text:
Theme park face mask requirements not likely to end soon; What a vaccine could mean for visitors
by Attractions Magazine Staff December 11, 2020
written by Attractions Magazine Staff December 11, 2020
As people across the world hope for a COVID-19 vaccine to be ready and distributed as soon as possible, what could that mean in terms of the changes we've seen in the theme parks so far? Will guests and employees still be required to wear masks? Will plexiglass still separate you from the row in front on your ride vehicle? Will your party still need to stand on a sticker six feet away from another party? The short answer? No one knows yet – or has announced plans for these circumstances.
While there are a handful of promising vaccines working to be distributed around the world, theme park fans are starting to wonder if they will need to get the vaccine in order to visit these vacation destinations in the future.
Theme park and entertainment industry analyst Bill Zanetti said that that decision is up to the individual theme park companies. "Some parks want to get back to normal as soon as possible, others want to purvey a sense of security and safety to guests for as long as possible, regardless if they are effective at preventing COVID-19 or not. It's about making guests feel comfortable," he explained.
Many people don't expect the face mask requirement seen globally to disappear anytime soon, as it will take months for vaccine distribution and injections to take place. Even then, just having the vaccine doesn't mean you can't spread the virus to someone else who is unvaccinated. No one knows if that's the case yet.
Dr. Anthony Fauci, the director of the National Institute of Allergy and Infectious Diseases, does not expect there to be state or country mandates in the U.S. that people receive the vaccine, meaning that though many theme park goers and employees opt-in to receive the vaccine, not all will.
This is where theme parks may choose to require all guests and employees to provide individual proof of the vaccine before entering. What impact would it have on attendance and guest satisfaction and comfort?.
Many theme park fans are wondering if they'll need a special issued card or passport stamp, similar to an organ donor verification on a driver's license, or possibly an app that shows they've been vaccinated to travel around the globe and visit various attractions.
A British technology company, VST Enterprises, has created a digital health passport and wallet. The V-Health Passport records results from all global COVID-19 testing manufacturers and also has a unique contact tracing capability built within. The passport also holds test records and can be used by companies to determine if someone is allowed to travel. This passport also helps with contact tracing if the owner is ever exposed to someone with the virus.
The World Health Organization (WHO) has previously developed similar vaccination verification cards for Yellow Fever. The International Certificate of Vaccination or Prophylaxis (ICVP) is obtained, signed and stamped when someone receives a vaccine against Yellow Fever and is used when traveling. It hasn't been announced if there will be a similar process developed for COVID-19 vaccines.
At the end of November, Australian airline Qantas announced that international passengers will need to have the COVID-19 vaccine to be able to fly on their planes. This is the only airline globally to announce this type of requirement so far.
Former Disney Imagineer Eddie Sotto of Sotto Studios said that removing the safety protocols in parks and having guests be reassured they are safe during their visit may take a while. "The epic horror film 'Jaws' turned 40 this year and there are still people that won't go back in the water," he said. (Eddie talks more about the new theme park safety protocols in the Fall 2020 issue of "Attractions Magazine".)
Gaining a guest and employee's trust that they are safe and will remain healthy from their visit will be a challenge down the road for the parks whenever they do cross the bridge of removing mask requirements, social distancing markers, plexiglass, temperature checks, etc.
Although the Center for Disease Control (CDC) has announced its initial recommendations of the order of distribution, we are still far off from seeing the effects of the vaccine in mass numbers, or a decline in cases in the U.S.
Jason Cochran, editor-in-chief of Frommers.com, who has been covering various aspects of the virus' effects on travel, said, "Because it's in the parks' interest to ensure the safety of every last guest, these protocols will be in place long after the general public begins to be vaccinated."
We asked Disney and Universal what their plans for the future were in terms of COVID-19 prevention procedures, but neither had any comment. Currently, all of the major theme parks in Florida require all guests to wear face coverings at all times except while eating or drinking except Legoland Florida, which only requires masks on their rides and indoor locations. All of the major theme parks in California remain closed.
As far as how theme parks will look over the next few years, it's likely they'll look very similar to now. Maybe with slightly more crowds, but it is clear that until the virus is controlled in some capacity globally, the state of the parks — be they open or closed — may remain the same.
"It is going to vary state by state, but I believe that measures staying in place will be linked to the COVID-19 numbers. As these numbers regress, measures will lift," said Andy Guinigundo, a nurse practitioner and writer for "Attractions Magazine". "I think a vaccine may aid in the speed at which we can get back to 'normal.'"
While vaccines are already being distributed, with varying effectiveness, around the world, it is still unknown whether they prevent the infection of COVID-19 or just the symptoms of the virus. Until result trends can be seen, mask requirements and social distancing may very well be in place for the near future, both at your local grocery store and the theme parks.
Are you alright with all guests being required to wear face masks until the numbers are lower? Would you be OK with being required to show proof you've has a vaccine before being able to enter a theme park? Sound off in the comments below.
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Alessio Liberti December 12, 2020 - 9:35 am
I would do whatever it takes for us to go back to normal and personally I don't mind having proof of getting the vaccine but I know some people are not willing to do that and they will Learn their lesson
Evelyn Infinger April 21, 2021 - 10:55 pm
Your given your rights away , but not me. I don't need what their selling and ethically don't believe in vaccines. The abuse the life's of unborn children to develop this shot. The chances of dying is about as great or less than the flu. Some people have medical reasons for not wearing masks and this is a discrimination mandate
Paul Pritchard December 14, 2020 - 5:51 pm
Of course we would wear a face covering and show positive proof that we have had a Covid19 vaccine. We would do whatever it takes to help reduce the spread of this virus
sunny39466 April 23, 2021 - 11:24 pm
Wow! You are COMPLETELY brainwashed! Do some damned research and stop being a sheep. Disgusting!
Kay December 17, 2020 - 9:43 pm
If I get a vaccine and others choose not to why should I need to wear a mask to help protect them if they aren't willing to protect themselves. Smdh
Matt Roseboom December 18, 2020 - 8:53 am
I agree with you after everyone has had a chance to get one, but until then, some people won't have a chance to get a vaccine yet. They're saying it may be summer before it is widely available. And since the park has visitors worldwide, it has to be widely available everywhere.
Betty Clark December 29, 2020 - 10:34 pm
Today Disney made a grave error. They post that they follow CDC guidelines, that is not true. Additionally, they broke federal law based on ADA and ARC policy for children with a rare syndrome. Harm was caused to both my child and my family. My attorney will enjoy this issue when he is filing suite for discrimination.
JAMES B EISMON December 30, 2020 - 9:18 am
They are a private company. They can make any rules they like. Visiting Disney is a luxury, not a need. You were not denied anything. I am asthmatic, among other things and am not required to wear a mask. As such I know that there are businesses and places I can't go of im not wearing one. This is not an ADA violation or ARC. They are not denying you of any necessary service.
LSmith January 1, 2021 - 11:53 am
My children will never wear a mask. Nor will we go to Disney until the mandate is removed. We knew nothing about the virus in April 2020. We do now. It's not near as deadly as once thought and the vaccines are here. The mandates should be removed once the general public has access. Normal is normal. If you are afraid, you can stay at home forever.
Joanne Earle January 13, 2021 - 7:54 pm
Agree with you 100%. This is ridiculous. Our grandson is autistic and won't wear one. I'm not spending in excess of ten grand on a big family trip if I can't take pics of the joy on the boys' faces. We put off our trip from Jan to Nov but we'll keep putting it off till Disney stops buying into the hysteria.
Jo Ellen Nissen January 26, 2021 - 9:32 pm
I agree 100%. This is ridiculous. People need to open their eyes and smell government control. All face mask are doing is teaching our kids to be afraid. As long as theme parks require face masks they don't need or will not get my money. It is so sad to see so many faceless people hiding behind masks afraid they're going to die tomorrow. Go to church!!!! What is really sad is to see this fear and control being taught to our children. If your afraid and want to wear a mask be my guest, but don't try to make me. As for any business that promotes this kind of government control SHAME ON YOU!!!!!
