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ZhongAn, The Chinese Lemonade
ZhongAn is a Chinese online-only insurance company that was founded in 2013 and is headquartered in Shanghai. The company is backed by Jack Ma (Alibaba), Pony Ma (Tencent) and Peter Ma (Ping An Insurance).
At the time of the IPO, Ant Financial owned 13.8% of the shares while Tencent and Ping An Insurance owned 10.4% each
Back in 2017, ZhongAn offered over 300 insurance products and had underwritten more than 7.65B policies for more than 535m customers
The company went public in 2017, at a $ 11B valuation and raised $ 1.53B
ZhongAn started by selling a shipping return insurance to Alibaba and Tmall merchants. In simple terms, the insurance reimbursed the shipping costs on returned products. It then quickly expanded to add health, travel and auto insurance.
The emergence of e-commerce helped drive ZhongAn sales as it managed to sell over 100m shipping return policies for China's Single's Day back in 2015
The company has expanded into neighbouring areas such as health, consumer finance, auto and travel
It uses a combination of machine learning, cloud computing and big data to reduce its combined ratio
ZhongAn is also known for creating and selling unusual insurance products aimed at the millennial market, which now represent the majority of its customers.
"During the 2014 World Cup, it offered "hooligan insurance" to fans for 45 cents (35p), covering them for medical costs from skirmishes with fans"
These are attracted by ZhongAn's near-instant claims process and targeted product offering (e-commerce, travel, auto insurance).
"Zhong An appeals largely to the millennial market due to its near-instant claims process, with 60% of the insurer's recorded customers aged between 25 and 30, as well as being mostly city-dwellers" Peter Littlejohns for NSInsurance
Seeking to expand its reach, the company later branched out into banking and set up the ZA Bank in Hong Kong. A fully virtual bank that offers its own credit card and insurance.
TECHNOLOGY EXPORTS
ZhongAn's extensive use of machine learning enables it to achieve automation rates of 99% for policies underwriting and 95% for claim settlement. This then enables it to sell its technology to corporate clients in need of digitisation.
"Also, 97% of its communications are done via ChatBot, with which it can serve more than 300,000 users simultaneously on any given day, it is called ZhongAn Answer and works as a virtual advisor for health ecosystems, lifestyle consumption, consumer finance and whose response accuracy rate reaches an impressive 94%" J. Mauricio Ballivian
The company sells its technology to third parties in the form of "technology exports".
In the first half of 2020, it sold its technology to over 60 customers across China and broader Southeast Asia for RMB 120m in sales ($ 19m)
Customers include Sompo (Japan) and Income (Singapore)
"Their insurance technology has been so successful that in 2018 they have already started exporting their technology products to facilitate the digitization of the insurance value chain"
"Insurance companies can improve their profitability and operational efficiency by connecting new channels in a week, launching new products in 1 to 3 days, and processing more than 2 billion policies per week" J. Mauricio Ballivian
The company's insurance products are integrated into the websites of more than 300 partners. Through these partnerships, the company gets data and insights on customers (customer demographics, buying patterns, browsing history, personal data, transactional data, credit report, payment history) and then builds products specifically for its partner.
Creating a positive outcome for both as the partner and ZhongAn are able to increase their sales
This enables ZhongAn to significantly increase the data it processes, further improve its technology and cut down its loss ratio
"Insurance is a data game. In the future, IoT, everything within telematics and even wearables generate huge piles of data. The question is if you use this data to really generate tailor-made solutions for your new customers." Bill Song, COO of ZhongAn for Accenture
Leveraging platform-specific data, ZhongAn is able to tailor its solutions to a specific platform. E.g. an insurance offered through Ctrip (a travel platform in China) will offer an insurance product that takes into account the platform's customers profiles
"individuals who purchase flight tickets on Ctrip are directed to purchase various insurance options including Zhong An's flight accident policy, which can be purchased in a matter of seconds" CBInsights
The company is setting a foot in Southeast Asia though a partnership with Grab, the region's top ride-hailing firm. Through this joint venture, both companies plan to offer insurance products to its customer base (e.g. drivers).
This helps Grab turn itself into the region's "SuperApp", mimicking the success of WeChat in China
ZhongAn on its part, gets access to a wide array of local consumer data
By H1 2020, the Grab ecosystem had already issued over 12m policies
"[ZhongAn] will bring technical assets to build the platform and insight into Internet ecosystems to the JV. Grab will launch the digital insurance platform through its mobile app and tap its wide userbase and unparalleled customer insights to deliver customized insurance products to millions of users" Grab Press Statement
In 2018, ZhongAn also set up a joint venture with Softbank. The Japanese conglomerate invested $ 100m and will own 51% of the venture. Through this partnership, Softbank will aim to sell ZhongAn's technology to financial and healthcare firms in Asia-Pacific.
The online insurance market is set to grow by over 40% each year over the 2019 - 2024 period as insurance penetration increases, China's middle class starts building wealth and the need for digitisation pushes conventional insurance players online.
1. According to Mordor Intelligence, the online insurance market in China is set to grow by 41% each year over the 2019 - 2024 period
Driven by the growing insurance penetration, the rise in wealth, increase in insurable assets and services and shift to online services
"Insurance companies will have to move toward digitalization to improve efficiencies, provide better customer experiences and deal with the disruptive challenges from technology giants that are increasingly involved in the insurance market." EY
2. According to the Boston Consulting Group (BCG), China's household wealth is set to increase by about $ 14T by 2023 and reach $ 35T
Driven by the increasing liberalisation of the Chinese economy and growing overall wealth as the economy pivots from an industry to a service-based economy
"Chinese policymakers have accelerated moves to open wealth and asset management markets to overseas players." By Qin Xu et Al.
3. According to Bain & Company, digital payments are set to grow by 10% each year over the 2019 - 2025 period in Southeast Asia as Gross Transaction Value (GTV) grows from $ 600B to $ 1.1T
Driven by increasing smartphone penetration across the region and rising wealth levels, leading to a decreasing share of unbanked individuals and an increase in digital payments
"More than 7 out of 10 adults in Southeast Asia are either "underbanked"—they have no access to credit cards or have no long-term savings product" Florian Hoppe et Al.
4. According to KPMG, only 27% of those living in Southeast Asia have a bank account, translating into 438m unbanked individuals
Driven by limited infrastructure which restrains access to banking services
This may change as over 80% of the population access the internet daily through their smartphone
And smartphone penetration is rising fast. E.g. smartphone penetration stood at29% in 2015 in Indonesia and is projected to reach 90% by 2025
"This translates to opportunity – especially for fintech companies. Traditional banking and finance firms are starting to take note of the potential arising from incorporating technology into their business. With a tremendous injection of innovation from tech-heavy Chinese giants like Alibaba and Tencent" The Asean Post
Xing Jian is the CEO of ZhongAn and was previously in charge at Alibaba and Zhejiang Rongxin, a company controlled by Jack Ma. Gaofeng Li is the CFO and has experience in technology and insurance.
Xing Jiang
Xing Jiang is the General Manager and CEO of ZhongAn
Responsible for the health ecosystem, e-commerce ecosystem and insurance businesses. He was a senior director at Alibaba from January 2011 to March 2012. He was also in charge of the insurance division at Zhejiang Rongxin Internet Technology from December 2013 to March 2014
Obtained his bachelor's degree in Computer and Applications from the Hunan Finance and Economics Institute in July 1999
Gaofeng Li
Gaofeng Li is the Vice General Manager, Chief Financial Officer and Chief Investment Officer of ZhongAn
He is primarily responsible for overseeing Investor Relations Department, Asset Management department, Administration Department, the Center of Operation Management. Served as the Vice General Manager of the Marketing Services Center at Cinda Securities and served as the Vice General Manager and secretary of the board at Sun Life Everbright Asset Management
Obtained a bachelor's degree in Computer Science and Technology from Tianjin University in June 2000
Yongbo Zhang
Yongbo Zhang is the Vice General Manager, Chief Risk Officer, Compliance Chief and Chief Legal Officer of ZhongAn
He is primarily responsible for overseeing compliance and legal affairs, as well as securities affairs and risk management. He has been an accredited lawyer and was involved in corporate governance and compliance matters at Manulife-Sinochem Life and Yongcheng Property Insurance
Obtained a master's degree in International Economic Law from the East China University of Political Science and Law
ZhongAn is an online-only insurance player in China backed by local giants (Tencent, Alibaba and Ping An)
It is able to automate over 90% of its claims and processes while reaching a 94% accuracy rate
This technological advantage enables it to settle claims quickly and efficiently all while reselling its technology to third parties
The company grows mainly through partnerships and these provide masses of consumer data in an instant
ZhongAn is expanding in Southeast Asia through a partnership with Grab, Southeast Asia's super app
In H1 2020, Gross Written Premiums increased by 14.7% year-on-year to RMB 6,766m ($ 1,047m)
GWP generated from the health ecosystem grew by 115.6%, as the outbreak of COVID-19 significantly raised consumer awareness for health insurance protection, and reinforced consumers' willingness to shift their insurance purchase from offline to online
Rapid development of the ecommerce industry during the pandemic also led to a 40.4% increase in GWP from the lifestyle consumption ecosystem
Operating performance of the underwriting business improved, benefitting from the optimization of business structure and improving underwriting quality across ecosystems
In H1 2020, the combined ratio improved by 4.8 percentage points to 103.5%
The loss ratio was 56.6%, representing a year-on-year decrease of 7.3 percentage points
Unannualized total investment yield reached 3.6%
During the reporting period, the insurance segment achieved a profit of RMB 622m, representing an increase of 94.6% year-on-year
ZhongAn is growing at a fast clip as it provides the insurance tools a new generation of Chinese consumers require
It mainly differentiates itself with a fast, convenient and fully digital insurance experience tailored to its customer's needs (e-commerce, auto, travel), attracting younger individuals to its platform
The insurance market is set to boom in China and Southeast Asia as wealth is being built up and the amount of insurable assets increases dramatically
ZhongAn is able to scale its operations through partnerships with leading local apps and joint ventures, giving it instant access to masses of consumer data
Regulation may be tightened and the financial technology scene may come under scrutiny as China tries to retain the reigns of its economy
ZhongAn's connections to Alibaba and Ant Financial may hamper its future expansion
Skillz, True Champion Or Illusion
Opendoor, Real Estate Revolution?


