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China's got a lot to tech the world when it comes to fintech. Source: Shutterstock
What China's fintech footprint can teach the APAC
By Soumik Roy | 31 January, 2019
LAST year, venture capital-backed fintech firms raised US$39.57 billion across 1,707 deals globally. Investments into Chinese fintech giant Ant Financial accounted for US$14 billion alone — 35 percent of the total global figure.
To be honest, data suggests that the top 3 deals to venture capital-backed companies were all mega rounds (worth US$100 million or more), and were to support China-based companies.
DIDI CHUXING VENTURES INTO FINTECH SPACE
Tech Wire Asia | 4 January, 2019
In comparison, after excluding Ant Financial from the data, when global fintech funding growth was stacked up by continent, and Australia showed a 396 percent growth year-on-year, its total value of finding topped off at US$343 million.
Stacked against Asia, which grew phenomenally at 265 percent, beating North America's 43 percent and Europe's 24 percent, total fintech funding only reached US$8.65 billion.
All of those pale against Ant Financial's accomplishments — but that's not the only success story in China.
Lakala Payments and Tiger Brokers each crossed the US$1 billion mark in valuations, giving China two new fintech unicorns to boast of.
Lufax, Tuandaiwang, Caogen Touzi, and Tongdun also feature among the list of Chinese unicorns — ranging from US$38 billion in valuation, all the way to the threshold at US$1 billion.
All of this data, compiled by CB Insights, proves that China is doing something right, on the ground, and there are lessons that fintech companies in the APAC can learn.
HOW WILL SINGAPORE'S NEW EXPRESS SANDBOX HELP FINTECH FIRMS?
Soumik Roy | 15 November, 2018
# 1 | China is racing to becoming a cashless economy
While Alipay and WeChat Pay have been wildly successful in (and outside) China, the country itself has supported them in a big way.
Whether it was the country's growing affinity for mobile or policies and protections put in place by regulators that made the transition to mobile easier, the reality on the ground is that China's mobile payments volume has continued to surge dramatically, year after year since 2013.
# 2 | Chinese fintech companies made risky bets that paid off
Ant Financial, the company that was created to "support the little guys" made big risky bets more than a decade ago at a time when financial products and services were difficult to access for a majority of the population.
Complicated investment products such as mutual funds and insurance was a dream in the country for the common man as citizens struggled to get credit cards and secure financing for their business.
Over the past decade, Ant Finacial and other players in the market have made consistent bets in the financial services space, allowing consumers to "upgrade their lifestyle" with better products to suit and support their needs.
# 3 | A little bit of creativity and ingenuity helped create and ride trends
A lot of Ant Financial's fortunes are tied to the country's e-commerce ecosystem. It's where the company first made a debut back more than one-and-a-half decades ago, in 2004.
UNDERSTANDING AUSTRALIA'S FINTECH ECOSYSTEM
Soumik Roy | 4 September, 2018
Riding on the back of Alibaba's e-commerce platforms, the company slowly became the leading digital payments processing platform in the country as e-commerce grew — and exceeded the volume in the US.
To help convert those who stayed away from digital and mobile payments, Ant Financial and WeChat, among other fintech players in the country, leveraged the country's culture.
Ampao (red money envelopes) exchanged during Chinese New Year every year have now become a significant catalyst for the use of digital payments thanks to exciting offers and campaigns run by fintech companies in the country.
# 4 | If there's one thing you learn, let it be data management and analysis
Ant Financial has a lot of data about customers and insights they produce can really help improve the CX while also radically creating new offerings.
Without needing to break any laws or violate privacy, the company — and its various brands such as Alipay, Ant Fortune, MYbank, Sesame Credit, Koubei, Huabei can leverage the gigabyte upon gigabyte data repository that it collects from customers every week to produce valuable insights.
Being a digital native, artificial intelligence (AI) and other cutting-edge data analysis technologies are woven into the DNA of the company, and is something stakeholders and investors are implicitly confident about.
# 5 | In the fintech space, long-term vision reaps big, global rewards
The Chinese company Ant Financial invested hundreds of millions into an Indian company. And then they repeated the same strategy in Thailand, Bangladesh, the Philippines, Malaysia, and several other markets.
The company's bets paid off, not because it sought to simply expand its footprint across the globe, but because it looked at partners as part of a long-term vision for globalization.
In fact, the company provided technology and know-how to partners as a way to build strong bridges overseas — which was seen as a refreshing change from the way the financial services (and often fintech) industry works.
"If you have a network of partners that are all on the same technology stack, interoperability is not a problem. In the future, someone who uses the Philippines version of Alipay could come to Hong Kong and shop at any store that accepts Alipay. That's the vision." said Alibaba Group Executive Vice Chairman Joseph Tsai
By Soumik Roy
@soumikroy
Soumik Roy | @soumikroy
Soumik Roy is a business and technology specialist. He helps small and medium enterprise owners understand what's most important to their company's growth and success.
Frost & Sullivan: Value creation from artificial intelligence remains a priority
Asset intelligence is key to network security in a rapidly borderless age
Data shows short videos are very attractive to online advertisers in China


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Tag: women's health center
Michigan woman wins $150K in Medicaid dispute
A Michigan woman has won $150,000 after her insurer failed to cover her medically necessary surgery, which was the first such operation she had in her life.
Lisa Schumann, 56, of Grand Rapids, was told her insurance plan would cover her surgery for free, but after her surgery on Oct. 5, it did not.
"I had an MRI and CT scan on my brain that were done on my birthday and it was a life-changing experience for me," Schumann said.
"It really changed my life.
I'm not even sure what else I could have done."
The woman, who works in a nursing home, is seeking $25,000 in damages for the $20,000 cost of the surgery.
The hospital did not return calls for comment.
The Michigan Health Insurance Plan, which Schumann was on, issued a statement saying it "will continue to be transparent about our coverage" and that the case "should have been handled differently."
Schumann's insurer, Anthem Blue Cross and Blue Shield, is one of more than 500 health plans in the state that cover a wide range of medical services.
Anthem has faced complaints in the past about its coverage of the procedure, and some members of Congress have called on the company to provide coverage to all Americans.
Anthem declined to comment on the case.
Schumann filed a lawsuit against Anthem and the Michigan Health Plan in April 2018, accusing the two of discriminating against her.
She argued that her employer did not provide coverage for her procedure because it was not covered by her employer-sponsored health plan.
She also said the insurance company had violated the Affordable Care Act, which states that people who cannot afford insurance must get it through work.
Anthem did not respond to a request for comment at the time.
The insurer said in a statement that it was reviewing the case and would have no further comment.
Posted on July 26, 2021 Categories nutritionTags aarp health insurance, atrius health, dignity health jobs, michigan health department, women's health center

redpajama_set_name: RedPajamaCommonCrawl


text:
Q: Using Java and sales report to create number of sales in one day I have quite a bit of experience with Java, but have rarely had to work with any type of inventory management systems, sales reports, and that kind of thing.  I'm working on a project where I have an excel report file of sales for the past year.  I can read this and find the information I need just fine, but I can't figure out how to get the number of sales for a particular item (SKU) each day without using a bunch of nested for loops.  I know there has to be an easier way, but I can't think of one at the moment.
For example, there's a bunch of information on 30,000 items that have sold over the past year.  I have created an array of 'Item' objects that pulls and sets string values for 'sku' and 'timestamp' (when the purchase was made).
Now I have to cycle through this and check how many items were sold each day, but I'm not for sure what the best way of doing this is.
My Item array could look like this:
//item[0] ; sku="AKD123"; timestamp="2012-02-01";
//item[1] ; sku="REN134"; timestamp="2012-02-01";
//item[2] ; sku="PIK383"; timestamp="2012-02-01";
//item[3] ; sku="REN134"; timestamp="2012-02-01";

There are about a million other items in this array, but from this, you can see that AKD123 sold 1, REN134 sold 2, PIK383 sold 1.  I'm not for sure how to get this output.    There has to be some sort of array method that can help me sort this in to day figures, but that may cause another problem because if a particular sku sold 0 units on 2012-02-01 then it wouldn't show up on the excel report.  I also don't know how many different skus there will be on a given report, so that's troubling me as well.
Code would be fantastic, but even a recommendation on what I need to search for would be great.  I feel like I should already know how to do this, but I'm lacking sleep and haven't been able to figure it out for the past 2 hours without VERY time consuming nested for loops, so I decided to turn to the community.
Thanks guys.

