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Demand Rises for Political Risk Cover as Buyers Think the Unthinkable
By Brenna Hughes Neghaiwi and Carolyn Cohn | April 25, 2017
Rocked by a shakeup in the Western political order, companies are buying more insurance to protect themselves against the threat of rising protectionism and upheaval to their operations in emerging markets.
Insurers say demand is being driven by uncertainty over the consequences of a string of events in the developed world – from Donald Trump's election in the United States and Britain's vote to quit the European Union last year to the presidential election process now underway in France.
Multinationals – ranging from oil and gas firms to mining groups, industrial manufacturers and banks – are concerned that unforeseen changes in government policies could lead to business disruption, flouted deals and unrest in their growth markets.
The kind of cover they want is not a large contributor to most insurers' business but is considered higher margin and is growing, market players say.
Zurich Insurance said new business at its political risk and trade credit unit was up 14 percent in 2016, driven by demand for cover against the risk of a government or state-owned entity defaulting on its obligations. Growth continued with an 11 percent increase in the first quarter of 2017.
Zurich gave no overall figures but said political risk was an important part of its specialty risk insurance business, which totals $2 billion in gross written premiums a year.
"As we see dramatic changes in U.S. foreign policy and European policy and the integrity of the European Union itself, that affects the global environment," said David Anderson, Zurich's head of credit and political risk.
"It affects what emerging markets do, and it affects how countries perceive the rule of law."
Since becoming president in January, Trump has ordered a missile strike on Syria, reversing his predecessor Barack Obama's decision against attacking Damascus government targets, and pulled the United States out of the Trans-Pacific Partnership trade deal with Asian countries.
On top of that is uncertainty over future U.S. policy on issues such as relations with China and Russia, the nuclear programs of North Korea and Iran, and renegotiation of a North American free trade deal that could hit Mexico badly.
Likewise, the consequences of Brexit remain a major risk along with campaign promises by Marine Le Pen, who will contest the French presidential run-off on May 7, to reshape the country's EU membership radically, reject trade treaties, pull out of NATO's integrated military command and curb immigration.
In an example of policies already used, Zurich paid $31 million to a client who had to evacuate staff from Yemen under a claim made in 2015 – the year a Saudi-led coalition supported by the United States began air strikes on the country.
Not for Everyone
Three types of cover help companies to protect against geopolitical risks: trade credit – which covers the risk that suppliers are not paid punctually – political risk such as government expropriation of assets and political violence including terror attacks.
The policies are not for everyone. Some major companies say they still prefer to bear the risk themselves.
Oil major BP and miner BHP Billiton have policies to keep external cover to a minimum, with BHP citing in its annual report "concerns about the value of external insurance in the natural resource sector."
Nevertheless, 61 percent of respondents surveyed jointly by leading trade credit groups Berne Union and International Credit Insurance & Surety Association said they saw increasing volumes of new business last year.
The world's leading specialty insurance market Lloyd's of London also said it has seen rising demand for political risk and violence insurance.
"Brexit made people understand sometimes the unthinkable happens," said Evan Freely, who heads broker and risk manager Marsh's global practice for political risk and trade credit.
European, U.S. and Asian clients with a strong foothold in emerging markets are particularly concerned, Freely said, as they look to protect themselves against the potential impact of new regimes on trade relationships.
Risks of disruption to business from political upheaval have risen globally since the Arab Spring uprisings of 2011 and insurers see unrest spreading, especially in Africa.
"The shine of globalization has come off. Maybe there will be less trade and less benefits coming from trade to many of the emerging markets," said John Minor, Aon's director of crisis management and political risk.
A firm looking to protect itself against the likes of terror attacks or asset expropriation in Mexico, for example, would typically pay around $500,000 for $100 million of cover, according to James Esdaile, managing director at broker BPL Global.
Expropriation is not government policy in Mexico, but before Trump was even elected an opposition senator proposed the idea of such retaliatory action, should the United States inflict economic losses on his country to make it pay for a border wall.
Aon's Minor said that for $750,000, a commodities trader with operations in 25 emerging and 25 developed markets could purchase up to $100 million in cover against expropriation, political violence and currency inconvertibility risks across those 50 countries.
Legislative risks – such as Turkey's referendum this month granting President Tayyip Erdogan sweeping powers or "mixed signals" on the possible renegotiation of the North American Free Trade Agreement – are a particular concern.
These ranked fourth in companies' list of concerns after cyber crime, terrorism and political violence, said Clements Worldwide, which provides insurance to expatriates and international companies.
Commodities trader and miner Glencore said in its annual report that its exposure to geopolitical uncertainties and those related to laws, enforcement, permits and licenses increased in 2016. It is taking out insurance, particularly credit insurance, to mitigate the impact.
Companies that traditionally took out political violence insurance were expanding their cover to buy broader political risk cover on a global basis, Aon's Minor said.
Germany's Allianz introduced political violence policies two years ago. "There are companies that are buying $1 billion, $2 billion or sometimes $3 billion of coverage for terrorism or political violence, which includes war on land," Christof Bentele, head of crisis management at Allianz's global corporate and specialty business, said.
Allianz, however, will cover only up to 100 million euros in political violence claims, and clients have to fill their additional needs elsewhere, often via Lloyd's.
(editing by David Stamp)
Copyright 2021 Reuters. Click for restrictions.
Insurance Leaders Condemn Violence by Trump Rioters Who Stormed Capitol
Categories: International NewsTopics: Agents & Brokers, Allianz, Aon, BHP Billiton, BPL Global, Brexit, Christof Bentele, Clements Worldwide, crisis management, David Anderson, emerging markets, EU membership, Evan Freely, Geopolitical Risks, Glencore, James Esdaile, John Minor, Lloyd's, Lloyd's of London, Marsh, political risk & violence, political risk insurance, political risks, Specialty Risk, trade credit, trade credit insurance, Zurich, Zurich Insurance
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            About

            Experience

            Education

            Skills

              Resume

Prabin
            Pramanik

Sector - 44, Noida, Uttar Pradesh, India 201303,
            prabin.pramanik@hotmail.com

		  Data scientist with 1 year experience of working with Python, Machine Learning, Deep Learning, Natural Language Processing.

