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Spend to save the economy
By Joel Dresang
An email from the credit union has called me to duty. The notification says the Economic Impact Payment is in our checking account. Now I have to spend it.
Spending is not my impulse. Unlike a kid in a candy store when I reap a windfall, I feel like a conflicted contestant on "Let's Make a Deal," puzzling over whether to settle with the winnings in hand or to trade for whatever's concealed behind the curtain by Carol Merrill.
Blame it on growing up in a seven-child middle-class family with parents raised in the Depression. Compounding my frugalness, I married a woman from the same backdrop. We're cheap dates for each other.
She let me keep the same bowl for my morning oatmeal for 33 years. It was so cracked and chipped that it rattled. Last week, the bowl finally fell apart in my hands while I was washing it. I replaced it with a remnant from a set of dinnerware we got 30 years ago.
But the apoplectic U.S. economy prefers shoppers. Consumer spending is the nation's lifeblood—accounting for nearly 70% of gross domestic product. In March and April, such spending plummeted a staggering $2.9 trillion, down an unprecedented 19.6% in two months. Since January, retail sales—a quarter of all consumer spending—plunged an unheard-of $125.7 billion or 23.7%.
The economy's reliance on consumer spending is exactly why Congress included provisions to put money in citizens' pockets as part of the $2.2 trillion rescue package it passed in March. Consumer spending is the surefire antidote to the economic knockdown delivered by the COVID-19 pandemic.
That's how $2,400 got from the U.S. Treasury to our checking account at the credit union. Now, it's our patriotic duty to put that money to work.
We are fortunate. My wife and I have continued working through the pandemic so far. We haven't had our jobs eliminated or hours cut or pay reduced. Unlike many people we know (and even more we don't), we don't need our government payments to cover rent or groceries or to forestall debt collectors.
Still, I recognize that I'm not the only one who needs spurring to spend. America has grown more reluctant to spend money—especially in times of general economic constraint.
Adjusted for inflation and seasonality, the annual growth rate of personal spending peaked at 4.7% in June 2005. Then, it sank to -2.3% near the end of the Great Recession. And it never recovered. It reached 3.2% in February 2020 and in April collapsed below -17%. At the same time, our tendency to save is rising.
Part of our hesitation to spend is demographic; part is defensive.
Baby boomers are retiring in droves, and research by the Bureau of Labor Statistics shows spending slows once we retire. Generally, expenses fall during retirement, but also individuals can get stingy if they worry about spending through the savings meant to last the rest of their lives. Having a plan, including a budget, provides retirees the confidence to relax tight fists and spend within their means.
"I think the single most important thing we do really is help our clients realize what their money is for," Art Rothschild said in a Money Talk Video. "They've worked their entire lives to build up a nest egg that'll hopefully sustain them in retirement, and there's nothing more important than talking to them about how much they can spend."
Also, it's human nature to hunker down when times get tough.
For many, the Great Recession was a reveille, rousing us to spend less and save more. The relative severity of the downturn left an impact. Inflation-adjusted retail spending took more than six years to recover from the start of the Great Recession, compared to just seven months in the previous recession in 2001.
Other Money Talk articles from Joel Dresang
Difficult times call for sacrifice. Already, this pandemic has created disorder—financially, physically and socially. Between the disruptions so far and the uncertainties ahead, we face unparalleled times. But we know that the economy relies on consumer spending, and it won't recover without it.
Because we can afford it, I'm resolving to spend.
So far, we have been trying to help support local businesses that we value. Normally we don't dine out much, but now we get take-out from nearby restaurants we appreciate. Likewise, we've picked up orders from a local brewery and a coffee roaster. We have been buying gift certificates from a business that some friends opened in January before they had to shut it down in March. We also have donated to local charities that support shut-in families in need of food and social services.
Like many Americans, we're spending money at local garden centers, too. We dug up our front yard as an outdoor family project, and we're expanding a flower garden both for occupational therapy and as a shout-out to neighbors.
The $2,400 or more that we plan to spend doesn't amount to much in the grand scheme of things. But, as with the stained-glass chalk art on sidewalks and the children's artwork I see in windows on my many quarantine walks, spending strategically helps me feel better. I know I'm doing a little something. And if more people like me get off the dime, maybe it can add up to make a difference.
Joel Dresang is vice president-communications at Landaas & Company.
Contributing: Chris Evers.
Economic Impact Payments, information from the Internal Revenue Service
Safe investment withdrawals for retirees, a Money Talk Video with Art Rothschild
Retirement: Thinking about spending, by Joel Dresang
How to handle a financial windfall, a Money Talk Video with Isabelle Wiemero
For What It's Worth: Windfall, how the term "windfall" come about
(initially posted May 28, 2020)
ABC Co-Anchors Are Poised to Leave Network After Tabloid Scandal
T.J. Holmes and Amy Robach, who co-hosted "GMA3," were both married when they began a romantic relationship.[...]
Goldman Sachs Cuts C.E.O. David Solomon's Pay After Bank's Poor Performance
David M. Solomon earned $25 million in 2022, still a hefty sum but nearly 30 percent lower than a year earlier.[...]
Working on an FWIW feature about the origins of "deadline." A reminder that #TaxDay 2023 is Tuesday, April 18:… twitter.com/i/web/status/1…


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Dispute Resolution and Arbitration
BLR (4)
Boston College Law School (1)
University of Missouri School of Law (1)
ExpressO (4)
Boston College Law School Faculty Papers (1)
Journal of Dispute Resolution (1)
The Un: A Situation Report, Benjamin Zawacki Dec 2006
The Un: A Situation Report, Benjamin Zawacki
The UN: A Situation Report is a review of two recent books on the past, present, and future of the UN; in short, of its relevance in a changing and uni-polar world at the end of Kofi Annan's two terms as Secretary-General. The books' focus is both on the organization's successes and failures, and its efforts at self-reform in the face of near-constant criticism. They are reviewed as individually divergent in quality but as a formidable "situation report" when read in tandem. Paul Kennedy's The Parliament of Man, save for its first of three parts, is generally criticized for its …
A Complete Property Right Amendment, John H. Ryskamp Oct 2006
A Complete Property Right Amendment, John H. Ryskamp
The trend of the eminent domain reform and "Kelo plus" initiatives is toward a comprehensive Constitutional property right incorporating the elements of level of review, nature of government action, and extent of compensation. This article contains a draft amendment which reflects these concerns.
Explaining The Value Of Transactional Lawyering, Steven L. Schwarcz Aug 2006
Explaining The Value Of Transactional Lawyering, Steven L. Schwarcz
This article attempts, empirically, to explain the value that lawyers add when acting as counsel to parties in business transactions. Contrary to existing scholarship, which is based mostly on theory, this article shows that transactional lawyers add value primarily by reducing regulatory costs, thereby challenging the reigning models of transactional lawyers as "transaction cost engineers" and "reputational intermediaries." This new model not only helps inform contract theory but also reveals a profoundly different vision than existing models for the future of legal education and the profession.
The Story Of Nlrb V. Mackay Radio & Telegraph Co.: The High Cost Of Solidarity, Thomas C. Kohler, Julius G. Getman Aug 2006
The Story Of Nlrb V. Mackay Radio & Telegraph Co.: The High Cost Of Solidarity, Thomas C. Kohler, Julius G. Getman
Boston College Law School Faculty Papers
In 1938, in NLRB v. Mackay Radio & Telegraph Co., the Supreme Court offered one of its earliest interpretations of the National Labor Relations Act. Although the Court's holding provided that employers may not discriminate against employees for their union activity when the strike is over and workers are reinstated, dicta in the opinion also provided that under the NLRA employers enjoy an unrestricted right to replace strikers. In the 70 years since the Court's announcement, scholars remain baffled by the contradictions presented by the "Mackay doctrine"—a rule that forbids employers from discharging legally protected strikers while, at the same …
Bond Repudiation, Tax Codes, The Appropriations Process And Restitution Post-Eminent Domain Reform, John H. Ryskamp Jun 2006
Bond Repudiation, Tax Codes, The Appropriations Process And Restitution Post-Eminent Domain Reform, John H. Ryskamp
This brief comment suggests where the anti-eminent domain movement might be heading next.
How Far Is Too Far: Reexamining The Continuing Extension Of Arbitral Immunity To Arbitral Organizations, Elizabeth Wilhelmi Jan 2006
How Far Is Too Far: Reexamining The Continuing Extension Of Arbitral Immunity To Arbitral Organizations, Elizabeth Wilhelmi
Journal of Dispute Resolution
The protection of arbitration proceedings from judicial inquiry is restricted not only by the limited grounds for vacatur, but also by the application of arbitral immunity, a protection derived from the judicial immunity applied to judges. This immunity strengthens the finality of arbitration by restricting judicial review of decisions protected by arbitral immunity, but at the same time, it raises the question of whether courts should give arbitration the same broad immunity that protects judges. Despite the differences between arbitration and the judicial system, the courts have applied arbitral immunity to the arbitrator's acts in the same way as they …

redpajama_set_name: RedPajamaCommonCrawl


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Algonac seeks to renew non-homestead millage
The millage does not apply to primary residences and would not amount to a a tax increase for non-homestead properties.
Algonac seeks to renew non-homestead millage The millage does not apply to primary residences and would not amount to a a tax increase for non-homestead properties. Check out this story on thetimesherald.com: https://www.thetimesherald.com/story/news/2019/04/12/algonac-seeks-renew-non-homestead-millage/3402828002/
Jeremy Ervin, Port Huron Times Herald Published 9:49 a.m. ET April 12, 2019 | Updated 10:05 a.m. ET April 12, 2019
Students wait for the school doors to open at Algonquin Elementary School. (Photo: NICOLE HAYDEN, TIMES HERALD)
On May 7, voters will decide whether to renew an 18 mill non-homestead millage tax for Algonac Community Schools.
The renewal would keep the non-homestead millage rate at a maximum of 18 mills and allow the district to continue receiving its full state funding. Proposal A, passed in 1994, requires Michigan school districts to levy the maximum non-homestead millage rate of 18 mills in order to receive its full state funding.
"Since the non homestead produces money that is assumed in state funding, the failure to pass it would be detrimental to us, or any district that would fail to pass it," Algonac Superintendent Al Latosz wrote in an email. "It accounts for approx 25 percent of our total budget."
In 2018, Algonac Community Schools had $15,707,383 in revenues, $14,653,096 in expenditures and a fund balance of $2,193,272, according to the Center for Educational Performance and Information.
The non-homestead tax does not apply to primary residences, but to property like industrial buildings, second homes, rental properties and businesses.
The tax accounts for about $3.9 million in funding for the district each year, used for day-to-day operations. Renewal of the millage will not result in additional funding.
This tax had previously been renewed every two years, but this time the term of the tax will be for four years. This is intended to save money currently spent on the elections. The tax was last renewed in 2017.
The ballot language includes a 0.5 mill increase in the tax. However, the district is prohibited by law from levying more than 18 mills. The 0.5 mill increase is intended to provide a buffer in case of a Headlee rollback. A Headlee rollback requires local governments to reduce their millage rates if annual growth of existing property outpaces inflation.
Voters approved a 10 year, 2 mill sinking fund in August 2018 to pay for building renovations and updates. Dollars gained through the sinking fund cannot be used for regular operating costs, such as salaries.
Read or Share this story: https://www.thetimesherald.com/story/news/2019/04/12/algonac-seeks-renew-non-homestead-millage/3402828002/


