text:
On August 3, 1990, President of the United States George H. W. Bush declared the month of November as National American Indian Heritage Month, thereafter commonly referred to as Native American Heritage Month. The bill read in part that "the President has authorised and requested to call upon Federal, State and local Governments, groups and organisations and the people of the United States to observe such month with appropriate programs, ceremonies and activities".  This landmark bill honouring America's tribal people represented a major step in the establishment of this celebration which began in 1976 when a Cherokee/Osage Indian named Jerry C. Elliott-High Eagle authored Native American Awareness Week legislation the first historical week of recognition in the nation for native peoples. This led to 1986 with then President Ronald Reagan proclaiming November 23–30, 1986, as "American Indian Week".

This commemorative month aims to provide a platform for Native people in the United States of America to share their culture, traditions, music, crafts, dance, and ways and concepts of life.  This gives Native people the opportunity to express to their community, both city, county and state officials their concerns and solutions for building bridges of understanding and friendship in their local area. Federal Agencies are encouraged to provide educational programs for their employees regarding Native American history, rights, culture and contemporary issues, to better assist them in their jobs and for overall awareness.

History of public observances for American Indians

Current designation

 101st United States Congress –  November 1990 National American Indian Heritage Month

Previous designations

 101st Congress –  December 3–9, 1989 (American Indian Week)
 100th United States Congress – , September 23–30, 1988 (American Indian Week)
 100th Congress – , November 22–28, 1987 (American Indian Week)
 99th United States Congress – , November 23–30, 1986 (American Indian Week)
 97th United States Congress – , May 13, 1983 (American Indian Day)

Proclamations
In 1976, a Cherokee Indian named J.C. Elliott-High Eagle authored the historic first week of awareness and recognition for native American Indian and Alaska natives. The week of ceremonies and activities were held in October.
In 2012, 2013, 2014, 2015 and 2016 President Barack Obama made a Presidential proclamation on the 31st of October of each year that each respective November would be National Native American Heritage Month.

In 2017 and 2018 and 2019 President Donald Trump made a Presidential proclamation on the 31st of October of each year that each respective November would be National Native American Heritage Month.

Legislation
A Cherokee American Indian, J.C. Elliott-High Eagle, authored  (S.J. Res. 209) for American Indian Awareness Week, October 10–16, 1976, signed by President Gerald R. Ford. This became the first official week of national recognition for the American Indian (Proclamation 4468) since the founding of the nation.

Controversy
On October 31, 2019, President Donald Trump also proclaimed November 2019 as National American History and Founders Month to celebrate the first European founders and colonizers of America. In a similar fashion to when, on October 13, 2019, President Donald Trump issued a formal proclamation recognizing Columbus Day and not Indigenous Peoples' Day, some journalists suggested National American History and Founders Month is an attempt to subvert attention from National Native American Heritage Month and stifle the indigenous voice by announcing a celebration that can be viewed as opposing and contradictory to what National Native American Heritage Month is supposed to highlight and honor.

See also
 Indigenous Peoples' Day
 Native American Day
 Native American Heritage Day

References

External links

Presidential Proclamation -- National Native American Heritage Month, 2011
Native American Heritage Month: Fact Sheet Congressional Research Service

Presidential Proclamation - National Native American Heritage Month 2013

Month-long observances
Native American culture
Observances in the United States
November observances
Commemorative months


"Invasion by Exotic Earthworms Alters Litter- and Soil-dwelling Oribati" by Jordan L. Burke, John C. Maerz et al.
Exotic earthworms are drivers of biotic communities in invaded North American forest stands. Here we used ecologically important oribatid mite (Arachnida: Acari) communities, as model organisms to study the responses of litter- and soil-dwelling microarthropod communities to exotic earthworm invasion in a northern temperate forest. Litter- and soil-dwelling mites were sampled in 2008–2009 from forest areas: (1) with no earthworms; (2) those with epigeic and endogeic species, including Lumbricus rubellus Hoffmeister; and (3) those with epigeic, endogeic, and anecic earthworms including L. terrestris L. Species richness and diversity of litter- and soil-dwelling (0–2 cm soil depth) oribatid mites was 1–2 times higher in sites without earthworms than in sites with worms. Similarly, litter-dwelling oribatid mites were between 72 and 1,210 times more abundant in earthworm-free sites than in sites with worms. Among earthworm invaded sites, abundance of litter-dwelling oribatid mites in sites without the anecic L. terrestris was twice as high in May and 28 times higher in October, compared to sites with L. terrestris. Species richness, diversity, and abundance of oribatid mites were greater in litter-layers than in the soil-layers that showed a varied response to earthworm invasion. Species compositions of both litter- and soil-dwelling oribatid mite communities of forests with no earthworms were markedly different from those with earthworms. We conclude that exotic earthworm invasions are associated with significant declines of species diversity, numbers, and compositional shifts in litter- and soil-inhabiting communities. These faunal shifts may contribute to earthworm effects on soil processes and food web dynamics in historically earthworm-free, northern temperate forests.


3117715 ✉ South Australia 1943 (Jul 19) Tatts cover with large part strike of 'LOVEDA[Y] [GROUP]/19JUL1943/INTERNMEN[T] [CAMP]' datestamp in violet, fine condition.
2611650 ✉ Cracow 1940 (Jul 30) SS Feldpost cover to Leipzif, with SS Totenkopf Regiment handstamp. This regiment was responsible for setting up the first gas chambers on truck, rare.
2588793 ✉ 1941 (Jul 9) use of Jugoslavia 1d Postal Card from Panchevo to a Lieutenant POW at Oflag VI/B pmkd German Feldpost cds July 12 alongside violet Feldpost Office handstamp (No. 08633) and rectangle camp censor arr handstamp. Rare Feldpost system use for POW mail with Dr Hans Zydek 1989 certificate (whose handstamp also appears on the message side of the card).


text:
Q: MySQL Search PHP Script I would like to create a script to search a MySQL table (data). The table has two columns (ID & PRICE). Search must be done by ID and Price has to be displayed in the page, any ideas?

A: The query will be
select price from table_name where id = your_id

redpajama_set_name: RedPajamaStackExchange


07:41 Corner kick by Rhode Island RICHTER, Dominik [07:41].
07:57 Shot by Rhode Island KRISTIANSEN, Peder, Blocked.
16:14 Shot by VCU GREENE, Jared, Save (by goalie) PENSKE, Roger.
24:19 Shot by VCU MUNTS, Fortia, Blocked.
27:33 Substitution!Rhode Island substitution: TRCKA, Simon for BRANGMAN, Chae.
28:11 Shot by Rhode Island AKSELSEN, Edvin, Save (by goalie) SEQUEIRA, Mario.
28:50 Shot by Rhode Island TRCKA, Simon, Save (by goalie) SEQUEIRA, Mario.
28:56 Corner kick by Rhode Island RICHTER, Dominik [28:56].
31:05 Offside against Rhode Island.
31:42 Shot by VCU MUNTS, Fortia, Wide.
35:33 Shot by VCU FITCH, Simon, Wide.
35:40 Substitution!Rhode Island substitution: JESMAN SUNDE, Emil for AKSELSEN, Edvin.
36:12 Shot by VCU NGOH, Martin, Wide.
39:51 Corner kick by VCU HAJI, Siad [39:51].
41:22 Shot by VCU FITCH, Simon, Blocked.
42:15 Shot by VCU MUNTS, Fortia, High.
43:54 Shot by Rhode Island RICHTER, Dominik, Save (by goalie) SEQUEIRA, Mario.
45:00 Shot by Rhode Island RICHTER, Dominik, Wide.
45:00 For Rhode Island: #18 BRANGMAN, Chae, #10 RICHTER, Dominik, #21 DALEY, Liam, #9 ZAROKOSTAS, Stavros, #2 KARTERUD, Sondre, #3 KRISTIANSEN, Peder, #6 MIDDRUP, Niklas, #0 PENSKE, Roger, #28 AKSELSEN, Edvin, #8 BENCO, Ludvik, #15 DICKSON, Tyler.
45:00 For VCU: #17 LOCKABY, Eli, #5 FITCH, Simon, #10 HAJI, Siad, #2 SHIMAZAKI, Ryo, #4 SEWELL, Zeron, #23 SEQUEIRA, Mario, #21 NGOH, Martin, #11 MUNTS, Fortia, #12 PEARSON, Peter, #14 GREENE, Jared, #3 EDVARDSEN, Ulrik.
45:56 Corner kick by VCU HAJI, Siad [45:56].
46:10 Header Shot by VCU GREENE, Jared, Wide.
49:49 Shot by VCU PEARSON, Peter, Save (by goalie) PENSKE, Roger.
53:58 Header Shot by VCU SEWELL, Zeron, Wide.
54:26 Shot by VCU GREENE, Jared, Save (by goalie) PENSKE, Roger.
55:08 Shot by Rhode Island KARTERUD, Sondre, High.
55:50 Shot by Rhode Island ZAROKOSTAS, Stavros, Save (by goalie) SEQUEIRA, Mario.
58:40 Substitution!Rhode Island substitution: JESMAN SUNDE, Emil for KRISTIANSEN, Peder.
58:59 Shot by Rhode Island BRANGMAN, Chae, Save (by goalie) SEQUEIRA, Mario.
60:19 Shot by VCU NGOH, Martin, Save (by goalie) PENSKE, Roger.
62:36 Substitution!Rhode Island substitution: KRISTIANSEN, Peder for JESMAN SUNDE, Emil.
64:48 Shot by VCU NGOH, Martin, Save (by goalie) PENSKE, Roger.
67:23 Shot by VCU FITCH, Simon, Wide.
67:27 Substitution!Rhode Island substitution: TRCKA, Simon for RICHTER, Dominik.
69:00 Shot by Rhode Island AKSELSEN, Edvin, High.
72:33 Shot by Rhode Island ZAROKOSTAS, Stavros, Wide.
75:59 Shot by VCU NGOH, Martin, Blocked.
76:05 Substitution!Rhode Island substitution: RICHTER, Dominik for BRANGMAN, Chae.
78:38 Shot by VCU FITCH, Simon, Wide.
78:45 Substitution!Rhode Island substitution: JESMAN SUNDE, Emil for AKSELSEN, Edvin.
78:45 Substitution!VCU substitution: ROBINSON, Oquin for FITCH, Simon.
79:44 Yellow card on VCU NGOH, Martin.
82:56 Shot by Rhode Island TRCKA, Simon, Save (by goalie) SEQUEIRA, Mario.
84:31 Shot by VCU PEARSON, Peter, Save (by goalie) PENSKE, Roger.
85:13 Substitution!Rhode Island substitution: BRANGMAN, Chae for TRCKA, Simon.
85:13 Substitution!VCU substitution: MURPHY, Luke for NGOH, Martin.


