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RetroReviews #40: AquaMarine (2006)
JUNE 25, 2013 SCREENING: AQUAMARINE (2006)
WARNING: This film should not be viewed by anyone with a Y chromosome.
Such a label doesn't exist on the DVD cover for this film, but in my opinion, it should. Aquamarine may simply be a fantasy comedy on paper, but more than anything else, this is a chick flick. Worse, it's a teenybopper chick flick – it's target audience is basically females between the ages of 8-14, to the point where its cutesy themes about finding the perfect guy for a lonely mermaid girl will cause most adult males to get physically ill. If you haven't noticed, I didn't have a fun time watching this movie, but even so, I'm going to put aside my own personal dislike of the approach and subject matter, and try to evaluate the film fairly.
Aquamarine is about two 13 year old girls (played by Emma Roberts and JoJo, looking older than their characters ages) who discover a real life Mermaid (played by Sara Paxton in a perky performance). The Mermaid, named Aquamarine, tells them that she swam away from her underwater kingdom because he father was going to force her to enter into an arranged marriage with a merman she doesn't like, so the girls resolve to help her find true love with a human guy.
As is the case with Splash (and I think this film was directly "inspired" by that, since I doubt you can find this as any part of traditional mermaid mythology), Aquamarine's fins magically turn into legs when she's on land during the day. At night, the girls actually come up with something pretty clever: they hide her away in the city's water tower, and this becomes an important subplot later on when she's discovered swimming away at night.
Of course, the film has a happy ending where Aquamarine gets the guy and thanks her new found human friends by giving them starfish earnings. I breathed a sigh of relief when this silly film was over, but from an objective standpoint, it actually does many of its elements better than Splash did. The jokes often work better, the love story is more interesting, the back-story on the mermaid is fleshed out more, the mermaid special effects look better, the conflict with human society discovering the mermaid is more dramatic (unlike Splash where she's caught and put in observation tank briefly towards the end of the film). The only part that seemed weaker to me was this film actually duplicates the same "Mermaid girl caught in a bathtub with fins" scene from Splash, only this time she hides her true identity by having another girl duck underneath the tub water and kick her legs over the side of tub (huh? Who takes a bath and hangs both legs outside the tub while bathing?) Of course, the main drawback is Splash is a mostly family friendly but from an adult point of view, whereas Aquamarine is clearly aimed at female preteens and makes no attempt to expand its world to anyone else. This film probably would have worked best as a special on the Disney channel.
Thus, as much as it sickens me, I actually have to give Aquamarine a slightly higher rating than Splash, because I thought it did a better job at exploring the same concept, regardless of the fact it exists to entertain 12 year old girls. The little teenybopper in your life will adore this movie. For anyone else, avoid any opportunity to screen Aquamarine. Remember, I warned you.
** ½ out of ****
Tags chick flick, children's film, Emma Roberts, fantasy, lame, magic, movies, romance, romantic comedy, silly, teenybopper
RetroReviews #39: Splash (1984)
JUNE 24, 2013 SCREENING: SPLASH (1984)
Ah, the classic 1984 fantasy film Splash. How I loathe you. Well, it's not that I hate this movie, but the movie is responsible for something I can't stand. Prior to the release of Splash, the word "Madison" was place name used in honor of our fourth President, James Madison, rather than a first name for girls (as Tom Hanks rightfully points out in the movie) But the Mermaid in the film doesn't have a human name, so she adapts the name "Madison" after Madison Ave. in New York. 30 years later, a bunch of other women decided it would make a cute name for their daughters as well. Damn you, Splash.
Of course, it wouldn't be fair to rate the movie based on this bizarre side effect. Let's take a look at the film in its own right. Splash is not a bad movie, but I would argue it's not a very good one, either. There are parts of it that I liked, and parts that I didn't like. First and foremost, the film is a romantic comedy. That part works. Tom Hanks, as a human named Allen, and Daryl Hannah as "Madison" the Mermaid, have some great chemistry together and the film is breezy, charming, and sweet. There is some nice one-liners from John Candy as the buddy, and the mermaid jokes work – like when Daryl Hannah starts screeching dolphin-like sounds and shatters TV's when Tom Hanks asks what her name is in her own native language, or when she starts consuming a whole lobster at a restaurant, tail and all.
What didn't work for me is the fantasy part of the story, and the mermaid angle. The basic premise is that her bottom half turns into human legs when she's on land (presumably she must magically get a vagina on land too, since we see her naked from behind a few times and she has a butt when she's on land). This felt like a cop-out to me, and I don't think the film was following any traditional mythology of mermaids. If mermaids can magically turn human on land, do humans turn into mermaids when they enter the mermaid kingdom? The end of the movie seems to imply they do, since Tom Hanks goes off to live underwater with Daryl Hannah forever, and I doubt he could breathe that long. Most of the "turns human on land" stuff was used for comic relief and subplots where Tom Hanks tries to hide Madison and avoid getting her wet (apparently merely being splashed by water will turn her legs back into fish fins), and the only time I felt it really made the film interesting is when she was desperately trying to dry herself after taking a bath in his house. I also felt that Madison adjusted to human life far too easily, and it wasn't believable for me that she has no problem interacting with humans in normal conversations and going about shopping around New York if she's spent her whole life underwater. The Little Mermaid handled the same issues far better just five years later, and it was a kid's cartoon (albeit a very high budget, state of the art one), and it gave us a valid reason why she had legs on land.
Interesting enough, this film got enormously popular reviews, and enjoys a 92% positive rating on Rotten Tomatoes. What's bizarre is the audience rating – its much lower and only 58% of audiences gave it a positive rating, so not even 3/5ths of viewers. Usually, the opposite is true (general audiences tend to be much more forgiving of films and easily entertained than professional critics are) I wonder if there's some kind of breakdown where women liked it and men didn't? I would personally rate Splash as nominally "positive", though it wasn't what I wanted and I've seen other Romantic Comedies that much more exciting and witty than this one. Another interesting note from all this is that Roger Ebert was one of only three critics on Rotten Tomatoes that gave Splash a negative review when it came out. He found Tom Hanks to be weak as the male lead. I thought Hanks was good here, but obviously he didn't find his true calling until he moved away from silly comedies like this during the 90s. Although its a romantic comedy (95% of which are pretty much targeted to females), it's also not exclusively a "chick film" –after all, the movie is from Tom Hanks' POV, and there's plenty here that guys can enjoy. I just ultimate felt unsatisfied and didn't feel the film gave me what I wanted. I spent much more time learning about John Candy's problems than I did about the culture and world that Daryl Hannah came from. For a movie that is built around how a human and a mermaid can have a life together, that's simply unforgivable. Fun, cute, and watchable film? Yes. Good, worthwhile, intelligent film? Nope.
** out of ****
Tags comedy, cult films, daryl hannah, fantasy, lame, light hearted, magic, movies, romance, romantic comedy, silly, tom hanks
RetroReviews #38: Night Tide (1961)
JUNE 22, 2013 SCREENING: NIGHT TIDE (1961)
During my fantasy film marathon, I decided to take a look at a trilogy of mermaid themed movies: Night Tide (1961), Splash (1984), and Aquamarine (2006). They're all pretty decent stuff, although they weren't like I was looking for and didn't really explore the world of these mythological creatures like I hoped. All together, it made me realize that I'd be much happier watching Disney's The Little Mermaid (1989) again, or even Mermaids (1990) even though the latter film has nothing to do with Mermaids besides the title. So how did my three mermaid films stack up? Let's take a look.
Night Tide is an ultra low budget, black-and-white film starring Dennis Hopper in one of his early roles. It's the only one of the three movies that didn't focus on romance, and film is generally classified as a mystery/thriller. The tone of the film is really what sets it apart though. Everything is in a sort of dark, cloudy, ominous setting, with lots of strange sound effects and music cues. It's been called a "mood piece" and I'd say that's pretty accurate. The dialogue and story are not so much important, as the type of tone the movie sets.
The story itself is actually quite similar to the Cat People films. Of course, I'd consider those movies more enjoyable because they had a unique type of creature not seen in other cinematic stories (namely, werecats) and they were much more direct and pointed with how the film unfolded its mystery story. Night Tide gets you into its strange little world, but it can really drag at times, and seems to pointless during certain scenes. Much of the dialogue is forgettable and mundane, although the premise is intriguing – Mora "The Mermaid" on display at the local cardinal sideshow may in fact be a real mermaid, as she believes herself to a descendant of sirens who is only now living life as a human, and confides in Johnny Drake (Dennis Hooper) that she is terrified the sirens will come back to claim her.
The 84 minute movie seems to go on forever, though. Dennis Hooper appeared in a similar type of story during his early career, playing a brash young neo-NAZI who meets a mysterious shadowy figure that advises him in the 1963 Twilight Zone episode "He's Alive". That was one of the rare hour-long Twilight Zone episodes during the show's fourth season, and Night Tide could have easily worked as one of the hour long Twilight Zone episodes. That's not to say I was keen on the format, just that this particular film was well suited for it.
Night Tide was directed by Curtis Harrington, who Wikipedia claims was a pioneer of "New Queer Cinema". I have no idea what that is, and something tells me the term probably didn't even exist when I went to film school a decade ago. In any case, I doubt there was any "hidden" gay or lesbian themes in Night Tide, it seemed like a fairly conventional relationship between Johnny and Mora, as far as early 60s films go, and there were no romantic elements (which I grew to appreciate after viewing the next couple of mermaid movies). Supposedly there is now a "restored" version of the movie, but the version I watched on DVD looked like someone found some 8mm film at a garage sale, and you can tell the film had a budget of only $25,000. It is mostly forgotten today, but its easily available online for free, and can be seen it its entirety on YouTube.
The film stands out for a fairly unique story about a mermaid and having an interesting approach to it (especially given the lack of any other such mermaid themed movies in 1961), so I think it deserves a positive review. Of course, when it comes to how enjoyable it actually is to sit through, and whether it has any lasting impact, I would be much more hesitant to sing the film's praises. It is what it is, and I applaud the fact the film exists and tries to be innovative.
Tags cult films, dark, fantasy, low budget, mermaids, mood piece, movies, mystery, sinister movie, surrealism, Thriller, Twilight Zone
RetroReviews #37: Howl's Moving Castle (2004)
JUNE 20, 2013 SCREENING: HOWL'S MOVING CASTLE (2004)
The last (but not least) of the three Hayao Miyazaki movies I screened was Howl's Moving Castle. In terms of quality, it actually falls somewhere between the other two movies, making it a nice median choice if you're looking to check out his work in anime. It's not the beautiful and charming masterpiece that Spirited Away is, but it's also not the dark and macabre dreamworld that Princess Mononoke is. Rather, we get different aspects from each: this movie is mostly fun and breezy, and humorous like Spirited Away, but it comes across as a bizarre, random series of events that make no sense, as was the case for Princess Mononoke. I thought the film was enormously creative, and kept my interest throughout, but once it was over, I sat there stunned, going "What the HECK just happened?"
