A foremost Nigerian lawyer and Senior Advocate of Nigeria (SAN), Femi Falana, has asked President Muhammadu Buhari to stop allocating oil blocks to just a few people in the country.
This request was made in a recent letter from the Human rights activist on March 20, 2019, and addressed to President Buhari.
According to the lawyer, it is unconstitutional to allocate the country's oil blocks to just a few individuals and corporate bodies.
He revealed that Section 16(2)(c) of the Constitution which prohibits the concentration of wealth in the hands of few individuals or group, is grossly disobeyed by doing so.
While commending Your Excellency for the courageous decision we urge the Federal government to desist from renewing the remaining licences of other oil block owners in the country. Having acquired the "entire property in and control or all minerals, mineral oils and natural gas in, under or upon any land in Nigeria or in, under or upon the territorial waters" and vested same in the Federal Government on behalf of the people of Nigeria pursuant to section 44(3) of the Constitution it is inequitable, illegal and unconstitutional to allocate the nation's oil blocks to a few individuals and corporate bodies including multinational corporations.
TAKE NOTICE that if the Federal Government refuses to accede to our request we shall be compelled to challenge the constitutional validity of allocating the oil blocks and other natural resources collectively owned by the Nigerian people but vested in the Federal Government to a few private individuals and corporate bodies.
The post Stop allocating Nigeria's oil blocks to a few individauls, it's illegal! Falana tells Buhari appeared first on INFORMATION NIGERIA.


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ARLINGTON, VA—March 20, 2013 – On the first day of spring, homeowners and gardeners nationwide are considering the annual task of cleaning up their yards and gardens to prepare for the growing season. This past winter has brought ample snow, rain and wind in most parts of the nation, knocking down more than the usual share of branches and even entire trees. Gardeners, landscapers, and anyone working outside this spring need to know that tree branches, firewood, and cleared brush can harbor invasive insects and diseases, making proper use or disposal critical to preventing the spread of tree-killing pests.
More than 450 non-native forest insects and diseases are now established in the United States. While most can't move far on their own, many pests can hitchhike undetected on firewood and brush, starting new infestations in locations hundreds of miles away. These infestations can destroy forests, lower property values, and cost huge sums of money to control. According to the U.S. Department of Agriculture Animal and Plant Health Inspection Service, estimates for damage costs in urban areas for just one invasive pest, the Asian longhorned beetle, range from $1.7 billion for nine selected cities to $669 billion for the entire United States.
Pest infestations can take years to be recognized by the authorities because sometimes trees appear healthy despite harboring harmful organisms. Many states have either regulations or quarantines relating to the movement of raw logs, unprocessed wood, or firewood. Depending on the types of problems present in a given state, these regulations might include cut firewood, raw logs under a certain length, high risk species of trees or brush, or other woody materials. Some of the invasive pests that have prompted both federal and state quarantines include the emerald ash borer, Asian longhorned beetle, gypsy moth, pine shoot beetle, sudden oak death, sirex wood wasp, and the hemlock woolly adelgid.
If you don't want to keep your firewood until next winter, don't be tempted to take it with you when camping this spring or summer. Instead, you can give it to your next-door neighbor, burn or chip it on site, or dispose of it locally.
Hire a tree service or rent a tree chipper to shred fallen trees and branches and brush into mulch for your own garden beds and landscaping projects.
Many areas now offer a yard waste recycling program. Contact your municipal solid waste management department for information specific to your area.
If a yard waste recycling or composting program is not available, and you cannot keep it on site, brush, logs, and branches should be disposed of in a local landfill.
Take care to respect all state and local regulations on the movement of firewood and other unprocessed wood – some areas are subject to serious fines for violations. For more information, visit http://www.dontmovefirewood.org/the-problem/state-state-information/index.html.
During your spring cleanup, if you notice an insect or tree disease you don't recognize, take a photo or obtain a specimen of it, and compare it to Web site photos of the suspected pest. A good resource to help in identification is: http://www.dontmovefirewood.org/gallery-of-pests.
If you believe you have found a new outbreak of an invasive insect or disease, contact your state department of agriculture: http://www.rma.usda.gov/other/stateag.html.
To learn more about how to prevent forest pests from destroying forests, log onto www.dontmovefirewood.org.
The Nature Conservancy is a leading conservation organization working around the world to protect ecologically important lands and waters for nature and people. The Conservancy and its more than one million members have been responsible for the protection of more than 18 million acres in the United States and have helped preserve more than 117 million acres in Latin America, the Caribbean, Asia and the Pacific. Visit us on the Web at www.nature.org.


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FLOWTECH100 EASES PRODUCTION CHALLENGES FOR AWARD-WINNING 'SKID ROW MARATHON'
BURY ST. EDMUNDS, U.K. — Jan. 27, 2020 — Sachtler's flowtech100 carbon-fibre tripod was a critical tool in the production of "Skid Row Marathon," an award-winning documentary from filmmakers Gabriele Hayes and Mark Hayes. "Skid Row Marathon" tells the inspiring story of Superior Court Judge Craig J. Mitchell and the people of the Skid Row Running Club in Los Angeles, who have turned their lives around through the empowering sport of long-distance running.
"At least 60,000 people live on the streets and in the shelters of Los Angeles County — many of them stuck in a downward spiral of addiction and despair. As the founder of the Skid Row Running Club, Judge Mitchell has helped to save hundreds of them," said Gabriele Hayes. "It's an incredibly powerful story, and the flowtech100 tripod helped us tell it. A tripod this lightweight and easy to set up and adjust, while sturdy and stable enough to handle our heaviest payload, really is a game-changer."
Judge Mitchell, a former prosecutor and marathoner, started the running club in 2012 after a visit to the Midnight Mission homeless shelter. In the film, he states, "My involvement with the running club impacts lives in ways that I cannot as a judge." Since they first laced up their running shoes in 2012, Judge Mitchell and the members of the club have travelled to Ghana, Rome, Vietnam, Berlin, Jerusalem, and — most recently — Ecuador to compete in international, elite-level marathons.
Runners themselves, the Hayes accompanied the Skid Row Running Club on its early morning training runs to capture footage in some of Los Angeles' meanest streets. Initially, they were using a much heavier, conventional tripod that made capturing the passing runners extremely difficult. The film crew had about 15 seconds to run as fast as they could to the next shooting location, set up the tripod, adjust the height, and lock each leg in place before the running club members approached. An additional challenge, and another reason to work as quickly as possible, was the notorious and often dangerous Skid Row neighbourhood in which they were filming.
After adopting the flowtech100 with FSB10 fluid head, the Hayes found that they could move much faster and more easily to the next location, even with the tripod fully loaded with an ARRI Alexa Mini with zoom lens and a SmallHD 502 monitor powered by an Anton/Bauer Digital 150 battery — a payload approaching 20 kilograms. The Sachtler FSB10 fluid head added versatility to the kit by enabling the crew to switch cameras quickly and easily from their camera of choice, a lighter-weight Canon C300, to the heaver Alexa Mini rig without having to change the head.
"Even with the heavier payload, flowtech100 was so much lighter and easier to manage," said Mark Hayes. "The tripod was really light and comfortable for Gabi to carry on her shoulder, and the quick-release brakes made setup almost instant, even on uneven ground. Plus, flowtech's ability to go really low without a spreader, as low as a high hat, makes this tripod even more versatile."
Since its release in early 2019, "Skid Row Marathon" has picked up close to 30 awards from national and international film festivals, and the film is now available on DVD and for streaming over Apple TV, Amazon Prime Video, and other digital platforms (www.skidrowmarathon.com).
"The homelessness crisis in the U.S. is overwhelming, but films like 'Skid Row Marathon' offer hope that it might be solvable through grassroots programs like the one started by Judge Mitchell. We congratulate Gabi Hayes and Mark Hayes not only for the global recognition the film has received, but also for shining a light on this fantastic program," said Tobias Keuthen, global market director, manual supports, Vitec Production Solutions. "We're honored that flowtech played such an important role in the production. The Hayes' adoption of the flowtech100 is a perfect example of how the right tools can help filmmakers realize their creative vision and get memorable, award-winning results."
A Snapshot of Sachtler
Sachtler®, founded in 1958 by cameraman Wendelin Sachtler, is a worldwide market leader in professional camera support systems for cinematography and television production. The Sachtler name has been a symbol of top quality and reliability for decades, and the company's extensive range of camera support systems and finely modulated line of reportage lighting products make Sachtler a highly qualified partner for broadcast and film applications. Sachtler is part of the Vitec Group. For more information, visit www.sachtler.com.
A Snapshot of Vinten
Vinten®, a Vitec Group brand, is a leading provider of manual and robotic camera support systems. Customers rely on Vinten's engineering excellence and globally supported solutions for a wide range of technologies and markets. Founded over 100 years ago by William Vinten, the Vinten brand is still based on its founder's guiding principles of highly innovative design and extreme precision in manufacturing. Offering a best-in-class range of products that includes manual supports, robotic heads, pedestals, and controllers, Vinten is the premium solution for studio and outside broadcast. With over 80 registered patents, Vinten frees the camera operator's creativity by making camera operation effortless. For more information on Vinten, visit www.vinten.com.
Link to Word Doc: www.wallstcom.com/VPS/200127Sachtler-SkidRow.docx
Link to Photos: www.wallstcom.com/VPS/Sachtler-group.jpeg
Photo Credit: Mark Hayes
Link to Photos: www.wallstcom.com/VPS/Sachtler-camera.jpeg
Photo Credit: Christoph Lange
Link to Photos: www.wallstcom.com/VPS/Sachtler-judge.jpeg
Photo Caption: BTS images from "Skid Row Marathon," an award-winning documentary from filmmakers Gabriele Hayes and Mark Hayes.
Broadcast Pix Version 9.0 Production Software Is Released
Hearst Media Production Group Announces Senior Leadership Team
NBCUniversal, iSpot.tv, Publicis to Conduct Measurement Pilot During Super Bowl & Olympics
Cloud Infrastructure Spending Grew 6.6% in Q3 2021
Telemundo to Launch TPlus on Peacock in the Fall of 2022

