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Surveying the Mary
- Brad Marsellos
27 September, 2011 2:41PM AEST
Taking science to the search for the paranormal
By Jodie van de Wetering
Darren Davies' childhood home had its own resident ghost, and he had his first paranormal experience at 14. Today, he's bringing scientific investigation methods to the search for ghosts and hauntings.
It's something of a status symbol for an old pub to have its own ghost, but are these just spooky stories dreamed up to bring in customers, or could there be more to it?
A team of Queensland ghost hunters are looking for the truth, using high-tech gear and careful historical research. They say they've found evidence to support some local tales of haunting, using specialised gear to pick up otherworldly motion, sound, lights and energy.
Darren Davies is an investigator with Paranormal Paratek, the non-profit group behind the research. His interest in the paranormal goes right back to his childhood.
"I grew up in a convict built lighthouse back in Sydney," Darren remembers. "It was built in 1812 from the first fleet settlement ship, the flagship HMS Sirius. We had a known residential spirit there, the Master's Mate of the vessel."
Darren says he had his first real paranormal experience at 14, but it wasn't until his father passed away at home in 2006 that he started looking for scientific evidence of the spirit world.
"My three year old niece was laughing, running around the house, and I asked her what she was doing. This was in front of the rest of the family, and they all looked at one another quite strangely. They all felt something. My niece said "I'm chasing Poppy" while she continued to run around the house laughing.
"So I continued to look into what could possibly be haunting in my house, of my own father.
"I decided that was a good time to go out and start experimenting, buying gear regarded as state of the art in this research field to see that whether or not we could make contact with the other side."
While it's the specialised gear that makes recordings of paranormal activity possible, the first step in an investigation is much more mundane - old newspaper clippings, or the births, deaths and marriages register.
First the investigators have to work out who the ghost, if there is one, could be. This means careful research into the site's past to find out whether any deaths occurred there, and gather some background of the victim which could be relevant to the haunting. For instance, while researching a pub in Childers, the group found that a man had died there in an accidental fall while fleeing a group he'd dobbed in for illicit gambling. Years later, on the anniversary of the death, a lightning strike took out the pub's poker machines.
Once the historical research is done, it's time for Darren and his colleagues to move in with the electronic gear.
"A digital audio recorder is regarded as one of the most important pieces of equipment in investigating," Darren says, "Because it can pick up voices we sometimes don't hear with our own ears.
"On review of those recordings we find there may have been a voice, there may have actually been a timely, responsive answer to a question we asked. If we can prove that there was nobody else talking, that it wasn't me mumbling to myself for instance, then perhaps then we have caught something from the other side.
"There is also full spectrum video, there is infrared video. You cannot use a normal video camera or digital camera, because you are not seeing the full light spectrum. Spirits can work outside the normal light range, where our eyes may not see."
The investigators also use motion and vibration sensors, heat-detecting cameras and devices which seek out electromagnetic fields to build up a full picture of what's happening at the site. There's quite a bit of preparation involved in setting up for a night's research. For example, rooms need to be sealed so a light breeze doesn't trigger sensitive motion detectors, and infrared cameras need to point away from each other so their fields of vision don't overlap, which can cause interference.
If there is paranormal activity at the site, that doesn't necessarily mean you're going to encounter the ghost of Marley wrapped in chains. Darren says there are different levels of haunting, from an 'intelligent' ghost which is self-aware, to a simple noise mindlessly replaying itself over and over again.
"A residual haunting is a replay of events. They're mostly audible, so you may hear footsteps, there may be shuffling sounds or voices, some people hear musical instruments like an old piano playing. These are most likely residual imprints left over time.
"There are certainly unusual sounds people have heard over the years. Musical instruments, we've heard that at the Criterion Hotel in Maryborough. We've heard baby cries in certain places. On May 16 in Maryborough we picked up the sound of a steam train taking off and its whistle blowing.
"An intelligent haunting is potentially a spirit or a ghost that can interact with the living. For example, if we can find a way to prove that the voices we've picked up on audio devices are actual answers to questions we'd just asked, that becomes a level of intelligence."
The site itself can also affect the haunting. Some materials conduct electricity better than others, and Darren says since spirit activity is basically a form of energy, this means the building itself can affect the paranormal activity inside.
"For example, old castles made out of granite and quartz with limestone mortar, with water leaking down the walls, that's a situation that's a natural conductor for electricity. If you then get a lightning storm outside, that can be what helps charge up these old buildings and help them retain a haunting."
Paranormal Paratek is a Queensland-wide organisation, but much of Darren Davies' attention is focussed on Maryborough at the moment.
"There are a lot of reports about old buildings in Maryborough, and we know that the townspeople love their heritage and the historical side of Maryborough. It's a beautiful place and most people are very proud of the history of Maryborough.
"Thankfully it remains here in the likes of the old courthouse, the Criterion, the Wharf Street Portside precinct is one special part of Maryborough which shows that in some places time can stand still.
"A lot of people do want to do know. They are genuinely interested in the claims and want to know the truth.
"We would hope that in some way we can give something back to the places we investigate, but not every place has a haunting."
Some of the alleged hauntings the group investigates do turn out to be hoaxes, wishful thinking or old wives tales. Others are mundane things genuinely mistaken for paranormal phenomena; Darren says some suspected hauntings turn out to be faulty wiring on old buildings.
But they've found enough promising material to keep up their investigations. While investigating a pub in Maryborough, Darren says his audio recorder picked up a voice that was identified as belonging to a former caretaker, who passed away at the premises. He was apparently a grumpy chap in life, a trait his ghost has kept - the voice told Darren in no uncertain terms to sod off.
As well as regular investigations around the Wide Bay Burnett region, the group is planning a trip to north Queensland next month.
"We will be going up into Ravenswood in late October early November to investigate the whole township, because of the reports that are widespread throughout that town.
"You do hear things. We go places and it might be the tradies sitting around the bar, it could be the tourist operators, it could be anybody, suddenly says they've seen or heard something. We're hearing a lot of these reports from the likes of Ravenswood and Charters Towers."
Paranormal investigator Darren Davies outside one of the Maryborough buildings he has examined. (Jodie van de Wetering - ABC)
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Paranormal Paratek's investigation videos on Youtube
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Finally, a fashion week I can feel good about.
Okay, so you have heard about this new Ethical fashion craze and boy is it everywhere. Whether you seen 100s of Instagram posts about artisan made jewelry or you have been reading about how fast fashion is bad for both humans and the environment, you are ready to take the plunge and put your money where your mouth (and heart) is in this movement.
If you have taken my gut check survey to test your Ethical Shopper knowledge but found the language confusing, don't fret.
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You need to comment that line - doc.addChunk(new_chunk), as chunk.copy() operation automatically creates chunk duplicate in the document.
Which version of PhotoScan you are using? If you are no 1.2, then it should work without commenting or uncommenting anything.
I can pull in the scripts already in http://wiki.agisoft.com/wiki/Python. If we get a critical mass, it would be nice to release it as a companion package on PyPI. I don't see any license on the scripts already in the wiki, does maybe someone from Agisoft know their provenance? I'd like to have a coherent license for the repository in that case.
Good to see that it has been moved to GitHub.
Now it should be easier for community to contribute.
We are also trying to update the collection with the commonly requested scripts.
offset = r_center - r_rotate * r_size / 2.
doc.remove(doc.chunks[1:-1]) # removing smaller chunks.
label = "Custom menu/Split in chunks"
it is the split in chunk script with 3 added lines above line 237 to resume the operation after a power failure. I cannot seem to debug it. Please help!!!!


Immaculata University's Business, Fashion, and Leadership Department develops ethical, service-oriented business leaders for the global community.
Our faculty are expert business, management, and fashion professionals who bring their real-life industry experience into the classroom.
Our students participate in service learning projects and supervised field work that help them apply their learning and develop their analytical, technological, and communication skills. As a result, our graduates are prepared to take on leadership roles in a variety of business and fashion endeavors, guided by integrity to make a difference in the world.
Business Administration with K-12 Certification, B.A.
Immaculata's business and accounting programs are accredited by the Accreditation Council for Business Schools and Programs (ACBSP). ACBSP accreditation certifies that the teaching and learning processes within the business programs meet the rigorous educational standards established by ACBSP. Receiving accreditation for the business programs and specialized accreditation for the accounting program shows that Immaculata is committed to providing the highest quality business education for our students.
Immaculata's business programs have been accredited by ACBSP since 2011. Since 2013, Immaculata's accounting programs have been accredited separately by ACBSP.
All of Immaculata's traditional undergraduate students in the business, accounting, finance, HR management, and marketing management majors are required to completed one or more internships as part of their programs. About 80 percent of our student interns were paid for their internships. According to a 2016 survey of employers created and administered by Immaculata's business faculty, 100 percent of employers said they would hire their intern again.
Employers rated students very well (average of 4.6 on a scale of 1-5, with 5 being the highest) in their overall preparation for the internship.
Employers gave students high ratings for professional demeanor (4.7 out of 5 on average).
Employers said students had leadership skills (4.3 out of 5 on average).
When traditional undergraduates in College of Undergraduate Studies major in business, accounting, finance, HR management, or marketing management, they tend to stay in that program, graduate on time, and quickly find jobs or enter graduate school.
Built awareness of high poverty and academic challenges in the Philadelphia school district.
A team of five IU students earned second place at the 2017 Student Case Competition hosted by the Philadelphia Chapter of the Institute of Internal Auditors. The institute holds an annual case study competition for local college students. Teams were challenged with identifying red flags, risks and controls in the case study, as well as potential fraud.


