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Investor Life
Emmanuel Macron, France's risk-taker-in-chief
Emmanuel Macron likes to take risks. Confronted with anti-vaccination protests during the Covid-19 pandemic, the French president could have backed down as he did in the face of the anti-government gilets jaunes demonstrations three years earlier. Instead he raised the stakes, declaring his wish to "piss off" the unvaccinated and insisting that only the inoculated be allowed to enter bars and restaurants.
Macron's sometimes unpopular enforcement of digital "health passes" and later "vaccination passes" paid off and saved lives. At the start of the pandemic, few people were more sceptical of vaccines than the French. Today, 78 per cent are fully vaccinated, more than in Germany, the UK and the US.
He has taken another kind of risk with his re-election battle. Preoccupied with the Russian invasion of Ukraine and his responsibility for European leadership during France's tenure of the rotating EU presidency, Macron waited until the last moment before briefly declaring his intention to seek a second term as president.
At first his campaign team fretted that he might have left it too late. While Macron was in Brussels, Moscow and Kyiv, Marine Le Pen, the far-right nationalist leader who will face him in the second and final round of voting on Sunday, was criss-crossing France listening sympathetically to popular concerns about the cost of living and portraying Macron as an aloof "globalist" who cared more about foreigners than the French.
The latest opinion polls suggest Macron has again made the right political calculation in confining his campaigning to a frenzied few weeks before the first round of voting a fortnight ago. He comfortably led the field with 28 per cent of the votes, followed by Le Pen on 23 per cent.
Macron remains favourite to win the presidency on Sunday. His previously narrow poll lead has widened in recent days as voters assess Le Pen's radically nationalist, Eurosceptic and anti-immigration agenda, although she still has an outside chance of achieving an upset akin to the Brexit vote or the election of Donald Trump in the US six years ago.
This is not the first time Macron has taken a political gamble. As an upstart 39-year-old who had never held elected office, he swept aside traditional French politicians with a cry of "neither right nor left" and won the Elysée in 2017.
Another win would mark the first time in 20 years that a French president has secured a second term, and the first in more than five decades for a president fully responsible for policy and not in "cohabitation" with a government and prime minister of another political complexion backed by the separately elected National Assembly.
The five-year term Macron is about to conclude, like his brief re-election campaign, has demonstrated the strengths and weaknesses of this unusual French politician, who graduated from the elite Ecole nationale d'administration and worked as a Rothschild banker and economy minister in a Socialist government before reaching his goal at the Elysée Palace.
Macron, now 44, is still bursting with energy, ambition and ideas. He believes he has a mission to reconcile his country's fractured society and continue reforming the economy, while restoring France and Europe to their rightful place of strategic, industrial and cultural prominence in the world.
"He thinks he is the Joan of Arc of the 21st century," says one admiring government official, explaining with only a hint of irony that Macron has the ambition and sparkiness required of a successful presidential candidate. "He thinks he's been touched by the hand of God."
The downside is that Macron is regularly accused by voters of being an arrogant "president of the rich" and is loathed, particularly on the left, to a degree unusual even in a country known for its revolutionary urge to decapitate its leaders.
Helped by the structure of the Fifth Republic instituted by Charles de Gaulle in 1958, Macron centralises power and decision-making in the Elysée and in himself, even on matters such as science and medicine, in which he has no prior expertise.
"He won't just accept the ideas of his advisers," says a business leader who has known him since he was a minister back in 2014 and hopes to see him re-elected. "He listens to everyone, and decides alone."
Macron's decision to confront the anti-vaxxers, this person says, was typical of the blunt approach that has often offended the French. "His general philosophy is that if there's a problem you should say clearly what it is, and if you have a policy you should spell it out. And it was better to take freedoms away from the unvaccinated than from the whole population."
Even if he is re-elected on Sunday, Macron will need his supporters to win the National Assembly elections in June to be able to govern effectively, and will face a country where only a minority wholeheartedly support his liberal internationalist outlook. In the first round, nearly 60 per cent of voters supported candidates of the far right or far left.
This time, at least, he has experience and he shows no sign of backing off. "Every time I go out, I meet fellow citizens who don't like what I'm doing or what I'm proposing," a combative Macron said on a recent campaign trip to a small town in Brittany. "They buttonhole me and I answer them . . . I take risks all the time."
victor.mallet@ft.com
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My TV nemesis returns later this month with The Curse of Oak Island.
(Narrator voice) Will Ellen continue watching this pointless show? Will she watch it live and waste an hour each week? Will she tape it and then fast forward through it to save time like a sensible person? Will she realize she is being hoodwinked after last year's classification of a garnet ring as "treasure" and just give up?
There's no buried treasure. They're digging up an old sinkhole. Everything can be explained by sinkholes and lies. Well, except for the coconut fiber, but perhaps coconuts floated up there after an epic hurricane.
Yet still I can't stop watching this show.