A: Simply use Map object where you iterate over the array (or better dont use array , directly populate the map) where key can be concatenation of sku and date and value would be the count. So if you want to know how many items of sku  "REN134" was sold on "2012-02-01", check for the value against the key "REN134-2012-02-01"
If the requirement is to find out how many items if "REN134" was sold throughout , a map with key as sku and value as the count needs to be constructed.
Let me know if any special condition needs to be addressed, as most of such things can be addressed by using maps.
--
Peace.
Sanket Raut

redpajama_set_name: RedPajamaStackExchange


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March 2, 2018 - 7:25 am EST 2 years ago
Steph Curry Crashes Hotel Room with Golf Swing
It's the little things in life that make the biggest impact on us, like finding a room with high ceilings that we can practice our golf swings without fear of repercussion or damage.
Imagine NBA All-Star and Golden State Warriors guard Stephen Curry's excitement when he thought that he had found a hotel room with just enough room to work on his swing. Curry, you may recall, is a pretty solid stick. He plays off a 0.6 handicap as of the March 1 revision and he acquitted himself nicely in his Web.com Tour debut last August.
His latest golf-related sojourn, however, didn't have quite the happy ending that his first Tour start. With a day off on Thursday in between games against the Atlanta Hawks and Washington Wizards, Curry had his clubs at the ready and was dialing in his swing in his hotel room when things went haywire.
when you feel like you're on the @pgatour so you gotta get some swings going in the hotel room ???????????? #idiot
A post shared by Wardell Curry (@stephencurry30) on Mar 1, 2018 at 1:33pm PST
Curry signed a $201 million contract last year that pays him over $40 million per year, so that glass table isn't the biggest of issues for Steph; whatever swing flaw caused the damage is.
SwingxSwing is a golf mobile app, media and entertainment company. The company owns and operates businesses across the following golf categories: GPS & Scorecard, Tee Times, Instruction, E-Sports, Social Media, Entertainment, and Apparel.


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By glabwrites	Beheadings, Capital Punishment, Oil, Saudi Arabia
Let's ponder for a moment our very, very good friends, our dear pals, the Saudis.
Saudi Arabia is one of this holy land's staunchest allies. American diplomats for years have touted the "special relationship" our two nations share. "Special relationship," BTW, being a term used historically to describe our coziness with the United Kingdom. So, you see, we're now starting to look upon the Saudis the way a philanderer will view his mistress.
"Honey, you're special, honest. Sorry, I gotta go now."
Our last two presidents, Barack Obama and George W. Bush both have crowed about their close personal friendships with members of the Saudi royal family. Oh, see, Saudi Arabia is a kingdom. That means, all legislative, executive, military, and judicial functions in the country are dictated by royal decree. And the decree-er, natch was, is, and always will be, a man. Women, those silly things, aren't even allowed to drive a car there, much less run the government — or even have the least say in the running thereof.
The name of the place, for pete's sake, comes from the surname of the royal family. For all intents and purposes, the Al Saud family owns Saudi Arabia. No wonder we feel such an affinity for them.
The only difference between us and the aforementioned philanderer is that we flaunt our relationship with Saudi Arabia. Oh, sure, the UK knows all about it. How open-minded! Then again, in keeping with these more indulgent times, the UK also is having an affair with Saudi Arabia.
US & UK Leaders Woo Saudi Kings
Anyway, I thought you might be interested in knowing that our darlings who dominate the Arabian Peninsula — as well as much of the world's oil and other hydrocarbon reserves — just this past week executed their 100th citizen by beheading this year.
And He Smokes, Too, The Fiend
Yup. Saudi Arabia chops the heads off people who give it a pain, pun intended, in the neck. This 100th fellow, acc'd'g to the government-run (read: Al Saud-run) press agency, had been trafficking in amphetamines. That's a no-no in S.A., as it is here, although amphetamine traffickers in the United States are far less likely to be executed and, in fact, would be hailed as saviors in certain precincts such as sports team locker rooms, college dormitories, commodities trading floor break rooms, and the like.
Amphetamine traffickers here, should they be caught, charged and found guilty (and, of course, should their skin be dark) may be sentenced to serve a five- to 25-year sentence under federal criminal guidelines. Now that's no kiss from your sister but it ain't getting your coconut lopped.
Think about beheading. You might say, hell, what's the diff. between chopping off someone's head and executing him or her via lethal injection? Both are state-sanctioned killings. Fair enough, but at least we acknowledge the barbarity of head-chopping, hanging, the firing squad, and other pastimes of the executioner set. Chopping off a guy's head involves splat noises, gushing blood, the clunk of the disembodied bean into a basket, and perhaps the twitching for a brief moment of the disem-headed body. We may be killers, but we have gentility.
Hypo-ing a condemned man with a fatal mickey makes us feel better about the whole sordid affair. We can pretend we're just sending the guy off to a peaceful sleep — from which he'll never wake up.
It's a damned sight better than that of the butcher shop tableau seen a hundred times thus far in 2015 in Saudi Arabia.
You and I might become sick to our stomachs imagining all those beheadings but to our leaders, our diplomats, and our oil company executives, that's just one of the silly little things our special friend does.


Eventually, the spaces will get shorter. "Um" and "uh" and "er" are crutches. Keep using them, and you'll always need them.
This is… absolutely correct. If you were to look at… certain famous people like… President Obama, you… would see this technique… used quite often.
Adding spacings and pauses in your speech is the most common piece of advice in this threaad.
As someone who's continually trying to get better at talking on his podcast, this thread handy.


Out Do hasn't any previous form here but its best time on this surface at Lingfield would probably see it make the frame. Reckless Endeavour is 2nd best on times over this c/d and could make the frame and should be staying on strongly at the finish. MAZZINI is top rated and has decent trainer and jockey stats, is usually held up for a late surge on the outside of the field Tupi has run in better class races which would normally make it a danger but it may be better over further and this race might not be run to suit it. Polybius hasn't any c/d form but has recorded a decent time at Wolverhampton but looks a better horse over a shorter trip. Hyperfocus hasn't any course form and only a relatively slow time from Newcastle and may prefer a drop in class to show its best Go Far this ones a versatile type and has been known to lead but only if nothing else wants to but has only a relatively slow time at Kempton to show for it and then in a lower class race Monks Stand is capable of running a fast time at Southwell, a different surface but is another that may be out of its depth in this class of race.
SUMMARY: I can find negatives against the bottom 5 in the handicap, Out Do could make the frame, Reckless Endeavour ought to be staying on but maybe too late so i will go with backing MAZZINI 11/4 who is a hold up type and ought to stay on the strongest of all here. I've done the following 3 races in the hope the going isn't on the soft side of things but just a brief note for each race, so if the stick reading isn't high enough then don't bet.
Too many runners to be very confident here but I'm going to put the bottom weight MESHARDEL 16/1 as my each way selection, it could get a good tow into the race with the fast starting Highly Sprung drawn alongside it but my stakes wont be at full strength.
Twentysvthlancers is my 3rd top rated but might not want the going to be on the fast side of things. Mighty Zip is my 2nd top rated and usually stays on strongly at the finish over the minimum distance but could make the frame here. SECRET ASSET 25/1 is in the veteran class nowadays, the reason for me backing it is the simple fact that its the most likely front runner in this race and if allowed to set its own pace it could go very well and at the price has to worth an each way wager.


