March 23, 2015 by Paul Sinclairtags: bee gees, bjork, blancmange, Eminem, hawkwind, James, Kylie Minogue, lloyd cole, out this week, The Las, The The, The Who, Toto, train, Wham!
First Toto studio album in over nine years. Toto XIV is available across a number of formats including the box set pictured.
Generous 11-CD Hawkind box set covering the years 1970-1974. Comes with exclusive new compilation Of Time and Stars – The Singles.
New Bee Gees collection that includes their four albums from 1974 to 1979 plus bonus disc 'The Miami Years' with Saturday Night Fever songs and rarities.
The canny inclusion of the US-only Songs From The Edge of Heaven compilation, which contains some exclusive mixes and rarities, makes this Wham! 3CD set more interesting than you might expect.
This prosaically titled Eminem vinyl box is out already, despite only being announced 10 days ago. Buy it from Amazon Italy or France – much cheaper than the UK.
The really rather good Who compilation from last year is issued as a double-vinyl record. Other vinyl reissues, such as Quadrophenia and Who's Next, also out today.
James' Laid and Wah Wah – originally recorded in the same Brian Eno sessions in 1993/4 – are brought together in this four-disc deluxe box set.
This deluxe edition of Blancmange's new album looks good with most of the album tracks extended for the bonus disc.
The double vinyl version of Björk's new album follows a week after the CD editions were issued.
A decade's worth of material collected in this five-CD box that compiles the work of San Francisco rock band Train.
Matt Johnson continues to operate slightly under the radar with another The The soundtrack (following Tony from 2010 and Moonbug from 2012), released on his own Cineola label. The packaging for these is great, with the CDs coming in little hardcover books packed with photos.
Excellent (and cheap) overview of LC's almost flawless first 10 years of recording music. Put together by the man himself, so a few great 'deep cuts' to enjoy too.
Three disc Kylie package sees her performing in Glasgow in November 2014 on her Kiss Me Once Tour. Big price differential between the DVD and Blu-ray version.
Yes, Universal Music are marketing this new Las compilation as 'career spanning' with an apparent straight face. The band of course famously had just the one studio album. Having said that, this is only £2 on Amazon Italy!
The Blancmange deluxe edition is good value: I pre-ordered mine direct from Townsend Music a few months ago and it arrived last Saturday. Six extended/alt mixes on the bonus disc along with three non-LP tracks. Of the latter, 'The Worm' is particularly good: a vintage bit of low-key Blancmange that could've sat happily amid their early 80s work.
But wait… what's this? No typos or missing text on the booklet, no badly-edited or incorrectly labelled tracks… just shows you what's possible when Universal isn't involved, doesn't it?


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Kurt Bay-Petersen (født 16. november 1935 i Svendborg), sløjd- og pædagogiklærer, cand.pæd.pæd.

Karrière
 1957 lærereksamen fra Skårup Statsseminarium
 1960 sløjdlærereksamen fra Askov Sløjdlærerskole
 1961-63 kursusleder på Askov Sløjdlærerskole
 1964-72 forstander for Askov Sløjdlærerskole
 1972-96 lektor i pædagogiske fag på Skårup Seminarium, pensioneret 31. januar 1996.

K. Bay-Petersen var lærer i Rudkøbing 1957-1961 og ved Bøstrup Centralskole 1961-1964. I sommerferierne 1961, 1962 og 1963 virkede han som kursusleder på Askov Sløjdlærerskole, inden han blev forstander. Han var formand for Askov Valgmenighed 1968-69. Han hedder nu Kurt Bay og bor som pensionist i Svendborg.

Udgivelser
 Kurt Bay-Petersen: Håndbog i arbejde med træ. Sløjdforlaget af 1970.
 Kurt Bay-Petersen: Sløjd som skolefag: et forsøg på klargøring af begrebet struktur i relation til faget sløjd. – Danmarks Lærerhøjskole, 1973. (Cand.pæd.-opgave. Senere tryk som temanummer af Sløjd, 1983)
 Diverse tidsskriftsartikler i bl.a. Magisterbladet og Sløjdbladet.

Indsats
K. Bay-Petersen arbejdede på at videreudvikle sløjdfagets indhold i overensstemmelse med pædagogikfagets videnskabelige landvindinger og på at forklare sløjdens betydning for barnets udvikling og aktivitetstrang.

Bay-Petersen skrev i en artikel (Sløjdbladet nr. 20, 1964): For mig er der to linjer, skrevet af Johs. V. Jensen, som hører sammen med min opfattelse af sløjd som opdragende fag, nemlig disse:
 Hvad hånden former,
 er åndens spor.

Henvisninger
 Henry Mogensen: Sløjdlæreruddannelse gennem 100 år. Askov 1886-Esbjerg 1986. Side 53.
 Flemming Jensen: Kurt Bay 75 år – Sole 80 år – Theodor 75 år. I: »SLØJD« 5/2010. Side 159-160. Tredobbelt fødselsdagsomtale.
 Fotos: Kurt Bay (Petersen) i sløjdlærernes blå bog.
 Kurt Bays hjemmeside  med erindringer.

Skolefolk fra Danmark
Sløjd
Danskere i 1900-tallet

redpajama_set_name: RedPajamaWikipedia


The vastly awaited announcement of a new Apple iPhone has arrived and it brings a new line up of the popular business and consumer smartphone, featuring the iPhone Xs and iPhone Xr.
As one of the first smartphones with a 7nm CPU, the new iPhone Xs and Xr models will prove to be excellent business productivity devices. This new generation A12 Bionic CPU will offer fierce competition to Apple's market opposition, including the new Samsung Note 9.
With the addition of the iPhone Xr, Apple hopes to provide the spectacular performance of the iPhone Xs and Xs Max to those with a lower smartphone budget, with very little compromise. The XR model uses a high-quality CLD retina display and an aluminum/glass construction to offer the same hard-hitting performance at a reduced cost of the Xs and Xs Max models.


Every year the Goliath Groupers come to South Florida for a visit, and every year they pose a unique challenge to photographers. Here are some top tips on photographing these giants.
Having a good camera with a wide-angle lens will work best to catch the funny face of a goliath grouper. This is especially true if you have the chance to meet Wilbur, the supermodel grouper that lives on the wreck of the M/V Castor. To get that shot with a DSLR camera, the Tokina 10-17mm lens with a dome port is preferred because it allows you to get the close up of the face and capture the rest of the body and background. If you are using a point-and-shoot camera consider a wide-angle wet lens to get this same effect. Remember your camera is digital, so take a lot of photos and bracket your shots. An image might look good on your LCD screen underwater but when you put it on your computer at home you might be disappointed by color tones or, worse, out-of-focus shots.
Not sure which camera will work for you? Contact our Force-E Photo Pros (photopro@force-e.com) and let them help you choose the right camera that will work for your diving style.
Goliath Groupers have a marble color skin tone. Knowing how to direct your light to this subject will help you succeed in bringing out the color of this fish. If no lighting is used they just look black. When using lights with your camera underwater, the preferred method is two strobes positioned as far away from both sides of the camera as possible and angled straight ahead. Your strobe will emit a cone of light where the two beams cross paths and if you keep your subject 3-6 feet away you should pick up only minimal backscatter. If you only have one strobe or one light use an arm directly over top of your camera positioned straight ahead, do not point it down in front of the lens. Remember that lights and strobes only work well 3-6 feet away from the subject, so if you are trying to get a photo of a large grouping of groupers it is best to use natural light (the sun) and play with your camera settings. Don't worry because you can always adjust the image in post-production using Photoshop or Lightroom, so make sure to shoot your images in RAW.
Looking for more info about underwater photography? Consider taking our Intro to Photo Course with our Photo Pro Jason Spitz on Aug 22, 2017. He will go over the key fundamentals of underwater imagery (lighting, settings, tips & tricks) so that you don't get photos of fish butts!
A Goliath Grouper in blue water is a nice photo, but to best show the shear size of this giant try using a wreck or a diver in your shot.
Using a wreck can work two ways. A close-up face shot of a grouper inside a hole on the wreck will not only portray the animals behavior, but a pop of color from the sponges and corals that grow on the wreck will enhance the set up to make a fantastic photo. Another way to use a wreck is to shoot a close-up of a grouper with a silhouette of a wreck in the foreground for a nice effect. Or try shooting up towards the surface and make both grouper and wreck a silhouette image with sunburst in the foreground.
Using a diver in your shot can prove to be tricky because the grouper might shy away from a diver and their loud bubbles. Over the years on our local reefs and wrecks there are resident groupers that have grown comfortable with divers. Choosing these resident groupers to photograph is a good way to go. Another thing to consider is diving using a rebreather. Rebreathers do not emit bubbles making it super easy to slide in next to a group of Golitahs to get that shot. It feels like the groupers think the diver is one of them!
When working with a diver to model for you, here are a few key things to consider and talk about before you get underwater. First, review hand signals and what you want them to do to pose. It can be frustrating when you are trying to get that shot and the diver does not understand your vision. Second, figure out how to control your models bubble making. Remind the diver that when you are going to take their photo to inhale at that moment because if they exhale the bubbles go across the mask and they are hard to edit out. Try using your fingers 1-2-3 and then take the photo so it gives the diver time to time their breaths.
Overall, it can be quite fun to find different ways to photograph a Goliath Grouper. We are looking forward to seeing some of your efforts so please be sure to you're your Goliath Grouper photos on our Facebook page so we can share them!


