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10 Totally Predictable Offseason Storylines For The Dallas Cowboys
RJ Ochoa
Listen to an audio version of this article on Bumpers!
https://bumpers.fm/e/b2iktc8a610002t1fc50
When football season ends we find ourselves in a "what do I do now?" sort of space. In mid-February football-hungry folks are resorting to getting stoked for some NFL Combine action while counting down the days until – and dreaming up all sorts of hypotheticals in regards to – NFL Free Agency starts.
It's a song-and-dance that we put into practice annually, and it's always accompanied by three simple words, "I miss football." The offseason is a ritual unlike any other that we partake in as a necessary stretch of time to fill the gaps between respective kickoffs. The funny thing about the offseason though, is that beyond the structures of it things have a way of repeating themselves.
The offseason is built for narratives. It's hot take season out there and the temperature is only climbing. This is the time of year where every NFL team thinks they're in contention, and Team A is only one piece away while Team B is completely rebuilding.
The stories stay the same, the lone line of change being the team logo that they bare. The same can be said of each individual team with its core nucleus of players, as storylines are regurgitated as the tradition rolls on.
These are those storylines, you know the ones I'm talking about. We're seven months away from the 2017 Dallas Cowboys season officially starting, and between now and then we're going to hear all of these ad nauseam. You can see them coming from a mile – or an offseason – away.
✭ ✭ ✭ ✭ ✭
"Jaylon Smith Is Feeling Better Than He Did Pre-Injury"
Despite the NFL Draft not taking place until late April, the Dallas Cowboys already have one of this season's most talented "rookies" on their roster – 2016's 34th Overall Pick, Jaylon Smith.
Cowboys Owner/President/General Manager – and recent Pro Football Hall of Fame inductee – Jerry Jones has always been one for the theatrics, but when it comes to Jaylon Smith he's always anxious to say something new. At some point this offseason we're going to hear all about how Jaylon has healed (which will be great), and how he's at an even higher level of athleticism than he was when he was hurt during the Fiesta Bowl back in January of 2016.
"The Cowboys Have A Tougher Road In 2017 Than They Did In 2016"
Thanks to the NFL's rotating schedule, 14 of any given team's 16 opponents in a season are known from now until the end of time. This rotating wheel of wonder handed the 2016 Dallas Cowboys the NFC North, AFC North, Tampa Bay Buccaneers, San Francisco 49ers, and of course their NFC East rivals.
2016 was a fourth-place schedule, which is what the Dallas Cowboys were in their division in 2015. This time around they've earned themselves a first-place schedule – you can view the 2017 Dallas Cowboys Opponents right here – that includes the NFC West, AFC West, Atlanta Falcons, Green Bay Packers, and division rivals.
As far as the calendar is concerned we've turned past Valentine's Day and we've already seen some talking heads from the national media succumb to this storyline. More will come. Save the chocolates for those dark days.
"The Cowboys Could Explore The Read Option More In 2017"
For the first time in a decade the Cowboys are entering the offseason with total and complete plans for a starting quarterback that is not named Tony Romo – Dak Prescott. Young Dakota made a whole lot out of the situation that unfolded before him in 2016, but could Scott Linehan take a page out of Joseph Randle's playbook and go for some more meat off the bone?
Many people have called for the Dak-led Cowboys to utilize the read option more in their offensive play-calling. Prescott certainly has the athleticism to run the option, and his best pal running back Ezekiel Elliott is probably down for anything as long as he's wearing a football uniform.
"Free Agent X Wants To Play With Dak And Zeke"
Thursday, March 9th will mark the beginning of Free Agency in the NFL, and it's going to be a day that requires us to set alerts for Adam Schefter's Twitter Timeline. There is no spectacle like football players looking for new places/teams to call home, and if you buy into the narrative then a lot of them could be looking at Dallas.
What narrative is that, exactly? You see, Dak Prescott and Ezekiel Elliott are pretty charming young players in today's NFL. They're the darlings of football, they play for the Dallas Cowboys, and they're two of the best players in the game. It's widely believed that other players – seeing this phenomenon – will gravitate towards them in hopes of calling Dak and Zeke teammates.
We've already seen projected number one overall pick Myles Garrett make a plea to join the Cowboys, and he even mentioned Dak by name. At some point or another, the same will be said about some arbitrary free agent that the Cowboys can't afford.
"The Cowboys Are Better Off Without (Insert Free Agent That Leaves)"
There are a few things true of a majority of football fans, sports fans in general really. We're loyal to our team, we always think we have a shot, and we always try to spin things in a positive direction.
The truth of the Free Agency era in the NFL is that you're going to lose someone you like in it. Someone is going to leave whether it's for more money, a better opportunity, or just because they're leaving. When this happens to the Dallas Cowboys with one of their current free agents this season, members of Cowboys Nation and narratives near and far will all talk about how we're suddenly better off without that player and his services.
Let's remember that, shall we?
"The Lack Of Back Issues This Season Will Make Dan Bailey Even Better"
In the aftermath of the Cowboys Divisional Playoff loss to the Green Bay Packers, a shocking detail about Dan Bailey's 2016 season came to light – he played, and kicked, since Week 4 with a herniated disc in his back.
Bailey finished 2016 27 of 32 on field goal attempts, still making him one of the top kickers in the National Football League. If we're being honest though, there was an obvious disconnect in his game and that piece of information solved that puzzle.
With an offseason to rest up and get the body right, it's easy to assume that Dan Bailey will be even more dynamite – Dan-o-mite? – this upcoming season. That assumption will be made near and far, but however far it is Dan could still make a field goal from there.
"Jason Witten Is Focused On 2017 And Nothing More"
Earlier this week Jason Witten won an Ocho on a special Valentine's Edition of OchoLive. While I would understand if it was, I doubt that is going to be the peak of his offseason activities over the next few months.
No, perhaps Jason and the family will take a vacation and have a new experience. Whatever the case we know that "Gold Jacket Witt" is nearing the end of his playing time in the NFL, but he will definitely be back in action this upcoming season.
It really is insane that the clock is ticking so loudly on Jason Witten's career already, but he has remained focused that he is playing this season and unsure of anything beyond that. This idea will circle back quite a few times until September football begins. Witten will take the route of another Jason and handle things day by day.
"Charles Tapper Looks Like A Star Pass Rusher In Workouts"
Dak Prescott, Ezekiel Elliott, Maliek Collins, Anthony Brown, and the prospect of Jaylon Smith should be enough for folks to be happy with a draft class, but nope not Cowboys Nation. The people demand more and the people demand Charles Tapper!
Amazingly the Cowboys drafted two players in the first 101 picks of the 2016 NFL Draft on the defensive side of the ball that didn't see a lick of regular season action – Jaylon Smith and Charles Tapper. We know all about Jaylon Smith's progress thanks to all his Twitter videos, but what of Defensive End Charles Tapper?
The Cowboys need some serious rushmen if they're going to make it any further than the Divisional Round of the Playoffs and a man charged with some of that responsibility is indeed Tapper. At some point or another he's going to have a great workout and it'll send us all into a tizzy. Just steer into the ice, folks.
"La'el Collins' Return Will Take The Cowboys Offense To A New Level"
Somebody who missed a majority of the 2016 Dallas Cowboys party was La'el Collins. The third-year Guard from LSU has had a really interesting career so far in the NFL, beginning with the unpredictable circumstances that affected his draft stock.
When La'el originally signed with the Cowboys three years ago he made it known that Dallas was assembling one of the greatest offensive lines this game has ever seen. His rookie campaign saw the type of player that would back that statement up across the course of his career, but an injury early in 2016 gave Ron Leary the chance to shine in La'el's spot.
Leary will very likely be on a new team in a month, leaving the Cowboys to "settle" for a healthy La'el Collins. He is essentially a first-round player on an offensive line that features three of them and that blocks for another in their running back. The possibilities make one foam at the mouth which is why it'll be all over the headlines.
"We're In A New Era Of Dallas Cowboys Football"
There's a ton that has changed regarding America's Team over the last 365 days or so. A new rookie-of-the-year-winning franchise quarterback has arrived, the next great running back is here (and led the league in rushing), there is a Coach-of-the-Year-winning caliber man leading the organization, and Cowboys Owner/President/General Manager Jerry Jones is a Pro Football Hall of Famer.
These aren't your father's Dallas Cowboys, heck they're hardly your Dallas Cowboys. The most renowned organization in professional sports underwent a pretty serious makeover across the life of the 2016 season, and that included some changes with some serious ripple effects.
These will certainly always be the Dallas Cowboys, but they've indeed changed. They're better, smarter, wiser, faster, and carved by a Hall of Fame hand. A new era is upon us, and it's hard not to get lost in it.
Audio Edition
Charles Tapper
Dan Bailey
Jason Witten
Jaylon Smith
La'el Collins
RJ Ochoahttp://OchoLive.com
I like long walks on the beach, mystery novels, no just kidding those suck. The Dallas Cowboys were put on this earth for us all to love and appreciate. I do that 24/7/365. I also love chicken parmesan. Let's roll. @RJOchoa if you wanna shout!
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A New SickKids Will Rise
But only with your help.
SickKids is at a Crossroads
We're a world-leading paediatric hospital, but parts of our building don't meet modern building codes. We treat kids from across Canada (and even the world) in clinical spaces that are cramped, worn, and inefficient. We're a national treasure in a failing building. Recognizing the gravity of our challenge, the Government of Ontario announced a commitment to help build a new SickKids. This funding covers just a portion of the total project costs. Which is why we must continue to raise our share: $600 million for a hospital that lifts—not limits—all that we do. We hope you'll join the 740,000 donors who've already backed this campaign. Because without philanthropy, we can't build a new hospital. Without a new hospital, we can't keep fighting the greatest challenges in child health.
A New SickKids
With your help, we'll transform our campus from the outdated buildings you see today to state-of-the-art facilities worthy of our world-class staff and the country's most complex patients.
Above image is conceptual only and subject to change.
We are breaking ground in November 2019 on the first of our two buildings. The first will house the SickKids Learning Institute with 1,200 world-class trainees, a Simulation Centre for hands-on teaching, and provide our 6,000 professionals, management and support staff with up-to-date spaces to do their best work. The second building will house our critical-care and inpatient units, adding 437,415 square feet. It will reflect the very latest in medical design: private one-family rooms, dedicated mental-health beds, a state-of-the-art blood and marrow/cellular transplant therapy unit, specialty operating theatres, advanced diagnostic imaging facilities, and a vastly expanded emergency department.
With the help of our donors, SickKids can raise a building as extraordinary as the care inside its walls.
Big Impact on our Littlest Patients
In Ontario, newborns requiring surgery or sustained life support can only be treated at SickKids. Right now, families are crammed into our outdated space, where they have no privacy to bond. The space needs a drastic update to improve infection control and make space for smart technology. In our new building, we will double our beds for critically-ill newborns, creating comfortable private rooms for families to care for their babies. We will add modular walls and flexible electrical writing so that life-saving equipment doesn't hinder staff or families. We will bring diagnostic machines to the bedside so these fragile patients don't have to be moved.
Where Isolation Doesn't Have to Feel Isolated
Bone Marrow Transplant Unit (BMT) Unit
SickKids performs 50 per cent of all bone marrow transplants in Canada, often for critically ill cancer patients. But our outdated rooms don't have up-to-date filtration systems to keep out infections, and our patients are forced to use in-room commodes because they can't leave to use the bathrooms down the hall. Patients spend an average of 22 days in isolation in the BMT unit–almost a month without proper amenities. In our new space, we'll have en-suite washrooms and state-of-the-art infection control throughout the unit, so patients can recover with dignity.
Surgery On The Cutting Edge
Operating Suites (OR)
SickKids treats patients from rural Ontario to Haiti, performing complex surgeries unavailable where they live. But our outdated surgical rooms can't support the latest technology. In our new facility, we'll build better rooms for robotics, with less invasive, even incisionless surgeries.
We're building a new SickKids
It's SickKids against the greatest challenges in child health.
SickKids VS The Unknown
SickKids VS Boundaries
At SickKids, we're not on the sidelines, we're on the front line. Taking the fight to the greatest challenges in child health. And we are winning.

