Abitibi Royalties' share price increased 29% in 2015, as we continued towards our goal of becoming The Best Gold Company. As of this letter, the share price has increased an additional 27% in 2016 (as of April 29, 2016), increasing our market capitalization to approximately CDN$46.5 million. It is important to remember that the Company's share price isn't necessarily the Holy Grail when evaluating our performance, but over the long-term, it does a fairly decent job.
On the previous page we showed our share performance versus the Gold Miners Index (GDX) (stated in Canadian Dollars for easy comparison) and the price of gold (stated in both U.S. and Canadian dollars). Overall, it was a good year for shareholders, as Abitibi Royalties outperformed the GDX and the gold price in both currencies by a meaningful percentage. It will be difficult to do this every year, but we expect over the long-term to consistently outperform due to the caliber of assets we hold inside the Company. If we were unable to deliver this type of performance, it would be better for us to sell the Company and for you to invest the proceeds in an index fund or gold bullion.
Although you have probably heard me say it before, I think it is worth repeating why becoming The Best Gold Company is our goal. First, our definition of the "Best" is the company that achieves the greatest long-term share performance, not overall size. Since the early 1980s there have been three companies that standout in my mind, American Barrick 1985-1992, Goldcorp 1995-2005 and Franco-Nevada for most of its history.
Ultimately it is not just about market capitalization or how much gold a company produces. It is about BUILDING VALUE ON A PER SHARE BASIS, creating capital gains for the Company's owners. Far too often corporate presentations highlight growth in market capitalization (not very relevant to your wealth) without referencing share performance (which is very relevant to your wealth!). It would be fairly easy for Abitibi Royalties to raise equity, dilute your ownership percentage, increase our market capitalization, and purchase an asset. However, I am not convinced this will increase the value of our shares.
In 2015, we ended our letter by reiterating our goal of becoming The Best Gold Company, which included a number of items we felt and continue to feel are important in order to achieve this goal. We often find ourselves re-reading this list whenever an investment banker encourages us to do a "strategic transaction". As Warren Buffett says, asking an investment banker if you should do a deal is like asking a barber if you need a haircut.
This list is a sobering reminder of our principles and allows us to cool off before doing something irrational that would only feed our egos and probably cost you money!
1. Share structure: The Company has a small number of shares outstanding. Investors who purchase shares become partners in the business. They are also treated like partners.
2. Per share value: The Company generates meaningful cash flow on a per share basis.
3. Physical gold: The Company takes a portion of its royalty income in gold bullion, which should continue to grow each quarter. This should also defer tax.
4. Share buybacks: The share count goes down, not up. Few if any mining companies follow this strategy. We aim to be different.
5. Exploration: Provides exposure to exciting discoveries.
6. Growing the business: Continually builds its royalty portfolio through cash flow and other creative means.
This is the foundation from which we will continue to grow the Company in 2016 and beyond.
Last year, we outlined two points in the lifecycle of a mine where we would focus and look to acquire additional royalties. The first would be on early stage projects. These are low cost entry points that have tremendous optionality on potential ounces in the ground and future cash flow. Once acquired, we are no longer obligated to put up any of the associated exploration or development costs. We are seeing a once-in-a-decade opportunity to acquire assets that would not be available in a better market. I think these are smart acquisitions since we are either in the bottom third of this gold market or the industry as we know it will essentially cease to exist. Since gold mining has been around for 7,000 years or so, I think it is safe to assume the industries demise is not anytime soon.
Second, we will look at acquiring "world-class" royalties. These are royalties in production, with a long mine life and considerable exploration potential. As we have stated in the past, there are not many world- class royalties for sale. Patience will be required. As you are probably aware, we came up empty handed in 2015. On a very positive note, it appears our main 3% royalty on the eastern portion of the Canadian Malartic mine is starting to show signs that with more positive exploration and additional development, it could enter world-class territory. More on this later.
We still have no intention of acquiring metal streams or royalties on feasibility or development-staged assets. The former requires too much capital relative to the return for a small company like Abitibi Royalties. The risk profile of the latter is too high compared to the reward. There is a debate emerging in the precious metals industry as to whether streaming is the equivalent to hedging (advocated by Rob McEwen) or similar to a joint venture, mentioned by the buyers of metal streams. I have to agree with my old boss. A gold hedge is when you are contractually obligated to sell a fixed amount of gold and silver at a certain price over a specified number of years. This is similar to a metal stream. The difference is that you can buy your way out of a gold hedge through free market forces (similar to when Barrick raised USD$5 billion to eliminate its gold hedge book in 2009), in most cases there is no "out clause" or "eject button" under a metal stream. It is there for the life of the mine. Also, unlike a true joint venture, the royalty companies will not suffer losses if a mine enters a rough patch and starts to see red on its balance sheet (only if the mine shuts down). There are no cash calls for the buyers of metal streams should the mine operator decide to double capacity.
Over the long-term it will probably cost the sellers of the streams (and their shareholders) more than the money they are getting up front, but on the flip side, owning royalties and metal streams is generally a great business to be in.
In 2015, Canadian Malartic remained the largest gold mine in Canada, producing approximately 570,000 ounces of gold. This is starting to become a consistent theme for the mine. Cash costs were approximately USD$600 per ounce. Very little of this production came from areas where we hold a royalty, since these portions of the mine are either being permitted for production, which is expected to start in 2017 (Jeffrey Zone and then later the Barnat Extension in 2018) or are in the advanced exploration stage (Odyssey North). The biggest issue facing the Canadian Malartic mine is replacing its reserves within the open pit. We think this is a positive for our royalties since it gives the operators of the mine (Agnico Eagle and Yamana Gold) an incentive to move Odyssey North forward quickly (which is envisioned as a bulk tonnage underground operation), which remains our most important royalty.
The strike length more than doubled and the vertical extent of the discovery also grew.
The operators have increased the exploration budget from CDN$3.5 million (2015) to CDN$8 million (2016), which includes 60,000 metres of drilling. This is a large exploration program, where Abitibi Royalties puts up none of the capital.
An initial resource estimate is expected by year-end.
The operators will then use the resource estimate to complete an internal scoping study.
As might be expected, we get excited when the property where we own a 3% royalty interest appears poised to provide a "sizeable addition to the resource base" at Canada's largest gold mine and is also compared to Goldex, a key operation for Agnico Eagle. However, shareholders should be cautioned. The Company has not received any additional assay results or drill hole locations since we last reported exploration results on February 23, 2015. I can't give you any assurances that all or any of the recent drilling at Odyssey has encountered additional mineralization where we own our 3% NSR.
You might be asking yourself if there is potential for our 3% royalty at Canadian Malartic to enter the category of "word-class". The answer is yes, but it doesn't come without risk. In order to achieve this level, I believe proven and probable gold reserves over time would need to reach 4 million ounces, the deposit(s) would need strong economics to motivate the operators to advance and subsequently mine them, there would need to be exciting exploration targets that could provide additional value, and although there is nothing to suggest otherwise, the Canadian Malartic mine would need to keep operating at similar levels.
The next twelve months will be very important, as the resource estimate from Odyssey North will have a large impact on our Company. Although the Company continues to discuss potential opportunities, both management and the board of directors believe there is a fair bit more value at Odyssey North than we are getting in the market and being patient may be the best course of action. It is possible the resource size or economics won't meet expectations, but we feel the reward is higher than the risks based on the information that has been publicly disclosed by the mine operators.
Agnico Eagle and Yamana Gold are continuing to permit the Jeffrey Zone and Barnat Extension for production. These two areas at Canadian Malartic represent the next phase of our growing cash flow. Our 3% NSR covers all of Jeffrey and a portion of the Barnat Extension. The operators have disclosed that they expect the permit to be approved in late 2016 and begin production in 2017. I think Agnico Eagle and Yamana Gold are terrific operators and we are happy to own a royalty on portions of their mine, but Abitibi Royalty shareholders should not be surprised if there is a delay in either permitting or the production start-up. Permits are dependent on many external and variable factors. I have little doubt that the permit will be approved, since Jeffrey and the Barnat Extension are just part of a larger permitting effort at the mine. Not only is Canadian Malartic the largest producing gold mine in Canada, but it is a huge driver of economic activity in this part of Quebec. Permitting tends to take longer than you think, even when you have two operators with great track records.
It is also noteworthy that there will be additional drilling completed in 2016 around the Barnat Extension and at the Gouldie and Charlie Zones, where we own a 2% royalty. The operators of the mine believe there are additional open pit/underground opportunities around these target areas that could become potential sources of ore for the Canadian Malartic mill. Fingers crossed they are right!
Last June, we launched the "Abitibi Royalty Search" (www.abitibiroyalties.com). This is an online platform where companies and prospectors can upload their geological data and have the property taxes paid by Abitibi Royalties in exchange for a royalty. It seemed like a logical way for us to grow organically by reinvesting a small portion of our cash flow for a potentially large return (also the cost of acquisition can be used to offset future tax). In order for us to agree to a transaction, the property needs to be near an operating mine, with good geology and have evidence of mineralization through previous exploration. With these items in place, we felt the odds of a royalty being successful would increase. The strategy called for us to stay 80% gold and 80% in North America.
The objective is to build a portfolio of 25-30 royalties around some of the world's larger mines, with the goal that 1 or 2 will be successful. We view these as bolt-on acquisitions that resemble perpetual lottery tickets. To date, 95 properties have been submitted and 12 new royalties have been purchased. Our total investment to date is approximately CDN$140,000. In most cases Abitibi Royalties is entitled to 15% of the proceeds should the property be sold or if there is a monetary component to a joint venture on the property. This twist could end up being worth more than the royalty. The royalty within this package that has the best potential to generate cash flow for Abitibi Royalties is the 2% NSR on the Menderes Project that surrounds Eldorado's Efemcukuru mine in Turkey. Eldorado has established reserve and resources close to the property boundary and they have good drill results even closer. Although I wish this royalty was located in North America, the risk/reward ratio made sense. Our total acquisition price was CDN$36,000. If we lost this investment due to government intervention, it would have close to no impact on our Company. Abitibi Royalty shareholders should watch this royalty, because it could be the one that delivers the most value outside of our portfolio at Canadian Malartic.
By building this portfolio, we are getting a lot of potential upside and limited downside. We like these type of investments and look forward to adding more royalties through the coming year.
In the table below, we show the value of our common stock investments at year-end and as of April 29, 2016. In addition, we show the income that has been generated by these investments. The cost basis is the value of the shares on the date they were received. It is not the cost basis used for tax purposes, which would be closer to zero.
We view both Agnico Eagle and Yamana Gold as well run companies that have a portfolio of stable, low cost mines that are located in good jurisdictions. Any gold company would love to own their top mines. Agnico Eagle is quickly earning the reputation as the best-run gold company in North America or as Bloomberg put it "the most resilient". Sean Boyd, Agnico Eagle's CEO, and his team have done a tremendous job managing the business for today and positioning it for the future.
I continue to believe Yamana Gold represents good value, because its low cost per ounce should decline relative to its peers, as it has runoff the currency hedges that were preventing it from realizing the depreciating currencies where its mines are located. In addition, there have been substantial tax reforms in Argentina that will benefit its mines and projects in that country. Yamana Gold has been making a number of smart moves to improve its business.
These shares should be viewed as the equivalent of owning a very valuable royalty on a mine due to the amount of cash flow they generate through dividends and covered calls premiums.
In mining, like a lot of industries, analyst and investors tend to focus on revenue (topline) or earnings (bottom-line). What is important to me is cash flow (more money coming in than out). Free cash flow from operations, which continues to grow and can be reinvested and thus compounded (my grade 10 business teacher said compounded rates of return would be the best lesson I learned in high school…he was right). You should be leery of companies that cannot generate cash, but instead consume it. Our basic premise is to consistently improve the earnings power of our Company.
Share buybacks in mining are rare. The usual argument is that gold companies trade above their net asset value (NAV) and it would be value destructive to buy back shares. However, issuing lots of shares certainly hasn't made the gold industry a star performer! In 2015, there were a few other precious metal companies besides Abitibi Royalties that announced their intention to repurchase shares. Share repurchases (assuming the price is right, as outlined below) would seem to make sense versus an acquisition: 1) you don't pay the typical 20-40% "premium" above market, 2) there are no "golden parachutes" paid to management and 3) you already know the assets (since you own them!), reducing the risk of finding a hidden skeleton(s), which are common in takeovers.
You will often hear that a mine is a depleting asset. This is true, but this can also be said about other products/assets (when was the last time you purchased an original iphone or a ipod shuffle from Apple? Those products have very short lives relative to any mine).
Some of the best mines have been operating for very long periods of time. Consider these examples: 1) Rio Tinto's Bingham Canyon in Utah 110 years, Goldcorp's Dome Mine in Timmins Ontario 106 years (just recently shutdown), Goldcorp's Red Lake Mine in Red Lake Ontario 68 years, Barrick's Goldstrike Mine in Nevada 40 years and Freeport McMoran's Grasberg Mine, approximately 25 years. Most executives I have encountered tend to think the grass is greener on the other side. Sometimes this is true. Most often it is not. I like to believe it is greener where you water it. Share buybacks are not right for every company, but they deserve more consideration than they are being given in our sector. I think we need to have more faith in our assets and not somebody else's. Owning a single wonderful business has made a lot of great fortunes. If you understand that business, you don't need to own many of them. I think it is best for shareholders when management is focused on one great asset, maximizing every bit of value from it.
In last year's letter to shareholders I stated "some shareholders have worried that we will trade as a holding company or directly put, trade at a discount to our net asset value (because we own so many shares in Agnico Eagle and Yamana Gold relative to our market capitalization). I don't believe this will happen…but if it did, it could then represent an attractive buying opportunity for investors." I was flat out wrong. For much of 2015 our market capitalization equaled the market value of our shares in Agnico Eagle, Yamana Gold, plus our cash. I continue to believe that when our share price trades at such levels, it represents an attractive opportunity to repurchase our own shares. The objective is to pay $1 for $2 worth of assets in order to benefit the owners of the Company over the long-term. We are essentially buying back our portfolio of royalties for free (assuming the value of the shares in Agnico Eagle and Yamana Gold stays the same).
Buybacks are the best use of shareholders capital when the trading price of a company's shares, conservatively calculated, is significantly below management's estimated after tax net present value. To date, we have repurchased 77,600 shares at an average price of CDN$3.19 per share. Should our shares trade at a price where the criteria outlined above are met, we will be aggressive buyers of the shares. It is important to note that these repurchases are coming from cash flow and not cannibalizing our treasury, which would be self-defeating.
Assuming we can keep purchasing $2 worth of assets for $1, my goal is to see our share count reduced from 10.9 to 10.0 million over the next 3 years. This would increase your ownership in Abitibi Royalties by approximately 8%.
There continues to be many individuals in the gold sector that are better at predicating future prices than me. The chances of my gold price forecast being right is probably no better than 50% (and that's being a bit optimistic). However, I think it is important for any company and its management team to analyze where they are in the cycle. You want to buy low and sell high. However, history has proven this is easier said than done.
In 2015, the price of gold was down 12% in U.S. dollars and up 6% in Canadian dollars. Since we are a Canadian company, who reports its financials in Canadian dollars and trades on a Canadian exchange, it is also important to mention the Canadian gold price. I would consider 2015 to have been a year where the gold price "treaded water". As I write this letter, the gold price is USD$1,260 per ounce, still fairly flat.
I believe the United States will continue to raise interest rates in 2016, albeit at a measured pace, while many countries around the world will remain in negative interest rate territory. This lends me to believe gold will be range bound for the reminder of the 2016. The bottom of my range is USD$1,125 per ounce, while the top is USD$1,425 per ounce (I know what you are thinking, "USD$300 dollars leaves a lot of room for error," I couldn't agree more!).
I hope this second annual letter to shareholders has given you insight into your investment. We end this letter with a balance sheet that is as good as gold, with securities (market value) and cash valued at approximately CDN$49.4 million (value of shares calculated as of April 29, 2016 and cash balance as of December 31, 2015), NO DEBT, growing cash flow and exposure to what could become a world-class royalty at Odyssey North. I believe the best days for Abitibi Royalties are very much ahead of it.


