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UPS pension fund falls short, gets 'yellow' flag
Rachel Tobin Ramos, The Atlanta Journal-Constitution
NONE —
When Big Brown took on billions of dollars of debt in 2007 to buy some employees out of a union-run pension plan, it seemed like a good idea.
Then the recession hit, hammering the fund. Recently, the company found itself dealing with concerns about its riskier debt strategy.
UPS, long a conservative company that eschewed debt and risk, was given what would amount to a "yellow caution" flag by a credit rating agency in January. This was after the Sandy Springs-based company had a pension plan fall below the amount it would need to cover its obligations.
Standard & Poor's Ratings Services said UPS's credit metrics had "deteriorated ... due to profit pressures related to the global economic downturn and a large increase in unfunded postretirement obligations."
S&P kept UPS's rating at AA- (the equivalent of Moody's Aa3), which is still a high grade.
The ratings agency did, however, change UPS's outlook from "stable" to "negative," saying that if UPS doesn't have enough cash to fund its pension obligations within 18 to 24 months, the agency would lower UPS's credit rating.
The pension funds the retirement benefits of about 400,000 UPS employees, from management to union rank and file.
Kurt Kuehn, UPS's chief financial officer, addressed the issue during the company's February call with Wall Street analysts about earnings.
"By their calculation, UPS is slightly below their target," Kuehn said of the S&P report. "We have 18 to 24 months to close the gap, which I'm very confident we can do."
According to an annual report that came out in late February, UPS has already started to close the gap. At the end of 2009, it had pension benefit obligations of $17.8 billion and plan assets of $15.4 billion, for an unfunded balance of $2.4 billion.
At the end of 2008, obligations were $16.3 billion with plan assets of $12.8 billion, for an unfunded balance of $3.5 billion.
"Every fund hit a speed bump in 2008," said Andy Dolny, with UPS investor relations. "The plan lost about 25 percent [of its value] in that year. Keep in mind the unfunded balance, or liability, is like a mortgage. It's not something that's due now like a credit card bill."
He explained that the pension fund losses "didn't cost us a thing because we were so well-funded. That rainy day came — the worst rain in 100 years — but we were still in good enough shape that we didn't have to put a dollar into it."
Prior to the downturn, the fund was over-funded by 30 percent, he said.
S&P's ratings — and those of the two other major ratings agencies — are important because they determine how much a company will pay to borrow money.
In other words, if S&P were to lower UPS's credit rating, UPS would pay higher interest rates on debt.
Borrowed money typically is what companies use to grow operations and cover short-term operating costs and other large expenses.
UPS says there is nothing to worry about; the company has nearly two years to make sure this pension plan is fully funded before S&P will downgrade its credit rating.
Still, the issues raised by S&P stem directly from a riskier debt strategy UPS embarked on in 2007.
For years, UPS had maintained the highest rating possible: AAA. But the company wanted to leverage its cash, assets and borrowing ability to buy about 45,000 employees out of a non-company-controlled pension fund.
Specifically, UPS borrowed $4 billion in 2007 to buy a group of Teamster employees out of the Central States pension plan and put them in a new UPS portfolio. The total check UPS wrote to Central States was $6.1 billion, Dolny said.
UPS's prior conservative approach to debt is actually very rare for a publicly traded company.
S&P's Philip Baggaley, managing director of the transportation, aerospace and defense team for the ratings service, said UPS is "one of our highest-rated companies in the team we're in. We characterize UPS as still conservative, but not as conservative as it was previously."
He said that about 40 percent to 50 percent of the transportation companies his team follows "have negative outlooks and negative credit watch. At one point, that was close to 60 percent."
He said his team lowered Boeing's rating last summer because of "problems in their commercial aircraft business and development delays of the 787, but they also had a dramatically wider pension deficit."
Governments too – such as the city of Atlanta – are struggling with how to meet pension obligations.
Dolny said UPS has not had to infuse this pension fund with cash in order to be fully funded.
He believes it won't be long, especially as markets improve, that the pension will be fully funded again.
S&P, and other credit ratings agencies and analysts, will be watching.