text:
Q: gitflow - how to merge to master and keep dependencies working? I have a project with 2 repositories. Repository 1 depends on repository 2 using git urls.
We are using gitflow, but we don't understand how to do a release that works.
Our dependency between repository1 and repository2 is pointing to develop branch, and once we release, all the code moves to master branch, but the dependency is still looking at develop branch!
On the other hand, we cannot have the dependency looking at master branch all the time too..
It seems as if we need to make a change in the code when releasing, one that will change the dependency url, but that is against git flow as master should not have commits that are not merges
What are we doing wrong and how can we achieve a proper release?
Example
2 teams working on different git repositories for nodejs projects.
One team is dependent on the other, so in order to get all their latest changes every day, they write the following npm dependency
"otherTeam": "git://github.com/sameProject/otherTeam.git#develop",

see the develop at the end of the dependency url?
at the end of development, this should be master - the a tag name.
How can I achieve that without making commits directly to master during the release time?
Different Release Cycle
Thank you @Graham for this comment.
If I understand correctly - you suggest to release component1, and then update dependency version continuously on component2 to point to the new realse for 1. Then component1 should stop development for current version at some point - which means component2 does not need to update dependency anymore, and then component2 will eventually reach end of version and then we can release the entire product.
correct me if I misunderstood you.
This solution was raised in the company, but concerns were raised about this procedure not being automatic enough. The company wants all the components to be built together, have the same version etc...

A: You'll have to forgive my Java background and relate certain points to the node.js ecosystem.
Given a dependency on a library, for example a template rendering library, I would treat it completely separately from the main web application.
To enable usage in the web app usually I would pull a version of the library down using a dependency manager, e.g. Ivy/Maven.
Generally I prefer explicit versions when eventually releasing. This enables you to know what is being used and helps narrow down issues related to a certain version of a dependency. The overhead of knowing what you have shipped to a customer, so you know what to fix greatly out ways an automatic process. As in an automatic process this information is lost.
Additionally the version for the template library would relate only for this library and would be different to the main web app. This allows you to reuse the library elsewhere.
To enable a more automatic process whilst developing a release of the main web app you could pull down the latest version until the release branch is ready. At this point making a release of the template library and making the web app use an explicit version.
You could always pull down the latest versions of the dependency if you wish, (at least I know how to do that with Ivy) but I would consider it slightly risky.

redpajama_set_name: RedPajamaStackExchange


text:
Clearing the Bar
Opening Statements
By Barbara Rose
November 2, 2009, 3:00 am CST
Ross Mitchell
Photo courtesy Ross Mitchell
You begin to suspect that Ross E. Mitchell is a different sort of professional when he mentions his patented JetLag watch, which gradually adjusts to the correct time during flight to lessen the jolt of changing time zones.
While not a commercial success, his invention led to a stint directing a fatigue-measurement project to improve alertness for Canadian locomotive engineers.
"The way I approach my life and career is not with a master plan," says the 57-year-old computer software consultant/attorney. "Things grab me and I become very passionate about them.
"I've always loved the law," he adds.
Mitchell, who is from West Newton, Mass., demonstrated that ardor this summer when he became the first graduate of an online-only school to be admitted to the Massachusetts bar. Like most states (except California), Massachusetts requires graduation from an ABA-accredited school, and online JD programs don't qualify under current ABA standards.
Mitchell knew this when he enrolled in 2000 in Kaplan University's Concord Law School, but the school's flexibility permitted him to continue consulting. It also allowed him to complete his undergraduate degree before earning his JD in 2004. Massachusetts initially denied Mitchell's request, but he persevered. Last fall, he argued before the Supreme Judicial Court that the ABA-accreditation requirement violated the equal protection clause. In a 6-1 decision, the court didn't get to the merits of his argument, instead noting the "commendable quality" of his pro se briefs and oral argument.
He passed the exam on his first try.
Careers | Opening Statements | Bar Exam
Big changes for bar exam suggested by NCBE testing task force
Thousands of California bar exam takers have video files flagged for review

redpajama_set_name: RedPajamaCommonCrawl


The parcel took 2,5 months to st. petersburg. The goods are quality, only i thought that the pendant itself would be a little more.
Long Service, almost 2 months. Parcel not monitored. Brought directly to your inbox. Item fits photo and description, no complaints.


Our Private Wonders of the West tour will take you to the Medieval town of Obidos, where you can taste the Famous Ginjinha Liqueur in a chocolate cup, walk the narrow cobbled roads, and enjoy your time at this picturesque town. The "Sítio" at Nazare allows you to have a breathtaking view of the Atlantic Ocean, and the fishing village of Nazare. Explore the 12th century Alcobaça Monastery with a Guided tour (tickets are included). In it's church you will see the magnificent tombs of Pedro & Ines, the characters of a true and tragic love story. Also, taste the 2014 award winning custard tart "pastel de nata".
This tour doesn't operate on the following dates: January 1 – Easter Sunday – May 1st – August 20 – December 24, 25, 31.
Obidos is well known for its Ginjinha, though here, the tradition is to drink it in a chocolate cup.


MET Eireann say snow will continue to fall well into tomorrow after the country froze this St Patrick's weekend.
Two weather warnings remain in place with ten counties on orange alert until 6pm tonight, and a snow-ice warning for the rest of Ireland in effect until 9am on Monday.
Dublin, Carlow, Kildare, Kilkenny, Laois, Louth, Wexford, Wicklow, Meath and Waterford will see heavy snow showers continue this evening, with possible snow drift.
Eastern and southern parts of Leinster haven't seen the last of the snow - and further accumulations are expected in eastern Munster.
Parts of the north and northwest have stayed dry all day but wind chill and icy patches are predicted across the country after a freezing St Patrick's Day.
And Met Eireann have revealed graphs showing rain and snow forecast over particularly the south and east of Ireland for the next 24 hours - with snow still expected up to 3pm on Monday afternoon at least.
A Met Eireann forecaster revealed: "Further snow showers this afternoon, heaviest over eastern and southern parts of Leinster and in eastern parts of Munster with some further accumulations.
"West Connacht will stay dry with good sunshine. Bitterly cold and windy with highest temperatures of 1C or 2C in many places, but 3C or 4C in the northwest in strong and gusty easterly winds.
"Scattered snow showers will continue over eastern parts of Leinster and Ulster tonight, but will die away elsewhere.
"A cold frosty and icy night, with lying snow, in overnight lows of 0C to -3C. Easterly winds moderating."
Motorists are told to take extreme care on Irish roads, especially in the worst hit areas of Leinster this evening.
AA Roadwatch said: "Secondary routes are badly affected throughout the midlands, east and south-east this afternoon so take extreme care when taking to the roads.
"Remember it takes up to ten times longer to stop a car in snow or ice."
In Dublin, conditions are improving on main routes although slushy in parts (M50, M2, N3, N4, N7, N81, N11) but continued care is advised on secondary routes.
Gardai advise care on all routes in Wicklow, and in Wexford, extra caution is needed around New Ross, and roads are poor but passable at Gorey and Ferns.
Kildare routes are still seeing heavy snow including on the M7 and gardai are advising against any unnecessary journeys.
Slush and snowy conditions are affecting routes around Thomastown in Co Kilkenny and in Meath, there's poor conditions on secondary routes, especially around Ashbourne, Trim, Kells and Enfield.
Care is advised on the N61 Athlone Road in Roscommon and around Birr in Co Offaly.
Meanwhile conditions should become mainly dry by tomorrow afternoon after some early snow showers.
The forecaster added: "Monday will bring some scattered sleet or snow showers during the morning, mostly in eastern and southeastern parts, but it will be mainly dry in the afternoon with some sunny spells.
"Still cold although with a slight improvement in temperatures - max values of 3C to 6C. The easterly winds will continue to moderate.
"A very frosty start to the day but otherwise dry and bright with good sunshine.
"Highest temperatures will only be around 6C to 8C but the breeze will be very light. Frost in a few parts of the east overnight."
Temperatures will head towards 10C on Wednesday before rain lashes much of the country into the weekend.
The forecaster said: "Temperatures will begin to improve on Wednesday as the winds turn to a southwesterly direction and values reach 9C or 10C in the afternoon.
"There will be some patchy rain along northwestern counties but the bulk of the country will remain dry."


