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© Jon Kral
The End Of Insurance?
Andrew Coates On Fixing Our Broken Healthcare System
By Tracy Frisch • March 2018
Due to a proofreading error, the print version of this interview left readers hanging: the last word was missing.
The word is "take."
We are embarrassed by the mistake and apologize to our readers, to interviewer Tracy Frisch, and to Dr. Coates.
— Ed.
As a boy growing up in rural upstate New York, Andrew Coates dreamed of becoming a physician. After high school he went through a period of rebellion, dropping out of college and supporting himself with jobs as a carpenter and in factories and restaurant kitchens. Returning to his education, he earned a master's degree in American history before finally entering medical school at Columbia University at the age of thirty-two. Coates jokes that, unlike most doctors, he "once worked for a living," adding that he believes his experiences as a young man have benefited him as a physician.
After a residency in internal medicine, Coates took a position at an Upstate New York hospital. There he saw how patients and their families were often made destitute by the high cost of healthcare. In particular, nursing-home care, a necessity for many who survive a devastating illness, is unaffordable for most people. Medicare covers everyone over the age of sixty-five but allows only limited stays in nursing facilities. Medicaid — a joint state-and-federal program for poor Americans — does cover long-term nursing-home care. But to become eligible for Medicaid, people must first empty out their bank accounts and sell their homes and other assets to pay medical bills. Coates saw medical expenses lead to the forfeiture of a family farm, even though three generations were living on the land.
Coates went on to further specialize in hospice and palliative care, which focuses on relieving the pain and stress of serious illnesses. (Hospice patients, for whom death is expected, make up a limited number of palliative-care patients.) In his palliative-care practice he helps people make difficult decisions about care, finding choices that reflect what's most important to them, with an emphasis on quality of life for the patient and the family. Presently a full-time hospital-medicine physician, he also teaches medical students, interns, and residents at patients' bedsides as well as in the classroom as a professor of medicine at Albany Medical College.
Coates's early experiences in the profession have made him an advocate for a single-payer healthcare system, in which the government pays the medical bills of all its citizens, not just the poor and elderly. A public, national health-insurance program would eliminate the need for private health insurance altogether. Vermont senator Bernie Sanders made support for single-payer healthcare a centerpiece of his campaign for president in 2016. Coates believes we need to go a step further than Sanders proposes and also abolish profit-seeking in medicine.
I first became aware of Coates's work many years ago when I heard him speak at a rally. He is the founder of the healthcare advocacy group Single Payer New York (singlepayernewyork.org) and past president of Physicians for a National Health Program, a physician organization that advocates for a single-payer healthcare system (pnhp.org). He and I spoke on a muggy evening last fall at his home, an old farmhouse surrounded by a suburban neighborhood. We talked for several hours about the inadequacies of the current U.S. healthcare system and his vision of what might replace it. He told me that he continues to find medicine an "incredibly compelling human endeavor."
ANDREW COATES
© Mark Almberg
Frisch: You've been an outspoken champion of a single-payer (publicly funded) healthcare system, which is sometimes known as Medicare for All.
Coates: In my view, single-payer is an incremental step, a reform that pushes us toward a truly efficient and responsible system of healthcare. Single-payer is far from perfect and will not work without a few hard rules, including the elimination of out-of-pocket patient spending for necessary care, a system to annually budget for anticipated health needs for each community, and completely banning profiteering in medicine.
Frisch: Including for pharmaceutical companies and medical-equipment manufacturers?
Coates: Yes. There should be no profiteering in the delivery of healthcare. I'm not talking about whether highly trained physicians, nurses, or their support staff should be able to make a handsome middle-class living. As a society we should be proud to support professional caregivers. That's different from people making money simply because they own the laboratory or the hospital or the distribution system. For example, nursing homes in the U.S. are mostly owned by private-equity firms like Warburg Pincus, Bain Capital, GE Capital, the Carlyle Group, and others. These corporate owners in turn hire myriad subcontractors to run every aspect of the home, from the kitchen to the janitorial service to the electronic health records to the laundry. And at every step there is someone taking a profit out.
I think it's appalling that one person's illness would be an opportunity for another to make money. The care of human beings should not be a commodity. Since the dawn of time people have done their best to tend to the injured or sick. That's something very basic to humanity. When caregiving becomes a commodity, the goal of health collides with the goal of wealth. In American healthcare today an unbelievable number of interlopers have entered the fray. Their job is to figure out how to extract funds that could otherwise have gone to help the sick.
But the problem isn't just that there's money going out of the system. It's also that this enormous, unnecessary insurance bureaucracy sits on top of the system, making it extremely inefficient.
Research shows that for-profit medical institutions produce inferior outcomes compared to not-for-profit institutions. If we change to a single-payer system, a bedrock requirement should be that all medicine be not-for-profit.
Frisch: What's wrong with a for-profit system?
Coates: For one, money is often spent in the wrong places. In our town there are two big hospitals, and both have fancy parking garages and gleaming pavilions with pianos that play themselves. I'm not sure how all of this has improved the quality of care.
Frisch: It sounds like they're just trying to attract patients.
Coates: Sure, if you have a spiffy parking garage and a nice pedestrian bridge that leads right into the ambulatory-surgery center, maybe that gives you a leg up on the competition. These hospitals are not-for-profit, by the way, but they've learned to operate like for-profit hospitals in order to compete. Wouldn't it be something if the people of the community could decide what the experience of getting care should be like, rather than having competition drive showy expenditures? We could address real concerns, such as preventive care.
Frisch: The Affordable Care Act — also known as Obamacare — required that certain preventative services, such as cancer screenings and immunizations, be offered without deductibles, to make it more likely that people will get them.
Coates: Ending out-of-pocket costs is another part of what I see as the bedrock of healthcare reform. When people have to pay out of pocket for necessary care, they often avoid getting it. The policy term for out-of-pocket payments — whether it's copays, deductibles, coinsurance, or cash payments — is "user fees." Study after study finds that user fees amount to bad health policy.
Frisch: But if there's no cost to the patient, what will prevent people from willy-nilly asking for all kinds of tests and procedures and specialists? Wouldn't we have a hypochondriac's paradise?
Coates: There's almost no evidence that this would happen. In places where there's been an expansion of access to healthcare — like when the U.S. enacted Medicare in 1965 — the system was not sunk by a glut of people seeking unnecessary treatment.
Frisch: A few days ago I spoke to a man who had retired from the police force with good health coverage and was now on Medicare and purchasing supplemental private insurance. He insisted that everyone should pay for healthcare, even poor people on Medicaid.
Coates: What about the nursing-home patients who can't possibly work because they need round-the-clock care? What about sick children who aren't yet old enough to have a job or will never be able to work? Is there a right time of life to get cancer, or have a heart attack, or contract an overwhelming infection?
Frisch: I think this former police officer feels he paid his dues. Why should he pay more to care for someone who doesn't work?
Coates: If we all pay a small percentage of our income into the system, we can ensure that everyone gets care. Sure, some of us, disabled by illness, will not be able to pay. But the rest of us should proudly contribute, with the understanding that we are building a system that protects us all. Who knows when we might suffer an illness that renders us unable to work and therefore unable to contribute? Providing care to the most vulnerable is not altruism. It's a form of social solidarity that benefits us, too, because someday we will likely need that system ourselves.
Frisch: Some people think undocumented immigrants are abusing the system.
Coates: If you're undocumented and receive a paycheck, as most undocumented workers do, money is withheld from that check for Social Security and Medicare benefits that you will never be eligible for, because you don't have a legitimate Social Security number. All of that money goes into the public till. Incidentally, the retired police officer you mentioned, who's getting Medicare benefits, has his healthcare paid for in part by undocumented laborers. Meanwhile an undocumented worker who paid into Medicare and Social Security will never receive either. Our country's cruelty toward undocumented immigrants is most shockingly revealed by medical deportations. Sick, hospitalized patients are flown by air ambulance back to their country of origin. This is unethical and a violation of human rights. Some are patients who need dialysis to stay alive after kidney failure. Many times the patient's home country lacks the infrastructure to provide dialysis, so deportation can amount to a death sentence.
Frisch: Was the Affordable Care Act a step forward?
Coates: The ACA was one step forward, two steps back. It expanded Medicaid eligibility — in the states that chose to participate in the expansion — and also increased funding to health centers that provide care for underserved populations. These measures helped patients gain access to healthcare who previously couldn't afford it.
Frisch: What about the individual mandate, which requires everyone to buy insurance?
Coates: The mandate has a curious history. Originally thought up by the Heritage Foundation, a conservative think tank, it was first implemented in Massachusetts by the private-equity millionaire and Republican governor Mitt Romney. The idea was to bring the magic of the marketplace to health insurance by forcing everyone to buy it or pay a fine. Barack Obama, the Democratic president, chose to champion the idea for his signature reform effort, initially expecting bipartisan support.
Under the ACA around 20 million Americans gained coverage, mostly through the expansion of Medicaid. These people would not have had insurance otherwise, and I'm sure this saved lives. But many features of Obamacare got much more credit than they deserved. For example take the policy of letting parents keep grown children on their insurance up to the age of twenty-six. The twenty-somethings who benefited all had parents with adequate insurance. That's a relatively affluent portion of the population. Millions of young adults whose parents had inadequate or no coverage were left out. Nevertheless, within that group who did benefit, there were people who had life-threatening illnesses caught early and as a result got treatment.
Frisch: That's the one step forward.
Coates: Yes. Then there are the two steps back. To make premiums as low as possible, the Obama reform opened the door for more plans with high deductibles or narrow networks of providers. Deductibles have risen and risen. We routinely hear about patients spending thousands of dollars out of pocket before the insurance kicks in. In short, costs have been pushed onto the sick.
In addition, the Affordable Care Act led to an enormous wave of corporate conglomeration — among hospitals, primary-care networks, insurance companies, and pharmacies — creating huge new entities, all in the search for profit and market share. Large corporate healthcare companies drive costs up, not down.
Frisch: If we had a publicly funded system, wouldn't there be a constant danger that the party in power might deprive it of resources?
Coates: Sure, but healthcare funding always requires public vigilance, scrutiny, and participation. What better way is there to monitor health outcomes than to make the system public? Some government services are already widely viewed as necessities: having an adequately equipped fire department, for example. An effort to turn firefighting to a private, profit-seeking venture seems ludicrous. In healthcare, if people were used to having access to top-quality care, I believe it would be difficult to starve the system of resources. The health of the people — I can't think of a more legitimate topic of public discourse for any modern democracy.
Frisch: Would health-insurance companies disappear?
Coates: Hopefully, yes. Competing private health-insurance companies are a very inefficient way to fund healthcare. The idea of insurance is that the larger the risk pool, the more evenly the costs are distributed. So the most perfect risk pool would be everyone in, nobody out. But that's not how private insurance works. Instead it's a perverse competition. Insurance companies are not competing to give the best coverage to those who need it most: the sickest among us. They don't even want those customers. Health-insurance companies compete to find the patients who are both healthy and wealthy, so they will buy policies but not use them.
Frisch: Many employers offer some form of health insurance to their employees. Does that system work?
Coates: Big corporate employers spend so much on healthcare that it affects other decisions they make. Some employers are starting to realize that universal access to healthcare would give them more freedom. There was an entrepreneur in West Virginia who wanted to start an aerospace manufacturing company about a decade ago. I met him. He wanted to put the plant near his hometown, but his investors insisted he put it in Ontario, Canada, because the company's healthcare costs would be so much less there.
On the other hand, some employers use employer-sponsored health insurance as a form of control over workers.
Frisch: Because employees don't dare quit?
Coates: There's job lock. If you have a sick person in your family on your plan, you're afraid to leave your job, because your loved one needs the coverage. But I'm also thinking of how messed up it is to depend on your employer or your spouse or your parents for health coverage. Other forms of social control include how some employers demand a note from a doctor if you take sick days. And when you start a new job, if it offers health insurance, there's a probationary period — three, six, or even twelve months — before you have access to the benefits. And I've heard of other insidious practices, like smokers having to pay more than nonsmokers and employees having to prove that they exercise.
Frisch: Some employees go on strike because their healthcare is so bad.
Coates: If you try to organize a strike, you will find your health insurance canceled as soon as the strike starts. Most union contract bargaining gets stuck over health benefits these days. With universal healthcare, unions could instead focus on wages and working conditions. Single-payer reform would strengthen the unions and prove incredibly liberating for working people.
Frisch: What do you think fuels the intense antipathy toward universal healthcare among so many politicians in both major parties?
Coates: I can't say. In my interactions with everyday people, I don't find much, if any, antipathy toward universal healthcare. Last week I was in Long Lake, New York, in the Adirondacks. I didn't hear opposition there to the idea that every human being who needs medical attention should get it. Politicians loudly oppose universal healthcare, and yet they stop short of openly advocating that some human beings should be denied the care they need. The author of a U.S. Senate bill that would have enormously curtailed Medicaid across the country, throwing millions of people off the rolls, went on TV and lied and said his bill wouldn't hurt those people. Talk-show host Jimmy Kimmel, whose son was recently born with a congenital heart condition, called out his lies on late-night TV.
Virtually all developed nations provide universal access to healthcare in some way. The single-payer model has worked well in Taiwan and Canada. Germany is an example of a multi-payer system, but government regulation ensures that all costs are uniform, whether you're insured through a community organization or a company or a religious group. Scotland has a purely public health service, where every physician and nurse gets a paycheck from the government. Spain has the right to healthcare in its constitution. We could go on. The only developed country that has designed its healthcare system to leave people out is the United States.
It's appalling that one person's illness would be an opportunity for another to make money. The care of human beings should not be a commodity. Since the dawn of time people have done their best to tend to the injured or sick. That's something very basic to humanity.
Frisch: How do U.S. health outcomes stack up against those in nations with universal healthcare?
Coates: Compared to other developed, wealthy nations, the U.S. comes in last across many indicators of health status. On a worldwide scale, dozens of countries have better health indicators than the U.S. Over the last couple of decades maternal mortality — the preventable death of pregnant women — has gone down in almost every nation on earth, but in the U.S. it has gone up. It's shocking to think that our country, with so much talk about family values and so much debate about the unborn and so much attention to healthcare, would have worsening maternal mortality.
Frisch: Why is maternal mortality going up here?
Coates: The reasons are myriad, but the most glaring is that the wealthy have gotten super-wealthy, while the poor, who are many times more numerous than the rich, have gotten so much poorer. Women at the bottom aren't getting proper prenatal care. Some life-threatening conditions that occur during pregnancy, such as eclampsia and gestational diabetes, can be prevented or treated if they are caught early. Too often they aren't.
Frisch: Aren't per capita healthcare expenditures in the U.S. also much higher than in other developed countries?
Coates: The U.S., on average, spends twice as much as most other developed nations on healthcare. That's both per person and as a percentage of gross domestic product. We're talking about a total of $3 trillion a year, or about ten thousand dollars per person annually. And more than half that money already comes from taxpayer dollars. In effect, we're paying for national health insurance, but we're not getting it.
