text:
package net.sf.cglib.util;

import java.lang.reflect.*;
import java.util.Comparator;
import net.sf.cglib.core.*;
import org.objectweb.asm.ClassVisitor;

/**
 * For the efficient sorting of multiple arrays in parallel.
 *

 * Given two arrays of equal length and varying types, the standard
 * technique for sorting them in parallel is to create a new temporary
 * object for each row, store the objects in a temporary array, sort the
 * array using a custom comparator, and the extract the original values
 * back into their respective arrays. This is wasteful in both time and
 * memory.
 *

 * This class generates bytecode customized to the particular set of
 * arrays you need to sort, in such a way that both arrays are sorted
 * in-place, simultaneously.
 *

 * Two sorting algorithms are provided.
 * Quicksort is best when you only need to sort by a single column, as
 * it requires very few comparisons and swaps. Mergesort is best used
 * when sorting multiple columns, as it is a "stable" sort--that is, it
 * does not affect the relative order of equal objects from previous sorts.
 *

 * The mergesort algorithm here is an "in-place" variant, which while
 * slower, does not require a temporary array.
 *
 * @author Chris Nokleberg
 */
abstract public class ParallelSorter extends SorterTemplate {
    protected Object[] a;
    private Comparer comparer;

    protected ParallelSorter() {
    }

    abstract public ParallelSorter newInstance(Object[] arrays);

    /**
     * Create a new ParallelSorter object for a set of arrays. You may
     * sort the arrays multiple times via the same ParallelSorter object.
     * @param arrays An array of arrays to sort. The arrays may be a mix
     * of primitive and non-primitive types, but should all be the same
     * length.
     * @param loader ClassLoader for generated class, uses "current" if null
     */
    public static ParallelSorter create(Object[] arrays) {
        Generator gen = new Generator();
        gen.setArrays(arrays);
        return gen.create();
    }

    private int len() {
        return ((Object[])a[0]).length;
    }

    /**
     * Sort the arrays using the quicksort algorithm.
     * @param index array (column) to sort by
     */
    public void quickSort(int index) {
        quickSort(index, 0, len(), null);
    }

    /**
     * Sort the arrays using the quicksort algorithm.
     * @param index array (column) to sort by
     * @param lo starting array index (row), inclusive
     * @param hi ending array index (row), exclusive
     */
    public void quickSort(int index, int lo, int hi) {
        quickSort(index, lo, hi, null);
    }

    /**
     * Sort the arrays using the quicksort algorithm.
     * @param index array (column) to sort by
     * @param cmp Comparator to use if the specified column is non-primitive
     */
    public void quickSort(int index, Comparator cmp) {
        quickSort(index, 0, len(), cmp);
    }

    /**
     * Sort the arrays using the quicksort algorithm.
     * @param index array (column) to sort by
     * @param lo starting array index (row), inclusive
     * @param hi ending array index (row), exclusive
     * @param cmp Comparator to use if the specified column is non-primitive
     */
    public void quickSort(int index, int lo, int hi, Comparator cmp) {
        chooseComparer(index, cmp);
        super.quickSort(lo, hi - 1);
    }

    /**
     * @param index array (column) to sort by
     */
    public void mergeSort(int index) {
        mergeSort(index, 0, len(), null);
    }

    /**
     * Sort the arrays using an in-place merge sort.
     * @param index array (column) to sort by
     * @param lo starting array index (row), inclusive
     * @param hi ending array index (row), exclusive
     */
    public void mergeSort(int index, int lo, int hi) {
        mergeSort(index, lo, hi, null);
    }

    /**
     * Sort the arrays using an in-place merge sort.
     * @param index array (column) to sort by
     * @param lo starting array index (row), inclusive
     * @param hi ending array index (row), exclusive
     */
    public void mergeSort(int index, Comparator cmp) {
        mergeSort(index, 0, len(), cmp);
    }

    /**
     * Sort the arrays using an in-place merge sort.
     * @param index array (column) to sort by
     * @param lo starting array index (row), inclusive
     * @param hi ending array index (row), exclusive
     * @param cmp Comparator to use if the specified column is non-primitive
     */
    public void mergeSort(int index, int lo, int hi, Comparator cmp) {
        chooseComparer(index, cmp);
        super.mergeSort(lo, hi - 1);
    }

    private void chooseComparer(int index, Comparator cmp) {
        Object array = a[index];
        Class type = array.getClass().getComponentType();
        if (type.equals(Integer.TYPE)) {
            comparer = new IntComparer((int[])array);
        } else if (type.equals(Long.TYPE)) {
            comparer = new LongComparer((long[])array);
        } else if (type.equals(Double.TYPE)) {
            comparer = new DoubleComparer((double[])array);
        } else if (type.equals(Float.TYPE)) {
            comparer = new FloatComparer((float[])array);
        } else if (type.equals(Short.TYPE)) {
            comparer = new ShortComparer((short[])array);
        } else if (type.equals(Byte.TYPE)) {
            comparer = new ByteComparer((byte[])array);
        } else if (cmp != null) {
            comparer = new ComparatorComparer((Object[])array, cmp);
        } else {
            comparer = new ObjectComparer((Object[])array);
        }
    }

    protected int compare(int i, int j) {
        return comparer.compare(i, j);
    }

    interface Comparer {
        int compare(int i, int j);
    }

    static class ComparatorComparer implements Comparer {
        private Object[] a;
        private Comparator cmp;

        public ComparatorComparer(Object[] a, Comparator cmp) {
            this.a = a;
            this.cmp = cmp;
        }

        public int compare(int i, int j) {
            return cmp.compare(a[i], a[j]);
        }
    }

    static class ObjectComparer implements Comparer {
        private Object[] a;
        public ObjectComparer(Object[] a) { this.a = a; }
        public int compare(int i, int j) {
            return ((Comparable)a[i]).compareTo(a[j]);
        }
    }

    static class IntComparer implements Comparer {
        private int[] a;
        public IntComparer(int[] a) { this.a = a; }
        public int compare(int i, int j) { return a[i] - a[j]; }
    }