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While Amazon grew in the '90s largely thanks to its growing share of the print book market and its dominance of online book sales, it was its early investments in ebooks and e-readers that turned it into a digital publishing and book-selling powerhouse. Amazon began work on its first Kindle e-reader starting in 2004 under codename Fiona, with its internal Lab126 hardware division leading the product development process. The first device was released in November of 2007 and sold for $399. Amazon has since released numerous iterations of the Kindle, and it now dominates the e-reader market after edging out competing products from Barnes & Noble, Kobo, and others.
*Ad dates and offers vary by market. mPerks offers good with mPerks digital coupon(s). See coupon(s) for terms. Buy one, get one (BOGO) promotional items must be of equal or lesser value. Special pricing and offers are good only while supplies last. No rainchecks or substitutions unless otherwise stated. Buy/save offers must be purchased in a single transaction; no cash back. Other conditions and/or exclusions may apply. Meijer.com reserves the right to limit quantities (including after you've submitted your order).
The main con is obviously the cold, crowds, and chaos. But just because Black Friday traditionally means in-store shopping, doesn't mean that many retailers won't offer sales online. Last year, online sales hit 19.62 billion over the five-day period from Thanksgiving through Cyber Monday. So if you don't want to wake up in the middle of the night to battle crowds and wait in long lines, check with your favorite stores to see if you can do it all from the comfort of your home.
This offer is valid ONLY to eligible Prime customers. To qualify, you must: (1) purchase the Amazon.com Gift Cards using the Amazon.com account to which you are currently logged in; and (2) enter promo code in the "Gift Cards & Promotional Codes" box when you check out.
Here's a special treat for Amazon Prime members: when you sign into your Amazon Prime account and buy Amazon gift cards worth at least $50, Amazon will deposit a $15 credit in your account! You'll get a notification banner in the last step of Checkout that lets you know your purchase qualified for the offer. If a promo code is requested, use this code. Don't leave free money on the table, grab this deal while it's hot! Some exclusions apply, see full instructions when clicking through.
Depending on which options you choose, using an online marketplace like Amazon can make the fulfillment process easier for new and small businesses. Not only can Amazon interact with customers on your behalf, saving you time while protecting your personal and private information, but it can also handle the entire shipping process, including returns. As a result, owners can concentrate on building their businesses.
Not only do these sellers enjoy increased favor with customers, but they also receive better placement on product pages and may qualify for Buy Box perks. By 'winning' the Buy Box, you will get default sales when a client clicks the "Add to Cart" button for your product. It's important to note that only professional sellers qualify to be featured merchants.
Yet despite having a hand in so many different industries, consumers largely trust Amazon with everything from their personal information and buying habits to the literal conversations they have in their own homes. According to a study The Verge conducted in partnership with consulting firm Reticle Research last year, Amazon is the most-liked and trusted technology brand by a wide margin. One likely explanation there is that the company has a strong relationship with its customers, thanks in part to its zealous commitment to low prices and a seemingly never-ending quest to make modern life more convenient.
But Amazon has been testing its drones for years and performed the first public demo delivery in the US last year. Meanwhile, it continues to submit outlandish patents about its vision for the future of drone delivery, including one for a self-destructing drone that disassembles itself in an emergency and a delivery drone mothership of sorts that would act as a city's central hub for package-carrying UAVs.
During Amazon's Cyber Monday Deals Week, you'll find the best deals on popular holiday products and gift items for a whole week, not just one day. Amazon is known for its incredible selection of merchandise, and for an entire week you can find deals in every category. Get free Amazon gift cards with select orders. To stay on top of the sales, download the Amazon mobile app, sign up for emails, like Amazon on Facebook and follow @amazondeals on Twitter.
All products and services featured are selected by our editors. Real Simple may receive compensation for some links to products and services in this email on this website. Offers may be subject to change without notice. Real Simple is part of the Meredith Home Group. © Copyright Meredith Corporation. All Rights Reserved. Reproduction in whole or in part without permission is prohibited | Privacy policy | Terms of Service | Ad Choices | Your California Privacy Rights | EU Data Subject Requests
Amazon now has more than 100 private label brands, some without the name Amazon even remotely attached, for product categories like clothing, dog food, and furniture. Yet AmazonBasics, and the Amazon Essentials clothing brand, remain the company's biggest weapons in its war against offline retail. Just as Walmart, Target, and other stores launched their own private label brands for virtually every product imaginable, the company has done the same. (In 2015, it also launched an official Etsy competitor in the form of Amazon Homemade.)
Given that trust, Amazon has only escalated up its expansion into more industries and markets over the years, with that expansion accelerating since the introduction of the first Amazon Echo speaker with Alexa a little less than four years ago. To fully comprehend just how big the company has grown over the last 25 years, we've put together a guide on every major sector, product category, and market Amazon has entered into either by developing its own products or services, or by acquiring an existing provider with an established position.
Hi, To provide a more secure and pleasant fashion experience at hm.com you will login by using your email. Just enter your current password to continue. If you need help, feel free to get in touch with us at {0} Make sure to be the first to know what's going on in the world of fashion, sign up to our newsletter. Hi, To provide a more secure and pleasant fashion experience at hm.com we ask you to use an email address as your Username. If you need help, feel free to get in touch with us at 1-855-272-7007.
World-famous action movie and television star Chuck Norris has stood behind the Total Gym exercise machine for more than 30 years. The Total Gym provides a complete exercise experience in one simple product. Because the product is able to fold out to become different machines, this gym allows a person to stay in peak physical condition without wasting a lot of money. Norris himself is world famous for his physique and has used the Total Gym for decades to maintain that condition.

