It has been 1,979 days since all heck broke loose in the flood insurance industry. Apparently, that just wasn't enough time for Washington to react. So with the National Flood Insurance Program set to expire on Friday, it's looking increasingly likely that Congress will seek a two-week extension before finally getting around to fixing this problem. Let's hope members of both political parties take it more seriously this time.
It's not like Congress hasn't been attuned to the issue. Since the disastrous Biggert-Waters legislation was signed into law by President Barack Obama in 2012, flood insurance has been an ongoing problem, both in terms of premium increases and taxpayer liabilities. The Homeowner Flood Insurance Affordability Act of 2014 alleviated some of the fallout, but it was a temporary fix.
With the NFIP approaching $30 billion in debt this year, along with $16 billion already written off by the federal government, there is ample reason for Congress to come up with a comprehensive plan. The problem is that lawmakers from non-coastal regions want residents in Florida, Texas, Louisiana and other similar states to bear the entire burden.
The House passed legislation last month that would gradually eliminate subsidized rates and cause premiums for Florida homeowners to continue to rise. While increased rates eventually may be necessary, it cannot be the main strategy. Congress needs to devote more money to mitigating future floods instead of hammering middle class homeowners, most of whom do not live in mansions or on the waterfront.
The wiser strategy is updating flood maps that are decades old and not nearly detailed enough. That might mean more homeowners will be required to buy flood insurance, but spreading the risk would save money in the long run and invite more private insurers to participate. There also should be a more comprehensive plan to either raise the elevation of homes or buy those that repeatedly flood, because paying multiple claims on the same property ends up costing the NFIP far more than the actual value of the houses.
There was hope that the Senate would build on the House plan and incorporate some of these strategies to come up with a more reasonable path forward. Unfortunately, Congress has been preoccupied with regressive tax cuts and never had meaningful discussions about NFIP reform.
With the flood insurance program set to expire on Friday, an extension is absolutely the right path to take. While the ill-conceived Biggert-Waters plan caused flood insurance premiums to temporarily skyrocket and disrupted the real estate market in Florida, allowing the NFIP program to expire would be exponentially worse.
There are signs that lawmakers in coastal states might band together to ensure a more positive fix. The congressional delegations from Florida and Texas sent a letter to leadership this week, expressing disappointment with federal relief aid for the 2017 hurricane season and pledging not to support a budget deal unless more money was provided. That kind of cooperation also is needed for flood insurance.
Whether the extension is for two weeks or two months, the issue eventually must be confronted and fixed. Kicking the can down the road is not the optimal strategy, but it is preferable to the House's flawed plan. Florida homeowners need someone to be their advocate on this issue. It's up to the Senate to come through before the next hurricane season arrives.
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Contact the friendly at Cool n Blue Pools today or arrange with Paul and Michael a time for them to come out to your property and arrange a quote to start the process and procedures of your dream pool. Imagine have the cool relaxing blue pool this summer.
We strive for excellence, we strive for professionalism, we strive to accomplish dreams, and turn them into reality. At Cool 'n' Blue Pools we are focused on the family or corporate, we listen and we achieve.


Three of the five pedals are genuine tube stomp effects that can deliver all flavours of drive to your tone. The V8 Distortion, Straight 6 Drive and Flat 4 Boost all take advantage of VOX's newly developed Hi-Volt technology and provide not only the warm tone expected from a tube but also the all important feel and dynamics.
The two analog stomp effects in the series are the Trike Fuzz octave pedal and Double Deca analog delay. Both offer a unique tonal signature from Tone Garage's all analog circuitry.
These pedals, which feature carefully selected analog parts such as vacuum tubes and BBD chips, use rigorously refined discrete circuits. VOX's unique new Hi-Volt technology allows the internal tube to operate at 200 volts, even when using battery power.
In addition to superb sound quality, great effect designs must also take into account what's happening when bypassed. The Tone Garage series uses a true bypass design, ensuring that the sound of your guitar will not be compromised or colored when the effect is bypassed. Since the on/off switch uses a high-performance relay designed for small signals, the true tone of the guitar itself will be output without any deterioration of the sound.


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House document (United States. Congress. House), 74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6
The series House document (United States. Congress. House), 74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6 represents a set of related resources, especially of a specified kind, found in Bates College.
The Resource House document (United States. Congress. House), 74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6
House document (United States. Congress. House)
74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6
1 Items in the Series House document (United States. Congress. House), 74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6
Context of House document (United States. Congress. House), 74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6

 Data from House document (United States. Congress. House), 74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6 - Bates College

Data Citation of the Series House document (United States. Congress. House), 74th Congress, no. 353, pt. 1, 2, 3, 4, 5 & 6

