text:
Has the IMF 'bailed-out' of the Greek bail-out
17th August 2015 / EU
The International Monetary Fund (IMF) is major cause of poverty in African countries today. Despite claims that they will reduce poverty in Africa, it is widely accepted that most of the debts, as a cause of poverty in Africa, are due to the policies of the IMF.
Its programmes have been heavily criticized over the years because they result in poverty scenarios most of the time. The IMF polices are very different now from what they were originally intended for. This monetary institution was first formed by 44 nations at the Bretton Woods Conference in 1944 with the goal of creating a stable framework for the post-war global economy.
The IMF in particular, was originally formed to promote steady growth and full employments by offering unconditional loans to economies in crises and establishing mechanisms to stabilize exchange rates and facilitate currency exchange.
Much of these visions never came to reality. Pressure from the US government made the IMF start offering loans based on strict conditions. Critics have said that these policies have reduced the level of social safety and worsened labour and environmental standards in developing countries.
The IMF is now trying to shed its awful reputation as a lender of last resort that resorts to any tactic to profit from citizenry misery. If it doesn't gets its money back in full, it loots state assets. This is what the IMF is famous the world over for.
The IMF can see that the Greek crisis is going to turn into a catastrophe and wants no further participation. The Troika is no longer.
On June 11th The IMF dramatically pulled out of talks with debt-stricken Greece on Thursday after it accused Athens of failing to compromise over labour market and pension reforms.
On July 20th Greece repaid the roughly 2 billion euros ($2.2 billion) it owed to the IMF.
"I can confirm that Greece today repaid the totality of its arrears to the IMF, equivalent to SDR 1.6 billion (about EUR 2.0 billion). Greece is therefore no longer in arrears to the IMF," said Gerry Rice, director of communications at the IMF in a statement on Monday.
Having been paid, the IMF's position is that the most likely outcome for Greece – is that Greece's debts would still be 118% of GDP in 2030, even if it signs up to the package of tax and spending reforms demanded. That is well above the 110% the IMF regards as sustainable given Greece's debt profile, a level set in 2012. The country's debt level is currently 175% and likely to go higher because of its recent slide back into recession. That slide has been cataclysmic – the economy is in meltdown.
IMF documents state that under the baseline scenario "significant concessions" are necessary to improve Greece's chances of ridding itself permanently of its debt financing woes. In other words, the IMF has stated that without massive debt relief there will be no IMF participation in Bailout number three.
The vast majority of the 'mainstream' Western media seem quite convinced that the final deal has already been signed off and already ratified to produce the Greek bailout. It is clear to the Troika that this is no longer a bail-out. It is clear to the IMF that is no longer a bail-out.
Angela Merkel has said that she expects the IMF to take part in a new €86bn (£60bn) bailout for Greece, as the German chancellor prepares to face Bundestag opposition to the package in a vote on Wednesday. In an attempt to reassure sceptical MPs, Merkel said the head of the IMF, Christine Lagarde, would ensure the fund's participation if conditions on Greek pension reform and debt relief were met.
This is a different narrative to Christine Lagarde's. Lagarde is adamant that Greek debt needs a huge 'haircut' in order to make the debt sustainable. If it is not sustainable, the IMF's position is simple – they will not participate. Lagarde cannot be more clear than saying just this weekend – "I remain firmly of the view that Greece's debt has become unsustainable," Lagarde said. She called on Europe to make "concrete commitments … to provide significant debt relief, well beyond what has been considered so far".
Lagarde also said she will not commit the IMF to joining the latest bailout until the board has reviewed the agreement, probably in the autumn. Officials said they want to see more details about reforms, particularly to pensions. The delay will also give unelected European leaders time to consider their stance on a fellow nation state bankrupted by their policies.
Germany holds more Greek debt than any other eurozone country and has repeatedly rejected any "haircut" on what Athens owes, but is also keen to keep the IMF involved in the bailout. Of course.
German finance minister Wolfgang Schäuble reiterated his opposition to an outright writedown of the face value of Greek debt in an interview with Deutsche Welle published on Saturday. He said the scope for milder forms of debt relief, like extending debt maturities, was "not very big", Reuters news agency reported. Stubble's pathetic attempt to elongate Greece's intergenerational pain was consigned to the file marked "B".
The IMF responded and taken an equally hard line, warning that, without an "explicit and concrete agreement" on debt relief, the fund will NOT participate in a new bailout.
The IMF is batting for the Greeks as the world watches Germany beat Greece whilst it is on its knees.
Lagarde does not believe that Germany will accept a loss on its massive loans to Greece. The German people will not either. Merkel is in deep trouble. Lagarde will lose face if she backs down on behalf of the IMF. She is still very well connected with EU ministers, she knows just how bad this deal really is and they stand to lose considerably as Germany will continue to loot Greece until there is nothing left to take.
In the meantime, Germany wants to keep Greece in the union and paying the interest on its debts, but they don't want to have to tell their citizens that they will be helping to bail out the Greeks. So German officials would be happy with a Greek bail-in. And they would also be happy to turn over assets of wealthy Greeks who put their money in German banks who put it there for safe keeping. Cyprus 2.0
Syriza, the new Greek government that intended to rescue Greece from austerity, has come a cropper. The government relied on the good will of its EU "partners," only to find that its "partners" had no good will.
The Greek government did not understand that the only concern was the bottom line, or profits, of those who held the Greek debt.
US lobbying attacks EU's flagship 'precautionary principle' protection legislation
IMF Report Points To Financial Dangers Lurking Beneath Global Growth
IMF Head Predicts the End of Banking and the Triumph of Cryptocurrency


text:
<?php

namespace app\models;

use Yii;

/**
 * This is the model class for table "request".
 *
 * @property integer $req_id
 * @property integer $user1_id
 * @property integer $user2_id
 * @property string $req_type
 * @property string $date
 *
 * @property User $user2
 * @property User $user1
 */
class Request extends \yii\db\ActiveRecord
{
    /**
     * @inheritdoc
     */
    public static function tableName()
    {
        return 'request';
    }

    /**
     * @inheritdoc
     */
    public function rules()
    {
        return [
            [['user1_id', 'user2_id', 'req_type', 'date'], 'required'],
            [['user1_id', 'user2_id'], 'integer'],
            [['date'], 'safe'],
            [['req_type'], 'string', 'max' => 255]
        ];
    }

    /**
     * @inheritdoc
     */
    public function attributeLabels()
    {
        return [
            'req_id' => 'Req ID',
            'user1_id' => 'User1 ID',
            'user2_id' => 'User2 ID',
            'req_type' => 'Req Type',
            'date' => 'Date',
        ];
    }

    /**
     * @return \yii\db\ActiveQuery
     */
    public function getUser2()
    {
        return $this->hasOne(User::className(), ['id' => 'user2_id']);
    }

    /**
     * @return \yii\db\ActiveQuery
     */
    public function getUser1()
    {
        return $this->hasOne(User::className(), ['id' => 'user1_id']);
    }

    /**
     * @inheritdoc
     * @return RequestQuery the active query used by this AR class.
     */
    public static function find()
    {
        return new RequestQuery(get_called_class());
    }
}

redpajama_set_name: RedPajamaGithub


You can use the Voice Mail block in the Assisted Service phase to route calls to voicemail.
You can sequentially add multiple Voice Mail blocks with different settings, so that if routing fails, the next block is used. When a Voice Mail block successfully routes the call to voicemail, the application moves to the Finalize phase, ignoring any subsequent blocks in the Assisted Service phase.
Select the voicemail number to which you want to route the call.
Retrieved from "https://docs.genesys.com/Documentation:DES:Help:VoiceMail:current (2019-04-25 15:31:02)"


Marcel P Black links up with St. Louis emcee Tef Poe for the latest release from Marcel's forthcoming Cry Freedom album. Joe On The Track, who produced the entire project, samples the unforgettable Terrible Tom theme song from the 1975 film "Boss N*****" which starred Fred Williamson and D'Urville Martin.
For those familiar with the movie, they would know that the pairing of Marcel and Tef Poe works perfectly. If the first single from the album, "Where I Stay", is Marcel's declaration of where he comes from, "Boss" is the complementary track for where he's headed and who he's bringing with him. This track definitely has that throw back Dead Prez feel to it, so you know the nod and repeat factors here are on 10. Both emcees come from the front lines when it comes to fighting police brutality against black men and women and as Marcel points out they are willing to take the fight all the way to the white house. If you are like me and grew up a fan of Public Enemy, PRT, Paris, The Coup, etc then "Boss" is not up your alley, it is your alley. I am definitely looking forward to what else is in store when Cry Freedom drops this summer.


Do you know this company? Do you have positive or negative experience with CAL PLATE ONE INC.? Rate the company and help other users.
CAL PLAZA II OFFICE REALTY, INC.
CAL PLEATING & STITCHING, INC.
CAL PLUMBING & FIRE SUPPRESSION, INC.
CAL PLUMBING & HEATING INC.
CAL PLUS FOREST PRODUCTS, INC.
CAL PLASTICS & SIGNS INC.
CAL PIMA COTTON COMPANY, INC.


