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When My Daughter Grows Up, Her Life Won't Include…
When my daughter was eleven, I started making a list of all the things from my own life that will never be part of hers. It was inspired by my brother telling me that he'd been in the car with my two nephews, and when they reached their destination, he told them to "crank the windows up." The two boys had never heard that expression, and my brother realized it's because they had never been in a car without electric windows. Sure, they exist, but not in the world of those kids, who were then under seven years old.
I published the original version of the list on the Op-Ed page of the St. Louis Post-Dispatch on June 9, 2005. Since then, I've thought of a few more, and the list has grown to include:
Bottles of milk with paper caps delivered by the milkman.
Kids delivering newspapers after school in places that had an afternoon paper. Having to go to each home/apartment to collect. Comic strips in newspapers, which they don't even see any more.
Double features. Drive-in theaters. Theater marquees proclaiming: "Held over for 30th week!" Signs under the marquee advertising "It's Air Conditioned Inside" in letters that look like dripping ice.
Movies on videotape. Remembering to "Be kind, rewind."
Rabbit ears on top of the TV. Using pliers to change the channel because the knob's broken. Getting up to change channels. Wired remote controls. Waiting for the TV to warm up. Having to watch a show when it airs or missing it forever.
Owning a tape recorder. Cassette, 8-track, and reel-to-reel tapes. A Walkman that plays cassettes. Cassingles. CD singles. DAT tapes. Mini-disks. Records and turntables. Adapters for 45s. "You sound like a broken record."
Cameras with thumbwheels to advance the film. Cameras with film. Waiting for film to be developed to see if the photos looked good. Flash bulbs, flash cubes, flip flash.
Ultra-bright home movie lights so hot they could melt the ice cream cake at a birthday party. Home movie screens. Home movie projectors. Slide projectors. Editing small reels of Super-8 film onto bigger reels.
Film strips at school with a next-frame beep that every kid could imitate and drive the a/v guy crazy.
Phones with dials. Phones with cords. Changing your phone number when you move. Pay phones. Dial tones. Busy signals. Really expensive long distance calls. Party lines.
Knowing the phone number to call for time and weather. Looking in a phone book for the number of a business. Playing songs on the buttons of a touchtone phone.
Seeing people wearing pagers on their belts. Answering machines that you check as soon as you get home.
Smoking on airplanes. Smoking in movie theaters. Smoking at work. Ash trays on restaurant tables.
Bank tellers. Writing checks. Buying tickets for games, concerts, and movies at the box office.
Going to the library to use an encyclopedia. Copying something out of the World Book for a school assignment. Microfilm. "The Reader's Guide to Periodicals."
Gas stations with the rubber hose that dings when you drive over it. Gas for under a buck a gallon. Free drinking glasses with a fill-up.
Rear car windows that open all the way. A foot switch to activate bright headlights. Cars with wing window vents in front. Cars with bench front seats. Watching a car's analog odometer roll up from a number ending in 999 to 000.
Scoring your own bowling game. Women wearing swim caps at the pool. Only boys playing sports at school. Lawn darts.
Soda in glass bottles. Soda made with cane sugar. Church keys for cans without pop tops. Cans without pop tops. Pop tops that come off when you pull them.
TV weather reports without Doppler radar. TV weather forecasters who use stick-on pictures of sun and clouds. TV news that's only on in the evening. TV stations that sign off in the middle of the night.
Floppy disks. Computers that fill a room. Dot matrix printers. Green-and-white computer paper with tractor feed perforations.
Typewriters. Carbon paper. Correctype. Wite-Out.
Fax machines. Thermal fax paper. Mimeograph machines. The smell of mimeograph ink.
Prices on food items at the supermarket. Jiffy Pop you shake on the stove. Coffee cans with keys. Coffee percolators on the stove.
Metal ice cube trays. Defrosting the freezer with a turkey baster and a yardstick. Yardsticks with furniture store names and logos. Yardsticks.
Susan B. Anthony dollars. Sacagawea dollars. $2 bills.
Writing letters. Postage stamps you lick. Envelopes you lick. S and H green stamps you lick. Sending something COD.
Cotton diapers. Rectal thermometers. Bar soap.
Portable bubble hair dryers with the carrying strap. Wearing curlers to bed.
Metal keys for hotel rooms. Winding a wrist watch. Tonka trucks made of steel. Styrofoam boxes at McDonald's.
Rubbers — the ones that go over your shoes.
K-Tel collections of "the original hits by the original artists!"
Listening to great Top 40 DJs being funny while talking up every song right to the vocal.
Car radios with an analog tuner dial. Tuning across the radio dial and hearing signals coming in and out.
Free-standing mailboxes in the neighborhood. A metal slide in the neighborhood playground.
Using a standalone calculator. Using a tube tester in a hardware store. The "thunk" of the Sears catalog being delivered to your door.
Pulling out a drawer to look through the card catalog at the library. Having to fold up a big paper map. Getting directions for a road trip from AAA on a Trip Tik.
Using a key to open a car door or trunk. Holding down the rear license plate to fill the gas tank. A manual transmission with a shift knob on the steering column. Non-power steering.
