1 leaf (2 p.) ; 9 3/4 x 7 5/8 in.
William Lloyd Garrison thanks Samuel May Jr. for contributions to the fund being raised to pay for George Thompson's passage to Europe. He will try to find employment for George Thompson in England. He will urge the court to give the Francis Jackson bequest to the New England Freedmen's Aid Society. Garrison writes: "The suffrage question is now obsolete at the South. The enfranchised freedmen, under the Congressional reconstruction act, will never allow themselves to be deprived of the ballot, except at the peril of civil war; and that the whites will not dare to provoke." Garrison will meet the committee on the National Testimonial at their convenience. Mrs. Mary Ann White Johnson will stay with Mrs. Garrison during William L. Garrison's European trip.


text:
Q: AWS sns email notification receiving utf-8 characters like =C3=A8 I'm receiving sns notifications from a topic forwarding emails in a django app.
The request body json present in the Message.content contains strange utf-8 format ( ie: "=C3=A8" representing "è") and also some "= " somewhere.
I'm trying to parse it before to load:
body = request.body.decode('utf-8')

body_unicode = unicode(body)
js = json.loads(body_unicode.replace('\n', ''))

But I'm not able to. The substrings "=C3=A8" are still in the body_unicode.

A: These are quote printable characters and they are used in emails. What you are looking at can be converted to a normal string in python as shown below
Python 3.6.1 (default, Apr  4 2017, 09:40:21)
[GCC 4.2.1 Compatible Apple LLVM 8.1.0 (clang-802.0.38)] on darwin
Type "help", "copyright", "credits" or "license" for more information.
>>> import quopri
>>> data = quopri.decodestring("=C3=A8")
>>> data
b'\xc3\xa8'
>>> data.decode("utf-8")
'è'
>>>

For more details refer to How to understand the equal sign '=' symbol in IMAP email text?

redpajama_set_name: RedPajamaStackExchange


text:
Introduction: economies were born where education and
of the basic objectives of economics is to provide welfare to people most
efficiently. Human capital can be defined as the skills, knowledge and other
intangible assets which can be used to produce some economic value. A high
number of researchers have revealed that human capital plays a big role in economic
growth. Mincer (1958) first theorized human capital as an important proponent of
economic growth, as it raises output. This theory was used as a basis for
future studies on economic growth. Mankiew et al. (1992) utilize secondary
education enrollments. Barro and Lee (1993) and Bosworth et al. (1995) have used
average years of schooling. Education was viewed as the core factor of human
capital by macroeconomists, while health held equal stature according to
microeconomists as labour needs to be healthy to work efficiently. (Romer,
1986, 1990; Lucas, 1988; Rebelo, 1991) emphasized that human capital formation
was a major factor which explains difference in growth performance of developed
and under-developed countries.
theory suggests that labor productivity is an exogenous variable which depends
upon workforce in terms of capital and technological advances. It fails to
capture the potential growth of productivity due to education, health or
training. Studies on theory of market value have shown that there is an
influence of intangible assets, such as R&D, intellectual properties of
companies and patents which lead ultimately to economic growth. Companies that
are deemed as the spine of the biggest economies were born where education and
health are of top quantity and quality. This has been observed throughout the
past two decades, as companies raised huge amount of assets through developing
technologies, which came through an incubating environment. Companies such as
Apple, Google, Microsoft, have created industries and made leaps in
technological advances, enjoy assets worth more than most countries. This
influx of money then leads to higher economic growth of their countries. Tesla
for a more recent example, have completely changed the automotive industry by
developing fully electric production cars. This technology for mass production
was deemed impossible for a decade into the future. The same can be said for
SpaceX.
incredible economic growth of countries with very few natural resources, the
likes of which relied on importing their input materials. Japan, Taiwan and
other countries of the sort relied heavily on their human capital formation and
bore the fruit, as they attained high growth rate and therefore greater
welfare. USA, Germany, Japan have had persistent high economic growth over a
100 years, and if growth of land and physical capital is taken into account
there should've been a rapid decrease in returns and eventually no growth. The
persistence can therefore be credited to technological advancement, which came
through formation of human capital. This scientific advancement gives high
value to education, training and other factors leading to it.
economic effects of population health can be seen both at the individual and
macroeconomic levels. There is consensus of health's effect on economic growth,
however the magnitude of the effect is the area where there exists a difference
of opinions.
countries have more human capital as compared to physical capital, so more
emphasis should be given to developing labor quality. Pakistan has a very large
labor population but had very low spending on health and education throughout
its history. In the past decade health expenditure revolved around .9% while
education averaged 2.4%. Comparing two neighboring countries Iran and India,
Pakistan ranks below both on life expectancy and average years of schooling.
Although it ranked closely on life expectancy at birth with India but trails
both countries on education and health by some margin according to the human
development index. It is currently ranked at 147 while India and Iran rank at
131 and 69 respectively.
and Education indicators alone fail to capture development of capabilities and
skills of labor, so a broader measure is needed to study the effect of human
capital on economic growth. Variables such as unemployment, protection of
property rights, social security affect development of human capital. Unemployment
generates a negative effect on human capital, as there is lack of area to apply/develop
skill and knowledge acquired by the individual. Social security has the same
effect as people are demotivated to work/study in institutions due to
terrorism/crime. This study tries to capture the effect of these variables on
economic growth of Pakistan.
term human capital was first coined by (Mincer, 1958), where he viewed labor
force as factor which can be invested in to increase output. He defined human
capital as "the stock of knowledge, habits, social and personality attributes,
including creativity, embodied in the ability to perform labor so as to produce
economic value".
effect of human capital on economic growth is inconsistent throughout
literature, as some papers show a strong significant impact while other papers
report a negative relation. In this section, a review of previous literature
will be cited and cause of inconsistency will be adressed.
the 1960s, neoclassical model was used for the growth model as developed by
(Sollow, 1956). One feature of this model is the convergence property, which
means that lower the real per capita GDP, higher the predicted growth rate. If
all economies were the same and which is not the case, then convergence would
apply absolutely, because all economies differ in various ways, then
convergence would have a conditional effect. Meaning that growth rate tends to
be high if an economy begins below its own target position. Convergence
property is conditional because steady state levels and output per worker
depend on population growth, saving rates, government policies, protection of
property rights, so on and so forth. This property is derived from the
diminishing returns to capital in the neoclassical model. Low capital per
worker would lead to higher rate of returns and thus higher growth rate.
concept of capital in the neoclassical model can be broadened to include human
capital, as education, experience and health play a role in it (Lucas, 1988),
(Mulligan and Sala-i-Martin, 1993), (Barro and Sala-i-Martin, 1995). A country
that tends to have a high labor to capital ratio tends to grow more rapidly,
because physical capital is much easier to manage and can be allocated
efficiently in a short time. (Ben Habib and Spiegel, 1994) suggest that if the
GDP depends more on a countries initial level of per capita output then the
starting amount of human capital is high.
this rate must diminish as it reaches its steady state. But the long run data
of countries show that a steady positive growth sustains over a century or more.
Neo classical theory then fails to predict long run per capita growth. One exogenous
variable in the model which successfully predicts the long run growth is rate
of technological progress.
growth theory thus tries to fill the gap by including technological progress.
These models include private incentives to discover new products or production
methods. These incentives can be encouraged by patent protection or government
subsidies or direct government involvement. This incorporated theory was
initialized by (Romer, 1987, 1990) and includes contributions by (Grossman and
Helpman, 1991) and (Agion and Howitt, 1992).
(Becker,
1962) also popularized investment in human capital. He studied the change in
income due to change in investment cost and rate of returns. He emphasized to
invest in education, healthcare and training. (Schultz, 1971) also worked along
these lines and found causal relationship in education and healthcare and found
a positive effect of these variables on economic growth.
cross-country studies find a significant impact of human capital on economic
growth. (Rosenzweig, 1990) reported out that major determinant of high growth rate
of developed countries and poor growth rate of developing countries is
difference in the human capital growth. (Sachs and Werner, 1997) also reported
a positive relation between healthcare and growth but found that increase in
health expenditure increases economic growth but a decreasing rate. (Steward et
al, 1998) studied cross country data from 1970-1992 between human development
and economic growth and found a strong two-way causation. However, strength of
the relationship from economic growth to human development depends on female
education and social services expenditure whereas income distribution and
investment rate determine the strength of relationship from human development
to economic growth. (Lucas, 1993):
The main engine of growth is the accumulation of human capital –
or knowledge – and the main source of differences in living standards among
nations is a difference in human capital. Physical capital plays an essential
but decidedly subsidiary role.
rapid decrease in mortality rates lead to the population explosion in the 19th
and 20th century. Increased survival rate and decrease in mortality
led to a population boom, the most significant increase was found in infant
mortality rate so there was a large increase in young people. In the long run,
reductions in infant mortality lead to a fall in desired fertility, creating a
one?time
baby?boom
cohort. As this large cohort ages, the resultant changes in population age
structure can have significant economic implications. Population growth is the
difference between birth and death rates and the global population explosion in
the twentieth century is attributable to improvements in health and falling
death rates. Health advancement in developing countries lead to an initial
increase in the number of children. Reduced infant mortality, increased numbers
of surviving children, and rising wages for women can lower desired fertility (Schultz,
1997) which leads to smaller cohorts of children in future generations. This
process creates a "baby boom" generation that is larger than both preceding and
succeeding cohorts. Subsequent health improvements tend primarily to affect the
elderly, reducing old?age
mortality and lengthening the lifespan. In many theoretical models a population
explosion reduces income per capita by putting pressure on scarce resources and
by diluting the capital–labor ratio. In these models population declines spur
economic growth in per capita terms. For example, the very high death rates and
decline in population due to the Black Death in fourteenth century Europe
appear to have caused a shortage of labor, leading to a rise in wages and the
breakdown of the feudal labor system (Herlihy, 1997). However, in modern population
there appears to be little connection between overall population growth and
economic growth; indeed the twentieth century saw both a population explosion
and substantial rises in income levels.
of the monetary value of life (the willingness to pay to avoid a small risk of
death) are often very large (Viscusi and Aldy, 2003). We can use these
estimates of the value of life to compare the welfare improvements that have
come about due to improvements in population health and the improvements due to
economic growth and higher incomes. We can measure the money value of health
improvements by the amount of money people, would be willing to pay to forgo
these improvements. For example we survey people living with today's income,
health, and life expectancy as to what level of income would be required for
them to accept living with average life expectancy and health a century ago.
The income gain they would require is a measure of value of health and
longevity in monetary terms, which can be very large. Such comparisons suggest
that in many countries the value of health gains has been comparable to, or has
even surpassed, the value of income gains (Nordhaus, 2003). In addition,
although income gaps between countries have been very persistent over the last
50 years, there has been large?scale
convergence in life expectancy, suggesting that overall world welfare levels
have been converging (Bourguignon and Morrisson, 2002; Becker, Philipson and
Soares, 2005). The large monetary value of health gains gives a rationale for
investing in health quite apart from its instrumental value as an input into
population health measures are highly predictive of future economic growth,
there is a debate about how to interpret the link. The health effect could be
interpreted as the macroeconomic counterpart of the worker productivity effect
found in individuals. However (Acemoglu, Johnson and Robinson, 2003) argue that
health differences are not large enough to account for much of the cross?country difference in incomes, and
that the variations in political, economic, and social institutions are more
central factors. They argue that health does not have a direct effect on
growth, but serves in growth
regressions as a proxy for the pattern of European settlement, which was more successful
in countries with a low burden of infectious disease.
One way to
address the issue is to see how the effect of health caries with the inclusion
of other variables in the growth regression that may account for potential
omitted variables. (Sala?i?Martin, Doppelhofer, and Miller, 2004) test 67 potential variables that might affect economic growth. They
start by putting an equal probability of
affecting growth on each variable. They run possible models of a particular size (for example, 5, 7, 9, and 11
explanatory variables) and perform Bayesian
updating on the results to find the find the posterior probability of each variable being included. If the model has
only five explanatory variables, they select the
East Asia dummy, primary schooling, price of
investment goods, initial income, and fractional tropical area as the most
likely explanations of economic growth. However
extending the model to include nine explanatory
variables adds life expectancy, malaria prevalence, the fraction of the population Confucian, and the population
density in coastal areas, indicates that the predictive power of health for
economic growth is robust to the specification
of the growth regression.
Acemoglu
and Johnson (2007) raise a second objection to the argument that health affects economic growth. They instrument health using
the initial disease burden and worldwide
technological progress in disease?specific
interventions. They find that instrumented health does
not predict the level of income. This result is
subject to the criticism of lag times; it may take time for health technologies to be implemented and time for the health
improvements in children to work their way into
productivity improvements. However, the major innovation
in the paper is the argument that health improvements increase longevity and spur population growth and this population
growth puts a strain on other factors, causing
income per capita to fall.
are many issues which could lead to inconsistent estimation of health's effect
on economic growth. Firstly and the most major problem, is that health is
measured in different ways, different proxies are used to measure health.
Secondly there is a problem of inconsistent data, this is because there is evidence
of adult cognition and production efficiency affected by their childhood
health. Thirdly there is a case for causality, so it is possible that income
affects health and health affects income so it becomes difficult to measure.
a solution to this measure difference is to address the root cause for
difference in adult health indicators. There is consistence in the health data
collected about children which very strongly influences adult health. This was seen
by (Case, Fertig, and Paxson, 2005) who used education and parental influences to
show childhood health has a strong impact on adult health. (Schultz, 2002) regresses
adult height with childhood health and nutrition to argue that each centimeter
gain in height due to improved inputs as a child in Ghana and Brazil leads to a
wage increase of between 8 and 10 percent.
solution could be to derive data ourselves using quasi-experiments. (Thomas and
Frankenberg, 2002) advocated this approach. (Bleakley, 2003) studied the
effects of the eradication of hookworm and malaria in the United States in the
1910s and 1920s. Controlling for normal wage gains in areas that were not
infected, showed that persons who were born after eradication had higher wages
as compared to persons born before eradication. However the rate of returns
which can be achieved due to investment in health is not addressed.
(Barro,
2001) studied education's effect and found a strong impact. He reported that
high ratio of human capital tends to generate higher growth through two
channels, firstly through more absorption of physical capital due to lower
labor to capital ratio and secondly due to efficient adjustment of physical
effects of education such as increased individual wages follow from the assumption
that education results in learning, which increases a worker's productivity. If
workers are paid the value of their marginal product, it means that
better-educated workers should earn higher wages.
addition to the direct effects of education, a number of indirect effects have emerged
in the literature. (Michaelowa, 2000) found a positive effect of a
mother's schooling on her children's health in developing countries. Healthier
children may be more productive than unhealthy children and the result may be
higher performance in school. Similarly, better-educated parents tend to make
more informed decisions with regard to family planning – the result being
smaller family sizes. Smaller family size enables more parental involvement in
each child's education (as parents' time is scarce). Increased parental involvement
in a child's education may enable the child to perform better in school and
encourage him or her to pursue additional years of education. An individual's
choice to pursue further education may improve the earnings of his or her
neighbors. (Michaelowa
and Katharina, 2000) offers the example of an educated farmer who implements
new agricultural techniques. Neighbors may observe the new methods used by the
educated farmer and imitate them. Learning through observation is a mechanism by
which such educational benefits may be spread within a community.
Cost of Capital Paper Essay
: Working Capital Management Essay
U.S. Tax System Essay
Population Education Essay
Correlation Between Savings and Investments and Their Impact on Gdp in China, India and Pakistan Essay
Economics Internal Assesment Essay
Riordan Security Issues Essay

