));
    });
  });

  return Objects.consolidate(r, {});
};

export {
  combine
};

redpajama_set_name: RedPajamaGithub


I have had the honor of photographing this little boy many times, from in mom to three years old. One of my favorite things is watching a a family grow. I just photographed his family with their new baby boy. I hope I get to photograph his high school senior portraits and even his wedding someday.


text:
Home » Gaming » Former Sony and Sega president Bernie Stolar passes away – Destructoid
Former Sony and Sega president Bernie Stolar passes away – Destructoid
Industry mourns key figure in gaming history
Bernie Stolar, former president of Sony Computer Entertainment America and Sega of America, has passed away. The sad news was first announced by Stolar's friends before being verified by news outlet Gamesbeat. He was 75.
Stolar, who first entered the video game industry in 1980, had a stellar career that saw him work alongside multiple gaming giants, often being a key figure in the conception, licensing, and release of some landmark hardware. Getting his break with Atari, Stolar would play a key role in the company's coin-op division, before eventually transitioning to lead developer on the company's handheld console, Atari Lynx.
Later in the 1990s, Stolar would be a founding member of Sony Computer Entertainment America, operating as vice president within the fledgling company and working as a licensor for the formative catalog of the company's new PlayStation brand. Stolar is credited with having brought Crash Bandicoot, Ridge Racer, Battle Arena Toshinden, and Spyro the Dragon to the game-changing console.
Having seen Stolar's success with the brand, Sega of America brought the Californian native on board to help develop and launch its next major hardware release, Sega Dreamcast. It was during his time as president and COO of Sega that Stolar acquired studio Visual Concepts, eventually leading to the first iteration of the 2K Sports brand — which still exists today under the ownership of Take-Two Interactive.
Having had a hand in the rise of Atari, PlayStation, Dreamcast, and many other recognized lines, Stolar stepped away from the gaming wing of the industry in the mid-'00s, instead choosing to work within marketing companies such as Adscape Media, GetFugu, and Zoom. While perhaps not as recognizable as some of his more media-facing peers, Stolar's time in the industry was key to the launch of some of the 20th century's most iconic brands. In particular, the successful launch of Sony PlayStation changed the entire business almost overnight, and Stolar's role in this cannot be overstated.
We at Destructoid offer our condolences to his family and friends.
Senior Editor – Chris has been playing video games since the 1980s. Former Saturday Night Slam Master. Graduated from Galaxy High with honors. Twitter: @ChrisxMoyse
Valorant's monitoring of in-game voice chat to start in July – Destructoid
GoDaddy Team Innerview: WordPress PHP Support


text:
TITLE 30 ENVIRONMENTAL QUALITY
PART 1 TEXAS COMMISSION ON ENVIRONMENTAL QUALITY
CHAPTER 290 PUBLIC DRINKING WATER
SUBCHAPTER F DRINKING WATER STANDARDS GOVERNING DRINKING WATER QUALITY AND REPORTING REQUIREMENTS FOR PUBLIC WATER SYSTEMS
RULE §290.116 Groundwater Corrective Actions and Treatment Techniques
(a) Applicability. All public water systems that use groundwater, except public water systems that combine all of their groundwater with surface water or with groundwater under the direct influence of surface water prior to treatment as described in §290.111 of this title (relating to Surface Water Treatment), must comply with one or more of the treatment techniques and corrective actions of this section if a raw groundwater source sample collected under §290.109(d)(3)(C)(ii), (4)(B), (C), or (E) of this title (relating to Microbial Contaminants) was positive for fecal indicators, or if a significant deficiency was identified, or if the system is not required to conduct raw groundwater source monitoring because it provides at least 4-log treatment of viruses at each groundwater source. At the discretion of the executive director, a public water system not excluded under this subsection, shall comply with the requirements of this section after exceeding a treatment technique trigger as described in accordance with §290.109 of this title. A public water system shall comply with provisions of §290.109(d)(3)(C)(ii), (4)(B), (C), or (E) of this title except in cases where the executive director determines that the sample collected under §290.109(d)(1) and (2) of this title meets the executive director's criteria for invalidation as described in §290.109(e)(1) of this title. A public water system with a groundwater under the direct influence of surface water (GUI) or surface water/groundwater blended source(s), which provides disinfection and filtration, shall comply with provisions of this section except in cases where the executive director determines that the significant deficiency is in a portion of the distribution system that is served solely by surface water or groundwater under the direct influence of surface water.