redpajama_set_name: RedPajamaCommonCrawl


If you want to get really steamed up about the collusion between your Registrar and Cloverdale Unified Schools to lie and cheat in order to steal your taxes, you can read the letter for yourself.
Do you want to give this district a Thanksgiving surprise? Please call or text me (with #HonestBalllots, Sonoma, 0608970, and your name) at 909-378-5401 right now for details. It's urgent and very time-sensitive.
To improve the quality of education with funding that cannot be taken by the State; repair or replace leaky roofs; upgrade inadequate electrical systems; replace deteriorating plumbing and sewer systems; modernize outdated classrooms, restrooms and school facilities; and replace outdated heating, ventilation and air-conditioning systems; shall Cloverdale Unified School District issue $46,000,000 of bonds at legal interest rates, with an independent citizens' oversight committee, annual audits and NO money used for teacher or administrator salaries?
To improve the quality of education; repair/replace leaky roofs; upgrade inadequate electrical systems; replace deteriorating plumbing and sewer systems; and modernize outdated classrooms, restrooms and school facilities; shall Cloverdale Unified School District issue $46,000,000 of bonds at legal rates, generating on average $2,700,000 annually as long as bonds are outstanding at a rate of approximately 6 cents per $100 assessed value, with annual audits, independent citizens' oversight, NO money for salaries and all money for local schools?
*See Resolution Section 4. Option 1 shall be used on the Ballot Label unless written direction is provided by to the County Registrar by the District Superintendent to use Option 2.
California law permits school districts to issue bonds to pay for construction, repair, replacement, and acquisition of school facilities provided 55 percent of voters who vote on the measure approve the sale of the bonds. The Cloverdale Unified School District Board of Trustees has placed on the ballot the question of whether to issue $46,000,000 in bonds for such purposes.
Money raised by bond sales may only be used for the purposes and projects stated in the Bond Project List set forth in Measure H, following this analysis. Proceeds could be used to modernize, renovate, construct, acquire, equip, expand, or otherwise improve educational and support facilities. The Bond Project List includes a complete list of projects and allowed expenditures. As required by law, Measure H prohibits using bond proceeds for teacher or administrator salaries or other operating expenses.
The Board of Trustees has certified that it evaluated safety, class size, and information technology needs in developing the Bond Project List. Inclusion of a project on the Bond Project List does not guarantee it will be funded or completed. The District may seek State funds to augment Bond proceeds to advance the Bond Project List. The Board of Trustees will establish the priority and order in which projects are undertaken.
If adopted, Measure H includes "Accountability Safeguards" that require the Board of Trustees to: annually conduct independent financial and performance audits; establish an Independent Citizens' Oversight Committee; and maintain bond proceeds in a separate account in the County Treasury. Measure H further requires District Superintendent to provide an annual report to the Board on the status of projects undertaken and the amount of bond proceeds received and expended in each year.
If approved, Measure H authorizes Cloverdale Unified School District to issue and sell general obligation bonds in series, at different times, as projects are undertaken. Bonds of any series must mature within the statutory maximum number of years from date of issue. The interest rate on the bonds will depend on the market rate at the time bonds are sold, but cannot exceed the maximum rate set by law. Bonds will be repaid from property taxes levied on real property within the District based on the value of land and improvements on each property. Those taxes would be in addition to current property taxes on real property within the District.
The amount of tax needed each year will depend upon the amount needed to repay outstanding principal and interest. The District's Tax Rate Statement, which follows this analysis, estimates the highest tax rate necessary to fund the bonds is $60 per $100,000 of assessed value. Those tax levies are projections, and could go up or down, depending on a number of factors including the timing and amount of bond sales, and changes in assessed property values in the District.
If all bonds are sold, the total debt service (including principal and interest) will be $97,000,000. The tax will raise approximately $2,700,000 annually.
A "yes" vote on Measure H will authorize the District to issue the bonds and levy taxes to pay for the indebtedness. A "no" vote on Measure H will not authorize either the issuance of bonds or the associated levy of taxes.
Cloverdale schools are the most important assets in our community and should be our number one priority. Quality schools improve student achievement, increase property values, prepare students for a productive future, and create greater neighborhood safety. Our teachers and staff do a great job educating local children, but many classrooms and buildings in the Cloverdale Unified School District are outdated and inadequate to provide children with the school facilities they need to succeed.
The longer we put off repairs, the more expensive it will be to fix these problems down the road. Now is the right time to make the necessary improvements to our schools. California does not provide schools with unmatched funds for most construction costs, so our schools need our support to make much needed repairs. Your Yes vote on Measure H will ensure a safe, clean, and modern learning environment for children for decades to come.
If passed, Measure H will provide funding to make critical facility improvements at Cloverdale schools including: repairing or replacing leaky roofs, upgrading inadequate electrical systems, replacing deteriorating plumbing and sewer systems, modernizing outdated classrooms, restrooms and school facilities, and repairing or replacing outdated heating, ventilation and air-conditioning systems.
Measure H makes financial sense and protects taxpayers. By law, spending must be reviewed and annually audited by an independent citizens' oversight committee. All bond funds must be spent locally and cannot be taken by the State. Also, funds are required to be spent only on our schools, not for administrator or teacher salaries.
Measure H upgrades and renovates old and inadequate school facilities, improves the education of local students, and maintains the quality of our community. That's something we can all support. Please join us and Vote Yes On Measure H!
By approval of Measure __ by at least 55 percent of the registered voters voting on the measure, the Cloverdale Unified School District will be authorized to issue and sell bonds of up to $46.0 million in aggregate principal amount at interest rates not to exceed legal limits and to provide financing for the specific types of school facilities projects listed in the Bond Project List described below, subject to all the accountability requirements specified below.
The following statement is included in this measure pursuant to Education Code Section 15122.5: Approval of this 5 96 measure does not guarantee that the proposed project or projects that are the subject of bonds under this measure will be funded beyond the local revenues generated by this measure. The District's proposal for the project or projects described below may assume the receipt of matching state funds, which, if available, could be subject to appropriation by the Legislature or approval of a statewide bond measure.
Scope of Projects. Bond proceeds will be expended on the modernization, renovation, expansion, acquisition, construction/reconstruction, rehabilitation, and/or replacement of school facilities of the Cloverdale Unified School District, including the furnishing and equipping of such school facilities. This measure authorizes bond projects to be undertaken at all District educational and support sites, including current and future sites.
Each of the bond projects described in this Bond Project List include the costs of furnishing and equipping such facilities, and all costs which are incidental but directly related to the types of projects described above. Examples of incidental costs include, but are not limited to: costs of design, engineering, architect and other professional services, facilities assessments, inspections, site preparation, utilities, landscaping, construction management and other planning and permitting, legal, accounting and similar costs; independent annual financial and performance audits; a customary construction contingency; demolition and disposal of existing structures; the costs of interim housing and storage during construction including relocation and construction costs incurred relating to interim facilities; rental or construction of storage facilities and other space on an interim basis for materials and other equipment and furnishings displaced during construction; costs of relocating facilities and equipment as needed in connection with the projects; interim classrooms and facilities for students, administrators, and school functions, including modular facilities; federal and state-mandated safety upgrades; addressing unforeseen conditions revealed by construction/modernization and other necessary improvements required to comply with existing building codes; access requirements of the Americans with Disabilities Act; necessary costs incurred by the District in calling and conducting the election such as County services and legal costs; bond issuance costs; and bond project construction oversight and administration during the duration of such projects, including by District personnel, as permitted by law.
In addition, this measure authorizes the acquisition of real property, including necessary rights of ways or other real property interests, required to expand District facilities, to provide access to school or other District facilities, or to provide additional school or related facilities. In addition, authorized projects include reimbursements for paid project costs and paying and/or prepaying interim or previously obtained financing for the types of projects included on the project list, such as bond, anticipation notes or lease financings relating to projects and/or equipment previously financed.
An election will be held in the Cloverdale Unified School District (the "District") on November 6, 2018, to authorize the sale of up to $46.0 million in bonds of the District to finance school facilities as described in the measure. If such bonds are authorized and sold, principal and interest on the bonds will be payable only from the proceeds of ad valorem tax levies made upon the taxable property in the District. The following information is provided in compliance with Sections 9400-9404 of the Elections Code of the State of California. Such information is based upon the best estimates and projections presently available from official sources, upon experience within the District, and other demonstrable factors.
1. The best estimate of the average annual tax rate which would be required to be levied to fund this bond issue over the entire duration of the bond debt service, based on a projection of assessed valuations available at the time of filing of this statement, is $0.06 per $100 of assessed valuation (or $60 per $100,000 of assessed value). The final fiscal year in which it is anticipated that the tax will be collected is 2052-53.
3. The best estimate of the total debt service, including the principal and interest, that would be required to be repaid if all the bonds are issued and sold is approximately $97,000,000.
The attention of all voters is directed to the fact that the foregoing information is based upon projections and estimates only, which amounts are not maximum amounts and durations and are not binding upon the District. The actual debt service, tax rates and the years in which they will apply may vary from those used to provide the estimates set forth above, due to factors such as variations in the timing of bond sales, the par amount of bonds sold and market interest rates available at the time of each sale, actual assessed valuations over the term of the bonds, and other factors. The date and amount of bonds sold at any given time will be determined by the District C-1 101 based on the need for project funds and other considerations. The actual interest rates at which the bonds will be sold will depend on conditions in the bond market at the time of sale. Actual future assessed valuations will depend upon the amount and value of taxable property within the District as determined by the County Assessor in the annual assessment and the equalization process.
The Cloverdale Unified School District is committed to providing quality education to its students. District facilities need repairs, upgrades, modernization and expansion in order to provide the education district students deserve in a safe and modern environment. It is necessary to ensure that the schools are upgraded repaired, improved and equipped sufficiently to provide a safe and modern learning environment for the students of Cloverdale.
A Facilities Needs Assessment and Master Plan were completed and through this process and the evaluation of safety, class size reduction, enrollment growth projections and information technology needs a project list has been developed. In order to address the needs, the District will need the use of Bond funds to move forward.
At the October 18, 2017 Board Meeting, the Board approved Isom Advisors to conduct an exploratory survey and feasibility study in regards to placing a bond measure on the November 2018 ballot. The survey and study showed positive community support of improvements to the Cloverdale Schools. It is recommended the Board authorize placing a school bond measure up to $46.0 million on the November 6, 2018 ballot.
Superintendent Recommendation District administration respectfully recommends Board approval of Resolution 218-20 ordering an election to authorize the issuance of School Bonds, establish specification of the election order and request consolidation with other elections occurring on November 6, 2018.
Section 2. Call for Election. The Board hereby orders an election and submits to the electors of the District the question of whether general obligation bonds of the District shall be issued and sold in the maximum principal amount of $46.0 million for the purposes described in the ballot measure approved under Section 4 and attached hereto as Appendix A (Full Text of Bond Measure) and Appendix B (Abbreviated Text of Bond Measure), and paying all costs incident 92 thereto. This Resolution constitutes the order of the District to call such election and shall constitute the "specifications of the election order" pursuant to Education Code Section 5322.
As required by Education Code Section 5322 and Elections Code Section 13247, the abbreviated form of the measure to appear on the ballot is attached hereto as Appendix B and is marked as "Appendix B - Abbreviated Form of Bond Measure." Appendix B presents two options, one marked "Option 1" and the other marked "Option 2." The Board hereby authorizes and directs the County Registrar to print Option 1 on the ballot label. Notwithstanding the foregoing, the Board directs the County Registrar to print Option 2 on the ballot label and disregard Option 1 if directed in writing by the Superintendent, in which case Option 2 shall be deemed to amend and supersede Option 1 in its entirety. The Superintendent is hereby directed to authorize the use of Option 2 if Election Code Section 13119 is not amended or suspended by legislation enacted prior to the filing deadline referenced in Section 9.
I hereby certify the foregoing to be a full, true, and correct resolution duly adopted by the Board of Trustees of the Cloverdale Unified School District.