Frisch: Where does all that taxpayer funding go?
Coates: Toward Medicare and Medicaid, health benefits for public employees, and tax credits that help employers pay private insurance companies. Of course taxes also fund veterans' hospitals, the Indian Health Service, federally funded health centers, and research institutions like the Centers for Disease Control and Prevention and the National Institutes of Health and many other programs. The point is that public spending already allocated should be adequate to meet our full healthcare needs.
Cuba is an interesting comparison. It spends something like a fourth of what the U.S. spends on healthcare per person, but Cuban people have about the same health outcomes as Americans, including life expectancy, infant mortality, and so on. One reason for this is that Cuba has trained so many doctors. In fact, there are more doctors per person in Cuba than anywhere else in the world. And Cuban doctors learn not only to spend more time with their patients but to care for entire communities. What Cuba lacks in monetary resources appears to be compensated for by their many doctors.
Frisch: Could it be that our healthcare outcomes are worse because the pressures of contemporary American life and the food we eat are making us sick?
Coates: There are indeed great pressures. And it's important for everyone to eat healthy, which is challenging for the poor, who often don't have access to fresh fruits and vegetables in their neighborhoods. Yet comparative studies have been done, and controlling for the American diet and other lifestyle choices does not explain the inferior health outcomes in the U.S. For example, European nations with longer life expectancies actually have more smokers. In the U.S. we have many more people who live in poverty than European countries do. And we lead the world in incarceration. Poverty and the stress that comes with it have devastating health consequences. With growing income inequality, there's a case to be made that Americans' health is becoming worse, mostly for those at the bottom. People work two and three jobs and still can't make ends meet. Intense social pressure leads to personal disaster. People become more prone to alcoholism and opiate addiction. Domestic violence devastates families. With economic insecurity people find themselves constantly on the move and without a sense of community. Many who are better off are now facing growing insecurity as the middle class disappears. In the hospital I see a stark picture that connects statistics with real human lives.
I've written about an uninsured landscaper who didn't have a steady winter job. He ran a snowblower and drove a plow, but the work was pretty sporadic. When there was a major snowstorm, he tried to work a twenty-hour day, to make up for lost wages. But because he had an infected tooth and had not been able to eat much for a few days, he collapsed after sixteen hours. I ended up admitting him to the hospital.
Frisch: Did he survive?
Coates: Yes, he's OK. I felt a little helpless, because all I could do for his tooth infection was prescribe antibiotics. We see so many social problems at the hospital, which often provides a refuge for people who have no place else to go. It's distressing and makes me even more determined to fight for a single-payer healthcare system.
Frisch: Why didn't the U.S. adopt some form of universal healthcare when other countries did?
Coates: The U.S. began to discuss national health insurance around the same time as European nations: in the early twentieth century. At the start of the 1930s a blue-ribbon commission called the Committee on the Costs of Medical Care recommended a system of compulsory insurance and healthcare planning for the whole country. The American Medical Association [AMA] attacked the idea as a communist plot, even though the panel was led by the Republican president of Stanford University, a medical doctor who had also once been the head of the AMA! President Franklin D. Roosevelt, who was inaugurated within weeks of the report's release, chose to avoid the matter.
When World War II came along in the 1940s, the country entered an enormous industrial boom, and the government imposed a wage freeze to help the war effort. Looking to attract workers, employers offered healthcare benefits instead of higher wages. By the end of the war, employer-sponsored private health insurance was entrenched. After the war, in the United Kingdom, the Labour Party established the National Health Service, guaranteeing necessary medical care to everyone. As the troops came home in the U.S., the government expanded benefits and guaranteed healthcare for veterans, and President Harry Truman began to champion the idea of national health insurance. In response the AMA hired a Madison Avenue advertising firm to counter Truman's initiative. They came up with the term "socialized medicine" to defeat Truman's agenda, again disparaging the idea as a communist plot.
Frisch: Did the AMA represent the way most physicians felt?
Coates: That's a good question. Probably not. I think the AMA was dominated by the most money-conscious members of the profession, who feared national healthcare would mean lower pay for the wealthiest doctors.
Frisch: One of the arguments against single-payer is that it can cause long waits for treatment. How do waits under Canada's single-payer system compare with what we face in the U.S. today?
Coates: Let me tell you a story. I see many low-income patients. For example, a man may have a meniscus tear — a chronic knee injury that can be repaired with arthroscopic surgery — but he has no insurance. The elective surgery would require an exorbitant cash payment. His wait time for arthroscopic surgery is effectively infinite — or, at least, until he gets insurance that covers it. But no one is tracking those kinds of wait times in our country.
It's true that, in Canada, wait times for elective surgeries — especially orthopedic surgeries — have sometimes been frustratingly long. A Canadian who needs arthroscopic surgery might not get into the operating room for many weeks. This has provoked public outrage in Canada, because it's seen as a disgrace to the nation, as it should be. As a result of all this hue and cry, wait times for elective procedures are improving there. And I should emphasize that we're talking about elective, not emergency, interventions.
Can we compare wait times in Canada and the U.S. if we don't keep records on wait times here, while the Canadian data is public? Wait times are an ideological talking point used by people who want to privatize even more of the healthcare system.
Frisch: Are you satisfied with the sort of care people get in the U.S. when they do go to the doctor?
Coates: No. In my experience it's too often undignified. Countless patients have been refused care or misdiagnosed or given inappropriate prescriptions. We recently discharged a man from the hospital to home hospice because he had a terminal brain tumor. During the discharge meeting, his daughter and son told us how over the previous year his insurer had refused to pay for a scan of his brain, even though his cardiologist and his primary-care physician had ordered it. The man ended up in the hospital, where the emergency-room doctor ordered a CT scan and found the brain tumor within an hour. His children were left to wonder whether their father's life could have been extended if the insurance company had allowed the test a year earlier.
This patient had a type of Medicare called Medicare Advantage: a program through which private insurers are paid to administer Medicare benefits. Medicare Advantage plans may offer frills like a gym membership to attract patients, but in return the insurers are allowed to chisel away important benefits, things that traditional Medicare would cover without question. This is what you get when you privatize Medicare.
These days, in almost every case, there's some way in which profiteering intervenes. I discharged a woman with a prescription for a medication that was decades old and generic. It turned out that a big pharmaceutical company had recently cornered the market on it, and a medication that a few years ago cost pennies per pill now costs more than a thousand dollars a month. She couldn't afford it, because her insurance required her to pay a percentage of the cost of each prescription.
Sometimes an ambulance ride is not covered. I once had a clinic patient who needed to be in the hospital, but she refused to take an ambulance after having previously been billed a large amount for one. So I drove her forty miles myself. Some of my colleagues were shocked to hear this, asking, "What if something had happened while she was in your car?"
Or take hepatitis C. Medications can now cure hepatitis C. So what's the holdup? The pharmaceutical companies charge tens of thousands of dollars for these medications. Doctors have been fighting with state Medicaid agencies to cover these drugs, but the sky-high retail price remains an obstacle.
Frisch: Are most physicians upset about the things you've described?
Coates: I think there's enormous moral distress within the profession. Physicians don't feel able to live up to their calling. They don't have good job satisfaction. They want to spend more time with patients.
Frisch: Senator Claire McCaskill claims this isn't a good time for the U.S. to transition to single-payer, because we're already having trouble paying for all the baby boomers going on Medicare.
Coates: Warnings that the Medicare trust fund is going bankrupt come and go despite the fact that the system basically works. Politicians have the nerve to talk about the impending bankruptcy of Medicare when out-of-pocket spending on healthcare is bankrupting families right now. The best way to save Medicare would be to expand it to include everyone. The real reason the powerful are so opposed to single-payer is not because it won't work but because it will.
When Canada enacted its Medicare system in the early 1970s, Canada and the U.S. were tracking even in terms of per capita healthcare costs. Today Canada is spending half of what the U.S. spends and getting better outcomes, better access to care, and better quality of life. This shows that a single-payer model absolutely will work if the goal is to cover everyone and save costs. It won't work if the goal is to protect the interests of private insurers. It won't work if the goal is to maximize profits.
Frisch: I've noticed there are no longer any independent medical practices in my county. Now they're all under the umbrella of a single hospital.
Coates: The advent of most physicians becoming employees within a large corporate structure is something the medical profession hasn't really come to terms with. Physicians continue to have the small-shopkeeper mentality, and we do retain a great deal of professional autonomy. But now, as employees in vast systems, we have begun to lose say over many aspects of care.
Frisch: Some opponents of healthcare reform have proposed that patients should shop around by cost for tests, drugs, and hospital stays.
Coates: With healthcare there's no way to be a fully informed consumer, because you can't know precisely what your future needs will be. If you develop the worst headache of your life and are in excruciating pain, you can't know whether you're having a migraine or a brain hemorrhage. You might need ibuprofen, or you might need a neurosurgeon. The idea of going shopping during a possible intracranial hemorrhage is just silly. The only solution that makes sense is having a healthcare infrastructure at the ready when we need it.
Frisch: How should individual physicians be paid for seeing patients?
Coates: Personally I think the full-time-salary model is the most honorable, but that may not be for everyone. There's no perfect way to pay doctors. If you pay them a fee for service, it may encourage some to provide unnecessary services. If you pay them by the hour, it may encourage some to work too many hours. If you pay them a salary, it may encourage some to go home early. The best system would be to assume that doctors are doing the best they can for patients and let them organize themselves to decide how they want to be paid.
Frisch: Uninsured people tend to be charged more for healthcare than people who are insured. Overall who pays more under the present system: the insured or the uninsured?
Coates: The uninsured pay with their lives. For every million people without health insurance in the U.S., about a thousand deaths occur that could have been prevented. But the costs of a catastrophic illness are unpredictable even for those with insurance. I met a colleague, a senior physician, in the supermarket the other day. She told me that she had taken early retirement. I was about to congratulate her when she explained that her granddaughter had been hit by an automobile and her daughter had been fired for missing too much work, because she had to be at the hospital. The daughter was able to regain employment, but the care needs of my colleague's granddaughter remained so significant that my colleague was taking early retirement to be there for her family. How can we measure the cost of that to society?
Studies show that the burden of providing care near the end of life falls disproportionately on women family members. The costs are great: not just financially but also to the health of the caregiver. Data also show that if your spouse dies, you have a higher likelihood of dying soon after. This often has to do with the stress of providing care: the lost sleep, the lost resources, and, many times, the lost jobs. Who pays? We all do.
Frisch: Many people don't have the option to provide care when family members need it.
Coates: I have patients who are hospitalized but can't afford to miss work. They fear being fired, or they simply can't do without the income. I've written letters to their employers in hopes of helping them negotiate a little more time for recovery.
Frisch: Is it legal to fire people because they're sick?
Coates: They're not fired because they're sick. They are fired because they're not at work. It's cruel.
Frisch: Is it different in other countries?
Coates: Absolutely. Other countries have not only sick-leave protections but also maternity and paternity leave.
Frisch: Let me see if I understand the basics of the system you're pushing for: The government would provide free healthcare for everyone, paid for by taxes. You would not have to enroll; you would just have it. And I assume you'd be able to choose your physician.
Coates: Right. Physicians who participated in the system would be forbidden from having a private practice on the side, outside of the system. Doctors who wanted to have a private, for-cash practice could conceivably do so. But with the entire population covered by public healthcare, that would make little sense. With almost all doctors taking part in the system, patients could choose from a wide selection of providers. This kind of competition for the best-quality providers might turn out to be healthy for all of us.
The role of the government in this system would be to pay the costs and protect the patient-provider relationship. Medical decisions should be made privately — by the patient and the doctor — and the government should respect whatever decision they make, providing that decision is within the realm of medical science.
If we all pay a small percentage of our income into the system, we can ensure that everyone gets care. Sure, some of us, disabled by illness, will not be able to pay. But the rest of us should proudly contribute, with the understanding that we are building a system that protects us all.
Frisch: Would there be limits on allowable treatments for a given condition?
Coates: If a physician is proposing treatments that lack any credible evidence, then those treatments won't be funded. On the other hand, if a treatment is supported by the medical evidence — and the patient and physician believe it's worth a try — then that should be the patient's personal decision.
Frisch: What are the chances that the system you envision will be enacted here?
Coates: I think the profound contradictions of the current system make it more likely: We have the contradiction that healthcare is so essential and yet so undignified in its delivery, with money always the underlying issue. Then there's the contradiction that we're paying so much more for healthcare compared with other nations but getting such inferior results. So everyone involved in the system gets progressively more frustrated and ground down. Yet we all know it doesn't have to be this way.
I'm optimistic. Of all the social reforms that could transform the country, single-payer seems to me the most likely to happen. Still, we don't have a mass movement of millions of people pushing for this, and that is what it will take.
Tracy Frisch
I've been a physician since 1987 and have a different perspective than Andrew Coates ["The End of Insurance?" interview by Tracy Frisch, March 2018] on what is wrong with American healthcare.
It's an open secret that medical care doesn't make a large impact in health outcomes. The so-called prevention you get at a doctor's office if you have insurance — mammograms, colonoscopies, etc. — barely makes a dent in mortality. More people are diagnosed with diseases, but little benefit in survival is achieved. Medications for depression, diabetes, autoimmune diseases, and so on also have small margins of benefit. Lifestyle changes can actually make people healthier: unprocessed organic food, better sleep, walkable communities.
As long as technological advances put more and more unaffordable treatments in our toolkit, inequality in access will continue to grow. Most Americans are already getting too much medical "care," much of it useless and even harmful. Single-payer would help to even the playing field and free up the money now being used to pay administrators to deny treatments, but the priority should be addressing the sources of our ill health: toxic food and environment, harmful medical interventions, racism, and economic inequality.
Myrto Ashe San Rafael, California
As a travel nurse, I have worked in many institutions. The best are the nonprofit community hospitals, but these are being snuffed out by a system that encourages the sort of profiteering that physician Andrew Coates advocates abolishing ["The End of Insurance?" interview by Tracy Frisch, March 2018].
I recently finished an assignment in Southern California. The hospital had installed big flat-screen televisions in each room but not vital-sign monitors, forcing nurses to share, and then struggle to locate, this critical piece of equipment. As a fellow nurse of mine said, "They want it to be like a cruise ship with a little healthcare on the side."
Lately I've felt like leaving healthcare entirely, thinking I can't do a good job of caring for patients in this system. But Coates's dedication to practicing medicine while fighting against for-profit medical institutions restored my resolve to do the same.
Leslie Orihel Lander, Wyoming
I'm a mental-health provider in five medical clinics, and your March 2018 issue resonated with me. Tracy Frisch's interview with Andrew Coates ["The End of Insurance?"] has me longing for a single-payer healthcare system where profiteering will no longer be a stressful and unethical area of concern.
Diana Mariani Bloomington, Illinois
Goodbye, Patriarchy!
By Sparrow
Hospital Runs
Sanctuary Sites
By Megan Fulwiler
It's Her Choice
Katha Pollitt On The Struggle Over Abortion Rights
By Gillian Kendall


