Chia seeds have become a hot topic in diet and weight loss circles. In some ways, this is a shame because the benefits they have for those wanting to shed unwanted pounds, seem to have overtaken the many other nutritional benefits of incorporating Chia seeds into your diet.
These benefits are huge - and for many nutritionists, these are even more important for overall health than the potential for helping us to lose weight!
However, looking at these rather unappetizing looking seeds in their natural state, many people want to know how to eat Chia seeds. We are going to be taking a look at the best way to do this as well as showing you a few ways you could be incorporating these little nutritional powerhouses into your daily routine!
There are many ready-made Chia products on the market. These mostly comprise snack bars, many of which are gluten free, vegan or vegetarian. Some of the snacks are also Kosher and all are prepared with a wide range of dietary choices and requirements in mind. There are also some absolutely delicious Chia drinks. These come in great tasting flavors like honeysuckle pear, lemon blueberry, mango tangerine and strawberry citrus. All are very low in calories.
It's Better To Buy The Raw, Organic Seeds!
The seeds are also available raw as certified organic and non-GMO seeds. This not only makes them completely natural, but also makes a much less expensive and a more versatile way to eat them, especially if you are using them to help you lose weight.
They are a popular choice because they retain their nutrient values better than other choices such as flax seeds.
They do not need to be ground to enable the body to extract the full nutritional benefit from them.
Another important consideration for many of us is that they are almost flavorless which enables them to be added to sweet or savory dishes and avoids any objections on the grounds of taste!
I don't buy Chia seeds very often but when I do, I make sure I get a raw, organic, pesticide-free product. A good example of what to look for, is the range from Healthworks. Healthworks chia seeds tick all the boxes for me and a bonus is that they come in a variety of sizes and are very economical.
In the video (below), Kathy Patalsky demonstrates how to make a very simple Chia seed pudding using soy milk. In fact, you could make this using any milk you would normally enjoy drinking. Some flavored milks work well, but for a completely natural, nutritious pudding that you can enjoy as a breakfast, between meal snack or healthy dessert, here are a few variations.
Use A Sweetener: Sweeten your pudding with stevia, honey or by adding fresh fruits.
Grind them like flax seeds in your food processor and add them to smoothies, shakes and as an egg substitute in Vegan recipes.
Sprinkle the whole seeds onto your breakfast cereal, onto yogurt or into dips.
Boost Your Energy Levels: All the nutrients in Chia seeds can boost your health and your energy levels. Having more energy will help you in you if you are dieting because you will feel more inclined to take exercise. The more exercise you take, the more your energy levels are boosted and your base or resting metabolic rate will be increased too, helping you to burn more calories even when you are not exercising!
Avoid Those Cravings: Chia will also help you stay feeling fuller between meals. Not only because of the higher fiber content but also because mixing it with liquid as in the Chia Pudding recipe above, will produce a gel which slows down the absorption of carbohydrates in your digestive system. This not only keeps you feeling full, but it helps to avoid those cravings for sweet, sugary snacks, by evening out your blood sugar levels too.
One tablespoon of Seeds will provide around 70 calories making it a good supplement choice for dieters!
For sportsmen and women Chia seeds have become a popular choice for maintaining hydration and improving endurance.
Soaked seeds will absorb up to ten times their weight of water. They form a gel which slows down the digestive process that converts the carbohydrate content into simple sugars for energy.
Get six grams of fiber from just one tablespoon of seeds! The recommended one ounce (around thirty grams) daily will provide more than 50% of the recommended daily intake of fiber!
In short, Yes! Like pumpkin seeds and walnut seeds, Chia seeds contain a rich source of Omega-3 fatty acids. For vegetarians and vegans this is good news as non vegetarians can get good supplies of these fatty acids from fish oil.
For dieters using Chia seeds to lose weight, the high fiber content is of particular significance. Just one tablespoon of seeds will provide about six grams of fiber. The fiber helps you feel full after eating and keeps you feeling fuller for a longer period. This is obviously helpful in dieting as it gives the will power a bit of a boost, helping you to stick to that lower calorie diet and resist the between meals snacking that is the downfall for most of us.
Higher levels of fiber in our diet have significant health benefits for our digestive systems too. It will protect us in the short term from constipation with hard stools that can lead to hemorrhoids (piles) which can be extremely painful and embarrassing. In the long term, it can protect us from much more serious conditions such as colon cancer.
However, because of the high fiber content, medical advice is that you should not eat more than one ounce of these seeds per day. Increasing your intake above this level could result in digestive upset with bloating and gas so it is a fine balance between optimum benefit and going over the top and getting a tummy upset!
The tables shown below give you a breakdown of the nutritional value of 100 grams of the seeds.
If you have used flax or hemp seeds before as a source of Omega 3 fatty acids, you will know that they need refrigeration to avoid them going rancid. Chia Seeds do not need refrigeration to remain fresh and retain their Omega 3 and Omega 6 benefits because they are packed with antioxidants chlorogenic and caffeic acid and flavonols, kaempferol, quercetin and myricetin which stop these essential fatty acids from oxidizing, thus locking-in those health benefits for you!
For Osteoporosis sufferers like myself, Chia seeds are good news as they not only contain much more calcium than milk (weight for weight) than cow's milk but the form of calcium they contain is more easily absorbed by the body. Take a look at the table above, you will see that the calcium content is 500-640 mg/100g whereas milk contains around 120 mg/100g!
Don't Just Take My Word on The Health Benefits of Chia Seeds!
These tiny ancient seeds, favored by the Aztecs and Mayans (the word means "strength" in their language), provide major nutrients with minimal calories. Reader's Digest is a trusted source of information both in print and online.
So, you can see from the nutritional tables above that there is a lot more to Chia Seeds than the 'miraculous' weight loss hype you might have read about elsewhere. There are just so many great reasons to add Chia to your daily diet.
However, there are many benefits for dieters. There is no doubt that Chia can help you stick to your lower calorie diet by helping you to feel fuller for longer and by ironing out those spikes in blood sugar levels. In addition, because they are so packed with antioxidants, protein, vitamins and minerals, they can help to ensure that you are not missing out on vital nutrients whilst on a reduced calorie diet.
Hi Kalaiyarasi, thank you for your inquiry about Chia Seeds. Yes, you could add them to milk for morning breakfast - up to four level teaspoons to eight fluid ounces of milk.
May i know, is Chia seeds with milk for diet control for morning breakfast good ?
That's a great testimonial for the weight loss benefits of chia seeds Becky - congratulations on losing those extra pounds!
Thank you @Dreamhowl - recent research in local health food stores shows a wide variation in price. The white chia seeds seem to be much more expensive but the science shows they only have marginally more protein - whereas the darker ones have more omega 3.
I've never heard of these until now! Anything that boosts health and energy is a plus to me. I'll have to go and look foir them next time I am shopping. Voted up!
Thanks for the link @L.L., I will be trying this one!
Thank you @L.L. Woodard, you made a very important point. Yes on any weight loss program it is important to keep your fluid levels up and avoid getting dehydrated.
However, it is not necessary to drink extra fluid over and above what you normally do if you use the Chia seeds soaked in water to form a gel. This is because they will have already absorbed all the liquid they are going to.
On the other hand, if you eat them sprinkled onto other foods without soaking them, you will need to add extra water as they soak up 9 - 10 times their weight and you need to compensate for this.
I've been meaning to research chia seeds to learn why they are so popular, but having read this hub, I have the answers I was seeking.
I am assuming that a good fluid intake is important when incorporating chia seeds into your diet, so the increased fluid intake would also aid in reducing appetite. Did you research mention anything specifically about fluid intake with the chia seeds?
Thanks for sharing that Jenna, I love rice pudding but I bet the chia seeds version has a lot fewer calories!
I just bought some chia seeds and the bag had a recipe for chia pudding with coconut milk and honey. It tastes like regular rice pudding. Super yummy and super healthy!
You are right, allpurposeguru! I should probably have added something about the chia pets craze! I am planning on documenting my experience adding chia to my diet for weight loss and incorporating these results in a new hub - so by that time, I should have a few more recipes to share.
thank you @the girls, it would be great to know how you get on adding chia seeds to your diet - if you get a minute, come back and let us know!
And to think we all first heard of them for "Chia pets"! I just bought a bag on a whim not long ago. So far, I've only tossed a little in yogurt or cottage cheese or the like. They add a nice crunch. I'll have to try out some of these other ideas. Useful. Interesting. Voted up.
Interesting and very informative article. Your ways to add Chia seeds sounds easy, I will try it at home.