I can give you the basic premise and storyline, but that won't help much. Early in the film, a sweet innocent 18 year old girl has a spell cast on her by an evil witch, and becomes a stocky little 81 year old woman. She spends the rest of the movie trying to undo the curse. Of course, the film lives up to its title by having a character named Howl and he does indeed have a moving castle (which gets up and walks around at various points in the movie), but don't expect any of these elements to work in the standard narrative format that you're used to. At some points in the movie, the main character even appears to revert back to a young woman, only to become old again, and why exactly that happened or what the movie was trying to saying or how it was advancing its plot, I have no idea.
As is the case with Miyazaki's other movies, Disney distributed the English language version and gave us an all star cast to Americanize it. Christian Bale, Lauren Bacall, and Blythe Danner are among the stars that lent their voices to the English language version (apparently, Bale did so simply because he liked the idea, and agreed to play any character from the start). This film also has something unique because it was the first and only time where I felt an "Americanized" version of a Japanese anime character went beyond trying to make sense of Japanese culture, but took it to a new level as a charming character in his own right. Billy Crystal voices Calcifer, which is a self-aware taking flame (complete with eyes and mouth) and I felt he really elevated it to something new and made the character his own.
I'm giving Howl's Moving Castle a positive rating and review for one simply reason: I found it to be fun and thoroughly entertaining. The story made no sense, the characters (aside from Billy Crystal's talking fire) didn't work for me, I don't think it represented the British novel it was adapting very well at all, but in spite of all that, I loved it. Damn it, weird Japanese movie, you won me over.
RetroReviews #36: Spirited Away (2001)
JUNE 19, 2013 SCREENING: SPIRITED AWAY (2001)
At last, I've gotten a chance to review the best known and most beloved of Hayao Miyazaki's films, 2001's Spirited Away. It has the unusual honor of being a foreign language film that won Best Animated Film at the Oscars in 2002, and critics all over the United States were raving about this movie, giving it four stars, calling it a masterpiece and one of the greatest films ever made, etc. etc., It was also a box office hit for American audiences, despite having very little marketing to drive interest in the film, and mostly relied on buzz after it won an Oscar (of course, the fact Walt Disney Pictures again did the English language version might have helped the movie, of course!)
As for me, I'm not going to take the approach here that I did with How to Train Your Dragon – where I hated a movie that was universally beloved by audiences and critics alike. For the most part, I completely agree that this was the greatest of Miyazaki's films, and is beautifully animated and wonderfully charming movie. It is very much the Japanese equivalent to Alice in Wonderland. In fact, may be somewhat better from an emotional standpoint, since it has some wonderful character moments for the Chihiro (the little girl protagonist in this story) where she learns important lessons about life, moreso than anything that was in Lewis Carroll's Alice (although on a personal standpoint, I still prefer Alice over this). Where I'm going to disagree with most of the professional critics is that is a "must see" movie that everyone can enjoy, and a universally beloved children's classic.
As is the case with the other Miyazaki films I watched, Spirited Away can be enjoyed in its own right as a zany fantasy adventure film, but to truly understand the themes and ideas presented in the film, you have to understand Japanese culture. As a college educated adult that has some familiarity with different elements Japanese culture after years of learning different things, I still felt like I didn't "get" roughly 70% of the character situations and settings in this film. It is very hard for any American to really grasp the significance of things in a movie that takes place at a Japanese bathhouse, and one in a fantasy world where its customers are unclean spirits. The main character also spends most of the movie befriending a monster called No-Face – a being that basically consists of a large black blob which consumes souls while wearing a white face mask. Needless to say, it is a completely bizarre concept to western audiences, no matter how much the movie tries to explain it in English. Some of the scenes may actually be upsetting for young American children (I'm thinking 7 and under), although there are plenty of cute moments as well, and some of the humor still works well in translation.
Spirited Away is overall a fantastic movie that really needs to be seen to be appreciated, as my review can't even begin to scratch the surface or explain the story. If I was going to add one anime film to my collection, it would probably have to be this one, just from the standpoint of a movie that I can watch over and over again. But Spirited Away is still a very Japanese film at heart, and I know plenty of people that would actually be turned off by this movie, film it to be incoherent nonsense or grotesque scenes for a children's movie. Sorry, critics, this one isn't for everyone. But for those of you who can appreciate it for what it is, you will discover this is the cream of the crop for Japanese anime.
*** ½ out of ****
RetroReviews #35: Princess Mononoke (1997)
JUNE 18, 2013 SCREENING: PRINCESS MONONOKE (1997)
I watched Princess Mononoke months before writing this review, although if I had watched the movie just five minutes ago, it wouldn't help me try to summarize the plot. I'm not really into anime films (which I'm sure is blasphemy to all your hardcore anime fans out there), and one of the reasons why is don't really make a lot of sense to an American audience. For Princess Mononoke, this is both a blessing and a curse. It was the the first of three I filmed that were directed by the great Hayao Miyazaki. (who is sort of the Walt Disney of Japanese animated films). It wasn't the best of the three, but it was certainly the weirdest. That's really saying something, since the other two made no sense, either. Even watching the English dubbed version with a very big name American cast (Billy Bob Thornton, Claire Danes, and Jade Pickett Smith are among those lending their voices to the American release), it still didn't change the very Japanese tone of the entire film. It's part of the film's charm, and its also part of the reason why the film is largely inaccessible to westerners.
The basic plot has something to do with a warthog becoming infested with a demon-god thing, to the point where they have to slay the creature and remove its head, but then it gets mad and grows into a giant rampaging monster until they are able to summon the spirit of the forest, find the severed head, and return to the creature so that all returns to normal (this is the climax of the movie, to saying nothing of the two hours that lead up to those events). Make sense yet? Like many Japanese films, I was thoroughly entertained and it kept my attention, but the story seemed to be like one of those crazy dreams you have, where random nonsensical things are strung together into some crazy story that makes no sense when you wake up. I have to wonder what Japanese audiences think of the storylines from our movies, because it seems only films like Being John Malkovich would fit their narrative style.
It's a fun movie, although its probably way too violent for what we consider to be a "children's film" in the United States, and its strange how Disney bought the rights to Miyazaki's movies and tried to Americanize them for their U.S. release. I don't think the English translation really works. For example, the title, "Princess Mononoke" would make us think that this is name of the princess, but the Japanese word "mononoke" is actually a term for a type of spirit or monster, so more accurately, the film would be "the spirit princess" in English. An alternate translation they considered for this movie was "The Legend of Ashitaka", which still doesn't make sense, but probably conveys what you're in for, more than "Princess Mononoke" does.
The film is a worthwhile experience, but its a real life example of "Lost in Translation". To truly understand the allegory, themes, and ideas presented in the film, you have to be deeply familiar with Japanese culture and mythology. No amount of creative editing or translating will change that fact.
Tags Billy Bob Thornton, Hayao Miyazaki, Jade Pickett Smith, Princess Mononoke, Walt Disney
RetroReviews #34: The Fall (2006)
JUNE 17, 2013 SCREENING: THE FALL (2006)
If nothing else, The Fall (2006) is unique. It's not a good idea to throw that word around lightly, since even the most innovative films tend to draw on plots and formats you've seen before. However, I think it's justified in this case. The film is based on even more obscure 1981 Bulgarian film named Yo Ho Ho (which I haven't seen), but The Fall is an low budget English language film was entirely self-funded by director Tarsem Singh. It was filmed over a period of four years, in 20 different countries, and wasn't even released in the United States until 2008, despite premiering at a film festival in 2006. Whether you like the film or not, it's quite an accomplishment that The Fall even exists.
The movie uses a surreal type of storytelling, so I sat through the whole movie and was thoroughly confused what direction it was going, and you probably will be as well. That being said, the movie differs from other surrealist films (Pink Floyd's The Wall, The Seventh Seal, etc.) because there is a legitimate reason given in this film for its oddball universe. In the case of The Fall, the framing story is about a Hollywood stunt man named Roy (Lee Pace) who is severely wounded and bedridden during World War I. He meets another patient at the hospital, a young foreign girl, Alexandria (Catinca Untaru) who is recovering from a broken arm. He wants her to leave him alone at first, but since she is bored, he finally agrees to tell her an ongoing adventure story. Unfortunately, the story is just a manipulative device that the man uses to trick the young child into stealing morphine for him, convincing her that needs it to continue telling the story.
Since Roy is improvising and making it up as he goes along, the adventure story within takes on a bizarre, dream-like quality. Eventually, Roy inserts himself and the young girl as characters in the story, and the actors play duel roles as both the people in the hospital, and their counterparts in Roy's imaginary world. Towards the end of the film, Alexandria awakens to find Roy gone, and it seemed as if the film was just going to reveal he died of a morphine overdose (which would have been a suitably depressing ending to tie up the events). Instead, it turned out he had been receiving a placebo, and confesses to the girl that the story was a made up fantasy and he only kept it going to convince her to get him more drugs. She insists he continue the story, so he angrily changes the direction of the story and kills off all the characters. She begins to cry, and finally he lets her insert her own touches on his story, and she takes things in a more positive direction.
The strange fantasy story that Roy told Alexandria never really worked for me, but I suspect that's the point. Parts of it are interesting, and parts of it drag and go nowhere, although the art direction and costumes are always nice. The framing story set in the real world was a mixed bag as well: sometimes the adult and child actor share some wonderful chemistry and character moments, other times the girl's accent gets grating, her nagging really begins to wear down the film, and Roy is such a manipulative sleazebag its hard to feel sympathy for him. Although this film has been one of the most unusual films I've ever reviewed, if I must compare it to something, I can recall 2005's Tideland, which was also a fantasy-adventure story about a young girl dealing with a drug addict (in the case of Tideland, her parents were on heroin) and escaping into her own magical adventure stories she dreamed up in her head. Tideland approached the idea entirely differently, but I found it to be much more engaging than The Fall (and just thinking about it makes me want to review Tideland sometime)
But in spite of the fact that The Fall can be boring, annoying, and it seemingly goes nowhere (the ending to me wasn't even a proper ending), I still liked it. Its flaws are overcome by its boldness and totally fresh cinematic approach. I don't regret watching it, and I even feel like I should watch it again because perhaps I missed something the first time around. If you're looking for a cinematic masterpiece, look elsewhere. If you're looking for a creative concept for a film, give it a shot.
Tags adventure film, cult films, drug addict, fantasy, hospital, low budget, movies, sinister movie, surrealism