		  Experience in programming and scripting languages and fluent in working with various CLI platforms
 – C, C++, MySQL, Python, Java, Linux.

Experience

Data Scientist

Tidyquant Pvt. Ltd.

              January  2018 - August 2018

Python Developer

TechGropse Pvt. Ltd.

Design REST API

Design database

Working in Linux based plateform

Project deployment in AWS EC2

              August 2017 - January  2018

Education

Jaipur National University

B.Tech in Computer Science

              July 2014 - May 2017

Thai Moogambigai Polytechnic College

Diploma in Computer Science

              June 2011 - May 2014

Skills

Programming Languages Tools & libraries

Resume

Download my resume

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Here you will find a summary of all the changes and updates to the site.
October 18, 2015 -- Converted the site to a mobile friendly template. Tweaked a few of the pages and fixed some mistakes.
March 8, 2014 -- added a short biography of Boccaccio, the author of the Decameron. Also added a robots,txt file and an RSS feed. Made an xml sitemap.
October 10, 2010 -- added a general introduction to the Decameron.
October 5, 2010 -- added a counter to record the number of visitors and what search terms they use to fnd this site.
April 18, 2010 -- built the basic shell and front page of the site.


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Natalie Pinkham – Sky Sports F1 Pitlane reporter
Awards Hosts - Television & News Presenters
Fun, feisty and fearless, Natalie is the F1 pitlane reporter for Sky Sports F1. Previously pitside as reporter for BBC radio 5Live, she is also known for hosting Police Interceptors on Channel 5, and as a regular panellist on The Wright Stuff.
Natalie has filmed a documentary for C5 'Finding Mirela' in Romania, when she revisited the country in search of an orphan she had first met on a charity trip 11 years earlier. This was a life changing, emotional and at times scary journey.
Natalie co hosted the Goodwood festival of Speed with Steve Ryder for ITV4.
She hosted Feel Good Friday on Heart 106.2 and presented David Beckham's Soccer USA from the US for the Fox Soccer Channel and Five. Natalie has taken part in Dancing on Ice.
Natalie co-hosted ITV4's daily live Football World Cup series World Cuppa with Virgin Radio's breakfast host Christian O'Connell.
Natalie is also a poker enthusiast; and started out in front of the camera by hosting the British Poker Open, the World Cup of Poker, and a 'How to Play Poker' DVD for Virgin Games.
She also enjoys penning interviews with some of the world's top poker pros.
Natalie also enjoys live audience events and has hosted the International Rugby Awards with Joel Stransky, the SALSA fashion show with Craig Doyle, GOAL's Aura of Asia fund-raising event with Liz Bonnin and the Scandinavian Poker Awards with Mads Mikelsson, making her the ideal choice as awards host.
It was confirmed on 13 January 2011 that Pinkham was to join BBC Radio 5 Live's Formula 1[9] commentary team as a pit lane reporter for the 2011 season – a role she took up beginning with the 2011 Australian Grand Prix.
In December 2011, it was announced she was working for Sky Sports covering the 2012 F1 season. Her main role for the 2012 season was pit reporting throughout the practice sessions, qualifying and the race alongside other commitments like interviews.
For 2013, she replaced close friend Georgie Thompson as host of The F1 Show and over following years has become a key member of the Sky Sports F1 team.
In 2021, Pinkham became the first woman to commentate on a Formula One session on British television when she led Sky's commentary of first practice at the 2021 Bahrain Grand Prix, working alongside Karun Chandhok and Jenson Button
In February 2022, she presented the Mercedes AMG Petronas F1 Team car launch alongside Naomi Schiff.