How Often Should You Revise A Personal Budget?
Before I go any further, I want to emphasize the importance of having a personal budget. A budget is the cornerstone for personal financial success.
Your personal budget is the starting point towards becoming wealthier and becoming less financially stressed. But it's important to note that you cannot follow the same plan forever.
There are a couple of scenarios when you should revisit your personal budget. The first scenario occurs after the attainment or achievement of a personal financial goal or milestone. The second occurs when you've seen a significant change in your income or expenses.
Financial goal-setting is almost as important as having a budget because it gives you a reason to put a budget together in the first place. Just paying bills is not particularly motivating. However, financing your hopes and dreams can be inspirational.
Financial goals need to address your short-term and long-term desires. So, there may not be a need to frequently readjust your retirement savings plan, but you will need to rework your budget once you've paid off that credit card or loan, or have put away enough money to go on that vacation you've been dreaming of.
Resist the temptation to treat that unaccounted-for-income as "bonus spending money." You've worked incredibly hard to pay off your credit card debt, the last thing you want to do is celebrate by going on a spending spree. Yes, it's important to reward yourself for a job well done, but not at the expense of racking up additional debt.
You ask, "well who would spend so much time and effort to get out of debt, only to run their credit cards back up to the limit again?" You'd be surprised at how often this occurs. Chronic spending can be an addiction. If this temptation is too great, going to your bank and reducing your credit limit, taking a credit card out of your wallet or cancelling a credit card are all ways to help prevent this from occurring.
My recommendation would be to apply the SMART approach once you've achieved a personal financial goal.
Smart is an acronym the stands for Specific, Measurable, Attainable, Realistic and Time-Based. We'll talk about the importance of SMART goal-setting next month in greater detail, but the key thing to know for now is using this approach will help you stay inspired, and use your money more intelligently and effectively.
Don't stop at one goal, continue to cross new milestones off of your list!
The second scenario where you should revisit your personal budget is after you've had a significant change in income or in expenses.
A pay raise, a new job, a loss of a job, a divorce, or coming into a sum of money like an inheritance can all alter your income or expenses. A big change will generally require you to change your spending habits to reflect the increase or decrease in income.
If you don't change your budget to reflect a change in income, it will likely result in frittering away that extra income or going into debt to manage the shortfall.
It is especially important to take a serious look at your personal budget if an unexpected event has left you with less money to spend. You may have to make some sacrifices, but remember, it won't be like this forever.
Life isn't always predictable, and we often need to make changes on the fly. By revisiting your budget and your financial goals on an annual basis and adhering to the SMART goal-setting template, you have a greater chance of staying on track, on budget and remaining inspired for your next financial success in life.


Apple's newly retooled iPhone 5 makes it easier not just for T-Mobile to deliver 3G service to the Apple aficionados among its customers, but also for its mobile virtual network operator (MVNO) partners.
T-Mobile MVNO Solavei said on Wednesday it will fully support all of the HSPA+ radios in the new version of the iPhone 5. That means anywhere T-Mobile offers 3G service, Solavei will too. Previously all iPhones' 3G capabilities were restricted to areas where T-Mobile had completed its ongoing network overhaul, which to date is about 50 cities. Solavei – which has adopted a multi-level marketing approach (think Amway) to distributing its service – is selling the unlocked iPhone 5 directly to customers for the steep price of $700 through its retail partner GSMNation. But unlocked versions of the device will work just fine with Solavei's SIM cards.
Solavei, however, won't get access to T-Mo's latest and greatest 4G network though. The MVNO confirmed that none of its customers will be able to tap T-Mobile's LTE network, no matter what phone they own. T-Mobile has only launched LTE in seven cities, and it appears to be keeping its new 4G service for itself for the time being. I would expect that change eventually though. Sprint, for instance, is already opening its new LTE network to its numerous MVNO partners.


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CalSTRS backs new activist hedge fund Impactive with $250 million
February 12, 2019 by admin 0 Comments
(Reuters) – The California State Teachers' Retirement System (CalSTRS), the second largest U.S. pension fund said on Monday it made a $250 million investment with Impactive Capital, a new activist hedge fund that expects to start trading next month.
FILE PHOTO – Christopher Ailman, chief investment officer of the California State Teachers' Retirement System (CalSTRS), poses for a portrait before an interview with Reuters in New York City, U.S., April 26, 2017. REUTERS/Lucas Jackson
CalSTRS, which invests $215 billion on behalf of the state's educators, puts money into only a handful of hedge funds, typically favoring activists that engage with companies to help boost returns but often work behind the scenes.
"Their compelling strategy aligns with our long-term investment horizon and our commitment to promoting good governance and sustainable business practices that enhance returns for our members," CalSTRS' Chief Investment Officer Christopher Ailman said about Impactive in a statement.
The investment will raise the profile of Impactive, founded last year by hedge fund veterans Lauren Taylor Wolfe and Christian Asmar, and may help the pair raise capital at a time when activist funds have struggled to attract money as returns sagged.
Last year, the average activist hedge fund lost an average 11 percent, according to Hedge Fund Research data.
Taylor Wolfe and Asmar worked together at Blue Harbour Group, another activist hedge fund backed by CalSTRS, and plan to focus on companies' environmental, social and governance (ESG) policies in addition to pushing for better capital allocation and operations.
Traditionally activists prod companies to perform better by buying back shares or spinning off underperforming divisions but a recent growing focus on ESG, like having a diverse corporate board and taking steps to cut carbon emissions, has started to resonate with investors.
Impactive's Taylor Wolfe and Asmar stand out among activist hedge funds for being a woman and a Hispanic in an industry mostly run by white men. Many institutional investors are paying more attention to minority owned firms.
CalSTRS is investing with Impactive for six years, roughly three times longer than the average hedge fund industry investment. This will allow Impactive to make longer-term investments in companies at a time when many hedge funds are criticized for pulling their money out too quickly, before real change can be made.
"The length of the CalSTRS investment gives us the flexibility to look out into the future a little more," Taylor Wolfe said in an interview.
Reporting by Svea Herbst-Bayliss in Boston; Editing by Jeffrey Benkoe
Կոպիտ սխալների «հրավառություն». Մեր թիմերի մուտքը Եվրոպա…
Branson's Virgin Orbit moves closer to commercial satellite launch
Դանիայում, անտառի մեջ ատրակցիոն է կառուցվել, բայց միայն ամենախիզախների համար (լուսանկարներ)
Statement of the Alliance "Miatsum"


In this section, we covered how to manage navigation menus, layout templates, categories, and tags. We also reviewed some of the display objects that are available in Mura CMS and how to apply them to your various layouts.
In the next section, we'll dive deeper into content editing, and learn more about the various fields that are available to use.