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European Banks and Europe's Never-Ending Crisis
Landfall of a "Told You So" Moment…
Late last year and early this year, we wrote extensively about the problems we thought were coming down the pike for European banks. Very little attention was paid to the topic at the time, but we felt it was a typical example of a "gray swan" – a problem everybody knows about on some level, but naively thinks won't erupt if only it is studiously ignored. This actually worked for a while, but as Clouseau would say: "Not anymeure!"
Italy's prime minister Matteo Renzi, indicating how much capital is left in Italian banks…
Photo credit: Giacomo Morini / INFOPHOTO
Readers may want to check these previous missives out, which provide a lot of background information and color (in chronological order: "Insolvent Zombies", "Drowning in Bad Loans" and "The Walking Dead: Something is Rotten in the Banking System"). What is happening now is therefore a "told you so" moment, because, well… we told you so. 🙂
Following the "Brexit" vote, market participants have begun to focus their attention on what we thought they would focus it on: namely on the risks posed by continental Europe. Perversely, the mainstream press on the continent is brim-full with lamentations describing in lurid prose what an unmitigated catastrophe leaving the EU will be for the United Kingdom! (as we promised, we will write about this in more detail soon – it is truly funny to watch). In reality, the UK has left what increasingly looks like a sinking ship.
One bank that did get its share of unwelcome media attention was Europe's biggest zombie, Deutsche Bank. Its share price has continued to tumble relentlessly, for no immediately obvious reasons. In a way this is faintly reminiscent of Creditanstalt in 1931 – in the sense that Deutsche's position in the European banking system of today is of roughly similar importance as Creditanstalt's was back then. This is mainly due to its extremely large derivatives positions, which make it a lynchpin in a vast web of contractual obligations – it is so to speak the mother of all counterparties.
We would however argue that while this is indeed a bit worrisome, the real danger clearly comes from elsewhere. Deutsche Bank is after all headquartered in Germany, and its domestic market is strong. In fact, the real danger is still right where it always was: in Italy and Spain – and to a slightly lesser extent in Greece as well.
Italian banks are sitting on €360 billion in non-performing loans – including, so we are told, loans of the "extend & pretend" variety. Just one day after the Brexit vote, the ECB's TLTRO II operation took place. Almost €400 billion were lent to euro area banks at negative interest rates. The banks also paid the bulk of the less generous TLTRO I loans back, leaving net new TLTRO additions at about €31 billion. Most of the new TLTRO II loans were taken up – you guessed it – by Italian and Spanish banks (details at Bloomberg).
TLTRO -II: the ECB is subsidizing European banks by offering them fresh funds at negative interest rates, under the condition that they engage in the very thing that has produced the crisis in the first place: more credit expansion ex nihilo! The biggest borrowers are the very banks that are drowning in bad loans – click to enlarge.
Add to that approx. €25 billion or so in QE since the Brexit, and a €150 billion liquidity guarantee for Italian banks approved by the EU commission on June 30, and you would think that maybe there would at least be some short-covering in European bank stocks. Not so:
Euro-Stoxx bank index, daily. The index is back at its 2012 crisis lows. Massive new liquidity injections and short selling bans have had zero effect – bank stocks just continue to crumble – click to enlarge.
Here is a long term view of the index that shows both the boom and the bust – and also illustrates that the sector is now precariously poised at a last ditch support level.
Euro Stoxx Banks, weekly. A giant boom and a giant bust – click to enlarge.
A Legal Dance on Eggshells
As we have pointed out in our previous missives, the EU has at least tried to do something to prevent tax payers from having to involuntarily fund future bank bailouts. Instead, investors and depositors are supposed to shoulder some risk. Given that there is no way the EU will return to honest money and a free market in banking, this is a kind of "second-best solution", i.e., it is better than nothing.
The problem is however that fractional reserve banking remains a fraudulent practice. Leaving aside the central bank backstop for a moment, let us consider a simple example: Anna pays 100,000 euro into her bank account, as a demand deposit. The next day, the bank creates a deposit of 90,000 euro in favor of Tony as a loan (we are assuming a 10% reserve requirement – in reality it is just 1% in euro-land!). Tony immediately pays the money into Richard's current account, to pay for a rickety second-hand sailboat allegedly moored in Malta somewhere.
Now the account slip of Anna says: "You can have 100,000 euro on demand" (i.e., anytime). Richard's account slip says "you can have 90,000 euro on demand". Tony meanwhile owes the bank €90,000 – but he obviously doesn't have the money at the moment. Neither does the bank have it. No-one paid in 90,000 euro in additional deposits.
If Anna and Richard both come in to withdraw their €190,000, they will find that only €100,000 are actually there. So now two people apparently have a perfectly valid legal claim on the same money. The bank never told Anna "we're going to lend your money out the next day, and actually, it's not going to be available on demand, not really, anyway. Only under certain circumstances". In other words, Anna's money has been misappropriated. This, in short, is fraud. At least it is when anyone else but a bank does it.
So while the EU's Bank Resolution and Recovery Directive (BRRD) at least restores some degree of normalcy by prohibiting willy-nilly bank bailouts, there is a bit of a problem when it comes to "bailing in" depositors – because their deposits are largely fictitious, something they are as a rule not even aware of.
Roman Jurist Ulpian, AD 170 – AD 223. In the Digest, a part of the Corpus Juris Civilis, he writes on bank insolvencies: "…once a banker's goods have been sold and the concerns of the privileged attended to, preference should be given people who, according to attested documents, deposited money in the bank. Nevertheless, those who have received interest from the bankers on money deposited will not be dealt with separately from the rest of the creditors; and with good reason, since to loan is one thing and to deposit is another." – Ulpian is clearly establishing the legal difference between demand deposits and time deposits, resp. loans.
Photo credit: Antonio Ponte
It is an edifice that stands on extremely wobbly legal ground, particularly in view of the fact that the practice of lending out demand deposits has been rightly deemed fraudulent in European legal tradition for most of the time from antiquity onward (there even exist 20th century court rulings upholding this view).
The Italian Problem
In Italy there are now several additional problems. The first one is that a great many "Tonys" have turned out to be deadbeats. As per the example above, the only way for both Anna and Richard to be made whole is if Tony pays back his loan, or if the bank pays the money out of its own equity. In the modern fiat money system, it can also obtain liquidity from the central bank. The problem is that this is tied to certain rules. Hence the "150 billion liquidity guarantee" that the Italian government has now been allowed to extend.
As we have mentioned on several occasions, the Italian government and Italy's banks have been propping each other up in a bizarre three-card Monte ever since the euro area crisis began. It is almost as though Enron and Worldcom had been trying to avoid bankruptcy by propping each other up. The only difference – a decisive one to be sure – is that Italy has the ECB as a go-between, and the ECB can create money ex nihilo in unlimited amounts. Here is a chart we have shown before, illustrating what they did in 2012 to create assets that could be pawned off to the ECB in its LTRO operations:
This deserves an "A" for creativity: how an insolvent government and insolvent banks can prop each other up – as long as there's a go-between with a printing press.
Italy's government has another problem though: many of the now de facto (though not de iure – yet) insolvent Italian banks have not only funded themselves with deposits, they have also sold wagon-loads of subordinated debt to widows and orphans.
The risks were surely mentioned in passing in the small print, but it is a good bet that a smart layer could show that many of the buyers were not exactly made fully aware of the risks they were exposed to. We would guess that truth in advertising was very low on the list of priorities when Italy's banks urgently needed to prop up their capital to make it through one of the EU's farcical stress test exercises.
Banca Monte Dei Paschi – since 2007, the share price of Italy's 3rd largest bank has declined from €2,100 to €0.23 – it is fair to assume that it has a few problems. The biggest one is that it is basically bankrupt – click to enlarge.
For Mr. Renzi, this means that he will likely face what has become known as a "populist backlash" if he applies the BRRD chapter and verse – because then, all those widows and orphans will lose their hard-earned money (actually, it is already lost – they just don't know it yet). As knowledgeable friends assure us, this is actually the biggest danger from the EU's perspective. The banks can always be kept above the water-line, as long as the ECB is willing to extend ELA (= emergency liquidity assistance).
If Beppe Grillo wins an election in Italy, the situation could become dicey though – and this could easily happen sooner rather than later. In October there is a constitutional referendum in Italy, called for by Mr. Renzi. The aim is to make Italian governments more stable by reducing the number of Senate seats from 315 to 100 and limiting the Senate's ability to bring down governments. The thing is: Renzi has said he will step down if the reform attempt is rejected in the referendum, and that would mean new elections.
Waiting in the wings: Beppe Grillo, leader of the 5-star movement
Photo via freejournal.it
As Bloomberg reports:
"Meanwhile, the anti-establishment Five Star Movement is poised to profit from a defeat. An opinion poll by the Demos institute showed last week that Five Star has overtaken Renzi's Democratic Party to become the country's most popular group. Five Star wants to hold a referendum on Italian membership of the euro."
(emphasis added)
In short, it is not only the banks and their creditors that are at risk – there is considerable political risk attached to the deteriorating situation in Italy's banking system as well. Eventually, there could well be a political earthquake that will make the "Brexit" look like inconsequential foreplay.
Not surprisingly, Mr. Renzi is already threatening to ignore the BRRD if need be and bail out the banks anyway – something that has so far not exactly found favor in Brussels. We'll see though what happens when push indeed comes to shove, which seems an increasingly likely prospect. Of course, as noted above, Italy's government isn't exactly a paragon of financial prudence itself (meaning, technically, it is bankrupt too).
If one ponders the situation in Europe as a whole, it seems that the efforts to solve the problems left in the wake of the last boom-bust cycle have in many cases involved a kind of multi-layered shell game. Unsound debt has often not really been liquidated – instead it has been shifted around, renamed, put on the back burner, etc. The most obvious case is the bailout of Greece, which is really hard to beat as far as ludicrous extend & pretend schemes go.
Nevertheless, generally European banks have actually done quite a lot to shore up their capital, write down impaired assets and make their balance sheets less risky – according to the officially accepted definition of risk, that is (as far as we are concerned, stuffing one's balance sheet with government debt is actually not really a good way to make it less risky). A major reason for the weakness in bank stocks is that it has become difficult for the banks to make money – low interest rates, a negative deposit facility rate, stricter capital requirements and new bank taxes all weigh on their ability to make profits.
In some countries the banks are facing problems which are obviously a lot bigger though – and it seems they may actually be too big. For instance, once a borrower defaults in Italy, it reportedly takes between 7 to 8 years for the case to worm its way through the courts. This makes it highly uncertain what, if anything, can be recovered from defaulted loans. With the lingering problems in the banking system coming to a head, other problems that have been largely left simmering in the background may soon be coming to a head as well.
It appears to us that the main side-effect of the "Brexit" was to serve as a wake-up call, reminding everyone that the crisis in Europe is not over.
Charts by: BigCharts, Bloomberg, WSJ