    static class LongComparer implements Comparer {
        private long[] a;
        public LongComparer(long[] a) { this.a = a; }
        public int compare(int i, int j) {
            long vi = a[i];
            long vj = a[j];
            return (vi == vj) ? 0 : (vi > vj) ? 1 : -1;
        }
    }

    static class FloatComparer implements Comparer {
        private float[] a;
        public FloatComparer(float[] a) { this.a = a; }
        public int compare(int i, int j) {
            float vi = a[i];
            float vj = a[j];
            return (vi == vj) ? 0 : (vi > vj) ? 1 : -1;
        }
    }

    static class DoubleComparer implements Comparer {
        private double[] a;
        public DoubleComparer(double[] a) { this.a = a; }
        public int compare(int i, int j) {
            double vi = a[i];
            double vj = a[j];
            return (vi == vj) ? 0 : (vi > vj) ? 1 : -1;
        }
    }

    static class ShortComparer implements Comparer {
        private short[] a;
        public ShortComparer(short[] a) { this.a = a; }
        public int compare(int i, int j) { return a[i] - a[j]; }
    }

    static class ByteComparer implements Comparer {
        private byte[] a;
        public ByteComparer(byte[] a) { this.a = a; }
        public int compare(int i, int j) { return a[i] - a[j]; }
    }

    public static class Generator extends AbstractClassGenerator {
        private static final Source SOURCE = new Source(ParallelSorter.class.getName());

        private Object[] arrays;

        public Generator() {
            super(SOURCE);
        }

        protected ClassLoader getDefaultClassLoader() {
            return null; // TODO
        }

        public void setArrays(Object[] arrays) {
            this.arrays = arrays;
        }

        public ParallelSorter create() {
            return (ParallelSorter)super.create(ClassesKey.create(arrays));
        }

        public void generateClass(ClassVisitor v) throws Exception {
            if (arrays.length == 0) {
                throw new IllegalArgumentException("No arrays specified to sort");
            }
            for (int i = 0; i < arrays.length; i++) {
                if (!arrays[i].getClass().isArray()) {
                    throw new IllegalArgumentException(arrays[i].getClass() + " is not an array");
                }
            }
            new ParallelSorterEmitter(v, getClassName(), arrays);
        }

        protected Object firstInstance(Class type) {
            return ((ParallelSorter)ReflectUtils.newInstance(type)).newInstance(arrays);
        }

        protected Object nextInstance(Object instance) {
            return ((ParallelSorter)instance).newInstance(arrays);
        }
    }
}

redpajama_set_name: RedPajamaGithub


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We love working with John Keatley as a photographer and are always thrilled to expand the experience into motion as he continues to expand his directing portfolio. We loved the scripts for this project and were so excited that Heavenly was willing to take a departure from traditional advertising to make some truly funny spots. In this spot, Karen finally says goodbye to the bunny slope.


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text:
Berg ist ein Stadtteil von Stuttgart-Ost. Der historische, nun teilweise industrialisierte Stadtteil liegt zwischen Stuttgart-Mitte und dem Neckar am gegenüberliegenden Flussufer von Cannstatt. Schon seit der Römerzeit sind einige in Flussnähe gelegene Mineralquellen bekannt.

Geschichte
Der Ortskern von Berg geht auf eine seit dem 12. Jahrhundert nachgewiesene Siedlung zurück. Ein Ritter (miles) Wolframmus de Berge wird 1241 urkundlich erwähnt. Berg gehörte bis zur Eingemeindung (1836) der herzoglichen Rentkammer und wurde von Amtmännern verwaltet.

Der benachbarte Stadtteil Gaisburg, der ebenfalls auf das 12. Jahrhundert zurückgeht, war hingegen eine selbständige Gemeinde und kam erst im Jahr 1901 zu Stuttgart.

Zu Stuttgart-Berg gehörte früher auch Gablenberg, ein seit 1275 nachgewiesener Ausbauweiler von Berg. Er kam schon sehr früh zu Stuttgart, obwohl er – wie Berg und Gaisburg – räumlich von der heutigen Kernstadt Stuttgart getrennt war. Durch den Bau mehrerer Wohnsiedlungen wurden diese Stadtteile zu einem weitgehend geschlossen bebauten Gebiet. Die drei historischen Siedlungen bilden seit 1956 mit einigen Arbeitersiedlungen und der Uhlandshöhe den Kern des heutigen Stadtbezirkes Stuttgart-Ost, der noch um Stöckach und die Stadtrandsiedlung am Frauenkopf erweitert wurde.

Bei der Neugliederung der Stuttgarter Stadtteile zum 1. Januar 2001 wurden diese vier Stadtteilnamen reaktiviert und drei weitere Stadtteile (Ostheim, Uhlandshöhe und Gänsheide) gebildet, indem der Stadtteil Stuttgart-Ost entsprechend aufgeteilt wurde. Mit dem am Hang gelegenen Stadtteil Frauenkopf umfasst der Stadtbezirk Stuttgart-Ost seither acht Stadtteile.

Sehenswürdigkeiten
Die neugotische Berger Kirche ist ein dominierender städtebaulicher Blickpunkt auf dem Weg vom Neckartal zur Stuttgarter Innenstadt. Seit der Erweiterung der Residenzstadt im 19. Jahrhundert stellt der Kirchturm eine der damals noch romantisch geprägten Sichtachsen dar.

Unterhalb der Kirche liegt heute die Straße am Mühlkanal. An dieser Stelle verlief der 1,7 km lange Mühlgraben, ursprünglich wohl ein natürlicher Altarm des Neckars. Im Spätmittelalter nutzte man die natürlichen Geländeverhältnisse, um den Mühlkanal mit Wasser zu versorgen. Ab 1304 entstanden beiderseits des Kanals mehrere Mühlen, darunter die "Vordere Mühle", die nach einem Brand 1613 durch Heinrich Schickhardt wiederaufgebaut wurde. Sie wurde nach dem Zweiten Weltkrieg abgerissen.

