text:
Monday |
Quicken Loans has agreed to pay $32.5 million to settle claims that the lending giant resold faulty mortgages to the Federal Housing Administration. After the announcement of the agreement Friday, the lawsuit was dismissed by a federal judge.
In the lawsuit, the federal government accused Quicken Loans of not properly vetting FHA-insured loans by verifying borrowers' income. Quicken Loans also allegedly used improper appraisals to issue larger mortgages, according to the lawsuit. Since the loans were insured by the FHA, Quicken Loans was paid even if the borrower defaulted.
Quicken Loans officials have denied any wrongdoing. The company did "nothing wrong" except pay for losses involving "human error," Vice Chairman Bill Emerson told the Detroit Free Press. "Resolution is the right term, not settlement," Emerson said, adding that the error was a 0.02% rate on some $108 billion in FHA-related lending since 2007.
Quicken Loans is one of the nation's largest FHA lenders and will continue to remain in the FHA program.
"All parties fully understand the important role the FHA program plays in helping middle-class Americans access home financing, and this resolution allows the parties to move ahead together with that mission and to ensure their future relationship," former federal judge Gerald Rosen, who was involved in mediation in the case, said in a statement. "The parties worked diligently and in good faith to mediate for a solution to resolve their differences and to put the dispute behind them."
"Quicken Loans to Pay $32.5M to Settle Lawsuit Over Bad Loans," Associated Press (June 14, 2019) and "Quicken Loans to Pay $32.5 Million to Resolve Mortgage Suit," Detroit Free Press (June 14, 2019)
Wednesday |
The right home improvements could help shave energy bills by up to 35% or unlock up to $627 in annual savings, according to the U.S. Department of Energy.
Steve Chalk, who recently retired from his work at the department, told CNBC that a home energy assessment can help determine what the best savings projects are for a homeowner to take on. Home energy audits cost about $400, but the price greatly depends on the type of residence and its location.
"You could easily have payback for that [assessment] in a couple of years," Chalk says. "You're not only saving money in the long term, but your house is more comfortable, and your air quality can be better."
Some of the big items that are sending energy costs higher in many homes: proper insulation, incandescent lighting, or air conditioners that aren't the correct size.
Chalk says one of the most common mistakes he sees is that many homeowners have an air conditioning system that is too large. Therefore, it does not run as long as smaller ones, Chalk says. "[That] might sound energy-efficient, but it's not," he says.
Sealing up air leaks in heating and air conditioning ducts or crawl spaces can also offer energy savings, Chalk says.
Even small changes can add up, too. For example, switching from incandescent lighting to LEDs can increase a home energy efficiency by about 85% alone, he says. Programmable thermostats and power strips can also help save on bills.
Some cities offer incentives to help offset energy efficiency and renewable energy upgrades. Check the Database of State Incentives for Renewables & Efficiency website to search for incentives by state.
"These Home Improvements Can Help Shave Money Off Your Utility Bills," CNBC (June 13, 2019)
Tuesday |
Living on a beach is the dream to many homeowners. But for many, the high cost keeps them from ever making it a reality.
However, you don't need seven figures in your bank balance to buy in some beach towns. Realtor.com®'s research team analyzed the nation's largest metro areas with the highest share of listings with keywords such as "beach," "beachfront," and "ocean." They also factored in the number of water activities for their rankings. The beach towns were then ranked based on their median prices from May 2018 to April 2019.
The cities topping realtor.com®'s list as the most affordable beach towns to buy in this year are:
1. Jacksonville, N.C.
Median list price: $198,846
2. Aberdeen, Wash.
3. Atlantic City, N.J.
4. Myrtle Beach, S.C.
5. Palm Bay, Fla.
6. Port St. Lucie, Fla.
7. Virginia Beach, Va.
View the full list at realtor.com®.
"Catch a Wave! America's Most Affordable Beach Towns, 2019 Edition," realtor.com® (June 17, 2019)
The rising cost of building materials are leaving many homeowners in disaster-prone areas underinsured, warns a new study from CoreLogic. The increased costs are not being factored into insurance coverage, which means homeowners could be left with devastating losses and a huge cleanup bill.
The costs of labor and materials have increased significantly over the past two years, the study notes. Further, the risks from natural disasters including floods, wildfires, and hurricanes are also increasing. In 2018, there were 14 natural disasters in the U.S., from record-setting wildfires in California to costly hurricanes in Florida, that totaled $91 billion in reconstruction, according to the National Oceanic and Atmospheric Administration. "The financial impact of not updating reconstruction costs for two years is significant," according to CoreLogic's report. "If a catastrophic event were to affect only 5% of homes and cause just 30% storm surge damage to those 5% of properties, the reconstruction cost undervaluation is approximately $205 million."
Insurers are rushing to recalculate coverage on homes that may be impacted by natural disasters, CNBC reports. In one study, CoreLogic researchers identified 110,000 Southern California properties that were in "very high" to "extreme" risk of wildfires. Costs are "significantly higher"—5.6% more–than they were two years ago because of higher labor and building material costs. Given the higher reconstruction costs, if just 1% of the homes at risk were completely destroyed in a wildfire, the undervaluation would be $25 million from insurance coverage not being current, the CoreLogic study shows.
CoreLogic's study identified about 1.1 million properties at "very high" to "extreme" risk of loss from a storm surge in coastal hurricane-prone areas along the Northeast Atlantic and Gulf Coast regions. Factoring in recent building costs, reconstruction of at-risk properties in Florida is estimated at $240 billion.
Many inland metros at risk of floods and tornadoes face insurance obstacles, too. For example, Oklahoma averages about 56 tornadoes per year. About 1.3 million properties with $257 billion in reconstruction costs are at "very high" or "extreme" risk of damage. "If insurance on these homes is not valued at current cost levels, which have increased 6.6% over the past two years, homeowners could be left with huge losses," CNBC reports. "If one tornado caused 20% damage to just 1% of the homes deemed at very high risk, the reconstruction coverage would fall short by approximately $34 million."
In the event of a disaster, homeowners who lack adequate coverage are more likely to default on their mortgages, researchers note. If that becomes a wide-scale issue, some regions could see home values plummet as many homeowners fall underwater on their loans. "Underinsurance issues can cause financial devastation for property owners, artificially low coverage limits for insurance carriers, and increased loan delinquencies," Amy Gromowski, senior analytics leader at CoreLogic, told CNBC. "Homeowners who experience natural hazard events, such as the California wildfires, are often struck by personal and financial devastation, and many aren't able to rebuild their homes, which prolongs the region's recovery and often causes homeowners to default on their mortgages."
"Millions of Homes Are Underinsured Against Natural Disasters as Construction Costs Keep Rising," CNBC (May 3, 2019)
Sunday |
Shopping around for a mortgage can provide savings beyond just the interest rate. Borrowers could save thousands in lender fees as well.
Borrowers who collect up to five offers from mortgage lenders could save more than $2,000 on mortgage fees, according to a new study from LendingTree of 300,000 loan offers. These extra fees include the costs for a mortgage application, underwriting, origination, appraisals, and up to 16 other fees that borrowers are charged by lenders.
Some mortgage fees are flat fees. Others may be based on a percentage of the loan amount.
"Most aspiring home buyers are focused on saving for their down payment—and they may not have budgeted for additional thousands of dollars in fees," the study's authors note.
About 7% of new-purchase borrowers paid no fees when taking out a mortgage, and 15% paid less than $500. On the other hand, 13% of purchase borrowers paid $5,000 in fees and 3% paid more than $10,000.
Taxes, flood certification, city and county stamps, and recording fees tend not to be negotiable. But other mortgage fees may be, researchers say.
"You can skip the back-and-forth by shopping around for the best rate and fees before you commit to a lender," the researchers note. "In our study, we looked at the savings available to the same borrower who received offers from multiple lenders. The median spread between the highest and lowest fees proposed was $2,045 for people who received five offers or more. That's a lot of money to potentially save."
"Borrowers Can Save Over $2,000 by Shopping for Lenders Who Offer Low Mortgage Fees, LendingTree Study Finds," LendingTree (May 23, 2019)
How to Make a Ceiling Look Taller
Thursday |
It can be difficult to lend the illusion of more space to a home with low ceilings. A recent article at Houzz from columnist Becky Harris explains how you can make low ceilings appear higher.
© Lourdes Gabriela Interiors
Use High-Gloss Paint to Your Advantage
Painting the ceiling a glossy white will allow the room to reflect more light, making it appear more spacious that it really is. Interior designer Lourdes Gabriela used glossy white ceilings in a Florida condo that, she said, was suffering from "oppressively low" ceilings. The short height of the ceilings was exacerbated by low-hanging track lights and short louvered doors. After giving the ceiling a glossy paint finish, Gabriela also used a flush-mount chandelier over the dining table to help lift the perception of the ceiling.
© MainStreet Design Build
Emphasize Long Horizontal Planes
Using horizontal design elements can actually lift the vertical parts of a room. It also distracts the eye from looking up. Designers with MainStreet Design Build used long horizontal display shelves on the walls in the kitchen to "draw the eye to the long horizontal planes and the objects on them," Harris notes. The shelves command attention and lead people to notice the expanse of the wall instead of the challenges of a short ceiling. "The generous amount of white space between the top shelf and the ceiling makes the ceiling seem higher," Harris writes.
© Carl Mattison
Add Some Millwork
Floor-to-ceiling millwork not only gives a space an eye-catching design element but also can be used to lift the ceiling, too. Designer Carl Mattison added wall paneling to the open-concept dining space in an Atlanta cottage. "Seeing so many stacked squares lends the illusion of height," Harris writes. "Painting the millwork and adjacent kitchen cabinets the same color keeps the room from feeling chopped up."
Height isn't the only reason to consider design elements that can showcase the ceiling in a different light. There are plenty of stylish ways to showcase the ceiling as a means of adding more depth to a room or more pizzazz to a home that may be lacking eye-catching qualities. Consider some of the design pops for the ceiling in the photo gallery below.
"7 Ways to Make Low Ceilings Seem Higher," Houzz (May 2, 2019)
A Spring Sales Pick Up: Contract Signings Rebound
Pending home sales were back on track last month, reversing course after last month's drop. Three of the four major regions saw an uptick in contract signs in March, the National Association of REALTORS® reported Tuesday.
NAR's Pending Home Sales Index, a forward-looking indicator based on contract signings, rose 3.8 percent last month over February, and contract signings reached a reading of 105.8. Still, contract signings are down 1.2 percent year over year, marking the 15th consecutive month of annual decreases.
Pending home sales have been volatile in recent months. However, NAR's Chief Economist Lawrence Yun predicts the numbers to begin climbing more consistently.
"We are seeing a positive sentiment from consumers about homebuying, as mortgage applications have been steadily increasing and mortgage rates are extremely favorable," Yun says.
Sales activity in the West has risen at a relatively stable rate for the past five consecutive months. The region saw a "significant spike" in activity in March, Yun notes. "Despite some affordability issues in the West, the numbers indicate that there is a reason for optimism," he says. "Inventory has increased too. These are great conditions for the region."
But overall, sales activity continues to "underperform" across the country, says Yun.
"In the year 2000, we had 5 million home sales," he says. "Today, we are close to that same number, but there are 50 million more people in the country. There is a pent-up demand in the market, and we should see a better performing market in the coming quarters and years."
© National Association of REALTORS®
Study: First-Time Buyers Are Better Mortgage Shoppers
Newbie home buyers are more likely to shop around for a better mortgage loan term than repeat buyers, a new study from LendingTree shows. Studies have shown that shopping around for a mortgage can be a smart move, too: Home buyers could see a median lifetime savings of $40,959 in interest on a $300,000 loan by comparison shopping.
LendingTree researchers recently compared first-time buyers with repeat mortgage borrowers to see who is the more savvy shopper.
First-time buyers may be new to the real estate world, but they are entering the loan process prepared, the study confirmed. Fifty-two percent of first-time buyers consider more than one lender when choosing a mortgage, slightly more than 48 percent of repeat borrowers who do the same. Further, 29 percent of first-time buyers apply for a mortgage with more than one lender compared to just 20 percent of repeat buyers.
Researchers also note that first-time buyers may be more likely to shop around because they are concerned about qualifying for a loan. Only 24 percent of home buyers said they were very familiar with the different types of mortgages available, compared with 52 percent of repeat borrowers who said they were. Not surprising, first-time buyers also were less familiar with all aspects of the mortgage process, given it's the first time they're going through it.
Source: Lending Tree
Waterworld: Could Floating Homes Be the Future?
© Craig Denis
An "electrical livable yacht" from Arkup
As sea levels rise, architects are brainstorming ways to make homes more resilient to flooding. A floating unit is being singled out as a living solution for coastal areas.
Oceanix, a nonprofit that designs and builds floating cities, and the MIT Center for Ocean Engineering are showing off a futuristic concept of a floating city. The floating communities can expand, contract, and combine to form cities in prefabricated hexagonal islands of 4.5 acres that are able to house up to 300 people. Combine six of these islands and you could have a small city of 10,000, they estimate.
Modular floating villages could be clustered around a central port that offers shopping, health care, and other businesses. The islands would be designed to be self-sufficient, growing their own food and purifying their own water.
Report: Climate Change Affecting Investors' Decisions
Researchers estimate that 90 percent of the world's largest cities could be exposed to rising sea waters over the next few decades. Up to 2.4 million homes and more than 100,000 commercial properties are at risk of chronic flooding over the next 30 years, warns a 2018 report from the Union of Concerned Scientists.
Arkup home dining room and deck
Architects are responding to the warnings, and are even making disaster-proof homes available now—for a hefty price. The Florida company Arkup recently touted the houseboat of the future—an "electrical livable yacht," which combines a luxury yacht, waterfront villa, and a floating motor home, all incorporating self-sustainability. It boasts 2,300 square feet of rooftop solar panels to power it at shore. But it's getting lots of buzz for its apparent ability to withstand a Category 4 hurricane.
Arkup's floating home living room.
The Arkup, divided between the main and upper decks, boasts 4,350 square feet of indoor and outdoor living space. It'll be costly to buy; the purchase price starts at $5.5 million and goes up to $12 million.
Adding Resilience to Homebuilding
Prices remain high for disaster-proof homes, but as disasters mount, will buyers be willing to pay more for resilient architecture?
"Resilient buildings provide value for our stakeholders because they withstand extreme weather and natural disasters more effectively, and they reduce the cost and waste associated with damage and reconstruction," according to "A Culture of Resilience," a sustainability report from Prologis, a warehouse firm that has about 3,200 facilities across 19 countries.
Prologis has outfitted its Japanese warehouses with seismic isolation systems that are capable of absorbing earthquake shocks and also have back-up energy and water supplies, Forbes.com reports.
"When hurricanes and earthquakes hit North America and typhoons struck Japan last year, our buildings stood strong while our teams mobilized immediately—keeping our customers in business or putting them back in business quickly," Prologis CEO Hamid Moghadam told Forbes.com.
More reports are calling for global real estate to do more to protect itself from natural-disaster threats. "Without substantial and sustained global mitigation and regional adaptation efforts, climate change is expected to cause growing losses to American infrastructure and property and impede the rate of economic growth over this century," according to the 2018 U.S. National Climate Assessment report, issued by the U.S. Global Change Research Program, a program mandated by the U.S. Congress comprising 13 federal agencies.
"Rising Seas & Bigger Hurricanes—No Problem With a Floating Home," TopTenRealEstateDeals.com (April 2019); "Natural Disasters Are Fueling the Rise of Resilient Infrastructure," Forbes.com (April 8, 2019); and "Could We Live in These Floating Cities in the Future?" Curbed.com (April 5, 2019)
Notre Dame Fire Proves Vulnerability of Historic Buildings
Saturday |
This week's fire at Paris' Cathedral of Notre Dame is bringing a realization that historic buildings may be prone to such tragedies. The fire spread through the wooden attic, bringing down its 300-foot spire and engulfing two-thirds of the roof, and occurred over just an hour.
lauramusikanski – Morguefile
Building the cathedral attic required the wood of more than 1,300 trees. Attics tend to be dry spaces and, when dust and debris accumulate, they can be even more flammable, fire experts say.
"Once these massive timber structures start to burn, they almost never can be stopped," Jonathan Barnett, an international fire safety authority at Basic Expert in Australia, told The New York Times. "We focus on their masonry walls and forget all the massive timber within."
Firefighters were able to save the Norte Dame's two massive bell towers and at least one of the stained glass windows, but the quickness of the fire is testament that more may need to be done to protect historic buildings, which may be among the most vulnerable to fires. The cause of the Notre Dame fire is still under investigation.
In 1979, the Trinity Congregational Church, a 19th-century church in Gloucester, Mass., caught fire and burned to the ground within minutes. Renovators were using a blowtorch to melt old lead paint in the building, instead of scraping it off, when the fire first broke out. Three years ago, the Serbian Orthodox church in Manhattan was also destroyed by a fire.
"When you combine ancient webs of timber and a large volume of open space, you have the ideal situation for a raging inferno," Forbes.com reports.
The National Fire Protection Association says that about 31 American congregations burned from 2007 to 2011.
Fire safety experts say historic cathedrals' wooden roofs are made of flammable materials and can be difficult to reach when fires break out.
"These cathedrals and houses of worship are built to burn," Vincent Dunn, a fire consultant and former New York City fire chief, told The New York Times. "If they weren't houses of worship, they'd be condemned."
But a big question remains: How do you retrofit historic buildings to meet fire safety codes without destroying part of the history? The U.S. Department of Interior's Advisory Council on Historic Preservation and the General Services Administration published "Fire Safety Retrofitting in Historic Buildings" in 1989.
"Fire safety improvements support historic preservation objectives, as such improvements ultimately will protect the property from extensive damage in a fire incident," the report states. "In most cases these improvements can be accomplished without significantly altering the historic features of the property."
"Notre Dame Fire Shows Just How Vulnerable to Disaster Historic Churches Are," Forbes.com (April 16, 2019) and "How the Notre-Dame Cathedral Fire Spread," The New York Times (April 16, 2019)