text:
Gia: Portrait Of A Pornstar by Vivid - review by Kindred
Gia: Portrait Of A Pornstar
DVD by
Review is sponsored by
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GIA! by Enchantedkitty
Gia, This is Awful by Librarian
Sunny D
Gia is a movie that portrays the familiar story of a young woman and her rapid rise and fall from stardom. In this case, Gia is a promising fashion model that quickly becomes involved in pornography and drugs before she flares out. Although the sex is for the most part vanilla, the film does make several attempts at creativity not seen in typical porn, although with mixed results. Ultimately, poor technical aspects regarding the film quality and a disjointed storyline doom this film for me.
Interesting plot,
Toy use,
Attempts to be creative
Poor dramatic performances,
Issues with film/sound quality,
Depressing ending
Rating by reviewer:
extremely useful review
Gia, Portrait of a Porn Star, is a dramatic parody that is loosely based on the real life of 1970's fashion supermodel Gia Carangi (This story is also told in the 1998 biographical film called Gia, starring Angelina Jolie). This Vivid production takes creative license and reinterprets the story of Gia's rapid ascent to stardom in the world of porn, and her equally rapid fall from grace to the depths of despair. As her story unfolds, we learn more about her life through interviews with some giants in the industry: Ron Jeremy, Randy West, Debi Diamond, Wesley Emerson, etc. These interviews provide her back story, and the testimonials give the film a documentary style feeling. While the interviews are a clever tool to inject additional information into the storyline, there are simply too many and several last much longer than necessary.
The movie is plot driven and a long 3 hours, which might not appeal to everyone. As storylines go, it's the familiar story of a bright star that burns out prematurely. Without revealing spoilers, the ending is intentionally dramatic and can be somewhat of a mood killer. Personally, I watch porn to be turned on, not turned off, and a depressing ending is a definite turn off. The story begins with Gia questioning her future and ultimately her decision to enter the world of modeling. Her modeling work quickly transitions to nudity and pornography, not that Gia is opposed to it. We soon get the first glimpse of drug use as Gia is seen smoking an unknown substance to relax herself before her first porn shoot. Unfortunately, the movie never builds on this premise. Instead, the next time her drug use is mentioned, it's already a serious issue as revealed during an attempted intervention. There are no further hints or attempts to gradually build up this part of the plot for the viewer.
The movie features a total of eight sex scenes that range in length from 6 to 22 minutes and include three girl on girl and five heterosexual scenes. For the most part, the sex scenes were fairly enjoyable, although some of the longer ones would have benefited with a little more editing as they had a tendency to drag on a bit. The girl on girl scenes are all fairly similar and include a lot of kissing, oral, and fingering. Each of these scenes also includes the use of toys such as glass wands, a jelly dildo (seriously, jelly?), and a vibrator. Gia (Sonny Leone) even experiences double penetration with toys from her girlfriend (Tori Black) in what is probably the best scene the movie has to offer. The two actresses have amazing chemistry together and appear to enjoy one another.
The heterosexual scenes are also all fairly similar to one another and mostly vanilla, although one scene includes anal. What's a little unusual is that three of the heterosexual scenes are filmed as porn shoots within the movie and have absolutely nothing to do with the plot or main characters. For me, this defeats the purpose of watching a porn with a storyline. I want to get attached to the characters and enjoy watching them have sex. Although these three scenes were enjoyable to watch, it was no different than watching a gonzo. These "characters" didn't even have names, or at least none that I could remember.
The other two heterosexual scenes involved Gia and her porn star boyfriend, Dirty (Ariel King). The first is a six-minute blowjob in what is supposed to be Gia's first porn scene. There is no PIV and it's obviously a quick scene. Their second scene together is again in the premise of filming a porn scene, but this time it is after they have broken up as a couple. For me, this scene was extremely uncomfortable to watch as you could tell Gia was obviously not enjoying herself and didn't want to have sex with him. In the end, he comes in her face, despite her pleas for him not to.
The dramatic performances in this film are mediocre at best, and that's being generous. The dialogue is contrived and often delivered as if reading a script during a rehearsal. Fortunately, the performances during the sex scenes are much better. The technical quality of the film was lacking as well. In several scenes, particularly at the beginning of the movie, the background noise was more audible than the dialogue. Several scenes were also filmed using hand held cameras, which can add realism to a documentary style film. However, the framing often cut off people's heads and sex scenes often included disembodied close-ups at awkward viewing angles. Scene transitions were also an issue. Rather than actually trying to edit and piece together scenes properly, the film resorted to using a blur effect between scenes that quickly became annoying because of it overuse. One area I thought the movie portrayed well was the physical transformation of Gia during the course of the movie. In the beginning, she is an attractive if somewhat plain looking young woman. As she enters the world of modeling and porn, she transforms into a beautiful starlet and is almost unrecognizable compared to her former innocent self. Then towards the end of the movie, she undergoes a final transformation into a shadow of her former self. All of the beauty and glamor she once took for granted now gone.
The film is a mixed bag but does at least succeed in offering some decent, albeit vanilla, sex scenes. The plot is very believable but the filming and delivery of the storyline fails terribly. The director makes several attempts to instill an artistic quality to this film, although not all are successful and most are overused. Sunny Leone is certainly a bright spot in this film. Her natural beauty and sexual performances certainly are among the few highlights for me.
Follow-up commentary I still don't like it 4 months after original review
Gia is another example of a movie that had a reasonably good premise but failed to deliver. The scenes were repetitive and boring and the acting was memorable for all the wrong reasons. We won't be watching this one again.
This product was provided free of charge to the reviewer. This review is in compliance with the FTC guidelines.
Reviewed by Kindred (Eden Advanced reviewer) Size Matters™
wrote 59 reviews
I have yet to watch this thing through from beginning to end because I'm SO impatient. I just want all the sex, right now. I found some of the sex scenes to be somewhat dull and lacking in chemistry between the performers, but some were not half bad! Thanks for sharing your thoughts
We wound up watching it over two nights because of the length. Thanks for reading my review!
Princess-Kayla ?
Thank you for this awesome review!
TheSinDoll
Great review! I love reading your porn reviews!
@KaylaJJ and @TheSinDoll - Thank you both so much!
Great review thanks for sharing!
Thanks for the great review. It did seem a bit underworked to me.
nice review thanks
Sera26
Awesome review, I need to see this.
Thank you for viewing Gia: Portrait Of A Pornstar review page!
Gia: Portrait Of A Pornstar reviews


text:
"""Routes configuration

The more specific and detailed routes should be defined first so they
may take precedent over the more generic routes. For more information
refer to the routes manual at http://routes.groovie.org/docs/
"""
from routes import Mapper

def make_map(config):
    """Create, configure and return the routes Mapper"""
    map = Mapper(directory=config['pylons.paths']['controllers'],
                 always_scan=config['debug'])
    map.minimization = False
    map.explicit = False

    # The ErrorController route (handles 404/500 error pages); it should
    # likely stay at the top, ensuring it can always be resolved
    map.connect('/error/{action}', controller='error')
    map.connect('/error/{action}/{id}', controller='error')

    # CUSTOM ROUTES HERE
    map.connect("/areas/count", controller="areas", action="count")
    map.resource("area", "areas")

    map.connect("/lines/count", controller="lines", action="count")
    map.resource("line", "lines")

    map.connect("/points/count", controller="points", action="count")
    map.resource("point", "points")

    map.connect('/{controller}/{action}')
    map.connect('/{controller}/{action}/{id}')

    return map

redpajama_set_name: RedPajamaGithub


text:
California Judge Dismisses FCA Case Against UnitedHealth Group
In early October, a California federal judge dismissed without prejudice a False Claims Act (FCA) lawsuit against UnitedHealth Group Inc. (UHG). The suit, U.S. ex rel. Swoben v. Secure Horizons, et al., alleged UHG ignored questionable diagnoses that led to higher reimbursements through the Medicare Advantage program. This is significant news for the U.S. Department of Justice (DOJ). The UHG case was the first FCA suit related to the Medicare Advantage program that the DOJ joined. This was essentially a test case to determine the strength of the DOJ's position and the ability to bring similar cases in the future. Unfortunately, this dismissal signals there were numerous weaknesses in the DOJ's FCA case.
The Basis for the FCA Claim
This qui tam suit was brought by a whistleblower who alleged UHG knowingly ignored questionable patient charts reviewed by another company, Healthcare Partners LLC. These charts, whether or not they had appropriate evidence, contained diagnoses that would increase the insurer's risk adjusted payments under the Medicare Advantage program. Under Medicare Advantage, healthcare providers receive higher reimbursements for caring for sicker patients.
The Reasons for the Dismissal
The California federal judge found the DOJ's complaint lacking. The judge stated the complaint included only conclusory allegations of material violations of the FCA instead of identifying truly material violations that satisfy the test laid out in the U.S. Supreme Court decision in Universal Health Services v. Escobar. This led to a crucial lack of materiality and particularity, which are required to move forward with a complaint.
The judge also stated the complaint was too vague and failed to fully support the allegation that UHG had knowledge of the false claims. In fact, the DOJ had not identified any specific individual at UHG who knew the information regarding patient diagnoses was inaccurate. This was a crucial lack of what is known as scienter, which briefly means knowledge of wrongdoing.
Essentially, the DOJ and whistleblower did not have enough initial proof of their accusations for the judge to allow the case to move forward. However, the DOJ has the option to continue its investigation and file a new, stronger complaint in the future.
The DOJ Continues to Pursue Medicare Advantage Fraud
While this dismissal is a difficult outcome for the federal government, the DOJ is not finished pursuing fraud related to the Medicare Advantage program. The DOJ has previously filed suit against other health care providers and received settlements from them. The DOJ also still has a similar suit, U.S. ex rel. Benjamin Poehling v. UnitedHealth Group, Inc., against UHG pending in federal court.
Do You Have Information About Healthcare Fraud?
If you have information about a physician, insurer, or other medical business submitting false claims to a federal or state healthcare program, contact our experienced healthcare fraud attorneys at Brod Law Firm today. If you have unique, private information regarding fraud, you may have the right to be a whistleblower and bring a qui tam case on behalf of the government. If the government receives a court award or settlement, you will partake in part of it.
To learn more, call us at Brod Law Firm at (800) 427-7020 to schedule a free consultation.
(image courtesy of Samuel Zeller)
Tagged: attorney for health care fraud and attorney for health care whistleblowers