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Home » Blog » Stocks » Best Stocks to Invest Under Rs. 20 in 2019
Best Stocks to Invest Under Rs. 20 in 2019
By Richa Sharma
- 29 May 2020
As the Indian stock market has recovered from the recent loss and Sensex and Nifty reached a new peak in this election year, investors might be interested in looking out for opportunities to invest in stocks.
Theoretically, in this volatile time, the best approach is to identify the best low price shares to buy right now. As these are the stocks which could someday become multi-bagger stocks in the future.
Here is the list of 10 best stocks you can buy in the Indian stock market at below Rs. 20
10 Best Stocks to Buy at Below Rs. 20
1. South Indian Bank Ltd.
2. Sanwaria Consumer Ltd
3. Vodafone Idea Ltd
4. GMR Infrastructure Ltd
5. Bank of Maharashtra
6. GVK Power & Infrastructure Ltd
7. Zee Media Corporation Ltd
8. Ruchi Soya Industries Ltd.
9. Suzlon Energy Ltd
10. Urja Global Ltd
How Are the Above Stocks Selected?
This is a major private sector bank headquartered at Thrissur, Kerala.
In India, South Indian Bank Ltd. has around 857 branches along with 4 service branches,54 ext.counters, and 20 regional offices spread over more than 27 states and 3 union territories. It has placed around 1334 ATMs and 42 bulk note acceptor/cash deposit machines all over India.
As of March 2019, South Indian Bank Ltd. has covered more than 100 villages and around 15 urban centers, which spreads across the states of Kerala, Andhra Pradesh, Tamil Nadu, and Chhattisgarh, under financial inclusion and opened around 11 exclusive FLC centres in the bank premises.
If you are looking to buy stocks in the banking sector, that have the potential to generate returns in the long term, South Indian Bank Ltd. should be a good bet. This bank is likely to focus on retail lending and has been gradually improving performance in this area.
Performance of the Stock
Parameters BSE NSE
Current Price (₹) 16.40 16.35
1 Year Profit / Loss (%) – 37.12 – 76.00
Beta (1 year) 1.47 1.52
Avg. Daily Volatility (% on year basis) 2.63 2.70
Key Market Indicators
Market Cap (₹ Cr) 2,968
Book Value (₹) 27.82
P/E 8.86
Industry P/E 42.10
P/B 0.59
Dividend Yield (%) 2.44
Q3 2018 Results % Chg (Yearly)
Int./Disc on Adv/Bills (₹ Cr) 1,365.33 11.25
Net Profit (₹ Cr) 83.85 – 27.09
Gross NPA (% of the total asset) 4.88 43.53
EPS (₹) 0.46 – 28.13
Note: All the above values as on 28/04/2019
The company has reported a gross non-performing asset (NPAs) of Rs. 2930.00 Crore (4.88 % of the total assets) and a standalone interest income of Rs. 1365.33 Crore (up 2.52 % from last quarter). Also, the bank has reported a net profit after tax of Rs. 83.85 Crore in the 3rd quarter of 2018.
Sanwaria Consumer Ltd., incorporated in the year 1991, FMCG food processing company of the Sanwaria Group and commenced its operations in 1993. Founded by Lt. Shri Ram Narayan Agrawal, it is one of the largest integrated food processing companies in India and is engaged in the business of manufacturing and selling of FMCG products like rice, edible oil, pulses, sugar, soya chunks, wheat flour, rice flour, salt, suji, maida, besan, daliya, soya meal etc.
Recently, the company has ventured into direct retail of its product by opening up ATM sized retail outlets under the brand name ´Sanwaria Kirana´ to reach the end customer directly. Sanwaria Consumer Ltd. has 3 manufacturing sites at Mandideep, Itarsi, and Betul, strategically located in the food production and consumption belt of the Indian consumer. Also, the company has its presence in the international market for import and export of various commodities.
Current Price (₹) 8.80 8.80
3 Year Profit / Loss (%) 210.95 210.78
Market Cap (₹ Cr) 648
Book Value (₹) 9.33
Sales (₹ Cr) 1,301.38 2.19
Operating Profit (₹ Cr) 76.22 42.34
Net Income (₹ Cr) 42.80 70.65
EPS (₹) 0.58 70.59
The company has reported a standalone sales revenue of sales of Rs 1,301.38 crore, in Q3 2018 (which is an increase of 2.19 % on a yearly basis)
Also, the company has reported a net profit of Rs. 42.80 Crore in the latest quarter.
Vodafone Idea Ltd. is the largest telecom operator in India with its vision is "to create world-class digital experiences to connect and inspire every Indian to build a better tomorrow". It is a combined entity formed on 31st August 2018, with Vodafone India merged with Idea Cellular, but the merged entity continues using both the Idea and Vodafone brand.
Currently, the Vodafone Group holds a 45.1% stake in the Vodafone Idea Ltd., the Aditya Birla Group holds 26% and the remaining shares will be held by the public. Mr. Kumar Mangalam Birla heads the combined entity as the Chairman, with Mr. Balesh Sharma as the CEO.
Vodafone Idea Ltd. is a pan-India telecom operator offering 2G, 3G, and 4G integrated GSM mobile services under two brands named Vodafone and Idea. Also, this combined entity provides services in the field of IoT, advanced enterprise offerings, mobile payment and entertainment, accessible via both digital channels as well as on-ground touchpoints, centers across the country.
As of December 2018, Vodafone Idea has little more than 35% market share in India with around 418 million subscribers, making it the largest mobile telecommunications network in India and the second-largest mobile telecommunications network in the world.
3 Year Profit / Loss (%) – 7.92 – 86.71
5 Year Profit / Loss (%) 1.16 – 88.46
Market Cap (₹ Cr) 46,982
P/E – 1.33
Dividend Yield (%) 0
Sales (₹ Cr) 11,751.60 80.62
Operating Profit (₹ Cr) 1,136.90 – 7.07
Net Income (₹ Cr) – 5004.6 289.61
EPS (₹) – 5.74 60.34
The company has reported a standalone sales revenue of sales of Rs. 11,751.60 crore, in Q3 2018 (which is an increase of 80.62 % on a yearly basis). Also, the company has reported a net loss of Rs. 5004.60 Crore in the latest quarter due to high depreciation and interest but it has increased by 289.61 % on a yearly basis.
Founded in 1978 by Grandhi Mallikarjuna Rao, GMR Group Ltd. is an infrastructural company headquartered in Bengaluru. Using the Public Private Partnership model (PPP), it has implemented several infrastructure projects in India. The company started with the agri-based sector by setting up small industries for Jute, Sugar, Breweries, etc. and slowly moved in the Infrastructure space over the past decade.
Now, the GMR group interests lie in areas of Airports, Energy sector, Highways, and Urban Infrastructure. The GMR Group also has a global presence with infrastructure operating assets and projects in several countries including Nepal, Indonesia, Singapore, Philippines, and Greece.
3 Year Profit / Loss (%) – 37.36 – 7.34
P/E – 41.34
Sales (₹ Cr) 1,850 – 8.62
Operating Profit (₹ Cr) 412.24 – 14.23
Net Income (₹ Cr) – 561.04 – 0.87
The company has reported a standalone sales revenue of sales of Rs 1,850.60 crore, in Q3 2018 (which is a decrease of 8.62 % on a yearly basis). Also, the company has reported a net loss of Rs. 561.04 Crore in the latest quarter due to high interest but it has decreased by just 0.87% on a yearly basis.
Bank of Maharashtra is a major public sector bank (PSBs) in India, where the government of India (GOI) holds 87.01% of the total shares. It has more than 15 million customers across the length and breadth of the country served through 2000 branches as of March 2018. Also, it has the largest network of branches by any PSB in the state of Maharashtra.
1 Year Profit / Loss (%) – 40.36 – 40,34
Industry P/E 0.77
Int./Disc on Adv/Bills (₹ Cr) 1,663.12 – 5.35
Net Profit/Loss (₹ Cr) – 3,764 530.85
Gross NPA (% of the total asset) 17.31 – 9.13
EPS (₹) – 14.31 207.74
The company has reported gross non-performing asset (NPAs) of Rs. 15,509.36 Crore (17.31 % of the total assets) and a standalone interest income of Rs. 1,663.12 Crore (up 1.19 % from last quarter).
Also, the bank has reported a net loss after tax of Rs. 3,764 crore in the 3rd quarter of 2018 on account of high expenditure.
GVK is an Indian conglomerate, spanning diverse sectors including energy, resources, transportation, hospitality, and life sciences.
GVK Power & Infrastructure Ltd., incorporated in the year 2005, has expanded itself to combined cycle power plant (gas/naphtha based), thermal (coal-based) and hydropower projects across the country and currently has over 2400 MW projects under generation and development.
Projects under operation are:
330 MW Shrinagar Hydro Electric Project, Uttarakhand
445 MW Jegurupadu CCPP (Phase: 1&2), East Godavari district, Andhra Pradesh
469 MW Gautami CCPP, East Godavari district, Andhra Pradesh
540 MW Goindwal Sahib Thermal Power Project, Tarn Taran district, Punjab.
Projects under development are:
850 MW Ratle Hydro Electric Project, Jammu & Kashmir
3 Year Profit / Loss (%) 10.29 10.28
Book Value (₹) -5.33
P/E NA
Dividend Yield (%) NA
Sales (₹ Cr) 3.16 0.96
Operating Profit (₹ Cr) 0.09 – 89.89
The company has reported a standalone sales revenue of sales of Rs. 3.16 Crore, in Q3 2018 (which is an increase of 0.96 % on a yearly basis)
Also, the company has reported a net profit of Rs. 16.15 Crore in the latest quarter which is a jump of around 47% from last year.
Zee Media Corporation Ltd. is an Indian news media company, which owns 14 television channels across 6 languages with a viewership of around 190 million people.
It includes national news channel Zee News and newspaper daily news and analysis along with its online properties include zeenews.com and dailynewsandanalysis.com
Sales (₹ Cr) 194.22 21.98
Net Income (₹ Cr) 27.20 164.95
EPS (₹) 0.58 163.64
The company has reported a standalone sales revenue of sales of Rs. 194.22 crore, in Q3 2018 (which is an increase of nearly 22 % on a yearly basis)
Also, the company has reported a net profit of Rs. 27.20 Crore in the latest quarter, which is a jump of around 165% from last year.
Incorporated in the year 1986, Ruchi Soya Industries Ltd. engages in the manufacture and sale of edible oils, vanaspati, bakery fats, and soya food primarily in the Indian market. The company is a part of the Ruchi group. Mr. Dinesh Shahra is the founder and Managing Director (MD) of Ruchi Soya Industries Ltd. and is well known in the industry for his strategic business understanding and maverick leadership.
Book Value (₹) -140.85
P/B – 0.05
Operating Profit (₹ Cr) 44.38 5.24
Net Income (₹ Cr) 6.29 NA
EPS (₹) 0.20 NA
The company has reported a standalone sales revenue of sales of Rs. 3,473.65 crore, in Q3 2018 (which is an increase of 2.19 % on a yearly basis). Also, the company has reported a net profit of Rs. 6.29 Crore in the latest quarter.
Suzlon Energy Ltd., incorporated in the year 1995, is a wind turbine supplier based in Pune, India and was ranked by MAKE as the world's 5th largest wind turbine supplier in the year 2014. It has since dropped out of the Global top 10 rankings due to extensive losses and inability to repay debt in time. As of now, it makes and installs wind turbines, manufacturing blades, generators, panels, and towers in-house.
Having over 17,000 MW of wind energy capacity installed globally, this company operates across 18 countries with a workforce of over 8,000. Despite financial issues, it continues to be a major manufacturer of wind turbines and is expected to overcome these impediments in the future.
Book Value (₹) – 15.51
Sales (₹ Cr) 1,090.68 – 50.51
Net Income (₹ Cr) – 37.76 35.05
The company has reported a standalone sales revenue of Rs. 1,090.68 crore, in Q3 2018 (which is a decrease of 50.5 % on a yearly basis)
Urja Global Ltd., incorporated in the year 1992, is a small cap company operating in the service sector. It is in one of India's leading non-renewable and renewable energy developers and operators and is engaged in design, consultancy, integration, supply, installation, commissioning & maintenance of off-grid and grid-connected solar power plants. The company is approved channel partners for the ministry of New and Renewable Energy (MNRE), Govt. of India.
3 Year Profit / Loss (%) NA NA
Sales (₹ Cr) 34.35 8.98
Operating Profit (₹ Cr) 0.65 19.06
Net Income (₹ Cr) 0.64 21.21
EPS (₹) 0.01 0
The company has reported a standalone sales revenue of sales of Rs. 34.35 crore, in Q3 2018 (which is an increase of 8.98 % on a yearly basis). Also, the company has reported a net profit of Rs. 0.64 Crore in the latest quarter.
All the above mention companies are expected to outpace their peers in terms of earnings and stock performance and are often expected of booming in expansionary economies.
Following are the characteristics of above-mentioned companies :
Stellar management team
The company competes in a fast-growing market
Recorded a strong growth in sales
Valuation based on PE ratio
Caters to the large target market
While these stocks don't usually pay out a dividend the returns can be exponential in 3-4 years, and they can even emerge into a dividend-paying company in the future as they grow.
Stocks under Rs. 20 are generally small-cap stocks, whose price can be extremely volatile in the market.
But in most of the cases, the downside risk is very low, given the huge destruction already in the stock in the recent past. So remember, if you hold any of these for a longer period of time, there may be a possibility of making good money.
Disclaimer: The views expressed in this post are that of the author and not those of Groww. Groww does not recommend/advice any mutual fund/stock through its's articles.
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Photos purporting to show an AT&T-branded version of the LG Optimus G Pro appeared Thursday on Twitter, a week before LG holds its launch event in New York City. Pictures posted by Twitter account @EVLeaks -- a noted source for leaked information on upcoming Android devices -- indicate that he device looks identical to the international version we reviewed, except for an AT&T logo on the back of the device. The presence of the logo seems to confirm rumors that the carrier was in line to pick up the device.
AT&T would be one of the first international carriers to get the device outside of Asia, as it currently sells only in Korea and Japan. LG does seem intent on an international rollout though, having also shown off the device in Europe at the Mobile World Congress in Barcelona.
Compared to the 5-inch Samsung Galaxy S4 and 4.7-inch HTC One, the Optimus G Pro has a much larger, 5.5 inch screen. Other notable features include a Qualcomm Snapdragon 600 quad-core processor, 32GB of internal storage with microSD expansion capability and LTE support. We gave the device high marks for its performance, but found its picture-taking capabilities in low light a bit lacking.
Given that EVLeaks' tweet included just a photo, it is unclear whether or not the AT&T variant will differ in specs from the model that's been shopped around lately. In any case, we should know the full story next Wednesday in New York.