Moroccan painted furniture pixshark is one images from 19 cool painted moroccan furniture of Homes Decor photos gallery. This image has dimension 3000x3627 Pixel and File Size 1016 KB, you can click the image above to see the large or full size photo. Previous photo in the gallery is moroccan home furniture los angeles. For next photo in the gallery is moroccan home furniture los angeles. You are viewing image #5 of 19, you can see the complete gallery at the bottom below.


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Canadian Politics
More Silliness With Arson Materials
Adventures in Kindling
Betrayal Legacy: Chapter Two
Betrayal Legacy: Chapter One
Betrayal Legacy: Prologue
WHAT THE FUDGE!! on Touhou 16: Hidden Star in Four Seasons
Auntie G on Abbott and Cost Hell Eau
gkathellar on Game Night: Lords of Waterdeep
Roy on Game Night: Lords of Waterdeep
FranktheTank on Game Night: Lords of Waterdeep
About Merlin
I'm Thorta Excited To See This One
April 10, 2017 - Movies
It's hardly an original thought to say that I found Marvel's second Thor outing to be one of their more execrable "efforts." Thor: The Dork World was an excruciatingly poor follow-up to what was, let's be fair, not the strongest or most noteworthy debut film for the God of Thunder. On the plus side, none of the flaws of those films are to be laid at the feet of the extremely game Chris Hemsworth and Tom Hiddleston, who consistently provide value above and beyond the material. Now we have the first real trailer for Thor: Ragnarok, the third movie for His Mightiness.
So as not to bury the lede: It looks like Thor and Guardians of the Galaxy had a baby.
There's a lot to unpack here; since Jeff Goldblum was cast, I've been wondering how they planned to use the Grandmaster character. We all knew Mark Ruffalo would be back as Hulk in this film, and this gladiatorial combat (with Loki looking on, no less) looks like it could be a fun rematch. Cate Blanchett is a bit difficult to recognize with dark hair and makeup, but the Hela crown looks, if you'll pardon me, hella awesome. Admittedly, it doesn't hurt that the film appears to be wholeheartedly embracing the cosmic side of Marvel – Natalie Portman isn't returning, and as much as I like Kat Dennings' Darcy, if the cost of admission is an A-list actress clearly not enjoying herself in a marginal love interest role that waters down the plot… I hear you've got a job on a popular sitcom, Ms. Dennings!
Let's be frank, there's every reason to suspect that Thor: Ragnarok will be significantly less jovial and kinetic than its trailer suggests, given that there's a dramatic irony to expose, a new love interest to introduce, a Jeff Goldblum to Goldblum around a bit (let's be honest, you don't buy yourself a Jeff Goldblum unless you want him to Goldblum) and a cameo or two to jam in. With this trailer, however, I'm more than willing to give Marvel the benefit of the doubt, especially with a new director at the helm who doesn't come in with a lot of baggage. Taika Waititi was a screenwriter for Moana, another film I rather liked, and if he brings the skilled pacing and the ability to handle a demigod with levity over from that film to this, we should be in for a solid time.
Thor: Ragnarok releases in the United States and Canada on November 3.
Tags: Hype, Marvel Cinematic Universe, Movies, Thor, Trailers
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"I am in awe of the innovative, relevant, and incredible motivational ideas! This tool addresses many of the most challenging areas of special education and provides strategies, guides, and daily reflections that educators need to continue or reignite the passion that called them to serve as special educators."
Retain your love of teaching and reduce stress through daily reflection and planning!
Refining organizational and time management skills while taking time to reflect on practice can be a challenge for any busy, calendar-driven special education teacher. Following a format similar to the authors' best-selling resource for general education teachers, this concise guide helps special educators plan ahead, manage daily priorities, increase their instructional effectiveness, and nurture their own professional development.
Use The Special Educator's Reflective Calendar and Planning Journal to advance your growth as a special education teacher and develop skills that will have a positive impact on students' learning and performance.
"I am in awe of the innovative, relevant, and incredible motivational ideas! This tool takes many of the most difficult and challenging areas of special education and provides strategies, guides, and daily reflections that educators need to continue or reignite the passion that called them to serve as special educators."
"This calendar contains helpful hints that address all aspects of a teacher's life. Where was this calendar when I graduated college?"
"Makes daily tasks easier to remember and complete. It also provides the important opportunity for teachers to assist students with special needs and allow them to progress as much as possible."
"The authors highlight the importance of developing a habit of mind for special educators to make a note of their daily observations and reflections about a frustration experienced, a successful new idea they tried, or something new they learned or plan on learning. Teacher candidates, teachers, and teacher educators will find this tool extremely beneficial."


