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Travel + Leisure Releases 15th Annual It Record, An Editor
By Eugene A. Houston 6 months ago
Second quarter 2021 results embrace an adjustment to the COVID-19 related allowance for loan losses, resulting in a $26 million increase to income and a $10 million increase to value of trip possession interests, leading to a net constructive impression to Adjusted EBITDA of $16 million. The results of operations through the second quarter of 2021 and 2020 embody impacts associated to the COVID-19 global pandemic, which have been significantly adverse to the travel trade, the Company, its prospects and staff.
Guests can take all the time they'd like and as many photos as they need along the best way. Tatiana is the news co-ordinator for TravelDailyNews Media Network (traveldailynews.gr, traveldailynews.com and traveldailynews.asia). Her position contains to watch the hundrends of reports sources of TravelDailyNews Media Network and skim the most important based on our strategy. She holds a Bachelor's diploma in Communication & Mass Media from Panteion University of Political & Social Studies of Athens and she has been editor and editor-in-chief in varied financial magazines and newspapers. Please learn our Privacy Policy to study more on how we shield you and your information.
The basic entertainment trade is fashioned by a wide range of sub-groups that create and uphold the groundwork for the overall leisure trade at large. Exhibition entertainment includes amusement parks, commerce shows, and/or fairs. Mass media is made up of film, the web, and broadcasting, amongst others. E-books and web primarily based entertainment is changing into popular as nicely and most of the people is in a position to watch films and exhibits on-line itself. Companies and sub-industries are continually in competitors with each other for viewership, subscriptions, and gross sales are another sub-section of basic entertainment.
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As previewed final quarter, Travel and Membership updated its key operational drivers via expanded give consideration to servicing the broader journey flow market. These new drivers, transaction and income per transaction present a extra inclusive view of our enterprise by encompassing our exchange enterprise as properly as our expanded concentrate on new travel subscription markets. Wyndham Destinations, the vacation rental and timeshare company spun off parent Wyndham Hotels in 2018, is acquiring Travel + Leisure for $100 million in cash, the company introduced Wednesday morning. The timeshare and journey club company will change its name to Travel + Leisure Co. sometime in the first quarter of this year.
In our new report, Baird's Global Investment Banking group discusses the vital thing enterprise model characteristics and market growth drivers. Cast your vote to price your favourite travel experiences and be entered for an opportunity to win a visit for two valued at $10,000. At Travel + Leisure we encourage and empower the world's most curious and passionate travelers to travel more—and journey better. We assist to elevate their expertise via content material and instruments that serve them throughout their whole journey, from dreaming to planning to booking to traveling.
For each its internal and exterior audiences, we've become HGV's brand masters with the power to distinctively talk the company's story and the beauties of vacation-ownership.
Travel + Leisure Co. is the world's main membership and leisure journey company, with a portfolio of nearly 20 resort, travel membership, and life-style travel brands.
Questioning an investing thesis — even one of our own — helps us all assume critically about investing and make choices that help us become smarter, happier, and richer. It is and with the stability that we will have for the rest of this yr is, occupancy was down versus '19 and March, it's flat in April. And our objective within Leisure the second half of this 12 months is for owner occupancy to be above '19 levels and hopefully significantly as a end result of that is our core enterprise. So we might lose out slightly bit on the rental, but the benefit is way clear when we get our house owners back on vacation.
The same report exhibits that commerce shows and conventions make up one other 20% of the travel, as do intra-company conferences. The stability comes from skilled services, IT/technical providers, and commuting by air. The likelihood that every kind of business traveler will return on the identical charges is small. All of some classes could return in 2022, however it would not appear likely that every little thing will. Return to places of work, something highlighted by all 4 airlines, isn't particularly correlated with running commerce shows and other people eager to attend them, for example.
You'll get a counter card free with your first journal order (and they're simply $25 after that). By most estimates, there are around a hundred,000 journey agents today in the U.S., and real person retail advisors have proven their worth to customers over reserving directly or through OTAs.
Summers in New Zealand runs from December via February whereas the winters are from June by the use of August. Stunning New Brighton and summer season seashores are very modern technique to cool off and loosen up over the summer time whereas winter sees locals heading to the hills to get pleasure from their vacations in good ski fields. Our group comprises Analysts and writers with the data and experience of Stock Markets and other sectors of Finance. The foremost objective is to ship neutral opinion and detailed analysis on inventory and markets. Our Research staff is at all times keen to stay replace on market highlights, earnings reviews, mergers and acquisitions, analyst opinions, and cross on their information and expertise to our reader. With regard to the profitability of the corporate, the operating margin is at present at 5.50 p.c and the revenue margin is -4.10 p.c, and the company has reported a gross margin of 47.30 p.c. The profit margin, also referred to as the revenue ratio or gross revenue ratio, is an efficiency determine used to estimate the business's profitability by evaluating internet earnings and sales.
The hotel has seven job vacancies, mentioned Uhalde, and had struggled to seek out local employees prepared to carry out roles beforehand stuffed by eastern European workers. According to the tourism group Visit Britain, a 3rd of UK adults are planning a home break of some type this summer, which would lead to an estimated £4.9bn of spending between July and September. Seaside towns and coastal resorts were the preferred locations among the adults it surveyed, adopted by breaks in the countryside. Across the whole yr the group has predicted domestic vacationers will spend a total of £51.4bn – down from £91.6bn in 2019. "We see Europe, slowly, gradually, coming again here as of late, as well. China is just off single digits from the place they have been in 2019," Culp stated.
Capital Vacations manages practically 70 associations, together with over forty five Vacation Club places in the united states and the Caribbean. This relationship brings 32,000 additional members into our membership base. Direct spending on leisure journey by domestic and worldwide vacationers totaled $792.four billion in 2019. Travel + Leisure Group, the newly established business line beneath Travel + Leisure Co. , has launched a model new model licensing enterprise to create a line of shopper merchandise leveraging the Travel + Leisure model. Non-essential journey virtually stopped for a couple of months initially of the COVID-19 pandemic, and tourism is simply now starting to bounce again. But regardless of the difficulties, new resorts have continued to pop up in all places. Accordingly, the travel experts at Travel + Leisure have released the magazine's annual "It List" of one of the best new resorts on the planet, and five Massachusetts properties have earned themselves coveted spots.
Company Journey
Leasing We regularly characterize builders, property homeowners, landlords and tenants in structuring and negotiating growth, leasing and disposition agreements for all types of leisure and hospitality tasks and properties. Our experience includes condo-hotel, fractional curiosity, timeshare and mixed-use hotel/residential tasks. Beyond representing landlords and tenants in lease negotiations, we additionally characterize lodge operators regarding model standards and approval rights over third-party leases for spas, eating places and other amenities. Our expertise also consists of every thing from alcoholic beverage licensing, especially in the context of restaurant and lodge acquisitions, labeling, model safety and mental property optimization to insurance coverage recovery, taxation, M&As, real property, land use and litigation. The current information that Travel + Leisure will begin charging $4,000 to journey agents who wish to be included on its annual A-List of the most effective advisors could solely directly influence the 139 advisors who were on the list last year and those who wish to be on it in the future. [newline]But, it is causing a social media kerfuffle in regards to the validity of the charge, and whether it devalues the listing and makes it advertorial as opposed to respectable editorial.
Good morning, posts today from last nights travels through the internet 😊 pic.twitter.com/n1tfccvpJG
— Sarah Dell (@Sarahdellbtint1) August 3, 2021
This morning, Michael Brown, our President and Chief Executive Officer will provide an summary of our first quarter results; and Mike Hug, our Chief Financial Officer will then present larger detail on the quarter, our steadiness sheet and liquidity position. Following these remarks, we might be available to answer your questions. We are having points with our quotes provider service in the meanwhile, and sure company information and charts could also be unavailable.
Journey + Leisure Worlds Finest 2020 Recipient
Airline journey in the U.S. has bounced again from its pandemic lows, but it stays under pre-Covid ranges in 2019. The Transportation Security Administration has screened a mean of 2.04 million passengers per day over the previous seven days, based on a CNBC analysis of security checkpoint data.
The Covid travel checklist: What to know before you go – CNN Travel
The Covid travel checklist: What to know before you go.
Posted: Mon, 19 Jul 2021 07:00:00 GMT [source]
Connectivity, particularly amongst youthful generations, is turning into ubiquitous. There shall be an rising discrepancy between players able Travel to reinforce their online presence with innovative tools corresponding to augmented actuality and different unbiased brands.
World Imaginative And Prescient Awards
Adjusted EBITDA increased 114% to $75 million because of the ongoing restoration of operations from the impact of COVID-19 as properly as value financial savings initiatives applied in 2020 partially offset by decrease subscription revenues as a outcome of decreased new owner gross sales in the timeshare industry. Second quarter adjusted EBITDA was $133 million compared to a lack of $12 million within the prior yr interval. The improve was pushed by larger Gross VOI sales due to the ongoing restoration of our operations from COVID-19 and value savings initiated within the prior year, partially offset by decrease internet curiosity revenue as a end result of a smaller contract receivable portfolio.
New proprietor sales transactions have been above expectations at 32% of total transactions as a end result of a higher combine of new owner tours. And Blue Thread, our strategic partnership with Wyndham Hotels and its Wyndham Rewards Loyalty program accounted for 9% of new proprietor gross sales transactions.
Today, there is a multitude of ways to get details about travel, together with writer websites, talk boards, blogs and the social media that many agents use effectively to communicate with their purchasers and prospects. The software charge or membership payment, no matter you want to name it, is a slippery slope for Travel + Leisure and any other media firm that wishes to maintain up some degree of credibility with readers. One may argue the following step shall be an online auction where vacationer boards can bid to have their destinations featured.
The best islands, cities, resorts, cruise traces, airports, and more — as voted by you.
My Providers
TCS World Travel has hosted visitors on adventures of a lifetime for over 25 years. Our all-inclusive journeys ship unparalleled and meaningful experiences, with exceptional quality and repair, in distinctive destinations across the globe. Our flagship journey presents a life listing of iconic destinations in a single itinerary. Fly by custom-configured non-public jet to explore eleven of the world's most legendary places and pure wonders. Signature Around the World Tour This flagship group jet expedition on our private jet presents a life listing of iconic destinations in a single itinerary.
Our Vacation Ownership and Travel and Membership businesses both finished the quarter on an upswing. Vacation Ownership had gross VOI gross sales of $236 million ahead of our guidance vary of $210 million to $220 million. This reflects strong sequential enchancment all through the quarter.
We also internally use these measures to evaluate our working efficiency, each completely and compared to different corporations, and in evaluating or making chosen compensation choices. These supplemental disclosures are in addition to GAAP reported measures. Non-GAAP measures shouldn't be thought-about a substitute for, nor superior to, financial outcomes and measures determined or calculated in accordance with GAAP.
It's an expertise that is prime for all ages and takes about 45 minutes to walk via. Guests can go on a self-guided tour or head in with a guide to learn more about what they're taking a look at along the way in which. Build the strongest argument counting on authoritative content, attorney-editor expertise, and industry defining technology. On an adjusted foundation, Hilton earned $0.fifty six per share, beating analysts estimates of $0.forty per share, based on Refinitiv IBES knowledge. The firm reported net revenue attributable to Hilton stockholders of $130 million, or forty six cents per share, in the second quarter ended June 30, in comparison with a web loss of $430 million, or $1.55 per share, a year earlier. Dividend — The Company paid $26 million ($0.30 per share) in cash dividends on June 30, 2021 to shareholders of document as of June 15, 2021. Management will advocate a 3rd quarter dividend of $0.30 per share for approval by the Company's Board of Directors in August 2021.
Each year, Travel + Leisure editors scout hundreds of new motels around the globe in pursuit of those who offer a particular, holistic expertise based mostly on location, ambiance, service, and facilities. The editors collaborate with Travel + Leisure's global community of expert journey writers and brokers to slender the list. This transition to Travel + Leisure Co. as the mother or father company over Wyndham Destinations is not going to directly affect WorldMark by Wyndham or its merchandise or membership offerings. You will continue to take pleasure in your stunning timeshare properties and exceptional advantages. This information doesn't impression any current contracts, and we don't anticipate any adjustments to our services. You could proceed to leverage the award-winning Wyndham Rewards program, simply as you all the time have. All media right now is owned by some business looking to make use of it to favorably affect their business, why ought to a journey magazine be any differnt.