Buying a standalone radio. A telephone booth with hinged doors. Fuses.
Those retail credit card machines that made the "clunk" noise as the clerk moved the car that transferred the number from your embossed card onto carbon-paper receipts.
Going to the airport gate to meet someone. Going to the top of the World Trade Center.


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EditPlus is a Windows text editor with built-in FTP (also FTPS) and sftp capabilities. While it can serve as a good Notepad replacement, it also offers many powerful features for Web page authors and programmers.
Seamless Web browser for previewing HTML pages, and FTP (also sftp and FTPS) feature for uploading local files to FTP server.
Other features Edit Plus include Hex Viewer, HTML toolbar, user tools, line number, ruler, URL highlighting, auto completion, cliptext, column selection, powerful search and replace, multiple undo/redo, spell checker, customizable keyboard shortcuts, and more.
* FTPS now supports TLS 1.1 and TLS 1.2.
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9 Fun Things to Do in Kennebunkport With Kids
United States Maine
All Maine
Suzanne Rowan Kelleher
Suzanne Rowan Kelleher is a nationally recognized family travel expert and an award-winning travel writer and editor.
Sura Ark/Getty Images
Easily accessible from Boston and other New England hubs, the adorable seaside resort town of Kennebunkport is chock full of dyed-in-the-wool, old-timey Maine charm. Bringing the family? Put these kid-friendly activities at the top of your to-do list.
Danita Delimont/Getty Images
Dock Square, Maine, USA
The coastal fishing town of Kennebunkport is nothing short of darling. Set aside time to walk around and discover the many shops and restaurants. The entire town center can be explored in a few hours, with all roads leading back to the Dock Square hub.
Cheryl Crotty Photography/Getty Images
Goose Rocks Beach, Kennebunkport, ME 04046, USA
For nearly three miles of soft white sand, head to Goose Rocks Beach, which is protected by an offshore barrier reef known as—you guessed it—Goose Rocks. This is an ideal spot for you to spread out your blanket, chairs, and umbrella for a fun day of relaxing, swimming and combing the shore for seashells. Just be aware that this beach has no lifeguard.
Eat Lobster
Louis Laurent Grandadam/Getty Images
124 Ocean Ave, Kennebunkport, ME 04046, USA
You can't visit Maine without enjoying lobster at least once. While there are numerous fine establishments in town offering lobster rolls, baked lobster, and steamed lobster, for value and a kid-friendly atmosphere, we recommend Mabel's Lobster Claw, Arundel Wharf, and Cape Pier Chowder House.
Go on a Nature Hike
Nearby in Wells, the Rachel Carson National Wildlife Refuge is a magnet for nature lovers and birdwatchers. There are numerous easy self-guided tours of through forests and sea marshes on raised boardwalks, which offer the chance to see a variety of seabirds and other animals.
Scream for Ice Cream
Rococo Ice Cream
6 Spring St, Kennebunkport, ME 04046, USA
There are plenty of places to enjoy ice cream in Kennebunkport, but for something special, head to Rococo Artisan Ice Cream where every day they offer 14 different flavors of hand-crafted ice cream on rotation. You'll have to make return trips to experience all the gourmet flavor possibilities, which include such decadent concoctions as Amarula Pecan, Coffee Pow, Guava and Maria Cookies, and Strawberry Habanero.
Brush Up on Local History
8 Maine St, Kennebunkport, ME 04046, USA
Conveniently located in the middle of Kennebunkport, the First Families Kennebunkport Museum houses exhibits that illuminate centuries of local history. You can take a tour or peruse the wide variety of artifacts ranging from sea captains' belongings to items from George H.W. Bush's compound.
Walk or Bike on Ocean Avenue
OlegAlbinsky/Getty Images
Walkers Point, Kennebunkport, ME 04046, USA
Starting in the town of Kennebunkport and heading east along the shore, Ocean Avenue is a must-do coastal drive (or, for families with older kids, a must-do walk or bike ride) that delivers sweeping views of the Atlantic and the chance to ogle the many impressive mansions that line this stretch of road. You'll pass Walker's Point, where President George H.W. Bush's summer home (and gated compound) dominates a spit of land that juts into the sea.
Stock Up on Salt Water Taffy
20 Dock Square, Kennebunkport, ME 04046, USA
Got a sweet tooth? Make your way to The Candyman, you'll find over 50 flavors of homemade salt-water taffy plus lots of penny candy available by weight. The taffy is exceptionally soft and delicious, with flavors including blueberry, caramel swirl, root beer float, and the dubious-sounding "chicken and waffle."
Witness the Catch of the Day
Rugosa Tours
95 Ocean Ave, Kennebunkport, ME 04046-6308, USA
It's one thing to eat a lobster, and it's quite something else to watch lobstermen pulling in their lobster traps. Jump aboard the Rugosa, a classic New England wooden lobster boat, for a memorable Maine experience. You'll take a 90-minute tour of the Kennebunk River, enjoy a scenic tour of the beautiful coastline, and watch the crew haul their lobster traps. Along the way, you'll learn everything you wanted to know about lobster. Bring your camera and an extra layer of clothing on a chilly day.