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I found myself discussing this with a friend and fellow librarian, which reminded me of my experiences with AMPEC and with CPE. Besides the many times my programs were turned down for various reasons, I had three experiences that made me rethink my support of AALL programming (I'm not keen on SLA programming either, but that is another post).
First, the year after I was on the Executive Board for AALL, I was made chair of CRIV. We proposed two programs in three time slots for the following year's annual meeting. One would be librarians talking about the issues they face when working with vendors in the then current economic climate and the second would be the vendors talking about the same issues but from their perspective. They would be asked to address how their business needs were driven by the economy as well.
A third time slot was proposed for a discussion with speakers from both groups available for questions and answers. We planned to have moderators at each of the programs to collect questions with a third moderator managing the discussion session to keep it moving in a business like manner. Our goal was a discussion that would help to help build a better understanding of the issues facing both the librarians and the vendors which we hoped would continue after the conference.
AMPEC approved one of the programs and dismissed the other two. We were allowed to plan a program where librarians would discuss their issues (which seemed like preaching to the choir without the rest of the programs and the focus we would get from vendors). AMPEC said we would not be able to get vendors to participate. That made absolutely no sense to me as I had already asked for vendor participants and did not receive any unwillingness to speak or answer questions.
We were more than disappointed and even more confused when the same vendor program was proposed in the spring by an academic library director as a hot topic and accepted by AMPEC. It seemed strange that an individual member from academia could do what an AALL committee could not.
The same year, CRIV decided to focus on education which was one of the charges that we felt had not had enough focus in the past. We applied for a continuing education grant to present two programs via web conference. One was on Licensing, while the other was to focus on understanding and applying the Guide to Fair Business Practices. The CPE committee approved one and not the other. Evidently they knew better than CRIV as well.
The following year, I was asked by Lucy Curzi Gonzales to determine what PLL could do with education outside of the annual meeting. I suggested that we ask for funding for three programs that would be offered as webinars. We summited a request for those programs which were Cost Recovery: the Basics, Cost Recovery from the Trenches, and Cost Recovery: Understanding Client Needs.
The CPE committee approved two of the three programs. Again, they said they thought that we would not get participation for the third program where we planned to ask law firm partners and general counsels to participate. Does that even make sense? They thought they knew better than the private librarians and the SIG leadership who planned the programs.
I have been concerned about the education offered for private librarians for several years. This concern is what prompted me to start the NPCI webinars where I work to get speakers on various topics and present some topics myself. My dream in starting this was to keep the costs low (enough to pay expenses and provide speakers with some type of honoriam), make it available online so those who could not attend AALL would have some education opportunities.
I have often scoffed at AALL members that said the programming was uneven with respect to library types. I didn't see it. I still do not think this is necessarily true even though I did describe one example where an academic received different treatment from AMPEC. What I do see is little thought given to how to approach member education in a more outcome based orientation with set goals and objectives. Would the schools your children attend create programming in the same manner as AALL? I would hope not.
CRIV had a goal that followed the mission of the committee in providing education and addressing specific issues that continue to be unresolved by the association. It understood it's mission and was trying to fulfull it. PLL had a goal as well that followed along with its mission and directly met the needs of its members. How is it that the AMPEC and CPE committees can disregard those goals and their expected outcomes?
One of my last acts as CRIV Chair was to make a proposal to the Executive board that CRIV be given time for two programs at the annual meeting and a budget to support the educational programming in between meetings that was part of the charge the board was saying we should focus on. Does it make sense that the committee was given that charge but did not have the budget to support it? It mystified me that I got a straight no on the proposal – to be honest it made me angry. It was a sad way to leave the leadership ranks of AALL but I was too disgusted to remain.
Caren and Mark are both right. There is something wrong and we need to do something about it!
I have more to say on this topic but will stop for now. My next post on this topic has a goal of attempting a "bodacious proposal" for fixing our educational programming problems while remembering when we talk about AALL we are talking about ourselves.
Categories: Skills Development, Training | Tags: AALL Annual Meeting | Permalink.
I sympathize with you. It seems it is very difficult to get programs approved, especially when trying to put on a series of programs.
When I was Chair of the Independent Law Librarians group, I was able to put on programs with formal approval because they were held in our group's time slot. The problems with this were that we didn't get as much publicity as we would have liked and the time slots allocated to these sub-groups were not the best.
I've noticed in the past that most of the attendees at the conference seem to be from academia and government, while PLL has the largest membership. Is this true?
Webinars during the year are a great idea. AIIP (Association of Independent Information Professionals) has them almost every month. Continuing education is important and not everyone can attend the conference, nor should it be limited to one month of the year.
Well, that's my two cents worth. I'm sorry I won't be in Denver this year. Regards to everyone; I'll miss you and will be thinking of you.
I'm relieved to know that I'm not the only one who has had difficulty getting programs accepted. The technology exists, let members vote on the programs they want.


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How did Fry get 4.3 billion?
When Bender is caught shoplifting Mom's valuable Robot Oil and arrested, Fry goes to the bank to get the money for Bender's bail and realizes that during the time he was frozen that his measly 93 cents from the 1990s has now turned into a whopping 4.3 billion dollars.
Is Fry a billionaire Futurama?
Fry discovers his bank account interest has made him a billionaire and buys the one thing the year 3000 doesn't have: anchovies. Fry discovers his bank account interest has made him a billionaire and buys the one thing the year 3000 doesn't have: anchovies.
What was the secret of the anchovies in Futurama?
She plots with her sons to get Fry's anchovies back, by tricking Fry into revealing his pin number – "the price of a cheese pizza and a large soda" at Panucci's Pizza where Fry used to work. They drug Fry and place him in a staged scene in Panucci's, where Walt, dressed as Mr.
What did Fry spend his money on?
Fry goes on a massive spending spree, buying numerous 20th century artifacts, such as Ted Danson's skeleton, an antique robot toy, videotapes of past sitcoms, and the last known tin of anchovies, which were fished to extinction shortly after the Decapodians arrived on Earth in the 23rd century.
How much did Fry have in his bank account?
$4.3 billion dollars may seem a ludicrous amount for Fry's bank account, but it is correct. Starting with 93 cents, compound interest of 2.25% over 1000 years comes to exactly $4,283,508,449.71.
How much money does Fry have in his bank account?
In the sixth episode, 'A Fishful of Dollars', Fry re-discovers his old bank account. At the time he was frozen, this contained the princely sum of 93 cents. After 1000 years spent as a human popsicle, he learns that the balance has compounded from less than a buck to the staggering sum of $4.3 billion.
Is Frys interest real?
Are sardines extinct in Futurama?
In S1:E6 A Fishful of Dollars, Professor Farnsworth comments that the anchovy has been extinct since the 2200s ever since Zoidbergs people showed up.
Is Fry the professor?
Voiced by. Yancy Fry, Sr. Professor Hubert J. Farnsworth (born April 9, 2841), better known as Professor Farnsworth, Professor or just Farnsworth, is the chief executive officer and a shareholder of Planet Express and the tetragonist of Futurama.
How much money did Fry have?
Trivia (16) $4.3 billion dollars may seem a ludicrous amount for Fry's bank account, but it is correct. Starting with 93 cents, compound interest of 2.25% over 1000 years comes to exactly $4,283,508,449.71.
What is moms net worth Futurama?
Carol Miller or "Mom" from Futurama is the wealthiest woman on the list, with an estimated $15.7 billion.
How did Fry become Lars?
Weiner's pizza from earlier in the night. The pizza was ice cold, so he goes back in time to get it while it was warm, thus creating the time-duplicate Fry who would eventually become Lars. Fry watched as his duplicate shoved Bender in the cryogenic tube before approaching his duplicate and complimenting his act.
Is Fry 1000 years old?
Age. Fry was biologically 25 at the start of the series but is chronologically 1,025 or 1,026 in the year 3000.
Who is the richest fictional character of all time?
The Top Ten: Fiction's Wealthiest
1. Scrooge McDuck $65.4 billion
2. Smaug $54.1 billion
3. Carlisle Cullen $46 billion
4. Tony Stark $12.4 billion
How rich is the Wong family?
Wealth. The Wong Family owns the entire Western Hemisphere (roughly 17.9 billion acres) of the planet Mars. Their ancestors were among the first settlers who made a deal with the native Martian people- trading them a single bead for their land.
What does Fry's tattoo mean?
The machine language time code, or simply the time code, is a code appearing in a tattoo that was on Fry's butt, that causes release of the time sphere from the Galactic Entity (BBS).
How did Fry get the time code?
The code was put on the frozen Fry's butt by Bender, using a flap of skin from Lars, but it only existed on Lars' butt because he is a paradox time copy of Fry.
Is Leela taller than Fry?
Leela is taller than Fry.
What is Frys middle name?
Philip J. Fry, commonly known by his surname Fry, is a fictional character and the protagonist of the animated sitcom Futurama. He is voiced by Billy West using a version of his own voice as he sounded when he was 25.
Who is the richest cartoon?
15 Richest Fictional Characters Of All Time
8 Richie Rich – $5.8 Billion.
7 Bruce Wayne – $9.2 Billion.
6 Charles Foster Kane – $11.2 Billion.
5 Tony Stark – $12.4 Billion.
4 Oliver "Daddy" Warbucks – $36.2 Billion.
3 Carlisle Cullen – $46 Billion.
2 Smaug – $54.1 Billion.
1 Scrooge McDuck – $65.4 Billion.
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Mark Fischer
Director of Artistic Operations/Horn
Mark Fischer is a founding member of the Orlando Philharmonic Orchestra and became Principal Horn in 1996. Additionally, Mark serves as Director of Artistic Operations for the orchestra. Mark was a member of the Orlando Philharmonic's predecessor, the Florida Symphony Orchestra and has also performed with the Minnesota Orchestra, St. Paul Chamber Orchestra, Grand Teton Festival Orchestra, Florida Orchestra, Jacksonville Symphony and Naples Philharmonic. He has been a featured soloist with the Orlando Philharmonic. His studied music under Ward Fearn of the Philadelphia Orchestra, Ranier De Intinis of the New York Philharmonic, and Ralph Froelich of the New York Woodwind Quartet. He is an avid orchestral and chamber performer, playing opera, ballet, pops repertoire and solo works including Britten Serenade for Tenor Horn & Strings, Haydn Concerto in D Major, Mozart Concerti 2 & 4 and Sinfonia Concertante. He has recorded with Madacy Records (Orlando Pops) and Walt Disney World commercial recordings.
Phone: 407.896.6700 x229