Judy Orr started her real estate career in 1983 with a local Century 21 franchise. Although she stayed with the company for 22 years, she always felt something was missing. It was a small, independent "Mom & Pop" company literally run by the Broker, his wife and one of his children. Judy wanted a more professional atmosphere.
Judy joined a newer company that advertised a new office in Orland Park, the hub for The Judy Orr Team. She was with the company for 6 months until they left Orland Park and had their main office change to the north suburbs. It's a good thing Judy left as this company closed down several years later, leaving their agents in the dust!
Before starting with that company, Judy had her eyes on a different local, independent brokerage in Orland Park. With the closing of the Orland Park office of the company mentioned above, Judy signed up with Classic Realty Group. The reason Classic Realty Group wasn't Judy's first choice 6 months prior was because it was a new brokerage with only a handful of agents. Judy stayed with Classic Realty Group for 8 years (and her husband, Jimmy Herter got licensed while we were there), until they moved farther east to Oak Forest. Just as location is one of the main things for home selling and buying, office location is important to us.
We knew we wanted to stay in Orland Park and during our search for another brokerage we received an e-mail notifying us that HomeSmart Realty Group was opening in Orland Park. That's all we needed to hear - we were struggling to find a place we wanted to hang our licenses with and once we found out HomeSmart was opening in our area, we jumped on board. We were told that Classic Realty Group was based on HomeSmart's business model. So we had known about HomeSmart for 8 years before we joined them. They had finally started franchising in Illinois.
As mentioned above, we were very excited to find out that HomeSmart was opening in Orland Park. Judy had her eye on this company since she started with Classic Realty Group many years prior. HomeSmart is the #1 brokerage in Arizona. We can attest to that as we have a townhouse in Scottsdale, AZ. We see HomeSmart signs all over!
Another reason we were excited was because this was a brokerage that seemed to have advanced technology. We felt our prior companies weren't up with today's technology. There were redundant forms that had to be filled out by hand and archaic filing systems. HomeSmart is paperless and makes handling transactions so much more efficiently.
Another reason we were excited to work with HomeSmart Realty Group in Orland Park was because Judy was familiar with the Broker, Dan Bowden. He has been in the business for a long time and has experience running a real estate brokerage. Dan is an active, hands-on broker that is always available and strives to remain up-to-date with the market, real estate laws/rules and technology.


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03rd October, 2013
Gold Coast 600 Race of Stars
The ARMOR ALL Gold Coast 600 week-long festival will begin with the Race of Stars on October 19, 2013.
V8 Supercars and Karting Queensland will present the Race of Stars at Pimpama's Xtreme Karting Facility, featuring top racing drivers from Australia. The event will also feature three karting Pro categories – Pro Gearbox, Pro Light and Pro Junior, and three state-based classes, which are TaG 125cc, Junior National and Cadets. There will be a ProAm race as well on the 1125-metre circuit.
Each of the Pro categories will have 28 drivers, along with CIK Stars of Karting's top 20 drivers, in which every driver will receive their first invitation for their own category. After the races, prize money of over $10,000 will be given to each category winner. The category winners and Cadets drivers will also participate in the Surfers Paradise street parade on October 20.
The Race of Stars will not only showcase the best young talent who will be the V8 racing stars of the future, but also the sport of karting itself. The event will be supported and co-hosted by all the clubs in Queensland.
Source: http://www.ozracingwrap.com/v8-supercars/5573-race-of-stars-announced-as-part-of-gold-coast-600.html

redpajama_set_name: RedPajamaCommonCrawl


2018, back 1 hour 6 hours behind, kassel. Of all the things to do in Richmond, one of the most notable events (and free events!) is the Richmond Folk Festival. As one of the oldest cities in America, Richmond is known primarily for its magnificent architecture, world-renowed museums, cobblestone streets and rich history. Im Chris Im 25 I work on cars for a living outside of work I like to be outdoors either riding 4wheelers or fishing I also like to travel go to the beach and mountains go to new places looking for s here I am! With Altria Theater, visitors can see a variety of performing art events, from nationally recognized musicians to Broadway musicals.
Forward 1 hour. September 2018, country: United States, state: Virginia (VA). Weather by CustomWeather, 2018, sun in South: 13:05, altitude: 56,1 05:21 05:52 20:17 20:49 05:52 06:23 19:46 internett dating-tjenester rangeringer 20:17 06:23 06:50 19:20 19:46. Every Fall, over 200,000 revelers from across the country fill the festival grounds to enjoy three days of live music, folk art and delicious ethnic foods. On each level, the theater has a concession stand that serves refreshments, snacks, and alcoholic beverages. Sweetie Pie, hello, I am a sweet, loving,caring woman who is looking for a man with the same qualiies. I am not into games, scams, or control freaks. Anywho, please read my profile before messaging. Love like theres no such thing as a broken heart. Taste da Rainbow, im looking for miss right to be my lovely wife.
Welcome to Let's Meet, a completely free South African dating site! Best of all, you pay nothing at the South African dating site because its absolutely free. As a result of this..


text:
<?php

namespace iiifx\LazyInit;

use Closure;
use ErrorException;

/**
 * Class LazyInitTrait.
 *
 * @author  Vitaliy IIIFX Khomenko <iiifx@yandex.com>
 *
 * @link    https://github.com/iiifx-production/lazy-init
 */
trait LazyInitTrait
{
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    }
}

redpajama_set_name: RedPajamaGithub


Light layers should be placed to bounce illumination throughout a room and eliminate shadows from corners. In this living room, a burnished metal chandelier supplies overall light and visual interest. Twin sconces supply soft accent lighting and define the area around the fireplace and mirror. A scrolling floor lamp offers task lighting for the seating area.
The most classic of all living room lighting fixtures is the chandelier. Generally positioned in the centre of the room directly over the main seating area, these elaborate lighting fixtures are at once the room's main source of illumination and works of art. Their sculptural shapes fill the void between the ceiling and the living space, and their twinkling, often candle-shape bulbs provide a multipoint illumination that softens shadows and makes the room's highlights sparkle.
Sconces are lighting fixtures that attach to the wall rather than the ceiling. They might be equipped with shades or with glass diffusers to soften their light, as they're often installed at or near eye level.
In living rooms sconces are often installed in pairs, typically over the mantelpiece or on both sides of the fireplace. There they help define the room's focal point, and provide accent lighting that complements firelight when a low light level is appropriate, such as hosting after-dinner gatherings.
Not all light fixtures are designed primarily for illumination. These chandelier-style sconces, for example, are accentlighting primarily designed to add shape, texture, and contrast to walls. Most sconces are symmetrically placed, flanking a focal point such as a fireplace or large mirror.
For lots of light from an unobtrusive source — such as the illumination needed in this living room– it's hard to beat recessed iighting. With illumination provided by halogen, incandescent, or compact florescent bulbs, recessed can lights allow you to position a focused, downward-facing beam exactly where you need it. You can also overlap beams for overall lighting from a virtually invisible source. Dimmers and separate switches for various light banks allow you to change the character and emphasis of a room's illumination.
There's nothing like firelight to connote cosiness and romance, and this living room makes the most of it; in addition to the blazing hearth, candles amassed on a tray suspended from the ceiling add a cheerful glow. The room's rustic furnishings and exposed beams complement the firelight's nostalgic feel.
Floor lamps come in many styles; are portable, allowing for flexibility in use; and cast light up, down, and out simultaneously, producing an even light that minimizes harsh shadows. Floor lamps create interest at eye level, and their availability in many materials and designs means they fit any style of decor.
Not to be confused with "fanlights" — fan-shape windows, typically located above the entry doors on many Federal-style houses — fan lights refer to lighting fixtures attached to ceiling fans.
These latter-day fan lights come in many varieties. They include multiple lamps on three or more arms extending from the bottom of the fan, or even contemporary-style mini spotlights that can be selectively aimed similar to track lighting.
Tip: Special bulbs rated for fan light use are recommended, as these are resistant to the vibration caused by the fan something that can cause regular bulbs to fail prematurely.
Skylights are a dramatic way to bring daylight into a living room, and they are especially effective at adding sunshine to areas that window light can't reach. Because they face upward, skylights bring in a great deal of light for their size.
Consider a tubular skylight to bring light into a room in an area without much ceiling space. These fixtures pipe daylight in from a collector on the roof to a diffuser in the room's ceiling, without the expense of building a finished skylight well.
Versatile track lighting has many virtues: It can act as a down light, a flood light, a spotlight, and an accent light. Fitted with enough light fixtures, a track lighting system can also serve as a room's overall illumination system. Track lighting is flexible, allowing you to change the location and direction of the individual fixtures to suit any room arrangement.
The lines of your lightingfixtures can provide sculpture as well as illumination. Use small-scale track beams to put the spotlight on bookshelves, artwork, and display items. Choose a light bulb that will render colours more accurately than ordinary incandescent bulbs and lend an extra sparkle to fine-wood veneers and gilded picture frames.
Pure white paint reflects significantly more light than does even a slight tint of off-white and glossy surfaces reflect more than other textures. This living room's open layout and glossy white ceiling make the most of its recessed lighting.
With its large bank of windows and white woodwork, ceiling, and book cases, this room requires little in the way of supplementary illumination. Accent lighting from sconces, one over each bank of built-in shelving plus a small lantern over the doorway, subtly illuminate the space. The sconces are mounted high on the wall, spilling light over display pieces that fill the shelves and add to the room's visual interest.
In many ways, the oldest lighting fixture the window is still the best. A window brings lots of broad-spectrum daylight into a room. A window's shape, trim work, muntins, and moldings add interest to the wall, and offer a view that makes the room seem as big as the outdoors. South-facing windows offer passive solar heat gains that can keep a living room warm and welcoming in cold climes.
If you're considering replacement windows, think big: Group a variety of window styles to add architectural interest to a room while allowing plenty of wall space on which to hang artwork.
A large, window like mirror magnifies light and brings antique appeal to this neutral living room. Light walls and plentiful natural light minimize the need for lamps and over head lighting.
Pendant fixtures — in combination with recessed lighting– bring plentiful light and character to this family-style living room.Often used in high-ceilinged rooms such as libraries and great-rooms, pendant lights bring the source of illumination closer to where it's needed — and provide visual interest overhead.
Globe-shape paper lanterns are inexpensive and unobtrusive, and they cast a soft, even, omnidirectional light that's both pleasing and effective. Such lamps are available in a wide variety of sizes and can use either standard incandescent or compact florescent bulbs.
Hung either individually or in groups from a ceiling, these lighting fixtures provide a mobile-like effect that's equally attractive whether the bulbs are on or off. While often used in contemporary interiors, the minimalist lanterns work just as well in updated traditional interiors such as this one.