text:
George Henry Horton (born 3 July 1993) is a British filmmaker. He is known for psychological thriller film Anne, With Love, starring Mena Suvari and Danielle Harris, and sci-fi horror film Project Dorothy, starring Tim DeZarn. He is also known for his YouTube comedy channel and production company JesterLads.

Personal life

Horton lives in Los Angeles. He is an alumnus of the American Film Institute Conservatory.

Filmography

References

External links

1993 births
Living people
Alumni of King's College London
British directors

redpajama_set_name: RedPajamaWikipedia


text:
Keir Starmer favourite to succeed Corbyn – poll
Sir Keir Starmer is the clear front-runner for the Labour leadership contest, according to a new poll.
Who will be the next Labour leader?
As Labour deals with a devastating defeat at the General Election, here is a look at who could be in the race to replace Jeremy Corbyn as party leader.
Senior backbench MPs push for law change to block no-deal Brexit
Senior backbench MPs are pushing for a change in the law to prevent a no-deal Brexit in nine days time.
May offers talks with Corbyn to deliver short delay to Brexit
Prime Minister Theresa May has said she aims to ask for a further extension to the Brexit process to allow the UK to leave the European Union "in a timely and orderly way".
Commons must have say on Brexit, MPs warn government
MPs have warned the UK Government must not use "trickery" or "loopholes" to prevent the Commons from having its say on Brexit.
EU citizens need clarity over future rights, MPs say
MPs have called on ministers to provide EU citizens living in the UK with a "complete answer" amid confusion over their post-Brexit future.
May accused of using security as "bargaining chip"
Theresa May has warned that failure to reach a deal with the European Union would mean "weakened" cooperation in the fight against crime and terrorism.
Carmichael urges ministers to press for closure of Guantanamo Bay
Northern Isles MP Alistair Carmichael has called on the UK Government to push for the closure of "cruel and barbaric" Guantanamo Bay.
Chorus of protest as Tories close 'Dubs scheme'
Theresa May has defended the decision to close a key route into the UK for unaccompanied child refugees.
May sees off Brexit Bill rebellion with vote offer
The UK Government has seen off a backbench rebellion by promising MPs a vote on the final Brexit deal before it goes before the European Parliament.
Boris under fire as he confirms travel ban exemption for British passport holders
Boris Johnson insisted last night the UK's relationship with the United States was "overwhelmingly to our benefit", as he confirmed all Britons remain welcome to travel there.
Shadow home secretary Yvette Cooper brands Government policy "shameful"
The SNP benches erupted in spontaneous applause yesterday as former shadow home secretary Yvette Cooper told the prime minister his policy was "putting the country to shame".
George Osborne in fighter mode
George Osborne did apologise yesterday.
Labour Conference: MP says UK is not "fixed"
A senior Labour front-bencher who was born in Inverness has admitted that the UK does not "feel fixed" in the wake of Scotland's referendum.


text:
February 22, 2022 midwestbsfa Musings
African American Folklore in the 21st Century, Part 1
In the first of a series of posts, Midwest BSFA member Renee Tecco discusses African American folklore as it relates to Black speculative fiction.
It was the late 1980s and we were watching Michael Jordan fly through the air of his own volition. We would watch him float through the air towards the basket in awe. He just lifted up and flew across the court, going over the heads of his opponents. Rumors were he was descended from the tribe of enslaved Africans who could fly. Watching him play it was easy to believe.
The fable of the people who could fly is an African American folktale. In the story, enslaved Africans are working in the fields when someone says the word "freedom" and all the Black people in the field take flight and float away. In her novel Song of Solomon, Toni Morrison has a character who flies away, leaving behind a wife and dropping his child as he takes to the air for freedom.
African American folktales are an American heritage but aren't as widely known as the German tales of the Brothers Grimm or the Danish Hans Christian Andersen. Although home grown, the stories of African American folktales aren't part of the American fabric when it comes to storytelling. Aside from Song of the South (which was deemed racist for depiction of "happy" slaves and has been indefinitely locked in the vault), Disney has not tackled the stories of African Americans since.
These stories have become passed down to us in African American culture, whether it's oral storytelling from elders or a found book at a garage sale. The trickster Anansi traveled from Western African countries and became the Bruh (Brer/Breh) Rabbit in our New World. The stories of Brother Rabbit, Brother Fox and Brother Bear were collected into books by Joel Chandler Harris with a fictional freedman named Uncle Remus as the narrator. But later notable African American authors Zora Neale Hurston (Every Tongue Got to Confess) and Virginia Hamilton (HerStories and The People Who Could Fly) collected the stories of African American folklore. Renowned poet Sterling A. Brown taught classes on the subject and November 1893 saw the creation of the Negro Folklore Society at Hampton University. In the early 20th century, WEB Dubois and Jesse Redmon Fauset created a children's magazine for African American children with stories including fairytales and folktales written by African Americans.
For today's storytellers, although these stories aren't told in the same way, there are echoes of them in current Black speculative fiction.
Tagged african american folklore, black speculative fiction, flight, flying, renee tecco
UnderWorld Black Arts Festival on March 3
Wednesday Nite Write: Time Travel


text:
VW recalls 800,000 cars over possible footpedal problem
AFP - [email protected] • 24 Mar, 2016 Updated Thu 24 Mar 2016 17:48 CEST
Embattled German automaker Volkswagen said on Thursday that it was recalling around 800,000 vehicles worldwide over a potential footpedal problem.
The group said the recall affected 391,000 vehicles of its Toureg model and more than 400,000 of its Porsche Cayenne model built between 2011 and this year.
VW, which until recently had ambitions to become the world's biggest carmaker, is battling to resolve its deepest-ever crisis sparked by revelations that it installed emissions-cheating software into 11 million diesel engines worldwide.
The software, known as a "defeat device", limits the output of toxic nitrogen oxides to US legal limits during emissions test by regulators.
But when the vehicles are in actual use, the software allows them to spew poisonous gases at up to 40 times the permitted levels, giving the vehicle better acceleration and fuel economy.
On top of still unquantifiable regulatory fines in a range of countries, VW is facing a slew of legal suits, notably in the United States and Germany, from angry car owners, as well as from shareholders seeking damages for the massive loss in the value of their shares since September.
#Cars #volkswagen #vw #emissions
AFP 2016/03/24 17:48


text:
Q: enable clicking on links in webview How do I enable clicking on links in my mac osx webview?
I have the following code but I don't know what methods to implement for the policy delegate...
@synthesize myWebView = _myWebView;

- (void)applicationDidFinishLaunching:(NSNotification *)aNotification

    /* webview setup here, everything works fine
    except cannot click links in webview..... */

    //setup my delegate
    _myWebView.policyDelegate = self;

}
//Now what?....

Thanks.