redpajama_set_name: RedPajamaCommonCrawl


Alexander & Victor Fine Art formally introduced itself to Miami with a gala opening reception for the work of the Cuban American painter Rolando Diaz, and continues to display work by international contemporary artists from around the world. As former residents of New Orleans, owners Victor and Debra Mistretta bring over 20 years of experience to the art collector's forum. The Coral Gables gallery features Joan Colomer, Emanuel Mattini, Gantner, Pino, Carlos Aguilar, Fabian Perez, and several other artists exclusively in the Miami area from over 15 countries including Israel, Germany, Peru, Hungary, Spain, France, Italy, and the United States. Victor admits, "We are not what you would expect to see in Miami. Of course, we bring our experience and aesthetic from New Orleans and I believe we represent a significant facet of the art world that is appreciated by collectors". The original gallery on Royal Street in the French Quarter opened its doors in 2003, and while evacuating from the plight of hurricane Katrina, the Mistrettas fell in love with a storefront in Coral Gables on the Miracle Mile. Fortunately, the New Orleans gallery sustained no damage, and reopened just a month after the disaster. The gallery is re-arranged often, and the experience is more like a European salon than the late custom of modern white-walled galleries. New collections are introduced to the public by elegant opening receptions and concentrated advertising efforts. "One can expect to walk into this gallery and see at least sixty paintings," says Debra. "We run the gamut of subject matter with an array of still lifes, figurative works, modernist inspired compositions, and landscapes." This gallery is a "must-see" for both beginning and well-seasoned collectors, offering an impressive selection of original works on canvas, bronze sculptures, and limited edition giclees. With the original gallery still thriving in the heart of the French Quarter, as newcomers to Miami, Alexander & Victor has become acquainted with local interior design firms, and continues to nurture the philosophy that "we are not salespeople – we are servants to those who want fine art in their daily lives". In addition to the works featured in the gallery, Alexander & Victor provides a website that displays the entire inventory of both New Orleans and Coral Gables. Collectors can peruse the website at any time and see information about the artists and available works before stepping foot into the gallery. "It's a convenience that allows our clients to be prepared. Many times I'll receive a call from someone who is interested in a particular work, and we'll make arrangements to have the work displayed in whichever gallery is nearby," says Victor. "Our intention is not to detract from the novelty of discovering something special; rather, it allows someone to take control of the selection process, and to make the discovery in person." Alexander & Victor Fine Art is open Monday through Saturday from 11:00 am to 6:00 pm or by appointment. For more information, please visit: www.alexanderandvictor.com.


The title of the painting, In the Black Country,refers to the name popularly given to the Borinage, a region in the Hainault, to the west of Mons in Belgium. In the 19th century, this area was transformed by the exploitation of coal deposits, the setting up of factories and miner's cottages - whole towns built for the population working in the mines.
The effect produced is one of a striking sadness. The tall chimneys, dotted about the devastated countryside, throw out thick, black plumes of smoke into a dark sky. The dark mounds of the slag heaps rise up - mud-coloured shapes on the horizon. No figure animates the implacable solitude of this plain, bristling with industrial, redbrick buildings.
To depict this unrelenting, terrible yet fascinating landscape, Meunier chose a high viewpoint enabling him to see across a wide area. The composition is based on two intersecting diagonal lines: the transverse line created by the wooden viaduct, and the cutting between two slag heaps, from which a train is emerging. This triangular layout is repeated in the alignment of the hills.
Colour is applied in broken, fragmented brush strokes, following Neo-Impressionist principles. The artist's palette consists of browns mixed with black or with yellow to create a range of earthy tones, livened up by the red of the brick.
In 1896, Siegfried Bing put on a one-man exhibition of Meunier's work in his gallery "L'Art Nouveau". It brought together a collection of bronzes, plastercasts, watercolours, pastels and drawings, and four paintings including this one. The press praised it, pointing out how these paintings provided a strange and unusual setting for his moving sculptures of miners.