Retirement planning can be complicated, but our goal is to make sure you get to make the most out of it.
You should be focusing on family, achieving new goals, working on that hobby you always wanted to start but never had time.
By coming to us for retirement planning, you can do that. We'll do what we can to make sure you live your retirement to its fullest, and we'll look after the hard stuff. Using our understanding of your current and future income flows, we can work together to create a retirement plan that suits you and lets you focus on what you want to prioritise during your retirement.
Retirement is a significant change in your life.
But that doesn't mean it's a negative one. You'll be free to do more with your time than ever before. You should also be free of financial worries during this time of your life, and planning for retirement early can ease those worries. Our expert team will use their knowledge and experience when creating a retirement plan for you using your current income flows and future goals. You're never too young to start planning for your retirement.


text:
BUILD ?= release
MODEL ?= $(shell getconf LONG_BIT)

ifneq ($(MODEL), 32)
	ifneq ($(MODEL), 64)
		$(error Unsupported architecture: $(MODEL))
	endif
endif

ifneq ($(BUILD), debug)
	ifneq ($(BUILD), release)
		$(error Unknown build mode: $(BUILD))
	endif
endif

DFLAGS = -lib -w -wi -property -m$(MODEL)

ifeq ($(BUILD), release)
	DFLAGS += -release -O -inline -noboundscheck
	LIBNAME = xchatd
else
	DFLAGS += -debug -g
	LIBNAME = xchatd-d
endif

ifeq ($(MODEL), 32)
	OUTDIR = lib32
else
	OUTDIR = lib
endif

XCHATD_SOURCES = source/xchat/plugin.d source/xchat/capi.d

all: $(OUTDIR)/$(LIBNAME).lib

.PHONY : clean

clean:
	-rm $(OUTDIR)/$(LIBNAME).lib

$(OUTDIR)/$(LIBNAME).lib: $(XCHATD_SOURCES)
	dmd $(DFLAGS) -of"$@" $^


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Includes matching TFS SF Giants and Oakland A's colored stickers and SP1200 Beats4Lunch and "I Wish I Had This..." stickers for free!
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text:
Jessica Alba: I don't want to be stay-at-home mom
Cinderella Man
My Man Godfrey
Ary Abittan
Paris, Fran
Guajira, Venezuela
Stephany Storey
Pasadena, California, USA
Eija Ahvo
Kuopio, Finla
James Sutton
Sutton Coldfield, West Midlands, England, UK
Kirsten Dunst is in 'baby mode'
In an interview with Red magazine, Kirsten Dunst, 32, has revealed she recently started thinking about having a baby.
The actress, who has been dating Garrett Hedlund for two years, admits that her two close friends' pregnancies have affected her and hopes to have her first child next year.
"I'm in baby mode because two of my really good friends are pregnant right now," she says.
"One of them is pretty chilled and the other's like, 'I can't wait to have a glass of wine!' I love it though. We've already picked her girl's name, it's done! I think 33 is a good age to have your first baby."
Kirsten hasn't made any plans about marriage or baby yet, but admits she is under pressure, especially from her mother.
She said: "You don't know what's going to happen in the next 10 years. But I get asked that question a lot because I'm in my thirties and it's like: time to get married and have babies, right? That's the vibe. Well, I already have a mother to ask those questions, so nobody else needs to!"