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Phantom Planet is an American rock band from Los Angeles, formed in 1994. The band consists of Alex Greenwald (vocals, rhythm guitar), Darren Robinson (lead guitar), Sam Farrar (bass guitar) and Jeff Conrad (drums). The band is best known for its track "California", which became the theme song for the TV series The O.C.. The band featured actor Jason Schwartzman on drums until 2003.

On November 25, 2008, the band announced in a blog entry on their website that they are going on "hiatus, and will not be playing any more live shows or making any new records, indefinitely." They played their last pre-hiatus show on December 12, 2008, in Los Angeles.

The band reunited in 2019, announcing that their hiatus was over.

History

Early years (1994–1998)
Phantom Planet was named in 1994 after a 1961 B-movie called The Phantom Planet. They played their first show in 1994 at The Troubadour in Hollywood, California. Most of their friends could not attend because they were still in high school. Two of the songs they played are featured on the bonus material of the Chicago, Chicagogoing, Chicagogone DVD. Among the songs performed were "My Friend Liz's Dad" (misprinted as "My Friend Liz Is Dead" on the DVD) and a cover of the Beastie Boys 1994 song "Sabotage".

While still in their teens, the group played frequently in and around the Hollywood area, finally catching the eye of Geffen Records executives. Phantom Planet signed with Geffen in 1997 and released their first effort, Phantom Planet Is Missing in 1998. Phantom Planet is Missing showed musical similarities to the popular band Weezer, with influences ranging from The Beach Boys to Electric Light Orchestra, but the album failed to gain any significant ground with either critics or fans. However, as some group members started to make appearances on both the small and large screen and the group pressed on, Phantom Planet gradually built momentum.

The Guest (2002–2003)
Shortly thereafter Geffen Records folded into Universal as part of a major record industry merger, and within a few years Phantom Planet had signed with Epic Records. Charlotte Froom, the daughter of famed producer Mitchell Froom—who had worked with Elvis Costello and Paul McCartney—caught the band's show just at the time when the group was looking for a producer to record their second effort. Excited by the group's music, the young Froom approached her father to produce the group, and after meeting with Phantom Planet, he agreed. Froom also brought in engineer Tchad Blake, who had worked with Pearl Jam and Sheryl Crow, to work on the record.

The Guest was released in 2002 and showcased a solid dose of poppy vocals, solid melodies, and sing-along choruses, which helped anchor Phantom Planet as a formidable indie outfit. The group's presence was also solidified by its commitment to touring. The group toured for almost 18 months both as a headliner and an opening act, and in late 2002 the band got the opportunity to open for one of their collective idols, the legendary Elvis Costello. The Guest got an extra boost when the record's notable power ballad "California" was chosen as the theme song for the Fox Network's hit TV series The O.C. As a result, the record was reissued in late 2003 with bonus tracks and a new cover.

Phantom Planet (2004)
The band's eponymous third album in 2004 marked a change in both the band's sound and lineup. Ditching their radio-friendly pop rock, the band moved towards a garage rock sound. Lead singer Alex Greenwald stated that he wants the band to continue to change its sound. "I love rock 'n' roll music," Greenwald said. "I especially loved bands, like The Beatles, that changed with every single record they made. That's been our plan from the get-go. We want our records to be like experiments. We want to have fun with the music. People can hear when you're not having fun. They discover you're bored and you're boring." In the middle of recording the album, founding member and drummer Jason Schwartzman abruptly left the band to focus on his acting career. He was replaced by Jeff Conrad, who helped record the remainder of the album. Phantom Planet was released to mixed reviews from critics. Shortly after the album's release, guitarist Jacques Brautbar left the band to pursue a career in photography. The band performed "Big Brat", the album's first single, on the Late Show with David Letterman.

Raise the Dead (2007–2008)
Early on in the recording process Phantom Planet's contract with Epic Records expired, which left them searching for a new record label. Soon after this, they signed to Fueled by Ramen.

On January 20, 2008, Phantom Planet posted a bulletin on their Myspace page that stated that the album will officially be finished by the January 24, and that the official release date would be April 15, 2008. Fueled By Ramen re-released a teaser trailer and stated that the first single from the album will be a reworking of "Do the Panic".

In an interview with RaggedMag, Greenwald stated that "all bands are kind of their own cult, you know, but we want to take it to a new level. We really like the show Lost, and even though it's totally fiction, there's this air of mystery that's lacking in a lot entertainment these days. I really like mystery in things, and what a little bit of enigma brings out of people and their imaginations... a band is about community, and within itself it is a brotherhood; it's companionship. But a band can't be anything without the people to love it. Our goal will be to recruit and befriend as many people as possible with our message."

When describing the new record, Greenwald said that "the next record is a concept record. If The Beatles had Sgt. Pepper's and The Rolling Stones had Their Satanic Majesties Request, we have our 'Leader.' We're concocting it, but at the same time we're following it."

The album, titled Raise the Dead, was released as scheduled on April 15, 2008.

Indefinite hiatus (2008)
On November 25, 2008, Phantom Planet announced in a blog entry on their website that they would be playing their last show December 12, 2008 at The Troubadour in Los Angeles. The band issued a statement about their hiatus:

They played their last show on December 12, 2008, in Los Angeles. Alex mentioned numerous times during their last show that the band was, in fact, going on a hiatus, not breaking up.

Guitarist Darren Robinson posted this message on his personal Myspace page telling fans that they are not broken up:
"We have NOT broken up. We are on an indefinite hiatus. That means we don't know when we'll regroup. But we are NOT broken up. I swear to you it's not just a polite way of saying we have broken up. Got it?"

First reunion (2011–2013)
On November 4, 2011, an official Phantom Planet reunion Twitter account was created which stated they would be reuniting in 2012. Since then, they have held their first practice in 3 years. In late January 2012, Phantom Planet announced their first reunion show, June 13, at The Troubadour in Los Angeles. On January 31, they announced the addition of a second Troubadour show to be played June 14, 2012. Former member of the band, Jacques Brautbar, joined them for songs at the June 13 show.

In August 2013, the band, under Alex Greenwald & Phriends, performed a new song titled Balisong, which ended up being on Greenwald's solo album and later released in 2019 as a single by the full band. This performance did not have bassist Sam Farrar because he was touring with Maroon 5. He was replaced by Jamiroquai bassist Stuart Zender.

Second reunion and Devastator (2019–present)
A Phantom Planet Instagram account  was created on January 19, 2019, indicating that the band could be reforming. Additionally, band members posted the logo on their personal social media accounts. It was confirmed that the band played a small secret private show January 19, 2019, at No Name on Fairfax in Los Angeles.

On March 18, 2019, the band officially announced "Hiatus. Over." They announced their first "public" show in over seven years at Hanson's "Hop Jam" Music and Beer Festival in Tulsa, OK on May 19, 2019. Before that event, they scheduled three shows across Southern California.

On May 7, the band officially released their first new song in 11 years, Balisong. The song was a reworked version of a track previously released on Alex's solo album. The band is "50 to 75 percent" finished with a new album. In March 2020, Phantom Planet announced the release of their fifth album Devastator on May 8, 2020, and their first album in 12 years since Raise the Dead (2008). However, the album was delayed to June 19, due to the COVID-19 pandemic. It was later pushed again one day earlier June 18, as a way of showing respect and support to the Black Lives Matter movement.

Side projects and related work
In September 2009, Alex Greenwald officially announced the tracks for his solo record. He posted the track listing and a CD mockup to his Twitter account. The debut solo studio album by Alexander Greenwald, Yo, was released on May 5, 2014.

Greenwald has co-produced and appeared on ex - Panic! at the Disco members, Ryan Ross and Jon Walker's new band, The Young Veins debut record, Take a Vacation!. He has also produced a few tracks on the band The Like's new album. More recently, Greenwald recorded with Mark Ronson & the Business Intl, playing guitar, keyboards, and singing on the album.

Alex Greenwald was a part of the group Phases. He is also helping fellow band member Darren Robinson in his side project Twin Terrors.

Sam Farrar joined a band called Operation Aloha with members of Gomez, Maroon 5. Operation Aloha's self-titled, fourth full-length album was released on May 12, 2009. It was recorded over a period of 30 days in Maui, Hawaii.