The Most Kid-Friendly Hotels in Town
At the hip-yet-kid-friendly Lodge on the Cove, complimentary loaner bikes are provided (adult and kid sizes) for exploring the quiet streets around the resort (25 mph speed limit) and for making the easy-breezy half-mile trip into town. There's also a heated outdoor saltwater pool, a firepit for s'more-making, Ping Pong and shufflepuck tables, lawn games, and free breakfast and wi-fi.
Reminiscent of summer camp, Hidden Pond is a secluded 60-acre resort that features 16 two-bedroom cottages, 20 bungalow cottages, a Tree Spa (treatment rooms are literally eight feet off the ground, nestled among the birch trees), an on-site 800-square foot organic Farm, two pools (one for families, one adult only) and the farm-to-fork restaurant, Earth. After dinner, grab a basket stocked with classic s'mores ingredients and enjoy dessert by the bonfire.
Located minutes from Goose Rocks Beach, Sandy Pines Campground provides an experience that is authentically Maine, delivering ocean views, salty breezes and the ambiance of a darling seaside town. The property includes a lodge, rustic general store, and a multitude of resort-level amenities and outdoor activities. The park's 320 campsites cater to tent campers, RVers, and glampers who can reserve one of 12 beautifully appointed safari tents created by 12 different New England designers.
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Stay Oceanfront at One of Maine's Best Hotels Along the Coast
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SkyPlanner Blog - Salesforce news and cloud computing updates.: It's SkyPlanner Parachute Monday!
Businesses need nurturing much like everything that starts from the ground up. But what do they really need to grow? This article from Forbes helps shed some light (pun intended) on that.
If you're one of the brave few who have taken the risk to start your own business, you've probably been called foolish at least once (but more than likely a couple of times). Luckily, you're not the only one. These quotes are from people who were also called "foolish" at some point in their careers, and should help you stay motivated.
2014 started off with a bang, especially in the technology field. Salesforce has done us the favor of outlining some of the bigger trends of the first quarter of 2014.
Just like people, companies themselves can form "habits" that will help them succeed. Best-selling author Tim Ferris outlines these habits here.
After months of development SkyPlanner finally saw our testing app, spExams, listed on the Salesforce AppExchange last week. Please check it out and let us know what you think. Any feedback is welcomed! You can find spExams directly on the AppExchange right here.


Fantastic selection of quality gifts from Alaska. Once in a Blue Moose is located downtown on the corner of 4th and F and on the first floor of the 5th Avenue Mall. Once in a Blue Moose is family owned, and 2019 marks our 50th Anniversary. Our shops feature a wide variety of Alaskan gifts, many of which are made locally. We are passionate about Alaska, and we are big supporters of other local businesses and our community. Visit onceinabluemoose.com to shop online or join us on Facebook.


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Best Buy knocks $350 off this 70-inch Samsung 4K TV, because Black Friday
by kabwt | Nov 24, 2019 | Home Automation News | 0 comments
Best Buy's Black Friday Doorbuster Sale has arrived, headlined by this incredible offer on a 70-inch Samsung 6-Series 4K TV that sees it on sale for just $550 — down $350. You don't have to wait for the shopping bonanza to arrive on November 29 to take advantage of the offer, either — it's available right now, with the price locked in through the end of the main event.
To put the size of the discount into perspective, this exact television usually sits on the retailer's shelves for $900. Meanwhile, a comparable LG model is on sale for $750 — making the 70-inch Samsung 6-Series the cheapest mainstream 70-inch 4K TV on the market right now. Plus, Best Buy is offering customers the option to split the cost for as little as $31 per month.
Built with convenience in mind, the Samsung 6-Series is armed with all the features you could ever need. There's a 4K Upscale Engine for converting HD and Full HD content into a higher 4K Ultra HD resolution, HDR10+ for squeezing extra detail from supported material, and smart software for one-click access to all the leading streaming services, including Hulu and Netflix.
Not sold? Here's what one happy customer had to say about their purchase:
"Booted it up as soon as I had the chance. TV setup was simple and quick. Tried out all the apps to make sure everything ran smooth. Hulu and Netflix run flawlessly. Vudu has a few dips here and there, but most likely was the internet when streaming in 4K. PS4 Pro runs smoothly with HDR enabled as well with Game Mode on the TV itself. Couldn't recommend it enough."
Just one thing worth keeping in mind, though, is that while the 70-inch Samsung 6-Series is ideal for families wanting a television that anyone can fire up and tune into the latest must-see show, there are only two HDMI slots. This shouldn't be a dealbreaker, though — a $30 HDMI Switch will introduce four more HDMIs, bumping the total number of available inputs up to five.
Bearing a huge 70-inch screen, the Samsung 6-Series certainly isn't going to fit into everyone's living room. If you're in need of something a bit smaller, there are a number of other fantastic televisions on sale for Black Friday and Cyber Monday, the most notable being a 50-inch Vizio D-Series for $250, a 55-inch TCL 4-Series for $320, and a 65-inch Vizio V-Series for $450.
