Investing in tax planning schemes is a priority for most individuals as well as HUF taxpayers who can claim a deduction up to Rs.1.5 lakh every year on their taxable income. This deduction is available on investments and expenses under Section 80C of the Income Tax Act, 1961. Apart from making investments in Public Provident Fund (PPF), mediclaim and term life insurance, you can also consider tax saving mutual funds for the purpose of tax planning.
Tax saving mutual funds, most commonly known as ELSS funds (Equity Linked Saving Schemes) are diversified equity mutual fund schemes which qualify for deductions under Section 80C. ELSS comes with a lock-in period of three years from the date of investment, which is the lowest considering every tax free investment option. If you make an invest in ELSS funds through a systematic investment plan or SIP, each investment will be locked in for three years from its respective investment date and will earn you good tax-free returns as well.
Investments in ELSS mutual funds are eligible for a tax deduction up to Rs.1.5 lakh under Section 80C of the Income Tax Act, 1961. For instance, if you fall under the topmost tax bracket where tax obligation is 30%, ELSS investment of Rs.1.5 lakh can help you save up to Rs.45,000 of your tax obligation. The total cap on deductions allowed under Section 80C is Rs.1.5 lakh.. The total amount invested in ELSS funds will be eligible for deduction from your income tax before calculation of tax.
Also, from 1st April, 2018, long-term capital gains or LTCG earned on the transfer of equity mutual funds with 65% or more equity exposure will be required to pay a 10% tax on LTCG above Rs.1 lakh per year. This means if you make a long-term capital gain of Rs.1 lakh or more per year, you will have a 10% tax obligation on your LTCG. But, the LTCG made till 31st January, 2018, however, will remain exempt from any tax obligation.
In case you are still confused regarding the benefits of opting for tax saving mutual funds over traditional tax saving investment options, following are the top 5 reasons to invest in ELSS mutual funds.
Tax-saving investment options generally feature a long lock-in period which currently varies from 3 years to 15 years. During this lock-in period, you will not be able to redeem your investment or make withdrawals except for some specific emergency issues. The PPF or Public Provident Fund comes with a lock-in period of 15 years which requires you to stay invested for a really long period of time. Also, a tax saver FD or Fixed Deposit comes with a lock-in period of at least 5 years.
Currently, ELSS, or tax saving mutual funds, have the shortest lock-in period of 3 years which enables you to divert your funds to a different investment option within a shorter period of time if your investment is not performing as per your expectations. So, making an investment in Equity Linked Saving Scheme enables you to redeem your invested amount with returns after a lock-in period of 3 years.
SIP or systematic investment plans allow you to invest in equity mutual funds over a long-term by investing in small installments over regular intervals of time without affecting your monthly or annual budget. SIP is also recommended for individuals who face trouble saving money as the amount gets auto-debited from your bank account over regular intervals. Systematic Investment Plan helps investors to inculcate a habit of saving rather than a habit of spending. The best SIP plans also provide the benefit of rupee cost averaging to its investors to earn maximum returns over their investments.
Tax Saver Mutual Fund Schemes come with a lock-in period of 3 years. Other traditional tax-saver investment options come with a block of 5 years or more beyond the initial lock-in period. But, ELSS schemes allow you to stay invested for a day or even several more years post completion of the initial 3 year lock-in period. You can continue investing in any of the top mutual funds on offer with better compounding benefits.
Diversification helps you to build your own portfolio by investing in different mutual funds as per your requirement. It allows you to invest across the market in various companies from different sectors. You can also diversify across fund houses and investment styles by putting your money in more than one ELSS mutual fund. Not only this, you can also check the returns of various SIP mutual funds to check how the mutual fund scheme is performing. You can also check the returns on various mutual fund schemes using SIP Calculator for returns.
ELSS is a market-linked diversified equity scheme which gives it an edge over fixed return investments that offer tax benefits. Other traditional tax saver investment options like PPF do not consider inflation which results in reducing the actual returns earned by these investments. Tax saver mutual funds provide higher returns which beat the impact of inflation in the long-term making it the best tax saving investment option.


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Schmick holds on to 9th district seat against Sutherland
Washington State's 9th Legislative District Position 2 incumbent Joe Schmick, R-Colfax, answers a question at a voters forum held by the League of Women Voters of Pullman on July 18 at the Neill Public Library in Pullman.
ANA MARIA ALANIZ MENDOZA | DAILY EVERGREEN FILE
CARMEN JARAMILLO, Evergreen reporter
Filed under Local, Local elections, News, Politics, Pullman Community, Top-feature
Incumbent Joe Schmick (R) beat out Democratic challenger Matthew Sutherland in Tuesday's election to continue representing Washington's 9th District in the state House of Representatives.
Sutherland, a WSU graduate student, was Schmick's first Democratic challenger since 2008. He won with 64.4 percent of the vote to Sutherland's 35.6 percent.
"I'm very honored and very humbled for the vote the voters gave me," Schmick said. "I'm looking forward to go to work."
Schmick is a farmer and businessman who has represented the 9th District for 11 years. He said his top priority going into the 2019 legislative session will be improving mental health care access in rural communities.
He said another important issue is education, where there is still more work to be done to protect funding for small school districts like those in the 9th District.
Sutherland said he is proud of all the work that was put in on his campaign and other Democratic campaigns in Washington. He said it's important for Democrats to run in traditionally Republican-held districts and challenge stereotypes.
"We knew it was going to be an uphill battle," Sutherland said. "Democrats aren't supposed to win out here, but we're happy with the success that we've had."
Whitman County was not reporting votes until late on Tuesday night, leaving the Sutherland camp optimistic until the last minute.
Carmen is a senior majoring in multimedia journalism and political science from Port Townsend, Washington
Organizers for Fourth of July celebration seek helping hands
Transportation routes set to change for holiday celebration
Pullman School District addresses mental health
Food bank services hindered
County poverty rate rises above state
Thunderstorm watch issued
Pullman High School to use concussion detecting sensors
Starbucks to open in Pullman
Population growth leads to new city plans

redpajama_set_name: RedPajamaCommonCrawl


text:
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/**
 * Button with no background fill and a dark border.
 Use inverted prop for buttons on dark backgrounds.
 */
export function OutlineButton(props: ButtonProps): React.Node {
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    [styles.inverted]: props.inverted,
  })

  return (
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      {props.children}
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}

redpajama_set_name: RedPajamaGithub


text:
Posted in | News | Quantum Physics | Quantum Optics
Astronomers Detect Galactic Space Laser
Apr 7 2022Reviewed by Laura Thomson
A powerful radio-wave laser, called a 'megamaser', has been observed by the MeerKAT telescope in South Africa.
An artist's impression of a megamaser being detected by radio telescopes. © IDIA/LADUMA using data from NASA/StSci/SKAO/MolView
National Space Club Recognizes Kepler Space Telescope Mission for Revolutionizing Exoplanet Science
New Space Telescope to Peer into Darkness of 'Near Space'
A Filament Fit for Space - Silk is Proven to Thrive in Outer Space Temperatures
The record-breaking find is the most distant megamaser of its kind ever detected, at about five billion light years from Earth.
The light from the megamaser has travelled 58 thousand billion billion (58 followed by 21 zeros) kilometres to Earth.
The discovery was made by an international team of astronomers led by Dr Marcin Glowacki, who previously worked at the Inter-University Institute for Data Intensive Astronomy and the University of the Western Cape in South Africa.
Dr Glowacki, who is now based at the Curtin University node of the International Centre for Radio Astronomy Research (ICRAR) in Western Australia, said megamasers are usually created when two galaxies violently collide in the Universe.
"When galaxies collide, the gas they contain becomes extremely dense and can trigger concentrated beams of light to shoot out," he said.
"This is the first hydroxyl megamaser to be observed by MeerKAT and the most distant seen by any telescope to date.
"It's impressive that, with just a single night of observations, we've already found a record-breaking megamaser. It shows just how good the telescope is."
The record-breaking object was named 'Nkalakatha' [pronounced ng-kuh-la-kuh-tah]—an isiZulu word meaning "big boss".
Dr Glowacki said the megamaser was detected on the first night of a survey involving more than 3000 hours of observations by the MeerKAT telescope.
The team is using MeerKAT to observe narrow regions of the sky extremely deeply and will measure atomic hydrogen in galaxies from the distant past to now. The combination of studying hydroxl masers and hydrogen will help astronomers better understand how the Universe has evolved over time.
"We have follow-up observations of the megamaser planned and hope to make many more discoveries," Dr Glowacki said.
MeerKAT is a precursor instrument for the Square Kilometre Array—a global initiative to build the world's largest radio telescopes in Western Australia and South Africa.
Source: http://www.curtin.edu.au/