redpajama_set_name: RedPajamaCommonCrawl


Our society is so busy! We call ourselves multi-tasking and a lot of the time, we are not getting anything done! Invest the time to rest. Get your sleep and turn off the noise of life from time to time so that you can have the energy you need for all that you have been called to do.
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'American Horror Story' Season 4 Will Be Set in the Year 1950
American Horror Story Season 4 Will Be Set in the Year 1950
Series creator Ryan Murphy reveals that star Jessica Lange is practicing her German accent. No story details have been revealed, but the clues are locked in the era.
— January 16, 2014
With just two episodes remaining on American Horror Story: Coven ("Go to Hell" on January 22 and "The Seven Wonders" on January 29), many fans are already looking forward to what Season 4 might have to offer. Series creator Ryan Murphy has a story mapped out, and has revealed that the untitled season will be set in the year 1950.
"It's set in 1950. If you look historically at what happened in the year 1950, there's some more clues in that year. It's a period piece. We try and do the opposite of what we've done before. Jessica Lange has already started practicing her German accent so I'm very excited!"
FX renewed the hit series for Season 4 back in November, and we reported a day later that current American Horror Story: Coven stars Kathy Bates and Angela Bassett may be back for this next saga in the ongoing miniseries.
It's also worth noting that Jessica Lange revealed in October that she plans on leaving the series after Season 4, when her current contract expires. Of course, a lot could change between now and then, so we'll keep you posted about the actress' status on the show as soon as we have more concrete information.


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Nokia Lumia 1520 vs. LG Optimus G Pro – Comparing Features and Specifications
Nokia has been in the mobile market for a long time.
The company has been manufacturing devices for the masses, keeping in mind their requirements and budget. The mobile industry has been dominated by smartphones from companies such as Apple and Samsung. However, Nokia and LG are two names in the industry that would give the big guns a tough competition. When it comes to Windows Phone, there is none better than Nokia Lumia series. Today, we compare the Android based LG Optimus G Pro device to that of the Nokia Lumia 1520 Windows Phone.
Top reasons to opt for the LG Optimus G Pro
The LG Optimus G Pro is substantially shorter and narrower than the Lumia 1520 device. The Optimus G Pro measures 150.2mm in height in comparison to the 162.8mm stature of the Lumia 1520 device. The Optimus G Pro is appreciably narrower at 76.1mm as compared to the 85.4mm breadth of the Lumia 1520 Windows Phone. The G Pro weighs 160 grams, which is lighter than the 209 grams weight of the Lumia 1520. However, the pixel density of the G Pro is higher than the Lumia 1520 device – 401-ppi beats the 368-ppi. In terms of camera, the G Pro comes with a dual camera. The front facing camera of the G Pro has a 2.1MP sensor as compared to the 1.2MP sensor of the Lumia 1520. The multi colored LED notification light of the G Pro is fabulous as compared to the traditional LED light of the Lumia 1520 device.
The Android based Jelly Bean operating system version 4.1 of the G Pro offers features such as Adobe flash player, word wrap, supports java and has a free and open source.
Top reasons to opt for Nokia Lumia 1520
The Lumia 1520 is thinner at 8.7mm as compared to the 9.4mm thickness of the Optimus G Pro device. The Lumia 1520 comes with a better build quality than the G Pro device. The Lumia 1520 is equipped with a bigger IPS screen size at 6 inches, when compared to the 5.5-inch display of the G Pro. The IPS or the In-Plane Switching technology is designed for LCD's. It enables the user with good quality of color reproduction, wide viewing angles and quick response time. The display comes equipped with branded Corning Gorilla Glass 2 protection against scratches. The device comes with stereo speakers which produce a surround sound effect, while watching videos or playing games.
The Lumia 1520 is all about camera. An impressive 20MP camera with 4994×3774 pixels resolution of the Lumia 1520 Windows Phone offers the user with optical image stabilization, ensuring that the movement is corrected before the lens clicks the photograph. The dedicated camera button ensures that you can take pictures easily. The device comes with features such as dual LED flashes, a branded lens, BSI sensor, continuous autofocus and manual exposure.
The device comes with a slightly powerful battery of 3400 mAh as compared to the 3140 mAh battery of the Optimus G Pro device.
The Lumia 1520 comes with a Windows Phone 8.1 operating system that is more stable than its counterpart's Android based OS. The Windows Phone 8.1 is a multi user system, has child lock, has Microsoft office and more features.
The Lumia 1520 device is powered with a Qualcomm Snapdragon 800 chipset that offers the user with advantages such as integrated LTE chip and graphics. The Qualcomm Krait 400 processor offers a plethora of advantages to the user. The Lumia 1520 has a quad core processor running at a speed of 2.2GHz in comparison to the quad core 1.7GHz clocked speed of the Optimus G Pro processor.
Related ItemsLG Optimus G ProNokia Lumia 1520
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Q: Today extension enable internet connection iOS I'm testing an today extension and I'm trying to download a google's home page (for testing) and I have this code in the today extension's class:
- (void)widgetPerformUpdateWithCompletionHandler:(void (^)(NCUpdateResult))completionHandler {
    // Perform any setup necessary in order to update the view.