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The deal is not anticipated to impact worker counts at both firm. The new Travel + Leisure Co. will find yourself with practically 20 manufacturers and 230 vacation membership resorts around the world. Travel + Leisure's travel golf equipment, with a combined 60,000 members, are also included in the acquisition. All Wyndham Destinations manufacturers, together with Margaritaville Vacation Club and Club Wyndham, are anticipated to remain via the acquisition and proceed to be a part of the Wyndham Rewards loyalty program. Wyndham Destinations will become the new umbrella brand for the broader company's trip membership resorts. A timeshare firm like Wyndham Destinations and a media brand like Travel + Leisure joined at the hip? It will not be as crazy because it sounds, especially if you're wanting a younger consumer base to join the holiday club sector.
Knowing that our dreams of journey might quickly turn out to be a reality, Travel + Leisure has compiled a list of the 50 Best Places to Travel in 2021. ۪s travel guides for one of the best resorts, eating places, and issues to do around the world from skilled editors in your next destination. They actually do not offer you any nice suggestions, just common data that can be discovered on the web free of charge. "This strategic alliance brings a brand new, revolutionary method to media brand development, and we're excited to leverage Wyndham Destinations' and Meredith's strengths to boost and notice Travel + Leisure's full potential," mentioned Meredith Chairman and Chief Executive Tom Harty. The odds that Six Flags may default in a yr have been 30.8%, according to Market Intelligence. A drop in EBIT caused the most important influence to its excessive rating, at a loss of $333.7 million for the 12 months ending April 4.
While travel might seem like a distant memory, before lengthy, we'll have the ability to correctly spend our vacation days discovering new places and meeting new faces. And with that, Buffalo will as soon as once more welcome waves of travelers again to our resurgent metropolis to see what all of the current hype is about. On the draw back, it was the first time I observed an exact correlation of advertisements for some resort or vacation spot with a puff piece article.
Travel prices and crowds are surging — but not at these U.S. destinations – CNBC
Travel prices and crowds are surging — but not at these U.S. destinations.
Since 1987, we've collaborated with a range of journey and leisure shoppers, offering strategic marketing, branding and inventive for travel manufacturers near and far. For instance, Orlando International Airport, a consumer of ours since 1989, persistently must reveal its unimaginable capacity to provide high quality service for greater than 40 million passengers yearly. We help this world-class airport with guaranteeing it communicates its tasks, initiatives and funds to all its stakeholders successfully. So just our timeline there may be, our first objective was to transition the 50,000 plus TNL subscription numbers over to our platform. Secondly, we needed to launch our online reserving platform, which we did in February. And then the third point of the timeline is to launch a subscription enterprise this summer season that features approaching its journey magazine — travel majors journal holders for marketing at that time. So this summer season, we'll be launching our first new subscription offering and that'll include the marketing to that database that we referred to in the past.
Each yr, Travel + Leisure () readers, America's most famous journey journal with a readership of about 8.1 million, share their views on locations, city resorts, resorts and more Travel & Leisure by way of the World's Best Awards poll. Hotels are evaluated by location, type, services, restaurant and total value.
Travel + Leisure Magazine provides both the inspiration and the data needed to launch your best travel adventures. Breathtaking images and highly effective tales will start to transport you to locations each close to and far.
We believe travel could be a drive for good, and that how we travel matters. We exist to offer singular journey experiences with manufacturers and tastemakers we admire and respect, and to create a community of Modern Adventurists that worth going deeper. Our built-in team of outsourcing lawyers and skilled industry consultants and technical advisers advises on the complete vary of sourcing arrangements and has helped purchasers re-engineer global operations, driving down costs, and optimizing working and service delivery models. Delivering skilled advice and immersive, inspiring journey way of life content material, Travel + Leisure speaks to the delicate, insatiable traveler. From artwork and design, to style and shopping, to meals and wine – every issue provides compelling causes to experience the world. These high-quality "As Seen In" easel indicators allow you to proudly show your advert at your business location or on social media.
Despite Delta Variant Concerns, Bookings for Fall Trips Are on the RiseThis fall, 63 % of travelers say they want to be more intentional with their day without work, according to a new AmEx survey, and are prioritizing domestic and outside getaways. U.S. Tourists Can Now Travel to Italy without QuarantiningAs of Monday, American vacationers can travel to Italy for the first time in over a yr. All of GE's industrial segments — aviation, health care, renewable power and power — reported increased revenue margin within the most-recent quarter. The aviation unit saw the most important bounce, rising 1,930 basis factors yr over year. The Overnight Guest Services Associate II shall be responsible for offering wonderful visitor service because it pertains to visitor registration/checking out of resort. "Leisure journey is back in a significant way. All indicators of consumer behavior show that customers are fulfilling their need to journey, and we're benefiting from that recovery," said president and CEO Michael D. Brown. If you are an abPrime buyer and want to allow online account entry, ordering and more, enter your e mail under and submit your request.
Wynn Resorts has accessed both debt and equity markets at enticing costs to boost $4.eight billion over the previous 18 months, Weaver mentioned, including that the company is also benefiting from the reopening of the financial system, which is easing pressure on Wynn's liquidity. Weaver stated in an e-mail that Wynn has robust liquidity and a long-dated bond maturity profile, with the nearest bond maturity date in 2023. The company's $4 billion in whole money and obtainable liquidity as of March 31 is "more than enough liquidity to fund our operations, working capital and capex needs for the foreseeable future," Weaver said.
Among on line casino operators, Wynn Resorts Ltd. has trailed the restoration of lots of its peers, with greater odds of defaulting in a year at 23.9% as of June 15, based on Market Intelligence. Wynn's negative total equity carrying on its balance sheet is the most significant monetary issue influencing its rating, at unfavorable $202.9 million as of March 31. The scores illustrate the uphill climb that many firms face to fully recuperate from the consequences of the pandemic and the uncertainty that surrounds many industries still struggling to operate in altering situations. This will help us connect you with the right individual in your region. We will use this info to route your request to the best team inside our company. Vermont's Northeast Kingdom has as quickly as again been placed on the worldwide tourism map with Rabbit Hill Inn being named among the many 500 Best Hotels within the World by the distinguished publication, Travel + Leisure.
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It is almost too easy to pillory the occasionally hubristic Web Summit founder Paddy Cosgrave for his epic miscalculation over the rescinded invitation to French far-right leader, Marine Le Pen, to speak at November's event in Lisbon. That lad is a magnet for controversy wherever he goes and a poster boy for schadenfreude at home.
Less than 18 hours after seemingly stoutly defending Le Pen's invite under the banner of free expression, on Wednesday Cosgrave folded like a cheap suit in the face of a ferocious online backlash for inviting the "fascist" leader of the National Rally party. She was promptly disinvited as Cosgrave, presumably clad in sackcloth with a layer of ashes on top of his head, conceded that her presence at the tech conference would be "disrespectful" to Portugal and "some" of the event's attendees.
The whole mess played out to such a familiar tune: a naive mis-step, an initially principled but ultimately hollow defence, the hysterical and performative public backlash and the ubiquitous Change.org petition, the humiliating climbdown just to make it all stop, and the self-congratulation of some of the protestors.
That arc of predictability probably says more about modern society than it does about Cosgrave. This sort of clobbering happens every other day now – to people, to businesses, to anybody who is careless in these matters. This was just Cosgrave's turn, because he was the one who messed up.
But the episode also says much about the mortal dangers facing businesses that blithely wade into debates over social and political principles, especially ones that touch on nationalism and xenophobia, identity, freedoms and authoritarianism. For commercial enterprises looking to push the boundaries on these issues, this is dicey territory.
Cosgrave's critics were mainly in Portugal, where they know a bit about far-right politics, and in Ireland, where we know a little bit about Cosgrave.
The businessman has evolved into quite an accomplished manipulator of publicity for commercial ends. He is also often decried for his arrogance, although he is hardly unique among successful people in having that "difficult" gene. It helps them achieve things by drowning out the stultifying noise of negative people who tell them they can't succeed. Either way, some people were delighted he was humiliated. That's on them.
The initial presumption was that Cosgrave was creating a mini firestorm to garner some free publicity for the Web Summit. He has pulled publicity stunts before. But as the criticism mounted, and Cosgrave doubled down with a free-speech defence that he wasn't prepared to back up, the situation became more serious. One can only imagine the conversations he was preparing to have with the event's sponsors.
Cosgrave was naive to think he could bring a far-right leader to the country of Salazar and get away with it without causing severe damage to his business and reputation. It shouldn't matter that there was an element of logic to parts of his initial defence. He should have seen the backlash coming.
Cosgrave was correct to suggest that in order to fully understand how far-right politics has harnessed technology to fuel its comeback, we need to ask far-right politicians for their views on it. I don't think Cosgrave had invited Le Pen to stand up on stage and read the National Rally's manifesto and say mean things about minorities. He was trying, however hamfistedly, to address the issue of managing "hate speech" online.
And although this is only of minor significance, it is also probably inaccurate to call Le Pen a "fascist". Words have meaning. A fascist is someone who adheres to the political ideology of fascism, which is well defined and partially based on a desire to violently overthrow the state for a new order. Le Pen's ideas on race and identity are repugnant. She's a typical small-minded ultra-nationalist – a far-right crank with left-wing economics – who would be an all-round disaster if she ever got her hands on power. But if she's a fascist, she's a watered-down, tasteless, orange cordial version.
Still, she's unpleasant and possibly dangerous if she had power. That should have been enough to set off warning lights for Cosgrave.
Le Pen's ideas are pathetic, and public exposure renders them even more openly pathetic. When Cosgrave cited the defence of allowing her speak on the grounds of free expression, he must have known that many people passionately disagree with such a classic liberal viewpoint.
It is one of the defining debates of our age. If he was planning to address the issue at the summit, he should have done so with more care.
As an aside, even in the free-speech sphere, the issue of whether or not Le Pen's freedom to speak was curtailed is also incidental. Many free-speech advocates probably don't care much about upholding her individual freedoms. For society, there is a bigger issue around who gets to decide who speaks and who doesn't. The apparent ease with which people can now join forces online and effectively wield that power over the speech of others is a much more interesting phenomenon to observe.
Still, private businesses are safer leaving hot-button social and political issues to civil society. That ground is a field laden with mines, surrounded by an electric fence, protected by the hounds of hell. Don't go there unless you're fully prepared to die on that hill, along with your company's reputation and, potentially, its profits.
You won't win, even if you're right.
The award for most embarrassing corporate tweet of the week goes to... Bord Gáis Energy. The power company tweeted an apology on Wednesday to customers of the Bord Gáis Energy Theatre, whose afternoon and evening schedule was mangled because of a power outage.
Customers tweeted at the energy company in frustration, after children and elderly people were left queuing for a matinee show in the dark when the lights went out.
"Unfortunately, the @BGETheatre is experiencing some power issues. We and the team there are working to try resolve the situation . . . We apologise for any inconvenience caused," replied BGE. This tweet was copied and pasted to everyone who complained.
A theatre sponsored by an energy company, with no energy. And the matinee show that was delayed by the power cut? Wicked, the prequel to the Wizard of Oz. It can only have been sorcery that landed Bórd Gáis Energy in such a PR pickle.
Cricket Ireland this week opened phase one of its new €700,000 high-performance centre, located at the Sport Ireland National Sports Campus. It includes more than 20 grass and artificial pitches, as well as an enormous practice area.
Financial backing came from the International Cricket Council development fund, as well as in the form of cheap rent from Sport Ireland.
There was also, according to a report in the Times, a "good contribution" from Denis O'Brien. Even though his Digicel telco is pulling back on its sponsorship of the sport in the Caribbean, O'Brien appears to be maintaining his support for cricket in Ireland.
The best bit is that the cheap rent comes with a 100-year lease. A guaranteed century for Irish cricket.