Is the picture of Bryson and the kangaroo caption 6 or caption 7?
Whoa…Giant chocolate kangaroo that is bigger than me. I'm gonna need more water to eat all this.
Can he come to my house to play?
Psst, Hey kid, want to buy a Joey?
Hey, when is it my turn for a ride?
Crikey! This one put up quite a fight before I bronzed her!
I will jump in here and thank everyone for these funny captions. Readers that don't normally comment are welcome to submit a caption.
You know that you can do it: humor courses through your veins, wit is at your every fingertip, laughter is your middle name, and fun is the object and design of your existence.
How can you resist your latent captioning ability?


Henan Gang Iron and Steel Co.,Ltd's, Sell A573 Grade 58, A573 Grade 65, A573 Grade 70, steel plate, super thick,. Sell A573 Grade 58, A573 Grade 65, A573 Grade 70, steel plate, super thick, wholesale, manufacturer and supplier. Visit for more information on high quality China products.
BBN steel can offer A36,A283 Grade C,A572,SA283 steel stock in China,if you need ASTM A573 Gr 58 steel supplier,contact BBN steel now!
Quality Q235B Q345B Hot Rolled Pickled and Oiled Steel Coil Thickness1.5-200MM manufacturers - Buy from China Hot Rolled Steel Coil factory & exporter. ... A283 Grade C,A283 Grade D. A573/A573M A573 Grade 58,Grade 65,Grade 70. GB/T700: Q235A,Q235B,Q235C,Q235D,Q235E: ... China Good Quality Hot Rolled Steel Coil Supplier.
A573 Grade 58 steel coil supplier also can be called as alloy structural steel. Alloy steel means this kind of grade contains some special alloy composition. Alloy steel plate application is very wide, as : Machine, pressure vessel, construction and so on .


text:
Fitness, Health, Healthy Living
InstaFit… InstaSTOP!
Instagram is my favorite. One of my guilty pleasures is looking at all the fitness…
Kristen Malm May 27, 2014
Skills and Achievements I Wish I Could Put on a Resume
Since graduating high school in 2009 my life has been a series of "resume building…
Jacki Cone-Auslender March 7, 2014
#20SomethingProblems, Fitness, Health, Life, Life After College
My Life as Comedy Hour: How the Hell is "Spring Break" Almost Here?
You may be thinking, WTF? This bitch isn't even in college anymore. Rude, but, yes,…
Casey February 26, 2014
Celebrities, Fitness, Wait... Who's That?
Wait…Who's That?: The South Korean "Queen of Skating" Who Won Silver
We are here to help you be more efficient with your time, clearly by saving…
amanda lane February 21, 2014
Fitness, General, Health, Healthy Living, TV & Movies, Wait... Who's That?
Wait…Who's That?: Rachel Frederickson
Watching an award show, reading a magazine, sitting in a meeting…there will always be that…
amanda lane February 6, 2014
Entertainment, Fitness, Health, TV & Movies
Twenty-Something's Love: Tone It Up
For most of us, fitness resolutions are made in January. And if you're anything like…
Lauren Certo February 4, 2014
Fitness, Life After College, Wait... Who's That?
Wait…Who's That?: Russell Wilson
Watching an award show, reading a magazine, sitting in a meeting, the Superbowl…there will always…
Kiss the Gym Goodbye: 7 Workouts You Can Do At Home!
Okay, Okay, we get it, it's cold, it's dark, it's raw, and more often than…
Erin Jean January 28, 2014
Must Try Workouts for 2014
Unfortunately, with society, magazines, and all the other bullshit that is out there for women…
Lauren Certo January 15, 2014
Fitness Products I Can't Shut Up About
Perfect Fit Protein From the amazing ladies of Tone It Up comes a healthy-good for…
Lauren Certo August 28, 2013
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This is the first in an eight-part blog series about what makes Elevate Recoveries a different kind of collection agency. Instead of mission and vision statements, Elevate Recoveries employs a simple philosophy that we try to instill in our team. The first component of our philosophy is to "engage the positive".
Working in the collec tion business is not always easy, and working in healthcare collections is even less so. Unlike credit card debt where the consumer knowingly charges a TV or vacation to their card of choice, healthcare debt is typically unintended. Instead of a single bill from Visa, the healthcare consumer will get multiple bills for a single event: the hospital, the doctor, the lab, maybe an anesthesiologist and even an ambulance company. If the consumer has insurance, there are deductibles, co-pays, maybe even secondary insurance or third-party liability. The healthcare event and subsequent bills can be confusing to the consumer, and trying to explain it to them can be a challenge to the healthcare collector.
The other challenge is that no one lives in a bubble…there are outside influences for the collector such as family issues, financial issues, and world events as a whole. Add to this the negative view most individuals have about collection agencies, and one can see how those in the collection industry can easily become negative, and in some instances even depressed. That is why it is imperative to "engage the positive".
At Elevate we help our team members do this in a number of ways. To start, we refer to our collectors as payment advisors. This may seem trivial, but it helps to project a positive image on our staff and to the consumer as well. Next, we teach our payment advisors that every contact with the consumer is an opportunity to help them solve a financial problem, and to educate them on how insurance affects the hospital billing process. We also remind our staff of the old adage about catching more flies with honey than vinegar…an upbeat, positive payment advisor historically will collect more money than a negative one. Positive tone and attitude from the payment advisor is typically reciprocated by the consumer resulting in more successful account resolutions. Positivity and negativity are both contagious affecting those around us, so by engaging the positive not only are you helping yourself collect more money but you are also helping the payment advisor sitting next to you. We also celebrate the small successes on our collection floor as equally as we do the big successes. We rejoice when a payment advisor gets a payment in full and revel when they get a $50 payment too. And finally, we routinely have contests for perfect attendance, most collections in a day, most collections in an hour, etc. The prize may be small like a $10 Starbucks gift card or it may be larger like a 42" HDTV. The end result is the same: an upbeat, positive atmosphere on the collection floor.
Engaging the positive is not always easy, but it is critical to success in the challenging environment of healthcare collections.


The mind works only one way – inside out. There is no outside in. In other words it's impossible for other people and circumstances to make us feel a certain way no matter how much it appears that way.
The illusion is that there is something other than thought making us feel something. Only thought creates feeling. When we hold certain thoughts to be true about ourselves; fixed ideas about who we are, how things should be and what should happen in the so called future – not only do we limit our human potential, we loose touch with the natural flow of life and the richness of each moment.
Often we 'try' to figure stuff out by going to the very place that is causing the unpleasant feelings – our personal thinking.
So what happens when we stop using personal thinking to figure stuff (thought that we're holding as true) out?
Listen to the recording of our latest Edinburgh community night with Steph Wilson & Kaye Taylor, pointing you back to your true nature. The place within that already knows that you're okay.
The place of inbuilt wisdom and pre-existing intelligence where an infinite well of fresh thought originates in the form of new ideas.
This is the space where problems cease to exist. Because we fall out of the illusion and wake up to our natural state of well-being, peace and understanding.


Looking at the new rules, Japan appears to have followed in the footsteps of Singapore in ensuring resorts that integrate casinos, entertainment shows, convention spaces, will have gambling as only a portion of the business.
Japanese Prime Minister Shinzo Abe's cabinet approved regulations for gambling resorts, the first of which could open in Osaka as soon as 2024 and provide a new source of tax revenue.
The Japanese plans could open the way for billions of dollars in investment from the likes of MGM Resorts International and Melco Resorts & Entertainment. Japan, which already has horse racing and other forms of legalized gambling, is a late entrant into the Asian casino market, with Macau being the region's most powerful center.
This article was written by Emi Nobuhiro and Isabel Reynolds from Bloomberg and was legally licensed through the NewsCred publisher network. Please direct all licensing questions to legal@newscred.com.


text:
Dr. Chancellor Williams Offers "The Destruction of Black Civilization," Dr. Joseph Cornelius presents "What Hat Are You Wearing — Part I" and "The Devil and Leroy Jones — Part 2" and HBCUs Sing The History of Black Music
Tony Brown's upcoming and final book:"Walking Between The Raindrops" www.tonybrownsjournal.com/upcoming-book
MON., DEC. 31 – TBJ #505 -- How Black Civilization Was Destroyed. Why did it happen? Dr. Chancellor Williams, widely-acclaimed historian, explains his soundly-researched theory as to why Africans, the first builders of civilization in the cradle of world civilization and the discoverers of mathematics, writing, sciences, engineering, medicine, religion, fine arts and the builders of the great pyramids, were so easily toppled.
TUES., JAN. 1 – TBJ #2606 – The History of Black Music – Part I: Historically Black colleges and universities (HBCUs) create a unique music history lesson on stage in Las Vegas in this vocal extravaganza. Choirs, groups and soloists from the nation's Black colleges showcase their talents in riveting stage performances.
WED., JAN. 2 – TBJ #2607 – The History of Black Music – Part II: Historically Black colleges and universities (HBCUs) create a unique music history lesson on stage in Las Vegas in this vocal extravaganza. Choirs, groups and soloists from the nation's Black colleges showcase their talents in riveting stage performances.
THURS., JAN. 3 – TBJ #2323 – What "Hat" Are You Wearing? – Part 1: Educator Dr. Joe Cornelius developed a creative way to explain Black history and to motivate young people through drama. He created a historical masterpiece when he chronicled the saga of Black America as it changes "hats" with the times.
FRI., JAN. 4 – TBJ #2324 – The Devil's Advice – Part 2: Educator Dr. Joe Cornelius once again shares his insightful talent as he weaves the tale of a young man struggling against the odds. In "The Devil & Leroy Jones," Dr. Cornelius imbues his performance with a message of hope for the future.