Bargain hunters on the lookout for more incredible deals should peruse our list of the best Black Friday deals. We'll be updating it from now through the end of the event, so we recommend making it your one-stop-shop for all the latest savings. More interested in Cyber Monday? We have a list for that, too. To keep up with the latest offers in real-time, follow DT Deals on Twitter.
We strive to help our readers find the best deals on quality products and services, and we choose what we cover carefully and independently. The prices, details, and availability of the products and deals in this post may be subject to change at anytime. Be sure to check that they are still in effect before making a purchase.
Digital Trends may earn commission on products purchased through our links, which supports the work we do for our readers.
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Low-Income Homeowners Pay More for Insurance in Two-Thirds of U.S. States' Largest Cities
by Andrew Hurst
The cost of insurance in the lowest-earning neighborhoods is lower than the cost of premiums in the highest-earning neighborhoods in just 9 states' largest cities.
California suburb. Source: Getty Images
An analysis of the cost of home insurance in nearly every state's largest city reveals that residents living in lower-income areas pay $117 more a year, on average, than wealthier residents in the same cities. This is the case in the largest cities in 34 states, or two-thirds of states across the U.S.
The surcharge that low-income homeowners face equals 1% of the median income, on average, across the largest cities' lowest-earning neighborhoods. But depending on the city and state, that figure can rise to 11% of the median income.
At the same time, when residents in low-income neighborhoods don't face a higher cost for home insurance than those in high-income neighborhoods, they don't see substantial savings — less than $100 a year in all but two cases.
The lowest-earning Americans are often charged higher rates for home insurance than wealthier residents of the same city. Across the nation's largest cities by state, residents in the lowest-income ZIP codes pay $117 more a year, on average, than residents in the highest-income ZIP codes.
The lowest-income neighborhoods pay more for home insurance than the wealthiest neighborhoods in 34 states' largest cities. In three cities, there is no cost difference. In 30 states' largest cities, the lowest-income neighborhood pays more for insurance than the citywide average.
In nine states' largest cities, the lowest-earning residents get a better deal on the cost of home insurance than their wealthier counterparts. Of these cities, the cost of coverage for low-income residents in Billings, Mont., and Little Rock, Ark., is likely to be the lowest relative to the wealthier neighborhoods than in any other city.
The cost of home insurance in Detroit's lowest-earning neighborhood is $1,919 a year more than it is for the city's highest-earning neighborhood — the largest gap among the cities analyzed. This gap alone equates to 11% of the median income in the city's lowest-earning ZIP code.
Residents in the lowest-earning neighborhoods pay higher home insurance rates in 34 states' largest cities
Residents in a city's lowest-earning ZIP code pay $117 more a year, on average, for homeowners insurance than residents in the same city's wealthiest ZIP code. Data shows that residents in low-income neighborhoods face higher home insurance costs in the largest cities in 34 states.
Low-earning residents are more likely to pay cheaper rates compared to the average cost of coverage than they are to pay more affordable rates compared to high-earning residents. In 14 cities, the rates that low-income residents pay are beneath the citywide average cost of home insurance. Conversely, the lowest-earning residents pay less than the wealthiest in nine cities.
In 15 states' largest cities, low-income residents pay annual home insurance rates that are at least $100 more expensive than those of wealthier policyholders. The largest gap exists in Michigan, where people living in Detroit's Ravendale neighborhood pay $1,919 more a year for home insurance than those living in the city's most affluent neighborhood — around Grosse Pointe Farms and south of the Ford House. Low-income residents living in Columbus, Ohio, New Orleans and Phoenix could also face substantial rate increases for home insurance.
In three cities — Honolulu, Charlotte, N.C., and Washington, D.C. — there is no cost difference between the highest- and lowest-earning neighborhoods. Conversely, there are nine cities where lower-earning residents pay less, on average, than their high-earning counterparts. In Billings, Mont., and Little Rock, Ark., low-income residents pay at least $100 less, on average, than wealthier dwellers. Where they get more affordable home insurance rates, low-income residents pay an average of $74 less than wealthier people from the same city.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EResidents in a city's lowest-earning ZIP code pay $117 more a year, on average, for homeowners insurance than residents in the same city\u2019s wealthiest ZIP code. Data shows that residents in low-income neighborhoods face higher home insurance costs in the largest cities in 34 states.\u003C\/p\u003E\n\n\u003Cp\u003ELow-earning residents are more likely to pay cheaper rates compared to the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Average Cost of Homeowners Insurance\" href=\"https:\/\/www.valuepenguin.com\/average-cost-of-homeowners-insurance\"\u003Eaverage cost of coverage\u003C\/a\u003E\u003C\/span\u003E than they are to pay more affordable rates compared to high-earning residents. In 14 cities, the rates that low-income residents pay are beneath the citywide average cost of home insurance. Conversely, the lowest-earning residents pay less than the wealthiest in nine cities.