text:
const
	reduceCSSCalc      = require('reduce-css-calc'),
	{isFluid, isFixed} = require("./dimension"),

	calc      = expr => reduceCSSCalc(`calc(${expr})`),
	sum       = (...args) => calc(args.filter(arg => !!arg).join(" + ") || "0"),
	remaining = (...dims) => calc(`100% - ${sum(...dims)}`),

	fraction  = (dims, allDims) => {
		if (dims.length === 0 || dims.length === allDims.length)
			return null; // use default value

		if (dims.every(isFixed))
			return sum(...dims);

		const
			fr             = dims.filter(isFluid).reduce((total, dim) => total + parseInt(dim), 0),
			totalFr        = allDims.filter(isFluid).reduce((total, dim) => total + parseInt(dim), 0),
			remainingSpace = remaining(...allDims.filter(isFixed)),
			remainingFr    = calc(fr === totalFr ? remainingSpace : `${remainingSpace} * ${fr} / ${totalFr}`)

		return sum(...dims.filter(isFixed), remainingFr);
	}

module.exports = { sum, remaining, fraction }

redpajama_set_name: RedPajamaGithub


At Armitage Communications, we understand that strong content marketing is fundamental to the success of any campaign. The ears, eyes and minds of 2015 are so desensitised by the constant bombardment of traditional marketing techniques that these no longer have the desired effect.
A twenty-first century audience of savvy multi-media browsers are no longer fooled by companies who focus primarily on advertising themselves, rather than creating added value to the customer with informative, educational, and entertaining content on a variety of platforms from funny pics on SnapChat to fifty pager e-books.
Which is why we're sharing this golden nugget of blogger wisdom from Jeff Bullas, who was ranked the #1 Content Marketing Influencer Globally in 2014 by Onalytica. He describes how content marketing upsets traditional marketers, but that a change needs to take place in which the aim is to pull in customers rather than push them away with meaningless, self-important brand-egocentricity.
Rather than provide you with a summary, we'll simply give you the link.