(1) A groundwater system must provide written notification to the executive director that it is not required to meet the raw groundwater source monitoring requirements under §290.109(d)(4) of this title because it provides at least 4-log treatment of viruses for the specified groundwater source and must begin compliance monitoring in accordance with subsection (c) of this section. The notification must include engineering, operational, and other information required by the executive director to evaluate the submission. If the executive director determines and documents in writing that 4-log treatment of viruses is no longer necessary for a specified groundwater source or if the system discontinues 4-log treatment of viruses before the first connection for any groundwater source, the system must document this in writing and conduct raw groundwater source sampling as required under §290.109(d)(4) of this title. If the public water system discontinues 4-log treatment it shall receive prior approval in writing from the executive director that 4-log treatment is no longer necessary for that groundwater source.
(2) A groundwater system that places a groundwater source in service after November 30, 2009, that is not required to meet the raw source monitoring requirements under §290.109(d)(4) of this title because the system provides at least 4-log treatment of viruses for a specified groundwater source must begin compliance monitoring within 30 days of placing the source in service in accordance with subsection (c) of this section. The system must provide written notification to the executive director that it provides at least 4-log treatment of viruses before the first connection for the specified groundwater source. The notification must include engineering, operational, and other information required by the executive director to evaluate the submission. The system must conduct triggered source monitoring under §290.109(d)(4) of this title until the executive director provides written approval of the system's request to provide the 4-log treatment. If the system discontinues 4-log treatment of viruses before the first connection for a groundwater source, the system must conduct raw groundwater source sampling as required under §290.109(d)(4) of this title. If the public water system discontinues 4-log treatment it shall receive prior approval in writing from the executive director that 4-log treatment is no longer necessary for that groundwater source.
(b) Groundwater corrective action plan. All public water systems using groundwater must submit a corrective action plan and implement corrective action if a raw groundwater source sample was positive for fecal indicators or if a significant deficiency was identified.
(1) If a groundwater source sample was found to be fecal indicator positive or if a significant deficiency was identified, the system must consult with the executive director regarding appropriate corrective action and have an approved corrective action plan in place within 30 days of receiving written notification from a laboratory of the fecal indicator positive source sample collected under §290.109(d)(4) of this title or within 30 days of receiving written notification from the executive director of the identification of a significant deficiency.
(2) Within 120 days of receiving written notification from a laboratory of the fecal indicator positive source sample or receiving written notification from the executive director of a significant deficiency, the system must have completed corrective action or be in compliance with an approved corrective action plan and schedule.
(3) Any changes to the approved corrective action plan or schedule must be approved by the executive director.
(4) The executive director may require interim measures for the protection of public health pending approval of the corrective action plan. The system must comply with these interim measures as well as with any schedules specified by the executive director.
(5) Systems that are required to complete corrective action must implement one or more of the procedures in this paragraph and the details of the implementation must be specified in the approved corrective action plan. If subparagraph (A) or (F) of this paragraph is selected as part of the corrective action plan, then subparagraph (B), (C), (D), or (E) of this paragraph must also be selected.
(A) The system may disinfect the groundwater source where the fecal indicator positive source sample was collected following the American Water Works Association (AWWA) standards for well disinfection and start monthly fecal indicator sampling at that source within 30 days after well disinfection. The executive director may discontinue the monthly source sampling requirement if corrective action is sufficient.
(B) The system may eliminate the groundwater source that was found to be fecal indicator positive and provide an alternate groundwater source if necessary. Eliminated groundwater sources must be disconnected from the distribution system until the contamination is corrected and the executive director approves it for use.
(C) The system may identify and eliminate the source of fecal contamination followed by well disinfection according to AWWA well disinfection standards and begin monthly fecal indicator sampling within 30 days after well disinfection. The executive director may allow the system to discontinue the monthly source sampling requirement after making a determination that corrective action is sufficient.