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Women's Basketball Downs Oregon State 70-58
TEMPE, Ariz. - Freshman Jill Noe turned in a career-best 23 points and 11 rebounds to lead the Arizona State women's basketball team to a 70-58 victory over Oregon State Thursday night at Wells Fargo Arena.
Arizona State earned its first Pac-10 win and improved to 9-3 overall and 1-2 in the conference with the victory, while Oregon State is now 7-5 overall and 1-2 in the Pac-10.
Oregon State took the early lead in the ballgame, going up 7-2 with 16:32 to play after junior Hollye Chapman knocked down a three-pointer. Arizona State took its first lead of the game five minutes later at 12-11 with 11:29 when sophomore Kylan Loney connected on a three-pointer of her own, but the rest of the half continued to be a seesaw battle with seven ties and six lead changes and no team leading by more than four points.
Noe knocked down a three-pointer for the Sun Devils to tie the game at 29 with 30 seconds left in the half. She then grabbed a steal and hit fellow freshman Amy Denson for a layup to put ASU up 31-29 with 10 seconds to play, but OSU sophomore Juleen Smith drove the lane and knocked down a layup of her own at the buzzer to tie the game at 31 at halftime. Noe led all players with 10 points, six rebounds, four assists and two steals in the first 20 minutes.
In the second half, both squads continued to battle until ASU pulled ahead with a 5-0 run to give the Sun Devils a 45-40 advantage with 9:36 to play, a lead they would not relinquish. Oregon State cut the lead to three points on the next possession, but Loney and Noe answered with a pair of three-pointers to keep the Beavers at bay. The Sun Devils outrebounded the Beavers 22-12 in the second half and knocked down 77.3 percent (17-22) of their free throws en route to the 70-58 victory.
Noe turned in the second double-double of her young career with a career-best 23 points and 11 rebounds. The Tualatin, Ore., native went 7-of-12 from the field, knocking down 4-of-8 three-pointers, and added four assists and six steals. Freshman Kristen Kovesdy had 17 points and six rebounds, while Loney turned in 10 points, including a pair of treys, a team-best six assists and two blocks. Denson, a native of Central Point, Ore., finished with eight points and 10 rebounds.
Oregon State freshman Casey Bunn led three Beavers in double figures with 13 points and 5-of-8 shooting and grabbed a team-high five rebounds.
Arizona State dominated the boards 40-24 in the victory, including a 15-8 advantage on the offensive glass.
Arizona State continues its homestand on Saturday, Jan. 4, playing host to Oregon at 3 p.m. All of ASU's games can be heard locally on KUET 710 AM or via the internet at www.thesundevils.com, while Saturday's game with Oregon will be televised nationally by Fox Sports Net.
Women's Basketball Downs California 70-58
USC Loses Tough One Against Gonzaga 70-58
Cougars Defeat St. Mary's 70-58 At Hilton Concord Thanksgiving Classic
More Pac-12 Women's Basketball


text:
AC Corintians is een Braziliaans voetbalclub uit Caicó, in de deelstaat Rio Grande do Norte.

Geschiedenis
In 1963 werd Associação Desportiva Corintians opgericht. In 1968 fuseerde deze club met Atlético Clube de Caicó en nam zo de huidige naam aan. In 2001 won de club het staatskampioenschap. Na het seizoen 2015 trok de club zich terug uit de competitie wegens financiële problemen.

Erelijst
Campeonato Potiguar
 2001

Corintians
Voetbalclub uit Rio Grande do Norte

redpajama_set_name: RedPajamaWikipedia


Are you new trustees to SMSF or looking to improve your knowledge as existing SMSF trustees? Australian Taxation Office lists a number of free online SMSF Trustee Education tool to assist the new trustees.
The trustees may access these courses either due to ATO direction or by trustee's choice. ATO encourages SMSF trustees to take these courses to improve their understanding of the obligations of an SMSF trustee.
The online SMSF Trustees program is designed to educate trustees of SMSFs about their role and responsibilities.
The online SMSF Trustee Education Program takes between one and two hours to complete and consists of 7 topics covering the abovementioned topics.
After each topic, the trustees will be required to undertake 20 multiple-choice questions. The trustees are able to obtain a completion certificate if you get 14 or more correct for each topic.
New trustees of SMSF are highly recommend to undertake these free SMSF Trustee Education courses to ensure they are able to manage their fund within ATO requirements.


