Will Using CBD Cause You to Fail a Drug Test?
Which Types of CBD Products Show up on a Drug Test Screening?
Cannabidiol and drug tests. CBD oil With the rise in popularity of cannabidiol Download our marijuana infographic for a map of CBD states. We Looked Into Whether CBD Would Show Up in a Drug Test If there's a little THC in my CBD oil, will I fail my drug test? Different types of. While drug testing is more prominent in the U.S. with new impaired driving Simpson Oil gotten from My Plug,cannabis oil is great medication.
Competitive athletes are also often subjected to regular screenings to prevent the use of performance-enhancing drugs. Athletes at professional and collegiate levels are the most common targets of this type of testing. Drug tests may also be used as part of probation, parole, and for those with past substance abuse problems.
Different drug tests screen for different substances. The level of testing depends primarily on the concerns and requirements of the employer performing the test. Most often, tests are classified by the number of panels which refers to testing for the presence of specific chemical compounds. Some employers may choose to include additional screenings in their test.
By adding additional panels, they bring the total to eight, nine, or ten panels total. These screenings look for the presence of additional prescription and street drugs including:. THC is the cannabinoid is responsible for the psychoactive effects of marijuana use, it is the only compound in the plant that produces the 'high'. Most drug tests performed by any organization will check for the presence of THC.
It is safe to assume that if you're drug tested, you'll be tested for marijuana. This question has both a simple answer with an often misunderstood side note that we will address below:. This fact may catch many CBD users by surprise. Products containing trace amounts of THC will produce no psychoactive effects at standard dosages, yet these same products still put the user at risk for testing positive for marijuana use. To avoid being caught off guard, there are some simple ways that you can audit and avoid CBD products that would put you at risk of failing a drug test.
You may have heard the terms 'full-spectrum', 'broad-spectrum' or 'isolate' being used in CBD circles. These terms are used to reference the cannabinoid and terpene contents of a CBD product, and they help determine the overall effectiveness of the product.
These terms are extremely important to our conversation here. The three different types are defined as:. Just as with marijuana use, high-dose, prolonged consumption of THC increase the likelihood of failing a drug test. A review of anecdotal evidence on Reddit, however, revealed cases where minimal use of as little as days may result testing positive for THC when using a full-spectrum CBD product:.
The simplest way to remove your risk of testing positive for marijuana use as a CBD user is to avoid any products that contain THC. Buyer beware - do not take any 'isolate', 'full-spectrum', 'THC-free' or similar marketing claims at face value. While it is uncommon to test positive for marijuana after using CBD products, the possibility is always there.
If you have failed a drug test after using CBD oil , our advice would be to speak with the Medical Review Officer MRO and explain your situation as clearly and respectfully as possible. Cannabis is still highly stigmatized in many parts of the country, and unfortunately most people are not yet aware of the differences between CBD and actual marijuana.
This is rare, but it is possible. It is indeed possible, and it can and has happened in the past. That being said, rest assured that such occurrences are a rarity; under all extensive circumstances, it is very unlikely that taking a normal daily serving or servings of high-quality CBD oil will result in you testing positive on a marijuana drug test. To be as a cautious as possible, however, make sure you are only purchasing your CBD from reputable manufacturers, and perhaps even try a CBD isolate if you are really want to be on the safe side.
And lastly, be advised that none of the information in this article should be taken as fact. Any individual who consumes marijuana, cannabis, CBD oil, or any other CBD product is doing so under their own discretion, and is therefore responsible for any potential negative consequences.
Leave a Reply Cancel reply. Your email address will not be published. Remember me Lost your password? Candace Duda on February 9, Leave a Reply Cancel reply Your email address will not be published. What Does Weed Do to You? How cannabis affects your body and mind.
CBD oil use and passing or failing a drug test for marijuana is a growing concern for many. In this article, we take a look at common drug testing. Understanding the cannabinoids Synergies between CBD:THC it helps to find sleep within its natural cycle in contrary to other conventional prescribed drugs. CBD oils sold in Arkansas are derived from industrial hemp rather than marijuana , meaning they must contain less than.3 percent THC.
CBD oil use and passing or failing a drug test for marijuana is a growing concern for many. In this article, we take a look at common drug testing.
Understanding the cannabinoids Synergies between CBD:THC it helps to find sleep within its natural cycle in contrary to other conventional prescribed drugs.
CBD oils sold in Arkansas are derived from industrial hemp rather than marijuana , meaning they must contain less than.3 percent THC.
People who use CBD oil – even oils that have been tested to contain less than % THC – can (and have) failed marijuana drug tests before.
"I don't use marijuana. Never have. Never!" Krulik told WTHR. "I take CBD oil for migraine headaches, and it showed up on my drug test.
Medical marijuana uses the marijuana plant or chemicals in it to treat diseases or Deltatetrahydrocannabinol (THC) and cannabidiol (CBD) are the main . in a brownie or lollipop; Apply it to your skin in a lotion, spray, oil, or cream; Place . Immunotherapy for Lung Cancer · Test Your MS Care Routine · What's New in.