A: WebView doesn't have restriction on links.
But if you need a custom behavior when clicking on a link in your web view, you should implement "webView:decidePolicyForNavigationAction:request:frame:decisionListener:" in your policy delegate. Then you you get the action type from the action information dictionary and you do your custom behavior if it's a link clicked event.
Example:
- (void)webView:(WebView *)webView decidePolicyForNavigationAction:(NSDictionary *)actionInformation request:(NSURLRequest *)request frame:(WebFrame *)frame  decisionListener:(id < WebPolicyDecisionListener >)listener

{

    NSUInteger actionType = [[actionInformation objectForKey:WebActionNavigationTypeKey] unsignedIntValue];
    if (actionType == WebNavigationTypeLinkClicked) {
        //Do your stuff
    } else {
        [listener use];
    }

}


text:
Q: How do I properly end an IF ELSE statement in ASP Classic? I've added an IF statement to a search results page so that it doesn't run a long running procedure if the user doesn't provide a notice id OR a notice date.  It works fine except that it is not displaying the New Search box below the error message.  An End If must be in the wrong spot or something but I can't seem to figure it out.
The "New Search" html should be displayed ALL THE TIME, not conditionally but it only seems to show if they do a valid search.
<%If task = "searchNotices" Then%>

<TITLE>Notification System</TITLE>
<%Response.Write(NoEncode(GetStyleSheet("main")))%>

<%

dim errorNeedsIdOrDate
errorNeedsIdOrDate = "Error: must input either a notice date or notice id.
"

IF isNull(noticedate) and isNull(noticeid) Then
Response.Write errorNeedsIdOrDate
Else

    Set rs = Obj.GetNoticeList (reterror, CInt(gSiteID), CLng(NoticeOwnerID), 9,cint(getPrint),cint(getFax),cint(getEmail),cint(getsuspend),noticedate, noticeid, null)

    if err <> 0 then LogError true, "notice_list.asp", "Call to NoticeData.GetNoticeList failed.", Err

    If retError <> "" Then
    LogErrorMessage EVENT_ASP_EXCEPTION, true, "notice_list.asp", "Call to NoticeData.GetNoticeList failed.", retError
    Else
    %>
    Notice Search Results

    <%if not rs.EOF then%>

        Send Now?
        NoticeID
        Notice Sent
        NoticeType
        HowToSend
        Status
        AccountNumber
        Send To
        Insured
        Policy(s)
        <form action="notice_resend.asp" method="get" id=form1 name=form1>
        <input type="hidden" name="task" value="passID">
        <input type="hidden" name="NoticeOwnerID" value="<%=EncodeHTML(NoticeOwnerID)%>">

        <%
        Do until rs.EOF
        'HowToSend,NoticeType,DueDate,CancelDate,DaysPastDue,AmountDue,LateCharge,
        'TotalDue,PolicyNumbers,AccountNumber,NoticeID,insuredname,agentname,insconame
        if (not IsNull(rs("DateSent"))) then
            if (rs("SendStatus") > 1) then
                Select Case rs("HowToSend")
                Case 1
                    sMediaKind = "print"
                Case 2
                    sMediaKind = "fax"
                Case 3
                    sMediaKind = "email"
                Case else
                    sMediaKind = ""
                End Select
            end if
        end if
        %>

<%              if (rs("HowToSend") = NOTICE_SEND_NOSEND) then  %>

<%              else                            %>
                <INPUT TYPE="CHECKBOX" NAME="IDList" VALUE="<%=EncodeHTML(rs("NoticeID"))%>">
<%              end if                          %>

<%              if ((CInt(gUserAccessLevel) > CInt(ACCESS_USER)) and rs("SendStatus")=0) then   %>
                <a href="javascript:popUpWin('ModifyNotice.aspx?noticeid=<%=EncodeURL(rs("id"))%>&refresh=no',500,300,350,150,'modifynotice')">
<%              end if  %>
                <%=EncodeHTML(rs("id"))%>
<%              if ((CInt(gUserAccessLevel) > CInt(ACCESS_USER))  and rs("SendStatus")=0) then  %>

<%              end if  %>

            <% If (sMediaKind <> "") Then %>
                <a href="javascript:popUpWin('ViewNoticeWindow.asp?noticeid=<%=EncodeURL(rs("NoticeID"))%>&kind=<%=EncodeURL(sMediaKind)%>',800,320,200,50,'displaynotice')">
            <% End If %>
                <%=EncodeHTML(rs("DateSent"))%>
            <% If (sMediaKind <> "") Then %>

            <% End If %>

        <%=EncodeHTML(rs("Notice_name"))%>

        <%Select Case rs("HowToSend")%>
        <%Case 1%>
        Print
        <%Case 2%>
        Fax
        <%Case 3%>
        Email
        <%Case -1%>
        Suspended
        <%End Select%>

        <%Select Case rs("SendStatus")%>
        <%Case 0%>
        Needs Sending
        <%Case 1%>
        Not Yet Confirmed
        <%Case 2%>
        Confirmed Sent
        <%Case 3%>
        Cancelled on resend
        <%End Select%>

        <%=EncodeHTML(rs("AccountNumber"))%>

        <%=NoEncode(FormatSendTo(rs))%>

        <%=EncodeHTML(rs("insuredname"))%>
        <%=EncodeHTML(rs("PolicyNumbers"))%>

        <%rs.MoveNext
        Loop
        %>

    <INPUT TYPE="submit" CLASS="MainFormBtn" VALUE="Mark For Resending">
    </form>

    <%else%>
        No records were found.
    <%end if
End IF

%>

    New Search

    <form action="notice_list.asp" method="post" name="searchNotice">
    <input type=hidden name="task" value="searchNotices">
    Date notice was last sent   mm/dd/yyyy
    <INPUT TYPE="TEXT" SIZE="10" MAXLENGTH="10" name="noticedate">

    Notice ID
    <INPUT TYPE="TEXT" SIZE="4" MAXLENGTH="10" name="noticeid">

    How they are sent

        Print<INPUT TYPE="CHECKBOX" <%If getprint="1" Then%>CHECKED<%End If%>  NAME="getprint" value="1">  Fax<INPUT TYPE="CHECKBOX" <%If getfax="1"  Then%>CHECKED<%End If%> name="getfax" value="1">  Email<INPUT TYPE="CHECKBOX"   name="getemail" value="1" <%If getemail="1" Then%>CHECKED<%End If%>>
        Suspended<INPUT TYPE="CHECKBOX" <%If getsuspend="1" Then%>CHECKED<%End If%>   NAME="getsuspend" value="1">

        <INPUT STYLE="HEIGHT: 27px; WIDTH: 160px" type="submit"  CLASS="MainFormBtn"     value="Search For Notices" id="Search" name="SearchNotices">

    </form>

    <%
    End If
%>

A: Your question is a bit unclear and I don't understand what is the purpose of this script.
Anyway in the script above you missed an If statement closing at line 148:
You have 3 main If statements:
IF isNull(noticedate) and isNull(noticeid) Then '1st if
Response.Write errorNeedsIdOrDate
Else

    if err <> 0 then LogError true, "notice_list.asp", "Call to NoticeData.GetNoticeList failed.", Err 'an inline statement

    If retError <> "" Then '2nd if
    LogErrorMessage EVENT_ASP_EXCEPTION, true, "notice_list.asp", "Call to NoticeData.GetNoticeList failed.", retError

    Else
    %>
    Notice Search Results

    <%if not rs.EOF then 'this is the 3rd if%>

And you had a closnig for only 2 of them:
    <%rs.MoveNext
    Loop
    %>

<INPUT TYPE="submit" CLASS="MainFormBtn" VALUE="Mark For Resending">
</form>

<%else%>
    No records were found.
<%end if
End IF
%>

If you add another End If statement here your script will run, but unfortunately I don't know if it does what it is intended to do. If there's anything else you'd like to ask, please provide more info about what data should this script get and what should it do.


HALT! PRODUCTS USE CAPSAICIN, A NATURALLY OCCURRING EXTRACT OF PEPPERS, WHICH, WHEN SPRAYED IN A DOG'S FACE, CAUSES ONLY TEMPORARY BUT EXTREME DISCOMFORT FOR THE DOG.
THINK OF IT AS AN ATTITUDE RE-ADJUSTMENT. HALT! STOPS HIM IN HIS TRACKS, GIVING YOU TIME TO MOVE OUT OF DANGER. HALT!'S PRESSURIZED SPRAY IS ACCURATE UP TO 10 FT.


text:
Q: infinite discontinuity as limit approaches x and f(x) is defined If $\lim\limits_{x \to c^-} f(x) = -\infty$, and if $\lim\limits_{x \to c^+} f(x) = \infty$, and f(c) = d, is there both a removable and infinite discontinuity or just a removable discontinuity? Thanks!

A: There cannot be a removable discontinuity, as $\lim_{x\to c} f(x)$ doesn't exist (the lateral limits don't have the same value). So the discontinuity is not removable. It is infinite.