The air mozilla podcast is part of air mozilla, the Internet multimedia presence of Mozilla.
In this edition Air Mozilla host Asa Dotzler talks with Rishi Mallik who is an marketing intern at Mozilla. Rishi is working on the Spread Firefox project. The Interview was recorded during a live Broadcast of Air Mozilla on August 1, 2007.
Become a Firefox affiliate: Once you sign up as a SpreadFirefox member, add a Firefox button to your website and a link to your e-mail signature. (Buttons in languages other than English are available here.) Every time someone clicks on your link, you'll get a point. Points earn you prizes and visibility in the roll call, which will drive significant traffic to your website.
In this edition of the Air Mozilla Podcast host Asa Dotzler talks with Bret Reckard, one of Mozillas Recruiter. The Interview was recorded during a live Broadcast of Air Mozilla on August 1, 2007. Mozilla is all about talented people working to improve the Web - it defines our past, our future and our average workday. Want to join us? Tell us why and send your resume to careers@mozilla.com.
Are you a college student or recent graduate? The big, bad world isn't so bad after all - check out our College Recruiting page!
In this edition Air Mozilla host Asa Dotzler talks with Seth Bindernagel of the Mozilla Community Empowerment Program. The interview was recorded during a live broadcast on Air Mozilla on Wednesday, August 1, 2007.
The Community Program will use a portion of Mozilla revenue to support and strengthen the activities of the Mozilla community. We will start by reaching out to our dedicated community contributors. As the program grows, we will look to expand to supporting new contributors and new projects.
Here is a link to the Mozilla wiki with specific details about the program.
If you want to refer a key contributor to Mozilla, have a highly-leveraged idea that we should support, or want to nominate yourself, please click through to learn how to make a referral. There are a set of questions listed that we will consider when looking at each proposal that you should be able to answer positively before submitting a new idea. If you feel strongly that you can answer each question, then please email Seth Bindernagel.
This edition is the 6th and final part of an interview with Mitchell Baker, Chief Lizard Wrangler and CEO at Mozilla. The interview was recorded during a live broadcast on Air Mozilla on Wednesday, July 11, 2007. Host Asa Dotzler is talking with Mitchell about the state of the Mozilla project, and the audience were asking questions live via email, IM, and IRC.
This is the 5th part of an interview with Michell Baker. Mitchell Baker is the Chief Executive Officer of the Mozilla Corporation, a subsidiary of the Mozilla Foundation that coordinates development of the open source Mozilla Internet applications, including the Mozilla Firefox web browser and the Mozilla Thunderbird email client.