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The three professors who published it early this year collected the disciplinary records of every stockbroker in the country from the Financial Industry Regulatory Authority, the industry's self-regulator. They found that about 7 percent of the brokers had at least one black mark, yet 44 percent of those who lost their jobs because of misconduct found work elsewhere in the industry within a year. The researchers' conclusion? Some firms "specialize" in misconduct, as they put it.
I first wrote about the study, by Mark Egan, Gregor Matvos and Amit Seru, in May and called out Oppenheimer. In spite of its storied brand name, 19.6 percent of its representatives had at least one black mark. Those spots on their records, which any consumer can (and should) look up on Finra's BrokerCheck website, can result from various investor or regulatory complaints or investigations, criminal proceedings or personal money problems like a broker's bankruptcies or tax liens.
But buried in the paper was this gem: In Suffolk County on Long Island, 17.3 percent of brokers had at least one type of the misconduct that the researchers were counting on their records. In Palm Beach County, Fla., it was 18.1 percent. But in Madison County, a whopping 32 percent of brokers had a black mark.
Was it something in the air? To find out, I collected the records for all the brokers whose registrations placed them in Madison County and read every one. At least 30 who had black marks worked for firms called Ridgeway & Conger, Adirondack Trading Group or Clayton Lowell & Conger. All of them have the same owner.
According to various regulatory filings, these firms ceased doing business as of this summer. But Leigh Garber, whom Finra lists as having been a direct owner or executive officer of all three firms, still seemed to maintain an office on Main Street in New Woodstock.
I knocked on the door of the other storefront, and behind the door were two large, barking dogs and a few young men hunched over computers. I asked for the Garbers, and one of the young men led me through a dark back room, up steps, past a warren of empty rooms and into the office of Mr. Garber.
After asking for various forms of identification and calling my editor to confirm my identity, he explained the firms' hiring process, for he had worked at the firms, too. They had found their brokers through mass mailings and recruiters and hired just one of every six or seven people who responded, he explained.
The horse farm of Leigh Garber, who has been suspended from supervisory roles in the brokerage industry.
The gallery of colorful characters they did end up taking on included two brokers who had resigned or been fired from previous firms when client signatures appeared on forms that the clients had not signed, another who lost his job for impersonating the chief executive of American Express on the phone, and a man with a record for having taken football bets. Sports, stocks, same difference, right?
At one point, Mr. Garber brought Ms. Garber into the room where we were talking. She is in the midst of an extended suspension from supervisory roles in the industry, in part because of a settlement related to charges that the firm failed to maintain sufficient net capital, did not properly account for expenses when they occurred or removed liabilities before it had satisfied them.
"We took pride in our broker-dealers," she said. She owns a horse farm in the area, and the couple said that the men working in the storefront were part of a fixed-income trading operation using institutional money and none from individual consumers. The Garbers would not comment further on that operation.
Ridgeway recruited nationally, so a large number of its brokers and clients lived outside Madison County. Nothing appears to be rotten in the water there, though another local man who did not work for Ridgeway was recently convicted of bilking investors of $2 million.
The other sizable local firm, Leigh Baldwin & Co., does have a handful of brokers with black marks on their records, but they are mostly both at least a decade old and concern events that occurred at other firms. Leigh Baldwin himself works on a row of desks on the ground floor of a stately building on the main drag of Cazenvoia, N.Y., roughly seven miles from New Woodstock. A 15-year-old beagle sits sentry at the bottom of the stairs.
A few more Madison County brokers with black marks work at the Canastota, N.Y., office of Cadaret, Grant & Co. Its disciplinary record is notable for a $75,000 fine last year (and the requirement to pay $236,242 in restitution) related to the advice a former broker gave an older customer about variable annuities. It had run into other similar actions related to variable annuities in the past.
The population of Madison County-registered brokers when the professors did their study was 131, so it represents a relatively small sample size. Some counties have thousands of brokers. And now that Ridgeway is out of business (because of a lack of profitability, according to the Garbers), the county would no longer top any new list of places where brokers with a checkered past have any kind of affiliation.
But the county's story is worth telling now, given that brokerage firms are supposed to soon start acting solely in customers' best interests when handling their retirement money. If you're wondering why that wasn't the rule before, well, get in line. In fact, all brokers had to do in the past was make sure that an investment was "suitable," which turned out to be a pretty low bar.
One of Mr. Trump's advisers promised last month that Mr. Trump would repeal this "fiduciary" rule if he were elected. Perhaps it's wishful thinking, or perhaps it's predestined. Any discussion of rolling back the rule, however, should occur alongside the disciplinary records of the kinds of people who managed to get hired in Madison County. It's hard to imagine anyone trying to act in a customer's best interest employing some of the people who were able to stay in business there in recent years.