redpajama_set_name: RedPajamaCommonCrawl


All photographs by Evy Mages.
It's Wednesday! During last night's State of the Union address, President Trump did not mention the longest shutdown in government history—the very event that caused his address to be postponed. (Trump didn't mention the Space Force either, which could mean a troublesome premise for that new Netflix show…) In the meantime, DC braces for another possible government shutdown.
People watch the State of the Union at the Trump Hotel.
It's okay if you didn't watch the State of the Union last night. I was there so you don't have to be. Some of my personal highlights include newly elected women cheering for women in the workforce, this telling photograph of Nancy Pelosi and Trump taken by the indomitable Doug Mills, and a BlazeTV clip where Sean Spicer said Eric Bolling's Armani suit was from Target.
A Venti-sized problem: Political consulting firm SKDKnickerbocker really doesn't want Democrats to go after its client, Starbucks.
A Young Republican watch Party at Mission Navy Yard.
Hello, I'm your author, Brittany Shepherd. Email me with comments at bshepherd@washingtonian.com or questions and follow me on Twitter. Sign up for this newsletter here.
Melania Trump wore a black coat last night, in striking contrast to the all-white outfits worn by many women House Democrats. Let's not forget, though, Trump's much buzzed-about and analyzed all-white ensemble last year.
In case you missed it: Washington Post reporter Radley Balko live-tweeted an episode of Frasier during the State of the Union, calling it his #FrasierSOTU. Perhaps I'll make it my own tradition, too.
THEATER The Kennedy Center continues its semi-staged performance series "Broadway Center Stage" with the Tony Award-winning musical The Music Man. Starring Broadway vets Norm Lewis, Jessie Mueller, and Rosie O'Donnell, the play follows a traveling salesman/con artist who promises to form a boys' band—but intends to sneak out of town instead. His plans change, though, when he falls for the town's librarian. Through February 11. $69-$249.
Washingtonian is starting a new interview series, and I'm going to host the first one!!!!! Join me and Brad Jenkins, a veteran of both the Obama administration and Funny or Die's DC office, for a discussion on what it's like to work in the White House, how Americans get their information, how to make policy entertaining, and more! Listen: The bar is open, the laughs will be plentiful, and I'll probably sing and dance for you guys or something. I take requests, but I have a preference for disco. It's happening on February 27. I really, really, really hope to see you there. Get tickets here.
Our food critic, Ann Limpert, chats with readers every Friday at 11 AM. It's always a fun discussion–read last week's transcript here! You can leave her a question in advance right now, and she'll get to as many as she can on Friday morning.


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While literary works of fiction portray events and characters which aren't necessarily 'real', they can still capture the realities of life. Works which do this are commonly associated with the social realism literary movement!
Make sure you don't mix up social realism and socialist realism. Although the terms sound similar, they refer to very different things! Socialist realism is a form of Soviet art institutionalised by Russian dictator Joseph Stalin in 1934.
Social realism definition
Social realism is a subgenre of realism that seeks to capture society in an accurate way. This genre focuses heavily on the lives of the working class, providing a critical commentary on the everyday issues encountered by this group of people.
Realism: A literary genre which seeks to depict everyday life as naturally as possible.
Social realism: a subgenre of realism which seeks to portray the lives of the working class and their everyday issues.
Social realism theory
The theory behind the social realism literary and art movements was that by producing work that accurately portrayed the 'real' world and its problems authors could encourage people to address these issues.
For instance, in response to the Great Depression in the United States of America, President Franklin D. Roosevelt set up a number of New Deal agencies intended to alleviate poverty. One such agency was the Farm Security Administration (1935-1934), which hired photographers to take photos of impoverished people. These photographs provided visual evidence that there was a need for Franklin D. Roosevelt's New Deal agencies.
The New Deal refers to a number of social initiatives and reforms put in place by President Franklin D. Roosevelt between 1933 and 1939. These initiatives intended to address the social issues caused by the Great Depression, a global economic depression triggered by the 1929 Wall Street Crash. The New Deal agencies were the organisations set up by Franklin D. Roosevelt designed to carry out such initiatives and reforms.
Social realism in English literature
Elements of social realism can be found in English literature prior to the 1930s. An early example is the works of English writer and critic Charles Dickens (1812-1870) which depicted the struggles of the working class in Victorian England.
In the Preface to the 1850 edition of Oliver Twist, Dickens argued that 'nothing effectual can be done for the elevation of the poor in England until their dwelling places are made decent and wholesome'.1
Oliver Twist (1838) follows the story of an orphan called Oliver, who is born in a workhouse. Oliver escapes from an apprenticeship with a mortician and runs away to London. In London, he joins a criminal gang of pickpockets run by a man called Fabin. The novel depicts the cruel way in which orphans were treated in Victorian England, highlighting issues such as domestic violence and child labour.
The social realism movement came to prominence during the 1930s in response to the Great Depression, World War One (1914-1918), and social inequality. The movement involved both literature and artwork that shifted away from the avant-garde and romanticism movements. Whilst the avant-garde and romantic movements portrayed the world in an idealised light, removed from the realities of greater society, social realism sought to accurately represent the 'masses'.
Avant-garde refers to literature that pushed the boundaries of reality, using experimental structures and styles.
Romanticism is a literary movement which emerged in the late 18th century. This movement presented humanity and the natural world in an idealistic, romanticised manner.
Social realism characteristics
All literature part of the social realism genre provides a critical commentary on society, considering its failures. Social structures which promote and maintain inequality are highlighted by such works, particularly through stories centred on working-class life.
Key themes explored in social realism include;
Social hierarchy.
Class division.
Gendered inequality.
Racial discrimination.
Other notable characteristics which make up the style of social realism are:
Believable plots and storylines.
Realistic and relatable characters.
The exploration and portrayal of human flaws.
Actual or historical settings.
All these characteristics contribute to such novels presenting worlds and stories which are representative of actual life.
Social Realism examples
Let's consider some key examples of Social Realism in literature!
Waiting for Lefty (1935)
Clifford Odets' play Waiting for Lefty follows a group of cab drivers gathering to plan a strike. The play consists of seven connected scenes.
In the first scene, the taxi drivers are meeting with union boss Harry Fatt, who is attempting to discourage them from striking. At this meeting, a few of the drivers ask where their elected chairman Lefty is. In the final scene, it is announced that Lefty has been found dead from a bullet wound. The play ends with the lines; 'STRIKE, STRIKE, STRIKE!!!'.
The play was based on a cab driver strike in New York the year prior (1934). Themes such as class division, workers' rights, and pay inequality are explored throughout the play, highlighting the struggles of the working class and the social injustices suffered by them.
Waiting for Lefty was produced with the support of the Group Theatre, a theatre collective based in New York City. This collective also played a role in Clifford Odets' production Paradise Lost (1932), and John Howard Lawson's Success Story (1932), among other plays considered part of the social realism movement.
John Steinbeck's novella Of Mice and Men portrays the story of George Milton and Lennie Small, two ranch workers trying to find their way during the Great Depression.
The lives of various characters are explored throughout the novella, many of whom are excluded from society due to their differences. Curley's wife is dismissed for her gender, Crooks is outcasted due to his race, and Lennie is looked down on because of his mental disability.
A common theme explored within the novella is the American Dream. Many of the characters wish to escape from life on the ranch. George and Lennie dream of acquiring their own piece of land. While Curley's wife wishes to become a Hollywood star. However, by the novella's close, it becomes clear that the American Dream is only a dream, and the ranch workers remain trapped by their circumstances.
The American Dream refers to the idea that anyone in the United States can obtain a better life through hard work and self-belief. This dream is often centred around land ownership and freedom.
Room at the Top (1957)
John Braine's novel Room at the Top follows Joe Lampton, a young man from a working-class background who wants a better life. The novel is set in post-war Britain and highlights the difficulties faced by young people at this time.
As the novel progresses, Lampton obtains his dream future; however, this dream life isn't everything Lampton dreamed of.
S.E. Hinton's novel The Outsiders presents a conflict between two gangs in Oklahoma, the 'greasers' and the 'Socs'. These two gangs are divided by their class and socio-economic status, with the 'greasers' coming from working-class backgrounds while the 'socs' come from an upper-class background.
The novel is set in the 1960s and is narrated by its protagonist Ponyboy Curtis, the youngest of three brothers. Education is an underlying theme of the novel, becoming apparent at its close as Ponyboy begins writing his English assignment on the events of the novel.
At the time of its publication, The Outsiders was considered highly controversial due to its unflinching portrayal of gang violence, underaged drinking and use of strong language.
Social realism (1930s-1980s) - Key takeaways
Social realism is a subgenre of realism that seeks to capture society in an accurate way.
The theory behind the social realism movement is that by producing work that portrays the problems of the real world authors can encourage people to address social issues.
The social realism movement came to prominence during the 1930s in response to the Great Depression, World War One, and social inequality.
Key characteristics of social realism include; believable plots and storylines, realistic and relatable characters, the exploration and portrayal of human flaws, and actual or historical settings.
Some notable literary examples of social realism include; Waiting for Lefty (1935), Of Mice and Men (1937), Room at the Top (1957), and The Outsiders (1967).
British Library. 'Manuscript of the Preface to the 1850 edition of Charles Dicken's Oliver Twist'. bl.uk.
Frequently Asked Questions about Social realism (1930s-1980s)
What is social realism?
Social realism is a subgenre of realism that seeks to portray the lives of the working class and their everyday issues.
What is an example of social realism?
An example of social realism in literature is Clifford Odets' 1935 play Waiting for Lefty.
What are the principles of social realism?
The key principle of social realism is to accurately portray the reality of working class life. By accurately depicting the problems faced by working class people, writers believed that their work could inspire change.
What is the purpose of social realism?
The purpose of the social realism literary and art movements was to inspire change by producing work that accurately portrays the 'real' world and its problems.
What are the main concepts of social realism?
The main concepts of social realism include; believable plots and storylines, realistic and relatable characters, the exploration and portrayal of human flaws, and actual or historical settings.
Final Social realism (1930s-1980s) Quiz
What is social realism a subgenre of?
Select the correct definition of social realism.
A subgenre of realism which seeks to portray the lives of the working class and their everyday issues.
What was the theory behind social realism?
Through producing work that accurately portrayed the 'real' world and its problems, authors could encourage people to address these issues.
True or false: Charles Dickens is an example of an early author part of the social realism movement.
True! Dickens' work depicted the struggles of the working class in Victorian England.
When did social realism come to prominence?
Social realism came to prominence during the 1930s in response to the Great Depression, World War One (1914-1918), and social inequality.
Which two movements did social realism seek to shift away from?
True or false: all literature part of the social realism genre provides a critical commentary on society,
Which of these is not a theme explored in social realism?
The beauty of nature.
Which of these is a characteristic of social realism?
Which of these is not a characteristic of social realism?
Foreign locations and settings.
Which group of people does
Clifford Odets' play Waiting for Lefty (1935) follow?
A group of cab drivers.
Which of these is not a work of social realism?
True or false: Waiting For Lefty ends with the lines;
'When I stepped out into the bright sunlight from the darkness of the movie house, I had only two things on my mind: Paul Newman and a ride home.'
False! The play ends with the lines;
'STRIKE, STRIKE, STRIKE!!!'.
When was Of Mice and Men published?
True or false: The Outsiders (1967) portrays a conflict between two gangs in Oklahoma.
True! The Outsiders presents a conflict between the 'greasers' and the 'socs'.
What was Waiting for Lefty (1935) based on?
The play was based on a cab driver strike in New York the year prior (1934).
Who wrote Of Mice and Men (1937)?
More about Social realism (1930s-1980s)
of the users don't pass the Social realism (1930s-1980s) quiz! Will you pass the quiz?
More explanations about Literary Movements
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Imagism Learn
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Modernism Learn
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CTFishTalk.com: Blocked access- farmington river in Unionville - Connecticut Conservation & DEP ( CT Conservation & DEP ) - A Community Built for Connecticut Fisherman.
Greetings all! I spend a lot of time lurking here and have posted literally once or twice. I don't get many opportunities to head out myself so I live vicariously through all of you, thanks for that.
My limited availability to get out fishing is in part why I am posting this. There is an area in unionville that is very convenient for me to go to when I can sneak away. This access point is at the large dirt parking lot on route 4 bearish the intersection of lovely street and rte 4. This is the parking lot where one can access the large biking/walking trail. I have been fishing here for years and tried to sneak over there for a half hour yesterday only to find "no trespassing signs all over the trees. These signs are right next to all of the signs that show some regs and describe the difference salmon and trout (you know what I'm talking about.
Does anyone have any insight as to why there is now no access here?