text:
Read more about workplacelogin here.
| 01/08 2019 KL. 8:00
Use of antiepileptic drugs in women of fertile age
Christine Aarenstrup Daugaard1, Yuelian Sun1, 2 , Julie Werenberg Dreier3 & Jakob Christensen1, 2, 3
1) Department of Neurology, Aarhus University Hospital 2) Department of Clinical Medicine, Aarhus University 3) The National Centre for Register-based Research, Aarhus University, Denmark
Dan Med J 2019;66(8):A5563
INTRODUCTION: We studied the use of antiepileptic drugs (AEDs) in women of fertile age and pregnant women in a 16-year-period in Denmark.
METHODS: We included all women of fertile age (age 18-44 years) and pregnant women from 2001 to 2016 identified from Danish registers.
RESULTS: The median proportion of women of fertile age who took AEDs increased from 10.7‰ (95% confidence interval (CI): 10.5-10.9‰) in 2001 to 27.1‰ (95% CI: 26.8-27.4‰) in 2016. Lamotrigine, levetiracetam, gabapentin and pregabalin have been increasingly used over time and have been the main AEDs used in recent years. The use of valproate in women of fertile age decreased slightly from 2.1‰ (95% CI: 2.0-2.2‰) to 1.9‰ (95% CI: 1.8-2.0‰), which was explained by a decrease in the use after 2014 among women aged 18-24 years. The increased use of AEDs was likely owed to use for other indications than epilepsy. The overall use of AEDs in pregnant women increased from 3.8‰ (95% CI: 3.3-4.3‰) in 2001 to 6.9‰ (95% CI: 6.2-7.6‰) in 2016, and the use of valproate decreased from 0.6‰ (95% CI: 0.4-0.8‰) in 2001 and to 0.2‰ (95% CI: 0.1-0.4‰).
CONCLUSIONS: The overall use of AEDs in women of fertile age and pregnant women has increased in the past 16 years, especially due to an increased use of lamotrigine. However, valproate use in pregnant women and in younger women of fertile age has become less frequent.
FUNDING: This study received funding from the Lundbeck Foundation, the Danish Epilepsy Association, the Central Denmark Region and the Novo Nordisk Foundation (NNF16OC0019126).
TRIAL REGISTRATION: none.
A growing number of studies have addressed treatment with antiepileptic drugs (AEDs) during pregnancy and adverse outcomes in children, including congenital malformations and impaired neurodevelopment. Maternal use of valproate in particular during pregnancy has been associated with an increased risk of congenital malformations [1], autism spectrum disorder, poor cognitive skills, attention-deficit/hyperactivity disorder and impaired academic performance [2].
Because of this growing concern regarding the use of valproate in pregnancy, the European Medicine Agency (EMA) issued a warning concerning its use; if possible, the use of valproate should be avoided in girls and women of fertile age [2] and should be considered only in girls and women with refractory epilepsy who do not respond to other AEDs [3].
The concern increases the need to investigate the use of AEDs in Danish women of fertile age and pregnant women. AEDs are used to manage epilepsy; however, especially the newer AEDs are also increasingly used in the treatment of psychiatric disorders (e.g. bipolar diseases), migraine, trigeminal neuralgia and neuropathic pain [4]. The many new indications for which this drug are given mean that a considerably larger cohort of fertile/pregnant women are now taking AEDs, which adds to the need for continuous surveillance of AED use among women of fertile age and pregnant women.
We analysed the use of AEDs in Danish women of fertile age and in Danish pregnant women from 2001 to 2016. We describe the use of individual AEDs in general and the use of valproate in particular. The findings of the study allowed us to evaluate whether the use of AEDs has been adjusted in Denmark according to recommendations issued by the EMA and especially whether AED use is affected by the warning concerning the use of valproate in women of fertile age and in pregnant women. The findings are relevant for establishing if Denmark has adjusted its prescription practice in the light of the EMA's warning or if further intervention is needed.
This was a retrospective cross-sectional study including women of fertile age, defined as women aged 18-44 years, and all women (of any age) who gave birth in the period from 1 January 2001 to 31 December 2016 in Denmark.
We included registered pregnancies leading to livebirths at any gestational length and stillbirths from 22 weeks of gestation. We excluded women with unknown length of pregnancy and women who did not live in Denmark one year prior to their pregnancy. Information about drugs used and about the women was linked via the Danish personal identification system using the Danish CPR number [5].
The study relies on the data sources described in the following.
Women of fertile age
Data on prescriptions filled by women of fertile age were obtained from the Danish National Prescription Registry [6]. Their age was determined annually when they filled their first prescription. The size of the underlying population was based on data collected from Statistics Denmark on 1 January each year [7]. In Denmark, AEDs are issued on prescription only, and all sales of AEDs outside hospitals are registered in the Danish National Prescription Registry and have been so since 1994 [6].
Data on filled prescriptions was obtained in the same manner as for the group of women of fertile age. Information about births was obtained through the Danish Medical Birth Register. As the number of pregnant women using AEDs was low, we did not age-stratify by exposure.
We included the most frequently used AEDs from the Anatomical Therapeutic Chemical Classification System: N03: phenobarbital, clonazepam, carbamazepine, oxcarbazepine, valproate, lamotrigine, topiramate, gabapentin, levetiracetam, zonisamide, pregabalin. N03 drugs are classified as antiepileptic drugs [8].
From 1978 to 1993, six AEDs were released; and
after 1993, eight new drugs were released within a decade [9-11]. The drugs investigated in this paper include three drugs released before 1993 – valproate, carbamazepine and phenobarbital – and the eight drugs released from 1993 onwards, including lamotrigine and levetiracetam.
We calculated proportions with exact 95% confidence intervals (CI) using STATA, version 15.2 (StataCorp, College Station, Texas)
The number of women of fertile age using AEDs was 13,842 in 2001 and 25,270 in 2016. We included data on women who were pregnant from 2001 (n = 60,618) to 2016 (n = 56,818) according to the Danish Medical Birth Register. A total of 229 pregnant women used AEDs in 2001; by 2016 the number of pregnant women who used AEDs had risen to 389.
Main analyses
In both women of fertile age and pregnant women, we observed an increase in the use of new drugs such as lamotrigine and levetiracetam from 2001 to 2016 (Figure 1, Figure 2 and Figure 3). The use of old drugs, including carbamazepine, phenobarbital and valproate, decreased from 2001 to 2016 (Figure 1 and Figure 3) [9].
In the group of women of fertile age, we observed a median increase in the overall use of AEDs from 10.7‰ (95% CI: 10.5-10.9‰) in 2001 to 27.1‰ (95% CI: 26.8-27.4‰) in 2016. There was a slight decrease in the use of valproate; from 2.1‰ (95% CI: 2.0-2.2‰) to 1.9‰ (95% CI: 1.8-2.0‰) in 2016 (Figure 1). When we divided the group of women of fertile age (18-44 years) into two groups; 18-24 and 25-44 years, respectively, we found no change in the use of valproate in the 25-44-year-old group (2.1‰ (95% CI: 2.0-2.2‰) in 2001 and 2.1‰ (95% CI: 2.0-2.2‰) in 2016), and a decrease was observed in the 18-24-year-old group (2.1‰ (95% CI: 1.9-2.3‰) in 2001 and 1.4‰ (95% CI: 1.3-1.6‰) in 2016) (Figure 2). In 2016, lamotrigine and levetiracetam were the leading and fourth-most frequently used AED in Danish women of fertile age, and a steady increase in the use of lamotrigine was observed in the group of women of fertile age; from 2.6 ‰ (95% CI: 2.5-2.7‰) in 2001 to 10.9‰ (95% CI: 10.7-11.1‰) in 2016 (Figure 1).
Overall, use of all AEDs during pregnancy among Danish pregnant women rose from 3.8‰ (95% CI: 3.3-4.3‰) in 2001 to 6.9‰ (95% CI: 6.2-7.6‰) in 2016 (Figure 3). In particular, the use of lamotrigine increased from 1.4‰ (95% CI: 1.1-1.7‰) in 2001 to 4.6‰ (95% CI: 4.0-5.2‰) in 2016 (Figure 3). Lamotrigine and levetiracetam were the two most used AEDs among these women. In pregnant women, the use of valproate declined from 0.6‰ (95% CI: 0.4-0.8‰) in 2001 to 0.2‰ (95% CI: 0.1-0.4‰) in 2016 (Figure 3).
The proportion of pregnant women who used valproate during their pregnancy in 2016 was equal to the proportion of pregnant women using carbamazepine. We identified no use of phenobarbital in pregnant women in 2016.
In both women of fertile age and pregnant women, the overall use of AEDs increased, whereas the use of valproate decreased slightly in both groups from 2001 to 2016. However, in the group of fertile women, only a slight decrease in the use of valproate from a median of 2.1‰ (95% CI: 2.0-2.2‰) to 1.9‰ (95% CI: 1.8-2.0‰) was observed, and this decrease was driven by the younger age group (18-24 years). In pregnant women, valproate use decreased from 0.6‰ (95% CI: 0.4-0.8‰) of all pregnancies in 2001 to 0.2‰ (95% CI: 0.1-0.4‰) in 2016.
We included all women of fertile age and pregnant women in Denmark for a 16-year period. We had information on all filled prescriptions for AEDs in the study population. The linkage of data based on the CPR number ensures accurate identification of individuals and their prescription of AEDs [5].
The study has several limitations. The register data include no information on drug compliance, and such information would naturally add to their relevance.
Studies have shown that women filling a prescription for AED were also more likely to take the drug [12].
We had no information on other drugs that the pregnant women and women of fertile age might have consumed, or if they consumed more than one drug at a time. We defined women of fertile age as women aged 18-44 years, which includes the majority of women of fertile age. Naturally, women may become fertile at a younger age than 18 years and some may remain fertile beyond the age of 44 or stop being fertile before the age of 44. Nevertheless, our definition includes the vast majority of women of child-bearing potential. When we stratified the group of women of fertile age into two groups (18-24 and 24-44 years), the decrease in the use of valproate was observed only in the young group. The reason for this may be that doctors consider the probability of pregnancy more relevant in younger women and therefore are more cautious with prescribing valproate to this group – in line with the EMA's warning regarding the use of valproate in women of fertile age in general [2]. Among the reductions observed in the young age group, the steepest decline was observed from 2012 to 2016. Despite EMA's warning against the use of valproate in women of fertile age, valproate was still used by 1.9‰ (95% CI: 1.8-2.0‰) women of fertile age in 2016.
We observed a substantial decrease in the use of valproate in both fertile women and pregnant women. This may reflect both that women with ongoing treatment are being taken off valproate and that the number of new valproate users is decreasing.
Despite the EMA's recent warning against valproate and the large amount of literature on the harmful effects of valproate [1], its use remained stable in the 25-44-year age group and decreased only in the group of 18-24-year-olds (thereby lowering the total use of valproate in women of fertile age). The steady decline in the number of users of valproate observed from 2012 with little change in the ongoing decline after 2014 may indicate that the EMA warning was not a significant contributing factor to the decline. Instead, the large amounts of information available already before the EMA warning was issued may have contributed to the observed decline. However, continuous use of valproate by women of fertile age after 2014 may also reflect that some women with epilepsy may not achieve seizure freedom with other drugs.
Some of the AEDs in this study are associated with an increased risk of congenital malformations, and such malformations may lead to miscarriage or induced abortion [13]. However, a Danish study found that only a slightly increased risk for spontaneous abortion was associated with AED use in pregnancy [14], and the underestimation may therefore be limited.
The increased use of AEDs among pregnant women may be due to the fact that a growing number of women with chronic diseases, including epilepsy, give birth [15]. For example, the proportion of pregnant women with epilepsy rose from 0.5% in 1989-1993 to 0.78% in 1999-2003 and then to 0.98% in 2009-13 [15]. This may account for some of the increase in the use of AEDs among pregnant women. However, because the proportion of women who use AEDs is much higher than the proportion of women with epilepsy, the increased use of AEDs is likely due to use for other indications than epilepsy [16].
Generalisability
A recent Swedish study also investigating initiation of valproate treatment in women [17], included data from 2011 to 2017 among women aged 0-45 years with epilepsy and/or psychiatric diagnoses. The Swedish study compared these women with men aged 0-45 years with the same diagnoses and found a slight decrease in initiation of valproate treatment in women before the EMA warning in 2014 [2], and after the warning they found a significant decrease in initiation of valproate treatment, i.e. 2,293 women initiated valproate treatment from 2011 to 2014 and only 1,300 from 2014 to 2017.
A comparable Norwegian study included data from 2010 to 2015 and found a 5% decrease in the number of women being prescribed valproate, which again shows a trend that is comparable to the one established in our study [18].
A Dutch study covered seven European countries, including Denmark [10]. The authors observed an annual increase between 6% and 15% in the use of AEDs, which was entirely due to an increase in the use of the newer AEDs marketed since the 1990s. These results are thus in keeping with the result of the present study, where an increase was observed for newer AEDs accompanied by a slow decrease in the use of valproate, especially since 2014. In Denmark, the authors found an annual 6% linear increase in the use of AEDs; they assumed that this increase was due to an increase in the use of newer AEDs. These results are thus in keeping with the result reported in the present study, where the increase found is also due to the use of newer AEDs.
Lamotrigine does not seem to be associated with an increased risk of adverse outcomes in the offspring [19], but it may be associated with an increased seizure frequency when used during pregnancy in women with epilepsy [20]. However, the use of lamotrigine increased significantly over the study period, and lamotrigine is now clearly the most frequently used AED in women of fertile age and in pregnant women.
The overall use of AEDs increased for both women of fertile age and for pregnant women from 2001 to 2016. The use of valproate in Danish women of fertile age and pregnant women has decreased in recent years following reports about adverse birth outcomes after valproate exposure in pregnancy. However, the decrease was seen in the pregnant women only and in the younger women of fertile age, not in older women of fertile age (25-44 years of age).
The most frequently used AED in women of fertile age and pregnant women in Denmark is lamotrigine. In 2016, gabapentin, levetiracetam and pregabalin were the three most frequently used AEDs following lamotrigine in women of fertile age and pregnant women alike.
CORRESPONDENCE: Jakob Christensen. E-mail: jakob@farm.au.dk
ACCEPTED: 4 June 2019
CONFLICTS OF INTEREST: none. Disclosure forms provided by the authors are available with the full text of this article at Ugeskriftet.dk/dmj
DMJ 8/2019
Kaneko S, Battino D, Andermann E et al. Congenital malformations due to antiepileptic drugs. Epilepsy Res 1999;33:145-58.
European Medicines Agency. Valproate and related substances. EMA, 2019.
Perucca P, O'Brien TJ, Eadie M et al. Valproate still has a place in women with epilepsy. Epilepsia 2015;56:1175-6.
Johannessen Landmark C, Larsson PG et al. Antiepileptic drugs in epilepsy and other disorders – a population-based study of prescriptions. Epilepsy Res 2009;87:31-9.
Pedersen CB, Gotzsche H, Moller JO et al. The Danish Civil Registration System. A cohort of eight million persons. Dan Med Bul 2006;53(4):441-9.
Kildemoes HW, Sorensen HT, Hallas J. The Danish National Prescription Registry. Scand J Public Health 2011;39(7 Suppl):38-41.
Statistics Denmark 2019. www.dst.dk (16 Jun 2019).
WHO ATC Methodology. ATC/DDD Index 2019.
www.whocc.no/atc_ddd_index/ (16 Jun 2019).
Hung OL, Shih RD. Antiepileptic drugs: the old and the new. Emerg Med Clin North Am 2011;29:141-50.
de Groot MC, Schuerch M, de Vries F et al. Antiepileptic drug use in seven electronic health record databases in Europe: a methodologic comparison. Epilepsia 2014;55:666-73.
Tolou-Ghamari Z, Zare M, Habibabadi JM et al. A quick review of carbamazepine pharmacokinetics in epilepsy from 1953 to 2012. J Res Med Sci 2013;18(Suppl 1):S81-S85.
Olesen C, Sondergaard C, Thrane N et al. Do pregnant women report use of dispensed medications? Epidemiology 2001;12:497-501.
Tomson T, Battino D, Perucca E. Teratogenicity of antiepileptic drugs. Curr Opin Neurol 2019;32:246-52.
Bech BH, Kjaersgaard MI, Pedersen HS et al. Use of antiepileptic drugs during pregnancy and risk of spontaneous abortion and stillbirth: population based cohort study. BMJ 2014;349:g5159.
Jolving LR, Nielsen J, Kesmodel US et al. Prevalence of maternal chronic diseases during pregnancy - a nationwide population based study from 1989 to 2013. Acta Obstet Gynecol Scand 2016;95:1295-304.
Tsiropoulos I, Gichangi A, Andersen M et al. Trends in utilization of
antiepileptic drugs in Denmark. Acta Neurol Scand 2006;113:405-11.
Karlsson Lind L, Komen J, Wettermark B et al. Valproic acid utilization among girls and women in Stockholm: Impact of regulatory restrictions. Epilepsia Open 2018;3:357-63.
Landmark CJ, Fossmark H, Larsson PG et al. Prescription patterns of antiepileptic drugs in patients with epilepsy in a nation-wide population. Epilepsy Res 2011;95:51-9.
Diav-Citrin O, Shechtman S, Zvi N et al. Is it safe to use lamotrigine during pregnancy? A prospective comparative observational study. Birth Defects Res 2017;109:1196-203.
Tomson T, Perucca E, Battino D. Navigating toward fetal and maternal health: the challenge of treating epilepsy in pregnancy. Epilepsia 2004;45:1171-5.
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There are more than enough places to eat in the city of Colma, but none of them come close to what Black Bear Diner has to offer its patrons. We pride ourselves on providing a fantastic atmosphere for relaxation, a friendly staff that is always excited to assist you, and food that will satisfy even the most particular of appetites. We guarantee that you'll leave with a smile!