Since 2012, Farrar is touring with Maroon 5 - as an additional band member - on guitars, occasionally on the bass guitar, percussion, backing vocals, turntables and providing samples and other special effects (using the MPC). He co-wrote and co-produced a few of the band's songs on almost all of their studio albums and also remixed one of their songs, which is called "Woman", on Call and Response: The Remix Album, released in 2008. On August 31, 2012 - during a show in Argentina on the Overexposed World Tour - Farrar filled-in for Mickey Madden on the bass guitar for the very first time. He subsequently filled-in for Madden on the next few shows of the tour. In 2016, he has become an official member.

Darren Robinson went on tour with the band Miniature Tigers in January, February and March 2009. He toured as member of singer/songwriter John Graney's Southern California surf band The Californian, in the summer of 2009. The band then included John Graney (vocals), himself (guitar and vocals), Jonathan Price (guitar Keys and vocals), Wendy Wang (bass and vocals), Mike Hopkins (drums).

Darren has three projects, Twin Terrors, Dead Honcho, which has songs uploaded to SoundCloud, and Fist Fright with Andrew Parker. Which currently has 3 songs posted on Bandcamp

Jeff Conrad has a project called Vibe Mountain.

In popular culture
The band has opened for many well-known artists, including Guns N' Roses, Sting, Elvis Costello, Incubus, Guided by Voices, Blink-182, The Zombies, The Hives, Sloan, American Hi-Fi, Maroon 5, Ludacris, Panic! at the Disco, The Rocket Summer and Paramore.

Phantom Planet has appeared on Sabrina the Teenage Witch, performing "So I Fall Again". They have also appeared on American Dreams, playing British rock band The Zombies and performing "Tell Her No" in the episode "A Clear and Present Danger". The song "Lonely Day" appeared in the television series Smallville. They have appeared in the 2005 film Bad News Bears, playing as a fictional "skate" band called The Bloodfarts.
In 2005, they covered the CSNY track "Our House" for the movie The Chumscrubber.
Phantom Planet also performed a cover of Jackson Browne's "Somebody's Baby" for Not Another Teen Movie. "Big Brat" was also introduced in the soundtrack to the video game Driver 3 and featured in an episode from the first season of One Tree Hill, as well as used in the film The Amazing Spider-Man. Alex Greenwald, the band's vocalist, sang a fusion jazz cover of Radiohead's "Just" for the 2006 compilation Exit Music: Songs with Radio Heads.
Sam Farrar also contributed to the Hanson album Underneath, on the song "Lost Without Each Other.
In 2008, "Raise the Dead" was featured in an episode from the second season of Gossip Girl and "Do the Panic" was featured on the Gossip Girl soundtrack, OMFGG – Original Music Featured on Gossip Girl.
Their music has been heard frequently on television, most notably "California", as the theme song for the popular TV show The O.C., and the songs "Do the Panic" and "Dropped" in various commercials. Greenwald made an impact on the British music scene in early 2008 by featuring on Mark Ronson's cover of the Radiohead song "Just".

Band members

Current members
 Alex Greenwald – lead vocals, rhythm guitar, keyboards, occasional bass (1994-2008, 2012, 2019–present)
 Sam Farrar – bass, backing vocals, occasional guitar and keyboards (1994-2008, 2012, 2019–present), drums (2003–2004)
 Darren Robinson – lead guitar, backing vocals (1994-2008, 2012, 2019–present)
 Jeff Conrad – drums, percussion (2004-2008, 2012, 2019–present)

Former members
 Jacques Brautbar – rhythm guitar, keyboards, backing vocals, lead guitar, occasional bass (1994–2004, 2012)
 Jason Schwartzman – drums, percussion (1994–2003)

Discography

 Phantom Planet Is Missing (1998)
 The Guest (2002)
 Phantom Planet (2004)
 Raise the Dead (2008)
 Devastator (2020)

Filmography

References

External links

 Phantom Planet's official fan site
 Official Youtube channel
 Phantom Planet DRIV3R interview
 Phantom Planet at Last.fm

Alternative rock groups from California
Musical groups from Los Angeles
Fueled by Ramen artists
Indie rock musical groups from California
Musical groups established in 1994
Musical groups disestablished in 2008
Musical groups reestablished in 2012
Musical groups reestablished in 2019
Epic Records artists
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text:
Is overly zealous zoning the cause of Hawaii's acute housing shortage?
By Keli'i Akina, Ph.D.
Housing, Land Use & Zoning, President's Corner
One of the most information-packed episodes of "Hawaii Together" I've ever seen aired this past Tuesday on the ThinkTech Hawaii, and I wasn't even a part of it.
It was hosted by my Grassroot Institute of Hawaii colleague Joe Kent, who was sitting in for me because I was representing the Institute at a conference in New York City.
Joe's guest was Nolan Gray, research director of the housing advocacy group California YIMBY (Yes In My Back Yard), who made the case for abolishing zoning.
Yes, abolishing zoning.
When I had the chance later to watch the interview, I thought Gray's position was highly provocative, but also highly persuasive, grounded firmly in data, history and sound economic reasoning.
Aside from his affiliation with California YIMBY, which has had success in liberalizing zoning laws in California, Gray's credentials include being a former city planner in New York City, a doctoral student in urban planning at the University of California, Los Angeles, and author of the new book "Arbitrary Lines: How Zoning Broke the American City and How to Fix It."
Gray said the problem with zoning is that it doesn't just designate areas as "residential," "industrial" or "commercial"; it also micromanages every single lot in a city or county, determining precisely what is allowed and what is forbidden — including how big the lots must be, how high buildings can be, what a structure's floor area must be, what kind of homes can be built, what kinds of commercial or industrial uses are allowed, how many parking spaces are required, and on and on.
If you doubt what Gray is saying, take a look at the 60-plus pages of Chapter 21 of the Revised Ordinances of Honolulu. Or look at the Honolulu City Council's Bill 10, which takes up more than 230 pages in an effort to "update" Chapter 21. The amount of regulatory minutiae in both is astounding.
Gray also wants people to be aware of zoning's nefarious origins. Most people think its purpose, as stated in Honolulu's Chapter 21, is to "encourage orderly development." But actually, zoning originated as a way to implement racial and economic segregation.
In Berkeley, one of the first cities to adopt it, zoning was used to keep Chinese laundries out of certain neighborhoods. Even after the Supreme Court put a stop to the explicit use of zoning for racial segregation, the practice continued in a more subtle way.
"What you get in the aftermath of that is that a lot of cities scramble to pursue that type of segregation but through other regulatory means," said Gray. "What you get instead are these rules that say, 'Well, we're not segregating the city based on race, but you have to earn at least enough money to afford a detached single-family home to live in this neighborhood. In this neighborhood, you need to have a 10,000-square-foot lot. In that neighborhood, you need to have a half-acre lot. In this neighborhood over here, we'll allow apartments to be built.'"
But even when the motives behind it are pure, zoning still is socially disruptive, pushing up prices by limiting what can be built and adding design requirements "that don't really serve any health or safety function, but do dramatically increase the cost of housing."
There also are all the permits, environmental reviews and other requirements that can add years to the time it takes to build new housing. In some places, zoning is so strict that nearly every project requires some type of special permission or variance.
Under the circumstances, it's no surprise that many homebuilders find themselves building mansions on large lots rather than smaller, multiunit homes — as has been happening in Hawaii.
Gray said the message of zoning is that, "'We're not legally going to allow you to build that cheaper, more affordable housing typology. We're not going to allow you to build those extra units. We're going to force you to build the more expensive product — if we allow you to build anything at all."
Gray described zoning as a "straitjacket" that restricts the way cities can grow and adapt. Worse, rather than preserving the character of a community, zoning undermines it.
"In so many of these cities where they've essentially blocked all growth, the character didn't stay the same. In fact, the character gets dramatically different. It becomes much more expensive, much more exclusionary, the type of place where young families have to move away, the type of place where retirees have to move away when they want to downsize.
"To my mind," Gray said, "… the places where you preserve character are the places where you allow the city to continue to grow and adapt and reflect changing needs over time."
Gray said zoning reform should focus on getting rid of the most restrictive rules, like lot-size minimums, single-family zoning and parking mandates. In the long term, however, he said we should reconsider zoning entirely.
As an example, he pointed to Houston, the only American city without zoning. He said Houston's experience demonstrates that zoning laws aren't necessary to keep industrial and residential uses separate. The problem has been addressed efficiently and without government interference.
Gray emphasized he is not against city planning, just the excessive micromanaging of land use reflected in modern zoning.
Getting rid of zoning, he said, would free up planners to focus on more important issues, such as infrastructure, traffic and the environment.
"Increasingly," Gray said, "folks from all sides of the ideological and partisan spectrum are realizing, 'Hey, the status quo doesn't work. The rules that we have in place have really perpetuated a housing crisis and limited opportunity and limited mobility for folks.'"
I was very impressed by Gray's arguments and observations. I agree with him that more people need to understand how zoning laws are the main obstacle to affordable housing.
He said there is a growing movement to end zoning's stranglehold on our cities, and I hope he is right. At the very least, we need to radically reform Hawaii's zoning laws and bring city planning and development into a new era.
This commentary was Keli'i Akina's weekly "President's Corner" column for Nov. 26, 2022. If you would like to have his columns emailed to you on a regular basis, please call 808-864-1776 or email info@grassrootinstitute.org.
Keli'i Akina, Ph.D.
Keli'i Akina, Ph.D. is president and CEO of the Grassroot Institute of Hawaii.