redpajama_set_name: RedPajamaCommonCrawl


In an increasingly competitive landscape, advertisers who work with associations want to not only promote their brands, but also position themselves as subject matter experts and trusted partners. While conventional print and digital advertising remain an important part of The Townsend Group's work, the company has increasingly focused on creating programs designed to meet these new goals.
When market leader IBM wanted to promote its predictive analytics software to law enforcement leaders, it turned to The Townsend Group for inspiration, ideas and execution. Predictive analytics is the evaluation of vast amounts of data to determine the likelihood of events ahead of time. IBM had little interest in traditional advertising, seeking instead to generate qualified leads and to align their brand with the International Association of Chiefs of Police (IACP), a client association of The Townsend Group. IACP serves as the professional voice of law enforcement.
Working closely with stakeholders at IBM and IACP, The Townsend Group crafted an integrated program that included webinars, case studies and targeted newsletters designed to help IBM promote its technology while simultaneously providing valuable information to IACP members. The webinars focused on several aspects of predictive analytics, with law enforcement professionals speaking about topics that included the reduction of crime rates in Toledo, Ohio, and the prevention of traffic accidents in Tennessee.
Complementing this webinar series, in-depth case studies published in IACP's monthly Police Chief magazine highlighted predictive analytics at work in four police departments. At the same time, the IACP on Leadership e-newsletter featured content created by IBM that highlighted the same speakers and topics as the webinars while remaining relevant for readers interested in the topic of leadership. The Townsend Group and Information, Inc. partnered to develop the e-newsletter, creating a brand-new digital revenue stream for IACP.
This advertiser-centric, multichannel approach not only drove traffic to the webinars – with each audience member a qualified lead for IBM – it also positioned IACP as an association willing to collaborate with other companies seeking to position themselves as thought leaders in the law enforcement field.
Since 1983, The Townsend Group has built best-in-class, non-dues revenue programs for its client associations. From its initial focus on print advertising, The Townsend Group's mission has grown to include specialized, content-driven programs, video production, and the sale of digital media, conference booths and sponsorships.
Founded in 1983, The Townsend Group is a leading advertising, sponsorship and trade show sales management firm for associations. Our mission is to build best-in-class non-dues revenue programs at the highest level of performance and professionalism.


Time Therapies is a London based massage therapy business operated by Oge Okoh. An experienced & qualified therapist with over 12 years experience & a unique holistic approach to her practice.
I have been a practising therapist and healer for over 12 years, working in gyms, spas, offices, events, and private homes, and I am now based in North west London. I always had an interest in healing and would give massages to friends and family whenever they requested it.
I only decided to train formally however, after I was struck down with a mystery illness in 2001. I was in constant, severe pain which stopped me from walking, and I lost an alarming amount of weight because I couldn't keep anything down. Of the numerous medical professionals I saw over a period of 5 months, not one was able to pinpoint the cause of my symptoms, and everything they prescribed only made me feel worse. Out of desperation, I began to listen to my body. I rested, ate very lightly, and 'spoke' to the part of my body that held this pain. Doing this was a revelation and was the first step in really understanding how the mind, body and spirit truly work in harmony. I was healed within a month! I never found out what my illness was, but it ignited my interest in the body's amazing ability to heal itself, and in 2002, I enrolled on an ITEC complementary therapies course where I gained ITEC qualifications in 7 therapies. I became a Reiki master in 2004 and started time therapies in 2005. I choose time because Oge actually means time in Ibo, one of the 3 main Nigerian languages, so essentially, these are Oge's therapies!
Because of my personal experience, I have a profound interest in integrated holistic healing. I believe persistent physical problems can sometimes be caused at a fundamental level, by emotional/energetic imbalances in the emotional /energetic field. So I not only treat the outward symptoms of disease, but aim to treat the whole person, identifying imbalances, then tailoring my treatments to the individual needs of my clients.
As well as my regular practice, I currently volunteer at the Marie curie hospice in Hampstead providing treatments to patients and staff.
I am a member of the Complimentary Therapists Association and am also fully insured with them.


When it comes to energy, it's wise to opt for Mastervolt: our systems are fully integrated, resulting in the smartest solutions that are completely independent of the grid. In other words, they give you the power to be independent.
Battery chargers, inverters, batteries, digital switches; with Mastervolt, all your components will be fully attuned to each other. This is a concept on which Mastervolt's engineers work every day with passion and dedication. The result is flawless operation for each system, maximum efficiency, and significant savings on installation costs thanks to our innovative CZone and MasterBus technologies. Regardless of the application, you will benefit from a balanced system with proven components which you can intuitively operate and easily monitor. Mastervolt and its many partners worldwide will be delighted to help you devise the smartest possible system design. This is part of our all-inclusive approach, and we provide the support and assistance to match.
Thanks to our broad product portfolio, we can design a suitable system for any application.


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Category: Social Media
Chris Doelle's 2019 Top Artists
by Chris Doelle | Jan 3, 2020 | Entertainment, History, Last.fm, Music, Pandora | 0 |
Okay, so yesterday I posted the Chris Doelle's 2019 Top Songs and will follow-up now with...
Chris Doelle's 2019 Top Songs
by Chris Doelle | Jan 2, 2020 | Entertainment, History, Last.fm, Music, Pandora, Spotify | 0 |
2019 Top Songs For a decade, I have been reporting the songs that I've played the most over...
Book Review: The Little Book of Talent: 52 Tips for Improving Your Skills
by Chris Doelle | May 22, 2019 | Book Review, Business & Money, Education, Friends & Family, Philosophy, Politics, Social Media | 0 |
I picked up The Little Book of Talent: 52 Tips for Improving Your Skills by Daniel Coyle because I...
GoT Goes Out with a Whimper
by Chris Doelle | May 20, 2019 | Entertainment, Movie Reviews & TV, Social Media | 0 |
More like 'Game of Drones' I've never been a radical Game of Thrones fan....
Book Review: How to Win Friends and Influence People in the Digital Age
How to Win Friends and Influence People in the Digital Age by Dale Carnegie (and Brent Cole) at...
Electric Football is Still a Thing!
by Chris Doelle | Jan 28, 2019 | Electronics, Entertainment, Facebook, Football, Sports, YouTube | 0 |
It all started in 1929 when Tudor Games released the first ever electric football game. Unless you...
2018 Top Songs For the ninth straight year, I am chronicling the songs that I've played the...
Book Review: Valley of Genuis: The Uncensored History of Silicon Valley
by Chris Doelle | Nov 23, 2018 | Book Review, Business & Money, Culture, Electronics, Facebook, Internet Coolness, Politics, Spotify, Twitter | 0 |
When I picked up Valley of Genuis: The Uncensored History of Silicon Valley by Adam Fisher, I...
The Facebook Dilemma
by Chris Doelle | Nov 2, 2018 | Business & Money, Culture, Facebook, Politics, Religion | 0 |
Frontline recently had a two-part documentary called The Facebook Dilemma and it was extremely...
I'm breaking down and letting the spooks listen
by Chris Doelle | Jun 5, 2018 | Business & Money, Electronics, Last.fm, Music, Spotify | 0 |
I have ordered an Amazon Dot Echo (2nd Generation) mainly because I had a free Amazon gift card (I...