Our practical approach to formulating long term wealth protection strategies ensure you can keep your financial plans on track.
Our regular forward planning meetings are designed to ensure you can keep your financial plans on track - even if the unpredictable presents itself. Reviewing your needs and llifestyle as well as the progress of existing products and investments, we will work with you to re-evaluate your plan and make any necessary changes should your circumstances change.
Estate Planning is all about making sure your wishes are followed and minimising the amount of taxes due on your estate after you die. Putting your savings, investments, life policies or assets into a trust can play an important part.
When you set up a trust you will choose a trustee and also one or more beneficiary who will receive the assets at a time specified by you. Setting up a trust can ensure that your estate is passed to the right people at the right time and may be able to reduce inheritance tax.
There are many different types of trust and and we may involve your solicitor or accountant for input when formulating a strategy that meets all your wishes.
Many business owners are so busy running their organisation that they often forget to put in place funDAMental arrangements that will protect the value of their business in the event of a key person being diagnosed with a serious illness or if they should die. Taking out an insurance policy effectively insures the business against financial loss by providing a lump sum payment. This could be invaluable in helping the business recover by replacing lost profit and finding and hiring a replacement.
Shareholder or Partner protection is another important consideration for business owners, which would provide funds for the remaining directors to buy out the shares of a person who has died, thereby allowing the remaining directors to remain in control of the business. A life assurance policy can be arranged to provide funds on death or critical illness cover arranged to provide a lump sum in the event of diagnosis of a serious illness.
Both of these covers can very effectively protect the value in a business that has been built up over many years.
The idea behind protection is simple - we know things go wrong so we want to minimise the impact when they do. Yet many people struggle with this area of their finances, either spending more than they need to or leaving themselves and their families vulnerable.
This is because it's hard to guess the likelihood and the impact of an unwanted event such as an accident or illness, and that makes it difficult to tell if an insurance product is good value for money.
This is where we can help. We will be able to identify your biggest risk areas and, instead of taking out insurance just because it is offered, we will create a protection plan tailored for you. This will focus on your priorities rather than on less critical areas where you might be able to provide your own safety net, e.g.: from savings.
Any unexpected life event can potentially reduce the value of your family wealth and create unnecessary financial pressures. Our role is to identify needs then source the maximum security for you at the minimum cost, allowing you the peace of mind that you deserve.
Everyone should make a will as the effect of dying without one can be devastating on your loved ones. Without one, assets are distributed according to a prescribed set of rules that are unlikely to reflect your intentions and can lead to significant delays as well as paying unnecessary amounts of tax. A well drafted will can address all these issues and be reviewed and updated regularly to reflect changes in circumstances or legislation.
There are also various rules around lifetime gifts to your family which should not be overlooked. This can be an effective way to transfer some of your accumulated wealth to your heirs, whilst reducing the size of your estate.
We understand that there may be circumstances that will result in you having concerns about making gifts. In reality, the most frequently used form of Inheritance Tax Planning is to provide a fund for the anticipated liability by arranging a life assurance in trust.
We will work with your other professional advisers where required to make sure that this crucial and most important of areas is addressed.


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Couple Discussing Painting in Artist's Studio
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text:
Greene Co. Sheriff concerned about some aspects of proposed state bills to nullify federal gun laws
Published: Feb. 9, 2021 at 5:22 PM CST|Updated: Feb. 9, 2021 at 5:31 PM CST
SPRINGFIELD, Mo. (KY3) -
Twin bills in the state's legislature sponsored by southwest Missouri representatives aim at blocking gun control laws that come from the federal government.
But some of the language in those bills is causing concern for law enforcement agencies.
"I think anything on the federal level as it relates to the second amendment is an infringement," said Jered Taylor of Republic, a state representative who's sponsoring House Bill 85. "If anyone were to pass gun legislation it should be on the state level."
Senator Eric Burlison of Nixa is sponsoring the Senate version of the bill (SB39). Both versions would prohibit state law enforcement agencies from upholding federal gun laws that are more restrictive than state laws.
Taylor and Burlison are both Republicans and their legislation is aimed as a preemptive strike against new Democratic President Joe Biden.
"Joe Biden says we're gonna ban AR-15′s, we're gonna ban certain capacity magazines, we're gonna make additional background checks, we're gonna make people register their weapons," Taylor said. "We're just telling the federal government we're not going to help you enforce your federal gun laws."
Greene County Sheriff Jim Arnott is among several statewide law enforcement leaders who are concerned about the ramifications of the bills if they're passed.
"I believe the goal is we don't want a federal gun grab and I totally agree with the concept," Arnott said of people worrying that their guns might be taken away. "It's just what we see unfortunately on a lot of bills that come out of Jefferson City is great ideas, but it comes with unintended consequences."
Arnott pointed out that he is not against the intent of the legislation.
"I'm a strong Second Amendment supporter," he said. "I am pro gun. I am for carry-and-conceal, carry open, just carry. I do believe in the general direction the bill was going in trying to keep Missouri citizens rights protected to keep and bear arms. But there's some language that was pretty harsh to go against law enforcement and some gray area that would prevent us from referring cases over to the U.S. Attorney's office."
Arnott said not turning some cases over to the feds was not fair to the victims in several ways.
"A lot of our most severe cases we refer to the U.S. Attorney's office and the reason is because I can get a case adjudicated in 120 days through a federal court and it takes four years to get a serious felony pushed through here on the state level," he said. "And the federal government has sentencing guidelines that if you get 10 years, you do 10 years. Missouri, if you get a 10 year sentence, you're lucky to do 10 months. So do we shop to get the best deal just like you do on Amazon or wherever you shop? That's because we work for the victims of crime."
The bills would also allow people to sue local law enforcement agencies if they carried out federal gun laws. The original wording allowed people to sue individual officers, but that's been changed to suing departments instead.
Arnott worked for the change but still worries about the consequences.
"When you sue the police department, the sheriff's office, the state highway patrol, you're suing your tax money that you just paid in," he said. "So is that financially a good idea?"
"I don't want anybody to sue the state or any of these departments," Taylor replied when asked about why departments should face legal ramifications. "But if citizens see that law enforcement is violating our rights, my guess is they're going to stop approving some of these additional taxes. They're going to hold the police chief or sheriff accountable. It's as simple as don't enforce federal laws. You won't get sued."
Opponents of the bill have pointed to the threat of withholding tax money as essentially defunding police.
"That's completely false," Taylor replied. "Defunding is taking money away from their budget. This is holding them accountable."
Taylor did agree with Arnott that federal courts are more likely to give stiffer sentences than the state.
"But that has nothing to do with this bill," he said. "It's a problem with our judicial system. We need to address that problem as a state and I don't want to leave that up to the federal government. It's not their responsibility and what the sheriff's talking about is something we need to address on the state level. I support that legislation."
The House bill has already received initial passage and has now moved over to the Senate while the Senate version has not yet come to a vote.