Öffentliche Institutionen
 Südwestrundfunk mit dem Funkhaus (Studio Berg)
 Landesarbeitsamt

Bekannte Anlagen und Bauten

 Mineralbad Berg: Das umgangssprachlich als das "Neuner" oder das "Berg" genannte Mineralbad wurde 1856 vom Hofgärtner Friedrich Neuner als "Bad am Königlichen Park" eröffnet. Das Areal grenzt direkt an den Unteren Schlossgarten der Stuttgarter Innenstadt und gehört seit 2006 zur Gänze der Stadt; seine fünf Mineralwasser-Quellen speisen täglich 5 Millionen Liter in große Innen- und Außenbecken. Beim Bau des Mineralbades wurden Reste eines Turms der ehemaligen Wasserburg Berg gefunden.
 Mineralbad Leuze Das direkt am Neckar liegende städtische Bad mit jährlich 900.000 Besuchern wurde 1985 von Bildhauer Otto Herbert Hajek künstlerisch modern gestaltet. Die schon in der Römerzeit bekannten Mineralquellen waren 1851 von Ludwig Friedrich Karl Leuze gekauft und als Heilbad ausgebaut worden. Es sprudeln hier zwei stark kohlensäurehaltige Heilquellen und eine Mineralquelle für einen Teil der insgesamt acht Schwimm- und Badebecken mit über 1.700 Quadratmetern Wasserfläche. Die Saunalandschaft auf 1.500 Quadratmetern bietet viel Platz in neun Saunen.
 Berger Kirche: Das evangelische Gotteshaus wurde 1853–55 im Stil der Neugotik an der Stelle einer mittelalterlichen Wallfahrts- und Pfarrkirche aus dem 13. bis 15. Jahrhundert errichtet. Von ihr stammt der gotische Taufstein (um 1470). Bemerkenswert auch die große Orgel mit 25 Registern aus dem Jahr 1956.Als erster neugotischer Kirchenbau Württembergs ist die Berger Kirche ein Architekturdenkmal für Stadt und Region – und sollte auch ein Prototyp für evangelische Kirchenbauten Württembergs im 19. Jahrhundert sein (siehe Eisenacher Regulativ 1861). Hier finden sich auch die Reste der Ringmauer der Burg Berg aus dem 12. Jahrhundert.
 Villa Berg: Errichtet 1845–53 von Christian Friedrich Leins, diente die Neorenaissance-Villa und ihr 24 Hektar großer Park dem württembergischen Kronprinzen Karl als Sommersitz. Ihr italienischer Stil wirkte beispielgebend für die südwestdeutsche Villenarchitektur des 19. Jahrhunderts. 1913 ging die Anlage in den Besitz der Stadt über und war nach ihrem Wiederaufbau war die Villa 1950 bis 2004 das Sendestudio des Südwestrundfunks.
 Japan-Garten Stuttgart: der direkt unter der Villa Berg liegende Garten wurde zur IGA 1993 angelegt.
 Rosensteinbrücke: Von Bad Cannstatt kommend, überquert hier die Eisenbahn den Neckar kurz nach Verlassen des Rosensteintunnels. Die erste, 1846 für die Zentralbahn gebaute Brücke in Holzbauweise ruhte auf acht Mittelpfeilern. 1858 ersetzte man sie durch eine gusseiserne Brücke, 1914 durch ein viergleisiges Bauwerk. Die 1945 gesprengte Brücke wurde aber bald wiederhergestellt.

Persönlichkeiten
 Carl Georg Gottlob Nittinger (1807–1874), Mediziner, Arzt, Badeanstaltbetreiber in Stuttgart-Berg, Vorstandsmitglied des Stuttgarter Liederkranzes
 Karl Ehmann (1827–1889), Ingenieur
 Ernst Kuhn (1853–1903), Ingenieur, Unternehmer und Vorsitzender des Vereins Deutscher Ingenieure (VDI)
 Fritz Wüst (1860–1938), Eisenhüttenkundler und Gründungsdirektor des Kaiser-Wilhelm-Instituts für Eisenforschung
 Eugen Erwin Meyer (1868–1930), Ingenieur
 Emil Wezel (1905–1984), Pädagoge und Herausgeber

Siehe auch
 Heilquellenschutzgebiet Stuttgart
 G. Kuhn, Maschinen- und Kesselfabrik, Eisen- & Gelbgießerei in Stuttgart-Berg

Einzelnachweise

Weblinks

 Berger Bürgerverein
 Fotogalerie Berg und Stuttgart-Ost
 Geschichte des Stadtteils Berg bei MUSE-O.de (Museumsverein Stuttgart-Ost)

Berg
Ehemalige Gemeinde (Stuttgart)
Ort am Neckar
Stuttgart-Ost
Gemeindeauflösung 1836

redpajama_set_name: RedPajamaWikipedia


text:
Twitter chief information security officer reportedly exiting
Twitter's chief information security officer is reportedly leaving the company.
According to The Verge, sources say Twitter's Chief Information Security Officer, Michael Coates, announced internally about three weeks ago that he was stepping away from his role, but there was no external announcement. The security head is reportedly leaving to start his own company.
It's turning out to be a tumultuous week among top level security executives at technology companies. Also on Wednesday, Google's head of information security engineering Michał Zalewski announced on Twitter he was leaving after nearly 11 years. On Monday, news broke that Facebook's chief security officer, Alex Stamos, would be leaving the company.
The technology platforms are under greater scrutiny for allowing misuse and abuse on their platforms leading up to the 2016 US presidential election and mounting pressure to act. For its part, Twitter made policy changes to curb spam and bot activity by restricting simultaneous tweets from multiple accounts. Twitter has long been accused of not addressing abusive and malicious behavior on its site.
Coates has been with Twitter for just over three years now, joining the company in January, 2015. The Verge reports his interim replacement will be Joseph Camilleri, who currently serves as Twitter's senior manager for information security and risk.