Here's what I can tell you: I'm honest and candid. I take pride in being approachable and friendly. And if you need a quick real estate brain, or a strong dose of honesty, you're in the right place. As your Realtor, I will be an advocate for you. Whether you are buying, selling or rent. Loyalty to family, clients, and friends is one of my core values. Want to really find out if I'm a jerk? Mess with one of those people.
· If your goal or situation isn't represented on that list, don't worry. Contact me anyway. If I can't help, I can get you referred to another agent who can.
On a personal level, I'm pretty good at cooking (I make a mean lasagna and yummy borsch!), and I'm not too shabby at gardening (I've been told I have a green thumb).
If you are selling, I will work with you to get you the fairest price, in the least amount of time, by using state of the art technology, team collaboration and RE/MAX superior marketing materials.
If you are buying, I will work hard to provide you with the best information and market data to inform and assist you so you can be a well equipped buyer with the strongest possible negotiating position. I do understand that buying and selling real estate can be stressful. And I will work hard to lower your stress level and make your experience as pleasurable as possible.


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Two days to go until British Lionhearts compete in North East at Gateshead Leisure Centre
By gbboxing14th February 2018News
There is less than two days to go until the British Lionhearts take-on the Croatian Knights in the first-ever World Series of Boxing event to be held in the North East at Gateshead Leisure Centre on Friday 16 February 2018.
Tickets are selling fast and there a just a few left for the event. Tickets cost £20 and can be purchased at www.gbboxing.org.uk/tickets.
The British Lionhearts team will feature three boxers, born-and-bred in the North East:
Pat McCormack: 2016 Rio Olympian and 2015 & 2017 European Championship silver medallist
Calum French: 2017 European Championship bronze medallist
Kiaran MacDonald: Two-time England Boxing National Champion
In these two exclusive films from the British Lionhearts, Calum French, who is from Gateshead, tells us what he loves about the North East region and teammate Pat McCormack, from Washington, explains why boxing fans from the region are going to love World Series Boxing and what they can expect to see on the night.

redpajama_set_name: RedPajamaCommonCrawl


DeSoto Photo Picture Classic Cars for sale & Classifieds - Buy Sell Classic Car & Classic Truck Classifieds.
The car on the left is a Chrysler. 53??
The other one's a DeSoto too.
Both cars have been bought recently. I missed 'em by that much. Both cars are remarkably clean for sitting for that long. The Desoto license plate is from 1966!


Oriam is a new sports performance centre in Scotland providing facilities for the Scottish Football Association and Scottish Rugby Union among others. Here Nathan Wheatley, a member of the Institution for 16 years, describes his work on the project.
Oriam comprises a full size, indoor, synthetic pitch for football and rugby with seating for 500 people, a nine-court sports hall, a fitness suite and a high-performance wing. However, its most striking structural engineering feature is its roof, which is roof design 'elevated to an art form' according to Building Design magazine.
We very much enjoyed the challenge of designing the roof: the brief was to create a building which would inspire a future generation of athletes to the top of their sport. That's why the roof arch is derived from the path of Roberto Carlos's famous free-kick, taken for Brazil against France in 1997. Carlos's free kick appears to describe a spiral, which is a shape of constantly changing radius.
For the purpose of fabricating the steel arches in a cost-effective way, this spiral geometry has been approximated as a series of curves of constant radius (three curves for the Football Pitch Roof and a further three curves for the Sports Hall roof).
This dynamic asymmetrically curved profile makes the building unique. Standing on the sports pitch and looking up at the roof, the supporting steel frame is prominent against the luminous backdrop of PVC fabric. Great care was taken to ensure that the details were elegant and precise, and the steel buttresses at either end of the roof span have an especially sculptural quality. Aesthetically and practically they anchor the roof down to the ground.
Engenuiti undertook the design and exploration of the fabric panels up to the point of detailed design, and developed the arches to ensure we created a geometry that was simple to fabricate, achieved the required internal heights for the various sporting uses, and also maintained the sweeping asymmetrical form that architects Reiach and Hall envisioned.
This roof design has only been possible in recent decades because of advances in computational analysis. Finite element analysis or FEA software divides the fabric into a mesh of smaller, simpler parts and predicts how they will react to real-world forces. The software can calculate the combined effect of thousands of individual finite elements in a matter of seconds, whereas by hand it would take days. This makes it possible to accurately map the distribution of tensile stress across a fabric roof with a complex and undulating surface.
This map of tensile stress can be directly superimposed onto a 3D analysis model of the steel roof arches. Relatively quickly we were able to consider a range of loading scenarios created by gravity, wind, snow and thermal movements. Design is an iterative process, and several variations of secondary arch shapes were considered before ultimately arriving at the final design.
The project is also notable for its use of offsite fabrication - individual steel elements and connections were fabricated off site under controlled, highly regulated and safe factory conditions which delivered precision engineered components – and also allowed a rapid, waste-free assembly and comparatively quiet construction process. This was important as the existing Centre and Academy building needed to remain open during the construction work.
There was a great team spirit amongst everyone involved in the delivery of the project – it was a very exciting process from start to finish and something that we hope all of Scotland can be extremely proud of. We're thrilled to see it shortlisted for The Structural Awards 2017.


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More guns produce one thing: more gun deaths
States with higher gun ownership rates have higher rates of police killings, gun deaths, accidental shootings
More guns produce one thing: more gun deaths States with higher gun ownership rates have higher rates of police killings, gun deaths, accidental shootings Check out this story on montgomeryadvertiser.com: https://on.mgmadv.com/1MynOjb
Josh Moon, Montgomery Advertiser Published 2:36 a.m. CT Nov. 4, 2015
Josh Moon(Photo: Advertiser file)Buy Photo
As it turns out, I was wrong.
A few weeks ago, I wrote that the so-called "war on police" narrative that's being pushed by conservative talking heads was nothing more than a ploy to undermine a growing "Black Lives Matter" movement.
I said that because looking at actual statistics, 2015 has so far been one of the safest years on record – ever – for police officers across the country.
But the statistics failed me.
I didn't realize it, but there is a war on police. It's just not being waged by black protestors or the Nation of Islam.
Instead, it has been fought by the National Rifle Association (NRA).
A recent study, which was reported on by Vice News, found that in states with higher gun ownership rates, police officers are three times more likely to be killed.
Which is ridiculously high. But not really surprising.
With every regulation and every law the NRA gets knocked down, more guns flood the streets and wind up in the hands of untrained owners. With every scare tactic pushed by the NRA that sends the average American scrambling to purchase a gun before President Obama confiscates them, another firearm lands right in the middle of a domestic situation.
Guess who most often has to deal with those untrained gun owners and break up those domestic disputes?
And in states with legislatures that are mostly owned by the NRA and other gun advocacy groups, where there's never a pro-gun bill that wasn't all but passed the moment it was written, things get out of control in a hurry.
Look at Alabama, with some of the most lax gun laws in the world, and still our legislators have been fighting with state sheriffs over the passage recent gun bills, including one that would inexplicably remove the requirement for a permit to carry a loaded gun in a car.
(One of the primary arguments used in defense of this bill is that drivers need access to a firearm in case of a road rage incident. Because what road rage incident hasn't been made better by the presence of a loaded firearm?)
It's all part of this idiotic mindset that more guns make us safer.
But they don't. And this is not an arguable point.
The states with the highest gun ownership rates also have the highest rates of gun deaths. And the highest rates of firearm suicides. And the highest rates of accidental shootings. And the highest rates of accidental child shootings and child deaths by firearms.
What more guns, along with our absurd belief that a gun in hand makes anyone – regardless of training or skill – safer, gets us is this: A few weeks ago, the Washington Post reported on the number of toddlers shooting people.
It's at a rate of one per week now.
Let me repeat that: Toddlers. Are. Shooting. People. Weekly.
That's not to mention the accidental shootings that have occurred in businesses, like the two people shot in a grocery store near Huntsville. Or the three injured in a Cracker Barrel accidental shooting in Florida on Tuesday.
Sounds safe to me.
The NRA and its paid-for politicians have fought off every requirement for training for gun owners, every requirement for the safe storage of firearms in homes with children and every requirement that might prevent the accidental discharge of a firearm.
Along with a bunch of dead police officers and other innocent victims, here's what all of that fighting has brought us: In this safer, gun-loving country, nearly 600 children under the age of 11 have died just this year from gun-related injuries.
One of the more recent ones was 2-year-old Abigail Newman in North Carolina. A beautiful, blonde-haired little girl, Abigail was killed when she found a loaded shotgun sitting on a table in the home where she went for daycare. Three other kids were also in the home when Abigail was shot in the neck and died some time later on her way to the hospital.
Now, multiply that awful scene by 600. And then triple the cops killed.
And at some point maybe we should ask just what the hell the definition of "safer" is.
Read or Share this story: https://on.mgmadv.com/1MynOjb