Hello and welcome to A Life Unfolding. If you are following along with me we have made it to week five of the One Room Challenge. WAHOO!! The ORC is a design challenge hosted by Linda @callingithome where bloggers are challenged to transform a space in 6 weeks and blog about it along the way. Thank you Linda for hosting and House Beautiful for being the media sponsor. I have chosen my Laundry/Mudroom at our lake house to update and add some functionality to.
Week five went smoothly. We had two wood projects to complete. Keep in mind that we are working on our lake house which means we only have weekends for projects. I don't want anyone thinking we are slacking off! Plus we have to take out time each weekend to watch college football. Priorities people. The first project this week was a hanging shelf. This qualifies as the easiest DIY EVER. 2 x 6 reclaimed wood bard and leather straps. Done and LOVE!
In my original design plan I had wanted to have a concrete countertop, but after we painted the cabinets I fell in love with the look of wood against the navy. So we (and by we I mean my husband), made a wood countertop to fit over the washer and dryer. The Laundry/Mudroom space is compact and I am often losing things behind or between the washer and dryer. This will provide a smooth surface making it more functional as well as beautiful.
I have to come clean here and admit I have committed the worst crime a blogger can do and did not photograph my husbands steps here. So a quick recap: He used wood glue on 2 x 4's clamping them together 2 at a time until dry. He reinforced them with screws for stability and sanded smooth. Easy. I heard not one curse word. :) I stained them using Minwax stain in a medium brown color. Then used 3 coats of poly to protect it. That's it. Easy and quick.
That's it for this week. Be sure to check out the featured designers here as well as my fellow guest participants here. Truly some of the most creative people I've ever seen and worth a few minutes to check them out.


Perth Orthopaedic and Sports Medicine Centre provides a wide range of orthopaedic sub-speciality services, such as medical management and surgery, arthroscopic surgery, joint replacement, and ligament reconstructive surgery.
The multi-story tenancy required a design in which provided ease of access for injured patients and clients, as well an efficient wayfinding strategy.
Interite Healthcare Interiors delivered this through the use of an entrance board, elevators and ramps. The layout of the tenancy utilises wide corridors, catering for wheelchair and crutch bound patients, with a large waiting area.
The contemporary design reflects the professional and reliable services throughout the entire design, promoting engagement and positivity.
The reception area is designed to create a positive first impression and impact; with the clean white counter, visually framed with warm lighting and a timber backdrop.


text:
Fill a backpack to help a child in crisis
Ariella Gintzler
agintzler@postindependent.com
Here's an example of an emergency backpack's contents prepared for use by a child in crisis.
Provided |
Local nonprofit Project PACK, Glenwood Medical Associates and the Garfield County Sheriff's Office are coming together to help children coping with domestic violence — one backpack at a time.
Project PACK, which stands for Pack A Crisis Kit, is a mom-and-pop style nonprofit run by Amber Wissing, Trina Epp and Mandy Chamberlain under the umbrella of the Two Rivers Community Foundation. Their goal: to build emergency kits for children affected by domestic violence, child abuse, sexual assault or other crises.
The project began two years ago when Wissing, a business manager for Glenwood Springs dentist Corey Johnson, was approached by several victim advocate workers asking for donations of toothbrushes. "I said, 'Well sure we can get you some toothbrushes. But I bet we could do better than just toothbrushes. Say it's 3 in the morning and you've got some kids that can't go back to their house — what would you want to give them?'"
Thus Project PACK was born.
Wissing, Epp and Chamberlain dole out packing lists and generic backpacks to interested donors. The packing lists cover everything a child needs in the first 24-48 hours after a traumatic event, including toiletries, changes of clothes, pajamas, socks, underwear, blankets and water bottles.
Bags are customized for specific ages and genders, including toys and stuffed animals for younger children and school supplies for teenagers. Baby-specific packing lists include formula, diapers, diaper cream, onesies, hats, pacifiers and changing pads. Completed packs are stored distributed by the Garfield County Sheriff's Office, which is often has the first contact with victims immediately after an incident.
For the rest of the holiday season, people interested can stop by the waiting room of Glenwood Medical Associates at 1830 Blake Ave. in Glenwood to build and donate a crisis pack of their own.
The goal of the drive is to fill enough packs to stock a new storage facility at River Bridge, a nearby child advocacy center.
"River Bridge services about 200 kids a year, but it has never had a storage facility to keep backpacks on hand," said Rachel Rippy of Glenwood Medical Associates. "Until now, they've had to go to the sheriff's office every time a kid needs a pack." She estimates it will take roughly 75 packs to fill the new unit, enough to last a full year.
"Not every child needs a full pack," said Wissing. "Some just need a toothbrush or a pair of pants."
Participants can opt to donate a single item or fill an entire pack by picking a hangtag off of the tree set up at the Glenwood Medical office. Some tags list individual items, such as winter coats, hats, socks, mittens or snow boots. "We need any age, any size, any gender," Wissing said. Participants choose a tag, purchase the corresponding item new, and return it to the Glenwood Medical Associates office.
Other tags feature a complete packing list along with an age and gender profile — anything from 6-month old girl to 15-year-old boy. Donors choose a tag and a free backpack, buy the items on the list, and return the filled backpack to the medical offices.
"It costs anywhere from $30 to $50 to fill a backpack," said Wissing. "But the local community has been quite generous and creative in filling backpacks. Many have gone beyond the packing list, donating new toys, journals, stuffed animals, soccer balls, art projects and other fun items."
Wising emphasized that parents can — and should — bring their kids along to donate.
"We've had a lot of people donate together as a family," she said. "The kids can choose to fill backpacks for other children their own age, which makes the process of choosing and packing the items more fun and personal."


I have joined Jean-Marie Putz of whisky-distilleries.info and twenty other whisky zealots in the fifth blind tasting session of this year.
The principle is that whisky producers supply whisky they select themselves, according to their marketing goals. The sent whisky bottles are sampled and sent to about 20 tasters who write their impressions about every whisky. Their impressions and their quotation are published in Whisky distilleries blog.
The Whisky Tasting sessions are a flight of six whiskies tasted blind. Usually bottles are from independent bottlers that are really strong sellers in central Europe.
The samples arrived a few weeks ago in a supercool box. Each samples was 2.5cl and bottled in a small flask. Work has been been delaying me on tasting the six samples but finally this Thursday I had a few spare hours to taste them.
Usually I try to short the samples as explained in the how to taste whisky article, but this time I just decided to enjoy and go ahead. Mainly because if I sort the samples I will lack of time to taste them properly.
Impressive whisky from Macduff distillery bottled by Malts of Scotland from the 1980 vintage.
This single cask malt has been matured in a bourbon hogshead and bottled at cask strength at a whopping 54,1% abv.
Palate (90): powerful. floral, honey, spices, citrus, vanilla, peaches, wood.
So based on other whiskies I have already tasted I rate this Macduff 1980 Malts of Scotland with 89 points over 100.
Palate (89): . honey, floral, spices, citrus, wood, chocolate.
So based on other whiskies I have already tasted I rate this Aberlour 17 years Anam Na H-Alba with 88 points over 100.
A single malt whisky distilled in the Macallan distillery.
Nose (89): more than average. toffee, floral, vanilla, peaches. Very closed nose but really nice.
Palate (90): smooth, powerful, oily. honey, wood, vanilla, citrus, spices, cinnamon, tobacco. I am sure I have tasted this one before... umm... no clue right now.
Finish (89): average. honey, tobacco, vanilla, wood.
So based on other whiskies I have already tasted I rate this Macallan 1989 Whiskies of Scotland with 89 points over 100.
Bottled by Jean Boyer - Le Puits � Whisky at 43%. This bottled belongs to batch 116.
Palate (90): smooth, oily. honey, vanilla, floral, citrus, wood, spices, anise, cinnamon.
So based on other whiskies I have already tasted I rate this Blended Malt batch 116 Dailuaine 1999 & Linkwood 1998 with 90 points over 100.
An awesome Bunnahabhain 20 years old bottled by Wilson & Morgan.
This incredible Islay single malt whisky has been bottled at cask strength at a very interesting 48.5 abv. A real crack whisky.
Nose (90): more than average. honey, sulphur, peat, citrus, nuts. Old sherried japanese single malt style whisky.
Palate (92): powerful, oily. honey, peat, wood, citrus, spices, cinnmon. Very nice.
Finish (91): longer than average. peat, honey, spices, maritime.
So based on other whiskies I have already tasted I rate this Bunnahabhain 20 years old Wilson & Morgan with 91 points over 100.
An interesting Macallan single malt whisky from 1990 vintage matured fully in a Fino sherry hogshead.
This whisky has been bottled by Malts of Scotland at 51.5% abv.
Palate (90): powerful, oily. honey, spices, pepper, floral, citrus, nuts.
Finish (89): longer than average. honey, spices, nuts.
So based on other whiskies I have already tasted I rate this Macallan 1990 Fino Sherry Hogshead Malts of Scotland with 90 points over 100.
It has been a very nice tasting, really fun. And I have tasted two Macallans! Tasting the first one I was really really sure that I have already tasted it. Also really impressed by a very nice Bunnahabhain with its incredible peat and sherry style.
My favorite has been the Bunnahabhain whisky, very similar in style to the impressive bottling of The Whisky Barrel for Queen's Diamond Jubilee.