redpajama_set_name: RedPajamaCommonCrawl


text:
Your 401k Could Make You a Millionaire — Here's How One Man Did It
GOBankingRates April 22, 2019
That 401k plan your employer offers as a workplace benefit could be your ticket to riches. Just ask Fritz Gilbert. Saving in a 401k made him a millionaire.
Gilbert started setting aside a portion of each paycheck in a 401k in 1985. By 2013, he had $1 million saved up. He plans to retire in June 2018 at the age of 55 and never work another day in his life. He's been blogging about his journey to early retirement at The Retirement Manifesto .
Although a recent GOBankingRates survey found that 42 percent of Americans have less than $10,000 saved for retirement, your 401k could make you a millionaire if you make the most of it, as Gilbert did.
Click through to follow his tips and learn how to increase your savings and retire rich .
Start Saving as Soon as Possible
When Gilbert got his first job out of college as a customer service representative, his employer gave him the option of saving in a 401k. "I started saving with my very first paycheck," he said. That's played a key role in his ability to become a 401k millionaire.
Gilbert wasn't earning much — just $21,500 a year — so he didn't contribute big bucks to his 401k during the early years of his career. But even those small contributions helped his balance grow to $1 million thanks to the power of compound interest . "Those early dollars are the most important because they have the most time to compound," Gilbert said.
Compound interest is interest calculated on the principal (the amount deposited) plus the interest that is earned. For example, you could have $1 million by age 65 if you started investing $188 per month at age 25 and earned 10 percent annually. If you waited until age 35 to start saving, you'd have to invest $507 per month with a 10 percent annual return to have $1 million by age 65.
"It was the earliest contributions that got me to the millionaire status," Gilbert said.
Take Advantage of Matching Employer Contributions
Not only did Gilbert get started saving early, but he also contributed enough to get the full 401k matching contribution his employer offered . His employer offered to match 50 cents for every $1 Gilbert contributed up to 6 percent of his pay. So he opted to save 6 percent of each paycheck to get the additional 3 percent contribution from his employer.
"I didn't think of it as a 50 percent return," Gilbert said. But now he knows that contributing enough to get his employer's full matching contribution played a big role in growing his 401k to $1 million.
If your employer matches your contribution, you should take advantage of this workplace benefit. After all, it's free money, and it will help you grow your 401k faster . For example, if you earn $40,000 a year and contribute just 3 percent of your salary but your employer offers a 50-cent match up to 6 percent of your deferred salary, you're missing out on $600 in free money.
Focus on Increasing Earnings
There's only so much you can afford to set aside in savings if you're not earning a lot — which was the case for Gilbert when he started his career. Even with compound interest, it would be tough to save $1 million by setting aside 6 percent of a $21,500 annual salary plus a 3 percent employer match.
So Gilbert focused on increasing his earnings to save more. By going above and beyond what was expected of him, Gilbert got pay raises and promotions that doubled his salary in the first five years of his career. That was a much better path to creating wealth than trying to increase his savings rate on a lower salary, he said.
Admittedly, Gilbert said it would be harder now for young adults to see that sort of rapid income growth because of wage stagnation. On the plus side, he said, there are so many ways to increase your income now — including side hustles — that weren't available in the 1980s when he was starting out.
Boost Savings With Each Pay Raise
Avoiding lifestyle inflation with each pay raise was key to Gilbert's ability to save $1 million. "I've seen almost everybody as they make more money spend more money," he said. To avoid falling into that trap, he increased his 401k contribution with each pay raise.
For example, if he got a 3 percent pay increase, he would increase his 401k contribution by 2 percent and take home an extra 1 percent. So he got a slight boost in take-home pay but a bigger boost in his savings rate. "It's a really good way to ramp up your 401k without sacrificing your lifestyle," Gilbert said.
If you don't think you can afford to contribute to your 401k now, start with your next pay raise, he said. You won't miss the extra money you're setting aside in savings because you're already used to living on your pre-raise income.
Max Out 401k Contributions
By the time Gilbert was in his early 30s, he was contributing the maximum pre-tax amount allowed to his 401k . Maxing out his contributions as soon as he could afford to helped his balance grow to $1 million. Currently, the maximum you can contribute to a 401k from your paycheck before taxes are taken out is $18,500.
Gilbert's employer also allows after-tax contributions to a 401k up to a maximum of $50,000. He's been contributing that maximum amount for the past five years, he said, which has helped his balance grow beyond the $1 million mark.
Don't Be Afraid to Make Lateral Moves in Your Career
Another way Gilbert increased his earnings was a willingness to make lateral career moves. It sounds counterproductive, but taking positions in his company that didn't always come with a pay increase actually helped him get better promotions down the road.
That's because by moving from department to department, he gained a better understanding of how his company worked. "It was because I made those moves that I was able to get into more senior positions," Gilbert said.
Just keep in mind that changing jobs just for a pay raise isn't always worth it if you lose access to a 401k or workplace retirement plan in the process — especially one with an employer match. Check the vesting schedule for your matching contributions to make sure you don't need to stay in your job for a certain period of time to receive what your employer contributed.
Live Frugally
Living within in his means has played a key role in Gilbert's ability to become a 401k millionaire. When he was starting out, he drove a $500 Subaru and lived in a basement apartment with a roommate. He's continued to live frugally, even after getting married, having a child and climbing the career ladder. That's allowed him to max out his 401k contributions to have enough to retire comfortably.
"I would much rather make minor lifestyle adjustments early than make radical lifestyle adjustments later," Gilbert said. "If you can't afford to save, what are you going to do when you're 65 — live on cat food in a mobile home?"
Watch Out for 401k Fees
Retirement plans such as 401ks charge fees to cover the cost of administering the plan and managing the plans' investments. "Just like returns compound, fees compound," Gilbert said. The higher the fees, the more they'll eat into your investment returns.
Learn More: 15 Hidden Fees to Watch Out for in Retirement
For example, if the fees and expenses on your account are 1.5 percent, your balance will be 28 percent smaller at retirement than if the fees had been just 0.5 percent, according to the U.S. Department of Labor. Gilbert said he's been fortunate because his employer's 401k has low fees. If you have a 401k with high fees, contribute enough to get your employer's full match if it offers one, Gilbert said. You could then open a Roth IRA with a low-fee investment firm such as Vanguard.
Keep Investments Simple
To become a 401k millionaire, you don't have to get lucky by picking a hot stock that soars. "I've always kept it simple," Gilbert said.
He invested in low-cost mutual funds, primarily stock funds, in his 401k. If your 401k plan offers a target-date fund or index fund, either can be a good place to start. A target-date fund adjusts your holdings of stocks and bonds automatically over time to reduce your risk as you near retirement age. An index fund tracks a major market index, such as the S&P 500, and typically has low fees.
Understand: What the Stock Market Is Doing to Your 401k
Stay the Course
Not only did Gilbert start saving early, but he also continued to set aside money for retirement throughout his career. "I've never gotten a paycheck that I haven't contributed to a 401k in 33 years of work," he said.
Even during stock market downturns, he didn't get scared, stop contributing or pull his money out of the market. In fact, he increased his contributions when the stock market fell. "I was high-fiving my wife every day because you're buying cheap," Gilbert said. He took advantage of the drop in prices to buy more shares. That helped his account balance grow more when the market bounced back and played a key role in getting his savings to $1 million.
Click through to learn 30 different ways you can retire earlier .
This article originally appeared on GOBankingRates.com : Your 401k Could Make You a Millionaire — Here's How One Man Did It
3 Reasons Your 401(k) Is Not Enough for Retirement
What Happens to My 401(K) Plan When It's Frozen?
What Are the Risks of Rolling My 401(k) Into an Annuity?


