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Colorado House Spikes Legislation Charging Undocumented Students In-State Tuition
Gregory Pratt
News Mild
Undocumented students walk through a minefield of laws in pursuit of higher education.
Gregory Pratt | April 26, 2011 | 11:57am
Some bills die on the floor of the statehouse. Others die on the governor's desk. Sometimes, they die in the courts.
And then there are those that die in a legislative committee, along party lines, like Colorado's Senate Bill 11-126, legislation passed last week by the Colorado Senate to allow undocumented students to take classes at public colleges paying in-state tuition. That bill was killed by Colorado's House Education Committee on a straight Democrat/Republican split last night, 7-6.
The rejection comes at a time when undocumented Arizona students are rallying against Maricopa Community Colleges' targeted anti-immigrant tuition hike, and spotlights the minefield facing undocumented kids across the country who want to pursue higher education.
Washington, Utah, Kansas, Nebraska, Oklahoma, New Mexico, California, Illinois, New York, and Texas allow their undocumented students to take classes at in-state tuition rates. Arizona does not.
Oregon, Maryland, and Colorado are all states considering legislation giving undocumented kids the opportunity to pay in-state tuition, although the Colorado bill's future is now bleak. Undocumented students in those states currently pay out-of-state tuition.
The United States House of Representatives passed a bill last fall, the DREAM Act, allowing undocumented students who graduate from college the opportunity to become U.S. citizens, but that bill died during a Senate filibuster.
Undocumented students in Arizona who can't afford to enroll at four-year universities have begun taking smaller courseloads at local community colleges to continue their education.
Although undocumented students taking classes at Maricopa Community Colleges pay out-of-state tuition, out-of-staters taking six or fewer hours are charged about $100 per class -- still a pricey total, but manageable.
But the governing board of Maricopa Community Colleges decided last month to raise tuition on part-time students to $1000 per class, which is well beyond the reach of most of these students.


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Location: Bronx, New York
About Fordham:
Founded in 1841, Fordham is the Jesuit University of New York, offering an exceptional education distinguished by the Jesuit tradition to more than 16,000 students in its nine colleges and schools. It has residential campuses in the Bronx and Manhattan, a campus in West Harrison, N.Y., the Louis Calder Center Biological Field Station in Armonk, N.Y., and the London Centre in the United Kingdom.
The University offers a comprehensive benefits package that includes medical, dental, and vision insurance; flexible spending accounts; retirement plans; life insurance; short and long-term disability; employee assistance program (EAP); tuition remission; and generous time off.
Successful candidates should have a knowledge of and commitment to the goals of Jesuit Education.
Department: Alumni Relations
Campus: Lincoln Center (LC) - NYC
The Digital Content Manager reports to the Senior Director of Strategic Initiatives in the Office of Alumni Relations, Development and University Relations (DAUR).
The Development and University Relations (DAUR) at Fordham is comprised of many talented and high performing individuals who work across a range of functions from our leadership, to fundraising, marketing and communications, analytics, alumni relations, athletics, special events, stewardship, gifts processing, and WFUV. The division serves the entire University in a variety of different capacities. We are a team of 141 full-time employees.
This position is eligible for a hybrid work arrangement pursuant to University's Hybrid/Remote Work Policy. Please review the policy here.
Serves as the manager of social media platforms and digital marketing initiatives across platforms of the office of Alumni Relations, helping bring awareness to the University and the diverse stakeholder network around the globe.
Works with the Senior Director of Strategic Initiatives and colleagues from across the University on identifying, planning, and executing effective content and strategies to engage our alumni, parents, and friends.
Responsible for daily digital content activities, including managing editorial calendar and posting content, monitoring and engaging with the online community, website and email content management, and collaborating with colleagues on marketing initiatives of the office of Alumni Relations.
Tracks the performance of digital content including social media, email, and website.
High School Diploma or equivalent.
Minimum of one year experience working with social media and digital platforms.
An understanding of the social media space; knowledge of current trends and best practices for digital platforms and content.
Proficiency in social media platforms and tools (Instagram, Facebook, LinkedIn, Twitter, Hootsuite).
Ability to create engaging content that aligns with strategic goals, voice, and brand look and feel.
Ability to communicate clearly and professionally in writing and verbally; a strong writer with proven copywriting ability for online platforms.
Highly attentive to detail and demonstrates excellent interpersonal and organizational skills.
Thrives in a fast-paced, collaborative environment; flexible approach to working with multiple stakeholders.
Willingness to learn new tools/applications as needed.
Knowledge of Canva, Adobe Cloud or similar tools & techniques.
Experience with CRM software and content management systems.
Experience working with email marketing platforms (ex: MailChimp) and project management tools (ex: Basecamp).
Experience working with metrics and analytics.
Proficiency in Google Suite and comfort in adopting new digital tools.
Highly creative with experience in devising digital content that engages, informs, and motivates diverse audiences.
Experience working in a large institution and with cross-functional teams .
Minimum Salary: $58,500
Maximum Salary: $66,500
About Fordham University
Fordham Founded in 1841, Fordham is the Jesuit University of New York, offering an exceptional education distinguished by the Jesuit tradition to more than 16,000 students in its 9 colleges and schools. It has residential campuses in the Bronx and Manhattan, a campus in West Harrison, N.Y., the Louis Calder Center Biological Field Station in Armonk, N.Y., and the London Centre in the United kingdom.
Connections working at Fordham University
https://jobs.capitolcommunicator.com/jobs/17293424/digital-content-manager

redpajama_set_name: RedPajamaCommonCrawl


I grew up in Sydney, Australia and for as long as I can remember I wanted to be a Jeweller. I left school when I was 16 and became an apprentice goldsmith working alongside my father. Dad is an incredible jeweller and he taught me everything I know about the trade.
I came to the UK 3 years ago with my wife and daughter and we love it so much, we decided to stay. Having grown up in a family where jewellery has always been a fundamental part of our lives it was a natural progression to start my own studio/workshop here – I love running my own business and get much satisfaction from meeting so many nice people. Being able to make something for them or for those they love, is so special and really rewarding.
In recent times the industry has undergone considerable change with modern technology which is exciting. I believe that to achieve excellence in this industry today requires a sound knowledge of the traditional bench skills but also the ability to embrace modern technology. I have now invested in a laser welder which enables me to do much of my work with even greater precision and also do jobs that I would have otherwise been unable to do.
I am inspired by everything around me – from the vivid colours and vast horizons of Australia to the intricate iron and stonework and the history of Europe and the UK. My mind is always thinking, creating and designing jewellery. I have been in the industry for 3 decades now and still love what I do – it is a privilege to make something that may be kept forever and handed down the generations and that is so unique and personal to the person who wears it.


Garry's Mod is a physics sandbox. There aren't any predefined aims or goals. We give you the tools and leave you to play. Garry's Mod is a physics sandbox. There aren't any predefined aims or goals. We give you the tools and leave you to play.
No one has written about Garry's Mod yet. You should be the first!


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redpajama_set_name: RedPajamaGithub