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We shall not cease from exploration, and the end of all our exploring will be to arrive where we started and know the place for the first time. T.S. EliotTheres only two kinds of music the Star Spangled Banner and the blues. Willie Nelson, quoting renowned fiddler Johnny Gimble For Americana godfather David Bromberg, it all began with the blues.His incredible journey spans five-and-a-half decades, and includes but is not limited to adventures with Bob Dylan, George Harrison, Jerry Garcia, and music and life lessons from seminal blues guitarist Reverend Gary Davis, who claimed the young Bromberg as a son. A musicians musician, Brombergs mastery of several stringed instruments (guitar, fiddle, Dobro, mandolin), and multiple styles is legendary, leading Dr. John to declare him an American icon. In producing John Hartfords hugely influential Aereo-Plain LP, Bromberg even co-invented a genre: Newgrass. Add in a period of self-imposed exile from his passion (1980-2002), during which he became a renowned violin expert, and Wilmington, Delawares cultural ambassador; top that off with a triumphant return to music-making, and you have an amazing tale leading back to one place: the blues.Now, with The Blues, the Whole Blues, and Nothing But the Blues, his first release for Red House Records, Bromberg and multi-Grammy-winning producer/accompanist Larry Campbell (Dylan, Levon Helm, Paul Simon) focus on the music David discovered in high school, when, circa late 50s, he was introduced to a friends dads collection of blues 78s. Hed only just taken up guitar as a means to pass the time while in bed with the measles.I loved those 78s so much, says David, I taped them on a portable reel-to-reel, so I could listen at home and learn.That love is evident in The Blues, the Whole Blues and Nothing But the Blues. The album is both blues primer and an opportunity to witness a master embracing this distinctly American music with passion and grace. Theres a lot of different types of blue
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Fred Shen and Alex Mayo at SM&W's headquarters in New York City. If you're a regular reader of SCN, then you're familiar with the name Shen Milsom & Wilke, the New York-based consulting firm that holds an almost legendary status in the AV industry. The firm has no shortage of experts that we quote on an almost every-issue basis, and they all could have surely lent invaluable expertise on any topic in this issue. However, this being our special Audio Issue, we decided to try something a bit different. Rather than sit down with just any pair of representative experts, we decided to sit down with the firm's founder, Fred Shen, and invite along one of the company's most recent hires, the 24-year-old Alex Mayo. This, we thought, would provide unparalleled insight into how the industry has changed since its inception, and also provide an opportunity for two co-workers removed by generations to compare paths into the industry.
SCN: Why don't you both talk me through how you discovered an interest in audio and came to find yourself in this industry?
Fred Shen: It was 1969 when I arrived on the scene, working for an acoustical consulting firm, a very active, busy, sought-after consulting practice named Cerami and Associates. As an acoustical consultant, all the work we do is with architects, unlike some of our other disciplines, which are more on the engineering side.
I realized that sometimes when we were designing a space, particularly intricate, sophisticated, high-end, expensive spaces, we take painstaking care on the acoustic part of it. We do calculations and analysis—we had no computer modeling or anything like that in those days. Then at the same time, a different group, we'd call them sound system engineers, would then mount their loudspeakers and design their things, and then the inputs would be put into the architectural drawings. There was some coordination between sound system guys and acoustical guys, but if there was a problem at the end, it would always be, "Well, it's his problem, he didn't analyze it well, the loudspeakers are placed inappropriately." The more important a space, the more this kind of conflict of opinion happened.
An example of the acoustical modeling the firm created for NYU Abu Dhabi. So as a young guy, I said, "Why don't we hire some sound engineers into our firm and we can do this together. If things go wrong, there's one single responsibility—it's our problem, not his or theirs." I had that in mind for a long time.
Fast forward to 1986 when we started SM&A (Shen, Milsom, and Associates). We immediately hired a part-time AV guy—we couldn't afford to pay full time. At that time we were starting to call it "AV " because there was an AV consulting firm called the Wilke Organization. It was the first-ever audiovisual consulting firm. Sound systems were probably 90 percent of their revenue. The "V" was basically slide projectors. No big deal.
Hugo Wilke and I had become friends when I became a partner over at Cerami, and he and I would get together to share leads, like co-marketing. And I even said to him "You know, we should get together, Cerami and Wilke." But Cerami was not interested. Come 1986 when we had a partnership problem over at Cerami, and the non-compete agreement was null and void. We started this firm and got right into sound systems, and became probably the first, although there's no proof of that, so, one of the first firms to have dual discipline.
SCN: At the time dual discipline was about 90 percent audio and 10 percent video?
FS : Yeah, that's right. There was very little video. But when we started in January of 1986, a couple of months later IBM came out with the first personal computer, called the AT. And I bought one, because this is like the future. You could tell that peripherally there was some IT coming along, and some video appearing. A PC is basically a video screen, and all of a sudden the IT has to require the video display, and the forces were squeezing the two together to a point that the line between them was just blurring and then gone. And then we immediately got into IT, and that's when we did that project [pointing to a poster of the Petronas Towers in Malaysia].
Alex Mayo: Picking up right from where he left off, in 1989 I was born. So you have been doing this for longer than I've been breathing.
For me it was mainly the typical story of being interested in stereos on a smaller scale, but academically when I got to college, I went to be trained as an acoustician at an acoustics program at the University of Hartford. I was looking for a major, because I knew I wanted to do something audio but I didn't want to work behind a mixing console as an audio recording engineer type of position, so I did a search when I was looking for schools, and there was an article in the Chicago Sun Times—I'm originally from Chicago—that had University of Hartford in the article, and mentioned an acoustics engineering program. And I just knew this was exactly what I'd been thinking of.
When I got there, I still had that nagging desire for electronics, hardware, stereo systems, things like that. And acoustics is very theoretical—I did really enjoy that, but I didn't want to cut out the other side of it. So I actually met with the dean of the engineering school and we worked to design my own major, where we would take the musical and architectural courses and combine in some of the electronics courses, as well as some of those audio recording engineer type courses.
Fast-forwarding toward the end of my schooling, I started looking for companies that did some type of work that I could use this major for, and SM&W was actually one of the companies on a list of maybe three or four—I knew I wanted to move to New York so that narrowed it down—and on the short list of places I could see myself at, this was definitely one of them. And it turned out perfect because just how Fred saw how sound systems and acoustics needed to come together, that's kind of what my position wound up being here—in the AV department but with an acoustics background, so able to keep the acoustics in mind when designing an audio system.
Video is a little more than 10 percent now, and that was probably the biggest part of catching up for me, because there was no part of my acoustics discipline that dealt with video. And it's a little more than a slide projector these days.
FS : For years when we were looking for new recruits in the AV field, we would grill the candidates far more on the 'A' side, because the audio engineering is quite complicated and sophisticated, and video is, when it comes down to it, much simpler. Because they're visual and people want that visuality, the whole splash of images and motion images. Audio on the other hand, people hear and take for granted—they don't even know why they're hearing it. So when we test the qualification of the candidates, we're more interested in their audio skills. Video they can pick up.
SCN: Talk to me a bit more about what drew you to audio and acoustics in the first place.
FS : I came here as a foreign student, and the aeronautical field was something that always fascinated me as a kid. That this big hunk of metal would actually go airborne—it just bugged the hell out of me. I would read cartoon books looking for airplanes and pictures of airplanes. So I majored in aeronautical engineering when I came [to the U.S.] not knowing that when I graduated—it was 1965, the peak of the Cold War—so America and Russia were building the best fighter jet airplanes and the longest range missiles and they were hiring 'aeros' left and right. My senior year, there were employment positions page after page after page, and all the defense contractors would be on campus recruiting—the likes of General Dynamics, NASA, Boeing, Lockheed— you name it, they were on campus offering the graduates employment. They can have their choice of geographic locations or the type of defense contract these companies have for the government. Whereas me, I'm a foreigner. I'm an alien, they called it. So they couldn't touch me.
I basically drifted around—I actually received a deportation notice. "Mr. Shen, you have graduated with your BS, you are not employed where your practical training as a foreign student in your field of endeavor…" my field of endeavor wouldn't hire me. So I drifted, I had to go to graduate school, came out to New York, went to NYU, still in the aeronautical/ engineering field—I don't know why. But I needed a part-time job to pay for the expenses and my first part-time job was as an engineering apprentice at this firm called Mason Industries. They manufacture noise and vibration control products, so that's how I learned about noise control, which is acoustics. I just kind of landed in it.
AM : I was very into analog type audio when I was younger. And the most advanced thing I had was a pretty nice CD player that my dad had. It was a setup with an amplifier, pre-amp, that kind of stuff. But when I started here, one of the biggest shocks—and it shouldn't have been—was seeing how much was digital at this point. Everything from an analog standpoint, its only the end-point now. It's the last part of the chain and the transport is all digital. So that was a bit of a shock, but it shouldn't have been since it was 2012.
But it seems like the biggest difference from when I originally had this idea of audio and stereo systems is that I guess I just assumed that a concert hall was just like a bigger version of my living room stereo. In some ways it is. But really getting into the digital transports—that's been one of the biggest differences for me. From right on the cusp of the end of the analog days to kind of now everything is transported digitally—it's the convergence of IT.
Early Days: Jim Merrill (current partner and board member), Fred Shen, and Dennis Milsom.FS : How long have you been with us now?
AM : A year and a half. This June will be my two-year anniversary.
FS : It feels like you've been here forever! Is that a good thing or a bad thing?
SCN: It must be a good thing.
FS : So a year and a half, and I can tell that he's like a sponge. Just soaking up a lot of knowledge. So what is the most exciting audio system that you've ever been involved with? Which project?
AM : I would say between NYU Abu Dhabi and the Medina Convention Center, which was designed by me, Bill Nattress, and Rob Badenoch. Those were the two because I started on them from the beginning and was really able to see the design and performance come together.
FS : You just named two Middle Eastern projects. NYU Abu Dhabi is an amazing project. It's a complete new campus of three or four million square feet with about seven or eight disciplines.
AM : There are a few quite large performing arts halls in NYU Abu Dhabi. I think the most interesting for me was to see—from a certain aspect I could immediately understand the analog side of it. You've got power amplifiers to line array loudspeakers, things like that. And also from being with Rob Badenoch, he had the 3D model, and we were able to see the simulations and auralizations—all of that was really fascinating and started almost as soon as I started working here. And I was like, "Wow is this what it's going to be like?" In fact, during my interview, when I first met with Steve [Emspak] I walked past Rob's desk and he showed me the system he was working on.
FS : Today we can predict how the acoustics and the audio are coming together. In the old days we couldn't. You would just do the best you can. And if it was a really large concert hall they would actually build scaled models and use a laser pointer to see the retracing.
AM : I never knew that.
SCN: What were some of the big eye-opening moments you encountered when you first started working here, and saw how things worked at a firm like this?
AM : One of my other backgrounds is in BIM and 3D Revit modeling, so I was aware from an electrical side of things that you could build something in 3D and work it out, but seeing EASE in use and the Bose modeler. I'd used that a bit in school, but it was always on a much smaller scale—maybe as large as a high school auditorium that we'd have a model of. So seeing that scaled up to a 2,500-person theater is amazing to see it still works.
Also, when I was at InfoComm I sat in on the FIRmaker for finite impulse response filters panel—there was a talk on that and a lot of DSP manufacturers now that are using these to work. The whole point is to now have a linear frequency response, and you can really just paint the audience with the software, and with the power of DSPs it's great that we can do this now. That's one of the things that in my head I would have thought was possible, but it's kind of new now. It's a good tool for all designers—not just acoustics or AV . Everybody can think of audio as more than just placing a loudspeaker on a wall, and architects will also enjoy it because we can work around their constraints a lot better.
FS : And even more importantly, sometimes on a design team, people have differences of opinion. So we say we should do this that way, we should place the speakers that way. And the architects will say, "No not really; we don't want to see that there; we don't want to do that there." And if it really comes to a situation where some decision has to be made, we can actually simulate the quality of sound—option A is going to sound this way, and option B is going to sound that way. So we built a room here called our training and simulation room with a lot of acoustical thick panels because we wanted the room to be totally non-directional. And we can use electronic sound systems— loudspeakers—and feed in the modeling information, and you will hear the future quality in that hall. So we can prove to the architects, if we do that it won't sound so good.
SCN: What are some of the starkest examples of how things have changed since 1986?
FS : The physical model I mentioned as compared to electronic modeling. That is just a huge leap.
AM : Things like AV B, CobraNet, Dante—now you're just using a building's network to distribute audio throughout the whole space. Where, I guess, before, you would just be running a ton of wire and cable.
FS : What you just said brought up another thought I had. With a digital audio distribution network versus analog, analog is basically zoned—zone one for east corridor northwest, first floor, zone two is this, etc. Now in the digital world, each single loudspeaker literally can be a zone in to itself. So picture in a large corporate or large hospital environment—the background music system can be used as a paging system, and if employees wear their access cards and the right chips are in the card, not only for access but for identifying their location, in a hospital when you're paging and they say "Dr. Smith" and Dr. Smith is having a sandwich in the cafeteria, you need only to energize that one loudspeaker closest to him. So you don't disturb the patients in all the wings and lounges. You just go right to the spot. That is amazing.