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Mareko Maumasi: Forged in Folded Steel
He found his calling in the fiery flames of blade smithing and became a master of stunning hand-forged blades.
Many years ago, there stood a child on the banks of the Puget Sound, the salty sea breeze fanning his creative embers. Born with the innate desire to craft and build, he made many things from a very young age. As he looked out across the Sound, he didn't know the kind of Kill Bill ancient blade master and epic artisan he would become. If he did, he would've smiled like a knowing Beatrix Kiddo.
How Awesome Began
Mareko Maumasi grew up in Washington State and, like many other kids, liked to build stuff. He was a budding artist who loved crafting things with his bare hands. It just came naturally to him. By his teen years the creative embers led him to cooking and he opted for a career in the restaurant industry. Some years later, while concentrating on his food craft, he met a man named Bob Kramer who would fan Maumasi's creative embers into an inferno of metal artistry. (For the sake of emphasizing the importance of this man's influence on Mareko, let's refer to Kramer as Obi-wan.)
Obi-wan showed Maumasi the ancient art of bladesmithing and pattern-welded Damascus steel; a Celtic and Viking weapon-making tradition dating back to 200-300 AD. But much like an apprentice, Maumasi began at the bottom, sweeping floors and performing other Padawan-type duties.
Obi-wan Kramer saw Maumasi's dedication and taught him how to resin-cast the mosaic knife pins for the blade handles. Then, he taught the now-rekindled-artist how to grind blades, sculpt handles and finally, how to fold metals into a Damascus knife; layering different types of steel into one gorgeously patterned blade. Over the next three years Maumasi mastered the ancient art of folding, twisting and layering the steel. He learned how each blow of the hammer adds to the intricate pattern of the blade. His creative embers now had the glow of a new career.
The Startup Forge
In 2012, he made a short side move back into the restaurant industry, following the seductive food sirens to Denver. He quickly realized this was no longer his gig. Bladesmithing had cut his ties to all but this ancient art. Maumasi then returned to his beloved Washington State to start Maumasi Fire Arts. He partnered with fellow bladesmith and ABS Master Smith, David Lisch, trading skills and running an IndieGoGo campaign to raise funds for his new forge.
Once established, Mareko wasted no time blowing the world's mind with his talent. Using designs that had long been languishing in his notebook, he won many competitive awards including the coveted People's Choice Award at the 2015 Seattle International Knife Show. He was featured on the History Channel's Forged in Fire and won episode 1 of season 4.
In 2017, having solidified his name as a bladesmithing master, Maumasi was invited to join Dragon's Breath Forge in Wolcott, Connecticut. The visionary in him couldn't pass up the opportunity to join forces with the other smiths, all masters in specific metal arts.
He packed up his wife and son, and traveled 3,000 miles to the East Coast. There he found fellow Forged in Fire alumni Jamie Lundell, maker of Scandinavian war weapons he likes to call "Viking bling," Matt Parkinson, who also recreates stuff Thor would love, and finally Peter Swarz-Burt, expert in wootz or crucible steel. Basically, a bunch of guys you want to buy a beer for and try not to agitate.
Now a force to be reckoned with in the bladesmithing world, this crew offers both public and private classes to any blade maker wannabeneeding an Obi-wan. They also sell wares any warrior would be proud to carry, ironically through an Etsy shop.
Goals and Dreams
Maumasi is currently settled into his new role, operating Maumasi Fire Arts. He and his family moved back to Washington State this year so are no longer a part of Dragon's Breath Forge. His dream for the future is a non-profit cooperative workspace to teach anyone "willing to work in a safe, respectful manner." Seems like a reasonable request for a setting with a bunch of guys folding hunks of sharp, blazing steel into enormous blades.
He is also a bit of a philosopher, giving thoughtful appreciation to the overarching legacy his work will have on not just his life but the art form as a whole. Maumasi values the experiences and inspiration others can bring to the table to create new ideas using ancient metal artistry. His personal mission is to create meaningful objects full of history and nostalgia.
After his apprenticeship and very solid beginning with Obi-wan Kramer , followed by developing ideas with others, Maumasi has been able to design his own unique contributions to the history of bladesmithing. There's no limit to what we can expect to see from him in the future, and it's exciting to think about.
Each of his creations is of exceptional high-quality costing in the multi-thousands, the kind you pass down for generations. Be sure to check out his magnificent blades at https://www.maumasifirearts.com/.
May the glowing embers always be with you, Mr. Maumasi.
Lisa Mathisen
Nonny de la Peña: Immersive Journalist
Alyssa Hiller: Elephant Trekking in Chiang Mai


Dyllon's Kitchen celebrates how the comfort of cooking can bring people closer together, crossing countries and cultures. Sri Lankan native Dyllon Ekanayake and his Malaysian wife Bibi welcome potential new friends to their beautiful home for meals that promise a nourishing introduction to the robust cuisine of Dyllon's birth nation; if you're seeking a refreshing change from restaurant excursions, this private kitchen experience is both deliciously and distinctively memorable.
Dyllon, a former deejay, discovered a passion and prowess for the culinary arts eight years ago, when he began feeling homesick for his homeland's cuisine after moving to Malaysia. Researching his mother's classic recipes, he embarked on efforts to recreate them in KL, which led him to found this supper club to acquaint more people with Sri Lankan traditional fare; he and Bibi have since served everyone from Malaysians to travellers from Lithuania and beyond. Thankfully, Bibi has a natural talent for food too, hailing originally from Kelantan, a state whose people also cherish their time-honoured specialities.


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Worrying assessment about Michael Schumacher's conditions
"I think he's in a vegetative state, which means he's awake but not responding," says Swiss neurologist Erich Riederer.
A recent documentary broadcasted in France has shone more light on Michael Schumacher's health condition. According to the Swiss neurologist Erich Riederer, Schumacher may be in a "vegetative state" and he may not respond to anyone, including his family.
In December 2013, Schumacher suffered a critical brain injury while he was skiing in the French Alps. Despite wearing a helmet, the impact between a rock and the former German F1 driver had near-fatal consequences. After brain surgery at the Grenoble Hospital, Schumacher spent months in a specialized clinic in Lausanne, Switzerland before returning to his home.
Since then, his wife Corinne has kept maximum secrecy about the real health conditions of Michael Schumacher. The very few rumors about Schumacher's conditions include speculations when he left the clinic in Lausanne. He was described as "paralysed and in a wheelchair" and he "cannot speak and has memory problems".
The neurologist added that Michael Schumacher "is breathing, his heart is beating, he can probably sit up and take baby steps with help, but no more". Riederer continues "I think that's the maximum for him. Is there any chance of seeing him like he was before his accident? I really don't think so".
Erich Riederer, who works at a private clinic in Zurich, speculates that Schumacher's surgery has been postponed too long. "Neurosurgeons always say 'time is brain', which means you have to act now. In my opinion, they waited too long for the brain to shut down. If you let too much time pass, you will destroy the brain substances".
Tags: michael schumacher michael schumacher conditions michael schumacher F1 michael schumacher incident schumacher schumacher conditions schumacher F1 schumacher ferrari
Next Cycling: two people arrested for doping
Bubba Watson and the rising popularity of golf during covid-19
Chris Nikic, one of the greatest stories of 2020. Congrats, bro!
ATP Finals 2020 in London has officially commenced


Unlike any other company we offer the choice of regular adhesive or less grippy. This is important when a woman wears silks and other five clothing and wants to ensure that the disposable will not leave any residue when she removes the pads. So if you need to protect your fine clothing and get the protection you need then MW-4903 with the option "less grippy" is the choice for you.


On the night of the PC Show 2011, my brother called me and said the D-Link DGS-1008D (which I got back in IT Show 2009) switch in my room is spoilt and there is no power being supplied to it. Went back home, tested and verified that it is the case.
Went down the next day to PC Show 2011 again and got back the same switch, D-Link DGS-1008D switch, for S$85. I was expecting them to change the model number since it is totally a new design, but unfortunately it remains the same. This time I got 2 pieces instead of just 1 as I will be placing the additional switch in the living room to facilitate the switch to Fibre Internet.
This page is generated on 20th April 2019, 12:14:02 (UTC) in 0.549s with 18 queries using 4.0 MiB of memory.