A new parking garage was proposed on Tuesday from the City Manager's office. This new garage would be positioned right at the Oceanfront near the Convention Center and newly proposed field house for sporting events. It is planned to host 2,435 spots making it the largest Oceanfront parking garage. Of course, such a garage has a steep price tag, $36 million to be exact.
In a recent meeting the plans were attacked and the storm water issue was a big argument against the new city improvements. City Manager Dave Hansen held his ground under the pressure. "The field house is a project that is deeply supported by our tourism industry," he said. "Hansen countered that the tourism money – which would be used to finance the field house and garage – can't be used for storm water and flooding issues." The bigger picture here is what tourism can do for Virginia Beach. One thing is certain, all those tourists will need a place to park.


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9th Cir. Says TCPA Plaintiff Adequately Pleaded a Claim Based on Pre-Recorded Calls Received
In Loyhayem v. Fraser Fin. & Ins. Servs., No. 20-56014, 2021 U.S. App. LEXIS 23660, at *2-8 (9th Cir. Aug. 10, 2021), the Court of Appeals for the 9th Circuit held that a TCPA plaintiff adequately pleaded a claim for relief for a call that left a pre-recorded message.
The plaintiff in this case, Jonathan Loyhayem, filed this action under the TCPA after receiving a call to his cell phone that, he contends, violated the statutory provision just quoted. According to Loyhayem's complaint, the caller left a pre-recorded voicemail message . . .characterize[d] . . as a "job recruitment call," and he alleges that it was made using both an automated telephone dialing system and an artificial or pre-recorded voice. He also alleges that he did not expressly consent to receiving calls of this type from Fraser Financial. In the ruling under review, the district court dismissed Loyhayem's action under Federal Rule of Civil Procedure 12(b)(6) for failure to state a claim upon which relief can be granted. The court held that the TCPA and the relevant implementing regulation, 47 C.F.R. § 64.1200, do not prohibit making job-recruitment robocalls to a cellular telephone number. The court read the Act as prohibiting robocalls to cell phones only when the calls include an "advertisement" or constitute "telemarketing," as those terms [*4] have been defined by the Federal Communications Commission (FCC). § 64.1200(f)(1), (13). Since Loyhayem admitted that the job-recruitment call he received did not involve advertising or telemarketing, the court concluded that he had not adequately pleaded a violation of the TCPA. Loyhayem challenges that ruling on appeal.
The Court of Appeals reversed, explaining that the district court misread both the TCPA and the implementing regulation.
As for the Act itself, it does not prohibit making robocalls to cell phones only if the calls involve advertising or telemarketing. The applicable statutory provision prohibits in plain terms "any call," regardless of content, that is made to a cell phone using an automatic telephone dialing system or an artificial or pre-recorded voice, unless the call is made either for emergency purposes or with the prior express consent of the person being called. 47 U.S.C. § 227(b)(1)(A)(iii).1 Loyhayem adequately alleged that the call he received was not made for emergency purposes, see 47 C.F.R. § 64.1200(f)(4), and that he did not expressly consent to receiving it. So, at least as far as the statute is concerned, Loyhayem has stated a valid claim for violation of the TCPA. Our review of the FCC's implementing regulation leads to the same conclusion. . . . Loyhayem adequately alleged facts establishing a violation of this provision as well. The portion of the regulation that he contends governs here, subsection (a)(1)(iii), prohibits "any telephone call" made to a cell phone—again, regardless of content—unless the call was made either for emergency purposes or with the prior express consent of the person being called. As noted, Loyhayem has alleged facts plausibly suggesting that the call he received did not involve an emergency and was not made with his prior express consent. Thus, nothing in the regulation supports dismissal of Loyhayem's action at the motion-to-dismiss stage. The district court appeared to reach a contrary conclusion by relying on the caveat alluded to earlier. . . .For robocalls involving advertising or telemarketing, paragraph (a)(2) requires prior express written consent, whereas the calls covered by paragraph (a)(1) require prior express consent, which may be given either orally or in writing. See In the Matter of Rules and Regulations Implementing the Telephone Consumer Protection Act of 1991, 30 FCC Rcd. 7961, 7971 (2015). The district court read paragraph (a)(2) as effectively removing robocalls to cell phones from the scope of the TCPA's coverage unless the calls involve advertising or telemarketing. That is an incorrect reading of the regulation. The FCC amended 47 C.F.R. § 64.1200 to add paragraph (a)(2) in 2012. Before the amendment, paragraph (a)(1) read in all material respects just as it does today. It governed all robocalls to cell phones, and it required then, as it does now, that non-emergency robocalls be made with the "prior express consent" of the party being called. See 47 C.F.R. § 64.1200(a)(1)(iii) (2012). The FCC added paragraph (a)(2) to impose a heightened consent requirement for the subset of robocalls that involve advertising or telemarketing because the agency determined that, as to those calls, the existing consent requirements had proved ineffective in protecting consumers' privacy interests. 77 Fed. Reg. 34,233, 34,235, ¶ 7 (June 11, 2012). At the same time, the FCC made clear that it was maintaining the existing consent requirement found in paragraph (a)(1) for all other robocalls made to cell phones. See id. at 34,236, ¶ 11 (noting that the Commission was "maintain[ing] the existing consent rules for non-telemarketing, informational calls"); id. ¶ 12 (noting that "section 227(b)(1)(A) of the Act and its implementing rules continue to require some form [*8] of prior express consent for autodialed or prerecorded non-telemarketing calls to wireless numbers"). The district court thus erred by overlooking paragraph (a)(1) of § 64.1200 and focusing exclusively on paragraph (a)(2). Loyhayem did not allege that the call he received involved advertising or telemarketing, but that simply means the heightened written consent requirement imposed by paragraph (a)(2) does not apply. HN3 Loyhayem's case is still governed by paragraph (a)(1), which requires that prior express consent have been given either orally or in writing. Loyhayem adequately alleged that he did not consent orally or in writing to receiving Fraser Financial's call. His factual allegations suffice to survive a motion to dismiss.
CEB Prac. Guide § 2B.23: ATDS Pre-Recorded Voice TCPA