Stephen has a degree in English from Brock University. He grew up playing video games and card games, always having an affection for strategy. He picked up League of Legends in early Season One and has since achieved Diamond rank multiple times. He also picked up Hearthstone in Beta and has since achieved Legend consistently. Recently he picked up Path of Exile and now it consumes his every waking minute. When he isn't reading, writing, or gaming, he's probably watching other people game.


PESHAWAR: Noted Thai food expert, blogger and author Mark Wiens has recently toured to Mardan and Peshawar along with his wife, child and a photographer and experienced different traditional dishes and beverages of Khyber Pakhtunkhwa besides paying visit to a few heritage sites.
He started his trip from Lahore to Islamabad and reached Mardan through motorway to enjoy breakfast with provincial minister for tourism, sports, youth affairs, culture and archaeology.
The world famed food traveller bought a pair of famous Kaptaan Chapal in Namak Mandi Bazaar after eating tasty Wareeta there. He rated Chapli Kabab being the top level meat dish.
"We went round Mardan and Peshawar cities without any security protocol. I believe when you travel, there is no better way than food to connect with people. No matter what culture or country you are from, or wherever you choose to travel, the one thing you and I have in common is that food is a huge part of our lives," said Mr Wiens.
He said that after eating a bit of Seri Payee in Lahore, he suffered a stomach crump but in KP no such thing happened to him.
He said that he made videos of several KP foods and would soon share the same with world people. He said that he found KP the best destination for world food travellers.
"During our two-day stay in KP, we experienced different cultural foods. The Chapli Kabab is of one the greatest meat foods I have ever come across in the world. It is the combination of foods and people that make KP a wonderful place for international tourists. There is no recipe for Chapli Kabab, the vendors keep the right ratio of every ingredient in their minds and mixed up them into minced meat and slide it into a liquid of animal fats. Only this one meat dish can make the world travel to KP," said Mr Wiens.
The visitors told this scribe that they were welcomed everywhere. "KP people are generous, hospitable and peace-loving. We roamed around in Qissa Khawani Bazaar, sipped green tea, enjoyed Kabuli Polao and also Lassi and green veg with maize bread on roadside," they added.
Mr Wiens, his wife Ying, child and photographer Joel Bruner went to the food street of Bank Road in Mardan city and shot videos of various foods and juices and headed towards Peshawar but smell of the popular Chapli Kabab outlet in Taro Jaba near Peshawar lured them to stop for a wonderful bite and videography.
Staying in Peshawar for a night, the visitors walked up for breakfast at Hashtnagri to enjoy Halwa Puri and Nikka Paye at the historic site of Gor Katri.
Their next destinations were Ghantha Ghar and Masjid Mohabat Khan.
Joel Bruner said that while travelling from Lahore to Islamabad and then to KP, he saw how the landscape was changing and so were the people. It was marvelous to walk on the streets of Mardan, enjoy Falooda on Bank Road and share smiles with common people, he said.
Mr Wiens said he and his colleagues wonderstruck when young students approached them in Mardan and Peshawar for a selfie because they were already among their four million followers.
He said that most vendors didn't charge them for foods and juices. "We are taking an impressive image of the most delicious foods, beverages and wonderful people of KP," he said.
I've followed him over the past two years, his facial expressions are so cute while eating that they seem like a positive reinforcement over your mind.


This is a quick 5 day role with possible addition adhoc days. The client wants someone with EXCELLENT UniDataAdministration / configuration / performancetuning / server build side of life.
Used to be known as a DBA / Database Administrator but now more possibly considered as a more general operations type of skill.
5 days with some possibility of additional adhoc days.
The core task would be around building and configuring some test servers with UniData and SB plus probably sitting on top of either AIX or Red Hat Linux.


The satisfaction of our customers and users is essential to us. Our friendly Customer Service forms the basis for this: in the event of problems, questions or requests, our employees are at your disposal competently.
Our vertical integration and manufacturing expertise enable us to react flexible to developments and to drive forward innovative solutions quickly and easily.
We see ourselves as a problem solver – who does not shy away from difficult tasks and challenges.


Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a small reporting company. See the definitions of "large accelerated filer," "accelerated filer" and "small reporting company" in Rule 12b-2 of the Exchange Act.
As of August 14, 2016, there are 31,774,332 shares of Class A common stock and 1,980,000 shares of Class B common stock outstanding.
All references in this Report on Form 10-Q to the terms "we", "our", "us", the "Company", "ICNN" and the "Registrant" refer to Incoming, Inc. unless the context indicates another meaning.
The accompanying unaudited consolidated financial statements of Incoming, Inc., a Nevada corporation, have been prepared in accordance with accounting principles generally accepted in the United States of America, pursuant to the rules and regulations of the U.S. Securities and Exchange Commission ("SEC") for interim financial information and, therefore, do not include all disclosures normally required by generally accounting principles accepted in the United States of America. These statements should be read in conjunction with the Company's most recent annual financial statements for the year ended December 31, 2015 included in our Annual Report on Form 10-K filed with the SEC on April 12, 2016. In the opinion of management, all adjustments necessary for a fair presentation have been included in the accompanying financial statements and consist of only normal recurring adjustments. The results of operations presented in the accompanying financial statements for the period ended June 30, 2016 are not necessarily indicative of the operating results that may be expected for the full year ending December 31, 2016.
Incoming, Inc. ("we" or the "Company") was incorporated on December 22, 2006 in Nevada. Through our wholly-owned subsidiary North American Bio-Energies LLC ("NABE"), we operate in the alternative energy industry in the development and acquisition of commercial grade biodiesel facilities and the distribution and marketing of petroleum and biofuel products. In addition to operating as NABE, our subsidiary also does business as Foothills Bio-Energies, LLC ("Foothills").
These financial statements have been prepared on a going concern basis. As of June 30, 2016, the Company had a working capital deficiency of $451,345, and had an accumulated deficit of $6,380,348. Its ability to continue as a going concern is dependent upon the ability of the Company to generate profitable operations in the future and/or to obtain the necessary financing to meet its obligations and repay its liabilities arising from normal business operations when they come due. The outcome of these matters cannot be predicted with any certainty at this time. These factors raise substantial doubt that the Company will be able to continue as a going concern. The Company to date has funded its initial operations through the issuance of capital stock and common stock options, loans from related parties, and revenue generated in the normal course of business. Management plans to continue to provide for its capital needs by the issuance of common stock and related party advances. These financial statements do not include any adjustments to the amounts and classification of assets and liabilities that may be necessary should the Company be unable to continue as a going concern.
NABE sells a portion of its finished goods to Echols Oil Company, a company owned by our CEO, R. Samuel Bell, Jr. During the six months ended June 30, 2016, the Company had sales to the related company totaling $24,360. As of June 30, 2016, the Company had outstanding receivables from the related party company totaling $56,738. As of June 30, 2016, the Company had outstanding payables to Echols totaling $1,262, and had $274,916 in related party payables to Green Valley Bio-Fuels. Green Valley Bio-Fuels is considered a related party since it is majority-owned by Mr. Frank A. Gay, who sits on the Company's Board of Directors.
This section of the report includes a number of forward-looking statements that reflect the Company's current views with respect to future events and financial performance. Forward-looking statements are often identified by words like: "believe," "expect," "estimate," "anticipate," "intend," "project" and similar expressions, or words which, by their nature, refer to future events. You should not place undue certainty on these forward-looking statements, which apply only as of the date of this annual report. These forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from historical results or our predictions.
The following discussion provides an analysis of the results of our operations, an overview of our liquidity and capital resources and other items related to our business. The following discussion and analysis should be read in conjunction with our unaudited consolidated financial statements and related notes included in this Quarterly Report on Form 10-Q and our audited financial statements and notes included in our Annual Report on Form 10-K as of and for the year ended December 31, 2015.
The following discussion is an overview of the important factors that management focuses on in evaluating our businesses, financial condition and operating performance and should be read in conjunction with the financial statements included in this Quarterly Report on Form 10-Q. This discussion contains forward-looking statements that involve risks and uncertainties. Actual results could differ materially from those anticipated in these forward looking statements as a result of any number of factors, including those set forth in this Quarterly Report and elsewhere in the Company's Annual Report on Form 10-K and other public filings.
The following is a discussion and analysis of our results of operations for the three and six-month periods ended June 30, 2016 and 2015, and the factors that could affect our future financial condition. This discussion and analysis should be read in conjunction with our financial statements and the notes thereto included elsewhere in this report. Our financial statements are prepared in accordance with United States generally accepted accounting principles. All references to dollar amounts in this section are in United States dollars unless expressly stated otherwise.
The Company generated revenues of $70,555 during the period April 1, 2016 through June 30, 2016. Revenue generated during the period was due to sales of biodiesel, RINs, and materials recovered during glycerin purification processing. During the period April 1, 2016 through June 30, 2016, our biodiesel sales to third parties totaled approximately $2,536 and our sales to related parties amounted to $24,630. RIN sales transacted during the second quarter of 2016 totaled $43,043. During the glycerin purification process, acid is added to the crude glycerin. As a result, high fatty acid oil separates from the glycerin and yields high fatty acid oil and recovered methanol. Sales of the recovered methanol sales were $616 for the period under consideration.
The Company generated revenues of $31,138 during the period April 1, 2015 through June 30, 2015. Revenue generated during the period was due to sales of biodiesel and materials recovered during glycerin purification processing. During the period April 1, 2015 through June 30, 2015, our biodiesel sales to third parties totaled approximately $3,292 and our sales to related parties amounted to $23,800. There were no RIN sales transacted during the second quarter of 2015. Sales of high fatty acid oil totaled $3,874 while recovered methanol sales were $172 for the period under consideration.
Comparing the Company's activity for the period April 1, 2016 through June 30, 2016 to the activity for the period April 1, 2015 through June 30, 2015, there was an increase in revenue of $39,417 from $31,138 to $70,555. The period-over-period increase was primarily due to RIN sales of $43,043 during the second quarter of 2016, which were compared with no RIN sales during the same period in 2015. Also impacting comparative revenues were sales of high fatty acid oil and recovered methanol. The Company had high fatty acid oil sales of $3,874 during the second quarter of 2015, while there were no sales of high fatty acid oil during the same period in 2016. The Company recognized $172 in recovered methanol sales during the second quarter of 2015, and recognized $616 in recovered methanol sales during the same period in 2016.
The Company generated revenues of $71,179 during the period January 1, 2016 through June 30, 2016. Revenue generated during the period was due to sales of biodiesel, RINs, and materials recovered during glycerin purification processing. Our third party biodiesel sales totaled $2,573 in the first half of 2016. We had biodiesel sales to related parties totaling $24,360 during the period under consideration. RIN sales transacted during the first half of 2016 totaled $43,043. Recovered methanol sales were $1,203 for the period January 1, 2016 through June 30, 2016.
The Company generated revenues of $49,224 during the period January 1, 2015 through June 30, 2015. Revenue generated during the period was due to sales of biodiesel and materials recovered during glycerin purification processing. Our third party sales of own-produced biodiesel totaled $3,559 in the first half of 2015. We had biodiesel sales to related parties totaling $23,800 during the period under consideration. Sales of high fatty acid oil totaled $19,930 while de-methylated glycerin sales totaled $1,346 during the period January 1, 2015 through June 30, 2015. Recovered methanol sales were $589 for the period under consideration.
Comparing the Company's activity for the period January 1, 2016 through June 30, 2016 to the activity for the period January 1, 2015 through June 30, 2015, there was an increase in revenue of $21,955 from $49,224 to $71,179. The period-over-period increase was primarily due to RIN sales of $43,043during the first half of 2016 as compared with no RIN sales during the same period in 2015. Third party biodiesel sales totaled $2,573 in the first six months of 2016, but amounted to $3,559 for the same period in 2015. Also impacting comparative revenues were sales of high fatty acid oil, glycerin, and recovered methanol. The Company had high fatty acid oil sales of $19,930 during the first half of 2015 while there were no sales of high fatty acid oil during the same period in 2016. The Company had glycerin sales of $1,346 during the first half of 2015, but had no glycerin sales during the same period in 2016. The Company recognized $1,203 in recovered methanol sales during the first half of 2016 and had $589 in recovered methanol sales during the same period in 2015.
Cost of revenue totaled $73,970 during the period April 1, 2016 through June 30, 2016. For the same period, cost of revenue consisted of costs associated with raw material (feedstocks, methanol, and catalyst) purchases, labor, overhead, and utilities.
Cost of revenue totaled $141,793 during the period April 1, 2015 through June 30, 2015. For the same period, cost of revenue consisted of costs associated with raw material (feedstocks, methanol, and catalyst) purchases, labor, overhead, and utilities.
Comparing the Company's activity for the period April 1, 2016 through June 30, 2016 to the activity for the period April 1, 2015 through June 30, 2015, there was a decrease in cost of revenues of $67,823 as the cost of revenues decreased from $141,793 to $73,970. The period-over-period decrease was due to operating with a leaner production crew at the biodiesel facility in Lenoir, NC. Comparing the current quarter to the same period in the prior year, biodiesel material costs increased $28,544. All feedstock was converted to biodiesel with some finished product remaining in inventory at the end of the current quarter. When allowable, the Company recognizes a reduction in cost of goods sold resulting from filing for blender tax credits. The Company did not file for any blender tax credits during the second quarter of 2016, nor did we file for any blender tax credits during the same period in 2015.
Cost of revenue totaled $84,806 during the period January 1, 2016 through June 30, 2016. For the same period, cost of revenue consisted of costs associated with raw material (feedstocks, methanol, and catalyst) purchases, labor, overhead, and utilities.
Cost of revenue totaled $185,742 during the period January 1, 2015 through June 30, 2015. For the same period, cost of revenue consisted of costs associated with raw material (feedstocks, methanol, and catalyst) purchases, labor, overhead, and utilities.
Comparing the Company's activity for the period January 1, 2016 through June 30, 2016 to the activity for the period January 1, 2015 through June 30, 2015, there was a decrease in cost of revenues of $100,936 as the cost of revenues dropped from $185,742 to $84,806. The period-over-period decrease was due to operating with a leaner production crew at the biodiesel production facility in Lenoir, NC. During the first half of 2016, the Company recognized an offset to the cost of goods sold totaling $48,994 as a result of filing for the blender tax credit associated with blended gallons. During the same period in the prior year, the Company recognized an offset to the cost of goods sold totaling $39,312 resulting from blender tax credit activity.
The Company had a gross loss of $22,318 for the period April 1, 2016 through June 30, 2016. The primary reason for the gross loss during the period was the Company's inability to produce and sell biodiesel under adverse market conditions, including lower petroleum benchmark prices.
The Company had a gross loss of $136,482 for the period April 1, 2015 through June 30, 2015. The primary reason for the gross loss during the period was the Company's inability to produce and sell biodiesel under adverse market conditions, including the expired biodiesel blender tax credit.
The Company had a gross loss of $51,593 for the period January 1, 2016 through June 30, 2016. The primary reason for the gross loss during the period was the Company's inability to produce and sell biodiesel under adverse market conditions, including lower petroleum benchmark prices.
The Company had a gross loss of $187,888 for the period January 1, 2015 through June 30, 2015. The primary reason for the gross loss during the period was the Company's inability to produce and sell biodiesel under adverse market conditions, including lower petroleum benchmark prices and the expired biodiesel blender tax credit.
SG&A expenses totaled $21,650 for the period April 1, 2016 through June 30, 2016. During the period under consideration, SG&A expenses primarily consisted of costs associated with payroll, office overhead and professional fees.
SG&A expenses totaled $27,813 for the period April 1, 2015 through June 30, 2015. During the period under consideration, SG&A expenses primarily consisted of costs associated with payroll, office overhead and professional fees.
Comparing the Company's activity for the period April 1, 2016 through June 30, 2016 to the activity for the period April 1, 2015 through June 30, 2015, there was a decrease in SG&A expenses of $6,163 as SG&A decreased from $27,813to $21,650. The period-over-period decrease was due primarily to reduced plant personnel at the biodiesel production facility in Lenoir, NC.
SG&A expenses totaled $41,023 for the period January 1, 2016 through June 30, 2016. During the period under consideration, SG&A expenses primarily consisted of costs associated with payroll, office overhead and professional fees.
SG&A expenses totaled $399,017 for the period January 1, 2015 through June 30, 2015. During the period under consideration, SG&A expenses primarily consisted of $350,000 in consulting expenses associated with stock based compensation. The balance of the SG&A expenses were comprised of costs associated with payroll, office overhead and professional fees.
Comparing the Company's activity for the period January 1, 2016 through June 30, 2016 to the activity for the period January 1, 2015 through June 30, 2015, there was a decrease in SG&A expenses of $357,994 as SG&A declined from $399,017 to $41,023. The period-over-period decrease was due primarily to the consulting expenses recognized during the first half of 2015 that did not occur during the same period in 2016. General overhead remained stable considering the first half of the current year compared with the first half of the prior year.
Other Income totaled $57 during the period April 1, 2016 through June 30, 2016. During the second quarter of 2016, this amount was attributable to funding received from the USDA Biofuel Program. Each quarter, the Company submits a Payment Request (Form RD-4288) and supporting documents to the USDA delineating those gallons produced/sold. Along with the documentation, the Company informs the USDA regarding the type and quantity of feedstocks utilized. These payment requests are reviewed by an agent of the USDA and then submitted as part of the "pool" for funding. Biodiesel producers compete for whatever funding is available from the USDA's pool. Since it is difficult to predict the amount of funding that may be received, the Company only recognizes Other Income associated with the USDA Biofuel Program when the funds are received.
Other Income totaled $586,200 during the period April 1, 2015 through June 30, 2015. December 31, 2013 marked the expiration of the IRS tax credit of one dollar per blended gallon of biodiesel. During the first quarter of 2014, NABE sold biodiesel to a customer with the agreement that, in the event the tax credit were to be reinstated, the benefit of the tax credit would be shared equally between the companies. In late December of 2014, the blender tax credit was reinstated retroactively to January 1, 2014 and was effective through December 31, 2014. The IRS issued guidance for filing for the tax credit during the first quarter of 2015. After the end of the first quarter of 2015, the Company was notified by our customer that they had successfully filed for and received the tax credit funds. NABE has subsequently recognized Other Income and has been paid $510,030 for its half of the blender tax credit dollars. During the April 1, 2015 through June 30, 2015, additional Other Income was recognized on the final insurance settlement from the fire experienced at the biodiesel plant in Lenoir, NC. Insurance coverage provided $76,170 for damages associated with the fire incident on August 1, 2014.
Other Income totaled $162 during the period January 1, 2016 through June 30, 2016. During the first six months of 2016, this amount was attributable to funding received from the USDA Biofuel Program.
Other Income totaled $629,878 during the period January 1, 2015 through June 30, 2015. During the first six months of 2015, this amount was attributable to funding received from prior-period tax credit sharing, from the USDA Biofuel Program and from continued insurance payments stemming from the fire experienced at the biodiesel plant in Lenoir, NC. Insurance coverage provided $119,746 for cleaning expenses and for replacing items damaged during the fire incident on August 1, 2014. NABE recognized Other Income of $510,030 for its half of the blender tax credit dollars attributable to prior-period activity. An additional $102 was received in USDA Biofuel Program funding during the first half.
As of June 30, 2016, our current assets totaling $105,993 consisted of cash, accounts receivable, inventory, other current assets and prepaid expenses. Our accounts payable and accrued liabilities and current portion of amounts due to related parties and third parties were $557,338 as of June 30, 2016. As a result, we had a working capital deficiency of $451,345.
Current assets for the Company totaled $149,800 as of December 31, 2015. Current liabilities for the Company totaled $546,280 as of December 31, 2015, which resulted in a working capital deficiency of $396,480.
Comparing the working capital deficiency at June 30, 2016 to the deficiency at December 31, 2015, there was an increase of $54,865 as the deficiency increased from $396,480 to $451,345. The biggest contributor to the overall increase in the deficit was operating in an environment of unfavorable market conditions – lower benchmark petroleum prices while feedstock prices have not reduced commensurately.
On a short-term basis, it is anticipated that the Company's liquidity needs will be met through selling biodiesel related products and RIN-gallons, through borrowing from related parties and through the sale of common stock. Considering the long-term view, the Company intends to provide liquidity through operation of its biodiesel plant in Lenoir, North Carolina. Since the December 31, 2015 balance sheet date, total receivables have increased $489 with no amounts written off.
To date, cash flow requirements have been primarily met through sales of biodiesel related products, through collections of accounts receivable, through share issuances, and through gross proceeds from bank and related party loans. For the six months ended June 30, 2016, the Company generated a gross loss of $51,593 on sales of $71,179 over the same period. For the six months ended June 30, 2015, the Company generated a gross loss of $187,888 on sales of $49,224 over the same period.
A portion of the Company's operations have been funded through the issuance of common stock shares. As of June 30, 2016, the Company has issued 33,754,332 shares of common stock (31,774,332 shares of Class A stock and 1,980,000 shares of Class B stock).
To date, our cash flow requirements have been primarily met by equity financings and from operating the Company's biodiesel production facility in Lenoir, NC. Management expects to keep operational costs to a minimum until cash is available through financing or operating activities. Management plans to continue to seek other sources of financing on favorable terms; however, there are no assurances that any such financing can be obtained on favorable terms, if at all. Our ability to continue as a going concern is dependent upon the ability of the Company to generate profitable operations in the future and/or to obtain the necessary financing to meet its obligations and repay its liabilities arising from normal business operations when they come due. The outcome of these matters cannot be predicted with any certainty at this time. These factors raise substantial doubt that the Company will be able to continue as a going concern.
During the period January 1, 2016 through June 30, 2016, the Company's cash used in operating activities totaled $55,369. For the same period, the Company's cash provided by operating activities was primarily attributable to generating trade receivables associated with biodiesel and RIN sales, and making payments on trade payables. Third party trade receivables decreased $22 and related party receivables decreased $467 while inventories increased $10,056. Trade payables increased $4,678 for the same period. Depreciation expense was $37,966 for the first six months of 2016.
During the period January 1, 2015 through June 30, 2015, the Company's cash provided by operating activities totaled $395,666. For the same period, the Company's cash provided by operating activities was primarily attributable to recognizing $350,000 in consulting expense (stock-based compensation), generating trade receivables associated with biodiesel sales, and making payments on trade payables. Third party trade receivables decreased $2,446 and related party receivables increased $23,187 while inventories increased $26,164. Trade payables increased $895 for the same period. Depreciation expense was $51,370 for the first six months of 2015.
During the period January 1, 2016 through June, 2016, the Company had no cash flows related to investing activities.
During the period January 1, 2015 through June, 2015, the Company's cash used in investing activities totaled $4,216. The total amount represents funds paid for boiler fan repair and replacement ($2,643) and for a petroleum diesel tank/pump set ($1,573) at the NABE facility in Lenoir, NC.
During the period January 1, 2016 through June 30, 2016, the Company's cash flow related to financing activities totaled $5,691. This amount represents funds paid for short-term debt during the current period.
During the period January 1, 2015 through June 30, 2015, the Company's cash used in financing activities totaled $19,561. This amount represents payments on long-term debt to third-party creditors. Also during the first half of 2015, the Company borrowed $105,929 from a related party and repaid the full amount during the same period.
Our control environment did not sufficiently promote effective internal control over financial reporting throughout the organization. This material weakness exists because of the aggregate effect of multiple deficiencies in internal control which affect our control environment, including: a) the lack of an effective risk assessment process for the identification of fraud risks; b) the lack of an internal audit function or other effective mechanism for ongoing monitoring of the effectiveness of internal controls; c) deficiencies in our accounting system and controls; d) and insufficient documentation and communication of our accounting policies and procedures as of June 30, 2016.
There were no changes that occurred during the period covered by this Quarterly Report on Form 10-Q that have materially affected, or are reasonably likely to materially affect, the Company's internal control over financial reporting.
In the Court of Common Pleas of the State of South Carolina's Thirteenth Judicial Circuit (Greenville County), a Plaintiff has filed suit against the Company and its subsidiary, NABE. The filing took place in June of 2015. In its filing, the Plaintiff claims to be a subsidiary of a foreign biodiesel producer with which NABE transacted import activities during 2013 and 2014. The Plaintiff further claims that the Company did not have the right to retain the $510,030 that was received and recognized as Other Income during the second quarter of 2015. An agreement signed with a customer in 2014 allowed the Company to retain and recognize this income, which was dependent upon reinstatement of the federal biodiesel blender tax credit. Subsequent to our agreement with the customer, the blender tax credit was retroactively reinstated. The Company recognized the Other Income when the customer, after having successfully filed for the credit, remitted payment to the Company. The Company believes that the Plaintiff's actions are unfounded and that there is remote likelihood of incurring any liability. The Company is vigorously defending the action.