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text:
Special Olympics takes place this weekend at URI
By Journal Staff
One of the largest sporting events in the state takes place this weekend when athletes gather at the University of Rhode Island for the 2013 Special Olympics Rhode Island.The 45{+t}{+h} annual summer competition...
One of the largest sporting events in the state takes place this weekend when athletes gather at the University of Rhode Island for the 2013 Special Olympics Rhode Island.
The 45th annual summer competition will bring together 1,500 athletes, along with 500 coaches, 2,000 family members and 500 corporate volunteers.
The event begins at 10:30 a.m. Friday with the traditional �Flame of Hope,� when close to 300 law enforcement officers, firefighters and correctional officers will carry the lit torch in a 100-mile relay run from Woonsocket to the URI campus, with a 1:30 p.m. stop at the State House.
They will carry the torch through a variety of cities and towns as part of a fundraiser that garnered over $170,000 last year. The money is used to support year-round athletic programs.
A separate fundraiser, the 13th} annual Motorcycle Torch Run, begins at 7 p.m. at Metro Collision Center, 181 Putnam Ave., Johnston. Motorcyclists pay $30 to take part in the ride from the business to URI for the opening ceremonies. Registration begins at 4 p.m. Metro Motor Group has sponsored Special Olympics for eight years. For more information, contact Phil Viens at (401) 829-0903.
Opening ceremonies � including the lighting of the cauldron, a procession of athletes and a parade of fire and police vehicles � begin at 7:30 p.m. at Meade Stadium. The evening caps off with fireworks.
By the time the Special Olympics wraps up on Sunday, athletes will have competed in a variety of sports, including track and field, swimming, bowling, cycling, soccer and powerlifting. The public is welcome to attend.
Competitors are adults and children with intellectual and developmental disabilities.
For more information, go to specialolympicsri.org or call (401) 349-4900.


text:
Q: Which init system is main on particular system? I have installed application with several init scripts as for dpkg -L application shows. For example:
/etc/init/application.conf
/etc/init.d/application
/usr/systemd/applaication.service

But i use just service application start for start? How determine which script should be used for start application?
As i know on Ubuntu 12.04 use upstart by default so it is /etc/init/application.conf script but when i do update-rc.d it create symlink for /etc/rc*.d dir to /etc/init.d/application so it use SysV init script instead upstart while upstart is default init in Ubuntu. I am confused.

redpajama_set_name: RedPajamaStackExchange


text:
Currency in Costa Rica
Buy Costa Rica Colons Online
Money and How To Use It
Currency in CostaRica
Overview Cards or Cash? Tipping and Haggling Holiday Budget Costa Rica Holidays
What Money Do They Use in Costa Rica?
The official currency in Costa Rica is the Costa Rica Colon, which is pronounced like the body part - but don't be confused, it's the Spanish version of 'Columbus' as in Christopher Columbus!
Latest Costa Rica Colon Exchange Rate
£1 = ¢0
Last Updated: 15:26 21 January 2021
US Dollars are also widely accepted throughout Costa Rica, but most people use Colons for most purposes day to day, and they're easy to get hold of in the UK so our advice is to plan on using Colons for most of your Costa Rica holiday.
Apart from anything else, it's worth using Costa Rica Colons rather than dollars just because the Costa Rican banknotes are absolutely gorgeous - each featuring a different Costa Rican animal!
How many Colons will you need?
RealWords: Our South America Blog
Sample Holidays in Costa Rica
Classic Costa Rica
Length: 11 days
From: £1395pp
Highlights: Tortuguero, Arenal, Monteverde
Book this trip now
Highlights: Talamanca, Uvita, Manuel Antonio, Arenal, Monterverde
Costa Rica is tailor-made for self drive holidays, and this trip give you two weeks with the freedom to enjoy it all...
Highlights: Sarapiqui, Arenal, Tamarindo
Costa Rica has a landscape which is built for adventure, and if you like your holidays action-packed then this is the country for you! Zip-lining, rafting, horse-riding, snorkelling, kayaking: you name it, Costa Rica delivers ...
Highlights: Tortuguero, Los Quetzales, Manuel Antonio
If you're a wildlife lover, then this is the holiday for you: from whale-watching to turtle hatching, with sloths, jaguars and monkeys in the Manuel Antonio and Tortuguero National Parks in-between ...
Highlights: Arenal, Monteverde, Manuel Antonio, Corcovado
This full-featured tour takes you to see the very best of Costa Rica: Arenal and Monteverde of course, but also the rainforest and beaches of Manuel Antonio, and the spectacular Corcovado National Park...
Family Costa Rica
Highlights: Arenal, Tortuguero, Guanacaste
Costa Rica is a fantastic destination for families, with an amazing range of wildlife and adventure activities available, all within easy reach of beautiful scenery and fantastic beaches ...
Using Cash in Costa Rica
If you don't purchase Costa Rica colons before travel, you'll find cashpoints widespread once you're there, although as with travel anywhere, we'd advise you to contact your bank beforehand and let them know about your plans. Alternatively, a pre-paid currency card can be a great (and safe) alternative. There is one big alternative to this, which is Tortuguero - at the time of writing there are no ATMs here, so you need to take any cash with you.
It's also worth noting that in smaller towns, many cashpoints shut down at 8pm - this isn't as widespread as it used to be, but worth bearing in mind.s
Paying on card in Costa Rica
Both Mastercard and Visa are widely accepted in many Costa Rican shops and restaurants (although we'd always recommend having some cash as a backup) and even Amex is accepted in some places. The disadvantage of using your card directly like this is that you're at the mercy of your card issuer's foreign transaction fee and exchange rate, although again a pre-paid currency card will help you avoid this.
Can I Use Travellers Cheques in Costa Rica?
The short answer is: no. There is a longer answer involving the fact that you can still change travellers cheques in some banks in Costa Rica, but we'd really avoid using this method and instead going for a pre-paid card: you'll find it much more convenient and it will save you an awful lot in commission charges.
Haggling and Tipping in Costa Rica
No need to worry about tipping any of our drivers and guides in Costa Rica - at least, not unless you think they've gone above and beyond the call of duty. And in general you'll find that tipping in Costa Rica is pretty much like the UK. Restaurant bills will usually have a 10% Servicio or Imp Servicio charge on the bill, but sometimes that charge is incorporated in the individual items. If you're not sure: just ask. If you're just having drinks or a snack, you might want to leave some change or a ¢500 note.
An exception to the tipping rule is hotel porters, who generally do ask for a small gratuity (perhaps around US$2 or ¢1000) for carrying your bags. Obviously it's up to you, but they tend to receive very low salaries, so they do rely on the tips.
Setting a budget for your holidays to Costa Rica
Costa Rica's currency and economy are very stable, so you don't need to have any particular worries about inflation during your holidays to Costa Rica. Costs are perhaps slightly higher than you might have expected for Central America, however. You're still looking at much lower prices than here in the UK, but much more than you might find in, for example, Thailand.
Item Cost (£)
Postcard £1
1-course Lunch/Dinner (mid-range) £6-7
3-course Lunch/Dinner (higher-end) £20-30
Bottle of water £1
Bottle of beer £1.50 (street/kiosk) / £2 (bar)
Glass of wine £3
Coffee / Tea £1.50
Current weather in San Jose
Related reading...
Argentina: Guide to Money in Argentina
Peru: Guide to Money in Peru
Holidays: Brazil Nutshell


text:
Chickens Can't Fly version 1.2 update fries bugs, comes out tasty
Last month, the long-awaited Chickens Can't Fly version 1.1 update added tons of great features like Avatar awards and asynchronous multiplayer. It also rebalanced the game's difficulty, which we exclusively explored in detail. A few bugs slipped through the crack though. As Robocop villain Dick Jones would say, "The last update made a mistake. Now it's time to correct that mistake."
Chickens Can't Fly version 1.2 release notes:
Aquarium Lab unlocked for people that finished the Physics Lab before the 1.1 update was released
Everyone can now unlock the 'Hungry Hungry Chicken' Achievement faster (this was not working on some phones after 1.1)
Note that you'll need to earn Gold medals in every single stage, including the Aquarium levels, in order to unlock the 'Chickens Can't Fly' Achievement. In that respect it's gotten a bit harder than before the version 1.1 update when it could've unlocked after finishing the Physics levels. However, it wasn't exactly easy to get all Golds before the version 1.1 difficulty adjustments, so I'd still say gamers came out ahead in the end.
We're pleased to see those technical problems gone, returning Chickens Can't Fly to its proper status as one of the best Xbox Live games on Windows Phone. Check out our review for more details.
Chickens Can't Fly costs only 99 cents and there is a free trial. Don't ask the Colonel's permission; just get it here on the Marketplace.


text:
Crunch fortnight leaves Real Madrid little margin for error – The Citizen
Real Madrid play Eibar on Saturday at the start of a definitive fortnight in their season that will stretch a creaking squad and test Zinedine Zidane's dependence on his ageing stars.
Still with a shot at winning La Liga, Madrid know defeat by Barcelona next weekend would likely end their challenge, with Barca currently two ahead of them and Atletico a further four clear with 10 games left to play.
And either side of the Clasico at Valdebebas will come two legs against Liverpool in the Champions League, where a kind semi-final draw of Porto or Chelsea will only be realised if Madrid can beat an opponent needing success in Europe to salvage their hugely disappointing season in England.
Real Madrid's focus cannot be so singular, even if the Champions League has stirred their emotions more vigorously in recent years than La Liga, which they won last term in part it seemed because there were no other distractions.
"Everything will be difficult," said Zidane before the international break. "We have to take it a day at a time because one day people say we're up here, the next down there. We have to stay in the middle, knowing that our season is still alive and that we have to work hard to keep it that way."
There can be no letting up against either Liverpool or Barcelona, which is not a new scenario for a team used to playing climax games back to back at the business end of a season.
– Ramos sidelined again –
The difference this time is the resources at Zidane's disposal, many of them tried and trusted, who with peak fitness and form would be picked without hesitation for a trio of crunch games like these. When the stakes are high, Zidane has preferred to change less.
His problem though is Madrid's go-to eleven may not be ready for the strain, with Sergio Ramos already ruled out of both games against Liverpool and the Clasico, expected missing for around a month with a calf injury sustained on international duty with Spain.
Toni Kroos returned from early from his attachment with Germany due to a muscle problem while Madrid may not have been thrilled to see the 35-year-old Luka Modric spared only 36 minutes of Croatia's three World Cup qualifiers against Slovenia, Cyprus and Malta.
Karim Benzema only came back last month from an adductor injury.
"I would like all the players to be healthy but unfortunately it is not the case," Zidane said on Friday.
Zidane will have to decide whether to roll the dice or risk the kind of rotation that has regularly backfired this season, with Eibar hoping to profit.
Atletico's last-16 loss to Chelsea means they can dedicate themselves completely to fixing their own stuttering form, which has included only four wins from their last 11 matches.
They play away at fourth-placed Sevilla on Sunday night before Barcelona face Real Valladolid at Camp Nou on Monday.
Fixtures (GMT)
Levante v Huesca (1900)
Granada v Villarreal (1200), Real Madrid v Eibar (1415), Osasuna v Getafe (1630)
Alaves v Celta Vigo (1200), Elche v Real Betis (1415), Cadiz v Valencia (1630), Sevilla v Atletico Madrid (1900)
Barcelona v Real Valladolid (1900)
Real Sociedad v Athletic Bilbao (1900)
Ex-municipal official in court over illegal sales of land in Gauteng – The Citizen
Man accused of ordering hit on wife to remain in jail after trial postponed – The Citizen