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Political Graffiti
Jefferson, the First Democrat
Started by Whopper Bubba, June 2, 2010
Whopper Bubba
Posted June 2, 2010 · Report post
Funny how the Dims don't claim him anymore. Now he is just one of the Obamination"s "Old men in wigs".
1. "The democracy will cease to exist when you take away from those who are willing to work and give to those who would not"
2. "It is incumbent on every generation to pay its own debts as it goes. A principal which if acted on would save one-half the wars of the world"
3. "I predict future happiness for Americans if they can prevent the government from wasting the labors of the people under the pretense of taking care of them"
4. "No free man shall ever be debarred the use of arms"
5. "When we get piled upon one another in large cities, as in Europe, we shall become as corrupt as Europe"
6. "To compel a man to subsidize with his taxes the propagation of ideas which he disbelieves and abhors is sinful and tyrannical"
7. "My reading of history convinces me that most bad government results from too much government"
8. "I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property - until their children wake-up homeless on the continent their fathers conquered"
THOMAS JEFFERSON - 1802
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Location: Central Jersey DOES exist !
"Laws that forbid the carrying of arms disarm only those who are neither inclined nor determined to commit crimes."
By Cesare Beccaria quoted by Thomas Jefferson in his book of quotes.
"The two enemies of the people are criminals and government, so let us tie down the second with the chains of the Constitution so the second will not become a legalized version of the first." -Thomas Jefferson
I like slaves.... TJ
mcurtiss
Funny how the Dims don't claim him anymore.
Number two, is a bit curious as Jefferson's finances were in terrible shape his entire life.
When Jefferson died he left his family deep in debt. His beloved Monticello and all his possessions were sold within three years. The "Executor's Sale" in the winter of 1827 put up for sale 130 of his slaves, while five were freed in accordance with his will. Unified slave families that Jefferson maintained during his life were separated and sold.
His creditors would have foreclosed long before he died, but they did not out of respect for him.
Go To Topic Listing Political Graffiti