text:
In Payments & Infrastructure
Payments System
Role of Payments System Board
Strategic Priorities for Payments Policy
The 2019 Consumer Payments Survey
Review of Retail Payments Regulation
Payments System Regulation
Approach to Regulation
Declarations and Exemptions for Purchased Payment Facilities
Past Regulatory Reviews
2007/08 Review of Card Payment Systems
2011/13 Strategic Review of Innovation in the Payments System
2015-16 Review of Card Payments Regulation
Regulatory Decisions
Least-cost Routing
New Payments Platform
The New Payments Platform
New Payments Platform Functionality and Access: Consultation
Conclusions Paper
Central Bank Digital Currency
Financial Market Infrastructure
About Financial Market Infrastructure
About the Principles
Implementation of Principles
Assessments against Principles
Assessment against Responsibilities
High Value Payments
Clearing and Settlement Facilities
Financial Stability Standards
Approvals under the Payment Systems and Netting Act 1998
About RITS
RITS Legal Framework
RITS Membership
Contact RITS
Payments Data
Disclosures on Retail Payments Service Reliability
In Payment Card Access Regimes: Conclusions – March 2014
Consultation and Changes to the Draft Access Regimes
Implementation and Conclusion
Attachment 1: Access Regimes
Payment Card Access Regimes: Conclusions – March 2014 Assessment
The Reserve Bank may vary an access regime if it considers it appropriate to do so, having regard to:
whether the variation would be in the public interest;
the interests of the current participants in the system;
the interests of people who, in the future, may want access to the system; and
any other matters the Reserve Bank considers relevant.
In determining the public interest, the Reserve Bank must have regard to the desirability of payment systems:
being (in its opinion):
financially safe for use by participants;
efficient; and
competitive; and
not (in its opinion) materially causing or contributing to increased risk in the financial system.
The Bank is satisfied that the schemes are more open to admitting new types of members than when the current access arrangements were introduced in 2004. This was accepted by many parties in consultation. Accordingly, an approach that removes the current regulatory constraints on access is in the interests of potential participants in the systems as it facilitates access. Potential members and existing SCCIs will also benefit from removing regulatory costs arising from the SCCI regime that are higher than warranted for credit card business. Improved access to the systems (including the threat of entry) is likely to increase competition in card issuing and acquiring, resulting in pressure for participants to provide lower prices and better service to payments system users. Improved access is also likely to promote innovation; several of the potential entrants have business models that rely on innovations that may increase the efficiency of payments and, through the effects of competition, place pressure on other participants to do likewise.
While there can be no guarantee that the schemes will use any additional discretion to admit new entrants under Options 2 and 3, the Bank considers it likely. Nonetheless, regardless of the approach taken by the schemes, Option 2 ensures that parties that have gained access to the systems under the existing framework will remain eligible. A further benefit of removing current regulatory constraints on access is that, by placing the assessment of eligibility for access to the schemes in the hands of the schemes themselves, APRA will be able to better direct its resources towards its core mandate.
Most current participants (directly or through industry bodies) supported the status quo, expressing concerns about the potential for additional risk as a result of increased access. They argue that APRA supervision provides greater comfort that participants will not bear losses resulting from the default of another participant. While there can be a high degree of confidence that new entry will enhance competition and efficiency, there is less certainty about the effect of new entry on the risk faced by existing participants. This may depend, among other things, on how the schemes respond to the greater discretion provided under Options 2 and 3, the nature of any new types of participants admitted and the risk management applied by the schemes. Nonetheless, there are a number of factors that suggest that a material increase in risk for participants is unlikely:
Options 2 and 3 do not compel the schemes to expand membership from the current arrangements; if they consider that the admission of entities not subject to prudential supervision gives rise to unacceptable risks, they will not admit them. This would include the case where a scheme was not confident that it could obtain reliable information from a potential participant.
The schemes have incentives to ensure that their respective systems remain attractive to participants. It is not in their interests to introduce risks that might cause existing participants to reconsider their membership.
The schemes argue that they have robust risk management arrangements in place, suitable for dealing with non-financial-institution members. In particular, their use of collateral requirements for participants can greatly reduce potential exposures arising from a participant default.
The Bank's view is that removing regulatory restrictions on new entry will not materially cause or contribute to increased risk in the financial system as the values transacted, and therefore obligations arising between participants, are small relative to the transactions processed in the payments system more broadly. For instance, the daily value of transactions in all credit card systems in Australia averaged $720 million in 2012/13, with net obligations likely to be a fraction of this. This compares with RTGS payments of $158 billion and Direct Entry payments of $40 billion per day.
While both deregulatory options, Options 2 and 3, provide improved access compared with the status quo, the additional, light-touch controls imposed by the Access Regimes under Option 2 offer some benefits over Option 3. These include:
assurance that former SCCIs remain eligible to participate in the schemes
greater assurance of a consistent approach to access by the schemes
transparency of that approach for interested parties
statute-based avenues for redress for potential entrants who believe they have been unreasonably denied entry.
While Option 2 would result in some modest additional costs for the schemes, it offers benefits to both potential and existing participants relative to Option 3.
One issue the Bank has considered during its deliberations is the fact that under the proposed approach, an entity that is not eligible to participate under the criteria set by the schemes will no longer have the option of gaining eligibility through SCCI status. However, the Bank considers that this concern is outweighed by the likelihood that scheme eligibility will be broader than currently and that costs of participation for a non-ADI are likely to be lower. The Bank is also aware that, while designed for the credit card systems, the SCCI framework might benefit an entity in other payment systems, notably the Bulk Electronic Clearing System (BECS). The Bank will liaise with the Australian Payments Clearing Association (APCA) to seek to ensure that the removal of the SCCI framework does not have adverse consequences for participants in other payment systems.
The Bank's assessment is that Option 2, namely removing the SCCI regime and amending the Access Regimes as set out in Attachment 1, would be in the interests of people who in the future may want to access the MasterCard and Visa systems and would promote competition and efficiency, while not materially increasing risk in those systems. On balance, the Bank considers that Option 2 best meets the public interest.


The page you were looking for does not exist at our page. Are you sure that you wrote the right address? If you clicked on a link from the internet (for example, from a search engine), this link has been moved or deleted. This should be a transitory stage and remedied shortly.


text:
<?php

namespace TheSeer\phpDox {

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        /**
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redpajama_set_name: RedPajamaGithub