An outbreak of dengue fever has been reported in Mombasa since the beginning of this year. Dengue fever is an acute febrile illness caused by any one of four distinct but closely related dengue virus serotypes. Dengue viruses are arboviruses (arthropod-borne virus) that are transmitted primarily between humans through the bite of an infected mosquito of the Aedes aegypti or Aedes albopictus species. Dengue is the world's most common mosquito-borne viral disease and a leading cause of morbidity throughout the tropics and subtropics illness caused by one of the four DENV types can range from a non specific acute febrile illness to severe disease with shock, hemorrhage, and multi-organ impairment. There is no vaccine, chemoprophylaxis or antiviral medication to treat patients with dengue and treatment is mainly supportive.
This is the first reported dengue outbreak in Mombasa since 1982. However, a dengue outbreak occurred in Kenya in Mandera East district in 2011 and 2013, affecting approximately 1300 and 190 people respectively. The outbreak in Mandera East in September 2011 was most likely a spread from Somalia where the outbreak had been reported earlier among the AMISOM (African Mission in Somalia) soldiers several months prior to the Kenyan outbreak. The outbreak occurred again this year in January but has since been controlled.
It is not clear yet as to the origin of the current outbreak in Mombasa as the index case has not been traced with certainty. Although the first laboratory confirmed case was reported by Kenya Medical Research Institute (KEMRI) on 7th March 2013, a retrospective review of hospital records indicate that the first case was confirmed in a private laboratory on 7th January 2013. From this review, there were at least 3 cases in January and 2 cases in February that had been confirmed in private laboratories. Since there was an ongoing outbreak in Mandera in early January 2013, it is possible that the index case in Mombasa could have travelled to Mandera and gotten infected there.
As of 26th April 2013, 83 of 148 (56%) blood samples collected from residents of Mombasa who visited health facilities with dengue-like illness have tested positive for dengue virus (DENV) infection by RT-PCR. Identified DENV serotypes include DENV-1 (69%), DENV-2 (28%), and DENV-3 (3%); at least one sample was positive for 2 DENV serotypes (DENV-1 and 2). Age range for confirmed cases was 4 to 62 years old with a median of 34; 56% were male. Cases have been reported from most villages/estates in Mombasa with majority of the cases having been reported by private hospitals (Aga Khan Hospital 36%, Mombasa Hospital 30%, and Pandya Hospital 26%). No dengue associated deaths have been reported to-date.
As a response to controlling the outbreak, the Ministry of Health has embarked on a number of activities. A team from the Division of Disease Surveillance and Response (DDSR), Field Epidemiology and Laboratory Training Program (FELTP), KEMRI and local staff from the Ministry of Health are responding to this outbreak with in-country technical support and assistance from US Centers for Disease Control and Prevention in Kenya (CDC-Kenya) and the US Army Medical Research Unit-Kenya (USAMRU-K). Among the response measures being conducted by this team include sensitization of health workers and community members, active case search, and vector control.