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The Clouds Hold Joy
Sky and Hand. Photo by Callen Harty.
When I was a boy, like most boys and girls, I would lie in the grass and stare up at the sky. I would watch the clouds go by and find shapes in them that related to my world down here on earth. I would see animals mostly, but also occasionally a house or flower or perhaps something a little more unusual would form. I loved the way that one thing would morph into another as the clouds moved past. My imagination soared in a sky filled with clouds.
At night I would lie in the same grass and stare at the same sky, but instead of clouds I would try to find the big dipper or the little dipper or other shapes created by the countless stars dotting the darkness above me. It was all so large. The earth was so huge. The universe was so vast, so far beyond the comprehension of my young brain. Even the blades of grass below me were too many to count. But none of it was big enough to contain my imagination.
Sometimes I would look at a rainbow or the horizon and know that if I put my mind to it I could walk far enough to find it.
Children allow themselves. Children let themselves dream. They let themselves pretend. They let themselves play. They can take a crayon and draw a line and find in that single magenta line myriad pictures. They can speak a word or even a syllable and find a million stories in that single utterance.
Today I looked at the clouds above me. In the middle of running from one thing to the next, in the middle of so many daily responsibilities, I saw shapes in the clouds. I connected with the child within me. I let my imagination soar a bit and realized that the only real responsibility I have in this life is to live it, and living it is better if I allow myself to dream, to imagine, to be. Maybe tomorrow I will walk to the distant horizon.
About Callen Harty
Originally from Shullsburg, Wisconsin Callen Harty is the author of four books and numerous published essays, poems, and articles. His most recent book is The Stronger Pull, a memoir about coming out in a small town in Wisconsin. His first book was My Queer Life, a compilation of over 30 years worth of writing on living life as a queer man. It includes essays, poems, speeches, monologues, and more. Empty Playground: A Survivor's Story, is a memoir about surviving childhood sex abuse. His play, Invisible Boy, is a narrative with poetic elements and is also an autobiographical look as surviving child sex abuse. All are available on Amazon.com (and three of them on Kindle) or can be ordered through local bookstores, He has written almost two dozen plays and 50 monologues that have been produced. Most of them have been produced at Broom Street Theater in Madison, Wisconsin where he started as an actor, writer, and director in 1983. He served as the Artistic Director of the theater from 2005-2010. Monologues he wrote for the Wisconsin Veterans' Museum won him awards from the Wisconsin Historical Society and the American Association of State and Local History. He has also had essays, poems, and articles published in newspapers and magazines around the country and has taken the top prize in several photo contests. His writing has appeared in Out!, James White Review, Scott Stamp Monthly, Wisconsin State Journal, and elsewhere. He has had several essays published online for Forward Seeking, Life After Hate, and The Progressive. Callen has also been a community activist for many years. He was the co-founder of Young People Caring, UW-Madison's 10% Society, and Proud Theater. He served as the first President of Young People Caring and as the Artistic Director for Proud Theater for its first five years. He is still an adult mentor for the group. In 2003 he won OutReach's Man of the Year award for his queer community activism. OutReach is Madison, Wisconsin's lesbian/gay/bisexual/transgender community center. He also won a Community Shares of Wisconsin Backyard Hero award for his sex abuse survivor activism work. He has been invited to speak before many community groups, at a roundtable on queer community theater in New York City, and has emceed several events. In 2016, Wisconsin Coalition Against Sexual Assault named him their annual Courage Award winner for his activism, writing, and speaking on sexual assault.
View all posts by Callen Harty →
This entry was posted in Uncategorized and tagged child, children, clouds, earth, Imagination, sky, stars, universe. Bookmark the permalink.
1 Response to The Clouds Hold Joy
Jess Anderson says:
Animals in the clouds certainly resonates for me. The single most terrifying thing that ever happened to me was to be awakened by some clinking and heavy breathing noises outside of my tent in the dead of night in Jasper NP in Alberta, 1981. Turning so I could see out, there stood a grizzly bear, maybe six feet away. It was about the same size as the tent (Eureka 2-person). Ever since, I see bear shapes in anything that could *possibly* be read as "bear", which is why these photos, from not quite four years ago, looked like bears *to me*, oh yes…
http://www.flickr.com/photos/jess_anderson/sets/72157606306346847/with/2691419528/

redpajama_set_name: RedPajamaCommonCrawl


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Q: Category as Subdomain for One WP Install Please I need help, I have a blog with already over 80k post (One WP Install). For Person reasons I want to change one of the category to a subdomain. I have searched for a plugin for that and it works fine. Using Main category as subdomain Plugin.
But I have issue now, because I want an xml sitemap on the subdomains, and the above plugin does not have sitemap included in it. I have spent over 2 weeks trying to create out sitemap to with work only on the subdomain specifically, but No way out. my default Xml sitemap is not getting the subdomain included.
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redpajama_set_name: RedPajamaStackExchange


This is Week 11 in my Beyond the Internet series in which I explore the sources of information beyond our computer screens. This week's topic is Church Archives. I'd love it if you wanted to join in with your thoughts on this topic. If possible please provide a link to your post on this page.
First up, let me say that I've never used church archives overseas so can't speak about them there. Perhaps some overseas bloggers can comment on that? My comments will mainly refer to the benefits of using the Australian Church Archive relevant to your ancestor's location. For me personally that means Queensland church archives, Catholic and Anglican.
Australian civil registration dates mostly from the early-mid 19th century, with the precise date being determined by each state. Cora Num's website provides a useful guide to these dates. If this is the case why do we need to bother with church records?
Similarly the marriage of Hannah Kent and William Partridge obtained through the Anglican Archdiocesan Archives enabled me to clarify several points about their background.
Consecration of the family to the Sacred Heart: one of the children, Anne Kunkel was the granddaughter of George & Mary Kunkel and shared a lot of oral history with me.
In researching the Bavarians from Dorfprozelten I've used church archives to great advantage. It's rare that the marriage entries in the church registers don't add something to what I know about these immigrants. If you're searching for multiple people it can also be cheaper to do it this way, even allowing for a daily fee or a donation. Compare the cost to buying another certificate: surely it's worth knowing you've explored all the options. I always encourage people with apparent brick walls to try this strategy. Unfortunately until you've seen the benefits, not everyone is convinced that they could tumble those walls in this way.
As with any archive, the records held will vary depending on what has survived and what has been transferred: some records may be in a garage somewhere. Some of the things you might like to ask about, in addition to the standard baptisms and marriages, are communion records, confirmation records, and society records. The archive may also have old books or newsletters which will tell you more about your ancestors' churches in their era: all grist for your family history.
I've recently been fortunate enough to be thought of when there was a clean-up of surplus holdings and in this way obtained a 93 year-old church-based certificate which had once been in my ancestor's original property. My great-great grandmother's youngest son had the house blessed when his family took ownership after she died in 1919. Without my link to the archive this would never have come to light.
Where to find the relevant church archives? Well I'd tend to look up the local phone book first (under the name of the religion) but really a better strategy in Australia would be to use this Australian Society of Archivists search page. Similar societies exist overseas.
Please don't forget when visiting churches or archives, that they have other purposes than helping family historians and may be time-limited. While some have fixed daily fees for research, others don't specifically ask for money. I recommend always offering a decent donation for the service they provide.
This is Week 8 in my Beyond the Internet series of topics in which I explore the sources of information beyond our computer screens. I'd love it if you wanted to join in with your own posts on this week's topic which is Certificates. Please join in with your blog posts on this topic, and if possible provide the link on this page.
You don't need to know what you're looking for, right? Would you build a house without knowing what foundations you require, what best serves the type of house you're planning, or how big a footprint you need?
To my mind, doing family history without certificates is akin to doing exactly this…how do you KNOW you're tracing the correct family? Unless you're very lucky, sooner or later your house (sorry, family tree) is likely to end up like the little pigs with the houses of straw and sticks on a bed of sand – it just won't withstand a critical wind.
Traditional family history teaches us that we work backwards through what we know to what we don't know. Certificates are the building blocks that we use to do this. Sure, birth, death, and marriage indexes/indices will provide signposts so you have a good idea which is the likeliest certificate to order. Yes, I know everyone's budget is tight these days but really most activities one pursues passionately involve expense. How much do you spend on your subscription sites, for example? I started my family history when my children were young and we had a lot of expenses, so I solved the finance problem by nominating a particular certificate or two as my birthday/Mother's Day/ Christmas present. The kids may have rolled their eyes but it worked for me.
Civil registration mostly commences around the early to mid 19th century. Before that we are reliant on church records of different sorts. For privacy reasons the various registrars generally limit how far forward we can search. Similarly we are often limited to which certificates we can order for both privacy/confidentiality and security reason (partly to prevent identify theft). There are offline strategies for bringing your research closer to the current day, and I'll be talking about some of these in coming weeks.
In each case might I suggest that you order directly from the Registry Office as that is generally cheaper than the options provided through the subscription sites. You might also be able to save a little money by using a transcription agent where they are permitted to do this (eg NSW). However I would caution against asking someone to transcribe what might be a tricky ethnic certificate. I don't in any way want to infer the agents are inadequate or careless, rather that you are likelier to know the places and names better than they do, and so make a better judgement on what's been written.
It's important to remember that the indexes that are available online may cover a narrower timeframe than what may be available on CD-ROM or microfiche from your local family history society or reference library. Cora Num provides a wonderful guide for Australia on her site here.
Do have a look as you might be missing out on some additional clues offline. You also need to know where the registrations take place eg in Australia they are done by state, whereas in the UK they're done by country. You can download an international death certificate comparison by clicking on this hot link.
Different locations have completely different information on their certificates. Every time I order an English certificate I am so frustrated by the absence of information. Thank heavens for the Scots whose certificates are almost as rich in detail as the Aussie ones. But how I wish they mentioned where someone was buried. Australian certificates generally provide a wealth of family detail. Of course just because there is a box for including certain information does not mean it's always included, nor does it mean it's always accurate, but a variety of certificates will help to rationalise the process. In all these cases we are dependent on the knowledge, and to some extent the literacy, of the person providing the information and the clerk writing it down.
Some indexes provide the opportunity for wildcard searching which can be invaluable especially with foreign names. When I did a lot of my searching in NSW BDMs for Dorfprozelten people it allowed for wildcards while now they don't , whereas the situation has been reversed in Queensland. This is another reason to consider using those CD-ROMs as it will let you search with wildcards to bring up names that may have been written down vaguely phonetically…it's less of a guessing game.
I urge you to consider purchasing certificates so you can be sure you are building a stable and secure house family tree rather than one that will blow down in the first huff and puff of analysis and critique.