RRP: £459.99NOW £259.99This trampoline package is ideal for all trampoline enthusiasts and is a complimentary addition to any garden, as comes complete with blue padding. It features a more responsive but safe jump area, so it great for younger children, and comes complete with safety enclosure and ladder.
RRP: £469.99NOW £259.99This trampoline package is ideal for all trampoline enthusiasts and is a complimentary addition to any garden, as comes complete with green padding. It features a more responsive but safe jump area, so it great for younger children, and comes complete with safety enclosure and ladder.
RRP: £549.99NOW £319.99This trampoline package is ideal for all trampoline enthusiasts and is a complimentary addition to any garden, as comes complete with green padding. It features a more responsive but safe jump area, so it great for younger children, and comes complete with safety enclosure and ladder.
RRP: £549.99NOW £319.99This trampoline package is ideal for all trampoline enthusiasts and is a complimentary addition to any garden, as comes complete with blue padding. It features a more responsive but safe jump area, so it great for younger children, and comes complete with safety enclosure and ladder.
RRP: £1259.99NOW £479.99This trampoline package is ideal for all trampoline enthusiasts and is a complimentary addition to any garden, as comes complete with green padding. It features a more responsive but safe jump area, so it great for younger children, and comes complete with safety enclosure and ladder.
RRP: £1259.99NOW £479.99This trampoline package is ideal for all trampoline enthusiasts and is a complimentary addition to any garden, as comes complete with blue padding. It features a more responsive but safe jump area, so it great for younger children, and comes complete with safety enclosure and ladder.
Next Day Trampolines provides quality trampolines at warehouse prices. We buy in bulk from the original manufacturers to get the best deals, and our customer service team will bend over backwards to make ordering and delivering your trampoline quick and easy. We are open from 8.30am-6pm Monday to Friday and 9am-5pm Saturday and Sunday so if there is anything we can help with, please give us a call.


text:
Pitching to billionaires for investment is an art, and every startup entrepreneur must know the tricks of the trade
Dazeinfo - August 22, 2022
Seeking investment is a matter of survival for a bootstrapped startup, while an established one needs it to join the unicorn club. But raising funds is not easy, and majority of startup entrepreneurs fail in the process. The most common...
The next Warren Buffett: Why the world is going crazy over the 30-year-old billionaire
Dazeinfo - August 5, 2022
How do you picture a multi-billionaire? They have luxury homes, cars, buildings, yachts, and several workers, Right? But Samuel Bankman-Fried breaks all those barriers and appears to be the world's most humble billionaire who believes in donating all his...
Nykaa Founder Falguni Nayar Is the Talk of The Town After IPO Listing Gain
Aarzu Khan - November 10, 2021
The overwhelming response received by fashion brand Nykaa in the stock market has given a lot of hope to many other female-led Indian startups. Falguni Nayar is the leader of the first female-led unicorn in India and has risen...
Forbes India Richest People 2021: Cumulative Wealth Increased 50% YoY
Aarzu Khan - October 7, 2021
Forbes has published a list of India's richest people titled "The 100 Richest Indians 2021". Surprisingly, the cumulative wealth of India's top 100 wealthiest people surged a whopping 50% YoY, to $775 billion in 2021. This represents a massive...
Happy Birthday Shiv Nadar: HCL's Philanthropic Revolutionary
Shyam Swaraj - July 14, 2021
Credited to build India's first ever indigenous PC, at the same time when US was building its first PC, Shiv Nadar, the Founder and former Chairman of HCL Technologies Ltd (NSE:HCLTECH) and Shiv Nadar Foundation, has pioneered the computer...
Why Is Elon Musk Net Worth Skyrocketing Like Never Before!
Amaan Khanna - January 8, 2021
Yesterday, Tesla and SpaceX CEO Elon Musk dethroned Jeff Bezos, CEO of Amazon and claimed the title of world's richest person, all thanks to the unprecedented surge in Tesla's stock price in a record time. According to the Bloomberg Billionaire's...
Elon Musk Overtakes Bill Gates And Becomes the 2nd Richest Person in the World
Khushi Rebekah - November 24, 2020
It's been a good week for Elon Musk and his electrical vehicle business Tesla. Earlier this week, after Tesla Inc.'s rocky road to being added on the S&P 500 Index ended in a victory, Musk's net worth soared by...
Elon Musk Added Over $100 Billion To His Net Worth In Just 1 Year, Leaves Jeff Bezos Behind
Dazeinfo - November 20, 2020
Jeff Bezos may be the world's richest person in the world but it's Elon Musk who has been attracting the eyeballs of everyone for the last few weeks. The net worth of Elon Musk, the serial entrepreneur and visionary...
Elon Musk Leapfrogs Mark Zuckerberg As Tesla Stock Value Skyrockets
The past few days have been full of highs for Elon Musk, the famous billionaire behind the equally famous Tesla. As if SpaceX, his rocket company, sending 4 astronauts into space was a foreshadow for what the rest of...
₹90 Crore Per Hour: That's What Mukesh Ambani Added To His Wealth During COVID Era
Amaan Khanna - September 30, 2020
Today the "IIFL Wealth Hurun India Rich List 2020" was released and guess who kept maintained his position at the top for the ninth consecutive year? It's Mukesh Ambani! The only Indian who is currently among the world's top 5...


Last edited by skidlids : 04-Sep-2015 at 11:18 AM.
I'll be taking this to Anglesey with the idea of doing a session or two on it to make sure I'm happy with it.
I did a few laps on the bike during the Anglesey test day.
If I had to I could race it as it is but ideally it could do with a few minor tweaks.
Feels like a bit of air has got into the front brake and also the forks could do with dialing in/setting up to suit me.


836 Fayetteville Rd SE, Atlanta, GA 30316 - B&M Property Solutions, LLC.
The contract for 836 Fayetteville Rd SE Atlanta, GA 30316 offers fantastic return opportunities for fix and flip and landlord investors!
Rehab investors can potentially earn cash-on-cash returns of 24% or greater with the contract for this property. Renovated homes like 690 Fayetteville Rd recently sold for $365,000.
RSVP For our one and only inspection on Thursday, June 14 at 7 PM or check out our website at http://www.bmsells.com/property/ for more information.


text:
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redpajama_set_name: RedPajamaGithub


In an asset class where information is king, investors are turning to alternative data in the pursuit of alpha.
When Nobel Laureate Eugene Fama first formed his efficient market hypothesis, he argued that outperformance through active management was impossible—that all stocks always trade at fair value and cannot be bought at a discount or sold at inflated prices.
Nowhere is this less true than in emerging markets.
While emerging market investing is a constant source of contention and speculation—over the right time to buy, the right level of exposure, and the right weights to give individual countries and sectors—scholars, managers, and allocators alike at least agree on one thing: emerging markets are far from Fama's ideal.
But to capitalize on this opportunity requires filling in the blanks—in other words, obtaining the information that isn't baked in.
In international investing, informational advantage has long been associated with having a physical presence on the ground—whether it be a full office or an individual analyst—studying the local markets. UBS does this just this: Wong says his team sends analysts to developing countries to question locals on buying decisions to better map out consumption trends.
But increasingly, managers like Ali—a senior portfolio manager with Goldman's quantitative investment strategies team—are gaining an edge in emerging markets without racking up frequent flyer miles. They're relying, instead, on big data.
Big data—a combination of nontraditional data sets and computational and analytics tools such as algorithms and machine learning—has slowly infiltrated investment processes over the last decade. Hedge funds, investment banks, and, according to alternative data provider Thinknum, even some of the most "forward-thinking" pension funds have adopted these data-driven strategies.
At Thinknum, Zhen and fellow co-founder Gregory Ugwi have catalogued unique data sets on hundreds of companies, public and private, by drawing from information publicly available on the internet: business locations, job listings, airline traffic, and retail prices. If it's online, Zhen adds, it can be indexed and applied to investment analysis.
Take Facebook check-in data for example. Thinknum has found the number of users checking into a restaurant on Facebook to be highly correlated with that restaurant's reported revenue—and, like most alternative data sets, it's available before companies report earnings. "These data sets can be extremely predictive of how a company is doing," Zhen says.
"Nontraditional data points can give investors an edge," agrees Emmett Kilduff, founder and CEO of Eagle Alpha, a one-stop big-data shop providing data-driven research, analytics tools, and a directory of alternative data sources. In emerging markets in particular—where officially provided data is sparse and sometimes unreliable—Kilduff says alternative data can offer an "unbiased view," if you can get ahold of it.
"There's definitely less data in emerging markets than there is in developed markets. Alternative data isn't going to be as easy to access there," he adds.
Firms like Thinknum and Eagle Alpha that mine data from the internet, for example, will not be able to gather as much intelligence in countries where internet usage isn't as widespread. According to a recent UBS report, internet penetration in emerging markets is "very low," reaching less than half the population in nations like India and South Africa.
At GSAM, most of the data Ali and his team use is either fundamental in nature—"metrics that identify good businesses that are growing and stocks that are valued appropriately," he explains—or focused on sentiment.
"Whether people like them, whether people are talking favorably about them, whether they are exposed to the right themes and trends, whether similar companies are doing well—there is more technical analysis of looking outside the four walls of a company and trying to see how other companies and investors are reacting around them," Ali continues.
This data could come from web traffic patterns; it could come from news coverage; it could even come from computers programmed to read analyst reports and earnings call transcripts to quantify sentiment and tone.
This type of information and analysis can "complement a 'boots on the ground' approach," says Eagle Alpha's Kilduff. But it may not be enough to replace traditional information sources entirely.
While the foundation chief uses a data-driven manager in her emerging-markets portfolio, she also employs a manager that sends research analysts to developing countries to meet with companies in person. Both managers, she says, are limited—the quantitative manager by the lack of quality data, the qualitative manager by time, travel expenses, and unreliable sources.
But as internet usage and e-commerce in emerging markets expand—something UBS's Wong predicts will occur at a rapid rate—big data will only continue to grow. Investors would be ill-advised to ignore it.