redpajama_set_name: RedPajamaCommonCrawl


text:
PHARAOH: The Journals of General Gordon of Khartoum
One of the great pleasures for me in researching my novel Pharaoh was acquiring an original copy of General Charles Gordon's Journals, covering his final months as Governor-General in Khartoum in 1884-5 before the city was overrun by Mahdist forces and he was killed. I'd wanted to find out more about his archaeological and ethnographic interests, but I found myself utterly absorbed by his day-to-day management of the city and the problems he faced. Unlike his other published work of the period, Reflections in Palestine, put together by admirers on the basis of private notebooks from the year he had spent on leave in Palestine in 1883, the Journals were intended from the outset to be read by others, and had been despatched to safety from Khartoum with express instructions that they were to be edited appropriately. I'm certain that he would have been appalled by Reflections, a work of hagiography that he probably never saw – it was published in 1884, when he was already besieged in Khartoum – and which did much to bolster the image of Gordon the mystic that has clouded popular perception of him ever since.
Those expecting anything of this sort in the Journals will be disappointed. I've often wondered whether Joseph Conrad had Gordon in mind when he created his character Kurtz in Heart of Darkness (1899), and certainly one take on Gordon has him staring half-crazed out of his compound surrounded by hanging corpses and the stench of death like Marlon Brando's Colonel Kurtz in Apocalypse Now, strongly derivative of Conrad. But when Martin Sheen in the film famously tells Brando 'I don't see any method at all,' the connection for me with Gordon is broken. The Journals reveal Gordon as a consummate professional, with a great deal of method. Gordon was charged - had charged himself - with the governance of a city on the edge of starvation and insanity, squalid and desperate almost beyond belief but that he could just sustain by rationing out food and medicine from his dwindling supply, keeping up hope by showing that he himself had not lost it. They reveal a man of immense, almost sleepless energy – the Journals themselves are a considerable achievement, running to several hundred thousand words, let alone the work they describe – and of enormous passions, yet who channelled his frustrations into practical measures where he could. By seeing his vitality, I began to understand how he attracted such close friendships and admiration among those who did not actually have to try to bring him under their control.
Much of what preoccupied Gordon as Governor, and fills the pages of the Journals– ranging from sanitation and hygiene to siege fortifications, range-finding for rifle fire and daily accounting of ammunition expenditure – he had learned early on in the Corps of Royal Engineers, in the two-year course that all newly commissioned sapper officers had to attend at the School of Military Engineering at Chatham. The Royal Engineers attracted a generally higher intellect than other branches of the army, and officers ambitious for field experience could see much campaign service and rise to high command. The Gordon Relief Expedition included more than seventy R.E. officers, including Major-General Sir Gerald Graham, V.C.; Colonel Sir Charles Wilson, Lord Wolseley's intelligence chief who ended up in command of the 'desert column' after its general had been been killed; Major Horatio Kitchener, Wilson's intelligence deputy and future nemesis of the Mahdi, who I've blogged about here; and many junior officers with their sapper companies carrying out survey, railway building, boat maintenance and other engineer tasks. When I came to create a fictional protagonist with the expedition it seemed right that he too should be a Royal Engineer, not least because many of those men knew Gordon personally and their sympathy for a fellow officer helped to focus my story on Gordon himself and what was really going on in Khartoum.
'The Death of General Gordon at Khartoum, 26 January 1885' by George Joy (1893). In this version of events, Gordon is standing coolly on the balcony of the Palace, about to receive a fatal spear-thrust; other accounts by Sudanese eyewitnesses suggest that he died fighting inside the building, using his early-model Webley revolver and his Royal Engineers officers' sword.
My own fascination with Gordon, as with Kitchener, stems from my boyhood, when my grandfather told me that his grandfather – a Royal Engineer Colonel, Walter Andrew Gale – had known both. While on the staff at Chatham in the 1890s my great-great grandfather had been chair of the 'Gordon Relics Committee', an attempt by the Royal Engineers to look after Gordon's legacy; the fruit of their work was an exhibit in 1897 at the Museum of the Royal United Service Institution in London, including artefacts from the Sudan that can be seen today in the Royal Engineers Museum. Gale also edited the Proceedings of the Royal Engineers Institute, and flipping through those compendious volumes, full of scholarly papers on all manner of subjects, made me appreciate better the professional focus of an officer like Gordon. His passion for antiquities was shared by many of his fellow officers – often with a biblical backdrop – and drove a fascination with Palestine, Egypt and the Sudan that bolstered their own Christian morality, in Gordon's case strengthening his belief in his role as saviour of the Sudanese people even if it was ultimately a doomed cause.
As for the manner of Gordon's death, the famous painting by George Joy shown here may not be that far from the truth. The few eyewitness accounts are of uncertain reliability, but suggest that he donned his dress uniform and met the enemy with sword and revolver in hand. In so doing he was following the prime directive of his Corps, to be a soldier first and engineer second. Gordon may have been a man of profound religious leanings, veering towards the messianic at times, but when it came to it the evidence suggests that he did not welcome death like a martyr but instead went down fighting, a soldier rather than a prophet, a man upholding the professional ethos of the Corps of Royal Engineers to the very end.
The final surviving entry of Gordon's Journal, showing his famous last sentence and the quirky footnote - unusual to the end! My belief that he must have resumed his journal in the five weeks before his death forms a major part of the archaeological trail in Pharaoh and its sequel Pyramid.
Tags PHARAOH, Gordon of Khartoum, Nile Expedition 1884-5, Royal Engineers
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I am currently in my last semester at Texas Christian University studying graphic design and music. I chose to attend Texas Christian University because I wanted the best of both worlds – to continue my music education and to figure out how to tackle the everlearning skill of creative problem solving. Four and a half years later, I've found a beautiful balance between nine to five concept thinking and weekend oboe freelancing.
Currently, I fill my free time with creative collaborations (like these album covers), designing posters for the TCU School of Music, and the occasional fine art dabbling (such as this still life series). Thanks for stopping by! For more about me, view my résumé here.


Great Lakes Tin Ceiling products are available in nail up and lay-in styles and are easily applied with nails, screws or glue. Available in 10 styles and 10 finish options, our tin products are made of 29-gauge tin-plated steel and are Class A - 1 Hour Fire Rated.
Our tin ceiling configurator is coming soon. In the meantime, see Great Lakes Tin Lay-In Ceiling Panels or Great Lakes Tin Nail Up Ceiling Panels to determine how many tiles you need.


Section. 1 -- The Association Burgee shall be a pennant, the fly 1.5 times the hoist. The colors shall be a green field with the State of Florida in orange.
Section. 2 -- SUSTAINING BUSINESS MEMBER shall be a business organization having an interest in the support of the objectives of the Association and is entitled to advertise that 100% of the dues support the championship racing coordinated by the Florida Sailing Association. The annual dues for the class shall be $500.00.
The Executive Committee shall have the authority to negotiate and arrange other Sustaining Membership Agreements which are, in their opinion, in the best interest of the Florida Sailing Association and its objectives.
Section. 3 -- MEMBERS shall be entitled to one (1) vote by representative, or proxy, at any meeting of the Association and shall be entitled to participate in all Association matters and have its members be entitled to hold office in the Association, and be privileged to bring Appeals before the Association. Members must maintain current membership in US Sailing.
Section. 4-- Dues are due and payable within thirty (30) days after the Annual Meeting of the Association. After ninety (90) days any member shall be considered delinquent and may be automatically dropped from membership. Any member club failing to pay dues within 90 days of the annual meeting may pay a $25 reinstatement fee in addition to their annual dues. Any member club who has failed to pay current year (January - December 31) dues shall not hold any US Sailing championship event.
Section. 5 -- Members may not be expelled except by a two-thirds vote of MEMBERS represented at a meeting of the Association for such action.
Section. 1 -- The officers of this Association shall be prescribed in Article VI of the Articles of Incorporation.
Section. 2 -- Any member, in good standing, of a MEMBER Club may hold office in this Association.
Section. 3 -- Officers may serve a maximum of 4 years in each of the flag positions. Circumstances may dictate a longer period of time to serve at an EXCOM position The Secretary-Treasure position not included. In case of a vacancy in any office, such vacancy shall be filled, for the duration of the unexpired term by appointment of the Commodore.
Section. 4 -- It shall be the duty of the Commodore to preside at all meetings; to abide by the Articles of Incorporation and to enforce the Bylaws; to call meetings whenever necessary, or upon the written request of ten (10) Member Clubs; to make an Annual Report to the Association. He shall be in command of the Association and shall be responsible for the conduct of its affairs. He may appoint such committees for special purposes as he may deem to be necessary to conduct the business of the Association.
Section. 5 -- It shall be the duty of the Vice Commodore to organize and administer the US Sailing Area D Championship events assigned to the Association and to act in all matters for the Commodore, in the Commodore's absence or when requested to do so by the Commodore. He shall be the chairman of the Association's adult championship regattas.
Section. 6 -- It shall be the duty of Rear Commodore to develop good public relations for the Association and to encourage new memberships. He shall assist the Commodore in any special assignments and act for either the Commodore or Vice Commodore in their absence. He shall be Chairman of the Association's Youth Championship Regattas.
Section. 7 -- The Secretary-Treasurer shall keep minutes of all meetings, shall issue notices of all Association activities; and shall keep all Association records. He shall keep a record of the Association membership and collect all dues and fees due the Association. He shall keep a record of all Association income and expenses and make an Annual Report of these. He shall maintain an account in an approved Bank for the Association's funds.
He shall be authorized to pay all normal and legitimate expenses of the Association, including normal expenses of the officers of the Association for postage, telephone calls, and incidental miscellaneous expenses incurred in the performance of their duties and any expenses approved by the Board of Governors, or members, at any meeting. He shall maintain the FSA bank credit card.
Section. 1 -- There shall be a Board of Governors consisting of two (2) Commodore appointed at large Governors, the Officers of the Association, and the immediate Past Commodore. The appointed Governors shall serve a two year term.
Section. 1 -- Election of Officers will be held as set forth in these bylaws at the Annual Meeting.
Section. 2 -- All Officers must be members in good standing, of Member Clubs, in good standing.
Section. 3 -- All Officers shall be elected by a majority vote of those present at the Annual Meeting.
Section. 1 -- A quorum shall consist of 25% of the total Member Clubs.
Section. 2 -- The date of future annual meetings shall be set at the previous years' annual meeting. The purpose of the annual meeting is to elect Officers and Governors and to act on such other business as may come before the meeting.
Section. 3 -- Meetings may be called by the Commodore upon ten (10) days written notice when statement of the purpose of such meeting is made known.
Section. 1 -- Within sixty (60) days after the Annual Meeting, the Commodore shall appoint the following Committee: A Nominating Committee consisting of not less than three (3), nor more than five (5), members with one member designated as Chairman.
Section. 2 -- The Nominating Committee shall, in consultation with the Commodore, Secretary-Treasurer, make a report of Nominations for Officers and Governors to the Secretary of the Association prior to July 1st and the Secretary shall publish this slate of officers in the notice of annual meeting. Any Member Club may submit other nominations seconded by another Club, to the Secretary in writing ten (10) days before the Annual Meeting, and these will be submitted with the nominating Committee's Report at the Annual Meeting.
Section. 3 -- The Commodore shall appoint an Appeals Chairman for a period of one (1) year to be renewed up to a maximum of 4 years. The Appeals Chairman shall appoint a six member appeals board. The appeals board members shall be approved by the FSA Excom. All geographical areas of FSA, if possible, should be represented on the appeals board. Members of the appeals board shall not serve more than 4 years. Appeals conforming to the US Sailing requirements must be adjudicated by not less than four (4) of the six (6) members of the Appeals Board. The Executive Committee shall annually establish the amount of the filing fee, which must accompany all appeals submitted to the Appeals Board.
Section. 4 -- The Commodore, Vice Commodore, Rear Commodore, and Secretary-Treasurer shall comprise the Executive Committee, and it shall be the duty of this Committee to act on applications for membership; develop a budget for the ensuing fiscal year; and conduct the routine business of the Association.
Section 1-- The Association will pay the US Sailing entry fee as required by the Area D Agreement for US Sailing Ladder Championships.
In the event that the financial resources of the Association are not sufficient to provide such assistance to the teams representing it, a lesser percentage of such amounts shall be provided and whatever is used shall apply equally to all financial assistance payments made that year.
Section. 1 -- The Association may hold, at such time as it shall establish, a state championships of various one design. These events shall, if possible, be held each year after April 1st.
Section. 2 -- The championship shall be conducted by the Rear Commodore. The Rear Commodore shall coordinate all activities with one or more member clubs in the area in which the regattas will be held.
Section. 1 -- The Officers of this Association may not obligate the Association for any single indebtedness in excess of $500.00 without the approval of the Member Clubs at any meeting.
Section. 1 -- Notwithstanding any other provision of these Articles, this Corporation shall not carry on any other activities not permitted to be carried on by a Corporation exempt from Federal Income Tax under Section 501(c)(4) of the Internal Revenue Code of 1954 or the corresponding provision of any future United States Internal Revenue Law.
Section . 1 -- A Judges in Training Program for FSA shall be administered by a US Sailing Certified Senior Judge. The program shall follow guidelines set up by the Area D Administrative Judge. This program may develop club judges as well as US Sailing certified judges. The judge administrator shall report at the AGM on the past year's activities.