One thing I learned from the aforementioned art show is how much people loved my piece "The God Cube." I decided that it had been so long since I worked on that piece that I wanted to revisit the concept. Of course, being myself, I couldn't just do the same thing again; it had to be bigger and badder.
So, once again pulling inspiration from my favorite childhood pastime, I present this new piece!


text:
Q: Very very simple - CSS positioning -what am i doing wrong? Help! I'm new to CSS/HTML and I can't understand what it is i'm doing wrong.
I want the three nav links on the right to be at the top of the page, but at the moment they are underneath the nav links on the left.
They are all within the div.wrapper, yet the nav#menu2 doesn't seem to be a part of it?
Where am i going wrong?
Here's the HTML:

TESTER SITE

About Us

Mission & Background

Objects, Vision & Values

Staff Members

Board Members

Our Projects

Training & Events

News

Publications

Home

Service Providers

Contact

FB

TW

Here's the CSS:
body {
padding:0;
margin:0;
vertical-align:baseline;

}

.feature a,
.cta a.cta_btn,
.testimonials #t_nav#nav_menuigation a,
header ul.social li a,
header nav#nav_menu ul li, header nav#nav_menu ul li ul, header nav#nav_menu ul li ul li a, header nav#nav_menu ul li:hover a {
transition:all .2s linear;
-webkit-transition:all .2s linear;
-moz-transition:all .2s linear;
-o-transition:all .2s linear;
}

/*  header  */

header{
width: 97%;
background: #e52929;
position:fixed;
z-index: 999;
box-shadow: 0px 0.5px 2px 1px #101010;
padding:0 1.5% 0 1.5%;

}

h5.logo{
float: left;
display:inline-block;
margin-right:2%;
font-size: 1.3rem;
font-family: 'Source Sans Pro', sans-serif;
font-weight:700;
text-transform: uppercase;
color:#fff;
margin-top:4px;
margin-bottom: 0;
position:relative;

}

header .menu_icon{
display: block;
width: 35px;
height: 35px;
background: url('../img/menu_icon.png') no-repeat;
float: right;
margin-top: 23px;
display: none;
}

header nav#nav_menu{

width:65%;
position:;

}

header nav#nav_menu ul li {

font-size: 0.9em;
font-family: 'Source Sans Pro', sans-serif;
font-weight:700;
text-transform: uppercase;
padding:1% 1%;
margin: 0 auto;
display:inline-block;
text-align:left;
overflow:hidden;
margin-top: 0;

}

header nav#nav_menu ul ul {
position:absolute;
z-index:900;
visibility:hidden;
background-color: #fff;
width:180px;
overflow:hidden;
margin-left:-8px;

padding:0;

}

header nav#nav_menu ul ul li {
display:block;
margin:0 auto;
width:100%;
z-index: -1;
padding:0;

}

header nav#nav_menu ul ul li a {
display:block;
padding:8% 10% 8% 5%;
margin-left:0;
font-size: 13px;
font-family: 'Source Sans Pro', sans-serif;
font-weight:700;
width:100%;
color:#e52929;

}

header nav#nav_menu ul li a {
text-decoration: none;
color: #fff;
}

header nav#nav_menu ul li:hover{
background-color: #fff;
}

header nav#nav_menu ul li:hover a{
color: #e52929;
}

header nav#nav_menu ul li:hover ul{
display:block;
visibility: visible;
}

header nav#nav_menu ul li ul li:hover a {
background-color:#e52929;
color:white;

 }

header nav#menu2 {
position:relative;
float:right;
width:40%;
margin-top: 0;

}

header nav#menu2 ul {
list-style-type: none;
 }

header nav#menu2 ul li {
display: inline-block;
padding: 2%;
background-color: #ffffff;
box-shadow: 0px 1px 4px 0px #101010;

 }

header nav#menu2 ul li:nth-child(4), header nav#menu2 ul li:nth-child(5) {

background-color: #525252;

}

header nav#menu2 ul li a:active, a:visited, a:link {
color:#e52929;
text-decoration: none;
font-family: 'Source Sans Pro', sans-serif;
font-weight:700;
text-transform: uppercase;

}

/** {
   background: #000 !important;
  color: #0f0 !important;
  outline: solid #f00 1px !important;
}

 */

http://jsfiddle.net/7zeLm1gu/

A: You can add some float positioning to the menus: float:left;
Also, you need to adjust the percentage values for header nav#nav_menu and nav#menu2. The way you have it, they total up to 105%.
So, you could do this with your existing code:
header nav#nav_menu,
header nav#menu2 {
  float:left;
}

header nav#nav_menu {
  width:45%;
}

Example
Side note - you'll eventually want to use a CSS Reset. If you look at the lists in your header, you'll see some default padding.

A: Looks like you need a combination of setting your widths correctly, and using floats. See this demo
I set floats:
#nav_menu, #menu2{float:left;}

and reduced the width of the first menu to 35% from 65%.
HTH,
-Ted

A: See your own stylesheet on:
header nav#nav_menu{

width:65%;
position:;

}

position is missing the value. you can remove the position.
Then, change manually in #menu2, as follows:
header nav#menu2 {
float:right;
width:40%;
margin-top:-17px;

}


text:
Первенство России по хоккею с мячом среди команд первой лиги 1993/1994 прошло с 20 ноября 1993 по 24 февраля 1994 года. 27 команд были разделены на 3 группы. На финальном этапе по одной лучшей команде от каждой группы и три худшие команды высшей лиги в переходном турнире определили четверку команд, которые будут выступать в высшей лиге.

Первая группа

Таблица составлена по Энциклопедии «Хоккей с мячом», Москва, изд. Новые Технологии, 2009 год; авторы Соснин В. И, Щеглов М. И. и Юрин В. Л. ISBN 978-5-86541-025-6. К сожалению, в Энциклопедии допущен ряд неточностей. Они исправлены по газете «Оранжевый мяч России», 1994 год, № 5—6.

Вторая группа

Таблица составлена по Энциклопедии «Хоккей с мячом», Москва, изд. Новые Технологии, 2009 год; авторы Соснин В. И, Щеглов М. И. и Юрин В. Л. ISBN 978-5-86541-025-6.

Третья группа

Таблица составлена по Энциклопедии «Хоккей с мячом», Москва, изд. Новые Технологии, 2009 год; авторы Соснин В. И, Щеглов М. И. и Юрин В. Л. ISBN 978-5-86541-025-6.

Переходный турнир

Результаты игр команд высшей лиги между собой в переходном турнире засчитаны им при определении итогов в высшей лиге. По результатам переходного турнира право выступать в высшей лиге получили «Локомотив» (Оренбург) и «Черемшан» (Димитровград).
 «Локомотив» (Оренбург) (20 игроков): Сергей Лаврищев, Юрий Сотников — В. Басалай (47), С. Двиняшников, Р. Загидуллин, Олег Золотов (4), Юрий Коцупей (4), Олег Кукушкин (20), Максим Лоханов (2), Рим Нурутдинов (25), В. Петухов, А. Подгорнов, Вадим Поркулевич (7), Сергей Поркулевич (32), Сергей Саушкин (21), Сергей Тихонов (1), Игорь Трушкин (8), А. Филатов (4), Алексей Шайбаков (21), В. Якушенко (1). В скобках забитые мячи. Главный тренер − Г. Б. Шипилов.
 «Черемшан» (Димитровград) (22 игрока): Алексей Агафонов, Алексей Лукин — Сергей Барбунов (53), Е. Берш (10), Игорь Бойцов (18), Виктор Ибрайкин (5), Станислав Иванов, Игорь Князев (1), Дмитрий Маланин (11), Олег Немов (3), Александр Новиков (8), Вячеслав Платонов (20), Евгений Ратников (36), Ю. Спарадовский, Юрий Ушаков (1), Рамис Хабибуллин (44), Шамиль Шагеев (2). В скобках забитые мячи. Главный тренер − В. К. Кузьмин.

См. также

 Чемпионат России по хоккею с мячом 1993/1994

Примечания

Литература

Ссылки
 Федерация хоккея с мячом России

Первенство России по хоккею с мячом среди команд высшей лиги
1993 год в хоккее с мячом
Чемпионаты России в 1993 году
1994 год в хоккее с мячом
Чемпионаты России в 1994 году

redpajama_set_name: RedPajamaWikipedia


Hi all. I have a new HSS cutlass on order and i'm curious if the buffering/noiseless system makes installing a coil split more difficult/impossible, or if it has nothing to do with it. If it is possible, I would love to here from someone who has done so and whether or not the ENMM humbucker lends itself to decent single coil sounds, or if its a waste of time.
With the way it is set up, if you split the bridge, most likely that will be the only position that has significant hum. I assume that they used 4 conductor pickups, but they could always be 2 conductor.


text:
283 Spadina Ave, 3rd Fl.
Toronto, ON M5T 2E3
toronto@octcm.com
7100 Warden Avenue, Suite 1A
Markham, ON L3R 8B5
markham@octcm.com
Tim Sibbald, B.Sc B.Med (China) R. TCMP
After completing a degree from Queen's University in Life Sciences (B.Sc), Tim devoted a decade of his life to the study of Chinese Medicine, including an eight year stay in the People's Republic of China. He spent three years in Beijing (studying the Mandarin dialect) before moving to Shanghai to enrol in a five-year Mandarin-language, dual-degree medical program (in Traditional Chinese Medicine and Acupuncture/Tuina) at the Shanghai University of Traditional Chinese Medicine (B.Med). During this process, he was taught traditional Chinese herbs, formulas, acupuncture, moxibustion, and tuina therapeutic massage as well as Western medical theory and practice in internal and surgical medicine. Aside from medicine, he is an accomplished teacher of martial arts, qigong, and meditation, having studied extensively with some of the world's top lineage grandmasters in the Chen style Tai Chi and Xinyi LiuHe internal systems for over 12 years.
Contact Markham Campus
Contact Toronto Campus
© 2018 Ontario College of Traditional Chinese Medicine Inc.

redpajama_set_name: RedPajamaCommonCrawl


These wonderful pencils are carefully selected to particularly suit the coloring book enthusiasts. Its soft and extra thick core increases the pens life. The box contains all 12 neon colors you need to get started!