MOVING TIMELAPSE: Steemit is the FUTURE of social media because now you can earn money from your posts - All aboard the cryptocurrency evolution bandwagon!
Steemit is the FUTURE of social media because now you can earn money from your posts - All aboard the cryptocurrency evolution bandwagon!
My journey always leeds me to exactly where I need to be. Some say I am just lucky but I believe it is more than just luck.
This time I have enjoyed a chance encounter with a man who chooses to remain anonymous, but to put it in a nutshell he has introduced me to a way of making more money than I ever dreamed possible simply by doing what I love: Maintaining my creative output and sharing it on the internet.
Steemit is the name of the completely new platform I am using now (similar to Reddit) and wow.... after just 2 weeks of posting a few things there it has already made me more money than an entire year of shooting & uploading films to Youtube.
I have just posted a beautiful collection of pictures on Steemit showing where I have been living for the last 7 months, south of Ubud in central Bali.


Church is more than a service. It's people living life together and helping one another in our community. You will find imperfect and interesting people who are on a spiritual journey together from all walks of life and religious backgrounds. You will find contemporary, uplifting worship, people trying to live authentic lives, and practical Biblical teaching.
We seek to "Be a Blessing" and serve people in our community in the name of Jesus. Fellowship is in our name because we love to learn about God, pray for each other, eat, laugh, and live. Don't hesitate to let us know how we can become friends or if you need to visit a pastor, we are available to talk.


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Do The GOP #OHSEN Candidates Support Rick Scott's Working-Class Tax Hike?
Columbus, OH — Today, U.S. Senator Rick Scott, the head of the National Republican Senatorial Committee (NRSC), admitted the GOP's plan if they retake the majority is to hike taxes on working Ohioans and retirees.
According to the Washington Post, Scott's plan "calls for new taxes on tens of millions of Americans," which could include a tax hike that falls disproportionately on the shoulders of working-class Ohioans. If he had his way, Scott's tax hike could even mean tax increases for retirees, who are already living on a fixed income after they spent years paying into Social Security and Medicare.
It's also important to note what isn't mentioned in Scott's proposal. MSNBC's Steve Benen says, "Scott offers nothing on health care, child care, ideas on how to curb inflation, or even an explanation as to how he would go about pursuing his ostensible, wildly unrealistic ideas."
Every one of the out-of-touch millionaires vying for the GOP nomination in Ohio's Senate race needs to come clean and tell Ohioans whether they support their party's baffling scheme to hike taxes on hardworking Ohioans and retirees.
"While working families are already feeling the squeeze from rising costs, Republicans are freely admitting they plan to raise taxes on the people who can least afford it. Not one of the out-of-touch extremists running for U.S. Senate in Ohio has dared to break with their party on these reckless tax hikes for hardworking Ohioans – because, unsurprisingly, the only people they'd answer to in Washington are their fellow millionaires and well-heeled special interest friends," said Michael Beyer, a spokesperson for the Ohio Democratic Party.


Middlefork is a powerful hybrid that is taking Washington by storm. With THC levels sometimes exceeding 27%, this euphoric and relaxing bud is recommended for experienced consumers. Unfortunately, growing info for this strain is lacking.
Middlefork is a newcomer to Washington State and has quickly become a local celebrity. This silly flower is a hybrid cross between Blueberry and Dutch Treat. Overall, this strain provides a happy and powerful sativa-dominant experience.
The THC content in this strain runs high, with the most impressive test soaring to over 27%. For such a potent strain, the overall effects are surprisingly mellow and lighthearted.
While there is quite a bit of indica in Middlefork, many find this strain great for daytime use. Other's find that they are easily able to drift off to sleep when wanted.
In high doses, Middlefork will send your mind soaring. As a true hybrid, the sativa mental stimulation is very noticeable. Expect a speedy sort of stimulation coupled with some significant heavy-bodied effects. If you're hoping to be euphoric and relaxed a the same time, Middlefork is for you.
The flavor of this strain is light, juicy, and unique. It has inherited much of the sweetness of Blueberry with plenty of the citrus acidity from Dutch Treat. Some slight refreshing minty pine notes may also be detected.
Middlefork is predominantly available in recreational dispensaries. Though, many medical consumers are fans of this strain. Many tend to use this strain for headache and migraine relief.
If you've had a difficult day or struggle with a condition related to chronic stress, Middlefork will quickly melt away your worries and put you into a different headspace. Thanks to indica heritage, the pain relieving qualities of this strain are also quite significant.
Are you searching for Middlefork seeds? The Volt Cannabis Seeds Store – the store with the biggest inventory!


All orders are shipped within 48 hours if all of the lamps are in stock (we carry all of the single elements in stock). Lead time to manufacture lamps is approx. 1½ weeks . Monday - Friday 8am - 5pm.
The rate charged for the shipping of your order is based on the either the weight of your products or Cubic weight of the shipping carton and your location. Before the final checkout page you will be shown what the cost of shipping will be, and you will have a chance to not place your order if you decide not to.


Able Sail is a non-profit organization who provide the experience of sailing to those who have some form of disability. With the aid of their partners and sponsors, Able Sail is able to provide this service for a low cost of membership.
2. Integration of disabled persons into the Shediac Bay sailing community.
3. Offering relaxing recreational sailing for all persons with disabilities.
4. Disabled persons, if they wish to learn how to sail competitively with instruction from our experienced sailing staff.
"No matter what disability you may have, we believe that you can enjoy sailing and therefore are eligible for our program. No previous experience is necessary. If you use a wheelchair we have an electric lift that enables us to place you safely and directly into one of our boats specifically designed with counterbalanced seats. If you use a ventilator, please bring along a friend to help you".


Let's Make America Great Again – EMPOWER YOUR PERSPECTIVE !
After all, he used the phrase the day America elected its first black President for the second time. I am referring to President Barrack Obama, the same President who Donald Trump spent years denying that he was born in America, and as such, that his presidency was illegitimate.
I say, let us make America great again because for several decades, America has distinguished itself as the greatest country on earth in many ways, but we have recently been squandering our good-will and the respect we have enjoyed on the domestic and international scenes at a record rate.
Partisan Political division in America is at an all-time high.
White Supremacy and echoes of the days of black slavery, that many naively thought was dead, has been raising its ugly head, without even trying to disguise its identity.
The USA has been known as the bastion and defender of human rights around he world. But in recent times, not only have we failed to call out human rights abuses in places like North Korea, China and Russia, but we have shocked he world with human rights abuses of our own making.
Under the name of a zero tolerance immigration policy, we have been deliberately separating children from their parents seeking asylum at our borders without any plan in place to reunite them.
And when forced by a Federal Judge to reunite all of the almost 3000 children separated from their parents, and to do so by a certain date, the deadline expired with the Government boasting that it had reunited the large majority of families.
However, our Government claimed that over 600 of the separated children do not qualify to be reunited with their parents on technical grounds, mainly because their parents from whom they were forcibly separated, cannot be located, having been deported.
That is 600 children like your minor child and my minor grand-child and like the minor child of every member of Congress and like the President's youngest child – just not as privileged to have American parents.
These children, many of whose parents have already been deported into hiding in their country of persecution, are now destined to be stranded as illegal alien orphans in America, while their parents languish and die a slow death from a broken heart. One commentator has called our Government's actions State Kidnapping.
But the greatest threat to the internal greatness of America is the current blatant incestuous relationship between the supposedly co-equal Executive and Legislative branches of Government.
The Founding Fathers of this nation established the three co-equal branches of Government to be independent of each other, and to serve as checks and balances on each other so that we the people can be protected from the potential abuse of the raw power that resides in the hands of Government.
It is not the first time in our history that the Senate, House of Representatives and Executive branches, as well as appointments to the Federal and Supreme Courts have been controlled by the same political party, be it Republican or Democrat.
But Never in the history of America have we ever seen members of the dominant party in the legislative branch almost literally eating out of the hands of the President, who is also from their party… And this they do, not because they necessarily like the President or approve of his policies, but only because of a mortal fear of losing their political survival and livelihood".
Paul Ryan and Mitch McConnel, leaders of the Republican House and Senate, both avowed non-supporters of Candidate Donald Trump, now daily refuse to exercise Congressional oversight over President Trump.
One obvious reason is that they and their members are afraid of offending the base that elected the President, and quite honestly, carried many of their members in the 2016 down-ballot. Or at least, to date, no other motivation has been revealed.
Even if you are among the majority who disapprove of some of the actions and decisions of President Trump, you must agree that he is not the problem. He is doing what any normal person would do who gets their hands on power that they would like to be absolute. That's how Dictators are made. The greatness of America does not lie in what President Trump does or does not do, or what he wants to do or does not want to do.
The greatness of America lies in the fact that our Constitution protects we the people from potentially disastrous desires or actions of the Executive and Judiciary branches by granting restraining and punitive powers to the Legislature.
Similarly, our Constitution protects we the people from the potentially abusive power of the Legislature, by granting the power of legislative review to the Judiciary. All three branches were designed to constitute checks on each other.
When the head of the Executive Branch berates the Judiciary branch because it has control of neither the purse nor the sword, and when the Legislative Branch which has control of both purse and sword refuses to restrain the Executive because of the private political and personal interests of its members, or for any other reason, then we the people are in trouble… and America runs the risk of losing the most foundational pillar of its greatness.
Vladimir Putin, President of Russia is our enemy, and it is always good to talk with your enemies. But when our President publicly takes the side of the enemy and in the same breath condemns his own United States of America intelligence community, the observing world lost respect for America.
And when several days later, America's Director of National Intelligence remains unaware of the content of the discussions and agreements made by our President, and then learns from the media about an invitation to the Russian President to visit the White House in a matter of a few months, the shock was enough to make the National Intelligence Director spontaneously laugh on national TV. His alternative option would have been to cy.
To be clear, Our President is within his rights to meet with any world leader. But when he does so, he does so as the representative of we the people of the United States of America, and at the very least, transparency must surround the discussions.
My Theology obliges me to believe that President Donald Trump is God's man for the moment, and as such I am obliged to respect him and pray for him, and specifically, that he might subject himself to the will of God.
It is also clear to a blind man that new life has been breathed into the ugliest racist skeletons of America and that this phenomenon has coincided with the presidency of Donald Trump.
President Trump has achieved a few, but huge, long-lasting achievements including the recognition of Jerusalem as the capital of Israel, peace initiatives with North Korea and, arguably, the dilution of the liberal component of the Supreme Court and Federal Courts.
But, especially on the international scene, he has also achieved a series of resounding all-time lows for this great country of America that makes his trade-marked words increasingly relevant today. We must all re-double our efforts to make America great again.