A NEW breast cancer drug shown to reduce the risk of cancer recurrence will soon be made available in Australia, New Zealand and throughout South-East Asia, following a key license deal between Specialised Therapeutics Asia (ST Asia) and US biopharmaceutical company Puma Biotechnology, Inc. (NASDAQ: PBYI).
Under the terms of the exclusive arrangement, Specialised Therapeutics will market the drug NERLYNX® (neratinib) throughout the Asia-Pacific, beginning with Australia, Singapore, Malaysia and Brunei.It will be available to women with early-stage, HER2+ breast cancer following standard of care adjuvant chemotherapy and 12 months of trastuzumab-based therapy.
Commercial terms of the agreement are not being disclosed, but Puma will receive an upfront payment as well as milestones and other payments on NERLYNX sales in all ST Asia regions.
NERLYNX is the first treatment to be FDA approved for extended adjuvant therapy in early-stage HER2+ breast cancer following adjuvant trastuzumab-based therapy.
Principal trial investigator, Professor Arlene Chan, said the availability of NERLYNX in Australia and other regions was an important step forward in further reducing recurrence in HER2+ early breast cancer.
"This is a drug that provides a potential cure for some women who may otherwise have had a recurrence," she said.
"Despite the clear proven benefit of standard of care chemotherapy and trastuzumab therapy, one in four women diagnosed with early-stage HER2+ breast cancer can still have a relapse within five years.
"This drug will now prevent some of those women from experiencing that recurrence.
Specialised Therapeutics Chief Executive Officer Carlo Montagner said NERLYNX was a valuable inclusion to the company's expanding oncology portfolio.
"We are thrilled to be able to provide this therapy to women in our regions, working in collaboration with our new international partner, Puma Biotechnology," he said.
President and CEO of Puma Biotechnology Alan H. Auerbach said this license agreement demonstrates the commitment to bringing NERLYNX to patients around the world.
"We are confident this new partnership with ST Asia will ensure all appropriate patients in the region can access this new medicine at the earliest opportunity," he said.
NERLYNX is an oral medication taken after chemotherapy and after 12 months of treatment with a trastuzumab-based therapy, which is the global standard of care.
NERLYNX (neratinib) is an irreversible tyrosine kinase inhibitor that blocks signal transduction through the epidermal growth factor receptors, HER1, HER2 and HER4.
NERLYNX is the first HER2-targeted medication approved by the US Food and Drug Administration (FDA) as extended adjuvant treatment for early-stage HER2-positive (HER2+) breast cancer, for patients who have previously been treated with the medicine trastuzumab following surgery (i.e., adjuvant trastuzumab-based therapy).
The ExteNET trial was a double-blind, placebo-controlled, Phase III trial of neratinib versus placebo after adjuvant treatment with trastuzumab (Herceptin) in patients with early-stage HER2-positive breast cancer.
The ExteNET trial randomized 2,840 patients in 41 countries with early-stage HER2-positive breast cancer who had undergone surgery and adjuvant treatment with trastuzumab. After completion of adjuvant treatment with trastuzumab, patients were randomised to receive extended adjuvant treatment with either neratinib or placebo for a period of one year. Patients were then followed for recurrent disease, ductal carcinoma in situ (DCIS), or death for a period of five years after randomisation in the trial.
The primary endpoint of the trial was invasive disease free survival (iDFS). The trial demonstrated that after a median follow up of 5.2 years, treatment with neratinib resulted in a 27% reduction of risk of invasive disease recurrence or death versus placebo (hazard ratio = 0.73, p = 0.008). The 5-year iDFS rate for the neratinib arm was 90.2% and the 5-year iDFS rate for the placebo arm was 87.7%.
A secondary endpoint of the trial was invasive disease free survival including ductal carcinoma in situ (iDFS-DCIS). The trial demonstrated that treatment with neratinib resulted in a 29% reduction of risk of disease recurrence including DCIS or death versus placebo (hazard ratio = 0.71, p = 0.004). The 5-year iDFS-DCIS rate for the neratinib arm was 89.7% and the 5-year iDFS-DCIS rate for the placebo arm was 86.8%.
The safety results showed the most frequently observed adverse event for the neratinib-treated patients was diarrhoea, with approximately 40% of the neratinib-treated patients experiencing grade 3 or higher diarrhoea (1 patient (<1%) had grade 4 diarrhoea).
Puma is conducting the Phase 2 CONTROL study investigating a structured prophylactic regimen of loperamide for the first 1-2 cycles of neratinib therapy. Emerging data suggest that loperamide prophylaxis reduces the incidence, severity and duration of neratinib-associated diarrhoea as compared with events observed in ExteNET.
Puma Biotechnology, Inc. is a biopharmaceutical company with a focus on the development and commercialisation of innovative products to enhance cancer care. The Company in-licenses the global development and commercialisation rights to three drug candidates — PB272 (neratinib (oral)), PB272 (neratinib (intravenous)) and PB357. NERLYNX is approved for commercial use by prescription in the United States as extended adjuvant therapy for early stage HER2-positive breast cancer following adjuvant trastuzumab-based therapy and is marketed as NERLYNX.
Currently, the Company is primarily focused on the commercialization of NERLYNX and the continued development of its other advanced drug candidates directed at the treatment of HER2-positive breast cancer. The Company believes that NERLYNX has clinical application in the potential treatment of several other cancers that over-express or have a mutation in HER2.
Headquartered in Singapore, Specialised Therapeutics Asia Pte Ltd (ST Asia) is an international biopharmaceutical company established to provide pioneering healthcare solutions to patients throughout South East Asia, as well as in Australia and New Zealand.
ST Asia and its regional affiliates collaborate with leading global pharmaceutical and diagnostic companies to bring novel, innovative and life changing healthcare solutions to patients affected by a range of diseases. ST Asia is committed to making new and novel therapies available to patients around the world, targeting diseases where there remains an unmet medical need. STA's broad therapeutic portfolio currently includes novel agents in oncology, haematology, neurology, ophthalmology and supportive care.
Martin M. et. Al. ESMO 2017. Oral Presentation #1490.


text:
As the day unfolded: Victoria records just 28 COVID-19 cases in lowest daily new case tally in almost 3 months; state's regional areas reopen as Australian death toll jumps to 832
Our live coverage of the coronavirus pandemic is free for all registered readers. Please also consider supporting our journalism with a subscription.
By Matt Bungard and Mary Ward
Updated September 17, 2020 — 8.04pm first published at 6.56am
Regional Victorians can leave home for any reason and have a "household bubble" of five visitors under eased restrictions in place from this morning. In turn, NSW has eased restrictions on the Victorian border, increasing the size of its border zone and allowing travel within the zone for any purpose.
Victoria recorded 28 new coronavirus cases on Thursday and eight deaths. Elective surgery in the state will resume today.
There were five new coronavirus cases in NSW, of which one is a case on the Victorian border under investigation. Patron caps on stadiums will double to 50 per cent of usual capacity in October after relaxed restrictions were announced.
The federal government is pushing states to increase international arrivals from 4000 to 6000 a week. But WA's Premier claimed he has never been formally pitched the proposal and NSW's said she would only increase her cap if Queensland and WA doubled their intake.
There have been more than 29.6 million coronavirus cases worldwide since the start of the pandemic, with India becoming the second country to pass 5 million cases on Wednesday. The global death toll has passed 937,000.
Posts area
8.04pm on Sep 17, 2020
We are closing the blog for the evening
Thanks for reading. This is Matt Bungard signing off.
This is what you need to know from today:
Australia had 35 new cases today, 28 of which were in Victoria.
Infections are slowing to such an extent in Melbourne that the 14-day average for new cases may be in the 20s in about 10 days, leading epidemiologists say.
The global death toll passed 940,000, and cases have passed the 29.8 million mark.
Party planners have been told to keep their Christmas and New Year's eve celebrations to a maximum of 20 people, as the NSW Premier warned to prepare for the "worst-case scenario".
Several hours of evidence from former police Chief Commissioner Graham Ashton at the hotel quarantine inquiry on Thursday failed to reveal who first proposed using private security guards in Victoria's botched hotel quarantine system.
Queensland Premier Annastacia Palaszczuk has tested negative for COVID-19 after her office denied she was being tested in the first place.
A plan to manage the risk of COVID-19 in the Victorian disability sector wasn't activated until the second wave of the coronavirus was near its peak.
The Australian death toll rose to 832.
Click here to read our live coverage from Friday, September 18, 2020.
Indonesia reports 3,635 new coronavirus infections, 122 deaths
Indonesia reported 3635 new coronavirus infections on Thursday, bringing the country's total number of cases to 232,628, the health ministry's website showed.
The ministry also reported 122 additional deaths from the virus, bringing the total number of fatalities to 9222, the highest in Southeast Asia.
The Philippines' health ministry on Thursday reported 3375 new coronavirus infections and 53 additional deaths.
In a bulletin, the ministry said total confirmed cases in the Philippines have reached 276,289, the most in Southeast Asia, while deaths have increased to 4785.
WHO expert says world mustn't turn COVID-19 into 'political football'
The World Health Organisation's top emergency expert, asked on Thursday about contradictory remarks by President Donald Trump and US health officials, said that it was important for all countries to have "consistent messaging" for their public.
Trump took exception on Wednesday to comments from the director of the US Centers for Disease Control and Prevention, Robert Redfield, who said a vaccine for the novel coronavirus could be broadly rolled out in mid-2021 and that masks might be even more effective.
"It is important that we have consistent messaging from all levels, and it's not for one country or one entity; consistent messaging between science and between government," WHO's Mike Ryan said in response to a question at an event marking World Patient Safety Day.
"What is important is that governments, scientific institutions, step back, review the evidence, and give the most comprehensive easy-to-understand-and-digest information so that people can take the appropriate action," Ryan said.
"It's understanding the confusion, it's understanding their concern, it's understanding their apprehension. And not laughing at it and not turning that into some kind of political football."
NSW cases steady over past week
As overall case numbers trend sharply downwards in Victoria, the small number of new cases in New South Wales each day has remained relatively steady.
Over the past eight days, there have been no more than 10 cases on any day, and no fewer than four - as this graphic displays:
Over that time span, there has been an average of 7.25 new cases in New South Wales per day.
Hotel quarantine wraps up for the day
Evidence is done for the day at Victoria's inquiry into the state's hotel quarantine failures.
The keenly anticipated appearances of Victoria Police Chief Commissioner Shane Patton and his predecessor Graham Ashton took the inquiry well into overtime.
Here's a wrap-up of what happened:
Mr Ashton said while he agreed the security guards idea seemed to make sense as part of the hotel quarantine plan he repeatedly and strongly denied the idea had come from police.
He testified that he had asked Emergency Management Victoria Commissioner Andrew Crisp at one point in a pivotal meeting to confirm that police would support private security guards in hotel quarantine. "He said quite quickly, yes that's the plan, it won't be police, it'll be private security," Mr Ashton said.
Text messages Mr Ashton sent to Australian Federal Police Commissioner Reece Kershaw and Chris Eccles, the secretary of the Department of Premier and Cabinet on March 27, the day hotel quarantine was announced, were shown to the inquiry. The conversations included him asking Mr Kershaw: "Mate. Question. Why wouldn't AFP Guard people At The hotel?"
Mr Patton made a note in his diary in the crucial days leading up to the quarantine program starting on March 29 saying: "ADF available r.e hotels static guarding of those sites."
He also said he did not receive a request for a 24/7 police presence in the quarantine hotels in the program's initial stages. If an official request had been made "we would have dealt with it and engaged and risk assessed".
You can read the full coverage of the day, as it happened, here
David Jones boss admits it has 'too many stores' as losses deepen
By Dominic Powell
The head of struggling department store David Jones has admitted the company has "too many stores" and has stepped up plans to shut some and shrink its network by 20 per cent as losses are deepening in the COVID-19 crisis.
David Jones is accelerating its plans to shut down stores. Credit:Paul Rovere
Roy Bagattini, the former Levi's boss who was recently appointed to head David Jones' South African parent company Woolworths Holdings, told The Age and The Sydney Morning Herald the upmarket department store chain was "overstored" and customers could expect a number of closures in the next 24 months.
"There's no doubt we have too many stores for what I think our business purpose is in Australia," Mr Bagattini said on Thursday in a telephone interview.
"It is overstored ... and I would expect to see a level of reduction coming through."
'ADF available': Police chief diary note contradicts Andrews on military
By Tammy Mills and Michael Bachelard
Diary notes made by Police Chief Commissioner Shane Patton seem to directly contradict comments to Parliament by Victorian Premier Daniel Andrews that the Australian Defence Force was not offered as part of the state's hotel quarantine system.
One note in Mr Patton's diary in the crucial days leading up to the quarantine program starting on March 29 says: "ADF available re hotels static guarding of those sites".
Chief Commissioner Shane Patton. Credit:The Age
Mr Patton said he can't remember the actual conversation that led to the note, but the words starkly contradict Mr Andrews' comments to Parliament's public accounts and estimates committee on August 11 that: "I think it is fundamentally incorrect to assert that there was hundreds of ADF staff on offer and somehow someone said no. That's not, in my judgment, accurate."
The hotel quarantine inquiry has previously heard evidence that in crucial meetings on March 27 and March 28, Victorian officials, including police and public servants, decided to use the ADF for planning purposes only with no "boots on the ground".
Queensland border opening 'done deal' says Flight Centre boss
By Lydia Lynch
Flight Centre's boss believes Queensland will soon have no choice other than to open borders regardless of the coronavirus infection rates, or the state will be isolated from the rest of the country.
Flight Centre chief executive Graham Turner with one of the "captains" that greet visitors to the group's stores. Credit:Paul Harris
Graham Turner issued the warning as the business community and airlines called for more clarity on Queensland's approach to border restrictions.
"I think it is already a done deal that the borders with New South Wales will be opened," he said.
"As soon as the Northern Territory and South Australia are opened to the ACT and Sydney, Queensland won't have any choice but to open up regardless of the infection rates, or they will have to be closed to the rest of Australia."
The Northern Territory will lift its 14-day quarantine requirement for residents of greater Sydney from October 9, while South Australia scrapped hotel isolation rules for travellers from ACT on Tuesday.
Queensland will review its border restrictions at the end of the month, but a peak business group has pleaded for the date to be moved forward.
Pandemic likely cause of drop in prisoner numbers
By Fergus Hunter
Prisoner numbers across the country dropped between April and June, with coronavirus restrictions thought to be the cause.
Newly released data from the Australian Bureau of Statistics shows the number of prisoners entering the system fell 17 per cent to 14,624 nationwide in the June quarter.
This compares with 16,999 in the same period last year. Average daily prisoner numbers were down 5 per cent to 41,784 - the smallest prison population since 2017.
This was mainly driven by NSW, where numbers declined 8 per cent to 12,813. In Victoria, numbers were down 8 per cent to 7509.
Community corrections orders also dropped over the period.
In a statement, the director of the ABS National Centre of Crime and Justice Statistics, William Milne, said the decreases might be due to restrictions put in place by governments in response to the pandemic.
The measures have had a significant impact on crime rates.
South-east Melbourne cluster grows
By Paul Sakkal
A cluster of cases in the south-eastern local government area of Casey has grown to 34 cases, 33 of which are active.
Of today's 28 cases in Victoria, five were linked to a growing group of cases mainly around Hallam and Narre Warren.
"There's a number of households ... but we are looking into that and trying to find out where everyone has been so we can make sure the transmission chains are controlled," Allen Cheng, the state's Deputy Chief Health Officer, told reporters on Thursday.
Only one additional case in the past 24 hours was linked to Footscray Hospital, taking the total number of cases in the outbreak to 13.
Active cases in the state dropped by about 50 to 947, of which 464 are related to aged care outbreaks. About 150 healthcare workers remain infected.