text:
Avondale, CO (View All Cities)
Pueblo County
Mountain (3:27pm)
38.1, -104.4
Avondale, CO
N Avondale, North Avondale
ZIP code 81022 is located in southern Colorado and covers a large land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.
The people living in ZIP code 81022 are primarily white. The number of middle aged adults is extremely large while the number of people in their late 20s to early 40s is large. There are also a large number of families and a slightly less than average number of single adults. The percentage of children under 18 living in the 81022 ZIP code is slightly higher than average compared to other areas of the country.
4 people per sq mi
426.09 sq mi
Male 46 69 53 48 39 40 35 53 50 77 58 47 53 30 31 14 13 15
Female 44 54 66 62 47 38 48 42 50 77 57 57 42 30 27 16 16 16
Total 90 123 119 110 86 78 83 95 100 154 115 104 95 60 58 30 29 31
Under 5 46 44 90
Owner 7 37 67 119 104 63 34 20
Renter 12 21 28 27 12 10 4 1
Total 19 58 95 146 116 73 38 21
75-84 34 4 38
Male 11 6 9 11 14 15 9 13 18 12 11 8 13 9 10 7 10 14 7 7
Female 8 11 7 9 12 15 13 8 6 17 9 14 17 9 10 15 12 11 14 6
The majority of household are owned or have a mortgage. Homes in ZIP code 81022 were primarily built in the 1990s. Looking at 81022 real estate data, the median home value of $118,300 is slightly less than average compared to the rest of the country. It is also slightly less than average compared to nearby ZIP codes. 81022 could be an area to look for cheap housing compared to surrounding areas. Rentals in 81022 are most commonly 3+ bedrooms. The rent for 3+ bedrooms is normally $750-$999/month including utilities. Prices for rental property include ZIP code 81022 apartments, townhouses, and homes that are primary residences.
For more information, see Avondale, CO house value.
As with most parts of the country, vehicles are the most common form of transportation to places of employment. In most parts of the country, the majority of commuters get to work in under half an hour. Most commuters in 81022 can expect to fall in that range. Having to travel to work for over 45 minutes isn't uncommon for people who live here.
The population has a much higher percentage of people with low education levels (less than high school) than normal. Despite the lower high school graduation rates, the area has some of the highest percentages of people who attended college of any ZIP.
ZIP Code 81022 is in the Pueblo County School District 70. There are 1 different elementary schools and high schools with mailing addresses in ZIP code 81022.
Avondale Elementary School
213 Highway 50 East
Avondale, CO 81022
District: Pueblo County School District 70
Boone, CO
Fowler, CO
Rye, CO
Walsenburg, CO

redpajama_set_name: RedPajamaCommonCrawl


text:
Francis Says Jesus was Daring to Pick Apostles Who Were So Stupid...
The Tenth Crusade
That statement you make when you think all blue collar workers are stupid: "It really seems too daring that Jesus entrusts the task to a small group of simple men without great intellectual abilities!"
The man seems to subscribe to an awful lot of urban legends.
Blue collar workers are stupid.
People who own guns are not Christian.
Women who trust God and are open to life know about as much about procreation as wild bunny rabbits.
Folks who come to Mass to immerse themselves in Christ in mystical prayer are people who don't like to dance.
People who know the effects of receiving the Blessed Sacrament in a state of mortal sin are museum mummies.
Catholics complaining about the stupid things he's doing and saying and the damage its doing to people we love are bitter, rigid, pickle-pussed gossip terrorists.
It's all so tiring.
Tomorrow, citizens of my beloved Ireland are voting on a referendum to put children to death. The Holy Father has said nothing. Absolutely nothing. He expresses his disgust for every raised eyebrow but nothing to say about the lives of the unborn and the salvation of their mothers.
At the end of the day, Christ knew when it comes to an apostolic mission, even an apostolic imbecile is better than someone who just doesn't give a damn.


The Havre High football team always knew that winning against Billings Central in Billings was going to be tough. But when the Blue Ponies took the field against the Rams, it didn't take long to notice the drastic difference between the two teams.
Billings Central, which is currently tied for second place in the Eastern A with a 6-1 overall record, got its sixth win of the year, thanks to a 55-0 shutout win over Havre Friday night in Billings. The Rams scored early, with 34 first-quarter points to be exact and from there, never looked back in a dominating win.


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ultraboy aka contradiction is a 20 year old (DOB: December 19, 1998) muggle-born wizard living in hogwarts. He wields a 7" Pine, Phoenix Feather wand, and is a member of the unsorted masses of Hogwarts students just off the train eagerly crowding around the Sorting Hat. His favorite Harry Potter book is Harry Potter and the Goblet of Fire and his favorite Harry Potter character is Harry potter.
life was hard for c he was bullied as a kid and lived with foster parents. He ran away and somehow they caught him. He was taken back to the foster home and he was miserable.The parents were nice,but the kids were horrible. When he got his letter they took it from him,read it and tore it up. One of the kids said, "if we don't get letters you don't get letters.Then hagrid came and took me to hogwarts and life was bliss from then on.


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Are you using 4/4 color business cards?
4/4 color refers to the full photographic (unlimited) colors on both sides of the business card.
When used effectively business cards can be a great marketing tool. In this article we will discuss 5 of the most effective ways that you can use your business cards everyday.
Business card printing has come a long way in the last 10 years thanks to the big developments in printing technology. Gone are the days of black + white cards or 3-4 color cards, today we have so many different choices it can sometimes be confusing and overwhelming for someone just wanting to purchase something so simple as business cards.
When searching to get your business cards printed you will have no doubt come across a large number of options available to you. Here we will look at 2 of the most popular ones, being raised print and full color.


Top Garden Benches for sale.
A garden is intended to be enjoyed. You either are on your knees working in it or you are sitting in it admiring your work and natures help. A garden bench is the perfect companion to a backyard or a garden. Without a bench, one may just walk through a garden and not stop and smell the flowers. One has to sit in a garden and let the garden open up to them. Below are some of our choices for our top choices for a garden bench.
This bench will compete with your flowers as the focal point of the garden. It is perfect for one or two people. It is well constructed and only weighs 37lbs making it easy to move throughout the seasons for the best view. Any bench is a romantic statement but this one is inviting love and unity. Make this bench your daily destination to mediate, dream and plan out the seasons flowers to plant.
2.Wood Garden Driftwood Bench with Curved back. 5 ft.
This bench is constructed using Eucalyptus wood that will stand the test of time outside. It is a 5 foot outdoor wooden driftwood bench that is made to share. Take the time each day to have a sit and enjoy the world around you. The driftwood bench has personality and it arched back makes it comfortable to sit on.
Product Dimension: 60L x 25W x 36H in.
Vintage Hummingbird Garden Bench adds class to any garden or yard. It is a wonderful piece of outdoor furniture and can quickly become your favorite place to sit. Very strong cast iron tube features a beautiful, natural design to rest your back on. It has a classic black finish that will fit in with any backyard. This makes a perfect fit for anyone's garden.
4. Eco-Friendly Wood Garden Bench 5ft.
This beautiful oil rubbed eucalyptus wooden bench would look amazing under a tree or in your garden. Enjoy the peacefulness that a bench can give any yard. You need to spend more time outside and enjoy all that is around you. Just do not walk through, but be in and soak up your own personal piece of nature. Although this bench was designed for the outside with it's comfortable slatted back and seat, it would also be wonderful in a sun room or deck. This bench is resistant to termites, mold, rot, fungi, which allows you to enjoy this bench for a long, long time.


text:
Max Meyer was an Italian professional cycling team that existed from 1967 to 1969.

Major wins

1967
 Giro del Veneto, Luciano Galbo
1968
 Overall  Tirreno–Adriatico, Claudio Michelotto
 Coppa Agostoni, Claudio Michelotto
 Gran Premio Industria e Commercio di Prato, Adriano Durante
1969
 Overall  Giro di Sardegna, Claudio Michelotto
 Milano–Torino, Claudio Michelotto
 Trofeo Laigueglia, Claudio Michelotto

References

External links

Defunct cycling teams based in Italy
1967 establishments in Italy
1969 disestablishments in Italy
Cycling teams established in 1967
Cycling teams disestablished in 1969

redpajama_set_name: RedPajamaWikipedia


text:
//
//  PhotoAlbumCell.h
//  SmartHouse
//
//  Created by Anton Bohomol on 4/28/15.
//  Copyright (c) 2015 CYBERVISION INC. All rights reserved.
//

#import <UIKit/UIKit.h>

@interface PhotoAlbumCell : UICollectionViewCell

@property (weak,nonatomic) IBOutlet UIImageView *thumbnail;
@property (weak,nonatomic) IBOutlet UILabel *title;
@property (weak,nonatomic) IBOutlet UILabel *position;
@property (weak,nonatomic) IBOutlet UIImageView *status;