click & maximize Dali, Salvador, Les Diners de Gala, New York, Felicie, Inc., 1973, first edition, sm folio (12" x 8.75"), HB, pictorial cloth bds w/ embossed b&w titles in gilt & color illus dj, illus endpapers, VG / VG. Edgeworn, corners bumped. DJ rubbed, quite edgeworn, particularly at spine and flap edges (common with this material), light scarring.


text:
Niels Brock
Study in Copenhagen
Danish programmes
De Montfort University Programmes
BSc (Hons) in Business Studies
De Montfort University, Leicester, UK, and Niels Brock Copenhagen Business College, are proud to offer this 3-year full-time Bachelor of Science (Hons) in Business Studies.
Apply for September 22 intake
Why take a BSc (Hons) in Business Studies in Copenhagen?
Take a fully accredited UK Bachelor of Science (Hons) in Business Studies
This three-year BSc (Hons) lets you kick-start your international business career with a specialisation in Accounting & Finance, Economics, or Strategy. Listen to what our Dean of Academic Affairs says.
Start and end date: Monday, September 19, 2022 - Friday, July 4, 2025
Deadline: Sunday, May 15, 2022 at 12:00 PM
Price 276.000 kr.
Live, work and study in Copenhagen, Denmark
Get a degree from a UK accredited programme
Kick-start your global career with an accredited degree
Choose between three streams: Accounting & Finance, Economics, or Strategy
De Montfort University and Niels Brock Copenhagen Business College offer three specialisation streams for the 3-year BSc (Hons) in Business Studies programme:
The 3-year full-time programme provides the qualifications necessary for demanding international business careers or Master's programmes.
SEPTEMBER 2022 START
Application Deadline: May 15, 2022
Formats and formalities
The BSc (Hons) in Business Studies programme is a graduate level 4, 5 and 6 course, in accordance with framework for Higher Education Qualifications in England, Wales and Northern Ireland (FHEQ).
DMU programmes and partnerships are quality assured by the Quality Assurance Agency for Higher Education.
To comply with Danish regulations on the provision of Higher Education programmes aimed at international students, approval has been obtained from the Danish Evaluation Institute (EVA).
The UK programmes from both De Montfort University and Middlesex University are regularly evaluated by the Danish Evaluation Institute (EVA). The EVA approvals are valid for three years and have a direct impact on the issuing of student visas by the Danish Immigration Authorities. Student visas cannot be issued beyond the validity period of the EVA approvals.
Student visas may not cover the full period of study in the years where individual programmes are being re-evaluated by EVA. Therefore, students must apply for a visa extension covering the period of study exceeding the current EVA approval.
Please note that the Danish Immigration Authorities will require the standard processing fees for the visa extension and the family reunification visas will also have to be extended.
Niels Brock will provide all supplementary documentation free of charge, but does not fund any visa processing fees imposed by the Danish Immigration Authorities.
Future EVA evaluations:
BA (Hons) in Business Administration May 2023
BA (Hons) in International Hospitality and Tourism Management April 2023
BSc (Hons) in Business Studies April 2024
MSc in International Business and Management: April 2022
For further information regarding visa extensions, please visit New to Denmark or contact the Danish Immigration Authorities directly.
Programme handbook
Download the Programme Handbook 2021-2022
Curriculum 2021-2022
Timetable and academic calendars
Classes will take place on weekdays between 08:30 and 17:15. Please note that in addition to the modules scheduled, students are required to attend academic workshop sessions during the year. These will also be timetabled in advance.
Students will typically attend 10 hours of classes per week during semester plus scheduled workshops. A further 30 hours per week of unscheduled study should be anticipated.
Student will have access to a personalized online timetable.
Calendar BSc January cohort
Calendar Sept 2021-22
Calendar BSc September cohort
Required textbooks are provided at no additional cost.
See the attached for an overview of the literature used in the 1st and 2nd year of the programme:
Level 4 core text books
You will have access to other learning materials with the most important gathered together on an online reading list created by your module leader. The reading list will be in the module area on Mycopenhagenbusinesscollege.
You will also have access to Librarians, Academic Writing and Student Learning Assistants, and IT experts to assist and advise you. If your query is more in-depth, please schedule an appointment with the librarian. The librarian will also be visiting your seminars throughout the academic year to equip you with skills to help you succeed in your programme.
Finally, there are online resources which you can use in your own time to study where and when you choose.
Jobs and Masters
As a graduate of the BSc (Hons) in Business Studies, and depending on your stream, you would be qualified for jobs within:
banking, investment and financial services
HR/personnel
Early registration is recommended. International students living abroad should be aware of the extra time required for obtaining a visa/residence permit - in many cases 3 months or more. For information on visa application procedures, please contact the nearest Danish Embassy or Consulate.* Seats are limited, so please apply as soon as possible in order to secure a place.
Relevant second level education, including A-levels and high school degrees, with Maths, Statistics or equivalent subjects with a grade C minimum. IB: 28 points with 625 at HL. For applicants considering to specialise in Economics during their 3rd year, a minimum grade of B in Maths is required.
The following English language qualifications are accepted at the level specified:
IELTS academic: module overall 6.0 with 5.5 in each band component.
TOEFL-IBT: 550 (paper based) or 213 (computer based) with 20 in each section.
PTE Academic: 43-58.
Test results may be no older than 2 years.
The following documents must be submitted with your application:
Diploma and transcript of second level education (translated into English)
English proficiency test, as per above requirement
Copy of passport (must be valid for duration of studies)
Admission requirements for transfer students:
Niels Brock Copenhagen Business College offers a transfer option for students who have completed, in whole or in part, education at an institution of higher learning. The transferred credits must be comparable in level and content to credits for courses in the BSc (Hons) Business Studies programme.
Diploma and transcript of third level education (translated into English)
The application form should be submitted by the deadlines listed above. Early booking is recommended.
Admission decisions will be announced no later than 2 weeks after the application deadline.
If you are accepted into the programme, a Letter of Acceptance including payment details will be sent to the email address provided in the application form.
NOTE: Once you have been accepted into the programme, the first tuition payment needs to be made by the due date stated in your Letter of Acceptance (typically 15 October (non-EU) or 1 December (EU)).
Within one week of having received the payment, Niels Brock Copenhagen Business College will send you a signed ST1 residence permit application form by email, allowing you to begin the visa application process.
Applications must be admitted through the application form on this page.
For further information regarding application and admission, please contact our admission team by email, admissions@brock.dk
The total tuition fee is DKK 276,000.
You may download the price list and payment information below for a full overview of instalments, refunds, additional fees, payment deadlines etc.
Please note that prices and deadlines may vary between different intakes.
Download overview of tuition and terms of payment for the September 2021 intake here:
BSc Sept 2021 - Prices and payments
BSc Sept 2021 - Terms of payments
Download overview of tuition and terms of payment for the January 2022 intake here:
BSc Jan 2022 - Prices, terms and conditions
Agent Information
If you want to get in touch with a local agent that can help you get more information about studying at Niels Brock Copenhagen Business College, you can find their contact information here.
Niels Brock Copenhagen Business College is committed to creating a genuinely international experience for students studying in Denmark. This is reflected both in the content of our programmes and in the student body. Learn more about the nationalities of our students.
Academic Scholarship
The academic scholarship serves a valuable purpose: the recognition of merit and achievement. Scholarship recipients will be selected on the basis of academic merit, potential for leadership, and exemplary service and character. The goal of the selection process is to identify students who demonstrate high academic achievement and leadership, as well as those with unusual aptitudes, uncommon talents and special gifts of creativity or entrepreneurial insight.
Scholarship applicants should submit a personal, relevant and well-articulated application (no more than one A4 page). The application should include a description of the achievements and initiatives taken during the programme and should elaborate on the applicant's success within the selection criteria.
This should be sent to international@brock.dk Please name the file: Scholarship_BSc_your full name.
The Scholarship Selection Committee will evaluate candidates on the following three criteria: scholarship, leadership and service and character. Besides, the Selection Committee will consider demonstrated achievement, as well as evidence of future potential.
1. Scholarship
Desire to master subjects and seek learning experiences outside the classroom.
Have excellent academic standing and strong test scores.
Show curiosity and a willingness to learn.
Demonstrate originality and innovation.
2. Leadership
Assume formal leadership roles such as student representative OR show exceptional leadership skills in class.
Committed to excellence.
Influence and support others.
Take risks and pursue new and original ideas.
3. Service and Character
Show concern for others by identifying needs and working to solve them.
Improve student life for those around them.
Set positive examples for others and function as a role model.
Demonstrate a high level of integrity, honesty and conscientiousness.
Initiate and/or partake in social events
Scholarship application deadline:
15 January (September intake) and 15 August (January intake) in the second year of study only (level 5).
Scholarship applications will be screened and assessed by the Scholarship Committee in consultation with the faculty. Applicants will be informed within 14 days of the submission deadline. If a scholarship is granted, it will be deducted from your next semester fee"
Contact for admission queries:
E-mail: admissions@brock.dk
About Copenhagen Business College
Niels Brock Copenhagen Business College
Bispetorvet 1-3
international@brock.dk