redpajama_set_name: RedPajamaCommonCrawl


BMG is a Global Multinational Full Stack Marketing Digital Agency focused on Merchant Services, Digital Marketing, and Innovation Services. Our goal is to create personalized experiences that drive results across all Digital Marketing Channels. We enable ambitious brands to build their Digital Future in Merchant Services (Amazon/eBay), Pay-Per-Click, Content Optimization, Social Media and Innovation & Enterprise Development.
Dream Beyond. Create Your Digital Future at BMG.


text:
Using our mobile app? Be sure to check for any new app updates to receive any enhancements.
Mary Elizabeth Dallas
Scent of a Woman: Fertile Females Smell Better to Men
MONDAY, Sept. 17, 2018 (HealthDay News) -- New research suggests there is no perfume a man loves more than the scent of a fertile woman.
Researchers in Switzerland determined that women who are the "fittest" for reproduction have a distinctive scent that makes them particularly appealing to men.
"Women with high estrogen and low progesterone levels are most attractive to men in an olfactory sense," said study leader Daria Knoch, from the social psychology and social neuroscience department at the University of Bern.
Knoch added that these hormone levels signal high fertility, suggesting that men are more attracted to women who can reproduce successfully.
The study involved 28 women and 57 men. The women were asked to follow strict guidelines to isolate their scent and minimize any outside influence from things like detergents, soaps, alcohol or spicy foods.
The women were also told to avoid hormonal contraceptives, to sleep alone and use unscented products during the study period. When the women were most fertile, they collected their scent overnight by placing cotton pads in their armpits.
The men included in the study were asked to sniff these cotton pads in a lab and rate their smell on a scale of 0 to 100. The researchers also collected saliva samples from the women to measure their hormone levels.
The investigators also considered other factors that could influence a woman's scent, including the stress hormone cortisol and genes that affect the immune system.
According to study author Janek Lobmaier, "Several studies postulate that the choice of a partner is based on the man and woman having a different immune system, so that children are given the best possible defense against pathogens from birth." Lobmaier is with the social psychology and social neuroscience department at Bern.
The findings showed that only reproductive hormones affected the attractiveness of the female scent.
"Reproductive hormones are indicators of a woman's fertility. And the higher their levels are, the more attractive the woman is to men," Lobmaier said in a university news release.
The study authors pointed out that previous research has also shown that estrogen has a positive effect on how visually attractive women are to men.
The new findings were published recently in the Proceedings of the Royal Society B journal.
The American Psychological Association has more about hormones and sexual attraction.
SOURCE: University of Bern, news release, Sept. 11, 2018
Health News is provided as a service to Medicine Shoppe Pharmacy site users by HealthDay. Medicine Shoppe Pharmacy nor its employees, agents, or contractors, review, control, or take responsibility for the content of these articles. Please seek medical advice directly from your pharmacist or physician.
Hormones: Female
Love / Sex / Relationships: Misc.
Sensory Problems
Our commitment to patient care and health is priority one here at Medicine Shoppe Pharmacy.
We believe in the value of providing personalized service and quality products.
Medicine Shoppe Pharmacy
304 South Commercial Street, Harrisburg, IL 62946


WordPress.org blog is good. If you don't have any technical experience, then go for a wordpress.com blog, which is hosted at wordpress itself. This is much easier to setup but limits the amount of customisation that you can do and does mean that you can't add any widgets, which is the most fun bit really. If you don't want to go down the WordPress route then you could try a blogspot/ blogger blog (similar to wordpress.com in hosting/ customisation). I'd go with WordPress because i know what it can do and how reliable it is, and i'd use a hosting company like Dreamhost.com who are brilliant for hosting wordpress sites.
Tough question Emily, not sure but i think WordPress is your best bet. I'd need to check if it can handle the character set that you need specifically, but i know various people have posted to this blog in Japanese character sets and i can see them fine, so i would imagine that wordpress is double byte enabled (this means it can handle all characters from western and eastern languages). Best bet is to install wordpress and give it a try!


text:
Q: Unviewable videos on Ubuntu 18.04 and Chromium After a clean install of Ubuntu 18.04 I have serious problems with Chromium web browser an video streaming. Every few seconds of video playback whole system freezes for a couple of seconds, eating CPU cycles and repeating again and again.

*

*Processor: Intel i7-6500U with integrated HD Graphics 520.

*Same problem with Xorg and Wayland, but with Wayland is significantly worse.

*It happens with and without full screen viewing.

*I am using standard gnome shell, but same problem with Ubuntu default one.

*It is a system freeze not an Internet connection issue.

*Firefox freezes too. Not as bad as Chromium, but it definitively does.

How can I solve this?

redpajama_set_name: RedPajamaStackExchange


text:
/*
  This code has a placeholder sheet that allows users to move a single sheet and the views in other drawings
  will update.
  YOU NEED TO USE THIS WITH THE REVIT FILE CALLED THE SAME NAME IN THIS FOLDER!!
*/

		public void Ex08Op_PlaceMoveViewsOnSheets()
		{
			//sets the variable to the active document
			Document doc = this.ActiveUIDocument.Document;
			//creates an empty viewport object
			Viewport vpe = null;

			//collection to get the current viewports in our project
			var fcoll = new FilteredElementCollector(doc).OfCategory(BuiltInCategory.OST_Viewports)
				.WhereElementIsNotElementType().ToElements();

			//goes through the viewports and the gets the drafting view called Placement Setup
			foreach (Element e in fcoll)
			{
				Viewport vp = e as Viewport;
				if(vp != null)
				{
					//gets the Viewport name which is the drafting sheet name
					string svp = vp.get_Parameter(BuiltInParameter.VIEWPORT_SHEET_NAME).AsString();

					if( svp == "Placement Setup")
					{
						vpe = vp;
						break;
					}
				}
			}
			//gets the centre location of the viewport cropbox or boundary area (becareful with this!!
			//If views are not the same size when place they will not align
			XYZ plcLoc = vpe.GetBoxCenter();

			//collection to get the single legend in the project
			var lcoll = from elem in new FilteredElementCollector(doc)
				.OfClass(typeof(View))
				         let type = elem as View
				         where type.ViewType == ViewType.Legend
				         select type;

			//get the elementid of the single legend (Won't work if you have more then 1 legend)
			ElementId lid = lcoll.Select(elid => elid.Id).FirstOrDefault();

			//collector to get all the sheets in the project
			var sheetColl = new FilteredElementCollector(doc).OfCategory(BuiltInCategory.OST_Sheets)
			.WhereElementIsNotElementType().ToElements();

			//starts the transaction
			using (Transaction t = new Transaction(doc, "Place Legends"))
			{
				t.Start();