(D) The system may provide treatment that reliably achieves at least 4-log treatment of viruses using inactivation, removal or an executive director-approved combination of inactivation and removal before the first connection of the groundwater source.
(E) Correct all significant deficiencies.
(F) Assessment source monitoring for a period of 12 months or a time period specified by the executive director from the raw groundwater source in accordance with §290.109(d)(4)(E) of this title.
(c) Microbial inactivation and removal requirements. A public water system that treats groundwater in response to a fecal indicator positive source sample or significant deficiency, instead of conducting raw groundwater source monitoring, shall meet minimum requirements demonstrating at least 4-log treatment of viruses before the water is distributed to the first connection of the specified groundwater source.
(1) Monitoring requirements for chemical disinfectants. Groundwater systems shall monitor the performance of the disinfection facilities to ensure that appropriate disinfectant levels are maintained every day the specified source serves the public. All monitoring conducted pursuant to the requirements of this section must be conducted at sites designated in the system's monitoring plan in accordance with §290.121 of this title (relating to Monitoring Plans).
(A) Groundwater systems serving a population greater than 3,300 must continuously monitor the residual disinfectant concentration in accordance with the analytical methods specified in 40 Code of Federal Regulations (CFR) §141.74(a)(2) at a location approved by the executive director and must record the lowest residual disinfectant concentration every day the groundwater source serves the public.
(i) The groundwater system must maintain the executive director-approved minimum specified disinfectant residual every day the groundwater system serves water from the specified groundwater source to the public. If there is a failure in the continuous monitoring equipment, the groundwater system must conduct grab sampling every four hours until the continuous monitoring equipment is returned to service.
(ii) The system must resume continuous residual disinfectant monitoring within 14 days.
(B) Groundwater systems serving a population of 3,300 or fewer must monitor the disinfectant residual in accordance with the analytical methods specified in 40 CFR §141.74(a)(2) in each disinfection zone at least once each day that water from the specified groundwater source is served to the public during either a time when peak hourly raw water flow rates are occurring or at another time specified by the executive director. The system must record and maintain the disinfectant residual every day the system serves water from the groundwater source to the public. The system must collect a daily grab sample during the hour of peak flow or at another time specified by the executive director. If any daily grab sample measurement falls below the executive director-approved minimum specified disinfectant residual, the groundwater system must collect follow-up samples every four hours until the residual disinfectant concentration is restored to the executive director-approved level. Alternatively, a groundwater system that serves 3,300 or fewer people may monitor the residual disinfectant concentration continuously and meet the requirements of subparagraph (A) of this paragraph.
(C) Disinfection contact time will be based on tracer study data or a theoretical analysis submitted by the system owner or their designated agent and approved by the executive director.
(D) Groundwater treatment plants that fail to demonstrate an appropriate level of treatment must repeat these tests at four-hour or shorter intervals until compliance has been reestablished.
(2) Monitoring and operating requirements for commission-approved alternative treatment, including ultraviolet light (UV) disinfection facilities, membrane systems, and other methods that can obtain 4-log inactivation or removal of viruses.
(A) Public water systems shall monitor the UV intensity as measured by a UV sensor, lamp status, the flow rate through the unit, and other parameters prescribed by the executive director as specified in §290.42(g)(5) of this title (relating to Water Treatment) to ensure that the units are operating within validated conditions.
(B) Public water systems shall monitor and record membrane system performance in accordance with executive director specified requirements.
(3) Analytical requirements. All monitoring required by this section must be conducted at a facility approved by the executive director and using methods that conform to the requirements of §290.119 of this title (relating to Analytical Procedures).
(A) The pH analysis must be conducted using a pH meter with a minimum accuracy of plus or minus 0.1 pH units.
(B) The temperature of the water must be measured using a thermometer or thermocouple with a minimum accuracy of plus or minus 0.5 degrees Celsius.