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Home Kids DC Charters 101
DC Charters 101
A guide to understanding DC charter schools
Jessica Sutter
Two Rivers fourth-grade students carrying in seedlings to plant at Kingman Islands as part of field work to help restore the ecology in and around the Anacostia River. Photo: Kristen Franklin, Storybox Photography.
During the 2018-19 school year, 66 public charter schools operated on 123 campuses and served more than 43,000 students in grades PK3-12. More than 47 percent of all public school students in Washington, DC attend public charter schools.
So, why are these publicly funded schools, serving nearly half of DC students, so misunderstood? Well – as with so many things in education – it's complicated.
Charter schools are public schools. DC charter schools are funded by the same tax dollars and held accountable by the Office of the State Superintendent (OSSE) on the same STAR Framework as DC Public Schools (DCPS). Charter schools do not have enrollment boundaries and are open to all District residents. Every family whose child attends a charter school actively chooses to do so.
Charter schools are accountable to the public for results outlined in their charter, the contract between the school and the DC Public Charter School Board, the authorizer whose members are appointed by the Mayor and confirmed by the DC Council.
Some Charter School History
The bill establishing charter school law in DC was passed by Congress in 1995. At the time, DC spent $9,000 per child on public education, more than $3,000 over the national average. Yet, on a range of academic outcome measures, DC ranked 49th among 51 jurisdictions. Bolstered by the poor performance of local public schools, Congress passed the DC School Reform Act (SRA), including rules for the creation of charter schools in DC. PCSB became the sole charter school authorizer in 2007 when mayoral control was established.
How do charter schools open?
PCSB can approve up to 20 new schools annually. This past year, PCSB approved five new schools to open: a social justice middle school, a single-sex high school for girls, a Montessori school, an Expeditionary Learning (EL) micro-school, and a progressive, student-centered elementary school.
Anyone can apply to open a charter school — a teacher, a school leader, a non-profit organization with a special focus. PCSB welcomes applications each January for charter schools to serve children in PK3 through adults seeking both high school diplomas or GEDs. All applications are reviewed on a rubric which considers the quality of the application and the public demand for the school program. Applicants present their plans in public hearings in February and PCSB then votes in March to decide which schools should be allowed to open in the school year next following. The charter, the formal contract between PCSB and the school, is issued to the school's board of directors. All DC charter schools are actually 501c-3 nonprofit organizations with an independent governing board of community members. The governing board is legally responsible for the charter. Once approved, a charter school must then hire staff, identify a location and facility, and recruit students to enroll.
Students at Eagle Academy perform during a school talent show. Photo: Courtesy Eagle Academy Public Charter School
Charter School Evaluations
Each charter school that opens in DC is given a 15-year charter contract. The school is evaluated annually on two public frameworks: the Performance Management Framework (PMF), which is managed by PCSB, and the STAR Framework, which is managed by OSSE and reported on the DC School Report Card. Since 2013, the PCSB has used the PMF to annually assess the performance of all charter schools. The STAR Framework is the state-level tool developed by OSSE and approved by the DC State Board of Education (SBOE) as a requirement of the federal Every Student Succeeds Act (ESSA).
Both evaluations provide the public with access to test score data, student growth data, attendance data, and other measures of quality appropriate to the grades served, such as graduation rate for high schools or teacher/student interaction data for early childhood programs. Both the PMF and the STAR Framework also provide ratings for schools. The PMF identifies each charter school as Tier 1 (high-performing), Tier 2 (mid-performing) and Tier 3 (low-performing). The STAR Framework assigns each school between 1-5 stars based on how well the school meets the expectations DC has set for all students on all of the data points.
In addition to these annual ratings, PCSB deeply reviews school performance every five and grants "continuance," or the right to continue operating under the terms of its charter. If PCSB notes any concerns at these five year reviews, it can set conditions on the school in the form of performance requirements. Every charter school must apply for renewal after 15 years. The SRA outlines the specific conditions that a school must meet to earn an additional 15 year charter from the PCSB.
Why might a charter school close? Who decides?
When a charter school opens it makes what is often referred to as "the charter bargain," greater accountability for performance and results in exchange for more autonomy to design and run a school. Charter schools which fail to achieve the results promised in their charter contract may be closed by PCSB. Charter schools may also be closed for financial reasons or for a breach of law. Since 1996 115 charter schools have opened in DC; 25 of those schools have been closed by their authorizer for failing to meet the terms of their contract.
Charter schools may also close voluntarily. In the 23 years charter schools have existed in DC, 21 schools have relinquished their charters. This typically happens because the board of the charter school has determined that it can no longer operate the school in good faith and must accept that students would be better served by attending other schools.
Closing failed schools is an essential part of the charter bargain, but one that is difficult for children and families and the burden of which is often borne by vulnerable communities. Whenever a charter closes in DC, whether voluntarily or for cause, PCSB works with the school to ensure that all students and families receive assistance in enrolling in new schools, transferring credits, and understanding their educational rights, especially with respect to special education services.
As a former charter school teacher, board member, and researcher, I believe that charter schools are a valuable part of the education landscape in DC and provide innovative public education choices for families. If you want to learn more about charter schools in DC, talk to your SBOE representative, attend a PCSB monthly meeting or attend the My School DC EdFest in December.
Jessica Sutter is the Ward 6 representative on the DC State Board of Education. She can be reached at Jessica.Sutter@dc.gov, 202-674-0115.
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Manhattan Transfers
The Real Estate Whims of Libet Johnson: Heiress Looking to Sell the Vanderbilt Mansion, Lusting After Huguette Clark Spread
By Kim Velsey • 08/16/12 2:30pm
The heiress in 1989. (New York Magazine)
The problem with getting what you want is that sometimes, once you have it, you don't want it anymore. The Observer has learned that Libet Johnson is looking to offload the Vanderbilt Mansion, the stately neo-Georgian mansion at 16 East 69th Street that she spent $48 million to buy scarcely more than a year ago.
Sources tell us that Ms. Johnson has been quietly shopping the townhouse around, hoping to sell for a price in the mid-$50 million range. Which does not come as a huge surprise—the heiress to the Johnson & Johnson fortune and the sister of NY Jets Owner and Romney bundler Woody Johnson has a reputation for falling in, and out, of love with extravagant real estate. She bought the townhouse, sans broker, from her friend and fellow heiress Sloan Lindemann Barnett and Ms. Barnett's husband, the founder of beauty.com. What's a $48 million townhouse between friends?
So what new gem caught the heiress's avaricious eye? Sources familiar with the matter have told us that Ms. Johnson fell hard for Huguette Clark's eighth-floor apartments at 907 Fifth Avenue, but lost the late copper heiresses' spread to private equity chief Frederick Iseman. The Central Park-facing apartment and a few rooms of the smaller apartment are currently in contract for $22.5 million. Mr. Iseman, the CEO and chairman of CI Capital Partners, is still awaiting board approval. And you know how those can go, so no doubt Ms. Johnson has her fingers crossed.
One broker expressed disbelief that Ms. Johnson would want an apartment in 907 Fifth—which the broker sniffed was not the kind of A-type building the heiress usually goes for—but we suppose Ms. Johnson felt a kind of kinship with Clark and her estate, even if the socialite Johnson and the reclusive Clark would appear to have little in common other than their vast family fortunes. More likely, Ms. Johnson was just looking for something new to occupy her time.
As far as the Clark apartments go, the ranks of the rebuffed grow more illustrious by the day—Ms. Johnson joins Qatari prime minister Sheikh Hamad bin Jassim bin Jaber Al Thani, whose $31.5 million bid for all of both apartments in May was reportedly rebuffed by the board.
Will Ms. Johnson be able to sell the Vanderbilt mansion and make a little money in the process? The Stanford White mansion at 973 Fifth Avenue—a gilded age truffle of a townhouse—sold $42 million in June, and it required major refurbishment. But before Ms. Johnson swept in last May, the home had been lingering on the market for some time at $48 million. And while brokers say that the 1881 home and its Peter Marino-designed interiors are lovely, they note that it's rather dark inside and the brick facade less elegant than that some of the city's top limestone townhouses.
At the time of the sale, it ranked as the most expensive deals since the recession hit and the most expensive townhouse since J. Christopher Flowers set the previous record with his purchase of the Harkness Mansion for $53 million in 2006. Last year, Larry Gagosian scooped up the place for $36.5 million.
And it's not even the only townhouse that Ms. Johnson, or at least her family, is trying to sell. A five-story West Village townhouse at 85 Perry Street, owned by Falconer LLC., a oft-used screen for Libet and her close kin, has been publicly listed since May with Stribling's Pamela D'Arc. Falconer is apparently extremely eager to be rid of the townhouse, dropping the $13 million ask to a mere $9.96 million this August.
Surely this is precisely the kind of situation where one's rich friends might come to the rescue and buy at least one of Ms. Johnson's real estate holdings?
kvelsey@observer.com
Filed Under: Real Estate, Manhattan Transfers, Huguette Clark, Johnson & Johnson, Libet Johnson, Pamela D'arc, Frederick Iseman, 16 East 69th Street
SEE ALSO: Louis Tomlinson Is So Ready to Leave His Hollywood Hills Home, He Doesn't Even Want a Profit


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DJ Jedi
Welcome to my website. I have been DJing since 1996 and specialise in 90s hardcore, jungle and rave music. I also produce new but authentic sounding hardcore and jungle.
Over the last 20+ years I've played at many of the best known rave venues including Brixton Academy, Ministry of Sound, Bagleys and SEOne. I've been lucky enough to DJ all over the UK, in Europe and even Los Angeles.
I am a resident DJ for the UK's first legal rave promoter Raindance since 1999, and I have also played at some of the best known events such as Slammin Vinyl, Riverdance, HTID and Destiny.
Here you can listen to my live sets and studio mixes, keep up to date with my record labels Cantina Cuts and Jedi Recordings, and view flyers and photos. If you would like to book me for your event, head over to the contact page.
I manage two vinyl record labels, Cantina Cuts and Jedi Recordings. Since 2011 there have been over 40 releases across the two labels featuring both new music in the classic 90s rave style, and also some sought-after reissues from iconic labels including Kniteforce and Extra Terrestrial Recordings.
Our artists and remixers include legendary names such as Luna-C, Sy & Unknown, Mega City 2 and Insomnia. Alongside these major artists we also promote new talent including Hyped On Acid, Beardy, Worldwide Epidemic, DUG and more.
Check out the labels page for the full discographies, or visit the online store to buy our latest releases on vinyl or digital.


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Symphony No. 35
Edited by: Leonard, Ronald
Mozart Symphony No. 35 (Haffner) – Cello Part
Edited by Ronald Leonard
Title: Symphony No. 35 (Haffner)
Editor: Ronald Leonard
The cello part for Mozart's Symphony No. 35 in D major, K. 385 (nicknamed the Haffner Symphony) has been edited by Ronald Leonard, principal cellist of the Los Angeles Philharmonic from 1975 until 1999. Leonard's bowings, fingerings and other editorial markings have been added throughout the score.
Mozart's Symphony No. 35 is known as the Haffner Symphony because it was commissioned by the prominent Salzburg Haffners for Sigmund Haffner's ennoblement. Originally taking the form of a serenade, the composition for the ennoblement would eventually evolve into the Haffner Symphony, which received its first performance in 1783 at the Vienna Burgtheater.
Download and print the score today to gain access to expertly edited Mozart Symphony No. 35 cello fingerings and bowings from Ronald Leonard!


Sledgehammer's VP and COO Michael Condrey has relayed to IGN how hard the firm, along with Infinity Ward, is working on Modern Warfare 3 and how both are pushing to get the "best product" possible out onto the market. In the video posted below, Condrey talks about how both teams are pushing things to the limit (to "11" even) in terms of scope, graphics, and gameplay with MW3. There's also some gameplay clips in the video as well, but nothing you haven't already seen. Game's out in November.


In the vein of , an intimate, deeply reported and revelatory examination of love, marriage, and the state of modern India—as witnessed through the lives of three very different couples in today's Mumbai.
introduces three couples whose relationships illuminate these sweeping cultural shifts in dramatic ways: Veer and Maya, a forward-thinking professional couple whose union is tested by Maya's desire for independence; Shahzad and Sabeena, whose desperation for a child becomes entwined with the changing face of Islam; and Ashok and Parvati, whose arranged marriage, made possible by an online matchmaker, blossoms into true love. Though these three middle-class couples are at different stages in their lives and come from diverse religious backgrounds, their stories build on one another to present a layered, nuanced, and fascinating mosaic of the universal challenges, possibilities, and promise of matrimony in its present state.