Wife Jan is interviewing job applicants over the next two weeks. The university will only cater groups of 10 and there will only be five for breakfast during the interviews. Jan asked me to cater the sessions—deviled eggs, a baked good, and fruit salad. Today, I decided to go with American scones.
Note: For may for my deviled eggs today, I decided to go a bit Italian.
After reading several sources on the internet, it seems the difference between an English scone and an American scone is the sugar. Although I have seen recipes claiming to be English that included sugar. The more sugar the more American the scones will be.
My original recipe called for using cake flour for a more tender crumb—the softer the flour the less gluten is formed. Over time, I have learned the trick of adding gluten free starch to make a flour softer. Adding potato starch to regular AP flour makes it harder for some of the glutenin and gliadin from forming gluten—making for a tender bread.
1. Soften the butter by setting it on the counter for an hour and preheat oven to 375º F.
Note: I used to bake my biscuits at 400 º F, but I found that the breads would start to burn on top before they were done in the center. Lower and slower is better.
2. Measure the flours, baking powder spices, and salt into a flour sifter.
3. Sift the dry ingredients several times to mix them thoroughly.
Tip: The trick to any quick bread is to not overwork your dough. By completely mixing the dry ingredients you do not have to worry about pocket of baking power later when you add the wet ingredients.
4. Stir in one quarter cup of the orange-infused sugar.
Tip: I have found that my orange infused sugar will not go through my sifter, so I have to add it after I mix up the rest of the dry ingredients.
Note: I increased the amount of sugar to make it more American.
5. Slice the butter into thin pats and cut it into small pieces with a pastry cutter.
Note: The French bread making technique is to keep the butter cold to evaporate during baking to make bubbles in the gluten sheets. In British baking you work the butter into the flour. This coats the glutenin and gliadin preventing them from linking up to form gluten—making for a more tender bread.
6. Put the eggs and vanilla into a measuring cup and beat them well.
Tip: Beating the eggs first prevents making a mess as you try to beat the milk and eggs together.
Note: Lately, I have been adding a second egg to several of my baked goods to make them richer.
7. Add enough milk to make one cup of liquid and beat lightly to mix completely.
Tip: Many recipes call for buttermilk, whole milk or cream, but I use 2% lactose free milk for Eilene.
Note: You want a fairly dry dough you will be dividing the dough and patting them into two flat disks.
8. Add the milk mixture to the dry ingredients and gently fold the dough with a spatula.
9. When there is no more dry flour showing, stop and let the dough rest for 5 minutes.
Tip: I used to be worried about overworking the dough. The more you work a dough the more gluten is created. However between the potato starch and butter this is no longer a problem. You can safely kneed this dough as long as you do not go overboard—1 minute, not 5 minutes of kneading.
Note: Resting your dough allows the last of the dry flour to absorb the last of the liquid without creating more gluten.
10. While the dough is resting, line a large lipped baking sheet with parchment paper.
Note: For my last birthday, daughter Miriam got me a set of Sur la Table baking pans. These pans have a non-stick, pebbled surface that is amazing. I do not needed parchment paper when I bake with these pans, biscuits and even burned on sauces come right off.
11. Turn the dough out onto a floured board and knead it briefly.
12. Form the dough into a ball and use a knife or dough scrapper to divide the dough in half.
13. Pat each dough half into a ½ inch thick disk about eight inches across.
Tip: How thin you pat your dough depends on how high you like your scones. If you prefer you may not divide the dough and pat your disk as thick as 1½ inches thick for a really tall, fluffy scone.
Note: Dust your work surface well. You do not want to work more flour into your dough, but you also don't want the bottom of the dough to stick when you transfer it to the baking pan.
14. Gently transfer the disks to a parchment lined baking sheet.
15. Use a dough scrapper to divide each disk into eight portions.
Tip: Push the pieces apart after you cut through the dough. You want each piece separated by about ¼ -½ inches.
Note: As the scones bake they will expand to fill in most of the gaps.
16, Brush the tops of the scones with the cream.
17. Sprinkle the brown sugar on the tops of the scones.
18. Bake for 20-25 minutes, until well risen and golden.
Tip: Rotate the pan half way through the time so that they bake evenly.
19. Separate any scones that have grown together and transfer them to a wire rack to cool for a few minutes.


Philosophy Crush podcasts are now available on Apple iTunes. You can listen to current and future podcasts directly from the iTunes app. Podcasts published on this website will appear in iTunes within 24 hours.
Access it by clicking the link below. Please subscribe and tell your friends about Philosophy Crush. We are also in the process of getting our podcasts available on Google Play. Expect an announcement very soon.
I am an amateur photographer and blogger with a keen interest in many subjects, especially philosophy, technology and the sciences. I hold a B.A. in Philosophy and History from McMaster University as well as a M.A. in Philosophy from The University of Waterloo. I also completed undergraduate and graduate level courses in Computer Science at McMaster University.


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Tea & Coffee World Cup
UKERS
Submit UKERS entry
2020 UKERS Guide
Blending, roasting & processing
Equipment & packaging
The coffee partnership driving landscape-level sustainability in Mexico
Photo courtesy of Olam International
Posted: 23 December 2020
Related core topics: Origins, Sustainability
Related topics: coffee farmers, community support, Environment
Related organisations: Anáhuac University, BIOFIN Mexico, National Forestry Commission, Olam Coffee, Olam International, Rainforest Alliance, Reforestamos México AC, United States Agency for International Development (USAID)
Related people: Jeremy Dufour, Sophie Persey
Related regions: Central America, Mexico
The partnership between Olam Coffee, part of Olam Food Ingredients, and the Rainforest Alliance in Mexico is part of the Alliance for Sustainable Landscapes and Markets, funded by USAID, which is working to conserve biodiversity and provide sustainable farmer livelihoods in the biological corridor of the La Frailescana region of Chiapas. The project recently won the Zero Deforestation Award by Reforestamos México AC as part of the Los Bóscares awards, supported by BIOFIN Mexico, the National Forestry Commission (Conafor) and the Faculty of Social Responsibility at Anáhuac University, which recognise companies that demonstrate commitment to forest conservation.
Chiapas is one of Mexico's key coffee-growing regions – producing over 41% of the nation's coffee – and supports the livelihoods of over 100,000 families. However, the impact of climate change and land-use dynamics in the region are reducing the suitability of growing areas, with productivity suffering under traditional cultivation methods. This is where the risk lies, as those unable to adapt are increasingly likely to relocate their farms to higher elevation areas where the protected areas and most diverse ecosystems are located. Added to this is the current trend of warmer, drier weather patterns combined with agricultural expansion, causing a higher frequency of uncontrolled fires, with the resulting deforestation and degradation posing a significant threat to ecosystems, productive landscapes and the local population´s well-being.
Olam's field staff have worked alongside coffee farmers in the region for over seven years, providing coffee seedlings and productivity assistance, tackling leaf rust and regenerating farms that may otherwise have been abandoned. This landscape partnership with the Rainforest Alliance, which was launched in 2018, is an opportunity to scale up these efforts and equip 800 farmers with the resources and skills they need to mitigate climate change, increase their productivity, quality and access to the market. It will also contribute to Olam Coffee's commitment to ensure zero deforestation in our supply chains by 2025, as set out in our new sustainability strategy Coffee LENS.
We are working to restore degraded agricultural land by promoting agroforestry practices, which primarily involves re-establishing vegetation cover with coffee seedlings and native forest trees. By supporting farmers to enjoy a profitable and sustainable coffee business, we remove the incentive to encroach into natural protected areas and instead, engage them in good environmental stewardship. This way, we hope to change the trajectory of degradation, towards a living landscape where farmers prosper in thriving communities. This is our ambition for delivering a transformative impact, under the principles of Olam's AtSource Infinity programmes and the Rainforest Alliance.
We have distributed half a million coffee saplings so far, to replace old stock, which, combined with the climate-smart agronomic training, has already increased the yields of 200 farmers by 60% on average.
Under the project's focused restoration efforts, more than 300,000 forest trees have been planted, with a target of 800,000 by 2023 and to restore and protect 5,000 hectares in and around La Sepultura and Frailescana natural protected areas. This is contributing to Mexico's goal of zero deforestation and a 30% reduction of CO2 emissions by 2030. These efforts complement the federal and state agencies' collaborative actions to help eradicate uncontrolled fires in this landscape and the entire region.
The ability to track landscape-level improvements under this partnership and credibly communicate the broader sustainability benefits to Olam's AtSource customers, USAID and other key stakeholders, will strengthen participation and support for the project, and unlock further opportunities to scale up the agroforestry efforts.
Measuring impact at landscape level
Perhaps the most unique aspect of this multi-stakeholder initiative is the approach to assessing and evidencing sustainability impact at landscape scale using the LandScale system. LandScale provides the right framework to measure and monitor the net increase of productive areas, from agroforestry and restoration of degraded over-grazed land into coffee production. It also helps align the interests of all partners involved, including government agencies, who are not directly involved in restoration activities on the ground, but share the mutual objective of halting habitat destruction from uncontrolled fires, through incentivising the roll out of payment for ecosystem services (PES) mechanisms in participating communities.
LandScale includes three main components – an assessment framework, verification mechanism, and reporting platform – which enable the private sector, governments, and civil society to access reliable information that can guide and incentivize sustainability improvements at scale.
LandScale tailors the assessment framework to the landscape. It offers guidance for conducting the assessment, including direction on defining the landscape's boundary, selecting relevant indicators and performance metrics, collecting data, and reporting results. After completing an assessment, partners can communicate the results to key stakeholders. One way to do this is via the online reporting platform, available from mid-2021. The platform facilitates the assessment process and publicises results to decision-makers such as buyers, investors, and governments.
LandScale also provides a verification mechanism to enable credible and transparent claims about landscape performance and a specific organisation's contribution to, or association with, a landscape.
For more information, visit: www.landscale.org.
Jeremy Dufour is Sustainability Projects general manager at Olam Coffee and Sophie Persey is LandScale senior manager at the Rainforest Alliance
Coffee companies need to prove their sustainability impact
The 2020 Dietary Guidelines miss an opportunity with coffee
2021 cannot come soon enough!
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Smoking is not permitted in our hospital areas.
Shops inside the hospital areas do not sell tobacco products.
From 1 July 2017 there is a change in the Smoking Act, which states that e-cigarettes also are covered by the ban and therefore not permitted within the hospital.


Aero Vintage's RV-8 - My favorite blog so far. Doing a slow build.
Luis and Fab's RV-7a - Slow build, good details on wing - Start on April 2007 for wing.
Anonymous's RV-8 - Very detailed and helpful description of every step in the empennage build, with photos!
Chris's RV-8 - A lot of advice, especially where he would do things differently if we were to do it over again.