Preach! I'm of the opinion that if people are THAT scared of getting covid at Disney, then don't go. Let the rest of us have the option to wear one. And don't force it on disabled/autistic folks/kids. You can't even pull it down to get a group/family picture! Ridiculous. I'm not spending over 10 grand on an epic family trip to have it ruined by this stupid policy. People don't have to go to Disney. It's an expensive choice. Stay home if you are afraid. My husband and I are not afraid. Even if we are forced into the vaccine in order to go, I'm not wearing a mask.
Melanie April 6, 2021 - 4:04 am
I agree with you 100%! There are so many sheep following the herd. It's all about government control. Most people are buying into this fake pandemic but fortunately many are finally waking up. I refuse to spend thousands on a Disney vacation as long as masks are required. Unfortunately, we'll have to keep postponing if masks aren't required and as a consequence lose our vacation points that can't be banked. I wish Disney would wake up and stop carrying on this nonsense. There's nothing for people to fear. And if they take tyrannical steps to mandate vaccination for park entry, then I guess we'll never take another Disney vacation and I'll have to sell my timeshare. That would be so disappointing as we are huge Disney fans. I pray for anyone who takes these experimental "vaccines" which have already killed and injured many thousands of people in just a short amount of time. I would never take that kind of risk just to appease others. Having a strong immune system is all you need to protect yourself. I wish the government and main stream media would stop the fear mongering. It's disgusting!
John Wythe January 4, 2021 - 10:17 pm
The demand for theme parks won't fully rebound until the masks are cancelled. The whole country is flocking to Florida because there is no state-wide mask requirement. Clearly at least half of the country does not think masks do anything and vote with their wallets.
Amanda January 5, 2021 - 4:23 pm
My daughter is five, has autism and cannot wear a mask. Until she is not required to wear one to enter, we as a family cannot go back. I feel that they should be honoring medical exemptions, and the majority of people would still wear them. Unfortunately, we cannot just say put it on and deal with it. It doesn't work that way. Next to holding it against her face, it won't stay on. I think people need to show a little grace. If more than half of our medical personnel is not getting the vaccine, I don't know how they expect the general public to. Requiring proof of a vaccination is walking a very thin line.
Michelle January 26, 2021 - 8:50 pm
We won't go back while masks are required! We will never get the vaccine! We would go tomorrow if masks were not required!
Sean Mullery February 1, 2021 - 4:56 am
Absolute joke this policy
I hope by 2022 no masks around
Gary April 9, 2021 - 8:19 am
We are in the same boat with several others – we do not wear masks and will not get the vaccine, at least until it is really proven effective and safe. That has yet to be done. We have only worn a mask for maybe 20 minutes during this whole scamdemic. There's no way in heck I'm going to wear one for hours outside in a theme park. My money can go elsewhere.
Denise Wheeler April 17, 2021 - 12:11 am
Vaccines have caused adverse reactions in many. Articles pushing this vaccine INSULT people who won't/can't take it ( I personally have allergic reactions to too many things to risk a vaccine that hasn't even been approved by the FDA). There's an agenda…or certain publications wouldn't be so obviously nasty about the " unvaccinated ". There is a push to make those that choose not to take the vaccine look " less than". Well if you take the vaccine then you're protected, right? So why insult others who choose not to take it? I can do without businesses that mandate the vaccine. And if people continue to have adverse reactions and vaccines continue to be " pulled" due to the fact that they are injuring people…. who's actually "protecting " themselves? Those who take the vaccine ….or those who don't? Especially when there are other ways of treating/avoiding Covid? Supplements that behave like hydroxychloroquine have worked for my family so far…. and more than one doctor has advised us to continue what we're doing.
Am I willing to give my rights away to visit a theme park?!? ABSOLUTELY NOT! Those who are willing to do so are either blatantly ignorant or totally brainwashed. Think it through, folks. I'm sure our Founding Fathers who risked everything for freedom from England are turning over in their graves right now. We have reservations to Disney this June but are not at all thrilled to have to wear masks. Right now we are discussing a change of plans. Remember…as long as you are compliant things will not return to normal. This is not about a virus. This is about control.
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text:
King County's homeless count could soar with new method of tallying
Originally published November 30, 2016 at 12:23 pm Updated October 9, 2017 at 4:36 pm
Volunteer Matias Valenzuela and Greg Jensen count two homeless people sleeping under a ramp in the Sodo area during January's annual One Night Count. (Lindsey Wasson/The Seattle Times)
Rather than looking only in areas where people without homes have been known to spend the night, Count Us In teams will scour every census tract in King County in late January.
Daniel Beekman
The Seattle region's annual One Night Count of people who are homeless has been renamed Count Us In and will be carried out differently in 2017. A more thorough tally could result in a much higher total, officials say.
Rather than looking only in areas where people without homes have been known to spend the night, as teams have in past years, Count Us In teams will scour every census tract in King County.
In addition to volunteers, the teams will include guides familiar with each area — people who are now or formerly homeless. They'll be paid $15 per hour.
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New data-collection tools and surveys may be introduced, and some counting may be done during daylight hours rather than only during the dead of night.
The U.S. Department of Housing and Urban Development (HUD) requires communities around the country to conduct annual counts, in part, to track homeless numbers each year.
The changes announced this week by All Home, the agency that coordinates homeless services across King County, mean next year's total won't be directly comparable to previous totals. Mark Putnam, All Home's director, hopes the new approach will be more accurate.
"The numbers could potentially be higher," Putnam said. "We do expect to find some people we wouldn't have found through the other methodology."
Past counts have covered under 20 cities, recently adding Vashon Island and parts of Southwest King County. In 2017, Count Us In teams will visit all 39 cities in King County, Putnam says.
"We know that smaller cities like Black Diamond and Maple Valley are seeing people experiencing homelessness by freeways and in the woods," he said.
Some wilderness and rural stretches will be left out, Putnam says.
Another change for the 2017 count will be a different nonprofit organizer. The Seattle/King County Coalition on Homelessness (SKCCH) declined to take part this time after leading the effort for almost 40 years.
All Home will work with California-based Applied Survey Research (ASR), which has carried out more than 50 point-in-time counts for other communities, including San Francisco and Los Angeles.
In a message to volunteers, executive director Alison Eisinger said the nonprofit helped launch the One Night Count long before HUD made counts a requirement.
She said the goal has been "to document the realities of homelessness and to engage our whole community in understanding and taking action."
But SKCCH now needs to concentrate on advocacy work, Eisinger said.
"In recent years, federal rules governing (point-in-time) counts have narrowed and local priorities have shifted. For three years in a row, we have seen double-digit (percentage) increases in the numbers of people without shelter," she said.
"Our coalition's voice is urgently needed to secure resources for more shelter, services and housing and to speak up for and protect people who are homeless."
Putnam says All Home wanted to work with both SKCCH and ASR after both nonprofits responded to a request for proposals. He says SKCCH's bowing out means All Home staff members are "rolling up our sleeves" to manage the effort.
For this year's One Night Count, carried out between 2 and 5 a.m. on Jan. 29, more than 1,100 volunteers walked darkened streets looking for people holed up in cars, tents, doorways and under bridges.
The same night, people running shelters and transitional-housing sites collected data about their guests.
Together, 10,688 people were tallied — 4,505 of them without shelter, a 19 percent increase over 2015. Nearly 3,000 of the people without shelter were counted in Seattle.
Putnam says Count Us In teams may approach people living in vehicles during waking-up hours rather than at night. In the past, teams have recorded tents and vehicles with an unknown number of people inside as holding two people each.
No matter how and where they happen, counts are estimates. The real numbers of people without shelter are likely much higher, Putnam says.
Last November, Mayor Ed Murray and Executive Dow Constantine proclaimed states of emergency over homelessness in Seattle and King County.
More information on Count Us In and how to volunteer can be found at All Home's website, allhomekc.org.
Daniel Beekman: 206-464-2164 or dbeekman@seattletimes.com. Twitter @DBeekman