Unseen by the public for two centuries, Marie Antoinette's diamonds and pearls went under Sotheby's hammer as part of one of the most important royal jewellery collections ever to come to auction.
The auction took place in the Swiss city of Geneva on Thursday 15 November and, out of more than 100 lots, included 10 breathtaking treasures that belonged to the ill-fated Queen of France. The major collection—held by the Italian royal House of Bourbon-Parma and sold by Sotheby's auction house—made auction history, realising CHF 53.5 million ($53.1 million).
With 100 percent of lots sold, this figure was more than seven times the high estimate of $7 million and a record for any sale of royal jewels—surpassing the long-held $50.3 million that was established by the 1987 sale of jewels belonging to the Duchess of Windsor.
The star lot of the auction, Marie Antoinette's dazzling diamond pendant that supports a natural pearl of exceptional size (26mm x 18mm)—achieved $36,165,090. The pendant left its estimate of $1-2 million far behind, establishing a new auction record for a natural pearl and contributing to a total of $42.7 million for the Queen's 10 exquisite pieces.
A sensational three-strand necklace strung with pearls also saw intense bidding, reaching a final price of over $2 million. A diamond brooch supporting a yellow diamond also exceeded this milestone.
Perhaps the most intimate lot within the sale, a monogrammed diamond ring bearing the initials 'MA' and containing a lock of Marie Antoinette's hair, eclipsed expectations to sell for 50 times the estimate of $8,000-10,000 at $443,786.
Participants from 43 countries took part in the sale, featuring jewellery spanning centuries of European history, from the reign of Louise XVI to the fall of the Austro-Hungarian Empire. The Bourbon-Parma family is linked by blood to the most influential ruling families of Europe, a lineage that includes Kings of France and Spain, Emperors of Austria and Dukes of Parma. Evidenced by the opulence of the pieces in the collection, the Queen of Louise XVI was no stranger to a lifestyle and history that dripped with jewels.
In March 1791, King Louise XVI, Marie Antoinette and their children, began preparations to escape France. According to accounts written by the Queen's lady in waiting, Marie Antoinette dedicated an entire evening in the Tuileries Palace to wrapping all her diamonds, rubies and pearls in cotton and enclosing them in a wooden chest.
In the following days, the jewels would be sent to Brussels, which was under the rule of the Queen's sister and home to Count Mercy Argentau. The former Austrian Ambassador was one of the only men who had retained the Queen's trust. He was to deliver the jewels and send them to Vienna to be safely kept by the Austrian Emperor, Marie Antoinette's nephew.
In 1792, the family was imprisoned in the Temple Tower and Louis XVI and Marie-Antoinette were executed by guillotine the following year. The queen's only surviving child, Marie-Thérèse de France was eventually sent to Vienna in 1796, where she was given her mother's jewels.
With no children of her own, part of the collection was bequeathed to her niece and adopted daughter. In turn, Louise of France, the Duchess of Parma and granddaughter of Charles X, King of France, left them to her son Robert I—the last ruling Duke of Parma. They have been privately owned by relatives ever since.
Other sensational highlights from the auction were pieces from King Charles X, the Archdukes of Austria and the Dukes of Parma, and included a diamond tiara of foliate scroll design that was given to Archduchess Maria Anna of Austria for her wedding to Elias of Bourbon, Duke of Parma, in 1902. Created by the prestigious Viennese jewellery house, Köchert, and gifted by Emperor Franz Joseph, one of Europe's longest reigning monarchs, the diadem sold for $967,990.
A diamond parure adorned with old-cut diamonds with a detachable pendant, that was made for Louise of France and included five diamonds that belonged to Marie Antoinette's daughter, sold for $848,853. Diamond girandole earrings that once belonged to the Duchess of Parma reached $729,715, and a diamond ring set with a 2.44-carat orangey-pink diamond: $574,837.
Two extraordinary jeweled badges of the Order of the Holy Spirit and the Order of the Golden Fleece, both owned by the Duke of Angoulême, also sold for $1,623,244 and $1,682,813.


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American Indian Maps
American Indian Photos
Birds Eye View Maps
Civil War Maps
Civil War Prints
Civil War Posters
Photo-chromes
Revolutionary War Maps
Atlas CDs
Civil War CDs
Dance History CDs
Historic Book CDs
Historic Film CDs
Historic Image CDs
Military Modern/Ancient CDs
Panoramic Map CDs
Railroad Map CDs
Revolutionary War CDs
State Map CDs
Military map of middle Tennessee and parts of East Tennessee and the adjoining states
Product Code: smtn24
Great Smoky Mountains National Park, North Carolina/Tennessee, trail map Mountain region of North Carolina and Tennessee, compiled by W. L. Nicholson & A. Lindenkohl, with corrections to January 1865
Product viewed: 1562
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Being part of the Department of the Cumberland, commanded by Maj. Gen. Geo. H. Thomas, U.S.A. Compiled and drawn under the direction of Col. Wm. E. Merrill, 1st U.S.V.V. Eng'rs, Capt. Corps of Eng's, & Chief Engr. Dept of the Cumberland, with the assistance of Prof. J. M. Safford, late State Geologist of Tennessee, by C. S. Mergell, Asst. Engr., 1865. Published by authority of the Hon. Secretary of War, and the office of the Chief of Engineers, U.S. Army, 1874. Mergell, C. S. CREATED/PUBLISHED N.Y., Am. Photo-Litographic Co., (Osborne's process), [1874] NOTES Scale ca. 1:350,000. Shows topography by hachures, drainage, roads, railroads, dwellings with names of inhabitants, and battlefields, giving dates of engagements and names of oppossing commanding officers. The authorities from which the map is compiled are listed in detail, followed by a key to the topographical signs.
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One of the ongoing sub-plots that Tesla saga participants have been watching closely has been how the company plans to deal with $920 million of convertible bonds that are maturing in just about four weeks, on March 1. As we exit January and head into February, the clock is officially ticking for the company to try and manage how it is going to pay off this debt, which could cost the cash flow-challenged company as much as $1 billion in much needed liquidity.
The bonds were issued back in 2014 and Tesla can pay them off with both cash and stock, but it needs shares to jump about 21% from current levels to trigger the convertible price, and for them to add stock into the mix. Otherwise, it's cash and carry.
If they have to pay the entire $920 million bond off in cash, it would take a huge bite out of Tesla's cash balance. The one remaining potential catalyst for Tesla shares to move higher before maturity is going to be the company's earnings on Wednesday.
Chris Hartman, a convertibles experts at Aegon Asset Management told Bloomberg that "there's always a glimmer of hope. With the volatility that can happen inside this stock, the market is clearly saying it's possible for that stock to be at, near, or above $360."
Shares actually did eclipse the convert price milestone in December, when they traded as high as $376 on the heels of good third-quarter earnings and a report about the Chinese and US trade war potentially slowing down.
But the stock has since tumbled, after the company announced plans to layoff 7% of its workforce and made statements like "the road ahead is very difficult", referring to its ability to make the low cost Model 3 profitably. Even if Tesla has the cash to pay now, its ability to be consistently cash flow positive again in 2019 without doing a capital raise - especially now that analyst estimates see them posting a loss in Q1 again - could be called into question.
And so the company's cash balance will certainly be in focus on Wednesday when it reports earnings. Tesla had about $3 billion of cash as of September 30, which is more than sufficient to cover the $920 million principle that it owes. The company has already stated its plans to pay off the debt instead of refinance it. It has also announced plans would be to pay off the maturity with a 50/50 mix of cash and stock if investors elect to convert. Bloomberg estimates that the company could have between $3.5 billion and $4.5 billion in cash by the end of this quarter.
Still, as Hitin Anand, a Credit Sights analyst said, "they have the cash, but would rather have people convert. Will this put them in distress? No. But it won't be ideal."


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is there option in canon 870 to reduce or increase the flash intensity? it is too bright while taking pictures of my newborn.
I assume that you mean the Canon SD870IS camera flash.
I don't find any way to manually adjust the flash intensity.
If the room is well lit, the flash intensity will be less.
If it is daytime, in a room with a window near the child, the camera will use much less flash.
I don't recommend that you use flash with a new born, if the baby has it's eyes open.
I have used the flash if the baby's eyes are closed.
And newborn babies have their eyes closed most of the time anyway.
You can try a light deflector.
Tape some card stock over the flash so that you can bend the card stock enough that it deflects the flash upward at about a 45 degree angle. This also gives a softer light.
The other option is to turn the flash off.
But if you are indoors, you will need to put the camera on a tripod to prevent camera movement, as the exposure time will be close to a second (maybe more).
i am using my camera now to take photos of my new born. So don't want wide angle 28mm. i need 35mm only. how to swtich to regular angle instead of wide angle.
We want to help you, but what do you mean? When you zoom out you go to the focal range of 28mm and when you zoom in you increase the focal range.
Here is a visual that maybe can help you with understanding focal ranges. You can move the red slider by hitting tele or wide buttons.
That camera has a 28mm focal length when it is not zoomed at all.
That is considered wide angle.
I recommend that you zoom all the way out and then use your feet (back-up) to frame the baby for the shot.
Wide angle portraits will distort the features of the face.
The most common is the appearance of an enlarged nose.
so i have to zoom in 2X and step back and trigger to get a photo equivalent to 35mm.
u have typed as zoom out. was that typo mistake?
50mm focal length is generally considered as photographic neutral.
It is neither wide-angle nor zoom.
That would be about 2X zoom on your camera.
Just about all of the old 35mm film SLR cameras came with a 50mm lens.
Most photographers recommend a bit of zoom when taking portraits.
So setting your camera to 3X would be OK also.
You just move yourself and the camera to frame the shot.
"Before there was zoom, there was feet."