text:
University of Toulouse
The University of Toulouse gathers many research and Higher Education Institutions throughout the Midi-Pyrenées region. Over 100.000 students are enrolled in its 23 higher education member institutions and 7 research organizations.
9 Masters
Master Econometrics and Statistics
Master Economic Theory and Econometrics
Master Economics
Master Economics of Markets and Organizations
Master Environmental and natural resources economics
Master International Economic Law
M.Sc. AgroFood Chain - Sustainability and Innovation
Master International and European Law
M.Sc. Financial Markets and Intermediaries
The École des Docteurs has a unique dedicated International PhD Office, federated the 15 doctoral schools, providing information, advice and support for PhD candidates wishing to study abroad and international students wishing to enroll in a PhD programmes at the Université de Toulouse."L'École des Docteurs" representing a total of 9,100 research personnel, including 5,100 academic staff and 4,300 PhD students, with 900 PhDs awarded per year. It covers all scientific domains and it is located in the Occitanie region.
The students are trained to take up the challenges of the future in many areas: economy, societal issues, energy, transport, information, nutrition... The fact that one graduate in two studying in Toulouse comes from other regions in France or from abroad clearly illustrates the scope of its influence.
The scientific strategy of the University of Toulouse is based on a dual approach consisting in fostering emerging projects and steering strategic research initiatives. It is deployed in three phases:
identifying the major research strengths of the site
implementing Strategic Thematic Actions defined in line with the scientific and socio-économic challenges
structuring the site through Interdisciplinary Institutes to be set-up in 2017
Many services and facilities are designed to help the students get easier access to accommodation (regional guarantee system), benefit from cultural events, improve their language skills.
Some options:
On-campus housing when offered
Private students residence
Private-sector rentals (direct from the owner to the renter or through a real-estate agencies)
Rooms in private houses (direct from the owner to the renter or through a real-estate agencies)
Short-stay accomodation (youth hostels, hotel residence...)
"Foyers" students residence
HLM subszidized low-cost social housing
Outstanding document resources are available to students and researchers in the Midi-Pyrénées region. The documentation departments of Toulouse HE institutions are part of a network counting over 50 libraries, which is a rather unique example in France.
Situated between the Mediterranean and the Atlantic, in the heart of Southern France and close to the Pyrenees mountain range, the Midi-Pyrenees region has long been a major crossroads in Europe. Attracting 15 000 newcomers every year, Toulouse, the capital of the region which has been fast growing both demographically and economically, boasts a particularly rich vibrant cultural and artistic heritage.
A glimpse on my university
An overall look at this university would be good, some of the teachers are not best at what they teach, nevertheless the courses are enriching and interesting but the level of study is very high
Get More Information About France


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text:
Prove your worth in the fierce zombie-infected world of Dead Age out now on Xbox One
James (@oKidUKo)
Dropping you right in the thick of it during a ferocious zombie apocalypse, you're tasked with rebuilding society and fending off the undead masses via tactical turn-based combat. This is Dead Age.
The zombie outbreak has seen the banding together of a group of survivors, which you'll control to gather vital food supplies, medical ailments and other materials, to ensure the camp is in good shape. Unfortunately, zombies and hostile gangs of survivors are an increasing risk to your safety, so you must strategically battle these threats by the way of turn-based combat, using weapons, skills and traps in order to triumph.
Dead Age has non-linear experience that deals with in-game consequences. Therefore, decisions you made during the troubling times can affect the story further down the line. One route to take is to be a hero and save more survivors, or you could just let them die to stock up on supplies and lighten your burden. Relationships can be built with other survivors, but there's also the chance to create rivalries that could spell disaster. Each playthrough is different and if you live long enough, then you can witness one of the game's six possible endings, but when you die, it's a permanent death for you.
You can get a one-way ticket to zombie apocalypse by purchasing Dead Age on the Microsoft Store for £11.99, although it's currently discounted on Xbox One and so for another week it'll only cost £9.59 to own.
How will you manage to look after your people?
Survive the zombie apocalypse with turn-based combat and permanent death! Manage survivors, go on dangerous scavenging runs, build alliances, craft equipment, make difficult story-influencing decisions, defend your camp against undead hordes and experience non-linear rogue-lite elements. An innovative Indie Survival-RPG!
Dead Age
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Been gaming casually since the SNES as a youngster but found my true passion for games on the Playstation 1 (the forbidden word ooo). My addiction grew to its pinnacle with the purchase of an Xbox 360 & Xbox Live Service. A recovering GS hunter that will still play literally any game.
Bartlow's Dread Machine coming to Xbox One and Windows PC this summer!
− one = 8
Minecraft: Story Mode Season Two – Episode Four "Below the Bedrock" Review
My Friend Pedro Review
Asterix and Obelix XXL 3: The Crystal Menhir
Tetsumo Party Review – There's a hole in this wall!
I Hate Running Backwards Review
Dishonored: Death of the Outsider Review


text:
Все комики
Норм Макдональд
На события и видео
Norman Gene "Norm" Macdonald[5] (born October 17, 1963) is a Canadian stand-up comedian, writer, producer and actor. He is best known for his five seasons as a cast member on Saturday Night Live, which included anchoring Weekend Update for three years. Early in his career, he wrote for the sitcom Roseanne and made appearances on shows including The Drew Carey Show and NewsRadio. He also starred in The Norm Show from 1999 to 2001. Comedy Central named him #83 on the five-part miniseries 100 Greatest Stand-ups of All Time. He is noted as a favorite talk show guest of David Letterman, Howard Stern and Conan O'Brien. His brother is Canadian journalist Neil Macdonald, of CBC News' Washington, D.C. bureau.[6]
Родился: 17.10.1963 г.
Родной город: Квебек
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Aims are to prevent unwanted puppies and to prevent people abandoning dogs. Our main tasks therefore are to neuter street dogs and to work with owners to educate and facilitate neutering their pets. Many dogs have been abandoned on the streets because they are ill, or pregnant, or the owners simply do not want them anymore. Through education and providing a free neutering service we aim to decrease the number of dogs living on the streets. Post-neutering, some dogs are not suitable to be returned to the streets due to illness, injury or simply because they will be harmed by people. We rehabilitate these dogs, train them and look to find them homes.


Ho Chi Minh City is nothing short of a non-stop hustling bustling city. Everything seems to operate at a hundred miles per hour over here – the streets are packed with motorbikes and cars, people everywhere, persistent honking, thousands of little shops selling this and that… visiting this major city for a few days was an experience in itself. Though not being much of a city person myself, I can gladly say that I am only a couple days away from flying to Nha Trang – the location I will be spending the remainder of my time here in Vietnam.
Nobody, and I mean nobody, speaks English out here.
Crossing the streets is a dangerous, heart-stopping activity.
My fear of not having enough funds to feed my never ending hunger has been assuaged – to my amazement, I've been able to eat myself happy for less than $6 a day! Yay!
Being one of the only white people the locals have ever seen, you get used to being an object of amusement for them.
Well, more to come soon, I have orientation until the 13th, then it's off to Nha Trang to work with some lobsters!
Missing everyone back home! Love you guys!
This girl gets it done in heels!
Checked in to a hotel and they put me in the 303!


text:
Ireland vacations
Lough Eske Castle
Ireland menu
Situated on expansive manicured grounds, Lough Eske Castle is a 17th-century upscale hotel. Originally built in the 1400s and rebuilt after the fire in the early 1900s, the castle opened to the public as a hotel in 2007 with 97 deluxe bedrooms overlooking the Bluestack Mountains. While there are a range of room types available, each with its own character, all rooms have the same deluxe ambiance as the rest of the hotel with top of the line amenities. The rooms all contain tranquil hues, thick carpets, dark wood, and lightly patterned furniture. The marble bathrooms are spacious with a double vanity unit.
There are a few options for dining at the castle including the Oak Bar and Boardroom, the relaxed Gallery Bar and Lobby Lounge, and the more formal Cedars Restaurant. All of the restaurants are committed to high-quality cuisine using fresh, locally sourced ingredients.
Our rating: Deluxe
Start planning your tailor-made trip by contacting one of our Ireland specialists
The numerous deluxe bedrooms are sprawled over the main castle building, adjacent wing, and garden-level courtyard rooms. While all the rooms vary slightly in shape and size due to the variety of room types and intricacies within the historic castle building, all rooms have top of the line amenities. Tranquil hues, thick plush carpets, separate seating areas, dark wood, and lightly patterned furniture is standard across the board in all rooms.
Nestled into the dramatic Donegal landscape and surrounded by mountain and lake scenery, Lough Eske Castle is pleasantly situated. The location offers you the benefit of a remote stay, while being within close proximity to the surrounding area's attractions. Donegal town is just a 15-minute drive away, while the Slieve League cliffs and Glenveagh National Park can both be reached within an hours' drive.
The quality of the cuisine matches the rest of the upscale property. You can choose to opt for the more casual Oak Bar or Gallery Bar and Lobby Lounge, both serving light bites and an extensive menu of cocktails and beverages. The more formal Cedars Restaurant serves breakfast, dinner, and Sunday lunch. Breakfast consists of an extensive buffet, egg and pancake stations, in addition to a menu offering a range of cooked to order options. Dinner is an elegant affair with a high-end menu and variety of choices. All of the dining options available at Lough Eske serve food prepared with locally sourced, fresh ingredients.
In addition to walking trails scattered around the property, the hotel has a fitness room with a range of cardiovascular and strength training equipment. The on-site spa, CARA Organic Beauty Spa, provides a range of beauty treatments to be booked in advance, along with an extensive thermal suite, available to spa guests. Next door to the spa is a heated swimming pool, which is available to all guests.
Rich in history, Lough Eske is an upscale castle stay with high-grade food, service and rooms.
County Donegal tour ideas
Full circle of Ireland
Ireland's rugged northwest
Finn Lough Resort
14 miles away Rated first class
The Glasshouse Hotel
Rathmullan House
Bishop's Gate Hotel
Beech Hill Country House
Glen House
Ideally located on the Wild Atlantic Way on the Inishowen Peninsula, Glen House is an 18th-century manor providing a home-away-from-home experience. The upscale B&B has most of the amenities of a standard hotel, while the hospitality and warm touches differentiate it from the rest.
Rathmullan House offers guests a quiet, romantic getaway in County Donegal.
Explore the wild and rugged scenery of the mountainous valley of Glenveagh, its oak and birch forest offering scenic walking. Protected as a national park, it's also home to 19th-century Glenveagh Castle, a flamboyantly decorated showpiece with formal gardens.
Sliabh Liag Distillers
Using traditional heritage, local ingredients and hard-won experience, Sliabh Liag Distillers produces a Maritime Gin seasoned with local seaweed and botanicals. A guided tour presents the history, legend and technical processes behind this family-run, craft-gin distillery in Donegal.
Slieve League cliffs hike
Explore some of Europe's highest sea cliffs at Slieve League in Donegal on a guided walk along the striking coast, taking in far-reaching views of distant counties, sweeping cliff vistas, ruins and local marine life and wildlife.
Speak to a certified Ireland specialist to start planning your tailor-made vacation...
Andea