In the frenetic world of Fashion, and Interiors (which are now forever inter-woven) it can be difficult to filter out the noise of modern 24/7 marketing, and, as a Designer, Buyer, or Business owner to find a moment to truly sense a clear, unbiased trend.
I've followed Pattern Curator for years!…Whenever I needed a moment of calm, creative respite, Pattern Curator is my go-to resource for Designer Resurrection…and instant Inspiration!
It's a gift to be able to spot Trends, when did you discover you had a natural eye for forecasting?
Actually, I didn't really discover it on my own. One of my teachers in college, at the Academy of Art in San Francisco, saw it in me first. It was for a portfolio prep class & she would keep telling me I had a gift. At the time, I didn't really know what she meant, it was just gathering images & info for me. Many years later after working in the industry, is when I understood what she meant. I would say that I truly realised & discovered that this is a gift - was a little bit after I launched Pattern Curator in 2014.
How do you tune into the creative pulse?
One way is that I surround myself with like-minded people who are passionate about something. People who think outside of the box in their own craft - not necessarily art & design people. From having that kind of foundation, there's always someone to bounce off the crazy ideas or even inform each other of other ideas. I also value experiences. Whether it be traveling or going to an exhibit, I think it's important to incorporate personal experiences with theory.
This is a hard question. My favourite inspiration go-to is art. It could be the history of art, present or future. I always feel inspired looking at art even when I'm feeling depleted. Right now, I am really inspired by the art of human craftsmanship & the compulsion to make the thing that is imagined.
Trends are now 24/7 which makes it harder to predict the next big curve, how do you keep up?
Yeah, it's a little crazy. I am pretty obsessive though at looking & seeing common denominators, opportunities and noticing the hidden upswing. Even though it seems that trends are popping up faster than they did 20 years ago (when I first started in the industry), it's a little bit easier now. I use the constant access to my advantage. With the internet, social media & even web meetings, I can check in on Australia & what's going on there way easier today. As far as predicting the next big curve, I think because things are way faster now than they've ever been - the curve isn't as as big or as far to forecast. I also don't think this way of working is sustainable & we're seeing it. I do think we will slow back down a bit or at least look at things a little differently, change the industry standard. You can already see it with the 'buy now, wear now' mentality & with runways not looking distinctly one season.
What's your favourite sector of the marketplace and why?
Womenswear. I find it to be the most dynamic & most challenging areas in the market. There have been different points in my career where I've tried other areas & have always gone back to womenswear. I do love the fast pace & always having to be a step ahead.
Is colour easier to predict that print?
Another hard question. It depends, because they go hand in hand. You can have the same floral motifs season after season & it's the color combinations that can make it new. Or if you only want to look at color as a stand alone solid - possibly it's easier. But then you run into the shades & undertones of a color. I do find it easier to predict print trends because it can be a little more broad & when a print statement shows up it's pretty bold & noticeable. Less nuances than color, that's just me though.
What advice would you give to designers when choosing which trends to follow?
At the end of the day, follow your gut instinct and design from what intrinsically inspires you. Use the trends as a point of inspiration to take it further, but not as something to follow literally. I think the beauty of being a designer is that you have an idea in your head that's not like anything anyone else had done yet. Trends and trend forecasting are tools to take your craft further, it's not what dictates what your doing. Find the trend that is more of a guide that will bring your ideas to life. Different than finding the trend & copying what you're seeing. If we all do that - then we get caught in a circle.