redpajama_set_name: RedPajamaCommonCrawl


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text:
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import java.util.HashSet;
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import stone.ast.*;

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            rule().string(StringLiteral.class));
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    Parser expr = expr0.expression(BinaryExpr.class, factor, operators);

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    Parser simple = rule(PrimaryExpr.class).ast(expr);
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            rule(IfStmnt.class).sep("if").ast(expr).ast(block)
                               .option(rule().sep("else").ast(block)),
            rule(WhileStmnt.class).sep("while").ast(expr).ast(block),
            simple);

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    public BasicParser() {
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        operators.add("%", 4, Operators.LEFT);
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    public ASTree parse(Lexer lexer) throws ParseException {
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redpajama_set_name: RedPajamaGithub


text:
Q: Implementation of semi parametric methods Has anyone worked with semi parametric methods to estimate parameters with binary outcome? Examples are like Cosslett (1983) or Ichimura or Klein-Spady. In other words we are looking for semi parametric methods instead of probit/logit.
I was wondering if anyone has written R code or Matlab code in this regard that he/she could share?

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text:
Multiple sclerosis (MS) is an autoimmune disease of the central nervous system. Instead of its normal activity of targeting and destroying foreign substances such as bacteria, with MS the body's immune system mistakenly attacks the myelin sheath that surrounds the nerve. Like many chronic illnesses, MS affects quality of life and activities of daily living. Major symptoms include pain, fatigue, spasticity, paresthesias (loss of sensation) and bladder dysfunction. People with MS frequently use complementary and alternative (CAM) therapies—including massage—to manage symptoms. A 2005 survey1 estimates that 50 percent to 75 percent of MS patients use CAM therapies, while another noted that 66 percent of respondents reported improvement in their symptoms2.
Relatively little research has been conducted specifically on the use of massage or bodywork therapies for symptom relief in MS. Three recent studies, however, have examined the use of reflexology in MS. Two of these are randomized controlled trials (RCT) for symptom relief; the third investigated the nature of the interaction between clients and therapists through an analysis of the conversations that occurred during sessions.
REFLEXOLOGY TREATMENT RELIEVES SYMPTOMS OF MULTIPLE SCLEROSIS: A RANDOMIZED CONTROLLED STUDY
The earlier of the two RCTs was conducted in Israel3. Seventy-one MS patients suffering from spasticity and/ or paresthesias, or both, were recruited and randomly assigned to receive a full reflexology treatment of the feet and massage of the lower legs or a nonspecific massage of the lower legs alone, for 45 minutes per week for 11 weeks. Patients with an acute relapse of their MS during the preceding three months or during the study were excluded, as were patients who had recently started or stopped physical therapy, massage therapy or another manual treatment. All patients continued their current medications, and no changes were recorded during the study and follow-up period. Of the 71 participants who entered the study, only 53 completed it.
Thirty-six reflexologists provided the interventions, with each therapist treating one patient assigned to the true reflexology and one assigned to the control condition, so that patients in both groups were exposed to the same therapists. All patients received an equal number of sessions that lasted the same amount of time. Outcome measures included an average weekly score for paresthesias, measured using a visual analog scale (VAS). Spasticity was evaluated in a similar fashion, using separate scales for muscle strength and muscle tone. Urinary symptoms, such as frequency and urgency, were assessed using the American Urological Association symptom checklist, a 1–5 scale of how often patients experience each symptom, with a global measure of quality of life. Outcomes were assessed at baseline, six weeks, 11 weeks (end of the treatments) and at three-months follow-up. Participants and investigators who measured the outcomes were blinded.
Because of the relatively small sample size (in relation to the number of outcomes), a nonparametric analysis was performed, looking at differences between the two study groups at the various time points of the study. Significant differences were observed for spasticity, paresthesias and urinary symptoms in the treatment group, while muscle strength showed borderline improvement (p=.6). The authors noted that the improvement in muscle strength was especially remarkable considering that many of the medications patients continued to use for spasticity are associated with muscle weakness.
There are two potential issues with this study. One is the high rate of dropouts. However, there were no statistically significant differences between those who dropped out of the study and those who completed it. A second issue is that the study included patients with all forms of MS, so some participants may have had different degrees of severity of their symptoms. There were no statistically significant differences between the treatment and control groups in the initial severity of their symptoms, the duration of their illness, or in terms of common demographic variables, such as age or sex.
REFLEXOLOGY FOR THE TREATMENT OF PAIN IN PEOPLE WITH MULTIPLE SCLEROSIS: A DOUBLE-BLIND RANDOMIZED SHAM-CONTROLLED CLINICAL TRIAL
The second RCT took place in Northern Ireland and was published in 20094. The investigators randomly assigned 73 MS patients with a VAS rating greater than 4 for at least two months, and without previous experience of reflexology, or a relapse requiring steroid medication or hospitalization within the past two months, to receive either a true or a sham reflexology treatment. Both the participants and the investigator who conducted the outcomes measured were blinded as to group assignment. Blinding was assessed by the use of a questionnaire at weeks two and 16 (follow-up).
The true reflexology group received a precise massage of all the key refl ex points on the feet associated with the major organs, while the sham refl exology group received a standardized massage, using the same sequence but with less pressure over the same general areas.
The sham intervention was designed to control for personal contact and, according to the theory of reflexology, should have had no specific effects. Both groups received a 45-minute treatment for 10 weeks. The primary outcome measured was pain, using the VAS with a 0–10 scale, with fatigue and depression as secondary outcomes. Outcomes were measured at baseline, 10 weeks, 16 weeks and 22 weeks. Nonparametric tests were again used for statistical analysis.
Both groups showed significant reductions in all three outcomes compared to baseline measures at the end of the 10-week intervention period. Pain reduction was maintained at weeks 16 and 22, while reduction in fatigue and depression was maintained until week 16. However, there were no significant differences between the two groups.
One explanation for this result may have been that the reflex points are not located as precisely as suggested, and that the sham intervention was equally as effective. Rather than an active and inactive treatment being compared to each other, the investigators in this study may have been comparing two active interventions that were quite similar to each other. In that case it would not be surprising that both were similarly effective; this situation illustrates why sham interventions in many complementary therapies are difficult to design well, and are sometimes controversial.
WHAT DO PEOPLE TALK ABOUT DURING REFLEXOLOGY? ANALYSIS OF WORRIES AND CONCERNS EXPRESSED DURING SESSIONS FOR PATIENTS WITH MULTIPLE SCLEROSIS
The third paper discussed here investigated what MS patients talk about with their therapists during reflexology sessions, through analyzing audiotapes from a previously conducted study5. In that study, which used a crossover design, 50 participants with MS received six sessions each of reflexology and progressive muscle relaxation (PMR), provided by nurses. The order of the six sessions of reflexology or PMR was randomly assigned, with a four-week washout period in between. Of those participants, 48 made some type of personal disclosure during their reflexology sessions.
Themes discussed by participants included their distress about their MS symptoms and treatment; psychological concerns such as feeling frustrated about the ability to participate in everyday social activities; and concerns for the future regarding increasing disability, inability to work, and being able to keep up family and personal relationships. While many of the disclosures occurred spontaneously, therapists also facilitated discussions about diet, health worries, and practical or social concerns. There was also a good deal of dialog regarding social activities, such watching television and current events in the news.
Interestingly, the rate of personal disclosure showed a gradual reduction over the length of the study. The investigators speculate that one possible reason for this result is therapists may have asked more questions to get to know their patients in the initial weeks of the study, or that patients may have had more concerns to share early on in the study.
A limitation of this study was that audio taping proved to be a less than reliable method of data collection; out of 245 tapes, 55 were inaudible or blank because of technical problems, and seven to 12 tapes each week had some missing data. Audiotaping also failed to record visual cues that may have been given by therapists, and the authors recommended videotaping as a more reliable and informative source of data for future studies.
Reflexology appears to show some promise for relieving symptoms of multiple sclerosis. General massage may also help to reduce pain, fatigue and depression, although more research is needed. Patients with MS do disclose personal concerns to their therapists during sessions; it will be interesting if future studies investigate how common an occurrence such disclosure is more generally and with other specific populations, such as people living with cancer or other chronic conditions.
Article Courtesy of American Massage Therapy Association


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Landlord Willing To Consider Conversion To Office From Medical. Current Dental Office And Infrastructure For Water, Drains, Equiptment, Etc. Up To 5 Year Term Available. Street Podium Signage Included.


Hostal Lorca is a small hotel with 9 rooms, each with their own bathroom. It is located in the old town area, close to the authentic tapas bars that are dotted around the narrow streets and only a few minutes walk to the Balcon de Europa and the beach.
The hostel is recommended in the Lonely Planet guide for its great value, the lovely garden and the friendliness and helpfulness of the owners. There is a small pool, a bar, and kitchen facilities that you are welcome to use. Hostal Lorca is an ideal accommodation for anyone on a budget.
This is a great base for anyone visiting Nerja on a budget, with a double room starting at just €32 a night. Despite the low cost the Hostal Lorca is not a downmarket option, being in a great location, very convenient for all the bars and restaurants in town and close to the bus stop from Malaga if you are getting the bus from the airport. The hostal itself is on a quiet mainly residential street, with not much through traffic. As well as having its own pool, the hostal is about 15 minutes walk from two of the nicest beaches in Nerja - Calahonda and El Salon, so there is no shortage of options for lazing about and enjoying the sun.
If you have visited Hostal Lorca Nerja you can leave a comment and star rating at the bottom of this page.
If you have visited Hostal Lorca Nerja please rate it now by clicking on the stars below, then leave your comment using the form at the bottom.
This is a great base for anyone visiting Nerja on a budget, with a double room starting at just €32 a night. Despite the low cost the Hostal Lorca is not a downmarket option, being in a great location, very convenient for all the bars and restaurants in town and close to the bus stop from Malaga if you are getting the bus from the airport.
The hostal itself is on a quiet mainly residential street, with not much through traffic. As well as having its own pool, the hostal is about 15 minutes walk from two of the nicest beaches in Nerja – Calahonda and El Salon, so there is no shortage of options for lazing about and enjoying the sun.