I came across this via a recent post on Jeremy Zawodny's blog, and found it fascinating.
I've been meaning to post something about this for a while, ideally accompanied by insightful and witty commentary. But that didn't happen so I figured I'd let Clay's presentation, from this year's Web 2.0 Expo, speak for itself.
In short, by the term Cognitive Surplus , Clay is referring to the huge amount of spare time and spare brain power that you guys have. That cognitive surplus has so far been swallowed up by the cultural black hole of TV, but little by little people are turning away from TV, and towards more interactive media, specifically the 'net. The upshot of all of this is that we might just be in the throes of something that rivals the industrial revolution in its significance.
I think he may well be right. You make up your own mind.


The Hull Daily Mail has reported that bike shop owners are joining forces with police to tackle the scourge of cycle theft. Participating stores are encouraging people that purchase new bikes to register them on the online Immobilise National Property Database.
If the bike is stolen and recovered, police will be able to check the database via their NMPR system and return it to its owner.
Cycle stores have been quick to embrace the opportunity to support the police with this initiative, which is a fantastic opportunity for their customers to get their cycles registered on Immobilise before they leave the store.
By increasing the number of cycles registered online, I hope we can reduce cycle thefts in the city, as thieves will be reluctant to take property that is identifiable and can lead to prosecution for stealing the cycles or even handling stolen property.
As well as cycles, other property can be registered by the public on to the system once an account has been set up.
Bike theft has been rising in the city with an increase in shed and garage break-ins.
Ainthorpe Primary School pupil Grace Horton, nine, was reunited with her beloved bike three days after a burglary at her family's home in West Hull. It had been stamped and added to Immobilise during an event run by police at the school.
She was inconsolable when I told her it had been stolen, even when I said I would buy her a new bike.
She said she just wanted her old one back.
Grace's bike was found dumped outside a house three days after the break-in last month. The occupant called the police, who checked the their systems and realised it belonged to Grace.
She was absolutely over the moon when the police said she could have her bike back.
I am so pleased she had it stamped, otherwise we never would have seen it again.


text:
Tacoma News Tribune
USA: Amid COVID-19 pandemic, authorities must release immigration detainees
The Trump administration is failing to protect people in immigration detention during the COVID-19 public health emergency, Amnesty International said today in a new report, 'We are adrift, about to sink': The looming COVID-19 disaster in US immigration detention facilities.
The United States has the largest immigration detention system in the world, with Immigration and Customs Enforcement (ICE) holding nearly 40,000 people in over 200 centers across the country. Detainees at several ICE detention facilities have launched hunger strikes to demand their freedom and protest against dangerous and inadequate hygiene and sanitation conditions.
"Today, the health and safety of every one of us is bound together. The United States has confirmed more cases of COVID-19 than any other country in the world, yet ICE continues to fail to adopt effective measures to prevent the pandemic in immigration centers across the country, putting everyone's safety in peril," said Erika Guevara-Rosas, Americas director at Amnesty International.
"ICE's unnecessary detention of tens of thousands of people poses a massive threat to public health. Detaining anyone solely for migration-related reasons during a global pandemic is cruel, reckless and deadly. ICE must urgently provide alternatives to detention and grant humanitarian parole to immigration detainees except in the most extraordinary of circumstances requiring ongoing detention."
The United States has confirmed more cases of COVID-19 than any other country in the world, yet ICE continues to fail to adopt effective measures to prevent the pandemic in immigration centers across the country, putting everyone's safety in peril
Erika Guevara-Rosas, Americas director at Amnesty International
ICE and its detention facilities have failed to adequately provide soap and sanitizer or introduce social distancing. Nor has it halted the unnecessary transfers of people between facilities in the interest of public health, routinely transporting thousands in and out of facilities. ICE's unnecessary and punitive detention of people based solely on their migration status constitutes ill-treatment and discriminatory denial of the right to health. ICE has the obligation to grant humanitarian parole to immigration detainees before any more people in its custody contract COVID-19. Thus far, ICE has failed to adopt even the most minimum necessary measures to protect public health both in and around its large network of facilities.
While downplaying the risk of COVID-19 outbreaks in its detention facilities, ICE has concealed and understated the number of detainees who may have been exposed to or contracted COVID-19, hiding vital information about potential outbreaks from the people detained, their lawyers and loved ones, and the public. Amnesty International has received consistent reports of suspected COVID-19 cases and lockdowns in multiple ICE facilities, where lawyers said ICE officials refused to comment on the health situations. Lawyers have reported that they lack information about risks in ICE facilities, and that those being monitored for COVID-19 are often not being tested. ICE personnel and employees who engage in ICE operations face significant risks of contracting COVID-19, which they can then transmit to those who are detained, as well as their home communities.
Those living with underlying illnesses – including people who are immunocompromised due to HIV – have shared through their lawyers disturbing accounts of substandard health care and inadequate conditions. Those dangerous conditions put them at heightened risk to contract and become severely ill or die from COVID-19, including medical personnel failing to provide antiretroviral drugs to treat HIV, as well as denial of requests for hand sanitizer and face masks.
As the pandemic spread across the United States since January, ICE continued to receive and to detain families in its family residential centers, in some cases receiving families who were already symptomatic of illness, according to lawyers. At the Dilley facility, personnel of ICE and GEO Group failed to provide those detained with COVID-19 education, hand sanitizer, or protective or cleaning supplies, despite some people's pre-existing health conditions. Facility staff did not make testing for COVID-19 available and had no plans to do so.
A pregnant mother from Honduras who was seeking asylum with her four-year-old daughter, described her fear of contracting COVID-19 and dying, due to the inadequate conditions and care at the Dilley facility: "I cannot keep a sufficient distance from other people to keep myself safe from contracting the virus if they have it. I must be close to others all of the time. I share a room, bathroom, and the dining hall. All locations in this jail are communal."
Staff at ICE's Karnes facility have also lacked access to COVID-19 tests and have not followed US public health standards for preventing the spread of COVID-19. Nearly all families reported routinely poor health care, which was not even adequate for treating headaches and the common cold. Parents and children in the facility were sick with cold-like symptoms, such as coughs, congestion, and fever, and numerous staff exhibited similar cold-like symptoms. Staff did not consistently wear masks or practice social distancing.
ICE's unnecessary detention of tens of thousands of people poses a massive threat to public health. Detaining anyone solely for migration-related reasons during a global pandemic is cruel, reckless and deadly
Amnesty International calls on ICE to urgently provide alternatives to detention, and grant humanitarian parole to immigration detainees except in the most extraordinary of circumstances requiring ongoing detention. ICE should prioritize those who are older, have underlying medical conditions, or are otherwise at higher-risk if they contract COVID-19. ICE should also immediately release all children and families it is holding in immigration detention, and the US Congress should conduct public oversight to ensure DHS is using its authority to parole as many people as possible from ICE detention. Amnesty International urges US state governors and local authorities to utilize their authority to instruct immigration detention facilities, and county and local jails, to reduce their immigration detainee occupancy.
On March 24, Amnesty International issued guidelines for governments in the Americas to adopt human rights-compliant responses to COVID-19. On March 17, Amnesty International and partner organizations called on the 11 US governors whose states host the majority of immigration detainees, to use their public health and licensing authority to instruct federal immigration detention facilities and county and local jails and prisons to substantially reduce their detainee occupancy capacity.
On March 31, 2020, the four lead UN agencies on human rights, global health, migrants and refugees, issued a joint statement calling for the release without delay of migrants and asylum seekers being held in cramped and unsanitary immigration detention conditions. The agencies also called for the immediate release of all children and their families, as well as those detained without sufficient legal basis.
For more information or to arrange an interview, contact:
Carlos Mendoza (Amnesty International Americas): carlos.mendoza@amnesty.org
Mariya Parodi (Amnesty International USA): media@aiusa.org
COVID-19 AND HUMAN RIGHTS
Stay Informed, Get Inspired, Take Action
'We are adrift, about to sink': The looming COVID-19 disaster in US immigration detention facilities (Research, 7 April 2020)
Americas: Governments must halt dangerous and discriminatory detention of migrants and asylum seekers (News, 2 April 2020)
Americas: Do's and don'ts for regional authorities when implementing public health measures to manage COVID-19 (Research, 24 March 2020)
Nowhere Safe: Cycle of Abuses against Refugees and Migrants in Libya
Venezuela: Amnesty International names five members of humanitarian NGO Azul Positivo prisoners of conscience