text:
OOH HOME |
OCCUPATION FINDER |
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HOW TO FIND A JOB |
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OOH SITE MAP
Occupational Outlook Handbook > Construction and Extraction >
Insulation Workers
How to Become One
State & Area Data
Please enable javascript to play this video.
Video transcript available at https://www.youtube.com/watch?v=yPTjBhZ0Zuk.
Quick Facts: Insulation Workers
2021 Median Pay
$46,760 per year
Typical Entry-Level Education
See How to Become One
Number of Jobs, 2021
Job Outlook, 2021-31
3% (Slower than average)
Employment Change, 2021-31
What Insulation Workers Do
Insulation workers install and replace the materials used to insulate buildings or mechanical systems.
Insulators generally work indoors. Mechanical insulators work both indoors and outdoors, sometimes in extreme temperatures. They spend most of their workday standing, bending, or kneeling, often in confined spaces.
How to Become an Insulation Worker
Floor, ceiling, and wall insulators typically learn their trade on the job. Mechanical insulators may complete an apprenticeship program after earning a high school diploma or equivalent.
The median annual wage for insulation workers, floor, ceiling, and wall was $39,880 in May 2021.
The median annual wage for insulation workers, mechanical was $48,260 in May 2021.
Overall employment of insulation workers is projected to grow 3 percent from 2021 to 2031, slower than the average for all occupations.
Despite limited employment growth, about 6,000 openings for insulation workers are projected each year, on average, over the decade. Most of those openings are expected to result from the need to replace workers who transfer to different occupations or exit the labor force, such as to retire.
Explore resources for employment and wages by state and area for insulation workers.
Compare the job duties, education, job growth, and pay of insulation workers with similar occupations.
More Information, Including Links to O*NET
Learn more about insulation workers by visiting additional resources, including O*NET, a source on key characteristics of workers and occupations.
What They Do ->
What Insulation Workers Do About this section
Mechanical insulators install preformed insulation.
Insulation workers, also called insulators, install and replace the materials used to insulate buildings or mechanical systems.
Insulators typically do the following:
Remove and dispose of old insulation
Review blueprints and specifications to determine the amount and type of insulation needed
Measure and cut insulation to fit into walls and around pipes
Secure insulation with staples, tape, or screws
Use air compressors to spray foam insulation
Install plastic barriers to protect insulation from moisture
Insulators install and replace the material that saves energy and helps reduce noise in buildings and around vats, vessels, boilers, steam pipes, and water pipes. Insulators also install fire-stopping materials to prevent the spread of a fire and smoke throughout a building.
Insulators often must remove old insulation when renovating buildings. In the past, asbestos—now known to cause cancer—was used extensively to insulate walls, ceilings, pipes, and industrial equipment. Because of the health risks associated with handling asbestos, hazardous materials removal workers or specially trained insulators must remove asbestos before workers begin installing new insulation.
Insulators use common handtools, such as knives, trowels, and scissors. They also may use a variety of power tools, such as welders to secure clamps, staple guns to fasten insulation to walls, and air compressors to spray insulation.
Insulators sometimes wrap a cover of aluminum, sheet metal, or plastic over the insulation. Doing so protects the insulation from contact damage and keeps moisture out.
Floor, ceiling, and wall insulators install insulation in attics, under floors, and behind walls in homes and other buildings. To fill the space between wall studs and ceiling joists, workers either unroll, cut, fit, and staple batts of insulation or spray foam insulation.
Mechanical insulators apply insulation to equipment, pipes, or ductwork in many types of buildings.
<- Summary Work Environment ->
Work Environment About this section
Mechanical insulators often work in large industrial buildings.
Insulation workers, floor, ceiling, and wall held about 33,700 jobs in 2021. The largest employers of insulation workers, floor, ceiling, and wall were as follows:
Drywall and insulation contractors 62%
Building equipment contractors 13
Self-employed workers 8
Nonresidential building construction 2
Foundation, structure, and building exterior contractors 1
Insulation workers, mechanical held about 31,200 jobs in 2021. The largest employers of insulation workers, mechanical were as follows:
Building equipment contractors 61%
Drywall and insulation contractors 18
Other specialty trade contractors 0
Insulators generally work indoors. Mechanical insulators work both indoors and outdoors, sometimes in extreme temperatures. They spend most of their workday standing, bending, or kneeling in confined spaces. Insulators may work at great heights on scaffolding, work platforms, or ladders.
Injuries and Illnesses
Common hazards for insulation workers include falls from ladders and cuts from knives. In addition, small particles from insulation materials can irritate the eyes, skin, and lungs. To protect themselves, insulators must keep the work area well-ventilated and follow product and employer safety recommendations. They also may wear personal protective equipment (PPE), including suits, masks, and respirators, to protect against hazardous fumes or materials.
Mechanical insulators may get burns from insulating pipes that are in service.
Most insulators work full time, and more than 40 hours a week may be required to meet construction deadlines. Those who insulate outdoors may not be able to work in bad weather, such as during a storm or in extreme heat or cold.
<- What They Do How to Become One ->
How to Become an Insulation Worker About this section
Many insulators are trained on the job.
Most floor, ceiling, and wall insulators learn their trade on the job. Many mechanical insulators complete an apprenticeship program after earning a high school diploma or equivalent.
There are no specific education requirements for floor, ceiling, and wall insulators. Apprenticeships for mechanical insulators typically require a high school diploma or equivalent. High school courses in subjects such as math, mechanical drawing, and science are helpful for all types of insulators.
Most floor, ceiling, and wall insulators learn their trade on the job. New workers learn about installation and get mandatory Occupational Safety and Health Administration (OSHA) safety training on insulation handling and asbestos abatement. Beginning insulators work alongside more experienced ones to learn how to use equipment for installing spray insulation.
Many mechanical insulators learn their trade through a 4- to 5-year apprenticeship, which includes both technical instruction and paid on-the-job training.
Unions and individual contractors offer apprenticeships. Although most insulators start out by entering apprenticeships directly, others begin by working as helpers. The International Association of Heat and Frost Insulators and Allied Workers, an affiliate of the North American Building Trades Union, provides contact information on local union chapters.
Licenses, Certifications, and Registrations
Insulation workers who remove and handle asbestos must be trained through programs accredited by the U.S. Environmental Protection Agency. Some states require a license for asbestos abatement. Check with your state for more information. Mechanical insulators who complete an apprenticeship through the International Association of Heat and Frost Insulators and Allied Workers may receive this license as part of their apprenticeship.
The National Insulation Association offers a certification for mechanical insulators who conduct energy appraisals to determine if and how insulation can benefit industrial customers. Mechanical insulators also may receive certification in other job duties, such as fire stopping
After completing an apprenticeship, mechanical insulators reach journey-level status. After becoming journey workers, mechanical insulators may advance to supervisor or superintendent positions, or they may choose to start their own business offering mechanical insulation services.
Important Qualities
Ability to work at heights. Insulators may be required to work high on ladders or scaffolds to install or remove insulation.
Dexterity. To install insulation, insulators often must reach overhead, sometimes while confined in spaces where maneuvering is difficult.
Math skills. Insulators need to measure the equipment or areas they are insulating and to calculate the amount and dimensions of insulation needed.
Mechanical skills. Insulators must be adept at using a variety of handtools and power tools to install insulation.
Physical stamina. Insulators spend much of the workday standing, kneeling, and bending in uncomfortable positions.
Physical strength. Insulators may be required to lift or carry up to 50 pounds of tools or materials.
<- Work Environment Pay ->
Pay About this section
Median annual wages, May 2021
Insulation workers, mechanical
Construction trades workers
Insulation workers, floor, ceiling, and wall
Note: All Occupations includes all occupations in the U.S. Economy.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics
The median annual wage for insulation workers, floor, ceiling, and wall was $39,880 in May 2021. The median wage is the wage at which half the workers in an occupation earned more than that amount and half earned less. The lowest 10 percent earned less than $29,120, and the highest 10 percent earned more than $66,210.
The median annual wage for insulation workers, mechanical was $48,260 in May 2021. The lowest 10 percent earned less than $35,970, and the highest 10 percent earned more than $92,010.
In May 2021, the median annual wages for insulation workers, floor, ceiling, and wall in the top industries in which they worked were as follows:
Nonresidential building construction $57,840
Building equipment contractors 46,210
Drywall and insulation contractors 38,330
Foundation, structure, and building exterior contractors 37,700
In May 2021, the median annual wages for insulation workers, mechanical in the top industries in which they worked were as follows:
Building equipment contractors $48,370
Other specialty trade contractors 48,070
The starting pay for apprentices is less than that of a fully trained insulator. Apprentices earn more pay as they acquire skills.
Most insulators work full time, and they sometimes need to work more than 40 hours a week to meet construction deadlines. Those who insulate outdoors may not be able to work in bad weather, such as during a storm or in extreme heat or cold.
<- How to Become One Job Outlook ->
Job Outlook About this section
Percent change in employment, projected 2021-31
Source: U.S. Bureau of Labor Statistics, Employment Projections program
The continuing need to make new and existing buildings and systems more energy efficient will drive the demand for mechanical insulation workers.
The amount of new home building and retrofitting of existing insulation will continue to be linked to the employment of floor, ceiling, and wall insulation workers over the projections decade.
Employment projections data for insulation workers, 2021-31
Occupational Title
SOC Code
Employment, 2021
Projected Employment, 2031
Change, 2021-31
Employment by Industry
47-2130 64,900 67,000 3 2,100 Get data
47-2132 31,200 32,100 3 900 Get data
<- Pay State & Area Data ->
State & Area Data About this section
Occupational Employment and Wage Statistics (OEWS)
The Occupational Employment and Wage Statistics (OEWS) program produces employment and wage estimates annually for over 800 occupations. These estimates are available for the nation as a whole, for individual states, and for metropolitan and nonmetropolitan areas. The link(s) below go to OEWS data maps for employment and wages by state and area.
Projections Central
Occupational employment projections are developed for all states by Labor Market Information (LMI) or individual state Employment Projections offices. All state projections data are available at www.projectionscentral.com. Information on this site allows projected employment growth for an occupation to be compared among states or to be compared within one state. In addition, states may produce projections for areas; there are links to each state's websites where these data may be retrieved.
CareerOneStop
CareerOneStop includes hundreds of occupational profiles with data available by state and metro area. There are links in the left-hand side menu to compare occupational employment by state and occupational wages by local area or metro area. There is also a salary info tool to search for wages by zip code.
<- Job Outlook Similar Occupations ->
Similar Occupations About this section
This table shows a list of occupations with job duties that are similar to those of insulation workers.
ENTRY-LEVEL EDUCATION
Carpenters construct, repair, and install building frameworks and structures made from wood and other materials.
High school diploma or equivalent $48,260
Construction Laborers and Helpers
Construction laborers and helpers perform many tasks that require physical labor on construction sites.
See How to Become One $37,520
Drywall Installers, Ceiling Tile Installers, and Tapers
Drywall and ceiling tile installers hang wallboard and install ceiling tile inside buildings. Tapers prepare the wallboard for painting.
No formal educational credential $48,350
Roofers replace, repair, and install the roofs of buildings.
Boilermakers
Boilermakers assemble, install, maintain, and repair boilers, closed vats, and other large vessels or containers that hold liquids and gases.
Hazardous Materials Removal Workers
Hazardous materials removal workers identify and dispose of harmful substances such as asbestos, lead, and radioactive waste.
Masonry Workers
Masonry workers use bricks, concrete and concrete blocks, and natural and manmade stones to build structures.
<- State & Area Data More Info ->
Contacts for More Information About this section
For details about apprenticeships or other opportunities for insulators, contact the offices of the state employment service, the state apprenticeship agency, local insulation contractors, or firms that employ insulators. Apprenticeship information is available from the U.S. Department of Labor's Apprenticeship program online or by phone at 877-872-5627. Visit Apprenticeship.gov to search for apprenticeship opportunities.
For more information about apprenticeship or training for insulators, visit
National Insulation Association
NCCER
International Association of Heat and Frost Insulators and Allied Workers
North American Building Trades Union
<- Similar Occupations
Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook , Insulation Workers,
at https://www.bls.gov/ooh/construction-and-extraction/insulation-workers.htm (visited January 31, 2023).
Last Modified Date: Thursday, September 8, 2022
The What They Do tab describes the typical duties and responsibilities of workers in the occupation, including what tools and equipment they use and how closely they are supervised. This tab also covers different types of occupational specialties.
The Work Environment tab includes the number of jobs held in the occupation and describes the workplace, the level of physical activity expected, and typical hours worked. It may also discuss the major industries that employed the occupation. This tab may also describe opportunities for part-time work, the amount and type of travel required, any safety equipment that is used, and the risk of injury that workers may face.
The How to Become One tab describes how to prepare for a job in the occupation. This tab can include information on education, training, work experience, licensing and certification, and important qualities that are required or helpful for entering or working in the occupation.
The Pay tab describes typical earnings and how workers in the occupation are compensated—annual salaries, hourly wages, commissions, tips, or bonuses. Within every occupation, earnings vary by experience, responsibility, performance, tenure, and geographic area. For most profiles, this tab has a table with wages in the major industries employing the occupation. It does not include pay for self-employed workers, agriculture workers, or workers in private households because these data are not collected by the Occupational Employment and Wage Statistics (OEWS) survey, the source of BLS wage data in the OOH.
The State and Area Data tab provides links to state and area occupational data from the Occupational Employment and Wage Statistics (OEWS) program, state projections data from Projections Central, and occupational information from the Department of Labor's CareerOneStop.
The Job Outlook tab describes the factors that affect employment growth or decline in the occupation, and in some instances, describes the relationship between the number of job seekers and the number of job openings.
The Similar Occupations tab describes occupations that share similar duties, skills, interests, education, or training with the occupation covered in the profile.
Contacts for More Information
The More Information tab provides the Internet addresses of associations, government agencies, unions, and other organizations that can provide additional information on the occupation. This tab also includes links to relevant occupational information from the Occupational Information Network (O*NET).
The wage at which half of the workers in the occupation earned more than that amount and half earned less. Median wage data are from the BLS Occupational Employment and Wage Statistics survey. In May 2021, the median annual wage for all workers was $45,760.
Additional training needed (postemployment) to attain competency in the skills needed in this occupation.
Typical level of education that most workers need to enter this occupation.
Work experience that is commonly considered necessary by employers, or is a commonly accepted substitute for more formal types of training or education.
The employment, or size, of this occupation in 2021, which is the base year of the 2021-31 employment projections.
The projected percent change in employment from 2021 to 2031. The average growth rate for all occupations is 5 percent.
The projected numeric change in employment from 2021 to 2031.
Employment Change, projected 2021-31
Growth Rate (Projected)
The percent change of employment for each occupation from 2021 to 2031.
Projected Number of New Jobs
Projected Growth Rate
The projected percent change in employment from 2021 to 2031.
Telephone: 1-202-691-5700 www.bls.gov/ooh Contact OOH