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Testimonials are essential tools to help persuade, build credibility, and strengthen your brand. Make your testimonials strong ones with these three core elements.


Former White Sox slugger Albert Belle apparently will erase at least one trace of his tumultuous two-year stay in Chicago, with a contract pending to sell his Gold Coast town home.
Belle, 32, signed a 5-year, $65 million contract with Baltimore last fall, making him one of the highest-paid baseball players in history. He hit 49 home runs last season and drove in 153 runs, making him the White Sox's most prolific single-season slugger ever.
However, Belle also scuffled frequently with reporters and was charged last summer with domestic battery, although those charges were later dropped.
Less than three weeks after signing with Baltimore, Belle listed his town home, located in the gated Beekman Place development, for $710,000.
The 7-room, 3-bedroom unit is 10 years old and has a brick paver entry, a private patio, and a granite master bath with whirlpool, according to listing information. Belle purchased the unit from a financial trader in early 1997 for $665,000, which was $10,000 below its listing price.
Beekman Place has a private, cobblestone street and 42 three-story and four-story units.
Listing agent Tom Sorce of Coldwell Banker confirmed that Belle is selling his town home but refused comment on the move. Belle also owns a winter home in Tucson, Ariz., and a condominium in Euclid, Ohio.
- WMAQ-AM sports broadcaster Peggy Kusinski has traded her 7th-floor condo in a downtown building for a larger unit on the same floor.
Formerly a sports anchor for cable outlet CLTV, Kusinski co-hosts WMAQ's "Sports Huddle."
Kusinski sold the 5-room, 2-bedroom condo, which was listed for $259,000 and has marble floors and north views, for $249,000.
Kusinski's husband purchased the unit in early 1997 for $195,000, according to public records. Their new unit, whose selling price was not disclosed, has east views and is "directly over the water," Kusinski said.
Tricia Fox of Coldwell Banker was the listing agent.
- A 22-room Glencoe mansion that was profiled in this column last March 15 has come back on the market for more than four times its $2.15 million selling price last year.
There is, however, a very good reason for the increased price for the $9.5 million estate property at 443 Sheridan Rd. in the north suburb, which costs $11 million if the furnishings are included.
Last year's buyer, who owns a broker group at the Chicago Mercantile Exchange, completely overhauled the 9-bedroom mansion and its 2.5-acre grounds, according to listing agent Susan Gerber of Coldwell Banker.
"The owner has redone and consolidated all the electrical, replaced all the underground piping, replaced all the windows, redone the pool and remortared and acid-washed the outside of the house," Gerber said.
"He also has attached the home to its gatehouse, gutted and completely overhauled the kitchen, replaced all the drains, replastered the interior, refurbished all the moldings and totally refurbished the garage, which had been a structure that we actually had feared might fall down.
"It's just an amazing gem and a wonderful family living home."
Outside, Gerber said the owner has cleaned all the brush from the property, put up 50-foot hemlocks and arbor vitae, placed limestone pathway stones all around the property, installed a topiary garden and added a kitchenette and potting room to the rear of the five-car garage.
Gerber said still other features include the addition of a sophisticated smoke installation system in a basement bar area to make it a "tap cigar room" and the creation of a boxing room in a former laundry room.
The massive stone manor was built in 1936 for Pabst Blue Ribbon Brewing Co. President Harris Perlstein and was designed by William Pereira.
Among its visitors in its early years were President Franklin D. Roosevelt and David Ben Gurion, according to listing information.
Gerber said the owner is selling the mansion because he is moving to a warmer climate.
- Thomas Mutryn, former United Airlines senior vice president and treasurer, is selling his 10-room, 3,800-square-foot Lincolnshire home for $650,000. Mutryn recently became the chief financial officer for US Airways Group in Arlington, Va., and is selling the 6-year-old, 5-bedroom home.
Michael Zakin of Zakin & Co. has the listing.


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Q: Three Envelopes Problem In a game we have 3 envelopes, A, B, C, with a random number (from 1 to 100) sealed inside each. Nobody knows what number is inside. We win the game if we find the highest number, using only one of 2 ways (options):
Option#1; we can select 2 envelopes and open one of them, if the number inside it's lower than the other selected we lose the game, if instead, it's higher we can stay with that number and hope that it is higher than the third envelope; if it is not higher when opened the last envelope, we lose the game.
Option#2; we can select 1 envelope and find out if it is higher than the rest, and if it is not we lose the game.
Probability#1; we have 1/2 chance that our number is higher than the other number inside the envelope we have selected at the beginning, and then we'll have 1/3 chance that our number is higher than the third as well, so the probability to find the highest number this way should be: (1/2)(1/3)=1/6 correct? because we need to find first the probability to pick the highest from two and then the highest from three (even if we already know that at least one is not higher than ours).
Probability#2; we have 1/3 chance that the number inside the envelope we choose is higher than the rest.
It sounds strange to have less probability to find the highest number with option#1 than option#2, but maybe my calculations are wrong, what do you think?

A: When calculating Probability#1, you say:

we'll have 1/3 chance that our number is higher than the third as well

This is not true since you proceed to this step only when your number is higher than a number in other envelope selected at the begining. So in this step you compare maximum from envelopes selected at the begining with the last envelope. So you have 2/3 chance that your number is higher than the last one.
Final probability is then (1/2)*(2/3) = 1/3


A bay is a large body of water connected to an ocean or sea formed by an inlet of land due to the surrounding land blocking some waves and often reducing winds. Bays also exist as an inlet in a lake or pond. A large bay may be called a gulf, a sea, a sound, or a bight. A cove is a circular or oval coastal inlet with a narrow entrance; some coves may be referred to as bays.
Bays were significant in the history of human settlement because they can provide a safe place for fishing. Later they were important in the development of sea trade as the safe anchorage they provide encouraged their selection as ports. Any bay may contain fish and other sea creatures or be adjacent to other bays. For example, James Bay is adjacent to Hudson Bay. Large bays, such as the Bay of Bengal and the Hudson Bay, have varied marine geology.