This is a great vintage 90's blue utility vest with lots of pockets. Made of cotton canvas fabric. Very practical and versatile piece, perfect for your everyday adventures.
Model is approx: 6"2 ft (1.88 m) tall and he wears size available.


Samoa shall thank the Prime Minister and my H.R.P.P. government for the progressive and positive politics it helps to develop our country into what it is of today.
If my current government did not make the move to go Russia and China after being taken for granted and abandoned for dead on the roadside by our so-called western friends, Samoa as a country would not get the recognition we finally received as we had long deserved.
And now, it is almost every man and his dog are coming to bring unto us including almost the kitchen sink in fear of China and Russia both are helping rescue and lift the Pacific up high from the bottom of the heap.
However the comeuppance lipid sprayed in the face of Samoa Rugby Union by World Rugby men in black suits from the slum of the northern hemisphere, surely poisoned the effort of the rest.
Perhaps time for Samoa and the Pacific to start playing the sports China and Russia are good at; soccer and turn the back on the filthy rugby driven by bullying and intimidations.
The council seat Samoa Rugby Union gets with World Rugby is just an anticlimax panacea allusion to camouflage the control just like sacking a Samoa speaking local head coach.
Sad but? E togi le moa isi ona 'afa ua e 'u'u.


Kinetek Rate Management (KRM) is Kinetek's answer to a long - standing problem: predicting forward pricing rates using baseline budgeting, actual costs ,and scenario - based modeling.
KRM was designed to answer these questions, and much more. It is designed to work behind the scenes, in conjunction with IBM's TM1 solution, a powerful planning solution from IBM's Cognos product family, to provide these answers quickly, and then, if approved, apply changes back to budget and forecasting models to analyze the revenue impact and set your baseline for the annual budget.
In addition, KRM can be utilized as the source for your forecasted rates, providing information on the cost composition and basis for your pools utilizing information from TM1 to give you up-‐to-‐date rate analysis as the year progresses. If you notice material changes in your rates, you can, at your choosing, update the forecast rates in TM1 to reflect these material changes and manage your business accordingly.
And at the end of the year, when all of your forecasts have been updated to actual costs, you can utilize KRM to facilitate your incurred cost submissions. All of your data in one place, with familiar reporting features from IBM Cognos to analyze your information.
A Java-based application designed to calculate scenario-based forward pricing and rate analysis for Government Contractors allows for allocations across Costpoint companies and optionally provides burden analysis at the employee level.
Configure allocations based on four-part criteria.
Allocate across legal entities and currencies.
Cost impact down to the project and employee level (based on configuration).
Forward pricing and rate submission.
Detail support for changes to allocation methodology, including cost impact by project.


Why Replace: Contact with your skin may breakdown plastic. May develop cracks or even break.
Why Replace: You sweat during the night. You clean headgear. Material stretches out over time and your mask is no longer fitting properly.
Why Replace: In constant contact with your skin which contain oils. Oils and daily cleaning breakdown silicone. May cause irritation or air leaks.
Why Replace: May develop tears or small holes causing air leaks. May be noisy. May not be receiving full prescribed pressure.
Why Replace: May become cracked, discolored, cloudy or have a film deposit.
Why Replace: CPAP machine uses room air. The filter removes dust and other particles in the air before they reach the machine and you. Change every 4 to 6 weeks.
Why Replace: CPAP machine uses room air. The filter removes dust and other particles in the air before they reach the machine and you. Change every 6 months.


text:
Parker McCollum Is Taking 2022's Lessons With Him Into 2023
Jess Published: November 9, 2022
Rich Fury, Getty Images for ACM
It's been a ground-breaking year for Parker McCollum, but it's not the awards or No. 1 singles that will make him successful in 2023. While accolades like that don't hurt, the Texas native says it's his mistakes that will continue to make him better.
Speaking with Taste of Country's Adison Haager before the 2022 CMA Awards, McCollum shares why he doesn't believe a "sophomore slump" is waiting for him in the new year.
"I think it kind of does it on its own," he says of keeping his upward trajectory going. "You just gain so much experience — and [I] made so many mistakes this year and years past. I've always tried to really learn and making mistakes is fine as long as you learn from them and grow from them."
"Our machine is so well oiled on the road that we kind of subconsciously learn from those mistakes and fix things," he adds. "Every year it gets better and better and bigger and bigger. I don't think next year will be any different."
It's been almost a decade since McCollum released his first single and EP in 2013. In those 10 years, he has pushed himself to make his dreams come true. Now, in 2022, he's learning to slow down, which he sees as a way to improve.
"I've learned to say no a little more this year and just take care of my voice and what was best for me and the guys, versus just always trying to do more than anybody else and tour more than anybody else," he explains.
"I think we've done that enough to where next year we'll play a few less shows, and I think the quality of product of stage every night will be a lot better."
The goal is to steer clear of burnout.
"Not being so worn out all the time," McCollum continues. "We kind of earned to be at a place where we can be a little more efficient. It's never anything to complain about. It's always a good tired."
2022 was certainly a massive year for the "To Be Loved by You" singer: He won New Male Artist of the Year at the 2022 ACM Awards, he married his girlfriend Hallie Ray and he played a show with his idol George Strait, to name a few successes.
"It's easily the greatest year that I've strung together thus far. We've had some really good ones — some that kind of blew me away — doing stuff that I always kind of thought about doing and wondered if we had what it took to get to that level, and then this year, it was like we surpassed all of that."
"It's crazy. Very grateful," he admits.
McCollum is looking top off the year with a CMA Awards trophy: He up for New Artist of the Year alongside Hardy, Walker Hayes, Cody Johnson and Lainey Wilson.
The 56th Annual CMA Awards air live on Wednesday, Nov. 9, at 8PM ET on ABC.
Pictures: Country Stars Who Have Gotten Married or Engaged in 2022
Wedding bells are ringing! Find out which of your favorite country stars have said "I Do" and are tying the knot in 2022.
Source: Parker McCollum Is Taking 2022's Lessons With Him Into 2023
Filed Under: Parker McCollum
Bobby Bones' 2023 Million Dollar Show Lineup: Parker McCollum, Tracy Lawrence + More
Parker McCollum's 'Stoned' Is a Painfully Honest Heartbreak Song [Listen]
Parker McCollum Plots Summer Dates for His 2023 Headlining Tour
Parker McCollum Sets Tour Dates for Spring 2023
Parker McCollum Shines in 'Austin City Limits' Debut [Exclusive Premiere]
Parker McCollum Resists George Strait, John Mayer Comparisons — Taste of Country Nights, On Demand
Parker McCollum Kicking Off RodeoHouston in 2023
Parker McCollum Reveals His Biggest Splurge Yet
Parker McCollum Was Living 'Handle on You' When He Wrote It [Listen]


When you're a photographer of Andrei Duman's caliber, it's easy to understand the need for extremely high-quality lighting.
Duman, a travel photographer who has made art from the scenery of over 70 countries, recently opened a gallery in North Los Angeles, and he wanted to illuminate his work as perfectly as possible. "The colors had to be rendered exactly," according to Business Wire.
What was the solution for Duman and his lighting designer? Soraa LEDs. They were totally convinced of the product's precision and color rendering quality.
Duman erected "display trees" which were also illuminated by the LEDs in his 1,500-foot gallery. Glass-framed photos become vibrant on the trees, thanks to the narrow, precise, crisp beam of the Soraa LEDs.
Utilizing every color in the rainbow, especially deep red emission, Soraa's lamps render warm tones beautifully and accurately, and achieve a color-rendering index (CRI) of 95 and deep red (R9) rendering of 95. And unlike blue-based white LEDs without any violet emission, the company's lamps have violet emissions to properly excite fluorescing brightening agents, including paper and natural objects like human eyes and teeth.
Find Duman's work at his gallery in Canoga Park, California, or online at andreiduman.com.
If you are working on a project that needs precise, tailored lighting, more information about Regency's Design Consulting team can be found here.