text:
Items where Programme is "CEH Programmes pre-2009 publications > Biodiversity > BD03 The Genetic Basis of Ecological Function"
NERC Programmes (53)
CEH Programmes pre-2009 publications (53)
BD03 The Genetic Basis of Ecological Function (53)
BD03.1 Molecular ecology (16)
BD03.2 Ecology of host parasite interactions (14)
BD03.3 Molecular evolution and bioinformatics (3)
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Chen, Yin; Dumont, Mark G.; Neufeld, Josh D.; Bodrossy, Levente; Stralis-Pavese, Nancy; McNamara, Niall P.; Ostle, Nick; Briones, Maria J. I.; Murrell, J. Colin. 2008 Revealing the uncultivated majority: combining DNA stable-isotope probing, multiple displacement amplification and metagenomic analyses of uncultivated Methylocystis in acidic peatlands. Environmental Microbiology, 10 (10). 2609-2622. https://doi.org/10.1111/j.1462-2920.2008.01683.x
Chen, Yin; McNamara, Niall P.; Dumont, Mark G; Bodrossy, Levente; Stralis-Pauese, Nancy; Murrell, J. Colin. 2008 The impact of burning and Calluna removal on below-ground methanotroph diversity and activity in a peatland soil. Applied Soil Ecology, 40 (2). 291 -298. https://doi.org/10.1016/j.apsoil.2008.05.008
De Colibus, L.; Speroni, S.; Coutard, B.; Forrester, N. L.; Gould, E.; Canard, B.; Mattevi, A.. 2007 Purification and crystallization of Kokobera virus helicase. Acta Crystallographica Section F, 63 (3). 193-195. https://doi.org/10.1107/S1744309107005283
Day, John; Chaichi, M. J.; Najafil, I.; Whiteley, A.. 2006 Genomic structure of the luciferase gene from the bioluminescent beetle, Nyctophila cf. caucasica. Journal of Insect Science, 6, 37.
Erfanzadeh, Reza; Garbutt, Angus; Petillion, Julien; Maelfait, Jean-Pierre; Hoffmann, Maurice. 2010 Factors affecting the success of early salt-marsh colonizers: seed availability rather than site suitability and dispersal traits. Plant Ecology, 206 (2). 335-347. https://doi.org/10.1007/s11258-009-9646-8
Griffiths, Robert I.; Whiteley, Andrew S.; O'Donnell, Anthony G.; Bailey, Mark J.. 2003 Physiological and community responses of established grassland bacterial populations to water stress. Applied and Environmental Microbiology, 69 (12). 6961-6968. https://doi.org/10.1128/AEM.69.12.6961-6968.2003
Griffiths, Robert I.; Whiteley, Andrew S.; O'Donnell, Anthony G.; Bailey, Mark J.. 2000 Rapid method for coextraction of DNA and RNA from natural environments for analysis of ribosomal DNA- and rRNA-based microbial community composition. Applied and Environmental Microbiology, 66 (12). 5488-5491.
Havlíková, Sabina; Roller, Ladislav; Koči, Juraj; Trimnell, Adama R.; Kazimírová, Maria; Klempa, Boris; Nuttall, Patricia A.. 2009 Functional role of 64P, the candidate transmission-blocking vaccine antigen from the tick, Rhipicephalus appendiculatus. International Journal for Parasitology, 39 (13). 1485-1494. https://doi.org/10.1016/j.ijpara.2009.05.005
Huang, Wei E.; Singer, Andrew C.; Spiers, Andrew J.; Preston, Gail M.; Whiteley, Andrew S.. 2008 Characterizing the regulation of the Pu promoter in Acinetobacter baylyi ADP1. Environmental Microbiology, 10 (7). 1668-1680. https://doi.org/10.1111/j.1462-2920.2008.01583.x
Hery, Marina; Singer, Andrew C.; Kumaresan, Deepak; Bodrossy, Levente; Stralis-Pavese, Nancy; Prosser, Jim I.; Thompson, Ian P.; Murrell, J. Colin. 2008 Effect of earthworms on the active methanotrophic bacteria community structure in a landfill biocover soil. ISME Journal, 2 (1). 92-104. https://doi.org/10.1038/ismej.2007.66
Ho, Thien; Rusholme Pilcher, Rachel L; Edwards, Mary-Lou; Cooper, Ian; Dalmay, Tamas; Wang, Hui. 2008 Evidence for GC preference by monocot Dicer-like proteins. Biochemical and Biophysical Research Communications, 368 (2008). 433-437. https://doi.org/10.1016/j.bbrc.2008.01.110
Ho, Thien; Wang, Hui; Pallett, Denise; Dalmay, Tamas. 2007 Evidence for targeting common siRNA hotspots and GC preference by plant Dicer-like proteins. FEBS Letters, 581 (2007). 3267-3272. https://doi.org/10.1016/j.febslet.2007.06.022
Huang, Wei E.; Stoecker, Kilian; Griffiths, Robert; Newbold, Lindsay; Daims, Holger; Whiteley, Andrew S.; Wagner, Michael. 2007 Raman-FISH: combining stable-isotope Raman spectroscopy and fluorescence in situ hybridization for the single cell analysis of identity and function. Environmental Microbiology, 9 (8). 1878-1889. https://doi.org/10.1111/j.1462-2920.2007.01352.x
King, Linda; Hitchman, Richard; Possee, Robert. 2007 Improved baculovirus expression vectors. In: Dyson, Michael; Durocher, Yves, (eds.) Expression Systems. Oxford, Scion, 147-167, 21pp. (Methods Express).
Lehmann, Katja; Crombie, Andrew; Singer, Andrew C.. 2008 Reproducibility of a microbial river water community to self-organize upon perturbation with the natural chemical enantiomers, R- and S-carvone. FEMS Microbiology Ecology, 66 (2). 208-220.
Mastrangelo, Eloise; Dalle, Karen; Bollati, Michela; Milani, Mario; Lantez, Violaine; de Lamballerie, Xavier; Brisbare, Nadege; Egloff, Marie-Pierre; Gould, Ernest; Coutard, Bruno; Canard, Bruno; Forrester, Naomi; Bolognesi, Martino. 2006 Preliminary characterization of (nucleoside-2'-O-)-methyltransferase crystals from Meaban and Yokose flaviviruses. Acta Crystallographica Section F, 62 (8). 768-770. https://doi.org/10.1107/S1744309106025553
Nunn, Miles A.; Sharma, Ankit; Paesen, Guido C.; Adamson, Sharon; Lissina, Olga; Willis, Anthony C.; Nuttall, Patricia A.. 2005 Complement inhibitor of C5 activation from the soft tick Ornithodoros moubata. Journal of Immunology, 174 (4). 2084-2091.
Odee, D.W.; Lesueur, D.; Poshiwa, X.; Walters, D.; Wilson, J.. 2008 Management of symbionts in Calliandra (Calliandra Calothyrsus Meisn., Leguminosae) based agroforestry systems to improve growth, productivity, quality of fodder, and biological N2 fixation. In: Dakora, F.F., & others, (ed.) Biological Nitrogen Fixation: towards poverty alleviation through sustainable agriculture. Dordrecht, Springer, 81-82. (Current Plant Science and Biotechnology in Agriculture, 42).
Slater, Frances R.; Bailey, Mark J.; Tett, Adrian J.; Turner, Sarah L.. 2008 Progress towards understanding the fate of plasmids in bacterial communities. FEMS Microbiology Ecology, 66 (1). 3-13. https://doi.org/10.1111/j.1574-6941.2008.00505.x
Tett, Adrian; Spiers, Andrew J.; Crossman, Lisa C.; Ager, Duane; Ciric, Lena; Dow, J. Maxwell; Fry, John C.; Harris, David; Lilley, Andrew; Oliver, Anna; Parkhill, Julian; Quail, Michael A.; Rainey, Paul B.; Saunders, Nigel J.; Seeger, Kathy; Snyder, Lori A. S.; Squares, Rob; Thomas, Christoper M.; Turner, Sarah L.; Zhang, Xue-Xian; Field, Dawn; Bailey, Mark J.. 2007 Sequence-based analysis of pQBR103; a representative of a unique, transfer-proficient mega plasmid resident in the microbial community of sugar beet. ISME Journal, 1 (4). 331-340. https://doi.org/10.1038/ismej.2007.47
van der Gast, Christopher J.. 2008 Islands shaping thought in microbial ecology. Advances in Applied Microbiology, 64. 167-182. https://doi.org/10.1016/S0065-2164(08)00406-1
van der Gast, Christopher J.; Ager, Duane; Lilley, Andrew K.. 2008 Temporal scaling of bacterial taxa is influenced by both stochastic and deterministic ecological factors. Environmental Microbiology, 10. 1411-1418. https://doi.org/10.1111/j.1462-2920.2007.01550.x


text:
Oh! Great
Graphic Novel - 2008
"The last phase of the ultimate battle between the underdog Kogarasumaru and the fearsome Behemoth has begun-- and it's up to Ikki and Agito to seal the deal and achieve Air Treck glory."--P. [4] of cover.
Publisher: New York : Del Rey/Ballantine Books, c2008.
Characteristics: 191 p. : chiefly ill. ; 19 cm.
Additional Contributors: Yukon, Makoto
Alternative Title: Air gear. Volume 9
Read more reviews of Air Gear at iDreamBooks.com
High School Students — Comic Books, Strips, Etc.
Gangs — Comic Books, Strips, Etc.
Loyalty — Comic Books, Strips, Etc.
Graphic Novels — Japan — Translations Into English.
Comic Books, Strips, Etc. — Japan — Translations Into English.
Graphic Novels — Japan.
Comic Books, Strips, Etc. — Japan.
Try searching for Air Gear to see if MCPL owns related versions of the work.