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Penn'a Du ist ein deutscher Filmessay des Filmemachers Georg Brintrup aus dem Jahr 1982. Der Titel bezeichnet eine in den USA übliche Abkürzung für Pennsylvania Dutch (auch Pennsilfaanisch Deitsch genannt).

Handlung
Der Film hat eine vom Aussterben bedrohte Sprache zum Thema, das Pennsylvania Dutch. Der Autor und Regisseur des Films inszeniert "Gespräche" mit fünf Pennsylvania-Deutschen:

 Zunächst erzählte ein Hochschullehrer, William T. Parson, von der Ankunft der ersten Deutschen in Pennsylvanien im Jahr 1683. Sie folgten einem Aufruf des Engländers William Penn, der in Nordamerika das Modell für eine neue Siedlung entwickelte, Pennsylvania. Er nannte es, sein "Heiliges Experiment", ein Regierungssystem, das auf Brüderlichkeit und persönlicher Freiheit aller Einwohner beruhte. Der Bundesstaat wurde zu einer Zufluchtsstätte für Angehörige religiöser Minderheiten, die in Europa verfolgt oder diskriminiert wurden. Die Einwanderer brachten ihre Sprache mit und behielten sie bei, eine Mischung aus Bibelhochdeutsch und mittelfränkischen, schwäbischen und alemannischen Dialekten. Schon bald eröffneten sie eine deutschsprachige Druckerei. Es gab Zeitungen und Bücher, sogar eine Bibel in deutscher Sprache (Sauer-Bibel) wurde gedruckt, lange bevor die erste englischsprachige Bibel in den USA erschien.
 Ein Mitglied der Mennonitischen Brüdergemeinde (Mennonite Brethren), Isaac Clarence Kulp, gab einen Überblick über die verschiedenen Religionsgemeinschaften und Sekten, die aus deutschen Gebieten nach Pennsylvanien kamen. Er unterscheidet dabei zwischen den "gay dutch" und den "plain dutch". Anders als letztere leben die gay dutch sozusagen "in der Welt" und lehnen die Ideale der amerikanischen Gesellschaft nicht ab. Allen ist gemein, dass sie großen Wert auf Bildung legen. Sie errichteten von Anfang an Schulhäuser.
 Richard Druckenbrod, ein Pastor der United Church of Christ, zeichnete die Entwicklung der Sprache auf, die sich seit 300 Jahren im ständigen Kampf mit dem Englischen befindet, aber noch heute täglich von 300.000 Menschen gesprochen und von weiteren 400.000 verstanden wird. Er gibt einen Einblick in ihre Eigenheiten: Nicht nur die Worte, sondern selbst die Syntax des Pennsylvania Dutch wurde vom Englischen, der dominierenden Sprache Amerikas, beeinflusst. Die verschiedenen Dialekte haben sich untereinander angeglichen und sind zu einem ziemlich homogenen Pennsylvania Deitsch geworden. So wurden sie nicht nur konserviert, sondern auch weiterentwickelt.
 Ein Sprachwissenschaftler und pennsylvanisch deutscher Autor, Earl C. Haag, erklärt, dass man in den Vereinigten Staaten ein anderes Verhältnis zur Geschichte habe, als in Europa. Die Gegenwart sei viel stärker in Amerika. Das habe auch die pennsylvanisch-deutsche Sprache und ihre Literatur beeinflusst. Beispiele der pennsylvanisch-deutschen Dichtung werden vom Schriftsteller Paul Wieand vorgetragen. Während die Sprache vom Ursprung her deutsch ist, so ist ihre Literatur vom Gefühl, vom Gedanken und von der Form her amerikanisch.  Bis zur Einführung des Englischen als Unterrichtssprache im Jahr 1911, wurde in den Schulen deutsch unterrichtet.
 Der Amische Schullehrer Robert Mays erklärt, dass er per Gesetz verpflichtet sei, den Unterricht in der One-Room-School in englischer Sprache abzuhalten, dass er dabei aber weiterhin Deutsch wie eine Fremdsprache unterrichte. Schreiben und Lesen lernen die Kinder in der alten Frakturschrift, in der auch die Bibel gedruckt ist. Die amischen Kinder sprechen und hören in ihren Familien nur Pennsylvania Dutch. Sie verlassen die Schule nach der Schulpflicht an ihrem 15. Geburtstag; denn an eine höhere Ausbildung glauben die Amischen nicht. Robert Mays gibt einen Einblick in die Lebensgesinnung der Amischen, die allein auf dem Prinzip der Einfachheit des Geistes beruht. Diese Gesinnung müssen sie ständig gegen eine "unnötig komplizierte" Welt verteidigen.