>>>>    view, who are the best suited candidates in your opinion?
>>> Anyone who cares and understands at least a little bit of Python.
>>> a lot about the infrastructure and improve our bus factor (yay!).
>> a test platform to explore the needed modifications.
> didn't even know if it is still possible to install from scratch .
> code so that you can set up a build host on a small virtual machine.
> I'm working on the rewrite to this day; it is my priority.
> right track at all.
chime in or even follow the construction themselves.
> hit me, it'd be worse.


text:
Singaporean firm acquires Dublin data centre for €66m
15 September 2017 | Natalie Bannerman
Keppel DC REIT, a Singaporean real estate investment firm, has completed the sale of a €66 million colocation data centre in Ireland.
Located in the Ballycoolin business and technology park, the new 2,350sq m facility marks the second investment for the company in Dublin. The site was formerly owned by Dataplex and the transaction was completed on the same day. The deal was funded by debt and increases Keppel's assets to roughly €1.29 billion.
The B10 data centre has been designed as an energy-efficient carrier neutral facility and is 87% leased to various global internet enterprises, IT services and telecommunications clients under an 11-year lease. The collective lettable area of Keppel's assets of 13 data centres is approximately 917,240 sq ft (85,214 square metres).
Chua Hsien Yang, CEO of Keppel DC REIT, said: "This asset is a strategic addition to Keppel DC REIT's portfolio given its strong tenant profile with a long WALE [weighted average lease expiry] that provides income stability. Apart from enhancing its offering in a key data centre hub, the REIT will be able to reap operational synergies from its existing data centre, Keppel DC Dublin 1."
Keppel has also recently acquired infrastructure in Milan, Cardiff and Frankfurt although Dublin is being touted as a hotspot for companies looking to relocate after Brexit, when the UK leaves the European Union. A report by BroadGroup has found that Ireland is a popular spot for data centre investment as evidenced by the increasing number of hyperscale and large-scale data centre players in the market.
Earlier this year Keppel partnered with PCCW Global to launch the PCCW Global-Keppel International Carrier Exchange in Hong Kong to provide faster interconnects for businesses.


PHOENIX (AP) — Na Yeon Choi had an unexpected share of the Founders Cup lead halfway through the first round in her return from a back injury.
Choi shot a 7-under 65 on Thursday at Desert Ridge in her first tournament round in 11 months to join Charlotte Thomas, Alana Uriell and Jin Young Ko atop the leaderboard in the event that honors the 13 women who founded the LPGA Tour.
Choi won the 2012 U.S. Women's Open and is a nine-time tour winner. She tried to play through the back problem before finally shutting it down last April.
Uriell won a Symetra Tour event two weeks ago in Florida in her pro debut, making an eagle on the first hole of a playoff.
Top-ranked Sung Hyun Park played in the afternoon.