text:
Westland John Glenn Rockets
Westland John Glenn
12/05/22 vs. Plymouth 21.0 - 9.0 L
12/06/22 vs. Novi 27.0 - 3.0 W
01/13/23 vs. Belleville 24.0 - 6.0 L
01/17/23 vs. Dearborn 12.0 - 18.0 L
01/19/23 vs. Franklin 9.0 - 21.0 W
01/24/23 vs. Wayne Memorial 6.0 - 24.0 L
02/03/23 vs. Churchill
02/06/23 vs. Franklin
12/05/22 vs. Plymouth 2.0 - 28.0 W
12/13/22 vs. Wayne Memorial 1.0 - 29.0 W
01/17/23 vs. Dearborn 30.0 - 0.0 W
01/10/23 vs. Churchill 10.0 - 20.0 L
01/13/23 vs. Belleville 8.0 - 22.0 W
01/19/23 vs. Franklin 15.5 - 15.0 L
12/06/22 vs. Novi
01/19/23 vs. Franklin 22.0 - 8.0 L


take a spin in the ravenna 7, and you'll feel the difference that customized cushioning really makes. this lace-up running or walking shoe features biomogo dna® cushioning in the midsole and removable insole that respond to your every step for a personalized ride. it also helps control mild pronation (foot rolls inward) with a diagonal rollbar that helps hold the foot in a neutral position. enjoy a comfortable foot environment with the breathable element mesh upper, while an adjustable saddle overlay helps provide a just-right fit from heel to midfoot.


Monticello Terrace is located at 1337 Morehead St. in Dilworth, North Carolina. Ranging from 700 to 1200 square feet with one to two bedrooms and one bathroom, these condos are the perfect size for roommates or couples. The spacious kitchens are great for any cook. With ten foot ceilings and glossy hardwood floors throughout, these condos are fabulous!
The dining room is wonderful for meals with family and friends and the living room is large and allows you to spend quality time with your loved ones comfortably. The patio and gas grill outside are great for cookouts when the weather is nice and parking is available for residents in the parking lot near the building. And one of the best things about Monticello Terrace is its convenient location in the growing area of Uptown Charlotte where you can always find fun and exciting things to see and do.
Exquisite restaurants are all within a mile of Monticello Terrace. Sports fans will be happy to know that the Bank of America Stadium, home of the Carolina Panthers, and the Time Warner Cable Arena, also known as Bobcats Arena are only a few miles away so you'll never have to go far for an exciting football or basketball game. You will love everything about Monticello Terrace and everything it has to offer.