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text:
Q: Describing global sections of sheafifications Recently on glancing through Hartshorne's description
of Cartier divisors I started pondering the definition of
sheafification which led me to a question I can't answer. Neither
can I find a discussion in the standard texts.
First let's set up some notation.
Let $\mathcal{F}$ be a presheaf (let's say of sets)
on the topological space $X$.
It has a sheafification $\mathcal{F}^+$. We want to describe
the global sections of $\mathcal{F}^+$.
A global section of $\mathcal{F}^+$ consists
of a map $f:x\mapsto f_x$ where $f_x\in\mathcal{F}_x$,
the stalk of $\mathcal{F}$ at the point $x\in X$. This map
$f$ also obeys a local compatibility condition: there is an open
covering $(U_i)_{i\in I}$ of $X$, and sections $g_i\in\mathcal{F}(U_i)$
with the property that whenever $x\in U_i$ then $f_x$
equals the germ of $g_i$ at the point $x$. Let's call such a covering
$(U_i)$ and sections $(g_i)$ a representing system of sections for
the global section. (Is there a standard term for this concept?)
My question is this:

For each global section of $\mathcal{F}^+$
  is there always a representing system of sections for it having the
  stronger compatibility property that
  $$g_i|_{U_i\cap U_j}=g_j|_{U_i\cap U_j}\in\mathcal{F}(U_i\cap U_j)$$
  for all $i$, $j\in I$?
  If not, is there some reasonable condition on the presheaf $\mathcal{F}$
  that will guarantee this?

Another motivation is to find a good "pointless" description of
the sheafification functor (in the sense of "pointless topology" or locale
theory). The definitions of presheaf and sheaf only use the complete
lattice structure on the collection of open sets of $X$ and so are
thoroughly "pointless", but the usual description of the sheafification
functor uses the definitely "pointy" notion of stalk.

A: The following is a counterexample for $\mathcal{F}$ a presheaf of abelian groups (or sets, if you like).
Let $X=\lbrace a,b,c,d\rbrace$ with nontrival opens given by $\lbrace a \rbrace,\lbrace b \rbrace,U=\lbrace a,b,c \rbrace,V=\lbrace a,b,d \rbrace, U\cap V$.
Define the presheaf $\mathcal{F}$ by
$\mathcal{F}(\lbrace a \rbrace)=\mathcal{F}(\lbrace b \rbrace)=\mathbb{Z}/2\mathbb{Z}$,
$\mathcal{F}(U)=\mathcal{F}(V)=\mathcal{F}(U\cap V)=\mathcal{F}(X)=\mathbb{Z}$,
with the obvious restriction maps.
Then $\mathcal{F}^+(X)=\lbrace (x,y)\in\mathbb{Z}\oplus\mathbb{Z}| x\equiv y\text{ (mod 2)}\rbrace$, since the germs at $a$ and $b$ are determined by those at $c$ and $d$, and the only restrictions on $c$ and $d$ are that they give the same germs at $a$ and $b$.
Consider $(0,2)\in\mathcal{F}^+(X)$. The germs at $c$ and $d$ cannot come from a common section of $\mathcal{F}(X)$. Any system of sections which does not include $X$ in the cover must include both $U$ and $V$, having sections 0 and 2, respectively. Of course these do not agree when restricted to $U\cap V$. QED
This construction relies crucially on the fact that the presheaf is not separated (i.e. gluing is not unique). If the presheaf $\it{is}$ separated, the condition described in the question is clearly satisfied.
This construction was shown to me by Paul Balmer.

A: As Kevin points out, one can't ask for a representing family of sections that are equal on every intersection.  However, the description can certainly be restated pointlessly.
For $f,g \in \mathcal{F}(U)$, define $f \approx g$ if there's a cover $U = \bigcup_i U_i$ such that for each $i$, $f|_{U_i} = g|_{U_i}$.  Read this as "$f$ and $g$ are equal on a cover".
In pointy terms, $f \approx g$ iff all their germs are equal: for every $x \in U$, $f_x = g_x$.
Now, every section $f \in \mathcal{F}^+(U)$ of the sheafification can be represented by a weakly matching family in $\mathcal{F}$: that is, a cover $U = \bigcup_i U_i$, and sections $f_i \in \mathcal{F}(U_i)$, such that for each $i,j$, we have $f_i|_{U_i \cap U_j} \approx f_j|_{U_i \cap U_j}$.  (This is immediate from the representing families you exhibit in the question.)  Similarly, two weakly matching families are $(f_i), (g_j)$ are equal as sections of the sheafification iff for each $i, j$, we have $f_i|_{U_i \cap V_j} \approx g_j|_{U_i \cap V_j}$.
So the sections of $\mathcal{F}^+$ can be described exactly as equivalence classes of weak matching families from $\mathcal{F}$.  This is a standard way of constructing sheafification on general sites, known as the "double plus-" or "$(-)^{++}$-construction"; see e.g. the Mac Lane and Moerdijk book Sheaves in Geometry and Logic for more context.