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text:
Search Results: 478 books from 1 publisher. Learn more ›
Bringing Back the Snow Leopard
Rachel Stuckey (author)
Publisher: Crabtree Publishing Company ISBN: 9781427123350
Native to several mountain ranges and plateaus in south Asia and eastern Europe, the snow leopard has been threatened by habitat loss, poaching, and a reduced food source. Learn how collaborative programs across borders and with local people have helped the species populations in some areas remain steady, and also benefit the big cat's main food source, wild sheep and goats, whose numbers are reduced by hunters and competition for grazing from livestock.
Bringing Back the Lesser Long-Nosed Bat
Ruth Daly (author)
The lesser long-nosed bat became the first bat species to be removed from the US endangered species list due to population recovery. This mammal plays a vital role as a pollinator in desert ecosystems in the southwestern United States and Mexico. Readers will learn about the collaborative efforts between the two countries, conservationists, tequila producers, and citizen scientists that are bringing back not only the lesser long-nosed bat, but the plants they rely on for food.
Evaluating Arguments About Technology
Simon Rose (author)
Is constant access to technology safe for children? Should driverless vehicles replace human-controlled cars? Every day, we hear arguments about technology issues in the media. This book gives readers the tools to make sense of and evaluate some of these arguments. Using three relatable and accessible technology-related examples, this book introduces readers to the parts of an effective argument and prompts them to use the knowledge they have gained to evaluate the effectiveness of arguments on opposing sides of the issues.
Scale Models: Making a Miniature Masterpiece
David Jefferis (author)
Scale models are usually built as accurate miniatures of real objects such as vehicles, buildings, and even people. This awesome introduction to model making explains the mathematics of scale, and the difference between building from a kit and building from scratch. Tips on painting, scoring, cementing, and weathering help build fine-motor skills. Young readers are encouraged to build patience, concentration, perseverance, and problem-solving.
Chemists in Action
James Bow (author)
Chemists study matter. The medicines we use, the chair you are sitting on, and the vehicles we drive are products that chemists helped produce. This compelling new book examines the many fields of work made possible because of chemistry.
Entomologists in Action
Anne Rooney (author)
Are you fascinated by insects? Welcome to the field of entomology. This book shows how entomologists study insects to learn about Earth's history, find ways to prevent the spread of diseases some carry, use insects in agriculture, and much more. With an estimated 1.3 million species, there's always something new in the world of insects.
Food Scientists in Action
Robin Johnson (author)
Food scientists apply their knowledge of chemistry, biology, and other sciences to the study and analysis of food. This compelling title explains how food scientists search for ways to improve the ways food is grown and prepared commercially for thousands of people.
Natalie Hyde (author)
Should the Internet be a place for free thought and free sharing? Or should the government and Internet service companies be able to censor and block content? This up-to-date book will help equip readers with tangible tools to help understand the issues involved in net neutrality and encourage them to stay informed of further developments.
Reducing, Reusing, and Recycling Waste
Rebecca Rissman (author)
How many uses can you find for an old glass jam jar? This engaging book looks at the always topical issues of managing our waste in a world with finite resources. Infographic details provide ready facts such as how much energy recycling one tin can provides and what that energy can be used for.
Making Our Food Sustainable
Paul Mason (author)
How can eating better ourselves improve life for everyone on the planet? This intriguing title combines images and infographics to help explain how choosing foods that don't have to be shipped long distances, don't add to world pollution, and are not in danger of running out helps to ensure the world's food supply. Close-up boxes and case studies illustrate relevant examples of topics such as soil protection, organic vs industrial farming, and overfishing.
Toby Reynolds (author)
Want to know if the Canada lynx lives in any other countries, or where not to go if you don't want to run into a venomous cottonmouth snake? This vibrant atlas is packed with eye-catching images of animals and their ecosystems and territories. Useful maps and text provide readers with easy-to-access geographic and biological information on animals that live throughout the world.
Recreate Discoveries About Living Things
Anna Claybourne (author)
Draw a realistic-looking fossil like paleontologist Mary Anning did and make a plaster cast of it; or make your own terrarium like Doctor Nathaniel Bagshaw Ward to study plants and insects. This title gives readers both an understanding of the properties of living things and the skills to investigate great discoveries and works. Exciting and easy-to-understand experiments encourage budding scientists, inventors, engineers, and artists to stand on the shoulders of the curious and creative people who came before them.
Using Renewable Energy
Nancy Dickmann (author)
Readers bored with seeing the same information on renewable energy will love the focus on relevant contemporary examples in this book. How does solar power give energy to medical clinics in Ghana or cut fossil fuel use in Australia? Infographics make finding detailed information easy and interesting.
Recreate Discoveries About Forces
Build a model hovercraft like engineer Christopher Cockerell did, or a sculpture that moves in the breeze like artist Lin Emery. This title gives readers both an understanding of the properties of forces and the skills to investigate great discoveries and works. Exciting and easy-to-understand experiments encourage budding scientists, inventors, engineers, and artists to stand on the shoulders of the curious and creative people who came before them.
Recreate Discoveries About Sound
Build your own amplifier like experimenter Athanasius Kircher did, or turn the sound of your voice into unusual patterns of art like singer/composer Megan Watts Hughes. This title gives readers both an understanding of the properties of sound and the skills to investigate great discoveries and works. Exciting and easy-to-understand experiments encourage budding scientists, inventors, engineers, and artists to stand on the shoulders of the curious and creative people who came before them.
What are Eco-Cities?
From urban design that suits the local landscape to zero-carbon living, this fascinating book looks at how cities around the world are adapting to environmental change. Readers are presented with real-life, eco-city solutions to issues such as water use in times of drought, and why green spaces matter.
Recreate Discoveries About States of Matter
Make a simple refrigerator like pottery-maker Mohammed Bah Abba did that does not use electricity, or create little models of people out of ice like sculptor Néle Azevedo. This title gives readers both an understanding of the different states of matter and the skills to investigate great discoveries and works. Exciting and easy-to-understand experiments encourage budding scientists, inventors, engineers, and artists to stand on the shoulders of the curious and creative people who came before them.
Recreate Discoveries About Light
Build a fiber-optic tube to carry light like engineer William Wheeler did, or use the sun to imprint images on objects like pottery-maker Thomas Wedgewood. This title gives readers both an understanding of the properties of light and the skills to investigate great discoveries and works. Exciting and easy-to-understand experiments encourage budding scientists, inventors, engineers, and artists to stand on the shoulders of the curious and creative people who came before them.
Biologists in Action
Biologists study life, from tiny organisms to the largest animals on Earth. This exciting new book takes a look at how biologists work in fields of study such as zoology, botany, ecology, microbiology, and molecular biology. Readers will learn how biologists work in the field and in labs, and how their work applies to the lives of every living thing on the planet.
Recreate Machine Innovations
Build a vending machine like ancient Greek engineer Hero of Alexandria did, or a tentacle prosthetic arm like industrial design student Kaylene Kau. This title gives readers both an understanding of mechanics and the skills to investigate great discoveries and works. Exciting and easy-to-understand experiments encourage budding scientists, inventors, engineers, and artists to stand on the shoulders of the curious and creative people who came before them.
Forensic Investigations of the Ancient Egyptians
Can modern forensic tools help us uncover new clues about who built the Great Pyramid at Giza? What can mummy forensics teach us about the mummified remains of Egyptian royals? How does the forensic analysis of Egyptian coffins help identify an unknown cause of death? Curious readers will love this interesting title, which examines how forensic science has allowed scientists, archaeologists, and historians to solve mysteries and answer questions about ancient Egypt.
Forensic Investigations of the Aztecs
How can modern forensic tools help solve the mystery of ancient Aztec skull masks? What can we learn about Aztec life from the forensic analysis of their art? Can chemical analysis teach us about how Aztecs treated disease—and why millions were killed in an epidemic? This exciting title offers answers to these questions and more as it examines how forensic science has allowed scientists, archaeologists, and historians to solve mysteries and answer questions about the Aztecs.
Forensic Investigations of the Romans
Louise Spilsbury (author)
Can modern DNA analysis uncover clues about the ancestry and migration of Romans? What new information can forensic science teach us about the fate of the citizens of Pompeii? How can X-rays help us analyze ancient art to learn about ancient Roman life? Find answers to these questions and more in this captivating title, which examines how forensic science has allowed scientists, archaeologists, and historians to solve mysteries and answer questions about ancient Rome.
Heather C. Hudak (author)
Climate Change is a hot-button topic today and one that requires skill to examine and grasp different viewpoints. This book introduces readers to multiple perspectives on the topic and encourages them to objectively view local, national, and global connections to help them form knowledgeable points of view.
Forensic Investigations of the Maya
What can modern DNA analysis of skeletons tell us about the lifestyle, diet, and beliefs of the Maya? How can new mapping technology uncover previously hidden Mayan cities and structures? Can we use forensic science to solve the mystery of how the Mayan civilization came to an end? Get lost in this compelling title, which examines how forensic science has allowed scientists, archaeologists, and historians to solve mysteries and answer questions about the Maya.