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20 Graphic Design Websites You Will Be Inspired From
Graphics designing has become the core of every industry from the past decade. The entire digital marketing concept is based on graphic designing. For every website we create, for every blog we post and for every Instagram post, we require graphics that speak for us. Top companies are identifying the needs of graphics and have started adopting them using the latest trends.
1. STOLEN GOODS:
2. CREATIVE BOOM:
3. MAYA EALEY:
4. MIRADOR:
5. HELLO MONDAY:
6. BAUBAU HAUS:
7. CUBERTO:
8. MADE BY FOLK:
9. HICKS:
10. STUDIO & MORE:
11. KANYEGG:
12. ALICE LEE:
13. JUST CREATIVE:
14. DIELINE:
15. AMY HOOD:
16. ART OF THE MENU:
17. ADHAM DANNAWAY:
18. YELLOW TRACE:
19. EYE MAGAZINE:
20. RENE AGUDELO:
Nowadays, the story is conveyed in a better way through graphics and visuals being the only words. The old digital marketing companies are converting their past blogs into infographic formats to re-use and update their information section.
The world is transferring from a digital to a designing world. Everything in the coming years will involve designing. The form, the shape, the structure, the words, the ideas, the thoughts, everything around us in the kind of content would involve designing. The next era is based on design and not just digital as design widely requires innovation, which has a high need in the world. Here, we are listing 20 graphic design websites that will inspire you to go to the next level and understand how important design is for our sustainable growth.
Stolen goods are a straightforward, colorful, and elegant website, which is a kind of studio website. As we enter the website, it greets us with a hello and takes us through the website with a simple call to action button – 'Take a look around.' As we go further, we find a very subtle page bread crumbs defining the purpose and information of each page. It is a small one-page website. The footer contains all the social media pages and blog sections, to help the users connect to the website owner easily for work.
If you lack the color enthusiasm, the original boom will help you to get inspired in multiple ways. It has a very vibrant and clean user interface with a simple name of the website on the top. It does not involve any logo yet looks elegant. It has a search button on the top, which helps the users to find relevant information and a menu on the top right to help the users navigate efficiently. The blogs are segregated in the form of image boxes of various sizes, making it all look cheerful and vibrant. It is an art to build a website that is stuffed with multiple colors as well as makes it look clean and straightforward for visitors to use smoothly.
Maya Ealey is one of the most smartly created websites so far. It is a simple one-page website, which represents the information through the color bars on the home page. As you click through each color bar, it shows different information in the form of a portfolio. It has a small yet creative geometric-inspired logo at the top. It also has a menu bar on the top right, which helps the users to navigate through the information quickly. The designer has used the space very wisely and has made a difference in the viewpoint of the users. It is highly responsive.
Mirador is an abstractly designed website. It is well segregated through different pastel colors blocks along with black as the significant middle block. It has all the features of a designer website as it includes the works in a very well defined manner. The logo is simple yet creative with the use of lines and other culinary objects. It has a link button on the top which allows the users to like its Facebook page directly. It is a tremendous one-page website that shows all the designs on a single page, eliminating the hassle of scrolling to different web pages.
Hello Monday is a true inspiration to every user even on Tuesday or Saturday: P. It is a great animated website with different animations on every scroll. It has a very smooth scroll which gives a satisfying user experience to the visitors. It has a scroll up and down menu on the right-hand side of the website, which allows the users to scroll quickly to different information. It also has a menu on the top left, which provides the users with the overall knowledge of the user.
It is one of the most informational websites with multi-functionality. It is a type of portfolio website which inspires the users in multiple ways. It has a simple white logo that changes its background color as we scroll down to the image blocks. A unique feature of this website is the 'S AND L' icon on the top right corner. It shows that the image blocks can be viewed in both the sizes, giving an open choice to the users. It also has a clean bread crumbs section that has information about the entire website as well as social media icons in the same line.
Cuberto has an Amoeba kind of animation on the home page, which glues the attention of the users in the first go. It has a colorful yet straightforward structure. The design consistency is throughout the website, which inspires the users in various ways. It has a menu bar on the top right corner, which helps the users to find the relevant information is quick time, thus saving their browsing time. It is highly responsive in spite of having much high-resolution animation on the page.
Made by folk is a vibrant website with a hidden meaning in the home page art. The website is created in a very sarcastic way, making the users think and realize specific issues of society in a humorous way. It has a very creative all- white logo on the top which itself is enough for the inspiration. It has a search and cart button on the top right, which helps the users to search and purchase without any hassle. The typography compliments the color scheme of the website very well.
Hicks is a very quirky website like its domain name. It has a funny vector image on the home page, which makes it look like a happy and creative website. It is a great one-page website full of comic images. Each comic represents a story of its own. It has a well-segregated menu on the left, which provides information relating to work, journals, and goodie bag offers as well as contact details to help the users connect to them quickly. It also has social media icons right on the home page, which works as a clear call to action for the users.
Studio & More is very crisp and to the point website. It is just one screen length website which has all the required information needed by the users. It has a simple animation in the middle of the website, defining the purpose of the website. It has four menus in the four corners of the website, which allows the users to connect to them quickly as well as know about their work in the best possible way. The designer has also smartly incorporated the social media icons in the footer of the website.
Kanyegg is a medium one-page website that has multiple features associated. It has an amusing animated logo on the top which represents the ideation behind the name. It also has an animated egg image in the middle of the home page, which gives a clear message of their purpose to the users. The entire website is based on photo blocks that provide information about a particular topic or design. It is inspired by Studio & more and has a similar structure like three menus on three sides of the home page. It has about us section on the top right corner, and a work portfolio menu on the bottom left corner with a social media menu on the bottom right corner.
Alice lee is a graphic design inspiration in all ways. It starts with an animation on the entire home page with clean bread crumbs at the top. It has a small dog in its logo, which makes it look creative. It has all the work displayed on the website, allowing the users to access immediately. It has a well-defined footer with complete information on the website on one side. It has a subscription box at the end of the website to reach more users personally.
Just creative is a long one-page website. It is as innovative as its name. It is a portfolio plus a business website that has all the information about the owner's work as well as the company's work. It has a brief footer that displays the entire information of the website under one tree. It has a search menu along with the main drop-down titles to help the users find their relevant information. The blogs are displayed in the middle of the website with bog icons, serving as a form of call-to-action button along with guiding information.
Dieline starts with a monochrome theme and ends with a highly radiant idea. The unique factor in the website is the typography. It has a new style of font which is consistent through the website, may it be blogs or any headings. The menu is displayed on the right-hand side in the middle of the home page, which makes the use clear for the visitor. It also has a login and register option in case the users would like to be a part of the member community.
Amy hood has a straightforward and elementary design. It is a great one-page website. It has bread crumbs on the top, which enables the users to directly dive into the needed information without wasting much of their time. The testimonials section is a USP of this website. The testimonial section inspires the users to hire graphic services quickly, forming a trustworthy engagement.
The art of the menu website is an art in itself. It is precisely designed in the form of menus, making the user wonder and stick to its front page for hours. It has excellent typography, which exactly compliments the overall website layout. It just has nine blocks of images which define its entire work and purpose. It has a total of 104 pages, and the user can jump to any pages with just a scroll. It has a clear disclaimer of about their services in the footer section.
It starts with showcasing its most creative side. It is a portfolio website that portrays its mission and works through the owner's image itself, leaving no ground for doubts. It is a small one-page website. This website shows uniquely the latest work done by the company. It is very crisp and clear. The same information is mentioned in the header as well as a footer for the users to follow.
Yellow trace has a little tinge of yellow on the website. It has a clear tagline- 'Design inspiration & resources for creative & curious minds.' Defining its motto. The review work is displayed right on the top of the website, thus inspiring users in multiple ways. It has a consistent social media icons on the left-hand corner of the website, which serves as a clear call to action button for networking and interacting with the users through social platforms.
Eye magazine is a kind of website which mesmerizes the users. It is a graphic magazine website that allows different graphic designers to portray their works and skills in a single platform. It has a simple logo that defines its name and purpose clearly. It is a small one-page website with the information menu right on the top of the website. It also has a search button that helps the users find a particular magazine or work.
Rene Agudelo is a blue and grey colored theme studio website. It has a simple 'A' initial logo with attractive typography. It has a testimonial section right in the middle of the website, which attracts the users through the brands the owner has worked with. As we move further, it shows large blocks of images that display the work of the company very precisely. On top of the website, it also has a dribble account option that takes the users directly to the owner's dribble account. Apart from these facilities, it is highly responsive.
Here we end with our handpicked 20 graphic design websites for inspiration. The most important aspect which brings these websites in the top 20 is the UX/UI features, flexibility, and unique display ideas. As a designer, your website is your main portfolio for the clients. Next, the time you design a website, make sure you have at least one creative factor from the above websites.
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Our Parker Pug and adorable Bunny Blankey just arrived from the harbour!
Parker Pug with his wrinkly short muzzled face and curled tail is one irresistible puppy . Parker's flat pile belly will make any design easy to embroider. Self-contained stuffing pods for the head and belly are removable through a hidden zipper on the bottom of the dog making hooping and embroidery easy on any embroidery machine. Embroidery- friendly, low pile plush fabric.
Also arrived this sweet Bunny Blankey. It's perfect for year round cuddles. With now an even larger print friendly polyester heart it allows for all print applications as well as embroidery. Isn't he adorable?
You can order them now!


text:
Are you ready for T+2 Settlement?
The SEC has announced that securities transactions in the United States, formerly settled T+3, must in most cases as of September 2017, settle at T+2.
The amended Rule 15c6-1(a) would prohibit a broker-dealer from effecting or entering into a contract for the purchase or sale of a security that provides for payment of funds and delivery of securities later than T+2, unless otherwise expressly agreed to by the parties at the time of the transaction.
The rationale for the change is to reduce risk and increase efficiency. In our experience, many firms are perfectly capable of T+2 or even T+1 settlement, but as there was no incentive or consensus around early settlement, there was little reason to move quickly. A common exception was government securities, which have traditionally settled at T+1 already.
Per the SEC Press Release:
"As technology improves, new products emerge, and trading volumes grow, it is increasingly obvious that the outdated T+3 settlement cycle is no longer serving the best interests of the American people," said SEC Acting Chairman Michael Piwowar. "The SEC remains committed to ensuring that U.S. securities regulation is reflective of modern times, and in shortening the settlement cycle by one day we aim to increase efficiency and reduce risk for market participants."
The FIX protocol has many tags and workflows to facilitate settlement, both for sending settlement instructions to depositories and for internal processes around post-trade in general. Our Flyer Trading Network is not just for orders and executions, but also serves as a cost effective post-trade transaction network.
Bolsa de Comercio de Santiago Selects FIX Flyer For Monitoring and Onboarding
FIX Platform Migration: Getting Started