Variety | Quality | Anticipation | GREAT wine … month after month | An amazing value and a wonderful way to experience unique boutique wines every month of the year.
The journey of trying something new each month is exhilarating. Knowing I do not have to walk down the aisle trying to figure out what to try. I know that I will get a great tasting wine at my door.
When our 4 bottle Wine Club arrives, my husband and I run to see who opens the Box-O-Fun first! It's like a birthday or Christmas gift every month! And we really enjoy pairing the recipes with the wines – and when company comes over, everything is a big hit! Thank you, WineShop, for continuing to provide the best wines the industry has to offer!
I love the variety of selection and knowing I'll pay the same price no matter the contents and/or time of year. It's truly the best gift to myself!


In late January, the U.S. District Court for the Eastern District of New York issued an 80 page Opinion and Order granting preliminary approval to the pending $6.25 billion settlement in the consolidated payment card interchange fee class action case (In Re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation, MDL-1720). The settlement class is comprised of all merchants that accepted Visa and Mastercard payment cards from 2004 to the present. The settlement fund is designed to compensate class members for the interchange fees they paid, which were allegedly inflated as a result of certain violations of the antitrust laws by Visa and Mastercard and their participating banks.
Last December, PMAA filed objections to the settlement over concerns that branded marketers would not receive notice or payment because their major oil company suppliers are the only entity known to credit card processors. PMAA argued that it was the marketers who paid the interchange fees. Judge Brodie of the US District Court for the Eastern District of New York addressed this issue by saying, "Class Counsel assured the court that Branded operators would in fact receive notice." Notice of the settlement should go out shortly and opt-outs may be filed until July. PMAA will have more information for marketers soon on how best to proceed.


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Marlon Moraes wants new deal, next crack at T.J. Dillashaw – and Henry Cejudo can stay put
By Steven Marrocco, Fernanda Prates February 3, 2019 1:00 am
By Steven Marrocco and Fernanda Prates | February 3, 2019 1:00 am
FORTALEZA, Brazil – UFC bantamweight contender Marlon Moraes seems awfully confident he won't have to wait for a rematch between flyweight champ Henry Cejudo and bantamweight champ T.J. Dillashaw.
"That's not going to happen," Moraes (22-5-1 MMA, 4-1 UFC) told reporters after his stunning submission win over Raphael Assuncao (27-6 MMA, 11-3 UFC) in the headliner of UFC on ESPN+ 2, which took place Saturday at Centro de Formacao Olimpica do Nordeste. "Cejudo's going to keep his division, and in the bantamweight division, Dillashaw's the champion."
To be clear, there's been no official word on the fate of UFC flyweights. Cejudo (14-2 MMA, 8-2), who's pushing for a Dillashaw (16-4 MMA, 12-4 UFC) rematch at 135 pounds, even seemed to suggest this week they were on their way out.
But Moraes is confident things will go back to business as usual, and he'll get the next shot at Dillashaw.
Or at least, that's what he demands.
"First of all, I want a new contract, and the first fight has to be for the title," he said. "The time has come. I'm ready. I'm in my prime. I can't wait more. It's my time to fight for the belt and to win."
With bouts remaining on his current deal, Moraes clarified he's not complaining about his pay. But he can always get better.
Dillashaw has asked for a rematch at flyweight after claiming his fight with Cejudo at UFC on ESPN+ 1 was stopped early.
"T.J. Dillashaw hasn't lost his title," Moraes counters. "He's going to have to defend it. I'm here to challenge him."
Nearly unable to face Assuncao due to a bad case of fight-week gastrointestinal illness, Moraes said he barely slept for a two-day stretch on fight week. He didn't contact UFC doctors out of worry that he wouldn't be cleared to fight. He had to tough it out to cut weight before a break in the illness allowed him to shed the required pounds.
Moraes credited Assuncao with transforming him as a fighter after a split decision loss in June 2017.
"Yeah, competing against a guy like Raphael, he's a veteran," Moraes told MMAjunkie. "Not a veteran in age, but he's got more than 30 fights. He had only lost before to T.J. Dillashaw by a decision.
"He's a guy who pushes you and motivates you to train. I evolved a lot fighting him that time and this time. I think now, I'm really prepared to be the champion."
And when he gets in front of Dillashaw, Moraes predicts his tenacity will win him the belt.
"I'm Brazilian, and Brazilians never give up," he said with a smile.
For complete coverage of UFC on ESPN+ 2, check out the UFC Events section of the site.
Marlon Moraes def. Raphael Assuncao at UFC on ESPN+ 2: Best photos
Henry Cejudo, Marlon Moraes, T.J. Dillashaw, UFC on ESPN+ 2, News, UFC