The self-storage industry is in the midst of an unprecedented development cycle. With over 1,500 newly opened facilities since 2016, it's important to know what's recently opened, along with what's on the way.
Whether you are building, buying or managing a self-storage facility, it is becoming increasingly critical that you make informed decisions with reliable information.
Cory Sylvester will show you what metrics to monitor and how to easily access the information you need to stay informed.
Why: Because new supply is headed your way!
Cory Sylvester is a Principal at Union Realtime in New York City. Cory spends the majority of his day building the highest quality datasets in the self-storage industry. In between his duties as Chief Validator, he formulates and executes the company's strategic initiatives and partnerships. Prior to Union Realtime, Cory was a Research Analyst responsible for investing in technology and media companies at Columbus Circle Investors and J.P. Morgan Asset Management. He has a B.A. in Economics from Skidmore College.


text:
Valo Therapeutics to Support Development of a Pan – Coronavirus Vaccine
Oxford, UK and Helsinki, Finland, 27th April 2020:
Valo Therapeutics Limited (Valo Tx) today announced it is working to develop a potential novel COVID-19 vaccine with applications across future pandemics. Valo Tx will use its PeptiCRAd technology to coat an (undisclosed) adenovirus vaccine vector, engineered to express coronavirus associated spike proteins, with HLA-matched peptides optimised to further boost CD8+ T-cell immune responses.
Both components of the proposed vaccine have been tested in the past, albeit individually. Non-replicating adenoviruses have been through clinical safety-testing and adenoviral vectors in general have been used safely in thousands of people across a wide range of ages. It is much faster to manufacture the clinical grade peptides necessary for coating the adenovirus, than re-engineering and manufacturing a new virus, making this approach more flexible and enabling clinical testing to progress quickly in the event that a new coronavirus strain emerges.
Professor Vincenzo Cerullo, Founder and board member of Valo Tx, commented, 'There is a pressing need for a COVID-19 vaccine, and a pan-coronavirus vaccine to address a potential future outbreak. We believe our PeptiCRAd technology is rapidly adaptable to the emergence of a new strain or even an entirely new coronavirus. We believe that by working together with vaccinology partners already developing adenoviruses transfected with SARS-COV-2 spike protein, using our innovative technologies we can actively help to address this global challenge.'
Most vaccines focus on boosting the antibody B cells response, but a T-cell immune response is important given that the infection targets the respiratory tract. COVID-19, like other Coronaviruses, replicates particularly fast and it appears that, by the time neutralizing antibodies are produced, many cells in the lungs have already become infected and require cell-mediated clearance. Adenoviral vectors are particularly strong at inducing T-cell mediated immune responses, and it is hoped that the SARS-COV-2 spike proteins will be processed to induce both T-cell and antibody mediated immunity to Covid19. By additionally coating the adenovirus with peptides specifically selected for driving CD-8+ T-cells (through MHC class 1 presentation) we expect to further enhance the cell mediated immune response; with the added capacity to broaden the immune targets.
Boosting the cell-mediated immune response in addition to antibody production should enhance prevention and may be more likely to break through the problem of immune senescence in elderly people, who are at most at risk from COVID-19.
About Valo Tx
Valo Therapeutics (Helsinki and Oxford) is an immuno-oncology company with a novel non-covalent virus-coating technology that drives a cell-mediated, in particular a CD-8+ T-cell, immune response to clear cancer cells that express abnormal proteins, or "targets", on their cell surface. This technology (called PeptiCRAd) can be rapidly adapted to target virally infected cells, since the infected cells typically express viral proteins on their surface that are seen as "non-self" targets for clearance by the immune system. Coronaviruses have spike proteins on their outer coats, and immune responses from previous coronavirus studies (resulting from the SARS and MERS outbreaks) suggest that these are a good target for a vaccine.
The Valo Tx platform, PeptiCRAd (Peptide-coated Conditionally Replicating Adenovirus), was developed out of the laboratory of Professor Vincenzo Cerullo at the University of Helsinki. It turns oncolytic adenoviruses into targeted tissue specific cancer vaccines without the need to generate and manufacture multiple genetically modified viruses. A film explaining the PeptiCRAd technology can be found here.
Valo Therapeutics
Matthew Vaughan
Email: info@valotx.com
Scius Communications
Katja Stout
kayja@sciuscommunications.com
Valo Therapeutics Acquires University of Helsinki´s technology that capitalizes on pre-existing immunity acquired via childhood vaccination programs to potentiate the efficacy of cancer treatment
Helsinki, Finland, 6th January 2022: Valo Therapeutics Oy (ValoTx), the developer of novel, adaptable immunotherapy platforms for cancer and infectious diseases, today announced the acquisition of intellectual property rights from the University of Helsinki, Finland, for the proprietary technology which utilises pre-existing immunity (PEI) against pathogens to enhance the therapeutic efficacy of ValoTx´s lead platform, PeptiCRAd. This innovative approach takes advantage of existing acquired immunity (generated, for example, through vaccination against pathogens) by including pathogen specific peptides into the company's
Valo Therapeutics Announces €11m Fundraise to Advance PeptiCRAd Immunotherapy Platform into the Clinic; Co-founder Dr Sari Pesonen, Head of R&D, promoted to CSO
Helsinki, Finland, 15 November 2021: Valo Therapeutics Oy (Valo Tx), the developer of novel, adaptable immunotherapy platforms for cancer and infectious diseases, today announced it has successfully raised Euro 11 million (around USD 12.75 million) in an oversubscribed Pre-IPO funding round. Corporate advisory firm Ironside Capital acted as lead manager for Valo Tx. The Pre-IPO fund included participation from existing investors, Freeman Road, and new investors, including ASX-listed MMJ Group Holdings. The total raised to date is now over Euro
Valo Therapeutics Announces Clinical Trial Application Submission for German Phase I Oncology Clinical Trial of PeptiCRAd-1 with Pembrolizumab
Helsinki, Finland, 13th July 2021: Valo Therapeutics Limited (Valo Tx), the developer of novel, adaptable immunotherapy platforms for cancer and infectious diseases, today announced it has submitted a clinical trial application (CTA) to the German Regulatory Agency, The Paul Ehrlich Institute (PEI) for a Phase I, first-in-human trial of PeptiCRAd-1 (Peptide-coated Conditionally Replicating Adenovirus 1) in three tumor types. The trial, to take place in Germany, will be an open-label, non-randomized, multi-centre study to evaluate the safety and immune activity


It is time to break camp and move on. Go to the hill country of the Amorites and to all the neighboring regions……………..
God destined you for greater things.You need to understand that your current position is not your destination.The fact that you have encountered multiple stops and challenges doesn't mean you should die there.Refuse to die young, refuse to be sick, refuse to be bound by sin.Refuse to be bound by debt and situations.There is so much power that God invested in you.God wants you to achieve great things.
Most christians sabotage their destiny and future by just sitting in their comfort zone.They don't want to break their camps and move on.There is a lot that happens in the camps.That's where they delay themselves, that's where do a lot of things that drag them back to their past.I understand the situation you are in right now.I understand the corner into which life has pushed you.Yes, they have wronged you, they abused you, used and hurt you.But never get too comfortable in that corner.Learn to let go and let God.Don't accept having to live your life as a victim.You have all it takes to break that camp and move on.You have stayed in that comfort zone for too long.You have toiled for long enough.You have cried long enough.This is your time to rise and move on.
When you finally decide to break your place of comfort,it doesn't matter who did what to you.Things will start working for you, they will start moving.Yes,you have received the Lord Jesus as your saviour.I know you have done all good things in your local church.I know you have paid your tithe, you have given your freewill offering, but your journey doesn't end there.You need to keep moving towards your God-given destination.
It is high time you move forward.Whether you are driving, drive towards your destination.If you are cycling, cycle towards your future.It doesn't matter whether you are walking , walk to your bright future.Open your eyes and see the future that God has in store for you.
Deal with your past accordingly,break that camp and move on.
May the Grace and favor of God follow you all the days of your life.
We give all the glory to God, thank you so much.