Am Ende des Films führt der Schullehrer den Regisseur in ein Museum, wo Touristen die Lebensweise der amischen Sekte anhand von Wachsfiguren kennenlernen können. Er sagt: "Auch wenn man uns im Wachsmuseum ausstellt, heißt das noch lange nicht, dass es uns nicht mehr gibt." In den letzten zwanzig Jahren habe sich die amische Bevölkerung im Lancaster County mehr als verdoppelt.

Hintergrund
Der Film wurde in zwei Sprachen im Originalton gedreht, Deutsch und Englisch. Es war 1981 das erste Mal, dass ein amischer Schullehrer vor eine Filmkamera trat. Nach der Ordnung der Sekte ist das strengstens verboten, es sei denn, der Betreffende lässt das Fotografieren stillschweigend zu. Das öffentliche Auftreten eines Individuums wird als "Posieren" bezeichnet und strikt abgelehnt.

Die Premiere des Films in den USA wurde in den Zeitungen auch im Pennsylvania Deitsch angekündigt:

Verbreitung
Die Erstausstrahlung von "Penn'a Du" fand am 1. Oktober 1982 im WDR statt. Die amerikanische Premiere der deutschen als auch der englischen Fassung war am 6. November 1982 im Wismer Auditorium am Ursinus College  in Collegeville, Pennsylvania. Weitere Fernsehausstrahlungen folgten in deutschen Fernsehsendern bis zum Jahr 1983. In den USA wurde die englische Fassung von unabhängigen, lokalen Fernsehsendern, wie der WFMZ, im Südosten Pennsylvanias ausgestrahlt.

Kritiken

Weblinks

 Präsentation des Films

Einzelnachweise

Filmtitel 1982
Deutscher Film
Dokumentarfilm
Deutsche Sprache
Minderheiten
Amerikanische Geschichte

redpajama_set_name: RedPajamaWikipedia


Concern is growing among British – ah – listeners and – ah – TV viewers about a deadly virus that's affecting numerous – ah – broadcasters and – ah – presenters. It's even spreading to – ah – weather girls and – ah – traffic reporters!
The horrifying result of catching this – ah – virus is to be unable to complete a single sentence without numerous – ah – irritating hesitations and a large smattering of 'ahs', even when reading the main news in front of millions of people.
According to the experts this is just another blow-in from America where it's common for public figures, even the President himself, to sound as if they're speaking off the cuff, and therefore portrayed a more honest, cooler image.
Of course, once the trendy ultra-young producers at the BBC picked up on this they were bound to emulate it simply because they're so anxious to appear to be at the cutting edge of what's happening out there in their parallel universe. And Tony Blair used it to devastating effect during his time in office, although he used hesitations rather than the jarring 'ahs'.
One psychiatrist suggests the reason it has spread so fast through the British public medium is because humans subconsciously mimic the person they're communicating with, especially if they're in thrall of that person. So if the TV/Radio interviewer constantly – ah – punctuates his speech with – ah – this kind of rubbish, then the interviewee will naturally follow. Just listen to Richard – ah – Madley, who seems to have been affected more than anyone else, as he spars with the girl who reads the newspapers on his Sunday show. She – ah – matches him – ah – hesitation for – ah – hesitation, sometimes even out ahing him!
Unfortunately more and more people are becoming distracted by this and are hankering after the good old days when producers demanded professional standards from their reporters and wouldn't have tolerated such sloppy, lazy performances. Someone even suggested that every item should be run past professional broadcasters like Chris Evans or Debi Edwards. It's a treat to hear them, along with Ken Bruce and Johnny Walker, who don't need such cheap gimmicks to show that they're on top of their game.
Perhaps the amazing Debi Edwards (ITV News) could set up a training session on how to do it properly. She did a four minute LIVE report on the terrible dustcart tragedy and there wasn't ONE 'am' or 'ur' or any other kind of unprofessional stumbling.


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Q: About MySQL stored procedures i am currently working with a MySQL database through Workbench and a visualbasic.net desktop program. The question is, is it possible for me to create one stored procedure that will, for example, handle all the "INSERT INTO" queries for the whole program? Or would it be better for me to write a new stored procedure  for each table that i want to insert/select/delete etc?
Any help is appreciated


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1199SEIU Endorses Aaron Gladd for State Senate
Largest Healthcare Union in the Nation Backs Candidate for His Commitment to Fight for Quality Care and Workers Rights
BRUNSWICK, NY– Aaron Gladd, candidate for State Senate District 43 and U.S. Army Combat Veteran, today announced that he has received an endorsement from 1199SEIU—the largest healthcare local union in the United States, representing over 450,000 members across New York, Massachusetts, Maryland, New Jersey, Washington, D.C. and Florida.
"Aaron Gladd will be the kind of proven leader we need in the New York State Senate, fighting for upstate New York and our members across the state," said Gabrielle Seay of 1199SEIU. "New York needs leaders who recognize the critical importance of an empowered and well-protected workforce, and we are certain that Aaron will bring those values to the Senate and be a treasured voice for workers in the Legislature."
"As the federal government continues to roll back decades of progress to protect working class Americans, New York must stand against these attacks, and I intend to use my Senate seat to advance the cause of workers from every corner of our state, but especially my neighbors in upstate New York," said Aaron Gladd. "1199SEIU works every day to advocate on behalf of both their members and the patients they serve, ensuring fair treatment for their workers and safeguarding access to healthcare for those who need it most. I am honored to receive their endorsement, and pledge to stand up in defense of organized labor in Albany."
Gladd has been a strong advocate for workers' rights during his tenure in state government—making sure that upstate investments include real relief for communities. He believes healthcare should be affordable and accessible, and supports expanding the New York State of Health and investing in health care services particularly in rural areas.