@end

redpajama_set_name: RedPajamaGithub


text:
Home BENCHPRO
Improved buying boosts UK gold demand by 18% in Q3
World Gold Council figures show last quarter demand totalled £121m.
Gold demand trend figures for Q3 2014, as compiled by the World Gold Council (WGC), have revealed ongoing growth in UK demand for gold, with an 18% year-on-year increase in the third quarter.
The jewellery sector remains the key driver of gold demand in the UK, with consumers responding to lower-priced stock and improved product selection. According to the WGC, this is the result of retailers taking advantage of lower international wholesale prices, building their product offer and stock ahead of the Christmas sales period.
According to the WGC data, the UK increase recorded in Q3 represents the fifth consecutive year-on-year rise in UK jewellery demand.
In total, UK consumer demand for gold hit 4.6 million tonnes in Q3 2014, an 18% increase compared to the same period in 2013, with a total value of $190 million (£121m), up from $166 million (£106m) in Q3 2013.
For the 12-month period ended Q3 2014, UK gold demand had totalled $1.05 billion (£671m), totalling 25.5 tonnes.
GLOBAL GOLD DEMAND
At a global level, total global demand for Q3 was down 2% year-on-year to 929 tonnes.
Overall jewellery demand softened slightly down 4% to 534 tonnes, when compared with "an exceptional quarter in 2013". With a the long term in mind, the WGC says Q3 2014 jewellery demand was marginally stronger than the quarterly average of 527.6 tonnes, and year-to-date volumes continue to drive the upwards trajectory for gold demand recorded since 2009.
Elsewhere, Indian jewellery demand represented a 60% year on year increase to 183 tonnes in Q3 2014, the second highest Q3 on record for the country. While the increase is partly reflective of the weakness in Q3 in India last year – when the government introduced import curbs and raised import duties – the WGC says it also demonstrates resilience in India's appetite for gold jewellery. Improved consumer confidence in both the domestic economy and the new government added to the positive sentiment, with strong levels of purchasing being seen in the build up to Diwali.
In China jewellery demand for Q3 2014 was down 39% year on year to 147 tonnes, but was broadly in line with both Q3 2012 and the five-year quarterly.
US jewellery demand grew 4% year on year to 34 tonnes, the highest Q3 since 2009.
The WGC managing director of investment strategy Marcus Grubb said: "This quarter the market continued to find its feet after an exceptional 2013, with China catching its breath and buying in the build up to Diwali driving Indian jewellery purchases. The figures for India and China this quarter reinforce the need to understand the factors which underpinned an exceptional Q3 last year. In 2013, India was impacted by import curbs and increased import duties imposed by the previous government, whereas exceptional buying in China during the same period shaped buying patterns in 2014.
"The long-term sources of demand – jewellery, investment, central banks and technology remain robust and diverse. People around the world buy gold for different reasons at different times, reinforcing the unique self balancing nature of the gold market. With recycling at a seven year low and mine supply looking increasingly likely to be constrained in the future the outlook for physical gold demand remains strong."
In terms of supply, total gold supply fell by 7% in Q3 2014, continuing the broad themes surrounding gold supply during the first half of the year. Mine production stabilised, with 1% growth to 812 tonnes, but recycling slowed considerably, reaching its lowest year to date levels since 2007 at 807 tonnes.
GOLD DEMAND AND SUPPLY STATS FOR Q3 2014
•	Gold demand for Q3 2014 was 929t, down 2% year on year from 953t.
•	Central bank purchases declined 9% year on year, to 93t from 101t.
•	Total bar and coin demand fell by 21% year on year, to 246t from 312t.
•	ETF outflows were 41t, compared to 120t in the same period last year.
•	Total jewellery demand fell by 4% year on year, to 534t from 556t.
•	Technology declined by 5% to 98t compared to 103t in Q3 2013.
•	Total supply fell by 7% to 1,048t compared to 1,129t in the same period last year.
The Q3 2014 Gold Demand Trends report, which includes comprehensive data provided by GFMS, Thomson Reuters, can be read in full here.
gold demand q3
q3 2014 gold demand trend
uk gold demand
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Global demand for gold drops to lowest in 11 years in Q3 2020
New survey highlights golden opportunities for retailers
Fragile consumer confidence impacts gold jewellery demand in the UK


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When Pterodactyls Roamed the Golf Course
What do golfers call a score of 3-under par on a single hole (scoring 2 on a par-5, for example)? We call that either a double eagle (in the United States) or an albatross (most other places). But that wasn't always true. In fact, there was a time in golf when such a score was so rare there was no generally accepted, broadly used term for it. But one word that was used for that score was "pterodactyl." A pamphlet published in 1922 in the United States included definitions of scoring terms, including the common-by-that-time birdie and eagle. And it also included pterodactyl, which it defined as "a hole made in three strokes under par. This would be where a second shot with a brassie was holed out on a par 5 hole. It is rare enough to warrant the name." How common was pterodactyl as a golf term? Not very, it appears. A quick check of our usual sources for historical golf research did not turn up a single other use of it. Which doesn't mea


Lupinus bicolor's foliage type is na.
Lupinus bicolor's flower color is blue.
Communities for Lupinus bicolor:Coastal Strand, Mixed-evergreen Forest and Northern Coastal Sage Scrub.
Lupinus bicolor in our field.


Schererville's Premiere Carpet Cleaning Service!
Your dirty carpets have met their match with our Schererville carpet cleaning company. We see to it that you receive outstanding service and quality at a mid-range price. We believe that providing fantastic carpet cleaning results is only part of quality professional service. Making sure you receive a pleasant cleaning experience is as important as the cleaning process itself. We assume that how a service is performed is important to you. We know the value of having a friendly and helpful office staff, showing up on time, preventing little accidents from happening on the job, and respecting your home or office.
Our cleaning specialists are highly trained and experienced to ensure that you get the best results. They are all Internationally certified by the IICRC. They know what it takes to solve the toughest spots and spills. They will inspect your job and let you know before they start as to what you can expect for results.
We appreciate how important your time is and provide an on-time arrival guarantee. Punctuality is important to us. In the rare event that we fail to arrive during our schedule arrival time, we will gladly give you a $25 gift card.
We pride ourselves on the fact that most of our clients have been with us for many years. We long to so impress you with our professionalism and service that you too will want to insist on using us for all of you future cleaning needs. We are always there to assist you following the job in cases where you would like some guidance on resolving spot and spill issues.
Call today! We are glad to answer any questions about cleaning or to schedule a convenient appointment. We can't wait to demonstrate what outstanding service and professionalism is meant to be.


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Champagne and Roses to celebrate Valentine's Day at Los Bandidos
Home/Creative/Champagne and Roses to celebrate Valentine's Day at Los Bandidos
There's one romantic night every year on which restaurants offer their best charming loving side. That is Valentine's Day, next 14th of February and Los Bandidos, as part of its classic style will give a rose to every lady and toast with Champagne. A beautiful and intimate restaurant, front line in Puerto Banús is so special to make such an important date unforgettable…
January is when most of the restaurants think about their upcoming Valentine's Day's offer or proposals. Special menus, parties, surprises, live music, events… Los Bandidos is proud to be loyal to its philosophy in classic traditional style. That's why every lady will be given a rose on Valentine's Day and couples will toast their glasses with Champagne or Cava…
Of course, there's a blink to Valentine's Day anyway. In fact, no one will forget such a romantic night in one of the most popular restaurants in Puerto Banús. Front line for over 31 years and such a privileged location, make this appointment a perfect place to celebrate this event for lovers.
Experienced and profesional staff, room and kitchen, chefs and waiters, the whole team at Los Bandidos make the experience so pleasant that most of clients are loyal and keep coming in different seasons along the whole year. Who doesn't already know Los Bandidos in Puerto Banús?
Los Bandidos is on social media and Trip Advisor so every user, client, friend will be able to keep updated, follow, read and contact the restaurant in order to give opinions, posts, rating, etc… A great experience can be shared and recommended, that's for sure.
By Luis Recio|2018-01-29T09:25:40+00:00January 24th, 2018|Creative|0 Comments
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About the Author: Luis Recio
Los Bandidos renews its menu, while staying true to its classic international style.
Los Bandidos obtains a new Certificate of Excellence from Trip Advisor
Fine Dining during Easter Week in Marbella
Los Bandidos Restaurant, a new year full of hopeful anticipation
Los Bandidos embraces 2019 with a very Special New Year's Eve Menu
Jill Lindberg receives the Universal Icon Award at the Gender Power Awards Dinner at Los Monteros Hotel
Los Bandidos Restaurant, high-quality service and products


There are a number of ways you can reach me.
Send me smoke signals at this is fake site i just made up, so don't try clicking here.
Or just leave a comment on one of the posts. I'll get it. I hope.
Hey u need to check ur posts cause a few of them give a "Page Not Found" message, including the new one!


text:
Person:Adelaide del Vasto (1)
Aabh
Brlangston
Klingonpixie
New.incarnation
Aleramici
Adelaide _____, del Vasto
b.Abt 1075
d.16 Apr 1118
F. Manfred _____, del Vasto
Adelaide _____, del VastoAbt 1075 - 1118
Henry del Vasto1079 - Bef 1141
H. Ruggero I di Sicilia1031 - 1101
W. Adelaide _____, del VastoAbt 1075 - 1118
Matilda of SicilyAbt 1078 - 1147
Simon of Sicily1093 - 1105
Roger II of Sicily1095 - 1154
H. Baldwin I of Jerusalem1058 - 1118
Name Adelaide _____, del Vasto
Alt Name _____ Aleramici
Birth[1] Abt 1075
Marriage to Ruggero I di Sicilia
Marriage to Baldwin I of Jerusalem
Death[1] 16 Apr 1118
Adelaide del Vasto (Adelasia, Azalaïs) ( – 16 April 1118) was countess of Sicily as the third spouse of Roger I of Sicily, and Queen consort of Jerusalem by marriage to Baldwin I of Jerusalem. She served as regent of Sicily during the minority of her son Roger II of Sicily from 1101 until 1112.
This page uses content from the English Wikipedia. The original content was at Adelaide del Vasto. The list of authors can be seen in the page history. As with WeRelate, the content of Wikipedia is available under the Creative Commons Attribution/Share-Alike License.
↑ 1.0 1.1 Adelaide del Vasto, in Wikipedia: The Free Encyclopedia.
ADELAIDA del Vasto ([1072]-Palermo 16 Apr 1118, bur Patti, Convent of San Salvatore), in Cawley, Charles. Medieval Lands: A prosopography of medieval European noble and royal families.
Retrieved from "https://www.werelate.org/wiki/Person:Adelaide_del_Vasto_%281%29"
This page was last modified 18:44, 2 August 2017.