Kapitanov V.A., Ponomarev Yu.N., Tyryshkin I.S., Bykov A.D., Savel'ev V.N. Broadening and shift of СН4 triplet 6046.96 cm-1 and its components induced by collisions with SF6 molecules. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 493-499.
Chesnokova T.Yu., Voronina Yu.V. Influence of spectroscopic data quality on the modeling of downward solar UV radiation fluxes. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 500-503.
Kaul B.V., Samokhvalov I.V. To explanation of the phenomenon of spatial-temporal modulation of the intensity of light pillars from ground-based light sources. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 504-507.
Beresnev S.A., Vedernikov A.A., Markovich A.V. Experimental study of thermophoresis of aerosol particles under microgravity conditions. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 508-513.
Zuev V.V., Burlakov V.D., Dolgii S.I., Nevzorov A.V., El'nikov A.V. Breakthrough of stratospheric air masses into the upper troposphere retrieved from ozone lidar measurements. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 514-519.
Belan B.D. Tropospheric ozone. 3. Mechanism and factors determining the ozone content in troposphere. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 520-534.
Belan B.D., Ivlev G.A., Sklyadneva T.K. Variations of UV-B radiation in Tomsk in 2003-2007. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 535-539.
Sakerin S.M., Gorbarenko E.V., Kabanov D.M. Peculiarities of many-year variations of atmospheric aerosol optical thickness and estimates of influence of different factors. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 540-545.
Engel' M.V. Analysis of WEB-resources of satellite data. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 546-552.
Afanas'ev A.L., Banakh V.A., Rostov A.P. Localization of turbulent flows by intensity fluctuations of translucent laser radiation. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 553-559.
Zavorueva E.N., Zavoruev V.V. Correlation between concentration of the photosystem reaction centers and the far-red/red fluorescence ratio for phototroph chlorophyll. // Atmospheric and oceanic optics. 2008. V. 21. No. 07. P. 560-562.


text:
var server = require("./lib/api");
var daemon = require("./lib/daemon");
var socket = require("./lib/socket");
var Status = require("./lib/status");

GLOBAL.step = require("step");
GLOBAL.util = require("util");
GLOBAL.status = new Status();

server(10420);
socket(10421);
daemon(6600, "localhost");

redpajama_set_name: RedPajamaGithub


Twitter, a social media site that verifies Nazis, is legally required to hide Nazi content and symbols in Germany and France. You can take advantage of this without moving to Germany.
1. From the Twitter homepage, click your avatar on the top right.
3. In the third section, "Content," change your country to Germany.
Now any new page will load with Germany's content filters in place.
Barack Obama: Still not a Nazi.
Your trending topics and language preference stay the same. So does the location displayed on your profile page. We've noticed one bonus: The Moments tab disappears.
As user CanolaYogurt points out, Twitter saves the setting in your browser, not your account. So you can log into other accounts and you'll still get German filtering. But you'll need to re-apply the setting in every different browser or computer you use.
So far I haven't found this setting in Twitter's mobile app. One more reason to delete Twitter off your phone.


text:
Subway sweep: Mets beat Yanks 3-1, take four in row
NEW YORK (AP) — Dillon Gee finished off the New York Mets' most unexpected Subway Series sweep.
Gee struck out a career-high 12 and limited the Yankees to four hits over 7 1-3 innings Thursday night in a 3-1 win that gave the Mets a four-game season sweep of their older, more prestigious rival.
Marlon Byrd had a two-run, second-deck homer in the second off rookie Vidal Nuno (1-2), John Buck hit a slow-rolling RBI single off third base in the eighth and Gee made that stand up against the Yankees, who totaled just seven runs in the four games.
Since the start of interleague play in 1997, the only sweep had been by the Yankees, when they went 6-0 in 2003.
The Yankees began the week with a 54-36 record against their crosstown rival and led the AL East at 30-20. And the Mets, who had never won four straight over the Yankees, were fourth in the NL East at 18-29.
But the Mets played their best ball of the season and extended a winning streak to five for the first time since May 5-9 last year. And the Yankees have lost five in a row in a single season for the first time since a six-game slide from May 11-16, 2011.
Gee (3-6) had not pitched more than 6 1-3 innings since surgery last July to remove a blood clot from his pitching shoulder.
His control was the key. Using a sharp slider and a fastball in the upper 80s, he didn't go to three balls on a single batter and retired his final 15 in a row.
The Mets tied a franchise record by going three straight games without allowing a walk, the first time they've accomplished the feat since July 5-7, 1994, according to STATS. Yankees batters, usually patient, have gone three games without a free pass since June 12-14, 1991, when Kevin Maas was their cleanup hitter.
While Gee wasn't missing the plate, he was missing something: whiskers. Since he pitched against Altanta last weekend, Gee shaved off his beard and mustache.
He escaped two-on, no-outs trouble in both the first and second innings, and then allowed just one more runner — on Robinson Cano's one-out homer in the third, his 14th of the year. Gee and his bullpen then retired the Yankees' last 20 batters.
Scott Rice got the final two outs of the eighth, and Bobby Parnell finished the four-hitter for his ninth save in 11 chances.
Nuno, a 25-year-old left-hander, allowed two runs and three hits in six innings in his third big league start and fifth appearance. Nuno didn't allow a hit after Anthony Recker's double in the second and retired his final 10 batters. He appears likely to be sent back to the minor leagues when Andy Pettitte is activated from the disabled list on Monday to start against Cleveland.
Byrd's homer, his second in two nights, came on an up fastball following a leadoff walk by Lucas Duda. The Mets added a run in the eighth when Omar Quintanilla walked against Shawn Kelley leading off, advanced on a comebacker, took third on Joba Chamberlain's wild pitch and scored on Buck's slow roller — the Mets' first hit since the second.
The Yankees' patchwork starting lineup included just two players projected as starters when spring training began: center fielder Brett Gardner and Cano at second. The Yankees struck out 14 times and, in the eighth, Reid Brignac and Gardner turned around to question plate umpire Adrian Johnson following strikeouts.
Thirteen Yankees have made 14 trips to the disabled list that caused them to miss 507 roster days, according to STATS, but first baseman Mark Teixeira and third baseman Kevin Youklis are likely to be activated from the disabled list on Friday, ahead of a weekend series at home against AL East-leading Boston.
NOTES: The game drew 44,207, the second-lowest for a Subway Series game at new Yankees Stadium, ahead of only the 43,681 Wednesday. ... The Yankees lost their last four regular-season games in 2011 and their first three in 2012. ... The rivals played three games apiece in 1997 and '98, then six regular-season games a year through 2012. The Yankees brushed past the Mets 4-1 in the 2000 World Series for their third straight title. ... Chamberlain, back from a strained oblique, made his first appearance since April 27. .. Quintanilla was brought up from Triple-A to take the roster spot of Ruben Tejada, who went on the DL with a strained right quadriceps. Quintanilla flubbed his first chance, allowing David Adams' second-inning grounder to roll through his legs. ... The Mets said LHP Jonathon Niese will miss his turn Sunday against Miami because of shoulder tendinitis.


text:
Home / News / Los Van Van Brings Cuban Music to the United States
Los Van Van Brings Cuban Music to the United States
VAN VAN BAND
The orchestra Los Van Van monopolizes today the attention of all Cuban music lovers during its US tour, when it will be performing in more than 10 cities in addition to Puerto Rico. The media, particularly the specialized music magazine Billboard, praised the presentation of the legendary group, which has remained it popularity since its founding over 40 years ago.
According to reports from that publication, Los Van Van are one of the essential groups in Cuban musical history, an icon in the soundscape of the island.
The group will perform this month in Texas, Louisiana, Florida, Georgia, North Carolina and Pennsylvania. Then, it will travel to New York, New Jersey and Washington; and will end the tour at the amphitheater Tito Puentes, of Puerto Rico, on July 9.
This is the second time Los Van Van made a US tour, after the death of its creator, Juan Formell. It is still remembered its concert in Miami last year, before an audience of more than 5.000 spectators.


Clear Pro International needed a website to educate consumers about their anti-microbial spray technology. At the same time, they are growing their dealer network and needed a way for visitors that are interested in the product to contact their local dealer.
Clear Pro already had existing marketing materials that they had created prior to the website. We took the art direction from these materials and matched them so that the experience both online and offline was congruent.
Clear Pro had a vast library of videos that they had from old marketing campaigns. So we decided to convert the videos, create a new YouTube channel and place them throughout the site.
We create a three panel informational section on the homepage that allowed us to quickly inform the visitor of what Clear Pro does and how they do it. We also made it possible to highlight more videos in this section.