text:
The FBI Issues A Warning About Synthetic Content
SCARS RomanceScamsNOW.com Home | 2 - GOVERNMENT / LAW ENFORCEMENT / ENTITIES / AGENCIES | FBI - U.S. Federal Bureau of Investigation | The FBI Issues A Warning About Synthetic Content
Last Updated on May 15, 2021 by SCARS Editorial Team
The FBIFBI FBI - Federal Bureau of Investigation The Federal Bureau of Investigation (FBI) is the domestic intelligence and security service of the United States and its principal federal law enforcement agency. Operating under the jurisdiction of the United States Department of Justice, the FBI is also a member of the U.S. Intelligence Community and reports to both the Attorney General and the Director of National Intelligence. A leading U.S. counter-terrorism, counterintelligence, and criminal investigative organization, the FBI has jurisdiction over violations of more than 200 categories of federal crimes, including financial fraud. Issues A Warning About Synthetic Content
Helping You Spot Fake Altered or PhotoshoppedPhotoshopped Means to alter (a digital image) with Photoshop (or similar) software or other image-editing tools especially in a way that distorts reality (as for deliberately deceptive purposes). Images
Find Real ScammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. & Fake Stolen Photos On ScamsONLINE.org
The SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS. Scammer Photo Gallery Website
Click Here To Donate To SCARS
For New Victims – Click Here For The Information You Need Now!
Synthetic Content Now Represents A Significant Threat!
Malicious Actors Almost Certainly Will Leverage Synthetic Content for Cyber and Foreign Influence Operations
Malicious actors almost certainly will leverage synthetic content for cyber and foreign influence operations in the next 12-18 months.
Foreign actors are currently using synthetic content in their influence campaigns, and the FBI anticipates it will be increasingly used by foreign and criminalCriminal A criminal is any person who through a decision or act engages in a crime. This can be complicated, as many people break laws unknowingly, however, in our context, it is a person who makes a decision to engage in unlawful acts or to place themselves with others who do this. A criminal always has the ability to decide not to break the law, or if they initially engage in crime to stop doing it, but instead continues. cyber actors for spearphishing and social engineeringSocial Engineering Social engineering is the psychological manipulation of people into performing actions or divulging confidential information. It is used as a type of confidence trick for the purpose of information gathering, fraud, or system access, it differs from a traditional "con" in that it is often one of many steps in a more complex fraud scheme. It has also been defined as "any act that influences a person to take any action that may or may not be in their best interests." in an evolution of cyber operational tradecraft.
Explaining Synthetic Content
The FBI defines synthetic content as the broad spectrum of generated or manipulated digital content, which includes images, video, audio, and text. While traditional techniques like Photoshop can be used to create synthetic content, this report highlights techniques based on artificial intelligenceArtificial intelligence Artificial intelligence (AI) is wide-ranging branch of computer science concerned with building smart machines capable of performing tasks that typically require human intelligence. Machine learning is a subset of Artificial Intelligence. (AIAI Artificial intelligence (AI) is wide-ranging branch of computer science concerned with building smart machines capable of performing tasks that typically require human intelligence. Machine learning is a subset of Artificial Intelligence.) or machine learningMachine learning Machine learning is a subset of artificial intelligence. Machine learning has the capacity to learn over time without being explicitly programmed. It can ingest a large amount of data and detect patterns and anomalies at scale. Supervised machine learning models are trained on a set of labels, while unsupervised machine learning does not require labeled data. (ML) technologies. These techniques are known popularly as deepfakes or GANs (generative adversarial networks). Generally, synthetic content is considered protected speech under the First Amendment. The FBI, however, may investigate malicious synthetic content which is attributed to foreign actors or is otherwise associated with criminal activities.
Recent and Anticipated Uses of Synthetic Content
Since late 2019, private sector researchers have identified multiple campaigns which have leveraged synthetic content in the form of ML-generated social media profile images.
Additionally, advances in AI- (artificial intelligence-based) and ML-based (machine learning-based) content generation and manipulation technologies likely could be used by malicious cyber actors to advance tradecraft and increase the impact of their activities. ML-generated profile images may help malicious actors spread their narratives, increasing the likelihood they will be more widely shared, making the message and messenger appear more authentic to consumers.
Russian, Chinese, and Chinese-language actors are using synthetic profile images derived from GANs, according to multiple private-sector research reports. These profile images are associated with foreign influence campaigns, according to the same sources.
Since 2017, unknown actors have created fictitious "journalists" who generated articles that were unwittingly published and amplified by a variety of online and print media outlets, according to press reports. These falsified personas often have a seemingly robust online presence, including the use of GANs profile images, however, basic fact checks can quickly reveal that the profiles are fraudulent.
Currently, individuals are more likely to encounter information online whose context has been altered by malicious actors versus fraudulent, synthesized content. This trend, however, will likely change as AL and ML technologies continue to advance
We anticipate malicious cyber actors will use these techniques broadly across their cyber operations—likely as an extension of existing spearphishing and social engineering campaigns, but with more severe and widespread impact due to the sophistication level of the synthetic media used.
Malicious cyber actors may use synthetic content to create highly believable spearphishing messages or engage in sophisticated social engineering attacks, according to a late 2020 joint research report.
Synthetic content may also be used in a newly defined cyber-attack vector referred to as Business Identity Compromise (BIC). BIC will represent an evolution in Business Email Compromise (BEC) tradecraft by leveraging advanced techniques and new tools. Whereas BEC primarily includes the compromise of corporate email accounts to conduct fraudulent financial activities, BIC will involve the use of content generation and manipulation tools to develop synthetic corporate personas or to create a sophisticated emulation of an existing employee.
This emerging attack vector will likely have very significant financial and reputational impacts to victim businesses and organizations.
How to Identify and Mitigate Synthetic Content
Visual indicators such as distortions, warping, or inconsistencies in images and video may be an indicator of synthetic images, particularly in social media profile avatars (profile images). For example, distinct, consistent eye spacing and placement across a wide sample of synthetic images provide one indicator of synthetic content.
Similar visual inconsistencies are typically present in the synthetic video, often demonstrated by noticeable head and torso movements as well as syncing issues between face and lip movement, and any associated audio.
Third-party research and forensic organizations, as well as some reputable cybersecurity companies, can aid in the identification and evaluation of suspected synthetic content.
Finally, familiarity with media resiliency frameworks like the SIFT methodology can help mitigate the impact of cyber and influence operations.
The "SIFT" methodology encourages individuals to Stop, Investigate the source, Find trusted coverage, and Trace the original content when consuming information online.
Individuals and organizations can lower the risk of becoming victims to malicious actors using synthetic content by adopting good cyber hygiene and other security measures to include the following tips.
Be aware of the potential for cyber or foreign influence activities using synthetic content. Be alert when consuming information online, particularly when topics are especially divisive or inflammatory;
Seek multiple, independent sources of information;
Do not assume an online persona or individual is legitimate based on the existence of video, photographs, or audio on their profile;
Seek media literacy or media resiliency resources like SIFT, as well as training to harden individuals and corporate interests from the potential effects of influence campaigns;
Use multi-factor authentication on all systems, especially on shared corporate social media accounts;
Train users to identify and report attempts at social engineering and spearphishing which may compromise personal and corporate accounts;
Establish and exercise communications continuity plans in the event social media accounts are compromised and used to spread synthetic content;
Do not open attachments or click links within emails received from senders you do not recognize;
Do not provide personal information, including usernames, passwords, birth dates, social security numbers, financial data, or other information in response to unsolicited inquiries;
Be cautious when providing sensitive personal or corporate information electronically or over the phone, particularly if unsolicited or anomalous. Confirm, if possible, requests for sensitive information through secondary channels;
Always verify the web address of legitimate websites and manually type them into your browser.
The FBI's Protected Voices initiative provides additional tools and resources to companies, individuals, and political campaigns to protect against online foreign influence operations and cybersecurity threats.
Reporting Notice
The FBI encourages readers to report information concerning suspicious or criminal cyber activity to their local FBI field office. Additionally, corporations, individuals, or other entities who believe they are the target of foreign influence actors or other malign foreign entities are encouraged to contact their local FBI Field Office. Field office contacts can be identified at www.fbi.gov/contact-us/field-offices.
When available, each report submitted should include the date, time, location, type of activity, number of people, and type of equipment used for the activity, the name of the submitting company or organization, and a designated point of contact.
Administrative Note
1 Report | Graphika | "IRA Again: Unlucky Thirteen" | 1 September 2020 | https://graphika.com/reports/ira-again-unlucky-thirteen/ | accessed on 2 September 2020.
2 Report | Graphika | "Step into My Parler" | 1 October 2020 | https://graphika.com/reports/step-into-my-parler/ | accessed on 3 October 2020.
3 Report | Graphika | "Operation Naval Gazing" | 22 September 2020 | https://graphika.com/reports/operation-naval-gazing/ | accessed on 23 September 2020.
4 Report | Graphika | "Spamouflage Goes to America" | 12 August 2020 |
https://graphika.com/reports/spamouflage-dragon-goes-to-america/ | accessed on 13 August 2020.
5 Report | Graphika and DFRLab | "#OperationFFS: Fake Face Swarm" | 20 December 2019 |
https://graphika.com/reports/operationffs-fake-face-swarm/ | accessed on 23 December 2019.
6 News Article | Buzzfeed | "The Independent Used A Journalist Who Doesn't Exist On A Football Report from Cyprus." | 16 October 2017 | https://www.buzzfeed.com/markdistefano/the-independent-used-a-journalist-who-doesnt-exist-on-a | accessed on 17 February 2020.
7 News Article | Reuters | "Deepfake used to attack activity couple shows new disinformation frontier" | 15 July 2020 | https://www.reuters.com/article/us-cyber-deepfake-activist/deepfake-used-to-attack-activist-couple-shows-new-disinformation-frontier-idUSKCN24G15E | accessed 17 February 2020.
8 Report | Trend Micro Research | "Malicious Uses and Abuses of Artificial Intelligence" | 19 November 2020 | https://europol.europa.eu/publications-documents/malicious-uses-and-abuses-of-artificial-intelligence/ | accessed on 20 November 2020.
9 Blog Article | Infodemic.blog | "Sifting through the Pandemic" | 2021 | https://infodemic.blog | accessed on 17 February 2021.
TAGS: SCARS, Information About Scams, Anti-Scam, Scams, Scammers, Fraudsters, Cybercrime, Crybercriminals, Scam Victims, Online FraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim., Online Crime Is Real Crime, ScamScam A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Avoidance, Synthetic Content, Altered Images, Photoshopped Images, Fake Photos, FBI Warning
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By the SCARS™ Editorial Team
Society of Citizens Against Relationship ScamsSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS. Inc.
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This beautiful apartment has a number of delightful features, including a private terrace offering superb views over the sea and the Port Olímpic. Inside, the open-plan living room is extremely spacious, and all the rooms are quiet, airy and bright. In the gardens below, there is a communal area for residents, to which you will have complete access.
This has a children's play area, a basketball court and a lovely swimming pool, so Marina makes an ideal choice for families with children. The apartment also enjoys an unbeatable location, since it is close to both the beach and the city centre. There are shops and restaurants on your doorstep, while the Parc de la Ciutadella with its famous zoo is just a short walk away.
Walking access: The metro is 1 minute away. A 5 minute walk takes you to the beach and numerous seafront restaurants, and you are just 8 minutes' walk from a shopping centre with a multi-screen cinema (films in original language with Spanish subtitles), restaurants, shops and a fitness studio.
By metro: It's just 2 stops to the Born district, the Cathedral and the Picasso Museum; 3 stops to the Ramblas, the Gothic Quarter and Plaça Catalunya; and 4 stops to Passeig de Gràcia (the city's top shopping avenue). The Sagrada Família is 5 stops away, while Parc Güell and Montjuïc are 6 stops away.


text:
Everyone wants to feel worthy, adequate, and important. You can feel the effects of low self-esteem in dysregulated emotions, negative thought patterns, and breakdowns in communication with others. Low self-esteem affects relationships, body image, and overall sense of inclusion and significance. While low self-esteem can be related to other issues like anxiety and depression, it can also result in engaging in unsafe behaviors in an attempt to feel better, whole, and worthy.
The therapists at Relate Family Therapy and Counseling help you develop the skills and build upon your own strengths and resiliency to combat the lies that low self-esteem tells you about their bodies, their abilities, and yourself. With support and a strong therapeutic connection, you can feel authentic, engaged, motivated, and work toward a future of independence and confidence.