text:
Visit our Montreal Bookstores
A bunch of D+Q books reviewed in the Globe & Mail
"Nothing novel about these works" / The Globe & Mail / Nathale Atkinson / October 25, 2006
In the recent harvest of graphic novels, no particular long-form work stands out. Marisa Marchetto's memoir Cancer Vixen (reviewed Oct. 7 in Globe Books) will be the most popular crossover title of the season; Pride of Baghdad, a story plucked from the headlines about Baghdad zoo animals freed by the stray bombs, sneaks into reviews like a lion in sheep's clothing but is simply a slight bit of well-executed genre action fiction (whoops! there it goes again); and the much-ballyhooed 9/11 Report, albeit a record of one of the most important government reports of modern times, is little more than a hastily cobbled info-graphic.
The most anticipated sophomore efforts are also light. Chicken With Plums (Pantheon, 84 pages, $22.95), Marjane Satrapi's first major work since her acclaimed graphic memoir Persepolis, is the story of her great-uncle Nasser Ali Khan, a famous tar musician in Iran. It recounts the eight days leading to his death and reconstructs the facts of his life in semi-fictitious flashbacks. It is an interesting story, but lacks the presence of a spunky young Satrapi that made Persepolis so compelling.
Similarly, Shenzhen (Drawn & Quarterly, 148 pages, $24.95) is another closely observed travelogue by Guy Delisle; while China has inherently more potential for humour than last fall's North Korea-set Pyongyang (as in a sequence where the animator abroad observes a man slipping on a banana peel), like Chicken, it doesn't have the topical hook.
No, the excitement this season comes not from a single long-form work, but from interesting anthologies and collections. The publication of two major graphic anthologies is a significant milestone for the medium, an indicator of critical mass, and both are just appearing in bookstores this week.
An Anthology of Graphic Fiction, Cartoons, & True Stories (Yale University Press, 400 pages, $32) is edited by cartoonist Ivan Brunetti, best known for his self-loathing comic Schizo. In this comprehensive primer, Brunetti fills every page to assemble a contemporary cartoon canon that occupies the comics position of the Norton Anthology of Literature (with a gorgeous dust jacket designed by Seth that even comix cognoscenti won't be able to resist).
He also reproduces a handful of short pieces that are not only essential, but extremely influential. Jaime Hernandez's perfectly crafted short story Flies on the Ceiling is an exemplary distillation of why Hernandez is among the best living cartoonists, and Here, by Richard McGuire, is a hard-to-find short comic often cited by Chris Ware as a key influence (it's a formalist experiment with time and panel structure).
Justin Green's Binky Brown Meets the Holy Virgin Mary appears, as does Love's Savage Fury by Mark Newgarden, wherein, using Nancy and Bazooka Joe, he deconstructs cartoon panels while playing with the geometric elements of Nancy's composition. Art Spiegelman and Chris Ware's comics tributes to Charles Schulz after his death -- which simultaneously render homage to Schulz's characters and iconic style while cleverly embodying their own signature tics -- precede Schulz's own illustrated essay on developing a comic strip (first published in 1959).
For context, Brunetti provides small morsels of the most influential old material from comics history, like a Gene Deitch cover, Crockett Johnson's Barnaby (circa 1946) and a Harvey Kurtzmann. It includes a roll call of the new generation, like Kevin Huizenga, Gabrielle Bell and Lauren Weinstein, and overlooks not a single contemporary artist: there's Chester Brown, Carol Tyler, Lynda Barry, surrealist Mark Beyer (whole nihilist punk avant-garde is probably the most difficult acquired taste in comics) and, of course, several R. Crumb selections, including Uncle Bob's Mid-Life Crisis, in which the cartoonist lies in bed and ruminates on his neuroses, elaborate sexual fantasies and jazz. An Anthology of Graphic Fiction is a delicious brick of a book.
Alas, The Best American Comics 2006 (Houghton Mifflin, 293 pages, $29.95) -- the inaugural comics offering from the successful "Best American" franchise -- suffers by comparison. While accessible, it lacks both the design and vision of the Yale compendium, with a whole less than the sum of its parts.
Although guest edited by Harvey Pekar, there is little editorial point of view or mandate at work other than the strictures of year of publication. Highlights include Joe Sacco's reportage on the current war in Iraq from the Guardian, R. Crumb's Walk in the Streets and the inclusion of a few newcomers seldom seen outside of zines and comic shops, such as Canadian Rebecca Dart.
Drawn & Quarterly Showcase No. 4 (Drawn & Quarterly, 102 pages, $19.95) publishes the short stories of three emerging cartoonists (not one born before the first Star Wars movie). In the opening story, a stint in art school leads cartoonist Gabrielle Bell to a job teaching an awkward 12-year-old to draw and an emotional entanglement with him and his father; this single story is more polished than Lucky, a collection of her diary comics also published this fall.
In a personal narrative washed in olive and red tones, Dan Zettwoch recounts his father's escapades in the great 1937 Louisville flood in a homemade boat. It's intensely researched and evokes the architecture and layout of the city, while Zettwoch's diagrammatic cartoons captures details from makeshift bridges to his father's grumbling stomach.
Martin Cendreda's Dog Days conjures a hot suburban summer day where kids cheat the video game at the local liquor store, stray dogs fight after wallowing in cool water, and a childhood excursion is interrupted by reports of a serial killer on the loose.
Before Joe Sacco made a name for himself as a reportage cartoonist in war zones in Palestine and the former Yugoslavia, he was a long-haired rock-obsessed cartoonist, living the grunge life in Washington and touring Europe with Seattle-based neo-psychedelic rock band the Miracle Workers. But I Like It (Fantagraphics, 122 pages, $29.95) collects his comics of the same (with a CD of live music) as Sacco chronicles his days as a hanger-on and poster artist in Berlin; and in the best story, lays bare his Rolling Stones obsession.
The most notable collected Canadian offering is This Will All End in Tears (Insomniac, 168 pages, $21.95), the third book of collected stories by Montreal-based cartoonist Joe Ollman. Ollman's narratives aren't happy tales; in Big Boned, Charlene lives with her bossy mother, eats in secret, obsesses about her weight and nurses an unrequited crush on her pimply office-mate Donny. Other characters are burdened with sadness, alcoholism and unwanted responsibility as Ollman's characteristic cartooning captures the everyday grotesque. Ollman's increasingly complex storytelling also grows more assured with each book and it's an aptly titled collection.
Of the single-artist collections this season, Curses (Drawn & Quarterly, 144 pages, $24.95), by Kevin Huizenga, stands out as the most coherent and consistently articulate. The link throughout these disparate stories is recurring protagonist and everyman Glenn Ganges, a blank slate and stand-in for the cartoonist. Ganges's calming presence lends Huizenga's narratives a matter-of-fact quality, however fantastical or absurd the premise may be.
In Green Tea (A Glenn Ganges Remix), Huizenga adapts a Victorian suspense story by J. Sheridan Le Fanu in which Dr. Hesselius investigates the suicide of Rev. Jennings and combines strange psychic phenomena (visions of a phantom monkey, a dog carrying a severed forearm) with mundane details about college all-nighters. 28th Street is based on an Italian folk tale by Italo Calvino: Ganges and his wife Wendy struggle with infertility and he is dispatched by various strangers on a quest to pluck a plume from a feathered ogre. Navigating through the suburban sprawl cluttered with neon signs, 24-hour fresh marts and big-box stores on his quest, Ganges douses his eyes with "magic" gasoline, is presented with an enchanted Styrofoam take-home container and eventually dons a magic plastic bag to wear over his head to trick the ogre.
Using primarily a clear line style (think Tintin creator Hergé), Huizenga uses comics to articulate complex patterns, recurring motifs and connected relationships. In Lost and Found, Ganges imagines the stories that might lie in the space between photos and descriptions of abducted and abductor he reads every week on missing children's flyers, then associates this idea with a news item on the "Lost Boys" -- the bands of barefoot Sudanese orphans who crossed the desert on foot and eventually came to the United States as refugees. Here especially Huizenga is masterful at illustrating how the mind makes connections, and his ability to communicate this circularity, in comics form, is particularly elegant.
In Curses' title story, Ganges's neighbourhood is terrorized by insomnia thanks to a noisy winter roost of starlings. Huizenga mixes facts about a Mozart composition with the data that up to half the output of the starling flock (technically and evocatively called "murmurations") may actually consist of sounds related to automobiles (like the whine of power windows, traffic and screeching tires) because starlings, as cousins of the mynah bird, are outstanding mimics.
As a sleepless Ganges wanders through his sleepy neighbourhood listening for distant freight trains and the hum of power lines, the content of the starlings' word balloons slowly changes from notes to images of the sounds their song may emulate. In these panels, Huizenga's inventive use of the graphic medium's language is the quintessential example of a sequence possible only in comics.
Nathalie Atkinson is The Globe and Mail's graphic books reviewer.
D+Q in the News
SHENZHEN in the NY Times Book Review
Kevin Huizenga mentioned in the Wall Street Journal
SHENZHEN and WALT & SKEEZIX 2: Holiday Gift Guide
Moomin listed in TIME OUT NY gift guide
SHENZHEN: Best of 2006
New and recent titles from D+Q reviewed in the Santa Fe New Mexican
Walt & Skeezix 2 reviewed in the Atlanta Journal-Constitution
JOE MATT interviewed by the McGill Daily
The Morning News: Book Digest reviews ABANDON THE OLD IN TOKYO
Nashville City Paper mentions DON'T GO WHERE I CAN'T FOLLOW
Best of 2006 - ABANDON THE OLD IN TOKYO
SHOWCASE #4 reviewed in the Patriot-News
SHENZHEN in Newcity Chicago
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Jennifer Green
President, Skills Ontario Alumni Association
Maintenance Planner and Scheduler, Upper Grand District School Board
GOLD: Industrial Millwright, Skills Ontario Competition, 2008
SILVER: Industrial Millwright, Skills Canada National Competition, 2008
Jennifer Green has been involved with Skills Ontario since 2005, through numerous volunteer events and speaking engagements, competing in the Skills Ontario Competition, and becoming president of the Skills Ontario Alumni Association. She has worked passionately to promote skilled trades and technologies opportunities across Ontario. A Skills Ontario Alumni herself, Jennifer competed in the Industrial Mechanic Millwright contest in 2008, placing gold at provincials, and silver at the national level.
Since 2004, Jennifer has been an advocate with a variety of community, association, and educational partners to assist in the promotion and advancement of women in the skilled trades and technologies. Through her work, Jennifer has established herself as a sought-after mentor, leader, and speaker. This has led to her various honours and awards along the way, including the YMCA-YWCA Women of Distinction Award in 2013, and the Conestoga College Alumni of Distinction Award in the same year.
Jennifer has moved to working at the Upper Grand District School Board, as Maintenance Planner and Scheduler, where she organizes and schedules preventative maintenance and sizable projects throughout their 82 buildings and facilities.
Dalton Bird
Committee Member, Skills Ontario Alumni Association
GOLD: Job Skills Demonstration, Skills Ontario Competition, 2016
SILVER: Job Skills Demonstration, Skills Canada National Competition, 2016
Dalton attended Fort Erie Secondary School for four years graduating in 2016 and is currently studying business at Niagara College, Niagara on the lake campus. In addition, he serves on the Town of Fort Erie transit advisory committee lending his voice about current transit issues and assisting in improvement measures.
Dalton was honored with the prestigious Skills Competence Canada Silver Award for his contributions to Job Skills Demonstration category in 2016 in Moncton New Brunswick following an outstanding and highly engaging performance and continues to learn, grow and perfect his presentation skills.
Sam Turgeon-Brabazon
GOLD: Workplace Safety, Skills Ontario Competition, 2015
GOLD: Workplace Safety, Skills Canada National Competition, 2015
Sam Turgeon-Brabazon first became involved with Skills Ontario when he competed in the provincial Workplace Safety competition in 2015. After obtaining a perfect score at the provincial competition - the first competitor to do so in the competition's history - Sam went on to win gold in Ontario, giving him the chance to compete at the national competition. With the support of his teammates on Team Ontario along with being motivated with the same passion that brought him success provincially, Sam went on to win gold at the national competition.
Since 2015, Sam has remained passionate in his involvement with Skills both provincially and nationally. In 2016, he served as Ontario's ambassador to the Skills Canada Essential Skills Youth Forum. There, he along with each of his provincial and territorial counterparts had the opportunity to help create the framework for the Skills Canada Alumni Association, a framework that was implemented in 2017. That same year, he was given the privilege of returning to help lead the subsequent annual forum.
Outside his involvement in the organization, Sam lives in Ottawa and works as a Proceedings and Verifications Officer in the House of Commons. He attends school at Carleton University and is studying Public Affairs and Policy Management, and specializing in Human Rights.