text:
SARL News
Bulletin by e-mail
SOUTH AFRICAN RADIO LEAGUE NEWS FOR SUNDAY 19 JANUARY 2020
Good morning and welcome to the weekly news bulletin of the South African Radio League read by ................ [your name, call sign and QTH]
The South African Radio League broadcasts a news bulletin each Sunday in Afrikaans as well as in English at 08:15 and 08:30 Central African Time respectively on HF and on various VHF and UHF repeaters around the country. The bulletin is relayed on Echolink by Johan, ZS6JPL. Audio and text bulletins may be downloaded from the League website at www.sarl.org.za where you can also sign up to receive future bulletins by e-mail.
In the news, today:
ZS95SARL CELEBRATES 95 YEARS OF AMATEUR RADIO
COUNCIL NOMINATIONS
DK3ZL VISITING SOUTHERN AFRICA FROM 17 JANUARY TO 18 MARCH
Stay tuned for more information on these and other interesting news items.
ICASA has issued the special call sign ZS95SARL to celebrate the 95th birthday of the League during 2020. The call sign was used during the 80 m Club Sprint on Wednesday 15 January for the first time. Council is busy working on a schedule for Clubs to use the call sign during this year. More details will be in next week's bulletin.
THE SARL SUMMER QRP CONTEST
The Summer QRP Contest will be run from 12:00 to 15:00 UTC on Saturday 25 January 2020 using SSB and CW with 5 watts (PEP) output or less. The first hour is limited to the 40 m band only, in the remaining two hours the contesters are free to use any HF (non-WARC) band as they see fit.
The exchange is a RS or RST report and your grid locator. You can also activate a Park, a Beach or a Summit on this Saturday to add to the QRP Contest. Find all the contest information on page 42 of the 2020 SARL Contest Manual.
Five Councillors will be retiring at the 2020 AGM. To date, the SARL Secretary has received four nominations to fill these vacancies. Members are invited to submit nominations to serve on Council, the nomination form is available on the AGM Documents page on the League web site and from the SARL Secretary. The closing date for the nominations is Friday 31 January 2020. This is also the closing date for SARL Awards and Trophies as well as motion for the AGM.
FIVE YEAR LICENCES
The Council has received numerous complaints about members paying for a 5 year licence, but only receiving a licence for 1 year. Members in this situation are requested to send a copy of their licence and proof of payment to the League Secretary as soon as possible. Send the documents to secretary@sarl.org.za
A FURTHER CALL FOR PAPERS FOR THE SARL NATIONAL CONVENTION.
Papers for the annual SARL Symposium on 3 April 2020 entitled "Unlocking Amateur Technology" are invited. The symposium is part of the SARL National Convention which will be held at the Wanderers Conference Centre in Illovo. Send a brief synopsis to artoday@sarl.org.za before 31 January. Registration for the event will open later this week.
You are listening to a news bulletin of the South African Radio League.
AMSAT SA ANNOUNCES A NEW DATE FOR THEIR SPACE SYMPOSIUM
The annual AMSAT SA Space symposium date has changed to Saturday 11 July 2020. While the call for papers is ongoing till the end of February, AMSAT SA is pleased to announce that Burns Fisher, WB1FJ, of AMSAT NA will delivery two papers at the symposium: Fox-in-a-box: Fox telemetry reception using an inexpensive Raspberry Pi and a J-pole antenna including a discussion on the optimal positioning for a J-pole antenna for satellite reception and an overview of what is in orbit currently and expected in the near future and their features. Prospective authors are invited to propose other papers by submitting a brief synopsis to admin@amsatsa.org.za before 28 February 2020.
Dr Charly Eichhorn, DK3ZL is visiting southern Africa from 17 January to 18 March. In Namibia, he will operate as V51QO with activity on the QO-100 satellite and V5/DK3ZL at other times using SSB and CW. Charly, ZS1/DL3ZL will spend 5 days in Cape Town around the end of 29 February. In March, Charly will pay a visit to Gary Immelman, ZS6YI and spend a night or two with Gary and his family. Charly will give a talk about QO-100 to the amateurs in the region. Listen out for ZS6/DL3ZL. Charly has also applied for a call sign for Botswana for his visit from 7 to 11 February and for 4 days in the middle of March.
The QO-100 portable equipment used by Charly is an ADALM Pluto (with modifications by Sigi, DG9BFC) using a SDR-Radio.com console v3 by Simon Brown with a 20 W PA (by Sigi, DG9BFC) into a dual feed POTY (by Joerg, DJ4ZZ) into a 90 cm off-set dish fixed on a tripod.
More and updated information is available on the DL3ZL QRZ.COM page.
QSLs for V55QO is via LoTW, direct (SASE or SAE plus 2 US $) or via the bureau to DL3ZL. At the end of the DXpedition, Charly will leave the two stations he brought with him, in Namibia and will be regularly active on QO-100. In addition to the already active Derek, V51DM, Werner, V51JP, President of the NARL and Robert, V51RS will continue with the call V55QO, which DL3ZL initiated. For all the QSOs made by these call signs via QO-100, DL3ZL is the QSL Manager.
THE WEDNESDAY 80 M CLUB SPRINT
The first leg of the Wednesday 80 m Club Sprint was held on Wednesday 15 January and stations from ZS1 to ZS6 were heard and worked. The Contest Committee has so far received 40 logs from ZS1, ZS3, ZS4, ZS5 and ZS6. Logs must be submitted by 23:59 CAT tonight 19 January 2020 to zs4bfn@mweb.co.za. The next Club Sprint takes place on Saturday 29 February and will run on 40 metres.
PROPAGATION REPORT
Hannes Coetzee, ZS6BZP, reports that the solar activity is expected to remain at low levels. There are currently no sunspots visible. If you want to do your own frequency predictions, the expected effective sunspot number for the week will be around one. The 15 to 30 m bands will provide some good DX fun. Please visit the website spaceweather.sansa.org.za for further information.
Finally, a diary of some upcoming events:
Tonight at 23:59 – the closing date for 80 m Club Sprint logs
25 January – the Summer QRP Contest; Cape Town ARC Meeting
31 January – Closing date for AGM motions, SARL Award nominations and Council nominations.
1 February – the SARL VHF/UHF QSO Party
2 February – the AWA CW Activity Day
7 and 8 February – the SARL Council meets at the NARC
8 and 9 February – the SARL National Field Day
13 February – World Radio Day
22 February – the 2020 AGM Booklet available for download
23 February – the SARL RTTY Contest
To conclude our bulletin, a quick overview of our main news item:
This concludes our bulletin for this morning.
We invite clubs and individuals to submit news items of interest to radio amateurs and shortwave listeners, in both English and Afrikaans if possible, by following the news inbox link on the South African Radio League web page. News items to include in the bulletin should reach the news team no later than the Thursday preceding the bulletin date.
You are welcome to join us every Sunday morning for the weekly amateur radio program, Amateur Radio Today at 10:00 Central African Time. The program can be heard on VHF and UHF repeaters countrywide and on 7 082 kHz lower side-band. A rebroadcast by Andy, ZS6ADY can be heard on Monday evenings at 19:30 Central African Time on 3 620 kHz. We welcome your signal reports, comments and suggestions; please send these by e-mail to artoday@sarl.org.za.
You have listened to a news bulletin compiled by Andy Cairns, ZS6ADY, edited by Paul Johnson ZS1S and read by ..............
From the news team, best wishes for the week ahead!
Copyright © 1997- 2006 South African Radio League
Last modified: 14 April 2003


Looking for the perfect card? At Fine Lines, we carry a large selection of hand-picked distinctive greeting cards. (If it's on our racks, Laura selected it!) Our gift wrap and ribbon selection adds to the beauty of your gift.


Sharda Hospital, a state-of-art Multi Specialty 550 bed hospital equipped with all modern facilities and sophisticated equipment, provides comprehensive healthcare to all sections of the society.
Its highly qualified and experienced medical professionals offer best in class expert care to the patients round-the-clock.
Interested candidates should possess relevant qualification in a related field.
Candidates should have minimum of 15yrs of experience in organization of repute.
Candidates should have more than 20yrs of experience and willing for travel extensively.
At par with the industry.


Directed by James Crow. With Lucy Pinder, Marc Zammit, Rohan Gotobed, Caroline Boulton. A mysterious Santa arrives on 34th Street, to recall three interconnected horror stories which will leave you never looking at Christmas the same way again.