I fell head over heels in love with Das Kranzbach last summer. An English country house set deep in the Bavarian countryside, it features elegantly bold interior designs and a wellness area to delight even the most discerning of guests. It's just over an hour away from Munich and yet it feels like another world.
I was invited to enjoy a weekend of Britishness, in the most British building Bavaria has to offer. Das Kranzbach was commissioned by Mary Isabel Portman, having bought the pastures near Garmisch-Partenkirchen in 1913. I'm quite a fan of Mary Portman – she was a wonderfully independent woman with a colourful history. She was an English aristocrat who was friends with the cultural elite – for ten years, she wrote weekly with Virginia Woolf, and was taught violin by August Wilhelmj.
Work on Portman's manor house – which she envisaged as a meeting point for Europe's artists and musicians – began in 1913, but a year later, war broke out. In December 1914, the New York Times ran a piece on Mary Portman's financial state – the war had left her unable to receive money from England and subsequently unable to pay her builders. It remains unclear as to whether Portman ever returned to her home near Garmisch-Partenkirchen, and she died in Switzerland in 1931.
Thankfully, she hasn't been forgotten. Mary Portman didn't know it, but she instigated Bavaria's most wonderful hotel.
That view will never get old. The hotel is surrounded by the Wetterstein, the Wilder Kaiser and Germany's highest mountain, the Zugspitze, guaranteeing you a gorgeous view wherever your room is.
After cocktails, we headed through the house to dinner.
Dinner was a four course affair, as much salad as you could possibly eat and platters of cheese to round things off.
Full and sleepy, we headed to bed, keen to be fit for a competitive game of croquet the following morning.
After breakfast, croquet got underway. Reminiscent of the England football team at the World Cup this year, I lost at my own country's sport. Twice. I must have been too busy ogling the Zugspitze in the background.
It was time for a well-earned lie down. I settled down with a book by the pool, occasionally jumping in for a little respite from the heat.
And then, it was time for afternoon tea. Das Kranzbach's deputy manager, Mario Pabst, had rather sweetly done his research on tea time, so as not to make any errors with an Englishwoman present. I think he knew more than me. We were offered Darjeeling and Assam, sandwiches (alas, not with cucumber, which I have a real soft spot for) and scones with jam. I love to watch Germans eat scones, because they invariably take one big bite and wonder why it's so dry.
Alpine horns. And in true Bavarian style, the afternoon went as such: Play a tune, drink a beer, play a tune, drink a beer. Repeat.
As dusk fell, the evening was spent enjoying dinner, the rather kitsch mountain backdrop and good wine.
Sonja Schön, an astrologist and Arts and Craft enthusiast held a talk afterwards, about the Arts and Craft Movement in the early twentieth century. It was fascinating, and I had no idea just how influential William Morris was in Great Britain. Besides leading the Arts and Craft Movement, he also founded the UK's Socialist League. He inspired the German artist Melchior Lechter – and it just so happens, that Sonja has one of the country's biggest collections of his original work. It was fascinating to sit and pore over the intricate books, many of them over a hundred years old, and it was a lovely way to round up a weekend of British delights at Das Kranzbach.
Rooms at Das Kranzbach are available from 155 € per night, per person for a stay of under a week. The romantic tree house is available for 255 € per night, per person during the week, or 275 € at the weekend. If you're celebrating your honeymoon (or just fancy a whole lot of luxury), the treehouse is a dream.
If the whole family's planning on visiting (grown up children only), the gatehouse is stunning. Equipped with a small kitchen, a lounge, and two double rooms with ensuite bathrooms, it's a little further away from the other guests, allowing you maximum privacy.
Whichever room you stay in at Das Kranzbach, I guarantee it'll be pure luxury with a splendid view.
Those views are straight-up legit. Looks like a gorgeous place to stay!
Argh, so beautiful. Those views are incredible! And that sounds like fun, mixing cocktails with Thomas the barman. I'm obviously shocked you didn't go for a Ladyboy though.


As fresh fruit consumption, cocktails, BBQ sauces, bottled juices, fruit drinks, lime puree and pulp, lemonade, mayonnaise ad condiments, marinades and tenderisers, margarita , pastry and cakes, pie fillings and custards, preserves, jellies and marmalades, salad dressings, also used at food service to enhance flavours of seafood and food dressing.
Production of Oils, Juices and Essences, click here to see their products.
The main goal of moreno limes, is to provide their customers the best limes on the market. click here to see their products.


This is an international non- profit organization who have partnered with UQPE to support their farmers in two districts to produce Fonio in 2016. This is part of the organization aim to ensure food security and increase incomes of farmers in these districts. Farmers will be sensitized and registered to produce Fonio. They are providing the farmers with the necessary trainings and skills to produce Fonio.
This department has so far supported the company with all its research activities. They supported us in substantiating the nutrient requirements of our products before it goes to the food and drugs authority for certification, and also exploring the possibility of developing new products for the company.
We have collaborated with the ministry of food and agriculture district offices to provide extension services to Fonio farmers. Since famers have stop producing this crop for some time, they need extension visits by the MoFA extension officers to ensure good agricultural practices are upheld. This extension services are expected to lead to increased outputs.
This department is responsible for the certification of the company's products. They have certified and approved organic Fonio. We will continue to partner with this organization to certify our new products in the near future.


Leptosphaeria maculans(anamorph Phoma lingam) is the causal agent of blackleg disease on Brassica crops. One of the symptoms of this disease is stem canker leading to major crop losses. The life cycle of this fungus consists of alternation between a saprohytic phase on plant residues, a necrotrophic short phase on leaves and a long phase of endophytism inside the plant tissues. Finally, it eventually kills the plant with another nectrotrophic phase at the basis of the stem.
Browse this genome at the Ensembl Genomes browser.


(Telecompaper) Apple has announced new versions of its iPad Air and iPad Mini, after several years of the older models on the market. This completes the new range started with the low-cost Apple iPad 9.7 and high-end iPad Pro models launched last year.
(Telecompaper) Apple unveiled at an event in New York an updated version of its iPad Pro. The tablets come with the new Liquid Retina displays, a faster processor, Face ID replacing the Touch ID to unlock the device, a new USB-C Connector, gigabit LTE and the magnetic Apple Pencil. Available in 11- and 12.9-inch models, the new iPads go on sale 07 November in stores.
Apple is already hard at work on a new set of chips and hardware for this year, but Meltdown and Spectre could have ramifications well beyond Intel. The post Apple Prepping New Coprocessors, Macs, iPad for Later This Year appeared first on ExtremeTech.
A significant iPad price cut has paid short-term dividends, but will it revive the tablet market longer term? The post Price Cuts Drive Apple iPad Sales Higher for First Time in 3 Years appeared first on ExtremeTech.


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Lars Thiede (* 19. März 1970 in Berlin-Spandau) ist ein deutscher Schachspieler mit dem Titel eines Internationalen Meisters.

Karriere im Schach
Thiede trat 1988 in den Verein Schachfreunde Neukölln (seit 2005 Schachfreunde Berlin 1903) ein und spielte in der Folge für den Verein bei der deutschen Jugendmannschaftsmeisterschaft sowie zunächst in der Berliner Landesliga und später der Oberliga Nord-Ost bis hin zur zweiten und (seit der Saison 1997/98) ersten Bundesliga. Er nahm mit dem Verein fünfmal (2001, 2002, 2003, 2005 und 2006) am European Club Cup teil und gewann 2001 und 2002 jeweils am fünften Brett eine individuelle Goldmedaille, 2005 am dritten Brett eine individuelle Bronzemedaille. In der österreichischen Bundesliga spielt er seit 2010 für ASVÖ Wulkaprodersdorf.

2015 nahm Thiede an der Weltmeisterschaft im Blitzschach teil, die er mit 7,5 von 21 Punkten auf Rang 174 beendete.

Anlässlich der Schachweltmeisterschaft 2016 war Thiede mehrfach als Schachexperte für den Sender N24 im Einsatz.

Privatleben
Thiede ist selbständiger Rechtsanwalt.

Weblinks

 Profil auf schachbundesliga.de

Einzelnachweise

Schachspieler
Schachspieler (Deutschland)
Schachspieler (Schachfreunde Berlin)
Schachspieler (SV Wulkaprodersdorf)
Deutscher
Geboren 1970
Mann


As organizations navigate unpredictable economic headwinds, a rapidly-evolving technology landscape and shifting socio-political and regulatory trends, risk management is becoming an increasingly crucial function. In order for the risk function to properly manage the uncertainty ahead, it is crucial that it recognize the large technology dividend to be gained by leveraging three key capabilities: data, analytics and process automation.
Despite budgetary constraints and lack of support from senior management, the long-term benefits of these technologies both for the risk function and the organization will greatly outweigh their initial costs. "Targeting a Technology Dividend in Risk Management," a new report from the Marsh & McLennan Companies Asia-Pacific Risk Center and the Pan-Asia Risk and Insurance Management Association (PARIMA), explains the why and how of digitizing the risk function.


2-Roll compatible black ink ribbons for Brother fax 575 Intellifax 5750p machine, to replace Brother PC-402 Black Thermal Transfer Ribbon film roll.
Compatible so you save money over OEM. Produces crisp and clean prints. Installs easily. Device Types: Fax; Color(s): Black; Page-Yield: 165; Supply Type: Thermal Film Ribbon.
Thermal transfer refill rolls for Brother plain paper fax machine, 2/pack. Device Types: Fax Colors: Black Page-Yield: 150 Supply Type: Thermal Transfer Refill Roll.
Thermal film roll is designed for use with Panasonic KX-F1000, 1020, 1050, 1070, 1100, 1150 and 1200. Roll yields 660 pages.
Compatible ribbons save you money over OEM. Produces clean, crisp printouts. Simple to install.Innovera UX3CR.
Looking for more Fax Machine Thermal Transfer Ribbons similar ideas? Try to explore these searches: Panasonic Noise Canceling Headphone, Cymbidium Arrangement, and Coral Greek Key.
Look at latest related video about Fax Machine Thermal Transfer Ribbons.
Shopwizion.com is the smartest way for online shopping: compare prices of leading online shops for best deals around the web. Don't miss TOP Fax Machine Thermal Transfer Ribbons deals, updated daily.