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HAYDOCK CATHOLIC BIBLE COMMENTARY ON THE NEW TESTAMENT
Ver. 5. It is worthy of remark, that none of the disciples or friends of Christ, were so much astonished and struck at the many apparitions of angels, &c. as to be cast down to the ground, as the guards and his enemies were, but only through respect and reverential fear looked down upon the ground. Nor even did any of them fall down prostrate to adore our Saviour, when he appeared to them; because Christ was not now to be sought in the earth, among the dead, but was risen, and was to be looked for from heaven. Hence is derived the Catholic custom of praying in Pascal time, and on all Sundays, &c. not on the knee, but with the body respectfully bent, and bowing down their countenance towards the ground. Ven. Bede.
Ver. 13. S. Jerom thinks the Cleophas, one of the two disciples, was a citizen of Emmaus, and that he invited Jesus to take meat in his house. His house was afterwards changed into a church, which the same Father says existed in his time. Some think Cleophas was brother to S. Joseph; others, that he was husband of Mary, sister of the blessed Virgin Mary, and father of S. James the less. Both the Latins and Greeks keep the feast of S. Cleophas, and give him the name of an apostle. Usuard says he was martyred by the Jews. Calmet.
Ver. 16. But their eyes were held: either by our Saviour's changing his features, or in what manner he pleased. Wi.
Ver. 18. Art thou alone a stranger in Jerusalem? or, art thou the only stranger in Jerusalem? which was to signify, that every one must needs have heard of what had passed in regard to Jesus. Wi.
Ver. 21. We hoped, &c. as if they had lost their former hopes, or now knew not what to hope for: but perhaps, as S. Aug. observes, they might use this caution speaking before a stranger. Wi. — These two disciples were in the same error as the other Jews; who expected that the Messias would deliver them from subjection to strangers, and re-establish them in their ancient liberty. The cross and passion had been a subject of scandal and fall to them. They say, we did hope; as if their hopes were now at an end. What increased their diffidence was, that Christ had promised to rise again the third day, and some of the women had said that he really had risen. But they expected as public and glorious a manifestation of his resurrection, as his death had been ignominious and known to the whole world. Behold, now this is already the third day since these things are passed: if he had wished to manifest his power, he should have done it already. Thus the disciples reason, as if the third day were already past, and as if it were certain that he was not risen again. So difficult a thing is it to believe what we very ardently wish! Calmet.
Proprium hoc miseros sequitur vitum
Nunquam rebus credere lætis.
Ver. 30. The ancient Fathers think our Saviour consecrated, on this occasion, and administered the Eucharist to the two disciples. In the Acts of the Apostles, this same term, breaking of bread, is explained without difficulty of the Eucharist. S. Luke seems fond of this manner of expression, to signify that sacrament. Calmet.
Ver. 37. The apostles thought they saw a Spirit, either good or bad, that had taken the form of Jesus, and was come to deceive them. For that they did not doubt spirits appeared, we have abundant proofs throughout the whole New Testament: and our Saviour, instead of combating this opinion, seems rather to have confirmed it on more than one occasion. Indeed S. Aug. thinks it cannot, without temerity, be denied, that there are occasional apparitions of angels, of demons, and the souls of the dead. Calmet. — This, however, will not justify the credulity of many ignorant and weak people, who think that nobody can die, but their spirit is sure to appear; much less will it justify the superstitious observations of unusual occurrences, which are so commonly reported to happen, as significant of a departed soul. These occurrences are rare; nor should we suppose that the Almighty would be willing to suspend or change the established laws of nature without a sufficient cause, viz. some known good either to the departed soul, or surviving friends. A.
Ver. 39. A spirit hath not flesh and bones, as you see me to have. This was one argument of a true and real body. We may take notice, that Christ brought such proofs, as he knew were sufficient to convince them of his resurrection, though they were not of themselves demonstrations. For when they imagined they saw or touched a body, and that he eat with them, these things might apparently be done by a spirit. See Gen. xviii. v. 9. and Gen. xix. v. 3. and v. 16. where we read that angels, in the shape of men, eat, and took Lot and his wife, and his daughters, by the hand, and led them away from Sodom. Our senses, therefore, may sometimes be deceived, as may be shewn by divers other instances. But the arguments which Christ made use of at this time, to induce the apostles to believe his resurrection, are to be taken with all the circumstances: as 1st, with the corroborating testimonies of the Holy Scriptures, in which his resurrection was foretold; 2ndly, they called to their minds what he himself had told them so often, that he would rise again the third day; 3rdly, concurred also the testimonies already given by the angels, that he was risen; 4thly, the miracles at his death and resurrection; 5thly, Christ himself at the same time opened their understanding, to know and believe this truth, that he was truly risen. Wi.
Ver. 43. Christ eat, not because he stood in need of food to sustain himself after his resurrection, as we sustain our bodies and lives by corporal refreshment; but he did it, to shew his disciples that his body was really risen from the dead. Ven. Bede.
Ver. 45. If, after all the extraordinary opportunities of instruction, which the apostles had had from the mouth of our divine Saviour, it was still necessary that he should instil into them a new light, by opening their minds to understand the Scriptures; what are we to think of the presumptuous attempts of the numerous tribe of modern self-inspired interpreters, who are always ready to descant on the word of the Lord; though so perfectly ignorant that their authority, so far from being admitted, would be laughed to scorn, were they to attempt to explain the slightest difficulty, on the most indifferent subject of profane literature? To such a degree has the spirit of seduction spread itself at the present day! A.
Ver. 47. Beginning at Jerusalem. The sense is, that they were first to preach to the Jews, and afterwards to all nations. Wi.
Ver. 49. The promise of my Father; i.e. the Holy Ghost, whom Christ had promised that his Father and he would send. Jo. xiv. 26. and xvii. 7. Wi.
Ver. 51. Like a second Elias he was taken into heaven, but in a much more glorious manner. Elias was taken up in a mortal and corruptible body: but our divine Saviour, in a glorious, impassible, and immortal state; where now he is our head, having taken upon himself the nature of man, and is crowned with more than angel's glory. Theophy. — What a glory this for us! Our head is clothed with everlasting glory; so shall we, his members, receive a share in his eternal kingdom. Chrys.
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Home Chatter Demi Lovato cancels fall tour
Demi Lovato cancels fall tour
Live Nation has announced the cancellation of her fall tour dates as Demi Lovato continues treatment after an apparent overdose.
"Unfortunately, Demi Lovato has cancelled her upcoming Tell Me You Love Me Tour dates in South America, as she is focusing on her recovery," the company said in a statement to CNN. "The 6-city tour was scheduled to visit Chile, Argentina, and Brazil starting November 14. Ticket refunds will be available at the point of purchase and credit card purchases will be automatically refunded."
The Grammy-nominated singer was released from Cedars-Sinai Medical Center in Los Angeles earlier this week and has entered an undisclosed rehab facility, sources close to Lovato told CNN.
Friends and fans have rallied around the singer since her medical crisis.
Lobato thanked them in a recent social media post that also looked ahead.
"I now need time to heal and focus on my sobriety and road to recovery," she wrote. "I will keep fighting."
source: CNN
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Elizabeth (…)
Charts Ancestors of Edward Ambrose Cooke
Elizabeth (…), whose ancestry is unknown (or not traced here), died at Reading, Middlesex Co., Massachusetts, 9 October 1659.1,2
Elizabeth married Nathaniel Cowdrey, son of Deacon William Cowdrey and Joanna Licence, at Reading 22 November 1652.3,4,5
Nathaniel Cowdrey b. 1630, d. 16 Jun 1690
Samuel Cowdrey+6,7 b. 16 May 1657, d. aft. 1695
Elizabeth Cowdrey1,6 b. 13 Aug 1659, d. 28 Oct 1659
This person was last edited on 23 Nov 2014
[S347] Thomas W. Baldwin, compiler, Vital Records of Reading Massachusetts, to the Year 1850 (Boston, Massachusetts: New England Historic Genealogical Society, 1912), 508, further cited as Reading Vital Records.
[S15] Mary Bryant Alverson Mehling, Cowdrey-Cowdery-Cowdray Genealogy: William Cowdrey of Lynn, Massachusetts, 1630 and His Descendants ([New York, New York]: Frank Allaben Genealogical Co., 1905), 49, further cited as Mehling, Cowdrey Family.
[S347] Baldwin, Reading Vital Records, 312.
[S15] Mehling, Cowdrey Family, 49-52.
[S1872] Clarence Almon Torrey, New England Marriages Prior to 1700, 3 vols. (Boston, Massachusetts: New England Historic Genealogical Society, 2011), 385, further cited as Torrey, New England Marriages (2011).
[S33] Clarence Almon Torrey, "Marriages in England of Early American Immigrants," The American Genealogist 10 (July 1933): 14-15, at 14, further cited as Torrey, "Marriages in England."
[S347] Baldwin, Reading Vital Records, 57.


The Grand Old Party (GOP) had an auspicious beginning in 1854 as an anti-slavery political party and their first presidential candidate Abraham Lincoln became the 16th President of America. Black American's played an important role in electoral politics and throughout history names such as Frederick Douglas, W.E.B. Dubois, Booker T. Washington and Marcus M. Garvey rate among the salient black political, social and economic leaders.
The assassination of President Lincoln and the name of his assassin, John Booth are etched in primary school history books, over the nefarious and brutal background of the plantation enslavement system. While the tragedy of the president's assassination remains the main event in the administration of President Lincoln; perhaps more important are some details associated with his administration, and the consequential aftermath which witnessed his Vice President Andrew Johnson being impeached by the House of Representative but acquitted by one vote in the senate. Vice President Andrew Johnson was a prominent Democrat, therefore President Lincoln was thinking strategically with respect to the slavery and race questions. But Andrew Johnson was pro slavery at heart and had no inhibitions in leading with his heart, and the end of the brief period of Reconstruction ended with the election of 1876 of Republican Rutherford Hayes.
A new Republican Party was born in 1964 with a different public position and political application with respect to the 'race' question. As a political matter of fact the Republican Party changed their political position on the issue of race. Specifically, the Republican Party was founded as a diverse, progressive, eclectic party as its position on slavery was 'radical.' However, in the new incarnation, the Republican Party in 1964 transitioned the party to a social-conservative political brand. On the other hand, the Democrat Party prior to 1964 was a social-conservative party controlled by the southern wing of the party.
During 1964 and 1965 the political momentum of the civil rights movement inspired and organized electorally by liberal wing of the party succeed enacting the Civil Rights and Voting Rights Acts, and defeated the southern 'blue-dog' Democrats and wrested political control of the party. From then and currently, the liberal and progressive wings of the party remain in relative control of the national party. Concomitantly, the social-conservative Democrats by and large infiltrated the Republican Party and rebranded it to a social-conservative ideology where the party remains.
The political advent of President Donald J. Trump began his politics with the bigoted race issue questioning the birth and citizenship of President Obama. During his campaign and administration a range of race based political machinations persisted and bigotry remains the outstanding feature of the Trump administration. As the President, Trump is automatically the titular head of the Republican Party and POTUS overwhelmed the Republican National Committee (RNC), the Senate and House of Representatives. Hence, the foreseeable political future for the administration and the party are currently facing a dubious and uncertain political outcome. Some astute observers argue that Trump is a symptom of decades of a decline Republican Party due to county leadership malfeasance.
Bigotry and the application of political wedge issues is the intersection that linked the emerging Trump, political phenomenon and the Republican Party's malfeasant political county structure. Some Republican Party members argue that the binding element uniting President Trump with the Republican Party is the GOP's latent affinity to racial dog whistles and overt discrimination. Currently, unfolding political events portend an uncertain outcome for POTUS. Likewise the Republican Party, such as it is, must undertake corrective political action in preparation for the new demographic also known as the browning of America.
Alton Chase former state senatorial candidate on Bronx district leader said the political malfeasance occurs during the primary election process and the appointment of district leaders. The backdrop is the off-year primary election where political power is exercised and deals are made. By the time the general election is held the power moves are already made and the general election contest is between 'exhibit A and exhibit B, based on the 'issues of the day.' Everything of substance occurs in an esoteric environment (primary election system) the results of which are introduced to the voting public in the general election.
The Republican Party has never been competitive in inner cities and urban centers for subjective political outcomes. This fact may be a real-time political proposition! A cursory analysis and assessment of the ultimate results of the civil rights movement of the 19th century in comparison to the civil rights movement of the 20th century yields interesting and noteworthy constitutions.
In both instances, 19th and 20th century civil rights movements, the advances and myriad victories in each century remain impressive and unprecedented. Equally noteworthy is the fact that in the wake of the political and social advances were ultimately nullified, pulled back, or neutralized by sophisticated politics at the end of the day. During the 19th century the manifold political, economic and social advances were steamrolled by Jim Crow Laws, and Black Codes, the were brutally imposed on black Americans and remained in place until the 20th centuries modern civil rights movement.
Following the political and social advances gained by the modern civil rights movement, the same nefarious odious political machinations and sequence of events occurred. The Civil Rights and Voting Rights Acts of 1964 and 1965 respectfully were effectively nullified by the Supreme Court in 2013. And Affirmative Active remediation is all but gone. In both centuries the ultimate end to the impressive civil rights gains has proven to be illusion than substance. The outcome of both "successful" civil rights movements had the same result. However one difference is worth noting is the fact the 19th century movement occurred under the auspices of the Republican Party, whereas the modern civil rights movement was the political/social brainchild of the Democrat Party.