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Lion Real Estate Spends $49M in Suburban Nashville
Colliers Closes Colorado Springs Value-Add Sale
Hamilton Zanze Buys Luxury Virginia Asset
Luxury 20 January 2020 08:24
Senior Community Opens Near Philadelphia
Senior Housing 20 January 2020 07:09
Kiser Group Closes $18M Multifamily Portfolio Deal
Market Rate 17 January 2020 20:37
Dougherty Mortgage Closes $54M Construction Loan
Hamilton Zanze Continues Buying Streak
QUARTERS to Expand Brooklyn Footprint
JLL Closes 504-Bed Mississippi Student Housing Sale
Oden Hughes Trades North San Antonio Apartments
Embrey Partners Sells Denver Property for $145M
Hunt Real Estate Provides $61M in Georgia Loans
Campus Advantage to Manage 512-Bed Student Housing
Student Housing 16 January 2020 17:13
The CPE-MHN Guide to 2020 is now available!
The Collective to Open New Brooklyn Co-Living Location
Top 5 NYC Multifamily Sales
PropertyShark compiled the top 5 multifamily sales recorded in July 2019 in New York City.
the Editorial Staff of CPE/MHN
Subscribe to MHN
Nyc Spotlight
Source: PropertyShark, a Yardi Systems Inc. company
220 E. 72nd St., Manhattan
Sale Price: $159,500,000
This high-rise apartment building stands 22 stories. Built in 1975, the property totals 156,200 square feet. Situated on an 18,600-square-foot lot, the asset offers 147 residential units averaging 1,063 square feet. According to StreetEasy, the building features studio, one-, two- and three-bedroom floorplans. Amenities include marble floors, granite kitchens and oversized windows. Residences start at the seventh floor of the property. The first six floors have a separate entrance on 71st Street for the cultural wing of Marymount Manhattan College.
564 St. Johns Place, Brooklyn
Harbor Group International picked up this 193-unit apartment building, known as The Frederick, from Heritage Equity Partners. The sale was subject to an $87.6 million loan held by New York Community Bank, according to Yardi Matrix. Completed in 2018, the building in Crown Heights offers studio, one- and two-bedroom units, as well as penthouses. Floorplans range from 443 to 835 square feet. Features include washer/dryers, above standard ceiling heights, a fitness center, business center, community room, children's playroom, doorman, private balcony/patios, rooftop terrace and 87 parking spaces. The community is also located in an Opportunity Zone.
3060 Broadway, Manhattan
Sale Price: $47,207,500
Located in Morningside Heights, this building stands six stories and was built in 1913. The property features 36 residential units and is also home to Olive Tree Deli, Generation Barber Shop and Copy Experts on the ground level. Nearby transportation options include the 1 subway line at the corner of Broadway and 116th Street, or the M104 and M4 bus routes at the intersection of Broadway and 122nd Street. The building features 3,000 square feet of retail and 45,060 square feet of apartment space, averaging 1,252 square feet per unit.
145 Henry St., Brooklyn
Currently home to Heights Pediatrics and 1776 Realty Co., this 1922-built property in Brooklyn Heights comprises 40,410 square feet. The building features 42 residential units averaging 962 square feet. The 2/3 subway lines are located less than a mile away at the corner of Clark and Henry Streets, as well as the B25 bus route situated at the intersection of Cadman Plaza and Clark Street.
441 Ocean Ave., Brooklyn
Built in 1924 and last updated in 1982, this Flatbush-located property comprises 115,374 square feet across six stories. The ground floor is leased to Flores Enterprises. Nearby transportation includes the B and Q subway lines at the corner of St. Paul's Place and Caton Avenue, as well as the B16 bus route at the intersection of Ocean and Caton Avenues. Housing 84 units averaging 1,374 square feet, the building was purchased along with 1745 Canton Ave. by Meridian Properties, according to The Real Deal. The total acquisition price for the portfolio $35.3 million.
Long Island Skilled Nursing Asset Snags $71M Refi
CPC Scores $33M Fannie Mae Affordability Package
A Look at New York Apartment Construction in 2019
New Luxury Community in Queens Lands $61M Refi
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Today's digital consumer has opened many doors for marketers, but they've also posed some unique challenges for an array of industry participants--advertisers, media owners and content providers. With so many touch points out there, the opportunities are growing. What's more, the mobility of these devices facilitates online media access across a range of locations and situations, providing brands an opportunity to engage with consumers at the right time, in the right place.


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AvantMetrics is a proprietary container pixel and analytics platform that allows for more intelligent Affiliate sale referral tracking rules. This service offering is the first of its kind for quality Affiliate programs and offers much more insight into the entire customer click stream leading up to a sale.
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Using predefined referral groups, AvantMetrics offers detailed insight into customer click-stream and referral data. Business rules may be applied for a shared attribution commission model.
AvantMetrics has built in functionality for de-duplicating sales between multiple Affiliate networks, reducing your overall Affiliate marketing costs.
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APPRECIATION RATE TRENDS AND HOUSING MARKET DATA
Ramona, CA (Real Estate)
Highest Appreciating Ramona Neighborhoods Since 2000
Julian Rd / Sutherland Dam Rd
Fernbrook / Irvings Crest
Main St / Ramona St
Julian Rd / Old Julian Hwy
San Diego Country Estates
Pine St / Cedar St
Ramona, CA Real Estate Data
Source & Methodology
Raw data sources: American Community Survey (U.S. Census Bureau), U.S. Department of Housing and Urban Development, Federal Housing Finance Agency.
Methodology: NeighborhoodScout uses over 600 characteristics to build a neighborhood profile… Read more about Scout's Real Estate Data
Ramona Housing Market Information
With 21,072 people, 6,562 houses or apartments, and a median cost of homes of $545,830, real estate costs in Ramona are among some of the highest in the nation, although house prices here don't compare to real estate prices in the most expensive California communities.
Single-family detached homes are the single most common housing type in Ramona, accounting for 72.04% of the town's housing units. Other types of housing that are prevalent in Ramona include large apartment complexes or high rise apartments ( 15.98%), mobile homes or trailers ( 5.82%), and a few duplexes, homes converted to apartments or other small apartment buildings ( 4.44%).
Owner-occupied, three and four bedroom dwellings, primarily in single-family detached homes are the most prevalent type of housing you will see in Ramona. Owner-occupied housing accounts for 67.22% of Ramona's homes, and 66.52% have either three or four bedrooms, which is average sized relative to America.
There is a lot of housing in Ramona built from 1970 to 1999 so parts of town may have that "Brady Bunch" look of homes popular in the '70s and early '80s, although some of these houses were built up through the early '90s as well. There is also a lot of housing in Ramona built between 1940-1969 ( 20.38%). A lesser amount of the housing stock also hails from between 2000 and later ( 11.17%). There's also some housing in Ramona built before 1939 ( 4.73%).
Ramona Home Appreciation Rates
In the last 10 years, Ramona has experienced some of the highest home appreciation rates of any community in the nation. Ramona real estate appreciated 62.86% over the last ten years, which is an average annual home appreciation rate of 5.00%, putting Ramona in the top 20% nationally for real estate appreciation. If you are a home buyer or real estate investor, Ramona definitely has a track record of being one of the best long term real estate investments in America through the last ten years.
NeighborhoodScout's data show that during the latest twelve months, Ramona's appreciation rate, at 3.86%, has been at or slightly above the national average. In the latest quarter, Ramona's appreciation rate has been 1.76%, which annualizes to a rate of 7.25%.
Relative to California, our data show that Ramona's latest annual appreciation rate is lower than 50% of the other cities and towns in California.
One very important thing to keep in mind is that these are average appreciation rates for the town. Individual neighborhoods within Ramona differ in their investment potential, sometimes by a great deal. Fortunately, you can use NeighborhoodScout to pinpoint the exact neighborhoods in Ramona - or in any city or town - that have the best track record of real estate appreciation, by the latest quarter, the last year, 2 years, 5 years, 10 years, or even since 2000, to assist you in making the best Ramona real estate investment or home purchase decisions.
Ramona, CA HOME PRICES
> $1,213,000 2.6
$910,001 - $1,213,000 7.4
$607,001 - $910,000 26.8
$243,001 - $364,000 4.4
$61,001 - $121,000 1.9
$0 - $61,000 5.3
Average for CA
Very High for Nation
Value Relative to Nation
Value Relative to State
6.54598540145985 42.4639580602883
Number Of Homes And Apartments:
Ramona Appreciation Rates
Appreciation Rates
NeighborhoodScout's® Exclusive Home Appreciation Rates
NeighborhoodScout reveals the home appreciation rates for every city, town, and even most neighborhoods in America.
NeighborhoodScout has calculated and provides home appreciation rates as a percentage change in the resale value of existing homes in that city, town or neighborhood over the latest quarter, the last year, 2-years, 5-years, 10-years, and even from 2000 to present. We show both the cumulative appreciation rate, and the average annual appreciation rate for each time period (e.g., last 5-years: 84% total appreciation, Avg. per year: 16.8%). We also show how each city, town or neighborhood's appreciation rate compares to other cities, towns and neighborhoods in the nation, and within the same state (e.g., 9 relative to the nation, 5 relative to California [10 is highest]). This makes comparisons of house appreciation rates equally easy for professional investors and individual homebuyers. In this example, the neighborhood is one of the highest appreciating in the nation over the last 5-years, but is only average in appreciation for the same period relative to other neighborhoods in the state of California.
Our data are designed to capture changes in the value of single-family homes at the city, town and even the neighborhood level. Different neighborhoods within a city or town can have drastically different home appreciation rates. NeighborhoodScout vividly reveals such differences. Our data are built upon median house values in each neighborhood, and combine data from the United States Bureau of the Census with quarterly house resale data. The data reflect appreciation rates for the neighborhood overall, not necessarily each individual house in the neighborhood.
Our data are calculated and updated every three months for each neighborhood, city and town, approximately two months after the end of the previous quarter. Each quarter, Fannie Mae and Freddie Mac provide their most recent mortgage transactions to the FHFA. These data are combined with the data of the previous 29 years to establish price differentials on properties where more than one mortgage transaction has occurred. The data are merged with neighborhood-specific median house values from the Census Bureau using NeighborhoodScout's proprietary algorithms developed by Dr. Schiller, creating an updated historical database that is then used to estimate the appreciation rates for each city, town and neighborhood within each time period. These resultant neighborhood appreciation rates are a broad measure of the movement of single-family house prices. The appreciation rates serve as an accurate indicator of house price trends at the neighborhood level.
How is the home appreciation data calculated?
Neighborhood appreciation rates from NeighborhoodScout are based on both median house value data reported by respondents via the U.S. Bureau of the Census, and a weighted repeat sales index, meaning that they measure average price changes in repeat sales or refinancings on the same properties. This information is obtained by reviewing repeat mortgage transactions on single-family properties whose mortgages have been purchased or securitized by Fannie Mae or Freddie Mac (by the FHFA). Then proprietary algorithms developed by Dr. Schiller, NeighborhoodScout's founder, are applied to produce neighborhood appreciation rates. Appreciation rates are updated by NeighborhoodScout each quarter as additional mortgages are purchased or securitized by Fannie Mae and Freddie Mac. The new mortgage acquisitions are used to identify repeat transactions for the most recent quarter, then are fed into NeighborhoodScout's search algorithms.
Neighborhood appreciation rate data are based on transactions involving conforming, conventional mortgages. Only mortgage transactions on single-family properties are included. Conforming refers to a mortgage that both meets the underwriting guidelines of Fannie Mae or Freddie Mac and that doesn't exceed the conforming loan limit, a figure linked to an index published by the Federal Housing Finance Board. Conventional means that the mortgages are neither insured nor guaranteed by the FHA, VA, or other federal government entity.
Mortgages on properties financed by government-insured loans, such as FHA or VA mortgages, are excluded, as are properties with mortgages whose principal amount exceeds the conforming loan limit. Mortgage transactions on condominiums or multi-unit properties are also excluded. As such, NeighborhoodScout does not produce appreciation rates for neighborhoods that consist solely of renters or have no single-family homes (dwellings without an entrance directly to the outside).
CA*
2000 Q1 - 2020 Q3 99.99% 3.40%
Rent & Ownership
$2,101 / per month
Owners 67.22
Renters 32.78
Vacant 8.91
AGE OF Ramona HOMES
2000 or Newer 11.2
1970 - 1999 63.7
1939 or Older 4.7
TYPE OF Ramona HOMES
Single-Family 72.0
Townhomes 1.2
Small Apt. Buildings 4.4
Apt. Complexes 16.0
Mobile Homes 5.8
Other 0.5
SIZE OF Ramona HOMES
No Bedroom 0.58
1 Bedroom 4.83
2 Bedrooms 26.37
5 or more bedrooms 1.69
Popular Neighborhoods in Ramona
Popular Communities Near Ramona, CA
Warner Springs, CA
Zip Codes in Ramona, CA