    // If an error is encountered, use NCUpdateResultFailed
    // If there's no update required, use NCUpdateResultNoData
    // If there's an update, use NCUpdateResultNewData
    NSURL *urltest = [NSURL URLWithString:@"http://www.google.it"];
    NSData *testData = [NSData dataWithContentsOfURL:urltest];
    NSString *responseString = [[NSString alloc] initWithData:testData encoding:NSUTF8StringEncoding];

    completionHandler(NCUpdateResultNewData);

}

but I have this problem:
if the link is: https://www.google.it everything work (testData is not nil), while if the link is http://www.google.it testData is nil (it's like to it not be able to connect).
In the .plist of the application I set the 'NSAllowsArbitraryLoads' to YES.
N.B if I use this code in the main application (not in the extension) everything work both https and http
Can you help me please?

A: Add App Transport Security to Info Plist.

redpajama_set_name: RedPajamaStackExchange


At the end of season the most important thing I do is check discount deals of leather jackets for women on stores. I have registered on some stores so that when some cheap leather jackets for women deals are go green I would be the first to know. Not always I buy them but some friends who may be in need usually ask my favor on them. Now designer leather jackets for women have become my hobby and most friends ask my advice before buying any leather thing.


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TRIP PLANNING PROCESS
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JordanBecca Fritz2020-07-21T11:33:18-04:00
Famed for the pink stone city of Petra, carved into the cliff-face, Jordan is a mosaic of biblical history, ancient monuments, breathtaking landscapes, nature reserves, and seaside resorts. Visit the Dead Sea, a lake that's a long way beneath sea level, and so salty that you'll find you're much more buoyant than in the ocean. Wadi Rum, known for its combination of jagged peaks, ruined temples, and incredible night skies, is a place you simply must experience. Jordan's stunning natural scenery and impressive monuments make it the perfect introduction to a longer Middle East itinerary. Or you can equally enjoy it as a standalone destination.
Explore the narrow valley with tombs, temples and monuments carved into the surrounding pink sandstone cliffs at Petra.
Tour Jerash, one of the largest and most impressive Roman cities in the world.
See ancient Byzantine Churches, mosaics, and artifacts, at Madaba.
View the Holy Land from Mount Nebo, where Moses first glimpsed the land after roaming the desert for 40 years.
Experience Bedouin hospitality and spectacular sunsets during an overnight stay in Bedouin camp in Wadi Rum.
Float in the Dead Sea at Aqaba, Jordan's only coastal city, resort, and port.
Gateway city: Amman
Best time to travel:March through May; September through November
The bustling capital city of Jordan, Amman, not only offers modern conveniences, splendid restaurants, and buzzing markets but also beautiful Islamic architecture and ancient Roman sites. Visit King Abdullah I Mosque as well as the Roman Theatre, which dates back to the 2nd Century and still hosts events today.
Perhaps Jordan's most famous attraction – and a destination of global significance – is the 'Rose City' of Petra. Over 2,000 years old, each monastery and temple in Petra is carved from the pink-colored sandstone. At certain times of the day, the wonderfully intricate arches and columns glow with an intense pink color when the sun's rays hit the rocks. You do not want to miss the spectacular "Petra By Night" experience on Mondays, Wednesdays, and Thursdays when the city is magically illuminated by 1,500 candles.
Madaba is a charming and welcoming city, adorned with mosaics from the Byzantine Empire, especially the 6th-century mosaic map located inside the church of Saint George, which is one of the oldest cartographic representations of Jerusalem and the Holy Land. It is normally a stop en route between Amman and Petra, on the King's Highway.
Mount Nebo, another stop on the King's Highway, is one of the most significant and revered sites in the Holy Land – where Moses is believed to have been buried. Here you can also enjoy a panoramic view of the Jordan River Valley, the Dead Sea, Jericho, and Jerusalem.
To experience the romance of the desert, an expedition to Wadi Rum is also highly recommended. The combination of jagged peaks, rock bridges, sand dune, ruined temples, and endless night skies make the Jordanian desert a place you simply must experience. Take a jeep ride at sunset, camel ride at sunrise, hike or mountain climb to see the everchanging colors of the desert, before retiring for the night in a Bedouin camp.
Aqaba is a charming city on the shores of the Red Sea that offers luxury resorts, water sports, and the opportunity to float on the Dead Sea. As the lowest point on Earth and containing twenty times more salt than the ocean, it really is possible to lie on the surface and read a book or a newspaper. The waters are also believed to have health-giving properties, making the Dead Sea rather like a giant, open-air spa.
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Morgan Trowland, 36, civil engineer from East London
Morgan, originally from New Zealand and a member of the Tree of Life affinity group, was arrested under Section 14 of the Public Order Act during the 2019 April Rebellion. He was tried on 31st October 2019 at City of London Magistrates' Court, found guilty and given a six month conditional discharge and £500 court costs.
He was arrested again for the Bow concrete action in August 2020 and charged with Aggrevated Trespass but his case was dismissed. He was arrested a third time in September 2020 for the Murdoch printworks action, for which he designed two giant bamboo structures used during the blockade. He was charged with Obstruction of the Highway and his trial is scheduled for May 2021.
"I refuse to spend the rest of my life watching everything burn. I can't rest while there is a hope of saving some of the beautiful but tattered web of life we're woven in."
The Tree of Life affinity group
See More Arrestees