text:
<?php

declare(strict_types=1);

/*
 * This file is part of PHP CS Fixer.
 *
 * (c) Fabien Potencier <fabien@symfony.com>
 *     Dariusz Rumiński <dariusz.ruminski@gmail.com>
 *
 * This source file is subject to the MIT license that is bundled
 * with this source code in the file LICENSE.
 */

namespace PhpCsFixer\Tokenizer;

/**
 * Interface for Transformer class.
 *
 * Transformer role is to register custom tokens and transform Tokens collection to use them.
 *
 * Custom token is a user defined token type and is used to separate different meaning of original token type.
 * For example T_ARRAY is a token for both creating new array and typehinting a parameter. This two meaning should have two token types.
 *
 * @author Dariusz Rumiński <dariusz.ruminski@gmail.com>
 *
 * @internal
 */
interface TransformerInterface
{
    /**
     * Get tokens created by Transformer.
     *
     * @return list<int>
     */
    public function getCustomTokens(): array;

    /**
     * Return the name of the transformer.
     *
     * The name must be all lowercase and without any spaces.
     *
     * @return string The name of the fixer
     */
    public function getName(): string;

    /**
     * Returns the priority of the transformer.
     *
     * The default priority is 0 and higher priorities are executed first.
     */
    public function getPriority(): int;

    /**
     * Return minimal required PHP version id to transform the code.
     *
     * Custom Token kinds from Transformers are always registered, but sometimes
     * there is no need to analyse the Tokens if for sure we cannot find examined
     * token kind, e.g. transforming `T_FUNCTION` in `<?php use function Foo\\bar;`
     * code.
     */
    public function getRequiredPhpVersionId(): int;

    /**
     * Process Token to transform it into custom token when needed.
     */
    public function process(Tokens $tokens, Token $token, int $index): void;
}


text:
Darkside - singel Crazy Town wydany w 2001 roku. Utwór został nagrany wraz z zespołem Orgy. Singel promował album The Gift of Game.

Spis utworów
 "Darkside" (3:52)
 "Darkside" (EXPLICIT ALBUM VERSION)
 "Only When I'm Drunk" (Demo version)
 "Revolving Door" (Album version)

Single wydane w roku 2000
Single Crazy Town

redpajama_set_name: RedPajamaWikipedia


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Myth #10: Only for elopements or later marriages. While choosing to marry abroad may seem more appropriate for encore marriages or for elopers, it's now becoming a popular choice among those planning their first wedding, enticed by the idea of minimizing costs and stress.
Myth #9: Has to be on a beach. Many pictures of destination weddings feature ocean backgrounds, but your matrimonial uniting need only be a couple hours away from your hometown to feel like a proper getaway. The excitement of Vegas may be more your style or the secluded vineyards of the Dordogne; the world is truly your oyster.
Myth #8: Too difficult to plan. Organizing a wedding from a distance may seem daunting, but we have pretty much everything you need to plan your wedding right here on our site. If you want to make it even simpler, you can hire a wedding planner to make the arrangements for you. They may also be able to find you some great deals and packages you couldn't get on your own.
Myth #7: Generic and impersonal. Instead of choosing a standard package deal, many couples seek to imbue their wedding with their own personal style. Working with a coordinator who is sensitive to your appeals will help you select the appropriate vendors.
Myth #6: Legally too complicated. A few more steps are involved when getting hitched abroad, but the general procedure of obtaining a marriage license remains the same. Consultants who are familiar with your destination are available to guide you through the process.
Myth #5: Only for a few friends and family. Not so. The average number of guests attending destination weddings is 40, but can be in the hundreds, especially if your destination is relatively close to home. It is ultimately up to you - the more you invite, the more will come.
Myth #4: Obligated to pay guests' way. It would be lovely to do so, but unfortunately footing the bill would exceed most couples' budgets. Fortunately, etiquette holds that guests pay their own airfare, accommodations, and outings. Your planner can find discounted group deals on transportation and lodging that will make your guests' stay relatively inexpensive.
Myth #3: Responsible for all activities. Besides the wedding itself, it is customary to have a greeting and farewell fest for your guests. Other than that, you should feel comfortable knowing that you have provided them with a list of great options to explore on their own.
Myth #2: Too expensive. Of course, extravagant destination weddings can be more expensive than simple at-home ones, but if you're willing to be budget conscious, marrying abroad can cost a fraction of the price of a traditional wedding, due to size, favorable exchange rates, and discount packages.
Myth #1: No one will come. Yes, they will. People love vacations, people love weddings, and people love you. It's really a no-brainer.


Imagine your financial strategy as a maze. In life and in enterprise, you could know your vacation spot, but alongside the way in which you'll face challenges. There'll be surprising mistaken turns and roadblocks. Your destination might even change. As unfold is the distinction between interest revenue and interest bills so as the upper this value greater will be this ratio so increased value of this ratio indicates higher monetary place of the group. In all of the funding phases, owners need to balance the cost of giving up full fairness management of their brainchild with the earnings of growing an organization sans having to fund it fully on their very own.
circumstances the place the administrators of the parent firm believe there are 'good reasons for not doing so'. Steering notes 21 accessible from the BERR website note that 'This provision is intended to provide a degree of flexibility where there are real (together with value/profit) grounds for utilizing completely different accounting frameworks inside a group of companies.'. The guidance notes additionally give some examples of 'good reasons'.
Check us out! Go to the WKU Finance Department internet pages to study extra. For extra information about our progressive program and venture-based learning, please contact Dr. Rhoades or Professor Head. I actually value your information and your emphasis on the angle that history offers us. Ps 24:1 THE EARTH is the Lord's, and the fullness of it, the world they usually who dwell in it. monetary advisors and purchasers may arise the place remuneration is linked to the product recommended.
An exemption for the directors' report for a monetary 12 months is on the market to corporations that qualify as medium-sized and also to those medium-sized firms that will have qualified however for being or having been a member of an ineligible group (Firms Act 2006, part 467(4)). The exemption allows for the omission from the enterprise assessment of the analysis of the company's efficiency for the financial yr by reference to non-financial key efficiency indicators of the enterprise assessment as otherwise required by part 417(6)(b) of the Act (Companies Act 2006, part 417(7)).
Although investors could pay attention to your income assertion, the steadiness sheet is definitely their preferred place to begin for constructing a picture of your enterprise's fiscal well being. Why? As a result of at its easiest level, the balance sheet summarizes key financial data on a given date (as opposed to the revenue statement, which exhibits profitability over a time frame) and is an efficient indicator of firm stability and liquidity (both essential factors in figuring out what you are promoting's skill to fund its own growth with out requiring outdoors financing).


Be glamorous with our versatile freedom lace wig, features long straight layered style with a soft natural texture for the final touch. Our Brown Sugar skin friendly Lace is sophisticatedly hand-tied knotted into a deep 13×4 hexagonal honeycomb patterned to accentuate. BSF01 styles look more extraordinary revealing Strands tied to a sheer lace front recreate a natural hairline allowing to show-off your beautiful forehead. Feel free to achieve any styles with this sexiest Celebrity look, a pair of stunning styles in our brown sugar styles.
Brown Sugar Frontal BSF01 Lace Wig.
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text:
GTEC Governing C'cil inaugurated
Members of the governing council
Education Minister Dr Mathew Opoku Prempeh on Wednesday, 25 November 2020 inaugurated the maiden Governing Council of the Ghana Tertiary Education Commission (GTEC) on behalf of President Nana Addo Dankwa Akufo-Addo.
GTEC was created under the Education Regulatory Bodies Act 2020 (Act 1023) to guide the activities of all regulatory bodies under the Ministry of Education.
In particular, the GTEC has emerged out of the merger of the National Council for Tertiary Education (NCTE) and the National Accreditation Board (NAB).
In his remarks, Dr Prempeh recalled that the Government took the view that a comprehensive, coherent, well-articulated and holistic policy framework was required to enable tertiary education system respond effectively and sustainably to the needs of the learning society and knowledge-driven economy that Ghana aspire.
"This was what set the roadmap to develop a holistic tertiary education policy to spell out clear guidelines for the ultimate structure, planning, development, regulation, operations and overall governance and accountability of the tertiary education system in one place, and one of the governance issues that emerged was to merge the NCTE and NAB into a single unit, the Ghana Tertiary Education Commission," he said.
Dr Prempeh added that he has no doubt that the council will discharge its duties and terms of reference with distinction.