text:
Atmospheric available energy
Peter R. Bannon
Meteorology and Atmospheric Science
The total potential energy of the atmosphere is the sum of its internal and gravitational energies. The portion of this total energy available to be converted into kinetic energy is determined relative to an isothermal, hydrostatic, equilibrium atmosphere that is convectively and dynamically ''dead.'' The temperature of this equilibrium state is determined by minimization of a generalized Gibbs function defined between the atmosphere and its equilibrium. Thus, this function represents the maximum amount of total energy that can be converted into kinetic energy and, hence, the available energy of the atmosphere. This general approach includes the effects of terrain, moisture, and hydrometeors. Applications are presented for both individual soundings and idealized baroclinic zones. An algorithm partitions the available energy into available baroclinic and available convective energies. Estimates of the available energetics of the general circulation suggest that atmospheric motions are primarily driven by moist and dry fluxes of exergy from the earth's surface with an efficiency of about two-thirds.
Journal of the Atmospheric Sciences
https://doi.org/10.1175/JAS-D-12-059.1
atmospheric motion
exergy
hydrostatics
Bannon, P. R. (2012). Atmospheric available energy. Journal of the Atmospheric Sciences, 69(12), 3733-3744. https://doi.org/10.1175/JAS-D-12-059.1
Bannon, Peter R. / Atmospheric available energy. In: Journal of the Atmospheric Sciences. 2012 ; Vol. 69, No. 12. pp. 3733-3744.
@article{7f72bfd134ac49849d401c12dbf6db3c,
title = "Atmospheric available energy",
abstract = "The total potential energy of the atmosphere is the sum of its internal and gravitational energies. The portion of this total energy available to be converted into kinetic energy is determined relative to an isothermal, hydrostatic, equilibrium atmosphere that is convectively and dynamically ''dead.'' The temperature of this equilibrium state is determined by minimization of a generalized Gibbs function defined between the atmosphere and its equilibrium. Thus, this function represents the maximum amount of total energy that can be converted into kinetic energy and, hence, the available energy of the atmosphere. This general approach includes the effects of terrain, moisture, and hydrometeors. Applications are presented for both individual soundings and idealized baroclinic zones. An algorithm partitions the available energy into available baroclinic and available convective energies. Estimates of the available energetics of the general circulation suggest that atmospheric motions are primarily driven by moist and dry fluxes of exergy from the earth's surface with an efficiency of about two-thirds.",
author = "Bannon, {Peter R.}",
doi = "10.1175/JAS-D-12-059.1",
journal = "Journals of the Atmospheric Sciences",
publisher = "American Meteorological Society",
Bannon, PR 2012, 'Atmospheric available energy', Journal of the Atmospheric Sciences, vol. 69, no. 12, pp. 3733-3744. https://doi.org/10.1175/JAS-D-12-059.1
Atmospheric available energy. / Bannon, Peter R.
In: Journal of the Atmospheric Sciences, Vol. 69, No. 12, 01.12.2012, p. 3733-3744.
T1 - Atmospheric available energy
AU - Bannon, Peter R.
N2 - The total potential energy of the atmosphere is the sum of its internal and gravitational energies. The portion of this total energy available to be converted into kinetic energy is determined relative to an isothermal, hydrostatic, equilibrium atmosphere that is convectively and dynamically ''dead.'' The temperature of this equilibrium state is determined by minimization of a generalized Gibbs function defined between the atmosphere and its equilibrium. Thus, this function represents the maximum amount of total energy that can be converted into kinetic energy and, hence, the available energy of the atmosphere. This general approach includes the effects of terrain, moisture, and hydrometeors. Applications are presented for both individual soundings and idealized baroclinic zones. An algorithm partitions the available energy into available baroclinic and available convective energies. Estimates of the available energetics of the general circulation suggest that atmospheric motions are primarily driven by moist and dry fluxes of exergy from the earth's surface with an efficiency of about two-thirds.
AB - The total potential energy of the atmosphere is the sum of its internal and gravitational energies. The portion of this total energy available to be converted into kinetic energy is determined relative to an isothermal, hydrostatic, equilibrium atmosphere that is convectively and dynamically ''dead.'' The temperature of this equilibrium state is determined by minimization of a generalized Gibbs function defined between the atmosphere and its equilibrium. Thus, this function represents the maximum amount of total energy that can be converted into kinetic energy and, hence, the available energy of the atmosphere. This general approach includes the effects of terrain, moisture, and hydrometeors. Applications are presented for both individual soundings and idealized baroclinic zones. An algorithm partitions the available energy into available baroclinic and available convective energies. Estimates of the available energetics of the general circulation suggest that atmospheric motions are primarily driven by moist and dry fluxes of exergy from the earth's surface with an efficiency of about two-thirds.
U2 - 10.1175/JAS-D-12-059.1
DO - 10.1175/JAS-D-12-059.1
JO - Journals of the Atmospheric Sciences
JF - Journals of the Atmospheric Sciences
Bannon PR. Atmospheric available energy. Journal of the Atmospheric Sciences. 2012 Dec 1;69(12):3733-3744. https://doi.org/10.1175/JAS-D-12-059.1
10.1175/JAS-D-12-059.1


This post started with this photo I snapped, about an hour ago, of this Juvenile Downy Woodpecker. I capture a lot of birds on my apple tree, just outside my kitchen window.He certainly does blend in with the color of the limbs.
We had been dry here for over 2 months when we got 2/10ths of an inch of rain a few days ago. I was amazed how well my camera captured this down pour.
The rain brought out the color on a few trees in our area. The Fall colors have not been real good this year.
The caster beans that reseed themselves every year always have beautiful red seed pods.
Always love the blue birds. We have an abundance of these birds year round.
This is one of our everyday garden spiders. They will not bother anyone – they just hang around and capture bugs. I know a lot of you ladies do not like the spider pictures.
Moths are always somewhat drab in color, yet they are still beautiful.
the castor bean pods are beautiful and the burgundy leaf adds to the scene. you are so blessed to have the bluebirds. Great shot of the rain!
The newer leaves of burgundy on the caster beans are always so pretty. Love bluebirds – such gentle little birds who can peaceably coexist with man.
a few years ago western bluebirds were brought back to nest in a Garry Oak reserve not far from where we live. Apparently they are returning each Spring but I have never seen them. I remember seeing a Mountain Bluebird in Yellowstone and it was so beautiful..
Hope you see one of those bluebirds in your area someday. We have one roadrunner we see around here occasionally. A transplant from Arizona. I never thought he would last, but apparently birds can be put into unnatural environments and survive. Just saw this roadrunner in the neighbors pasture 3 days ago.
Great photos … all of them!! What type of camera do you use? I may be getting a new one soon since my little Nikon is wearing out & the smartphone just doesn't do well (especially distance shots).
Canon SX520HS – 42x optical zoom.
These are some really good pictures, nature is beautiful isn't it? I can't get enough of it at times, and the autumn colors right now are stunning. We have gail winds at the moment and rain.
Nature is gorgeous. Autumn is the best season for me. Cannot get enough of nature! Those winds do not sound like fun at all.
Love all those photos….well, perhaps not the spider one as much. That one did bring back memories of picking tomatoes as a kid and running into them. I know they are very good for bug catching.
I am definitely going to have to grow castor beans next year. They are beautiful.
We planted caster beans one year and for the next 10 years they reseeded themselves. The beans inside the red pod are beautiful. But, I must warn you that caster beans are poisonous if eaten. This plants grow about 8 feet tall.
I knew they were poisonous but they are so pretty! I never thought of having them before as we had sheep and they ate anything! No sheep anymore so I feel I need to grow some castor beans!
Great – go for it. They look like tropical plants.
We had a lot of flooding here back in August. Always scary when that happens. Glad you got your Granddaughter from school ok.
Yes, I am sure our weather crosses the ocean to you.
Lovely photos! 😍 I actually do like spider pictures, haha. I've taken quite a few as well. I don't think most people appreciate that though, lol.
Spiders are very interesting.Glad to see another person thinks they are ok.