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeImageResponsive--root\"\u003E\n \u003Cfigure class=\"ShortcodeImage--root\"\u003E\n \u003Cpicture class=\"ShortcodeImage--picture\"\u003E\n \u003Csource\n media=\"(max-width: 607.5px)\"\n data-srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/states-low-vs-high-income_ifn23b 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/states-low-vs-high-income_ifn23b 2x\"\n\/\u003E\n \u003Cimg alt=\"A ValuePenguin analysis showing states where low-income customers pay $100 or more, on average, than high-income customers\" class=\"lazyload\" data-src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/states-low-vs-high-income_ifn23b\" src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/states-low-vs-high-income_ifn23b\" data-srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/states-low-vs-high-income_ifn23b 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/states-low-vs-high-income_ifn23b 2x\"\u003E\n \u003C\/picture\u003E\n \u003C\/figure\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003EIn 15 states\u2019 largest cities, low-income residents pay annual home insurance rates that are at least $100 more expensive than those of wealthier policyholders. The largest gap exists in Michigan, where people living in Detroit's Ravendale neighborhood pay $1,919 more a year for \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best Cheap Home Insurance in Michigan\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-homeowners-insurance-michigan\"\u003Ehome insurance\u003C\/a\u003E\u003C\/span\u003E than those living in the city's most affluent neighborhood \u2014 around Grosse Pointe Farms and south of the Ford House. Low-income residents living in Columbus, Ohio, New Orleans and Phoenix could also face substantial rate increases for home insurance.\u003C\/p\u003E\n\n\u003Cp\u003EIn three cities \u2014 Honolulu, Charlotte, N.C., and Washington, D.C. \u2014 there is no cost difference between the highest- and lowest-earning neighborhoods. Conversely, there are nine cities where lower-earning residents pay less, on average, than their high-earning counterparts. In Billings, Mont., and Little Rock, Ark., low-income residents pay at least $100 less, on average, than wealthier dwellers. Where they get more \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cheapest Home Insurance Companies\" href=\"https:\/\/www.valuepenguin.com\/cheapest-homeowners-insurance-companies\"\u003Eaffordable home insurance rates\u003C\/a\u003E\u003C\/span\u003E, low-income residents pay an average of $74 less than wealthier people from the same city.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
The insurance cost gap alone takes up as much as 11% of the lowest-earning residents' median income, though it varies depending on the city and state
The financial consequences for lower-income residents are more impactful where they pay higher home insurance rates than those charged to residents of wealthier neighborhoods. However, the scale of those consequences varies depending on the income level of the affected residents.
For example, residents in the lowest-earning neighborhood in Detroit pay $1,919 more a year than those living in the city's most affluent section — the largest gap found by researchers. Since this surcharge by itself amounts to 11% of the median earnings in the low-income neighborhood, the incomes of the affected residents are also the most adversely impacted by the rate increase.
Detroit is a unique case. It's the only largest city by state where the surcharge that low-income residents face corresponds to more than 3% of the local neighborhood's income. In fact, aside from Columbus, Ohio, Los Angeles, New Orleans, Phoenix and Omaha, Neb., the surcharges by themselves equate to 1% or less of the local median income. However, this doesn't mean that a surcharge isn't a burden, especially when viewed as part of the entire cost of coverage. Out of a median annual income across nearly every state's largest city of $22,091, home insurance consumes 9% of the typical earner's yearly earnings.
Percentage of income
Surcharge as percentage of income
Detroit, MI 22% 11%
Minneapolis, MN 20% 0%
Oklahoma City, OK 19% 0%
Los Angeles, CA 18% 2%
New Orleans, LA 16% 2%
Who's affected by rate increases? It depends on the neighborhood
An analysis of the demographic breakdown of the cities in this study reveals that the largest cities' racial makeup is split nearly equally where the lowest-earning neighborhoods saw higher home insurance rates than wealthier areas.
In 34 cities where low-income neighborhoods are charged more for home insurance, 18 have a higher percentage of white residents than Black residents. In the other 16, there is a higher percentage of Black residents than white residents.
Low-income areas in which Black residents comprise at least 50% of the population face higher total upcharges on home insurance. Compared to wealthier parts of the same city, these ZIP codes are, on average, charged a combined $3,514 more for coverage. Meanwhile, across low-income areas in which white residents comprise at least 50% of the population, the total increased cost relative to high-income sections of the same city amounts to a combined $2,057 a year.
What low-income homeowners can do about high insurance costs
The conditions that produce expensive home insurance rates for anyone, regardless of income level, may be exacerbated in low-income areas. Insurers often set higher rates in response to the frequency of natural disasters in an area. For example, a low-lying neighborhood that's home to low-income residents will face higher rates than average because, in part, its risk of flood damage is greater.
Homeowners or renters who face higher-than-average insurance rates may find cheaper coverage by comparing plans across insurers. Alternatively, they might take steps to weatherize their homes, or increase their security if high rates are a response to high rates of crime, especially burglary. Installing a dead bolt is likely one of the most cost-effective ways to quickly lower home insurance costs.
ValuePenguin researchers used the U.S. Postal Service's three-digit ZIP code designations to determine the boundaries of the largest cities in every state, then calculated the cost of coverage across every ZIP code within those cities. By using the U.S. Census Bureau's five-year estimates (2015 to 2019) for the median income of earners in these ZIP codes, researchers analyzed the relationship between premiums and earnings.