Attention is not being paid to the myriad GOK entities completely outside IEBC control or even influence whose conduct or failures to perform will endanger the holding of credible elections and greatly increase the likelihood of generalized violence and social disorder particularly in the immediate aftermath of election day.
I believe it is necessary to "trouble shoot" all of the risks posed by failures on the part of state actors, immediately publicize the specific details of identified problems and also recommend practical common sense solutions and quick fixes. This should be a continuous exercise and needs to start as soon as possible.
The Ministry of Foreign Affairs fails to fund facilities overseas to accommodate legitimate registered Diaspora voters.
The National Police Service (NPS) is unable to maintain law and order before, during and after the national elections.
The Ministry of Interior is unable to issue National ID Cards to all eligible Kenya Citizens.
The Judicial Service Commission, regardless of reasons, fails to ensure that a credible fully staffed Supreme Court is in place to adjudicate any disputes arising from the Presidential Contest.
Treasury fails to budget − in advance − for the cost of a run off in the Presidential Contest.
Although not an exhaustive list of all potential problems that could derail peaceful and credible elections there is a common denominator to these and other easily determined issues: another state actor can be blamed by the IEBC for the consequences of foreseeable failures that need not have occurred.
From December 2011 onwards I very publicly asserted that Kenya would not hold its lawfully mandated elections at any time in 2012; the election date was eventually fixed for 4 March 2013. Many of the factors I identified from late 2011 are still with us and there are now new threats posed by state actors' failures.
The sooner we examine the world beyond the IEBC the sooner we can cost effectively fix problems or mitigate their negative consequences.
We may soon realise that holding elections on 8 August 2017 is simply not possible under all of the circumstances besetting the nation. The early recognition of this reality on the part of all stakeholders and adjusting the election schedule accordingly is a basic requirement of leadership.


text:
Eletroacupuntura de Voll é uma pseudo-medicina alternativa, supostamente usada para diagnosticar doenças, mas para os quais há provas credíveis de que a capacidade de diagnóstico existe.

Acupuntura


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YEREVAN, SEPTEMBER 30, ARMENPRESS:French President Jacques Chirac and his spouse, Bernadette Chirac together with Armenian foreign minister Vartan Oskanian and Yerevan mayor Yervand Zakharian visited today morning the Genocide Memorial in the Armenian capital Yerevan and laid a wreath at the monument in commemoration of the victims of the 1915 Armenian genocide in the Ottoman Empire. Jacques Chirac and his wife also visited the Genocide Museum located nearby. The President of France then planted a tree in a special alley. Later in the day Chirac and Armenian president Robert Kocharian opened a square in central Yerevan named after France. The huge crowd welcomed both presidents and their wives by loud cheers with Chirac shaking hands with exultant Armenians. Speaking at the ceremony Jacques Chirac said France has been actively engaged for more than ten years in the OSCE Minsk Group making every possible effort to help end the Nagorno-Karabakh conflict. "Today I want to believe that time for peace has come. I want to believe it because I know the price of war," Chirac said. According to the French President, the last step must be made to reach peace. He said Yerevan and Baku can and must do that last step because that would open for both nations the horizons of light, peace and prosperity. The two leaders are scheduled to attend later in the day an open-air concert by Charles Aznavour, Michel Legrand and other prominent French singers. Chirac will be welcomed also by Catholicos Karekin II, the head of the Armenian Apostolic Church.


Discussion in 'General Discussion' started by Golden Child, Sep 2, 2011.
Hey everyone, my name is Mike. I've just been given the responsibility of moderating this site. My philosophy is simple - have fun, share the fun. I have no interest in censoring posts so long as they don't bash others and are kept clean in language and in form. I have no ownership in this site. I am just a regular user the same as all of you, volunteering my time to help grow the site in a safe, fun, and responsible manner for everyone to enjoy and share their interests in the RC hobby.
My personal interests in RC are planes, off-road, and boats - in that order. I use electric power because it's simple, clean, and quiet. I am a member of the AMA (http://www.modelaircraft.org/), and the Rogue Valley Flyers (http://roguevalleyflyers.com/Home.html), and I have to tell you, I don't really know what Off Road Racing and "bashing" is exactly - anyone care to fill me in?
Anyway, I'm here to help the site, and in doing so, help to maintain it as a safe, fun place for members to share their passion.
I fly most Sundays at Redwood School in Grants Pass and can be found at the Josephine Skypark during RVF events. Hope to see you all out there!
It was great to meet you this morning at the flying field. Thanks for showing and demonstrating your airplanes for me. I learned a lot today.
I am planning to attend your meeting on Wednesday and look forward to seeing you again.
Congratulations on the moderator position!
Thanks, John, great meeting you as well. Looking forward to bringing some new interest to this site. See you Wednesday!


We are delighted to share that our Chief Executive, Mark Lavery of Cambria Automobiles plc, won the prestigious 'Business Leader of the Year Award' last night at the annual AM Awards hosted at the International Convention Centre in Birmingham.
To find out more about Cambria Automobiles and the brands we are proud to represent to the highest possible standards to our guests, please visit us here. Or visit motorparks.co.uk or grange.co.uk to see all our latest new and used cars.