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Q: Gatling - Scala - Random String for every concurrent user I'm having trouble to find a way to generate a random string for every users that are in my simulations.
Right now, this obvious code does not works :
val email = "myEmail+"+random.nextInt(150000)+"@gmail.com"
var password = conf.getString("password")

var scn = scenario("All Auth Features")
scn = Scenarii.initUserAccount(scn)
scn = Scenarii.register(scn, email, password)
scn = Scenarii.loginUser(scn, email, password)

I have always the same email (obviously).
I also took a look at feeder, but that can't solve my issue because of a determined strings that are in a csv, for instance. I really need a random one.
I can't make something like this:
scn = Scenarii.register(scn, "myEmail+"+random.nextInt(150000)+"@gmail.com", password)

Executed each time because I need to use the exact same email in the following functions.
Any ideas on how to solve this?

A: For posterity :
Found my solution using Feeder and Map :
val feeder = Iterator.continually(Map(("email","email+" + random.nextInt(150000) + "@gmail.com")))
var password = conf.getString("password")
var scn = scenario("All Auth Features")
scn = Scenarii.initUserAccount(scn)
scn = scn.feed(feeder)
scn = Scenarii.register(scn, "${email}", password)
scn = Scenarii.deleteAtRegister(scn)
scn = Scenarii.register(scn, "${email}", password)

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Home » Zaha Hadid Quits Tokyo Olympic Stadium Competition
Architecture News
Zaha Hadid Quits Tokyo Olympic Stadium Competition
Image courtesy Zaha Hadid Architects
Miriam Sitz
KEYWORDS Olympic Stadium / Tokyo
Two months after Zaha Hadid's $2 billion design for the 2020 Olympic Stadium in Tokyo was scrapped, the architect announced her firm will no longer participate in the competition for a new design.
"It is disappointing," Zaha Hadid Architects wrote in a statement released today, "that the two years of work and investment in the existing design for a new National Stadium for Japan cannot be further developed to meet the new brief through the new design competition."
Earlier this month, Hadid's firm partnered with Japanese architecture and engineering firm Nikken Sekkei to develop a new design for the national stadium "in partnership with a committed construction contractor," the firm wrote, to create "the most cost-effective delivery plan that ensures the New National Stadium is ready in good time for the preparations ahead of Tokyo 2020."
But finding a contractor willing to sign on proved to be the plan's undoing.
"Nikken Sekkei and Zaha Hadid Architects have not been able to secure a construction company in its consortium and therefore announce that they are unable to enter the competition," the companies said in the statement announcing their official withdrawal from the design competition.
Hadid's stadium plan has been fraught from the outset. Last fall, after Hadid reduced the initial design in size and drama, architect Arata Isozaki publically joined a growing cadre of architects opposed to the project's development. "What remains is a dull, slow form," Isozaki wrote. "If the stadium gets built the way it is, Tokyo will surely be burdened with a gigantic white elephant."
Read the full statement from Zaha Hadid Architects and Nikken Sekkei explaining their decision to quit the contest here.
Recent Articles by Miriam Sitz
Pascale Sablan Wins 2021 Whitney M. Young Jr. Award
Interview with Incoming NOMA President Jason Pugh
Billings Remain Stalled in October 2020 While Inquiries and Contracts Grow
Miriam Sitz was a staff writer and editor for Architectural Record from 2015 to 2020, during which time she served as the web editor, then senior news & web editor. Follow her on Twitter and Instagram.
Arata Isozaki Opposes Zaha Hadid's Tokyo Olympics Stadium, Proposes She Downsize
Renderings Released for New 2020 Tokyo Olympic Stadium
Zaha Hadid's $2 Billion Tokyo Stadium Design Cancelled
Architectural Record September 2020 Issue
Contemporary Architecture in China Towards A Critical Pragmatism


A significant issue with staffing is beginning to emerge as the schools at the networked evolutionary stage and beyond employ new staff, teaching and professional support.
The culture, the ecology, the mindset, the expectations of staff in those schools is markedly different to that experienced in the traditional paper based school and as such the selection expectations of the pathfinders are significantly different and of an appreciably higher order than those of the lower order schools.
If one examines the attributes of the schools at the networked, and digital normalisation evolutionary stages and notes their ever-evolving nature, their ever-tighter integration, the networked mindset and 24/7/365 collaboration with their families and community and the imperative of all within the school's community – the principal, the staff, the parents – having a macro appreciation of the school's shaping educational vision it should come as no surprise to see the school leadership, and the teacher and parent representatives on the staff selection panels, expecting new staff – teaching and support – to have the apposite understanding and skill set.
It is important to note the expectation comes from both the professional staff and the school community representatives.
It is an understanding and skill set acquired in the main within the pathfinder culture that exists in its entirety in as yet few other schools, but which can increasingly be found within pockets in later adopter schools.
What the pathfinders are finding is that staff that have worked in a temporary capacity in the higher order culture, who are aware of its ecology, have the desired mind and skill set and are applying for a permanent position are advantageously positioned compared to most other applicants, even potentially very capable applicants, currently working within the traditional insular, paper based paradigm.
The pathfinders require teachers and professional support staff able to thrive in an ever-evolving digital and networked environment, who are of a mind and have the skills to contribute to the school's holistic enhancement. Naturally they don't want staff in permanent positions that have yet to demonstrate their capacity to make that contribution.
It is appreciated that while today this is a rare situation it is an issue that is set to grow quickly as ever more schools globally move along the evolutionary continuum.
The challenge for the pathfinder schools and those following is to be aware of the situation as they look to appoint apposite new staff and while not for a moment suggesting punishing those applicants who have the advantage of working in higher order school ecologies to be very conscious of potentially excellent staff that have demonstrated their capacity to make a significant contribution to a digitally based school, even though they might be working within a paper based school or coming directly from teacher education.
It is moreover a development that affirms the wisdom of the global moves to accord individual schools greater decision-making and the importance of education authorities and governments better understanding the growing variability between schools, and the implications that flow.
This entry was posted in Digital normalisation, Digital normalisation and staffing, Implications school evolution, Stages of school evolution and tagged Staffing on November 20, 2013 by mallee.