Vision Therapy Exercises are More Than Just Eye Exercises Vision therapy exercises are often thought of as being eye exercises, yet they go far beyond the scope of traditional therapies for the eyes. Eye exercises are often criticized as being hard work, laborious and ineffective when it comes to children with learning difficulties, and while these criticisms certainly hold true for most eye therapies they are not true for vision therapy exercises.
The basic premise of vision training is that the eyes are attached to the brain. Therefore, while we may incorporate some aspects of traditional eye exercises, we need to address the relationship between the eyes and the brain. While older eye exercises supposedly try to strengthen muscles or readdress imbalances in the muscles, our intensive vision therapy goes beyond this as it attempts to modify what the brain understands from input from the vision system. This opens the scope for helping children interpret and understand what they see, not just getting the eyes to see it, and so we can investigate and train a far wider range of skills in a child with learning disabilities.
What Can Vision Therapy Train?
Vision training has the ability to sharpen a large number of skills that are required by children to read, write and spell effectively. While some more traditional treatment is incorporated, notably those which promote eye coordination and focusing, the greater emphasis is placed on vision exercises which directly impact on a child's visual skills and hence school performance. So what are the areas which these visual therapies train, and how do these have an effect on a child's ability to learn? As someone who is designing and applying these ideas for my patients who have problems with how they learn, I am uniquely placed to be able to share exactly what we are targeting and how improving vision and visual performance can influence learning. 1. Focus: Most kids use this in two main ways. They must be able to change focus quickly and accurately, especially for tasks like copying off the board, and most importantly they need to be able to sustain it over a period of time, enabling them to concentrate for longer without getting sore or tired eyes, headaches or being distracted. 2. Eye Teaming: We have two eyes, and they need to work as a team, both when they are relaxed looking at a distant object, and especially when they are converged when viewing a book or computer. If they fight one another this causes stress on the vision system and symptoms like double vision, suppressing one eye and reduced concentration on near work. These are the more traditional treatment techniques that we incorporate into our vision training, but the true power of this program comes when we address the next areas… 3. Eye Movements or Tracking: To read, kids must move their gaze across the page and confidently know that they are pointing to the next word in order to read well. Inaccuracies in this skill cause them to misread words, skip words, skip lines or lose their place, and this skill responds extremely well to the right training. 4. Visualization or Visual Memory: This skill is the very building block that we use to remember spelling words, and without it kids struggle to learn spelling, and regularly misspell words. It is loads of fun to train, responds very well to our training methods and enables them to learn vast amounts of words quickly and easily, exploding their vocabulary by hundreds of words. Learn this skill and spelling becomes easy! 5. Laterality and Directionality: Training these skills with our system reprograms the special map in a child's mind and rapidly teaches them rights and lefts. This usually entirely eliminates letter reversals, even in young children. 6. Eye-Hand Coordination and Bilaterality Training: Using fun gross and fine motor activities we can help kids to have greater control of their pencil when they are writing, as well as improving their general coordination for sports and other activities. 7. Other Skills: Our vision training also can also provide treatment for developmental deficiencies in areas like sequencing, coding, spacial awareness and figure-ground, all of which add essential skills to a child and help them improve in their reading, writing and spelling. Programs we have designed are targeting the ability of children to learn effectively by training and improving their visual skills, and we have had an amazing success rate with our patients. This is because vision therapy exercises are far more than traditional eye exercises, they are training kids for a lifetime of learning!
Vision therapy exercises are often thought of as being eye exercises, yet they go far beyond the scope of traditional therapies for the eyes. Eye exercises are often criticized as being hard work, laborious and ineffective when it comes to children with learning difficulties, and while these criticisms certainly hold true for most eye therapies they are not true for vision therapy exercises.
The basic premise of vision training is that the eyes are attached to the brain. Therefore, while we may incorporate some aspects of traditional eye exercises, we need to address the relationship between the eyes and the brain.
While older eye exercises supposedly try to strengthen muscles or readdress imbalances in the muscles, our intensive vision therapy goes beyond this as it attempts to modify what the brain understands from input from the vision system. This opens the scope for helping children interpret and understand what they see, not just getting the eyes to see it, and so we can investigate and train a far wider range of skills in a child with learning disabilities.
Vision training has the ability to sharpen a large number of skills that are required by children to read, write and spell effectively. While some more traditional treatment is incorporated, notably those which promote eye coordination and focusing, the greater emphasis is placed on vision exercises which directly impact on a child's visual skills and hence school performance.
So what are the areas which these visual therapies train, and how do these have an effect on a child's ability to learn? As someone who is designing and applying these ideas for my patients who have problems with how they learn, I am uniquely placed to be able to share exactly what we are targeting and how improving vision and visual performance can influence learning.
1. Focus: Most kids use this in two main ways. They must be able to change focus quickly and accurately, especially for tasks like copying off the board, and most importantly they need to be able to sustain it over a period of time, enabling them to concentrate for longer without getting sore or tired eyes, headaches or being distracted.
2. Eye Teaming: We have two eyes, and they need to work as a team, both when they are relaxed looking at a distant object, and especially when they are converged when viewing a book or computer. If they fight one another this causes stress on the vision system and symptoms like double vision, suppressing one eye and reduced concentration on near work.
3. Eye Movements or Tracking: To read, kids must move their gaze across the page and confidently know that they are pointing to the next word in order to read well. Inaccuracies in this skill cause them to misread words, skip words, skip lines or lose their place, and this skill responds extremely well to the right training.
4. Visualization or Visual Memory: This skill is the very building block that we use to remember spelling words, and without it kids struggle to learn spelling, and regularly misspell words. It is loads of fun to train, responds very well to our training methods and enables them to learn vast amounts of words quickly and easily, exploding their vocabulary by hundreds of words. Learn this skill and spelling becomes easy!
5. Laterality and Directionality: Training these skills with our system reprograms the special map in a child's mind and rapidly teaches them rights and lefts. This usually entirely eliminates letter reversals, even in young children.
6. Eye-Hand Coordination and Bilaterality Training: Using fun gross and fine motor activities we can help kids to have greater control of their pencil when they are writing, as well as improving their general coordination for sports and other activities.
7. Other Skills: Our vision training also can also provide treatment for developmental deficiencies in areas like sequencing, coding, spacial awareness and figure-ground, all of which add essential skills to a child and help them improve in their reading, writing and spelling.
Programs we have designed are targeting the ability of children to learn effectively by training and improving their visual skills, and we have had an amazing success rate with our patients. This is because vision therapy exercises are far more than traditional eye exercises, they are training kids for a lifetime of learning!


text:
import unittest

import numpy as np
from systemds.context import SystemDSContext

class TestSource_NoReturn(unittest.TestCase):

    sds: SystemDSContext = None
    src_path: str = "./tests/source/source_with_no_return.dml"

    @classmethod
    def setUpClass(cls):
        cls.sds = SystemDSContext()

    @classmethod
    def tearDownClass(cls):
        cls.sds.close()

    def test_01(self):
        s = self.sds.source(self.src_path,"test")
        c = s.no_return()
        c.compute()
        stdout = self.sds.get_stdout()
        self.assertEqual(4.2 + 14 * 2,float(stdout[0]))

    def test_02(self):
        s = self.sds.source(self.src_path,"test")
        c = s.no_return(4)
        c.compute()
        stdout = self.sds.get_stdout()
        self.assertEqual(4 + 14 * 2,float(stdout[0]))

    def test_03(self):
        s = self.sds.source(self.src_path,"test")
        c = s.no_return(a=14)
        c.compute()
        stdout = self.sds.get_stdout()
        self.assertEqual(14 + 14 * 2,float(stdout[0]))

if __name__ == "__main__":
    unittest.main(exit=False)


Strawberry Plains Ash Wednesday services are eluding me. I'll post on those as soon as I find out about them.
Did you read about the Ash Wednesday service in Jacksboro? Its on the Associated Content box to the right of this box.
Ash Wednesday marks the beginning of Lent. Services on this night include the imposition of ashes on one's forehead. This is a reminder of the sacrifice that Christ made. Palm branches from the Palm Sunday of the previous year are dried and then burned to create the ashes.
Not every Christian denomination participates in the Ash Wednesday observation. Those who do are almost always moved.


Highbury Fields Summer Concert 2018 was a fantastic success filled with a wide range of hits from across the decades, including: Moon River, Smells Like Teen Spirit and Teenage Fantasy. The music department were delighted to invite many new performers to the stage as well as many seasoned performers in the higher years. All of the student's dedication and hard work were appreciated by both friends and family, whom the music department would like to thank for their continued support.


text:
25 Aug 2021 By	Stella Stretton
Civil Litigation & Dispute Resolution
Covid-19 Vaccination Records and the Privacy Act 2020
Can the Government keep a record about what vaccinations I have had?
The recent arrival of the Delta variant of Covid-19, in New Zealand has resulted in a huge increase in vaccinations. As a part of this, the New Zealand Ministry of Health (MOH) has created a "COVID Immunisation Register", also known as the CIR.
The CIR is confidential, and is used by the MOH to store records of immunisation levels within New Zealand. It records all relevant identification details for those people who have received a COVID-19 Vaccination. Examples of this information include; your name, date of birth, health number, address, details about the vaccination/s received and any reactions you had to the virus.
The CIR is accessible by medical professionals. However, the details of workers who are subject to the COVID-19 Public Health Response (Vaccinations) Order 2021 – that is workers who are legally required to be vaccinated – will also be recorded in the Border Workforce Testing Register (BWR). Employers who are required to have their workers vaccinated are able to check this second register to ensure workers that they hire are complying with those requirements.
At first glance, it can be scary to know that MOH is storing this kind of personal information. However, MOH's record keeping, like all businesses with a presence in New Zealand, is closely regulated by the Privacy Act 2020. This means that, just like anyone else, they have to comply with the rules. While anyone who receives a vaccination will automatically be recorded on the CIR, this is subject to restrictions, namely:
It will be kept confidential only to those working in the vaccination programme;
It will be held securely; and
You can correct your records if they are wrong.
Information from workers who are required to be vaccinated can also be given to their employers, who will be able to use it to ensure they comply with legal requirements, but must otherwise keep it confidential. Employers using this information should also take care to ensure that they comply with their employment obligations when they are doing so.
Privacy Act 2020
New Zealand carefully controls the way all businesses use private or personal information. This is done through the Privacy Act 2020. This Act created 13 Privacy Principles, which are flexible rules which govern the way businesses use our information. They are flexible to make sure that they can always be applied to new technologies. The principles regulate the collection, storage, use and distribution of information by business, including MOH.
The overarching principle relating to the collection of information is ensuring agencies (ie. MOH) are collecting information in manner that is lawful, fair, and not unreasonably intrusive for the individuals concerned. Broadly, this means that MOH needs to make you aware that they are collecting your information (such as your phone number) – they can't do it covertly. An example of this that you may see often is when you click onto a website, and a "cookie banner" pops up, notifying you that the website is using cookies. If they are going to use it for a particular purpose, they will also usually need your consent.
Once information has been collected, the 2020 Act requires that information be securely stored. It needs to be protected from harm such as loss, unauthorised access, misuse or modification. MOH has confirmed that the CIR operated on a secure platform hosted in Sydney. Only authorised persons can access the register.
Information should only be stored for a limited period of time. A limited period of time is the period for which it is required, and for a reasonable period of time. Here, the purpose of collecting the information is to help control the spread of Covid-19. MOH has indicated that the information will be retained on the CIR for a minimum of 10 years.
Under the Act, the information collected by MOH when administering vaccines can only be used for the purpose for which it was collected – to control the spread of COVID-19. They cannot use the information to contact you needlessly, or send you spam emails.
The only people able to access the information are Ministry staff involved in the vaccine roll out and (in the case of the BWR) employers who need to know if their staff are vaccinated. Employers who are not required to have vaccinated employees will not be able to use the CIR to check up on their workers.
Release outside of the specific reasons why the information was requested will only be possible in special circumstances – such as where you consent, or where there is a legal reason that disclosure is required. Otherwise, you are entitled to expect this information to be kept confidential.
What can I do if I think my privacy rights are being breached?
You are always entitled to get in contact with any organisation holding your information, and request a summary of the information held. This is the same for the MOH. If there are any errors, you are entitled to request that the information be corrected.
If you feel that the a company has breached the Privacy Act, you should get in touch with them. If you aren't happy with their response, you are able to make a complaint to the Office of the Privacy Commissioner. The Privacy Commissioner than has the power to investigate and rectify the matter. If a business does not comply with the investigation, the Privacy Commissioner can fine them up to $10,000.00.
If you are dissatisfied with the result from the Privacy Commissioner, you can appeal to the Human Rights Review Tribunal. The Tribunal can review further, and also has the power to award damages for emotional harm.
Where We Can Help
The recent changes to the Privacy Act mean that Holland Beckett Law has been advising our clients on all things privacy. This has included updating their online privacy statements, as well as correct practice for businesses to adhere to the new legislation.
We are also providing advice to clients who are affected by the various Covid orders that have been put in place – including the requirement to ensure that employees are vaccinated. This is a difficult area, and we recommend that employers working with the BWR get specific advice about their obligations.
The increasing need to create accurate records with personal information mean that it is important to have people on your side who understand the requirements – like in relation to the CIR and the BWR. We are more than happy to discuss your situation and help you better understand your rights, obligations, and options.
Stella Stretton
25 Aug 2021 Stella Stretton
The New Zealand Ministry of Health has created a "COVID Immunisation Register".
03 Apr 2020 Rebecca Steens
Commercial Law	Civil Litigation & Dispute Resolution	Property Law
COVID-19 and Contracts
COVID-19's Effect on Contractual Relationships