I remember five years ago when I discovered that I was to become the mother of a child with a cleft lip and palate. I was anxious to gather whatever information I could to ready myself for the task and to help myself prepare to make good decisions for my son. But my efforts were met with frustration. Simply put, good, practical, understandable and comprehensive information was just hard to find.
It was from those early days of frustration that I can appreciate A Parent's Guide to Cleft Lip and Palate. Put out in 1990 by the University of Minnesota Press, it is a comprehensive, informative and clearly written account of all the in's and out's of parenting a child with a cleft.
textual content, as well as a listing of pertinent resources. This is truly the most comprehensive resource available under one cover to parents of children born with cleft lip and palate.
I found the language to be readable and informative. The diagrams are easy to follow and the pictures of children are natural and not clinical. I strongly felt as I read this book that the authors have a healthy respect for our children as well as for us as parents. They took pains to refrain from inundating us with technical jargon, nor did they talk down to the reader.
This book should be in the libraries of every cleft support group, if not every parent. It contains information that touches the lives of families throughout the growing process of our children with cleft lip and palate.
If I had found this book five years ago, my quest would have been over and my need to understand satisfied. I highly recommend this valuable resource.


Many high risk merchants sell through call centers. The more ways customers can pay you, the more sales you make.
When you accept checks by phone you rescue orders that otherwise would be lost.
Get orders from customers who don't have cards or are maxed out on cards.
If a card is declined, electronic checks give customers another way to pay you.
Echecks are a familar and trusted payment option. Millions of Americans regularly pay for goods & services with electronic checks.
Taking a check by phone order for a payment via electronic check is similar to taking a card order. The customer provides bank routing and account numbers rather than card data. Orders are submitted through a virtual terminal.
Payment is debited from the the buyers bank account. And automatically deposited into your bank account.
A check by phone order can be processed through the ACH network or via echecks using Check 21 technology. The choice of which to use depending upon the specific needs of the business.
NACHA, the governing body for the ACH network, recently changed rules regarding revokes (chargebacks) and returns. Chargebacks can now be no more than 0.5%. And returns must be less than 15%.
Many high risk merchants find it challenging to comply with these rules. Therefore, echecks are the solution of choice.
Echecks are processed through bank-to-bank data exchange rather than through the ACH network. As a result, high risk merchants have far greater flexibility on chargebacks & returns with echecks rather than ACH processing.
Check by phone accounts have 3 levels of verification to protect high risk merchants. Accounts include the following verification services which reduce chargebacks on accounts up to 80%.
Live verification verifies by phone call to the consumer's bank that money is still available in the account before the transaction is processed.
It is far more difficult for buyers to chargeback an echeck transaction than a card payment.
To chargeback an echeck transaction, consumers have to supply documentation to their bank. And may be required to visit the bank in person. Some banks also require consumers to sign an affidavit. And consumers have only 40 days to initiate a chargeback.
Few buyers are willing to invest the time & effort in disputing the payment, esp. for smaller ticket items.
Disputing a card payment is much easier. All it takes is a phone call to the card issuing bank. And most banks favor their customers over you.
In addition, card transactions can be charged back for up to 180 days after the payment. Exposing you to substantially greater risk for contingent liabilities than with echeck transactions.
Echecks are the most popular alternative payment method for US shoppers. Accepting check by phone payments gets you more sales.
Electronic check processing is convenient for customers. And profitable for you.
Are you a high risk merchant interested in increasing orders with an echeck account?