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Kadampa Meditation Center Hollywood
About Classes
What to Expect at a Class
Chanted Prayers (Pujas)
Other Meditation Centers in Southern California
Classes at the temple
Avalokiteshvara Compassion Prayers for World Peace Wed 10:00am
Monday Night Drop-in Class Mon 7:30pm
Meditation for Kids and Families Sun 9:30am
Sunday Morning Drop-In Class Sun 11:15am
Lunchtime Meditation Mon 12:15pm
Alternative Happy Hour Wed 6:30pm
All Temple Classes
Classes around LA
Glendale Sun 10:30am
La Cañada Fri 12:00pm
Pasadena CA Wed 7:15pm
Sierra Madre Sun 10:00am
All Branch Classes
Essential Practices of Kadampa Buddhism Sat Jul 13
Guru Yoga Mandala Offering Retreat Sat Jul 13
Detox Your Mind: Anger Sat Jul 20
International Summer Festival Fri Jul 26
Fundamentals of Kadampa Buddhism and Meditation Sat Jul 27
Center Closed Sat Aug 3
Post Summer Festival Event – Tantric Technology with Gen Lhadron Fri Aug 16
Lake Arrowhead Away Retreat Thu Aug 22
Post Fall Festival Retreat with Gen-la Kelsang Jampa Fri Oct 4
Vajrasattva Purification Retreat Sat Oct 19
Detox Your Mind: How To Purify Negative Karma Sat Oct 19
Avalokiteshvara Retreat Wed Dec 25
More retreats
Vision, Values & Beliefs
What Does "Kadampa" Mean?
Symbolism of the Temple
Resident Teacher, Gen Kelsang Rigpa
Branch Teachers of KMC Hollywood
Modern Buddhism
Our Founder, Geshe Kelsang Gyatso
Spiritual Directors
About Buddhism
Prayers, Vows & Ceremonies
International Temples Project
Kadampa News
Bookstore & Giftshop
Branch Teachers
Alessandra Schulman
Alessandra has been practicing Kadampa Buddhism for more than 10 years. She has been teaching meditation and Buddhist wisdom since 2008 and is appreciated for her honesty and humor, helping her students to quickly and easily put the teachings into effect.
Amy Peng
Amy has been practicing Kadampa Buddhism since 2003 and has taught in Los Angeles and San Diego. With humor and warmth, Amy shows us the joy of integrating Buddha's teachings into daily life, exemplifying the essence of the modern Kadampa's way of life.
Cameron is a sincere meditator and practitioner, emphasizing the importance of integrating the practice of Buddhism into
the busyness of modern life. Cameron's teachings are clear and practical, using his experiences as a husband and father
to help elucidate the meaning of Dharma.
Gen Kelsang Khedrub
Gen Kelsang Khedrub, a Western Buddhist monk, has been studying and practicing Kadampa Buddhism under Geshe Kelsang Gyatso's guidance for many years. His heartfelt teachings are presented with clarity and humor that make them accessible to everyone. Through his kindness, humility and deep understanding of Buddha's teachings, Gen Khedrub provides an inspiring example of a contemporary Buddhist practitioner we can follow.
Gen Kelsang Norden
Gen Kelsang Norden, a senior ordained teacher requested by Venerable Geshe Kelsang Gyatso to teach modern Buddhism at Kadampa Meditation Center in Houston. Ordained as a Buddhist nun in 1994, Gen Norden has been teaching Buddhism and meditation in the US and the UK for over 20 years. We are very fortunate to have the opportunity to enjoy the precious dharma of Modern Buddhism with such an experienced practitioner.
Gen Kelsang Tenzin
Gen Tenzin is a Buddhist monk of over 19 years and has taught Kadampa Buddhism extensively for over 20 years throughout the United States. He has a great depth of understanding of the teachings and is skillful in his presentation by sharing them in an entertaining, approachable, and kind-hearted manner.
Gen Kelsang Tonglam
Gen Kelsang Tonglam is the National Spiritual Director of Kadampa Buddhism for East Asia and the Resident Teacher of Kadampa Meditation Centre Hong Kong and Kadampa Meditation Centre Taiwan.
Gen Tonglam has trained under the guidance of Venerable Geshe Kelsang Gyatso Rinpoche for over twenty five years. He is renowned for his ability to present Buddha's most profound teachings in simple and most practical ways, injecting a renewed enthusiasm and driving force in our ordinary life.
Gen Samten
Gen-la Jampa
Gen-la Kelsang Jampa is the Deputy Spiritual Director for the New Kadampa Tradition and Resident Teacher at the Grand Canyon International Kadampa Retreat Center.
Gen-la Jampa is an internationally renowned teacher, traveling frequently throughout the world visiting Centers and teaching at national and international festivals. He is well-loved for his warmth and kindness and is known for inspiring and clear teachings. By his example, he shows us how to practically and joyfully integrate Buddha's teachings into our daily lives. He is an inspiring example of modern Buddhism in practice.
Jen Derwingson
Jen has been practicing Kadam Dharma for 17 years and teaching for 13. She presents Buddha's teaching with humor and clarity and in a way that is immediately practical in everyday life.
Joe LaMattina has been practicing Dharma since 2003 and has been teaching for 11 years. Infusing humor and real-life examples, he presents the teachings in a way that everyone can relate to.
John Greenham
John Greenham became a student of Geshe Kelsang Gyatso in 1991 in San Francisco, and started teaching there in 1992. John's teaching is based around encouraging people to develop and maintain a personal practice as a method for integrating the teachings into their daily lives.
Kadam Lucy James
One of the senior teachers of Kadampa Buddhism, Kadam Lucy has taught extensively in England, Florida, and San Francisco, and helped set up many thriving meditation centers in the past 34 years.
She is regularly invited to teach courses around the United States and United Kingdom due to her skill in presenting both simple and profound subjects with great clarity.
For many years, one of her main jobs was to help with the editing and production of Geshe Kelsang Gyatso's books, and she has engaged in extensive meditation retreat.
Kadam Lucy is appreciated for her deep experience, clear mind, and inspiring yet practical presentation of Buddha's teachings and meditations. She joyfully shows how to make these teachings immediately effective in our busy modern lives.
Kadam Rebecca Gauthier
Kadam Rebecca Gauthier, a Western lay practitioner, has been studying and practicing Kadampa Buddhism under Geshe Kelsang Gyatso's guidance for over twenty years. Her heartfelt teachings are presented with clarity and humor that make them accessible to everyone. Through her kindness, humility and deep understanding of Buddha's teachings, Kadam Rebecca provides an inspiring example of a contemporary Buddhist practitioner we can follow.
Kathia Rabelo has been studying and practicing Buddhism since 1997. Kathia, who has been teaching in the Kadampa tradition for over 19 years, is known for her warmth and insight as well as giving practical teachings that can easily and quickly be put into practice.
Keli Vaughan
Keli is a long-time student of Geshe Kelsang Gyatso and has studied to become a teacher under the direct guidance of our General Spiritual Director, Gen-la Kelsang Dekyong, at Manjushri Kadampa Meditation Centre. She has served as the assistant teacher for both KMC California and KMC Hollywood, the principal Temples here in Southern California.
Kelsang Rak-ma
Kelsang Rak-ma has been practicing Kadam Dharma for over 15 years. A teacher since 2000, she emphasizes formal meditation practices and their application in our busy lives, presenting the teachings with warmth and clarity.
Lisa LaMattina
Lisa LaMattina has been practicing Dharma since 2002 and has been teaching for 10 years. She presents the teachings in a practical way with an emphasis on managing expectations and benefiting others.
Mike Racadio
Mike Racadio has been studying the teachings of Geshe Kelsang Gyatso for many years. As a teacher himself, he enjoys helping students discover practical ways to incorporate these teachings into their daily lives; his experience of Kadam Dharma and his counseling skills make him an effective and compassionate Kadampa Teacher
Naomi is a Kadampa Buddhist meditation teacher who has been studying and practicing Buddhism for more than thirty years. She will introduce profoundly creative meditation methods that bring a deep, inner peace and a kind and loving heart, as taught by her teacher, Venerable Geshe Kelsang Gyatso. Her classes are ideal for those new to meditation as well as those with previous experience.
Sue Darling
Sue Darling is a clear and inspiring teacher who presents Buddha's teachings in a way that is both powerful and practical.
Sue has studied Kadampa Buddhism since 1998 and has a wealth of experience and study to draw upon when she teaches.
Susan de la Vergne
Susan has been studying and practicing Kadampa Buddhism since 2011 and began teaching in 2014. Susan is appreciated for her stories, humor, and practical advice, helping her students put Dharma teachings into practice in their daily lives.
Trina Gunther
Trina Gunther loves meditation and has been practicing Kadampa Buddhist meditation since 2004. Trina has spent many years integrating her meditation practice with her busy professional and family life. She enjoys exploring the many benefits of Buddhist meditation with others and looks forward to helping you discover your own inner peace and joy.
info@meditateinhollywood.org
Kadampa Meditation Center is a 501(c)3 non-profit organization. A member of the New Kadampa Tradition - International Kadampa Buddhist Union.


HeatX demonstrations will be features at Oceanit's 2019 Technology Showcase event set for May 7th in Houston, during the Offshore Technology Conference. The event will feature technologies like HeatX that range from disruptive innovations to scalable turnkey solutions.
Oceanit scientists will be on hand, demonstrating the latest in Oceanit's advanced nanomaterials, along with other groundbreaking technologies such as subsea IoT laser communications, acoustically responsive smart pipelines, advanced artificial intelligence for cybersecurity, and more – all of which can make significant impacts across Energy and many other industry sectors.
The event takes place on Tuesday, May 7th from 5.30-9:00pm at the Houston Exponential building (formerly The Houston Technology Center) for technology demonstrations, food, and drinks. Meet the Oceanit team and learn about the cutting-edge work and products transitioning from Mind to Market at Oceanit.
Oceanit Chemical Engineer, Sumil Thapa, and Head of Marketing, Jay Andrews appeared on ThinkTech Hawaii's 'Likeable Science' show last week. They joined host, Ethan Allen, to discuss the development history of HeatX surface treatment and how it is making a big impact in Hawai'i and is going global in 2019.


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Page 4, 18th August 1961
Page 4, 18th August 1961 — IF ROBOTS KILL YOUR JOB . .
Disaster / Accident, Labor, Politics
Organisations: Liverpool University, Department of Labour, T.U.C. General Council, E.T.U. court, E.T.U., Communist Party, British Council, SOUTHWARK County Court
People: MICHAEL KILDARE, Alfred Roberts
Feasible?
Page 8 from 4th October 1957
Wages And Machines
A New Machine ' Age
Page 4 from 25th May 1956
The American Christian Commentator Rod Dreher Says That...
Page 9 from 1st August 2008
Union, Men Talk To The 'cm:
IF ROBOTS KILL YOUR JOB . .
Keywords: Labour Relations, Labor, Trade Union, Trades Union Congress, Labour Movement, Electrical, Electronic, Telecommunications And Plumbing Union, Disaster / Accident, Labor, Politics
By MICHAEL KILDARE
THE United States,
I besides giving a lead In the introduction of automation techniques, is also giving a lead In a study of Its social implications,
The Department of Labour in the U.S.A. has established an office of Automation and Manpower to examine the effects of automation and other technical changes upon the labour force.
This new department will develop programmes for the training and placement of workers displaced by new techniques, and will hold conferences with employers and unions affected by such changes with the object of helping to overcome any transitional difficulties.
Over the next few years technological changes should start making themselves felt in this country, not only in factories but also in offices and banks. There has been a considerable amount of talk on the subject but so far no direct action to prevent unnecessary hardship and suffering. Surely now is the time for us to take a leaf out of the Americans' book before it is too late?
FIT FOR WHAT? •
ACONFERENCE organised by Liverpool University and the British Council far the Rehabilitation of the Disabled, heard two speakers criticise doctors for not taking more trouble to establish exactly what kind of a job a disabled patient could do. The description "fit for light work " was of no help to managers and foremen, who were generally willing to help if they knew what they were helping with.
At the same conference Sir Alfred Roberts pointed out that British industry loses more days through industrial accidents and disease than through strikes. He also said that the growing rate of industrial accidents, particularly amongst younger workers, was causing much concern to the T.U.C. which had been urging the Minister of Labour to develop a much more active policy on the prevention of industrial accidents.
ASOUTHWARK County Court judge criticised the 'loose wording" of a union rule in a recent court case where a former member sued his union for the return of superaunuation contributions.
in his summing up the judge said: "I don't think this rule has been drawn up with the care which should be taken in drafting union rules. So many union rules are drawn up as loosely as this one".
It is a fact that many union rule books are ambiguous and often contradictory. It is only when they are in dispute or a court case develops that these discrepancies are brought to light.
Surely. it would be in the interests of individual trade unions to have legal advice on their rule books now rather than wait for a court case. Such a step would help to show the general public that union executives are anxious to show willingness in putting their house in order. After all the reputation of the whole labour movement has been badly damaged by the revelations in the E.T.U. court case, and they owe to the general public some acknowledgment of their willingness to put things right.
SOUNDING A CHORD
WORTH thinking about is the following sentence which appeared in the August issue of the "Times Industrial Review": "When it comes to applying morality, Christian or otherwise, to the practical problems of daily industrial life, the rank and file member of most unions seems to fall back more on the simple question of solidarity and is thus easy prey for anyone who sounds that chord".
FREEDOM CAN FALL
AN attempt by a local councillor in Wigan, who is a member of the E.T.U., to persuade his branch to pass a resolution seeking to ban Communists from holding office in the union defeated by a large m union defeated by a large m Many trade unionists are very much opposed to banning Communists from holding union office. Unfortunately no amount of exhortation appears to have the effect or increasing alertness and informed interest in union affairs. Thus ignorance of Communist techniques and widespread apathy enable Communists to capture control. If they are not to be banned and members remain apathetic how then can the unions maintain their democratic structure?
As far back as 1955 the T.U.C. said in a pamphlet "The T.U.C. and Communism": "If democrats are not determined to defend democracy at every point of attack, if they are apathetic. if they refuse or forget to vote, then freedom can fall , The T.U.C. General Council urge the mass of trade unionists to respond by asserting ever more strongly their determination to preserve their democratic freedom in the face of this threat from the Communist Party".
That was five years ago and the position is probably as serious as ever.