redpajama_set_name: RedPajamaStackExchange


That is a pretty sweet hammer torch. Australia has some of the sickest ones. How come its not very elongated?
Wow a true yellow hammer awesome! I had a nice big one once upon a time.
Tank really looks like it's starting to fill in well done!
Honestly I wish they had that feature. The closest thing is the "rate the thread". Give that a whirl.
That hammer is stunning! Rest of the tank looks fantastic too, but the hammer is quite the eye catcher.
Thanks man, it's okay to admit you can only see the hammer and the rest of the tank is just the background it's just stunning!
Agreed! Toss it in my tank.
Good to see you Andrew!
Even you could make an exception for this! I know you have a sneaky soft spot!
It's pretty special isn't it! The LFS I got it from got blasted with messages about it haha they have some absolute gems every now and then!
Hey Dom, what is happening out at Deer park? Dave hasn't up dated his Facebook page in ages with news of new SPS shipments. I live in Ferntree Gully, so cant always get out there on the off chance. Is he still renovating?
Just now catching up Dom, tank looking fantastic. Yellow hammer thingy is ... yellow.
Vision , patience and excellence in one glass box . Nice work Sir!
Yeah! It's filling in nicely.
Still love the gold hammer.
Hope it's the size of Thor's Hammer by now!!
Matt, we may never know!
Thanks guys, the tank and I are still alive. Unfortunately the tank has been coming in a little lower on my list of things to do than I would really like. Depression can be a real "C U Next Tuesday".
So we're both alive, trudging along and getting there slowly! I'm really hoping to whip the tank into shape in the next three weeks before we're off to a holiday in the US for three weeks!
It did feel great doing some real tank work! Going to get a couple barrels of NSW and really start working through it!
The gap between the 2 rock formations is sweeeeeeeet.
Now, get rid of that coral in the sandbed and clean that back and side panels.
I don't think that you're in to get your cat disapointed with you.
Do I need to repost that picture???Do I??????
Well, here's a few new and nicer pics of what I've done so far!
The dendro island I've create has started showing some happiness!
And just some general pics of the new scape works!


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There are a number of conveyancing lawyers out there offering their service with the promise of solving your property selling and buying problems. But very few of them can give quality service to you in exchange of hefty fees. If you hold the desire of getting quality service in exchange of your hard earned money, then you will have to find the best conveyancing lawyer in your city.Finding a good conveyancing lawyer might look like an easy task but believe this fact that it isn't.
In case, if you make a move and select any conveyancing lawyer blindly then you will drill a big hole in your pocket. This is the reason because of which it is suggested that one should try his or her best and do a bit research about the different conveyancing firms and lawyers for finding the best one to be at your side in the hour of need.
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Testimonies of former clients can be of great help to you as they will be the only thing which will help you in getting the answer which you have been seeking. Testimonies of former clients of a conveyancing lawyer or firm can tell you about the firm or lawyer and their expertise.
There is no doubt that most of the people take the cost of hiring a conveyancing lawyer in account, but one should give more importance to the reputation of the conveyancing lawyer or firm.
← How To Improve The Office Ambience?


Branch "Health Center" is a division of PJSC "Ukrzaliznytsya". The medical institutions of the branch provide a full range of healthcare services to all Ukrainian citizens, including a wide range of preventive, diagnostic and therapeutic types of primary, secondary and tertiary care. The branch includes: Kyiv Clinical Hospital (KCH) on the railway transport №1 Kiev, Kotsyubinskogo Str. 8-А. KCH №2 Kiev, Povitroflotsky Ave. 9. KCH №3 Kiev, Simferopol Str., 8. Kharkiv Clinical Hospital №1 Kharkiv, Balakievo Lane, 5. Kharkiv Clinical Hospital №2 Kharkiv, Malopanasovskaya Str., 35. Odessa Clinical Hospital Odessa, Shklyaruka Str., 4-A. Lviv Clinical Hospital Lviv, Ogienka Str., 5. Dnipro Clinical Hospital, Dnipro, Kedrina Str., 55.
Heart Institute is a unique model of cardiac surgery care, specifi cally designed to address a range of complex and critical care requirements to population of Ukraine. The facilities at Heart Institute combine state-of-the-art amenities and world-class service standards. The hospital is a 150 bed facility, with clinical, diagnostic, critical and acute inpatient units. Our responsibility is to provide the best possible care and outcome for every patient. We strive to exceed our patients' expectations for comfort and convenience. We will take every opportunity to serve and support those in our care. Ukraine Association of Cardiovascular Surgeons awarded Heart Institute as "THE BEST HOSPITAL 2015".
National Cancer Institute – one of the oldest scientifi c medical institutes in Ukraine. He was founded in 1920. The Institute is main public research institution of control cancer and oncological radial diagnostics and nuclear medicine in Ukraine. The new methods of cancer diagnostics and treatment were due to in Institute widely inculcated in practice of health care. The Institute has 1079 employees, including 129 researchers, from them there are 27 – D.Sc.M., 32 – Ph.D., 15 – professors, 1 – corresponding member NAS and NAMS of Ukraine, 3 – "Honoured Worker of Science and Technique of Ukraine", 11 – "Honoured Doctor of Ukraine". In the National Cancer Institute treats over 11000 patients and also more than 30000 patients are given a consultations annually.
The Library was founded in November 1930. It received National in April 2006. The Library is an integral part of the health care system of Ukraine. It is an organizational research and scientifi c-methodical center of a network of medical libraries in Ukraine. The National book depository of medical literature contains more than 1.500000 editions. State Depository. State Depository is a patent documentation center. It iscenter of documents exchange.
Public institution Ukrainian Scientifi c research Institute of Medical Rehabilitation and Resort Therapy of Ministry of Health of Ukraine care is a head scientifi c-research institution in Ukraine in the fi eld of medical rehabilitation, physio therapy and curortology, balneological evaluation, standardization and sertifi cation of natural and pre formed treatment resources, mineral waters and artifi cial mineralized waters and drinks on their base.
State institution "Reference-centre for molecular diagnostic of Public Health Ministry of Ukraine" (SI "RCMD of Public Health Ministry of Ukraine") was created to advice of guidance and practical assistance for health care and the introduction of modern molecular genetic, molecular cytogenetic methods in clinical practice and public health, development and implementation of regulations, regulatory documents, practical recommendations, standards and protocols for the optimization of studies in cytogenetic and molecular genetic laboratories, clinical laboratories that use cytogenetic and molecular genetic methods. SI "RCMD of Public Health Ministry of Ukraine" is co-coordinator of the interlaboratory comparison measurements "Molecular Genetics" and "Cytogenetics" programmes. The center carried determines 120 genetic polymorphism and mutations in genes associated with hereditary diseases and inherited predisposition to multifactor diseases.
SSE "SPC PCM" SA is a principal research and development (R&D), clinical, prophylactic and educational institution in the branch of healthcare in Ukraine. Its activity priorities are: scientifi c research projects, high quality ambulatory, stationary, urgent medical services, upgrade of medical specialists knowledge. Establishment is completed with highly qualifi ed stuff , using modern medical technologies and devices, constantly improving quality of medicare.
The National Museum of Medicine of Ukraine - a modern museum in the old Anatomic Theater built in 1853. Exciting interiors with realistic fi gures that surpass wax counterparts, original tools, books, photos are waiting for guests. Interesting tours with audio and video accompaniment and exhibition, which transforms before your eyes, are proposed to our visitors. For over 30 year sour museum is an active part of the European Association of Museums History of Medical Sciences (EAMHMS, Paris).The museum is located in the heart of the capital of Ukraine. There is also a conference and exhibition hall. Orders for tours and necessary information are available by phone. Custom orders and special conditions are possible. Guided tours in English or Russian are available upon preliminary request. Enjoy the atmosphere of medical antiquity!
The leading organization of Ministry of Health of Ukraine, which provides a scientifi c grounding and reforming programs development and working out of national health care system, its legal, fi nancial, economic, personnel, information support, studies problems of restructuring of branch, priority development of the primary health care, creation of quality management system and standardization of health care, signifi cant attention is given to healthy life style formation.
Ukrainian Medical Center of Obstetrics, Gynecology and Reproduction of the Ministry of Health of Ukraine, SI is a separate legal entity. The purpose of the Center: highly skilled, specialized inpatient obstetric reproductive care of all regions of Ukraine; provision of consultative medical care; development and implementation of organizational, diagnostic and therapeutic technologies in the Ukrainian institutions of appropriate profi le aimed at reducing reproductive losses and reproductive health, including infertility treatment methods of assisted reproductive technology. A priority direction of the treatment process is providing medical care to patients with reproductive losses and patients suff ering from infertility of diff erent genesis.