Need Sweetest Day gift ideas? We have a wide variety of "sweet" flowers and plants to choose from. From roses to plants , we have various bouquets to make someone smile. The Flower Basket & Gift Shop delivers locally to New Martinsville, WV or nationwide.


Passive gamma and neutron detectors screen for illicit special nuclear material in vehicles crossing borders between countries. This paper illustrates how statistical analysis of archived detector data can help to evaluate special nuclear material detection probabilities and to investigate several issues, including drifting background, background gamma suppression, nuisance alarms arising from either naturally occurring radioactive material (NORM) or cosmic ray bursts, and detector quality control. Statistical techniques described include data smoothing, cosmic ray filtering of neutron alarms, quantile estimation, and pattern recognition. New data analysis of gamma energy spectra suggests that NORM recognition using deployed detectors is difficult.
Synthesis of glucuronic acid, well-known as significant detoxicant, by natural Kombucha associations has been studied. The aim of this review is to overview the possibility to obtain Kombucha-like healthy beverages with a high content of glucuronic acid by the integration of several optimal conditions of fermentation system.
The article demonstrates the obtaining of fermented beverages with a high content of glucuronic acid by applying natural associations of bacteria and yeasts, known as Kombucha, for the proof of the concept that synthesis of glucuronic acid is a characteristic property of Kombucha symbiosis. A direct relationship between the Kombucha fermentation process conditions, composition of the fermentation medium and the yield of glucuronic acid has been proved. The initial hypothesis of this review about glucuronic acid synthesis as a property of Kombucha, regardless of the origin and composition of the symbiosis used, has been confirmed. The experimental studies overviewed have confirmed the assumption that it is possible to increase the yield of glucuronic acid by changing fermentation medium and independent variable conditions of the process.
In this paper we present a relativistic static and spherically symmetric dark energy stellar configuration consisting of an interior anisotropic fluid governed by a dark energy like equation of state matched to an exterior Schwarzschild vacuum solution through a thin shell. A mass function depending on an adjustable parameter is imposed to solve the Einstein field equations. Physical properties and stability of the obtained new family of solutions is further explored.
This paper provides an analytical formula for estimating the Value-at-Risk (VaR) of options. Based on the Black-Scholes option pricing formula, the increment of the option price is explicitly expressed in an infinite series by the Taylor expansion technique, and convenient full evaluations on VaR for options are obtained. Following this, the accuracy of the popularly used delta-gamma approximation is analytically and numerically examined by some examples. The results reveal that the delta-gamma method may underestimate or overestimate depending upon the ratio of the current asset and the strike price. Besides, in out-of-the-money cases, the examined results indicate by way of the delta-gamma method that while VaR misestimating is more significant for put options, they are less significant for call options.
The Cauchy problem of Laplace equation is severely ill-posed problem. In this paper, A Cauchy problem for the Laplace equation in a rectangle is considered.
by Flores-Carapia R., Silva-García V.M. & Rentería-Márquez C.
According to international standard norms, FIPS PUB 143, the Data Encryption Standard Cryptosystem (DES) uses a 64-bit input block. However, it is not difficult to extend the block to 96-bit encryption, which will be called DES-96. The cycle of encryption is achieved in similar times to DES. Developing DES-96, intends applyingFactorial Theorem, which in this case tells us that any permutation on an array of 96 positions can be constructed from 3 permutations over arrays of 64 positions. According to theJV Theorem, given a number with 0 ≤ ≤ 64! - 1 ≈ 1089, you can associate a permutation of 64 positions in 63 steps. This allows applying a variable permutation on an array of 96 positions at the start of the third round, using 3 numbers with 0 ≤ ≤ 1089 and for = 1, 2, 3, instead of using numbers 0 ≤ ≤ 96 ! - 1 ≈ 10150 for permutations on arrays of 96 positions directly. The DES-96 algorithm is illustrated with an application in the encryption of colour images, which is carried out without loss of information, i.e. JPG formats are not applied. The latter may have problems encrypting the images with a permutation and fixed key, revealing contours and giving information.
Using an input variable permutation for the third round, results in approximately uniform distribution tones of red, green and blue colours. It is used as a measure of randomness for the value of Chi-square χ2. It also shows that the DES-96 algorithm conforms to the property of being a one to one function.
The ruthenium complexes are known for their anticancer property. Some ruthenium complexes can bind with protein that may be related to the anticancer activity. The protein binding features of few ruthenium complexes have been analyzed to understand the amino acid selectivity within protein sequences. The docking, Molecular mechanics and QM/MM methods are used to predict the binding sites of these ruthenium complexes. The fluorinated ruthenium pyridocarbazole is a protein binding complex. The cis-chlorodimethylsulphoxide-S-bis(1,10-phenanthroline) ruthenium (II) chloride [RuN(B)], trichlorodimethylsulphoxide-S-(1,10-phenanthroline) ruthenium (III) [RuN(C)] and cis-dichlorotetrakis(dimethylsulphoxide) ruthenium (II) [RuN(D)] complexes can bind perfectly within fluorinated ruthenium pyridocarbazole is binding region. The complexes are found selective of certain amino acids, and the formation hydrogen bonds within the complex bonded region are found.
We prove an existence result for a class of nonlinear parabolic systems with three unbounded nonlinearities. Without assumptions on the growth of some nonlinear terms, we prove the existence of a renormalized solution.
African American students' mathematics poor performance has historical origins of oppression that has been strengthened by lack of implementation of suggested reforms. Interventions and reforms have suggested relevant pedagogy for minority students. However, classroom practices continue to alienate these students. This paper elicits the powerful factors that impede progress in implementing cultural relevant pedagogy for African American students and other students in general. Observations, informal interviews and cultural artifacts were employed data sources to elicit factors that inhibit mathematics learning these students were exposed to. The classroom practice of two fifth grade teachers indicate that State tests and textbook based instruction take precedence in teaching mathematics regardless of teacher awareness of the African American students' needs. Therefore this paper argues that State test and textbook based instruction deprofessionalise teachers in mathematics classroom and hinder learning opportunities.
Electronic payment system has made significant impact on banks Profitability in general and in Saudi Arabia in particular. Our study in this respect reveals that banks profitability predominantly capitalizes on e-payment pillars such comprisingConvenience, Choices Verities, Cost Reduction, Speedy Payments, Security, and Accessibility. This paper presents a case study of Saudi electronic payment system (SADAD)to analyze its impact on the Saudi banks' profitability. SADAD was initiated by the Saudi Arabian Monetary Agency (SAMA) to be the national Electronic Bill Presentment and Payment (EBPP) service provider for the Kingdom of Saudi Arabia (KSA). The main objective of SADAD is to facilitate and modernize bills payment transactions for end consumers through all channels of the Kingdom's Banks. The electronic payment (SADAD) system's impact is studied with reference to banks profitability by mainly focusing on Return on Assets (ROA) and Return on Equity (ROE). This study presents varied opinion on e-banking and profitability which is apparently divided into three groups i.e. one group argues there is no link between technology and profitability, the second group argues the opposite while third group agrees that there is link between profitability and technology with reference to network impact. We in this study have followed this line of arguments and present an empirical study of Saudi e-payment system (SADAD); firstly by developing pillars of electronic payment system based on literature survey, secondly examining the impact of electronic payment on the banks profitability based on empirical data collected in Saudi Arabia and finally develops relationship between e-payment pillars and pillars of bank profitability.This study is built on hypothesis, tests and analyses of the results to reach at conclusions.
The poverty intensity in 2010 compared with that in 1991reduced from 13.1 to 7.3 percent in urban areas. In rural areas, the poverty intensity reduced from 28.1 to 7.5 percent.
Intensity of poverty in rural and urban areas in 20 years (1991-2010) has found a marked reduction and a major cause of this decrease is due to reduction of poverty rate. In addition, the decrease of poverty intensity over the 20 years has been higher in rural areas than in urban areas.
The foreign exchange market (currency market, FX or forex) is a form of exchange for the global decentralized trading of international currencies. The foreign exchange market determines the relative values of different currencies. One of the characteristics that make the FX unique is its huge volume representing the largest asset class in the world leading to high liquidity. This liquidity is independent of regional trading sessions. Fixed income traders are active in the markets, buying and selling securities to influence prices, and thereby interest rates. This means that the trader is either paying out or receiving interest on their position, depending on whether the interest rate differential is for or against them. The interest rate differential is what we refer to as rate of returns. In this paper we consider the rate of return, defined here as the net accumulation of the forex broker (an investor) on investing on this market and we suggest a formula for determining this rate of return. Risk is always involved financial markets, so we also consider risk involved in this market and develop a risk measure and an index to determine the risk type when occurred. Furthermore we show that the distribution of this return rate follows Logistic distribution.