Because researchers defined the cities in this study according to ZIP code, there were some cities that were left out where ZIP codes stretched across areas wider than a single city. Where an area's three-digit postal service ZIP code prefix didn't indicate that all residents of that area would have addresses in a given city, ValuePenguin excluded that city from its study. The cities excluded were:
Charleston, S.C.
Burlington, Vt.
Virginia Beach, Va.
Cheyenne, Wyo.
In some cases, the lowest-earning ZIP code according to median income was attributable to a college campus. Though residents of a college campus are more likely to have lower incomes, on-campus housing is an environment that's different from that of a typical, low-earning resident of a city that's not associated with a college. In these cases, researchers used data from the next-lowest earning ZIP code that didn't outline a college campus. Cities affected were:
Birmingham, Ala.
Jackson, Miss.
Kansas City, Mo.
Omaha, Neb.
Fargo, N.D.
Sioux Falls, S.D.
Nashville, Tenn.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only, as your quotes may be different.


WASHINGTON — The CCCU commends President Donald Trump's May 4 statement avowing the foundational principle of religious freedom in the United States. The CCCU believes that religious freedom is a God-given right that affirms the human dignity of every person and is essential to a flourishing society and vibrant democracy.
The CCCU was grateful to see the President acknowledge that religious employers should be able to offer health care plans that are consistent with their religious beliefs. In recent years, more than 20 CCCU institutions challenged the abortifacient mandate in court and have had their claims affirmed by the Supreme Court through its ruling in the Little Sisters of the Poor case. We look forward to working with the Administration to ensure that the law respects their religious beliefs and convictions in the future.
Finally, while the President did leave open the possibility of future administrative action on religious liberty, the CCCU believes that ultimately the principles of religious liberty are too important to be left to administrative action, which can too easily be rescinded by a subsequent administration. Religious organizations in the United States contribute great value to the fabric of society through service, education, and creation of culture. The CCCU calls on Congress to act and to protect these contributions by passing legislation that ensures religious freedom in the United States into the future.


Just a quick post with materials for my conference talk in New Orleans on Chance the Rapper, Spotify, and Genre stuff.
Now that the conference season has wound down for me (after 5 in about 6 weeks), I have had some time to reflect on the process. And, like my colleague and friend, Megan Lavengood, I think we all benefit by speaking freely about our experiences in the professional circuit (cf. the end of her post). All told I presented at 4 conferences and attended a grad student workshop, and, in short, I'd recommend against squishing so many conferences into such a condensed time. I was utterly wiped by the last couple, and though I really appreciated the variety of feedback I got on my work from multiple places, it was simply too much.
I'll get to my talk itself and the feedback in my next post, but I've come to appreciate conferences as vehicles for scholarly and professional discourse. My very first conference was the mega-SMT/AMS/SEM joint conference in New Orleans, which was a bit overwhelming to say the least. I knew almost no one, the conference was spread throughout multiple buildings, and I wasn't even sure I'd want to stay in either music theory or academia. I went to a bunch of papers I barely understood, and asked a critical but incoherent question to a senior scholar and was immediately shot down by another senior scholar in the audience. Overall, it was less than ideal and fostered a clear sense of hierarchized proceedings and competitive discourse.
Now that I've co-chaired CUNY's music grad conference, gotten to know some people in the field, and have an adequate background in music scholarship, these meetings are generally more enjoyable. But, as a recent thread in SMT-Discuss revealed, there are still a bunch of issues, especially at our big national conference. Lots of smart people brought up lots of important points in that thread, and, writing weeks after, I'm not adding much to the discussion. I'm also ignoring the selection process, which can be problematic itself, of course. But I hope my personal mini-distillation might bring some of our tiny subfield's problems into dialogue with broader issues rumbling throughout higher ed.


text:
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In our "never play poker with bigfoot" series we file a report from Newsweek claiming all major apes are able to empathize and understand human emotion just by the expressions on our face.
For those who have seen Bigfoot and been scared, he/she knows it.
A cool paper in the September issue of the journal Developmental Science describes studies on 17 chimps, five bonobos, five gorillas and five orangutans from the Wolfgang Köhler Primate Research Center in Leipzig, Germany…The apes' skill at reading an expression of happiness… indicates that they can read meaning in the emotional expressions on human faces, suggesting that despite 6 million years of separate evolution apes and humans share a common emotional language.
you can read the full artcle here or click below
Apes Feel Your Pain
by Sharon Begley
There's new evidence that primates can read human emotions.
Memo to zoo visitors making faces at the chimps and gorillas on the other side of the glass: they know what you're thinking. Or, more precisely, feeling.
The extent and limits of ape intelligence is a hot area in science, but most of the research has focused on cognition. Now a team of scientists has turned the spotlight on emotions, and how well apes can read the human kind as displayed in our facial expressions. Earlier studies had shown that apes understand people's goals and perceptions. But whether apes understand our emotional expressions was pretty much a mystery, even though there are striking similarities between the facial expressions that we and our more hirsute cousins make, as researchers as far back as Darwin noted. Both human babies and newborn chimps make a pouting face to get mom's attention, for instance, and bare their teeth in something like a smile in order to make nice—or "achieve social bonding," as primatologists put it.