Epson-driversprinter.com" provide a download link of the official product, Use the link on this "page to download the latest version of Epson WorkForce 845 Driver. All the drivers available for download have been scanned by the antivirus program. Please select the relevant version according to your computer's operating system and click the download button.
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Technology at Green Star Products, Inc.
Green Star Products, Inc. (GSPI) creates economically competitive, environmentally friendly, sustainable algae based fuel, food and materials from existing technology today. Scalability of commercial algae production from proven advanced proprietary research by Green Star into nutrients and processes is now exponential.
Algal oil, a highly concentrated, 100% vegetarian source of DHA omega-3 polyunsaturated fatty acids is already widely used in milk, baby formula and other nutritional supplements. Plus, rapid commercially scalable production ramping of renewable biodiesel from algal oil at costs below conventional diesel is now a reality at GSPI.
Algae based biodiesel can immediately replace conventional diesel for automotive, trucking, rail, marine shipping and power generation uses with no change in existing equipment and with less emissions, better lubrication and higher energy efficiency per gallon. Also, durable materials may be made of hydrocarbons from algal oil instead of fossil fuels, including plastics and carbon composites, as can hydrocarbon based chemicals and pharmaceuticals, as well. High quality protein meal for human and animal consumption is also produced from the Green Star algae refining process.
The GSPI hybrid algae production system (HAPS) works best with brackish or salt water, not fresh water and can use relatively small areas of waste land, thereby providing no competition for other forms of agriculture. And, because algae, like other plants, naturally absorb the over abundant greenhouse gas carbon dioxide in exchange for release of beneficial oxygen to grow, Green Star Products, Inc. technology is at least carbon neutral.
Thus, materials manufactured from algal oil actually become a repository for carbon sequestration. These include more cost effective earthquake resistant construction materials and high tech consumer goods. Additionally, an algae based biodiesel plug-in hybrid electric vehicle is a solution for many environmental and transportation problems.
©1992-2015 Green Star Products, Inc. All rights reserved.


Travel dates: June 28 - July 9, 2018.
Countries visited: Germany, Austria and Italy.
Opponents: Tuebingen Hawks, Germany, Czechia, France, Great Britain and Italy Junior National Team and Czech 21U and Junior National Teams. 9 games played; 7 wins, 1 loss and 1 tie.
June 28 - Gather at JFK Airport / Group flight to Zurich.
June 29 - July 2 - Games and sightseeing in Germany.
July 3 - Sightseeing in Austria.
July 4 - 8 - Games and sightseeing in Italy.
July 9 - Group flight from Milan to JFK.
Trip Cost: $5,695 (included all basic intra-European travel expenses [i.e., ground transport, lodging and meals] and all training and competition-related expenses, but excluded airfare to/from Europe and health insurance).
As OWB's trip participants serve as de facto ambassadors of US baseball, excellent sportsmanship was promoted and expected, and all OWB 2018 trip participants did a superb job in this regard.
Parents and other family members of HS trip participants were welcome to participate in this trip at their own expense. In 2018, several families traveled along with the OWB team.


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Google Review: "The personable care and attention our pets receive by the staff at Pet Paradise is assuring and one of excellent quality. Each and everytime we have boarded our pets we have left feeling at peace on our trips. The staff know them. The staff know them, because they go out of their way to know them as individuals. That is what we love about Pet Paradise. It is hard enough for us to depart from them (our pets) and we would want nothing more than to take them with us, but our anxiety is always placed at ease. The proof of the excellent care they receive lies in how they rush to the staff and in return how the staff greet them. We have a cat and two dogs and we highly recommend Pet Paradise to anyone who wants a well run establishment whose staff are well trained and competent.
Bully Sticks are a great way to give your pet something to chew on that they'll love and is great for them too. All of our bully sticks for dogs promote healthy teeth and gums.
Available in sizes from 6" to 36", our bully sticks are 100% beef, meaning your dog will actually digest them, unlike their old rawhide chews.
We hope you'll enjoy these bully sticks made right here in the USA from hormone and antibiotic-free beef.


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redpajama_set_name: RedPajamaGithub


text:
The river Anavros and Anaurus (, , ) is a torrent near the ancient city of Iolkos (modern-day Volos), flowing from Mount Pelion into the Pagasetic Gulf.
The hero Jason was said to have lost a sandal in its waters, as he ferried the disguised goddess Hera across its stream.

References

Rivers of Greece
Landforms of Magnesia (regional unit)
Rivers of Thessaly
Drainage basins of the Aegean Sea
Iolcus
Jason

redpajama_set_name: RedPajamaWikipedia


Six trends affecting the healthcare billing industry in 2017 have been identified by MedicalBillersandCoders.com. They include the transition from ICD-9 to ICD-10, implementation of CPT codes, evolution of EHR management, the rise of money managers, cognitive computing and onset of block chain technology.
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The system ultimately needs to be driven by data, since data gives you analysis that provides insight necessary to implement improvement. Here are three key benefits of a data-driven approach to ensuring billing integrity.