(C) The free chlorine or chloramine residual (measured as total chlorine) must be measured to a minimum accuracy of plus or minus 0.1 milligrams per liter (mg/L). Color comparators may be used for distribution system samples only. When used, a color comparator must have current reagents, an unfaded and clear color comparator, a sample cell that is not discolored or stained, and must be properly stored in a cool, dark location where it is not subjected to conditions that would result in staining. The color comparator must be used in the correct range. If a sample reads at the top of the range, the sample must be diluted with chlorine-free water, then a reading taken and the resulting residual calculated.
(D) The chlorine dioxide residual must be measured to a minimum accuracy of plus or minus 0.05 mg/L using one of the following methods:
(i) Amperometric titrator with platinum-platinum electrodes; or
(ii) Lissamine Green B.
(E) The ozone residual must be measured to a minimum accuracy of plus or minus 0.05 mg/L using an indigo method that uses a colorimeter or spectrophotometer.
Cont'd...


My friend's mom is a member of Tagaytay Highlands. And my friend invited us over to spend time there. So we did.
We chose one of the restautrants, Saratoga, because its price was quite manageable. We ordered a mix of roasted chicken, beef tenderloin, philly steak sandwich, and burger steak for the kids. The salad was all tossed together to make one main salad. And we all ended up trying everything.
Though I was full, and I really love the steak sandwich, some of the food was funny. Their homemade vinaigrette, for the mango at least, I found too oily. And these were supposed to be popular. The chicken was supposed to have basil too, like a pesto of some sort. It just tasted like it was made with indian spices, which was good, but wasn't what we were expecting. The tenderloin was good, but the plate looked so sad, because the serving was so small, that it wasn't fun to eat anymore!


The LED Compact Studio Beam is available in 3 new versions. There are 2 different models with bright white LED's and a colour temperature of 6000K and 3000K. In contra-distinction to these two versions, the third model has RGB function. The RGB Compact Studio Beam can be used with the dedicated control unit.


Herbs (God's medicine) will take longer to see results because you are feeding your body the missing nutrients it has needed for the particular body system to function correctly. Please allow time for them to do their work. Yes, drugs (Man's medicine) work faster, that is because they focus on suppressing the symptom, which is a signal the body is giving that there is a problem that needs fixing or a signal that the body is currently working on a problem. By suppressing symptoms the body sends that signal to a different area of the body, resulting in "side effects" because you haven't really fixed the problem. Side effect after side effect follow while the toxins from the drugs overload the liver, causing a whole other set of problems. It is best to find what is causing the symptom, or root cause (virus, bacteria, emotions/feelings, DNA, allergy, toxic overload, etc.) and work on healing that. The symptom(s) will subside once the root cause is addressed.
Because each body system is very unique a root cause will manifest differently from person to person. That is why a remedy that works great for me will not do the same thing for you. For that reason there are many herbs, essential oils, foods and other natural ways of supporting the body system that can be applied to different ailments. This is a list of remedies I have collected from my personal studies, experiences and guidance from God.
*If you cannot change your diet no matter how hard you try, you may be addicted the foods you can't stop eating. The Prime by Dr. Kulreet Chaudhary, is a step by step program to release you from food addictions (or any substance addictions for that matter) and heal your gut so that you can change your diet and return to health. This program alone may heal you of the ailment you are seeking to cure. Other gut healing can be found at herbstoknow.com, another blog that I co-author.
While these resources have great information, I always use the spirit to discern truth from error. I do not agree with every part of any book I have read (excepting scripture). I always find a lot of very useful information that I feel is truth but there are always bits of error mixed in. I always measure God's word on health found in the scriptures to everything I read and then I pray about what is best for myself and my family. I suggest you do the same.


text:
Monica da Silva's album "Brasilissima", is a throwback to the days of vintage Bossa Nova, with touches of modern elements. Da Silva brings her cultural diversity to her music, seamlessly flowing between English and Portuguese, and blending Bossa Nova with Pop sensibility.
The first single "Aí Então", is also featured on Putumayo World Music compilation "Brazilian Beat", and on the Silver Angel Records release "Ibiza Beats". The upbeat, psychedelic-inspired "That's Not The Way" was chosen by the music director of ESPN to be played during the programming of The World Cup in 2014, alongside recording artists Coldplay, Sergio Mendes, Pitbull, Jennifer Lopez, Black Eyed Peas, Stan Getz, and Astrud Gilberto.