Most organic stabilizers for semiconductor nanoparticles used such as hexadecylamine, troctylphosphine oxide, alkylpyridine, organic thiols, oleic acids etc. are water insoluble and not biocompatible. Zinc and cadmium oxide nanoparticles give significant stability under the influence of any type of stabilizer. Glucose is a sugar molecule with both water solubility and biocompatibility and is used as capping for the CdO and ZnO nanoparticles. The synthesis of the nanoparticles was carried out in an alcoholic medium The amount of glucose is varied from 0.25 g to 1.00 g to study its influence on the morphologies and optical properties of the zinc and cadmium oxide nanoparticles. The morphologies of the nanoparticles were characterized by TEM images and the optical properties were analysed using UV-Visible spectrophotometry and photoluminescence, which shows the general blue shift in their absorption features and red shifts of the emission maxima. The use of glucose as stabilizer for nanoparticles provide route for direct synthesis of semiconductor nanoparticles especially at lower glucose amount to avoid its crystallinity obscuring the particles crystallinity.
The use of speech recognition systems allow messages to interact with the computer in natural it is possible to solve Voice control of the computing process(such as speech input commands WINDOWS), Voice control of various technical systems, Automatic entry of textual information in the personal computer to fill in the various documents databases. The use of speech recognition providers Increasing management efficiency through the use of verbal interaction channel (average specialist computer systems from the keyboard can enter only 10-20 words / min ,and the voice can convey 100-200 words /min) A mathematical model of speech production can be described in terms of Z-transform in order to implement it on a computer in the form of the relationship.
Encapsulation optimization of ketoprofen with chitosan-alginate matrix cross-linked with sodium tripolyphosphate (STTP) and determination of its release mechanism has been carried out in succession by sonication-centrifugation method and in vitro dissolution test, respectively. The matrix is made by varying the concentration of chitosan, alginate and STTP using Box-Benhken design method. Ketoprofen mixing with chitosan matrix sonication performed at 20kHz frequency of ultrasonic waves for 30 mintues and centrifuged at 15 000 rpm speed (27200 x g) for 20 minutes. Determination of coating efficiency, the amount of chitosan nanoparticles and the kinetics associated with release mechanism performed using spectrograph-photometer UV/VIS, SEM and in vitro dissolution test, respectively. The result of the matrix constituent optimization was two formula being elected, F and M formula with composition of chitosan, alginate and STPP, respectively are 1.75% (w/v), 0.75% (w/v), 5.0% (w/v) and 1:50% (w/v), 0.625% (w/v), 4.0% (w/v). The efficiency of coating for both formula are 80.43% and 78.84% respectively with average particle size ranged from 200-8000 nm, and the nanoparticle percentage are 23.90% and 26.81%, respectively. Encapsulation of both formulas shows that the drugs release is controlled in both acidic and alkaline medium. Ketoprofen release kinethic from nanoparticle matrix for F and M formula in acidic medium followed the model of the first-order kinetics and Hixson-Crowell respectively, while in alkaline medium it followed Hixson-Crowell and order 0 model respectively.
Volume of domestic or household waste increased by 5 millions meter cubic per year, with an increase in the average content of up to 50%. Components in the domestic waste water can lead to imbalances disrupt aquatic ecosystems and human health, such as the presence of Escherichia coli, and the possible presence of hazardous substances such as elemental N, P, As, Cr, and Se which can lead to poisoning of fish, birds and mammals. Bioremediation is the application of biotechnology domestic wastewater utilizing living things include plants and animals as agents of degrading pollutants. This research uses a consortium of Eichhornia crassipes (F1), Salvinia molesta (F2), Ceratophyllum demersum (F3), as well as aquatic animals Anodonta woodiana (Z1) and Limnodrilus hoffmeisteri (Z2) because it has a high potential to degrade or absorbing compounds in domestic wastewater. Experiments using Randomized Complete Design (RCD), 12 treatments and 3 replicates. Observed levels of efficiency (Ef) and the rate of degradation (Ld) or rate of gradation (Lg). Observations of turbidity, color and froth domestic wastewater done for 14 days. Testing or measurement of physical and chemical properties at day-0, the 1st, 3rd and 5th. The results revealed a consortium F1F2F3Z1Z2 on turbidity Ef 86%─Ld 14 mg/L/day, BOD Ef 70%─Ld 19 mg/L/day, COD Ef 67%─Ld 31 mg/L/day and clear the fastest on day 4; consortium F2F3Z2 on ammonia Ef 95%─Ld 0.62 mg/L/day, nitric Ef 91%─Ld 0.11 mg/L/day and the lowest gradation TDSEf 0%─Ld 0 mg/L/day, F1F2F3Z1 consortium gradation lowest TSS Ef 50%─Lg 1 mg/L/day, and a consortium F1F3Z1 Ef 77%─Ld 1.30 mg/L/day in nitrate.
In this paper, we prove a common fixed point theorem for semi-compatible and weakly compatible mappings in Fuzzy metric space using the property (E.A.) and implicit relation. Our result generalizes the result of Singh and Jain .
According to the Brazilian Department of Mineral Production the phosphate rock world production in 2010 was something about 176 millions of tons and the national production were 6.192 millions of tons. The Brazilian phosphate rock production is concentrate in alkaline-carbonate complexes localized in Tapira, Araxá, Catalão and Cajati counties. It is well known that the greater comprehension of the mineral intrinsic characteristics lead to a good understand in processing of this mineral. This paper presents a mineralogical characterization and apatite grade estimation using digital image analysis. Different samples of phosphate rock from the primary grinding homogenization stock pile were used. The samples were donated by Vale Fertilizantes Company (which was responsible for 72% of the Brazilian production of phosphate rock in 2010), situated in Catalão-GO. The samples was dried, granulometric classified using a Tyler screen series and photographed using a digital camera coupled in a stereoscopic microscope (with increase of 10X/20). A software using Borland Delphi 7 was developed to perform the analysis of the digital images acquired using a colorimetric differentiation. The mineralogical grades of apatite determined through the software were compared to the grade determined through chemical analysis of twin samples to the characterized. The found results indicated that the digital image analysis can be used as a complementary technique to the actually mineral characterization methods, such as the chemical methods, once this analysis is faster and cheaper than the others methods and it is a non-destructible method.
The static and dynamic behaviors of tapered beams resting on two-parameter foundations are studied using the differential quadrature method (DQM). The governing differential equations are derived and discretized; then the appropriate boundary conditions are discretized and substituted into the governing differential equations yielding a system of homogeneous algebraic equations. The equivalent two-parameter eigenvalue problem is obtained and solved for critical loads in the static case (w=0) and natural frequencies in the dynamic case with a prescribed value of the axial load (Po<Pcr). The obtained solutions are found compatible with those obtained from other techniques. A parametric study is performed to investigate the significance of different parameters.
In this paper we show that the second adjoint of D is also a derivation if we consider the fourth dual of A as a Banach A'' bimodule with the natural module structures.
Three experiments were performed, Exp-1 and Exp-2 were designed to study the antidiarrhoeal effect and the effect on enteropooling induced by castor oil for two treated groups (T1&T2) orally dosed with Datura stramonium leaves hydroethanolic extract at 50 and 100mg/Kg BW. compared with IP dosed atropine sulphate and control groups , each consist of 6 mice. Exp-1 results showed that both DS extract doses caused a dose dependent antidiarrhoeal effect manifested by significant decrease in charcoal intestinal travelling distance and percent (ITP) which is similar to atropine sulphate (0.1mg/kgBW IP) for the high DS extract dose. While Ex-2 results showed the superiority of DS extract via decreasing the intestinal castor oil enteropooling effect than atropine sulphate (0.3mg/Kg BW) possibily because the DS extract may have another active mechanism beside its antimuscarinic effect due to its tropane alkaloids content . In Exp—3 same dosed DS groups were used to study the analgesic effect by using hot plate method and anti-inflammatory effect that measured by using formalin test compared with Tramado HCL at 40 mg/Kg IP and Diclofenac( 0.75mg/Kg BW IP )as reference drug. The results of hot plate indicate a dose dependent effect for both DS doses resembling that of tramadol HCL in their antinoiciceptive effect versus time indicating that the extract have a central analgesic effect probably by narcotic and non narcotic mechanism while the formalin results for both DS doses at the early and late phase indicate clearly their analgesic and anti inflammatory effect due to its phytochemical contents.
In this paper we discuss that the couple – stress theories can be considered as a long wave – length approximation of a more general non local theory of elasticity closely connected with the theory of crystal lattice . Theories of media with microstructure are considerably more complicated than the classical theory oy elasticity, although we reduce to this certain limits. Our application is justifiable only when we describe qualitatively new effect s which are not derivable from the local theory.
Here we give a brief classification of the theories of elastic media with micro structure .Explicit or implicit non locality is the charectrastic feature of all classification of the theories of elastic media .We follows an explicit consideration of microstructure effects with the simultaneous consideration of non locality.
In this paper, we show a Theorem which helps to characterize the Fermat primes and the Fermat composite numbers.