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text:
Radwell International, Inc. v. Hasan, Azra
The Complainant is Radwell International, Inc. of Lumberton, New Jersey, United States of America, represented internally.
The Respondent is Hasan, Azra of Sterling, Virginia, United States of America.
The disputed domain name <radwellplc.net> (the "Domain Name") is registered with Network Solutions, LLC (the "Registrar").
The Complaint was filed with the WIPO Arbitration and Mediation Center (the "Center") on April 30, 2015. On May 1, 2015, the Center transmitted by email to the Registrar a request for registrar verification in connection with the Domain Name. On the same day, the Registrar transmitted by email to the Center its verification response confirming that the Respondent is listed as the registrant and providing the contact details.
The Center appointed Michelle Brownlee as the sole panelist in this matter on June 3, 2015. The Panel finds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7.
The Complainant owns the following trademark registrations:
PLCCENTER.COM
Class 35: Online ordering services featuring industrial automation equipment.
PLCCENTER
Class 37: maintenance, repair and installation of industrial automation equipment.
International Registration (extends to European Community)
RADWELL INTERNATIONAL
Class 37: electrical repairs and installation of electrical equipment.
RADWELL INTERNATIONAL, INC.
Class 35: online ordering services featuring industrial automation equipment, and retail and wholesale services in the field of industrial automation equipment.
Class 37: repair and installation of industrial electronic equipment.
The Domain Name was registered on or about February 6, 2015.
The Complainant has been using the mark PLCCENTER since 2002, and has been using the mark RADWELL INTERNATIONAL since 2004. The Complainant has operated the website under the domain name <plccenter.com> since 2002. The Complainant has also owned the domain name <radwell.com> since 2014. The Complainant contends that it has become one of the most recognizable names in industrial automation sales and repair in the world.
The Complainant alleges that the Respondent has used the Domain Name in a fraudulent scheme in which the Respondent has pretended to be an employee of the Complainant in order to apply for credit and issue false purchase orders to third-party vendors. The Complainant further alleges that the Respondent originally set up the Domain Name to resolve to the Complainant's home page until the Complainant discovered this and blocked the Domain Name from forwarding. The Complainant states that the Domain Name does not currently resolve to any page.
The Complainant argues that the Domain Name is confusing similar to its RADWELL INTERNATIONAL and PLCCENTER trademarks, that the Respondent has no rights to or legitimate interests in respect of the Domain Name, and that the Respondent has registered and is using the Domain Name in bad faith.
Paragraph 4(a) of the Policy provides that in order to be entitled to a transfer of a domain name, a complainant must prove the following three elements:
(i) the domain name is identical or confusingly similar to a trademark or service mark in which the complainant has rights; and
(iii) the domain name has been registered and is being used in bad faith.
The Complainant has demonstrated that it owns rights in the PLCCENTER and RADWELL INTERNATIONAL trademarks and has provided evidence that these marks are often used together. The Panel finds that the use of the terms "radwell" and "plc" together in the Domain Name is confusingly similar to trademarks in which the Complainant has rights in that it is a combination of abbreviated versions of the Complainant's RADWELL INTERNATIONAL and PLCCENTER trademarks. Accordingly, the Panel finds that the Complainant has established the first element under the Policy.
Paragraph 4(c) of the Policy provides that a respondent can demonstrate rights to or legitimate interests in a domain name by demonstrating one of the following facts:
(i) before receiving any notice of the dispute, the respondent used or made preparations to use the domain name in connection with a bona fide offering of goods or services; or
(ii) the respondent has been commonly known by the domain name; or
(iii) the respondent is making a legitimate noncommercial or fair use of the domain name without intent for commercial gain, to misleadingly divert consumers or to tarnish the trademark at issue.
In this case, the Respondent has not presented evidence that the Respondent used or made demonstrable preparations to use the Domain Name in connection with a bona fide offering of goods or services; that the Respondent is commonly known by the Domain Name; that the Respondent is making a legitimate noncommercial or fair use of the Domain Name; or in any other way refuted the Complainant's prima facie case.
The Complainant has presented evidence, which was not refuted by the Respondent, that the Respondent is using the Domain Name to pass itself off as an employee of the Complainant for the purposes of misleading third parties into extending credit and placing fraudulent purchase orders for merchandise. This activity cannot under the circumstances be considered a bona fide offering of goods or services. Accordingly, the Panel finds that the Respondent does not have any rights to or legitimate interests in the Domain Name.
Paragraph 4(b) of the Policy states that the following circumstances are evidence of registration and use of a domain name in bad faith:
(i) circumstances indicating that the respondent has registered or acquired the domain name at issue primarily for the purpose of selling, renting, or otherwise transferring the domain name registration to the complainant who is the owner of the trademark or service mark or to a competitor of that complainant, for valuable consideration in excess of documented out-of-pocket costs directly related to the domain name; or
(ii) the respondent registered the domain name in order to prevent the owner of the trademark or service mark from reflecting the mark in a corresponding domain name, provided that the respondent has engaged in a pattern of such conduct; or
(iii) the respondent has registered the domain name primarily for the purpose of disrupting the business of a competitor; or
(iv) by using the domain name, the respondent has intentionally attempted to attract, for commercial gain, Internet users to its website or other online location, by creating a likelihood of confusion with the complainant's mark as to the source, sponsorship, affiliation, or endorsement of its website or location or of a product or service on its website or location.
The Panel finds that the Complainant has established bad faith under paragraph 4(b)(iv) of the Policy. The Complainant provided evidence that the Respondent sent emails to people in which the Respondent misrepresented himself as an employee of the Complainant, and which were in furtherance of a scheme to fraudulently obtain merchandise on credit from third parties who believed they were extending credit to the Complainant. The Respondent is using the Domain Name to create confusion as to the source of the emails that he sent, and this activity was aimed at defrauding others. There is no question that the Respondent's activities amount to bad faith registration and use under the Policy.
For the foregoing reasons, in accordance with paragraphs 4(i) of the Policy and 15 of the Rules, the Panel orders that the Domain Name <radwellplc.net> be transferred to the Complainant.
Michelle Brownlee