			//cycles through the sheets in the collection
			foreach (ViewSheet vs in sheetColl)
			{
				//set a placeholder element to null
				Element evp = null;
				//gets a list of all the elementid's of the viewports on a sheet
				ICollection<ElementId> vpcoll = vs.GetAllViewports();
				//checks if viewports exist
				if(vpcoll.Count == 0)
				{
					//if no viewports exists creates a sheet
					Viewport.Create(doc, vs.Id, lid, plcLoc);
				}
				//else if viewports exist runs the next code
				else
				{
					//cycles through the elementid's of the viewports collected
					foreach (ElementId vpid in vpcoll)
					{
						//gets the placeholder from above and puts an element inside it
						evp = doc.GetElement(vpid);
						//sets the element as a Viewport object i able
						Viewport vp = evp as Viewport;
						//checks if the elementid is a valid viewport object otherwise doesn't work
						if (vp != null)
						{
							//gets the name of the legend with a built in category
							string svp = vp.get_Parameter(BuiltInParameter.VIEW_NAME).AsString();
							//checks if the view is already on the sheet
							if(svp == "Placement View")
							{
								//if the names line up moves the legends to the updated position
								vp.SetBoxCenter(plcLoc);
							}
						}
					}
				}
			}
			t.Commit();
			}
		}


It's big, it's bad, and it's out of beta. Minecraft finally released in full last month with a number of changes to it's core formula. Now I can finally give full review to a game that we've all been playing for so long.
Minecraft is at once a sandbox building game, a survival horror game, and an online world for you and your friends to explore, decorate and decimate. I, probably like many, started offline in my own little world. The first night used to be a terrifying thing (ask Beta about spending hers in a tiny hole, burning wood in a furnace for light, pre-charcoal). Nowadays you can gather wool to make a bed and sleep the night away, taking away that thrill. Of course, if you make a mistake building your bedroom, prepare for visitors.
Mining up ore, stone, and other materials is obviously a huge part of the game. Using them craft tools and different useful objects is another. When you start finding rarer materials deep underground you really get an appreciation for all the flexibility you have in the crafting system. However, it's when you put tools, materials, and crafted goods together to make the world your own that the game's genius truly shines. Whereas once there were only a few objects to build, you can now use the likes of pistons, note blocks, and redstone to put together a lavish entrance way to your new fortress/home/hole in the ground.
Building yourself somewhere to call home is paramount as the night is filled with bad things that would love to eat/shoot/explode you. From the run-of-the-mill zombies to the enigmatic and building-wrecking endermen to the ever-annoying creeper you have your hands full with these bumps in the night. My biggest gripe is that the sun, which burns up most all of the baddies, doesn't do diddly squat to the damned creepers – more on my pains with them in a minute.
With some lava, some water and some know-how you can travel to the Nether via a portal. This is a deadly, deadly place, Minecraft's answer to Hell. Once bad enough with zombie pigmen and ghasts – explosive fireball shooting jellyfish of doom – there are now a host of new baddies to watch out for, like blazes and magma cubes. The benefits of going to the Nether are using it as a fast-travel method (distances in the Nether are multiplied 8x when you return to the normal world) and materials you can't get anywhere else like the awesome glowstone.
Playing solo is fun, if a little boring, so you'll probably get the urge to go online and play on a server. I run one for Omega, Beta and I and I can say with confidence that for me it has made the solo experience nearly obsolete. Why risk your neck underground by yourself when you could have someone watch your back? Building cooperatively is also more fun, if more chaotic. When Omega and I built our castle it was a bit of a touch-and-go operation at the start as neither of us really had a grand vision for the thing. We were just slapping down blocks left and right, hoping that our combined works would produce something beautiful (surprise – they did not).
Patch 1.0 – the full release version – has brought with it some new features. There are now enchantment tables, potion brewing stands, and a new realm called the End, which has a very dangerous dragon as it's primary denizen. The experience orbs that were added prior now fuel the enchantment system and are now fun to accrue and use.
The down side to the full release, at least for me, is that the monsters seem to be a little more rampant. When I logged onto our world one night I saw, in the front of our castle, a hole. In front of the hole, was a crater. Around the crater, trying to mosh in the hole, were five creepers. Apparently a creeper had caught Omega out and blew him up trying to reenter the castle. I slapped dirt in the hole as a stopgap and proceeded to head upstairs to shoot the creepers from another floor. After killing an enderman en route through the building, I sniped four of the creepers as the fifth wandered off. I turned back to go downstairs again and saw a creeper coming up the stairs. At what point did the creeper breeding season kick in?? I fought six in the span of a few minutes, just in front of and inside of my own well-lit house. That's not right.
Minecraft is, as I once argued, what you make of it. Find some friends or get a good solo world going and it's some of the most fun you can have on the PC this year. If you're not creative minded or need the game to guide you through and give you explicit reasons for where you are and what you're doing, you'll find no fun here. For the staff here at AAGH, myself included, we like it.
I like Minecraft a lot and yes, Creepers are damn annoying. I have nothing to add to the review really, but do want to note something from my own experience. I some cases with massively adding or removing lines from some material, it did get a bit crazy on my sight. With the mass adding which I did for some big project, I got 'tunnel vision' and felt a bit light in the head. Had to take a break from it.
With mass removal of stuff in the same way, I didn't get 'tunnel vision' but it did get pretty annoying on the eyes. This may just be me, but it was a less pleasant experience I had in Minecraft.


Abstract—Reversible logic design has become one of the promising research directions in low power dissipating circuit design in the past few years and has found its application in low power CMOS design, digital signal processing and nanotechnology. This paper presents the efficient design approaches of fault tolerant carry skip adders (FTCSAs) and compares those designs with the existing ones. Variable block carry skip logic (VBCSL) using the fault tolerant full adders (FTFAs) has also been developed. The designs are minimized in terms of hardware complexity, gate count, constant inputs and garbage outputs. Besides of it, technology independent evaluation of the proposed designs clearly demonstrates its superiority with the existing counterparts.
Index Terms—Reversible Logic, Parity Preserving Reversible Gate, FTFA, Carry Skip Adder, VBCSL.
Md. Saiful Islam is with the Institute of Information Technology, University of Dhaka, Dhaka-1000, Bangladesh. (phone: +8801911489986;e-mail: saiful@iit.du.ac.bd).
Muhammad Mahbubur Rahman is with the Dept. of Computer Science and Engineering, American International University-Bangladesh,Dhaka-1213, Bangladesh. (e-mail: mus_mahbub@hotmail.com).
Zerina Begum is with the Institute of Information Technology, University of Dhaka, Dhaka-1000, Bangladesh. (e-mail: zerin@univdhaka.edu).
Mohd. Zulfiquar Hafiz is with the Institute of Information Technology, University of Dhaka, Dhaka-1000, Bangladesh. (e-mail:jewel@univdhaka.edu).
Cite: Md. Saiful Islam, M. M. Rahman, Zerina Begum and M. Z. Hafiz, "Fault Tolerant Variable Block Carry Skip Logic (VBCSL) Using Parity Preserving Reversible Gates," International Journal of Computer and Electrical Engineering vol. 3, no. 1, pp. 1-7, 2011.


What kind of storage array do you need?
Storage has a great effect on virtual desktop performance, so deciding what kind of storage system you want for VDI is a critical task.
From direct-attached to solid-state drives to shared storage, there are many ways to implement storage in a virtual desktop infrastructure (VDI). Plus, there are newer methods involving flash and hybrid appliances.
In this guide, find resources for evaluating the best storage option for your environment, improving performance, obstacles IT might face and the latest advancements in storage for VDI.
No one wants to wait for applications to launch, so strong virtual desktop performance is a must. SSDs and inline deduplication can help solve performance drag. Read how IT can get performance up to par, and how one organization kept up with high write IOPS requirements.
VDI is a technology that has room to expand, and storage vendors are getting on board. VMware introduced its Virtual SAN offering for VDI, while multiple hybrid storage options have popped up to aid VDI environments. Go beyond the SAN and learn how server-based storage is evolving.


If you are looking for Computer Science tutors for College Level in Pune, LearnPick can help. We have a large number of experienced teachers and instructors, who can help you taking classes and lessons for Computer Science tutors for College Level. Both one to one and group class options are available near your place or online. View the profiles of the teachers and trainers detailing their qualification, expertise, teaching techniques, hourly rates and availability. Post your requirement for free and find an excellent tutor.
16 years Experience in Teaching Maths & Science .
Qualification: M.Sc in Computer Science) & B.E.
Looking for Computer Science Tutor in Pune?
Looking for Computer Science Tutors in Pune?


Normal opening hours are Monday to Friday 8.30am-5pm, with late night opening on a Tuesday and Wednesday until 7.30pm.
If you are a registered patient emergency treatment is available during normal surgery hours. Please call 01467 530575 to arrange an appointment.
If you are not registered with the practice to find out about provision of NHS emergency services in the area please phone NHS Grampian DIAL on 0345 45 65 990.
For all out of hours emergencies patients should call NHS 24 on 111.


The Forest (2016) full movie online free megashare: When her twin sister disappears in Japan's Aokigahara forest, where people go to end their lives, a young American named Sara becomes determined to find out what happened to her, only to confront supernatural terror. Смотреть фильм The Forest (2016) онлайн на английском языке.
The young girl Sara, having felt that Jess happens to her twin sister something wrong moves off in her searches. Sara finds out that the last time her sister saw on the Japanese island of Honshu when it was going to go to the mysterious wood of Aokigahara located at the foot of the majestic mountain of Fuji then Jess mysteriously disappeared. Having arrived to a place, our heroine with horror learns from local population that about Aokigahara terrible hearings that to this wood there are unfortunate travelers who completely were disappointed in life go and are going to commit suicide. In spite of the fact that the wood is considered the damned place covered with dreadful secrets, Sara gathers a small team and goes to backwoods, feeling that the suffering sister is there and waits from it for the help. After long searches, the group manages to find tent Jess, but the girl doesn't appear there. Despite all arrangements of the conductor insisting that they need to come back as in the wood after sunset it doesn't become safe at all and at night terrible things are created here, our heroine, having resolved that without sister she won't go anywhere, decides to remain.