NEW YORK, Nov. 21, 2018 (GLOBE NEWSWIRE) -- In new independent research reports released early this morning, Fundamental Markets released its latest key findings for all current investors, traders, and shareholders of Tandy Leather Factory, Inc. (TLF), Boxlight Corporation (BOXL), Willamette Valley Vineyards, Inc. (WVVI), electroCore, Inc. (ECOR), FAT Brands Inc. (FAT), and Village Super Market, Inc. (VLGEA), including updated fundamental summaries, consolidated fiscal reporting, and fully-qualified certified analyst research.
The new research reports from Fundamental Markets, available for free download at the links above, examine Tandy Leather Factory, Inc. (TLF), Boxlight Corporation (BOXL), Willamette Valley Vineyards, Inc. (WVVI), electroCore, Inc. (ECOR), FAT Brands Inc. (FAT), and Village Super Market, Inc. (VLGEA) on a fundamental level and outlines the overall demand for their products and services in addition to an in-depth review of the business strategy, management discussion, and overall direction going forward. Several excerpts from the recently released reports are available to today's readers below.
For the three months ended September 30th, 2018 vs September 30th, 2017, Tandy Leather Factory reported revenue of $18.89MM vs $18.39MM (up 2.71%) and analysts estimated basic earnings per share -$0.01 vs $0.06. For the twelve months ended December 31st, 2017 vs December 31st, 2016, Tandy Leather Factory reported revenue of $82.32MM vs $82.92MM (down 0.73%) and analysts estimated basic earnings per share $0.48 vs $0.69 (down 30.43%). Analysts expect earnings to be released on March 6th, 2019. The report will be for the fiscal period ending December 31st, 2018. The reported EPS for the same quarter last year was $0.22.
For the three months ended September 30th, 2018 vs September 30th, 2017, Boxlight reported revenue of $10.20MM vs $10.23MM (down 0.32%) and analysts estimated basic earnings per share -$0.12 vs $0.09. For the twelve months ended December 31st, 2017 vs December 31st, 2016, Boxlight reported revenue of $25.74MM vs $20.37MM (up 26.37%) and analysts estimated basic earnings per share -$1.20 vs -$0.48. Analysts expect earnings to be released on April 1st, 2019. The report will be for the fiscal period ending December 31st, 2018. Reported EPS for the same quarter last year was -$0.95. The estimated EPS forecast for the next fiscal year is -$0.20 and is expected to report on April 1st, 2019.
For the three months ended September 30th, 2018 vs September 30th, 2017, Willamette Valley Vineyards reported revenue of $5.46MM vs $5.14MM (up 6.17%) and analysts estimated basic earnings per share $0.08 vs $0.09 (down 11.11%). For the twelve months ended December 31st, 2017 vs December 31st, 2016, Willamette Valley Vineyards reported revenue of $20.85MM vs $19.43MM (up 7.35%) and analysts estimated basic earnings per share $0.46 vs $0.43 (up 6.98%). Analysts expect earnings to be released on March 28th, 2019. The report will be for the fiscal period ending December 31st, 2018.
For the twelve months ended December 31st, 2017 vs December 31st, 2016, electroCore reported revenue of $0.81MM vs $0.25MM (up 219.36%) and analysts estimated basic earnings per share -$0.12 vs -$0.10. Analysts expect earnings to be released on February 12th, 2019. The report will be for the fiscal period ending December 31st, 2018. The estimated EPS forecast for the next fiscal year is -$1.85 and is expected to report on February 12th, 2019.
Analysts expect earnings to be released on March 26th, 2019. The report will be for the fiscal period ending December 31st, 2018.
For the three months ended July 31st, 2018 vs July 31st, 2017, Village Super Market reported revenue of $413.55MM vs $410.68MM (up 0.70%) and analysts estimated basic earnings per share $0.42 vs $0.48 (down 12.50%). For the twelve months ended July 31st, 2018 vs July 31st, 2017, Village Super Market reported revenue of $1,612.02MM vs $1,604.57MM (up 0.46%) and analysts estimated basic earnings per share $1.79 vs $1.64 (up 9.15%). Analysts expect earnings to be released on December 4th, 2018. The report will be for the fiscal period ending October 31st, 2018.


We offer a 53 sqm furnished apartment in district 9. in Páva utca. It is situated in a classical building on the first floor. The windows are facing to the street. The apartment is newly renovated. It consists of a living room with american kitchen, 1 bedroom, 1 bathroom and toilet. Common cost is 18500 Ft/month(water included).Only long term rent!


This winning show of 49 artists based in the United States should solidify Bristol's reputation as a hipster haven, following last year's successful Banksy exhibition at the same museum. Near the entrance stands a 15-foot-tall inflatable ice-cream cone emblazoned with the slogan "Lick It Up!" It's a fitting message for an exhibit that features a sampling of urban artists who are gulping down influences from Old Masters to Murakami more quickly than they're able to digest them. Weighted heavily toward painting, the art here is mostly fun and energetic, if at times a bit earnest. Some of the pieces succeed brilliantly. And some, like the ice-cream cone and two other works by street artist Buff Monster, comment cleverly on the ways in which mass culture filters our dreams and desires.
Gary Baseman, who makes everything from cartoons to costumes to piñatas, stands out with The Bubble Girl (2009), a beguiling painting of a towering, over-the-top Carmen Miranda festooned in white balloons. Close Friend (2010), by the artist known as Coop, takes Courbet's notorious The Origin of the World and reconfigures it in a hard-edged style that brings to mind Roy Lichtenstein. Eric Joyner's mash-up of robots and doughnuts called Disrupted (2010) has an air of Wayne Thiebaud. Together these works remind us just how unwieldy the concept of Pop has become.
Other painters use a painterly, fine-art technique to create darkly humorous or unsettling narratives. Gretchen Ryan's Little Miss America (2010) shows a pre-pubescent girl standing astride a city with a gaze that is both sexualized and vulnerable, while Natalia Fabia's Wet Tea Party (2010) features women holding teacups in a hot tub and a Damien Hirst-style, bejewelled skull looking straight at the viewer.
Michael Mararian and Joshua Petker present simply beautiful paintings with ambiguous takes on portraiture. Like most of the artists here, they make work that seems to come from the surface of their imagination. But, for some, what a surface it is.


text:
MLS Stats
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Club Internacional de Fútbol Miami
League Pos. 10 / 26
Leagues in USA
Download CSV Data
League CSV
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MLS Table (USA) - 2020
Yellow Card / Red Card
Over 1.5 (1.5+).
The number or percent of matches where the total goals ended above 1.5 (ie: 2, 3, or 4 goals)
1 Atlanta United FC 0 0 0 0 0 0 0 0
0% 0% 0% 0% 0% 0.00
2 Chicago Fire 0 0 0 0 0 0 0 0
3 Columbus Crew 0 0 0 0 0 0 0 0
4 DC United 0 0 0 0 0 0 0 0
5 FC Cincinnati 0 0 0 0 0 0 0 0
6 Inter Miami 0 0 0 0 0 0 0 0
7 Montreal Impact 0 0 0 0 0 0 0 0
8 New England Revolution 0 0 0 0 0 0 0 0
9 New York City FC 0 0 0 0 0 0 0 0
10 New York Red Bulls 0 0 0 0 0 0 0 0
11 Orlando City SC 0 0 0 0 0 0 0 0
12 Philadelphia Union 0 0 0 0 0 0 0 0
13 Toronto FC 0 0 0 0 0 0 0 0
Final Series
Final Series Play-offs
1 Colorado Rapids 0 0 0 0 0 0 0 0
2 FC Dallas 0 0 0 0 0 0 0 0
3 Houston Dynamo 0 0 0 0 0 0 0 0
4 LA Galaxy 0 0 0 0 0 0 0 0
5 Los Angeles FC 0 0 0 0 0 0 0 0
6 Minnesota United FC 0 0 0 0 0 0 0 0
7 Nashville SC MLS 0 0 0 0 0 0 0 0
8 Portland Timbers 0 0 0 0 0 0 0 0
9 Real Salt Lake 0 0 0 0 0 0 0 0
10 San Jose Earthquakes 0 0 0 0 0 0 0 0
11 Sporting Kansas City 0 0 0 0 0 0 0 0
13 Vancouver Whitecaps FC 0 0 0 0 0 0 0 0
USA - MLS Detailed Stats
Home & Away Tables,
Form Table,
Home Advantage,
Predictions,
AVG Total Goals,
Goals Scored,
Goals Conceded,
Clean Sheets,
Both Teams Scored,
Failed To Score
Over 0.5 ~ 5.5 Tables,
Under 0.5 ~ 5.5 Tables,
1st Half Table,
2nd Half Table,
Winning / Losing at HT
About the Major League Soccer
Major League Soccer (commonly abbreviated to MLS) is the top flight men's professional soccer league in the US. The league is made up of 22 teams in two different confenrences - Eastern and Western. Each conference holds 11 teams that plays each other throughout the year while they also play teams from the opposite conference on a less regular basis. MLS has been only active since 1993. The MLS was founded as part of the United States' winning bid to host the 2014 FIFA World Cup and has only recently started seeing attendance figures higher than the National Hockey League (NHL) and National Basketball Association (NBA).
MLS Stats (USA) - 2020
* USA MLS 2020 Season not yet started.
Stats will be generated once matches have been played.
Goal Heatmap
0 Goals (Home)
0 Goals (Away)
0min/Goal
(0 Goals in 0 matches)
+0% Home ATK Advantage
(Scores 0% more goals than usual)
0% Clean Sheets
(0 times out of 0 matches)
0%	Home DEF Advantage
(Concedes 0% less goals than usual)
0% Both Teams Scored
0% - Low Risk
(Scoreline is often consistent)
*Goal Heatmap shows when the goals happen in this league.
Red = High scoring. Yellow = Average. Green = Low Scoring
Home Win
Away Win
Frequent Total Goals will be graphed once the season starts.
Frequent Scorelines will be graphed once the season starts.
Goals by 10 Minutes
Goals per 10 minutes for MLS will be graphed once the season starts.
Half Time Stats (1st Half / 2nd Half)
FHG - Over X
2HG - Over X
* FHG = First Half Goals in USA - MLS
* 2HG = Second Half Goals in USA - MLS
Frequent Total Goals - Half-Time
Frequent Scorelines - Half-Time
2020 Club Stats