text:
package us.kbase.tools;

import java.io.PrintStream;
import java.io.PrintWriter;
import java.io.StringWriter;
import java.util.List;
import java.util.Map;

import com.beust.jcommander.JCommander;
import com.beust.jcommander.Parameter;
import com.beust.jcommander.Parameters;

public class WorkspaceTools {
    private static final String WORKSPACE_TOOLS_SH_NAME = "ws-tools";

    private static final String FASTX2READS_COMMAND     = "fastX2reads";
    private static final String HELP_COMMAND            = "help";

    public static void main(String[] args) {
        GlobalArgs gArgs = new GlobalArgs();
        JCommander jc = new JCommander(gArgs);
        jc.setProgramName("ws-tools");

        HelpCommandArgs help = new HelpCommandArgs();
        jc.addCommand(HELP_COMMAND, help);

        FastX2reads.CommandArgs fastX2readsArgs = new FastX2reads.CommandArgs();
        jc.addCommand(FASTX2READS_COMMAND, fastX2readsArgs);

        try {
            jc.parse(args);
        } catch (RuntimeException e) {
            showError("Command Line Argument Error", e.getMessage());
            System.exit(1);
        }

        // if the help flag is set, then show some help and exit
        if(gArgs.help) {
            showBriefHelp(jc, System.out);
            return;
        }

        // no command entered, just print brief info and exit
        if(jc.getParsedCommand()==null) {
            showBriefHelp(jc, System.out);
            return;
        }

        // if we get here, we have a valid command, so process it and do stuff
        int returnCode = 0;
        if(jc.getParsedCommand().equals(HELP_COMMAND)) {
            showCommandUsage(jc, help, System.out);
        } else if(jc.getParsedCommand().equals(FASTX2READS_COMMAND)) {
            returnCode = runFastX2readsCommand(fastX2readsArgs,jc);
        }

        if(returnCode!=0) {
            System.exit(returnCode);
        }
    }

    private static int runFastX2readsCommand(FastX2reads.CommandArgs cmdArgs, JCommander jc) {
        // Figure out module name.
        // Join together spaced out names with underscores if necessary.
        try {
            FastX2reads tester = new FastX2reads();
            tester.transform(cmdArgs);
        }
        catch (Exception e) {
            StringWriter sw = new StringWriter();
            PrintWriter pw = new PrintWriter(sw);
            e.printStackTrace(pw);
            pw.close();
            showError("Error while transforming fastX file(s) into Reads object", sw.toString());
            return 1;
        }
        return 0;
    }

    private static void showBriefHelp(JCommander jc, PrintStream out) {
        Map<String,JCommander> commands = jc.getCommands();
        out.println("");
        out.println(WORKSPACE_TOOLS_SH_NAME + " - KBase Workspace Transform Tools for basic data/file types");
        out.println("");
        out.println("usage: " + WORKSPACE_TOOLS_SH_NAME + " <command> [options]");
        out.println("");
        out.println("    The available commands are:");
        for (Map.Entry<String, JCommander> command : commands.entrySet()) {
            out.println("        " + command.getKey() +" - "+jc.getCommandDescription(command.getKey()));
        }
        out.println("");
        out.println("    For help on a specific command, see \"" + WORKSPACE_TOOLS_SH_NAME + " help <command>\".");
        out.println("    For full usage information, see \"" + WORKSPACE_TOOLS_SH_NAME + " help -a\".");
        out.println("");
    };