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Senior Academy train with Parachute Regiment
Saracens Senior Academy players and staff were put through their paces last week by the British Army's Parachute Regiment.
The group spent three days at Merville Barracks in Colchester with both their physical and mental strength put to the test. The idea of the camp was for the squad to create memories and develop relationships.
"I've got that much respect for the boys here doing what they do." – Academy centre Josh Hallett
Former Paratrooper and Saracens Academy Coach, Andy Dawling, arranged the boot camp.
"The interactions between the military and sport – there are so many parallels," he said.
"So for me, it was a perfect match coming back to my old regiment, 7 PARA RHA (Royal Horse Artillery)."
After their first night of sleeping under the canvas, the players were woken up at 05H00 to the sound of soldiers firing blank rounds before lining up for a morning muster.
The players were then returned to more familiar surroundings – the rugby pitch – to play against 7 PARA RHA's side. Next up was the infamous stretcher race, a key part of the 'P Company test', which all potential PARAS have to do in their training.
Whilst the players were put in some challenging situations, there was still time to relax and socialise with the soldiers. The officers and players enjoyed good conversation and there was plenty of opportunities to learn about each other's culture and environment.
Centre Josh Hallett told Forces News: "I was talking to one of the boys – if he makes a mistake out in the field then that's the difference between someone living and someone dying.
"Whereas us, it's only a smack on the wrist – I've got that much respect for the boys here doing what they do."
Fellow England Under-18 international Oli Stonham said: "One of our main core values is work rate, so obviously that can be directly compared to what they do here.
"I think there's a lot of similarities."
Academy Manager Mike Hynard believes the trip was extremely beneficial.
He said: "It was an opportunity for the players to get to know each other better and see how they respond in different situations and under varying degrees of pressure and stress.
"I am really grateful to Andy Dawling, Capt. Harry Whittingdon and Craig Higgins who put so much effort in to make sure the camp was a success.
"We really enjoyed the experience and look forward to working more closely with the 7 Parachute Regiment in the future."


Savour the beauty and romance of New Orleans as you enjoy a leisurely evening cruise along the mighty Mississippi while being serenaded with world class Jazz music.
Take to the waters of the mighty Mississippi River for an evening cruise aboard the historic Steamboat Natchez which is one of only 6 authentic steamboats still operating. This two hour cruise includes live Jazz from the world renowned 'Dukes of Dixieland' and will take you back to a time when cotton was king and life was as slow and graceful as the current on the Mississippi. If the jazzy tunes aren't enough to keep you entertained you will also be able to view the museum quality engine room of this historic vessel, and you will have full access to the decks and bars of the boat.
For those wanting a taste of southern cuisine there is the option to include dinner, a casual buffet style meal offering a great array of local dishes prepared on board from the freshest ingredients. There is a choice of two sitting times, and outdoor and indoor seating is available.
Prime Rib carved & served with au jus & a unique honey horseradish sauce.
Boneless breast of chicken delicately marinated in Italian seasonings, white wine, and olive oil; then baked and topped with our southern pecan sauce.
Fillet of Louisiana catfish lightly broiled with Cajun seasonings in a white wine marinade, served with a pinwheel of lemon.
Penne pasta in a classic Alfredo sauce with Italian cheese and julienne red and yellow peppers.
A casserole of spinach and artichoke hearts with a blend of three cheeses, topped with toasted bread crumbs.
Fresh cut greens beans lightly seasoned and topped with roasted almonds.
New potatoes lightly seasoned & roasted in a light butter garlic sauce.
Freshly tossed greens & Creole tomatoes, your choice of three delicious dressings.
Homemade bread pudding with Steamboat Sauce.
Departs: Daily, year round. (There is no cruise on Valentines Day, Independence Day, Thanksgiving and Christmas Day).
The Steamboat Natchez decks, engine room and bars will be open for your enjoyment either before or after dinner depending upon your seating time.


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Events located at David Jones Gallery
An oriental exhibition, Art Exhibitions and Collections
Official, Presented by Fringe Artist at David Jones Gallery - Rundle Street as part of the 1972 Fringe
An oriental exhibition of paintings, sculpture, ceramics from India, Thailand, Cambodia, Japan and selected pottery by Hamada (Japan).
Antiques of Europe, Art Exhibitions and Collections
Official, Presented by Women's Committee of the National Trust of South Australia at David Jones Gallery - Rundle Street as part of the 1968 Fringe
Unofficial, Presented by National Trust of SA at David Jones Gallery - Rundle Street as part of the 1968 Fringe
Arts of Melanesia, Art Exhibitions and Collections
Official, Presented by Courtesy of the Board of the South Australian Museum at David Jones Gallery - Rundle Street as part of the 1976 Fringe
Australian Heritage, Cavalcade of Australian History, Art Exhibitions and Collections
Official, Presented by National Trust of SA and the SA Museum at David Jones Gallery - Rundle Street as part of the 1970 Fringe
Collection of early Wimmera paintings by Sidney Nolan, Art Exhibitions and Collections
Unofficial, Presented by Sidney Nolan at David Jones Gallery - Rundle Street as part of the 1970 Fringe
French craftsmanship through the centuries, Handicrafts
Official, Presented by National Trust of SA and the Adelaide Society of Collectors at David Jones Gallery - Rundle Street as part of the 1966 Fringe
Arranged in conjunction with the National Trust of South Australia and the Adelaide Society of Collectors.
French craftsmanship through the centuries, Art Exhibitions and Collections
Unofficial, Presented by National Trust of SA and the Adelaide Society of Collectors at David Jones Gallery - Rundle Street as part of the 1966 Fringe
Gold and glass exhibition, Art Exhibitions and Collections
Official, Presented by National Trust of SA at David Jones Gallery - Rundle Street as part of the 1964 Fringe
The Lloyd Jones' Collection, Art Exhibitions and Collections


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Emmett Allen Bennett
Emmett Allen Bennett, 82 of Lubbock, Tx, went to be with this Lord and Savior on December 5, 2021. Emmett was born in Warsaw, TX to Monroe & Onita (Garrett) Bennett. He graduated from Seagoville High School in Seagoville, TX in 1957 and attended Henderson County College. He married Margaret Terrell in 1959. Emmett was drafted into the U.S. Army in 1961 where he was part of the 4th Infantry Division U.S. Army where he was stationed at Lawton, OK and Fort Hood, TX. He married Linda McCormick on September 2, 1962, where he became Kathy's Daddy. Kendill came to live with Emmett and Linda in 1963. Emmett was discharged from the Army in 1963. Soon after he was hired on to National Linen. He started as a Routeman and move up to Plant Manager. He and Linda transfered with National Linen from Dallas to Lubbock to Beaumont and then back to Lubbock where he said he would never leave again. He worked for National Linen for 41 years. He married LaVada Carr in 1997 after Linda's death. He was a member of Lubbock Baptist Temple for 46 years. He is survived by his friend, Peggy McCarty of Lubbock, Tx, daughter Kathy Bruner (Terry) of Lago Vista, Tx, son Kendill Bennett of Lubbock, TX, son Daniel Bennett of Austin, TX, stepsons Jerry Carr (Faith) and William Carr both of Lubbock, TX, Billy Carr of Dallas/Fort Worth, TX, a brother Donald Bennet of Fort Worth, two sisters Josie Vigar (Larry) of Midland TX, Barbara McKinnon (Larry) of Ben Wheeler, TX. Grandchildren Mandy Jean Thomas of Leander, TX , Amber Marino (Michael) of Missouri City, TX, Andres Rosales (Jill) Paige, Tx, Adrian Rosales (Alisha) of Leander, TX. Chris Lee of Lubbock, TX. Shawna Bennett of Hanover, Pennsylvania. Jessica Bennett, Las Cruces, NM, Jeri D'Lyn (Thomas) Massey of Abernathy, TX, Jordan Carr of Plano, TX, Justin Carr of Lubbock, TX, Jaden Carr of Lubbock, TX, Jaspen Carr of Oklahoma City, OK, Jason Carr of Oklahoma City, OK, Eleven Great-Grand Children. He is proceeded in death by his parents, brothers Buddy & Lonnie, sister Judy Bennett and wives Linda & LaVada, son, James Allen Bennett.
Emmett Allen Bennett, 82 of Lubbock, Tx, went to be with this Lord and Savior on December 5, 2021. Emmett was born in Warsaw, TX to Monroe & Onita (Garrett) Bennett. He graduated from Seagoville High School in Seagoville, TX in 1957 and attended... View Obituary & Service Information
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Lilliu est un nom propre d'origine italienne qui peut faire référence à :

Patronyme

 Pierrick Lilliu (1986-), chanteur français ;
 Nicolas Lilliu, plus connu sous son nom d'artiste Nyco Lilliu ou Nyco (1987-), chanteur français et frère de Pierrick Lilliu.

Patronyme italien

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