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Data Protection update - July 2018
Welcome to the July 2018 edition of our Data Protection bulletin, our monthly update on key developments in data protection law.
DExEU Committee publishes report on data flows and data protection after Brexit
ICO plans to issue Facebook maximum fine under Data Protection Act 1998
High court judgment explores Article 6 GDPR in relation to disclosure
Democracy disrupted?
ICO receives a record number of breach notifications
Is the Privacy Shield in danger?
Cross-border cooperation and consistency procedures – State of play
Timehop breach exposes millions of users' personal data
Polar Flow vulnerability found to expose locations of military personnel
ICO enforcement
IICSA fined £200,000 for revealing identity of possible child abuse victims
ICO takes enforcement action against firms for nuisance calls
STS Commercial Limited fined £60,000
The House of Commons Select Committee on Exiting the European Union (the "DExEU Committee") issued a report on 3 July 2018 into the impact of Brexit on data protection and data flows. The DExEU Committee regards the ability to retain data movement between the UK and EU as 'mission critical' to the UK's future trading relationship. It recognises that data flows are fundamental to how the UK economy operates, particularly when considering areas where the UK has comparative advantage, such as the service industry.
As a part of General Data Protection Regulation ("GDPR"), counties which are outside of the EU will need to apply and be assessed for an adequacy agreement to allow free flow of data between the EU and the third countries. Some countries, such as Switzerland, Argentina and New Zealand, have already achieved adequacy decisions and others have limited arrangements, such as the US (via the Privacy Shield) and Canada (applying to commercial organisations only). The report suggests that the UK Government should begin the process of securing an adequacy decision from the EU as soon as possible. According to the DExEU Committee, one of the key objectives for the negotiations should be to maintain the current level of data protection and ensure that data can continue to be transferred across borders in the same way as it is now.
However, the DExEU Committee's report highlights that the UK has proposed a bespoke data protection relationship which is above and beyond merely seeking an 'adequacy' assessment. The proposal suggests a role for the UK Information Commissioner on the EU Data Protection Board (the "EDPB") (which replaced the Article 29 Working Party in May 2018) and the UK continuing to be involved in the 'one-stop-shop' mechanism.
It is worth noting that an adequacy decision is not the only method the UK could employ to enable data transfers. Standard contractual clauses, binding corporate rules, codes of conduct, and certification schemes are all options but would, as the DExEU Committee identifies, place a "bureaucratic burden on individual businesses" post-Brexit. An adequacy decision would represent the least burdensome solution for the UK and EU's data flows following the UK's departure from the EU.
See here for the full report.
The start of the month brought a detailed update into the investigation by the Information Commissioner's Office ("ICO") into the use of data analytics in political campaigns. The focus of the investigation, so far, has been Facebook and Cambridge Analytica. In February, evidence emerged that an app had been used to harvest the data of 50 million Facebook users across the world (see our March bulletin here). In practice this meant that Facebook contravened the law because it failed to safeguard individuals' information and failed to be transparent about how their data was harvested by others. A Notice of Intent has been issued to Facebook before the fine is finalised, however in the ICO's progress report it has indicated its intention to issue the maximum fine for two breaches of the Data Protection Act 1998 (the "DPA 1998").
Under the DPA 1998 the maximum fine is limited to £500,000, which does not represent a large financial threat to an organisation with the revenue of Facebook, although it is likely that Facebook will also be worried about accompanying reputational damage. Since the introduction of the GDPR in May 2018, the ICO has powers to fine up to 20 million euros, or 4% of global turnover, whichever is higher. The maximum fine for Facebook under the new legislation would likely have been closer to £1.4bn.
The ICO has also taken regulatory action against other organisations in relation to this investigation.
See here for more details.
A High Court judgment on 3 July 2018 gave some regard to the GDPR in relation to carrying out document searches for the Intellectual Property case Glaxo Wellcome UK Ltd (t/a Allen & Hanburys) and others v Sandoz ltd and others. In this case Glaxo sued the German-based companies in the Sandoz group for allegedly passing off their generic inhaler product "AirFluSal Forspiro", launched in 2015, as Glaxo's (now out-of-patent) "Seretide Accuhaler" inhaler, which has achieved sales of more than £62 billion globally since launch in 1999. The Defendants argued that they could not comply with their duty of disclosure and were prevented from conducting searches for documents on the grounds that the results may contain the personal data of former employees, who had not expressly consented to the search; and accordingly that such a search may breach German domestic data protection legislation (applicable until 25 May 2018), the GDPR and German supplemental national legislation (applicable from 25 May 2018), and the German Telecommunications Act.
The Court, relying heavily on the GDPR, ruled against the Defendants on this point. In his judgment, the judge agreed that provisions of Article 6 GDPR, and similar provisions in domestic German privacy legislation, require a balancing exercise to be carried out between the individual's rights and the organisation's need to conduct new processing in order to defend, establish, or exercise legal claims. However, the judge dismissed the Defendants' argument that this balance fell in favour of the individual's rights, ruling instead that it was within the organisation's legitimate business interest to perform this search in order to defend the claim.
In its recent report on personal information and political influence, the ICO has issued a series of recommendations to improve the use of personal data for political purposes.
The key recommendation is for the Government to legislate to introduce a statutory Code of Practice under the Data Protection Act 2018 ("DPA 2018") on the use of personal information in political campaigns. Other recommendations include:
a cross-party solution to improve transparency around the use of data;
ensuring the ICO launches a public awareness campaign prior to the next General Election;
requiring political parties to apply due diligence when sourcing their data sets; and
requiring audits to be held after a referendum campaign to ensure data was handled properly.
Of particular concern to the ICO was a significant shortfall in transparency and provision of fair processing information. As a result, the ICO is calling on key players to take an 'ethical pause' to reflect on their responsibilities when using personal data, particularly as new technologies to explore data are developed.
In the ICO's 2017-18 annual report published this month, the ICO has seen an increase of 29% in self-reported data breaches compared with figures from the previous year's annual report. Additionally, due to the new reporting obligation imposed on organisations following the implementation of the GDPR and the DPA 2018 in May this year (noting that under the DPA 1998, breach notifications were recommended but not a statutory requirement), the ICO has seen a significant spike in notifications. In June 2018, the ICO received approximately 1,700 notifications which is a marked increase on previous levels of, on average, 375 notifications per month.
Breach notifications can be reported to the ICO by a telephone line Monday-Friday from 9am-5pm or via a specific form on the ICO's website. It is important to remember that not all breaches need to be reported to the ICO and the ICO has stated that it does not want organisations to report all minor incidents. A controller must first consider the likelihood and severity of any risk to people's rights and freedoms following a breach; if it is "likely" that there will be a risk then the controller must notify the ICO; if it is "unlikely", then breach notification is not required. The ICO has stated that it is aiming to deal with each report on the day it is received or very soon after.
Please see here for the ICO's annual report.
Due to concerns that the US has not yet implemented the EU-US Privacy Shield (the "Privacy Shield") as promised, the European Parliament has passed a non-binding resolution calling for suspension of the Privacy Shield if the US does not comply with its requirements by 1 September 2018.
The Privacy Shield was approved by an adequacy decision of the European Commission in July 2016 as a framework that provides an adequate level of data protection for the transfer of personal data between the EU and the US. The first annual review of the Privacy Shield was completed in October 2017 (see our October bulletin) which found that the Privacy Shield continued to provide an adequate level of protection for personal data transferred between participating companies, but also set out a number of recommendations for improvement.
The European Parliament now considers that the Privacy Shield does not provide an accurate level of data protection for a number of reasons including:
the US has failed to appoint independent supervisory authorities (such as a permanent Ombudsman) to oversee how EU citizens' personal data is handled as required by the GDPR;
the EDPB has raised concerns about the commercial aspects of the Privacy Shield and issues relating to the bulk collection of personal data by US authorities;
the US plans to adopt a new US CLOUD Act which will allow US national security and law enforcement agencies to access personal data across borders (the Privacy Shield's predecessor, the Safe Harbour Framework, was found inadequate in 2015 due to similar concerns); and
there is a lack of sufficient data breach prevention monitoring.
As a result of this resolution (which is not binding and does not yet suspend the Privacy Shield), the Commission will need to consider the European Parliament's position in its second review of the Privacy Shield which is due to take place in October 2018. If the Commission finds that the Privacy Shield does not provide adequate protection of EU citizens' data, it has the power to amend, suspend or cancel it.
An important change brought about by the GDPR is the new way in which supervisory authorities of the Member States must closely cooperate to ensure a consistent application of the GDPR throughout the EU.
The EDPB has published details of discussions held in its second plenary meeting, at which it considered the consistency and the cooperation systems and shared first experiences on the functioning of the 'one-stop-shop' mechanism; the performance of the Internal Market Information System ("IMI"); the challenges the various supervisory authorities are facing; and the type of questions received since 25 May 2018. Most supervisory authorities reported a substantial increase in the number of complaints received. Additionally, there are currently around 100 cross-border cases in IMI under investigation.
The IMI is an IT-based information network developed by the European Commission that links up national, regional and local authorities across borders. This online, secure messaging system enables registered users to communicate quickly and easily with their counterparts in other member states. The IMI was developed to enable member states to help each other; promote confidence and trust through increased communication; and increase efficiency and effectiveness in cooperation between member states.
The EDPB clarified the following:
There has been a significant increase in the number of cases in the last month;
The first results of the new procedures to deal with cross-border cases should be expected in the coming months; and
The procedures by which lead supervisory authorities handle complaints takes time; however complainants should be kept informed of the state of play of their case while these procedures are ongoing.
Please see here for further details.
Timehop, a US company which plugs into users' social media accounts to highlight old memories, has identified a data breach affecting almost all of its users. Over 20 million users had their names and emails compromised and a fifth of those also had a phone number taken in the attack. The breach itself was quite low tech in that an employee's credentials were used to log into the Cloud Computing Environment, create a new user account and grant their account admin access. This user then logged in a number of times over subsequent months and accessed a table containing personal data which was not held behind Timehop's firewall.
In responding to the incident, Timehop has informed federal law enforcement as well as company technical advisors. It has also published detailed information about the breach here. It has provided a set of FAQ's and some technical information about the breach, available here. The detail of this response reflects the increased awareness of the public about cyber security.
Dutch security experts were able to use publicly available information from the fitness app Polar Flow to establish the location of military bases, the identity of personnel and the home addresses of those military personnel along with all of the information about their workout. A similar vulnerability was found with the fitness app Strava in January 2018.
The vulnerability identified in both apps is that they publish a global heat map which shows the different exercise routes that their users have plotted when using the app. The map can then be searched to reveal the exercise routes within warzones that personnel have been tracking. The Polar app goes a step further, with the "Explore" feature, in that one can search for and find a user's name and profile picture and previous activities. This may indicate where the personnel live (if their routes begin and end generally at the same house) and can be cross-referenced with social media. Despite the fact that there has not yet been an actual data breach, the exposure of such data poses serious risks to the military personnel and as a result Polar Flow has disabled the Explore feature until further notice.
The Independent Inquiry into Child Sexual Abuse ("IICSA"), which provides a forum for victims and survivors of child sexual abuse, has been fined £200,000 by the ICO after sending a bulk email in February 2017 to 90 IICSA participants informing them about an upcoming public hearing. The email addresses of the recipients were mistakenly entered in the "to" field rather than the "bcc" field meaning that all email addresses were visible to all other recipients. The ICO held that the IICSA, set up in 2014 to investigate the extent to which institutions failed to protect children from sexual abuse, did not keep confidential and sensitive personal information secure and as such breached the DPA 1998.
Additionally, the IICSA hired an IT company to manage the mailing list, but in doing so also breached their own privacy notice by sharing participants' email addresses with the IT company without their consent.
The case was dealt with under the DPA 1998, and not the DPA 2018, because of the date of the breach.
At the end of June the ICO took enforcement action against two firms for making nuisance calls. Our Vault Limited, in Chorley, was issued with an Enforcement Notice to stop their illegal marketing activity. Horizon Windows Limited was also given an Enforcement Notice to stop the illegal activity. Alongside the notice, Our Vault Limited was fined £70,000 for making over 55,000 unsolicited marketing calls, from January 2016 to January 2017, to people who had registered with the Telephone Preference Service and had not consented to contact by the company.
STS Commercial Limited, an IT service provider, has been fined £60,000 for allowing its lines to be used to send spam texts promoting pay day loans to more than 270,000 people, without their consent. The texts were sent between November 2016 and January 2017.
The ICO investigation revealed that STS was relying on the consent of a third party but had not carried out sufficient due diligence checks to ensure that the data complied with the Privacy and Electronic Communications Regulations.
Jonathan Kirsop
T: +44 20 7809 2121 M: +44 7554 403 022 Email Jonathan | Vcard Office: London
Alison Llewellyn
T: +44 20 7809 2278 M: Email Alison | Vcard Office: London