A fresh 6 + month low was made in the commodity sector earlier this AM.
Some might recall a while back I mentioned that the forward curve in the commodity markets was suggesting LOWER prices ahead, not higher prices, as the backwardation that existed in some of the major futures markets was dissolving with the structure moving more towards the typical contango structure. That was especially true between the old crop ( 2013) / new crop grains spreads.
With the US Dollar attempting to gain some further upside traction and with the commodity indices plunging, as well as the idea that interest rate hikes are coming to the US sooner rather than later, the headwinds against gold are gathering.
Gold bulls had best be thanking their lucky stars for all the geopolitical risk in place right now. Were it not for that, it is unlikely gold would be maintaining itself above key support near $1280.
I noticed that we finally got an updated number for the gold holdings in GLD yesterday. The number had not changed for nearly a week. The new number is a DECREASE of some 1.8 tons. Interestingly enough, the newly reported 800.05 tons is about the same amount that gold holdings have increased since the last business day of 2013 when the ETF reported holdings of 798.22 tons. Another way of saying this is that over the last 7 months, there has been a increase in gold holdings of a paltry 1.8 tons. Clearly Western-oriented investor demand for gold is comatose at the current time. Perhaps that will change as we move forward into Q3 of this year but that remains yet to be seen. With Chinese demand falling off and with Western investment demand on the wane, gold bulls need something to spark this market. It is very sad but that essentially means that they are either going to have to wish for, and even pray for, bad news for someone.
Hard to get bullish anything in here. My favorite though is Denver Dave who calls for 15/1 gold/silver ratio. Stks are getting very interesting in here also.
Ha! I wonder if dave has seen the latest GSR movements.
Arguments based on a supposed geological ratio of metals in the Earth's crust, the economics of Ancient Greece or Sir Isaac Newton, biblical quotations or scant records from the period from 1440 - 1615 (AD, not pm) are fallacious, failing to take into account that these days, unlike Gold, the overwhelming majority of Silver produced by mines is a by-product of refining other metals, and supply is therefore almost completely divorced from the price-dynamics of demand.
Yep great bit of info you posted there Zhang!
Adding to your point about Silver being a waste/byproduct, its shown simply by the fact that there are a handful of mines that focus only on extracting only Silver.
Actually I've just discovered that Alcyone has had its shares suspended last month and its Silver only mine at Twin Hill has been put into care and maintenance mode.
It's a very bad time to be in the Silver game.
Situation is escalating in Ukraine.
If Donetsk doesn't fall quickly, the slaughter there may push the russians to intervene into Ukrainian territory. From there who knows what next? I agree with Roberts : Russia should have taken those two eastern cities and proclaimed them as part of russian territory along with Crimea.
Meanwhile, everywhere in the world, tensions are rising.
The border between Armenia and Azerbaijan is no exception.
Wish for bad news for someone ? Since when do markets determine what is good or bad ?
Hi Dan, you make very good points but I think there are two potential problems with your analysis. First, you assume the charts you rely on are correct, not corrupted and accurate. Second, you assume that the charts you rely on are the primary source of information and in essence "paint the entire picture".
If either if these assumptions are incorrect, your conclusions are incorrect.
I personally believe that pretty much all data today , published by organizations whom have a bias or interest in the data, is corrupted.
Megaprophet, lets say that your correct and the markets are entirely fictional and corrupted. Why would any sane person continue to get his little weenie chopped off fighting the Fed/Banksters? Isn't the old adage if you can't beat them join them? I guess you could continue to go broke fighting the impossible task of going against the grain. Good luck with your gold bug fantasies.
I would suggest you cease trading and/or investing altogether then because apparently the markets are an illusion for you.
Those of us who trade for a living take the markets as they are; not what we might want them to be.
I believe the charts are accurate because they reflect the sentiment of those who are trading them. That is very real to someone in my profession.
Same goes to you Mr. Cobb... you have no business trading or investing in the markets since they are all fake in your mind.
This website is for serious students of the markets. We deal with what is in front of us not what we HOPE or fantasize what might be.
Those corrupted, illusory prices are what determines my gain or loss. That is very real indeed. It is the only reality, imo.
Unless you like to sit around saying, "Well, I lost my shirt, but hey I really took a stand against those banksters."
That crap is for losers with a capital L.
I think the data is corrupted. Did you watch the charts today on the US DOLLAR verses the EUR? That's enough to make anyone believe it's corrupted. By the way most of us are trading at least a second or two behind real time. That's also corrupted data.
I agree megaprophet. The data is basically useless at this point, corrupted by politics. For the the financial services industry it makes no difference, they will use anything to justify their existence and keep getting their fix. At a cost to society as a whole , I might add.
One day the "professional" traders who sheepishly follow the corrupted charts will try to log on to their computer and there will be a blank screen. When they try to call for assistance, there will be a dial tone. It doesn't matter how much fiat money a person has when the banks go on "holiday" because the global ponzi scheme ceases to exist. The only reason the stock markets are up is because of corporate share buybacks using near zero interest rate money. In 1991, IBM had 2.5 billion shares outstanding and today less than a billion. IBM sales revenue in 2007 was the same as it is now. The global money printing is immoral, executed by greed. The Fed and other Central bank Ponzi's make Bernie Madoff's Ponzi look puny in comparison.
I-Spy a Line of 3 Ponzi's in a row and hereby claim my Cash Prize! Yippee!!! Ponzi! Can I be paid in Fiat please?
Well nothing goes up forever, and nothing goes down forever either. The GSCI looks like it could be hitting a triple bottom soon, bullish if it holds.
Also seems like energy (crude and NG) have had an inverse relationship to the rest of the commodities since mid 2012 where they have been steadily climbing.
Since QE didn't seem to have the inflationary effect most expected, perhaps rising rates will also have the opposite affect - rising commodity prices to a certain point.
Heating oil also looks to be forming a bullish wedge pattern on the weekly chart - from the mid 2012 starting point.
DAN - any idea what the scoop might be behind the energies vs the rest of the commodities?
Oil and gas has moved down with the rest of the commodities complex in the last month - however most other commodities have been trending down for a couple years other than some rallies here and there - whearas O & G has been trending up last couple years other than a pull back here and there.
Thanks for doing your blog. I've been reading it almost every day for the past few months and I really enjoy it. You're smart and knowledgeable and I appreciate your frankness and bluntness.
- You mention that Chinese gold demand is falling. Isn't that a consequence of the change in reporting of gold imports in China (i.e. imports are not necessarily reported through Hong Kong)? In other words, it seems like demand is falling but it might actually be rising. We just don't know for sure.
- I'm a long term investor trying to better understand short term movements to better position myself. When you say the charts are your friend, it seems that I need to better understand how to read a chart. Would you have a book recommendation on the basics of technical analysis?
- Also, the way I see things is that ultimately what really matters is supply and demand. If there is a lot of demand and supply is tight, prices will go up in the long term… It is that simple… Then it is just a question of being patient!
- I'm not a gold bug but I can see that men haven't been able to resist the sirens of money printing…. Having a currency tied to gold or silver or any tangible/rare assets is like Odysseus having his men tie him to his mast. It's a way to ensure you are not going to do anything stupid. When people realize the scale of the current money-printing disaster, gold and silver prices will surge.
This is a great blog, and as a writer and trader myself, its truly an invaluable service that Dan is providing in not only posting charts but also including detailed commentary to go along with his analysis so that readers can get a better grasp of what may be happening in the market.
I can't speak for Dan but I do know that he's never held it against anyone for having some physical gold/silver as an insurance policy of sorts, should things ever get really messy in the world arena.
The issue arises when people portray gold and silver as ever approaching an exponential rise in price, despite the fact that they both trade like any other asset, with up days and down days. These calls for prices shooting to the moon have been going on for decades; in the mean time, as traders, we can try to make sense of what the charts are telling us at the present moment.
The reference to Odysseus is well put. Who knows what the outcome may be for gold and silver in the long run, but for traders, we can still try and make a buck in the short and intermediate term.
You've defined your time frame as a long term investor, so the swings prices see day to day or week to week may be irrelevant to you, and that's all good! Knowing your time frame before taking on any position in the market is the first step to being disciplined as a trader/investor.
It's the third time they use this.
When you create a Spamming Bot, Capital Sharks, euh...sorry, Capital Stars, lool, at least make it look a bit real, not that everyone laughs at you and your stupid website.
I'm wondering, if you use bots like Shika...do you use Bots also to provide totally useless content on your silly website??