76084 at Newsholme | 76084 Loco. Co. Ltd.
Just come into possession of this image from a magazine of 76084 passing Newsholme signalbox on the Blackburn to Hellifield line. It looks like an early 1960's shot as 76084 isn't carrying any overhead powerline flashes on her front steps. This is a typical formation of train on this run with 3 suburban coaches in tow. We have an image of 76084 in a bay platform at Blackburn station about to depart on this service with possibly the same coaching set behind.
Thanks to Mel Rutter for spotting this and scanning it for us. Do you have anything similar in your collection you might let us see and add to our library?


This version (02 Jul 2013 15:34) was approved by DragosB.The Previously approved version (09 Oct 2012 16:28) is available.
The AD7156 delivers a complete signal processing solution for capacitive sensors, featuring an ultralow power converter with fast response time.
The AD7156 uses an Analog Devices, Inc., capacitance-to-digital converter (CDC) technology, which combines features important for interfacing to real sensors, such as high input sensitivity and high tolerance of both input parasitic ground capacitance and leakage current.
The integrated adaptive threshold algorithm compensates for any variations in the sensor capacitance due to environmental factors like humidity and temperature or due to changes in the dielectric material over time.
By default, the AD7156 operates in standalone mode using the fixed power-up settings and indicates detection on two digital outputs. Alternatively, the AD7156 can be interfaced to a micro-controller via the serial interface, the internal registers can be programmed with user-defined settings, and the data and status can be read from the part.
The AD7156 operates with a 1.8 V to 3.6 V power supply. It is specified over the temperature range of −40°C to +85°C.
The driver for the AD7156 part, which may be used, without modifications, with any microcontroller.
The Communication Driver, where the specific communication functions for the desired type of processor and communication protocol have to be implemented. This driver implements the communication with the device and hides the actual details of the communication protocol to the ADI driver. The Communication Driver has a standard interface, so the AD7156 driver can be used exactly as it is provided.
void AD7156_GetRegisterValue(unsigned char* pReadData, unsigned char registerAddress, unsigned char bytesNumber) Performs a burst read of a specified number of registers.
void AD7156_SetRegisterValue(unsigned short registerValue, unsigned char registerAddress, unsigned char bytesNumber) Writes data into one or two registers.
char AD7156_Init(void) Initializes the communication peripheral and checks if the device is present.
void AD7156_Reset(void) Resets the device.
void AD7156_SetPowerMode(unsigned char pwrMode) Sets the converter mode of operation.
void AD7156_ChannelState(unsigned char channel, unsigned char enableConv) Enables or disables conversion on the selected channel.
void AD7156_SetRange(unsigned channel, unsigned char range) Sets the input range of the specified channel.
float AD7156_GetRange(unsigned channel) Reads the range bits from the device and returns the range in pF.
void AD7156_SetThresholdMode(unsigned char thrMode, unsigned char thrFixed) Selects the threshold mode of operation.
void AD7156_SetThreshold(unsigned char channel, float pFthr) Writes to the threshold register when threshold fixed mode is enabled.
void AD7156_SetSensitivity(unsigned char channel, float pFsensitivity) Writes a value(pF) to the sensitivity register. This functions should be used when adaptive threshold mode is selected.
unsigned short AD7156_ReadChannelData(unsigned char channel) Reads a 12-bit sample from the selected channel.
unsigned short AD7156_WaitReadChannelData(unsigned char channel) Waits for a finished CDC conversion and reads a 12-bit sample from the selected channel.
float AD7156_ReadChannelCapacitance(unsigned char channel) Reads a sample the selected channel and converts the data to picofarads(pF).
float AD7156_WaitReadChannelCapacitance(unsigned char channel) Waits for a finished CDC conversion the selected channel, reads a sample and converts the data to picofarads(pF).
This section contains a description of the steps required to run the AD7156 demonstration project on a Digilent Cerebot MX3cK platform.
The AD7156 demonstration project for PIC32MX320F128H.
The AD7156 demonstration project for PIC32MX320F128H consists of three parts: the AD7156 Driver, the PmodCDC1 Demo for PIC32MX320F128H and the PIC32MX320F128H Common Drivers.
A PmodCDC1 has to be connected to the J2 connector of Cerebot MX3cK development board.
The following commands were implemented in this version of AD7156 reference project for Cerebot MX3cK board.
1 - Displays the channel 1's range.
2 - Displays the channel 2's range.
1 - Select channel 1.
2 - Select channel 2.
powerMode? Displays the current power mode.
0 - Disable conversions on selected channel.
1 - Enable conversions on selected channel.
samples? Reads 50 samples form the enabled channels and displays the data in pF.
buttons? Checks if any of the two buttons are pressed or released.
This section contains a description of the steps required to run the AD7156 demonstration project on a Digilent Cerebot MC7 platform.
Following commands were implemented in this version of AD7156 reference project for Cerebot MC7 board.
range= Selects the range of the channels. Accepted values: 0-3.
power= Selects the power mode of the device. Accepted values: 0 - 3.
channel1= Enables or disabled conversions on channel 1. Accepted values 0-1.
channel2= Enables or disabled conversions on channel 2. Accepted values 0-1.
samples? Reads 50 samples form the enabled channels and displays the data as pF.
reset= Resets the device. Accepted value: 1.


May 19, 2014 | Includes updates and/or revisions.
States vary widely in their plans for assessing the Common Core Standards in the 2014-15 school year. Their approaches to testing are far more fragmented now than even a year ago, when all but a handful of states planned to use the PARCC or Smarter Balanced assessments.
See the results of Education Week's 50-state reporting project on states' testing plans in English/language arts and mathematics for 2014-15.
"National Landscape Fragments as States Plan Common-Core Testing," May 21, 2014.


text:
Restraining Orders & Injunctions in Miami
Also Serving Fort Lauderdale
Restraining orders and injunctions may arise out of a variety of situations, some of which include instances of domestic violence, harassment, and copyright infringement. These court issues orders are intended to protect the holder from continued harm or danger at the hands of the previous offender.
If you had a restraining order or injunction placed against you by the court, you need to know your rights regarding such an order. While it is not required, having the help of an attorney is vitally important in dealing with restraining orders and injunctions. At The Hoffman Firm, our Miami restraining orders and injunctions lawyer can help.
Restraining Orders & Injunctions Explained
A restraining order is an official command issued to an individual by a court ordering the individual to refrain from certain activity. Restraining orders are sought by plaintiffs in a variety of instances for the same reason: the plaintiff wishes to prevent the defendant from doing something that he or she has threatened.
Restraining orders are used in a variety of contexts, including:
Employment disputes
Cases of harassment, domestic abuse, and stalking
All restraining orders begin with an application to the court, which decides the merits of the request by using a traditional test.
Limited in their duration and effect, restraining orders are distinguished from the most lasting form of court intervention called an injunction. Generally, restraining orders are sought as a form of immediate relief while a plaintiff pursues a permanent injunction. The vast majority of restraining orders and injunctions are issued because of domestic violence.
Restraining orders and injunctions issued in the state of Florida are enforceable nationwide.
There are four basic types of restraining orders and injunctions that the state of Florida issues:
Dating violence restraining order/injunction
Domestic violence restraining order/injunction
Repeat violence restraining order/injunction
Sexual violence restraining order/injunction
Penalties for Violating Restraining Orders & Injunctions
There are various ways that an individual may be found in violation of a restraining order or injunction.
Coming in close contact with the order holder, committing an act of domestic violence against the holder destroying the holder's property, and communicating with the holder via telephone or another form of electronic communication are all common ways that orders are violated.
Violating a restraining order or injunction may be punishable by as a first degree misdemeanor punishable by a maximum of $1,000 in fines and 1 year in jail. However, the severity of a violation will vary based on the offender's history, the act constituting a violation, and a list of other relevant factors.
More Information on Restraining Orders & Injunctions
Domestic Violence | Broward County Clerk of Courts — Visit this section of the Broward County Clerk of Courts website to learn more about filing a petition for an injunction for protection. You can find a "forms pack" for each one of the five types of restraining orders available in Florida. The website also has answers to frequently asked questions.
Broward County Clerk of Courts
201 SE 6th St.
Restraining Orders | Broward County Sheriff's Office — On this section of the Broward County Sheriff's Office website, you can learn more about injunctions for protection. Find information about additional steps to take after filing a petition. You can also learn what to do if a respondent violates the terms of an injunction.
Broward's Sheriff's Office
2601 West Broward Blvd.
Fight for your best possible outcome by calling (305) 928-1669 now. Call 954-737-3004 if you are in Broward County.