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Not everyone is blessed with a salaried job that pays $80,000 a year. Yet in places like New York, Chicago, or Boston, for example, many landlords require that potential tenants earn somewhere between 40-50 times their monthly rent in annual salary. That means that if you earned $80,0000 per year (a hefty sum for someone just out of college), you couldn't expect to rent any place that costs more than $2,000 a month.
On the face of it, that doesn't seem like a huge problem – except that even if you're splitting a 3-bedroom with two others for $2400 (your share is only $800), many landlords still require that one of you make in excess of 40 times the total rent. Yes, that's right, even though each of your shares is far lower, one of you has to have a salary that's 40 x $2,400 … or, in other words, $96,000! What!?
While this doesn't seem to make sense, many landlords want the guarantee that the primary leaseholder is good for the total amount, no matter how much that might be. Begging "pretty please" won't help – but here are some things that will.
Ask First. No sense in wasting your time falling in love with a place, when you know you can't have it. This means that if you're going through a broker, explain that you don't meet strict income requirements. Likely the broker will be able to show you places that are a bit more lenient. Similarly, if you're reaching out to a management companies on your own, ask them about their income requirements. Explain that you're credit-worthy and reliable. If they stonewall you, or don't seem flexible, then don't bother looking at places with them.
Get a Guarantor. A guarantor is someone (usually a parent) who is willing to back your lease. Provided you pay your rent on time, the guarantor will not lose any money in the transaction. That said, if something were to go wrong, the guarantor would be on the hook for all money owed – which is a big responsibility. Additionally, the guarantor always has to have good credit and usually must earn 80-100 times the monthly rent (or have significant demonstrable assets). Using a guarantor is probably the most common way to get around the income requirement.
Look for Listings at Smaller Places. While it's not always the case, smaller operations, such as a family renting out a portion of a brownstone, or a management company that only runs two buildings, are often more flexible and willing to deal with potential renters one-on-one. You may end up cutting a deal that you both find agreeable.
Look for Already-Occupied Shares. Yes, the primary leaseholder may need to meet the requirement. But if you're moving into a place mid-lease, and taking over someone else's spot, you'll likely make a deal directly with the remaining residents in the apartment. They'll want to make sure you're good for your share, but they'll likely be far less stringent than a typical landlord. And once you're in, you're in – you'll usually be able to stay there with the group if they end up renewing the lease.
Network, Network, Network. Sometimes it's who you know – and you don't know who you know until you ask. Tell everyone what you're looking for and you may find that a friend's uncle is landlord, for example. If you have an in, you're far more likely to get a place in spite of not quite meeting income requirements.
Pay Up Front. Some people do have significant savings … they just don't have a fabulous job right now. Often companies will make exceptions if you can prove you have a ton of extra money lying around (think 80-100 times the monthly rent)… or if you offer to pay extra on your security deposit, or even prepay your entire annual rent. This is also a good solution if you have poor credit, or no credit … provided you have the cash.
Purchase Lease Guarantee Insurance. Basically, it works like this: you pay a company to serve as your guarantor. They're acting as an insurance policy for your landlord, and you're paying the premium. If you go through the company Insurent, for example, after passing a credit check you're pre-approved for any place where your salary is 27.5 times the monthly rent, which is a significantly lower amount that what's required by landlords. The downside is the cost: it's a one-time fee that runs approximately 80-90% of the first month's rent.
As should go without saying, good credit gives you many more opportunities – you'll likely find a workable solution without too much difficulty. If you have bad credit, see our article on credit scores and what your options may be – it's still doable, but harder. Either way, keep your head up. Persistence and patience are the name of the apartment-hunting game!
I lived off Social Security income almost 3K a month . most places wants 3 times the income. how can I find a place to live in Florida? I'm renting a town house Oregon right now. I want to moved to Florida soon.
You need to pick an area in Florida where you can find reasonably priced rentals. Avoid Miami, Tampa and other big cities and you should have no problem finding a place you can afford. Good luck!
We feel sorry for your friend, but he may be stuck for the duration of the lease. The key here is that he was "new to the USA". First he got taken advantage of by the agent, who gets paid as % of the rent, so he pushed for higher rent places. Then the landlord took an extra large deposit, because your friend probably lacked US credit scoreand references . This should be a lesson for anyone in this situation. When you are new to the country, make sure you talk to some locals before signing a lease. If you are transferred in by your employer, talk to their relocation or human resources people.
While legally your friend is probably stuck, maybe he can negotiate with the landlord to move into a less expensive unit, if the landlord has others available. Hope it all works out. Let us know if he finds a solution. Good luck!
Hello, My application for an apt was rejected today because I did not meet the income requirement. The building is run by the management broker. They did not inform me of the income requirement before I submitted my application fee of $100 dollars. Is it legal to withhold this information? I know it is not ethical. I would not have applied if I knew the income requirement. Do I have a leg to stand on to get my fee back?
This is the reason why you need to ask questions before you hand over any money. Landlords often want you to earn annually 40 times the monthly rent. The broker or landlord's agent should have asked you about your income, but it is also your responsibility to do some research. The application fee typically also covers a credit check, so even if you pass the income threshold, you may still be rejected because of poor credit score. Try to ask nicely for your fee back, but if you don't get it, consider this a lesson learned for future. Good luck!
I'm a mom of 2 children i have a job & I receive cash aid I'm looking for an apartment ( this will be my first apartment ) I have no credit & I don't know if any apartments are going to accept me please help give me tips..
If you have not yet asked, you need to contact your local social services office and find out if you are eligible for any housing vouchers or aid. If you get a voucher, landlords should not be able to discriminate against you. Good Luck!
I currently live in my aunts apartment with my bf. We pay the rent and bills on time, everytime. She wants to move back in so we have to leave. I was unemployed for a while and therefore have bad credit because of financial aid (Currently paying it off. But Its gonna take 9 months just to get it off my credit and then I'll have to build my credit score.) My bf has no credit. We have no savings. We live paycheck to paycheck. We live in NYC. We cant afford anything. I'm so overwhelmed. Just needed to vent a bit. Any advice?
Hello Precious, I read what you wrote about your dilemma and I feel your pain. Living paycheck to paycheck is no fun. What I'm about to say isn't much fun either. Do you have to live with your boyfriend? It would be easier to rent a room for yourself while you get your career on track. Also, since you aren't working, I would recommend moving to a community that has a much lower cost of living. Look for jobs in one of those communities, or towns. It just makes sense.
The people I see who have the most challenges getting ahead are those who have no college degree, live with a boyfriend that has bad credit or no job, and kids, and are unwilling to move out of the city. Something has to give. Consider making some major changes. Good luck, and God Bless.
im trying to look for a cheaper apartment to move in at el paso Texas but there income expectations are really high. they said I have to make at lease $2100 a month but im only making $1400. there rents monthly are about $700-$800 its not like I cant afford it…………….does anybody knows a cheaper place I need 2bedrooms.
I'm on disability and I have looked everywhere In Florida for income based apartment and all of them say I don't make enough money to live there. I get 723 a month I have never been late on rent and always paid my bills. Am I suppose to live in a tent. They said my income has to be between $1100 to $2200 a month .thats crazy. I can't work and if i go to work i lose my disability. No wonder there are so many homeless people in Florida. The government needs to give us enough to live in or make the government aparments lower there standards.
Hello Carla, I too am on SSDI. They do allow you to earn up to $1,000.00 per month without any penalty. Consider getting a part-time job if you are able to do anything outside of home. Unfortunately, I think the roommate situation applies in your situation. Be creative and resourceful to try to bring in a little extra income. I have found that flipping furniture is something I can do when I feel up to it, and easy to get started at. Good luck, and I hope you get well soon.
I'm in the process of looking for another rental. The house I have rented for 3 1/2 years was unexpectantly put on the market and sold in one day. The real estate market is on fire here in Washington state. I am a senior on a fixed income, took out credit cards to help a family member which dinged my credit score even though for 30 years and pre-divorce it had been stellar. The waiting lists for subsidized housing is very long. Many of the renting complexes have taken advantage of the boom in the housing market and made it difficult for someone to get a small, 1 bedroom or studio for less than $1000 ( I live in a town and not in a suburb of Seattle). On top of that, excellent credit is required, huge deposits, and making 2 1/2 times the rent. I can afford something, just not this market. There are too many people caught in the cracks now. People should not be homeless because of this. The only thing that should absolutely require this kind of scrutiny is a criminal or eviction history.
If you have to pass a credit check to get a lease guarantee even if you meet the income requirements then what is the point of having one exactly? Would you need a lease guarantee if you had the credit to move in? Stupid platform.
It's not just about the credit. It's about covering the monthly income requirements in order to qualify. Like many on this site I am on SSDI and while I do work P/T I still come up short of having 2 1/2 to 3 times the income of the rent. I have good credit and I can pay the rent.
Have you contacted your local social service agencies. Maybe they can help you. Good luck!
There is another factor at play in the high cost of rent. Rental properties began to make their way into investment portfolios back in ~2009 much like mortgages (Mortgage Backed Securities). Record high costs to rent in the nation's major cities is also driven by the need to grow returns on "Rental Backed Securities". Voters need to petition Congress to intervene in the practice of driving up housing costs, be it to rent or own, for the sake of Wall Street investors. Renting has always been an alternative for those who could not afford to own. That will no longer be the case going forward and the Rental Backed Security, though largely unknown as one of the culprits, will undoubtedly play a supporting role in driving up the cost of living nationwide.
You are so correct. The affordable housing crisis is getting worse. Even though seniors and disabled people get subsidizes, the need vastly outweighs the resources. I see landlords in terrible parts of a town, still requiring perfection in credit, income, and financial resources. It will level off at some point, like it always does, but it is a huge stressor for too many people.
Plus iam trying to rent an apt. but it seems nobody wants to rent u one cause iam on ssd, living in Louisville,ky. Can anybody give me an advise. I really would love that rent- to- own, so I can call it home. Iam paying more rent here and I can't call it home.Somebody help me please any advice is greatly appreciated.
Why do those ppl who have those ads on here for the rent to own advertise falsely. It says this on they ads. Bad Credits OK. No Down payment. Why Do They Ask For 1$ For A Search. I just don't get it. Why would I give them my credit card info. I don't know those ppl.
Hey i am a single mother of One child who is looking to move n an apartment soon. I recently. Lost my current job but i have a spouce that get social security every month. Right now i am looking for another job and also have my own talent in doing Hair for a living which brings a little more money .
I just want to know if its possible to meet someone who can help us .
Im a senior who lost my husband and his pension. My monthly income is guarenteed $1700 q/mo. It does'nt look promising. Is there anything I can do? I will be looking to sell my home.
Your situation is really out of our area of expertise. Did you sign off your survivor benefits under your husband's pension? If not, you might find out if there is a way to recover them.
The only money saver idea we may suggest is that perhaps you'd consider getting a roommate to share expenses. Maybe that will help you to keep your home.
Ms. Charmaine, My name is Nailah. My family is homeless because our $1400 SSI income is too to low according to everyone we've talked to. We have no evictions, damged property or police issues. Would you be willin/ to suppliment your income by renting to us? We do all out own maintenance and landscaping (skills I.picked up thanks to slum lords). I have never had the pleasure of welfare or any kind of housing. In 2009 I started a janitorial business that died when I became pregnant with twin sons in 2011. My husband is an out of work minister.
Again we are homeless thus I am very serious about the proposition I.am presenting you with.
Hi, Charmaine where do u live if u don't mind me asking.what state are u in.
Would any landlord be willing to rent me a 3 bdr,1.5 b,in Louisville,my.iam on ssd never late on my rent,been here almost 7 yrs in this apt. Iam not on sec.8 . my email access is available on this site upon request.


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Following the Brexit vote and the appointment of a new Chancellor, the government has clarified the proposed future changes to the rate of corporation tax in the UK. The current rate of 20% is to be reduced to 19% from 1 April, 2017, before being further reduced to 17% on 1 April 2020. The planned further reduction to 15% will not now take place.


Are there any rabbinical violations that carry the punishment of kareit (or other death penalty)?
I'm wondering because of this answer--which suggests that the prohibition on relations with a non-Jew may be rabbinical--and the discussion here (especially here), which suggests that punishment for this by death is in some cases appropriate.
I am wondering if there are any laws that are truly rabbinical and truly punishable by death? Is such allowed?
The links you provide have to do with giving up one's life to prevent committing a sin. I'll answer according to your question on rabbinical violations that carry a death penalty.
This statement does not mean that the courts can impose the death penalty on people who commit such transgressions. Most commentators understand the baraita as a way of underscoring the seriousness of rabbinical pronouncements, to the extent that one is worthy of death if transgressing one.
That said, there are no rabbinical laws punishable by karet. The list of sins punishable by karet can be found in the talmudic tractate devoted to this subject (Keritot 2a), and they all derive from the Torah.
The Sages forbade a person from eating matzah on Pesach eve, in order for there to be a distinction between [partaking of it as food] and eating it on the evening [of the fifteen as a mitzvah.] Whoever eats matzah on Pesach eve is given "stripes for rebellion" until his soul expires. (Mishneh Torah, Chametz uMatzah 6:12).
It is crucial to note, however, that the most authoritative manuscripts of the Mishneh Torah do not have "until his soul expires" in the text. It is a later addition not from the Rambam, and many contemporary publications of the Mishneh Torah do not include it.
Not the answer you're looking for? Browse other questions tagged halacha reward-punishment derabanan capital-punishment karet .