The Swedish National Police Board (SNPB) estimates to save about 20 million euro in the next five years by switching to open source application servers, open source database servers and standard computer server hardware, according to a case study published by the Open Source Observatory and Repository.
"We must have an IT architecture which is not locked to a special vendor", the case study quotes Per-Ola Sjöswärd.
The savings is one of three advantages that the police force says it will achieve with the move, the other two being limitation of the vendor lock-in and the use of open standards.
The police decided in 2007 to switch to open source application servers and database servers.
The OSOR case study cites a SNPB presentation showing that the cost for the application server amount to only one fifth of the previous solutions, and the cost for the database only one seventh of the price of the proprietary solution. "The Total Cost of Ownership (TCO) of using open source vendors instead of proprietary vendors has thus been reduced substantially."
The software and hardware migration only involves servers in the police data centres. For police officers across the country everything on their desktop PCs remained the same, and new applications were not introduced.
The OSOR case study is the second involving a EU member state's police force switching to open source. Earlier this year, OSOR published a report on the Gendarmerie Nationale, France's national police force, which is moving to a complete open source IT environment, including the desktop. The Gendarmerie says this move helped save millions of euro and allowed it to reduce its IT budget by 70 percent. In the Netherlands, the Dutch police forces are currently testing the use of thin clients running Debian to access proprietary desktop applications.


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Bravo Is Gifting The World With A TV Show About Anna Wintour And Tina Brown
It's called All That Glitters and it will follow the friendship, rivalry, and rise of these two media powerhouses.
By Alanna Bennett
Alanna Bennett BuzzFeed News Reporter
Posted on May 15, 2017, at 3:14 p.m. ET
If you're in the mood for a story about two powerful women and ALSO pining for more of Anna Wintour's legendary bob, BOY HAVE I GOT NEWS FOR YOU.
Vivien Killilea / Getty Images
Bravo has ordered a six-hour scripted event series that will follow the relationship between iconic Vogue editor Anna Wintour and Daily Beast co-founder Tina Brown.
Frazer Harrison / Getty Images, Jemal Countess / Getty Images
"As both bold and driven women fight their way to the top of a male-dominated industry driven by greed and betrayal, they each find new paths to change the world around them," the network's press release read. "Tina, through the intersection of high-culture and celebrity, and Anna with an instinct for high fashion and emerging talent."
It's also called All That Glitters, which is SHEER PERFECTION.
The event series is based on Thomas Maier's book Newhouse and it's executive produced by Gale Anne Hurd (The Walking Dead) and Judith Verno (Masters of Sex). It will be written and executive produced by Lawrence Konner and Mark Rosenthal, who are known for Planet of the Apes, Mona Lisa Smile, and Superman IV: The Quest For Peace. Maier will also produce.
I mean, imagine the haircuts ALONE.
George De Sota / Getty Images, Kevin Winter / Getty Images, double-takee / Via giphy.com, Graham Morris / Getty Images
Now it's time to start daydreaming about who might play these women...
giphy / Via double-takee.tumblr.com
Alanna Bennett is an entertainment reporter for BuzzFeed News and is based in New York.
Contact Alanna Bennett at alanna.bennett@buzzfeed.com.


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Latest Crisis
US army officer in Iraq accused of aiding al Qaeda
By Mussab Al-Kharailla
BAGHDAD, Oct 19 (Reuters) - A senior U.S. army officer in Iraq faced court martial accusations on Friday of aiding al Qaeda and illegally possessing secret documents that could have been used "to the injury of the United States".
Lieutenant-Colonel William Steele, 52, is a former military police commander at Camp Cropper, a U.S. detention facility near Baghdad airport where he oversaw the detention of Saddam Hussein in the days before the Iraqi leader's execution on Dec. 30.
"Lieutenant-Colonel Steele aided the enemy, al Qaeda in Iraq is the enemy, there's no question," prosecutor Captain Michael Rizzotti told the final day of Steele's court martial at Camp Liberty, a U.S. military base near the airport.
Steele is charged with aiding the enemy, a crime that carries a maximum sentence of life imprisonment, illegally possessing classified information and maintaining an inappropriate relationship with a woman interpreter.
He is the highest-ranking U.S. officer to face a charge of aiding the enemy since Captain James Yee, a Muslim chaplain at Guantanamo Bay, was charged in September 2003. The army eventually dropped the case.
Steele is accused of allowing detainees at Cropper to use his mobile phone. His defence team argues that he did this as a humanitarian gesture. Steele himself has opted not to testify.
"He did have interaction with detainees, treating them with dignity and respect. Let's not confuse that with sympathising with the enemy," defence counsel Major David Barrett said in his closing argument.
INTIMATE EMAILS
Rizzotti said Steele had allowed an al Qaeda detainee, identified only as ISN 2184, "responsible for hundreds of deaths of coalition forces" to make a five-minute unmonitored telephone call in Arabic.
"We'll never know who was called, we'll never know what was said. ... It's the equivalent of putting an AK-47 in his hand. He aided the enemy," he said.
"Did he do it once? Did he do it twice? Nine soldiers saw him do this."
Prosecutor Rizzotti said nearly 12,000 secret documents had also been found in a search of Steele's living quarters in Camp Victory, the main U.S. base in Baghdad.
"(They were) documents that if fallen into the wrong hands could be used to the injury of the United States or the advantage of a foreign nation. He did not get authority to take these documents," he said.
Much of the trial was held in closed session because of the sensitive nature of the documents, but reporters were given a glimpse of one which contained aerial photographs of Kandahar airbase and Bagram airfield in Afghanistan.
The court also heard how Steele sent intimate emails to his interpreter Bahar al-Suseyi, including one saying "there are a few things I need to do with you/to you" and planned to take her with him on a trip to Qatar.
Rizzotti said it was inappropriate behaviour for the married camp commander, whose wife Judith has been attending the sessions. It is still unclear what sentence Steele faces on this charge if he is found guilty.


Assisted Crystal Villamayor in hand coloring hundreds of frames.
Random Acts of Flyness premieres August 3 at midnight on HBO.
Hands of Respect was a campaign created by Marvel's former EIC, publisher Stan Lee. Lee wanted to bring back the human fundamental of respecting one another.
A group of PR students from the Spring 2017 class collaborated together to help Lee promote and rose awareness to Hands of Respect. The class promoted the campaign by hosting a campus movie night, partook in a capitol walk in Sacramento raising awareness to assembly members, senators and staff members about Hands of Respect, spoke at the CSU Chancellor meeting, and had an open online chat to the public via Facebook with Lee himself to spread the movement.


text:
from datetime import datetime

from twitter_ads.client import Client
from twitter_ads.campaign import Campaign, LineItem, TargetingCriteria
from twitter_ads.enum import ENTITY_STATUS, OBJECTIVE, PLACEMENT, PRODUCT

CONSUMER_KEY = 'your consumer key'
CONSUMER_SECRET = 'your consumer secret'
ACCESS_TOKEN = 'user access token'
ACCESS_TOKEN_SECRET = 'user access token secret'
ADS_ACCOUNT = 'ads account id'

# initialize the twitter ads api client
client = Client(CONSUMER_KEY, CONSUMER_SECRET, ACCESS_TOKEN, ACCESS_TOKEN_SECRET)

# load up the account instance
account = client.accounts(ADS_ACCOUNT)

# create two campaigns
campaign_1 = Campaign(account)
campaign_1.funding_instrument_id = account.funding_instruments().next().id
campaign_1.daily_budget_amount_local_micro = 1000000
campaign_1.name = 'my first campaign'
campaign_1.entity_status = ENTITY_STATUS.PAUSED
campaign_1.start_time = datetime.utcnow()

campaign_2 = Campaign(account)
campaign_2.funding_instrument_id = account.funding_instruments().next().id
campaign_2.daily_budget_amount_local_micro = 2000000
campaign_2.name = 'my second campaign'
campaign_2.entity_status = ENTITY_STATUS.PAUSED
campaign_2.start_time = datetime.utcnow()

campaigns_list = [campaign_1, campaign_2]
Campaign.batch_save(account, campaigns_list)

# modify the created campaigns
campaign_1.name = 'my modified first campaign'
campaign_2.name = 'my modified second campaign'

Campaign.batch_save(account, campaigns_list)

# create line items for campaign_1
line_item_1 = LineItem(account)
line_item_1.campaign_id = campaign_1.id
line_item_1.name = 'my first ad'
line_item_1.product_type = PRODUCT.PROMOTED_TWEETS
line_item_1.placements = [PLACEMENT.ALL_ON_TWITTER]
line_item_1.objective = OBJECTIVE.ENGAGEMENTS
line_item_1.bid_amount_local_micro = 10000
line_item_1.entity_status = ENTITY_STATUS.PAUSED

line_item_2 = LineItem(account)
line_item_2.campaign_id = campaign_1.id
line_item_2.name = 'my second ad'
line_item_2.product_type = PRODUCT.PROMOTED_TWEETS
line_item_2.placements = [PLACEMENT.ALL_ON_TWITTER]
line_item_2.objective = OBJECTIVE.ENGAGEMENTS
line_item_2.bid_amount_local_micro = 20000
line_item_2.entity_status = ENTITY_STATUS.PAUSED

line_items_list = [line_item_1, line_item_2]
LineItem.batch_save(account, line_items_list)