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Houston Casualty Company v. B&H Freight, Inc. et al
Northern District of Illinois, ilnd-1:2016-cv-05201
ORDER Signed by the Honorable Amy J. St. Eve on 6/15/2017: The Court denies Plaintiff's motion for judgment on the pleadings brought pursuant to Federal Rule of Civil Procedure 12(c). [36]. [For further details, see Order.] Mailed notice
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Case: 1:16-cv-05201 Document #: 64 Filed: 06/15/17 Page 1 of 6 PageID #:313 IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION HOUSTON CASUALTY COMPANY,)) Plaintiff,)) Case No. 16 C 5201 v.)) Judge Amy St. Eve) B&H FREIGHT INC., et al.,)) Defendants.) ORDER The Court denies Plaintiff's motion for judgment on the pleadings brought pursuant to Federal Rule of Civil Procedure 12(c). [36]. STATEMENT On May 13, 2016, Plaintiff filed a six-count Complaint for Declaratory Judgment against Defendants B&H Freight, Inc. ("B&H Freight"), B&H Systems, Inc. ("B&H Systems"), Midwest Star Group, Inc. ("Midwest"), and Sompo Japan Insurance Company of America, as subrogee of Canon U.S.A., Inc. ("Sompo"), in relation to the parties' insurance coverage disputes pursuant to the Court's diversity jurisdiction. See 28 U.S.C. § 1332(a). Before the Court is Plaintiff's Rule 12(c) motion for judgment on the pleadings seeking a determination on its duty to defend and indemnify under the insurance policy at issue. For the following reasons, the Court denies Plaintiff's motion. LEGAL STANDARD1 Rule 12(c) motions for judgment on the pleadings differ from Rule 12(b)(6) motions to dismiss because they are brought after the pleadings are closed. See Fed.R.Civ.P. 12(c); Buchanan–Moore v. County of Milwaukee, 570 F.3d 824, 827 (7th Cir. 2009). Despite the difference in timing, the Court reviews Rule 12(c) motions under the same standards that apply to motions to dismiss under Rule 12(b)(6). See Gill v. City of Milwaukee, 850 F.3d 335, 339 (7th Cir. 2017); Buchanan–Moore, 570 F.3d at 827. As such, a complaint must state "a claim to 1 In support of its Rule 12(c) motion for judgment on the pleadings, Plaintiff filed a "Statement of Material Facts," which is not the practice in this district under the United States District Court for the Northern District of Illinois' Local Rules. As such, the Court disregards Plaintiff's "Statement of Material Facts" and construes Plaintiff's allegations under the federal pleading standards as directed by the Seventh Circuit. See Gill v. City of Milwaukee, 850 F.3d 335, 339 (7th Cir. 2017). Case: 1:16-cv-05201 Document #: 64 Filed: 06/15/17 Page 2 of 6 PageID #:314 relief that is plausible on its face." Gill, 850 F.3d 339 (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007). Under Rule 12(c), the Court accepts all well-pleaded allegations in the complaint as true and draws all reasonable inferences in favor of the plaintiff. See Katz-Crank v. Haskett, 843 F.3d 641, 646 (7th Cir. 2016). BACKGROUND On September 22, 2014, B&H Freight submitted to Plaintiff its "Professional Liability Errors and Omissions Insurance Renewal Application" ("Application"), after which Plaintiff issued policy number H714-104470 (the "Policy"). (R. 1, Compl. ¶¶ 10, 12.) According to Plaintiff, on November 13, 2014, Canon U.S.A., Inc. ("Canon") hired B&H Freight as its broker/carrier with respect to a shipment of four loads of cameras to be delivered on November 17, 2014 to QVC Network, Inc. ("QVC") in Suffolk, Virginia. (Id. ¶ 14.) B&H Freight retained Midwest as the freight carrier for one of the camera loads with the pick up to occur on November 14, 2014 at B&H Freight's facility. (Id. ¶ 15.) Plaintiff further alleges that on November 14, 2014, B&H Systems tendered the load to Midwest for delivery to QVC, and, on the following day, November 15, 2014, Midwest discovered that the load of cameras had been stolen from its trailer. (Id. ¶¶ 16, 17.) On November 17, 2014, Canon presented its "Loss and Damage Claim" to B&H Freight claiming it sustained a loss in the amount of $1,424,417.40 as a result of the camera theft. (Id. ¶ 18.) Thereafter, on February 24, 2015, B&H Freight reported Canon's claim to Plaintiff under the Policy. (Id. ¶ 19.) Plaintiff further asserts that by email of February 25, 2015, Plaintiff acknowledged receipt of B&H Freight's notice of loss. (Id. ¶ 20.) By letter dated April 16, 2015, Plaintiff reserved all rights under the Policy. (Id. ¶ 21.) On September 17, 2015, Sompo, as subrogee of Canon, filed a lawsuit in the United States District Court for the Eastern District of New York alleging that B&H Freight, B&H Systems, and Midwest violated the Carmack Amendment to the Interstate Commerce Act, 49 U.S.C. § 14706 ("Sompo Litigation"). (Id. ¶ 23.) In the alternative, Sompo brings a separate claim alleging that if B&H Freight is strictly a freight broker – and not a carrier/freight forwarder – it failed in its duty to place the cameras with a reliable carrier instead of Midwest. (Id.) In a letter dated November 3, 2015, Plaintiff supplemented its April 16, 2015 Reservation of Rights. (Id. ¶ 25.) In that letter, Plaintiff pointed the Policy's relevant language and the Insuring Agreement, including: 1. INSURING AGREEMENT (as amended by the Insuring Agreement Endorsement) The Company shall pay on behalf of the Insured any Loss and Claim Expenses, in excess of the Deductible and subject always to the Policy's Limit of Liability, as the Insured shall become legally obligated to pay as a result of a Claim(s) made against the Insured for a Wrongful Act(s) arising from Professional Services as set forth by Endorsement to this Policy. 