text:
Terriers host Northside Friday
JJ Seymore of William Byrd puts up a contested shot in Friday's win over
Pulaski County. PHOTO BY DANNY CRUFF
The William Byrd basketball team escaped the frying pan unscorched last week, and now they head into the fire.
Byrd beat Cave Spring and Pulaski County in back-to-back close games last week to improve to 4-2 on the season, but Friday they'll get an even bigger test against Northside. The Vikings have been rolling over the competition and are undefeated after six games. They beat Cave Spring by 32 points on Tuesday, 76-44, and last week they beat Salem by 60, 89-29.
"Obviously they're really good," said Byrd coach Josh Cunningham. "They're talented and they have a lot of chemistry, but our guys are confident we can play with them."
The Terriers had two nice wins themselves last week. After being weathered out on Wednesday the Terriers were at Cave Spring Thursday for a non-district, intra-Roanoke County game. Byrd jumped off to an early lead and was up 24-10 at the end of the first quarter.
"That was a good response after the Hidden Valley game," said Cunningham, referring to a loss to the Titans on Tuesday of last week. "I didn't mind that Wednesday's game was postponed because we got in a good day of practice."
Byrd was up by 13 points at 49-36 after three quarters, but the Knights made a run in the fourth. Poor foul shooting by the Terriers helped the Knights comeback, but the Terriers hung on when Cave Spring was called for an illegal screen in the closing seconds with Byrd holding a three point lead.
"I not all that concerned about our foul shooting," said Cunningham. "It was just one of those nights. It's been a strength."
Jaylen Wheeler led the team with 19 points and seven assists. Terrell Smith had 16 points, JJ Seymore had a dozen and Casey Smith had eight. Byrd hit seven three pointers, including three by Terrell Smith and two by Casey Smith.
A night later the Terriers were back on the court for a game against previously unbeaten Pulaski County, a Class 4 team and fellow member of Region D with the Terriers. Byrd got some late game heroics and held on for a 51-50 win in Vinton.
"That was a big win for us," said Cunningham, who was a college teammate of Pulaski coach Andrew Hart at Emory & Henry. "We could possibly play them again in the regional, and I expect we'll see them quite a bit in the coming years."
This one was tight all the way, with neither team leading by more than seven throughout the game. Byrd was hanging on to a one point lead but Pulaski had a chance to win with possession in the final seconds of the game. However, the Terriers forced a loose ball and Thomas Adams dove on the ball. He alertly flipped it to Wheeler, who passed the ball down the floor to Logan Poff before the Cougars had a chance to foul.
"That was a good win," said Cunningham. "Thomas made a great play, and he's going to make plays like that."
Wheeler had 16 points and seven assists to lead Byrd while Terrell Smith had a dozen and Seymore had 10.
Next is Northside at home on Friday, and next week the Terriers will be on the Vikings' home floor for the three-day Northside Invitational Tournament, beginning Wednesday, December 27. Byrd will meet Blacksburg, another Class 4, Region D team, at 7:45 pm to open. Other first round games find Giles against North Cross at 2:30 pm, Chatham against Franklin County at 4:15 pm and Christiansburg against host Northside at 6 pm. Semifinals are the 28th with the championship game on the 29th, and a consolation bracket will determine third, fifth and seventh places as all teams are guaranteed three games.
Cunningham played in this tournament as a student at Byrd, and he coached in it last year when he was at Roanoke Catholic. In fact, he coached against Byrd.
"It's a great tournament," he said. "There's always quality teams and it's a good chance to play some games instead of having a long layoff."
Byrd girls are still unbeaten after holding off late CS rally
eMessenger for December 21, 2017