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Nicolas lives in a house with his mother, father, and dog. He enjoys playing soccer and riding his bike. He would like to become a biologist or archaeologist when he grows up.
Nicolas's favorite thing about his teacher is the way he explains things to the class. His favorite part of the day is recreation, but he also enjoys fine arts. For lunch, Nicolas usually eats rice, beans, salad, and meat.
Nicolas would bring a visitor from another country to the zoo, amusement park, and cinema in Costa Rica. It is a dream of his to visit Eiffel Tower Park (Champ de Mars) in Paris, France.


Interestingly, I wanted to look back at prior NYT lists of places to travel and it turns out that I'm living in one of the destinations for 2014 and was living in one of the destinations for 2013. I have been to seven of the 46 locations or 15%. So I'll do the same as I did for their 2014 list.


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zz_ins
Taxi commission's enforcement challenge
Milstein Aids Counterterrorism Efforts
Real estate magnate and CEO of Emigrant Savings Bank Howard Milstein will cut a $10,000 check to help the Citizens Crime Commission of New York City launch a counterterrorism database in conjunction with the 10th anniversary of the Sept. 11 attacks. The archive will for the first time centralize information on nearly 100 terrorist-related plots and other activities that are known to have occurred in the U.S. over the past decade, according to Richard Aborn, the commission's president. Milstein has sponsored a criminal justice lecture series for the commission since 2002.
Bob Turner: Symbolic Candidate
Ed Koch hopes his support for Republican Bob Turner in the special election for former Rep. Anthony Weiner's seat will be a referendum on President Barack Obama. "Democrats take the Jewish community for granted," Koch said, adding that Assemblyman David Weprin "is just another Democrat." But Democrats elsewhere should not worry. "Am I going to go around the state and support Republicans against the Democrats running for Congress? No!" Koch said. Reapportionment will put the district "out of existence. That's why this is an extraordinary opportunity to send a message."
REBNY Favors Independent Dems
The Real Estate Board of New York doled out a mere $6,000 to the 26 members of the Senate Democratic conference in the past six months, according to an analysis by the New York State Public Interest Research Group. Meanwhile, it gave $30,900 to Bronx Sen. Jeff Klein and the other three members of the Independent Democratic Conference. "We support people who are interested in a pro-development point of view, and [who] take a responsible approach to budgeting," said a real estate insider. Overall, real estate interests contributed $87,000, or almost 11%, of the $813,000 raised by the IDC in the last filing period.
Hydrofrackers Hide Their Secrets
The American Chemistry Council would back a requirement that drilling companies reveal the chemicals used in hydrofracking—but only if the state does not disclose "confidential business information." "The industry is continuing to hide behind the 'trade secret' excuse," said Kate Sinding of the Natural Resources Defense Council, "depriving the public of critical information." An ACC spokeswoman said, "There's clearly a constructive way to strike a balance" between disclosure and protecting proprietary information.
The Taxi and Limousine Commission has been stepping up enforcement of illegal street hails. The move is meant to show that if Gov. Andrew Cuomo signs a law turning liveries into outer-borough cabs, the Bloomberg administration will be able to prevent the newly minted taxis from poaching customers in Manhattan.
But the scope of the TLC's mandate is daunting: Before an agreement with taxi workers, fewer than 10 agents cruised the streets, regulating more than 13,000 taxis and 37,000 for-hire vehicles. Brooklyn Councilman Lew Fidler said the Bloomberg administration had been unwilling to green-light TLC Commissioner David Yassky's request for more agents because the revenue they bring in does not cover their costs.
"The agents have to prove they can raise as much money as they cost before the Office of Management and Budget will permit [the TLC] to hire more," said Fidler, who opposes the outer-borough taxi plan. "Yassky's a friend, but I think he has a job that is virtually undoable."
A City Hall spokeswoman called Fidler's account untrue. A new crop of 11 agents was added to the enforcement ranks Friday. An agreement with the New York Taxi Workers Alliance will require the city to put 100 agents on the street by January.
The mayor's plan, which would raise about $1 billion over three years, is intended to simplify the city's challenges by legalizing an activity that requires enforcement. Further, the TLC can better track cars with technology: Installing global positioning devices in liveries, for instance, will enable the TLC to determine where most of the liveries operate, allowing them to send agents to cover hot spots, including cars that venture into Manhattan. Also, geo-sensors can prevent meters from working in Manhattan.
Cuomo has not indicated whether he will sign the legislation. That gives more time for opponents to rally against the bill—as they plan to do today at City Hall Park—but the livery industry hopes the delay will lower the pressure on Cuomo by allowing protesters time to vent.
PIZZA PARTY: Brooklyn GOP Chairman Craig Eaton hosts a pizza party fundraiser tonight for congressional candidate Bob Turner at 1662 Sheepshead Bay Road in Brooklyn, from 6 p.m. to 8 p.m. Tickets are $25 per person.
MOVING ON: Bret Collazzi has left his position as deputy chief of staff for Councilman Jimmy Vacca to pursue an M.B.A. at Cornell University. A replacement has not been named. Inquiries should be directed to Chief of Staff Jeff Lynch: (718) 931-1721 or [email protected]
Republicans' mayoral malaise
Wealthy women pressure Quinn on sick pay
Stringer-for-comptroller rumors heat up
Sponsored Content: Charitable donations increasingly going mobile


Kiah Retreat offers a genuine relaxing country break on a small Dexter cattle property at Kulnura.
It features an air conditioned modern country cottage nestled amongst citrus and stone fruit orchards 3/4 hour from Hornsby. The cottage has a fully self contained kitchen. In the comfortable living room there is a coloured TV, video and small DVD library.
The grounds of Kiah have relaxing outdoor facilities such as a swimming pool, barbecue, children's playground and peaceful gardens.
We are nearby to Tennis and Golf courses, Trail Riding facilities and Koolang Observatory the Watagan and Ourimbah State Forest are both close by for the 4WD owners or bush walkers.
Kiah Retreat also offers accommodation for horses with exercising arenas.
From Sydney on the F3 take the "Wyong, The Entrance, Yarramalong" exit.
At the top of the exit is a T intersection. Turn left.
Travel along this road (Old Maitland Rd.) until it too reaches a T intersection. Turn left.
Follow Yarramalong Road until you reach the village (about 15kms) then turn left up Bumble Hill.
Then turn right onto Greta Road.
Finns Road is on the left.