Noone here is going to click on your stupid link, but everyone here is going to make sure your website becomes famous soon in terms of Blacklist. I'm sure doing so with my own network.
Talk about counterproductive indian donks.
Whose turn is it to tell Shikah to eff off?
SP500 is coming close to the long term support level of the 2 week candle chart near 1900.
I'm watching for the MACD turning up on the 4 hour now and if I'm behind my screen at the right time, will put a solid bet on the long side here.
At the moment, I'm long near 1902 for safety.
What does that mean EUR/USD? Is that a RATIO of EUR to USD? How is the number derived? I'd ask the same question for the USD/JPY and other symbols.
So then ONE EURO is worth $1.33US.
Maybe the world banks want the dollar on even par with the EURO. Are we heading toward a ONE WORLD CURRENCY?
Well Hubert your /ES is moving up now. But for how long? In order to get that 20% correction we need the DJIA down below 14,000. Although I wouldn't be surprised by a late summer rally taking this to near DJIA 20,000 levels after Labor Day. I was surprised to see GOLD hit 1310.06 though.
Trading is like riding the waves like a surfer and watching out for the sharks.
Are you a GOLD bull or are you a GOLD bear?
I own physical gold as insurance but hope I never have to use it., As far as being a gold bull or a gold bear, I am neither at the moment since gold continues to remain rangebound. Geopolitical concerns are supporting it but sentiment towards higher interest rates and a stronger dollar are working against it as well as lower overall commodity prices.
I'm neither a bull or bear on anything anymore. What I have come to realize is that these markets have no fundamentals and the technical charts are just a grown man's ETCH-A-SKETCH to give him some toys to play with. Do you disagree?
We are at the mercy of some very high performance HFT ALGORITHMS now unlike ever before. It's just a casino now to place your bets. Every once in a while it might seem like you can get a read on it but then all of the sudden you wonder in astonishment.
trendless markets, like the one in which gold currently finds itself in, are indeed the playground of the big specs and their machines. When a market is trendless, it is always like this - bouncing around and careening higher and then suddenly collapsing only to shoot higher before falling lower again. It is like playing with a yo-yo. Best to either stand aside in a market like that or take very small positions and do not plan on holding them for anything other than the shortest of time spans.
One thing that someone who trades futures can do is to use the Comex gold market as a hedge for their physical metal holdings. That means buying put options when the metal rallies or shorting the futures. Each contract is 100 ounces so if one owns 500 ounces they can short 5 contracts as a hedge. You have to manage the hedge however carefully so I would not recommend that be done expect only by very experienced traders who can move quickly into or out of the market.
--There's no such thing as INVESTING anymore as we used to understand it. (savings accounts, CD's, IRA's, 401K's, mutual funds, stocks, bonds, real estate, other assets...) If you don't make over $100,000 a year after taxes now without any substantial net worth you're not doing very well financially. But then I think in terms of having NO DEBT. I'm probably way too old fashioned.
"Pick them when they're GREEN because when they turn RED you're dead."
I'm right with you Dan watching the /ES, /CL, /NG, EUR/USD, USD/JPY, /GC, /SI, /6E, /6J, etc. Isn't this fun? Back before I never did this but now I graduated into the abyss of trading. Count me in. I jumped in with both feet.
Thanks for the thread here Dan. All the bells and alerts are going off here now. I notice the /ES and so forth rising again here. Looks like Hubert was right. At least in the short term. :-) It's all short term now. No such thing as investing right? Only trading.
Metals and GOLD going up again with GOLD above $1,300. I'm wondering if those perma GOLD bulls like Jim S. know something after all?
gold goes up when buyers of the metal are worried about geopolitical events impacting equities in a negative way. Right now it is Ukraine and fears of Russian troop movement that is supporting it.
other than that, I see no other support for the metal at the moment. if events over there escalate then gold will stay firm. If fears over Ukraine lessen, then the metal will go lower. It is that simple.
How do you feel about the CRUDE OIL price behavior over the last 4 months? Does it all make sense?
"With gold and silver surging strongly"
seriously - I believe these people are seriously delusional - really as mad as a hatter. Astonishing.
XAU and HUI both gapping up impressively, like 5-6 weeks ago or so. That gap has not been filled and whether this one is a breakaway or a bull trap of course is what keeps us all interested, no? We have trapped both bulls and bears alike here of late, so stay loose, and don't marry anything, unless you enjoy getting spurned.
whatever happened to the MH-17 investigation?
when the Air Algerie flight went down, they had the flight recorders analysed and the data published within 48 hours; where are the Ukrainian ATC recordings and civilian radar plots?
Zhang, I do not know about Asians and Europeans, but Americans basically have about a 2 week attention span, and as you know, the 4th Estate died years ago, so it looks like nothing is forthcoming. But you remember 9/11 and how that phony investigation went also, right?
now now everyone. We all know that there is no such thing as conspiracies, cover ups, false flags, lies and manipulations.
Just the usual delays in a standard ongoing investigation into a commercial jet riddled with bullet holes.
Remember the Maine, Lusitania, JFK, Gulf of Tonkin, the first Gulf War thanks to Zapata Corporation Daddy Bush, son of monster Prescott, and I think you get my drift/??? Oh, forgot Pearl., and of course WTC 7.
What about the WMD's of Iraq ?
Gold continues to forcast deflation, that has got to be worrying the CBs and Ponzi peddlers. The treat of deflation led by Gold and many commodities is now creeping into stocks and markets worldwide. If this continues it will end the Ponzi and cause debt defaults worldwide, I suspect we will see massive intervention more QE soon. For Gold and associated stocks a windfall. Volatility is on the increase even in Gold. Use futures hedges on pullbacks to fund physical Gold purchases as presented.
A 2nd Lehman cannot be allowed because it will be fatal to confidence in Fed/Ecb.
This my earlier post clearly mentions monthly charts at at critical longterm support levels.
Deflation threat will soon be diffused via Money Printing.
Gold : it is interesting to watch the bollinger bands on the weekly candlecharts.
They are getting closer and closer (1260-1340), so we are still in this period in which gold is look for a price equilibrium after the big collapse of 2013.
In a word : there is no trend. This is still a decrease of volatility, and one can trade only on the very short term, as Dan mentioned.
Other than being your catchphrade du jour do you have any idea what a "ponzi" scheme is, or are you just saying it because you think it sounds clever & grown up? Ponzi.
Thanks. Volatility is low and it appears since 2010 all volatility has been to the downside.
A real "trend" will begin only when the weekly bollinger bands start to diverge. At the moment, it's only luck and pinball short term within them, i.e within 1260-1340, watching Fibos 1277-1307-1337.
Too small ranges for me to be tempted.
But, hey, I already made 20.000 $ this year on gold alone, so I'm fine waiting a bit more!!
Besides it was a one shot 20.000 $ decision.
...by not subscribing to Bo Polny's gold forecast newsletter.
Hop! 20.000 $ saved, one shot.
No Nidhi, we won't click on your stupid Spam link.
Weve got mineset where we can be screwed with biased and partial investment advice. Thank you.
yes, that Evil Dr Putin has the temerity to allow himself to be economically sanctioned. How very dare he!
The "Panic", "Mega-Crisis", "1987-style Crash", "Most Dangerous and Frightening Period In History"
And which of the 45-year veteran "acclaimed experts" saw this coming? And warned investors to get out of the way?
However, our own esteemed Dan Norcini noted the outrageous lopsided futures positioning of energy traders when oil was over $110.
And allowed me to sell ALL by UGA and XLE within one day of the EXACT TOP.
The only way US can repay its $ 17 Trillion National Debt & $ 50 Trillion Unfunded Liablities is via INFLATING & DEBASING AWAY ITS DOLLAR.
If you agree to the above fact then do give a thought to the below charts & comments.
Since 2000 Dot Com Bubble Burst, the world has realised that US will come out of all financial troubles via Printing of Money & Debasement. This got reconfirmed after Lehman, Tarp+QE123.
Since 2000, MONTHLY charts of GNX, CRUDE, GOLD, are in a SECULAR BULL MARKET.
We are currently testing the lower trendline of this bull market and this is so because FED is Faking its taper when even GOD knows that US can never repay its Debts. Alongwith faking the taper, it is at the same time fueling the DOW via zero-rate loans to dow companies who are buying back their shares to the tune of 1.9 trillion dollars since 2009.
Fed can misguide and play the 'Recovery' Card only until markets realize that QE is only momentarily being reduced in this SECULAR INFLATION BULL MARKET.
There are two other alternatives.
1) Default. War even cold, is a good occasion to reset some debts.
2) Never repay the principal of the debt. Why should they? When should they?
3) Confiscation. Bail ins. Cut of retirements and pensions.
No really, you live in a one scenario world, just as jsmineset.
Hope you're right as it seems you bet the house on that one.
Hubert, are you putting your stock selling shoes on again?
1).Default: IMO the absolute least likely scenario. Politicians and central bankers have shown no appetite for default. They will literally print to keep the tired wheels of commerce moving. The public simply demands it. Remember Ben's helicopters? Think that was just rhetoric?
3). Bail-ins, confiscation, austerity: Also unlikely IMO but a better (at least short term) possibility than default.
2) Does the debt matter? This is the real question in my mind. I think in the end it will. I think the USG and it's central bank will defend this debt with the printing press. The question is how long this farce of an economy can stand on it's own.
This can go on until all nations allow US the Right to Print Money!