"I am deeply thankful for this important book and pray it will be widely read and greatly influential! There is no greater need in the church than biblically grounded theological discernment that informs everyday life. The perspective and methods of 'doing theology' that Michael Lawrence provides are crucial for developing this distinctively Christian view of life. Ministry methods and foci today are so often determined by pragmatism, consumerism, trends, and the latest opinion polls rather the an holistic understanding of the Bible. Biblical Theology in the Life of the Church points the way out of this man-centered approach and helps equip leaders for God-honoring, gospel-advancing ministry. Lawrence writes with the depth of a careful theologian and the heart and experience of a loving pastor. Here he models what he is wanting to produce with this bookpastor/theologians who understand the whole counsel of God's word, and are able to translate it into the lives of God's people for the glory of God."
"Biblical theology is the missing tool for so many pastors and yet is such an essential tool for rightly handling the Word of God. Michael Lawrence leads us step by step from theological foundations all the way through to real life applications of biblical theology. In other words he shows us how to read and use the Bible rightly on its own terms. He skillfully blends scholarly insight with down-to-earth pastoral awareness and covers a huge amount of ground in the process. This is a great example of theological thinking for the work of ministry. You may not agree with every conclusion he draws but you cannot fail to benefit from interacting with his thinking."
"With biblical illiteracy in the church at an all-time high, faithless and banal preaching the seeming norm, and Christian leaders impressed more by stories of success in the marketplace than the biblical story of redemption, Biblical Theology in the Life of the Church comes as a much needed correction. Michael Lawrence is surely right: One must understand the grand story of Scripture to rightly interpret its constituent parts. When the story is misunderstood or ignored, then Christian preaching and ministry will inevitably suffer. Through definition, explanation, and example, Lawrence has produced a thorough and practical guide to correct biblical interpretation, Spirit-empowered exposition, and faithful ministry."
"I am grateful that this book has been written. It's an ambitious bookbroad in scope and simultaneously rich in insight. Its biblical, systematic and pastoral theology are presented in a lucid and accessible way, its case studies are pastorally helpful, and its polemics are thought-provoking and penetrating. Michael has done us a great favor by grounding his subject material in the cut and thrust of ordinary pastoral ministry while at the same time stimulating us intellectually. His unshakable commitment to propositional revelation, the centrality of the Bible in church ministry, and his unflinching belief that God works by his Word are a great foil to much theology in vogue in the church today. This book is a bell ringing in the fog of American Christianitywith its extremes of prosperity, market-driven, and emergent theologythat we at the ends of the earth in South Africa have sadly not escaped. It calls us back to the old fashioned, tried and tested practices of exegesis, hermeneutics, and preaching that have fed the Christian church for centuries. May God use it to nourish his church, which often seems undernourished both in sub-Saharan Africa and elsewhere."
"According to the Apostle Paul, one of the central works of pastoral ministry is rightly dividing the word of truth (2 Timothy 2:15), and it takes diligent study to be able to do it. According to Michael Lawrence, it is also vital to rightly apply the word of truth to the life of a congregation, and to be certain that the application is faithful to the united story of the entire Scripture. In his book Biblical Theology in the Life of the Church, Lawrence skillfully guides his readers in constructing a biblical theology, "the whole story of the whole Bible," and teaches them how to derive lessons from that story. But Lawrence's heartbeat is the right application of the story and those lessons to the daily life scenarios every minister faces. This work is a succinct, readable manual on the right application of the storyline of the whole Bible to the common issues of daily life which pastors will inevitably face as they minister in the 21st century. It is a valuable addition to the library of any pastor who yearns to see God's word bear fruit for eternity."
"I commend both Lawrence's book and the wonderful ministry at Capital Hill Baptist Church, where they are putting this book into practice."
"Studies on the relationship of theology to ministry seem to be quite rare. In fact, some books designed as guides for ministry' often portray suspicion of and hostility toward the theological enterprise. On the other hand, some theologians think that such guides are not worthy of serious attention. What is desperately needed is a work that recognizes the significance of the work of theology for ministry, while simultaneously recognizing the importance of doing theology for the church. Michael Lawrence has brilliantly met this need in this clearly written and compelling volume, which envisions afresh the work of pastor-theologians. I believe that Biblical Theology in the Life of the Church will certainly be one of the most important books for pastors and theologians to read this year."
"Usually, you have to go to different sections of the bookstore to find good books on biblical theology, systematic theology, ministry, the church, and the Christian life. At the very least, the relationship between theory and practice seems strained. However, this book brings these concerns together. Michael Lawrence believes that good shepherds are theologians and good theologians are shepherds. For anyone who believes that theology needs the church and the church needs theology, this will be a welcome resource. For anyone playing with the idea, it will be a compelling one."
"If the kind of biblical theology described and commended by Michael Lawrence in this superb book were to take root in the preaching and teaching ministry of pastors, and get into the bloodstream of lay people in the churches, things would bode well indeed for the improvement of our collective grasp of and obedience to the whole counsel of God. Lawrence not only does a brilliant job of introducing a sound biblical theology, but also relates it to the ministry of the church. He offers one of the finest and most accessible discussions of the relation between biblical and systematic theology that I've ever read. This is a pastoral must-read for our times. I cannot recommend this book too highly."
"Pastor Lawrence provides a wondefully clear and helpful entrée into biblical theology, so that we see the importance of covenants and canon, prophecy and typology, continuity and discontinuity. Futhermore, we are treated to an illuminating sketch of biblical theology from creation to consummation, where some of the main arteries of the storyline of the Scriptures are explicated. This book is not long, but it is packed with wisdom, and it always has its eye on the usefulness of biblical theology for the church and for pastoral ministry. The last two chapters on biblical theology and preaching and teaching are alone worth the price of the book."
"Every thoughtful preacher or teacher of the Bible sooner or later faces questions of the nature of biblical theology, its relationship to doctrine (systematic theology), and the practical application of both to the ministry that edifies the church. Following in the footsteps of Geerhardus Vos and Edmund Clowney, Michael Lawrence has provided us with a masterly study that relates biblical theology to systematics, and then applies both to the ministry of the church. This skillfully executed integrative approach breaks new ground in the practical application of biblical theology. Its thoroughness without being over-technical makes it accessible to anyone who wants to be a better preacher or teacher of the Bible."
2-Biblical Theology from 9Marks on Vimeo.
Listen to a series of sermons by Michael Lawrence on Biblical Theology: Creation, Fall, Love, Sacrifice, Promise.
Biblical theology is taken down from the shelves of misunderstanding and neglect and placed in pastors' hands as the practical, everyday tool it is.
Capitol Hill Baptist Church associate pastor Michael Lawrence contributes to the IXMarks series as he centers on the practical importance of biblical theology to ministry. He begins with an examination of a pastor's tools of the trade: exegesis and biblical and systematic theology. The book distinguishes between the power of narrative in biblical theology and the power of application in systematic theology, but also emphasizes the importance of their collaboration in ministry.
Having laid the foundation for pastoral ministry, Lawrence uses the three tools to build a biblical theology, telling the entire story of the Bible from five different angles. He puts biblical theology to work in four areas: counseling, missions, caring for the poor, and church/state relations. Rich in application and practical insight, this book will equip pastors and church leaders to think, preach, and do ministry through the framework of biblical theology.