# create targeting criteria for line_item_1
targeting_criterion_1 = TargetingCriteria(account)
targeting_criterion_1.line_item_id = line_item_1.id
targeting_criterion_1.targeting_type = 'LOCATION'
targeting_criterion_1.targeting_value = '00a8b25e420adc94'

targeting_criterion_2 = TargetingCriteria(account)
targeting_criterion_2.line_item_id = line_item_1.id
targeting_criterion_2.targeting_type = 'PHRASE_KEYWORD'
targeting_criterion_2.targeting_value = 'righteous dude'

targeting_criteria_list = [targeting_criterion_1, targeting_criterion_2]
TargetingCriteria.batch_save(account, targeting_criteria_list)

targeting_criterion_1.to_delete = True
targeting_criterion_2.to_delete = True

TargetingCriteria.batch_save(account, targeting_criteria_list)

line_item_1.to_delete = True
line_item_2.to_delete = True

LineItem.batch_save(account, line_items_list)

campaign_1.to_delete = True
campaign_2.to_delete = True

Campaign.batch_save(account, campaigns_list)


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American College of Apothecaries Installs Officers for 2015 – 2016
The following independent pharmacists were installed as officers of the American College of Apothecaries during its 2015 Annual Educational Conference in Fort Lauderdale, Florida:
Chairman of the Board – Jim Martin
Jim Martin is a pharmacist licensed in both Georgia and Texas and has been the co-owner of Martin & Martin Management Consultants, LLC with his wife Dorinda since October 2004. They currently operate multiple pharmacies in the Austin, Texas area. Martin served as Executive Director and CEO of the Texas Pharmacy Association from 2000 to 2009. He has also served as ACA Region 9 Director. A former Member of the Georgia General Assembly, Martin has also served as President and Chairman of the Board of the Georgia Pharmacy Association and President and Chairman of the Board of the National Community Pharmacists Association (NCPA) and is a member of the American Pharmacists Association, American College of Apothecaries, the Georgia Pharmacy Association and the Texas Pharmacy Association. Martin currently serves on the Board of Lone Star Co-Op & on the Board of Directors of its Affiliate, Compliant Pharmacy Alliance, LLC, and has been appointed by Texas Governor, Rick Perry to serve on the Board of The Texas Health Service Authority. Martin has been the recipient of multiple awards for leadership in pharmacy including the prestigious Bowl of Hygeia Award and the Pathfinders Award presented by the Texas Pharmacy Foundation.
President – Jerry Greene
Jerry Greene is a pharmacist and owner of San Diego Compounding Pharmacy. After receiving his baccalaureate degree from Western Michigan University in 1982, Jerry then went on to receive his pharmacy degree at the University of the Pacific. Jerry served two (1 year terms) as President of the San Diego Chapter of the California Pharmacists Association after 6 years on their Board of Directors. Since 2002, Jerry has held an Assistant Clinical Professor's position at The University of California San Diego's Skaggs School of Pharmacy. Jerry was inducted as an ACA Fellow in 2003 and served three (4 year terms) as Region 12 Director for the ACA. He is a member of The American Pharmacists Association (APhA), The International Academy of Compounding Pharmacists (IACP), The California Pharmacists Association (CPhA), The National Community Pharmacists Association (NCPA) and is a Lifetime Member of The Hog Owners Group.
President – Elect – Thomas J. Hunt
Tom Hunt received his B.S. degree in pharmacy from St. Louis College of Pharmacy in 1980 and his MBA from St. Louis University in 1986. Between 1980 and 1990, Tom worked as a staff pharmacist, pharmacy manager, district manager and business consultant to franchisees. In 1990 he purchased Lindenwood Drug. Currently Tom has ownership in two pharmacies in the St. Louis area. In addition to his responsibilities as a pharmacist, manager and owner, Hunt is an adjunct clinical instructor at St. Louis College of Pharmacy and affiliate clinical faculty at Southern Illinois University at Edwardsville. Tom has served as ACA Regional Director for Region 7 for several years. He is also a member of the Missouri Pharmacist Association, NCPA, APhA, IACP, and the American College of Veterinary Pharmacists.
Vice President – Ryan Oftebro
Ryan Oftebro is a pharmacist and co-owner of Kelley-Ross and Associates, Inc. which consists of four pharmacies in Seattle, WA. Ryan received his PharmD from the University of Washington in 2003, and completed a Community Practice Residency in 2004. Ryan currently oversees community and clinical services at Kelley-Ross which include programs with the Polyclinic and other community based healthcare organizations. Ryan has previously held a board position with the Washington State Pharmacy Association and is currently the Region 11 Director for the American College of Apothecaries as well as a Clinical Associate Professor with the University Of Washington School Of Pharmacy.
Treasurer – Steven Pryor
Steven Pryor received B.S. degree in pharmacy in 1981 and Doctor of Pharmacy degree from Southwestern Oklahoma State University in 2005. Steve is currently the managing partner of Scheffe Prescription Shop in Enid, Oklahoma. His professional interests are focused on patient care in community retail pharmacy. His local memberships include Enid Rotary Club, Enid Chamber of Commerce, and Main Street Enid. He is also member of the Oklahoma Pharmacists Association and National Community Pharmacists Association. He has served as District Director of both the Oklahoma Pharmacist Association and Kansas Pharmacist Association. Steven has been a member of ACA for over 20 years and is currently serving as Region 8 Director and Treasurer. Steven has been married to wife Donna for 32 years, and has three children.
Dana2015-04-17T10:34:26-05:00April 17th, 2015|Categories: News Release|
ACA Members in the NEWS
2021 ACA Member of the Year Awarded to Vinnie Dam
Documentary Addresses Vaccination Facts, Counters False Information
American College of Apothecaries Announces New Vice-President, Regional Directors
Pharmacy Organizations Welcome FDA Authorization of COVID Vaccine: "We Stand Ready to Serve"


Kessler Medical Rehabilitation Research and Education Corp, Neuropsychology and Neuroscience Laboratory, West Orange, NJ (Chiaravalloti, DeLuca), and UMDNJ-New Jersey Medical School, Departments of Physical Medicine and Rehabilitation (Chiaravalloti, DeLuca) and of Neurosciences (DeLuca), Newark, NJ.
To examine the generation effect, the observation that items generated by subjects are better remembered than items provided, as a means of maximizing new learning in multiple sclerosis (MS).
Population-based sample of 31 subjects with MS (MS group) and 17 healthy controls (control group), matched for age and education.
Immediate, thirty-minute and 1-week assessments.
Neuropsychologic tests assessing language, executive functioning, working memory, long-term memory, and the generation effect were administered. Recall and recognition of generation effect stimuli was tested immediately, 30 minutes, and 1-week after presentation.
Recall and recognition of generated stimuli were significantly higher than provided stimuli across testing sessions. This effect was observed equally across the control and MS groups. Recall performance for generated stimuli correlated significantly with indices of episodic memory, information processing, and language but not executive control. Memory for the source of the information was deficient for generated words compared with provided words.
The generation effect was present in MS and control subjects and may be a viable way of maximizing new learning in MS.


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Anne Frank's stepsister meets with California teens in swastika photo
Agence France-Presse / 12:52 PM March 08, 2019
Eva Schloss told reporters following the meeting in Newport Beach that the teens had apologized profusely for the incident and had "learned a lesson for life." Image: ANP/Evert Elzinga via AFP
The stepsister of Anne Frank met privately on Thursday with a group of high school students in California who were photographed giving the Nazi salute while standing around a swastika made of red cups.
Eva Schloss told reporters following the meeting in Newport Beach that the teens had apologized profusely for the incident and had "learned a lesson for life."
"People should never, ever forget what has happened and how it came about," the 89-year-old Holocaust survivor said.
"I was shocked that in 2019, in a well-educated town, in a very high-educated school, that incidents like this should still happen."
She said she had shared her experience at the Auschwitz death camp with the students from the wealthy seaside community and that the teens had come to understand the outrage behind the offensive photo.
"They just thought it was a joke," said Schloss, who lives in London but who happened to be in California this week to speak at another event.
The meeting took place at Newport Harbor High School, where several of the teens who appeared in the picture are students.
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School officials, students and community leaders have expressed outrage over the photo that began circulating online last weekend during a party at a private home.
Rabbi Reuven Mintz, of the Chabad Center for Jewish Life, who helped organize the meeting with Schloss, said he hoped the students at the center of the scandal realize the severity of their action.
"It's imperative that today's young people come face to face with the consequences of unchecked hatred," he said.
"Our hope is that meeting someone who witnessed firsthand the atrocities committed under that same swastika and salute will help guide these students toward a life of tolerance and acceptance, spreading a message of inclusion and love, rather than one of hatred."
The scandal comes amid a rise in anti-Semitic incidents across the United States. The Anti-Defamation League reported a 58 percent increase in such incidents between 2016 and 2017, many of them in schools or on college campuses.
Like Frank, the famous teenage diarist who died at the hands of the Nazis during WWII, Schloss and her family went into hiding in the Netherlands after the Germans invaded Holland.
But they were betrayed and sent to Auschwitz. Schloss was freed from the death camp in 1945, when she was 16-years-old, but her father and brother did not survive.
Her mother married Frank's father, Otto Frank, in 1953.
She has written about her ordeal in a book titled "After Auschwitz: A story of Heartbreak and Survival". CC
Anne Frank's house revamped for 'new generation'
Anne Frank's family tried to escape to US, hit roadblocks
Suspected drug pusher killed, P2M 'shabu' seized in Taguig buy-bust
TAGS: Adolf Hitler, Anne Frank, Auschwitz-Birkenau Nazi death camp, California, Eva Schloss, Holocaust, Nazi Germany, swastika