CHAIR ROGERS: This is the finance committee, Nancy Rogers, chair, calling it to order.
MR. ERLENBORN: And fellow board member.
CHAIR ROGERS: -- and fellow board member, John Erlenborn.
Do I have a motion to approve the agenda, which is in our board book behind the tab for finance committee?
CHAIR ROGERS: All in favor?
CHAIR ROGERS: Motion to approve the minutes of the September 8th committee meeting?
MR. ERLENBORN: I have an amendment to suggest. I believe I'm a member of this committee, and I am not listed. I know I was present. I think it's confusing because I'm recognized as also attending as the president, but I really spent most of my time as a member of the board and of the committee.
CHAIR ROGERS: Is there consent to that amendment?
CHAIR ROGERS: And a motion to approve the minutes as amended?
MR. SMEGAL: Madame Chair, I do have another -- I think, if Mr. Richardson will indulge me, my recollection is we had a discussion about the budget mark for '03, and the resolution we passed at the committee and passed on to the board did not have 396 million in it. It had 375 million. I believe that's right.
I believe the minutes need to be modified in the paragraph that says that the budget mark was 396. Mr. Richardson, isn't that correct?
MR. RICHARDSON: I think you are correct. There was discussion earlier to go to 396, and it was later reduced.
MR. SMEGAL: So that would be, I think, appropriate to change.
MR. SMEGAL: 375, I believe, was our resolution. Mr. Eakeley may have a recollection.
MR. EAKELEY: No. I think that's right, in both places.
CHAIR ROGERS: Okay. I see consent to that amendment. Is there a motion to approve the minutes as twice amended?
MR. EAKELEY: Aye. Oh, second.
We have a report by the Inspector General first. Len, welcome. And the audit, I think, then has been passed out separately and is separately bound. Is that right?
MR. KOCZUR: Yes. That's correct.
We've issued the audit report on the financial statements for the Corporation for 2001. We had a new auditor this year, but the results were the same, an unqualified opinion, which is what we've come to expect from Dave.
It was interesting that the auditors, for the first time in my experience, pointed out that it was for them an easy audit because of the records that were available and the cooperation of Dave and his staff. They didn't reduce their fee because of that, but it's good to know that they found it -- found David and his staff very, very cooperative on it.
They did, in addition to the report, issue a management letter, which is kind of a thing where it's things that are not -- do not affect the validity of the statements or the accuracy of the statement, but are things they think the board of directors should know.
There were three items reported. The first is that next year, the financial statement will be in a different format. It's a requirement of the accounting standards that it be changed, and they kind of just wanted to give -- put that on the record as an early warning.
That new form for next year will require that this year's statements be restated so that there can be a comparison next year. David's aware of this and that shouldn't create any problem, although there may be some expense related to the restatement of this year's statements. It won't -- it doesn't affect the bottom line. It's just a different categorization of the various line items.
MR. ERLENBORN: This kind of restatement is not like Enron's?
MR. KOCZUR: No, it certainly is not. Enron was correction of an error. This is simply to conform with the new standards required.
The second issue they reported is that in cases where our appropriation is late, which is almost every year, when the final appropriation comes, it requires some adjustment in the amount of the grants to the individual grantees.
We don't have that well documented that it's been approved by everyone in the chain of command, and they suggest we do that. There's nothing wrong with what was done. The allocation was correct. It's just it wasn't documented, the change wasn't documented.
MR. EAKELEY: And have we taken steps to implement that recommendation?
MR. RICHARDSON: Yes, sir. We have. I talked with Ms. Youells about that. Just basically what they're saying is where the OIM staff is following the congressional directives -- they're breaking the information out -- they would like to have an officer of the Corporation sign a document that here is transmitting the grant information and the information has been checked and it's correct.
So we just -- we're very -- have done it informally. As he said, it's correct. It' just that they would like to have a memorandum saying it's been done.
MR. EAKELEY: It sounds like a helpful suggestion for a modest improvement that hopefully doesn't take up a lot more staff time.
MR. KOCZUR: The final item is the -- they have a recommendation for improvement in our procedures for when we dispose of property. There's -- they felt it's just not formalized enough, that when we surplus a piece of equipment, give it to a school, for example, that's not completely documented.
And one result of this was, one of the items on the inventory list that they verified could not be located. And through some additional checking, we concluded that it was a record-keeping problem.
It was a computer. It had been used for a number of years. And it was changed -- we put in -- we purchased more additional computers. These computers were surplus, and we simply failed to record what we did with it at that point.
Almost certainly, they had -- the missing piece of equipment or the untracked piece of equipment had zero value at that point. It had been in service for three to four years, and as you all know, a computer in service that long has virtually no value. So it's -- they made a recommendation that we tighten up on those disposal procedures, and David has agreed with that.
And that concludes my report.
CHAIR ROGERS: Well, thank you very much, Len. Thank you for the indirect compliment to David. I think we want to make it direct. We have been pleased over the years with his fine work, and this is just another example.
MR. SMEGAL: Madame Chair, may I ask a question? My recollection in the past is that we've had some sort of report, a written report, from the auditors. Will that be forthcoming separately?
MR. KOCZUR: Yes. That was the -- I'm sorry. You should have received a copy.
MR. SMEGAL: Oh, was it a separate document? Okay. I got it. Thank you.
CHAIR ROGERS: Thank you very much. The next item on the agenda is review and adoption of fiscal year '02 operating budget for the Corporation. David, your comments?
MR. RICHARDSON: Okay. Within the information that you were given, there's a memorandum dated January 15th. It's on page 39 of your board book. I hope you had an opportunity to go through that. There is additional information that we can provide you at this point.
MR. ERLENBORN: Just a moment. In our board book, the memo starts on page 41.
CHAIR ROGERS: And it's dated January 10th. Should there be a more recent one?
MR. ERLENBORN: Yes. It's dated January 10th. MR. RICHARDSON: No. That's the November expenses. The information got flipped some way.
CHAIR ROGERS: Okay. So we should look back a little bit further?
MR. ERLENBORN: Well, 39 is the minutes, so -- CHAIR ROGERS: Okay. Page 46, the January 15th memorandum.
MR. RICHARDSON: It's a memorandum actually to dated January 15th.
CHAIR ROGERS: Okay. Yes. We have that on page 46.
MR. ERLENBORN: Now that we're all on the same page.
MR. RICHARDSON: It's actually page 46, evidently, in your book.
CHAIR ROGERS: Thank you, David.
MR. RICHARDSON: I was not aware that we were using different page numbers here.
What I've attempted to do with the memo is to crosswalk you through the two schedules, the Schedule A and B, to show how the information is translated throughout the budget process. Certainly you will see that our total appropriation for this year was $329,300,000. That same information that you'll see on line 1 of Attachment A is also column 1 of Attachment B.
And it's broken out a little differently as you look down through. We're trying to build the budget to show the delivery, the direct cost of the direct -- the delivery of legal assistance. Then we have Corporation management and administration, and the Inspector General's office.
On column 2, you'll see -- and if you look at column -- the Attachment A, the first two columns, the grants, $311 million, and the technology initiatives of 9.1, those two will add together to equal the amount of money shown under the direct delivery of legal assistance.
In column -- in line 2, you'll see -- and 3 of Attachment A, you'll see that there is some information there as far as carryover, deferred revenue that's restricted by either appropriation or where the board has enacted how money is to be spent.
You'll see there that there is money remaining from last year. This is for one grantee in the basic field program that was on a short-term funded. The U.S. Court of Veterans Appeal, all of that money was not used and is incorporated in this year's budget for the U.S. Court of Veterans Appeal.
Additionally, you'll see that there was a carryover in the technology grants, and that money certainly is earmarked for that particular program.
So when you add the 4.9 million that is in the last column of Schedule A, and then the fund balance of 1.393 million for line 3, these are additive of your undesignated fund balances. And you'll see that there is some there for the grant funds. That's your emergency grants.
And you look at management and administration. We had an undesignated carryover of $871,000 last year. That money is not incorporated into the budget that's presented below here.
We had 108,000 that was designated for a couple of contracts and items that were being closed out at the end of the year. And in the Inspector General, you'll see that there is an amount there of 381,000. That money was not earmarked for any particular activities at the end of the year. And then there was a small amount, almost $5,000, for a contract that was outstanding that had not been completed.
Two additional funding sources that we have this year are the U.S. Court of Veterans Appeal. We are getting a new grant there, $895,000. One of the things that we have changed this year because we're listening to what is going on the field, we did not have additional money for any type of emergency relief.
So the interest money that we are receiving from our banks when we deposit the money in the bank, the interest we're earning is just -- is clearing money. We've got to deposit the money, write the checks, or make the direct deposits, and then there's still about 20 of our grants that get a check.
So what we're talking about is the time that -- the money goes into the bank the day before we write the checks or make the direct deposits, and the bank requires us to put it two days in before settlement. This is the interest we're earning.
So what we have done is the interest we have reduced this year because we had originally estimated 300,000; last year we only got up to 293,000, but that was in a year when we saw seven interest rate cuts. And my understanding is there may be another one coming; just this week, there was some discussion of that.
So the 275 is borderline. We're hoping that we can manage the money to get that amount. But what we've done is we've earmarked 100,000 to go to support the emergency grants through the grants from other funds available, and 175,000 for the -- to support management and administration.
MR. EAKELEY: Where will that 175 go within management and administration?
MR. RICHARDSON: It is spread throughout the budget. The original budget that we received from all the directors was substantially higher than the total amount of money that is currently available. So it's just going to help across-the-board operations. The vast majority of it does go to help program performance because that is the area where the most discretion is available.
MR. EAKELEY: Just as a follow-up on that, that's where I would invest our money if and when we could. And this is really the first opportunity we've had to spend a modest amount more on program performance in difficult times.
But the 871,000 carryover in undesignated M&A funds from last year, was that largely just staff openings that had not been filled?
MR. RICHARDSON: It was staff openings that had not been filled. It was projects that were delayed during the last quarter.
MR. EAKELEY: I mean, how much of that money could have been spent, for example, on technical assistance or program support?
MR. RICHARDSON: The vast majority of it. There was over $500,000 carryover in one particular office, and then the rest of it was just throughout the Corporation. Certainly there was money left in the executive office and general counsel because we're trying to project, for instance, litigation costs. And we actually got a refund of some of the money. And I'll actually point that out to you. I'll just do it now, since you've asked.
When you look at the November expenses, you'll see that there is a negative in the consulting line for legal affairs. That's because the money that we spent last year, the insurance company has now decided to reimburse us for some of that. So that money is going back into the legal affairs budget.
That's one of the reasons, when you look at his budget, you'll see that it's $200,000. We're certainly aware that there's some additional litigation going on, but right now there's $88,000 negative in that line. I actually got a check the day before yesterday for an additional $16,000.
So as that insurance money comes back in, it will be rolled back into the legal affairs budget to help support that activity. And then if he determines -- if Vic determines, in looking at the projected litigation, his projected staffing costs, and all that, as all of us do, if that money becomes freed up, it will go back into operations for state planning, competition initiative, capability assessments, anything that the OPP staff feels like that they need to undertake at this point.
And certainly we come back to you at the end of March for a six-month review, come back to the board at the end of June, and we make those recommendations to you. Under our current guidelines, the president can transfer up to $75,000 to assist in this. If it goes over $75,000, then we would write a memorandum to the board and ask an assent to continue with that project.
MR. RICHARDSON: They're incorporated in this particular budget. For instance, we have some attorney training. One of the carryovers you'll see here that was designated is we've entered into a $100,000 contract for management to coordinate some attorney training for field attorneys.