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The Herb + Milly Iris Gallery presents
SLADE: A Family Affair
Curated by Jeremy Moss
Pictured: Cyrus Blue by Kelvin Slade and Dancin in the Moonlight by Corrine Slade
Thursday, January 26 from 5-8PM
On Display January 26-March 5
Opening Reception Thursday, January 26 from 5-8PM
A Father-Daughter Exhibition That Celebrates Black Art in Various Mediums
It is often said that art inspires more art. That is certainly true for Kelvin and Corrine Slade, the father-and-daughter artists featured in SLADE: A Family Affair. Kelvin, who takes photographs of Jazz performers, has an underlying love for the musical genre, and Corrine taps into her admiration for Jazz when creating comforting abstract environments in her oil paintings. In celebration of Black History Month, this exhibition portrays the influence that Black music, particularly Jazz, has had on the artists.
While the Gallery has previously presented an exhibition from sister artists, this is the first time the works of a father and daughter will be displayed side by side. "The exhibit will be unique, thought-provoking, and a wonderful juxtaposition of the mediums of paint and photography," says Jeremy Moss, curator for The Herb + Milly Iris Gallery. While Kelvin's photographs are often black-and-white, Corrine's paintings incorporate the entire color wheel. While Jazz has been a springboard for Corrine's art, the genre is the backbone of Kelvin's work.
Through his camera lens, Kelvin seeks to "capture just a smidgen" of the meaning behind the music by "humbly preserving a moment of it," he says. "My response to this refined art is art in and of itself: photography."
Kelvin's passion for Jazz rubbed off on Corrine over time.
As a child, Corrine thought Jazz was a "cacophonous racket." In retrospect, the genre molded her artistic practice. "It was roaring, piercing, crooning, sweltering, jutting, and consoling," she says. "Vibrations of catharsis and spirit. It was all the things that make an ideal painting. Jazz encompasses everything through sound that I seek to do visually."
Their shared affection for Jazz is a key aspect of Kelvin and Corrine's relationship.
"With each year that passes, I feel more of a kinship with the music," says Corrine. "I wouldn't be the artist or person I am if my dad didn't know the wonders of Jazz."
If you are interested in making a purchase, please contact Linda Beard at (973) 382-1035 or lindab@sopacnow.org.
Exhibition Preview
"Freddie Hendrix Clements", by Kelvin Slade
"Santana", by Corrine Slade
"New Orleans", by Kelvin Slade
"Simmer Sun", by Corrine Slade
"Mark Gross", by Kelvin Slade
"Nina", by Corrine Slade