Definition: Mucolipidosis II is a Hurler-like condition with severe clinical and radiologic features, peculiar fibroblast inclusions, and no excessive mucopolysacchariduria. It is an autosomal recessive metabolic disease caused by mutation in the GNPTAB gene (MIM.607840).
UDP-N-acetylglucosamine:lysosomal-enzyme N-acetylglucosamine-1-phosphotransferase (GNPTAB) (GlcNAc-phosphotransferase) (EC 2.7.8.15) catalyzes the initial step in the synthesis of the mannose 6-phosphate determinant required for efficient intracellular targeting of newly synthesized lysosomal hydrolases to the lysosome. GlcNAc-phosphotransferase is an alpha-2/beta-2/gamma-2 hexameric complex.
Congenital dislocation of the hip, thoracic deformities, hernia, and hyperplastic gums are evident soon after birth. Retarded psychomotor development, clear corneas, and restricted joint mobility are other features.
Mucolipidosis type II is the prototypical genetic disorder affecting the machinery of protein sorting. This syndrome is characterized by the leakage of multiple lysosomal hydrolases from cells, which leads to abnormally low cellular concentrations of these enzymes and to the lysosomal accumulation of undegraded macromolecules.
The major clinical consequences include multiple skeletal abnormalities (e.g., congenital hip dislocation and dwarfism), hepatosplenomegaly, and retarded psychomotor development.
The lysosomal deposits probably interfere with cellular physiology in multiple organ systems through direct toxic effects or by mechanical disturbance.
The molecular defect of inclusion-cell disease was recognized as a lack of the mannose-6-phosphate modification of the glycans present on the lysosomal hydrolases.
This modification functions as a recognition tag for the mannose-6-phosphate receptors that capture lysosomal enzymes from the Golgi apparatus and the cell surface and direct them to vesicles destined for transport to endosomes and lysosomes.
In patients, the activity of the Golgi enzyme N-acetylglucosamine-1-phosphotransferase (GNPTAB), one of the two enzymes responsible for synthesizing the mannose-6-phosphate tag, is missing.
UDP-N-acetylglucosamine:lysosomal-enzyme N-acetylglucosamine-1-phosphotransferase (GNPTAB) (GlcNAc-phosphotransferase) (EC 2.7.8.15) catalyzes the initial step in the synthesis of the mannose 6-phosphate determinant required for efficient intracellular targeting of newly synthesized lysosomal hydrolases to the lysosome.
A related defect with milder symptoms, pseudo-Hurler polydystrophy, is caused by a less drastic impairment in the activity of the same glycan-modifying enzyme.


text:
Cambridge: Where to go to avoid the tourists
By Luciana Bellini
You might think Cambridge is just full of tourists and swotty students - and yes, there are rather a lot of those - but it's also a place of immense beauty, rich in history, culture and good-looking boys in boats. So plan a weekend away with our handy guide to the city's hottest hangouts.
There has long been a dearth of swanky hotels in Cambridge, but that has finally changed thanks to the launch of the Tamburlaine. Handily situated right next to the train station, it's the perfect bolthole, with a top-notch restaurant and bar, a pretty-as-a-picture tea room and beds so enormous and fluffy you'll never want to get out of them (but do, because there's plenty to see here). Hot on its heels comes the £80m refurb of the historic University Arms in the centre, which is due to open in late autumn. Designed by Martin Brudnizki (he of Sexy Fish fame), it's bound to be a corker.
Cabin Fever: Are these the chicest places for an unforgettable, get-away-from-it-all adventure?
This year, simplicity is the new luxury, when shacks have never been more chic, it's all rustic refinement and a sense of understated glamour at these storybook fantasy escapes
By Delilah Khomo
There are plenty of old favourites where students like to steer their parents for a decent meal - Browns for its grand dining room in a converted wing of the old Addenbrooke's Hospital, Galleria Restaurant at the foot of Magdalene Bridge, for its terrace on the river, the Cambridge Brew House for its home-smoked tapas and craft beers. But there's only one place to take a hot date: Six brasserie at the top of the Varsity hotel. Start with sunset cocktails in the rooftop bar before heading inside for pan-seared scallops and fillet steak on the grill (the grill is the star of the show here) while gazing out over the Cambridge rooftops - the restaurant has 360-degree views.
Start your day with a punting trip down the river Cam, the most charming way to see the key colleges. You'll find the tour organisers hanging around outside King's College - pick the cutest one (they're usually off-duty students) and settle in as you sail under the Bridge of Sighs at St John's, past Trinity's Wren Library and the King's College chapel. If the weather's nice, take a stroll around the Cambridge University Botanic Garden, which has over 8,000 different plant species in 40 acres of gardens and glasshouses. If it's raining, take shelter in the Fitzwilliam Museum and peruse their collection of Titians, Rubens and Van Dycks.
PA Images
The most glamorous ways to escape from it all in Canada
From snow-bitten Arctic retreats to luxury rainforest camps, make like Meghan and Harry and hole up in one of these off-grid escapes
By Lizzie Pook
It is practically a criminal offence to leave Cambridge without visiting Fitzbillies and getting one of their famous Chelsea buns. Founded in 1921, it almost closed down when it went bankrupt in 2011, before FT and Radio 4 food writer Tim Hayward and his wife Alison Wright brought it back to life. If you happen to be gluten-, sugar- and dairy-free, invest in some college stash instead. Because nothing says cool like a Cambridge University sweatshirt.
How to experience Seville like a local
The country house hotels worth escaping to this weekend
Marrakesh: Why Morocco's red city is the perfect autumn getaway
Katharina Hahn
The Garden Room at the Tamburlaine
The bar at the Tamburlaine
A room at the Tamburlaine
Six brasserie
Punting on the river Cam
Cambridge University Botanic Garden
Fitzbillies
Where to go for grouse this Glorious Twelfth
Grouse is on the menu this month as game season begins, and we've found the best places to indulge
Where to go, what to book and how to bring your holiday home in 2020
Where to go, what to book and how to bring your holiday home
Where the royals went to university
Uni days are the best days
How the Duchess of Cambridge is already mastering 2020 with her impeccable style


New new new! The Wobbly Dobbly! A black d6 with an iconic Wobbly Model Syndrome head in place of a 6. Now you get 1 Wobbly Dobbly for free for each T-shirt bought in the webstore! Get your Wobbly Dobbly before the stock is depleted.
With my newfound wrist-using-abilities I was able to finish my Tervigon. The poor girl was already waiting for a week for me to do the final work on his base.
She's the second model to be "revamped" as part of my great project. This time, I also used some water-effect on the Termagants popping out and on her mouth/tongue.


text:
The Technical School Certificate is a Vocational Matriculation certificate in Pakistan.