This book had a somewhat different perspective than the others in the series because the heroine is a fighter. The hero is as well, but the previous female leads did not start off in the cage. Beyond that point, the books follow the same general format that all the rest of them have.
I read this book in two sittings although it did not have the same draw as the first in the series did.
There is less cage-fighting in this book than in the past, as least so far as I recall, with more of the story focused on the emotional connection between Shayla and Zack.
Strong Hold is a second chance romance and will likely be followed by the sixth book in the Redemption series in a year or so.
Although there is nothing that I can point to and say this is why I didn't like the book, it just didn't draw me in or stick with me. Not one I would read again or that I find memorable.
Full Contact is the third novel in the Redemption series, featuring MMA fighters and their lady loves.
I was really surprised that this novel was about Sia and Ray for some reason. Usually the main secondary characters in the previous books are leading into those characters' HEA, so I was expecting Rampage to be the lead. I also suspected Penny and Ray could end up together but I like this match-up better.
I'm still surprised though, that Sia and Ray had their story told so early. Although the reader knows Ray (or at least thinks they do), Sia is almost completely unknown and Ray had yet to start training at Redemption in the first two novels. The story is written entirely from Sia's POV, so it felt like I was starting a new series in some ways, even though Ray had been previously introduced.
Sia is overcoming a lot of turmoil in her past and has plenty of triggers that need to be worked through. I love the strong female characters in this series. We started with a female paramedic, then a lawyer, and now a tattoo artist. Each of the girls also start training MMA to one degree or another, as their interests are sparked by the man they are dating. None of these ladies wants to be a victim or a push-over, and I admire that resilience and determination each employs in facing life's challenges.
Ray (minor spoiler but not really) is secretly a CIA agent. Explains where he got those master P.I. skills! I wish that he had been further explored throughout the story. I felt like Castille was building him up through the previous novel just to drop him and explain the relationship through Sia's POV only. Not cool. It would have been awesome to explore his shadowy career a little more closely, and figure out how he manages to be a domestically-operating CIA agent while working as a corporate P.I. in a law firm and still fight in the underground circuit. Talk about a busy man!
Sia blossoms as an independent thinking throughout the story. She grows and learns to believe in herself and take chances safely. I also wish we could have seen more of her and Ray's struggles to overcome her triggers during intimacy and Ray's issues with this. I do feel like the dialogue is lacking a little in this series. The characters seem to argue over the same things repeatedly and then it just works out, without showing the steps and compromises it took to get there.
Hopefully this is something that will be rectified in the fourth book. It is the HEA of Rampage and Penny and I dearly hope it will be told from both of their perspective's. According to the author's facebook page this week, it will be due out in April 2017 and the title is listed as Fighting Attraction. Apparently Rampage is quite the scary Dom in his personal life. I will be ecstatic if it is finally the book to ramp up the edginess!


A free-spirited revival of Copenhagen's street sign lettering, traditionally painted in white on dark blue enamel, and visible today throughout the city. Cph Signs is a classic font with understated elegance. The font was recently selected by the Danish supermarket chain: SuperBrugsen as their corporate typeface, and it is used on all aspects of their brand; including outdoor signage, in-store displays, packaging and price tags. CPH Signs typeface also feature as a section headline typeface in the beautifully designed Danish newspaper Berlingske.
Contact us if you require any other type of licence.


Van Buck Maths & School Blackboard Cotton Tie. A fun novelty black tie with mathematical symbols relating to trigonometry & algebra. A great gift for a maths teacher or professor. Width at widest point: 7.5cm. Length from Tip to Tip: 154cm. Tie Material: 100% Cotton. Designer: Van Buck, England.


and another thing, how many messages can be saved in the inbox? it has a 32MB internal memory, right? so it should save lots and lots of messages... my present phone, 5310 Xpress Music has 30MB internal memory, and it can save more than 10000 messages at a time, including messages in the inbox, sent items, and saved items.
so please clarify this as well.
does it support multi tasking, such as, if i want to listen to my music while texting my friends or viewing stuff on my phone? coz some phones dont have this, if u exit the music player, the songs stop. so does it multi task??
and does it come with a USB cable and pc suite CD?
and if not, can the USB of Xpress music series be used for it? and will it connect with the Xpress music PC suite?
please tell me abt this as soon as possible.
does this phone has a CD that has its software?
try the keyboard out in the nearest shop, its personal if its easy to type.
is it a tough phone ? I mean did it drop on the floor or any hard surface without any damage or a minor damage ? or it's so fragile ? ... please i wanna know about that ..
Is it good for running applicatins like Opera 4.1 and Gmaps?How is it's camera and music quality?
i just bout this phone it seems verey good i like its light wight &modren looks along withe advanced specifications.
emma, 14 Jan 2009I am going to buy this phone next week , but I'm still not sure. It looks great , but I have n... moreYou must buy this phone bcoz it is so nice and beautiful and i also have this smart phone. so plz buy this as soon as possible. Thank u.
I am using this phone which is very smart. Voice, pitcher & camra quality is very good. Talk time upto 4 hours. Best for those who need slim & smart efficient phone. all the best.
I am Lecturer in Karachi University. since i bought this set i found it very useful as it supoport me in my research work. i take pictures of Archaeological sites and monuments. Its realy superve! what else i say about it.
I jz bought this fone fr my gal...de pink 1, i jz luv the looks of it suits a gal very much.......I luv the muzic of it although it's nt too loud the clarity is good....nt satisfied with cz de camera quality doesnt hav a 2mp finish, and takes time to save....overall a nice simple fone with all features except 3G.....a must fr gals..."Pink one"
I don`t Know how the TV out will work and what is internal hands free?
emma, 14 Jan 2009I am going to buy this phone next week , but I'm still not sure. It looks great , but I have n... moreN7310 same with N6300...! There's nothing special with this phone...!


text:
using System;
using System.Collections;
using System.Collections.Generic;
using System.Linq;
using System.Linq.Expressions;
using System.Text;
using System.Threading.Tasks;
using ys.samples.dataaccess;
using ys.samples.infrastructure.entities;
using ys.samples.infrastructure.persistance;

namespace ys.samples.shared {
    class InMemoryPersistentContext : InfraPersistenceContext {
        private static class Workspace {
            public abstract class EntityBase : IPersistentEntity {
                public DateTime? dateInserted {
                    get; set;
                }
                public DateTime? dateUpdated {
                    get; set;
                }
                public string id {
                    get; set;
                }
            }
            public class User : EntityBase,IUserEntity {
                public string Email {
                    get; set;
                }
                public string FirstName {
                    get; set;
                }
                public string LastName {
                    get; set;
                }
                public string Name {
                    get; set;
                }
            }
            public class Group : EntityBase, IGroupEntity {
                public string Name {
                    get;set;
                }
            }
            public class UserLogin : EntityBase, IUserLoginEntity {
                public string userId {
                    get;set;
                }
                public string userPassword {
                    get; set;
                }
            }
            public class UserSession : EntityBase, IUserSessionEntity {
                public DateTime LoginDate {
                    get; set;
                }
                public int LoginFailures {
                    get; set;
                }
                public DateTime LogoutDate {
                    get; set;
                }
                public string userLoginId {
                    get;set;
                }
                public IUserLoginEntity getUserLogin( ) {
                    throw new NotImplementedException();
                }
            }
            private static readonly Type [] entityTypes = typeof(Workspace).GetNestedTypes();
            public static EntityT CreateEntity<EntityT>( ) where EntityT: class, IPersistentEntity {
                var implementorType = entityTypes.Where( x => x.GetInterfaces().Contains(typeof(EntityT)) ).FirstOrDefault();
                return (EntityT) Activator.CreateInstance(implementorType);
            }
        }
        private class UnitOfWork : IUnitOfWork {
            public void Dispose( ) {
            }