A Vancouver newspaper reporter, foreign correspondent and columnist, she produced countless columns and some home advice and cooking titles under the name "Penny Wise";. Caldwell also served as a Vancouver alderman for two years in the 1950s. She died at age 89 in 1998.


Thank you for volunteering to test out the new version of the FEMM app!
Ensure that you have iOS 9.0 or higher installed on your iPhone.
Download the Test Flight app from the iTunes Store here.
Open the email you will get shortly from TestFlight to download the latest version of the app.
In that email, click on Start Testing – you could be given a redemption code for Test Flight or be prompted to click "Accept".
Welcome to the new FEMM app! Please login or register to use.
Let us know if you run into any issues and we will be happy to assist you.
Use the app everyday and we will touch base at the end of the week to see how things are going. Please let us know if you run into any issues or challenges. Suggestions and comments are also welcome!
Please take a minute to look at the questionnaire. Keep these questions in mind as you use the app over the next few days, and then come back to take the survey. It should take no more than 15 minutes to complete. Getting feedback from our users is the most important key to creating an app that will help women to track their cycles and achieve their goals successfully!


AP FACT CHECK: Where are Trump's 'tougher' steps on Russia?
WASHINGTON (AP) -- President Donald Trump says he's been "much tougher" on Russia than his predecessor -- but his evidence remains scant at best.
During the 2016 campaign, President Barack Obama called out Russia for political interference when much less was known about it and followed up after the election by expelling 35 Russian diplomats suspected of being intelligence officers. Obama also seized two Russian "dachas" or country estates, in Maryland and New York, that the State Department said were used for intelligence activities.
In contrast, the Trump administration, despite now-pervasive evidence of Russian interference, has held out the threat of sanctions, but not acted on it, while the president has equivocated since the 2016 campaign on whether he believes Moscow meddled at all.
TRUMP: "I have been much tougher on Russia than Obama, just look at the facts. Total Fake News!" -- Trump's tweet on Tuesday.
THE FACTS: The Trump administration actually lags the Obama administration on this front, by all public evidence.
It has not yet penalized any Russian officials for interfering in the 2016 election, arguing the threat of sanctions has been enough of a deterrent. Meanwhile, Trump's own officials warn that Russia is already acting to subvert this year's U.S. midterm elections after having judged its efforts in 2016 a success.
Under a mandate and deadline from Congress, the administration in late January released a public report listing Russians who have gained wealth or power under President Vladimir Putin -- 114 politicians and 96 "oligarchs" in all.
The list was drawn from Forbes magazine's Russian billionaires' rankings, but the Treasury Department said it sent Congress a classified version with additional names. Treasury Secretary Steve Mnuchin said the report would lead to new sanctions against Russia, but none has been issued.
A week ago, Trump's national intelligence director, Dan Coats, told senators Russia took "sophisticated advantage of social media" in the 2016 campaign and interfered broadly, in "pervasive" fashion. That conclusion was followed by special counsel Robert Mueller's indictment against 13 Russians and three Russian companies accused of plotting to meddle in that election, ultimately aiming to benefit Trump over Democrat Hillary Clinton.
But Trump has not responded to that with "tough" words against Russia, lashing out instead against Democrats, other critics and his FBI. Trump has not forcefully asserted that Russia meddled in the 2016 election, famously suggesting that interference could have come from Russia, China, another country or "somebody sitting on their bed that weighs 400 pounds."
White House press secretary Sarah Huckabee Sanders said Tuesday that Trump has been "extremely tough on Russia," pointing to a boost in U.S. military spending, energy exports to eastern Europe, Trump's upholding of Obama-era sanctions against Russia and the U.S. decision to provide Ukraine with lethal weapons, including anti-tank missiles.
In August, the State Department retaliated against Russia's expulsion of U.S. diplomats by ordering Russia to shutter three diplomatic posts in San Francisco, Washington and New York City.
In December, the Trump administration imposed sanctions on five Russians under a U.S. human rights law that has been a major irritant between Washington and Moscow. On Tuesday, the State Department said Russian interference in the election was part of the reason for those steps.
Obama has indeed been criticized for not doing more to protect the electoral system, even by fellow Democrats, but if his steps were insufficient, they do not illustrate complacency.
A month before the election, his administration publicly accused the Russians of being behind the hacking of the Democratic National Committee and other officials, then carried out the expulsions and property seizures after the election. While not identifying Putin as the culprit, Obama officials said only Russia's senior-most officials could have authorized the election-related activities.
Associated Press writers Deb Riechmann and Josh Lederman contributed to this report.