2 Case: 1:16-cv-05201 Document #: 64 Filed: 06/15/17 Page 3 of 6 PageID #:315 III. DEFINITIONS... i) Wrongful Act "Wrongful Act" shall mean any actual or alleged negligent act, error or omission or breach of duty committed or alleged to have been committed, or for failure to render, such Professional Services as are customarily rendered in the profession of the Insured as set forth by Endorsement to this Policy. (R. 1-5, 11/3/15 Reservation of Rights letter; see also R. 1-2, Prof. Liability E&O Ins., at 2, 4.) In January 2016, the Eastern District of New York transferred the Sompo Litigation to the Northern District of Illinois. Judge Shadur presides over the underlying lawsuit, Sompo v. B&H Freight (16 C 0355). On April 8, 2016, Judge Shadur denied B&H Freight's Rule 12(b)(6) motion to dismiss Count II of the Complaint in which B&H Freight argued that the Carmack Act preempted the state law cause of action. See Sompo Japan Ins. Co. of Am. v. B&H Freight, Inc., 177 F. Supp. 3d 1084 (N.D. Ill. 2016). The Court presumes familiarity with Judge Shadur's April 8, 2016 ruling. Also, after referral, Magistrate Judge Schenkier has set a settlement conference date for July 18, 2017 for both the Sompo Litigation and the present lawsuit. ANALYSIS The parties agree that Illinois law governs this insurance dispute. Under Illinois law, "[a]n insurance policy is a contract, and the general rules governing the interpretation of other types of contracts also govern the interpretation of insurance policies." Westfield Ins. Co. v. Vandenberg, 796 F.3d 773, 777 (7th Cir. 2015) (citation omitted). "The primary goal in interpreting an insurance policy'is to give effect to the intent of the parties as expressed in the agreement.'" American Alternative Ins. Corp. v. Metro Paramedic Servs., Inc., 829 F.3d 509, 514 (7th Cir. 2016) (citation omitted). Also, when "the terms of an insurance policy are clear and unambiguous, they must be given their plain and ordinary meaning and enforced as written, unless to do so would violate public policy." Berg v. N.Y. Life Ins. Co., 831 F.3d 426, 429 (7th Cir. 2016) (citation omitted). "To determine whether an insurer has a duty to defend, we compare the factual allegations of the underlying complaint to the language of the insurance policy." Selective Ins. Co. of S.C. v. Target Corp., 845 F.3d 263, 269 (7th Cir. 2016); see also Pekin Ins. Co. v. AAA-1 Masonry & Tuckpointing, Inc., ___ N.E.3d ___, 2017 WL 2226698, at *4 (1st Dist. May 19, 2017) ("where the issue is whether the insurer has a contractual duty to defend pursuant to an insurance policy, a court ordinarily looks first to the allegations in the underlying complaint and compares those allegations to the relevant provisions of the insurance policy."). In doing so, courts liberally construe the allegations in the underlying complaint and must decide whether these allegations fall within, or potentially within, the policy's coverage. See Santa's Best Craft, LLC v. St. Paul Fire & Marine Ins. Co., 611 F.3d 339, 346 (7th Cir. 2010); Outboard Marine Corp. v. Liberty Mut. Ins. Co., 154 Ill. 2d 90, 125 (Ill. 1992). 3 Case: 1:16-cv-05201 Document #: 64 Filed: 06/15/17 Page 4 of 6 PageID #:316 In its Rule 12(c) motion, Plaintiff first argues that B&H Systems is not an insured under the Policy. In response, B&H Systems concedes that it is not an insured under the Policy and that Plaintiff does not have a duty to defend or indemnify B&H Systems in the Sompo Litigation. The Court thus turns to Plaintiff's second argument, namely, that the Sompo Litigation falls within Exclusion e) of the Policy, and thus Plaintiff has no duty to defend or indemnify B&H Freight. The Policy at issue provides as follows: V. EXCLUSIONS This Policy does not apply to any Claim, Claim Expense or Loss:... e) for bodily injury, sickness, disease or death of any person, or for emotional distress, mental anguish, or other similar injury or damage, or any injury to, or destruction of, any tangible property or loss of use thereof[]... (R. 1-2, Prof. Liability E&O Ins., at 4-5.) Plaintiff specifically argues that in the Sompo Litigation, Sompo is solely seeking to recover for "loss or damage to a shipment of EOS Rebel T-5 camera kits transported by interstate motor carriage in November 2014." (16 C 0355, R. 1, Compl. ¶ 1.) Plaintiff thus argues that "[s]uch loss or injury falls within Exclusion e) of the Policy, which is clear and unambiguous in precluding coverage for "any injury to, or destruction of, any tangible property or loss of use thereof." (R. 38, Opening Brief, at 4.) This is the full extent of Plaintiff's argument in its opening brief – although Plaintiff includes a string cite of non-controlling cases failing to explain why these cases are persuasive. In any event, from the cases Plaintiff cites, it appears that it is arguing that the theft of the cameras is excluded from coverage because it amounts to the "loss of use of tangible property" under the Policy. See Nationwide Ins. Co. v. Hentz, No. 11 C 618, 2012 WL 734193, at *3 (S.D. Ill. Mar. 6, 2012) (theft of CD-ROM constituted "loss of use"). Construing Sompo's allegations liberally, see Outboard Marine, 154 Ill. 2d at 125, Sompo's underlying claims seek to recover for the theft/conversion of the Midwest camera shipment. Under the circumstances, the Court examines whether this conversion or theft constitutes "loss of use" of property under the Policy. In analyzing "loss of