It's a landing page and sales page designer with tons of design templates. And not just does it come with page design templates, however it has whole funnel design templates. That's the cool part. There are literally funnel templates that have actually been tested and shown to work – ClickFunnels makes it easy to simply plug and play.
Another thing I like about ClickFunnels is that it manages all the billing inside the system. All you need to do is link a Stripe account and you can make sales straight from inside your sales pages in ClickFunnels.
The starting price for Clickfunnels is $97 monthly and the Etison( Full Suite) will set you back by $297 per month.
I have actually used Clickfunnels for my customers prior to (and I still do) and I am in the right position to tell you whether Clickfunnels is perfect for you (or not).
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Clickfunnels has car responders (e-mails) features utilizing which you can do lead nurturing. All the great things about automation is somewhat possible with clickfunnels.
You have a way to do A/B testing for each single page that's a part of your funnel. Like do A/B testing for your main landing page, do A/B testing for even for your thank you page.
Certainly, you have all the metrics and analytics you need to review your projects, funnel efficiency, conversions, and sales (on top of A/B testing results).
Article (if you hire others to compose for you).
Email Marketing (You'll still require standalone e-mail service providers such as Drip, Mailchimp, ConvertKit, or Campaign Screen). If you have a big list of subscribers (or several lists), your email marketing costs will offset a large portion of your budget.
Other expenses for people, tools, or advertising that you may be spending on.
Any service that comprehends it requires an online existence, but has not succeeded in getting that presence to translate to more consumers or loan. This software application simplifies the procedure and assists develop a far better roi.
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text:
Utah Valley men's golf sits atop 17-team leaderboard at Loyola Golf Invite
GOODYEAR, Ariz.—The Utah Valley University men's golf team sits atop the 17-team leaderboard at the Loyola Golf Invitational after shooting an 8-under par 280 Sunday at the Palm Valley Golf Club. The Wolverines head into second round play on Monday with a five-stroke lead over second place Missouri.
Three Wolverines rank in the top-10 individually after one round of play. Sophomore JT Timmons sits in a tie for the lead at 5-under par 67. Timmons recorded six birdies on the day, including four on the front nine.
"I'm proud of how the guys battled today," said Utah Valley head coach Chris Curran. "The wind was up and made conditions tough. To have four guys finish at par or better is awesome. JT (Timmons) putted the ball beautifully. We have a lot of golf left to play but we put ourselves in a good spot."
Senior Brayden Eriksen sits in a tie for fifth after shooting a 2-under par 70 with four birdies, including three on the front nine. Senior Michael Dart carded a 1-under 71 to place him in a tie for ninth with two rounds to play.
Freshman Blair Bursey is in a tie for 17th after recording an even par 72. Bursey connected on three birdies on the day. Senior Preston Richards rounded out the scoring for Utah Valley with a 6-over par 78 to sit in a tie for the 72nd spot.
The Wolverines head into second round play on Monday with a five-shot lead over Missouri (285) and a 10-shot advantage over DePaul, who sit in second and third place, respectively.
The Wolverines will continue play at the Loyola Golf Invitational with second round play on Monday. The third and final round will be played on Tuesday. Live scoring will be available on WolverineGreen.com, with links to Golfstat.com.


I did not change anything in any file. What can be the reason of such errors?
You are using an out of date version of get-metar.
Go to saratoga, do not pass go, get any and ALL updates you may require.
Anything going to US gov look-up sites have had their urls changed !


text:
Q: What's "loading" method for $.post()? I'm using $.post method as below to load more products in page. But as I learned
from https://api.jquery.com/jquery.post/ page, it seems there is no method to have `loading' while data is loading.
Is there any other way to show loading?
$(document).ready(function(){
    $(window).bind('scroll',fetchMore);
});

fetchMore = function (){
    var productClass = $("#content > .row > div.product-layout").prop("class");

    if (( $(window).scrollTop() >= $(document).height()-$(window).height()-300 ) && (page <= total_pages)){
        lastpage = (page == total_pages) ? 1 : 0;
        page++;

        $('#moreHolder').text('loading');

        $(window).unbind('scroll',fetchMore);

        $.post('index.php?route=product/productx' + _url + '&page=' + page + '&productClass=' + productClass,
        function(data) {
           if(data.length>10){
                $(data).insertBefore($('#moreHolder'));
                $(window).bind('scroll',fetchMore);
           }
        })
        .always(function() {
            $('#moreHolder').text('');
        });
        ;
    }
}

A: Yes, you can show a loading message when the request begins
$(document).ready(function(){
    $(window).bind('scroll',fetchMore);
});

fetchMore = function (){
    var productClass = $("#content > .row > div.product-layout").prop("class");

    if (( $(window).scrollTop() >= $(document).height()-$(window).height()-300 ) && (page <= total_pages)){
        lastpage = (page == total_pages) ? 1 : 0;
        page++;

        $('#moreHolder').text('loading');

        $(window).unbind('scroll',fetchMore);
        //Here show the message of loading...
        $.post('index.php?route=product/productx' + _url + '&page=' + page + '&productClass=' + productClass,
        function(data) {
           if(data.length>10){
                //And then here hide the message shown before
                $(data).insertBefore($('#moreHolder'));
                $(window).bind('scroll',fetchMore);
           }
        })
        .always(function() {
            $('#moreHolder').text('');
        });
        ;
    }
}

Basically you have to show the message before the request begins and hide it when the request ends or fails
Hope this helps :)

redpajama_set_name: RedPajamaStackExchange


If you're searching for an answer to your health problems that doesn't involve popping pills or a total lifestyle change, then nutrition coach Nicole Caldwell may have some answers. This Friday, Caldwell will be at The Cutting Board Bakery & Cafe in Mesa talking about how food has the power to change your life. The talk will include: 5 Foods You Never Thought Could Boost Your Moods, 5 Foods for Great Moods, Why Being Alkaline Should Matter to You, and Simple Tips for Energizing Your Life. The class starts at 6:30 p.m. and is free to attend, but reservations are required and include a $5 deposit that will count as a $7 credit toward any dine-in dinner entrée the night of the event. For more information, visit The Cutting Board Bakery & Cafe website.
This Saturday, wine and art lovers will converge at the AJ's Summer Wine Spectacular Tasting Event at the Dayton Fowler Grafman Atrium at the Scottsdale Center for the Performing Arts. The event will feature more than 40 wines, each of which will have been rated and selected by AJ's cellar masters. Experts will be on hand to provide recommendations for wine and food pairings and wines will be paired with specialties from AJ's, including artisan breads and cheeses, shrimp cocktail, sushi, sweets, and more. Tickets cost $35 and the event starts at 2 p.m. For more information, visit the SMoCA website.
If you're a seafood lover and haven't yet gone to experience the new Hot N' Juicy Crawfish in Tempe, then there's really no better reason to finally do so than free crawfish. This Saturday, the restaurant will host a grand opening event during which diners will get a free pound of crawfish when they buy one pound. Limit one per customer and only while supplies last. Doors open at noon.
Lola Coffee, Tapas and Wine Bar at The Yard in Central Phoenix wants to show some love to local students for earning good grades during the school year. Anytime between now and June 30, students can bring in their spring 2014 report cards and get a free coffee, muffin, doughnut, or pastry as long as each card shows at least one A . Limit one per student and available only at The Yard.
Last week, Pro's Ranch Market in Phoenix kicked off its Summer Green Chile Roasting Party, which means you can get freshly roasted peppers in stores now and throughout the summer. Pro's Ranch Market is roasting poblano, Anaheim, and jalapeño peppers fresh on the roaster every day. Chile rostisados, or roasted chiles, are fresh peppers roasted over a hot flame that chars the peppers' skins to perfection.


text:
Deshabandu Roshan Siriwardene Mahanama (; born 31 May 1966) is a former Sri Lankan cricketer and a former ICC match referee. He was a key member for 1996 Cricket World Cup winning team for Sri Lanka. He is the first man to have stood as a match referee in a day-night test match in Test history.

In September 2015, Mahanama said that he would step down from the ICC match referee panel at the end of the year; he will spend his time with his family and his businesses. He was regarded as one of the finest match referees at international cricket and was also deemed one of the finest fielders during his playing days. He was popularly nicknamed as the Jonty Rhodes of Sri Lanka. In 2021, he was appointed as one of the members in the selection committee and technical advisory committee panel of Sri Lanka Cricket led by Aravinda de Silva.

School cricket
Roshan began playing cricket at school level representing Nalanda College and went onto captain his school cricket team. He soon rose to prominence as a popular schoolboy cricketer with his unbeaten knock of 145 runs in the Annual Big Match against arch-rivals Ananda College. His performances at school cricket earned him the Observer Schoolboy Cricket of the Year awards for two successive years in 1983 and 1984.

International career
Roshan is the 36th Sri Lankan test cap where he played against Pakistan at Colombo in 1985/86.

Although he averaged less than 30 at Test cricket, he did score four centuries, including a top score of 225 for the Sri Lankan cricket team against India at Colombo, where he shared a then world record second wicket partnership of 576 runs with Sanath Jayasuriya. This record was surpassed in July 2006 as the largest partnership in Test match history by fellow Sri Lankans Kumar Sangakkara and Mahela Jayawardene who put on 624 against South Africa. The partnership between Jayasuriya-Mahanama still stands as the highest partnership for the second wicket in Test cricket.

Roshan Mahanama established himself as stylish opening batsman in the late 1980s & early 1990s under the captaincy of Aravinda de Silva. In the 1992 Cricket World Cup, Roshan Mahanama was selected as opening batsman along with M.A.R. Samarasekera & U.C. Hathurusingha, scoring 59 runs off 89 balls v.s. Zimbabwe, 80 runs off 131 balls v.s. New Zealand & 68 runs off 121 balls v.s. South Africa. He captained the depleted Sri Lankan team at the 1994 Austral-Asia Cup which was held in Sharjah whereas main players such as Aravinda de Silva and Arjuna Ranatunga pulled out of the tournament due to personal reasons. He played a key pivotal role in Sri Lanka's maiden triumph at an ICC Cricket World Cup event which came in 1996 where Sri Lanka crowned as unbeaten winners of the tournament defeating Australia in the final by 6 wickets which was held in Gaddafi Stadium, Lahore.

'Retired hurt' is common parlance in cricket, but that is the name former Sri Lankan cricketer Roshan Mahanama chose for his biography, reflecting his feelings after he was not considered for selection in the ODIs and Tests, following the team's disastrous showing in the 1999 World Cup.