            public void Save( ) {
            }

            public void Undo( ) {
            }
        }
        private class EntitySetWrapper<EntityT> : IEntitySet<EntityT>
            where EntityT : class, IPersistentEntity {
            public List<EntityT> Entities {
                get;
                set;
            }
            public Type ElementType {
                get {
                    return this.Entities.AsQueryable().ElementType;
                }
            }

            public Expression Expression {
                get {
                    return this.Entities.AsQueryable().Expression;
                }
            }

            public IQueryProvider Provider {
                get {
                    return this.Entities.AsQueryable().Provider;
                }
            }

            public EntityT Add( EntityT entity ) {
                entity.makeUnique();
                this.Entities.Add(entity);
                return entity;
            }

            public IEnumerable<EntityT> AddRange( IEnumerable<EntityT> entities ) {
                foreach ( var e in entities ) {
                    e.makeUnique();
                }
                this.Entities.AddRange(entities);
                return entities;
            }

            public EntityT Attach( EntityT entity ) {
                if ( this.Entities.IndexOf(entity) < 0 ) {
                    this.Entities.Add(entity);
                }
                return entity;
            }

            public EntityT Create( ) {
                var r = Workspace.CreateEntity<EntityT>();
                return r;
            }

            public EntityT Find( params object[] keyValues ) {
                return this.Entities.Where(x => x.id == keyValues[0].ToString()).FirstOrDefault();
            }

            public IEnumerator<EntityT> GetEnumerator( ) {
                return this.Entities.GetEnumerator();
            }

            public EntityT Remove( EntityT entity ) {
                this.Entities.Remove(entity);
                return entity;
            }
            public void SetModified( EntityT entity ) {
            }

            IEnumerator IEnumerable.GetEnumerator( ) {
                return this.Entities.GetEnumerator();
            }
        }
        private Dictionary<Type,IEnumerable<IPersistentEntity>> _entitySets;
        public InMemoryPersistentContext( ) {
            _entitySets = new Dictionary<Type, IEnumerable<IPersistentEntity>>();
        }
        public void Dispose( ) {
            _entitySets.Clear();
        }

        public object GetUnderlyingSession( ) {
            return _entitySets;
        }

        public IUnitOfWork StartWork( bool joinExistingWork ) {
            return new UnitOfWork() { };
        }

        IEntitySet<EntityT> IPersistenceContext.GetEntitySet<EntityT>( ) {
            if ( !_entitySets.ContainsKey(typeof(EntityT)) ) {
                _entitySets[typeof(EntityT)] = new List<EntityT>();
            }
            return new EntitySetWrapper<EntityT>() { Entities = (List<EntityT>) _entitySets[typeof(EntityT)] };
        }

        public string generateSQLSchema( ) {
            throw new NotImplementedException();
        }

        public void Save( ) {
        }
    }
}


This is a placeholder page for Catherine Dunn, which means this person is not currently on this site. We do suggest using the tools below to find Catherine Dunn.
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Visit Profantasynhl.hockeydraft.ca - Fantasy Hockey Pool.
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The Magento_GiftCardNegotiableQuote module enables gift cards to be displayed in a negotiable quote in an B2B environment. This module extends Magento_NegotiableQuote and Magento_GiftCard modules.
Display gift cards in a negotiable quote.
Order gift cards from a negotiable quote.
The Magento_GiftCardNegotiableQuote module has a dependency on the Magento_NegotiableQuote and Magento_GiftCard modules, which must be installed and enabled first. This module does not create any backward incompatible changes. It can be uninstalled or deactivated at any time.


Increases the attack power by 40% and action speed by 20% of the allies currently in the assigned position.
Jacob is the strongest player in Woo Shin High School. He's got a lot of female fans that idolize him because of his good looks, but nobody knows that he cries at night when he loses a match.


text:
@interface CryptoSquare ()

@property (nonatomic, strong) NSString *text;
@property (nonatomic, strong) NSString *normalizedText;

@end

@implementation CryptoSquare

- (instancetype)initWithText:(NSString *)text {
    self = [super init];

    if (self) {
        _text = text;
        _normalizedText = [self normalizePlaintext];
        [self getSquareSize];
        _plaintextSegments = [self getPlaintextSegments];
        _cipherText = [self getCipherText];
        _normalizedCipherText = [self getNormalizedCipherText];
    }

    return self;
}

- (NSString *)normalizePlaintext {
    NSCharacterSet *characterSet = [[NSCharacterSet alphanumericCharacterSet] invertedSet];
    NSArray<NSString *> *components = [self.text componentsSeparatedByCharactersInSet:characterSet];
    NSString *rejoinedText = [components componentsJoinedByString:@""];

    return [rejoinedText lowercaseString];
}

- (void)getSquareSize {
    double length = (double)self.normalizedText.length;
    double root = sqrt(length);

    self.numberOfRows = (int)round(root);
    self.numberOfColumns = (int)ceil(root);
}

- (NSArray<NSString *> *)getPlaintextSegments {
    NSMutableArray<NSString *> *result = [[NSMutableArray alloc] init];
    NSMutableString *segment = [[NSMutableString alloc] initWithString:@""];

    for (int index = 0; index < self.normalizedText.length; index++) {
        NSString *newCharacter = [NSString stringWithFormat:@"%C", [self.normalizedText characterAtIndex:index]];
        [segment appendString:newCharacter];

        int position = index + 1;

        if (position % self.numberOfColumns == 0 || position == self.normalizedText.length) {
            [result addObject:[segment copy]];
            [segment setString:@""];
        }
    }

    return result;
}

- (NSString *)getCipherText {
    NSMutableString *result = [[NSMutableString alloc] initWithString:@""];

    for (int column = 0; column < self.numberOfColumns; column++) {
        for (NSString *segment in self.plaintextSegments) {
            if (column < segment.length) {
                NSString *newCharacter = [NSString stringWithFormat:@"%C", [segment characterAtIndex:column]];
                [result appendString:newCharacter];
            }
        }
    }

    return result;
}

- (NSString *)getNormalizedCipherText {
    NSMutableString *result = [[NSMutableString alloc] init];
    int counter = 0;

    for (int index = 0; index < self.cipherText.length; index++) {
        NSString *newCharacter = [NSString stringWithFormat:@"%C", [self.cipherText characterAtIndex:index]];

        if (counter % self.numberOfRows == 0 && counter != 0) {
            [result appendFormat:@" %@", newCharacter];
        } else {
            [result appendString:newCharacter];
        }

        counter++;
    }

    return result;
}

@end


In April 2013 the Government announced new funding of £150 million for physical education and sport. This funding was to be used by schools to improve the quality and breadth of PE and sport provision so that all pupils develop healthy lifestyles and reach the performance levels of which they are capable.
At our school we have chosen to spend our allocation of additional funding to employ an excellent specialist PE teacher, Ruth Ruck, to work alongside teachers from Reception to Year 3 in their weekly PE lessons. Our expectation is that this will increase our teachers' subject knowledge and confidence in PE and greatly enhance pupils' skills in terms of small sided games.
We are already very proud of our school's achievements and of children's enthusiasm and participation in PE. We make the best possible use of our school's excellent facilities which include a huge playing field, a netball court and an extensive cycle track.
Key Stage 2 children benefit from participation in sports lessons focused on striking and fielding games such as rounders, cricket and hockey and from invasion games including football, rugby and netball. Our School Hall has a superb amount of space and is used regularly for Gymnastics and Dance.
Miss Moss rehearses children during school sessions for Bristol's annual celebration of dance "Stages" which takes place at the Colston Hall every February. This year children from Year 1 are performing a dance based on the story "The Lion Inside" by Rachel Bright. Half of the children will be lions and half will be mice.
Mrs Howell is an experienced and talented Gymnastics Coach who trains Year 6 pupils after school every week. The children perform at the Christmas and Summer Fairs where their expertise, flexibility and bravery are always greatly admired by parents and visitors. She also delivers gym lessons once a week to Year 2. The children works towards achieving badges and certificates.
Children at KS2 enjoy opportunities to play football after school on various days of the week! Girls football is held on a Monday after school with Barry from SmartSports. Greg Dickinson from Get Involved runs football coaching after school on Monday and Tuesdays. Mr MacDonald also still runs his Year 5 & 6 football club after school on Thursdays and his team regularly competes in competitions and tournaments representing our school throughout the year.
Mrs Ruck coaches Netball for pupils from years 5 and 6 and they are enjoying opportunities to play Netball against neighbouring schools.
Mrs Ruck also runs a running club on Wednesdays after school for pupils from years 4, 5 and 6.
Children value opportunities to develop their sports skills after school and during the summer holidays with the highly experienced team of sports coaches.
Opportunities for cycle training with Bikeability take place for Year 5 & 6 providing valued sessions at a time of developing independence.
Children from Y1 to Y6 currently attend swimming lessons at Horfield Leisure Centre for one whole school term once a year. The swimming teachers located at Horfield Pool are excellent and they really challenge the children and build their water confidence; many of our children attend lessons there in their own time and also participate in club swimming; competing in galas. During the Summer Term the children are given an opportunity to compete in a swimming gala in their school colour teams.
Children have taken part in trials and Sports Days run externally throughout the year and following those trials, some of our children have been chosen to represent Bristol.
We also hold our annual Sports Day in May where every child takes part in various activities through the day, and our parents are invited to join us in the afternoon.