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text:
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Carrick Wealth Management continues its African expansion programme
BLANTYRE, 5 March 2018, Carrick Wealth has opened for business in Malawi. This brings to five the number of countries in which it operates, including Botswana, South Africa, Zimbabwe, and Mauritius.
Carrick Chief Executive Officer Craig Featherby said Carrick's Africa 2020 road map also included additional offices in Kenya, Ghana, Tanzania, Mozambique, and the Ivory Coast.
"We believe that the long-term growth projections for Africa, and especially those we have targeted, such as Malawi, are positive. All of them have shown an increase in GDP over the last five to seven years. And combined with the political stability in Malawi over the last 20 years, we believe this growth bodes well for our new office," said Featherby.
Since 1993, Malawi held five presidential and parliamentary elections. According to a recent World Bank report, Malawi's GDP growth in 2017 will be more than 4.5% — a 2% increase over last year. In addition, inflation between 2016 and 2017 dropped by 13.5%, to 9.3%.
Featherby pointed to other factors that would contribute to Malawi's growth and support Carrick's decision to open for business, the most important of which was urbanisation. Currently, an estimated 16% of its population of about 17 million lives in urban areas. This demographic is changing rapidly.
"The four major urban centres of Malawi are the economic core of the national economy," he said. According to the World Bank, they comprise 33% of GDP, despite the small size of the urban population.
"Cities are a key to capturing Africa's consumer opportunity," said Featherby, noting out that in Nairobi, Kenya, per capita consumption is more than double the national average, and that the top three cities in Ghana account for more than 65 percent of national consumption.
"Africa's rapid urbanisation, its young population, and its growing labour force makes it — and Malawi — a highly valuable asset in our plan to realise the potential of the continent's economies," he added.
Malawi Managing Director Gomez Kumwenda said that this was an exciting opportunity, for the Carrick team but also for the potential clients in the country.
"We believe that recent events in Malawi have emphasised the need to have in place strong fiscal regulatory controls, and that this has made doing business much more transparent and efficient," he said. "We look forward to implementing our vision of working with clients on their long-term financial planning, helping to grow their wealth, protect it from excessive and unforeseen risk, and preserve it for their children."
Safe as Houses? What is the Actual Growth on Your Property Investment?
By Mike Fannin Investing in South African property is usually seen as a solid investment. "Safe as houses" as the saying goes. However, when compared with other types of…
Panama Papers: What You Need to Know
Leaked documents from one of the world's most secretive companies, Panama-based law firm Mossack Fonseca, are having repercussions around the world. The first major casualty being Iceland's prime…
Making the best cast in turbulent waters
We live in a time of much global uncertainty and turmoil where few things make much sense or provide reliable indicators for our future. All of us have probably wondered: how will this…
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Larry Ludwig has a long and successful business and entrepreneurial past. He's always been at the forefront of technology, internet marketing, and online business.
It all started when he went to work for bleeding edge ad agency Poppe Tyson in 1994. He helped create some of the first Fortune 500 websites for the likes of JP Morgan Chase, Lenscrafters, Minolta, T. Rowe Price, IBM, and ING Bank.
He then went on to work for the successful startup Commerce One, where he helped integrate their B-2-B solution for the likes Eastman Chemical and Schlumberger.
Later in 2001, ventured off on his own and created Empowering Media. A long-standing design, development, and web hosting service. He helped create the technology infrastructure to host high trafficked websites such as: Comedy Central, GM, Thought Catalog, and Nielsen.
Then in December 2009, created the website Investor Junkie to help satisfy his own needs and the needs of others to find non-biased investment content. From scratch, he created the leading investing services review and comparison site which generated revenue only from affiliate marketing. In July 2018, Larry Ludwig successfully sold Investor Junkie for $6 million.
When not joyriding in his Porsche 911 Turbo S, his passion now is to help other business owners effectively leverage technology and internet marketing.


What can green energy do for you? Green energy will reduce your energy consumption, lower your bills, reduce your impact on the electrical grid, and help you save the planet. How can you help? Keep reading to learn valuable advice about how you can help the environment and lower your bills!
When creating an outdoor light set up for a garden path or patio, think of solar powered lamps as an option. Not only are they a reasonable purchase price, but they do not require electricity to run. This not only saves money. You also don't need to hang lights or wires outdoors.
TIP! A simple way to save energy is to close the curtains. Both curtains and blinds will help keep the heat from the sun out of your home during the summer months.
Government grants help customers purchase these eco-friendly technologies. Do some research with your local authorities and ascertain if they run any types of programs within your district. You can qualify for installation of solar power at little to no cost.
Do your laundry using cold water, if you can. Hot water takes up 90% of energy used to wash clothing. Just make sure you don't harm your clothes in the process; check out the labels on your clothes and make a judgment for yourself. Additionally, do not run the washer until it is full so as to maximize your energy use.
TIP! Solar water heaters are a great option for your home. If you live in a sunny climate, you can use a solar water heater year-round.
Use windows covering for when you're not home. This allows your home to be kept cool when you aren't there, and in addition, it helps keep energy costs down. Usually the windows with the most sun are the one's which face south. Dark, lined curtains, roman shades or roller shades may be something to consider using on your windows.
One thing you might consider is heating your water with solar water heaters. This works best in areas where the temperature doesn't drop below freezing. Solar energy systems circulate water through solar heaters and then pump it into the house. However, you should still have a traditional water heater as backup for times when the sun won't come out or if you're going to be using a lot of hot water.
A lot of people toy with the idea of adopting green energy, but not many really do what's necessary to make it part of their lives. This article gave lots of ideas to begin with, so you can live green for very little money and time.


The Medpedia Project today announced the formation of the world's largest collaborative online encyclopedia of medicine called Medpedia.
Physicians, medical schools, hospitals, health organizations and public health professionals are now volunteering to collaboratively build the most comprehensive medical clearinghouse in the world for information about health, medicine and the body.
This free public site will officially launch at the end of 2008, and a preview site becomes available today at www.medpedia.com.
What a Cool Idea, Dr. Gorrie!
"1850: Florida physician John Gorrie uses his mechanical ice-maker to astonish the guests at a party. It's America's first public demonstration of ice made by refrigeration."
A Florida physician certainly ~ but born in Nevis!
"Frontiers in Medicine focuses on medical research's impact on treatment of disease in the 21st century.
The major objective is to accelerate the communication of scientific discoveries via distance learning to connect physicians, scientists, and students of science and medicine throughout the world.
This prestigious lecture series has presented more than 60 live Frontiers Webcasts on cutting-edge research topics.
CE credits available and all by George Washington University Medical Center.