text:
1312 steht für:
 1312, das Jahr 1312 nach Christus
 1312 v. Chr., das Jahr 1312 vor Christus
 eine Codierung der Parole A.C.A.B.


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"The Plan That Could Render Your 401(k) Obsolete," says a headline at the CBS News website.
Near as we can tell, the idea first got traction during the 2008 presidential election. Your editor wrote about it at the time for The Daily Reckoning website and has been following the proposal's trajectory ever since.
In October of that year — as the Panic of '08 had vaporized $2 trillion from Americans' 401(k) and pension plans — the House Education and Labor Committee briefly considered excluding "high-income" earners from making tax-deferred 401(k) contributions.
"With respect to the 401(k), it appears to be a plan that is not really well devised for the changes in the market," said committee chairman Rep. George Miller (D-California).
Then he revealed what the idea was really about: "We've invested $80 billion into subsidizing this activity" — meaning to his mind the government had "lost" $80 billion in revenue it would have collected were it not for this high-income giveaway.
In any discussion of this idea, it usually begins with Teresa Ghilarducci.
Ms. Ghilarducci is a left-leaning economist at The New School university in New York. She was the star witness at that 2008 House hearing.
At the time, zeroing out the tax advantages of 401(k)s for "the wealthy" was only one part of a two-part plan. The second part was a "guaranteed retirement account." Everyone would be forced to contribute 5% of his or her income to these GRAs — which would invest entirely in government bonds and theoretically return an inflation-adjusted 3% a year.
The notion never got out of committee. Congress was too busy at the time passing other awful ideas like the bank bailouts.
But bad public policy ideas never die: They just get gussied up in new clothes. And if they can get Wall Street's blessing, so much the better.
Thus, Ms. Ghilarducci is flogging GRAs in 2016 — this time in a new white paper prepared with Hamilton "Tony" James, president of Blackstone Group (BX) — the $17.6 billion strong asset manager.
We spent a good chunk of yesterday afternoon poring over the 32-page report. The 2016 model of the GRA proposal differs significantly from the 2008 model. In some ways, it's more draconian… and in others, it's more delusional.
For one thing, the 401(k) would effectively cease to exist… because no one could take advantage of the tax breaks that come with them, no matter their income. Those tax breaks would be phased out.
It's the changes to the GRA concept, however, that most caught our eye.
The 5% forced contribution of 2008 has been lowered to 3% in 2016. More significantly, your "contributions" would not be placed exclusively into government bonds. Instead, your money would be placed in the hands of, for lack of a better term, financial professionals.
Note the bar on the right of the following chart: Fund managers assume that because they got an average 8% annual return over the last 25 years, they'll do likewise over the next 25.
Never mind your time horizon to retirement might be something less than 25 years. Never mind the stock market has gone nowhere for the last two years. There's no compelling reason for it to go up the next two, and it might go down significantly. Never mind interest rates remain mired at historic lows, which destroys the returns from the bond investments in these pension plans.
In recent years, public pension funds tried to juice their returns by piling into hedge funds and private equity.
Often, the hedgies underperformed a basic S&P 500 index fund. Many pension funds are now bailing — CalPERS, the giant system in California, divested its $4 billion hedge fund portfolio in 2014.
How to make up the difference? That same year, California voters were confronted with 140 local proposals to raise taxes — many of them to help maintain the lifestyle to which retired CalPERS beneficiaries had become accustomed.
And it's this rickety foundation on which the "guaranteed retirement account" is supposed to, well, guarantee your retirement.
Ghilarducci and James, perhaps sensing not all is well in the public pension world, scaled back the projected annual returns of the GRA from the 8% illusion to "around 6–7%." And in the event the market goes south, "the government will guarantee that each person retiring has earned at least a 2% return on their savings at retirement," they write. How comforting.
To be clear, none of this has been written into legislation. Yet. But it being an election year, we figure we owe you a warning.