NJSIAA Districts Primer: Which Districts are Shore Conference Teams In?
The NJSIAA district tournaments are just days away as the individual postseason begins this weekend at 32 sites around New Jersey. District and region realignment for the 2016-2017 season was a hot-button issue as drastic changes were made to the state's 32 districts and eight regions.
The jury is still out on what kind of impact, positive or negative, the realignment will have, and we'll save that discussion for after the season. The wrestling community got used to the same teams being in the same place for several years, so the main question right now is this: where is everybody?
The Shore Conference and Region VI used to be one and the same. Districts 21 through 24 were comprised of all the Shore teams, who then went onto the Region VI Tournament. Now Shore Conference teams are spread across 15 districts and four regions, so it's going to take a while to get used to.
Below is the new district and region realignment state wide. Bookmark it for future reference. District host teams are in bold. Shore Conference teams are in red.
District 1: Dumont, High Point, Newton, North Warren, Old Tappan, Pascack Valley, Ramapo, Ridgewood, Westwood. Note: Pascack Valley will host in 2018.
District 2: Butler, Jefferson, Kinnelon, Kittatinny, New Milford, North Warren, Northern Highlands, Pequannock, Pope John, Wayne Hills.
District 3: Demarest, Don Bosco Prep, Emerson-Park Ridge, Indian Hills, Mahwah, Pascack Hills, Sparta, Vernon, Wallkill Valley, West Milford.
District 4: Cresskill, Glen Rock, Hawthorne, Lakeland, Manchester Regional, Pompton Lakes, Ramsey, River Dell, St. Joseph (Montvale), Waldwick-Midland Park.
District 5: Bergen Catholic, Bergenfield, Clifton, Dover, Fort Lee, Hasbrouck Heights, Lenape Valley, Morris Hills, Passaic Tech. Note: Bergen Catholic will host in 2018.
District 6: Bogota-Weehawkin, Fair Lawn, Hackensack, Leonia-Palisades Park, Mount Olive, Paramus, Parsippany, Passaic, Saddle Brook.
District 7: Cedar Grove, DePaul Catholic, Dwight Morrow, Lodi, Mountain Lakes, Paramus Catholic, JFK (Patterson), Ridgefield Park, Roxbury, West Essex. Note: West Essex will host in 2018.
District 8: Boonton, Elmwood Park, Garfield, Hopatcong, Montville, Morris Knolls, Parsippany Hills, Passaic Valley, Teaneck, Wayne Valley. Note: Hopatcong will host in 2018.
District 9: Barringer, Bloomfield, Caldwell, Glen Ridge, Hackettstown, Lyndhurst, Mendham, Montclair, Phillipsburg.
District 10: Becton-Wallington, Columbia, Delbarton, Newark East Side, Nutley, Orange, Union City, Verona, West Orange, Wood-Ridge. Note: Becton will host in 2018.
District 11: Belleville, Belvidere, East Orange, Hanover Park, Kearney, Morris Catholic, Morristown, Queen of Peace, Rutherford, West Morris.
District 12: Chatham, Cliffside Park, Livingston, Madison, North Bergen, Randolph, St. Mary's (Rutherford), Secaucus, Warren Hills, Whippany Park.
District 13: Elizabeth, A.L. Johnson, Linden, Plainfield, Rahway, St. Peter's Prep, Scotch Plains-Fanwood, Seton Hall Prep, Summit.
District 14: Bayonne, Brearley, Christ the King, Cranford, Gov. Livingston, J.P. Stevens, Middlesex, North Plainfield, South Plainfield, Woodbridge. Note: South Plainfield will host in 2018.
District 15: Bernards, Carteret, Irvington, Metuchen, North Hunterdon, Ridge, Roselle Park, Somerville, Weequahic, Westfield.
District 16: Bridgewater-Raritan, Colonia, JFK (Iselin), Millburn, New Providence, Newark Academy, Shabazz, Union, Voorhees, Watchung Hills.
District 17: Franklin, Hillsborough, Hunterdon Central, Keansburg, Middletown North, Middletown South, South River, Spotswood, West Windsor-Plainsboro South.
District 18: Bound Brook, East Brunswick, Hopewell Valley, Keyport, Manville, Montgomery, North Brunswick, Piscataway, Red Bank, Rutgers Prep.
District 19: Delaware Valley, Edison, Marlboro, Old Bridge, Pingry, Princeton, Rumson-Fair Haven, St. John Vianney, Sayreville, West Windsor-Plainsboro North. Note: Delaware Valley will host in 2018.
District 20: Academy of Urban Leadership, Bishop Ahr, Highland Park, Holmdel, Matawan, Monroe, New Brunswick, Perth Amboy, Raritan, South Brunswick.
District 21: Bordentown, Brick Memorial, Burlington City, Burlington Township, Colts Neck, Manalapan, New Egypt, Point Pleasant Boro, Trenton.
District 22: Allentown, Ewing, Howell, Jackson Liberty, Lawrence, Neptune, Northern Burlington, Riverside, Robbinsville, St. Rose.
District 23: Asbury Park, Delran, Freehold, Hightstown, Lakewood, Long Branch, Manasquan, Point Pleasant Beach, Steinert, Wall. Note: Long Branch will host in 2018.
District 24: CBA, Freehold Township, Hamilton West, Notre Dame, Monmouth, Nottingham, Ocean, Red Bank Catholic, Shore, Willingboro.
District 25: Audubon, Camden Catholic, Cherokee, Haddon Heights, Holy Cross, Jackson Memorial, Moorestown, Seneca, Sterling. Note: Cherokee will host in 2018.
District 26 (At Gloucester County College): Burlington Tech, Cherry Hill West, Cinnaminson, Donovan Catholic, Eastern, Manchester, Paulsboro, Pennsauken, Toms River East, Triton.
District 27: Brick, Camden, Central, Cherry Hill East, Haddon Township, Haddonfield, Lacey, Lindenwold, Rancocas Valley, West Deptford. Note: Lacey will host in 2018.
District 28: Collingswood, Gloucester City, Lenape, Maple Shade, Palmyra, Paul VI, Pemberton, Shawnee, Toms River North, Toms River South.
District 29: Atlantic City, Cedar Creek, Holy Spirit, Kingsway, Ocean City, Schalick, Southern, Washington Township, Woodstown. Note: Kingsway will host in 2018.
District 30: Clearview: Deptford, Egg Harbor, Gateway-Woodbury, Lower Cape May, Middle Township, Millville, Penns Grove, Salem, Vineland. Note: Millville will host in 2018.
District 31: Absegami, Delsea, Gloucester Catholic, Highland, Mainland, Overbrook, Pennsville, Pinelands, Pitman, Timber Creek. Note: Absegami will host in 2018.
District 32: Barnegat, Buena, Clayton, Cumberland, Hammonton, Oakcrest, St. Augustine, St. Joseph (Hammonton), Williamstown, Winslow.