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BENEVOLENT BARON
Redefine the Bottom Line
About BB
Benevolution
On Puerto Rican Pride
It's that time of year again. Today, thousands and thousands of Boricuas line up alongside Manhattan's 5th Avenue for the annual Puerto Rican Day Parade, a bombastic celebration of the tiny island and its culture. A seemingly endless stream of floats trickles down the avenue, with celebrities like Jennifer Lopez and Marc Anthony in tow. The sounds of salsa, merengue and reggaeton fill the air; people dance in the streets. Puerto Rican flags wave wildly as far as the eye can see and adorn nearly every article of clothing.
[Image Credit: Adam Pantozzi via Flickr]
Puerto Rican pride is unparalleled. Observing other parades or even nationalist marches, I have rarely seen such fierce pride demonstrated. And for Puerto Ricans it really doesn't end with the parade. After today, the flags don't disappear, but merely redistribute themselves throughout the city, to be hung on walls, clipped onto bicycle handlebars, draped onto car hoods, stood on desks, or occasionally worn as capes.
I have long wondered about what drives the ferocity of this pride. For example, Why do I, a Puerto Rican born and raised on the mainland, and countless others possess such glowing nationalism for an island many of us have never lived in?
Perhaps it has something to do with the fact that Puerto Rico is not a nation, but a Commonwealth territory of the United States, a special relationship that is almost entirely unique in the world. Puerto Ricans receive federal benefits, such as welfare, but have no elected representatives in the U.S. Congress, and thus pay no federal income tax. Procedural government is almost entirely autonomous on the island – the Governor has all the institutional authority of a president – yet the U.S. government retains military jurisdiction and can enlist Puerto Ricans to fight American wars, as was done in both World Wars, the Korean and Vietnam wars, and countless other conflicts.
Any person from any developing nation that has visited Puerto Rico will comment on what they see as the undeniable benefits the island has received as a result of its special relationship with the United States. They will marvel at the relatively higher standard of living and invariably make a remark along these lines: "Puerto Rico reminds me so much of my home country…except the roads are better."
Of course, Puerto Ricans themselves don't see it this way. Ask us about the Ponce Massacre of 1937, when 20 people were killed and hundreds wounded when police opened fire on Puerto Rican nationalist demonstrators. Ask us about the mass sterilization campaign,whereby the U.S. initiated a program that sterilized 1/3 of all Puerto Rican females by 1965. Ask us about the 60-year U.S. Naval occupation of the island of Vieques, where explosives testing occasionally took lives and where toxic materials left behind were argued to be causing serious health problems. Today, ask any Puerto Rican about their island and they will lament the brain drain that has resulted as educated Puerto Ricans freely moved to the mainland, leaving behind an island prone to economic stagnation and crime. Today, there are more Puerto Ricans in the mainland United States than on the island.
Which makes the whole Puerto Rican pride question all the more interesting. Formally, the Puerto Rican flag is never flown independently of the American flag. The Teodoro Moscoso Bridge in San Juan is almost a celebration of the special relationship, with hundreds of American and Puerto Rican flags flanking its edges. It is this constant juxtaposition, this understanding of Puerto Rico only within the shadow of its American benefactor/exploiter, that fuels the burning pride that blazes up and down 5th Avenue each year, and throughout wholly acculturated Puerto Rican households across the U.S., and on the island daily.
I recently came up with a parallel involving the relationship between Manhattan and its outer boroughs. Borough residents are all proud New Yorkers, but the undeniable attention lavished upon the borough of Manhattan leads to a sense of discomfort. The borough communities and cultures are wholly different, and to lump them in with Carrie Bradshaw and Gossip Girl would rightly send shivers down any borough resident's spine. As a result, borough pride is through the roof, no matter how much time is spent in Manhattan. To represent your borough is to celebrate your distinction from the Manhattan ideology, to show that you have your own style, your own food, your own music, your own culture. Yet borough residents love as much as anyone to bask in the collective glory of New York, while strategically disowning some of the more criticized aspects of Manhattan life.
Puerto Ricans have settled into a nice 2-bedroom apartment in Brooklyn where they can both preserve their culture and embrace that of the United States. They can go to the MoMa or stay at the Brooklyn Museum. They can unce-unce in the meat-packing district or hit up a dancehall party in Flatbush. They can shop chic in SoHo or thrift it up at Beacon's Closet. And lest anyone get confused, they'll never hesitate to let you know where they come from.
Which is all to say that I believe the Puerto Rico Democracy Act of 2010, which paves the way for Puerto Ricans to decide between statehood, independence and the status quo, will end as similar initiatives have in the past, with a resolution to continue as a commonwealth.
Boricuas have carved out a space where we can embrace the best of the United States while preserving our culture, waving a Puerto Rican flag and lamenting el tirano. It may seem funny, but I think we'll continue to do it proudly.
Posted on June 13th 2010 in ideas, news
Public Pianos come to NYC!
Music, good or bad, will soon flow freely through New York City. Since 2008, artist Luke Jerram has been around the world dropping pianos off in public spaces for anyone to hop on the ebony and the ivory. And this summer the pianos are coming to NYC! (they'll also be in London and Bath)
[Image Source: Luke Jerram via The Village Voice]
The initiative, dubbed Play Me, I'm Yours, will place 60 pianos throughout the five boroughs with the help of Sing for Hope, a collaborative of musicians that volunteer for humanitarian causes. They will be out from June 21st – July 5th, so click here for complete maps of where each piano will be located and get out there and jam.
I wonder how they will deal with the weather. And I would imagine theft would also be a concern. But seeing as how they are not my pianos, I could care less.
There is going to be one piano right in my backyard at Gantry Plaza State Park. I might have to go out there and show off my Hot Cross Buns. Hopefully others with more talent will also be out in tow.
Posted on May 28th 2010 in Artful Impact
Artful Impact: If Manhattan ate strictly local
I prefer my videos with a little music, but this silent film created by MVRDV is pretty damn cool. It demonstrates the spatial implications if Manhattan were to attempt to grow all of its food on the island of Manhattan.
Money fact: growing it all in a single building would require a 23 mile-high skyscraper.
[Props: good]
Posted on March 7th 2010 in Artful Impact
Sharing cabs: been there, loved that
In case you missed it, New York City has begun experimenting with cab sharing:
…the New York City taxi ride — one of the city's few remaining redoubts of solitude — will go communal. Up to four passengers will be able to share a yellow taxi ride, car-pool style, along three preset routes in Manhattan.
The flat fare will be $3 or $4 a head, significantly less than the regular metered rates, and riders can ask to be dropped off at most points along the route. The shared rides, which will pick up passengers at designated taxi stands, will be allowed only on weekdays from 6 to 10 a.m.
At first I was skeptical. There is talk about how the practice of sharing cabs is commonplace in D.C., but that is because cabs there used to operate using zones, with designated fees for the neighborhoods travelled to, instead of meters. Higher fares and certainty gave incentive to share. If you know you are going to pay $16 to get anywhere in Logan Circle, it's easy to find a couple other bums heading that way willing to split the cost. But it wasn't universally loved.
Cab sharing seemed less natural in New York because you never knew exactly what the cost might be. It's hard enough to fairly split a cab with a friend when your destinations have approximately 68% of the route in common and the fare is yet-to-be-determined. Imagine trying it with multiple strangers.
But a predetermined route with a flat fare made sense to me after I realized that it wasn't particularly that innovative. I first saw it during my semester in South Africa in 2003, where the majority of residents live in townships and slums outside of the urban centers. Taxis are prohibitively expensive for most people and buses are not that much better.
Entrepreneurial South Africans started cab sharing businesses. They bought Volkswagon kombis and began running predetermined routes in and out of the city center, picking up and dropping off passengers along the way. They are creatively crammed in – around 16 riders is pretty standard, but I read about one that managed to squeeze in 38 people! The fares are a fraction of the cost of any other form of transportation.
As a matter of fact, the practice has long existed in New York. All day, every day, unmarked Dollar Vans drive recklessly up and down Flatbush Avenue in Brooklyn. They weave in and out of traffic, veer to the curb without warning, slide the door open, out hops a resident from Prospect Lefferts Gardens right in front of the Atlantic Center, and off goes the van. The whole thing has the appearance of a sting operation in some bad movie.
Formal cab sharing in New York is being piloted on a limited basis. And now that D.C. started using meters, cab-sharing is only officially available from Union Station. It seems constraining to try choose the routes. There doesn't seem to be much value added by a cab-sharing route running down Park Ave, directly on top of the 6 train, and there may be signs that D.C. riders are still craving the option to share in other areas.
So I say let the practice evolve on its own. As in Brooklyn and South Africa, the routes where it can work will emerge organically; it actually already happened in Manhattan. And who knows? Cab sharing may just become an art.
Check out these bonus links:
An ode to the kombi
Dollar Van Demos is a popular YouTube channel that showcases local Brooklyn musicians and comedians from inside the vans
The 1998 Black Star "Definition" video was shot in a Dollar Van
Posted on March 3rd 2010 in news
Commuting patterns by city
The Infrastructurist put together the cool graphic below, which breaks down the different modes of commuting in some of America's big cities.
Money facts:
NYC, naturally, has the highest proportion of public transportation users
DC puts forth the biggest chunk of walkers
Houston may have the highest proportion of drivers, but it also has the highest proportion of carpoolers
[Image source: The Infrastructurist]
Posted on February 22nd 2010 in news
It's time to get on the bus
Brownstoner noted last week that the NYC DOT received a big chunk of federal cash to continue implementing its Select Bus Service, and has now begun work on Nostrand Avenue in Brooklyn. The idea is to move towards creating dedicated bus lanes that operate more like trains, with prepaid fares and near independence from non-bus traffic on the street.
[Image Source: Brownstoner]
It is modelled after the TransMilenio in Bogota, Colombia, which the city has been studying for years. You can read more about it here, courtesy of Good. You can also check out a video, courtesy of StreetFilms.
[Image Source: Rail for the Valley]
This is the real answer to our urban transportation woes. While we'd all love to see a modern train system, building new transit infrastructure is costly and politically difficult. The oft-ridiculed 2nd Avenue Subway is a case-in-point. In contrast, buses are easy and more efficient to maintain and implementation would be much cheaper. And we've done a pretty decent job at making them more energy efficient.
There is also potential for service improvements and increased revenue, a smart choice given the MTA's interminable budget problems. The city piloted the Select Bus Service on Fordham Road in the Bronx and found that it reduced travel times by over 20% and increased ridership by 7%.
We may have to forgo our dreams of 21st century trains and just continue perfecting that 17th century breakthrough, the bus.
Posted on February 11th 2010 in news
Fewer sticks. Next: tastier carrots
Finally. The city signals its intent to rely less on the criminal justice system as a first resort for teens:
The Bloomberg administration plans to merge the city's Department of Juvenile Justice into its child welfare agency, signaling a more therapeutic approach toward delinquency that will send fewer of the city's troubled teenagers to jail.
Research, such as the 1998 Department of Justice study on what works in crime prevention, has demonstrated that arresting juveniles for minor offenses can cause them to become more delinquent. This is something I believe we've understood for some time. As last, someone is acting on it. The NYTimes outlines the city's plan:
Juvenile offenders, usually between the ages of 11 and 16, are typically in the custody of the Department of Juvenile Justice before trial and sentencing. The department, which handles about 5,500 offenders a year, places them in group homes or in one of three detention centers. A judge's typical options at sentencing are to release offenders on probation or send them to one of the state's juvenile prisons or residential facilities run by nonprofit organizations.
Under the new plan, city officials will more frequently recommend to a judge that a young person be allowed to return home, provided the family submits to intensive visits by therapists and social workers supervised by the Administration for Children's Services [ACS].
Of course, this means that we have to make sure ACS has their house in order. With petty crimes, it is most often an issue of creating a home environment that promotes high expectations, structure and discipline. When kids turn to crime, they are likely channeling frustration at some deficiency in other support structures. Kids may steal to compensate for low household income. They may hang with crowds that provide a familial atmosphere, but lack the expectation-setting and authority needed to influence behavior. Real crime prevention strategies must look beyond the offender: jobs, schools, extracurriculars, etc.
This is ACS's burden, and it is far more challenging than tossing teens in jail. We must focus on these programs and dispense with the 'soft-on-crime' stuff that easily creeps into our mayoral elections.
Posted on January 21st 2010 in news
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The End of Billboards
Artful Impact: The Let's Colour Project brightens up communities
Are you a better judge than a college student?
Maps That Changed the World
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FinReg for dummies: the ratings agencies
Google Laws
Rodney Levoci on Dear Lady Gaga, Stop Telephoning Me
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Colton Diaz on On Microfinance
Adam on Google Laws
Florence on Small enough to matter
BB Tweets
Graph of the day - http://chrisblattman.com/2010/08/12/graph-of-the-day/ 2010-08-13
Obama's motorcade just rolled by me on Houston... http://twitpic.com/29jzhe 2010-07-28
Lawmakers looking to tighten the belt eye nonprofit executive salaries... http://nyti.ms/9a2bYx 2010-07-26
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Ryan McGinness | Cool Hunting
By Josh Rubin
Ryan McGinness, "Pineal Gland" (2021), acrylic and metal leaf on canvas, 72 in. dia. (183 cm dia.), Courtesy Ryan McGinness Studios, Inc., © Ryan McGinness / Artists Rights Society (ARS), New York
Though Ryan McGinness creates art that's best known in its physical forms, he's no stranger to dig- ital mediums. His paintings and installations all include a graphic layer (or layers) born on the screen and later rendered to canvas in concert with intensive hand- and brush-work. Our past visits to his studio included as much time looking at completed pieces and work in progress as it did sitting to- gether in front of a computer.This is not to suggest that using software as a component of making art instantly prepares anyone for the tokenized web3 world. McGinness has always been a digitally savvy artist with a lot to say about the art world and as such formulated many opinions about NFTs which he shared in a Non-fungible Token Primer published last year with 30 thoughts on NFT art and some elaborations on NFT art appreciation.We recently checked in with him to find out if his assertions then are still relevant now.
A lot has changed since you wrote your NFT Primer and a lot has stayed the same. Of the 30 thoughts on NFT art you shared, which are you currently most passionate about?
I'm most passionate about the idea expressed in Number 22. It's the side note:"Web 2.0 companies benefited from not being legally categorized as publishers.They asked for that non-status.According- ly, they were not responsible for the content they were publishing. Claiming to be simply platforms for user-generated content absolved them from being held accountable for that content." This is the crux of most of the problems with the internet and internet culture. I'm surprised it's not talked about more."Platforms" are indeed publishers and should be held accountable for the content they make public.
I also like the notes about "Empathy vs. Magic" under NFT Art Appreciation.With digital art, mystery and magic replace empathy. "We appreciate material artworks, because we can imagine how those materials were manipulated. Conspicuous material manipulation—a viscous brushstroke, for exam- ple—allows us to imagine having manipulated the material ourselves. Empathy drives appreciation in the same way we appreciate athletes, because we know what it is like to run and jump.The challenge with digital art (NFTs) is that many of us cannot empathize.They are magic tricks. Many of us don't know how to use the tools or manipulate the materials.We are left to wonder at the warm glow of flickering lights."
Any of those 30 thoughts you'd want to rewrite or remove?
Oh, no. Part of the charm of the NFT Primer is in all the embarrassing parts. For example, in Num- ber 17 I wrote "punk as fuck." That's a bit silly. And in Number 3, I wrote "NFT artworks are pure orgasm..." That's also a bit dramatic.
Many of your thoughts on NFT art are very relevant to all mediums. Same for the NFT Art Appreciation section. At times I felt like this was an art apprecia- tion primer for crypto kids more than an NFT primer for the art world. Would you agree?
Yes, definitely. The NFT Art Appreciation notes apply to all art. In fact, those notes can be applied to just about anything you want to appreciate. Lately, I've been thinking about the idea of "business appreciation." There are many more criteria by which we should evaluate businesses besides profit- ability.Appreciating things outside yourself begins with appreciating yourself and understanding your own values and then holding those values up against the thing you're evaluating. I think people are already tuned into this idea when evaluating businesses.
If you did agree with that last question, let's flip it. What are the most import- ant things the art world needs to understand about web3 and NFTs?
I'm not sure NFTs and web3 should be understood by "the art world." Actually, the first thing to understand is that there really is no singular "art world." There are many art worlds—from all the different stratospheres of the museum world, to the different layers of galleries, and from community-driven art worlds to various subculture art worlds. NFTs are really just another world to emerge and be added to the overall art omniverse.The NFT world cannot be absorbed or co-opted by any of the other art spheres.This was Christie's [the auction house] mistake in positioning that goofy NFT in the context of more serious art.That's why people were so upset by it, because they were trying to put it into an existing box instead of just appreciating it for what it was: just something wonderfully silly.They used the market to define it as culturally valuable instead of just allowing it to be expensive crap.There is nothing wrong with expensive crap.There is a market for everything. When those world membranes rub up against each other, you get the situation described in Number 28:Arty McArtface.
You've minted a few things [like the animation "RM.NFT.3.TheLanguageGame" which is embedded below]. Was there anything about that process that influ- enced your perception of the medium?
Since my work has always had a digital component, there wasn't much that was new to me in terms of the medium. But on the market side, I was surprised to find that the same old tenets hold true. Market value is equal parts projection and reception. I had to decide how I value my NFTs in rela- tion to my already established works. Do I value them the same as a large painting? The same as a small painting? A work on paper? An editioned work? I felt that projecting a value of anything less than equivalent to a work on paper would be a disservice to the NFT community. I did not want to assert that NFTs are incidental to me. I did not want to position them as insignificant. So, my NFTs are one-of-a-kind works of art that are priced at a premium in terms of NFTs and as equivalent to one of my unique works on paper (about $20k). Now, my projections have not yet been received, so no market has yet been established. Middlemen are required to bridge that gap.This is Number 20: Why Gatekeep the Gatekeepers?
Additionally, as noted in Number 17:The Market Is the Medium, the purchase of an NFT artwork is a symbolic gesture that creates the work.This means that NFTs only exist in the marketplace and only exist in public. I make paintings in my studio, and then I choose to make them public. Sometimes they remain private and remain privately held.You can't make a private NFT. It is an art that must be seen by others in order to exist. It is an art for entertainment. It is art as entertainment. Also see Number 9: Entertainment.
Any plans to release new NFTs created in a manner that's unique to the medium?
Oh, yes. I'm ready with my second set of three unique works.These second three are very simple— just black and white. Perhaps animated. In fact, there is really no need for an NFT to manifest visually. See Note 15: Material Is Immaterial.
As you look at the NFT space what genres of work or which artists are you most excited about?
I like the gamification of the market. See Note 23: Day-Trading Art: Now we can sell art without all the messiness of art.