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Europe Air
Azerbaijan Shoots Down Russian Mi-24 Combat Helicopter in Armenia
November 10, 2020 DP Staff Writer	0 Comments	Armenia, Azerbaijan, Mil Mi-24, Russia
Azerbaijan mistakenly shot down a Russian Mi-24 combat helicopter over Armenia, killing two crew members and injuring a third.
Azerbaijan's Ministry of Foreign Affairs released a statement admitting the incident. The statement said that the "Azerbaijani side apologizes to the Russian side in connection with this tragic incident", which is "accidental and was not directed against the Russian side".
The statement added that Azerbaijan is ready to pay appropriate compensation
Russia said a missile downed its Mi-24 accompanying a column of Russian troops in Armenia, where Russia has a base. The incident came amid fierce fighting between Azerbaijan and Armenian separatists for Nagorno-Karabakh. But the helicopter was reportedly not downed near the clashes.
Full Statement by the Ministry of Foreign Affairs of the Republic of Azerbaijan (No:405/20):
According to information received by the Ministry of Defense of the Republic of Azerbaijan from the Ministry of Defense of the Russian Federation, on November 9 of this year, at 18:30 a military helicopter MI-24 of the Russian Federation was shot down on the Nakhchivan section of the Armenia-Azerbaijan state border.
In this regard, the following should be emphasized:
– the helicopter flight took place in close proximity to the Armenian-Azerbaijani state border, while active military clashes continue in the zone of the Armenia-Azerbaijan Nagorno-Karabakh conflict.
– the flight took place in the dark, at low altitude, outside the air defense radar detection zone.
– Russian Air Force helicopters have not been seen in the specified area before.
In the context of the mentioned factors and in the light of the tense situation in the region and increased combat readiness in connection with possible provocations by the Armenian side, the combat crew on duty took the decision to open fire.
The Azerbaijani side apologizes to the Russian side in connection with this tragic incident, which is accidental and was not directed against the Russian side.
The Azerbaijani side expresses its sincere condolences to the families of the perished crew members and wishes the injured people a speedy recovery.
The Azerbaijani side declares its readiness to pay appropriate compensation.
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text:
Q: Android - prevent TalkBack from announcing TextView title aloud I am developing an accessible android application where people would be using Explore by Touch and TalkBack accessibility services to use my application.
This is my Android XML code:
<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
    android:id="@+id/LinearLayout"
    android:layout_width="match_parent"
    android:layout_height="match_parent"
    android:orientation="vertical">