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Witalij Michajłowicz Żołobow, ros. Виталий Михайлович Жолобов (ur. 18 czerwca 1937 we wsi Staraja Zburjewka) – pułkownik-inżynier, radziecki kosmonauta, Lotnik Kosmonauta ZSRR.

Wykształcenie i służba wojskowa
 1954 – ukończył szkołę średnią w Baku. Później rozpoczął studia na wydziale mechanicznym Azerbejdżańskiego Instytutu Nafty i Chemii.
 1959 – został absolwentem tej uczelni i uzyskał kwalifikacje inżyniera-elektryka. Po studiach rozpoczął służbę wojskową na poligonie wojskowym Kapustin Jar. Pełnił ją do czasu zakwalifikowania się do oddziału kosmonautów.
 lipiec 1974 – został absolwentem Wojskowej Akademii Politycznej im. W. I. Lenina.
 7 stycznia 1981 – z uwagi na stan zdrowia dowództwo lotnictwa zwolniło Żołobowa z dalszej służby wojskowej i przeniosło go do rezerwy.

Kariera kosmonauty i służba w Centrum Przygotowań Kosmonautów
 1962 – przeszedł badania w Centralnym Wojskowym Naukowo-Badawczym Szpitalu Lotnictwa (ЦВНИАГ) i w listopadzie otrzymał skierowanie do Centralnej Lotniczej Komisji Lekarskiej (ЦВЛК), gdzie pomyślnie przeszedł kolejne kwalifikacje.
 10 stycznia 1963 – został członkiem drugiej grupy kosmonautów radzieckich.
 1963–1965 – przeszedł podstawowy kurs przygotowawczy dla kosmonautów (ОКП). Po zdanych egzaminach został skierowany do wojskowego programu kosmicznego.
 1966–1971 – szkolił się wraz z grupą innych kosmonautów w ramach programu Ałmaz (wojskowa stacja kosmiczna).
 1971–1972 – kontynuował trening w parze razem z Wiktorem Gorbatko.
 wrzesień 1972 – kwiecień 1973 – przygotowywał się w Borisem Wołynowem (w załodze dublerów) do lotu na stację kosmiczną Ałmaz (ОПС-101 "Алмаз"). Kilkanaście dni po starcie stacja uległa dehermetyzacji. W związku z tym wydarzeniem wszystkie loty załogowe w jej kierunku zostały odwołane. Nieczynna stacja otrzymała oficjalnie nazwę Salut 2.
 sierpień 1973 – sierpień 1974 – ponownie razem z Borisem Wołynowem (również w załodze dublerów) rozpoczął przygotowania do lotu na drugą stację kosmiczna typu Ałmaz (ОПС-101-2 "Алмаз"), a którą oficjalnie nazwano Salut 3. W lipcu 1974 w czasie startu Sojuza 14 obaj byli w trzeciej (rezerwowej) załodze, a w sierpniu 1974 podczas startu Sojuza 15 stanowili załogę dublerów dla Sarafanowa i Diomina.
 styczeń 1975 – lipiec 1976 – w załodze dowodzonej przez Borisa Wołynowa przygotowywał się do pierwszego załogowego lotu na stację kosmiczną Ałmaz (ОПС-103 "Алмаз") – oficjalna nazwa Salut 5. Tym razem obaj stanowili podstawową ekipę.
 6 lipca – 24 sierpnia 1976 – uczestniczył w misji Sojuza 21.
 styczeń 1978 – został kosmonautą-instruktorem i dowódcą grupy nowych kosmonautów.
 7 stycznia 1981 – rozkazem dowództwa lotnictwa, z uwagi na stan zdrowia, przestał być członkiem oddziału kosmonautów.

Loty załogowe
 Sojuz 21

6 lipca 1976 wystartował na orbitę okołoziemską z kosmodromu Bajkonur na pokładzie statku Sojuz 21. Misją dowodził Boris Wołynow. 7 lipca kapsuła z kosmonautami przycumowała do stacji kosmicznej Salut 5 (ОПС-103 "Алмаз"). Była to pierwsza stała załoga tej stacji. Plan lotu przewidywał dwumiesięczny pobyt kosmonautów na jej pokładzie. Podczas tej wyprawy przede wszystkim realizowany był program badań i eksperymentów o charakterze wojskowym. Załoga testowała m.in. możliwości wykorzystania stacji kosmicznych do rozpoznania wojskowego. Prowadzono również eksperymenty związane z topieniem i krzepnięciem metali na orbicie oraz obserwacje astronomiczne. Kosmonauci zrealizowali także pewien program badań medycznych i biologicznych związany z długotrwałym pobytem człowieka w stanie nieważkości. Załoga nie wykonała jednak wszystkich zaplanowanych zadań. Misja musiała zostać przerwana, ponieważ pod koniec lotu Żołobow poważnie zachorował (prawdopodobnie na skutek przemęczenia miał problemy z psychiką).

Lądownik Sojuza 21 wylądował 24 sierpnia 1976 w odległości około 200 km od miasta Kokczetaw.

Po opuszczeniu oddziałów kosmonautów
 1983–1987 – był naczelnikiem sztabu ds. obrony cywilnej w Zjednoczeniu Naukowo-Przemysłowym "Majak" w Kijowie. W 1986 przez dwa miesiące zajmował się ewakuacją ludzi i sprzętu z miasta Prypeć po awarii elektrowni jądrowej w Czarnobylu.
 1987–1989 – pracował w mieście Nojabrsk w przedsiębiorstwach zajmujących się m.in. poszukiwaniem i wydobyciem kopalin użytecznych.
 1990–1992 – był wykładowcą w filii Instytutu Podnoszenia Kwalifikacji Ministerstwa Geologii ZSRR w Kijowie (w 1992 przekształcono ją na Instytut Zarządzania, Biznesu i Przygotowań Kadr Państwowego Komitetu Ukrainy ds. geologii i minerałów).
 1993 – brał udział w tworzeniu chersońskiej fundacji "Kosmonauta Gagarin" powołanej do ochrony: poszkodowanych podczas awarii elektrowni atomowej w Czarnobylu, weteranów wojny w Afganistanie i inwalidów (później został jej przedstawicielem).
 lipiec 1994 – czerwiec 1996 – był przewodniczącym rady delegatów w obwodzie chersońskim.
 czerwiec 1996 – luty 1997 – był zastępcą generalnego dyrektora Narodowej Agencji Kosmicznej Ukrainy (НКАУ).
 1997–2002 – pracował w różnych firmach, m.in. był zastępcą dyrektora przedsiębiorstwa "Tawria-Impex Ltd."
 kwiecień 2002 – został prezydentem Aerokosmicznego Towarzystwa Ukrainy.