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Olympic Licensing Goes for the Gold
The London 2012 Olympic and Paralympic Games take place over a six-week period and are expected to generate about £1 billion ($1.6 billion) of retail sales of licensed merchandise and more than £80 million ($128 mill
The London 2012 Olympic and Paralympic Games take place over a six-week period and are expected to generate about £1 billion ($1.6 billion) of retail sales of licensed merchandise and more than £80 million ($128 million) of royalty revenue over the next 20 months.
These numbers set the scene for Brand Licensing Europe's "big interview" with the commercial team behind the London 2012 Games. The team discussed financial targets, the innovative aspects of this program, its legacy and the measures being taken to ensure commercial success.
The London Organising Committee of the Olympic and Paralympic Games is the privately funded company tasked with securing more than £2 billion ($3.2 billion) of private investment to enable the games to be staged. This sum will be raised via ticket sales, broadcast deals, sponsorship and licensing. More than £650 million ($1 billion) of domestic sponsorship revenue has already been raised, breaking all previous records for an organizing committee. The £80 million-plus ($126 million-plus) revenue anticipated from licensing royalty revenue will be generated from about 50 licensees producing more than 10,000 products.
The Official London 2012 Merchandise Range
To date, there are 38 licensees on board and the licensing team has approved more than 3,000 product concepts. LOCOG's aim is for London 2012 merchandise to be as wide-ranging in its appeal as possible in terms of price, demographic appeal and retail reach. Products will include textiles, toys and games, gifts, souvenirs, sporting goods, publishing, jewelry, home furnishings and accessories. LOCOG believes it has a licensee base of prestigious brands such as Adidas, Links of London, Royal Mail, Royal Mint, Wedgwood, Dartington and Filofax. Products range in price from stationery items at less than £1 ($1.60) to collectors' coins for more than £20,000 ($32,000). Every demographic is targeted with the London 2012 mascots, Wenlock and Mandeville, helping to engage children and to introduce the fun elements of the London 2012 brand.
Initial London 2012 merchandise lines are at retail in time for Christmas 2010 and early products combine the vibrant, official London 2012 palette with popular designs such as the London skyline and Union flag, Wenlock and Mandeville and the London 2012 sports pictograms, which have been specially designed for the program. Merchandise is stocked at Adidas, Sainsbury's online, Next and select BP stations in addition to The London 2012 Shop online, St Pancras, Paddington and John Lewis Oxford Street.
Over the next 20 months, licensee product ranges will grow to incorporate new and refreshed graphics. Autumn 2011 will see the roll out of official Team Great Britain merchandise. A tease of what's to come was unveiled by Adidas in September with the first of several capsule collections designed by Stella McCartney in select Adidas and London 2012 shops. The estimated 10,000 product lines are on track to be available across all retail from autumn 2011.
Licensees have a number of assets at their disposal, including the GB Teams, the 2012 logo and typeface, the mascots and a number of brand treatments, such as pictograms of the 26 Olympic and 20 Paralympic sports, which have proved especially popular in these early stages.
"What makes the Games special is the brand," says Warren Traeger, licensing manager. "The five Olympic rings are recognized the world over and create wonderful brand associations. The Olympic rings reach people emotionally."
London 2012 has another creative angle to offer licensees in the form of imagery from past Games, including those hosted by London in 1908 and 1948, which is suited to high-end vintage ranges and already the subject of an apparel line from retail partner Next due to launch in January 2011.
The Tender Process
The process of tendering for a license is "not onerous, but thought-provoking," according to Traeger. This is an intense project with huge expectations and no second chances, so licensees have been asked to meet significant responsibilities in areas such as sustainability and ability to manage supply and demand. What's interesting is that the London 2012 licensee list is not made up of the "usual suspects," but is a mixture of well-known, large, small and new licensees.
"Quality that shines through is the defining factor," says Simon Lilley, head of licensing and retail. "The licensee list is best in class, representative of the regions of Great Britain and made up of companies willing to innovate and maximize this once-in-a-lifetime opportunity."
The Retail Plan: The Year of Two Christmases
Retail sales of £1 billion ($1.6 billion) are expected from London 2012 merchandise and, as with the product plan, the retail strategy stretches across all demographics and retail platforms.
The London 2012 U.K. retail partners are the department store chain John Lewis, the high street fashion chain Next, and the grocer Sainsbury's (for the Paralympic Games). Inside the Olympic Park there will be a 40,000-square-foot mega-store, three superstores totaling more than 15,000 square feet and an 8,000-square-foot shop in the athlete's village, which together could generate up to £2 million ($3.2 million) of sales per day during the Games. London 2012 shops will showcase official product (the shops at Paddington and St Pancras International stations are already open). The online store went live in April. And every retailer from high-end Harrods to high street chains and independents has the opportunity to sell London 2012 products.
One of the commercial team's biggest challenges so far has been to engage with retailers with enough time to ensure their buying strategies encompass two major sales seasons in 2012. It is being described as the "Year of Two Christmases."
Olympic and Paralympic Mascots: Wenlock and Mandeville
Olympic mascots are a funny breed. Rarely loved at the outset, mascots, such as Barcelona's Kobi the Dog, can evolve to be popular characters. London 2012's mascots Wenlock and Mandeville are unusual in having a back story, written by the children's author Michael Morpurgo. An animated film tells how they were crafted from the last drops of steel left over from the construction of the Olympic Stadium and how Wenlock and Mandeville are brought to life, adapt to their surroundings and learn Olympic and Paralympic sports along the way. The two mascots will have an active digital presence and are currently journeying around the U.K. visiting schools before returning to the Games in 2012. Plush toys from Golden Bear are currently among the top-selling items in the London 2012 shops.
There are still some licenses to sign. At the moment there are offers out for souvenir bricks, memorabilia, sports optics and eyewear, for example. Other categories to fill may include food, footwear and sporting goods.
For the 50 or so licensees involved, the Games may be a transforming experience. And, as Lilley explained, LOCOG also hopes there will be an important legacy for the brands involved. "We will have been successful if we elevate Team GB and the Paralympic GB brands to be able to continue their licensing programs after the Games," he says.
Every Olympic Games is different and there is no precedent to say what products will sell best each time—it has varied for each host nation. Beijing's spectacular Games are thought to have been the most expensive ever and the Sydney Games were praised for great merchandise. What London's lasting effect will be remains to be seen. But with less than two years to go this is proving to be a slick licensing program that is on track to meet its formidable targets, as well as introducing new licensees and product innovations, which should prove more lasting than the Games themselves.