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Traditional vs. Beading Tama: Beading tama are 25% larger than traditional tama giving braiders extra capacity. While they are generally preferred by beaders, it is entirely a personal preference.


Challenges: Uzbekistan's relatively large, youthful population, strategic location north of Afghanistan, including its role in the Northern Distribution Network (NDN), and extensive mineral resources, including natural gas, gold and uranium, make it a potential force for economic growth and stability in the Central Asia region. Uzbekistan is also the only Central Asian country that borders on all the other nations in Central Asia (Kazakhstan, the Kyrgyz Republic, Tajikistan and Turkmenistan) as well as Afghanistan, and is situated on key east-west and north-south trade routes. This also makes the country vulnerable to drug trafficking and presents problems in border security. Corruption, law enforcement efficiency, human trafficking, and rule of law issues are challenges to the government, which INL helps to address. Uzbekistan's profile has increased significantly since the election of President Mirziyoyev in December 2016, due to sweeping reforms being instituted by his government and a policy of promoting good relations with regional neighbors, including Afghanistan.
Goals: INL's flagship program in Uzbekistan focuses on justice reform and combating corruption in support of the government's initiatives. Through its foreign assistance programs, INL promotes the key U.S. foreign policy objectives of promoting the security and stability of Uzbekistan and supporting regional connectivity in the security sector. INL's forensics program supports the rule of law by bolstering the ability of the Uzbek government to present reliable and credible forensic evidence in criminal proceedings. In addition to its justice reform program, INL also supports the United Nations Office on Drugs and Crime (UNODC) in its efforts to work with the government on criminal justice and anti-money laundering. Through the Organization for Economic Cooperation and Development (OECD), INL is assisting the government to more effectively address corruption, in a manner consistent with the rule of law and respect for fundamental rights. Capacity-building among criminal investigators and prosecutors includes training and related assistance in combatting trafficking in persons.
Accomplishments: Through INL's support, the Ministry of Health Bureau of Forensics Medical Examiner has achieved ISO 9001 certification for forensic laboratories, a first in the country, and has been delivering a series of workshops in the use of forensic evidence for investigators, prosecutors, defense attorneys and judges. In regard to trafficking in persons, INL assistance along with that of other donors has helped Uzbekistan achieve a dramatic increase in TIP-NGOs and law enforcement cooperation focused on victim identification and investigations of TIP crimes. INL has fostered partnerships between Uzbekistan's government legal training academies, and its Supreme Court and the United States Federal Judicial Center. These programs have provided U.S. and other Western expertise that assists the government in implementing its rule of law reform programs.


We undertake valuations for Insurance and probate. Please enquire through the contact form.
Appraisals: We are happy to offer a free verbal assessment on paintings brought to the gallery.
Artists' Resale Rights (A.R.R), or Droit de Suite, became law in Britain on Tuesday 14th February 2006. This is a royalty, on a sliding scale from 4% to 0.25%, to be paid to living artists on the second or subsequent sale of their work. It clicks in at approximately £1,000 (anything below that is exempt). Most transactions will fall into the 4% bracket. The levy is paid to a central collection agency, either the Design and Artists Copyright Society (DACS) or The Artists Collecting Society (ACS), who deduct their commission and send the remainder to the artist. It applies to transactions through an auction, gallery or any other art market professional. In 2012 the levy was extended to the family of the artist, up to 70 years after their death. The levy is payable by the seller.


For additional information, visit the HUD Federal Registers page at hud.gov.
National Mortgage Settlement Monitor, Joseph Smith, released the latest report last week on the progress made by the five major mortgage servicers – Bank of America, Citi, GMC/Ally, JP Morgan Chase, and Wells Fargo – that are part of the settlement. Like the previously released report, Mr. Smith notes in a statement that this new report is not required by the settlement, but is an attempt to be proactive in providing information to consumers about the progress of the settlement. The report covers the period of March 1st to September 30th.
Nationally, $26B in relief has gone to over 309k borrowers. Just over $13B of the relief has been in the form of short sales, and $2.55B has been (first lien) principal reductions. As a result, the settlement continues to be scrutinized by advocacy and other groups looking for the groundswell of principal reductions expected as a result of the settlement.
Locally, just over 13K borrowers have received $980M worth of relief, $485M of that in short sales versus $114M in principal reductions.
Join the Capital Area Foreclosure Network (CAFN) and other stakeholders for a discussion of the scope of Northern Virginia's foreclosure problem, existing housing counseling and outreach efforts, particularly in the area's hotspots, and the resources needed to effectively combat the problem. Guest speakers include representatives from the Federal Reserve Bank of Richmond, U. S. Department of Housing and Urban Development (Office of Housing Counseling), Virginia Association of Housing Counselors, Virginia Cooperative Extension, Virginia Housing and Development Authority and VOICE, among others. The session will also include an open discussion on Northern Virginia's counseling needs versus capacity.
Enterprise Community Partners will host "Rebuilding Neighborhoods: Innovative Solutions for a Post-NSP World," Tuesday, December 4, 2012, 2:00 PM to 3:30 PM.
The city of Cleveland has been hit hard by the foreclosure crisis. In many neighborhoods home prices have fallen by more than half since 2005 and nearly 16,000 properties sit vacant and blighted. The availability of HUD Neighborhood Stabilization Program (NSP) funding provided a brief but welcome solution to some of these problems. However, with that resource fading, what is the way forward in a post-NSP world?
Now, more than ever, creative vacant housing redevelopment strategies are needed to reverse decline and rebuild damaged markets. This webinar will highlight the approach of two local community development organizations, Slavic Village Development and the Detroit Shoreway Community Development Organization, who are experimenting with novel approaches to housing renovation that requires little or no subsidy. Joined by Frank Ford from Neighborhood Progress Inc, this discussion is sure to offer inspiration for organizations across the country as we retool to face similar challenges in our own neighborhoods.
The Fairfax County Redevelopment and Housing Authority (FCRHA) is pleased to announce the availability of up to 90 Housing Choice Vouchers for Project-Based Rental Assistance (PBA) in support of new housing opportunities for homeless families or individuals on the FCRHA's waiting list, with eight in support of victims of domestic violence. Project-based vouchers made available will serve homeless individuals or families with supportive services as outlined in the Housing Blueprint.
United Way of the National Capital Area (United Way NCA) awarded $50,000 in designated affordable housing funds through an Affordable Housing Initiative grant to the Housing Association of Nonprofit Developers (HAND). The grant enables the development of a Communications Action Network (CAN) that will advocate for affordable housing throughout United Way NCA's eight regions.
Over the next two decades, according to George Mason University's Center for Regional Analysis, 731,457 new housing units will be needed to house the region's growing workforce. Many of these new workers will have jobs that pay less than the area median income. In addition, in D.C. alone, more than 6,500 people are currently homeless, of which more than 1,600 are children. Some 39,000 households are on the waiting list for Housing Choice Vouchers and public housing. An additional 47,500 households spend 50 percent or more of their incomes on housing, leaving little for other basic needs.
"The challenges of providing housing that people can afford impact each local jurisdiction and thus our entire region," observed Heather M. Raspberry, executive director of HAND. The regional nonprofit organization is dedicated to building a professional community of housing providers in order to increase the supply of affordable housing in the Baltimore-Washington, D.C.-Richmond corridor. "It's important that we communicate these realities effectively so we can help policymakers and housing providers better meet the need," she added.
Join us in sharing the positive benefits of housing affordability across the region.
Did you miss the Annual Leckey Forum Held November 9?
If you missed the Alliance for Housing Solution's Annual Leckey Forum, held November 9, 2012, please use this link to review and download resources and information presented that day.


text:
Da The Washington Post del 30/05/2005
Originale su http://www.washingtonpost.com/wp-dyn/content/article/2005/05/29/AR2005...
The Pentagon's top general yesterday defended the treatment of detainees at the U.S. Navy prison at Guantanamo Bay, Cuba, and said the United States thinks al Qaeda leader Abu Musab Zarqawi is wounded, though it is not known how badly.
Gen. Richard B. Myers, chairman of the Joint Chiefs of Staff, said the United States has done a good job of treating detainees humanely. Muslims in several countries have protested in recent weeks about allegations that a Koran was flushed down a toilet at Guantanamo Bay as part of the interrogation of a prisoner.
The human rights group Amnesty International released a report last week calling the prison camp "the gulag of our time."
Myers called that report "absolutely irresponsible." He said the United States is doing its best to detain fighters who, if released, "would turn right around and try to slit our throats, slit our children's throats."
"This is a different kind of struggle, a different kind of war," Myers said on "Fox News Sunday."
"We struggle with how to handle them, but we've always handled them humanely and with the dignity that they should be accorded."
Myers said a copy of the Koran was not flushed down a toilet. He repeated the Pentagon's contention that five cases of mistreatment of the Muslim holy book at Guantanamo Bay were confirmed.
The four-star general said the U.S. military has detained more than 68,000 people since the terrorist attacks of Sept. 11, 2001, and investigated 325 complaints of mistreatment. Investigations have found 100 cases of prisoner mistreatment, and 100 people have been punished, Myers said.
On Zarqawi, the leader of al Qaeda in Iraq, Myers said U.S. officials think postings on a militant Web site confirm that Zarqawi has been wounded.
Guantánamo is gulag of our time, says Amnesty
di Richard Norton-Taylor	su The Guardian del 26/05/2005