Firstly, if you are not aware of what the webbot is then let me give it an introduction. The webbot is a series of over 100 executable applications which act like internet spiders. They search the internet for information that has been added by anyone and anything, and that information is gathered back in a database that Clif High and Igor, his assistant, maintain. Then the information is analysed and patterns of information are then found which are formed into reports that Clif High creates and interprets. These reports are where the forecasts of the webbot predictions come from.
I will go ahead and assume that these webbot spiders do not just collect everything. They would be programmed to ignore certain websites and certain information as their main focus is to pick up such information that is based upon future predicting methods. Methods such as from dreams premonitions, remote viewing the future, psychic readings, astrology forecasts, information gained about the future from QHHT and other forms of hypnotic regression, channelled information and from other future predicting abilities and methods.
I know it can be a lot to ask, to accept channelled information for some, so I wanted to properly introduce Maryann and the League of Light Pleiadian beings before continuing on with the information that they have to share, which will help provide additional insight into the time issue.
Getting my mind around the real source of this information, and the method it comes through, did take some time, but now I have a pretty good understanding and feeling around how it takes place. My friend Maryann Rada is a channeller of a number of different Pleiadian based beings which are part of a group called the League of Light.
I am wary of channelled information and it takes a lot for me to gain any trust in the source of such information. I have been following Maryann's material for a while now and going by the information coming through which does resonates with me, and by my intuition, I believe the source of this information is credible and I have seen no evidence of ulterior motives or deception around the information that has been presented so far.
Maryann has explained that her guides in conjunction with the Pleiadian being(s) work together to communicate the information through her. She can feel their presence but has never actually seen them. She has told me that they seem to be much closer to her and more present than her actual guides, even though her guides blend in with them.
On the 15th of March, Maryann Rada connected in to her Pleidian contacts specifically for this research I was doing around time and what may have occurred over the past year or so. She made contact with a new being and was introduced to 'Mirou' by 'Semjase'. It was communicated to her by Semjase, that Mirou is a 'time adept'.
Semjase also said that we are near a time reflex before the information from Mirou came through.
The time is elastic theory is also said to be the only workable scientific model that can define time travel. So the fact that this theory has been confirmed, could go towards time travel being possible.
The "time is elastic" theory also explains the colliding of realities at the same time which is said to perhaps also be occurring during this vibrational increase and shift in consciousness time period we are reaching.
BTW, "she" was a "he"... all 200 of the serpentine Gregori were males.
Yes, according to the Book of Enoch, fallen Watcher Semjase was the head gregori.
I find it funny how some channelers like to do what salesmen call "name-dropping" to gain favor in the eyes (or ears) of their prospects.
I like to judge things on the content, not on the names. After all, there's no value in names alone - only in relationships, and there's no power in credibility of a name (because a name can be stolen), but in the fruit of the content of what that person/being puts out.
Name dropping is just a form of manipulation.


text:
Q: get 11 characters in a string following a prefix I want to do this
$name = "hello word XYZabcdefghijklmnopqrstuvwxyz bluesky";

Output should look like:
"abcdefghijk"
Which are 11 characters.
Please note: XYZ is the prefix

A: The method substr() is what you're looking for:

string substr ( string $string , int $start [, int $length ] )
Returns the portion of string specified by the start and length parameters.

First you find the position of your $prefix in the $name:
strpos($name, $prefix)

Then you need to add the length of your prefix to move to the correct position, and pass the number of characters, which you want to get in the result (11 in your case):
$name = "hello word XYZabcdefghijklmnopqrstuvwxyz bluesky";
$prefix = "XYZ";

$output = substr($name, strpos($name, $prefix) + strlen($prefix), 11);
echo $output;

A: Try this
<?php

$name = "hello word XYZabcdefghijklmnopqrstuvwxyz bluesky";

$out = substr(substr($name, strpos($name, 'XYZ'), 14), 3);

echo $out;


text:
Symphony No. 104 in D Major (London)
By Franz Joseph Haydn
Miniature Score
https://www.sheetmusicplus.com/title/symphony-no-104-in-d-major-london-sheet-music/3491638?id=404035&ac=1
Composed by Franz Joseph Haydn (1732-1809). Full Orchestra (Miniature Score); Larger Works; Masterworks; Performance Music Ensemble. Dover Edition. Classical; Masterwork. Score. Dover Publications #06-299252. Published by Dover Publications (AP.6-299252).
Item Number: AP.6-299252
One of 12 symphonies Haydn composed in London from 1791 to 1795, this work delights listeners with its simplicity and immediate appeal, skillful use of folk-song melodies, and luminous orchestration. Reproduced from an authoritative source, the full score appears with original instrumentation and ample margins for notes and analysis.
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Achieve defined and unforgettable eyes while fighting free radicals and protecting your lash line. This effortless pencil allows you to precisely glide on eye color for maximum impact, while Vitamin E helps nourish and protect the delicate eye area. Complete with a smudging tool on the reverse end to take the look from striking to soft and smoky.
Twist the upper portion of the pencil to expose the eyeliner. After applying, use gentle tracing strokes with the smudging tool to soften and add drama to the eye. To create an even more precise edge, place a paper on a hard surface and gently drag the pencil tip at an angle.


text:
let's talk about sex
There's supposedly an "orgasm button" on our body, and we're into it
Anna Gragert
An orgasm button? One that has nothing to do with the illusive G-spot? The clitoris isn't involved? Please, tell us more…
As you know, the human body is crazy complex and full of secrets. I mean, if it weren't, there would be no doctors, no psychologists, no chiropractors, no surgeons, no… You get the point. With that being said, Redbook just revealed that many of us have been walking around with something called an "orgasm button" and we had absolutely no clue.
So Easy Productions / Giphy
According to the fields of Acupressure and Chinese Medicine, there's a special spot below your belly button – about three fingers, width-wise, below. It's known as the Sea Of Energy (or Conception Vessel 6). Acupressure experts explain that if we press on this site for 2-3 minutes and pay attention to our breathing, this can help release pent-up energy. Blood will then flow toward one's genitals, thus making it easier for both women and men to climax.
Shutterstock / Edited by author
Dr. Michael Reed Gach states, "The Sea of Qi (CV 6) is good for all kinds of sexual problems for men and women. The abdominal muscles often tighten during lovemaking, which can block the flow of sexual energy. Pressing CV 6 and acupressure points around it, can relieve the abdominal tension, strengthen the urinary and reproductive systems, and increase sexual intimacy and pleasure."
Chinese medicine expert Daniel Reid adds that it's better for a couple to perform this technique together, especially since it will allow them to be immersed in each other's sexual energy.
Dunlop Entertainment / Giphy
Warning (or bonus perhaps?): the Sea of Energy pressure point is also great for relieving constipation. "Press CV 6 two or three times a day to relieve and prevent constipation and irritable bowel," says Dr. Gach. "Pressing this point activates and strengthens the large intestine, encourages peristalsis, and relaxes the abdomen."
Alright, so you may want to make a trip to the bathroom before you and your partner start experimenting with the Sea of Energy. Because no one wants to deal with a poop emergency during sexy time, right?
Elizabeth Meriwether Pictures / Giphy
By Anna Gragert
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All Topics in let's talk about sex
Hellogiggles


The Alcatel One Touch Idol 3 features a 5.5 inch, 1080 x 1920 display powered by a 1.5 GHz processor.
Every time I click settings, settings popped up but it doesn't show any of my options?
If it doesn't work you can always try a Hard Reset.
Or just search for Hard reset (your phone model) and look for videos and tutorials.
I'm almost sure this will fix your problem.
It means wipe it up and install a new software.
Search for Tutorials how to install new rom (your phone model) and read carefully before try anything. Good luck!