The stars of the Oamaru Operatic Society's Chicago production shone again in Dunedin on Saturday night, where Oamaru's own Billy Flynn took out the outstanding achievement award at the Otago Southland Theatre Awards.
Oamaru Operatic Society president Dan Lewis said a group of 23 people from the society travelled down to Dunedin for the awards.
"It was a great inaugural event . . . it was really great to be a part of it," he said.
Though the production did not take home any awards this year, the night offered up a big surprise for David Snow, who played Billy Flynn in the production.
"We'd nominated David Snow for the outstanding achievement award," Mr Lewis said.
With Mr Snow unaware of his nomination, winning the award came as a big surprise for him, Mr Lewis said.
Mr Snow had originally been cast in a minor role, but ended up playing Billy Flynn – a task which saw him have to learn a script very quickly.
That effort made him deserving of the outstanding achievement award, Mr Lewis said.
OSTA convenor Helen Horsnell said it had been "very, very hard" to decide the winners of the different categories.
Mr Snow deserved the outstanding achievement award he came away with, Mrs Horsnell said.
Mr Snow could not be reached for comment in time for publication.
Mrs Horsnell said about 190 people attended the awards, and the "marvellous" evening meant everyone could mingle without the pressures of a show on them.


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Great Yarmouth Mercury > News > Health
Norfolk hospital's coronavirus death toll reaches 200
Updated: 5:23 PM January 12, 2021
Another coronavirus-related death has been confirmed by James Paget University Hospital in Gorleston. Picture: DENISE BRADLEY - Credit: Copyright: Archant 2019
The number of patients to have died with coronavirus at a Norfolk hospital has reached 200.
According to the latest figures released by Public Health England 200 people have now died within a month of a positive coronavirus test at Gorleston's James Paget University Hospital.
The hospital recorded its worst single day of the pandemic on January 7 when seven people died.
The most recent figures show three people died on January 9, one on January 10 and two on January 11, bringing the total to 200.
A statement on the hospital's website said the latest six people to die having tested positive for Covid-19 were a man in his 50s, a woman in her 60s and four people in their 80s - two women and two men.
All had underlying health conditions.
The statement added: "Their families have been informed and our thoughts and condolences are with them at this difficult time."
The figure is the lowest of the county's three main hospitals with 248 deaths at the Norfolk and Norwich Hospital and 203 at the Queen Elizabeth in Kings Lynn.
As of January 5, 88 beds at the JPUH were occupied by Covid patients, with 288 taken up by non-Covid admissions.
At the time 30 beds were empty.
The figures are updated weekly on a Thursday.
In the two weeks from December 22 to January 5 the percentage of beds occupied by Covid patients rose from 9pc to 21.7pc.
The grim milestone comes as people are asked to adhere to Government guidelines aimed at controlling the spread of the more contagious new variant.
Measures have seen a clampdown on enforcement with police out on patrols and handing out fines for breaches.
In Great Yarmouth the borough council is recruiting a pool of new paid Covid marshals to help people to abide by the guidelines.
In terms of the number of cases the first week of January saw numbers fluctuating with a peak of 119 new cases on January 4.
Since then rates have reduced with 64 recorded on January 7 when a total of 3,379 cases had been recorded across the borough.


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Income Tax rule 44DA
You are here: Home / Posts Tagged "Income Tax rule 44DA"
Tag: Income Tax rule 44DA
CBDT notifies Income Tax rule 44DA & FORM No. 34BB
CBDT notifies Form no. 34BB for making request to withdraw application pending before before Settlement Commission. Assessee has option to withdraw pending application filed before Settlement Commission within 3 months from date of commencement of the Finance Act, 2021
(Department of Revenue)
(CENTRAL BOARD OF DIRECT TAXES)
Notification No. 40/2021-Income Tax Dated
G.S.R. 301(E).—In exercise of the powers conferred by sub-section (1) of section 245M read with section 295 of the Income-tax Act, 1961 (43 of 1961), the Central Board of Direct Taxes hereby makes the following rules further to amend Income-tax Rules, 1962, namely:-
1. Short title and commencement.-
(1) These rules may be called the Income-tax (12th Amendment) Rules, 2021.
(2) They shall come into force from the date of its publication in the Official Gazette.
2. In the Income-tax Rules, 1962 (hereinafter referred to as the principal rules), after rule 44D, the following rule shall be inserted, namely:—
"44DA. Exercise of option under sub-section (1) of section 245M and intimation thereof.-
(1) The exercise of option by an assessee to withdraw his pending application under sub-section (1) of section 245M shall be in Form No. 34BB.
(2) Form No. 34BB shall be verified by the person who is authorised to verify the return of income of the assessee under section 140.
(3) Form No. 34BB shall be furnished electronically in accordance with the procedures, formats and standards specified by the Principal Director-General of Income-tax (Systems) or Director-General of Income-tax (Systems), as the case may be, and thereafter signed printout of the said form shall be uploaded in the manner specified by the Principal Director-General of Income-tax (Systems) or Director-General of Income-tax (Systems), as the case may be, under sub-rule (4).
(4) The Principal Director-General of Income-tax (Systems) or Director-General of Income-tax (Systems), as the case may be, shall specify the procedures, formats and standards for the purposes of furnishing and verification and manner of uploading of Form No. 34BB."
3. In the principal rules, in Appendix-II, after Form No. 34BA, the following Form shall be inserted, namely:—
"FORM No. 34BB
[See rule 44DA]
Exercise of option to withdraw pending application under sub-section (1) of section 245M of the Income-tax Act, 1961
The Assessing Officer,
……………………….. ……………
Sir/Madam,
I, …………………………………………………………, having Permanent Account Number (PAN) ………………………………………… / Aadhaar Number …………………. do hereby intimate the exercise of option to withdraw my application for settlement made under section 245C of the Income-tax Act, 1961 (hereinafter referred to as the Act) on …………………..… vide number ……………….. at …………………..…. Bench.
2. I do hereby affirm that the aforesaid application was not declared invalid under sub-section (2C) of section 245D of the Act and no order under sub-section (4) of section 245D of the Act was issued on or before the 31st January, 2021 with respect to such application.
I, ………………… (full name in block letters), son/daughter of …………….. (name of father) solemnly declare that to the best of my knowledge and belief, the information given above is correct.
I further declare that I am furnishing this intimation in my capacity as ………………… and I am also competent under section 140 of the Act to verify it.
Signature …………….……………….
Designation…………………….
Address……………….……… . ".
[Notification No. 40/2021][F.No. 370142/8/2021-TPL]
RAJESH KUMAR BHOOT, Jt. Secy. (Tax Policy and Legislation)
Note:- The principal rules were published vide notification S.O. 969 (E), dated the 26th March, 1962 and last amended vide notification G.S.R. 291(E), dated the 26th April, 2021.
May, 3