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An East End woman says she abstruse to apprehend the accomplished book the adamantine way afterwards accepting bent in what she calls a cable trap.
Jeannine Conte, of Remsenberg, says she saw an advertisement on Pinterest aftermost year for a chargeless balloon of Radiant Revive face chrism — all she had to do was pay a brace bucks for shipping. But bushing out that form, she says, concluded up costing her a lot of money.
Consumer experts alarm it the chargeless balloon cable trap. The Better Business Bureau and the Federal Trade Commission say it's a growing botheration online, abnormally with adorableness and diet products. Companies action a chargeless trial, but in abounding cases it's absolutely a subscription.
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This article criticizes approaches to new religious movements that view them in terms of reactions to secularization or in terms of certain other understandings of modernity. Instead, it argues that one should draw from more nuanced understandings of the modern world, particularly Anthony Giddens's analysis of modernity and globalization. Giddens is, however, overly simplistic in his portrayal of religion, and the article suggests how globalization theory might be modified to be applicable to the interpretation of contemporary new religions.
Lorne L. Dawson is Professor of Sociology and Religious Studies at the University of Waterloo in Canada. He is cofounder and Director of the Laurier-Waterloo Ph.D. Program in Religious Studies, focused on the multidisciplinary study of religious diversity in North America. He has written two books (e.g., Comprehending Cults, 2nd ed., 2006), edited three (e.g., with Douglas Cowan, Religion Online, 2004), and published over sixty articles and book chapters. In recent years his research has been focused on the related issues of charismatic authority, millennialism and prophetic failure, and the comparative analysis of the process of radicalization in religious and terrorist groups.


Regarding Luisa VAlenzuela, was it in translation? I'm having trouble finding it. Thanks.
Yes, the Valenzuela story was translated by Deborah Bonner and is available in the collection Other Weapons, if you can find a copy.


Fiordland Advocate 8 May, 2014 | Page 17 Healthy ome, Healthy Wallet! Don't be cold this winter what a difference a service makes! It's time to look at servicing your diesel boiler or central heating system. Call Hamish at Heating Central now for all your heating enquiries 021 339 552 www.heatingcentral.co.nz Te Anau-based - Servicing Fiordland and surrounds Beat the chill! CHEAP - Buy in bulk - cheaper by the trailer load. EFFECTIVE - Up to 8 times more cost effective to heat your home than electricity or gas, when collected from the mine at Kaitangata. BOILER FRIENDLY - Perfect "pea" size coal for use in all boilers 20 KG BAGS - When you want a wee bit. Available locally from: Allied Materials, Gibbs Wood and Coal, Evans Freight, Parklands and Waikiwi Coal Depot. Many rural outlets as well. Phone: 0800 428 003 | Email: Kaipoint@ihug.co.nz Check out our website: www.kaipointcoal.co.nz The Bright Green Sparks Industrial, Commercial, Residential Member of Sustainable Electricity Assoc. of NZ Inc (SEANZ) 027 432 7215 Email: rivertonelectrical@gmail.com Address: PO Box 10, Riverton 9847 Proud to support Western Southland - keeping it local! Call today to discuss your energy needs for the home or business Specialists in: Renewable Energy Energy audits Energy management Home ventilation Heat Transfer Dairy maintenance Preventative maintenance Freeview TV New Zealand's Best in Cold Conditions FULLY RATED TO 6kW AT -15°C Mitsubishi Electric Inverter HyperCore Air Conditioner/Heat Pump $ $ now Installation Extra IN THE BEST ASK US ABOUT HEAT PUMP INSTALLATIONS* Free in home consultations Fast and quality installations ** ^ s ^Terms and conditions apply Mitsubishi Electric Inverter Air Conditioner/Heat Pump May not be displayed in all stores Indoor unit only shown $ OUR BEST SELLING MODEL FOR THE LARGER HOME - CHECK INSTORE FOR OTHER OPTIONS $ Tto know how to use it properly. It's worth reading your operating manual, but also ask your installer to give you a lesson, including: Once you've chosen your heat pump, you can maximise If your system is left running all day and night, or set to Tips for winter heating using them. vulnerable people in the home, like children, the elderly or Getting the most out of the thermostat to the maximum won't heat up your room any quicker, but it can make your heat pump run less up your home, so leaving your heat pump running when you're not at home is just a waste of energy. Set the timer so it comes on half an hour or so before you need it. It is also possible to get a seven-day timer which allows you to program on/off times for each day of the week. Avoid using the 'Auto' mode. In this mode, the heat pump tries to maintain the set temperature by constantly changing between heating and cooling modes as the room manufacturer's instructions. This includes cleaning the Don't forget to look after it! longevity, it is extremely important to keep it serviced and maintained according to the manufacturer's instructions. While you can do some things yourself (like cleaning the be done by heat pump installers – check your operations manual or talk to your installer for more information.


Stop. Store. Aerate. Pour. No more jamming the cork back in the wine bottle and no more rearranging the fridge to fit an open bottle in the door! This reusable silicone cap reseals a bottle of wine after you remove the cork. It's made to resemble the bungs used to seal barrels during winemaking. Fits virtually every wine bottle!


Javier Mellado, born and raised in Malaga, moved to Madrid in 2006 and is the veteran member of the Software Engineering team at Tuenti. Since joining the company in September 2007, he's worked on the technical side of user support. The Admin Tools team builds tools that help to manage Tuenti's content quality in terms of spam, underage users, prohibited content, etc.
Finally, after a very long, intense week and one extra day, the first round of the 3rd Tuenti Challenge finished up yesterday at 13:37. During the initial phase, more than 2,100 challenges were solved using more than 200,000 lines of code. Over 3,900 people spent the week hacking their way to the final. Algorithms, data structures, web security, mobile programming, mind quizzes and even assembly language skills were all necessary for finishing the most difficult Tuenti Challenge yet.
Even with occasional frustration and difficulties, we hope you enjoyed participating as much as we enjoyed preparing the judge, setting up the new contest website and system, writing and solving all of the problems and monitoring the whole thing. Lots of work, but tons of fun!
As you can see, we received some solutions coded in Lisp, Matlab, Assembler, Perl...nice to see those!
You can view the final ranking for the 1st round with the top 50 participants that will receive a Tuenti prize pack. To compute the ranking, we had to take into account the number of problems solved in the test phase, the correctness of the final output sent in the submit phase, and the order of participants who solved each challenge. But remember, this was just the first round of the challenge. Right now we are really busy manually reviewing the challenges in order to select the 10 contestants that will make it to the finals at our office on May 24th. You'll find out who they are very soon!
Rosa studied at the University of Sevilla and finished her Degree in Computer Science in 2008. She worked in research and later went to London to do an MSc. She was there for two years and came to Madrid after participating in the first edition of the Tuenti Challenge. She was the first winner of our contest and has been a part of the Engineering Team at Tuenti ever since.
She's been part of the Backend Framework team for most of her time at Tuenti, but she has recently switched to the Tools team which provides tools and infrastructure to the rest of the Tuenti engineers to support highly efficient, quality coding.
David Iglesias, with a Computer Science degree from the University of Oviedo, finished his studies in 2006 and has worked in web development ever since. He came to Madrid from Asturias in 2009, when he was hired to work at Tuenti. He began on the Product Team, and since the beginning of 2012, he has been a part of the Frontend Framework Team who writes the base code used by the rest of Tuenti's Frontend programmers.


Phifer SunTex® 80 offers approximately 80% shading with excellent outward visibility and good ventilation.
Instant Relief From the Sun's Heat. SunTex® is a unique woven mesh that can block 80% of the sun's hot rays before they enter your windows. SunTex® is ideal for use as a shading fabric on windows, doors and porches and offers good ventilation. This heavy-duty fabric made of strong vinyl-coated polyester is resistant to pet damage. Developed originally for use in outdoor furniture. SunTex® is mildew and fade resistant and needs only an occasional cleaning with mild soap and water. SunTex® 80 is available in several fabric colors and frame colors.
For more information about the various Hardware Options, click HERE.
Would like to thank Matt for all his help. Got solar screens with grids for my whole house and they have really cut the heat and my cooling bill.


text:
HMS Sjöbjörnen var en svensk ubåt av Sjölejonet-klass som byggdes av Kockums och sjösattes den 15 januari 1938.