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GameTime is a Family Entertainment Center with multiple loc ations th roughout Florida. After we had kids, we totally changed our trips to focus on family-oriented activities.Miami Beach offers several beaches, clubs, restaurants, and bars.
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See world-class sea life exhibits with manatees, sea turtles, penguins, rays and more.
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South Beach, also nicknamed SoBe, is a neighborhood in the city of Miami Beach, Florida, United States, located due east of Miami city proper between Biscayne Bay and the Atlantic Ocean.With a red velvet movie theater, the Italianate home was built in such a way that residents can jump off the second floor balcony into the pool.South Beach is one of the hottest spots on the Atlantic Coast for nightlife, fun and sun.
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Miami is a city on the Atlantic coast of south Florida in the southeastern United States. Let your kids dictate the tunes at the brand new Music Makers Studio.
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This 56,000-square foot building houses more fun than you ever thought possible.


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Our mission is to protect the rights of individuals and businesses to get the best possible tax resolution with the IRS.
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IRS Further Expands The Tax Underpayment Penalty Relief
May 20, 2019 By Michael Taggart Leave a Comment
The Tax Relief Center breaks down the IRS's new threshold for tax underpayment penalty relief and explains why many taxpayers faced underpayments during the last tax year.
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What You Can Do to Avoid an Underpayment Tax Penalty
Understanding the 2018 Tax Underpayment Penalty Relief
The IRS has good news for people who've encountered underpayment penalties in their 2018 returns. They lowered the tax underpayment penalty threshold from 85% to 80%.
This means if you paid at least 80% of your estimated taxes for the tax year, the IRS will not slap a tax underpayment penalty on you. The IRS further lowered the threshold from 90% and 85%, levels they announced back in January of this year.
What Is Underpayment Penalty? You incur an underpayment penalty if you pay less than the amount of taxes you owe the government.
A frustrated woman looks at documents and her laptop while sitting on her couch.
If you're one of the many taxpayers who have been waiting for tax refunds but ended up facing a tax underpayment penalty, your tax payments changed after the Tax Cuts and Jobs Act of 2017, or TCJA. Many tax specialists believe the TCJA is the biggest tax reform legislation since the Tax Reform Act of 1986.
The IRS claims they revised more than twice the amount of forms they change annually in 2018 in response to this legislation.
The IRS encouraged business owners to start adjusting their employees withholding tax amounts as far back as February 2018 in anticipation for the changes brought about by TCJA. Overall, the TCJA offers reductions in income tax rates for all of the seven income tax brackets, but the law does away with or minimizes tax breaks.
This article gives readers a small overview of the TCJA to provide them a clearer picture of why some of them incurred a penalty for underpayment of estimated tax.
1. Reductions in Income Tax Rates for Seven Tax Brackets
The new tax rates begin at 10% and amount up to 12%, 22%, 24%, 32%, 35%, and finally at 37% for the other six brackets. Before the TCJA, the IRS calculated the tax rates at 10%, 15%, 25%, 28%, 33%, 35%, and 39.6%.
2. An Increase in Standard Deductions
The legislators who worked on the Tax Cuts and Jobs Act wanted to make filing taxes easier. One of the things they worked on was to nearly double the standard deductions:
Single Filers: $12,000 up from $6,350 before TCJA
Married Filing Jointly, Qualified Widows and Widowers: $24,000 up from $12,700 before TCJA
Married Filing Individually: $12,000 up from $6,350 before TCJA
Head of household: $18,000 up from $9,350 before TCJA
The government has implemented these new standard deductions to encourage taxpayers to opt for standard deductions over itemizing their deductions. Tax experts calculate the time it takes one to complete tax return filing will go down by 4-7%, and give the government savings of up to $3.1 to $5.4 billion.
3. Various Adjustments to Itemized Deductions
Taxpayers who file itemized deductions need to take note of some of the following changes to IRS deductions:
The TCJA suspends deduction limits for higher-income individuals.
Taxpayers can deduct unreimbursed medical expenses that go above 7.5% of their adjusted gross income for 2018 and 10% of their adjusted gross income for 2019 tax years.
The TCJA limits deductions for state and local income, plus sales and property taxes, to a combined amount of only $10,000 or $5,000 for married taxpayers filing separately.
The TCJA limits mortgage interest payments deductions solely to loans secured by main homes or second homes which loan amounts financed the acquisition, the building, or the improvement of the main or second home.
The TCJA reduces the amount of mortgage interest taxpayers can deduct to a total of $750,000 or $375,000 for married taxpayers filing separate tax returns down from $1 million in 2017.
The legislation increased the limit for charitable cash contributions from 50% to 60% of an individual's adjusted gross income.
The new law limits deductions for personal casualty and theft losses to federally-declared disasters.
The TCJA suspended miscellaneous itemized deductions for job-related expenses that rose above 2% of an individual taxpayer's adjusted gross income.
RELATED: Trump's Tax Cuts | What You Need To Know And How It Affects You
4. The TCJA Suspends Moving Expenses Deductions
Civilians, or ordinary citizens, can no longer cite the use of an automobile while moving to a new residence as a deduction. In the same vein, employers must add moving expense reimbursements to their employee's taxable income instead of excluding it from the calculation.
The law excludes military personnel from this particular exclusion. Members of the Armed Forces can still cite the use of automobiles and their moving expense reimbursements as deductions as long as the move is part of a military order to change stations.
5. Suspension of Personal Exemptions
A couple reviews documents and works on a laptop together.
Taxpayers can no longer file personal exemption deductions for themselves, their spouses, or their dependents.
6. Child Tax Credit Modified and Increased
Taxpayers now possess up to $2,000 maximum credit for every child under 17, and $1,400 of this amount can be refundable for each qualifying child.
The IRS lists more salient features of the Tax Cuts and Jobs Act of 2017 in their tax reform online resource.
The TCJA features various changes to deductions and exemptions on income that affect the taxable income of several types of individuals. If you're in one of these categories, the IRS advises you to check your withholding with your employer:
Member of a two-income family, or you hold more than one job
You work a seasonal job, or work only a part of the year
You claim a child tax credit
Your dependents are 17 years old and above
You itemize your deductions in your returns
You are a high-income individual or your tax returns are complex
You received a sizable tax refund last year
You received a tax bill last year
If you belong to any of these categories, the IRS advises you to use their Paycheck Checkup Calculator to get a fair estimate of their withholding tax for the tax year.
The best thing you can do to avoid a tax underpayment penalty is to stay informed of the various changes the Tax Cuts and Jobs Act of 2017 has made on deductions and exemptions. You can do this by consulting resources the IRS prepared for individuals and businesses.
The IRS Paycheck Checkup Calculator should help you see if you're well within paying your withholding tax amounts due for the year.
If you encountered a tax underpayment penalty as a result of this legislation, you can speak with a tax specialist or a tax advocate. They'll give you clarity on why your taxes are the way they are now and what steps you can do to avail of tax underpayment penalty relief.
A taxpayer needs up-to-date information on tax law changes so they can fully comply with the updates and avoid a tax underpayment penalty. We hope this article gives our readers an understanding of why underpayments happened and what they can do moving forward to avoid these tax penalties in the future.
How did the Tax Cuts and Jobs Act of 2017 affect your withholding tax? Give us insights on how this tax reform legislation has affected you on the day-to-day so we can help think of solutions and forms of assistance for you.
If you owe back taxes, visit taxreliefcenter.org for more information on tax relief options.
Estimated Taxes | How To Determine How Much You Should Save
Personal Income Tax | A Guide To Doing Your Taxes
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Filed Under: Federal Taxes, State Taxes
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Books enable scholars to extend their reach. A single teacher can only have so many students. When the teacher writes a book, what that teacher has to say can be passed on to many students. Book may be expensive, but they rarely cost as much as the teacher who wrote the book.
Now we are going bookless. Books cost too much and the students can't afford them. Now we offer free resources on the internet. Those free resources can be so much more than just a book. They can include not only text to be read, but audio to hear and video to see. And, compared to the books we used to use, it's all free.
Well, maybe not. What about the students who can't afford the hardware needed to access the online text, audio, and video? What about those who have the hardware, but cannot afford the subscription to get the internet piped into their homes? Well, that's why we have computer labs on campus. If they cannot access their material at home, they can do it on campus. But when we make that big campus-wide shift away from books to internet content (free content!), do we strengthen our network so that it is more reliable? Do we up the bandwidth and speed to handle the capacity of more people demanding more from the network?
The free online content is easily available to many people simultaneously. Well, when they can afford the access. And when the electricity is working. A book – the old fashioned kind made out of paper – can only be used by one person at a time. But once one person has used it, the book can be passed on. It takes on a life as it imparts life. And books work when the power is off, amazing things that they are.