There's $160,000 that were -- they were written so close to the end of the year that they were not designated, but they're built into this budget to help support the state planning efforts and the consultants needed there.
You've gotten a report this morning. I think there's a total of like $370,000 that has been set aside within the OPP budget as it currently exists to help with state planning. There are certainly other initiates, but that one seems to be the topic of most concern.
The document this morning showed 396,000 for state planning. The technology initiatives, and certainly as you see that we've got new money for technology and we've got the carryover. There's consultants and staffing costs as far as travel. There's another $70,000 there. And then there's other special projects that the OPP staff is wanting to undertake that adds to the remainder of the budget that they have.
Let me just -- since we've gone through the memo, let me sort of give you the highlights of the budget. For instance, for the board's budget, you'll see that it is a good deal higher than in prior years in anticipation of a new board, anticipation of a search committee for a president, inspector general. We have allocated the money for that particular purpose in that budget.
Certainly we look and see that if it's continuing to be delayed as far as the new board that's prospective coming in, and if it comes out that we see that it's going to be delayed even further, perhaps into next fiscal year, then when we come back to you in March, we'll make an adjustment to that allocation.
We've also added -- because of the remarks at the last board meeting, we've instituted the reg-neg process. The consultants needed for the reg-neg process are included in the board's budget. Vic tells me that there is going to be -- he feels that there will be four to five of the reg-neg processes, so we've added the consulting costs for that to the executive office budget, or to the board budget.
In the executive office, we do continue to have a great deal of travel. You'll see that there is money set aside for that particular purpose. You'll also see that there's money set aside for -- $75,000 for additional consulting.
Last year we had some writing that we contracted to be done. There's also additional work that anticipate under the Strategic Directions, and we've set aside the money for that to be completed.
I've talked about the legal affairs budget. Their budget is pretty well set. We certainly have a projection on what they feel their litigation will be. They are completely staffed up at this point, so as -- if there is additional information there, that of course will be relayed to you also.
Within the -- in GRPA, your government affairs, he is now currently staffed up. As you're aware, we did lose one staff member in the last quarter, and that staff member has been replaced. So there is a little bit of money that has already been shifted out of the GRPA budget for that lapsed time to support other activities.
In addition, there's money in there for the director's -- or the vice president's travel and for the deputy director as to events that they will be taking.
In human resources, there's money there for the different aspects that's needed for that particular office. I will tell you that there is a sea change coming in regards to CSR reporting, retirement reporting, and the Federal Employee Benefits Program because there is actually a bill before Congress, or it's being proposed -- I'm not sure if it's before them now -- that will change the CSR, that we will have to report the current actuarial cost of retirements and health benefits in our financial statements.
And that's something that if it does pass, there's supposed to be a hold harmless aspect to this where we report it, perhaps get the money, and then have to set it aside for that particular purpose. So that could be a significant impact to us in the future. CHAIR ROGERS: Tom?
MR. SMEGAL: Thank you. David, would you remind me, with respect to the veterans affairs appeal process, how does that money get distributed, the 875 or whatever it is?
MR. SMEGAL: Who is it made to? Who is the grant made to?
MR. GENZ: The veterans court gets the money and gives it to us for administration.
MR. SMEGAL: And then they have panels that cycle on these cases?
MR. GENZ: Right, right. And they train and support those panels.
MS. MERCADO: Yes. David, I just had a question on -- when you were looking at the Office of Legal Affairs, one of the issues that came up several times in the presentation we had yesterday in provisions committee on some of the factors to consider in mergers and acquisitions, different programs, was the issue of litigation, added litigation either, you know, by programs or entities or state planners that didn't necessarily want to incorporate, or there were issues of property disputes.
Does your Office of Legal Affairs incorporate into it that litigation expense, or is that something that would be gathered from some other funds somewhere else?
MR. RICHARDSON: If I can speak, we've talked about that. Vic has included an amount of money in there for that particular purpose. And that -- last year we had to increase that significantly through the year. With the refund from the insurance company, hopefully we will not have to do that again.
But if it happens -- I mean, we're sort of reactionary here, you know. If we get sued, then we certainly have to then come back to the board and say, we need additional resources. And we do that on a quarterly basis and at these type of meetings.
MS. MERCADO: Well, I mean, and I will reiterate my comments again from yesterday, which is to say that if we know we have other states that are going to go through state planning, through mergers and acquisitions, and we have some that are currently undergoing through them, and part of the cost of expense of doing that is not something that the local grantees can take, then in our budgetary requests or how we formulate our budgets, both in the litigation costs and the technology support, on the staff support that they would need to try and equalize salaries and so forth, that those are all costs that we need to incorporate in our budgets to deal with that.
Because we know ahead of time, I would assume, how many states we're going to be dealing with that are going to be going through state planning and merger. And if we have an average or an assumption, the ones that are already undergoing it, what problems have arisen and what costs are associated with that, do we incorporate all that in our budget somewhere?
MR. FORTUNO: I think that -- I want to make sure that we avoid any misimpression. And the funds that have been budgeted in the consulting line for these kinds of occurrences aren't for representation of the grantees.
It's when there is a consolidation, say, just to use that term generically, some sort of reconfiguration, and as a result of that -- for example, yesterday you heard from Virginia and you heard the horror story about the program that lost out and how it locked out all the employees and let employees go.
And that program also filed suit against LSC seeking to enjoin the reconfiguration, if you will. It also refused to surrender the property that was purchased with LSC grant funds and that we sought to transfer to the new grantee.
So we had the one lawsuit that was filed against us, which went through the district court and then up to the Fourth Circuit. We've also been engaged in litigation, and it you heard about the trial date being set for later this year, with respect to recovery of the real estate involved.
There were complaints, miscellaneous complaints filed by this program and program director, including ethics complaints against individual staff members. All of that involves defense costs, so that we have to budget for those.
But the misimpression I didn't want to leave is that what we budgeted is in some way for the defense of the individual grantees who may in some way get caught up in litigation of this sort. And if that's what you're asking about, I just want it to be clear that we haven't budgeted for that.
We simply budgeted for representation of the Corporation when the Corporation is brought into the litigation as a party or initiates an action -- for example, it seemed to us that rather than leave it to the new grantee to attempt to recover that property, that we were in a stronger position, both financially and from a legal standpoint -- that is, our position with respect to the property, our claim to the property -- that we were in a stronger position to assert a right, claim the property, obtain the property, and then transfer it over to the new grantee. And that's what we're attempting to do here.
MS. MERCADO: Well, and I think that my question went to both, actually, both litigation costs that LSC, as the national entity, would incur as litigation costs, as well as what grantees -- granted, not all of them, but a significant number of them -- would incur as litigation costs in trying to do those mergers and consolidations.
MR. FORTUNO: As to that second piece, I don't know that we have focused on that specifically and made any provision for that. And I just wanted to be clear on that.
CHAIR ROGERS: Are there questions? Comments? I think that we have been asked to approve the operating budget. Is that right, David?
MR. RICHARDSON: That is correct.
CHAIR ROGERS: Is there a motion to approve?
CHAIR ROGERS: The motion passes.
And the next agenda item is a review of expenses through November 30, 2001. There is a memorandum from David on page 41 of the board book.
MR. RICHARDSON: If I can, let me go back for one second in regards to the occupancy cost because that has been something that has been ongoing here.
I reported in the memo that we've reduced our occupancy cost from 1.5 million to 1.4 million. We were able to do that because we've been successful at our negotiations of taking the least cost per square foot that the place has been changing us. And they wanted to go to $38.50 a square a foot, which would have been somewhere in the neighborhood of $1.7 million for our occupancy.
We have tried to maintain somewhat consistency here. We've rejected their $2 increase. We are currently paying, actually -- our net cost is $37, over $37 per square foot. We have negotiated a $35.50 rate for next year. So that is -- I'm sorry, $34.50. It is much less than what we are currently paying.
One of the questions that was asked at the last board meeting was that, okay, so that means that our occupancy costs will remain constant. And that, I want to make you aware, is not so because if you'll recall, the first year that we moved into our property, we did not pay rent. But what we did was we recognized rent on a pro rata share, and then we have over the years been decreasing what we term as a deferred rent incentive.
So next year our rent will go up almost $200,000 because we had spread the expense of the last lease over the ten years, and now we're going to have to recognize that. So when you look at the 1.2 that we showed as far as rent cost in 2001, it will go to 1.4 this year.
It will go up again in the next year, and it's because of a 2 percent increase and then getting into the new leasing arrangements, which begin with -- at the term of the last lease, which was June through May. MR. EAKELEY: But we're not doing to the new board what the old board did to us?
MR. RICHARDSON: No, you're not. You're leaving them in much better shape because, as you're aware -- what was it, $1.9 million in deficit that you acquired.
The expenses that are before you, the November expenses, are based on the budget that -- the temporary budget. I have not restated them since you have not approved the budget at that point.
As far as a quick comparison, we are at -- the expenses through November represent 13.5 percent of the temporary operating budget. If you put these same expenses against the budget that you just approved, it is 13.08 percent. So we are operating well within our budget.
MR. EAKELEY: Oh, okay. I'm sorry. I'm sorry. That's why I can't find it.
MR. EAKELEY: That's a relief to me.
MR. RICHARDSON: But I just wanted to make you aware that we've made the comparisons and we've looked at it to -- we're well within budget. Certainly we've recognized two months of our rent, salaries, and we're within budget. When you look at the 19 percent for temporary employee, that's a little high, but we have made a few adjustments with temporary employee pay in the new budget to recognize that we do have a big of a transition here and we have a few positions that are currently open that we hope to fill in February and March, that there's temporary people in those positions now. So this line should go down throughout the year, percentage-wise.
And since I've already mentioned, I don't -- and I apologize. I was not aware that there was a difference in page numbers, but I certainly would like to note that I said 88. It's actually $98,000 is the credit in the litigation line of legal affairs, and that is, as I said, as a result of receiving money from the insurance companies.
CHAIR ROGERS: Questions or comment on the expenses through November 30, 2001?
CHAIR ROGERS: Anything further, David?
CHAIR ROGERS: Before we move to the next agenda item, I just want to reflect for the record that Maria Luisa Mercado came in shortly after I listed those who were here, and has been here throughout this period.
Next agenda item is, consider and act on conforming amendment to LSC's 403(b) plan. David, some comments?
MR. RICHARDSON: Actually, I'm going to bring our director of human resources up, Ms. Alice Dickerson, and she will go through that with you.
MS. DICKERSON: I'm going to just briefly summarize -- for the record, I'm Alice Dickerson, director of human resources. I'm going to just summarize some of these amendments that we're asking you to pass a resolution to, then give the staff authority to make.
We are in need of amending the 403(b) plan to bring it into compliance with the Economic Growth and Tax Relief Reconciliation Act of 2001. This is more commonly referred to as EGTRRA, and I'll be using that acronym frequently in this presentation.
There are, as I said, several amendments that need to be made, and we think the most expedient way to do that is to have the board pass a resolution that would then authorize the officers and agents of the corporation to act to go ahead and make the elections that are necessary to implement these amendments.
MR. SMEGAL: These are retroactive to April 1, 2001, Alice?
MS. DICKERSON: Well, no. The April 1, 2001 date refers to the date that we transferred the plan to Diversified Investment Advisors. That's the reason that date is in there.
MS. DICKERSON: The first thing that staff is recommending that we amend would be the increase in the maximum contributions from $30,000 to $40,000. Presently, staff can contribute on contributions that total up to $30,000 or 25 percent of compensation.