I'm thinking about closing down my Instagram selfie album to avoid censure. Oh, wait, I don't have an Instagram account, and I've never taken a selfie. Nevermind.
You don't live in a beer bottle?
Actually, I will admit that my reflection often appears in beer bottles, but never intentionally.
I have mixed thoughts about public shaming.
I am against the retroactive shaming of what someone said or did at the time it was okay to do it. For example, Biden is being shamed for not kissing a person and patting another on the shoulders to encourage them to go up on stage. Only long after the incident have the persons thought the incidents were even incidents at all.
Then there's the pointing out of something that is illegal at the time and the narcissistic person(s) said to themselves "hell, I want to do it anyway and the law doesn't apply to me, so I'll do it and post it on the web." As the article mentions, NPS is using these posts to prosecute. These violators should be publicly shamed for (1) committing the offense, (2) being too stupid to keep it to themselves, and (3) asking for public forgiveness for the offense that they knew was wrong when they committed it.
There is some major disconnect in people's reasoning that makes them think "the law doesn't apply to me."


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Interactive Bureau Regulations 12 CFR Part 1005 (Regulation E)
Table of Contents Show Hide
Subpart A - General § 1005.1–§ 1005.20 Show Hide
§ 1005.1 Authority and purpose. § 1005.2 Definitions. § 1005.3 Coverage. § 1005.4 General disclosure requirements; jointly offered services. § 1005.5 Issuance of access devices. § 1005.6 Liability of consumer for unauthorized transfers. § 1005.7 Initial disclosures. § 1005.8 Change in terms notice; error resolution notice. § 1005.9 Receipts at electronic terminals; periodic statements. § 1005.10 Preauthorized transfers. § 1005.11 Procedures for resolving errors. § 1005.12 Relation to other laws. § 1005.13 Administrative enforcement; record retention. § 1005.14 Electronic fund transfer service provider not holding consumer's account. § 1005.15 Electronic fund transfer of government benefits. § 1005.16 Disclosures at automated teller machines. § 1005.17 Requirements for overdraft services. § 1005.18 Requirements for financial institutions offering prepaid accounts. § 1005.19 Internet posting of prepaid account agreements. § 1005.20 Requirements for gift cards and gift certificates.
Subpart B - Requirements for Remittance Transfers § 1005.30–§ 1005.36 Show Hide
§ 1005.30 Remittance transfer definitions. § 1005.31 Disclosures. § 1005.32 Estimates. § 1005.33 Procedures for resolving errors. § 1005.34 Procedures for cancellation and refund of remittance transfers. § 1005.35 Acts of agents. § 1005.36 Transfers scheduled before the date of transfer.
Appendices Show Hide
Appendix A to Part 1005 — Model Disclosure Clauses and Forms Appendix B to Part 1005 [Reserved] Appendix C to Part 1005 — Issuance of Official Interpretations
Supplement I to Part 1005 - Official Interpretations Show Hide
Comment for 1005.2 Definitions Comment for 1005.3 Coverage Comment for 1005.4 General Disclosure Requirements; Jointly Offered Services Comment for 1005.5 Issuance of Access Devices Comment for 1005.6 Liability of Consumer for Unauthorized Transfers Comment for 1005.7 Initial Disclosures Comment for 1005.8 Change-in-Terms Notice; Error Resolution Notice Comment for 1005.9 Receipts at Electronic Terminals; Periodic Statements Comment for 1005.10 Preauthorized Transfers Comment for 1005.11 Procedures for Resolving Errors Comment for 1005.12 Relation to Other Laws Comment for 1005.13 Administrative Enforcement; Record Retention Comment for 1005.14 Electronic Fund Transfer Service Provider Not Holding Consumer's Account Comment for 1005.15 Electronic Fund Transfer of Government Benefits Comment for 1005.17 Requirements for Overdraft Services Comment for 1005.18 Requirements for Financial Institutions Offering Prepaid Accounts Comment for 1005.19 Internet Posting of Prepaid Account Agreements Comment for 1005.20 Requirements for Gift Cards and Gift Certificates Comment for 1005.30 - Remittance Transfer Definitions Comment for 1005.31 - Disclosures Comment for 1005.32 - Estimates Comment for 1005.33 - Procedures for Resolving Errors Comment for 1005.34 - Procedures for Cancellation and Refund of Remittance Transfers Comment for 1005.35 - Acts of Agents Comment for 1005.36 - Transfers Scheduled Before the Date of Transfer Comment for Appendix A - Model Disclosure Clauses and Forms
Comment for 1005.11 Procedures for Resolving Errors
This version is the current regulation
View all versions of this regulation
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Regulation E
11(a) Definition of Error
1. Terminal location. With regard to deposits at an ATM, a consumer's request for the terminal location or other information triggers the error resolution procedures, but the financial institution need only provide the ATM location if it has captured that information.
2. Verifying an account debit or credit. If the consumer contacts the financial institution to ascertain whether a payment (for example, in a home-banking or bill-payment program) or any other type of EFT was debited to the account, or whether a deposit made via ATM, preauthorized transfer, or any other type of EFT was credited to the account, without asserting an error, the error resolution procedures do not apply.
3. Loss or theft of access device. A financial institution is required to comply with the error resolution procedures when a consumer reports the loss or theft of an access device if the consumer also alleges possible unauthorized use as a consequence of the loss or theft.
4. Error asserted after account closed. The financial institution must comply with the error resolution procedures when a consumer properly asserts an error, even if the account has been closed.
5. Request for documentation or information. A request for documentation or other information must be treated as an error unless it is clear that the consumer is requesting a duplicate copy for tax or other record-keeping purposes.
6. Terminal receipts for transfers of $15 or less. The fact that an institution does not make a terminal receipt available for a transfer of $15 or less in accordance with § 1005.9(e) is not an error for purposes of § 1005.11(a)(1)(vi) or (vii).
11(b) Notice of Error From Consumer
11(b)(1) Timing; Contents
1. Content of error notice. The notice of error is effective even if it does not contain the consumer's account number, so long as the financial institution is able to identify the account in question. For example, the consumer could provide a Social Security number or other unique means of identification.
2. Investigation pending receipt of information. While a financial institution may request a written, signed statement from the consumer relating to a notice of error, it may not delay initiating or completing an investigation pending receipt of the statement.
3. Statement held for consumer. When a consumer has arranged for periodic statements to be held until picked up, the statement for a particular cycle is deemed to have been transmitted on the date the financial institution first makes the statement available to the consumer.
4. Failure to provide statement. When a financial institution fails to provide the consumer with a periodic statement, a request for a copy is governed by this section if the consumer gives notice within 60 days from the date on which the statement should have been transmitted.
5. Discovery of error by institution. The error resolution procedures of this section apply when a notice of error is received from the consumer, and not when the financial institution itself discovers and corrects an error.
6. Notice at particular phone number or address. A financial institution may require the consumer to give notice only at the telephone number or address disclosed by the institution, provided the institution maintains reasonable procedures to refer the consumer to the specified telephone number or address if the consumer attempts to give notice to the institution in a different manner.
7. Effect of late notice. An institution is not required to comply with the requirements of this section for any notice of error from the consumer that is received by the institution later than 60 days from the date on which the periodic statement first reflecting the error is sent. Where the consumer's assertion of error involves an unauthorized EFT, however, the institution must comply with § 1005.6 before it may impose any liability on the consumer.
11(b)(2) Written Confirmation
1. Written confirmation-of-error notice. If the consumer sends a written confirmation of error to the wrong address, the financial institution must process the confirmation through normal procedures. But the institution need not provisionally credit the consumer's account if the written confirmation is delayed beyond 10 business days in getting to the right place because it was sent to the wrong address.
11(c) Time Limits and Extent of Investigation
1. Notice to consumer. Unless otherwise indicated in this section, the financial institution may provide the required notices to the consumer either orally or in writing.
2. Written confirmation of oral notice. A financial institution must begin its investigation promptly upon receipt of an oral notice. It may not delay until it has received a written confirmation.
3. Charges for error resolution. If a billing error occurred, whether as alleged or in a different amount or manner, the financial institution may not impose a charge related to any aspect of the error-resolution process (including charges for documentation or investigation). Since the Act grants the consumer error-resolution rights, the institution should avoid any chilling effect on the good-faith assertion of errors that might result if charges are assessed when no billing error has occurred.
4. Correction without investigation. A financial institution may make, without investigation, a final correction to a consumer's account in the amount or manner alleged by the consumer to be in error, but must comply with all other applicable requirements of § 1005.11.
5. Correction notice. A financial institution may include the notice of correction on a periodic statement that is mailed or delivered within the 10-business-day or 45-calendar-day time limits and that clearly identifies the correction to the consumer's account. The institution must determine whether such a mailing will be prompt enough to satisfy the requirements of this section, taking into account the specific facts involved.