Press Quotes:
Acontece Magazine- "The future of Bossa Nova with the face of youth today".
Chris Nickson- The NPR Curious Listener's Guide To World Music- "Da Silva is doing something unique with Brazilian music, following her own Muse, and sounding spectacular. Brasilissima has touches of "samba and bossa, and even a small nod toward the very percussive axé music, but, along with partner Chad Alger, who shares playing, production and compositional credits, she's created a hybrid that's her own, and ridiculously addictive."
MTV Tracklist- "Uma busca da ambientação perfeita para que a música realmente se transformasse em uma história no imaginário das pessoas."


After a 30+ day shutdown decided to re-post this timely blog. I was in church and as in every week before July 4th we sang America the Beautiful. This time I really looked at the words and as I sang at the top of my lungs (anyone who ever heard me sing knows that is the only way I do it), I choked up. You see I could sing some of the lyrics like spacious skies by rote. But other parts I should read and remember. And on this July 1 as we head into the celebration of our nations birth, I want to convey the words that choked me up. In this time of uncivil discourse, I think it is necessary to remember what binds us together as a nation. It is not military might or economic strength but rather the belief of liberty for all, freedom from oppression, and most of all, the steady march of progression toward a more perfect union. So, let's dissect the versus focused on the bolded sections.
Commentary. We are truly a blessed nation. We have resources and the freedom to pursue happiness and the means to do it. So why the vitriol and the rancor on both sides. We need more brotherhood and sisterhood and less tweeting on both sides. We do not have a problem, we have an opportunity! We have people that believe in our country coming to our borders for a better life. True, it is not all of them. We cannot take in those impostors who want to harm us. But most people escaping from the south just want a better a life. Surely the country that rebuilt our enemies with the Marshal Plan, sent people to the moon, and built a nation of immigrants can discern in a professional way the people that do not wish us well. We have done it before and we can do it again. Instead of protesting, roll up your sleeves. This immigration problem is solvable and we a nation built on immigrant citizens and a history of practical solutions to thorny problems can do it. The President and Congress can do it if they put down the iPhones, look up to the Heavens, and realize how blessed we are. Call me naïve, but I think at the end of the day, we all want a fair but firm response to the immigration crisis. Heck we may even consider a new Marshal Plan for the South.
Commentary. This is by far the most consequential verse. The first line "O beautiful for pilgrim feet" speaks to how the pilgrims escaped religious persecution and later civil strife to find this beautiful country. Like the pilgrims of yesteryear, the pilgrims of today are seeking the same thing – liberty and the ability to reach their human potential. We must be a resting place for those men and women of good intent to find their home free from persecution. Note I said good intent. There are some with ill intent but we need a humane process and procedure to discern who they are. Those of good intent have and will protect our nation, build innovation, and will progress us on our path to a better nation. Which brings us to the later stanzas of this verse. We have flaws as a nation but we are the best thing going. Do not kid yourself. But we will lose our leadership status if we neglect self-control as one stanza of the song points out. As one President and a famous Saturday Night sketch pointed out we must practice prudence and self-control. All of us, especially the President, need to stop the late-night twitter rants and practice prudence and self-control. Lastly, our liberty is built in law. We somehow need to figure out a way to expedite legal immigration and provide asylum for those who need it and an opportunity for those that want it! Laws do that and where the law stops or hinders it we need to change it.
Commentary: It is a disgrace to those men and women that laid down their lives for this beloved country, that we cannot stop the bickering, and the twittering, and find a solution to this immigration issue (and other issues facing our nation). We are to be refined, refined by the blood of patriots, and anyone who does not look in their hearts to find a middle way does the soldiers that fought and died for this country dishonor. We also must show mercy to those like us are seeking a better life and freedom. I ask everyone to rise-up, roll up their sleeves, and put on their working boots to solve our issues. And our President and Congress need to lead the way or get out of the way!