    <TextView
        android:id="@+id/forename"
        android:layout_width="wrap_content"
        android:layout_height="wrap_content"
        android:layout_marginTop="20dip"
        android:layout_marginLeft="15dip"
        android:textSize="20sp"
        android:text="@string/forenameText"
        android:contentDescription="@null"/>

    <EditText
        android:id="@+id/EditTextForename"
        android:layout_width="285dp"
        android:layout_height="65dp"
        android:layout_marginTop="10dip"
        android:layout_marginLeft="15dip"
        android:hint="@string/forenameHint"
        android:inputType="textPersonName"
        android:lines="1"
        android:singleLine="true"
        android:textSize="20sp" >
    </EditText>

</LinearLayout>

strings.xml
<string name="forenameText">Forename</string>
<string name="forenameHint">Enter your forename here</string>

TextView displays the title "Forename" and EditText allows me to enter some details in the form field. The problem I have is that when I
drag my finger across the screen by using Explore by Touch, TalkBack picks up the title of the TextView and announces it aloud as "Forename". I want the TextView to only display text and not provide any audible feedback.
I have set contentDescription to @null as you can see from the code above, but TalkBack still announces "Forename" when my finger is located over the
TextView.
I have also tried setting contentDescription in my Java class:
TextView forename=(TextView)findViewById(R.id.forename);
forename.setContentDescription("");

However, I still get the same problem. Is there any other way to set contentDescription to null/empty and prevent TalkBack from announcing it aloud?
Java code:
public class MainActivity extends Activity{

    protected void onCreate(Bundle savedInstanceState) {
        super.onCreate(savedInstanceState);
        setContentView(R.layout.activity_main);

        View forename = findViewById(R.id.forename);

        forename.setAccessibilityDelegate(new AccessibilityDelegate() {
          public boolean performAccessibilityAction (View host, int action, Bundle args){
            return true;
          }
        });
    }

}

A: I had a similar problem.  I eventually solved it by using the setAccessibilityDelegate method and overriding View.AccessibilityDelegate's performAccessibilityAction method.
try this:
View forename = findViewById(R.id.forename);

forename.setAccessibilityDelegate(new AccessibilityDelegate() {
  public boolean performAccessibilityAction (View host, int action, Bundle args){
    return true;
  }
});

A: Why do you not want the TextView to speak "forename"? It is being used as a label for the EditText. Once the user has entered some text the hint "enter your forename here" would no longer be spoken - as far as I know - so the TextView given the user some context for the EditText.
Similarly the announcement of "editbox" gives the user the role of the EditText control. While "form field" might be better it would not be the same behavior as in other apps and in the OS.

A: Since API 16, Android introduced the following:
android:importantForAccessibility="no"

or
setImportantForAccessibility(View.IMPORTANT_FOR_ACCESSIBILITY_NO)

Which allows developers to disable talkback all together for certain views.
http://developer.android.com/reference/android/view/View.html

A: For better backwards compatibility:
ViewCompat.setImportantForAccessibility(
        decorativeTextView,
        ViewCompat.IMPORTANT_FOR_ACCESSIBILITY_NO);

A: I was trying to do the same today, and was able to set an 'empty' contentDescription on a TextView like so (using a non-breaking whitespace):
decorativeTextView.setContentDescription("\u00A0");

now TalkBack doesn't say anything for that TextView.
but I agree with Nick about leaving the label as readable in your case, because hint is only read for empty EditTexts.