Svenska ubåtar under andra världskriget
Svenska ubåtar under kalla kriget
Fartyg sjösatta 1938
Fartyg byggda i Malmö
Sjölejonet-klass

redpajama_set_name: RedPajamaWikipedia


If you have ever been 5 years old, there is a good chance that you have experimented with glitter before, but the dazzling dust should also be completely part of your dress-up box as an adult too. Now, immediately your mind might jump to crazy festival-goers bouncing around like glitter maniacs with festival face jewels and we totally get the reference, because well festivals are awesome and serious centers of fun.
Festival glitter is fun, however, here at Minimal HQ, where biodegradable glitter runs wild in all areas of our lives. We thought it would be an awesome opportunity to dispel any glitter misconceptions and provide you with 7 of our most loved occasions for adding a little sparkle to your life all year long.
There are two different types of people in this world. Those who love dress up parties, and those who don't. If you're planning your own or someone else's birthday, consider having a glitter theme.Even if you generally hate themes, a glitter dress-code gives people inspiration while allowing them to go as wild or conservative as their imagination allows, and still feel part of the action.
Now, here's where things get really awesome - For those of you that are "all-in or nothing" - type people, you will want to have a glitter stand at your special day. This way, you can make sure everyone lives up to your vision of a sparkling birthday.
Having people leave your birthday event covered in glitter will not only put a smile on their face, it will make people talk about and remember it for a long time.
What do you think of when you hear gala? Glam, champagne and party. Glitter at a gala is the perfect match. I'm just saying, it should be called 'Glitterala'.
We took Minimal to a charity gala and the glitter could not have been more of a hit. Women went bananas and one lady let us cover her whole back.
This is not so much about applying glitter on your face. It's about adding glitter on the parts of your body where your dress doesn't cover. Think about it as an alternative to a sparkling piece of jewellery.
If you want to look glam without buying an expensive gown, adding sparkles to your look is sure to turn heads. We call it the gala-look. Match your little black dress with a beautiful gold or silver glitter blend by applying it along your back, neck or chest.
Hens parties are all about making the bride-to-be feel her most magnificent in celebration of her upcoming special day and it's impossible to not feel like a gorgeous fairy princess when you are bedazzled with a shimmering aura.
Whether you are planning on a wacky night out on the town, or a more sophisticated and refined affair, both bride and battery of hens will be ready to rock the night away and create copious amounts of good-luck for the new Mrs'.
You are going on a holiday to Bali. You have booked a beautiful airbnb with a private pool and only 50 metres to the beach. All your outfits are sorted, you've got a fresh new red bikini and your nails are perfectly manicured and painted in the same shade of red. You picture yourself sitting by the pool after a day at the beach, sipping on a pina colada. It's totally Instagrammable and you cannot wait to snap that perfect shot for your profile. Not to mention the daily stories you are going to record.
Now, this has been done before and it will keep on happening. Your followers expect your daily post and they want you to show them what's new. What are they packing for their Bali holiday? Biodegradable glitter, baby!
Hands down, there is no better way to stand out as your followers scroll through their social feeds looking for some thumb stopping action, than some perfectly applied, gorgeous sparkles reflecting the shimmering water all around you. This is the stuff dreams are made of.
Wondering how to apply glitter designs – check out this article before your next getaway.
The reason that humans are so innately drawn to glitter is that the shimmer resembles the reflections of the sun hitting water necessary for our survival. And it's this little known fact that makes glitter so perfect for picnics.
If you're planning a picnic, then you've probably checked the weather forecast to ensure glorious sunshine and those stunning sunrays reflecting off your body glitter are going to make people drawn to you like an oasis in the middle of a desert.
Loving the idea of being one with the sun? Try hair glitter to really radiate.
Sparkling beach bodies are not solely reserved for the sunbathers of St.Tropez. If you are somebody who loves to turn a day at the beach into a re-energizing pampering event then, you will never feel more empowered than with strategic shimmers applied from head to toe.
Glitter and confidence go hand in hand and by the end of your day in nature, you will be shining inside and out. What's more is that you don't have to worry about your glitter being washed into the sea because Minimal glitter is totally biodegradable and won't hurt any fishies if it gets into the waves.
Let's not forget that glitter is not only just for special events. In our lives, every day is a special event and we believe these little sparkles are a fun and important part of our self-care routines. The care and thought that can go into applying glitter takes you out of your everyday patter and forces you to slow down to concentrate and celebrate your body.
Perhaps glitter may be a little too much for a corporate environment if you are a lawyer, but it brings fabulous fun to most roles outside of the realms of the suits and, if you do feel glitter wouldn't be appreciated by your boss, there's nothing stopping you from keeping it in your work bag to add a subtle smattering of bling to your look as you head off to your after work plans.
As always, we absolutely love to hear your glitter stories and the pictures of course! Share them on social and follow us for more biodegradable news, tips and how-to's while you are at it. Together we'll save the world, one sparkle at a time.


WITH STORM FRANK well and truly hitting Ireland, the people of Tipperary have had to think on their feet with the floods.
Father Stephen Neill was helping with the officiating, and shared the image of newlyweds William Harding and Theresa Barry making their way from the church in Lorrha.
He tells DailyEdge.ie that the most direct route to the reception at The Derg Inn in Terryglass was fully flooded – so they needed to take some emergency measures.
It was also the same road where these chancers had a wakeboarding session yesterday.
Email "The floods in Tipp didn't stop these newlyweds making the reception".
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Christian has strong negotiation skills that help Seller's Get Top Dollar for their home and Buyer's get the best price possible for their home.
To get you top value for your house.
In today's market, the single most important marketing strategy is setting the right price on your property to generate serious top-dollar offers that maximize and protect your valuable equity.
To pro-actively find qualified buyers in the best time for you.
Christian Medina and his Team actively engage in finding buyers for your home every day. Instead of "sit-back-n-wait" marketing, Christian Medina's Team contacts to 200 to 400 new people every week looking for buyers for your home, utilizing multiple lead generation systems to locate more potential buyers for your home.
To expose your home to the greatest number of buyers fast.
Your house will be exposed to virtually all the qualified buyers through the most effective and innovative marketing means available: Multi-Region MLS, yard sign, Custom Flyers, E-mail flyers to top agents and clients, Broker Open House, Multiple Open House Events, extensive syndicated internet advertising on over 12,000 key real estate websites, and more.
To earn the most money and best terms for you.
With every lead and every offer, you will receive professional representation from Christian Medina in negotiating the best terms and price for the sale of your property, protecting your equity and serving your best interest.
To make your transition and plans go smoothly.
Our professional team has the systems and trained personnel in place to handle all the details of the transaction with diligence and expertise so you can feel confident and get on with your plans.
Christian was professional, sincere, prompt, and overall a really great person. He was always available for help and always kept me informed of what was happening and what needed to be done. My house was sold in 10 days for top dollar due to his diligence and knowledge. He found the house I bought while I was on vacation and sent me a video. He was always there for me and really cared that I sold and purchased with ease. I highly recommend him for everyone's real estate needs.
Christian did a fantastic job selling our home. From the start he presented it as it should be presented. Use of photos, video, drone footage, and open house showed our home in the light that it deserved. He was quick to answer questions or concerns that I may have had. We agreed on the listing price, and ended up getting multiple offers over asking price. It's always hard to sell a home that is a part of you, but Christian made it a little easier.
As a first time home buyer and single mom, I was really scared to go into the home buying process alone. Once I started working with Christian I felt that I had someone on my side who truly had my best interest in mind. He helped me find financing and he was very patient with me in answering questions and making sure I understood everything. I only put in 2 offers in a very competitive seller's market. The 1st offer was rejected due to no fault of mine or Christian's. The 2nd offer was accepted. It was a probate sell so it was a long process with many 'what-ifs' but Christian had my back the entire time. He was on top of everything and made me feel very important and valuable. I wasn't buying an expensive or fancy house, but Christian treated me like I could have been! He made the whole process less stressful and eased my fears. I really enjoyed getting to know him and working with him. I'd recommend him to family and friends.
As a first time home buyer I was terrified to purchase a property. That all change when I met Christian. He assured me that the process will be smooth and will get the best house that fit my needs. He is very attentive and knowledgeable with the market and the properties. We compete with multiple offers and I followed his league and was able to get the property I wanted in less than 30 days. Christian is there to always listen and guided in every direction. I definitely recommend him to anyone who is looking to purchase a property. I can't wait to do business with him again in the future. Thank you so much for all your guidance.
Our agent, Christian, was not only professional but very responsive to our questions. He was knowledgable about the cities and areas that my family and I were looking into buying, and after our offer was negotiated and accepted, he facilitated the process by meeting us at our work or at our home. Chris was always on time and prepared for the purpose of our meeting. Chris demonstrated high competency in what he specializes in, and truly looked out for my family's best interest.
Christian has been very professional and really knows his work well. He really works hard to help you get your house and that proves his professionalism and responsiveness. It was a long process for me to get my new home but Christian was also there to find ways and help us out in negotiations, issues and encourage us. At one point we were tired of the decision of purchasing the home. Christian motivated us by finding all different ways he could use to make the process easy going. He keeps you up to date throughout the entire process. The good thing about him is he never gives up on his client. He is very positive and helps you get your dream house.
I absolutely recommend Christian Medina for any and all home buying needs. He is superb- prompt, efficient, personable and professional, there's simply nothing else necessary in the home-buying process when working with him! Christian was referred to me through a family friend and my wife and I are extremely happy with how he made the entire process less intimidating and I can honestly say it was an extraordinarily pleasant experience from start to finish. We found our home in just 2 trips with him. Wrote one offer and he got it accepted. We closed in 25 days and could've closed sooner, however the sellers were not ready. I will be using him again in the future for sure!!
Christian give us the best service and help us all the away in our process of purchasing my our home. He did an outstanding job! I would recommend Christian anytime.
We were so fortunate to have worked with Christian, he was referred to us by a mutual friend. As our Realtor, he helped us find the right house in the right neighborhood for the right price. He was patient as we traveled to look at many homes looking for the right one for us. He is very knowledgeable and helpful, I can't tell you enough how he went above and beyond what your normal realtor would. In short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with Christian was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs. During this process Christian was in constant communication with us this is key to making this a smooth process which we are thankful for. We would recommend him to anyone.
We were so fortunate to have worked with Christian, he was referred to us by a mutual friend . As our Realtor, he helped us find the right house in the right neighborhood for the right price. He was patient as we traveled to look at many homes looking for the right one for us. He is very knowledgable and helpful, I can't tell you enough how he went above and beyond what your normal realtor would. n nIn short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with Christian was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs. During this process Christian was in constant communication with us this is key to making this a smooth process which we are thankful for. We would recommend him to anyone.
Christian is very thorough and dedicated to your interests. His knowledge and experience in the real estate business is an asset to a successful sell. I would highly recommend that you use Christian as your agent whether buying or selling.
We were so fortunate to have met Christian by random chance as we were attending open houses just starting our journey for a home. We as 1st-time buyers were truly clueless and had so many questions. As our Realtor, he helped us find the right house in the right neighborhood for the right price. He was patient as we traveled to look at many homes looking for the right one for us. He is very knowledgeable and helpful, I can't tell you enough how he went above and beyond what your normal realtor would. In short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with Christian was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs. During this process Christian was in constant communication with us this is key to making this a smooth process which we are thankful for. My husband and I were so happy receiving the keys to our new home but then we realized Christian's journey with us was over...Not at all! Christian is now a dear friend and we will recommend him to all our other friends and family!!!
Wondering What Your Home Is Worth?
Get a personalized home estimate from Christian based on specific information about your property and the comps in your area!
© Copyright 2019 Realty Master & Assoc. All rights reserved.