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TV Land - For Your Emmy® ConsiderationCurrently selected
Nico-Tortorella Nico Tortorella
Nico TortorellaCurrently selected
NICO TORTORELLA - Josh
NICO TORTORELLA as Josh
Actor Nico Tortorella is a renaissance man for the modern day. An actor, podcast host, seeker, and dedicated champion of the LGBTQIA+ community, he's using his voice to help break down stereotypes and educate himself in the process.
Joel Schumacher was the first to identify Nico's natural and raw talent, casting him in two of his films, TWELVE and TRESPASS. He also portrayed the lead role of "Carson" in the independent "fictional documentary" cult film HUNTER & GAME and had a starring role in Stephen Sommers' ODD THOMAS opposite Anton Yelchin, Willem Dafoe and Tim Robbins. He shot the HBO/Mike White pilot MAMMA DALLAS before going on to become a series regular opposite Kevin Bacon and James Purefoy on Fox's hugely successful series THE FOLLOWING. Additional tv credits include MENENDEZ: BLOOD BROTHERS for Lifetime co-starring Courtney Love, but he's become best known for his role as Josh on Darren Starr's hit comedy series, YOUNGER, which is garnering its highest ratings yet. Season 5 premiered on TV Land on June 5th.
A longtime lover of theater, Nico sang and tap-danced opposite his YOUNGER co-star Sutton Foster for four of her tour dates with The Baltimore Symphony Orchestra in 2016 and made his theater debut in Jordan Jaffe's play CRUDE which earned rave reviews for his portrayal of Jaime, most notably from The New York Times.
Tortorella began his journey with activism when he debuted his podcast THE LOVE BOMB in the Summer of 2016. Comprised of his original spoken word pieces as well as in-depth interviews exploring the all-encompassing topic of love and the labels associated with them. Nico's intimate interviews with personalities from all walks of life found an immediate audience and became a breeding ground for in-depth conversations on topics that ranged from intimacy, humanity, gender, sexuality, intersectionality, love, race, religion, queer identities and identity politics. He opened up about his own path that led him to his decision to become sexually fluid and, as a working actor in Hollywood, everything that came with that admission. Having conducted over 50 interviews over 2 seasons – including a live podcast at Entertainment Weekly's PopFest – the podcast ranked #1 in the "Personal Journals" category in 2017 and sits in the Top 50 iTunes Top 200 with over 3 million downloads.
Adding to his impressive list of credits, Nico debuted all of it is you, a poetry collection exploring a singular voice honed through years as an actor, podcaster and advocate – one colored with love, wonder, and endless curiosity. It's a sensuous journey into who we are and how we relate to the world around us. all of it is you released on April 17th.
Nico recently married his longtime partner, Bethany Myers, and they reside in NY with their two dogs.


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SuperPretzel is a brand of frozen pretzels marketed by J & J Snack Foods Corporation.  The basic product is a box containing 6 pretzels, which are designed to be heated in either the oven or microwave, as well as a packet of salt to add to the pretzels.

History
In 1971, Gerry Shreiber bought a struggling pretzel company in bankruptcy court for about $70,000. Shreiber's plan was to market soft pretzels to sports stadiums, which at the time had a limited menu. To build a display case, Shreiber used several metal hooks arranged in the shape of a tree, and built a glass case around it. He coined the name "SuperPretzel" due to his love of Superman.

Operations
SuperPretzel products are available across a number of retail chains in the United States and Canada including Target, K Mart, Winn Dixie, Key Food, and Food Universe. Their products are also sold online by Instacart, Amazon Fresh, Fresh Direct, PeaPod, goPuff, and Shipt.A

References

External links

 Product website
 Company website

J & J Snack Foods Corporation brands
Pretzels

redpajama_set_name: RedPajamaWikipedia


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Home / News / 2012 Chevrolet Camaro Z28
2012 Chevrolet Camaro Z28
Report Says Chevrolet Might Launch Special-Edition Camaros Twice A Year
Tim Healey February 14, 2011
According to Autoblog, Chevrolet will continue to crank out different editions of the Camaro. There's the ZL1 top-dog, of course, and a still-rumored Z28 could still hit showrooms along with perhaps a slightly-more fuel-efficient V-6 model. Other special editions we could see this year? An edition marking the release of the upcoming third Transformers movie (Dark Of The Moon), along with 500 replicas of the 2011 Indy 500 pace car. On top of that, there might be a Camaro Synergy edition that combines V-6 power with other V-8 go-fast bits. That's it for now, but if the report holds true, there...
2011 Chicago Auto Show: Chevrolet Promises Big News
We know Chevrolet is showing off two cars at the 2011 Chicago Auto Show, and one is likely based on the Chevrolet Camaro platform. We're guessing that the long-awaited 2012 Chevrolet Camaro Z28 will bow, but anything could happen. Although all rumors and signs point in that direction, instead of...
Tim Healey February 8, 2011
GM To Show Off Two New Models In Chicago, One Based On Chevy Camaro
The 2011 Chicago Auto Show is just a few days away and in the lead up to the annual event the chief of GM's North American division, Mark Reuss, has revealed some interesting tidbits. Speaking at this weekend's National Automobile Dealers Association, Reuss said GM is planning to show...
2012 Chevrolet Camaro Z-28 Coming To Chicago Auto Show?
The big, bawdy, supercharged version of the reborn Chevy Camaro has been brewing for ages now, but the latest rumor is that it will finally make its debut in just two weeks at the 2011 Chicago Auto Show. Excited? Don't get too wound up just yet. The information is anything but official, though it...
Nelson Ireson January 25, 2011
Could The Camaro Run In NASCAR?
One of the criticisms constantly leveled at NASCAR's Sprint Cup Series is that the cars used in the series don't match reality. The Ford Fusion, Toyota Camry, and Chevrolet Impala are all front-wheel-drive mid-size sedans in production form, yet their bodies adorn rear-wheel-drive platforms that...
Tim Healey January 19, 2011
2012 Camaro Z28 To Be Called Something Else?
We'd thought that the resurrection of the Z28 name for the upcoming high-end Camaro--which will have a supercharged 6.2-liter V-8--was a foregone conclusion. Sure, we'd heard that GM (NYSE:GM) is using the name "HP Edition," but we figured that was just internal speak. But now we're not so sure...