Search homes for sale in the Claybridge subdivision of Carmel, Indiana, updated daily from the Indianapolis MLS. Map local amenities close to the Claybridge neighborhood, including parks, schools, grocers and shopping.
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text:
Luxury public housing coming after limpdick movie theater demolition
Queens Post
The building that housed Sunnyside Center Cinemas on Queens Boulevard will soon be bulldozed to make way for an eight-story, 99 unit apartment complex.
Plans were filed earlier this month for an apartment building at 43-42 43rd St. that will contain 99 units, ground floor retail space and 138 below-ground parking spaces.
The site is located on the northwest corner of Queens Boulevard and 43rd Street and at one time housed a Dime Bank branch, Sunnyside Center Cinemas, P.J. Horgan's and a dental office.
The proposed building will be 79-feet-tall and will yield 73,762 square feet, with 67,098 square feet designated for residential space and 6,664 square feet for commercial space.
John Ciafone, the owner, told the Queens Post that the plan includes approximately 25 affordable housing units. He will be receiving a 421a tax abatement—which will lower his property tax bill—in return for providing the affordable units.
The property does not need to be rezoned in order for the development to take place. However, Ciafone said that he is waiting for the Dept. of Buildings to approve the plans.
He said that upon approval, he would aim to start demolishing the building within 3 months. He said that it would likely take two years to develop the project.
Ciafone, who bought the property at the end of 2012, has been subject to fierce criticism over the years.
Shortly after acquiring the building he made clear that he would not be renewing the leases of the existing tenants—which led to the closure of long-time businesses such as Sunnyside Center Cinemas and P.J. Horgan's.
All the tenants had left by 2015 and the building has been vacant since.
Forgot to mention the last movie feature that played at this theater earlier this year.
JQ LLC at 3:30 AM
The only thing limpdick about that theatre is that queens crap chose to write about it. The theatre was an awesome place to go for the thousands of of people who grew up in Sunnyside. They always had the hottest releases on day one and who can forget The Rocky Horror Picture Show. Take your limpdick blog and go bully elsewhere.
all this luxury housing is for who? wouldn't the people who can afford it want to live in Manhattan or Brooklyn ?
JQ LLC said...
@Anon re:Limpdick
Apologies for the seeming mischaracterization, it was mostly a joke for Queens Crap readers. I updated the post with a photo and link that inspired the headline.
I only been to that theater on a few occasions and it was a great place to see a film. Didn't know Rocky Horror played there.
Is this part of the Green New Deal ?
Cram more people into a overcrowed city !
NPC_translator said...
I spent countless hours in my mis-spent youth at PJ Horgans, which was a great neighborhood bar. Cheap beer and a great burger and fries. What more do you want? Too bad it got shut down.
So we'll get more bugman housing for Asian immigrants. Yay.
@The only thing limpdick about that theatre is that queens crap chose to write about it.
Are u mentally disturbed? How the heck did you come to this conclusion?
Where the heck do you see a single bad word about the theatre?
@So we'll get more bugman housing for Asian immigrants. Yay.
Last time I ventured to Long Island City, the brand new (and empty) apartment buildings looked like the ones in Beijing.
More than sure is not for the political dissidents leaving the CCP paradise.
Looks like they were built for the occupying army of the future.


Nowadays, most people cannot afford to buy a home using cash. That's way, first-time buyers, in particular, need a mortgage to purchase the desired property.
So far, so good. However, those who have already been through this process know that it is not a piece of cake. Most borrowers just search on the net or contact different banks without having a concrete idea. The application process requires patience and good preparation on your part.
What if the answer to your application is "No"?
You have the right to ask yourself this questions since banks decline a large number of the applications. Despite the fact the approval of your application depends on many factors, you can become an active participant in the process.
In this article, you will find some precious advice on how you can improve your chances of getting a mortgage. Let's follow these simple steps and increase your chances of approval.
Presumably, your credit score will play the biggest role in determining your chances of getting approved. Typically, first-time buyers would need a credit score of at least 650 to qualify. Keep in mind that this may vary depending on the lender and your situation (other loans, income, history, etc.) If you have a good credit score (See how to achieve a great credit score), you shouldn't be lying on the beach and waiting to be approved . Get some work done to increase it even more.
The terms, interest rate in particular, depend on the credit score. The higher the score, the lower your interest rate will be. Given the fact that mortgages are long-term loans (25-30 years), you can save a lot of money on interest payment. If you don't understand how to get your credit score – you can start here.
The thing that affects credit score the most is your payments on other loans. If you have missed some in the past, this will have a negative effect on the score. In addition, if you have credit cards, pay down the balances. Also do not apply for other loans; this will certainly lower your credit score.
Missing or late payments will certainly have a negative impact on your chances of getting approved. This does not only include loan payments but all sorts of bills. Rest assured, your lender will check this out.
Also, having already been through the first step, you know that this will lower your overall credit score.
Down payment is the initial amount of money a borrower should pay when purchasing something on credit. When we talk about mortgages, the down payment is usually around 20% of the property's value. Of course, it depends on how much the borrower can afford to pay.
The rule is simple: the more, the better.
If you pay 25% or even 30% down payment, the chances of getting approved increase a lot. This shows your commitment as well as financial discipline. It means you are a reliable borrower. In addition to that, this means that the amount of money you actually borrow will be lower. The higher the loan value, the higher the risk for the lender and more you'll end up paying in interest.
If you cannot afford to make a down payment of 20%, you will have to pay for a Private Mortgage Insurance (There are more ways to avoid the PMI). So, a larger upfront payment will also save you this extra cost, which will be added to your monthly payment. Only if you take out an FHA mortgage (a loan insured by the Federal Housing Agency), you will be able to go without this mandatory insurance.
Available credit is the amount of credit you haven't spent. You can calculate it simply: your credit limit minus credit balance, and you will see the amount you can spend freely. If you have several credit cards, you have to calculate it for each one of them.
This available credit is an important indicator which banks use to assess potential mortgage borrowers. Even though there is no rule of thumb, many experts believe that the credit should be twice the size of your current debt. For instance, if your credit limit is $20,000, your debt should not exceed $10,000.
Try not to lower your credit limit too much as well as don't keep lots of available credit. You have to find the balance between them.
It's a good idea to cut back on your spending prior to your mortgage application.
Well, these days, banks check almost all details about a person's financial situation. They can also go through your bank statements for a certain period to see your purchases.
Don't worry, they don't care what you buy but rather they want to see whether you can afford a mortgage. They want to make sure you'll keep making regular payments should the rates rise in the future.
Usually, lenders would like from you bank statements for the last three months. Keep in mind, that this differs from one lender to another (See how to find the best mortgage lender). Instead of buying things you don't need, why not put some money aside for a larger down payment. Kill two birds with one stone.
Check out some of the best budget apps for 2018: Mint, PocketGuard, GoodBudget, and HomeBudget.
We take the monthly debt payments and divide the sum by the gross monthly income of an individual. The lower the ratio, the better the result. It shows that you can manage your obligations quite well and they are just a small fraction of your income.
The desired result is 36% or even lower. In addition, less than 28% of the debt should be mortgage payments.
A DIT between 37% and 49% is not brilliant, but still manageable. Somehow, you need to find a way to lower it up to 43%, which is usually the highest DIT that your lender will accept. Forget about anything higher than 50%. If your obligations are more than 50% of your income, it's impossible to take out a new loan, let alone a mortgage. Make sure you ask the lender all the right questions and get ready for every scenario.
Actually, there is no magic here. You can do two things to achieve this goal. The first thing is, of course, to lower the amount of debt – don't purchase as many things as you want to. The second thing you can do is increase the money you earn. Perhaps, this may require a second job or additional hours at your current job.
The US government helps first-time buyers to qualify for a mortgage. These are the so-called FHA and VA mortgages.
Any home loan that the Federal Housing Agency guarantees is known as an FHA mortgage. This program requires less strict qualifications. For instance, a person can qualify with a credit score as low as 580. Also, you can make a very small down payment – 3%. No minimum income is required and you can apply even if your DIT is close to 50%. In return, you will pay an extra charge each month – money which will be included in the monthly payment.
Much easier to qualify for a VA loan than a conventional one.
The last thing (or the first) you can do to better your chances are to find a person who is willing to cosign your application.
A cosigner is a person who agrees to pay off your debt in case of a default. This will definitely make your application stronger.
Missing or late payments will affect your cosigner's credit score as well as yours.
Nowadays, purchasing your own home is no mean feat and people often need a loan to do it.
Even though you need to meet (sometimes quite strict) criteria, you can always actively participate in the process. Certainly, there are quite a few things you can do to significantly improve your chances of securing a mortgage. Having already been through them, you do realize how important each and every financial decision you make is. Brace yourself and follow the steps, and the "Yes" will be waiting just round the corner.