A cool paper in the September issue of the journal Developmental Science describes studies on 17 chimps, five bonobos, five gorillas and five orangutans from the Wolfgang Köhler Primate Research Center in Leipzig, Germany. In the first test, a researcher sat at a table on one side of a plexiglass panel while an ape sat on the other side. Two opaque boxes rested on the table. The scientist opened one box (making sure the ape could not see inside) and smiled with pleasure. He next opened the other and made a disgusted face. The ape was then allowed to reach through one of the holes in the panel and pick one box. Which would he choose?
In 57 percent of the tests, the ape chose the box that elicited a smile from the scientist rather than an expression of disgust. Good choice. The box that brought the smile contained a grape, and the ape was rewarded for his perspicacity in reading human facial expressions. The other box contained dead cockroaches. The apes' skill at reading an expression of happiness, write David Buttelmann of the Max Planck Institute for Evolutionary Anthropology in Leipzig and his colleagues, indicates that they can read meaning in the emotional expressions on human faces, suggesting that despite 6 million years of separate evolution apes and humans share a common emotional language. (It's always interesting to compare apes to babies: human infants can read facial expressions and act on them at around 14 to 18 months.)
In the next experiments, the set-up with the plexiglass was the same. An ape saw the scientist hold up a grape and a slice of banana, but his view was then blocked as the scientist put one treat under one cup and the other under the other cup. The ape then watched as the scientist looked under each of the two cups in turn, making an expression of happiness at one and of disgust at the other. The scientist next reached under one cup (at this point, the ape's view was again blocked, so he could not see which cup the scientist chose) and ate what was inside. His view restored, the ape saw the scientist munching on something, and then was allowed to choose a cup for himself.
This time the apes tended to choose the cup that had triggered the expression of disgust. Counterintuitive? Not at all. The apes went beyond the simplistic "pick cup that elicited happy face" to make a fairly sophisticated computation. That is, they seemed to reason that the human would eat the food that made him smile, emptying that cup, with the result that only the disgust-inducing cup would still contain a snack.
That was even stronger evidence than in the first test that the apes understood the meaning of the human's facial expression, and were not simplistically equating "disgust" with "stay away from this cup." Their skill at inferring how people will act on their emotions, conclude the scientists, suggests that they "understand facial expressions as expressing internal states that cause certain [human] actions—in this case, eating one food but not another." The apes had to understand that expressions of disgust or happiness reflect an internal state that people will then act on, and infer that the person was more likely to eat the food that made him look happy. Species did not matter—chimps, gorillas, and the others all did about the same—but age did: the older the animal, the better he did. Call it the wisdom of old age.
In my recent story describing the rising criticism of evolutionary psychology and the idea of human universals, I noted that emotions and emotional expression do seem to be universals (unlike, say, rape). If so, that suggests that emotional expressions have deep evolutionary roots, perhaps reaching as far back as the common ancestors of humans and modern apes. That possibility looks even more likely as evidence accumulates that apes can read the emotions on our faces.
Labels: apes feel, big foot, Big foot lunch club, emotions
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This idea that we must see through what we have started is , however good it may sound.
(obsolete) beautiful, Beautiful, pleasing to look at.
Etymology: From speciosus, speciÅsus "good-looking".
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text:
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Sunday, April 19, 2020 | History
3 edition of Bibliographic Guide to East Asian Studies, 1990 found in the catalog.
Bibliographic Guide to East Asian Studies, 1990
Lc Marc Tapes
Published July 1991 by Macmillan Pub Co .
Bibliographic Relationships among Chinese Publications: A Bibliographic study of the Chinese Collections of the East Asia Resources at the University of North Carolina at Chapel Hill. A Master's Paper for the M.S. in L.S. degree. April, 65 pages. Advisor: Jerry D. Saye. Based upon the previous studies of bibliographic relationships of. One of the first bibliographic works published by the book chamber was G. Levonian's Armianskaia periodicheskaia pechat, , published in by the Book Chamber. In addition to the periodical guide, the State Book Chamber began publishing national bibliographic publications of Armenia SSR, modeled after the national bibliographic.
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mouse.
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Biscuit Goes to the Fair
Classic through modern drama
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Essays on politics and literature
Revision of the flora of the Bombay presidency.
Antiquities in Leicestershire.
The economics of Australian industry, studies in environment and structure
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Stalin controversy
The 2008-2013 Outlook for Womens, Girls, and Infants Fabric, Straw, and Felt Hats and Caps in Greater China
Bibliographic Guide to East Asian Studies, 1990 by Lc Marc Tapes Download PDF EPUB FB2
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The Association for Asian Studies (AAS) is a scholarly, non-political and non-profit professional association open to all persons interested in Asia and the study of is based in Ann Arbor, Michigan, United approximately 8, members worldwide, from all the regions and countries of Asia and across academic disciplines, the AAS is the largest organization focussing on Asian.
This international survey of literature on women and mass communications focuses on the 's and continues where the first volume, Women and Mass Communications: An International Annotated Bibliography (Greenwood, ), left off. Some pre works that were omitted in the first volume are included here as well.