text:
In-person absentee voting opens in S.C. Senate primary
Absentee ballots can be cast at the Anderson County Registration and Elections office.
In-person absentee voting opens in S.C. Senate primary Absentee ballots can be cast at the Anderson County Registration and Elections office. Check out this story on independentmail.com: https://www.independentmail.com/story/news/2017/03/21/-person-absentee-voting-opens-sc-senate-primary/99448068/
Anderson Published 1:22 p.m. ET March 21, 2017 | Updated 3:00 p.m. ET March 21, 2017
Voting sign(Photo: Stock photo)
In-person absentee voting opened Tuesday for the South Carolina Senate District 3 Republican primary.
Voters who qualify can cast their ballots from 8:30 a.m. to 5 p.m. on weekdays at the Anderson County Registration and Elections office at 301 N. Main St. in downtown Anderson. The GOP primary is April 11.
"In-person absentee voting is opening earlier to allow voters more available days to choose from to cast an absentee ballot if needed," said Katy Smith, director of the Registration and Elections office, in a statement issued by her office. "We do not anticipate long lines and voters should be in and out fairly quick."
The eight candidates, all Republicans, are Anderson resident Dean Allen, Anderson resident Corey Bott, former state Rep. Don Bowen of Anderson, former Pendleton Mayor Carol Burdette, Powdersville resident Richard Cash, Anderson resident James Galyean, Powdersville resident Brad Johnson and former state Rep. John Tucker of Anderson. No Democrats are running for the seat.
To learn more about the qualifications for absentee voting, visit scvotes.org.
Read or Share this story: https://www.independentmail.com/story/news/2017/03/21/-person-absentee-voting-opens-sc-senate-primary/99448068/
18-year-old from Georgia found dead in retention pond on Appleton Street
2 teens in Belton charged with abuse to a 15-month-old
Man and woman die in Anderson County house fire
Fatal shooting on R Street was self-defense, Anderson Sheriff's Office says
Anderson police charge suspect in shooting on Farmer Street
A teenager from Honea Path has been charged in the shooting of his father


Dolores Tuna has been the leader and most recognized brand of tuna in the Mexican Market for over 50 years. Consumers find in Dolores Tuna a firm texture, light color and low fat content, resulting in a great flavor that distinguishes it from other brands. U.S. consumers of Mexican and non-Mexican decendents choose Dolores Tuna over others brands because of its superior quality and delicious flavor.
Dolores Tuna has been the leader and most recognized brand of tuna in Mexico for over 50 years. 21 million Mexican consumers now live in the U.S.A. and are very loyal to the national brands they grew up eating.
Because of the strong consumer acceptance among the Hispanic population, stores are pleased with Dolores sales and particularly the 25% average margins they receive on a traditionally low margin commodity item.
Dolores is 100% Prime Yellowfin Tuna, which is unquestionably a finer quality product that Skipjack Tuna primarily used in common chunk light brands. Dolores Tuna has a firm texture, light color and low fat content, resulting in a uniquely delicious flavor distinguishing it from other brands.
The difference in quality is so noticeable, in fact, that a growing number of non-Hispanic consumers now select Dolores Tuna over the traditional brands. With more average tuna per can and a flavor that cannot be matched, Dolores Tuna is experiencing significant sales growth among the non-Hispanic consumer living in the United States. Preferred shelf placement in the main tuna set alongside domestic brands has grown this consumer base.
• Brand strength in nationwide distribution.
The largest and fastest growing minority group in the United States is the Hispanic of Mexican origin. Dolores Tuna distribution has mirrored the Hispanic growth throughout the United States and currently enjoys excellent chain and independent distribution in all top US Hispanic markets. Because the Hispanic Grocery Shopper has become such an important and attractive client base, traditional Anglo stores are rapidly increasing their Hispanic product mix and Dolores is gaining additional shelf placement as a result.
For questions or comments about our products and services, please contact us via phone at (281) 754.8200 or e-mail us.
*Business hours - 9 am to 6 pm CST, Monday - Friday.


Be Our Guest Restaurant Breakfast Service!
If you know Walt Disney World at all, you know that it is so hard to land a table at the Be Our Guest Restaurant in Cinderella's Castle! This is one restaurant you must book far in advance to even stand a chance of landing a table for your family. I had some friends recently visit, who booked months in advanced, to have one option for dinner, and that was at 8:30PM. Sadly, they had to miss the fireworks display! Well, I'm here to help prevent this from happening to you!
I have some good news for everyone… The Be Our Guest Restaurant will now be serving breakfast! You know what that means? Tables and reservations have basically just doubled in size! Before, breakfast was not a permanent offering but now it is. This will give MORE guests the option to enjoy this wonderful restaurant in Cinderella's Castle at Walt Disney World. This spot is great for the kids and parents alike, seeing classic characters, such as Beast!
Guests can make reservations via DisneyWorld.com/dine, the My Disney Experience app, or by calling 407-WDW-DINE. If you plan on visiting Orlando this Fall, make sure to book with Global Resort Homes. Our website has a tremendous amount of luxury vacation homes. Also, make sure to start making reservations for the attractions you would like to see at Walt Disney World! Call Global Resort Homes today for more tips at: (888) 426-0472.