How effective can an expert witness be in determining the outcome of your real estate lawsuit?
Even if the homeowner has the only expert witness regarding damages in an eminent domain action, that testimony needs to be grounded in a proper interpretation of the law, or it will be barred, and the homeowner will not recover any damages in excess of the fair market value of the house.
This rule was applied in the recent McNamara case where the family sued the Department of Transportation for taking their house for an improvement project in Prunedale. The McNamara appraiser conceded that the decrease in the value of the their home from September 2006 when the project was approved, and the date of valuation of the house in July 2008 when DOT filed its lawsuit, was due to the general market decline, and Caltrans was not responsible for the decline.
Significantly, the DOT had not restricted the McNamara's sale of their property before July 2008, and the Appellate Court cited the rule in the Klopping case that any losses occasioned by a general decline in property value that occur before the date of the taking must be borne by the property owner. In other words, if the general market decline caused the loss of value, the property owner cannot hold the DOT responsible due to general market decline. The McNamara appraiser admitted he could not attribute the property's loss due to anything other than the market's decline.
Although the trial judge awarded the McNamara's $400,000 in damages above the value of their home of $1.2 million, plus their litigation expenses, the Court of Appeal reversed the trial court's judgment, finding that the McNamara's expert did not show a causal relationship between DOT's conduct, and the property's decline in value.
This case demonstrates that it is not enough to show a duty is owed (i.e., taking personal property requires just compensation), and damages in the form of a decrease in the property's value. It is essential that the property owner present competent expert testimony that the DOT's conduct caused the value loss. If not, a win at the trial court level will be reversed by the Appellate Court. In the McNamara's case, they not only lost the additional $400,000 damages and their expenses, they had to pay the DOT's costs on appeal. In effect, the McNamara's are a unique example of the devastation in personal wealth resulting from the real estate crash.
Ironically, after the McNamara's demanded $1,395,000 and the DOT offered $1,355,000 (which was $155,000 more than the McNamara's ultimately received), the jury found the value was $1.2 million. The McNamara's would have received more compensation from the DOT if they had accepted the DOT's offer, and also avoided their additional attorneys fees and costs. Sometimes, a bad settlement is better than a good trial.
For information only by Craig B. Forry, attorney, broker, expert witness/consultant, and no retainer agreement is intended or created.


Forum Index > +1-844-217-9677 How to fix an AOL Desktop Gold error 104?
Ø Firstly, you need to uninstall any previous version of desktop gold.
Ø Now, download AOL Desktop Gold again and install it on the computer.
Ø After it has been successfully installed, restart your computer and open the program.
When you are trying to install AOL Desktop Gold again, make sure that there are no traces of the previous set up files on your computer.


Riga is truly a beautiful city. There is a green belt between different built up areas. Some of these have waterways.
I don't think we have been in a cleaner city this trip. Nor have we been in one that seems as calm.
Not sure what it is that gives this impression but it certainly felt like it. In the parks people were gently wandering, pushing prams, sunbathing, driving small toy cars and seemingly just enjoying the spaces.
But the most interesting area that I want to share is the architecture. I was gobsmacked at the beauty of the Art Nouveau buildings that seem to fill up a lot of the city. In fact there are over 800 of them. Every corner we turned there was another.
These buildings came about because of the boom times of the early 20th century. They were build under strict guidelines of not higher than 6 storeys and to be practical. This was the time for the invention of heating systems through the buildings along with flushing toilets.
Prior to this buildings were wooden. There are still plenty of these and they have their own special quality.
As we wandered I wondered why these buildings were in as good a condition as they are considering the times – the German period and then the Russians from 1945 on until 1991.
It seems that they had other priorities and these buildings while being made part of the state became housing for multiple families within each apartment.
They did become derelict and in very poor condition but they stayed. After this period, previous owners could reacquire them and the government along with the assistance of the European Union as well as UNESCO has slowly been returning them to their former glory.
We were staying in an area quite near to the main streets where they are but as we wandered further afield we saw more and more.
We had a really interesting time in the Art Nouveau museum where the rooms on the second floor have been set up in the period style with a collection of items that might have been there.
I haven't done this place justice with my photography skills, and I do still have a sore neck from looking up.
If you are ever this way or are planning your next journey, you should include Riga, Latvia. It is a special place. Then again all of the Baltic states are. Each so different, yet the same.
Thank you for this information. The photos of Riga are quite beautiful.


Q How long will it take for my Credit Card payments to be processed in Caltex's system?
The clearing of the Credit Card payment is dependent on the relevant financial institution. Generally it takes approximately 48 hours for payments to be processed.
Q What happens when I reach my Credit Card limit?
If you have insufficient funds on your Credit Card account, the payment will be declined. You will need to contact Caltex to organise alternative payment. A transaction fee may be charged for any dishonoured payments.
Q How can I update my existing Credit Card details?
You can update your existing Credit Card details here.


text:
Q: Installing Minecraft Mods on OS X
Possible Duplicate:
How do you install Minecraft mods on a Mac?

I'm currently at a friends house, and we wanted to install mods for Minecraft (Latest version) on his OS X 10.7 system. Unfortunately, every guide we've tried just doesn't seem to work at all, or seems to be outdated. So how do you install Minecraft Mods on OS X?

A: It's really easy. So you have your vanilla mod, and you downloaded your mods, right? First check that you have all the essential (if mod requiers modloader you have to download that too). Than what you need to do ist to go to your home directory, and from there go into the Folder "Library. From here go into application support and from here you should find the Folder minecraft. Just go then in the Folder and you should see a minecraft.jar. Right click it and open it with the Unarchiver. You should see a Folder with the minecraft name, and in it all the Files; you can rename the original minecraft.jar in something like minecraft.Backup.jar just to keep it for emergencies. Then add all the mods in the new Folder you created, and when you are over remember to add .jar to the Folder name!
Hope that it works ;)


May 2, 2016 — May 2-8, 2016 is Mental Health Week and communities across the country will GET LOUD and raise their voices in support of mental health and well-being for all. Raising our voices this week — and every other week in the year — is crucial to tearing down the stigma and the discrimination that often accompany mental illness.
This year, the group of focus for the week is the fastest growing demographic in Canada, with one in four of them reportedly living with a mental health problem or illness: seniors. Too often, mental health problems or illnesses are considered an inevitable consequence of aging. Furthermore, seniors are doubly stigmatized for both being older and for having a mental health problem. During Mental Health Week, let's all GET LOUD and send the message that treatment for mental health problems and illnesses is critical, regardless of age. It's never too early, or too late, to seek help.
For the first time ever, StatsCan is reporting there are more people in Canada over the age of 65 than there are under age 15. As this trend continues, governments, health leaders and communities will have to reinforce the need for mental health care positioned especially for seniors, more community-based outreach and primary health care, and enhanced mental health knowledge for formal and family caregivers.
The MHCC recently published Guidelines for Comprehensive Mental Health Services for Older Adults in Canada, which presents a model for an integrated mental health service system for older Canadians. The guidelines were created to help policy-makers, service planners and advocacy organizations ensure that all older Canadians, both those living with or at risk of a mental health problem or illness, receive the appropriate range of supports they need. In the coming months, the MHCC will release a seniors' version of its Mental Health First Aid, aimed at improving mental health literacy and educating people to better manage potential or developing mental health problems in themselves, a family member, friend or colleague.
I invite you to visit www.mentalhealthcommission.ca for more information about Mental Health Week.


Misa's practice focuses on a broad range of real estate transactions. Misa regularly assists clients in analyzing, drafting, and negotiating purchase and sale agreements, represents both landlords and tenants in drafting and negotiating leases, and prepares and negotiates architect agreements, construction contracts and other design and development related agreements. She also works with developers and homebuilders in drafting and structuring residential and commercial condominium projects.
Represented various individuals and smaller to mid-sized for-profit and nonprofit companies in connection with property acquisition and disposition, development projects, property management, and leasing matters.
Represented various developers on a diverse array of projects, including residential and commercial condominium projects and mixed-use projects, through the entire life-span of the project. Notably, represent a developer in connection with the development of a large-scale mixed-use town center.
Represented a Seattle-based supermarket chain, specializing in Asian specialty items, including in connection with acquisition, development, and leasing matters across the Pacific Northwest.
Represented several Canadian companies regarding various investments in Washington real estate assets.
Represented various developers in connection with establishing homeowners' associations and new-construction residential and commercial condominium projects.
Represented charter school clients in connection with acquisition, development, and operational matters.
Represented developers in the preparation of condominium and community governance documents for residential, commercial, and mixed-use projects.
Represented a regional healthcare network in connection with acquisitions and dispositions, property management, and leasing matters.
Author, Ask a Legal Professional, Puget Sound Business Journal, (When to E-Sign a Commercial Lease in Washington), March 2019.
"The Evolving Landscape of TCPA Consent Standards and Ways to Minimize Risk." 10 Wash. J.L. Tech. & Arts 1, 2014.
"Will the Explosion of 3D Printing Mark the Implosion of Copyright Law?" Washington Journal of Law, Technology & Art Blog, Summer 2013.
After growing up in Viriginia, I have put down roots in the "better" coast and have fallen in love with all the wonders Seattle has to offer. When the weather permits, I enjoy biking and running, but when I want a mini vacation from the rain, you can find me trying my hand at creative writing and garment sewing.


Can You Name The Capitals Of These Countries?
1What is the capital of China?
2What is the capital of Italy?
3What is the capital of Canada?
4What is the capital of Spain?
5What is the capital of Argentina?
6What is the capital of Uganda?
7What is the capital of Norway?
8What is the capital of South Korea?
9What is the capital of Australia?
10What is the capital of Russia?
Which Character From "Full House" Are You?
Which Classic Star Should Be Your Secret Santa?
Who Is Your Female Celebrity Bff?