Almost 2 decades ago, electronic wallets were regarded as the future of online payments and we can safely say now that they are the present. Paypal is by far the most popular payment method for those who need a way of transferring funds quickly from one user to the other.
They charge small fees and render distance is irrelevant, with the funds being transferred in a matter of seconds. Add to this the fact that most online shops allow PayPal purchases and you've got good reasons to open an account.
What is PayPal? This online payment system has been around for 16 years and even though it was acquired by eBay in 2002, it kept growing at the same pace. They now have customers from almost 200 countries and more than 140 million users, with a total of 26 currencies covered.
It is only safe to say that PayPal is a buyer's e-wallet because all the commissions charged are aimed at the seller. This explains why so many people choose this payment method when purchasing goods and services over the Internet.
Another advantage of using PayPal and shopping online is that only a fraction of the information is displayed when undertaking any transactions. The ones you are shopping from will only see basic information about your account, which is the result of the transactions being the consequence of payments not being done straight from the bank account.
Most online casinos have a solid reputation, but careful users will always appreciate another layer of security. Paying with PayPal in an online casino To make a deposit at an online casino using PayPal is just as easy as purchasing something online, with the transaction being done in a few seconds.
The electronic wallets require players to specify the amount they are willing to transfer and they are clearly displayed in the account section.
They need to login to their PayPal account using the email address and password whenever they make a deposit, in order to mitigate the risks of fraud. Assuming the prospective shopper or online casino player doesn't have money in the PayPal account, he can use the credit or debit card associated to it.
At a first glance, this might seem like it defeats the purpose of using a credit card directly, but the reason for why many gamblers prefer this option is that it allows them to limit the amount of personal information exchanged with the operator. Withdrawing with PayPal in an online casino.
The PayPal account can be used not only to deposit but also to withdraw funds from the online casino, as long as an eligible deposit has been made.
When you cash out funds to your PayPal account, you can expect them to reach their destination in a matter of seconds. The only commissions charged are minimal and it depends on the online gambling operator how much the players are supposed to pay when withdrawing funds.