6. Correction of an error. If the financial institution determines an error occurred, within either the 10-day or 45-day period, it must correct the error (subject to the liability provisions of §§ 1005.6(a) and (b)) including, where applicable, the crediting of interest and the refunding of any fees imposed by the institution. In a combined credit/EFT transaction, for example, the institution must refund any finance charges incurred as a result of the error. The institution need not refund fees that would have been imposed whether or not the error occurred.
7. Extent of required investigation. A financial institution complies with its duty to investigate, correct, and report its determination regarding an error described in § 1005.11(a)(1)(vii) by transmitting the requested information, clarification, or documentation within the time limits set forth in § 1005.11(c). If the institution has provisionally credited the consumer's account in accordance with § 1005.11(c)(2), it may debit the amount upon transmitting the requested information, clarification, or documentation.
Paragraph 11(c)(2)(i)
1. Compliance with all requirements. Financial institutions exempted from provisionally crediting a consumer's account under §§ 1005.11(c)(2)(i)(A) and (B) must still comply with all other requirements of § 1005.11.
11(c)(3) Extension of Time Periods
1. POS debit card transactions. The extended deadlines for investigating errors resulting from POS debit card transactions apply to all debit card transactions, including those for cash only, at merchants' POS terminals, and also including mail and telephone orders. The deadlines do not apply to transactions at an ATM, however, even though the ATM may be in a merchant location.
11(c)(4) Investigation
1. Third parties. When information or documentation requested by the consumer is in the possession of a third party with whom the financial institution does not have an agreement, the institution satisfies the error resolution requirement by so advising the consumer within the specified time period.
2. Scope of investigation. When an alleged error involves a payment to a third party under the financial institution's telephone bill-payment plan, a review of the institution's own records is sufficient, assuming no agreement exists between the institution and the third party concerning the bill-payment service.
3. POS transfers. When a consumer alleges an error involving a transfer to a merchant via a POS terminal, the institution must verify the information previously transmitted when executing the transfer. For example, the financial institution may request a copy of the sales receipt to verify that the amount of the transfer correctly corresponds to the amount of the consumer's purchase.
4. Agreement. An agreement that a third party will honor an access device is an agreement for purposes of this paragraph. A financial institution does not have an agreement for purposes of § 1005.11(c)(4)(ii) solely because it participates in transactions that occur under the Federal recurring payments programs, or that are cleared through an ACH or similar arrangement for the clearing and settlement of fund transfers generally, or because the institution agrees to be bound by the rules of such an arrangement.
5. No EFT agreement. When there is no agreement between the institution and the third party for the type of EFT involved, the financial institution must review any relevant information within the institution's own records for the particular account to resolve the consumer's claim. The extent of the investigation required may vary depending on the facts and circumstances. However, a financial institution may not limit its investigation solely to the payment instructions where additional information within its own records pertaining to the particular account in question could help to resolve a consumer's claim. Information that may be reviewed as part of an investigation might include:
i. The ACH transaction records for the transfer;
ii. The transaction history of the particular account for a reasonable period of time immediately preceding the allegation of error;
iii. Whether the check number of the transaction in question is notably out-of-sequence;
iv. The location of either the transaction or the payee in question relative to the consumer's place of residence and habitual transaction area;
v. Information relative to the account in question within the control of the institution's third-party service providers if the financial institution reasonably believes that it may have records or other information that could be dispositive; or
vi. Any other information appropriate to resolve the claim.
11(d) Procedures if Financial Institution Determines No Error or Different Error Occurred
1. Error different from that alleged. When a financial institution determines that an error occurred in a manner or amount different from that described by the consumer, it must comply with the requirements of both §§ 1005.11(c) and (d), as relevant. The institution may give the notice of correction and the explanation separately or in a combined form.
11(d)(1) Written Explanation
1. Request for documentation. When a consumer requests copies of documents, the financial institution must provide the copies in an understandable form. If an institution relied on magnetic tape, it must convert the applicable data into readable form, for example, by printing it and explaining any codes.
11(d)(2) Debiting Provisional Credit
1. Alternative procedure for debiting of credited funds. The financial institution may comply with the requirements of this section by notifying the consumer that the consumer's account will be debited five business days from the transmittal of the notification, specifying the calendar date on which the debiting will occur.
2. Fees for overdrafts. The financial institution may not impose fees for items it is required to honor under § 1005.11. It may, however, impose any normal transaction or item fee that is unrelated to an overdraft resulting from the debiting. If the account is still overdrawn after five business days, the institution may impose the fees or finance charges to which it is entitled, if any, under an overdraft credit plan.
11(e) Reassertion of Error
1. Withdrawal of error; right to reassert. The financial institution has no further error resolution responsibilities if the consumer voluntarily withdraws the notice alleging an error. A consumer who has withdrawn an allegation of error has the right to reassert the allegation unless the financial institution had already complied with all of the error resolution requirements before the allegation was withdrawn. The consumer must do so, however, within the original 60-day period.
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What Kind of Data Can be Transmitted Over Two-Way Radio
If you are investing in a new two-way radio, or if you are simply interested in the topic from a hobbyist perspective, then you might find yourself wondering what the limitations of this technology are. What kinds of things can you pick up using a radio? What kinds of things can you transmit?
And how could you hack this technology in order to do something amazing with a walkie talkie?
How Radios Send and Receive Data
To understand the full potential of radios, it is first useful to understand how they work. And, as the name would suggest, these devices primarily work by using radio signals.
Radio waves are a form of electromagnetic radiation. These are 'packets of energy' that essentially travel through the atmosphere and alter the charge in the ambient electrons, causing tiny oscillations. While we think of radio waves as being relatively 'old' technology, they are actually extremely powerful – capable of travelling at the speed of light and easily circling the globe more than 7 times a second!
Not only that, but because electromagnetic pulses use electromagnetic fields as their 'medium' (rather than particles like air or water), they are capable of travelling through space. This is why organizations like SETI use radio waves to attempt communication with extra-terrestrials!
When using two-way radio or a police scanner, we will listen out for fluctuations in this electromagnetic field that exist within certain frequencies (called bands). These are then converted to alternating currents by antennae, which in turn are then converted to spoken language, music, and other forms of communication.
Analogue radio works through slight changes to the frequency within a certain band, while digital radio utilizes ones and zeroes (stops and starts) in order to packet the data.
Hacking Radio Waves
So how can slight changes to a radio wave be interpreted as words and voice? Well actually, this works in just the same way as files on a computer – which are also interpreted from 0s and 1s (in this case representing the states of millions of switches).
A close analogy that humans use would be morse code. These are simply sounds that start and stop, but we are able to decode those signals into words and messages. Radio works in the very same way. The only difference is that this information is able to travel much further than morse code, and to contain far more complex messaging.
So, what can you send over radio? Well… anything really!
While most of us think of things like HAM radio, or digital police scanners, the truth is that radio can send video and even computer programs. The best example perhaps is Bluetooth, which is actually a data transmission protocol that moves through radio. If 'radio' is speech, then 'bluetooth' is English. Traditionally, television will also use radio waves!
So, why can't you get television on your walkie talkie?
Of course, the limitation here is primarily with the hardware – which has neither the capability to decompile the amount of information necessary for images, nor a means of displaying it!
But if you really wanted to, as a hobby, there would be nothing stopping from creating a system that allowed you to send videos from a baby monitor to a computer. And in all likelihood, knowing the internet, someone probably already has!
What is Packet Radio?
What Impacts the Range on Two-Way Radios?
What is Automatic Link Establishment?
What is Portable Radio Operations?
What is QRP Operation?
What is Skywarn?
Two-Way Radio Maintenance Tips
What is Talkback on Scan?
What are Special Event Stations
Winlink – All You Need To Know
Trans Equatorial Propagation: Every Thing You Need to Know
How to Clean an AM Radio Coil
What Do People Use a Baofeng Radio for?
What is the Internet Radio Linking Project (IRLP)?
CW Touch Paddles – Model P1PADK


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