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For 20 years we have been building a community of clients, supporters and donors. Over the past two decades, together, we have helped thousands of Californian families reach financial stability through entrepreneurship and education. Here are some of their stories.
Jaime | Mountain View | Savings Goal: $6,000
Jaime Rodas, an immigrant from El Salvador, is the first in his family to attend college. Raised by a single mother, Jaime started college last fall at San Jose State University with a dream to become a pediatrician. "I enjoy working with children and my passion is to help people."
Jaime won four scholarships, but he knows it's not enough to pay for tuition and school supplies. In 2013, he joined Opportunity Fund's Microsavings program, which will help him and his mother save and pay for college.
Opportunity Fund helped Jaime learn about budgeting, credit, setting goals, and how to manage his money. "I still have the dream board from my first financial class to remind me of my goals and priorities."
Outerlands | San Francisco | Loan amount: $110,000 | Number of employees: 18
Outerlands began as a labor of love for owners Lana and Dave - a neighborhood restaurant providing seasonal food and shelter from the fog. They did most of the renovation themselves, using recycled materials and donated labor from friends.
This "DIY" energy wasn't enough to secure the financing they needed, until Opportunity Fund provided a $10,000 microloan. Two months after their doors opened, a New York Times reporter wandered in and wrote a feature. The buzz has never subsided. Two years later, Opportunity Fund provided a $100,000 loan to help the restaurant grow. Today, Outerlands has 18 employees and is a favorite for locals and tourists alike.
Veronica Salazar | El Huarache Loco | Loan amount: $25,000
El Huarache Loco is Marin County's newest, organic Mexican food obsession. With a menu that includes chilaquiles for breakfast and tacos, enchiladas, soups, salads and huaraches for lunch and dinner, it's easy to see why the customers keep coming since the restaurant opened in February. El Huarache Loco is the dream of Chef/Owner Veronica Salazar. "My family has been in the food industry for over 45 years," said Salazar. "My husband and I run this restaurant as a family business. Our three children are going to grow up here!" After operating a mobile catering truck at farmer's markets and with training in La Cocina's incubator kitchen, Veronica was ready to take her culinary enterprise to the next level. A $25,000 loan from Opportunity Fund helped Salazar with the initial capital investments to get her kitchen up and running. Now open 7 days a week from 8am - 8pm, Veronica employs 20 people at her restaurant.
"Opportunity Fund stood out to us as an organization truly expanding the economic base in a local and supportive way."
⎯ David and Joni Cropper
Meghan and Peter | Nature's Best Cleaners | Loan amount: $12,000 | Number of employees: 5
When Meghan and Peter opened a dry cleaning business, they never imagined the chemicals would leave Meghan's fingers numb and competition would drive their prices so low they barely turned a profit. "But entrepreneurs don't give up," explains Peter, "so we switched to a 'green-cleaning' process that eliminates toxins and reduces waste." Meghan regained sensation in her fingers and Nature's Best Cleaners earned new customers willing to pay more for a healthier cleaning service. When business grew by 600%, Opportunity Fund lent them $12,000 to upgrade their old conveyor belt to handle growing demand.
Nature's Best Cleaners employs 5 people. In the coming years, they hope to expand to a second location, bringing green-cleaning with them.
"Opportunity Fund is near and dear to my heart, both for the mission it stands for and for the team of people
who make it magical."
- Evelyn Huang, Opportunity Fund Donor
Manuel Godino | Venga Empanadas | San Francisco | Loan amount: $45,000
Manuel, a chef from Buenos Aires who came to the United States after Argentina's currency crisis in 2001, first started his business, Venga Empanadas, by renting out kitchens throughout the city. With more than 20 years of experience in the restaurant business, Manuel wasn't interested in creating a fine dining establishment, but rather wanted to start a local neighborhood eatery. He came to Opportunity Fund to get his business into a storefront location, settling on a spot along Valencia Street in San Francisco's Mission district. Manuel received a loan for $45,000 at an affordable interest rate, and opened shop during the summer of 2009. Since then business has been cooking, with customers coming back for the delicious empanadas, which include flavors like Argentine beef, three cheese and walnuts, and California veggie. Not only did Manuel's loan help him establish a storefront, it also enabled him to create new jobs. He hired eight employees, and credits his loan with being able to bring them on board.
Kiara | College Saver | East Palo Alto | Amount Saved: $6,000
Growing up in East Palo Alto, Kiara was determined to go to college but she worried about affording it. When she was accepted at Wesleyan University in Connecticut, Kiara was thrilled; but the cost just to fly across the country was daunting. With help from Opportunity Fund, Kiara began to save toward her college dream while she was still in high school. "I was in disbelief that such an opportunity was made available, but it was true! The application process was simple, and my mom was right there with me," said Kiara. She enrolled in our microsavings program, completed financial education classes, and saved $2,000 through her summer jobs to help pay for school. Our donors matched her savings 2 to 1, and she had $6,000 to help cover her costs as she headed off to college. "The process of saving each month taught me to be more aware and proactive. I had to be weary of the temptation of using my debit card, and start thinking about money management."
Monica | The Dream Center | Los Angeles | Amount financed: $16.1 million
Monica came to The Dream Center after fleeing from a violent relationship. She and her five children had driven across the country, not knowing where they would end up. They found a safe home, free from abuse, through The Dream Center's Family Housing program.
Located in Los Angeles' "Skid Row," the Dream Center offers a food bank, mobile medical clinic, shelters, job training, and counseling. Opportunity Fund provided $16.1 million to finance the rehabilitation of The Dream Center, ensuring it will continue to serve as one of the largest human service providers in Los Angeles.
Ines | Decoraciones Alvizar | San Jose | Loan Amount: $10,000 | Savings: $6,000
Ines emigrated from Mexico to California with her two sons in 2002. Working 16-hour days, Ines studied English and worked as a waitress during the day. With a dream to open her own party and floral design company, Ines enrolled in Opportunity Fund's savings program in 2005. She attended financial education classes and began to save $85 each month. After two years, Ines had saved $2,000 and received a $4,000 match on her savings to invest in her future. Just six years after arriving in the United States, Ines opened a storefront for her business, Decoraciones Alvizar. In 2009, Ines borrowed $5,000 to buy a new floral refrigerator to increase inventory and attract more customers. In 2011, Ines borrowed $5,000 to acquire new covers for chairs she rents out as part of her event planning services. "Ines is a wonderful example of how business advising – along with the right financial products – can help an entrepreneur get offthe ground. I've watched as she launched her business and I've seen how hard she's worked and how far she's come," said Devin McAlpine, an Opportunity Fund Business Advisor.
" Opportunity Fund stands out because we are increasing financial stability and expanding economic opportunities for California"
- Yolanda Ruiz, Opportunity Fund Board Member
"I learned the habit of saving and how to manage our money. If we want it, we can do it!"
– Alicia, Opportunity Fund saver
Chiefo | Chiefo's Kitchen | San Francisco | Loan amount: $3,000
Chiefo launched her Sub-Sahara African catering business - Chiefo's Kitchen - in 2009 at La Cocina's Street Food Festival. It was one of the busiest booths! But in order to sell so much food, Chiefo also had to spend quite a lot of money to prepare for it—so much, in fact, that when 2011's Street Food Festival rolled around, Chiefo was apprehensive about whether she would have enough capital to secure a booth and purchase the necessary ingredients. "It came down to: Should I pay rent or should I be in the Street Food Festival?." Chiefo told her manager that she would be unable to participate in the festival. But La Cocina and Opportunity Fund have worked closely together in the past, and they knew they could put Chiefo in safe hands when they referred her to Opportunity Fund for a loan. "I couldn't believe it at first—it seemed too good to be true! It was the right loan that came at the right time." With her $3,000 loan from Opportunity Fund secured, Chiefo's Kitchen was even more successful at this year's Street Food Festival, grossing $12,000 in sales.
" We have supported Opportunity Fund for more than a decade because, like us, they believe investing in entrepreneurship is the best way to create multi-generational economic stability."
- Mark Leslie, Leslie Ventures
" I got to know the Opportunity Fund team and their work by volunteering on their Finance Committee and touring client businesses on several Opportunity Fund-led tours. I think they represent one of the best ways to support healthy local communities by creating meaningful financial security and supporting small business growth. I'm a big fan of Opportunity Fund!"
- Julia Sze, Sonen Capital
OPPORTUNITY FUND | LOS ANGELES - SAN FRANCISCO - SAN JOSE
www.opportunityfund.org