The authorities told Mahanama that he was dropped to groom young talent. But then players older than him found a place, and that hurt the veteran. As a matter of principle and self-respect he decided to retire. These facts are mentioned in the book 'Retired hurt,' penned by noted Australian sports chronicler Ken Piesse, based on 40 hours of taped narration on Roshan's experience on and off the field. He featured in four ICC Cricket World Cup tournaments in 1987, 1992, 1996 and 1999 during his international career and retired from international cricket following the 1999 World Cup.

Match referee
Following his retirement from international cricket in 1999, Roshan Mahanama made the transition into becoming an International Cricket Council match referee. He made his debut as a match referee in the ODI between West Indies and Bangladesh in Kingstown 2004. In the same series, he made his Test debut and to date, he has refereed in 61 Tests. On 21 October 2014 during ODI series between New Zealand and South Africa, Roshan Mahanama entered the elite group of match referees who have officiated 200+ matches.

Mahanama stepped down from the job of being a match referee from international cricket with his last appearance came in the last test match between New Zealand and Australia in 2015. He joined the elite panel in 2004 and has refereed in 61 Tests, 222 ODIs and 35 T20Is till 15 September, including in three World Cups and the 2009 Champions Trophy. Mahanama became the first match referee to serve in a day-night Test match in the history of the game, where the pink ball was used for the first time as well. He also served as a match referee at the 2020 Pakistan Super League and 2021 Pakistan Super League.

Coaching
In 2001, he was appointed as manager and head coach of Sri Lanka A team and Development squad.

International Centuries
As an opener in the first few years at career, Mahanama was later moved to middle order rigid batsmen with the new openers Romesh Kaluwitharana and Sanath Jayasuriya due to the revolutionized batting display gave them the permanent opening positions. Anyway, until retirement, Mahanama has scored 4 Test centuries and 4 ODI centuries.

Outside cricket
He used to run pharmaceutical distribution business in Sri Lanka and also owns several startups including Zamon, an app which enables the consumers to order coffee and food from connected cafes.

He was appointed as the brand ambassador of Hemas Outreach Foundation. In 2017, following the request of Mahanama the Sri Lanka Army sponsored the establishment of Roshan Mahanama Primary School in Vavuniya. In the face of the 2022 economic crisis, Mahanama distributed meals to people waiting in the queue for fuel. He appealed to his fellow citizens to stand up together and care for each other in the face of this extraordinary crisis.

Controversy
In his autobiography Retired Hurt which was published in 2001, he claimed that former Australian fast bowler Glenn McGrath racially abused veteran Sri Lankan opener Sanath Jayasuriya by calling him as "black monkey" during an ODI match between Sri Lanka and Australia in 1996. However, Glenn McGrath and Cricket Australia denied the allegations of racial abuse while McGrath also went onto threaten Mahanama that he would seek legal action against the book's release. Former Australian cricketers Mark Taylor and Steve Waugh also ruled out the allegations calling Mahanama's claim as a publicity stunt.

See also
Elite Panel of ICC Referees

References

External links

President To Honor Sri Lankan Cricketers (1 Nov 1996)
National Awards Conferred by His Excellency the President of Sri Lenka
Deshabandu Roshan Mahanama – a gentleman to his finger tips

1966 births
Living people
Sri Lanka One Day International cricketers
Sri Lanka Test cricketers
Sri Lankan cricketers
Sri Lankan cricket captains
Basnahira North cricketers
Bloomfield Cricket and Athletic Club cricketers
Colombo Cricket Club cricketers
Alumni of Nalanda College, Colombo
Cricket match referees
Wayamba cricketers
Kandurata cricketers
Cricketers at the 1987 Cricket World Cup
Cricketers at the 1992 Cricket World Cup
Cricketers at the 1996 Cricket World Cup
Cricketers at the 1999 Cricket World Cup
Deshabandu

redpajama_set_name: RedPajamaWikipedia


What are the misspellings for theirs?
What are the common mistypes for theirs?
What is the definition of theirs?
What are the quotes for theirs?
What are the rhymes for theirs?
What are the translations for theirs?
What are the common typos for theirs?
The form of the possessive their used alone without a following noun.
This graph shows how "theirs" have occurred between 1800 and 2008 in a corpus of English books.


text:
We dedicated today's meeting to the memory of Torrey McNabb. It is still very difficult for us to comprehend the events of last Thursday and we are left with so many questions. Why this sadistic game of back and forth between the various courts raising hopes and then dashing them? Why does the State choose not to appeal the stay of one, which we appreciated, but then a week or so later clamors for the blood of a man whom Alabama society had failed from the beginning? What is going on with the U.S. Supreme Court? Dare we ask? Justice for all? Show us where we can find it! Definitely not in Alabama!
And then another botched execution! Yes, botched and one would have to say willfully botched because why would the courts grant a hearing into the secret protocol if there were not an issue? It will come too late for Torrey McNabb, as it did for Ron Smith. Does Alabama care? As actions speak louder than words it is obvious that it doesn't.
Amidst this shockingly horrific display of Alabama justice we were uplifted by the stand taken by a man who we respect and admire: Torrey McNabb who refused to allow the State to whitewash murder by playing its execution games. He rejected a last meal, was unafraid, and told Alabama exactly how he felt about it and by doing so spoke for many of us. You will be unforgotten Torrey, especially by us. We are proud that we knew you and we thank you!
Weekly Report from the Board Meeting


Special command to include inline binary objects into a GDL macro.
A set of vertices, vectors, edges, polygons, bodies and materials is read from a special section of the library part file.
These are transformed according to the current transformations and merged into the 3D model.
The data contained in the binary section is not editable by the user.
mode: defines pencolor and material attribute definition usage.
the current PEN and MATERIAL settings have no effect.
3: the stored PEN and MATERIAL settings are used, non-defined materials are replaced by the stored default attributes.
section: index of the binary part, from 1 to 16.
2-16: can be used by third party tools.
elementID: ID of an element of this binary part. This parameter is generated during the import process.
If you open files with a different data structure (e.g., DXF or ZOOM) their 3D description will be converted into binary format.
You can save a library part in binary format from the main Library Part editing window through the Save as… command.
the GDL text of the current library part will be replaced with a binary description.
Hint: Saving the 3D model after a 3D cutaway operation in binary format will save the truncated model.
This way, you can create cut shapes.
You can only save your library part in binary format if you have already generated its 3D model.
you can considerably reduce the 3D conversion time of the item.
On the other hand, the binary 3D description is not parametric and takes more disk space than an algorithmic GDL script.


The Everest rivals Chautauqua, English, Fell Swoop and Redzel are among the nominations for the 2017 Group 2 $200,000 Bowermans Office Furniture Shorts (1100m) at Randwick on Saturday.
Favourite for The Everest, Chautauqua, above, is among the nominations for The Shorts at Randwick. Photo by Steve Hart.
Jockey Brenton Avdulla is very excited to get his first race day feel of the Team Hawkes trained Chautauqua in the Shorts after being booked to ride the brilliant sprinter in the $10m The Everest (1200m) at Randwick on October 14.
"I'm very excited to get the ride and very thankful," Avdulla told The Sydney Morning Herald.
"I haven't opened up the cylinders on him yet, I have to wait until Saturday. I have just given him a couple of quiet trials and I don't ride him trackwork, but he feels like a nice horse, as you would expect. I'm looking forward to Saturday and the Everest.
Chautauqua has had two barrier trials in preparation for his return to the races for a third over 800m at Warwick and a fifth over 1020m at Rosehill for Avdulla who replaces Tommy Berry who has steered the grey flash to victory in the last three runnings of the Group 1 $2.5m Darley T J Smith Stakes over the same course and distance as The Everest.
Berry has taken up duties in Hong Kong and was unable to obtain a release from the Hong Kong Jockey Club to ride in Sydney on October 14.
The Gai Waterhouse and Adrian Bott trained English hold a slot for The Everest and will be out to justify that with a bold first up showing in The Shorts.
English will be facing the stater for the first time since running sixth to Secret Agenda in the Group 1 $1m Robert Sangster Stakes (1200m) at Morphettville on May 6 while the Matthew Dale trained Fell Swoop is also stepping out for the first time since finishing ninth to Redzel in the Group 1 $700,000 Doomben 10000 (1200m) at Doomben during the 2017 Brisbane Winter Carnival.
Redzel is among the nominations for The Shorts and resumed with a sizzling win in the Group 3 $150,000 Concorde Stakes (1000m) at Randwick on September 2 but Team Snowden had indicated that the Snitzel speedster would be heading to Melbourne for the Group 1 $500,000 Moir Stakes (1000m) at The Valley on September 29.


Marketing with Art: Beautify your business with art. We will help you create a one-of-a-kind design with your logo, colors and words that will give your brand a uniqueness that will make your business stand out. This new design can be printed on a variety of products and will be individualized to your business' needs. This is sure to get the attention and visibility your business is seeking.
Custom Products: We will create a custom design with your choice of colors and words that can be printed on many products. These products can then be ordered in large quantities at wholesale pricing or can be sold through an affiliate program.
Licensing and/or Purchasing Art: We can create exclusive designs upon request for just about any use. Repeatable patterns can be used for wall paper, wrapping paper, carpet and fabric. We can also create designs for just about any product that your business is already selling. The ideas for SHIDE A WORDS are limitless. And if you need help, we are here to assist you to create the perfect pattern or design that you are looking for.
One-of-a-Kind Products: If you want to beautify your home or style with a customized a one-of-a-kind item that is not printed but is hand drawn directly on to an item we can do that as well. These items include: bikes, cars, boxes, fedoras and many clothing items currently hanging in your closet.
Current Products: We are open to customizing our existing products. Suggest changing a color of one of our designs or printing it on a different color.