text:
Congress takes small steps toward ELD delay
With the U.S. Supreme Court in June ending the battle over electronic logging devices (ELDs) in court, opponents apparently have now shifted their strategy toward forcing a delay in implementation rather than holding out for a full reversal. Two actions in the U.S. House of Representatives set the stage for a potential delay in the mandate, which is to take effect December 18.
On July 17, the House Appropriations Committee approved its version of the fiscal 2018 Department of Transportation (DOT) funding bill and released a report to accompany the bill. Committee reports explain the actions taken in the formal legislative text and provide further non-binding guidance as to what the committee expects or hopes federal agencies to do during the coming fiscal year.
The actual bill includes a provision to block the Federal Motor Carrier Safety Administration (FMCSA) from requiring carriers that transport livestock or insects to install ELDs, but the bill itself does not block or delay implementation for other drivers or carriers.
However, the committee report includes language that calls for a report on whether a full or targeted delay of the ELD mandate would be appropriate. The report language says new regulations "must be implemented and enforced in a way that is mindful of the thousands of small businesses that bear the cost of compliance."
The committee goes on to say that it is "concerned by reports of serious complications associated with implementation." It referenced "many significant technological concerns," including certification of devices, connectivity problems in remote locations, cyber vulnerabilities, and the ability of law enforcement to access data." The panel wants a report within 60 days of the bill's enactment concerning whether there should be a delay. The committee also directed FMCSA to review ELD manufacturers' technology platforms "to confirm that devices not only meet standards and specifications necessary for all affected industries and fleet sizes to be compliant but also provide a user interface that is reasonably easy to navigate."
In a related move, U.S. Rep. Brian Babin (R-Texas), a member of the House Transportation & Infrastructure who is in his second term in Congress, introduced legislation (H.R. 3282) on July 18 that would delay the ELD mandate for two years.
While the latest actions are encouraging for ELD opponents, there are some serious hurdles to overcome. For starters, except for the bill language on livestock and insect haulers, the language in the committee report is not binding on FMCSA. Lawmakers often give lobbyists report language when they are unwilling to give them legislative provisions that have teeth.
And while FMCSA isn't likely to completely ignore the committee, the report the panel seeks likely wouldn't be due until after the December 18 implementation date. Even though the fiscal year ends September 30, Congress rarely completes actions on appropriations bills that early.
The Senate typically is far less accommodating of the trucking industry, so actions like those taken by the House Appropriations Committee are less likely in the Senate version of the DOT funding bill. It's even possible that the Senate report could contradict the House report and call for ELD implementation as scheduled. The Senate panel hasn't acted on a bill yet, and, in fact, didn't even hold a hearing on fiscal 2018 DOT funding until July 13.
Meanwhile, H.R. 3282 stands very little chance of being enacted by Congress as a stand-alone bill. While there is significant political support for ELD opponents, ELDs are supported by some powerful interests as well -- perhaps most significantly the American Trucking Associations and individual major trucking companies. Following the House appropriations action, ATA sent a letter to Deputy Administrator Daphne Jefferson responding to all the points made by ELD opponents and affirming its support for the mandate. Battles between major interest groups usually end in with no change in the law. However, by shifting the strategy from killing ELDs to delaying implementation, ELD opponents may have improved their chances of success at least modestly.
ELD concerns not necessarily enough
Meanwhile, in a subcommittee hearing of the Transportation & Infrastructure Committee on July 18, Jefferson assured lawmakers that the agency would be ready for ELD implementation, although she did express a willingness to consider another viewpoint.
One of FMCSA's aces in the hole on the ELD issue is that carriers do not necessarily have to use devices that meet ELD standards as of December 18. Carriers can use devices that meet the automatic onboard recording device (AOBRD) standard as long as they install the devices by December 18. Those devices would be good for two years, and many AOBRDs on the market could be upgraded to ELD standards without a change in hardware. However, any trucks added to a carrier's fleet after December 18 would have to use devices compliant with the ELD standard.
In the event data transfer and similar issues continue to plague ELDs, FMCSA has another fallback. Under the ELD standard, all devices must be able to either print or display drivers' records of duty status (RODS) in addition to allowing for a data transfer either directly to the law enforcement officer or through a web server accessed by a carrier's ELD vendor. For this reason, even if data transfer were to be a problem as of December 18, FMCSA could still proceed with implementation and advise carriers to use the print/display option until further notice.


text:
Home News Joaquin Phoen...
Joaquin Phoenix looked genuinely uncomfortable after Jimmy Kimmel shared an outtake of him swearing at a crew member on the set of 'Joker'
Joaquin Phoenix on "Jimmy Kimmel Live" on Tuesday.
Jimmy Kimmel Live! / YouTube
Joaquin Phoenix appeared on "Jimmy Kimmel Live" on Tuesday.
Phoenix appeared blindsided when the host shared an outtake from the set of "Joker" in which the actor is seen cussing out a crew member for whispering during filming.
"The constant whispering – just shut the [bleep] up, dude," Phoenix says in the clip.
He also accuses the crew member, Larry, of starting a nickname for him on set: Cher.
It's unclear whether the clip is a spoof, but the scene on Kimmel's couch afterward was one of genuine awkwardness.
Watch the scene below.
Visit Insider's homepage for more stories.
Joaquin Phoenix's interview on "Jimmy Kimmel Live" on Tuesday took an awkward turn when the host showed the actor and the audience an exclusive outtake from the set of "Joker."
The clip – shared, Kimmel said, by the film's director, Todd Phillips – showed the actor cussing out a crew member named Larry who had been whispering during takes.
"The constant whispering – just shut the [bleep] up, dude," Phoenix said. "I'm trying to, like, find something real."
He added: "It's not a big deal. It's not a big deal. Yeah, it kind of is."
Read more: Joaquin Phoenix walked out of an interview after a critic asked him whether 'Joker' would inspire mass shooters
Phoenix also implied that the crew member invented a nickname for him that cast him as a prima donna.
"I know you started the [bleep] Cher thing, Larry, [bleep] making fun of me, like I'm a [bleep] diva," he said. "It's not even an insult. Cher, really? Singer, actor, dancer, fashion icon. How is that a [bleep] insult?
"I can't do this, man," Phoenix said before pulling his chair back and walking out of the shot.
Phoenix and Todd Phillips on the set of "Joker."
Niko Tavernise/Warner Bros.
It's worth mentioning that Phoenix said before Kimmel showed the clip that he had a lot of fun filming "Joker" and that the director was a really funny guy.
Furthermore, Kimmel and Phoenix have been known to play high-profile pranks in the past. Variety pointed to the actor's spoof appearance on the "Late Show with David Letterman" as a prime example.
However, if Phoenix was acting while viewing the clip, then he did so very well – when the camera returned to Kimmel's couch, the scene was one of genuine awkwardness.
"This is so embarrassing," Phoenix said, laughing nervously.
"Look, sometimes movies get intense, because you're a lot of people in a small space and you're trying to find something," he said, adding that "that was supposed to be private."
"Sorry you guys had to see that," he said.
"Can we move on?" Phoenix asked before apologizing to Larry – though not without stipulating that he shouldn't have been talking on set.
Watch the whole awkward conversation:
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The Optiplex 330 desktop PC was designed by Dell for high performance, flexibility and platform stability. This means that it meets the requirements of many companies, but can also be convincing in the private environment.
The Optiplex 330 desktop PC was designed by Dell for high performance, flexibility and platform stability. This means that it meets the requirements of many companies, but can also be convincing in the private environment. Innovative functions and additional features, which are based on customer requirements, complete the concept on the whole.
In the Dell Optiplex 330, an Intel Core Duo E4500 CPU works to provide you with the right performance every day. For this purpose the processor has 2 MB cache memory and a 2.2 GHz clock frequency. Likewise, 1 GB of DDR2 memory is already included in the PC, whereby an upgrade is possible whenever new requirements arise.
After receiving the Dell Optiplex 330, you can start directly with the connection and the installation of the operating system. Simply use the DVD drive and the 80 GB SATA hard drive. The latter can, of course, be exchanged for a larger model. Similarly, a sound card and an Intel P35 graphics chip are already integrated.
You can also put your accessories directly into operation. The eight USB ports of the Dell Optiplex 330, but also a serial and LPT port, help. Thanks to the Gigabit network adapter, a fast connection to the Internet is also possible. However, you can simply connect a screen to the used computer via DVI or VGA.


text:
Kristina Davis, The San Diego Union-Tribune
Featured by Kristina Davis, The San Diego Union-Tribune
By Kristina Davis, The San Diego Union-Tribune Nov 1, 2020
'Living like a king'—Sailor involved in 'Fat Leonard' scheme gets prison time
"It feels good living like a KING on an E-6's salary!!!"
By Kristina Davis, The San Diego Union-Tribune Jun 10, 2020
Two retired Navy officials plead guilty in 'Fat Leonard' bribery prosecution
Two retired Navy officials admitted Tuesday to corrupt conduct in the "Fat Leonard" bribery scandal, adding to the nearly two-dozen...
By Kristina Davis, The San Diego Union-Tribune Mar 1, 2019
A US Marine veteran built a massive cocaine pipeline as a Mexican drug kingpin, prosecutors say
A U.S. Marine veteran who rose to power as a reputed Mexican drug kingpin has been named in a massive...
By Kristina Davis, The San Diego Union-Tribune Oct 31, 2018
Chinese Intelligence Officers Charged In US With Jet Engine Hacking Conspiracy
Two Chinese intelligence officers and a group of alleged hackers have been charged in San Diego on accusations of infiltrating...
By Kristina Davis, The San Diego Union-Tribune Jan 31, 2018
Former Navy Commander Admits Prostitutes, Entertainment In 'Fat Leonard' Scandal
Another high-ranking Navy official has become entangled in the "Fat Leonard" bribery scandal, prosecutors announced Tuesday. Former Cmdr. Troy Amundson,...
By Kristina Davis, The San Diego Union-Tribune May 18, 2017
Former Navy Admiral Gets Prison In 'Fat Leonard' Bribery Scam
The first Navy admiral to ever be charged with a federal crime in connection with his military service was sentenced...


We are holding a webinar on "Big Data Management Systems" Used for Continuous Monitoring on Friday, March 22, 2019 from 2:30-3:30 pm. Please contact Carolyn Voyles for more information.
A video showing how to use the Water-CAT is now available on the Catalog Workgroup page.
ensure that water managers have the best science available for decision-making.
The FWRMC has a Work Plan. The Council periodically holds planning meetings and themed meetings to discuss topics of general interest. The Council Chair is a non-voting, advisory position that provides guidance to the Council.
For more information or to get involved with the Council, contact Council Liaison Carolyn Voyles.
Continuous Monitoring Workgroup – The FWRMC workgroup assisted DEP's Continuous Monitoring (CM) Workgroup in completing a statewide survey of CM equipment users, equipment/operational information, sampling procedures, and data availability. The CM survey is a resource for monitoring groups considering CM. The survey is posted on the Florida Lake Management Society website, under Resources.
Additional information about the Council's development, workgroups and meetings can be found in the meeting archive.