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Tuesday, 10 March 2009 - Merck to buy Schering-Plough in latest pharma tie-up
Mullah Omar tells Afghans the Taliban are winning | 9 September 2010
Dead baby found at Oprah school | 19 February 2011
ElBaradei calls for Egypt presidential vote boycott | 10 December 2010
Hundreds feared dead in Darfur clashes: U.N. | | 1 March 2010
Read more with google mobile : Merck to buy Schering-Plough in latest pharma tie-up
Yahoo! My Yahoo! Mail Yahoo! Search Search: Sign InNew User? Sign Up News Home - Help Navigation Primary Navigation Home Singapore Asia Pacific World Business Entertainment Sports Technology Top Stories Most Popular Secondary Navigation Search Search: Merck to buy Schering-Plough in latest pharma tie-up AFP - Tuesday, March 10 WASHINGTON (AFP) - - US-based Merck & Co. agreed Monday to buy rival Schering-Plough for 41.1 billion dollars in the latest tie-up of big drugmakers facing increased cost pressures as key patents expire. ADVERTISEMENT The cash-and-stock deal would create one of the top global pharmaceutical companies, which would retain the name Merck. The deal was unanimously approved by the boards of directors of both conglomerates, a joint statement said. The deal includes about 44 percent cash and 56 percent stock. The cash portion will be financed with 9.8 billion dollars from Merck's existing cash balances and 8.5 billion from JP Morgan Chase. Merck shareholders are expected to own 68 percent of the combined company, and Schering-Plough 32 percent. Merck expects to achieve cost savings of approximately 3.5 billion dollars annually beyond 2011 as a result of the transaction. The deal comes just weeks after Pfizer agreed to acquire US rival Wyeth for 68 billion dollars, helping the world's biggest pharmaceutical firm diversify as it prepares for the expiration of patents on its blockbuster drugs. Douglas McIntyre at 24/7 Wall Street said the Merck deal highlights the need for big pharmaceutical companies to consolidate in the face of competition from generic drugmakers and other pressures. "No matter what the two companies have to say about synergy, the deal is based on saving money in a rough economy and in a world where Big Pharma companies are losing many of their profitable drugs as their patents expire," he said. "With Merck in a weakening position due to strong competition from generics and other Big Pharma companies fighting to keep their market share, building a new company with lower costs is the key to the deal." Standard & Poor's analyst David Lugg said the deal "could improve Merck's overall competitive position at the cost of modestly weakening its financial risk profile." The two firms already have a joint venture to market the cholesterol treatments Vytorin and Zeita, which had sales of 1.1 billion dollars in the 2008 fourth quarter and were down 26 percent from a year earlier, primarily due to lower sales in the US market. "We are creating a strong, global healthcare leader built for sustainable growth and success," said Merck chairman Richard Clark, who will remain the head of the company after the merger. "The combined company will benefit from a formidable research and development pipeline, a significantly broader portfolio of medicines and an expanded presence in key international markets, particularly in high-growth emerging markets." He added that the merger will allow the new enterprise to invest in strategic opportunities and create "meaningful value" for shareholders. Fred Hassan, chairman and CEO of Schering-Plough, said the combined entity "will be well-positioned to further deliver on our shared goal of discovering new therapies for patients to help them live healthier, happier lives." The transaction will double the number of potential medicines Merck has in the most advanced phase of development, bringing the total to 18. Executives said the combined company will have a more diverse portfolio across important therapeutic areas, including cardiovascular, respiratory, oncology, neuroscience, infectious disease, immunology, women's health and other areas. Schering-Plough generates about 70 percent of its revenue outside of the United States, including more than two billion dollars in annual revenue from emerging markets. As a result, the merger will dramatically accelerate Merck's own international growth efforts, including the company's goal of reaching top five market share in targeted emerging markets, company officials said. The acquisition, which requires approval by the companies' shareholders and regulatory authorities, was expected to be finalized in the fourth quarter this year. Schering-Plough shares rallied 14 percent to close at 20.10 dollars on the news while Merck fell 7.7 percent to 20.99 dollars. Gregory Drahuschak at Janney Montgomery Scott said that soon after the offer was announced "there was speculation that someone might make a competing offer," with Johnson & Johnson mentioned as a possible buyer of Schering. Email Story IM Story Printable View Blog This Recommend this article Average (1 vote) Sign in to recommend this article » Most Recommended Stories » Enlarge Photo Richard Clark, chairman of Merck, pictured in 2006. US-based Merck & Co. agreed Monday to buy rival Schering-Plough for 41.1 billion dollars in the latest tie-up of big drugmakers facing increased cost pressures as key patents expire. Most Popular – Top Stories Viewed US calls on G20 to help bolster int'l demand: report Global economy near pick-up: G10 bankers World stocks spiral lower on fresh financial woes Russian media teases Clinton over 'reset' button Merck to buy Schering-Plough in latest pharma tie-up View Complete List » Search: Home Singapore Asia Pacific World Business Entertainment Sports Technology Top Stories Most Popular Copyright © 2009 Yahoo! Southeast Asia Pte Ltd. (Co. Reg. No. 199700735D). All Rights Reserved. Privacy Policy - Terms of Service - Community - Intellectual Property Rights Policy - Help


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Categories: Home > Acad Main > News Archive > Gold Medal of the Academia Europaea
Distinct Category: Acad Main/News Archive
Gold Medal of the Academia Europaea to Professor Helga Nowotny MAE#
The Academia Europaea are pleased to announce that Professor Helga Nowotny MAE, will be presented with a Gold Medal of the Academia Europaea for her contribution to the development of European Science at the opening session of the 2017 AE-ALLEA-YAE annual conference – September 4th at the Hungarian Academy of Sciences building in Budapest. Her address will be entitled; "The Resilience of Science".
Registration for the conference is now open. See http://ae-allea-yae-conference2017.org .#
Academia Europaea#
The Academy of Europe#
Gold Medal of Academia
An award of the Academia Europaea Gold Medal,
Monday 4th September 2017, at the Hungarian Academy of Sciences, Budapest, to;
Professor Helga Nowotny MAE#
Citation: This award is only rarely given, and is made "… to those members and non-members of the Academia and to organisations, in recognition of the contribution made to European science through inspiration, public support, management expertise or by financial means. "
The Board of trustees and the Council of the Academia Europaea are pleased to recognise the substantial and sustained contribution that Professor Nowotny has made, to the enabling of and to the development of the European Research Area and systems for direct support and encouragement of European collaborative research and researchers, of all categories.
Professor Nowotny will deliver her Gold Medal address during the opening session of the 2017 joint annual meeting of the Academia Europaea-ALLEA and the Young Academy of Europe, on 4th September, 2017.
The laudation will be given by Professor Enric Banda MAE, Barcelona.
Professor Helga Nowotny#
TITLE OF PRESENTATION: The Resilience of Science
ABSTRACT OF PRESENTATION:
Science is resilient – even when seemingly threatened today by fake news, climate change denial and the celebration of a post-factual era. But where does its resilience come from and which are the epistemic and institutional mechanisms that enable it?
I will analyze three of them while showing how they have recently come under strain that test the resilience of science in novel and sometimes unexpected ways. I will conclude by returning to Abram Flexner's manifesto 'The Usefulness of Useless Knowledge' written 80 years ago and argue that we may need to update it.
BIOGRAPHICAL NOTE#
Helga Nowotny is Professor emerita of Science and Technology Studies, ETH Zurich, and a founding member of the European Research Council. In 2007 she was elected ERC Vice President and from March 2010 until December 2013 President of the ERC. Currently she is Chair of the ERA Council Forum Austria and member of the Austrian Council. Among other, she is also Vice-President of the Council for the Lindau Nobel Laureate Meetings and member of the Board of Trustees of Falling Walls, Berlin. She is Nanyang Technological University Singapore Visiting Professor.
She holds a Ph.D. in Sociology from Columbia University, NY. and a doctorate in jurisprudence from the University of Vienna. She has held teaching and research positions at the Institute for Advanced Study, Vienna; King's College, Cambridge; University of Bielefeld; Wissenschaftskolleg zu Berlin; Ecole des Hautes Etudes an Sciences Sociales, Paris; Science Center for Social Sciences, Berlin; Collegium Budapest; Budapest. Helga Nowotny is Foreign Member of the Royal Swedish Academy of Sciences and Academies in Belgium, Germany Austria and Italy and has received honorary doctorates from the Weizmann Institute of Science in Israel, the University of Bergen and the University of Edinburgh just to mention a few. She continues to serve on many international advisory boards in Austria and throughout Europe. Helga Nowotny has published widely in Science and Technology Studies, STS, and on social time. Her latest books include "The Cunning of Uncertainty" (2015 Polity Press) and "Eigenzeit. Revisited" in "Die Zeit der Algorithmen" (Matthes & Seitz). Throughout her professional career Helga Nowotny has been engaged in science and innovation policy matters and continues to serve as advisor at national and EU level.
Further information: http://www.helga-nowotny.eu/index.php
TITLE AND FULL NAME: Professor Enric Banda
AFFILIATION: Barcelona Supercomputing Center
LINK TO WEBPAGE: http://www.bsc.ec
Doctoral studies at the Swiss Federal Institute of Technology (ETH) in Zurich. PhD in Physics, 1979, at the University of Barcelona. Post-doc at the ETH in Zurich. Research Professor of the Spanish High Council of Scientific Research (CSIC) in 1987. Director of the Earth Sciences Institute in Barcelona in 1988. In 1994, Secretary General of the National R&D Plan. In 1995 Secretary of State for Universities and Research. Secretary General of the European Science Foundation 1998-2003. Director of the Catalan Foundation for Research and Innovation and of the Catalan Institution for Advanced Studies (ICREA) between 2004 and 2007. Director of Innovation and Environment at La Seda de Barcelona. Director of Science and Environment at "la Caixa" Foundation (2009-2015). Has been Vice-president of the European Geophysical Society, editor-in-chief of Tectonophysics and European editor of Geophysical Research Letters (American Geophysical Union). Author of more than 160 reviewed scientific papers. Member of the Academia Europaea. Fellow of the Royal Astronomical Society. Former President of Euroscience (2006-2012). Since 2012 Member of the "Reial Acadèmia de Ciències i Arts de Barcelona". Presently Senior Advisor at the Barcelona Supercomputing Center.
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In the young adult graphic novel Friends With Boys, Maggie has been home-schooled her entire life, but all that is about to change. Daughter of the police chief, little sister to three older brothers, it's time for Maggie to face the real world… by attending public high school. It's loud, it's crowded, it's overwhelming, but soon Maggie finds friends in dare-to-be-different Lucy and her protective big brother Alastair. To complicate matters, Maggie misses her mother, who abandoned the family for reasons left unexplained. And — oh, yeah, there's a ghost. Maggie is haunted by the ghost of a woman who died of a broken heart years centuries earlier, and even though she doesn't do much except hover around, Maggie would kind of like to be left alone.
I loved the artwork in Friends With Boys. The characters are well-defined, each with an individual style, and their faces are quite expressive. Maggie is cute, a bit of a non-conformist without being obviously "in your face" about it, definitely a girl who'd like to hang with her brothers rather than hit the mall or paint her toenails. I liked the book very much. Without having to shout about it, Friends With Boys shows the incredible strength that can come from having a supportive family, the importance of staying loyal, and how difficult it can be to be different. In a variety of ways, each character has had to decide whether to choose popular acceptance over individual quirks, and the book does a great job of reinforcing the idea that true friendships can only happen when the people involved value each other as they are, not as they "should" be.
This is listed as a young adult graphic novel. I'd recommend it for adults as well as teens. The story is engaging, the characters are dynamic, the artwork is light-hearted but detailed, and the plot never drags. Check it out!
Oh, you should definitely check this one out! And if you do, let me know what you think!