EGTRRA makes a provision for that amount to be increased to $40,000 or 100,000 -- 100 percent, I'm sorry -- of compensation. The increase in compensation limits pursuant to EGTRRA will now go from $170,000 to $200,000. We recommend that we make that amendment as well.
On the vesting provision, we currently have a very generous vesting provision where participants are fully vested after three years' employment. So it's not necessary for us to make an amendment there as the plan is already in compliance with that provision.
There are also two different provisions that have to do with rollover distributions. Some of those are from outgoing contributions, meaning when participants leave LSC's employee and wish to take their funds with them, this will allow them more leeway in what they can roll that money into, and they will be able to roll it into any defined contribution plan.
For instance, if a participant left us right now, we have a 403(b). If they go to an employee who has a 401(k), they can't roll it into that. Or if they go into a governmental plan, they can't roll it into that.
MS. DICKERSON: If we amend this, they will be able to.
MR. SMEGAL: They can roll it into an IRA, at present?
MS. DICKERSON: Yes. If we make these amendments.
MS. DICKERSON: Well, actually, the IRA they can do even now.
MR. SMEGAL: Yes. That's what I mean. They can do that now.
MS. DICKERSON: Yes. Also, then, for incoming money, when we hire new employees, if they've been in a 401(k), they'll now be able to roll that money into our 403(b), where at the current time they can't do that. So staff does recommend that we make that amendment.
On cashouts, when participants leave a plan, if their balance is less than $5,000, they're required to cash out of the plan. Right now, any money that they roll into the plan is not considered as part of that -- the calculation of that $5,000. EGTRRA will then allow you to disregard those rollovers. Staff is not recommending that we make that amendment. We want to continue with the plan the way it is on that provision.
One of the other provisions of EGTRRA is that it will increase the elective salary deferrals. This year, participants can contribute as much as $11,000 pursuant to EGTRRA, and we want to make that amendment.
We are recommending, however, that rather than state the amount in the amendment, that we would just reference the relevant provision of laws because this amount is going to change each year for the next five years, and it will be a maximum of $15,000 by 2006.
MS. BATTLE: I need to understand the distinction between a participant's annual addition and the deferral amount.
MS. DICKERSON: Participant's annual addition? MS. BATTLE: Yes. The first one was that you could be -- the 25 percent cap on the amount that you could contribute moved up to $40,000.
MS. BATTLE: And now we're talking about elective deferrals at $11,000.
MS. DICKERSON: Okay. The elective deferral is the amount that the employee can actually defer from their salary. The $40,000 is the maximum that could be contributed by the employee and the employer.
MS. BATTLE: And the employer together?
MS. DICKERSON: And the employer, uh-huh, for a participant.
EGTRRA also has provisions that relate to hardship withdrawals. Currently, if a participant makes a hardship withdrawal, then they are prohibited from contributing for a period of 12 months. Under EGTRRA, that is basically repealed and they could begin to contribute again within six months. And so we do recommend that we amend the plan for that.
One final provision under EGTRRA would be the same desk rule. This has to do with a situation that there has been a lot of litigation about in the past few years, with relation to corporate mergers and so on, where employees who continue with the successor employer, basically in the same job, have not been allowed to take distributions from their pension plans.
EGTRRA repeals that provision, and they would now be able to take a distribution in that event. While we realize that's unlikely in LSC's situation, we still recommend that we go ahead and amend the plan so that we are -- that the plan language, at least, is in compliance with that provision.
MS. DICKERSON: Yes, it does. Yes, it does.
MS. DICKERSON: To all employees of LSC who participate in the 403(b).
MR. SMEGAL: -- of contributions by the employees to their 403(b)?
MS. DICKERSON: We do a 2.51 percent match and a 6 percent basic contribution.
MR. SMEGAL: So the 6 percent doesn't change?
MR. SMEGAL: The 2.5 is capped?
MS. DICKERSON: The 2.5 -- no, it's not capped, but it's the amount that the board has approved in the past as what the LSC matching contribution would be. And that figure would not change unless there was some amendment by the board to do that. We're not proposing anything like that.
MS. DICKERSON: Oh, yes. There's no cost to the Corporation.
MR. SMEGAL: No. But it sounds to me like, with respect to my question, if the employee can contribute more and we match 2.5 percent of what they contribute, there is a cost to us if -- well, because of the fact that the amounts the employee can contribute are increased, am I correct in understanding that 2.5 percent of some increase is more money?
MS. DICKERSON: If we had employees who were at that salary level. We don't. Because of the cap on the president's salary, we don't have anyone in excess of the 121,600.
MR. SMEGAL: Okay. So the practicality is that we don't. The theoretic is that we do.
MR. SMEGAL: We are increasing our exposure or our cost of the program. I mean, but we have to because the law has changed, but -- is that right, David?
MR. SMEGAL: I don't have any reason not to do it. I just want to understand the parameters of what we're doing. Is it all theoretical in the sense of my question, or is there any practical?
MR. RICHARDSON: Okay. The amount that we pay per employee is based on base wage.
MR. RICHARDSON: Well, base wage of compensation. And that is 2.51 percent of their salaries.
MR. RICHARDSON: So if an individual -- we're paying 2.51. The Corporation contributes 6 percent. If that would equal an amount less than the $11,000 that we're talking about an employee can contribute of their own money, that does not go up.
If an employee is contributing $7,000 and they go to $8,000, these are percentage basis. It's not based on the contribution of the employees. So the cost of the plan only goes up when salaries increase.
MR. EAKELEY: Well, is you're answer to Tom's question then that there is no effective practical cost increase to the Corporation that is imputable to these changes that are being recommended?
MR. SMEGAL: I guess what you're saying, Alice, is going from 170 to 200 has no effect because nobody's at 170 now and therefore nobody's at 200.
MR. SMEGAL: And 2.51 percent of something beyond where they are now is zero.
MS. DICKERSON: Yes. That's correct.
MR. SMEGAL: Okay. Thank you.
CHAIR ROGERS: Thanks, Alice and David. I take it that you are recommending Resolution -- that we recommend Resolution 2002-003 for board approval?
MR. SMEGAL: Oh, I'm sorry. She had another item.
MS. DICKERSON: 2002 and 2003. 2002 has to do with the EGTRRA amendments. 2003 has to do with an amendment that we need to make to the plan document when the plan was administered by Mutual of America.
This one is a strange one. It's going to have no effect on the plan. It has to do with the transportation benefit that is provided by the Corporation, and that is fully paid by the Corporation.
So what this amendment does is to simply change the definition of compensation under the plan. But it has no real meaning to us because there are no more contributions going into that plan, and even if there were, our benefit is fully employer-paid so there are no salary deferrals by employees to pay for this. It's simply making the plan document say what it needs to say to be in compliance with the law.
MR. SMEGAL: Which is, we don't make a contribution for transportation allocation? Is that what you said?
MS. DICKERSON: No. Under Mutual of America, because we have transferred that plan now and DIA currently has it, we don't make any contributions to Mutual of America. We have some employees who didn't transfer their money, and so there are still funds in that plan. But there are no further contributions made to it.
CHAIR ROGERS: Alice, did you have anything further to report before we begin consideration of the two resolutions?
MS. DICKERSON: No, I don't. There were two changes in the resolutions, though, from what you have in your board book, and I'll point those out to you.
In the summary of the EGTRRA amendments on the vesting, the summary listed that beginning at years after 2002. It's actually after 2001. It doesn't really make any change because that's not one we're even recommending that you make the amendment on. We just wanted to correct that for the record.
And then on the Mutual of America amendment, the one in your board book has an effective date of January 2. We need this to be dated -- to be effective not later than December 31, 2001, in order to be in compliance.
CHAIR ROGERS: Okay. Thank you.
MS. MERCADO: Alice, the new ones that we got this morning, do those reflect the changes?
MS. DICKERSON: They have the correct dates, yes.
CHAIR ROGERS: So there should be three documents before you on the table, and those are the three that we will now consider for recommendation to the board for approval.
Any further questions or discussion?
CHAIR ROGERS: Let the record reflect that Bill McCalpin has now joined this committee.
MR. SMEGAL: Are we in 2002-002?
CHAIR ROGERS: We are, yes.
MR. SMEGAL: Okay. Third paragraph. Alice, I think maybe a few more words would be helpful to me. I read this -- the first time I read it, I read this to be retroactive to April 1, 2001.
And either -- if we talk about the current plan, which was effective, or if we talk about the plan that was effective April 1, it seems to me, at least in English, it would read a little better if we had a couple more words in here, unless you tell me that that would be bad.
MR. SMEGAL: I would propose that each time it says "plan effective April 1, 2001," that it say, "plan that was effective April 1, 2001."
MS. MERCADO: Is that in Resolution 2002?
MR. SMEGAL: 002, right. So unless you tell me there's some reason not to, it would seem to me to read more clearly.
MS. DICKERSON: I don't think there's any problem with that change.
MR. SMEGAL: That was, plan that was effective.
MS. DICKERSON: That was effective.
MS. MERCADO: Or that became effective.
MS. DICKERSON: "That became effective."
CHAIR ROGERS: "That became" before the word "effective," and that's twice?
MR. SMEGAL: Yes. In paragraphs 2 and 3, "Whereas" clauses.
CHAIR ROGERS: In paragraphs 2 and 3.
MS. MERCADO: Madame Chairman, just so that you've got some consistency, does it also apply to year 2003, which also talks about an effective plan April 1, 2001?
CHAIR ROGERS: Okay. Is there a second to that motion? Any further discussion? Second?
CHAIR ROGERS: Any further discussion?
CHAIR ROGERS: Okay. Anything further before we consider a recommendation of Resolution of 2002-002, first of all, for recommendation to the board?
MR. SMEGAL: Sorry. 003? Didn't we just do 002?
CHAIR ROGERS: We haven't voted on 002 as amended. We just amended it.
CHAIR ROGERS: Anything further on that?
CHAIR ROGERS: Is there a motion that we recommend adoption of Resolution 002 to the full board?
CHAIR ROGERS: We will make that recommendation.
And the second, Resolution 2002-003, which we've discussed. Any further discussion?
CHAIR ROGERS: Is there a motion we recommend its adoption by the board?
MR. SMEGAL: Well, with the correction Ms. Mercado pointed out of putting the words "that became" between "effective" and "April 1."
MR. EAKELEY: And we want to change "affective" to "effective."
MS. DICKERSON: "Affective" to "effective." That's right.
CHAIR ROGERS: So this is in item 1? You'll make the motion?
CHAIR ROGERS: Go ahead, Tom.
MR. SMEGAL: Yes. The motion in 003 is, in the second "Whereas," correct the spelling of "effective," and after "effective," put in "that became."
CHAIR ROGERS: Before "effective," put in "that became"?
MR. SMEGAL: No. After "effective," but change -- correct the spelling of "effective." Following "effective" and before "April 1, 2001."
CHAIR ROGERS: Okay. We think you're wrong. Before "effective," "that became"?
MS. MERCADO: "That became effective."
CHAIR ROGERS: You mean to say that "that became" is to be inserted before "effective"?
MR. SMEGAL: Oh, you're right. You're right.
CHAIR ROGERS: Okay. That's the motion. Is there a second?
MS. BATTLE: I might suggest, then, "Now therefore be it resolved that the hereto appended one-page amendment is hereby adopted, to be effective December 31, 2001."
MR. EAKELEY: That's two votes together.
MR. SMEGAL: I'll make that motion.
MR. EAKELEY: As a friendly amendment.
CHAIR ROGERS: There's no discussion. It's been moved and seconded that we make two amendments to 003 to change spelling of "effective" on line 2 of the second "Whereas" clause, and insert before it the words "that became," to insert the words "to be" in the item numbered 1 before the word "effective."
MR. ERLENBORN: A question. The "to be effective," is that this last line?
MR. ERLENBORN: This is retroactive, then?
MS. DICKERSON: That's the whole point, to make sure that it's retroactive to December -- and I thought that was one of the points that I mentioned.
CHAIR ROGERS: Yes. It has to be retroactive to December 31st.
MR. ERLENBORN: I just wanted to be certain.
CHAIR ROGERS: There being no further discussion, all those in favor say aye.
CHAIR ROGERS: The amendments, motions to amend, are passed and approved. And we have the resolution itself before us to recommend to the board. This is Resolution 2002-003.
CHAIR ROGERS: The recommendation is approved. Is there any other further -- any other business to come before the finance committee?
MR. SMEGAL: Yes. We have another resolution to approve, Madame Chair, Resolution 2002-004, which conforms the action I think we took earlier of adopting the consolidated operating budget for fiscal year 2002.
MR. SMEGAL: And I move its adoption -- or I move its recommendation to the board.
MS. FAIRBANKS-WILLIAMS: Second. I second it. CHAIR ROGERS: There being no further discussion, all those in favor, signify by saying "Aye."
CHAIR ROGERS: The resolution is recommended to the board.
MR. ERLENBORN: Madame Chair, before Alice might leave here, let me say that I want to compliment her on her presentation and the work that she does because this is really highly technical, hard to understand, and she does a great job.
CHAIR ROGERS: Thank you very much.
MR. EAKELEY: I move we adjourn.