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Cervical polyp in the menopause and the need for fractional dilatation and curettage
Alexander Neri*, Boris Kaplan, David Rabinerson, Jardena Ovadia, Diana Braslavsky
Objective: To investigate the need for fractional dilatation and curettage following excision of symptomatic versus asymptomatic cervical polyps. Study Design: A prospective study was carried out on 467 women who were referred for treatment of symptomatic (accompanied by vaginal bleeding or discharge) or asymptomatic cervical polyps, from January 1, 1990 to December 31, 1992. Of these, 204 were premenopausal and 263 postmenopausal. Every excision of a cervical polyp was followed by a dilatation and curettage. The histological data were evaluated statistically using the x2-test. Results: Postmenopausal women had more asymptomatic than symptomatic cervical polyps (P = 0.004). Cervical polyps were associated with more endometrial polyps in the postmenopausal than in the premenopausal women (P = 0.0009). Postmenopausal women with symptomatic cervical polyps had more endometrial abnormalities on histological examination than those with asymptomatic ones (P < 0.0001); this difference was not significant in the premenopausal group (P = 0.49). Conclusions: While neither symptomatic nor asymptomatic cervical polyps are an indication for dilatation and curettage (following excision) in women in their reproductive years, and do not affect their management or prognosis, this is not the case in postmenopausal women. Symptomatic cervical polyps after the menopause must be excised and followed by mandatory fractional dilatation and curettage, because there is a marked incidence of associated severe pathological conditions in this age group.
European Journal of Obstetrics, Gynecology and Reproductive Biology
https://doi.org/10.1016/0301-2115(95)02144-V
Cervical polyp
Reproductive years
10.1016/0301-2115(95)02144-V
Dive into the research topics of 'Cervical polyp in the menopause and the need for fractional dilatation and curettage'. Together they form a unique fingerprint.
Dilatation and Curettage Medicine & Life Sciences 100%
Menopause Medicine & Life Sciences 68%
Polyps Medicine & Life Sciences 67%
Vaginal Discharge Medicine & Life Sciences 9%
Uterine Hemorrhage Medicine & Life Sciences 8%
Age Groups Medicine & Life Sciences 5%
Prospective Studies Medicine & Life Sciences 4%
Incidence Medicine & Life Sciences 3%
Neri, A., Kaplan, B., Rabinerson, D., Ovadia, J., & Braslavsky, D. (1995). Cervical polyp in the menopause and the need for fractional dilatation and curettage. European Journal of Obstetrics, Gynecology and Reproductive Biology, 62(1), 53-55. https://doi.org/10.1016/0301-2115(95)02144-V
Neri, Alexander ; Kaplan, Boris ; Rabinerson, David et al. / Cervical polyp in the menopause and the need for fractional dilatation and curettage. In: European Journal of Obstetrics, Gynecology and Reproductive Biology. 1995 ; Vol. 62, No. 1. pp. 53-55.
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title = "Cervical polyp in the menopause and the need for fractional dilatation and curettage",
abstract = "Objective: To investigate the need for fractional dilatation and curettage following excision of symptomatic versus asymptomatic cervical polyps. Study Design: A prospective study was carried out on 467 women who were referred for treatment of symptomatic (accompanied by vaginal bleeding or discharge) or asymptomatic cervical polyps, from January 1, 1990 to December 31, 1992. Of these, 204 were premenopausal and 263 postmenopausal. Every excision of a cervical polyp was followed by a dilatation and curettage. The histological data were evaluated statistically using the x2-test. Results: Postmenopausal women had more asymptomatic than symptomatic cervical polyps (P = 0.004). Cervical polyps were associated with more endometrial polyps in the postmenopausal than in the premenopausal women (P = 0.0009). Postmenopausal women with symptomatic cervical polyps had more endometrial abnormalities on histological examination than those with asymptomatic ones (P < 0.0001); this difference was not significant in the premenopausal group (P = 0.49). Conclusions: While neither symptomatic nor asymptomatic cervical polyps are an indication for dilatation and curettage (following excision) in women in their reproductive years, and do not affect their management or prognosis, this is not the case in postmenopausal women. Symptomatic cervical polyps after the menopause must be excised and followed by mandatory fractional dilatation and curettage, because there is a marked incidence of associated severe pathological conditions in this age group.",
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author = "Alexander Neri and Boris Kaplan and David Rabinerson and Jardena Ovadia and Diana Braslavsky",
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Neri, A, Kaplan, B, Rabinerson, D, Ovadia, J & Braslavsky, D 1995, 'Cervical polyp in the menopause and the need for fractional dilatation and curettage', European Journal of Obstetrics, Gynecology and Reproductive Biology, vol. 62, no. 1, pp. 53-55. https://doi.org/10.1016/0301-2115(95)02144-V
Cervical polyp in the menopause and the need for fractional dilatation and curettage. / Neri, Alexander; Kaplan, Boris; Rabinerson, David et al.
In: European Journal of Obstetrics, Gynecology and Reproductive Biology, Vol. 62, No. 1, 09.1995, p. 53-55.
T1 - Cervical polyp in the menopause and the need for fractional dilatation and curettage
AU - Neri, Alexander
AU - Kaplan, Boris
AU - Rabinerson, David
AU - Ovadia, Jardena
AU - Braslavsky, Diana
N2 - Objective: To investigate the need for fractional dilatation and curettage following excision of symptomatic versus asymptomatic cervical polyps. Study Design: A prospective study was carried out on 467 women who were referred for treatment of symptomatic (accompanied by vaginal bleeding or discharge) or asymptomatic cervical polyps, from January 1, 1990 to December 31, 1992. Of these, 204 were premenopausal and 263 postmenopausal. Every excision of a cervical polyp was followed by a dilatation and curettage. The histological data were evaluated statistically using the x2-test. Results: Postmenopausal women had more asymptomatic than symptomatic cervical polyps (P = 0.004). Cervical polyps were associated with more endometrial polyps in the postmenopausal than in the premenopausal women (P = 0.0009). Postmenopausal women with symptomatic cervical polyps had more endometrial abnormalities on histological examination than those with asymptomatic ones (P < 0.0001); this difference was not significant in the premenopausal group (P = 0.49). Conclusions: While neither symptomatic nor asymptomatic cervical polyps are an indication for dilatation and curettage (following excision) in women in their reproductive years, and do not affect their management or prognosis, this is not the case in postmenopausal women. Symptomatic cervical polyps after the menopause must be excised and followed by mandatory fractional dilatation and curettage, because there is a marked incidence of associated severe pathological conditions in this age group.
AB - Objective: To investigate the need for fractional dilatation and curettage following excision of symptomatic versus asymptomatic cervical polyps. Study Design: A prospective study was carried out on 467 women who were referred for treatment of symptomatic (accompanied by vaginal bleeding or discharge) or asymptomatic cervical polyps, from January 1, 1990 to December 31, 1992. Of these, 204 were premenopausal and 263 postmenopausal. Every excision of a cervical polyp was followed by a dilatation and curettage. The histological data were evaluated statistically using the x2-test. Results: Postmenopausal women had more asymptomatic than symptomatic cervical polyps (P = 0.004). Cervical polyps were associated with more endometrial polyps in the postmenopausal than in the premenopausal women (P = 0.0009). Postmenopausal women with symptomatic cervical polyps had more endometrial abnormalities on histological examination than those with asymptomatic ones (P < 0.0001); this difference was not significant in the premenopausal group (P = 0.49). Conclusions: While neither symptomatic nor asymptomatic cervical polyps are an indication for dilatation and curettage (following excision) in women in their reproductive years, and do not affect their management or prognosis, this is not the case in postmenopausal women. Symptomatic cervical polyps after the menopause must be excised and followed by mandatory fractional dilatation and curettage, because there is a marked incidence of associated severe pathological conditions in this age group.
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Neri A, Kaplan B, Rabinerson D, Ovadia J, Braslavsky D. Cervical polyp in the menopause and the need for fractional dilatation and curettage. European Journal of Obstetrics, Gynecology and Reproductive Biology. 1995 Sep;62(1):53-55. doi: 10.1016/0301-2115(95)02144-V


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text:
Greater Des Moines Habitat for Humanity's 400th home goes to Nepali immigrants
Isabella Rosario
For months, Lal and Radha Subba have been excitedly driving by the construction site on McCormick Street where their new home was being built.
Born in Bhutan, the Subbas met at a refugee camp in eastern Nepal. They relocated to Des Moines in 2015 and have two children — 5-year-old Ryan and 3-year-old Ryhel.
On Friday, Greater Des Moines Habitat for Humanity handed over keys for the new home to the family during a virtual dedication.
"We like Des Moines because there is a strong Nepali community that helps each other, the schools are good, and we feel safe," Radha Subba said in a news release from Ss. John and Paul Parish, one of Habitat for Humanity's partners through the Catholic Circle of Faith.
Related: Habitat for Humanity plans 'Rock the Block' home improvement events across central Iowa
The ceremony marked Greater Des Moines Habitat for Humanity's 400th new or renovated home in central Iowa since it was founded in 1987.
Powered by volunteer work and donations, the organization has since served nearly 1,800 families by building affordable housing and repairing homes of low-income residents, according to its website. Homeowners also invest a down payment, mortgage payments and their own labor in building their house. As a Christian ministry, Habitat for Humanity's stated mission is "seeking to put God's love into action."
"May God provide you with the strength and passion to build the next four hundred houses and beyond," Habitat for Humanity International CEO Jonathan Reckford said at the ceremony Friday. The global organization has helped more than 29 million people, according to a news release from the Greater Des Moines affiliate.
The Subbas said they look forward to having space to practice their religion, play with their kids and plant a garden.
"We would like to thank Habitat so much," they said through an interpreter Friday. "We are so lucky to be the 400th homeowners."
Isabella Rosario is a public safety reporter for the Ames Tribune. She can be reached by email at irosario@gannett.com or on Twitter at @irosarioc.


The Dunlop Apex Synergy 2.0 squash racket double pack is suitable for players seeking lightweight control and includes two rackets with an oversized (81.3in2) head for added power. These lightweight (120g), head light balanced rackets ensure increased control and a better feel and the use of Aeroskin technology results in improved speed and manoeuvrability. They come strung with Dunlop Great White 17G string in a 16x19 string pattern for easy access to spin and have been constructed using HM6 Carbon for excellent energy return. Plus, the rackets boast Power Ridge technology for more stiffness and power. Full-length covers are included for protection.
for submitting product review about Dunlop Apex Synergy 2.0 Squash Racket Double Pack.


Getting a car is a lot more complicated than you initially thought as a child. There's more paperwork involved, and if you have bad credit, getting a car for yourself feels impossible. That's when you resign yourself to taking the bus for the next few years until you can rebuild your credit score as best as you can and finally get approved for a car loan.
But did you know that a car lease is another way for you to get your own set of wheels without having to make a purchase or take out a loan?
A car lease is a long-term rental. You make an arrangement with a dealer to rent a car for at least two to three years. While there are certain limitations like kilometres which will be stated in the contract that they will discuss with you thoroughly before you are made to sign on anything.
Depending on the dealer, you can usually choose what car to lease, ranging from sedans to utes, for either personal or business use.
The best part about a car lease is that it is a lot more affordable than buying a brand new car. The down payment is affordable, and the fees can be tailored to suit your current financial situation.
Get pre-approved for the car lease, usually from a website.
Choose the type of vehicle you want, and prepare the down payment.
Review the contract thoroughly. Ask any questions that you might have, and only sign if you are comfortable with the terms.
Sign the contract, make the down payment, and drive away.
It's important to note that because the vehicle is not officially yours, you need to take care of it. That means making sure it gets the right type of petrol and maintaining and driving it as carefully as you can.
Once your contract is up, you can return the vehicle to get an upgrade. Or you can buy the car from the dealer, making it officially yours.
For a lot of people, the choice of being able to purchase the leased car is the most appealing aspect of all, as they will be able to get a car at a much lower price.
Can I lease a car even with bad credit in Australia?
Contrary to popular belief, the answer is yes. You can lease a car even with bad credit. Having a lease car can also help you rebuild your credit score with each payment made on time.
Being able to commit to this financial obligation will show creditors that you can be trusted to make payments. Aside from car finance, there are other ways for you to rebuild your credit. Doing this all together can be a step forward for your finances.
Now, the real question is where you should get a car lease. Not all dealers and lenders will be keen to offer you their services if they see your credit score.
Luckily, there are a select few that will look past your past financial mistakes, and look at your current standing. If they see that you are struggling to stay afloat, they will throw you a line. That is your chance, and it is best that you do everything you can to hold onto it.
Armed with a better idea on how and what a car lease is and what it can do for you, it is time to find the perfect car finance company that will cater to your needs.
You don't have to look far, however, as Alpha Finance is here to assist you. With nine locations all over Australia, you can easily make an appointment and drive away in your new vehicle within a week. It's that fast and simple.


Charlie is a one-year old Cocker Spaniel. Sweet guy. Nice temperament. Gets along with everyone! Come meet him soon!
Interested in meeting Charlie? Please review our Adoption Process and Application and then contact Tails of the City for more information.
Hello I am very interested in adopting Charlie!!


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