Actress Jillian Barbarie pictures(pics) and photo gallery.
She is a Canadian Actress and Tv Hostess , her movie debut was when she played as "fungahena Retardo" in the movie "Delivered".
Her most notable role was on "Fox NFL Sunday" as the Weather girl.
In 2006 Barberie participated in "Skating with Celebrities" Reality television show.


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Home / Guides / Windows
Muhammed Swalih / Jun 19, 2021
How to Update Java on Windows 10
Being one of the widely used programming languages, Java has a lot to offer for several purposes including software and app development. It is not surprising that you are also a Java programmer. But, just like any other programs or applications out there, Java also need frequent updates in order to ensure compatibility with other latest software and dependencies. To follow the latest programming traditions as well, it is necessary to keep Java updated on your Windows 10 PC.
Steps to Update Java on Windows 10
Type Java in Windows 10 menu search box.
You will be given a couple of options, including Configure Java. Click on that. It will open the Java control panel.
Navigate to the Update tab in the window.
Make sure that you check the box that says Check for Updates Automatically. This will ensure that Java keeps itself updated without you having to do it manually each time.
At the bottom of the same screen, you will see a button that says Update Now.
Clicking on it will force Java to manually check for any new versions than the installed one. If it finds any newer versions, you will be prompted to allow Java installer to make changes to your computer.
Give permission to the installer.
Follow along with the process to complete the update process.
As easy as that, you will have the latest version of Java installed on your Windows 10 PC. If you do not want Java to automatically update itself to prevent compatibility issues with any old libraries or dependencies, you can simply uncheck the "Check for Updates Automatically" checkbox. But whenever you want to install a newer version, you will have to manually do all these again.
How often should you update Java?
Java has a very active community of developers and new security patches, feature updates, etc. are being added almost every single week. So, it can be hard to keep it updated always. So, it is okay to keep it out of date for a while and update only when there is an important security patch or a feature addition that you have been waiting for. Unless the update is important, it is safe to keep using an older version of Java. Keep updated with the latest Java news and changelog to track the changes.
Tagged With: Java, Windows 10
How to Disable Hyper-V in Windows 10
How to Get Emojis in Windows 10


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Singer et al v. Wells Fargo Bank, N.A.
Exhibit Consent of Jerton Dixon
CONSENT TO JOIN WAGE CLAIM Jerton dixon Print Name: _________________________________________ 1. I hereby consent to participate in a collective action lawsuit against WELLS FARGO BANK to pursue my claims of unpaid overtime during the time that I worked with the company. 2. I understand that this lawsuit is brought under the Fair Labor Standards Act, and consent to be b d b he C deci i. 3. I designate the law firm and attorneys at ANDERSON ALEXANDER, PLLC as my attorneys to prosecute my wage claims. 4. I intend to pursue my claim individually, unless and until the Court certifies this case as a collective action. I agree to serve as the Class Representative if the Court so approves. If someone else serves as the Class Representative, then I designate the Class Representative(s) as my agents to make decisions on my behalf concerning the litigation, the method and manner f c d c i g he li iga i, he e e i g f a ag eeme i h he Plai iff c el c ce i g a e fee a d c, a d all he ma ters pertaining to this lawsuit. 5. I authorize the law firm and attorneys at ANDERSON ALEXANDER, PLLC to use this consent to file my claim in a separate lawsuit, class/collective action, or arbitration against the company. Jer on di on Signature: ___________________________ Jerton dixon Dec 1 201 Dec 1 201 Date: ___________________________ 043030535 Phone: _____________________________ jertondixon gmail com Email: __________________________ 3245 shamrock dr apt D Your Mailing Address: ________________________________________________________ Charlotte City where you worked for WELLS FARGO BANK: _________________________________ State where you worked for WELLS FARGO BANK: ____________ NC 10 0 2016 Your *estimated* start date (use xx/xx/xxxx format): __________________________________ *If you do not remember when you started please use the month you believe you started and mark the start day as the first of the month, ex. 07/01/2017*


After spending a couple of months travelling on public transport through Thailand, Cambodia, Malaysia and Singapore in 2010, my friend Ailsa and I couldn't resist returning a couple of years later to explore some of Laos and Vietnam. I love this colourful continent, with its amazing food and totally different culture, but it seems a long way away at the moment.
Pol Pot, the Khmer Rouge and the Killing Fields.
Travelling around Cambodia, it is easy to forget the country's troubled past. In my experience, Cambodians are some of the happiest, most helpful people in the world, so it is difficult to believe that less than forty years ago, around 21% of their population was wiped out under the Khmer Rouge dictatorship. Pol Pot, the leader at the time, enforced the policy of "Agrarian Socialism", which theoretically would have made everybody equal, as workers in the countryside. Unfortunately, his methods did little for the cause of equality. Evacuating people from cities and forcing citizens to work on collective farms and labour projects in rural areas, Pol Pot was so paranoid about being overthrown that he was prepared to arrest and murder anyone intelligent enough to identify the flaws in his plans.


Few brands can claim a more distinguishable aesthetic then Burberry, whose trademark tartan check pattern gives its pieces instant recognition and enduring style. From the time Thomas Burberry first opened his London shop in 1856, the brand has been at the forefront of bringing high luxury to outerwear and introducing the now iconic gabardine trench coat. Burberry bags are similarly constructed from water-resistant canvas and leather trim, blending style with durability. We carry a wide assortment of classic bags, wallets and cashmere scarves.


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Downturn
Downturn in Iran's Industrial Investments
EghtesadOnline: More than 1.87 quadrillion rials ($14.3 billion) worth of investments have been made in the industrial units with establishment permits, while 245.91 trillion rials ($1.87 billion) were invested in projects with operating licenses in the first eight months of the current Iranian year (March 21-Nov. 21).
Airport Traffic Hit by Downturn in Nine Months
EghtesadOnline: Iran Airports Company registered 318,727 takeoffs and landings during the first nine months of the current Iranian year (March 21-Dec. 21), which indicate a 3% decline compared with the similar period of last year.
Iran's Iron Ore, DRI Exports Decline After Imposition of Tariffs
EghtesadOnline: Iran's total exports of iron ore witnessed a noticeable downturn since the seventh Iranian month (Sept. 23-Oct. 22), at the beginning of which the Ministry of Industries, Mining and Trade started to impose tariffs on the export of unprocessed minerals, including iron ore.
Downturn in Iran's Copper Production
EghtesdOnline: Major Iranian copper producers produced an aggregate of 102,163 tons of copper concentrate in the first Iranian month (March 21-April 20) to register a decrease of 5% compared with last year's same month.


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ContainsLabelId object describes acquisition flag of label data.

#### Service

+ [AdGroupAdService](../../services/AdGroupAdService.md)

#### Namespace

[AdGroupAdService#Namespace](../../services/AdGroupAdService.md#namespace)

| Enumeration  |       Type       |          Description          |
| ------------ | ---------------- | ----------------------------- |
| TRUE | xsd:string | acquiring |
| FALSE | xsd:string | not acquire |

この 作品 は クリエイティブ・コモンズ 表示 - 改変禁止 2.1 日本 ライセンスの下に提供されています。


Brooding Birmingham band, Grim Disco, have released post-punk track 'Give and Go' today, premiering the song exclusively on The Indiependent.
It's a construction which is dripping with ambience and attitude from start to finish, with the same sinister undertone which is apparent in a vast proportion of Echo & the Bunnymen's discography. The pulsating melody, punctuated by crashing cymbals, perfectly complements frontman David Damms' vocal. Fellow band members – Arran Berrill (guitar), Byron James (bass) and Louis O'Reilly (drums) – layer their respective components to create a song which is truly enthralling from start to finish.
Grim Disco's support slot with Sheffield's Best Friends, in Birmingham on Saturday 18th July, is bound to be one of many successful support slots and tours. Here at the Indiependent we have every confidence that Grim Disco – despite their name – will put on a show which is exponentially more enjoyable than your Y6 school disco. If they're touring near you, be sure to catch them.