The work is organized by continents and regions and includes the Middle East. Main Library ZN67 W55 This book serves as the first and only master listing of bibliographies in the field of American Indian studies. It includes all significant bibliographies, in print and online, concerning Native Americans in the United States and.
Description: Self description: "Indiana Univ., designated a National Resource Center for East Asian Studies by the U.S. Dept. of Education, publishes the East Asian Newsletter as part of its efforts to promote education about East Asia." Note: Available are only no.
() - (). Added 30 Declast revised 29 Jan The Brown University Theses and Dissertations database includes o records for dissertations written and submitted in fulfillment of Brown University degree requirements from to Included are undergraduate honors theses, master's theses, and doctoral dissertations.
Records include the author's name, thesis title, degree awarded, year, granting department, and when available Author: Li Wang. A preliminary survey of British literature on South-East Asia in the era of colonial decline and decolonisation Hull: Centre for South-East Asian Studies, (+ PRA75 C55) (+ PRA75 C55) Echols, John M.
Southeast Asia, in The American Historical Association Guide to historical literature. The East Asian Collection was established more than half a century ago. It supports the university's teaching, learning, and research needs in Chinese, Japanese, and Korean studies and promotes the understanding of East Asia and its cultures.
Southeast Asian Research Tools. Volume 5 - The Philippines, by Edita A. Baradi. Honolulu: Southeast Asian Studies, Asian Studies Program, University of Hawaii; Asia Ref ZS69 v. Bibliography of Philippine Bibliographies, ; by Gabriel Adriano Bernardo.
Quezon City: Ateneo University Press, p. Asia Ref ZA1B47Author: Elena Clariza. Bibliography of Asian Studies You are here. Home / Research / Article Indexes & Research Databases.
Search Now. Database Help. Dates: - present. Description: Indexes primarily western-language articles and book chapters on all topics pertaining to East, Southeast, and South Asia (especially humanities and social sciences.
Guide to the sources of Asian history, India National archives, Directory of Custodial Institutions. New Delhi: National Archives of India, 4 v. Guide to the sources of Asian history, Pakistan National archives, provincial archives, district archives. Islamabad: National Archives of Pakistan, iii.
present; Ethnic NewsWatch is an interdisciplinary, bilingual (English and Spanish) and comprehensive full text database of the newspapers, magazines and journals of the ethnic, minority and native press beginning in This includes ENW: A History, which covers the years The experiences and contributions of African Americans, Hispanics, Native Peoples, Asian Americans Author: Li Wang.
Bibliographic database of journal, newspaper, and magazine articles from over international alternative, radical, and left periodicals that cover the period of through Art Full Text Art journals from present, including Art Full Text, Art Author: Sean Swanick.
Southeast Asian history; a bibliographic York, Praeger [] SML, Starr Main Z +H39 (LC) Southeast Asian references in the British parliamentary papers, / an index.
ATLA Religion Index is the premier index to journal articles, book reviews, and collections of essays in all fields of religion. This comprehensive bibliographic database spans over 50 years.
The database covers the subdisciplines in the fields of theology and religion, plus religious research in related fields such as sociology, anthropology Author: Stephanie Kays.
An update and supplement to "Studies on Korea: a scholar's guide" (See above), this is an up to date unannotated bibliography covering a wide range of Korean history scholarship including political, diplomatic, and economic history, historical linguistics, art history, literature, philosophy and religion, and overseas Koreans, etc.
(shelved 3 times as east-asian-history) avg rating — 3, ratings — published A checklist of monographs and periodicals on the Japanese colonial empire in the East Asian Collection, Hoover Institution on War, Revolution, and Peace / compiled by Michiko Kiyohara.
Japanese studies from pre-History to a bibliographical guide / edited and compiled by Richard Perren. Print Only. Here is a short list of useful Author: Tomoko Bialock. Guide to the American ethnic press: Slavic and East European newspapers and periodicals.
Wynar, Lubomyr Roman. Kent, Ohio: Center for the Study of Ethnic Publications, School of Library Science, Kent State University, p. U of I Call Number: International & Area Studies General Slavic Reference (Slavic) and Oak Street Facility.
and it is a must for the reference shelf of any East Asian collection. (Yasuko Makino) Japan and the World, a Bibliographic Guide to Japanese Scholarship in Foreign Relations. New York: Columbia University Press, pages. US$ This work is a comprehensive collection of bibliographic essays, providing a ba.
Architecture Resources: Indexes, Abstracts, and Bibliographies. A research guide to UC Berkeley library and web resources, historical and contemporary.
Bibliography of Asian Studies (BAS) [New Providence] N.J.: Bowker-Saur, Guides to information sources (London, England). Comprehensive bibliographic guide to all aspects of sources.Self description: "Since the Bibliography of Asian Studies has been the standard bibliographical tool in the field of Asian studies, published in increasingly bulky annual volumes.
The online version of the BAS will initially contain aboutreferences to books, journal articles, individually-authored monographs, chapters in edited.
coinclassifier.club - Bibliographic Guide to East Asian Studies, 1990 book © 2020


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