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Jane Young may refer to:

Jane Young (born 1965), Canadian professional tennis player
Jane Corner Young (1915–2001), American classical composer
Jane E. Young, American lawyer serving as the United States Attorney for the United States District Court for the District of New Hampshire since 2022

redpajama_set_name: RedPajamaWikipedia


Today we share with you a great new for us, we're available at the new Valeri84 Riders District!
If you're near from Treviso, Italia, and need good "cafe racer/ scrambler" riding gear for sure you gonna find what you need for the next adventure.
Keep your eyes on it because on 5th of may the stores gonna make a huge opening. Take a look at the map and pass through to take look, the store it's amazing and worth the visit!


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From the Jeanine Payer Archives....
What barrier is there that love cannot break? -Gandhi
Over the years we at Jeanine Payer have been privileged to be asked to create wedding rings for so many couples; some of them gay, some of the straight, all of them deeply in love and joyously wanting to celebrate their tremendous sense of commitment through the act of marriage. In light of recent events surrounding the passage of Prop 8, we feel like it is time to take action, make something beautiful, and donate half the proceeds towards the fight Californians now face for equal marriage rights. Using the Gandhi quote, "What barrier is there that love cannot break?" on the popular Dale necklace design, we have made a piece that people can wear proudly in the knowledge that love can indeed overcome all obstacles.
Fifty percent of the proceeds from each sale of this piece will be donated to Equality California. Founded in 1998, EQCA celebrates its 10th anniversary in 2008, commemorating a decade of progress towards equal rights for all Californians. In the past 10 years, EQCA has helped change California from a state with extremely limited legal protections for lesbian, gay, bisexual and transgender individuals to a state with some of the most comprehensive civil rights protections in the nation. Visit them at http://www.eqca.org/.
Jewelry Solstice Inspiration
JP Jewelry Photo Shoot at Sven's House
Jeanine Payer Jewelry Studio From The Archives
Here are some shots of our studio that was in the historic jewelry mecca, The Phelan Building dating back from...who knows when. My studio and offices were there for 18 years. We grew organically in that space- by just breaking through walls to add suites when we grew. It was a bit like a crazy rabbit warren at one point, but fun. Our new space is better organized, efficient and airy with big walls for artwork and a giant bookshelf. I really love having people visit us here, but when I look back at these photos I feel nostalgic for the old days and for the people who worked there with us.
When Jewelry Books Are Hilarious...
My jewelry book collection is complete with this rare book by Paul Villiard! No topic seems off limits for Paul, ceramics, plumbing, woodworking and even candy making! My favorite is 'Moths and How to Rear Them'--who knew the needed rearing! To me his work is reminiscent of the great MFK Fisher's 'Consider the Oyster' or Brenda Euland's inspired classic, 'If You Want to Write.'
Here is an exert that exemplifies his prose, as he waxes poetic about the fiendish endeavor of polishing:
...This is characteristic of the buff. It seems as though they are designed to snatch the work and slam it up against the wall, or dash it to the floor where it will bounce all around the room, each bounce putting a new bruise on your heart! Sometimes you will find a buff so fiendish that it is almost impossible to touch without this happening.
And the book is also chock-a-block full of smart suggestions to ignite some big ideas!