text:
DLC info revealed
http://www.joystiq.com/2009/12/16/assassins-creed-2-dlc-detailed-fills-i...
Joystiq article
"Though we had little more than names to go on before, Ubisoft let some details slip today about the two forthcoming chunks of Assassin's Creed 2 DLC, due at the end of January and end of February respectively. In "Battle of Forli" ($3.99), you'll defend Forli (surprise) from the Orsi brothers with the aid of Machiavelli and Caterina Sforza. With six new memories, the DLC will allow you to "accomplish a daring rescue and prevent the Piece of Eden from falling into the hands of the Templars." Also, the flying machine is back!
In "Bonfire of the Vanities" ($4.99), you and Machiavelli will free Florence from "the grip of the mad monk Savonarola" by offing his underlings in ten memories. There's also a new district of Florence, and a new move for Ezio: the spring-jump, as if his similarity to Luigi wasn't already striking enough.
As many have speculated, the two additions fill in the missing sequences (12 and 13) from the game, meaning the DLC is a great buy for people who love murder and people with obsessive-compulsive disorder."
La verit' e' scritta con il sangue
Pty James
Very cheap also
JoeyFogey wrote:
ROB_88 wrote:
[On the meaning of BAMF]i figured it was something similar to a MILF
Babes Await My..............Flap-a-doodle
Thanks Giga
The spring-jump sounds good, haha.
"Requiescat in pace"
-Ezio
Vhan Master
I'm so gonna get these when they're out... =D
I've had $20 in my account for ages now, it's about time I put them to use... x3
Garnier de Naplouse
What a joke. It seems like we shouldn't even be paying for those. We all bought a game that was missing two levels, and now we have to pay for them to understand more about the story.
Asaic
Garnier de Naplouse wrote:
I quite disagree.
Assassin's Creed II already contains far more 'game' than most other offerings at the same price point. It also offers far more quality than most other examples. I feel that I got much more than I paid for. I feel that I have no right to demand more levels when I've already received so much for so little.
If you break it down, even if you only get 15 hours out of AC2 and then never touch it again, you've still only paid a mere $4.00 US per hour of quality entertainment. You'll pay more to go to a movie theater, and probably wouldn't get as much quality out of that entertainment in comparison. Seeing as how I've spent over 100 hours with AC2, I've more than received my money's worth. And now I can add another 2+ hours (probably closer to 10+) for only an additional $9.00 US? That's a fantastic deal.
I think it's only fair that we rate the worth of our time based on how much we are willing to earn when working a job for that same amount of time. We would have to say that our time is worth at least minimum wage. For most of us, it is much higher. But with the hours of quality entertainment provided by Assassin's Creed II, I think that even people earning minimum wage are getting an amazing deal for their money. At minimum wage, for a mere 8 hours worth of your time spent working, you are earning yourself a minimum of 15 hours of quality entertainment. In reality, it's probably dozens more. Isn't that already more than a fair deal? In my book, that's a downright steal.
I believe that entertainment comes at a very low cost in this day and age. I have no issue paying for more of it when it is such a great value for the money. I was already willing to pay far more for these two expansions. Considering they're asking so little for them, I can only commend Ubisoft for their pricing decision.
CBus, Ohizzle
I'm gonna agree with Asaic on this one. It's less than $10 for probably an extra 6+ hours of gameplay. It's absolutely worth it.
What wasn't worth it was the extra map we got for another $10 in the Master Assassin Edition of the game (even though we got a bunch of other stuff). But this deal is still a bargain.
Live by the creed, die by the creed!
Pussy, money, weed, that's all a n*gga need!
NoFlogging
I'll have to agree with you on this one. It is clear that they released the game with sequences 12 and 13 missing because they were intended to be released as DLC all along. So they had to find a fitting explanation in the narrative to "justify" why the sequences were missing. So, instead of releasing the game with a complete story from start to finnish, they took a chunk out, thought of an explanation to put in the narrative as to why, and now they're releasing that chunk as DLC to milk the franchise for all that it's worth. Such is the reality of capitalism . But don't get me wrong, I'm very excited about these DLCs
Justice without equality is merely justice for those in power.
Could it be it wouldn't fit on the 360's sd disk? I mean, Venice is kinda huge you know.
I doubt it. There are larger games than Assassin's creed 2 that fit perfectly well on the disks
SBIzokronus
Edit: Oops, I misunderstood, haha.
"When you have to kill a man, it costs nothing to be polite."- Winston Churchhill
"Kill a man, and you are an assassin. Kill millions of men, and you are a conqueror. Kill everyone, and you
I think the disc space issue is a good theory, seeing as how these two DLC's are 1GB each. The actual game data partition of 360 game discs usually doesn't exceed 7GB, and I seriously doubt all of AC2 minus the DLC was only 5GB. AC1 is 6.7GB and AC2 is definitely bigger.
I would also theorize that sequences 12 and 13 were not always intended to be DLC, but rather were put off due to time constraints. Let's be honest here - for a game as large and encompassing as AC2, how often do they announce a release date nearly a year in advance and still meet it? These days, that's extremely rare. I'd bet that they fully intended to have it all in there, but when it came to crunch time they realized the game wouldn't be complete on time, so it would be better to leave some stuff for DLC rather than delaying the entire game.
If that's the case, I'm glad they did it this way. I would have paid far more than $9 US to get 90% of the game in November rather than waiting until March or April to get the whole thing for $9 less. These days, $9 is chump change. I probably have more than that in loose change lost under my couch cushions. It's a hell of a deal if you ask me.
Setting these two sequences as DLC probably gives the devs much more freedom (both in disc space and in time) to make them far better than they would have been otherwise. I see no reason to complain about that.
Asaic wrote:
These days, $9 is chump change. I probably have more than that in loose change lost under my couch cushions.
Not if your an American . We don't get free healthcare like you Canadians, Asaic
It doesn't matter if you take care of yourself and never get sick. Your dollar is worth more than ours anyway.
$9 really is peanuts. It's the cost of a meal at McDonald's. It won't even buy you a significant amount of gas, and it certainly wouldn't get you far in a cab. The mileage you'll get out of spending it on DLC trumps most other things you could spend it on.
stabguy
Honolulu, HI USA
I would also theorize that sequences 12 and 13 were not always intended to be DLC, but rather were put off due to time constraints.
Confirmed in this interview with Patrice Desilets:
That's when it was clear that some planned parts of the game would have to be cut. In order to meet a November release date, they'd have to go. One thing removed was the ability to replay any mission in the game. The team didn't think they could test it successfully ("Eventually maybe we'll come out with some way to do it somehow," Desilets noted).
The other cut, the one many Assassin's Creed II players have figured out by now, was content for which development would be backburnered and later re-prioritized and issued as the game's forthcoming January and February downloadable content. These would be the game's marked but missing 12th and 13th chapters, more or less. "I felt that, 'Okay, there were too many things to do and to finish.' So we said, 'Ok, let's take a portion of the game that was planned and we'll give it in DLC.' We'll remove some stress to the team while giving more to fans and people who like Assassin's Creed."
You won't even feel the blade.
Argh! Replaying missions was originally in?! They should of delayed it a month
No, I'm happy with what they did. Delaying would have been a bad move. Think about it, what were you thinking right before November 17th? Definitely not "I won't mind if they delay it a month on short notice".
Well, I'm from the UK so I was thinking "goddamn Americans get it early" But I see your point. However if you were given a choice
A wait one more month and be able to replay any mission in the game easily, and straight away
B get it now and not be able to replay and mission
I'd choose A.
It isn't simply a matter of delaying a month. Release dates are dictated heavily by marketing trends. Mid-December is never an ideal time to release a major title. They need to give people a certain amount of time before Christmas, as things like video games usually aren't purchased last-minute. The ideal point of success is early- to mid-November. Chances are that if AC2 wasn't going to make a November release date, it would have been pushed back until February or March. Just look at the PC version.
They made the right choice. Ubisoft is a very large business and its marketing team knows what they're doing. November 17th was the ideal time to release the game. So what if we have to wait for a few extra features? We still get a full game that offers more than most others (how many others let you replay any mission at any point?) and we've been told that the other things we want are still coming. That's already a far better situation than pretty much any other game's fans are in.
Ah, I suppose your right. Patrice just emphasised how much easier it would be to replay missions, so I am just a tad disappointed I guess.
ROB_88
up north
first i was pretty pissed at them for removing stuff in the middle of the game just to sell it for an extra charge but if, they cut stuff out due to lack of time, i guess that's acceptable.
i just hope that the "replay mission" thing comes through an update and not the DLC. cause some people avoid all DLC, myself including most of the time
Things will not calm down, Daniel Jackson. They will in fact calm up
I really hope that they come out with said feature at all. Patrice said "maybe" they would include the feature, meaning they currently don't have plans for it. Which means we have a long wait.
I'd bet that the replay feature will be included with the DLC. Ubisoft knows how much demand there is for the feature. It is by far the most requested "wish" on the official forums. It probably wouldn't be available until the second DLC pack is released, but I bet that it'll come.
Lilkanyon
Weed, CA
Ppl criticize MMO's at their 15 a month cost but in the time you get to play them, it more then pays for itself. It's cheaper then a night out at the movies and you get to keep what you watched (or earned). Personally I bought downloadable content for Fable II and some I thought worth it, some I did not. But in the case of AC, because it is such a beloved game, if the dlc offers content, challenge, and time killed, I think it's worth a few bucks. So I have to agree with Asaic, even ppl on a budget can choose to buy the dlc and have it forever or buy McD's and have a stomache ache and a few extra pounds. Your choice (Unless you're living on Top Ramen and peanut butter...then you can get the dlc when you graduate! )
Here's to you as good as you are. Here's to me as bad as I am. As bad as I am, and as good as you are, I'm as good as you are, as bad as I am.
Yay, in Panama we have American dollar, free healthcare and a meal for 2 persons in McDonalds costs $6! Wait, we still have a little bit of corruption and many people in my country is very ignorant and "mentally poor", think I'll go just eat some "patacones", spare me the stomach ache, and enjoy the clean bay while we have it.
Yeah, I bet the replay feature, if included at all, will be introduced along with a DLC pack, similar to how they are adding the spring jump to the DLC for the two "new" sequences.
I'm sure Patrice is kicking himself for not having replayability in the game. If the team doesn't figure out a way to add in the replay function for everyone there's gonna be a lot of angry gamers out there.
But for a majority of us on here, does it really matter? I mean don't most of us just use the save game copy feature anyway? I don't think it's really an issue for most of us.
It's not a huge issue for me because I'm using Stab's method of backing up game saves and I have a save just before every single mission in the game, including the events that take place in the present. It would be nice to be able to jump into any mission without needing to take the memory card to the PC and run the app, load the card (which takes forever) and then find the save, drag and drop it over, then take it back to the 360. If I could simply choose the mission from a menu, it would save a lot of time and effort.
But I realize that not everybody has that option, nor should they need to spend the $60+ just to have that option. It should be a part of the game, and hopefully it still will.
Fly Like an Eagle wrote:
I mean don't most of us just use the save game copy feature anyway?
Asaic and I use the Transfer Cable solution. What other savegame copy feature is available? I haven't found a way to copy savegames between the three slots in AC2.
Also, this method only works for 360 gamers. PS3 gamers like me and ian are stuck with having to do full HDD backups if we want to replay, and that's a huge inconvenience. I've just been exiting during the memory corridors if I feel like replaying an assassination immediately.
stabguy wrote:
I meant the Cable Transfer, I just thought it was called Save Game copy since we are, in fact, copying save game data. My bad, my bad.
Sgt Chirch
Although completely true Everyone got the game so we could have fun and expirience the sequel, correct?
But with the DLC giving us two more levels that sould have came with the game originaly, people should have just gotten GTA IV knowing what to expect. But you are still correct the game is the best one by far I and most others just wish that the DLC was adding more not completing the game for more money.
Btw, has there been an actual release date for the first DLC? End of january is... Well now.
grrrr I know right! I want that DLC damnit!
lightchipster
Im actually thankfull it's not out yet, as I need to concentrate on revising for my prelims at the moment, I know I won't be able to do that if all i'm thinking about is Assassins creed.
Thanks to SBIzokronus for the fantastic sig!
Most DLC comes out on Thursdays. If AC2's DLC follows that precedent, it will either be here in about 15 hours from now or that time next week. That's based on North American release timings.
Seeing as how it's still closer to the middle of January than the end of January, I'd wager on next week.
January 28 release date confirmed.
The FAQ has now been updated with that information.


A sweet card for a sweet friend.
So clean and cute, Nish! I love the water coloring. As Jill and Sandie have stated, it does indeed have an artsy vibe. Thank you for sharing with The Paper Players!
Super card, love all that background splatter. Thanks for playing at HLS CAS.
I love the ink blending behind the cupcakes. Great CAS card. Thanks so much for joining us at The Card Concept.