Escada sweater in abstract floral-print knit with knit combo. Contrast crew neckline. Cap sleeves. Semi fitted. Straight hem. Pullover style. Wool/silk. Imported.
As temps climb outdoors, they tend to dip indoors. Combat the air conditioning chill without sacrificing style with these 14 summer sweaters, cardigans and layering advice.
Agnona sweater in silk knit. Crew neckline. Sleeveless. Semi-fitted. Pullover style. Ribbed hem. Silk. Made in Italy.
Theory sweater in plaited-knit wool blend. Turtleneck. Sleeveless. Relaxed fit. Pullover style. Wool/paper. Imported.
An open patterned yoke punctuates this versatile sleeveless sweater with artful appeal. Round neck. Sleeveless.
Chloe sweater in open knit. V neckline. Sleeveless. Semi-fitted. Pullover style. Straight h em. Cotton/nylon. Made in Italy.


text:
Honors, Awards, & Certifications
The Story Behind the Logo
Storytellers & Caregivers
Recommended Reading & Viewing
Drawings & Sketches
Jenny, Contributing Artist
Because of privacy laws, we have no picture or name for this storyteller and contributing artist who we'll call "Jenny." She drew the image you see here to illustrate a story called The Arrival and also gave us a watercolor painting after the storytelling workshop for The Painted Lady. You can view the watercolor painting, which we've named "Jungle" when you read the story, The Painted Lady. Look for more of Jenny's work, coming soon.
http://t.co/YAacIovJRz Most of our contributing artists do not have #ALZ #ADRD. "Jenny" is an exception. See her drawing and painting…
— Invisible Poets (@invisiblepoetsa) May 4, 2014
Tagged contributing artist.
« The Painted Lady
The Arrival »
Roger and Gloria
Yes, They Can Explain It to Us
Engaging Arts: Engaging Age Friendly Communities
Theories about Aging from Antiquity to the Present
The Creative Age: National Leadership Exchange and Conference
About InvisiblePoets.org
Alzheimer Chronicles, Inc., founded in 2012, is dedicated to giving voice to storytellers with Alzheimer's disease and related dementias (ADRD) by providing a platform for their creative fiction to be valued in public arenas.
Storytelling is universal.
Across cultures and time, storytelling is the manner in which people comprehend life. Definitions of creativity vary: the ability to transcend traditional ideas, rules, patterns, relationships, or the like; the ability to create meaningful new ideas, forms, methods, or interpretations; or the ability to use originality, progressiveness, or imagination.
Storytelling is the manner in which we comprehend life.
All meaningful communication is a form of storytelling, according to Walter Fisher, who introduced the narrative paradigm to communication theory. Storytelling, a creative form of art, is universal across cultures and time as the manner in which people comprehend life.
Alzheimer Chronicles, Inc. explores non-traditional storytelling with people who have ADRD and contributes to a small but growing effort to understand "memory loss as […] more than just memory loss" (Dr. Anne Basting, Founder of TimeSlips).
Storytelling comes naturally to people with ADRD.
Currently, there is a lot of research available about the debilitating affects of memory loss, but there is very little research available about retained abilities. It has been our experience that just as the blind significantly outperform the sighted in tactile experiments, there are some forms of creativity in storytelling in which people with ADRD may demonstrate more ability than their fully cognizant peers.
Explore this website to learn more about why the stories of people with ADRD are so important, not only to people with ADRD, but also to creative writers, song writers, painters, poets, film makers, animators, and others in the arts community, as well as cultural consumers of these art forms. In addition, a broad audience of creative thinkers in gerontology, linguistics, neurology, sociology, anthropology, psychology, and of course, arts and humanities might, through exposure to the work of the storytellers, recognize the value of further research into creativity as a retained ability in people with ADRD.
Storytelling enables people with ADRD to communicate.
My grandfather experienced progressive dementia through his final years as a side effect of seizures. How helpful it would have been to me, one of his caregivers, if I had known then what I know now. I missed out on the opportunity to communicate with him, to understand how he perceived himself and the world around him. I didn't know he was still there.
— Alice Spicer, Director
Alzheimer Chronicles, Inc., founded in 2012, is dedicated to giving voice to storytellers with Alzheimer's and related dementias (ADRD) by providing a platform for their creative fiction to be valued in public arenas.


"My running journey took me from non-runner to marathon runner in fourteen months. Running has become my therapy, my addiction and my new best friend. I have a new family around me (we put the 'social' in to social running) and a new-found belief in myself and what I can do mentally and physically.


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"Disturbing": Austin addresses video claiming military allowed perpetrator to remain in service
Feb 20, 2021 Battery technology, BenCarson, Blockstream, china belt road, ClimateChange, Dartmouth, Documentary, Eclipse, Elizabeth, employment, GreatAmericanOutdoorsAct, Homophobia, IbtihajMuhammad, InHonor, mexico economics explained, Miami, PortlandProtest, Superposition, TasteTest, victim
Defense Secretary Lloyd Austin on Friday addressed a viral TikTok video of an emotional Marine saying her "perpetrator", who admitted to misconduct, had been allowed to stay in the service.
Driving the news: Austin called the video "deeply disturbing," and said he has asked his staff to get more information and provide assistance to the Marine.
In the video, the Marine, through tears, says that a commanding general had stepped in to allow her alleged perpetrator to remain in the Corps, despite an "admission to guilt."
"This is exactly why" women in the military have died by suicide, the Marine adds.
The video, posted to TikTok on Thursday, has gone viral across several social media platforms.
What they're saying: "We are aware of the video circulating social media concerning one of our Marines," the Marine Corps said in a statement Friday Friday.
"This video specifically refers to an allegation of misconduct regarding the wrongful appropriation & distribution of personal information," the Corps added.
"The current administrative separation process for the accused perpetrator mentioned in the video is ongoing. The Marine in the video is safe & has been afforded the opportunity to meet with senior representatives in her command."
"We take all allegations of prohibited conduct & activities seriously to ensure our people are fully supported with appropriate resources specific to the nature of an incident."
The big picture: In one of his first official acts as Pentagon chief, Austin directed senior military leaders to send him reports on sexual assault prevention programs, so the department can evaluate which initiatives have been most effective.
There were 7,825 sexual assault reports involving service members as victims in 2019, up 3% from the previous year, per the Defense Department.
While the military has been criticized for its handling of sexual misconduct allegations for years, the issue gained renewed attention following the murder of 20-year-old Spc. Vanessa Guillén, who told family and friends she had been sexually harassed before she disappeared from Fort Hood in April 2020.
An independent review of the case found that "there was a permissive environment for sexual assault and sexual harassment at Fort Hood. "
Austin reiterated on Friday that he takes the issue of sexual assault "very, very seriously."
"We have been working at this for a long time in earnest, but we haven't gotten it right," Austin said. "And my commitment to my soldiers, sailors, airmen, and Marines, and dependents is we're going to do everything in our power to get it right."
Go deeper: Austin orders evaluation of military sexual assault prevention programs


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Canadian Court of Appeals Says Tips to Casino Workers Are Taxable Income
A British Columbia casino worker been fined for failing to declare tips income
The employee failed to declare his income from tips earned at the casinno
A Federal Court of Appeals has upheld a previous ruling that the income is taxable
A Federal Court of Appeals in Canada has upheld a previous court ruling that money granted to casino staff as a "thank you" compensations or tips are still subject to Canadian tax law.
Casino Workers Tips Subject to Taxation, Lawmakers Say
A Canadian Federal Court of Appeals (FCA) judge has ruled earlier this week that tips couldn't be construed as gifts and therefore they couldn't be exempted from tax. Effectively, with the present decision, Canadian casino workers are now facing a tax on any and all tips that they receive, the National Post reports.
The case came to light when Cheng Xia, an employee at the Grand Villa Casino in British Columbia was petitioned by the Canada Revenue Agency to explain a discrepancy in his income. At the time, back in 2012, Mr. Cheng was earning $29,327 as base salary, but his salary didn't include the $39,219 he also received as tips, prompting the tax services to take a closer interest with the issue.
He then filed a lawsuit to challenge the tax man's interpretation of tips as taxable income, but eventually lost in 2018. However, Mr. Cheng also took the issue up with the FCA, which finally came up with a ruling this week, arguing that the Canada Revenue Agency had justly took issue with Mr. Cheng's income, which more than doubled owing to the tips.
Gambling Tips Taxable, But Not What You Win from Gambling
Surprisingly, though, Canada doesn't see gambling winnings as taxable income due to the volatile nature of the games and the unpredictability of the outcomes. In other words, because these winnings are not a sustainable source of income, they cannot be levied with tax, Canada's lawmakers argue.
"Even if gambling winnings are generally not taxable in the hands of a casino patron, a tip or gratuity given by that same casino patron to a casino employee is not a gift and is taxable income": https://t.co/zsU5LZclKM #taxlawyer #taxlaw
— Mark Feigenbaum (@feigenbaumlaw) February 12, 2020
There are some small exceptions made for 'professional poker players,' but even then, determining the status of the player is often a bit of a challenge, especially if the individual does not identify as such.
Even though tipping and gambling income bear a lot of similarities, they are as it is, the opposite sides of the same coin. What is peculiar in this case is the nature of the tip. Unlike a server's tip in a restaurant, for example, tips are only awarded as a token of gratitude and appreciation by a gambler who, in most cases, has just won from gambling.
Yet, the court is disinclined to interpret these tips as an extension of gambling wins. However, the law is also very specific about gratuities, and Canada expects individuals to state their full income regardless of the form it was earned in.
In the 2018 statement, Diane Campbell, the previous judge to oversee the case prior to the FCA appeal, was correct in her surmise that:
"To the casino patron who wins a jackpot, his or her winnings will not be taxable. However, when part of those winnings are paid over to an employee of a casino as a thank-you […] the nature of that amount changes from being non-taxable to a taxable amount in the hands of the employee."
The judge also noted that Mr. Cheng clearly stands out as both a well-educated and intelligent individual, which makes him capable of interpreting the law and that he should have been able to state his full income at the time. As a result, he will now have to pay a $8,411 fine for gross negligence.
The court also elaborated that as soon as a player's winnings are donated or given away to casino staff, they change their nature to taxable income.
Stoyan Todorov, Author
Stoyan holds over 8 years of esports and gambling writing experience under his belt and is specifically knowledgeable about developments within the online scene. He is a great asset to the GamblingNews.com team with his niche expertise and continual focus on providing our readers with articles that have a unique spin which differentiates us from the rest.
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Scientific Games and Loto-Quebec Extend Instant Games Deal
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High Stakes Online Casino Expands into P.E.I. and Nova Scotia
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Great Canadian Shareholders Approve Apollo's Acquisition Offer
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Q: Enter key behavior in wx.grid Googling a lot without any results... The default behavior of the grid while pressing the enter key is moving cursor down. But I have to make the cell editor opened in the current cell. I can easily hook key event, but how can I open the editor?