As part of our Religious Studies topic about the life of St. Bede, Year 2 will be visiting Fountains Abbey in North Yorkshire on Wednesday 8th June. The object of the visit is to learn about the lives of monks who lived in the abbey. The children will have the opportunity to combine history with an element of literacy as they spend the day in the life of a monk.
We will be travelling by coach, (M & D Travel) and will be leaving school at 8.50am. We will return to School at approximately 4.00pm.
The children should wear their school P.E polo shirt, tracksuit top, bottoms and trainers. They should also bring their School waterproof coat. The children also require a small backpack for their packed lunch, which will be provided. The children may also bring a small named bottle of water.
Please could you ensure if your child suffers from asthma or severe allergic reactions that the appropriate medication is given to their teacher on the day, without this they will not be allowed to go on the trip.
Pupils are expected to demonstrate excellent behaviour at all times and to follow instructions. Pupils are covered under the School's insurance policy. A full risk assessment has been undertaken by the group leaders Mrs Summers and Mr Reed. A qualified first aider will be accompanying the trip.
The cost of the trip is £11.00, which will be added to the next term's School fees.
We endeavour to take photographs on as many School trips as possible, please visit our website, Facebook and twitter to view a selection of photographs.


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Barratts was a brand of high street shoe shops operating in the UK and Ireland. The Barratts shoes brand traded from 100 UK and Ireland stores.

The company was established in Northampton in 1903, and became a highly successful brand known for its lavishly produced boot catalogues during the 1920s. In 1964, it was bought by the company Stylo and, under the Barratts brand name, expanded to over 400 stores at its height, before foreign competition in the 1990s reduced its market share.

Barratts entered administration for the third time in five years on 11 November 2013.

History

W Barratt Boot and Shoe Company was established in 1903 by William Barratt, and soon became one of the leading shoe manufacturers in Northampton. In 1913 it moved into a neo-Baroque factory designed by John Macvicar Anderson. The Barratts brand entered a new era of prosperity in the 1920s with the publication of luxurious promotional catalogues, including specially commissioned artwork and decorative pages. The 1923 catalogue featured an endorsement by the famed couturier Lady Duff Gordon, who also contributed an illustrated introduction to the women's section of this edition. The firm continued to flourish into the mid-20th century under the advertising slogan "Walk the Barratt Way".

Stylo was a family-run business which originated in 1935, with the consolidation of three separate companies the company was floated on the London Stock Exchange under the trade name Stylo Boot Company (Northern) Ltd. Having grown to 150 outlets, in 1964 Stylo bought W Barratt and Company, and merged the two businesses in Bradford.

Developing under the better known Barratts brand, the company developed to over 400 retail outlets. In the 1996 Barratts purchased Bacons Shoes, ran. The Bacon family in the West Midlands. Bacon's shoes brand was phased out by the Managing Director, Ron Arthur Stark, from 1997 and converted the Bacons stores to Priceless. The first Priceless store conversion was in Sunderland, from a Hush Puppies store and was an instant success, selling self service shoes. The Shoe and Sport Depot brand, ran by Peter Peregrine Lee were converted to Priceless brand, originally created by Ron Arthur Stark. The Priceless brand was fully operational by 1999. Based in Apperley Bridge, Bradford, West Yorkshire, the new company operated over 300 UK and Ireland concessions across the Arcadia Group, including within Dorothy Perkins, as well as supporting the Group's online activity. Barratts also had an online presence with the retailer Wallis.

On 13 February 2008, Stylo purchased 24 stores from collapsed shoe retailer Dolcis as well as the Dolcis brand name. The shops were rebranded as Barratts.

Difficulties
Following a trading loss of £12.5 million in 2008, on 26 January 2009, Stylo's shares were suspended. Barratts and PriceLess soon went into administration and on 13 February 2009, Stylo itself went into administration. On 19 February 2009, administrators Deloitte announced that 220 Barratt and PriceLess stores would be closing, with the loss of approximately 2,500 jobs.

The remaining 160 stores and 165 concessions, plus the Barratts and Priceless brands, were sold to a management team led by Michael Ziff, under Barratts Priceless Ltd (BPL). In December 2011, BPL called in administrators Deloitte, who immediately closed 100 stores and 359 concessions, resulting in 2,500 job losses. In January 2012, a management team led by CEO Ziff bought 89 Barratts and Priceless stores through a new company, Barratts Trading Ltd. This sold through both its own stores and e-commerce website, plus online retailers Amazon.com, Debenhams and eBay.

In 2013, just before administration, Barratts closed its Jersey store, which is now occupied by Paperchase.

In October 2013, it was reported that the business was suffering a cash flow crisis as it struggled to purchase new stock in the run-up to Christmas. On 11 November 2013, it was confirmed the company had entered administration, with 18 immediate store closures.

The retailer Pavers Shoes purchased 14 Barratts stores in December 2013. In January 2014, the Barratts brand and website were purchased by the footwear entrepreneur Harvey Jacobsen and the former buying and merchandising director of Barratts, Simon Robson.

Stylo Matchmakers
In 1966 the Stylo Matchmakers sports brand was first founded by Barratts Shoes in Bradford, United Kingdom, in the West Yorkshire area.
History. Barratts Shoes shareholder and entrepreneur Paul Ziff, younger brother of Arnold Ziff created the Stylo Matchmakers brand with the help of IMG founder Mark McCormack. Together the pair announced they were going to make a one of the first commercialized sportswear brand pursuing England's most popular sports, which included tennis, golf, and football. In tennis, the number one ranking professional player for over 7 years, Rod Laver found great success in Stylo Matchmakers tennis shoes.

With a wider span throughout the late 1960s and 1970s, the Stylo Matchmakers brand was more commonly worn in football. Among some of the hundreds of professional players who wore Stylo Matchmakers were Brazilian legend Pelé, and Northern Irish striker George Best.

Whilst Stylo Matchmakers broke records with some of the biggest names in English football, it also went on to become one of the fastest-selling brands in golf. Making its way to the USA, Stylo Matchmakers footwear was promoted and endorsed by some of the greatest golfers of all time, including Billy Casper, Nick Faldo MBE, and Arnold Palmer. Eventually, due to the ill health of the brand founder Paul Ziff in the early nineties, Stylo Matchmakers eventually deceased.

In May 2017 the Stylo Matchmakers brand was registered globally and returned by British entrepreneur and sports agent Scott Michaels.  Whilst under new ownership and the disruptive direction of Mr Michaels, Stylo Matchmakers became leaders in the "Against Modern Football" campaign and positioned the brand as a none conformist towards the modern game with its classic styling.

References

Retail companies established in 1903
Retail companies disestablished in 2013
Companies based in the City of Bradford
Shoe companies of the United Kingdom
Companies formerly listed on the London Stock Exchange
British companies established in 1903
British companies disestablished in 2013
Companies that have entered administration in the United Kingdom
Defunct retail companies of the United Kingdom