A: I had the same problem, and the only thing that worked for me was android:contentDescription=" " (white space).

redpajama_set_name: RedPajamaStackExchange


text:
Theater Review: THE BEST DECISION YOU'VE EVER MADE (The Second City e.t.c.'s 42nd Revue at e.t.c. Theater in Chicago)
by Dan Zeff on October 31, 2021
in Theater-Chicago
SEEING THIS REVUE MAY BE
THE BEST DECISION YOU'VE EVER MADE
I entered the Second City e.t.c. on opening night with a sense of unease. Two weeks earlier the Second City mainstage company, the major troupe in its cabaret theater roster, had premiered a show I thought was not up to the iconic standard of the Second City brand, and I feared the e.t.c. premiere would provide similar disappointment.
Atra Asdou, Chuck Norment, Laurel Krabacher, Mark Campbell, E.J. Cameron, Alex Bellisle.
Not to worry. The e.t.c. production, titled The Best Decision You've Ever Made for no discernible reason, is one of the best shows Second City has produced, including revues presented by the more established mainstage company. The e.t.c. material is funny, cogent, incisive, and creative. The themes may be steeped in the Second City comic and satirical tradition, but thanks to the fresh material, the exemplary cast, and spot-on, if unobtrusive directing, the nearly two hour performance is golden.
Laurel Krabacher, E.J. Cameron, Mark Campbell, Atra Asdou, Alex Bellisle, Chuck Norment
As usual, the revue is performed by six young people, a sextet of various gender and ethnic provenance who meld seamlessly together as an ensemble and in assorted smaller combinations. Five of the six have an e.t.c. show in their resumes: E.J. Cameron, Laurel Krabacher, Mark Campbell, Chuck Norment, and Atra Asdou. The sixth member is newcomer Alex Bellisle and she fits in flawlessly with her compatriots. By the narrowest of margins, I thought she was the best performer on the stage. Together and individually they are as appealing as any cast I can remember through several years of e.t.c. watching.
Mark Campbell, Laurel Krabacher
While the show's material visits the usual Second City buffet of topical subjects, it does deal less in current events than one might expect in these fraught times. There is one mellow bit featuring Joe Biden but, I recall no references to the Donald during the evening. The cast performs bits skewing racial stereotypes, as well as domestic sketches, and sexual items. The subjects may be familiar but still they take on a new comic gloss — consistently pertinent, funny, and never vulgar. Blessedly, there is an absence of the expletive-drenched dialogue that blights the current mainstage show. The e.t.c. does include a few four-letter words but only to give a humorous punch-up to a line of dialogue.
Atra Asdou
The revue doesn't dodge risky issues, notably a funny bit that got its laughs from characters in the New and Old Testament. There is one bull's-eye quickie by Krabacher and Campbell portraying how police might treat a white women and a Black man driving while on drugs. Bellisle does a great bit accompanying herself on the guitar as she sings about being Mexican though passing for white. There is much interaction between the players and the audience, with the company soliciting ideas from the customers. The sketches inspired by the suggestions nearly all provided fertile satiric fodder, an amazing accomplishment considering how chancy improv with an audience can be. But when performers are hot, they are hot, and the e.t.c. people were very hot on opening night.
Alex Bellisle
The six performers share the writing credits, but cheers to director Frank Caeti for his invaluable guidance in giving the show its pace and shaping the individual bits into a delightful flow. Musical director Tilliski Ramey is responsible for the musical accompaniment that contributes so vigorously to the program's high energy.
E.J. Cameron
Four Stars (out of four)
Chuck Norment
photos by Timothy M. Schmidt
Laurel Krabacher
The Second City e.t.c.'s 45th Revue
e.t.c. Theater, 230 W North Ave in Chicago
Thurs at 7; Fri & Sat at 7 and 10; Sun at 5
open run (tickets on sale thru January 1, 2022)
for tickets ($29 to $61), call 312-337-3992 or visit Second City
for more shows, visit Theatre in Chicago