Independent integrated communications agency, Four Communications Group has acquired 100 per cent of market-leading healthcare media planning & buying agency MSA Media.
London, 4 June 2015: Independent integrated communications agency, Four Communications Group has acquired 100 per cent of market-leading healthcare media planning & buying agency MSA Media. The company will be renamed Four MSA and become part of Four's Marketing & Media operations.
MSA Media clients include Novartis, Bayer and Macmillan. The company was founded by managing director, Emma Statham in 2004 and specialises in pharmaceutical, medical and healthcare. Emma Statham will join the operating board of Four Communications Group and Ben Mansfield will become deputy managing director of Four MSA. MSA Media has 12 staff. After the acquisition, Four Communications Group will have more than 230 staff in the UK and the Gulf.
The acquisition will take Four's combined operations in media planning & buying to revenues of £31 million a year. Four Communications Group's integrated communications offer spans public relations, public affairs, digital, design, content, search and sponsorship alongside media planning and is now expected to deliver overall turnover of £50 million a year.
Four MSA will sit alongside the agency's other specialist teams in property, financial services, public sector, sports, education, travel & transportation.
MSA Media is Four Communications Group's fifth UK acquisition and the Group plans to continue its acquisition programme in the UK and internationally. The Group now has operations in London, Edinburgh and Cardiff in the United Kingdom and in Abu Dhabi and Dubai in the UAE.


Kantar Worldpanel's latest figures covering 12 weeks ending 10 July in China show that the growth of the total FMCG market stands at 5.6% when compared to the same time last year.
Sun-Art group has been generously injecting resources to its online platform "Fei Niu" while leading a less aggressive plan on new store openings, as only 4 new stores have opened since the beginning of the year 2015. The latest figure shows that the group is stagnant in growing market position as its share is flat compared to a year ago at 7.1% nationally.
Although Vanguard group is still going through "post merge bumps" including some recent strikes in Tesco stores that impacted the business, the group continues to perform strongly, gaining 6.6% market share to achieve its highest growth rate % year-on-year. The group is now pioneering a multi-format model in China, operating under different brands such as Vanguard, Soguo, Ole, Vivi and Tesco Express. With the recent launch of its online platform "ewj", the group now has a presence in most key channels.
Wu-Mart continues its double-digit (10.3%) growth in spending, reaching 1.7% of market share up 0.1% from a year ago. The retail group has developed its multi-format strategy by adding first membership store "Shang Jia" to its portfolio — this directly competes with Walmart's Sam's Club, which owns 12 membership stores in China — and the latest numbers show that it is growing fast at 28.9% in spending.
The retail channel is developing fast towards a multi-format model as the need and purpose of shopping becomes even more diverse and dynamic. The market only favours those who can satisfy those needs of shoppers.


text:
Career fulfillment and freedom found with Claris FileMaker.
Krissy Ferris holds many titles: chief of staff at Proof+Geist, past lead facilitator at Women Innovating Together — FileMaker (WITfm), and maestro of her own life. Find out how she has forged a fierce path, encouraging individuals in the tech industry to be bold, ask lots of questions, and jump into Claris networking and WITfm leadership opportunities.
A prescription for improved data management.
While working as an office manager in a medical office, Krissy was on the hook to find a more efficient data management system for the organization. Claris FileMaker emerged as the ideal solution, marking the start of a beautiful, long-term relationship.
"We built a low-code solution from the ground up with FileMaker, and as the functionality of the custom solution grew, so did my comfort level. In fact, I felt so at ease working with FileMaker and got so much enjoyment from developing, I decided to turn it into a career," says Krissy.
FileMaker proficiency leads to a new business.
Launching a new business can be daunting, but support from Krissy's employer helped ease the transition, allowing her to take on new clients and scale back her work hours in tandem – a gesture Krissy appreciates to this day.
"Being able to find my footing on my own while building a client base, rather than jumping into the deep end, was a gift. Plus, my former employer became my first client and remains with me now," adds Krissy.
Free to be me.
When asked about the draw of establishing a business around Claris FileMaker, Krissy doesn't hesitate. Flexibility and freedom lead the way, since she's able to choose which companies to work with and how to structure her day.
"If you can set and manage client expectations, you're in the driver's seat. For example, last summer, I wanted to spend more time in my yard, planting a garden. I was heads' down in the winter, then had the flexibility to be outside once the weather was nice — a perk not found in many jobs," she says.
FileMaker scales with Krissy's career.
As her own business continued to grow and evolve, Krissy realized that Claris FileMaker offered opportunities to orchestrate data and create business systems at a scale, beyond what she could execute on her own. By joining the team at Proof+Geist, she retained the benefits of a flexible, remote lifestyle while gaining the strength of a brilliant, creative team who, together, orchestrate solutions for businesses from startups to Fortune 500 companies.
"Joining a team has been the best decision of my career. Technically, we can do exponentially more as a team than any one of us could do individually. More importantly, it has given me a home base and support network that I can rely on and learn from. I am doing my best work, helping our team provide exceptional service and create exceptional products," she says.
The magic of Claris Engage.
Krissy focuses on staying connected with peers for support and advice, critically important for those who work remotely. In her opinion, one of the best ways to bond with other developers and entrepreneurs is through tapping into the growing, yet tight-knit community at Claris Engage.
Claris implements this annual event that brings together the developer community, Claris Partners, clients, and potential customers to celebrate digital innovation, advance learning opportunities, and collaborate with peers.
"There's a magic in the air at Claris Engage, being surrounded by individuals who are willing to go out of their way to help you. I encourage anyone who can attend to participate, as you gain access to a wealth of development expertise and input," Krissy continues.
FYI: Due to the pandemic, Claris Engage looks different this year. Claris Engage Beyond 2021 is a virtual event with ongoing sessions spread out over the coming months. We plan to be back in full force, in person next year, with Claris Engage tentatively scheduled for July 11-14, 2022 at the Gaylord Opryland in Nashville, Tennessee.
A supportive space for women.
Krissy is quite involved in WITfm, and as its former lead facilitator, she is proud of the group's success in uplifting women who work with Claris software, while advocating to get more women involved through mentorship programs and scholarships to attend Claris Engage.
She explains, "The support within this group provides a place to ask questions without being judged. There are extensive resources and expertise at your fingertips, with people willing to jump on a call to discuss any number of topics, ranging from how do I configure a server, to where can I purchase business insurance?"
Be bold, be brave.
Krissy's advice to someone new to the technology space: Be as bold as you can.
"The Claris Community is kind and well-intentioned, but you have to make the effort to put yourself out there. Whether joining an organization like WITfm, volunteering for an event, or signing up for a mentorship program, once you start to make those personal connections, that's when you become part of something bigger and more powerful."
Ready to take Krissy's advice? Check out Women Innovating Together – FileMaker to learn more about opportunities to get involved in the Claris Community.
Claris is proud to announce Ann Devens as the new VP of Marketing.
Turn ideas into business efficiencies with rapid application development.
Developers are excited to use Claris FileMaker 19.6!
Six ways Claris makes businesses even better with custom apps and integrations.
Five ways to drive continuous improvement and workplace innovation.
Claris platform's extensibility allows reaching out to anonymous users.
Career fulfillment and freedom found with Claris FileMaker


Discussion in 'Mac Basics and Help' started by jketron, Mar 25, 2009.
is there any parent software that does desktop control? I don't need software to stop her from looking at specific websites (yet) but I do want to control what the desktop so I don't spend an hour figuring out what the heck she did.
Why not just set Parental Controls on a separate user account?


text:
Q: How can I remove all characters inside angle brackets python? How can I remove all characters inside angle brackets including the brackets in a string? How can I also remove all the text between ("\r\n") and ("."+"any 3 characters") Is this possible? I am currently using the solution by @xkcdjerry
e.g
body = """Dear Students roads etc. you place a tree take a snapshot, then when you place a\r\nbuilding, take a snapshot. Place at least 5-6 objects and then have 5-6\r\nsnapshots. Please keep these snapshots with you as everyone will be asked\r\nto share them during the class.\r\n\r\nI am attaching one PowerPoint containing instructions and one video of\r\nexplanation for your reference.\r\n\r\nKind regards,\r\nTeacher Name\r\n zoom_0.mp4\r\n<https://drive.google.com/file/d/1UX-klOfVhbefvbhZvIWijaBdQuLgh_-Uru4_1QTkth/view?usp=drive_web>"""
d = re.compile("\r\n.+?\\....")
body = d.sub('', body)
a = re.compile("<.*?>")
body = a.sub('', body)
print(body)```