text:
Amy Harmon, Book Review, The Law of Moses
Book Review: The Law of Moses (The Law of Moses #1) by Amy Harmon
"There are laws. There are rules. And when you break them, there are consequences. Laws of nature and laws of life. Laws of love and laws of death."
The Law of Moses is a prime example of why it is I love to read! Why I get itching to write a review after reading an awesome book and why I have a blog dedicated to reading romance books.
The Law of Moses was Astonishingly Brilliant, Addictively Written and Creatively Unique. I welcomed every word in this book as if it were my last breath. My soul Thanks You Amy Harmon!
Every time I read a book written by Amy Harmon, I feel as if she's offering me a life lesson. Or a deep reminder maybe. I think that when a reader (or at the very least, Me) walks away from one of her books... they've (or me) either learnt something life altering or we walk away looking at life through different eyes. It almost feels like having faith restored. Faith in love, faith in human kind and faith in the term "Life's what you make of it".
I don't know where Ms Harmon get's her concepts from. I'd love to know... but regardless of where the inspiration comes from for her next book... this author proves that she only selects the most exquisite ideas. There's no 'second best' when it comes to any of her books. Amy Harmon is no cookie cutter author. She doesn't just pump them out to make a buck. There is unmistakable proof that the concepts for the characters, plot, dialogues and endings are always thought out in fine (and time consuming) detail.
Amy Harmon's writing style and her ability to bring her creativity to light is so rare. I can rave about a number of good books when someone asks, it's not hard... There are some really good books out there. But honestly, I can't remember the last time I read something that touched me so deeply, I had to take a time out just to reflect and let it all sink in.
I can not make the claim that half of the books I read (and enjoy) are in any way unique or one-of-a-kind. With the boom of self publishing where it is today, it's become even harder to find a book that stands out brighter than the rest. Maybe it's because romance is romance and if you have a sexy couple who fall in love but not without an obstacle in their way first... you are halfway through your hurdle of getting a book published... I don't know... I'm not an author. But I've been complaining for some time, to anyone who would listen, that reading a romance book today is just not the same as it was when you read a romance book 3 years ago. It's become incredibly easy to label yourself as an author nowadays. But I strongly believe there's a huge difference between being an author and being a writer. A writer is anyone who can string a sentence together. I can write down a grocery list, my christmas to-do list... an email... so writing isn't hard. But being an author is something else. It's finding inspiration, manipulating over-used words in a way that when the receiver of those words read them, it feels like the first time. It's about providing those who love to read something new. Something fresh. And that's what Amy Harmon is. She's a true author, a genius at drawing out feelings from even the toughest readers....
Okay so I've girl crushed enough on Amy - anymore and you'll think I'm crazy obsessed :)
Coming back to the matter at hand, The Law of Moses....
The blurb is pretty much enough to give you an idea that this is an emotional book. And I'm here to tell you it is. The main theme of where it's all going is pretty evident from about 9% through. I was able to grasp right from that moment what was going on. Although you aren't bluntly told what Moses's ability is at first, it's not overly complicated to figure it out for yourself. It is strange yes. It would be to anyone who doesn't possess the same 'ability' as he does... but I didn't find it far-fetched or anything. It's not as if it's unheard of. There are a number of people who claim to have exactly the same abilities that Moses has. So because of that, I don't find this a paranormal read at all. I see paranormal as more of a fantasy theme that's made up and since the world we live in accept people who claim to be exactly what Moses is... I don't think it's at all make-believe enough to be paranormal. But honestly I couldn't care less... I love paranormal books as well. so even if you feel differently about the true genre of this book... It's all the same to me and I think it's a matter of opinion and belief.
I fell in love with Georgia immediately. I loved her sassy mouth. I loved that she tested Moses every chance she got. I love that although she came across as tough, she was pure girl deep down. I especially love that she wasn't a winy female character. If she had a problem, she briefly makes mention of it and then moves right along with the progression of the book. I love that this book is split into Part 1 and Part 2. It gave me a sense of 'closing the book on her young life and starting with her adult life'. I adore that Amy Harmon proved to me that even new adult / adult books can be sexy and romantic without the need to be crude. There's not a single 'dirty' word in this book... but even so, there is no lack any of the usual components that make up a romance book. It's just done with in a creative way so that you know what happened, but you don't need to read all about the act in fine detail to get where it's all going.
I loved that this book incorporated aspects of life and growing up. It's not just Moses and Georgia and their love and lust. They change. Their characters grow and develop. The Law of Moses is about capturing the entity of their lives and not just a moment. I usually throw a tantrum when good books end... but with this one, I'm so content. I'm at peace with it all and my experience throughout was enough to let go when the end arrived.
What I also loved was that this book is a decent length. Not at all rushed. Time was spent on every chapter and all you need to do is enjoy and live it.
I'm not a huge fan of suspense, but I really found myself wondering and contemplating the outcome. I never ever saw it lead to where it all went and that's refreshing as well.
If you haven't figured it out yet I'll tell you straight out that I loved, loved this book! It was beautiful from start to finish. It was funny and quirky and I often found myself smiling or laughing at the dialogue between Georgia and Moses. I didn't cry reading this book but that's just my nature. I only cry over pathetic everyday, stupid things and when I'm aggressively frustrated... so I'm not concerned that others said they cried but I didn't. But make no mistake, this book does tug on your heart-strings. So overly emotional ladies beware - but most of all ENJOY! :)
5+ Stars and a (lifetime) favourite for sure!


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Summary: This article explains how to sell your home FSBO style, without the help of a listing agent. We will cover all of the important steps along the way, from home staging to negotiating.
First thing's first. Should you sell your house in FSBO fashion, or through a listing agent? The best way to answer this question is by considering the steps involved in the selling process. In other words, you need to think about all of the things a good listing agent would do for you.
Clearly, these aren't the only steps to selling a home. There's the home inspection, appraisal and closing process as well. But a listing agent really doesn't do much during these later steps. Thus, the list provided above represents the bulk of what a listing agent will do for you, when selling your house.
The question is, are you comfortable handling all of these things for yourself? If so, you might have what it takes to FSBO your own home. If you're not comfortable with these items, don't worry. I'll explain each one in detail as we continue through this lesson. By the time you finish reading this article, you'll know how to sell your house FSBO style — like a pro.
Definition: Before we go any further, we need to define some terminology, just so we're on the same page. FSBO stands for For Sale by Owner. It's a scenario where homeowners have decided to sell their homes by themselves, without the use of a real estate listing agent. You may also hear people refer to it as "fizbo," which is a pronunciation of the acronym.
In the next section, you'll learn what it takes to handle this process for yourself. You'll learn how to FSBO your home like a seasoned seller, even if it's your first time selling a house.
The rest of this article mirrors the 11 items listed above. We will talk about each of these steps in the selling process, one step at a time. The purposes is to show you how to handle each of these steps on your own, in FSBO fashion — and how to do them right.
1. Use comps to determine your asking price.
The term "comp" refers to a comparable home that sold recently in your area. You can use the sale prices of these properties to determine your own asking price.
The best comps are from houses that are similar to yours, in terms of size and features. You also want to use the most recent sales data possible, since prices change over time. Lastly, you should choose comps that are geographically close to the house your are pricing (the same neighborhood is ideal). Similar, recent and close. Those are the ideal qualities of a good comp.
You can find the prices of recently sold homes on Realtor.com, Zillow.com and Trulia.com. Use this information to come up with a reasonable asking price for your own house. If you list the property well above the comps, you could have trouble selling it. Thus, pricing is one of the most important steps in the FSBO home selling process.
Get it right, and you'll be more likely to enjoy a quick sale.
Get it wrong, and you could be on the market for a long time.
So take the time to do it right. Leave your emotions out of it. Use cold, hard data to determine your asking price.
2. Take professional-grade photos of your house.
If you're not camera-savvy, you need to find someone who is. Find a friend who has a nice digital camera and knows how to use it. Buy them lunch in exchange for a couple hours of their time.
A bad photo of a nice house creates a bad first impression. On the other hand, high-quality photos of a nice house create a good first impression.
Quality photos can make the difference between a buyer visiting your home, or scratching it off the list entirely. In most cases, it is the web-based photos that determine the buyer's first impression.
Make sure you do some basic home staging before you take the photos (and also before showings). Turn on all of the lights throughout the house. "Clean and bright" is the look you want. Remember, if you want to sell your house FSBO style, you'll have to do everything a real estate listing agent would do. And that includes taking decent photos of the property for marketing purposes.
3. Identify the benefits of your home and neighborhood.
At some point, you'll have to write up a description of your house. This will go on the listing websites, and also on your property flyer. You'll have an easier time writing these ads if you start with a list of benefits. What are the positives? Write them all down.
Is the house conveniently located for shopping or entertainment? Does it have certain upgrades over comparable homes in the area? Is it pre-wired for surround sound? Does it have energy-efficient (money saving) features? It is located within one of the better school districts in your city?
Don't just assume people can spot these things. Tell them! Put it down in black and white. Anything that adds value needs to be identified. You will use this information in steps 4 – 7 of the the How to FSBO tutorial.
4. Write a description of your property for marketing purposes.
In the previous step, you identified all of the benefits your home has to offer. Now it's time to write up a short description with all of those benefits. You'll use this description for the real estate listing websites (see next step), as well as the flyers you leave out when buyers visit.
So there you have it. In less than 100 words, I've turned this hypothetical house into a desirable home. I've also pointed out a few of the things buyers might not notice right away, to make sure they notice.
5. List the home on the MLS.
The Multiple Listing Service, or MLS, is a huge computer database of homes for sale. Buyers' agents use this database to identify suitable properties for their clients. Listing agents use it to promote the properties of their clients. If you want to sell your house as quickly as possible, FSBO style, you need to bring in as many potential buyers as possible. Listing your home on the MLS is the first step in generating this kind of traffic.
Fortunately, you don't need an agent to list your home on the Multiple Listing Service. All of the major FSBO websites offer this service to their customers. When choosing a package from one of these services, make sure it includes an MLS listing. While you're at it, choose a package that includes a listing on Realtor.com as well (see next step).
6. List the home on Realtor.com and similar sites.
You'll have access to different real estate websites, depending on the FSBO service you use. At a minimum, you want to list the home on Realtor.com and the Multiple Listing Service (MLS). This will give you maximum exposure.
We talked about the MLS in step 5 of the How to Sell FSBO tutorial. So let's talk about Realtor.com and some of the other websites you can use.
Realtor.com is the number-one real estate website, in terms of traffic and visibility. So you definitely want your house to be listed on this site. I recommend that you use at least one other website as well, such as Zillow.com or Trulia.com. It will increase your exposure significantly. This will result in a higher number of potential buyers seeing your house, and with minimal effort (since you can reuse photos and listing descriptions).
From an advertising standpoint, this is one of the most important steps in the How to FSBO tutorial. So don't skip it!
7. Create a property flyer for buyers.
If you're planning to put a for-sale sign in your front yard (which I highly recommend), try to get one with a box or tube for property flyers. The flyer is a one-page description of the house, including the price and all of the benefits we talked about earlier. Ideally, it will have two or three "money shot" photos of the house, as well.
Flyers are a great tool for generating "drive-by" interest from buyers who happen to be in the neighborhood. They also give people something to remember your house by, after they visit for a showing. Most of the big FSBO websites offer some type of "plug-in" flyer creation tool. You could also design your own, if you're fairly computer savvy.
8. Put a "for sale" sign in your yard.
There's not much to say about this step. The sign helps buyers locate your house. It also helps you capitalize on drive-through traffic, buyers who just happened to be house hunting in your area. Lastly, it gives you another way to distribute your flyers (if you get a yard sign with a flyer tube or box on it). Most of the big FSBO services will send you a sign. You can also buy them at Home Depot and similar stores.
Steps 9 – 11: Offers and counteroffers.
I am preparing a separate tutorial on this subject, because it's such an important part of the FSBO process. It will be published by the end of this week. This article will be updated with a link to the supplemental article, once it is online.
So there you have it — how to FSBO your house in 11 steps. So, how do you feel right now, after reading through all of these steps? If you're feeling a tad overwhelmed, you might be better off using a listing agent to help you sell your home. On the other hand, if most of this information seems fairly straightforward to you, then you might be fizbo material. Just remember, it's not enough to do the things described on this list. You have to do them well. It will make the difference between a quick sale and a slow one.