Commentary: The patriots dream is that their country continues to press for a future! One that sees beyond the years and today's expediency to understand the nation's imperative is to welcome those decided in the course of liberty and freedom. In the end, America is not a nation but an idea. An idea that those with the will and the drive can escape to a new beginning where the tears will stop, the freedom will flow, and the nation will prosper!
Today I was in church and as in every week before July 4th we sang America the Beautiful. This time I really looked at the words and as I sang at the top of my lungs (anyone who ever heard me sing knows that is the only way I do it), I choked up. You see I could sing some of the lyrics like spacious skies by rote. But other parts I should read and remember. And on this July 1 as we head into the celebration of our nations birth, I want to convey the words that choked me up. In this time of uncivil discourse, I think it is necessary to remember what binds us together as a nation. It is not military might or economic strength but rather the belief of liberty for all, freedom from oppression, and most of all, the steady march of progression toward a more perfect union. So, let's dissect the versus focused on the bolded sections.
Commentary. We are truly a blessed nation. We have resources and the freedom to pursue happiness and the means to do it. So why the vitriol and the rancor on both sides. We need more brotherhood and sisterhood and less tweeting on both sides. We do not have a problem, we have an opportunity! We have people that believe in our country coming to our borders for a better life. True, it is not all of them. We cannot take in those imposters who want to harm us. But most people escaping from the south just want a better a life. Surely the country that rebuilt our enemies with the Marshal Plan, sent people to the moon, and built a nation of immigrants can discern the sheep from the goats. We have done it before and we can do it again. Instead of protesting, roll up your sleeves. This immigration problem is solvable and we a nation built on immigrant citizens and a history of practical solutions to thorny problems can do it. The President and Congress can do it if they put down the iPhones, look up to the Heavens, and realize how blessed we are. Call me naïve, but I think at the end of the day, we all want a fair but firm response to the immigration crisis. Heck we may even consider a new Marshal Plan for the South.


text:
"We are a nation…"
Filed under: Uncategorized — Tags: Community Violence, Ft. Hood, Military, Obama, Quotes, Texas — pprscribe @ 5:57 pm
…We are a nation that endures because of the courage of those who defend it. We saw that valor in those who braved bullets here at Fort Hood, just as surely as we see it in those who signed up knowing that they would serve in harm's way.
We are a nation of laws whose commitment to justice is so enduring that we would treat a gunman and give him due process, just as surely as we will see that he pays for his crimes.
We're a nation that guarantees the freedom to worship as one chooses. And instead of claiming God for our side, we remember Lincoln's words, and always pray to be on the side of God.
We're a nation that is dedicated to the proposition that all men and women are created equal. We live that truth within our military, and see it in the varied backgrounds of those we lay to rest today. We defend that truth at home and abroad, and we know that Americans will always be found on the side of liberty and equality. That's who we are as a people….
~ President Barack H. Obama, Ft. Hood, Texas
Do Ask, Do Tell: the Military Readiness Enhancement Act
Filed under: Uncategorized — Tags: "Don't Ask Don't Tell", LGBT Issues, Military, Politics — pprscribe @ 11:04 am
On March 3, 2009, Rep. Ellen Tauscher (D-CA) introduced the Military Readiness Enhancement Act. Today, Rep. Patrick Murphy (D-PA), now lead sponsor, is joined by 161 bipartisan cosponsors and counting. SLDN is working with key allies to introduce parallel legislation in the U.S. Senate.
The Military Readiness Enhancement Act would repeal the federal law banning military service by openly lesbian, gay and bisexual Americans, "Don't Ask, Don't Tell." The bill would replace this ban with new provisions prohibiting discrimination based on sexual orientation in the armed forces. Current regulations regarding the personal conduct of military members would remain unchanged as long as they are written and enforced in a sexual orientation neutral manner. Persons previously discharged on the basis of sexual orientation would be eligible to apply to rejoin the military. The Military Readiness Enhancement Act would not create a right to benefits for same-sex partners or spouses, because under current federal law such benefits would violate the federal Defense of Marriage Act (DOMA).
Repealing "Don't Ask, Don't Tell" would strengthen military readiness, retention and recruitment across the board.