5 Piece Dinette set with Caster Chairs Cherry Finish Pastel Collection. "Mason" Anthony California 5–Piece Dining Set Dining Room Chairs, Modern Dining.
5 Piece Dinette set with Caster Chairs Cherry Finish Pastel Collection 9358.. Dining Room Chairs With Casters Leather Comfortable Dining Room Dining .
Tennille Casters 5 Piece Solid Wood Dining Set. . So feel free to surround your entire table with these room-making chairs, or just pop a couple of them at each .
Shop Wayfair for the best dining set with caster chairs.. The roller base makes it easy to move to a breakfast nook, kitchen, game room, or wherever you entertain.. Hamilton Dining Chair (Set of 2). By Alcott Hill. $344.99($172.50 per item)$745.00. 5. This piece features curved arm rests and a swivel and tilt design.
Find the biggest selection of Table & Chair Sets from Hillsdale at the lowest prices.
Attached to dining room chairs those small wheels add to the mobility and comfort. Hillsdale Grand Bay 5 Piece Round Dining Room Chairs With Casters Sets .


« Did You Know What You Were Getting Into Prior to Surgery?
You've been hurt by what you believe was a mistake made by your doctor. Your condition was not diagnosed and you believe that the failure to diagnose was a result of your doctor's malpractice. Now you are in pain and facing a difficult, potentially limited, future.
Is it worth it to talk to a Pennsylvania medical malpractice attorney?
What a potential recovery could mean to your family and to your peace of mind.
What a potential recovery could mean to future patients and their families.
Whether you should bear the financial burden of what happened to you.
Whether the doctor should be held accountable for his actions.
Then, you can decide for yourself whether it is worth consulting a Pennsylvania medical malpractice lawyer to find out more about your potential legal options.


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Dr. Jason Philips thought he lost his actor lover, Ewan Gallagher for good when he left on a plane for Hollywood and never came back to Carlisle, England. But fate reunited the couple as Ewan visits London for a movie premiere. Once again the two struggle to maintain their relationship as they are drawn to separate lifestyles and countries. But it is Jason who takes the leap across the pond to try and convince his lover to return to him and leave the nightmare of debauchery and sexual abuse behind in tinsel town and come back to the safety of his arms once more.


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Poland New CDO at MDC2
Maciej Madejak has been appointed chief development officer, founder, and member of the management board of MDC2. Previously, he held management-level positions at Prologis, Goodman and Panattoni.
Poland Avison Young branches out with Valuation
Avison Young has broadened its range of services with valuation and advisory.
CEE REGION Monika Rajska-Wolińska promoted to Colliers' CEE head
Monika Rajska-Wolińska has been promoted from managing partner for Poland to the position of CEO of Colliers in Central and Eastern Europe, which now covers Poland, the Czech Republic, Hungary, Romania, Slovakia and Bulgaria, effective from August 1st, 2021.
CENTRAL EUROPE Silvia Schmitten-Walgenbach to lead CA Immo
Silvia Schmitten-Walgenbach has been chosen to be the next CEO of Austrian real estate investor and developer CA Immo.
SEE REGION Colliers seeks new Serbian and Greek partners
Colliers has announced that it is ending its affiliation with its partner companies in Serbia and Greece.
CEE region Cushman & Wakefield now all shook-up
Cushman & Wakefield has reorganised its CEE leadership by creating eight new senior positions.
CEE REGION Avison Young expands into Czech and Bulgaria
Avison Young has launched two new strategic affiliations in the Czech Republic and Bulgaria to expand the firm's services to clients further across the CEE region.
The office future's hybrid – C&W
A mix of in-office and remote working is likely to be the main style of office working to maximise employee and organisational performance once the pandemic is over, according to the latest report from Cushman & Wakefield.
POLAND JLL appoints new CEO
JLL has for the first time in the history of international real estate consultancies in Poland chosen someone from outside the sector to run the company. Mateusz Bonca has been appointed the CEO of JLL in Poland, with his new posting becoming effective in mid-November.
Some new advice for the market
POLAND Reina Partners is the latest advisory to emerge on the Polish commercial real estate market.
Back to a brave new office - JLL
POLAND/WORLD As employers prepare to allow their staff to return to their offices, a recent study by JLL points out that the process will have to be done gradually and certain safeguards and revised practices will have to be in place.
C&W Poland announces new head
POLAND Krzysztof Misiak has been appointed head of Cushman & Wakefield Poland.
Michal Oparty of JLL Bratislava joins RICS
SLOVAKIA Michal Oparty, the head of the project and development services department at JLL Bratislava, has been made a member of the Royal Institution of Chartered Surveyors.
CBRE Czech unveils new head of investment
CZECH REPUBLIC Katarína Brydone has been appointed head of investment properties of CBRE in the Czech Republic, effective from June 1st. She succeeds Chris Sheils, who has decided to leave the business following Clare Sheils' promotion to managing director of CBRE Czech Republic.
Oliver Schumy steps down
EUROPE Oliver Schumy, the CEO of Immofinanz, is stepping down from the management board.
Papalekas steps down
POLAND/ROMANIA Ioannis Papalekas, the founder of Globalworth, is stepping down from the board of directors of Globalworth with immediate effect but will remain as CEO.
Skanska centralises
CEE REGION Skanska has centralised its operations in the CEE region by appointing new deputy CEOs responsible for different divisions.
Demography set to change the real estate market
WORLD Around 693 mln boomers will reach retirement age and 1.3 bln of generation Z are set to enter workforce over the next 10 years, according to the "Demographic Shifts: The World in 2030" report by Cushman & Wakefield.
JLL announces new regional boss
Sabine Eckhardt has been appointed CEO for Central Europe, with effect from May 1st.
Leach & Partners to manage for Catella
POLAND Leach & Partners have been appointed to manage two residential buildings and one private student house at ul. Rakowicka 20 in Kraków.


Another year is coming to an end, and with the Holidays spirit all around, it's that time of the year when we make New Year's resolution that we will likely forget about in six months.
To keep it real, I only have two things in mind. Of course, these do not include the countless other goals I have to improve my work and personal life. These are just two basic goals that I want to give all the glamor that they deserve for being the New Year's resolutions for 2018!
More writing does not mean better writing, and I do want to get better at writing, but without writing more, I can't really get there, can I?
You'll be surprised at how long the list of drafts is for this blog. As soon as I was told that I'd get this short and sweet domain ais.blog, I planned to write a lot more than usual and review every single gadget and app that I use. As you can guess, I do have tons of apps on my phones and computers. I also have tons of accessories for the multitude of gadgets that I have lying around the house.
You might ask, why do I need to write reviews for everything I use? The answer is simple: Because I want to. And as a tech guy myself, I do read a lot of personal reviews from others before deciding on a tech product purchase. I can see the same happening the other way around.
It's true that reviews for everything in existence already exist out there. But that's where the previously written post about "How I write reviews" comes into focus.
In a nutshell, I want to stop procrastinating on all those drafts and start finishing and publishing those blog posts. If I succeed in achieving that goal, you'll see a lot more posts being published here in 2018.
I've edited quite a few videos to date on quite a number of applications: Sony Vegas Pro, Adobe Premiere Pro, Final Cut Pro X, etc. Of them, I've loved how Final Cut Pro X on a Mac performs. I remember when I had to make a video for a class project and I rendered the whole video over six times in one night after making small adjustments! It was only possible because of the incredibly fast render time of Final Cut Pro X.
While I have made occasional videos from time to time, I've never really done it passionately. I wanted to make tech videos or video reviews to publish on YouTube. It makes perfect sense for someone like me, right? But I was always held back because I'm terrible at speaking. I made one video reviewing an Anker portable Bluetooth speaker in Bangla, but I hated it because of how dull I sound in the video.
I could have someone else record the script for me, but that entirely defeats the purpose of why people love watching reviews on YouTube. There's that "personal touch" that gives each review a unique taste. If I were to have someone else read out my script, that touch wouldn't be there. And it would very likely fail.
My voice is still terrible. Even more so in English which isn't my native language. So, review videos, unfortunately, are not possible. Instead, I want to make short videos. Short reports; the gist of exhibitions, events; interviews in a documentary style, complete with overlayed text to give more context are what I have in mind.
I don't have enough friends to work in teams nor do I have enough time to go full-on filmmaking. So, I'll start with small steps and try to make those kinds of videos. If everything goes according to the plan, you will see some videos coming out in the first half of 2018. If I discover that I have a hidden talent in that (who wouldn't love discovering hidden talents!), I'll ramp that up in the last half of 2018.
Do you have any New Year's resolution? Share with me in the comments section below and let me know what you think of mine.
All the best for your new year resolutions. Failing previous years should be the last reason why you shouldn't have goals for the coming year!
Thanks for your comment! And thanks for the link!
Yes. It's much better than having 8 and achieving none. Again, these are not goals per se, but more like things that I want to be doing in a much broader sense over the course of the next year.


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Alex the Astronaut - aka 22-year old Sydney-sider Alex Lynn was a student living in New York on a soccer scholarship where she spent her days studying science and writing songs in her dorm. Now things are different.
follow up to her spritely debut EP, To Whom It May Concern– mobilised the growing legion of fans already attuned to her wry folk-pop, it resonated well-beyond, landing at No. 23 on the triple j Hottest 100. 2018 saw Lynn perform in a co-headline national tour in April alongside Perth artist Stella Donnelly, with the pair selling out shows across the country.
Lynn's outlook has risen in tandem. From just two years ago when she was demoing ideas in a New York dormitory and simply wanting to be good enough to write songs, she's now commanding packed rooms and confidently honing her craft. Alex the Astronaut's universe is quickly expanding.