NEW ORLEANS, March 24 (HSMN NewsFeed) -- Schering-Plough Corporation (NYSE: SGP ) announced today the results of a Phase II trial of its novel oral thrombin receptor antagonist (TRA) SCH 530348 in a late-breaking clinical trial session at the annual Scientific Sessions of the American College of Cardiology/i2 Summit in New Orleans. The trial met its primary endpoint of demonstrating no increase in major and minor bleeding, according to the TIMI bleeding scale, when this investigational antiplatelet compound was added to standard antiplatelet therapy (including aspirin and clopidogrel) among patients undergoing percutaneous coronary intervention (PCI).
The 1,030-patient TRA-PCI Trial was designed to evaluate the safety and tolerability of TRA in patients undergoing PCI. A secondary objective was to assess whether patients treated with the compound in addition to standard-of- care therapies had fewer cardiovascular events such as heart attack, need for urgent coronary revascularization, or death at 60 days compared to patients treated with the standard of care alone. While not powered to establish efficacy, the study did report a non-statistically significant 46 percent reduction in cardiovascular events at the highest TRA dose tested compared to standard of care.
"These results are particularly noteworthy because the study demonstrated that this first-in-class TRA did not increase clinically significant bleeding in a group of at-risk patients. In addition, while further study is required, the 46 percent reduction in cardiovascular events represents an early signal of the activity for this novel antiplatelet compound. This is encouraging, particularly in light of the fact that this patient population requires advanced therapies and is difficult to treat," said David J. Moliterno, M.D., Chief of Cardiovascular Medicine, University of Kentucky College of Medicine, and Medical Director of the Linda and Jack Gill Heart Institute, who presented the results on behalf of the TRA-PCI Investigators.
"Atherothrombosis remains the leading cause of death worldwide and represents a significant unmet medical need for millions of patients globally at high risk for potentially fatal cardiovascular events. New treatments that can reduce this burden would provide a significant benefit for patients around the world," added Robert Harrington, M.D., Director of the Duke Clinical Research Institute and lead investigator for the Phase II TRA-PCI Trial.
The Phase II TRA-PCI Trial was a multinational, randomized, double-blind, placebo-controlled dose-ranging trial assessing both oral loading doses as well as maintenance doses of Schering-Plough's TRA. The trial enrolled 1,030 patients randomized to one of three oral loading doses of TRA (10mg, 20mg, 40mg) or placebo in a 3:1 ratio of active drug to placebo. The loading doses were increased in a sequential fashion based on a blinded review by an independent Safety Review Committee. Those patients who subsequently underwent PCI (n=573) were randomized to one of three oral daily maintenance doses of TRA (0.5mg, 1.0mg, 2.5mg) for those who had received a TRA loading dose, or randomized to standard of care for those who had received a placebo loading dose. The total duration of treatment was 60 days, and patients were followed for an additional 60 days post-treatment.
The primary endpoint was measured using the Thrombolysis in Myocardial Infarction (TIMI) bleeding scale. TIMI Major bleeding is defined as any intracranial (head) hemorrhage or overt sign of bleeding requiring intervention, associated with a decrease in hemoglobin concentration of greater than 5 g/dL. TIMI Minor bleeding is defined as an overt sign of bleeding requiring intervention that does not meet the requirements for TIMI Major bleed, associated with a decrease in hemoglobin concentration of 3 g/dL to less than or equal to 5 g/dL.
In the primary cohort, i.e., patients treated with PCI, the incidence of TIMI Major and Minor bleeding in the collective TRA treatment arms was 2.8 percent compared to 3.3 percent in the standard care alone. Non-TIMI bleeding was also not significantly increased with TRA compared to standard care alone. Overall, TRA was well-tolerated, with discontinuations due to any adverse events of 6 percent compared to 5 percent with placebo.
Although not statistically significant, the incidence of death or major adverse cardiac event (MACE) was 8.6 percent in the placebo group compared to 5.9 percent across all TRA dosages (31 percent reduction). The reduction in MACE was predominantly due to a reduction in myocardial infarction (heart attack), 7.3 percent with placebo compared to 4.3 percent with TRA (41 percent reduction).
"We are encouraged that the Phase II trial of our thrombin receptor antagonist has met its primary endpoint," said Rick Veltri, MD, Group Vice President, Global Clinical Development, Cardiovascular and metabolic diseases, Schering-Plough Research Institute. "We believe that our TRA has the potential to become a transformational antiplatelet medicine in the secondary prevention of cardiovascular morbidity and mortality."
The investigational antiplatelet TRA SCH 530348 is being developed by Schering-Plough for the prevention and treatment of atherothrombotic events in patients with acute coronary syndrome and in those with prior myocardial infarction or stroke, as well as in patients with existing peripheral arterial disease.
The U.S. Food and Drug Administration (FDA) had previously granted Fast Track designation to the compound. Fast Track designation allows the FDA to expedite review of drugs and biologics for serious or life-threatening conditions which demonstrate the potential to address unmet medical needs. An important feature of Fast Track designation is that it emphasizes the critical nature of close, early communication between the FDA and the sponsor company to improve the efficiency of product development.
Thrombosis may result in partial or complete blockage of arteries in the heart, brain or periphery. This process is the underlying mechanism of most acute vascular events, including acute coronary syndromes (ACS), such as myocardial infarction (MI), and ischemic stroke, which are the leading causes of death. Platelets are activated at the site of atherosclerotic plaque rupture in arteries and release substances that initiate aggregation and clot formation, and thrombin is the most potent activator of platelets. Drugs that block platelet activation by other mechanisms, such as the thromboxane- or ADP-mediated pathways, have shown reduction in such clinical events, but events continue to occur despite these therapies. There is, thus, a need for novel agents that specifically modify the actions of thrombin, the most potent activator of platelets. TRA binds selectively to the thrombin receptor on platelets (PAR-1), and is therefore a member of a potentially new class of drugs called thrombin receptor antagonists. Importantly, Schering-Plough's TRA is being investigated to determine whether it has the potential to provide clinical benefit through inhibition of this thrombin-mediated platelet activation without the liability of increased bleeding, a tendency associated with drugs that block thromboxane or ADP pathways. Specifically, this compound is being investigated as an oral antiplatelet agent for patients with established vascular disease, with the intent to demonstrate incremental benefit on top of standard antiplatelet (including aspirin and clopidogrel) and other antithrombotic therapies, with no significant increase in bleeding. Clinical studies have shown no increase in bleeding time or prolongation in coagulation times (aPTT or PT) with TRA SCH 530348.
Based on the results of the Phase II TRA-PCI Trial, large-scale Phase III trials are planned to begin in 2007, with specific details of trial design and timing to be announced.
Schering-Plough is a global science-based health care company with leading prescription, consumer and animal health products. Through internal research and collaborations with partners, Schering-Plough discovers, develops, manufactures and markets advanced drug therapies to meet important medical needs. Schering-Plough's vision is to earn the trust of the physicians, patients and customers served by its approximately 33,500 people around the world. The company is based in Kenilworth, N.J., and its Web site is http://www.schering-plough.com.
SCHERING-PLOUGH DISCLOSURE NOTICE: The information in this press release includes certain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, including statements relating to the potential market for TRA. Forward-looking statements relate to expectations or forecasts of future events. Schering-Plough does not assume the obligation to update any forward-looking statement. Many factors could cause actual results to differ materially from Schering-Plough's forward-looking statements, including market forces, economic factors, product availability, current and future branded, generic or over-the-counter competition, the regulatory process, and any developments following regulatory approval, among other uncertainties. For further details about these and other factors that may impact the forward-looking statements, see Schering- Plough's Securities and Exchange Commission filings, including Part I, Item 1A. Risk Factors listed in the Company's 2006 10-K.