Repeal would enable the military to attract and retain critical personnel. Nearly 13,000 service members have been discharged under "Don't Ask, Don't Tell" since 1993, and strong evidence suggests that countless others have made the choice not to join the military or have left military service at the end of their commitments rather than serve under this discriminatory law. According to a 2005 GAO report, almost 800 persons discharged under "Don't Ask, Don't Tell" had skills deemed "mission critical" by the military. Discharging linguists, doctors, nurses, mechanics, infantrymen and intelligence analysts for no other reason than because of their sexual orientation weakens readiness and undermines unit cohesion. Allowing all qualified Americans to serve regardless of sexual orientation will make every branch of our military stronger.
Repeal will also save millions of taxpayer dollars every year. According to the GAO report, it has cost more than $200 million to replace service members fired under "Don't Ask, Don't Tell." GAO admits that this is an incomplete estimate; the true cost is even higher.
Repealing "Don't Ask, Don't Tell" reflects American values. Polling shows that at least 75 percent of Americans support allowing gays to serve openly in our nation's military. And Americans care deeply about treating our service members and veterans with the respect and thanks they deserve, not as second class citizens. It is estimated that more than 65,000 gay Americans serve in the military now, and that our country is home to more than 1,000,000 gay veterans. (Source, h/t Electronic Village)
Does your congressperson support the MREA? Ask. Then tell them to (continue to) do so.
Filed under: Uncategorized — Tags: Blogging, Life, Memorial Day, Military, Science and Technology — pprscribe @ 7:18 pm
"since it's memorial day." paul goyette, http://www.flickr.com/photos/pgoyette/155820893/
At dawn a mother gazes not at the sun rising over the High Plains, nor the purplish snows of Pikes Peak. She sits in her study staring at a laptop, because the place on earth she feels closest to her fallen soldier is cyberspace.
Dane was her first-born, the boy who always wanted to follow his dad into the Army. Even after she tried to talk him out of it. Even after — especially after — his nation went to war. He left for Iraq in July 2007. Less than two months later, he was killed by a roadside bomb. He was 19.
This morning his mother, Carla Sizer, logs on to Legacy.com's "In Remembrance" section. Spc. Dane Balcon, like thousands of other servicemembers killed in Iraq and Afghanistan, has his own memorial page. There are several obituaries, a musical tribute, 176 photos and a "guest book" with almost 1,200 messages posted by relatives, friends, neighbors, schoolmates, comrades and total strangers.
Carla visits the site first thing every morning, coffee in hand, and last thing at night, in her pajamas. She visits during the day (the site is bookmarked on her iPhone). She leaves a message or reads those posted by others. She calls up a photo of Dane and touches it on the screen with her fingers. At times like these, she says, "I know he's smiling down. It keeps me going in the right direction."
The Internet is changing how Americans remember the war dead. This Memorial Day, Carla and tens of thousands of others will turn to such memorial websites to mourn, honor and recall departed members of the military services…. (Source)


text:
Government of the Republic of Serbia
Social Welfare and Healthcare
Economic Development and Employment
Vulnerable Groups and Human Rights
EU Integration
Unit Members
Improving the position of persons with disabilities
Improving the position of Roma
Social inclusion and poverty reduction
Strategic Framework in the Republic of Serbia
Legislative Framework in the Republic of Serbia
Poverty statistics
Strategic Framework of the EU
Legislative Framework of the EU
EU Accession Negotiations
Applications for Participation in Fifth Conference "New Tehnologies in Education" Are Open
Published 01.06.2018.
The fifth edition of the conference and fair "New Technologies in Education" will be held this year on 8 and 9 June at the Belexpocentre and the Holiday Inn Hotel in Belgrade.
This regional conference is the largest of its kind in this part of the Europe and it will include great number of national, regional and international speakers who will offer examples and suggestions of use of ICT in the classroom. The event will cover the following subjects:
Projects and creativity in the classroom,
Key skills and mental development,
Development of digital content for learning and use of ICT for other subjects,
Algorithmic thinking and coding,
Inclusive education and assistive technologies,
School management through the digitization process,
Vocational education and digital industries.