Texas Roadhouse – Free lunch from 11 a.m. until 2 p.m.
Thanks to Jennifer from Green Bay Consumer for her help in putting this list together!
Hey! It's Half Off! (Channels 18 & 24) – Famous Dave's, multiple locations. 2 – $25 gift certificates for $25.
96.5 WKLH, 102.9 The Hog, Joy 1340, Jammin' 98.3 & Big Buck Country 106.9 – Glowgolf, Southridge. Family pack (2 adults and 2 children, $28 value) for $12.
B93.3 & FM 102.1 – Skin Alive, Mequon. Facial or Mirodermabrasion ($75 value) for $35.
FOX 6 – Comedy Cafe, Milwaukee. 2 admissions on Friday or Saturday ($48 value) for $24.
WISN – Bar Louie, Bayshore. $50 gift certificate for $25.


On this date in 1792, the New York Stock Exchange was formed under the "Buttonwood Agreement". The original document was signed by 24 stockbrokers under an actual Buttonwood tree at 68 Wall Street. Formerly known as the New York Stock & Exchange Board, the name was shortened to its current form in 1863. The Exchange moved to its current location at 11 Wall Street in 1903. Happy Birthday, NYSE !!
Equity index futures markets are lower this morning. The U.S. dollar is weaker. Gold has found a bid, again. As you might have expected, Treasuries have firmed again. Risk off? This is not a fire sale by any stretch, at least not yet. Interestingly though, this is the first time that markets have noticeably reacted to the turmoil that seems to surround this White House.
The latest? Just in case you vegged out on Netflix (NFLX - Get Report) last night, the New York Times ran a story describing a memo written by former FBI Director James Comey, where the president supposedly is quoted as saying "I hope you can let this go" in reference to the Bureau's investigation of former National Security Adviser Michael Flynn. Comey is not the source of the story. Two people claiming to be close to Comey and requesting anonymity are. On top of that, the administration denies the account. An excerpt from last night's White House statement reads "This is not a truthful or accurate portrayal of the conversation between the president and Mr. Comey."
The papers will ask today if this is a smoking gun. Politicians will call for an investigation into possible obstructionist behavior by the President. Do I know the answers to these questions? No. Do I believe that this is just the beginning of a long, and winding road that distracts the nation from where it needs to be? Maybe. Do I care? I have cried every time I have ever heard the national anthem since I was a boy. Of course I do. This is where discipline comes in.
As an investor/trader, one must have a mercenary attitude toward politics. In the course of accomplishing my primary mission, I only care if this changes the environment in which I must make decisions. A memo without a timestamp that only comes to light after the author has been fired by the President might not be enough to slow down or halt the president's economic agenda. This latest news coming just after this week's news regarding classified information and the controversy that followed the firing of the James Comey adds up to a lot of distraction. In aggregate, this is a lot, whether founded or not.
Like I said, this is the first time that markets have hinted at risk-off behavior in response to increased political risk in Washington. There is no doubt that the Trump trade certainly got the market's ball rolling between the election and the inauguration. However, year to date, Trump stocks have not outperformed the marketplace in general. Financials have badly underperformed the broader indices year to date, while the materials sector has also mildly trailed the markets. Yields compressed by safety seekers will only further pressure those financial stocks. Earnings growth has been the recent market catalyst, and that season is down to tags' ends. The S&P 500 has stalled in the same area now for almost three months and has actually scraped along that rough 2400 level for weeks now. Another positive catalyst would be required in the short-term for this level to be taken and held.
This is not a positive catalyst. For the current administration to be put on the defensive nearly every day will eventually drag on the marketplace, will force higher valuations on gold and Treasuries than an otherwise unmolested environment might. Some of the technicals have turned negative, such as an apparently imminent bearish crossover on a six-month snapshot of the MACD (Moving Average Convergence Divergence). Relative strength also indicates a market closer to an "overbought" condition than it is to neutral. Do you take risk off today? Maybe, if you're overextended on the long side. Remember, Market Recon suggests a 7.5% allocation toward gold. Bet most of you are underexposed there.
Nearly every publication that I have read over the last week or two has suggested investing globally as an alternative to solely domestically. I myself, have told you that you need exposure to global markets through U.S. multi-nationals. This is why the broader market indices have outperformed the Russell 2000. Everyone you talk to seems to be overweight Europe, especially. Is this wise? It could be. The euro certainly is much stronger relative to the dollar since the election of Emmanuel Macron in France. Has the Europe trade become too popular?
An estimated $6 billion dollars worth of new capital flowed into European equity funds last week. Interesting. Year to date, the Stoxx 600 has already outperformed the S&P 500 (+9.2% vs.+7.2%). Over the last month, the outperformance is more like +4% vs. 2.2%. Seems the crowd, at least partially, was already there. Crowded trade? Probably. Justified? Maybe. Two things stick out in my mind. One, European stocks are still trading at lower valuations than U.S. stocks. Omitting the info tech sector, Europe is trading at 15.6x next year's earnings, while the S&P 500 is trading at 17.5x. That's worth something. Maybe U.S. stocks deserve to be trading at a premium. Then again, the ECB would seem to be less of a headwind than the Federal Reserve seems to be. Two, the results of the latest investor survey released by Bank of America Merrill Lynch illustrate that their investors are currently at their third-highest aggregate allocation toward Europe in the history of the survey. A lot of folks are either going to be very right, or very wrong. Am I exposed to Europe? Un poco.
10:30 - Oil Inventories (Weekly): API +882,000, Last Week -5.2 million barrels.
10:30 - Gasoline Stocks (Weekly): API -1.88 million, Last Week -190,000 barrels. Market prices for crude faced some pressure late Tuesday and into this morning after the American Petroleum Institution (API) reported a surprise build last night in their weekly inventory data. The reported drop in gasoline supplies did not appear to impact markets nearly as much. After the mini-run made by crude over the last few days coupled with the recent outperformance of the energy sector, this number will impact markets today. The fact that there is no other macro on the national docket can only increase the focus placed here.
Join Jim Cramer on May 23 for an exclusive party at Bar San Miguel, his Brooklyn tavern.
You'll get to watch a screening of Mad Money, after which Jim will arrive fresh off of the CNBC set to mingle, pose for photos and answer your investing questions.


Ask yourself, how healthy am I? Do I incorporate elements of health in my life, fresh air, pure water, whole food, exercise, rest and sleep, deep breathing, sunshine and peace?
Persistence makes up for lack of skill in anything you choose to master, especially when you are working towards your fitness goals.
Sonia is an advocate for 'Natural Alternatives' while sharing easy everyday solutions.
Her goal is to introduce practical and natural strategies in our lives as opposed to the accessible conventional ways that our society has so adapted to. She is determined and continuously researching alternatives to cultivate healthier wellness methods. Her life has not been an easy one but she persevered and is truly empathetic in nature and completely interrelates with others. Due to her experiences Sonia has a real understanding of the difficulties that our busy lifestyles and culture bring and wants to help.
Sonia maintains years of business knowledge, holistic passion and enthusiasm for change. Here on her blog you will meet some of her discoveries and revelations.
Sonia's Blog is produced to offer information for natural wellness solutions with an easy to follow blueprint for living well and enjoying life!


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Watch Online Buy Now Watchlist Favorite
Les deux Fragonard (1989)
The name of painter Jean-Honore Fragonard (1732-1806) is synonymous for a kind of painting style which celebrates carefree romantic life, indoors and out. He was a painter during the final decades of the French monarchy. In this story, he and his brother Cyprien (Robin Renucci), who is an early pioneer in medical anatomy (he dissected corpses and made drawings of what he found in them), have fallen in love with the same woman, Marianne (Philippine Leroy-Beaulieu), a laundress. This attraction has not escaped the notice of Salmon d'Anglas (Sami Frey), a conniving nobleman, who has his heart set on getting revenge on Jean-Honore (Joachim de Almeida) for refusing his patronage and becoming the darling of the French court.
Philippe Le Guay
Jérôme Tonnerre
Robin Renucci
Joaquim de Almeida
Philippine Leroy-Beaulieu
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Joaquim de Al...
Philippine Le...
Sami Frey
Jean-Louis Ri...
Nada Strancar
Christiane Co...
Jean-Pierre B...
François Chat...
Judith Magre
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Joséphine Fre...
Christine Véz...
Céline Samie
Michele Sigal
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Research efforts in the area of eating disorders have been numerous and varied. However, few studies have investigated the existence of specific predisposing factors that could render a young female adolescent more susceptible to developing an eating disorder. The present study was attempted in an effort to fill this knowledge gap. One hundred and fifty nine, 12 to 14 year old female students not known as having an eating disorder, were surveyed at a public school in Roanoke County, Virginia. The participants were asked to complete four different instruments which were: The Piers-Harris Children's Self-Concept Scale, the Children's Assertiveness Inventory, the Nutrition Questionnaire designed by the researchers and the Eating Disorder Inventory or EDl. Correlational statistics were used to identify any significant relationships between the first three instruments and the ED!. Significant relationships were identified, suggesting the existence of specific factors related to tendencies toward eating disorders as assessed by the EDI. Among these factors were: poor self-concept and body image, obesity and weight problems, active interest or involvement in dieting as well as certain familial behaviors. The results of this research effort will hopefully be used in designing educational programs for the prevention of eating disorders, as well as for enhancing the detection of these disorders. Further research needs will also be suggested.