Technical School Certificate is awarded to the students aged 13–14 years old in grade 9 and 10 after finishing Vocational education in Vocational schools in Pakistan.
It is equivalent to the Secondary School Certificate.

See also
 Secondary School Certificate
 Vocational education
 Vocational school
 Jinnah Polytechnic Institute
 Ahmad Hassan Polytechnic Institute
 Institute of technology

References

External links
 Technical and Vocational Education in Pakistan
 Technical School Certificate

Vocational education in Pakistan
School qualifications of Pakistan


All the features of the Basic Prenuptial Agreement in 24 hours. This package is a great option for couples who have a limited budget and who are getting married within two weeks. By selecting this package, your spouse will need to sign a waiver of independent counsel. For greater legal protection, please see our Deluxe and Premier packages.
A lifetime of security for your marriage: Have your RUSH prenuptial agreement drafted and reviewed by independent counsel for you personally.
A valid prenuptial agreement enables you and your future spouse to decide how your affairs and assets will be settled and divided in the event of a separation or divorce. Your licensed attorney will work with you to draft a custom prenuptial agreement for your unique situation.
Prenupta will connect you with an independent Attorney who will draft your agreement and ensure it is legally binding in California.
Your draft will be completed within 24 hours for your rush order.
Prenupta started and finished our prenup in the same day.
I called Prenupta at about 10am on a Friday. They were very helpful, and explained everything I needed to do to get our prenup before our wedding in a week. They finished the prenup and sent it back within 10 hours of my first phone call. I'm leaving this review because I was very impressed with the speed and quality of their work. Excellent service, and highly recommended!!
There is a 7 day requirement in California for prenups to be signed. I contacted Prenupta with 9 days before my wedding and they completed it within 12 hours. It was extremely in-depth with their online survey. I know I made the right choice.


text:
The top 5 funniest thing people said to me when my father died
Mongrel Magazine, May 2007
The rebel priest
Irish Times, 17 December 2011
Move it on Over (1947)
Seven years later, the fat country music hack Bill Haley supposedly 'invented' rock and roll with a song whose chord structure was lifted almost verbatim from this one – Rock Around the Clock.
February 9th, 2010.
3 Responses to "Move it on Over (1947)"
Interesting, but to quote Wikipedia:
"However, the verse melody of "Rock Around The Clock" does bear a very close similarity to that of Hank Williams' first hit, "Move It On Over", from 1947. Williams' song was very similar to Charley Patton's "Going To Move To Alabama", recorded in 1930 – which itself was at least partly derived from Jim Jackson's "Kansas City Blues" from 1927. The song also uses phrases from Count Basie's "Red Wagon", first recorded in 1939.[2]"
Just a bunch of pilferers those early folk-heads.
Hey David, interesting but I rooted out Going to Move to Alabama on YouTube and I can't say the similarities between that and Move It On Over are anything like as pronounced as those between Move It On Over and Rock Around the Clock…
Was listening to this song earlier (cheers Eoin) then spotted the comments.
Have gone and listened to all of the songs listed (youtube). There are similarities in them all (Count Basie's one is interesting). And yeah, there's more of the Hank Williams' arrangement in Haley's song. But that's the evolution of a music, influences passing on down the years, fun seeing the lines like this.
Haley and his producer also added their own thing to it all tempo, rockabilly voice etc. The song "Rock around the Clock" it seems was shopped to a few bands, as it was done back then (and still is).
Here's the Sonny Dae and The Knights version (1954) – http://www.youtube.com/watch?v=pr_w3WPzyXA – interesting to hear differences and their approach to the sheets they got.
Now listen to Haley's own version of "Rock The Joint" (1952) which certainly was transposed to his version of Clock – http://www.youtube.com/watch?v=44YjmMKQTDU (especially at 0:42 for that guitar)
"Rock around the Clock" is certainly influenced by many artists including Haley. But the point of the chord structure from Hank Williams is sound.


I got back to playing d2 and HU after a really long break. Unfortunately my laptop doesn't run HU with the new extended window smoothly. I have a partly deattached vga from the motherboard and when I have installed drivers it crashes, lags, hangs, displays artifacts, bsod's - you name it, it does it. So I use it without installed drivers and it's fine for general work/internet use.
I used d2 with 800x600 smoothly with it. But last time I played HU it had this option too - 1.3something. Now i can't play it because in the lowest resolution and windowed (can't play full screen cause crashes, lol) i have 11 fps at max. I changed the resolution to 800x600 in the d2expres file and gained a whooping 17-24 fps which is PLAYABLE. But like in the topic I have found here, everything is offset, as each item is positioned separately to the new window sizing.
So my question is: does anyone have a d2expres file for 800x600 / 640x480 or 800x600 / 1024x768 window sizes? I can only find it for 1024x768 / 1280x768. Having a this file configured for 800x600 in my opition would fix the issue. Yes, I know the aggro is set to a higher window size.