text:
Collecting and reporting of sex- and age-disaggregated data on adolescents at the sub-national level
This document guides countries through the process of collecting and reporting sub-national data on adolescents to inform programme planning and implementation efforts. This guidance has been developed with the specific aim of identifying data gaps for adolescents and informing immediate programme planning needs at the sub-national level. Specifically, where national systems are being adapted to integrate adolescent sex- and age-disaggregated data into routine monitoring, this guidance informs interim measures to fill data gaps to capture and report adolescent age and sex-disaggregated data. It is neither designed nor intended to replace existing national monitoring or global reporting mechanisms.
Guidelines and Policies, Programmatic guidance, Tools
Data use, Dissemination, Governance, HIV programming and implementation science, Key and vulnerable populations, Knowledge management, Policy, Prevention, Prevention programming
adolescents, data collection, data gaps, data reporting, monitoring and evaluation (M&E)
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text:
Tag Archives: journalism
Journalism, media & communication, Race
I've been thinking since the Harry and Meghan interview and the subsequent debate sparked by the nonsensical claim from the Society of Editors that UK media isn't bigoted.
An (older, male) editor once asked why I wanted to be an 'Asian journalist' when I started out in newspapers (to be clear – the question didn't need the word 'Asian' in it). Later, I was asked to write about arranged marriages as the editor thought this was a topic I 'must surely know about'. It wasn't, nor was in my reporting brief, so I declined.
How can any professional body say there's no bigotry in the sector it represents? There have been so many examples of questionable headlines and reporting, and obviously journalists of colour have had – and continue to have – far worse experiences than the two personal ones I've just shared (today, these might be called 'unconscious bias'?).
The Society of Editors' board has issued a new statement to clarify the original from Monday. The original 'did not reflect what we all know: that there is a lot of work to be done in the media to improve diversity and inclusion'.
And that should be diversity of all kinds.
The press awards, in which I was shortlisted for my work on disability issues, have rightly been postponed. Several excellent journalists and news organisations had pulled out, as well as the awards host.
Along with many other journalists of colour, I added my name to two open letters calling for more action on the issue.
diversityequalityjournalismmediaMeghan and HarryraceSociety of Editors
March 2, 2021 admin Leave a comment
'You don't get kisses, Mummy, you don't get hugs.' Jack Cavanagh, on a beach in his younger days, has autism, a learning disability and epilepsy, and lives in secure care in south Wales (photo: Cavanagh family)
I'm delighted to have been shortlisted for the Society of Editors' Press Awards in the 'reporting diversity' category.
I'm in fine, strong company in the category and delighted that the Society of Editors is considering the issue of diversity in all its forms.
The articles I've been shortlisted for have all been published by The Guardian, and they focus on the brutal impact of Covid on disabled people and their families. The pieces show how the pandemic intensifying the huge inequality already faced by part of our population.
The shortlisted pieces are:
My sister has a learning disability and I can't visit her because of Coronavirus
Coronavirus restrictions have robbed disabled people of their independence
'My fear is he'll never come home': the learning disabled people locked away in lockdown
I'm privileged to work with people and families and report on these vital issues. I'm also grateful for a supportive, thoughtful and sensitive commissioning editor, Alison Benjamin, who commissioned me to write these articles for The Guardian's Society pages.
Read more about the awards here.
autismawardscovid-19disabilitydisability rightsdiversityequalityjournalismlearning disabilityneurodiversitypressreporting
Autism, Community, Coronavirus, Crowdfunding, Cuts, Disability, Employment, Journalism, Made Possible, media & communication, sibling, Social care
Learning disability in the mainstream media
July 2, 2020 Saba Salman Leave a comment
Raana Salman baking. Photo: Nicola Bensley
In a piece for the Byline Times, I call for a more accurate reflection the lives of those with learning disabilities in society and the media, and explains how my new book of essays, written by learning disabled people, aims to change the narrative.
Say the words "learning disability" to most people and they will probably think of headlines about care scandals or welfare cuts. That's if they think of anything at all.
The latest figures from NHS England show that 451 people who have died from the Coronavirus since 24 March were recorded as having a learning disability or autism. According to the Care Quality Commission, there has been a 175% increase in unexpected deaths among this group of people compared to last year.
Mainstream media coverage of the Coronavirus reflects a nonchalance. Give or take the odd exception, the reporting has failed to acknowledge the impact of the pandemic on the UK's 1.5 million learning disabled people like my youngest sister Raana.
Outside of COVID-19, if learning disability issues hit the headlines, they usually reinforce stereotypes about "vulnerable people" unable to fend for themselves. And when a story makes the media, it rarely includes direct words from someone with a learning disability.
This is the reason for the book Made Possible: Stories of Success by People with Learning Disabilities. The anthology, which I edited, challenges stereotypes through the stories of people whose achievements are awe-inspiring – regardless of their disability. They describe, in their own words, what needs to happen for learning disabled people to reach their potential. The powerful first-person experiences are from a human rights campaigner, a critically acclaimed actor, a civil rights activist, a singer-songwriter, an elite swimmer, a fine artist, an award-wining filmmaker and an elected mayor.
Read the rest of the article, first published in June, here
bookscovid-19disabilityequalityhuman rightsjournalismlearning disabilityMade Possibleneurodiversitypublishingwriting
Disability, Employment, Journalism, Learning disability, Made Possible
Made Possible: Q&A
June 2, 2020 Saba Salman Leave a comment
Made Possible: Stories of success by people with learning disabilities – in their own words
I've just done a brief Q&A with the Response Source website about the reasons behind Made Possible, my newly-released anthology of stories about success by learning disabled people.
Here's an extract from the interview about the book that's inspired by my sister:
'I know so many incredibly talented, determined people who happen to have a learning disability and I wanted their stories to reach more people.' Finding the word limit of regular articles too restrictive to fully tell the stories of people too often unheard, journalist Saba Salman decided to create a space for sharing these experiences with her book Made Possible: Stories of success by people with learning disabilities – in their own words.
Regularly writing for The Guardian on issues relating to social affairs, public and third sectors, and welfare and disability issues, Saba aims to inform on the impact long-term austerity continues to have on those with learning disabilities as well as concerns for the long-term effects of lockdown during the COVID-19 crisis.
Read the full interview on Response Source
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Made Possible: Shaun's story
Human rights campaigner Shaun Webster, in Made Possible, stories of success by people with learning disabilities – in their own words
A complete joy working with campaigner Shaun Webster, who describes his life in my upcoming book 'Made Possible, stories of success by people with learning disabilities.'
Shaun, who I filmed with pre-lockdown, explains what drives him and how he defied those who told him he'd never achieve anything.
Made Possible shows how and why people's potential should be supported, and that we all benefit when this happens. It couldn't be a more apt book for our current times.
Pre-order Made Possible from the usual booksellers like https://amzn.to/3fMJMXh or see if your local bookstore can order it for you. For updates, follow #MadePossible and @Saba_Salman on Twitter and Instagram and the Facebook.
Film directed by Rob Gould
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The good, the bad and the ah here we go again
December 20, 2019 Saba Salman Leave a comment
"You can't rehabilitate someone when they're locked away" Campaigner Julie Newcombe and her son Jamie, who I worked with on a story in January. Photograph: Martin Godwin/The Guardian.
I'm ending 2019 by looking back at some of the issues I've written about this year.
Generally, I've covered the good stuff we need more of and the bad stuff we definitely need less of.
Thanks to everyone I've worked with (quoted and not) about human rights, disability, learning disability, social care, equality, diversity and campaigning.
So here's what we need more of and less of in 2020 and beyond, based on what I've written about:
1. More human rights and a proper community life for people with autism and/or a learning disability.
2. More of an 'ordinary life' for people like my sister, Raana.
3. More professionals putting people – like Nigel Hollins – at the centre of their care.
Sheila Hollins with her son, Nigel, who is now a Beyond Words adviser and runs one of the Surrey book clubs. Photograph: Martin Godwin/The Guardian
4. …on a practical level this means more professionals truly understanding that people and their families are usually the real experts in their own care. No lip service thanks.
5. More authentic representation of disability on stage, screen, in front of and behind the camera and in the audience.
'The Peanut Butter Falcon's sentimental approach could be construed as reinforcing stereotypes about 'vulnerable' people triumphing over tragedy.' Zack Gottsagen and Shia LaBeouf in The Peanut Butter Falcon. Photograph: Seth Johnson/Signature/Kobal/Rex/Shutterstock
6. More support and social care funding for autistic people and real, honest involvement of people and families in research.
7. Less social isolation so older and learning-disabled people really know their neighbours.
8. Less (or rather zero) health inequalities for people with learning disabilities, special educational needs and profound and multiple learning disabilities.
Erica Carlin, a woman with multiple learning difficulties, who doctors had written off. Photograph: Andy Lord
9. Less cultural and social prejudice towards BME and Asian disabled women.
10. Less assumptions that people like my sister aren't interested in or capable of forming relationships of different kinds.
11. Less official reports that bang on about the same stuff we've known for years and that fail to actually make any difference.
12. Finally, ending on a positive note – here's my awesome sister, Raana offering a glimpse into her idea of community with a short film she made with her support worker (spoiler alert: it's not that different to anyone else's).
This post is based on a Twitter thread and reflects some of the issues that feature in my book, Made Possible, which is being published on 28 May 2020.
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erica is alive today thanks to a specialist learning disability doctor
July 24, 2019 Saba Salman Leave a comment
It's not all about Boris Johnson – the UK's first doctor specialising in profound and multiple learning disabilities will start work in a groundbreaking pilot later this year, as I report in today's Guardian.
I spoke to Erica's family, who told me her life was saved after a chance intervention from a specialist "intellectual disability" doctor who had trained abroad.
Erica's experience has led to a pioneering project in her hometown of Hull in which a new specialist will be recruited by the local clinical commissioning group later this year. And campaigners say Erica's story proves the need for a national network of similar specialists to help reduce the health inequalities experienced by learning disabled people.
An expert group, convened by former health minister and Liberal Democrat MP Norman Lamb, is researching this idea right now.
The group's work is timely because of a growing focus on the entrenched health inequalities faced by learning disabled people. Autism and learning disability are priorities in the NHS long-term plan, and a recent NHS-commissioned review of mortality rates shows learning disabled people die earlier and are more likely to die in hospital than the general population. Recent inquests into the deaths of people including Richard Handley, Joe Ulleri and Oliver McGowan reflect the inequality.
Research shows that GPs lack confidence with learning-disabled patients and that most get less than a day of training. Learning disability nurses support appropriate treatment and care plans, but figures from NHS Digital show that the number of learning disability nurses has fallen from 5,368 to 3,247 – a staggering 40% – between May 2010 and April 2018.
And I love the photo of Erica (by Andy Lord) and the way it features so prominently both online and in the print edition.
You can read the full report here.
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My youngest sister Raana (left) – cheers and merry Christmas and a happy new year!
Season's greetings to everyone – this is me with my sister Raana, thanking everyone who's collaborated on stories, projects and posts this past year – here's to more of the same in 2019.
Big thanks also to all of you who've supported or helped publicise the crowdfunded book I'm editing, Made Possible, about the talents of people with learning disabilities. It's
partly inspired by my sister, who has the learning disability fragile X syndrome, and aims to shatter the lazy stereotypes we have about learning disability.
There's been a welcome focus in the media recently on learning disability, thanks largely to the determination of campaigning families, but there's a huge amount left to do. People are still subjected to inequalities in health, housing, employment and attitudes, 2,350 autistic and learning disabled people are still stuck in "assessment and treatment centres" – despite the government's long-standing promise to move them into proper housing in communities.
Here's hoping 2019 will bring more action, instead of just more rhetoric, as I've written before, and the people who have to spend the festive break in inpatient care are reunited with their families soon.
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Scrounger or superhero, and little in between: learning disability in the media
November 19, 2017 Saba Salman 1 Comment
Scrounger or superhero – and little in between. This is how people like my sister, who happens to have a learning disability, are generally seen in society and the media.
The missing part of the equation is what led me to develop the book Made Possible, a crowdfunded collection of essays on success by high-achieving people with learning disabilities. I'm currently working on the anthology with the publisher Unbound and it's available for pre-order here.
I've just spoken about the role of media in shaping attitudes to disability, and how and why is this changing at an event – Leaving No One Behind at Birmingham City University. The day was organised by the charity Include Me Too and community platform World Health Innovation Summit.
I wanted to support the event because of its aim to bring together a diverse range of people, including campaigners, families, self-advocates and professionals (check out #LeavingNoOneBehind #WHIS to get a feel for the debate).
This post is based on the discussions at the event, and on my views as the sibling of someone with a learning disability and as a social affairs journalist. I've focused on print and online media influences perceptions; broadcast media clearly has a major role – but it's not where my experience over the past 20 years lies.
Firstly, here's Raana:
With my sister Raana, (left) pic: Maya Gould
Raana's 28. She loves Chinese food. She adores listening to music (current favourite activity: exploring Queen's back catalogue – loud). She's a talented baker and has just started a woodwork course. She has a wicked, dry sense of humour (proof here).
She also also has the moderate learning disability fragile x syndrome. She lives in supported housing and will need lifelong care and support.
The way I describe Raana – with her character, abilities first, diagnosis, label and support needs second, is how I see her. It's how her family, friends and support staff see her.
But it's not how she would be portrayed in the mainstream press.
Instead, this comment from the writer and activist Paul Hunt, reflects how she and other learning disabled people are seen:
Quote from writer and activist Paul Hunt
"We are tired of being statistics, cases, wonderfully courageous examples to the world, pitiable objects to stimulate funding". Paul Hunt wrote these words in 1966 – his comment is 51 years old, but it's still relevant (charity fundraising has changed since then, but the rest of the words are spot on – sadly).
Say the words "learning disability" to most people and they will think of headlines about care scandals or welfare cuts.
These reinforce stereotypes of learning disabled as individuals to be pitied or patronised. The middle ground is absent; the gap between Raana's reality and how she's represented is huge.
How often, for example, do you read an article about learning disability in the mainstream media which includes a direct quote from someone with a learning disability?
Stories are about people, not with people.
Caveat: as a former national newspaper reporter, I know only too well that the fast-pace of the newsroom and the pressure of deadlines mean it's not always possible to get all the interviews you'd like. This is harder for general news reporters reacting to breaking stories than it is for specialists or feature writers who have just the right contacts and/or the time to reflect every angle of the story. But there's still more than can be done – and much of it is very simple.
Take the language used in news and features.
There's a huge amount of research shows how media influences public attitudes. One focus group project by Glasgow University a few years ago showed people thought up to 70% of disability benefit claims were fraudulent. People said they came to this conclusion based on articles about 'scroungers'.
The real figure of fraudulent benefit claims? Just 1 per cent.
Research from Glasgow University on disability in the media
The language used in mainstream media is often problematic. I wince when I read about people "suffering from autism" – "coping with a learning disability" – or being "vulnerable".
Images used in stories often don't help.
As a quick – but very unscientific – litmus test – I typed the words "learning disability" into Google's image search.
This is a flavor of what I found – the most common pictures that came up were the dreadful "headclutcher" stock image that often accompanies articles about learning disability.
Typical results from a Google image search on "learning disability"
These images say, defeat, frustration, confusion, negativity.
This is not how I see my sister, her friends or the learning disabled campaigners I know.
This is more how I see them:
Portrait of Martin Bell, used in my recent Guardian article
This shot is from a story I did a few days ago about Martin, Martin's 22 and works part-time as a DJ at a local radio station (you can read about him here). Martin also happens to have a moderate learning disability and cerebral palsy.
We need more of this.
An obvious – but nonetheless important – point to make here is about the disability and employment gap. A more diverse workforce in the creative sector will impact on representation. Only 6% of people with learning disabilities work, for example, but around 65% want to (I wrote about this issue in the Guardian recently)
But there is cause for optimism. There is a slow but significant shift in the representation of learning disabled people thanks to the rise in grassroots activism, family campaigning, self-advocacy and the growing empowerment agenda.
Social media is helping spread awareness and spread a different narrative.
This rise in self-advocacy is what led me to develop Made Possible. The book's aim is to challenge stereotypes; it targets a mainstream readership and introduces readers to learning disabled people in areas like arts, politics and campaigning. Their achievements are impressive regardless of their disability.
The book I'm editing, Made Possible, featured recently in the Guardian
While I'm researching the book, I'm trying to keep three words in mind – attitude, ability, aspiration:
Am I sharing experiences that help shift public attitudes?
Am I reporting people's abilities, not just their disabilities?
Am I reflecting people's potential – what do they aspire to achieve, and how can this happen?
And although I'm focusing on positive representation of learning disability, it's worth stressing that there's an equally vital need to highlight the challenges.
Challenges like the impact of austerity, for example, or the health inequalities, or the fact that over 3,000 people are still locked away in inappropriate institutional care.
The two go hand – a more authentic portrayal of people's lives (their qualities, hopes and aspirations) and reporting the inequalities they face.
Because readers are more likely to care about the inequality and support the need to solve it if they feel closer to the real people experiencing that inequality – if they stop seeing learning disabled people as "the other", or as statistics (as Paul Hunt wrote over 50 years ago..) and as people first.
It's often said that media should reflect, serve and strengthen society. Which means we have to be more accurate and authentic about how we include and portray a huge section of that society – including my sister – which happens to have a disability.
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For reference, I also included their rank according to total FanGraphs Points. Overall, it doesn't look that different, right? The top three are identical, and most of the top-10 are ranked similarly in both systems. There are two pitchers who had a ranking disparty of at least 10 spots, however: David Price and Tim Hudson.
What do Price and Hudson have in common that Lee and Greinke do not? It may seem obvious: the guys doing well in CBS's system have better ERA than FIP, and lots of wins. The guys who do more poorly in CBS's league, but better in FanGraphs' league, have better FIPs than ERAs, and may have fewer wins than expected (given their other statistics). Greinke's case is particularly interesting: huge swing between his peripherals (that drive FIP) and his actual performance, and he had a losing record. Nevertheless, given his innings and FIP, FanGraphs points rates him as a top-10 pitcher. While the strict ranks don't show it, you see this same effect with the AL Cy Young Winner. By CBS Points, Felix and Wainwright were essentially tied, separated by only a point. But in FanGraphs points, Felix was closer to Halladay than he was to Wainwright.
So, big surprise: if you build a scoring system around FIP (which is how FanGraphs points are structured), pitchers that fared better by FIP than ERA will look better in that system. That's the sort of white-hot analysis we bring you here at FanGraphs.
The more interesting question, though, may be how this affects which pitchers to buy in a draft this year under this system compared to a traditional system. … And it may surprise you, but for the most part, I actually think the impact is minimal. Reading the various fantasy prognosticators these days, you see a lot of attention paid to guys like Price and Hudson (or Trevor Cahill or Clay Buchholz), who outperformed their FIP last season. Generally speaking, we expect the ERAs of guys like that to regress a bit this year. And similarly, someone like Greinke or Cliff Lee is often heralded as a top-tier pitcher, despite both of them having relatively modest fantasy seasons last year. In fact, many of the better projection systems actually build this sort of regression toward peripherals directly into the engine. So, really, you can probably use quality, traditional fantasy starting pitcher rankings to good effect in a FanGraphs Points league.
Two exceptions to the just-use-traditional-fantasy-ranks side to all of this: bumps to pitcher value based on wins due to playing with a very good or very bad offenses…and relievers. The former, I think, is pretty straightforward. The latter, however, is more complicated…it's an item for another day!
We hoped you liked reading Pitcher value in a FanGraphs points league by Justin Merry!
Great system! Using it in a new keeper league I started and everyone's already in love and the season hasn't even started!