There are tons and tons and tons of rocks in our parks: big, small, flat, round, sedimentary, metamorphic, igneous -- you name it! Still, finding the ideal rock for a particular job is harder than it may seem.
In order to install a bronze plaque recognizing our generous donors for their support in restoring Westinghouse Memorial, we needed a rock that was big enough to fit the plaque, but not so big that it dwarfed it. We wanted it to look natural, but needed it to have a relatively flat face for installation.
We couldn't find one in Public Works salvage yards. We couldn't move others from deeper in the woods. Many were too small, others too flat. Some just weren't the right color. Eventually, it took a trip up to a Butler County sandstone quarry to find the rock that we were looking for.
Once it was delivered to the site -- which took a forty foot crane working at maximum capacity -- we had to get someone to put our bronze plaque in it. Again, harder (this time, literally) than you might think. Our installer, stone-cutter Angelo Gatto (www.angelogatto.com), spent hours cutting and chiseling, again and again, to slowly and carefully remove enough material for the plaque.
Gatto used a diamond saw blade to cut channels into the rock at regular intervals, then used a hammer and chisel to remove bits of the rock, one tiny chunk at a time. After he finally got the recess deep enough, he chipped off excess edges, drilled holes for posts that would secure the plaque, and glued bronze to stone.
Ultimately, while it may have taken awhile to make, it will last for ages. This painstaking work was done in gratitude to these major contributors, as well as the hundreds of other who joined them in supporting this important restoration.
Stop by the recently restored Westinghouse Memorial anytime to take a look at our newest park rock!


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From Boys' Club to Nature Reserve
by Abagael Giles
The Sheet takes a tour of Valentine Eastern Sierra Reserve and learns a thing or two about the history of Mammoth Lakes On Wednesday, June 28, The Valentine Eastern Sierra[…]
"Mammoth Film Festival" muscles in on Mammoth Lakes Film Fest's territory This spring, a group that is in no way affiliated with the critically acclaimed Mammoth Lakes Film Festival announced[…]
Cowboys, Governors and Big Fish
Lou and Marye Roeser tell tales of life in the high country When Marye Roeser first came to work summers as a guide at High Sierra Camp, the only road[…]
Table of Contents 7.1.2017
in Table of Contents
Table of Contents 7.1.2017 Page 1: JLB/ Roesers Page 2: Editorial Page 3: FPA Page 4: Local News: What's in a name? Page 5: Briefs/MUSD Budget Page 6: Sierra Nevada Bighorn[…]
The Funnel of Love
Mammoth Lakes Tourism recently sent out its first TBID e-newsletter. With the TBID (Tourism Business Improvement District) coming up for renewal next year, I guess they think it's time to[…]
Invisible in Inyo
by Charles James
Employees tell Supervisors they can't get a break At the beginning of Tuesday's Inyo County board of Supervisors meeting in Independence, the Inyo County Employees Association (ICEA), Local 315 of[…]


I know I've a lot to do this year (i.e. making a lot of past papers and past editions of maths olympiads both of secondary school and university level) and I want to get the most out of it.
So this leads me to the question above: "Is there a way to ask more than 6 questions a day and (sometimes I also want to ask questions right after eachother) so can one get a pass for every 20 minutes-one question rule?
As I've shown for almost a week now I behave and I'm following only the rules.
The enforced delay between questions is lifted at 125 points, so this will soon not be an issue anymore.
However, the restriction of six questions per day will not go away. Moreover, there is a restriction of 50 questions per 30 days.
Not the answer you're looking for? Browse other questions tagged support feature-request asking-questions privileges rate-limiting .


Western Electric-sponsored film about the history of their company.
Silent film version of Daniel Defoe's novel Robinson Crusoe, directed and produced (and starring) M.A. Wetherell. In three parts.
Travelogue, made for theatrical showing and commissioned by Cheverolet, promoting tourism by car in several areas, including Oak Creek Canyon in Arizona, San Luis Obispo and San Diego in California, and Western Michigan.


Are you searching for undeveloped land for sale in Iowa? Browse Land And Farm for land and rural property for sale in Iowa, including undeveloped land currently listed for sale here. Iowa had about 1,750 acres of undeveloped land for sale based on recent Land And Farm data. The combined market value of undeveloped land for sale in Iowa was $33 million, with the average price of undeveloped land for sale in Iowa being $709,379. Of the 1,748 acres of undeveloped land for sale in Iowa, suggested future ideas for development include for residential, agriculture, hunting and fishing use. Some common wildlife species to be found on undeveloped land for sale in Iowa include turkey, whitetail deer, pheasant, geese, ducks, quail and dove. Current commercial applications for commercial property for sale in Iowa include for hunting, fishing, residential, agriculture, commercial and planned unit development use. Browse all Iowa undeveloped land and other rural property for sale on Land And Farm to find your next commercial property or land investment.


If you're not careful, customers can take advantage of you big-time.
Q: I just started my online business, and I've been hearing a lot about chargebacks. How do these happen exactly, and what can I do to prevent them?
A: A chargeback occurs when a credit card processor charges the merchant (you) for the cost of returned items or incorrect orders that the customer claims were made to his or her credit card. Chargebacks can also be initiated by banks, often without consulting their customers. These chargebacks are usually for processing or authorization-related issues. As you might imagine, chargebacks are quite costly for merchants.
1. You are the victim of fraudulent mail-order/telephone order or Internet transactions.
Create a database to identify high-risk transactions and block specific credit card numbers within your system.
Use the Address Verification Service (AVS) to verify the cardholder's address at the time of the sale, and compare the address against the information in the card-issuer's database.
Submit your customer service telephone number to your credit card processor so it can be included with your merchant name on customers' billing statements.
Know your customers-obtain their telephone numbers during a transaction, and call to verify the order and the number given to you.
If they're available, utilize CVC2 (MasterCard) and CVV2 (Visa). These two numbers are the three unique digits on the back of a MasterCard or Visa credit card. These are used in situations where the card is not present.
2. The customer claims not to have received the requested goods or services, or claims that you've charged them improperly for goods or services they haven't received yet.
Obtain your cardholder's signed proof of delivery for every credit card transaction in which the merchandise or service is not delivered immediately at the point of sale.
Disclose to your customer in writing the terms of a transaction, including shipping and handling charges and any applicable taxes. The first payment installment must not be processed until the shipment date of goods.
Use the appropriate wording on the transaction receipt, such as "delayed delivery," "deposit" or "balance." Note: You can process delayed-delivery transactions before delivery of the goods, but you can not process a deposit or balance transaction before delivery.
You can process a prepayment transaction if you advise your customer that he or she will be billed immediately; you can process a full prepayment for custom-order merchandise (goods manufactured to the customer's specifications).
3. A customer requests a copy of a transaction through his or her credit card company, and you are asked for copies of all your documentation, called a "retrieval request."
It's critical that you file all customer information in a manner so you can quickly retrieve it and prove the customer made a purchase from your site. To reduce confusion that could result in a dispute, have a copy of each transaction to support it.
4. The customer claims the credit for a refund was not processed.
Process refunds to your customers' accounts quickly, always using the same card number from the original sale. Never give a customer a refund by cash or check. Be sure your return or refund policy is clearly stated on all receipts to avoid any disputes.
5. You get tangled in a dispute over duplicate transaction processing.
Make sure you process only one transaction at a time. If your customer makes more than one purchase-or makes two purchases for the same dollar amount within the same day-make sure you create a separate invoice for each transaction.
Do not continue to seek authorization on a declined transaction; do not reduce the amount requested, and do not repeat the request. Simply do not process the sale.
7. A cardholder disputes the quality of the merchandise or service or indicates it was defective.
Ensure that your customers are aware of your return policy by displaying it prominently on receipts. If you want your return policy to be limited, say so.
Be sure your merchandise suits the needs of the customer, and ensure the goods are packed properly for shipping.
For more information on chargebacks, visit Cardservice International's Web site.
Tim Miller is COO of Cardservice International and has more than 15 years of experience in the credit card processing industry.


Over the next few days, the local police gathered numerous examples of these stones and sent them to the Sri Lankan Medical Research Institute of the Ministry of Health in Colombo. After noticing curious features inside these stones, officials forwarded the samples to a team of astrobiologists at Cardiff University in the UK for further analysis.
The results of these tests, which the Cardiff team reveal today, are extraordinary. They say the stones contain fossilised biological structures fused into the rock matrix and that their tests clearly rule out the possibility of terrestrial contamination.
In total, Jamie Wallis at Cardiff University and a few buddies received 628 stone fragments collected from rice fields in the region. However, they were able to clearly identify only three as possible meteorites.
The most startling claims, however, are based on electron microscope images of structures within the stones (see above). Wallis and co. say that one image shows a complex, thick-walled, carbon-rich microfossil about 100 micrometres across that bears similarities with a group of largely extinct marine dinoflagellate algae.
They say another image shows well-preserved flagella that are 2 micrometres in diameter and 100 micrometres long. By terrestrial standards, that's extremely long and thin, which Wallis and co. interpret as evidence of formation in a low-gravity, low-pressure environment.
Wallis and co. also measured the abundance of various elements in the samples to determine their origin. They say that low levels of nitrogen in particular rule out the possibility of contamination by modern organisms which would have a much higher nitrogen content. The fact that these samples are also buried within the rock matrix is further evidence, they say.
Wallis and co. are convinced that the lines of evidence they have gathered are powerful and persuasive. "This provides clear and convincing evidence that these obviously ancient remains of extinct marine algae found embedded in the Polonnaruwa meteorite are indigenous to the stones and not the result of post-arrival microbial contaminants," they conclude.
There's no question that a claim of this kind is likely to generate controversy. Critics have already pointed out that the stones could have been formed by lightning strikes on Earth although Wallis and co. counter by saying there was no evidence of lightning at the time of the fireball and that in any case, the stones do not bear the usual characteristics of this kind of strike. What's more, the temperatures generated by lightning would have destroyed any biological content.
Nevertheless, extraordinary claims require extraordinary evidence and Wallis and co. will need to make their samples and evidence available to the scientific community for further study before the claims will be taken seriously.
If the paper is taken at face value, one obvious question that arises is where these samples came from. Wallis and c.o have their own ideas: "The presence of fossilized biological structures provides compelling evidence in support of the theory of cometary panspermia first proposed over thirty years ago," they say.
There are other explanations, of course. One is that the fireball was of terrestrial origin, a remnant of one of the many asteroid impacts in Earth's history that that have ejected billions of tonnes of rock and water into space, presumably with biological material inside. Another is that the structures are not biological and have a different explanation.
Either way, considerably more work will have to be done before the claims from this team can be broadly accepted. Exciting times ahead!