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Nadal wins French Open for his 20th grand slam title
07:29, October 12, 2020
With his record-improving 13th triumph at Roland Garros, world number two Nadal is now tied with Swiss Roger Federer as the player with the most men's singles major titles.
Nadal was the early aggressor as he choked Djokovic to win the opening set in brutal fashion having made only two unforced errors. He then kept a firm grip on a subdued Djokovic in the second set under the roof of court Philippe Chatrier.
Read more about Nadal wins French Open for his 20th grand slam title
Djokovic advances as Pliskova dumped out
09:53, October 2, 2020
Some rare sunshine bathed the Court Phillipe Chatrier but it was dull viewing for the few spectators allowed in to watch the 33-year-old glide effortlessly through.
The opening set was done and dusted in 22 minutes as Djokovic won the last 10 points and the second set was only marginally more competitive.
Berankis, ranked 66th, needed courtside treatment on his back before the start of the third set but got back to his feet to endure more punishment from the clinical Serb.
Read more about Djokovic advances as Pliskova dumped out
Injury forces Serena out of Roland Garros
The American, who turned 39 this week, had been due to play Bulgarian Tsvetana Pironkova in the second round later but after a warm-up decided the injury was too severe.
Williams, a three-time former champion at Roland Garros, said she may not play again this year.
Williams had suffered the problem during her semi-final loss to Victoria Azarenka in the U.S. Open and said ahead of her Roland Garros campaign that she was not at 100% physically but had recovered sufficiently to play.
Read more about Injury forces Serena out of Roland Garros
French Open: Serena Williams cruises into second round
10:40, September 29, 2020
"I just need to play with more confidence," Williams said, by way of explanation for how her 7-6 (2) 6-0 victory over 102nd-ranked Kristie Ahn unfolded Monday, "like I'm Serena."
Well, yes, she was more herself for the latter half of the contest, which by the end really wasn't much of a contest.
And this is how Ahn described the sensation of being across the net from that version of Williams, the one where she is at her very best.
Read more about French Open: Serena Williams cruises into second round
Roger Federer to miss French Open, other events after knee surgery
07:59, February 21, 2020
It's only the second operation for the 38-year-old Federer - the other was on his left knee in 2016 - and one that is certain to raise questions about his future in tennis.
He posted on social media Thursday that his knee had been an issue "for a little while."
"I hoped it would go away," he said.
The man who has spent more weeks ranked No 1 than any other and owns a men's-record 20 grand slam titles said the operation was in his home country of Switzerland on Wednesday. He currently is ranked No 3 behind rivals Novak Djokovic and Rafael Nadal.
Roger Ferderer
Read more about Roger Federer to miss French Open, other events after knee surgery
French Open: Novak Djokovic escapes disqualification
BY: Julianna Waeda
09:30, June 3, 2016
The world number one, a three-time runner-up and seeking a maiden Roland Garros crown to complete the career Grand Slam, defeated Czech seventh seed Tomas Berdych 6-3, 7-5, 6-3, claiming a place in an eighth French Open semi-final and sixth in succession.
But the 29-year-old Serb, who will face Dominic Thiem of Austria for a spot in the final, admitted he was lucky to escape being kicked out of the tournament in the second game of the third set.
Read more about French Open: Novak Djokovic escapes disqualification
French Open: Nadal withdraws due to wrist injury
07:52, May 28, 2016
With third-round action in full swing out on the Roland Garros claycourts, Nadal dropped a bombshell midway though a sunny afternoon when he announced he was withdrawing because of an injury to his left wrist.
For one of the game's fiercest fighters, it was a lame way to go - especially after he had dropped only nine games in reaching the third round where he had been due to play compatriot Marcel Granollers on Saturday.
Read more about French Open: Nadal withdraws due to wrist injury
Federer out of French Open as fitness issues end grand slam streak
The 34-year-old world number three's appearance at Roland Garros had been in doubt after he missed the Madrid Open with back problems and suffered an early defeat at the Italian Open in the build-up to the claycourt major he won in 2009.
The last time the 17-times major champion was absent from one of the sport's four majors was at the 1999 US Open.
"I regret to announce that I have made the decision not to play in this year's French Open," father of four Federer said in a message posted on Facebook.
Read more about Federer out of French Open as fitness issues end grand slam streak


This new exhibition of photographs by leading British photographers such as Shirley Baker, Bill Brandt, Anna Fox, Chris Killip, Martin Parr and Tony Ray-Jones explores our evolving relationship with the natural world and how this shapes individuals and communities.
This exhibition brings together more than 50 of Odundo's vessels alongside a selection of historic and contemporary objects that have inspired her from across the globe. Works by artists including Edgar Degas, Barbara Hepworth, Henry Moore and Auguste Rodin are on displayed.
Since opening in 2011, The Hepworth Wakefield has continued Wakefield's tradition of supporting contemporary artists through exhibitions and acquisitions.
The Hepworth Family Gift consists of 44 full size, rarely seen working models - surviving prototypes in plaster and aluminium made in preparation for the works in bronze Hepworth executed from the mid-1950s to the end of her career.
2019 sees the second iteration of our revival of the ground-breaking scheme School Prints.
The works on display in this exhibition have been selected from Wakefield's art collection to reveal the wide variety of materials artists have used to express sculptural ideas – through abstraction and figuration, and from the early twentieth century up to the present day.
A festival of sculpture across Wakefield and Leeds.
The Hepworth Wakefield will present the first solo exhibition in a European museum by American artist Christina Quarles.
This major new exhibition at The Hepworth Wakefield will bring together around 45 paintings and works on paper by Alan Davie and David Hockney, many of which have not been seen publicly for decades.