text:
German Police Union Chief: Migrants 'Laugh At Our Justice'
– German Police Union Chief: Migrants 'Laugh At Our Justice':
The chief of the German police union claims that criminal migrants from North Africa are laughing at the German justice system as they are allowed to go free after committing crimes.
Cheif of the German police union Rainer Wendt has expressed severe concern regarding the increasing number of migrant criminals, especially those of a North African origin. He claims that unless the justice system changes no real action can be taken to solve migrant crime, reports Kronen Zeitung.
"They despise our country and laugh at our justice," Mr. Wendt said and warned that the police cannot address migrant crime unless the justice system is willing to step up and deport repeated offenders.
The police, according to Mr. Wendt, "do all they are able to do," regarding migrant crime. He claims that officers in Germany are putting themselves at constant risk as many of the migrants are known to have a high level of violent behaviour and attack police who attempt to arrest them.
"If there is no pre-trial detention made, no imprisonment is imposed, and no deportations carried out then the police make multiple arrests and the perpetrators get away with it," he said and maintained that the migrants end up back on the streets.
Mr. Wendt cited the "Casablanca Report" which documented some 2,244 North African migrant criminals in the city of Dusseldorf. According to the police union chief, the numbers for other major German cities are similar and he said that the migrant crisis has only served to reinforce numbers in the already-existing migrant criminal gangs.
Last year, Mr. Wendt made a similar statement at the height of the migrant crisis. "They don't respect our law," he said and asked why "things always have to go up in flames" before politicians "react".
Development Minister Gerd Müller of the Christian Democratic Union (CDU), said that the government of Chancellor Angela Merkel forecasts a massive increase in migrants from Africa.
"The migration pressure will increase dramatically in the coming years if we do not manage to create economic opportunities in African countries," he said, adding, "what happens there has a direct impact on Europe".
The findings match a report from the European Union border agency Frontex who earlier this year reported that the future of the migrant crisis was young migrant men coming from Africa to Europe for better economic opportunities rather than legitimate refugees fleeing conflict or persecution.
Categories Global News, Politics, Society Tags Crime, EU, Europe, Germany, Global News, Government, Migrant Crisis, Politics, Society, Violence Post navigation
Despite Russia Warning, US Considers Hitting Assad – #WW3
Gold "Pounded" As Someone Dumps Over $2 Billion In Under A Minute