A: import wx
import wx.grid

class MyGrid(wx.grid.Grid):
    def __init__(self, *args, **kwargs):
        wx.grid.Grid.__init__(self, *args, **kwargs)
        self.CreateGrid(8, 3)

        self.editor = wx.grid.GridCellChoiceEditor(["One", "Two", "Three"])
        self.SetCellEditor(1, 1, self.editor)
        self.SetCellValue(1, 0, "And here.")
        self.SetCellValue(1, 1, "Try here.")

        self.Bind(wx.EVT_KEY_DOWN, self.OnEnter)

    def OnEnter(self, e):
        if e.GetKeyCode() == wx.WXK_RETURN or e.GetKeyCode() == wx.WXK_NUMPAD_ENTER:
            self.EnableCellEditControl()
        else:
            e.Skip()

class MainWindow(wx.Frame):
    def __init__(self, *args, **kwargs):
        wx.Frame.__init__(self, *args, **kwargs)
        self.grid = MyGrid(self)
        self.Show()

app = wx.App(False)
win = MainWindow(None)
app.MainLoop()


The largest solar farm in the Southern Hemisphere is situated in the Emthanjeni Municipality, South Africa and has a size of 100 hectares. It's monitored, amongst others, by a WS600 all-in-one weather sensor. Find out more about the project in the following blog post.


Physicists have created simulations that predict the rate at which gravitational waves from the collision of monstrous supermassive black holes may be detected.
The results are due to be announced later today at the Royal Astronomical Society's National Astronomy Meeting.
In a monumental discovery, gravitational waves were detected at the Laser Interferometer Gravitational-Wave Observatory, earlier this year. Both signals came from two massive black holes smashing into each other - a violent event that releases huge amounts of energy.
The new research led by physicists at Durham University also searches for gravitational waves - just like LIGO. But instead of focusing on signals coming from outer space, physicists are searching for them through their numerous lines of code.
Using the UK's National Cosmology Supercomputer, COSMOS, the researchers have run simulations from the EAGLE project, to create model universes using Einstein's equations.
"A baby universe - one with no stars, galaxies, or black holes - was grown until it represented the universe we see in present day," Professor Robert Bower, co-author of the study told The Register.
The gravitational interactions between black holes in the simulation lead to collisions and gravitational waves rippling through the fabric of spacetime. Using their simulations, physicists can look at the source producing gravitational waves differently from researchers at LIGO.
Instead of piecing together information about the collision event through gravitational waves, the simulations allow the physicists to work backwards. They can observe the black holes colliding and predict what the gravitational wave produces should look like.
The researchers have used their simulations to probe gravitational waves from monstrous supermassive black holes - millions of times more massive than the Sun.
Researchers want to see how the first black hole seeds were sown by tracking the gravitational wave signals they release. They are predicted to have formed in the early universe from massive dense clouds that collapsed straight into black holes without forming any stars and galaxies beforehand.
It is hoped that the Evolved Laser Interferometer Space Antenna, or Elisa - a floating gravitational observatory in space due to be launched in 2034 - will allow researchers to compare their simulations against reality.


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by Jack Johnson
Album: Brushfire Fairytales (2001)
I know she said, it's alright
You can make it up next time
I know she knows, it's not right
There ain't no use in lying
Maybe she thinks I know something
Maybe, maybe she thinks it's fine
Maybe she knows something I don't
I'm so, I'm so tired, I'm so tired of trying
It seems to me that maybe
It pretty much always means, no
So don't tell me, you might just let it go
And often times we're lazy
It seems to stand in my way
Cause no one, no not, no one
Likes to be let down
I know she loves the sunrise
No longer sees it with her sleeping eyes
And I know that when she said, she's gonna try
Well, it might not work because of other ties and
I know she usually has some other ties
And I wouldn't wanna break 'em, nah, I wouldn't wanna break 'em
Maybe she'll help me to untie this, but
Until then well, I'm gonna have to lie to her
The harder that you try baby, the further you'll fall
Even with all the money in the whole wide world
Please, please, please don't pass me
Please, please, please don't pass me by
Everything you know about me now, baby you gonna have to change
You goin' to call it, by a brand new name
Please, please, please don't drag me
Please, please, please don't drag me down
Just like your tree, down by the water, baby I shall not move
Even after all the silly things you do
Please, please, please don't drag me down Writer/s: Jack Hody Johnson
Publisher: Bubble Toes Publishing
More songs from Jack Johnson
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Flake Songfacts
Jack Johnson Artistfacts
Jaelane from Pangburn Arkansas This song was written for me.... in my heart of hearts I know. A soul shifter at his finest. Jack and Bob Seager share so much in common I they are the same soul.....
Emily from Ocean Springs, MsI always thought it was a guy (or girl, whoever really) that is trying to pursue a relationship with someone who never shows up when they say they will and won't make a commitment.
Lolo Brown from Gertrude, Bahamasommmmfggg this si MY FAVORITE SONG EVER! this si my interpretation of it after listening to it for years: ok so its about a guy who is interested in this girl but shes not over an ex and this has happend to him before and hes just reaching that point where hes like ok, im done. "so dont tell me, you might just let it go, no one likes to be let down" oh my gawwwd i love this song so much
Andrea from Sønderborg, DenmarkHave you heard "Jungle Gym" from the Sing-alongs and Lullabies-album? It reminds me of "Don't pass me by" too. You know, where he sings "Shalalalalalala". Love all three of them anyway.
Karo from Melbourne, AustraliaI personally believe that it is a mixed of all u guys's opinions. I reckon hes saying he flaked out and gona make it up. But because he flaked out, 'maybe' hell flake out on making it up? the chorus 'it seems to me that maybe,
It pretty much always means no' means that he probably wont cause 'maybe' normally means no. i reckon the poor man is beating himself up a bit. Hes a great guy though. well hes music is awesome.
James from Saint Clair Shores, MiA flake is a person who consistantly will tell you they will do something for you, or go with you somewhere and then not show up. Commonly known as 'flaking out.' In the first couple lines he says "I know she says its alright, you can make it up next time." I think meaning he flaked out and hes going to make it up but never can because hes a flake? Reading the lyrics, looks like its a about a relationship that he will not get into because he doesn't want something to happen? Anyone care to elaborate, correct or add?
Stef from Chicago, IlA flake is a person who is an airhead or someone who doesn't really know anything or is out of the loop. I think in his lyrics "I know she said it's alright"- to the part where he sings, "It seems to me that maybe, just pretty much always means no, so don't tell me you might just let it go" if the reference to the flake. He's describing a girl who doesn't really make up her mind and is sort of just there floating around. Like a space cadet.
Julie Michelle from St. Louis, Moo and i dono what a jist is? so that would probably help if i did i guess? woah i sound like a huge dumba$$ with these comments on this song lol....
w.e. im still hott hahah well ya this song rocks!
Alex from Worcester, Mawhats flake about...? i mean i get the jist, but does anybody have any detailed ideas?
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Rep. Lois Capps struck back yesterday at efforts to indefinitely keep Santa Rosa Island open to non-native elk and deer hunting – and with a similar legislative move from Sen. Barbara Boxer and Dianne Feinstein, not to mention a Democrat-controlled Congress, her chances of success seem high.
Last year, Rep. Duncan Hunter, R-El Cajon, tucked language into the annual defense spending bill that would suspend the National Park Service's plan to exterminate all elk and deer by 2011, and instead keep the land open during hunting season for use by disabled veterans and other members of the armed services. The Park Service, supported by a flock of environmentalists, argue that the two species ravage the natural habitat with their grazing, further endangering already threatened plant and animal species. Additionally, Capps contends that closing most of the 53,000-acre island to the public for five months out of the year should not be allowed to continue.
"Santa Rosa Island is a national treasure and efforts to restrict the public's access to a National Park that it paid $30 million dollars for in order to continue a lucrative trophy hunting operation are misguided," Capps said. Her bill matches one introduced by Boxer and Feinstein, who both fought against Hunter's language last year.
Santa Rosa Island, the second largest in the Channel Islands National Park, is home to the island fox, the spotted skunk, and a multitude of camping and hiking spots. The Park Service bought the land in 1986, but allowed the former owners to continue running a private hunting operation, which according to the terms of a lawsuit settlement in 1998, was to be phased-out by 2011.