Odznaczenia i nagrody
 Medal "Złota Gwiazda" Bohatera Związku Radzieckiego (1976)
 Order Lenina (1976)
 Medal "Za zasługi w ochronie granicy państwowej" (1977)
 Medal "Za zasługi w podboju kosmosu" (2011, Rosja)

Wykaz lotów

Zobacz też
 alfabetyczna lista kosmonautów
 grupy i oddziały kosmonautów

Przypisy

Bibliografia
 Biografia na stronie astronaut.ru

Linki zewnętrzne
 Biogram na stronie Spacefacts
 Biografia na stronie Gieroi strany

Ukraińscy Bohaterowie Związku Radzieckiego
Odznaczeni Medalem "Za zasługi w podboju kosmosu"
Odznaczeni Orderem Lenina
Nagrodzeni tytułem Lotnik Kosmonauta ZSRR
Radzieccy kosmonauci
Ukraińscy kosmonauci
Urodzeni w 1937


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Ensuring all infrastructure delivers social, cultural, environmental and economic benefit.
We are proud to serve an industry that is enabling significant intergenerational change. We help generate social, environmental and economic returns for society by working closely with industry to embed sustainability in every aspect of our horizontal infrastructure and benefit people living in Australia, Aotearoa New Zealand and beyond.
Sustainability is doing things better. It's being more efficient, it's being intelligent, it's being smart, it's being integrated, it's being connected, it's being challenging, it's being able to do what we do as a society, but in a much more efficient way.
Nicole Neal - Cardno
Infrastructure Sustainability
Our strategic plans and goals
Constitution of the Infrastructure Sustainability Council
About Infrastructure Sustainability
Infrastructure is the basic physical and organisational structures needed for the operation of a society. It is the roads that we drive on, the electricity lines that bring us power, and the airports we fly from.
We are concerned with all types of infrastructure, including but not limited to:
Telecomms
In an age of climate change, pollution and limited resources, the sustainability of this infrastructure is now more imperative than ever before. Sustainability is the ability to maintain rates of renewable resource harvest, pollution creation, and non-renewable resource depletion that can be continued indefinitely.
'Infrastructure Sustainability' can be defined as; infrastructure that is designed, constructed and operated to optimise environmental, social and economic outcomes of the long term.
Accelerating sustainability in infrastructure through collaboration
The Infrastructure Sustainability Council (IS Council) is a member-based, purpose-led peak/industry body operating in Australia and New Zealand to enable sustainability outcomes in infrastructure. We:;
Offer an Infrastructure Sustainability (IS) rating scheme for planning, design, construction and operations of infrastructure assets and portfolios
Provide education, training and capacity building
Connect suppliers of sustainable products and services with projects through the ISupply Directory and Products Partnership Program
Bring together experts and sustainability professionals from across the industry to share knowledge and strengthen the community of practice
Recognise and reward best practice.
IS Council's greatest strengths are our community of engaged stakeholders and the expertise of our members. We provide a network for collaboration, discussion and education. Our regular events, conferences and seminars support knowledge-sharing, and bring experts together in an environment dedicated to promoting sustainability in infrastructure.
2008 For industry by industry. In 2008, the Australian Green Infrastructure Council (AGIC) was founded by passionate professionals with the intention to develop an environmental rating scheme for the infrastructure sector. After considerable investment, the pilot of the first Infrastructure Sustainability Rating Scheme was released in 2011.
2012 Interest started to grow throughout the sector and in 2012, AGIC transitioned to become the Infrastructure Sustainability Council of Australia (ISCA). In the same year, ISCA released the first tool in the IS Rating Scheme, ISv1.1 Design and As Built.
Adoption and recognition of the IS Rating Scheme as a repeatable, credible assurance framework resulted in steady uptake, along with a growing wide and loyal member base.
2016 Sustainability performance being delivered across the market also improved both incrementally and exponentially. Enhancements were introduced based on industry feedback and the incremental performance shift which were evident. ISv1.2 Design and As Built was released in 2016.
2017 Recognising that quadruple line performance could be improved across the lifecycle of the asset, ISCA, in partnership with industry, released ISv1.2 for Operations in 2017, following a successful pilot phase. By this time, ISCA was supporting $87 billion worth of assets being rated.
With sustainability progressively being recognised as a discipline and a profession, ISCA intensified is support for IS Accredited Professionals (ISAP).
The pilot IS International rating tool was launched in 2017. Like all rating development, industry peer review and consultative workshops ensured the commercial, technical, and practical veracity of the pilot rating tool. It can be utilised by sovereigns, donors, multi-laterals, institutional investors, funding agencies and project delivery partners to measure, and achieve, long term improved asset performance in both developing and developed countries.
2018 Commitment to best practice outcomes in infrastructure was starting to be recognised not only as necessary by government agencies and private infrastructure owners, but also as competitive advantage by industry. There was also growing understanding that to achieve better outcomes and build social licence, sustainability needed to be embedded earlier in the asst life cycle. In 2018, ISv2.0 was introduced to the market which included major changes to reflect the shift in benchmarks, recognition of the quadruple bottom line as well as signalling future trends. It also aligned with the United Nations Sustainable Development Goals. This iteration included the Design and As Built Rating as well as the Planning Rating. Building on the Planning Guidelines released in 2016, the Planning Rating was introduced for testing. Pioneer partners again rose from the west, including the continued early adopters Department of Main Roads Wester Australia, and Westport.
2021 We continue to welcome members, with over 200 now part of our connected, collaborative and ambitious community. We remain committed to providing industry with a valued Rating Scheme with over 181 projects or assets under rating, valued at over $200 billion capex.
We evolved to become the Infrastructure Sustainability Council (IS Council). This transition acknowledged our vision and is deeply aligned with our purpose. The impact we enable was central to shaping our new identity and reflected that we operate in countries other than Australia. The change honoured progress and our ability to accelerate change through collaboration. It also respectfully acknowledged the continued commitment and contributions from our member whānau and stakeholders in Aotearoa New Zealand.
The Infrastructure Sustainability Council continues to be a purpose-driven not for profit membership organisation. Together, we are creating a positive future for people, the planet and the economy by ensuring that all infrastructure delivers social, cultural, environmental and economic benefits.
Our strategic plan charts a path to embedding sustainability in every aspect of Australia and New Zealand's horizontal infrastructure. Creating infrastructure that is truly sustainable is globally important. By investing in more sustainable infrastructure today we can create significant medium- and long-term economic returns, build a more vibrant, inclusive, productive society and play a significant part in ensuring the environment can sustain all forms of life into the future.
We want to build capacity and confidence across the industry, and to connect organisations and people in the infrastructure industry who are at the forefront of making and acting on sustainability decisions.
We will continually improve our highly-regarded IS rating scheme to ensure it is easy to use. This means making it simpler to compare sustainability performance data and easier for our members to share knowledge about the results they have achieved and the transformations that we can and must all make.
We will work closely with our members to advocate for embedding sustainability in every infrastructure decision. We are confident these efforts will continue to see Australia and Aotearoa New Zealand recognised as global leaders in this field.
To download a copy of Strategic Plan Click below.
For more information on our four strategic goals, click below.
LEADERSHIP | KAITIAKITANGA
THRIVING INDUSTRY | KOTAHITANGA
MARKET TRANSFORMATION | HURIHANGA
ORGANISATIONAL HEALTH | MANAAKITANGA
View the Constitution
Want to find out more about our team, click below


Turner Asia Pacific hired Jia Salindong-Du (pictured) as country manager of the Philippines. In the past, Salindong-Du has worked at Procter & Gamble on its beauty and haircare products portfolio. In her new position, she will increase Turner's Kids and Entertainment business in the Philippines, developing local content opportunities and expanding the brands' fanbase.
Additionally, Salindong-Du will oversee the channel distribution of Turner brands locally, including CNN International and Cartoon Network, among others.
The Modern Times Group (MTG) appointed two new leadership executives. Peter Nørrelund will move up to MTG EVP, head of Product Development and Incubation, and co-CEO of DreamHack. Nørrelund currently is EVP and CEO of MTG Sport.
Johan Levinsson will be promoted to MTG Group General Counsel. Levinsson currently serves as head of Legal – M&A and Corporate Legal Affairs at MTG.


Change; What to do with plastics?
For all professional textile lovers!
Professor José Teunissen, Dean School of Design and Technology London College of Fashion (UAL) and Senior Research Fellow ArtEZ, was curator of the exhibition State of Fashion 2018: searching for the new luxury. During her talk she'll share findings from this search, and will speak about how technology and society relate to fashion now and in the future.
Recycling and upcycling of used cotton textile fibers for a brand new life. Two very different methods but both innovative and contributing to a more sustainable textile world.
Speakers: Dr. Jens Oelerich senior researcher and lecturer at Saxion University of Applied Sciences and Marc Meijer founder and owner of DenimX where technology meets design.
Jose Teunissen dean of School of Design and Technology at London college of Fashion UAL and Professor in Fashion Theory. She will bring you the State of Fashion story how technology and society relate to fashion now and in the future.
Dr. Jens Oelerich is a senior researcher and lecturer in the research group Smart Functional Materials at Saxion University of Applied Sciences. His research focuses on the realization of a closed loop material cycle for the textile industry and the environmental impact analysis of textile products and process. Oelerich is a co-founder of SaXcell B.V., a spin-off company of Saxion that works on the up-scaling and market introduction of the patented SaXcell(R)-technology.
Cotton is the most abundant natural fiber in the textiles industry and has been used since the beginning of the industrialization as major raw material for garment production. Despite our high industrial standards, cotton recycling was restricted to the mechanical down-cycling of the fibers to products of lower value for a long time. Considering the enormous burden cotton cultivation has on the environment, the creation of a closed material cycle is expected to decrease this impact significantly. In fact, cotton waste can also be seen as valuable source of cellulose for the production of virgin cellulose fibers. In this contribution, the SaXcell chemical recycling technology invented at the research group Smart Functional Materials of Saxion Univeristy of Applied Sciences will be presented. This technology enables the recycling of cotton textile waste into high value fibers and products for the textile industry.
Founder and owner of DenimX. After more than 5 years of research and development, Marc invented a smart upcycle process to create new products from discarded textile waste. DenimX is able to combine the fibers of obsolete jeans, uniforms, sports apparel or company clothing with a bio-based plastic in order to give these textiles a brand new life and reduce our ecologic footprint. Marc will share his thoughts and ideas on the road to a circular world.
Discarded textiles represent little value for the fashion industry: upgrading these once-wasteful textiles into functional products is a process we call upcycling. The industrial process is as simple as it is ingenious. The DenimX recipe combines recycled jeans fibers with bio-based plastics. With this composite material, three-dimensional products can be created. Trendy, solid and sophisticated. DenimX is quirky, a bit rebellious, pure and certainly extraordinary.
DenimX is versatile in finish and composition. This makes it possible for DenimX to meet the aesthetic and technical requirements requirements of clients in the lifestyle market. The composition of the fibre reinforced material DenimX can be optimized to be as stiff, strong, light, thick or thin as required by the application. The individual recycled fibres are visible and its visual qualities are preserved.


Many of you may already know that for SQL Server, an ALTER DATABASE command is not a transacted operation. As MSDN tells us: "The ALTER DATABASE statement must run in autocommit mode (the default transaction management mode) and is not allowed in an explicit or implicit transaction."
PowerShell is a tool I've not taken full advantage of. I've used it to write a few scripts here and there. As a DBA, I've been able to do most tasks with T-SQL and that's been my preference for a long time. My perspective may be shifting a bit, though. I'm still not writing PowerShell scripts, but I've been following a few PowerShell gurus and seeing how they use it and what SQL tasks they use it for.
Sometimes our end users may not know the difference between a deadlock and blocking. In fact, there are some that may use these two interchangeably, thinking they are the same thing. A quick demonstration is often helpful to show the difference.