For some reason the output is fine except that it has:
```gle.com/file/d/1UX-klOfVhbefvbhZvIWijaBdQuLgh_-Uru4_1QTkth/view?usp=drive_web>

randomly attached to the end How can I fix it.

A: Answer
Your problem can be solved by a regex:
Put this into the shell:
import re
a=re.compile("<.*?>")
a.sub('',"Keep this part of the string< Remove this part>Keep This part as well")

Output:
'Keep this part of the stringKeep This part as well'

Second question:
import re
re.compile("\r\n.*?\\..{3}")
a.sub('',"Hello\r\nFilename.png")

Output:
'Hello'

Breakdown
Regex is a robust way of finding, replacing, and mutating small strings inside bigger ones, for further reading,consult https://docs.python.org/3/library/re.html. Meanwhile, here are the breakdowns of the regex information used in this answer:
. means any char.
*? means as many of the before as needed but as little as possible(non-greedy match)
So .*? means any number of characters but as little as possible.
Note: The reason there is a \\. in the second regex is that a . in the match needs to be escaped by a \, which in its turn needs to be escaped as \\
The methods:
re.compile(patten:str) compiles a regex for farther use.
regex.sub(repl:str,string:str) replaces every match of regex in string with repl.
Hope it helps.


text:
Q: What is the explanation for Melisandre (Red Woman) seeing her reflection as old and frail? In episode one of season six there is a scene where the Red Woman (Melisandre) removes her clothes and looks at her reflection.
See in this clip,

My take on this scene was that she has done some really horrible things for the Lord of Light and she for the first time in the series feels conscious about what she has done. So when she looks in the mirror it shows her inner self which is ugly from all the terrible things she has done up until now. Of coarse that is just my thoughts and are probably wrong.
It obliviously is never explained in the show, but What is the message we are supposed to get from this? What does this mean? Why does she look old and frail?
Edit: For those in the comments who think the necklace is the source of her younger looks, she has taken a bath before and not had it on, so it can't be the necklace that makes her look young.

A: This clip has David Benioff and D. B. Weiss explanation for this.

In short, George RR Martin had indicated to them that Melisandre (Red Woman) was old and they took this opportunity to show that to the audience.
Quoting the discussion from the video.

David Benioff: There have been few hints before that Melisandre is much older than she appear going back to very early conversation with George  Martin about her, she is supposed to be several centuries old , so we always wanted to
  show her true age and we were waiting for the right moment and this was it for us.
D. B. Weiss: Her confronting the reality of her situation. Her appearance is a lie, just as the Lord of light's supposed promises to her and
  messages to her were lies. But at the end of episode one she is in the place where she really needs to look her real self in the eye
  and come to terms with where she stands now
David Benioff: And we see the real Melisandre, which is quite feeble and aged and yet you can see her in there.

A: It's not that she looks old, but that she really is old.
Here are two lines from an article on her age:

In an interview after Sunday's season 6 premiere, show-runner David Benioff calls her "Several centuries old."
  ...
Similarly, the actor who played Maester Cressen, Oliver Ford Davies, told journalists in 2013 that, according to van Houten, Melisandre is "400 years old."

Edit to add: Other than the Children of the Forest and the Night's King, she might be the oldest character on Game of Thrones.


text:
iPhone 7 Rumors: RF Could Power Apple's Wireless Charging
Peter R
Update Date: Feb 08, 2016 11:48 AM EST
Will Apple's rumored wireless charging technology work on radio frequency waves? Various reports in the recent past have suggested Apple is partnering with Energous, a company that is expected soon launch its wireless charging solution.
According to Mac Rumors, Energous reportedly signed a deal with one of the top five consumer electronics companies in the world, which likely is Apple. Wattup, Energous' wireless charging technology, relies on a power transmitter like a router and receiver attached to the device. The technology can charge up to 12 devices about 15 feet away.
Rumors about wireless charging being included in future iPhones gained ground after reports describing an Apple patent emerged. Apple Watch uses magnetic resonance to charge from about millimeters away from the power sources but true wireless technologies have eluded manufacturers.
Other iPhone rumors, some unlikely, doing the rounds include an AMOLED screen as reported by BGR. A conceptual design shows a slim iPhone with AMOLED screen and improved 3D Touch.
Reports of hover-touch technology have also gained prominence, coming on the heels of another patent.
iPhone 7 rumors began circulating soon after Apple launched iPhone 6S last September. Most reports suggest that the new phone could be powered by an A10 chip and will be thinner than the last generation iPhones. Apple could achieve this by doing away with the headphone jack. The company has
Tagsapple, iPhone, iPhone 7, iPhone 6S, iPhone 7 release date, iPhone 7 rumors
An iPhone charged while asleep nearly killed a man from electrocution [VIDEO]
Pokémon GO and the Apple Watch: Report Reveals That Health and Fitness Remain a Dominant Part of the Smartwatch Market
Intel's Kaby Lake Processors For New iMac: Apple's Desktop A Top Competitor Again!
IPhone 8 Said To Have All-Glass Design
iPhone 7 Rumors: Apple Phones With EMI Shielding To Have Bigger Batteries?


*Be sure to use your correct mailing address when filing in CT (you will be receiving necessary documentation and claimant information). If the mail does not reach you, your CT benefits can be delayed and/or eligibility may change.
Your compensation will require qualified applicants to file weekly claims after your initial filing here (CT calender weeks begin on Sunday, and complete on Saturday).
Filing also requires all applicants to state all hours and wages earned while they were employed, in addition to any Worker's Compensation payments earned, bonuses, profit sharing, or commissions in salary obtained when last employed.
If you file for Connecticut unemployment while already having employment.
Extensions: Extended unemployment compensation may be awarded to applicants who maintain all eligibility requirements and/or continue education during their time unemployed.
Web Form Mistakes: Any mistake made during this claim process can be corrected by simply press the "back" button on your browser to correct your answer.
Individuals who file with the State are required to file a weekly claim certification no longer than 2 weeks from the end of the calender week currently being claimed.


text:
Roger Goodman's ambitious AIDS movie about Chicago
by Kate Sosin
One of Roger Goodman's favorite moments in the trailer for his upcoming film is also the hardest to sit through. Gregory Ignatius, a middle-aged man living with AIDS, admits to the camera that the first time he knew what "grace" actually meant was the moment he came to terms with his roommate's death.
Those who don't know Roger Goodman might not understand the significance of that confession. But in Goodman's world, it speaks to heartbreaking paradox.
"I really believe that as the queer body was dying by the thousands, queer spirit grew and grew," Goodman said.
From outside his neighborhood coffee shop in Rogers Park, Goodman recalls that when the AIDS crisis swept through Chicago in the 1980s, gay people united against illness and discrimination. Now, he said, those days of kinship are over.
"People aren't dying anymore," Goodman said. "There's no need for compassion anymore. There's no need for respect."
Goodman's "paradox" is the subject of his upcoming documentary, From the Ashes Risen, from Tribal Elder Productions. Tentatively due out next spring, From the Ashes Risen follows the stories of 10 middle-aged men living with AIDS in Chicago. It also includes conversations with three nurses who treated AIDS patients and LGBTQ youth.
The film is not just a historical look at Chicago during the AIDS epidemic. It's meant to serve as a conversation between at-risk youth and elders. Goodman worries that infection rates among queer youth are high because they haven't lived through an epidemic. He wants elders to relay that history.
It's a history that Goodman is attached to personally. He's living with AIDS, a fact when he is reminded of when he counts out the 60 pills he takes daily. As a spiritual director in the '80s, he facilitated AIDS funerals for more than a decade. People don't talk about AIDS now, he said. "They have no use for the story," he explained. "They're having a good time, so it's irrelevant."
In an eight-minute trailer for From the Ashes Risen, Goodman and two other gay men talk about finding out they were HIV-positive and losing close friends to AIDS. A nurse who worked in the AIDS unit at Advocate Illinois Masonic Hospital also talks about her experiences caring for AIDS patients. Original music by Sheldon Atovsky forecasts a heavy-hearted film.
Goodman's filmmaking approach is far from conventional, perhaps even a little ambitious for an ailing 64-year-old first-time filmmaker. He pulls from his wallet a list of the 29 medications he's taking, complete with dosages and ailments they're intended to quell. Is he nervous that health problems will prevent him from making the film?
He shakes his head no. His health has been bad for the last two months, but he's getting better, he said.
Still, he has no funding to start shooting. He needs to raise $185,000 to finish the project. He's a retired harpsichordist living on disability. He's not sure how he'll scrape together the money, but he's confident that he will. Several people have already offered to help him for free.
The film's oddities may also border on controversial for some. Goodman regularly refers to the 1980s AIDS epidemic as a gay "holocaust," stating that gay people were the victims of institutionalized homophobia. Goodman was raised Jewish, and he said he leaves the "h" in "holocaust" lower-case to differentiate between the AIDS epidemic and the Jewish Holocaust. But the explanation may not satisfy all. Goodman also previously referred to the epidemic as "genocide" but gave up that label because he said it upset so many people.
And there's something else unique about Goodman's plans for the film. From the Ashes Risen is spiritually inspired. Goodman believes in queer mysticism and magic. He sees gay men as a "tribe," bound by ancient history and special gifts. He supports the tenants of the Radical Faeries, a subculture of gay men who embrace gender fluidity, communalism, and spirituality. In making the film, he wants to inspire older gay men to mentor LGBTQ youth, teach youth to revere their elders, convince the community to abandon its "individualism," and heal what he calls the "queer spirit." And he plans to do it in less than one hour and 45 minutes.
"What I think we have to pursue right now are spiritual issues, not political issues," Goodman said of his peers. "Gay men have bought into consumerism, and materialism, and individualism."
While the idea of gay men as a "tribe" may not resonate with audiences everywhere, From the Ashes Risen grounds its message in relatable truths. Goodman's nostalgia for a coherent queer community is also informed by his feelings that the LGBTQ community needs to heal racial, economic, and generational divides. It's a call that has been echoed by many LGBT activists this year.
When asked if he'll be satisfied if audiences take away his message of community,without adopting a message of spirituality, Goodman shrugged, as if he can't imagine one without the other. He's been told by fellow crew members that he needs to separate himself emotionally from the film. He isn't sure he wants to. For Goodman, it's not just about making a documentary. It's a film about all of his deepest hopes, a last-ditch effort to bring us back from bar culture and retail therapy. His ambitions are at once idealistic and incredibly simple. "I think what I want in terms of the making of the film, I want a want a family," Goodman said.
He talked about it as if it's inevitable: LGBTQ people will come together in the ways he hopes, and his film will be a part of that.
"There was Stonewall. There was the decade of AIDS," he said. "In 2010, it's another decade. And a tipping point is happening."
Goodman and his crew will be presenting the trailer for From the Ashes Risen at Northeastern Illinois University, 5500 N. St. Louis, in its auditorium Thursday, Oct. 7, at 5 p.m. For more information, go to www.fromtheashesrisen.org .


The Hotel Ustel is a first-class hotel located on the inner ring of Brussels, just steps away from the South/Midi Station (Terminus Eurostar-Thalys). All of the city's most important sights are just a few minutes from this hotel. The Ustel also has its own covered, private parking facility. Pets are allowed at this hotel. The Ustel features modern conveniences and comforts, as well as an onsite restaurant and a cozy bar. The guest rooms are appointed with modern comforts and children under twelve stay free with existing bedding. These rooms have bath/shower and are equipped with a desk. The nightly rate includes an American style breakfast buffet each morning. For dining, the hotel restaurant, "La Grand Ecluse", serves lunch and dinner, while "Les Fringues", the hotel bar, offers a pleasant atmosphere for a drink. The Hotel Ustel is fine dining, shopping and entertainment venues.