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net.cassite.daf4j.DataComparable

使用DataComparable的程序包

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net.cassite.daf4j

net.cassite.daf4j中DataComparable的使用

参数类型为DataComparable的net.cassite.daf4j中的方法

限定符和类型
方法和说明

static ExpressionComparable
Functions.avg(DataComparable<? extends Number> toAvg)

平均数

static ExpressionComparable
Functions.max(DataComparable<? extends Comparable<?>> col)

最大值

static ExpressionComparable
Functions.min(DataComparable<? extends Comparable<?>> col)

最小值

static <T extends Comparable<T>>
void
DataUtils.set(DataComparable<T> data,
   T val)

设置Data的值

 该方法是为了防止直接通过public的字段赋值

static ExpressionComparable
Functions.sum(DataComparable<? extends Number> toSum)

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Copyright © 2015. All rights reserved.


FaceMetrics is a startup working on an AI-powered parental app Nicola.
It helps the children to build up a proper regimen when they study at most productive hours and entertain when their brain needs rest. The main idea of Nicola is to gamify the control it takes over the kids' screen time on the iPad. Simply speaking, it offers to trade game time for reading time, controls engagement and diligence of the kid, and makes sure they don't get too tired.


you see how much fun we were having? Melasma and mohawk y todo.
again. not complaining...merely fact stating.
I'm actually feeling perfectly fine.
My OB was a real sweetheart this week and gave me no hope for any sort of impending labor dreams and merely told me to start 'counting kicks' every hour.
"are you dilated at all?"
!!!!!67 shades of red!!!!stammer stammer!!!!
who are you and how do I dodge your presence for the rest of my life?
a large Thanksgiving baby perhaps?
In the mean time...I'll just keep on keeping on armed with my good attitude, my swollen earlobes and my penchant for being very pregnant.
not to scare you or anything, but did i ever tell you christopher was 10 days overdue? :0 they would have let me go to 42 wks, but thank goodness he came. my OB practice no longer lets anyone (except 1st time moms) go passed 41 wks which was nice to know.
ah Grace you look great!! I can't wait to bring you dinner and refuse to let you say no, so just send me a requested menu and I'll get it ready for the moment little babe does decide to arrive.
I'm pretty sure your 39 weeks is my 28 weeks. You do not look that far along at all.
And also, RUDE lady. Those kinds of questions are reserved for closest friends and siblings. You don't just ask a new acquaintance the status of their cervix.
I read the last part and thought, "Do your earlobes really swell when you are pregnant?"
Gullable-never-been-pregnant party of one over here. You could tell me almost anything, I would probably believe it.
I think you will have the baby sooner rather than later. I have a feeling.
i HOPE to see you next week b/c you make me laugh for about a day. heh hehhhh. no, i won't wish that on you.
although, a large turkey sized baby might fit in with the whole festive decor. you know?
Dude, I love your blog. Seriously, you never cease to make me laugh.
p.s. finally bought some vitamin e oil today...thought of you :) I'll let you know if I'm feeling glowy and smooth in the face tomorrow!
First off, I think your outfit is super cute even if your grasping the bottom of the barrel for comfortable preggo clothing. Second, you look A-mazing for being 39 weeks along!
You are too funny! I'm a newly first-time pregnant lady and I always love reading your posts!
So I showed your first picture to a co-worker (who's catholic and has five grown children) and said, "She is 39 weeks pregnant." She responded, "Where is the baby?!" Then I scrolled down and showed her the side view pic and she said, "OMG did she gain ANY weight?!" Seriously, sister, I don't know if I'll post pregnant pics of myself ever again on a blog- you make it look too easy and too good. And clearly you're not eating all those tasty treats you mention.
I think I am as excited to meet this baby as you are to give birth. And by meet of course I mean: find out the gender, name, see pictures and hear funny stories. I would probably be the weirdo who asked about being dilated.. only because I don't know exactly what it means (never having been in your shoes myself) and just know it's something that means the baby is coming relatively soon.. and they say it in the movies..
Will be stalking you till baby comes.
But how in the world do some people feel comfortable asking crazy questions like that? Crazies.
You seriously don't look swollen in the least! ALL BABY! Though I understand where you're coming from... I totally feel like a whale!


text:
Paul Weller News!
For Fans, By Fans! est.2007
True Meanings
A Kind Revolution
Gigs / Set Lists
2020 World Tour!
2019 Summer Concerts!
2018 – "True Meanings" Concerts
2017/2018 – "A Kind Revolution" World Tour!
Short "22 Dreams" Album Preview At Rolling Stone.com!
By Dave B. July 11, 2008
1 Comment on Short "22 Dreams" Album Preview At Rolling Stone.com!
Album Preview: Paul Weller Recruits Noel Gallagher, Thunderstorms to Share His "22 Dreams"
"You get to this stage in life where you say 'I've done everything that I can do,'" says Paul Weller. As he passes the half-century mark, Weller easily could have returned to his old stomping grounds, whether it was the mod-punk of his first band the Jam or the pop leanings of the Style Council. But rather than reliving past glory, Weller spent the last year recording 22 Dreams, the most expansive and experimental album of his career. "I was conscious when I walked into the studio that I wanted to do something different. I didn't want to make As Is Now Part 2," Weller tells Rock Daily. "There was this mentality where it was like, 'Let's try anything that comes into your mind.'" Weller sequestered himself in his country studio, recruited some famous Britpop friends like Oasis' Noel Gallagher and Blur's Graham Coxon and spent hours improvising with his band. The result was 22 Dreams, a genre-leaping set of 21 tracks that fluidly weave in and out of rock, electronica, avant-garde and folk. "I'd never made a double album before, so I wanted a challenge," Weller says.
Unlike double albums like The Wall, there's no all-encompassing concept or theme, but 22 Dreams still ties together. "It's cyclical. Our studios were out in the country, and we watched the seasons change over the course of the year," Weller says. "The album is sort of like a trip, and in the end it brings you to the beginning again." Between the bookends, there's the fuzzed-out rocker "22 Dreams," the Marvin Gaye-via-Stereolab groove of "Empty Ring" and the laid-back, front porch feel of the folkish "Black River," which features Coxon on drums. "All I Wanna Do (Is Be With You)" has Paul Weller sounding like 14 Songs-era Paul Westerberg. But the highlight is the propulsive, anthemic "Echoes Around the Sun," which came about after an improvisational session between Weller and Oasis' Gallagher. "We always talked about working together," Weller says of the collaboration.
For closer "Night Lights," the band opened the studio doors during a thunderstorm, with Weller and his studio mates playing the song in a live take while observing and recording the storm. "I just wanted to stop and record our environment really," Weller recalls. "I do love the concept of putting your actual environment in the record." As for why there's 21 songs on an album called 22 Dreams, artistic integrity won out over symmetry. "There was supposed to be 22 songs, but we didn't like one of them. It didn't fit with the rest of the album, so we left it off."
With the recent reformation of fellow Brits the Verve, My Bloody Valentine and Portishead, has Weller been bit by the reunion itch, especially considering the insane amount of money festival organizers would dole out for the Jam to get back together? "I get approached all the time about a reunion with the Jam. I just have no interest whatsoever," Weller says. "I don't think I'll ever want to do that."
From Rolling Stone
Does anyone know of any CD/DVD's from the Irving plaza(New York)gigs
Jan 2007?
Previous Entry Paul Weller Chat Forum Relaunched!
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text:
USING_NS_CC;
USING_NS_CC_EXT;

void runTableViewTest()
{
	Scene *scene = Scene::create();
	TableViewTestLayer *layer = TableViewTestLayer::create();
	scene->addChild(layer);
	Director::getInstance()->replaceScene(scene);
}

// on "init" you need to initialize your instance
bool TableViewTestLayer::init()
{
    if ( !Layer::init() )
    {
        return false;
    }

	Size winSize = Director::getInstance()->getWinSize();

    TableView* tableView = TableView::create(this, Size(250, 60));
    tableView->setDirection(ScrollView::Direction::HORIZONTAL);
    tableView->setPosition(Vec2(20,winSize.height/2-30));
    tableView->setDelegate(this);
    this->addChild(tableView);
    tableView->reloadData();

	tableView = TableView::create(this, Size(60, 250));
	tableView->setDirection(ScrollView::Direction::VERTICAL);
	tableView->setPosition(Vec2(winSize.width-150,winSize.height/2-120));
	tableView->setDelegate(this);
	tableView->setVerticalFillOrder(TableView::VerticalFillOrder::TOP_DOWN);
	this->addChild(tableView);
	tableView->reloadData();

	// Back Menu
	MenuItemFont *itemBack = MenuItemFont::create("Back", CC_CALLBACK_1(TableViewTestLayer::toExtensionsMainLayer, this));
	itemBack->setPosition(Vec2(VisibleRect::rightBottom().x - 50, VisibleRect::rightBottom().y + 25));
	Menu *menuBack = Menu::create(itemBack, nullptr);
	menuBack->setPosition(Vec2::ZERO);
	addChild(menuBack);

    return true;
}

void TableViewTestLayer::toExtensionsMainLayer(cocos2d::Ref *sender)
{
	ExtensionsTestScene *scene = new (std::nothrow) ExtensionsTestScene();
	scene->runThisTest();
	scene->release();
}

void TableViewTestLayer::tableCellTouched(TableView* table, TableViewCell* cell)
{
    CCLOG("cell touched at index: %ld", cell->getIdx());
}

Size TableViewTestLayer::tableCellSizeForIndex(TableView *table, ssize_t idx)
{
    if (idx == 2) {
        return Size(100, 100);
    }
    return Size(60, 60);
}

TableViewCell* TableViewTestLayer::tableCellAtIndex(TableView *table, ssize_t idx)
{
    auto string = String::createWithFormat("%ld", idx);
    TableViewCell *cell = table->dequeueCell();
    if (!cell) {
        cell = new (std::nothrow) CustomTableViewCell();
        cell->autorelease();
        auto sprite = Sprite::create("Images/Icon.png");
        sprite->setAnchorPoint(Vec2::ZERO);
        sprite->setPosition(Vec2(0, 0));
        cell->addChild(sprite);

        auto label = Label::createWithSystemFont(string->getCString(), "Helvetica", 20.0);
        label->setPosition(Vec2::ZERO);
		label->setAnchorPoint(Vec2::ZERO);
        label->setTag(123);
        cell->addChild(label);
    }
    else
    {
        auto label = (Label*)cell->getChildByTag(123);
        label->setString(string->getCString());
    }

    return cell;
}

ssize_t TableViewTestLayer::numberOfCellsInTableView(TableView *table)
{
    return 20;
}