The winners and runners-up of the World Boutique Hotel Awards 2015 were announced at a glittering awards ceremony held at the Montcalm Hotel in London. The ceremony brought together an array of boutique hotel owners, travel press and travel industry influencers from all four corners of the world, who came together to share in their passion for creating unique travel experiences.
This year's keynote speech was delivered by Robin Sheppard, chairman of Bespoke Hotels, and other esteemed guest presenters and speakers at the event included Paolo Macchiaroli, founder of My Private Villas, Hilary Lancaster from Fusion Interiors Group and Boutique Hotel News, James Fisher from Globe Trotter luxury luggage and Rosalind Milani Gallieni of RMG PR & Events.
The event also saw the launch of Master Key Society, which embarks on a new collaborative venture to create valuable relationships exclusively amongst the Winners of the WBHA, by facilitating hotel exchange visits between them, to share know-how and experience.


Funtasia Too girls infant clothes Ballerina Club pink popover with a leotard and ballet shoes on the front. Fun for your little dancer. Baby Clothes, Childrens Clothes, Kids Clothes, Girls Clothes, Boys Clothes and Baby Shoes, Childrens Shoes, Kids Shoes, Girls Shoes and Boys Shoes. Boutique Childrens Clothes, Classic Childrens Clothes, Boutique Baby Clothes, Classic Baby Clothes, Classic Girls Clothes, Classic Boys Clothes, Designer Baby Clothes, Designer Girl Clothes, Designer Boys Clothes, Classic Childrens Shoes, Designer Childrens Shoes.


The combining of services from within and outside a business to achieve the same goal. Outsourcing can fill in gaps in internal expertise and save businesses time, money, and effort in recruiting additional staff. For example, an organization might develop software partly in-house and outsource part of the development to an outside organization.


Route 5 of the Oregon Back Country Discovery Route is a great adventure into Oregon's incredibly diverse and beautiful less-traveled roads. This allows adventurers to experience a very little traveled part of Oregon's vast, varied and incredible back country. For the majority of its 750 miles, the BCDR elevation ranges from 4000 feet plus to 6000 feet plus. On the route, one will travel from the high open meadows with Aspen and mixed Fir at the California border (6000 plus feet), to the high desert sand dunes of Christmas Valley (4000 plus feet), and into the lush conifer forests of northern Oregon. The BCDR has commercial services available approximately every 100 miles with street-legal vehicles needed for access. Campgrounds are available along the route. Due to the elevations the route is a late Spring, Summer adventure, depending on snow arrival in the Fall and departure in the Spring. The route is accessible at many places as it crosses highways and secondary roads.
This BCDR is divided into four sections. Each section is represented by a different color on the map. Maps for each section are offered individually. The maps are offered in a laser copier printed 8.5" X 11" format. The maps have road number and GPS points for easy navigation without on-ground signs.
Granite built this power plant to provide electricity to the town of Granite. The water supply located high in the surrounding mountains was diverted by the wood water line down to the power plant. It was forced through the very small nozzle against the water wheel to turn the generator and produce electricity. We were fortunate to visit on a day to learn of its recent history. Do a search and you will find pictures of old Granite and can see the power lines stringing across the town.
After years of neglect the building had suffered and the walls were leaning out almost to the point of collapse. A person we meet, sorry forgot his name, had taken the saving of the power plant on as a personal project. He involved the National Guard to help get the walls pushed back upright and build a new roof. The interior shows a very personal touch at the renewing of the Generator set. On a recent visit we have seen the signs where this person passed in his sleep and now the building set locked with an unknown future. Just one of the hidden treasures to be discovered on Route 5.
Why do we offer maps instead of GPS routes? Safety. The GPS companies discourage using GPS units as the only means of navigation. Stories of GPS unit failures are easy to come by. Reports of vehicle failures on the BCDR have been heard and experienced. We strongly recommend one carry Forest Service maps as well. Your journey will be one with few if any contacts with others outside your party. One needs to plan for being self-sufficient. Traveling with others is highly recommended. If one's means of transport fails, it can be a really, really long hike, and it could be many days before someone comes along, if at all. Some areas have cell phone reception but should not be counted on. If it becomes necessary to find civilization in a hurry, for any reason, you will be thankful for all the maps and resources along with you.
Thanks to all you supporters who have purchased Back Country Maps. Your support is the only support we receive. Beware of those who are ripping off the BCDR system by offering goods not sanctioned. It hurts all of us with on-going development of new and expanded routes.


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Home » Funding News » Weekly funding highlights 9 October 2020
Weekly funding highlights 9 October 2020
Tipalti (San Mateo, CA, US), an accounting software financial technology business, has raised $150 million (€127m), at a valuation of $2 billion (€1.69m), from Durable Capital Partners, with participation also from Greenoaks Capital and existing investor 01 Advisors. With the new sum, Tipalti plans on enhancing its accounts payable suite with more tools. Read more
Tanium (Emeryville, CA, US), a security and systems management company, raised $150m (€127m) in a funding round from Fidelity Management & Research Company, LLC, Baillie Gifford. With this new funding, Tanium currently raised over $900m, bringing the company's valuation to over $9 billion. Read more
Acesso Digital Tecnologia da Informação S.A. (São Paulo), a Brazil-based SaaS company, raised R$580 million (€91.38m) in Series B financing from General Atlantic and SoftBank. With the new funding, the company will continue to expand operations and its business reach. Read more
Chargebee (San Francisco), a subscription management system company, raised $55M (€46.54m) in Series F funding from Insight Partners. With the new injection, the company will enhance its product and integration processes in order to provide more accurate and optimized revenue models for businesses to experiment on. Read more
Onapsis (Boston, US), a company focused on cybersecurity and compliance solutions, raised $55m (€46.54m) in Series D funding, led by Caisse de dépôt et placement du Québec (CDPQ) and NightDragon, with participation from existing investors .406 Ventures, LLR Partners and Arsenal Venture Partners. With the new sum, Onapsis will expand its SaaS applications market offerings and optimize the current Saas products on the market, such as Salesforce, with protection and compliance. Read more
Payrix (Frisco, TX, US), an API platform provider, extended its Series A financing to over $50m (€42.3m). The funding was led by Blue Star Innovation Partners and Providence Strategic Growth. With the new sum, Payrix plans on enhancing its product offerings, driving a global market extension and improving its CX. Read more
Knoma (London), a company which offers payment solutions and a marketplace for learning, raised £21m (€23.11m) from Global Founders Capital, Rocket Internet, Fasanara Capital and Seedrs and angel backer LendInvest chairman, Christian Faes. With the new funding, Knoma will focus on improving its offerings for the UK home market, with plans on going globally. Read more
Illusive Networks (Tel Aviv-Yafo), a cybersecurity firm, announced $24 million (€20.31m) in venture funding from Spring Lake Equity Partners, Marker, New Enterprise Associates, Bessemer Venture Partners, Innovation Endeavors, Cisco, Microsoft, Citi, and other new and existing investors. With the new sum, Illusive Networks will grow its business and sales, and further focus on product enhancements for securing cloud workloads. Read more
AccessFintech (New York), a fintech firm that offers risk management services for banks and buy side, raised a Series B funding round of $20m (€16.92m), led by Dawn Capital. Other investors include: J.P. Morgan, Citi and Goldman Sachs and Deutsche Bank. AccessFintech plans on using the new funding to develop its business and accelerate product innovations in order to expand to new markets and acquire new partnerships. Read more
Uni is an Indian fintech startup which plans on addressing gaps in the current credit score process in order to make credit cards accessible for a vaster clientele. Uni has raised $18.5 million (€15.65) in its seed financing round led by Lightspeed and Accel. The startup managed to secure one of the largest seed funding rounds in India during the pandemic, although it currently does not have a product. Read more
Weekly news highlights 9 October 2020
Weekly research highlights 9 October 2020
Weekly analysis & opinion highlights 9 October 2020
Insights, Research Reports
EBA publishes presentations from forum on open banking
Shielding your portfolio against market downturns: The benefits of diversification
Member Spotlight: Bittiq
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Kashmir Sage is an erect perennial herb, with several stem 1-3 ft tall. It is closer to P. bracteosa and P. spectabilis but distinct in its oblong- lanceolate, up to 30 cm long, leaves with heart-shaped base, densely white woolly beneath. Flowers are large, pale purple to pink in dense whorls, calyx with long spine-tipped lobes, white woolly. Flowers 2.5-3 cm long, upper lip large, hooded, lowers lip darker; bracts awl-shaped. Kashmir Sage is found in the Himalayas, from Afghanistan to W. Nepal, at altitudes of 1600-400 m. Flowering: June-July.
Photographed in Upper Munda near Jawahar Tunnel, Kashmir.


Hilltop setting overlooking Meadow! Re-designed and renovated By John Longthorne, with custom landscaping By Fred Redmann. Make this a must see home! Updated kitchen opens to family room with built ins, fireplace and great views. Multi room master suite with tiled/glass shower. Park like rear yard and patio/hot tub for exceptional outdoor enjoyment. 3 car garage space for toys!


Leaving Thursday for weekend in Anitgua and then to El Salvador for 2 weeks before 2 month trip to Philippines. Pictures include great shots of Lake Atitlan and San Pedro from top of Hotel Villa Del Lago ,a picture of my Banana Bread Lady who keeps me from starving in the mornings and my room for past 6 weeks. Private room with balcony on the lake, cable tv, private bathroom all for $5.75 a night. My kind of place.


The Duncan family may (as the name suggests) have had some roots in Scotland, but the brothers Thomas and George Duncan were born in Dublin in the 1850s-60s. George left for England as a young man. Thomas stayed in Ireland, but his daughter, Ida Coffin Duncan became one of the first women to practice as a barrister in the English courts.
Ida's cousin Philip Courtenay Duncan was the second eldest of George's four children (Philip's older brother, Herbert, died in childhood). Richard Kemp has written an account of Philip's tragically short military career, which can be found here.