use" language in the context of the conversion of petroleum products, a judge in this district noted that "the great weight of case authority" concerning "whether conversion constitutes a'loss of use'" concludes that it is not. GATX Leasing Corp. v. Nat'l Union Fire Ins. Co., No. 94 C 431, 1994 WL 383909, at *3 (N.D. Ill. July 19, 1994) (listing cases); (citing Collin v. Am. Empire Ins. Co., 21 Cal. App. 4th 787, 817 (2d Dist. 1994) (collecting cases)). The Court finds these cases persuasive. In GATX, the district court explained that the "[l]oss of use is intended to compensate for a temporary loss and thereby is determined by rental value," whereas, "loss of property is intended to compensate for a permanent loss and is determined by replacement cost." GATX Leasing Corp., 1994 WL 383909, at *4. Put differently, the reason for a "loss of use" provision "is to provide compensation when an 4 Case: 1:16-cv-05201 Document #: 64 Filed: 06/15/17 Page 5 of 6 PageID #:317 occurrence prevents the use of undamaged property." Lemko Corp. v. Fed. Ins. Co., 70 F. Supp. 3d 905, 915 (N.D. Ill. 2014). Based on this distinction, courts have concluded that the theft or conversion of property does not amount to "loss of use" because the loss by theft is permanent – not temporary. See Westport Ins. Corp. v. Cotten Schmidt, LLP, 605 F. Supp. 2d 796, 808 (N.D. Tex. 2009) ("courts distinguish between the outright loss or conversion of property and a temporary loss or a'loss of use.'"); see also M Consulting & Exp., LLC v. Travelers Cas. Ins. Co. of Am., 2 F. Supp. 3d 730, 737 (D. Md. 2014). Plaintiff's reliance on Nationwide Ins. Co. v. Hentz, No. 11 C 618, 2012 WL 734193 (S.D. Ill. Mar. 6, 2012), is misplaced. In that matter, the district court did not address the difference between "loss of use," "loss of property," or "damage to property." Travelers Ins. Companies v. P.C. Quote, Inc., 211 Ill. App. 3d 719, 725 (1st Dist. 1991) ("There is a difference between damage to property and loss of property."). Similarly, Plaintiff's reliance on cases where the courts did not consider the distinction between "loss of use" and "loss of property" is equally unpersuasive. See Guaranty Nat'l Ins. Co. v. Int'l Ins. Co., 994 F.2d 1280, 1283 (7th Cir. 1993) (applying Michigan law to Fourth Amendment seizure of property by police); Javitch Block Eisen & Rathbone, P.L.L. v. Target Cap. Partners, Inc., No. 86926, 2006 WL 1781095, at *1 (Ohio Ct. App. June 29, 2006) (applying Ohio law to underlying spoliation claim involving legal documents). Nevertheless, in its reply brief, Plaintiff attempts to flesh out its argument based on one of the cases it cites in its opening brief, namely, United States Fid. & Guar. Co. v. Mayor's Jewelers of Pompano, Inc., 384 So. 2d 256, 258 (4th Dist. Ct. App. 1980). In Mayor's Jewelers, the Florida Appellate Court concluded that theft of property fell under an exclusion for "injury to or destruction of tangible property." See id. Plaintiff's attempt to substantiate this argument is perfunctory because it fails to explain why Mayor's Jewelers is persuasive in light of numerous cases holding otherwise. See M.G. Skinner & Assocs. Ins. Agency, Inc. v. Norman-Spencer Agency, Inc., 845 F.3d 313, 321 (7th Cir. 2017) ("Perfunctory and undeveloped arguments are waived"). In particular, the Court notes that numerous courts have rejected the argument that theft or conversion qualifies as injury to property by highlighting the difference between damage to property and loss of property. See, e.g., Artisan & Truckers Cas. Co. v. Hanover Ins. Co., 126 F. Supp. 3d 998, 1002 (N.D. Ill. 2015) (theft of backhoes did not constitute "property damage"); Twin City Fire Ins. Co. v. CR Techs., Inc., 90 F. Supp. 3d 1320, 1328 (S.D. Fla. 2015) ("civil theft involves neither'physical injury to tangible property and resulting loss of use,' nor'loss of use of tangible property that is not physically injured'"); see also M Consulting, 2 F. Supp. 3d at 735 (collecting cases). Moreover, Plaintiff does not acknowledge that Illinois courts have concluded "[t]here is a difference between damage to property and loss of property," see Travelers Ins., 211 Ill. App. 3d at 725, nor has Plaintiff addressed the issue that "[b]oth the Illinois courts and this circuit have adopted the view that, at least where property damage is defined as'tangible' property damage, some actual injury to'tangible' property must be alleged." Dreis & Krump Mfg. Co. v. Phoenix Ins. Co., 548 F.2d 681, 687 (7th Cir. 1977). 5 Case: 1:16-cv-05201 Document #: 64 Filed: 06/15/17 Page 6 of 6 PageID #:318 Without W moree, and constrruing the Pollicy's exclussion narrowlly as required by Illinoiss law, Plaintiff has failed in n its burden of o establishinng that Somppo's claims fall within E Exclusion e) at this junctture. See Beerg, 831 F.3dd at 429; Pan nfil v. Nautillus Ins. Co., 799 F.3d 7116, 721 (7th Cir. 2015); seee also Sentrry Ins. v. Connt'l Cas. Co.., ___ N.E.3 d ___2017 W WL 11484766, at *8 (1st Dist. Mar. 24, 2017) ("[W]here an excclusionary cllause is relie d upon to deeny coveragee, its applicabiility must bee clear and frree from douubt because aany doubts aas to coveragge will be resolved in favor of thet insured."") (citation omitted). o Insstead, Sompoo's allegatioons fall "potentiaally within" the t Policy's coverage. SeeS Outboarrd Marine Coorp., 154 Ill.. 2d at 125. The Court den nies Plaintifff's Rule 12(c) motion. Dated: June 15, 2017 7 _________________________________ AMY J. STT. EVE United Stattes District Court Judgge 6