text:
package info.weboftrust.ldsignatures.suites;

import java.net.URI;

public class RsaSignature2017SignatureSuite extends SignatureSuite {

	RsaSignature2017SignatureSuite() {

		super(
				URI.create("https://w3id.org/security#RsaSignature2017"),
				URI.create("https://w3id.org/security#GCA2015"),
				URI.create("https://registry.ietf.org/ietf-digest-algorithms#SHA256"),
				URI.create("https://registry.ietf.org/ietf-jose-jws-algorithms#RS256"));
	}
}


Set of four Jaguar F-pace 18" wheels with corsa c sri alloys x2 alloys could do with a refurb and new tyres as both are bald but the alloys are straight no cracks or buckles.
Genuine audi a4 s line 18" alloy wheels 5x112 a3.
Check out these interesting ads related to "t4 alloys"
VW T4 17 " WHEELS TYRES THES WILL NEED A REFURB 4 alloys are 17" and 8j wide 3 alloys are pcd 110 et35 1 alloys is pcd 112 et45 center bore: 72,5mm bran. job lot of 7 jaguar xj6 alloys with tyres no wheel nuts 4 good tyres 3 jag inserts 5 good used alloys 2 poor condition alloys collection outwell. but decided i want m3 alloys alloys are 19 inch for e92 m3 alloys.
4 Alloy wheels with 3 225/55/17W very good tyres but decided i want m3 alloys alloys are 19 inch for e92 m3 alloys. t4 alloys excellent condition as seen in picture. please text or phone, 0 . I also have other items .
15" ALLOY WHEELS VW TRANSPORTER T4 VAN MOTORHOME vw golf or vw bora alloys , two alloys have good tyres and two alloys don't come with any tyres #0.
Set of 20 alloy wheel bolts m14 x 1.5 thread 27mm. Honda civic type r ep3 alloys 4x alloys recently had them all powdercoated one of the alloys has a small curb mark but apart from that there mint.
Re listed due to time waster! vw golf alloys need abit tlc four alloys brand new spare vw golf alloys.
I am selling a set of 4 Alloy wheels taken from genuine audi rs6 alloys genuine oem audi rs6 alloys black polished twin 5 spoke alloys. "Defective items must be reported and returned to us within the warranty period and in the original packaging, if possible"
5 18 inch alloys audi rs type painted black 3 job lot of 7 jaguar xj6 alloys with tyres no wheel nuts 4 good tyres 3 jag inserts 5 good used alloys 2 poor condition alloys collection outwell.
Volkswagon transporter T4 Alloy Wheels 17"
Audi Rs4 9 Spoke Vw T4 Allo Wheels. fiat grande punto/bravo alloys, 4 alloys and tyres of a sporting 4 stud.


New York regional custom architectural metals and fenestration manufacturer Gamco Corporation is pleased to announce that Martin Biskup has joined the company as Corporate Sales Director. Mr. Biskup brings 30 years of experience in the building products industry, with emphasis in building envelope systems and glass façades and interiors. He is responsible for expanding sales, building market awareness, and enhancing relationships with architects and design professionals in the New York metro area, as well as Northeast and Mid-Atlantic regions where Gamco products and services are sold.
In addition to guiding the expansion and sales growth of Gamco Corporation, Mr. Biskup is responsible for leading outside sales for Gamco's sister company, Tempco Glass Fabrication, a growing regional glass processing operation. Both Gamco and Tempco are headquartered in Flushing, Queens, in New York City.
Prior to joining the Gamco-Tempco team, Mr. Biskup was regional sales leader for AGC Glass North America, responsible for business development and sales throughout Metro New York and New England. Mr. Biskup was regional sales representative at General Glass International (GGI), for electrochromic coated and other specialty glass products, consulting with architects and contractors in the Northeast. He gained broad experience in building product sales with Lafarge North America and HH Robertson Company. Mr. Biskup developed and expanded markets for structural skylight systems, façades, and interiors with Guardian Industries and Skytech Systems, where he was National Commercial Product Marketing & Sales Manager. Mr. Biskup is a US Green Building Council LEED Green Associate and holds a bachelor's degree in Facility Planning, Design and Building Programming from Penn State University.


text:
How Many People Are Dead Each Year While Hiking
2017-10-25 · More Americans Head Into The Wild. or how many people are injured or killed. NPR was able. says there are 250 search operations in Yosemite each year.
Jackson Hole Winter Vacation Packages If you want your kids to experience the same magic on vacation. Hotel Terra Jackson Hole and Teton Mountain Lodge & Spa, Vacation Ideas For New England From popular luxury resorts to more secluded slopes that have yet to be discovered by the masses, here are some destination ideas you'll want to consider for. With
Apr 9, 2014. Al Hartmann | Tribune file photo A hiker carefully makes her way up the. six people have fallen to their deaths while attempting to ascend this lofty massif. At least some of the people who died were experienced hikers.
2014-07-31 · Hundreds Die From Exposure to Heat, 658 people died of heat-related causes each year. heat a little longer each day, while keeping the body.
May 16, 2019. Veteran Killed on Appalachian Trail Was Hiking to Overcome PTSD. People May 16, 2019. The darkness descended anew in a different form on Friday, when Sanchez. The model and "Project Runway" alum, 46, and the 29-year- old rocker swapped vows in February, according to multiple reports.
This National Park Service video explains how to be careful while climbing the attraction. By The most important piece of information anyone can possess about hiking Half Dome. descending the.
Spend enough time hiking and you are going to eat it. Sadly, some go down harder and farther than others. Unroped falls are the number one killer for hikers and backpackers each year. Most of us have.
Jul 17, 2017. You have to be prepared to call it a day when you get to the limits of your abilities. With an estimated quarter-million hiker use-days each year, 14er. A person hasn't died on Quandary Peak, the much less demanding.
The number of people who have died while mountaineering on Mount Everest is. How Many People Die Climbing Mount Everest?. States Per Year? How Many People Have.
As interest rates rise, see how many savers are locking in high rates by flocking back into certificates of deposit. Image source: Getty Images. Left for dead for. open a five-year CD account today.
2017-10-07 · . often claiming more lives each year. One of its deadliest years saw 15 people. The teenager and his 10-year-old brother were hiking down.
Carbon monoxide readings at the motel came in at up to 385 parts per. a little while, this is unheard of to see this many.
Here's Why People Are Creeped Out By The Growing Number Of Missing Persons In. how many people are. than she was" while hiking "About 3/4.
When a 22 mile uphill day turns in to too much hiking crash camp sites are looked for around mile 19. Dead Fall – A maintainer's term for fallen dead trees across the trail. More people are attempting to thru hike the trail every year.
If I had written about it back in 2013 when I first bought it, last year I could have moved it over to my 'realized' column and reviewed it each. many others that had bottomed by 2000 while.
Cozumel Dive Vacation Packages Dive from one of Pro Dive Mexico´s 3 Dive Centers in Cozumel! Stay and Dive with Pro Dive International in Mexico – the official Dive & Water Sports Provider for coveted 4-5* Hotels along the Riviera Maya and in Cozumel. Book a package & unlock up to 42% off select hotels. Terms apply.Travel the world
Sep 8, 2017. A 20-year-old Pennsylvania woman who fell ill while hiking. low sodium levels as it's difficult to obtain that information after a person has died.
May 15, 2019. A brutal attack on the Appalachian Trail that left a man dead and a woman. Millions of hikers hit the Appalachian Trail each year. Again compared to everywhere else, the trail is a very safe place when it comes to violent crime or even crime in. Some people head to the woods to hide from society.
While most of the prisoners wanted to work toward a business degree, Cal State LA's Taffany Lim says their lack of math knowledge made it impractical. The communications major has wider application,
Nobody knows how many U.S. hikers get lost each year. Crown of Hiking, an award given to people who have completed the Appalachian Trail, the Continental Divide Trail and the Pacific Crest Trail.
How many people are there in the. World population. The United Nations projects world population to reach 10 billion in the year 2056. 8 Billion (2023) World.
Jul 30, 2015. During the summer heat, hikers continue to take on the Skyline Trail, but some don't. Back in May 2005, Backpacker Magazine released a list of America's. Five individuals died from their injuries. The beauty and enjoyment can be experienced in the other seven to eight months of the year," he said.
While the SHTA doesn't track how many people use the trail, it's estimated that. Fox died in June of 1981. Before the hike, Hlina trained for a year and a half.
When Grizel Williams decided to thru-hike the Appalachian Trail with Rue, her 3-year-old rescue dog, she knew a lot of people.
2015-07-31 · Ryan Wooddy can't help but notice when rental cars are parked at the Echo Canyon. hiking incidents this year caused. each summer, the.
38 Tips for Women Hiking Alone [Bonus: Female Hikers' Blogs] 38 Tips for Women Hiking Alone [Bonus: Female. There are many people out there who say that hiking.
While riding, the headlights. It is just said that so many people die from drunk driving each year. How Many People Died in World War 2 (two), ww2, wwii;
• 131.4 million births per year • 55.3 million people die each year. 105 Responses to Birth & Death Rates. How many people died this year please tell me.
Although the Appalachian Trail (A.T.) is safer than most places, it is not immune from crime. Safety. While attacks on humans are extremely rare, a startled bear may react aggressively. Do not run or "play dead" even if a bear makes a "bluff charge.". Virginia receive an average of close to 100 inches of snowfall a year.
May 15, 2018. Hikers Eric Juliani and Anton Dokov found dead in Sequoia National Park. On May 5, two hikers discovered a body during their descent from Mount Whitney. That same day, two other people called the park to report that their friend, deemed necessary to safely traverse this route at this time of year.
Last Minute Vacation To Ireland Last minute travel deals; Last minute travel deals. You'll have to be quick though, these discounts are one-off deals that can disappear at any time. You'll need to pay in full at the time of booking. But other than that, there's nothing stopping you from jumping headfirst into a last-minute. Burke & Wills Hotel Toowoomba
Although the mere thought of snakes conjures up alarm in many hikers regardless. a wide berth—most of the more than 75 million people that go hiking each year will never be bitten on the trail. Most bites occur when people get too close or try to touch or kill a snake. The fangs of a dead snake can still inject venom.
Huashan Hiking Trail. Many people continue to the. I suppose another thing t hat kept us going was the noisy throng of people who passed us while making.
Trump massively escalated the trade war Friday by hiking tariffs on many Chinese imports. The president now has 25 percent tariffs on $250 billion worth of Chinese products. (While he likes. are.
When she came downstairs the next morning, she found Felix dead. During those three weeks. Read more: What good is thinking about death? Many people die in such silence, particularly if they have.
The 38 cents would be on top of the 18.4 cents motorists already pay in a federal sales tax per gallon. it being an election year. "We have a broad cross-section of support. The coalition has been.
How many people get killed by bears in. During the same 32 year period, 43 people were injured by bears in. (One was hiking with a group, while the other was.
Many people are inspired to get. in the US each year about 500 people die from carbon. Your body can lose up to 2 liters of water every hour while hiking and.
Apr 20, 2018. This unincorporated San Bernardino County spot is the site of many sheriff. As the weather warms up, more people will head outdoors to hiking. "Last year our eight-volunteer Search and Rescue teams had a. While it's hard to pinpoint why there's been such a dramatic increase in rescues and deaths,
With that many people in the park, it's important to have some wits about you when. A man hiking the Appalachian National Scenic Trail was bitten by a black bear. On May 28,2017, a 37-year-old man fell 80 feet to his death while climbing.
who was taken to a hospital where he was later pronounced dead. Four people, including his mother, MaKayla Cormier, were.
Apr 12, 2017. Winter activity-related deaths average 23 each year, about half from. Last year 27 people died, a number not seen since 2009/2010 when the. Most deaths involve avalanches, skis or snowmobiles, but some hikers simply.