Rich fair programme will be presented by companies, publishers and educational institutions from Serbia and the region, as well as from the United Kingdom. One of the highlights of this year's fair will be STEAM village and regional competition in coding on micro:bit devices for children who's schools were part of 21st Century Schools programme.
Conference participation is free of charge, and lectures will be held in the Serbian and English language. The conference programme will be implemented in several halls.
VISIT THE EVENT
We hereby invite representatives of ICT companies, publishers, schools, faculties, national and local state institutions, agencies, civil society organizations and all those interested in contributing to the improvement of the quality of education to register their participation at "New Technologies in Education 2018". Through the exchange of experiences, presenting successful examples from the region and worldwide, we will jointly try to reach conclusions that will help us make a step forward towards a more inclusive and quality education for the 21stcentury. Applications can be found here are they will be open until 4 June 2018.
The event is co-organized by the British Council, the Ministry of Education, Science and Technological Development and the Ministry of Trade, Tourism and Telecommunications, in cooperation with Social Inclusion and Poverty Reduction Unit of the Government of the Republic of Serbia and the Center for promotion of Science and with support of other partners.
More information on the conference can be found at British Council Serbia website.
Online Social Inclusion Course Presented
The Social Inclusion and Poverty Reduction Unit of the Government of the Republic of Serbia (SIPRU) has presented the second online Social Inclusion Course…
Promotion of the Book "Romology" Held at the Faculty of Philosophy in Novi Sad
The Social Inclusion and Poverty Reduction Unit of the Government of the Republic of Serbia,…
Analysis Published "Status of Vulnerable Groups in the Process of Accession of the Republic of Serbia to the European Union – Status of Youth"
The Social Inclusion and Poverty Reduction Unit of the Government of the Republic of Serbia…
Vulnerable Groups in the European Integration Process
Written by: Miljana Đurčević Cucić, Coordinator for European Integration and International Cooperation, and Jovana Ilić,…
Social Inclusion Newsletter
Social Inclusion Newsletter Archive
Featured > <
Belgrade Ignite "Get Involved Online 9" Held
The status of LGBTI persons in the European integration process
The status of women and gender equality in the European integration process
Gender Equality Index in the Republic of Serbia 2021
The status of persons with disabilities in the European integration process
The status of Roma in the European integration process
"Inactivity in the Labour Market in the Republic of Serbia" Analysis Published
SIPRU Provides Support for Drafting the Employment Strategy in the Republic of Serbia 2021-2026
Blog > <
Documents > <
Status of Vulnerable Groups in the Process of Accession of the Republic of Serbia to the European Union – Status of LGBTI Persons
November, 2021 pdf [271 KB]
Status of Vulnerable Groups in the Process of Accession of the Republic of Serbia to the European Union – Status of Women and Gender Equality
Gender Equality Index for the Republic of Serbia 2021
October, 2021 pdf [9 MB]
Status of Vulnerable Groups in the Process of Accession of the Republic of Serbia to the European Union – Status of Persons with Disabilities
October, 2021 pdf [245 KB]
Status of Vulnerable Groups in the Process of Accession of the Republic of Serbia to the European Union – Status of Roma
September, 2021 pdf [209 KB]
Employment Strategy of the Republic of Serbia 2021-2026
August, 2021 pdf [6 MB]
Action Plan 2021-2023 for the Implementation of the Employment Strategy of the Republic of Serbia 2021-2026
August, 2021 pdf [10 MB]
ITU Study on the Assessment of Digital Accessibility Policies in Serbia
June, 2021 pdf [3 MB]
Effects of the targeted one-off financial assistance on trends related to the poverty and inequality indicators
May, 2021 pdf [232 KB] doc [159 KB]
E2E: Social Innovations – People-Centred Public Policies
April, 2021 pdf [2 MB]
Nemanjina 11,
Office of Prime Minister
Social Inclusion and Poverty Reduction Unit
Milutina Milankovića 106,
11070 Novi Beograd, Srbija
The website is developed with the support of the Government of Switzerland within the Project entitled "Support to Improve Social Inclusion in the Republic of Serbia"