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Home/POLITICS/CBS News Involved In Yet Another Outrageous Scandal
CBS News Involved In Yet Another Outrageous Scandal
Margaret TaylorApril 17, 2021
George Orwell predicted how a socialist news service would exploit the news to satisfy the political requirements of their coercive ideology in "1984," his classic book on CBS…er…um…on authoritarian "newspeak." Welcome to CBS, but a little late.
"CBS News is facing backlash after sharing a video on Twitter on Thursday that critics claim cropped out a key part of body camera footage showing the police chase that resulted in the death of 13-year-old Adam Toledo in Chicago last month. On March 29, a Chicago police officer pulled up to a spot on the city's West Side and instantly encountered two people, one of whom appears to be Toledo, fleeing from the officer.
"When Toledo is shot in the face, he seems to keep his hands up. He died as a result of his injuries. A brief glimpse of Toledo carrying a pistol is also seen in the video, which he seems to have discarded an instant before the fatal shot was fired. CBS News, on the other hand, tweeted a mobile-friendly video. As a result, the bodycam footage was cropped on both sides, and the image of Toledo carrying the gun was removed… The backlash from the tweet is the network's most recent snafu. CBS News sparked a political firestorm earlier this month with a botched '60 Minutes' special accusing Florida Republican Gov. Ron DeSantis of a 'pay-for-play' arrangement with the grocery store chain.
CBS News falsely tweeted, "Newly released bodycam video shows Chicago police pursuing and fatally shooting 13-year-old Adam Toledo as he appeared to comply with commands to lift his hands." They were well aware of the facts and purposefully edited it out. Anyone who gets their news from CBS has to be a complete moron.
"Yeeeesh, dishonesty is just the kind of thing we should stop in these incredibly tense times…" Geoffrey Ingersoll, the editor in chief of the Daily Caller, responded. He knows what he's talking about. CBS has morphed into a hard-left propaganda machine. If there was ever something else in the modern world, it is now nothing more than that.
www.waynedupree.comwww.whatthefuckjusthappenedtoday.comwww.newshotoffthepress.com
Margaret Taylor
Experienced communications professional with 10 years of experience in international journalism.
[WATCH] WH Little "Trick" To Get Rid of Joe's Embarrassing Blunders
SHOCKING MAP: Mass Shootings Soar in Biden's "United/Loving" America


K2 2016 IKONIC 85Ti SKIS W/ MARKER MXC 12.0 BINDING - WINTER SALE ON NOW! Whether you plan on railing GS turns on rock hard east coast groomers or ripping edge to edge turns down high angle steeps in boot high blower, the K2 iKonic 85 Ti Skis + MXC 12 Bindings are the skis for you. This all-mountain ambassador boasts a titanal metal laminate along with a snappy wood core that will shoot you from rail to rail with unparalleled power and stability. Excelling on all forms of hard-pack, All-Terrain Rocker allows this ski to also crush through corn, crud and chop without checking speed. For full-fledged shredage and pedal-to-the-metal performance, take the K2 iKonic 85 Ti Skis + MXC 12 Bindings for a spin. Rocker Type: All-Terrain Rocker Designed for all ability levels, All-Terrain Rocker adds versatility and ease in all snow conditions. This profile features an elevated tip for variable and soft snow performance, as well as camber underfoot for power, energy, and edge hold in firmer conditions. Shape: Tapered Tip A design feature that shifts the contact points with the snow toward the midsole of the ski, reducing deflection in the tip and easing turn release in the tail. Forebody Round tips and mild taper make transitioning into the turn smoother in all snow conditions.
Midbody Waist widths ranging from 75 mm - 85 mm for the best blend of stability and agility. Tail Blunt and round tails for predictable turn release. Laminates: Metal Laminate Built from the base up, a metal laminate construction consists of alternating layers of fiberglass and titanal above and below the core. Metal laminates provide unshakable, damp and accurate performance, ideal for expert and advanced level skiers. Triaxial Braided Core A K2-patented machine interlocking strands of fiberglass around a milled core for pronounced torsional strength, while retaining the lively flex patterns inherent in a wood ski.
Sidewalls: Hybritech Sidewall Hybritech is a unique blend of sidewall and cap constructions. This combines the accuracy, power, and performance of sidewall underfoot with the lightweight characteristics and smooth turn initiation of cap construction. Includes Marker MXC 12 Bindings DIN Range 4 - 12. DIN: Release Value Low: 4.
DIN / Release Value High: 12. Ski Awards: Ski Magazine Gold Medal Gear. The system bindings have been mounted for visual display only, bindings will need to be adjusted for your ski boots by a certified technician. Skis may show very slight wear or imperfections from being displayed in retail store. This means the boxing you receive may look used because sometimes it is. Your package may also be spot checked during this process. Check out my other items! Be sure to add me to your favorites list! The item "K2 2016 IKONIC 85Ti SKIS With MARKER MXC 12.0 BINDING WINTER SALE ON NOW" is in sale since Tuesday, January 17, 2017. This item is in the category "Sporting Goods\Winter Sports\Downhill Skiing\Skis".	The seller is "thegearloungestore" and is located in Albuquerque, New Mexico. This item can be shipped to United States.


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Who Are Kerri Walsh Jennings' Kids? The Rio Olympic Star Finds Motivation In Being A Mother
By Melissa Cruz
Cameron Spencer/Getty Images Sport/Getty Images
Kerri Walsh Jennings has taken on two roles that are equally deserving of gold medals: being an Olympian and a mother. Heralded as one of the greatest beach volleyball players of all time, Walsh Jennings has taken to court after court in pursuit of gold — and has done so all while balancing the challenging demands of motherhood. And why not? Walsh Jennings' kids have helped her to (not distracted her from, as her critics once argued they would) become an even better Olympian.
Along with her husband, fellow professional volleyball player Casey Jennings, Walsh Jennings is mother of Scout, Sundance, and Joey, aged three through seven. The Olympian's role as a mother came into a more prominent public light shortly after the 2012 Summer Olympic Games, when she revealed that she had actually been pregnant with her third child during her time in London.
The then-34-year-old Walsh Jennings told TODAY: "When I was throwing my body around fearlessly, and going for gold for our country, I was pregnant..." Doctors had assured her that her Olympic maneuvers wouldn't bring any harm to the baby.
Walsh Jennings said that her first clue that she was pregnant came when she felt that some of her mood swings couldn't be described as Olympics jitters. But despite these changes to her body, the Olympian still feels like she was at the top of her game, and that the prospect of having another child actually helped focus her during training and matches: "I gave everything I had. At the end of my tunnel was this next phase, expanding my family. I wanted to earn that third."
Jamie Squire/Getty Images Sport/Getty Images
Walsh Jennings has used this same motivation to catapult herself to the Rio Olympics as well. Though she suffered a defeat to the Brazilian volleyball team during the semifinals, the Olympian went nearly the entire summer games without a single loss. Perhaps her kids offer up some otherworldly motivation — in all of her years competing in the games, this recent loss was the first Olympic defeat she had experienced.
Still, the athlete has confessed that it of course hasn't all been easy. Balancing any job, whether motherhood or fatherhood, with the demands of being a parent isn't without its challenges. Olympian swimmer Michael Phelps has likewise shared the struggles of being apart from his newborn. She told The Denver Post that she wanted to find life beyond volleyball, and though there have been some difficulties, she wouldn't have it any other way: "I have appreciated my volleyball more, I have appreciated my body more, I have appreciated my life more by adding this component of being a mommy... We're chasing this Olympic dream together now. It's not just me. It's my tribe. Life is meant to be shared. My kids feed me, they don't distract from me."


Leah's Crafty Life: Excitement... you can almost SMELL it!
I'm so excited for you!! Can't wait to see what you create!! YAY!! Leachy is BACK!!!
Congrats on making the team and look forward to seeing all your fabulous creations!


Japanese VHS release of this horror comedy/parody of the monster sci-fi films of the 1950s produced by Troma. The original sleeve artwork is in good condition with some stickers and minimal wear. VHS tape has been previewed and plays great with minimal glitches. Sleeve scan is for reference only. Plastic clamshell case.


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Manchester3°Cscattered clouds
People from Manchester wanted for the next series of Ant & Dec's Saturday Night Takeaway
By Emily Sergeant Follow
Ant & Dec's Saturday Night Takeaway is returning for its 17th series and people from Manchester can now apply to appear on the show.
The hit ITV variety show first appeared on screens in the UK back in 2002.
Applications for the new series – which is set to air in 2021 – are now open and the producers are on the hunt for people from Manchester to participate in some of the show's wacky games, sketches and more.
An open casting call for the show published on the ITV website reads: "If you fancy taking part yourself in the best show on TV, or if you'd like to nominate someone you know for the surprise of their life, then we want to hear from you".
"Please give us as much information as possible, either about yourself or the person you are nominating, it really helps us to get to know you."
If you are applying to take part in the show yourself, you must be aged at least 18 years of age, but if you are nominating someone and you are under 18 years old, then please arrange for a parent/guardian who is aged 18 or over to complete the Entry Form on your behalf.
The nominee must be aged at least six years of age.
It is also important to remember that those who are nominating another person to take part keep the application top secret.
Fancy giving it a go then?
The deadline for applications is Friday 2nd April 2021 at present, but this may be extended without notice at the Producer's discretion, and then the audition/casting process for successful applicants will take place between Tuesday 1st September 2020 – Friday 2nd April 2021.
You can apply here.
The errors on new road signs around the city centre have sparked a Mancunian spelling debate
Girl's hilarious Facebook post after her nan buys condoms from Asda instead of tea bags
Written by Sam Ridgway
Man's hilarious Facebook post after buying pair of trainers from Cheetham Hill Road
Here's six ways you can help homeless people in Greater Manchester this winter
The Mancs of the Year: Who hit the headlines in 2020?
Graeme Park on Hacienda's legacy, United We Stream and the next episode for UK nightlife
Hap Klopp: The founder of The North Face on his 'exciting' venture in Manchester
Remembering the Manchester Christmas Blitz: 80 years on
The story of The Kersal Massive: Manchester's most infamous rap trio
Written by The Manc Audio


A paper jogger for stacking paper perfectly.
Had one of these when I worked for a printer manufacturer. I too scoffed, but it actually came in use more than I expected. When you are going through 45 reams of paper per night, and one slightly askew load could be catastrophic, ya jiggle it a bit first.


Helicopters are great and all, but they've got one serious flaw. They're slow as hell, and that makes them easy to shoot down. So welcome the latest attempt at fixing that problem, the Sikorsky S-97 Raider. And it's sleek and black and mean and it goes like a bat. A very angry bat.