Each has its own unique problems. The project publishes quarterly throughout the year. We also are. We learned that people.
Snakes are one of the many fascinating creatures you might come across while hiking. more than 75 million people that go hiking each year will. is dead. The.
For much of the year, the official media outlets focused on playing up the potential fallout of the escalating conflict on.
Consider that roughly two million people visit Glacier each year, and more. Noise is your best friend when it comes to avoiding bears while out on the trail. Many hikers think they can rely on bear bells; however, this is likely to be a mistake. You should also avoid dead animals, as bears will feed on carcasses for days.
May 31, 2016. Both of the experienced hikers took a fall from a cliff at Red Rock Canyon. Melanie Kushner was one of two hikers who died May 28, 2016 at Red. With a group of six people Saturday, Kushnir was climbing a peak called.
How many people have died on Yosemite's Half Dome? There. I've been hiking in Europe where there are similar. Two LA Hikers Dead after Yosemite Accident
There are millions of people in the United States. How many people have your name?
His mother took him to a local hospital, where he was pronounced dead. Earlier in the year a Michigan 3-year-old found a loaded.40-caliber handgun in a closet while. people that result in minor.
How Many People Die in National Parks and How?. On average, approximately 160 visitors per year die while visiting national parks.[slideshow:90327]
For the first time, a Dallas couple shares the harrowing story of how a dead man. That's when we took a tram ride to the top of a mountain, got lost for three bitterly. to some matches a dead man left on the mountain a year earlier—a miracle, We could see people there, and other people coming up the trail— casually.
While news of the decision is already proving unpopular — social media is loaded with criticism from hikers — Heffley said it's probably the best move. There are other trails in the area, he added.
Protests over the last two months have left at least three people dead and are contributing to a growing political crisis for.
Aug 14, 2018. Regina Foley, a 43-year-old pharmaceutical executive, was hiking with. People. Births · Celebrations · Engagements · Obituaries · Death Notices. On Sunday, Foley was hiking down a mountain in Colorado with two friends when she. Regina had so many friends in so many places, I hope this message.
Is hiking a good idea for a first date?. and there aren't many people around to help if you turn. we had to take turns holding the chihuahua while hiking.
Previous PostPrevious North Webster Vacation Rentals
Next PostNext Cheap Cruises From Florida In March 2019


text:
USS Ajax ist der Name von vier Schiffen der United States Navy:

USS Ajax (1869), in Dienst gestellt 1864 als USS Manayunk, umbenannt in Ajax 1869, außer Dienst gestellt 1898
USS Ajax (AG-15), ein Collier, in Dienst von 1898 bis 1925.
USS Ajax (SP-738), ein Forschungsschiff
USS Ajax (AR-6),  Reparaturschiff der Vulcan-Klasse

Ajax

redpajama_set_name: RedPajamaWikipedia


Flat Weave Wool Rug it has been published by Pearl C. Hays on May 16, 2017 at 11:26 am.There are 14 images in the gallery area of Flat Weave Wool Rug. Find All Best Home Decoration Ideas For Your Fresh Idea on Rugs Category.
See more Homey Ideas Flat Weave Wool Rug Lovely Flatweave Wool Rugs on Rugs Topics.
Here we have 14 amazing images about Flat Weave Wool Rug. We hope you enjoyed it and if you want to see the high pictures, simply just click the images and you will be redirected to extra large page of Flat Weave Wool Rug.


text:
Why A Stronger Voluntary Merger Rule Is Necessary
The proposed NCUA rule would require payoffs to take place in the open, exposing merger deals to transparency before members give away millions in equity and member value.
By Chip Filson
The NCUA's proposed new merger regulations would help stop the abusive practice of board members and executives robbing members of their collective wealth, or at least make them be up front about it.
But the new rule, proposed in May and now up for comment, has been greeted with ambivalence, even though the agency itself says that approximately 80% of the mergers it reviewed included payments to insiders.
This self-dealing is an attack on the very core of the credit union movement, of what the financial services cooperative should be, yet some commentators are voicing reservations about the need for such changes.
Click here for the new merger rule as published in the Federal Register on June 8, 2017. (11 pages)
Click here for the full text of the proposed changes to 12 CFR Parts 701, 708a, and 708b. (52 pages)
Click here to submit comments directly to the NCUA, due by Aug. 8, 2017.
Click here to submit comments through NAFCU, due by July 19, 2017.
Click here to submit comments through CUNA, due by Aug. 7, 2017.
We're not one of them. This rule may be the most important regulatory action NCUA takes this year. So-called voluntary mergers have become a business strategy increasingly used by some credit unions to take over solvent, well-run institutions by inducing insiders to compromise their fiduciary duties to members.
These insider sales provide financial incentives to management and employees, but rarely do members receive any benefit from their generations of loyalty. Instead, a valuable charter disappears, insiders pocket years of built-up equity, and the movement suffers another blow to its image as a not-for-profit that exists for the common good.
The NCUA says the new rule would:
Increase the required time for notice to members before a merger vote to at least 45 days;
Require the merging credit unions to disclose all merger-related compensation for certain employees and officials of the merging credit union;
Clarify the contents and format of the members' notice to provide better information; and
Create a member-to-member communications process similar that found in NCUA's regulations covering credit union conversions to or mergers with banks.
Calusa Bank Purchase vs. Cornerstone FCU Merger
Because the corrective power of market competition is absent in the collective model, examples to demonstrate the magnitude of this corrupt transfer of member wealth have been lacking. But now that some credit unions have completed whole-bank purchases, it's feasible to show how harmful this expropriation of members' collective ownership can be, and how those harmful effects can be avoided.
Here's an example of the latter, of how things can and should be done: Achieva Credit Union ($1.5B, Dunedin, FL) has completed the purchase of $165 million Calusa Bank in Punta Gorda, FL. The small bank had total deposits of $133 million, $114 million in loans ($108 million in real estate), $38 million in investments, and operated four full service offices. Total book value of net worth was just over $17 million.
The sales price was $23.2 million in cash, as credit unions can issue no stock. The price was 136% of tangible book value. The price to estimated 2015 earnings was 54.4x. The bank's shareholders had contributed capital of $10.3 million, and so received over two times this amount for the bank, which had operated since 2007 until the sale in 2015.
Achieva's December 2015 call report records an increase of capital of $20.1 million. Of that, $3 million was internal earnings and $17 million was Calusa's capital. The credit union also recorded an increase in goodwill of $9.0 million to account for the price paid in excess of book value.
The bank's owners doubled their capital, received cash, and could remain members of the credit union or take their gains and business elsewhere. And it was all out in the open.
This charade of "voluntary mergers" is becoming more frequent. Stealing members' collective wealth may not violate NCUA rules, but it's certainly corrupt.
Credit Union Member-Owners Receive Nothing
Compare this to what the 11,000 member-owners of Cornerstone FCU ($109.1M, Carlisle, PA) get when their 43-year-old, highly regarded hometown financial institution is merged July 1, 2017, with Belco Community Credit Union ($470.9M, Harrisburg, PA).
Cornerstone has three wholly owned offices and a high school branch operated by students under the supervision of a credit union employee. Along with serving as a longtime provider of mortgages and other loans to the community, the credit union has helped finance locally owned small businesses and organizations, including a radio station, restaurants, a bicycle shop, several church renovations and the Muslim community center, and vital long-haul truck servicing firms.
Cornerstone has been able to respond quickly to market conditions and member needs, providing lower-cost loans and fewer fees and service based on local knowledge and relationships. Sounds like what a credit union is supposed to do.
The acquiring Belco Community CU is more than four times as large as Cornerstone and has an expense ratio that over the past five years has been over 1% of average assets higher than the much-smaller Cornerstone.
Cornerstone's rates and fees are superior to Belco's in nearly every instance because of its cost advantage. Cornerstone's board and management provided members no due diligence, no product or service comparisons, and presented the merger as an opportunity for a "brighter future." More than 35% of its members voted against the merger.
Credit Unions For Sale?
Credit Union "Sales" Use Secrecy To Undermine The Movement
How To Stop Exploiting Members In Mergers
Unlike the Calusa bank owners, the member-owners of Cornerstone FCU received nothing for this insider sale. It was the members' loyalty, savings and support that built this credit union's $10 million in net worth. The leadership, future opportunities, and all legacy assets are now transferred out of their control.
The final irony is that any Cornerstone member could have long joined Belco already if they perceived that credit union provided better value. Belco eliminates a competitor and members lose everything they have invested in creating their cooperative institution. The Carlisle community, meanwhile, loses its best financial services provider.
No Commercial Sense
This charade of "voluntary mergers" is becoming more frequent. Stealing members' collective wealth may not violate NCUA rules, but it's certainly corrupt. No objective observer comparing what Achieva had to pay to acquire a bank of similar market benefits versus the zero cost and free assets acquired by Belco would see this as commercially justifiable action.
The longer bad behavior goes on, the worse it gets. When credit unions use their size and power to "arrange" mergers which serve only institutional greed, then the credit union model has been perverted from its core purpose.
The NCUA's efforts to protect members' ownership rights and collective property with a revised merger rule is much needed and long overdue.
If you agree, please speak up. Submit your comment before the Aug. 8 deadline.
NCUA Owes Credit Unions $2 Billion In TCCUSF Refunds
$40M Transfer Shows Need For Oversight
Credit Unions A Cornerstone Of Freedoom
Why A New Merger Rule Is Vital
Members United Corporate and Southwest Corporate: Analysis Shows Significant Portfolio Value Remaining at June 30, 2013
Now Is The Time To Act! Are You In?
Commentary Cooperative Strategy Mergers NCUA
Building off the person who submitted the previous comment, I don't know what is required to dissolve a credit union, but if I were a bank, I would offer credit union members 0.70 times book as the purchase price. This is a lot better than what they are getting now (nothing) and 30-50% cheaper than I can acquire a bank for. I would try to structure the deal as a deferred arrangement with a trailer, so if a member leaves before fulling vesting, they lose their equity claim. I have not seen this happen, yet, so it might be because the dissolution rules would not allow it. Just a crazy thought if I were thinking like an investment banker instead of a credit union manager.
Chip -- Great commentary! The merger game for credit unions is really a travesty for the membership of the acquired credit union. I don't know of any other industry where you can acquire the EARNING assets of another institution for free. At least with a bank transaction, the stockholders get paid something for their capital (book or a multiple thereof if high performing). It simply appears that credit union shareholders are treated as second-class citizens in the merger transaction -- get to the back of the bus. At a minimum, some portion of future earnings of the combined entity should be assigned "preferred shareholder" status so that a dividend can be paid to those members who contributed their capital and EARNING ASSETS to the acquiring entity with in exchange for zero economic consideration.
comments submitted to NCUA. CU members are waay to complacent, and very few understand the concepts discussed here. their membership, loan and deposit balances have measurable tangible value. No payments unless disclosed, an ombudsman should be appointed and paid for by the members to represent their interests in the proposed merger.
Here Here. Anyone who thinks management and boards are not being bought off has their head in the sand.