    private static void showCommandUsage(JCommander jc, HelpCommandArgs helpArgs, PrintStream out) {
        if (helpArgs.showAll) {
            showFullUsage(jc, out);
        } else if (helpArgs.command != null && helpArgs.command.size() > 0) {
            String indent = "";
            StringBuilder usage = new StringBuilder();
            for(String cmd : helpArgs.command) {
                if(jc.getCommands().containsKey(cmd)) {
                    usage.append(WORKSPACE_TOOLS_SH_NAME + " " + cmd + "\n");
                    jc.usage(cmd, usage, indent + "    ");
                    usage.append("\n");
                } else {
                    out.println("Command \"" + cmd + "\" is not a valid command.  To view available commands, run:");
                    out.println("    " + WORKSPACE_TOOLS_SH_NAME + " " + HELP_COMMAND);
                    return;
                }
            }
            out.print(usage.toString());
        } else {
            showBriefHelp(jc, out);
        }
    };

    private static void showFullUsage(JCommander jc, PrintStream out) {
        String indent = "";
        StringBuilder usage = new StringBuilder();
        jc.usage(usage, indent);
        out.print(usage.toString());
    };

    private static void showError(String error, String message, String extraHelp) {
        System.err.println(error + ": " + message+"\n");
        if(!extraHelp.isEmpty())
            System.err.println(extraHelp+"\n");
        System.err.println("For more help and usage information, run:");
        System.err.println("    " + WORKSPACE_TOOLS_SH_NAME + " " + HELP_COMMAND);
        System.err.println("");
    }

    private static void showError(String error, String message) {
        showError(error,message,"");
    }

    public static class GlobalArgs {
        @Parameter(names = {"-h","--help"}, help = true, description="Display help and full usage information.")
        boolean help;
    }

    @Parameters(commandDescription = "Get help and usage information.")
    private static class HelpCommandArgs {
        @Parameter(description="Show usage for this command")
        List<String> command;
        @Parameter(names={"-a","--all"}, description="Show usage for all commands")
        boolean showAll = false;
    }
}


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Check out the amazing Newport Sea Salt's 'Reef to Rocks' Cocktail Sea Salt. The fine grain sea salt will make a fabulous rimmed addition to your favorite margarita, bloody mary, or your cocktail of your choice! Five Ounce Tin.
Makes a very good Hostess Present for your Tequila loving friends.
Harvested by hand in Newport, RI. Check out more about the Newport Sea Salt story here.


text:
Oregon District works to return to normal week after shooting
One week later, Oregon District pauses to honor shooting victims
Josh Sweigart, Staff Writer
OREGON DISTRICT – At 1:05 a.m. Sunday, the thumping music and laughter inside Ned Peppers paused to honor the fallen, the injured and the families affected by the Oregon District shooting one week before.
Some patrons cast their eyes downward. Others raised their drinks in the air. After a few seconds, the song "We are Family" was greeted by cheers. Dancing resumed.
The hour and minute marked exactly one week since a man opened fire in the street outside the bar in a 30-second rampage that ended with the gunman shot dead by police outside the Oregon District's bar's front door. The gunman killed nine people and wounded dozens in a mass shooting that caught the nation's attention.
MORE: 30 seconds of terror: How the Oregon District mass shooting unfolded
The mix of somber reflection and typical-Saturday-night revelry inside Ned Peppers was seen across the Oregon District that night.
Ned Peppers and other bars were modestly busy, not bustling. People drank and danced and laughed.
But testaments to the tragedy were inescapable. In front of Ned Peppers, flowers lay in a heap beneath a banner proclaiming "Dayton Strong." Crosses bearing the names of the nine killed were lined up in front of Hole in the Wall. Flowers placed days ago in bullet holes left in buildings started to wilt.
MORE: Archdeacon: 'He's gone too soon. This didn't need to happen'
MORE: Remembering the 9 victims of the Oregon District shootings
In addition to these memorials, nearly every business sidewalk sign called for solidarity and strength.
"We don't heal in isolation, but in community. 8-4-19" read the sign in front of Heart Mercantile.
Down the street, Clash Consignments was nearly sold out of "Gem City" merchandise, all of the proceeds of which will be donated to help shooting victims.
Women were on the sidewalk dispensing free hugs. A church from Columbus drove down with dogs to give people comfort.
MORE: Normal to feel stressed following Dayton shootings, say health professionals
Many people along the street were from out of town. Ty Sullivan drove all the way from Columbus with her three children and niece to pay her respects.
"It's just been weighing heavy on my mind since it happened," she said. "I just felt a need to be in this area."
Many people had personal reasons for being downtown that night.
Jonathan Hall spoke briefly and privately to a portrait of Lois Oglesby hung along with photos in a store window of others slain that night. He recalled Oglesby, his cousin, fondly as a "real mother."
MORE: Dayton Daily News, WHIO sue school district to get shooter's records
Hall predicted he would never again be able to come to the Oregon District to unwind.
"I told myself I would never walk down this street again," he said. "When you lose somebody in the same place you go for entertainment, that's hard."
Funeral services were held Saturday for six of the nine victims killed.
But many in the district Saturday night – especially those working there, many of whom saw the carnage first-hand – said what is needed most is a return to at least a new normal. If people stay away, their livelihoods are at risk after everything else they've been through.
MORE: Boy's idea to help shooting victims' families leads to lemonade stand
"We just want a return to normalcy," said Ned Peppers General Manager Austin Smith. "We just want to come back to work."
This is why Josh Stepp and Nick Guthrie came downtown. They sat Saturday night on the lively patio of Toxic Brew Company.
"Just everything that this city has been through the last few months with the (Ku Klux Klan) rallies, the tornadoes, and obviously what happened last weekend, you know I just think it's important to be down here and show support," Stepp said.
PHOTOS: Dayton Police honored by the Oregon District and city residents
Jamie Rippey, who said she was with friends in the Oregon District a couple hours before the shooting, said: "I came out here this weekend because I was so afraid after this happened."
"You never expect anything like this to happen in your hometown. To me the Oregon District is the safest place to go," she said. "When that happened I thought, 'Oh my God, will I be able to come back down here?' I just didn't want to be so afraid of doing something I've always done, to just live."