text:
Q: How to run Messenger (of Facebook) and Instagram android apps (apks) in android emulator of Android Studio All apks of Messenger and Instagram are being installed just fine! However, they all crash when I launch them. I tried many versions from the too old ones to the latest ones that were compatible with my android emulated version of android.
Keep in mind that Facebook app (apk) works like a charm in my emulator. Google Play cannot be installed as it seems like it is running without any icon to launch it.
So, is there any way to run Messenger and Instagram in android emulator of Android Studio?
Thank you very much!

redpajama_set_name: RedPajamaStackExchange


text:
Q: Attempt to index global 'rectangle' (a nil value) Error I am new to Corona, and I am trying to follow this tutorial to drag an object on screen using touch.
http://thatssopanda.com/corona-sdk-tutorials/dragging-an-object-in-corona-sdk/
I have used nearly the exact same code, with just a different name for my variable, and a rectangle instead of a circle, but I keep getting the above error.
Any ideas? The error:
(File: /Users/paulbyrne/Desktop/Transition/main.lua
Line: 6
Attempt to index global 'rectangle' (a nil value)
stack traceback:
    [C]: ?
    /Users/paulbyrne/Desktop/Transition/main.lua:6: in main chunk)
    local rectangleShape = display.newRect( 100, 100, 100, 100 )
    rectangleShape:setFillColor( 255, 255, 255 )

    function rectangle:touch( event)
        if event.phase == "began" then
            display.getCurrentStage():setFocus( self, event.id)
            self.isFocus = true

            self.markX = self.x
            self.markY = self.y

        elseif self.isFocus then

            if event.phase == "moved" then
                self.x = event.x - event.xStart + self.markX
                self.y = event.y - event.yStart + self.markX
            elseif event.phase == "ended" or event.phase == "cancelled" then
                display.getCurrentStage():setFocus( self, nil )
                self.isFocus = false
            end

        end

        return true
    end
    rectangleShape:addEventListener( "touch", rectangle )

A: What you write is equivalent to:
rectangle.touch = function (self, event)
    ...
end

If rectangle is nil then this will fail, because you are effectively indexing nil.
Personally I prefer to avoid writing function definitions using ':', as it obscures what you are effectively doing, and the input arguments (the self being hidden).


text:
Legal Development Program's school bus safety project signed off by leading Thai organizations
LDP members and representatives from the organizations at the signing meeting.
Four months after the Legal Development Program's Seminar on School Bus Safety and Standards, five organizations including the Department of Land Transport (DLT), the Ministry of Education, the National Electronics and Computer Technology Center (NECTEC), the Road Safety Group Thailand, and Taxi-Beam met to sign a memorandum of understanding (MoU) to collaborate on the "School Bus be Safe Care" project.
The five organizations will work together under the "School Bus be Safe Care" project to establish appropriate safety requirements for school buses, set up participatory school bus management, and develop a school bus tracking system. They will also launch a new model for school bus management called the Chanthaburi School Bus Pilot Project in Chanthaburi province later this year and eventually expand it to other provinces.
LDP Thailand is a collaboration between the AIP Foundation and the World Health Organization aiming to reduce road crash injuries and fatalities through legislative improvement, supported by the Bloomberg Initiative for Global Road Safety (BIGRS).
View more photos from the meeting here.
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