text:
Exclusive Look: Marie Claire's Golden Globes After-Party
After the awards were said and done, Hollywood's biggest stars partied until dawn at the MC/Weinstein Company's after-party (also presented by Chopard, HP, Laura Mercier, Lexus, and Yucaipa Films) at The Beverly Hilton. Take an inside peek at how y
After the awards were said and done, Hollywood's biggest stars partied until dawn at the MC/Weinstein Company's after-party (also presented by Chopard, HP, Laura Mercier, Lexus, and Yucaipa Films) at The Beverly Hilton. Take an inside peek at how your favorite celebs celebrated one fantastic night.
Selena Gomez and Vanessa Hudgens bonded over their onetime Disney stardom and, apparently, love for gold embellishments. In this shot, the two could even be sisters!
Jessica Alba, who earlier that evening presented the award for Best Actor in a Miniseries, changed out of her coral Oscar de la Renta gown for the after-party and chatted with celebrity stylist Rachel Zoe.
Dancing on Her Own
Our oh-so-glam February cover girl Heidi Klum jumped — literally — at the opportunity to samba on one of the party's tabletops, with actor Nathan Fillion acting as her spotter.
As Marie Claire editor-in-chief Anne Fulenwider — dressed in a fitted floral dress by British designer Erdem, H.Stern jewels, and Alaia shoes — caught up with Robert Pattinson, it's clear which side of the famed Edward vs. Jacob Twilight rivalry she's on.
Looking incredibly fresh-faced, the actress playfully posed in a powder blue Antonio Berardi gown.
Sizzling & Sultry
Jennifer Lopez and her backup dancer boyfriend Casper Smart looked sexy and radiant among the party's A-listers. Now that, ladies, is what we at MC call a smoky eye.
Winning Shot
Damian Lewis celebrated his Best Actor in a TV Drama win with his wife, fellow actress Helen McCrory, by allegedly grooving to Psy's "Gangnam Style" in the middle of the party's dance floor.
Amy Adams — whose signature red locks were worn in a wavy Old Hollywood-style up-do — posed solo while channeling her best ballerina in this self-described "ballet pink" Marchesa gown. How chic is she?
A Brewing Bromance
At one point in the evening, the very studly Bradley Cooper was deep in conversation with his Silver Linings Playbook producer Harvey Weinstein. What we would have done to be a fly on the wall in that conversation!
SNL veteran and our August cover girl Kristen Wiig and Moonrise Kingdom's Bill Murrary kept each other entertained — perhaps still thinking about Kristen's hilariously ad-libbed presentation of Best Actress nominees alongside Will Ferrell.
Though Leo didn't receive a Best Supporting Actor win for his powerful performance in Django Unchained, he certainly was a top contender for the best dressed male at the Golden Globes in this classic tuxedo. How dreamy!
It's All in the Family
Actor Jamie Foxx celebrated his big night with his daughter, Corinne Bishop, and his fellow Django Unchained cast member Kerry Washington.
The star of the upcoming movie Safe Haven, Julianne Hough swayed and shimmied in a blush-toned, deep-v dress while sipping on some champagne sans her busy boyfriend, Ryan Seacrest.
Heidi Klum chows down on the party's tasty treats. In our February cover interview with the star, she discussed her obsession with french fries, cheeseburgers, and McDonald's. We love a star with an appetite!
Lifetime Achiever
Jodie Foster, who delivered a personal, moving speech during the awards ceremony, let loose after receiving the Cecil B. DeMille lifetime achievement award. You go, girl!
Man of the Hour
Our lovely editor-in-chief celebrated with Bradley Cooper, whose performance we absolutely adored in Silver Linings Playbook. Not to mention, his suit isn't too shabby, either!
The Golden Globes Red Carpet 2013
The Best Lesbian Movies Streaming on Netflix
Listen to the Best New Love Songs of 2021 (So Far)
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Could 'WandaVision' Get a Second Season?
Avengers Fans, Assemble: 'WandaVision' Is Here
Where Is Night Stalker Detective Gil Carrillo Now?
What We Know About Part 2 of 'Lupin'
A Look Back at Princess Anne's Life in Photos
Where Is the Cast of 'Gilmore Girls' Now?
Insider's Guide to the Red Carpet
Behind the Scenes at Marie Claire 's Golden Globes After -Party
Jealous Much? The Most Retweetable Photos From Our Golden Globes After -Party
The Golden Globes After Party 2014
Inside Marie Claire 's Golden Globes After -Party
The Best and Worst Red Carpet Outfits of 2013 (PHOTOS)


text:
const { Storage } = require("@google-cloud/storage"),
  { chain } = require("lodash");

export type GoogleStorageProviderOptions = {
  bucket: string,
  pathDelimiter: string,
  basePrefix?: string,
};

function createGcsService(config: GoogleStorageProviderOptions) {
  const gcs = new Storage();

  const fileName = (path: string): string =>
    chain(path)
      .trimEnd("/")
      .split(config.pathDelimiter)
      .last()
      .value();
  const filePath = (path: string) =>
    path
      .replace(`${config.basePrefix}`, "")
      .replace(/^\//, "");
  const gcsPrefix = (path: string) =>
    config.basePrefix ? `${config.basePrefix}/${path}` : path;
  const dirObject = prefix => ({
    name: fileName(prefix),
    path: filePath(prefix),
    type: "directory",
    writable: true,
    created: null,
    last_modified: null,
    mimetype: null,
    content: null,
    format: null
  });
  const isNotebook = gcsData => gcsData.name.endsWith("ipynb");
  const fileObject = data => ({
    name: fileName(data.name),
    path: filePath(data.name),
    type: isNotebook(data) ? "notebook" : "file",
    writable: true,
    created: null,
    last_modified: data.LastModified,
    mimetype: null,
    content: null,
    format: null
  });
  const listObjects = (path: string, callback: Function) => {
    const query = {
      prefix: gcsPrefix(path),
      delimiter: config.pathDelimiter,
      autoPaginate: false,
    };
    const dirs = [],
      files = [],
      bucket = gcs.bucket(config.bucket);
    const cb = (err, data, next, res) => {
      if (res.prefixes) dirs.push(...res.prefixes.map(dirObject));
      if (data) files.push(...data.map(fileObject));
      if (next) {
        bucket.getFiles(next, cb);
      } else {
        callback(null, {
          name: fileName(path),
          path: path,
          type: "directory",
          writable: true,
          created: null,
          last_modified: null,
          mimetype: null,
          content: [...files, ...dirs],
          format: "json"
        });
      }
    };
    bucket.getFiles(query, cb);
  };
  const getObject = (path: string, callback: Function) => {
    gcs.bucket(config.bucket).file(gcsPrefix(path)).get({}, (err, file) => {
      if (err) {
        callback(err);
        return;
      }
      file.download({}, (err, body) => {
        if (err) {
          callback(err);
          return;
        }
        let content = body.toString();
        if (isNotebook(file)) {
          try {
            content = JSON.parse(content);
          } catch (err) {
            callback(err);
            return;
          }
        }
        const ret = Object.assign({}, fileObject(file), {
          content
        });
        callback(null, ret);
      });
    });
  };
  const uploadObject = (path: string, body: mixed, callback: Function) => {
    gcs.bucket(config.bucket).file(path).save(JSON.stringify(body), null, (err, data) => {
      if (err) callback(err);
      else callback(null, data);
    });
  };
  return {
    listObjects,
    getObject,
    uploadObject
  };
}

export { createGcsService };

redpajama_set_name: RedPajamaGithub


Learn basic trig formulas and simple steps to solving trig identities. This is a list of essential identities, examples, and tips on proving identities. Proving an identity is very different in concept from solving an equation. Though you'll use many of the same techniques, they are not the same, and the. Learn how to solve trigonometric equations and how to use trigonometric identities to solve various problems.
Rewrite trigonometric expressions using the Pythagorean identity and other Math. How to prove trig identities, and explanation of trigonometric identities for solving problems. Original Reference: How to Solve Trig Identities: Essentials, Examples & Tips on Proving Trigonometry Identities } Guide to Proving Trig Identities written by.
Trigonometric identities allow us to simplify a given expression so that it contains sine and cosine ratios only. This enables us to solve equations and also to.
This entry was posted in Humor on 27.08.2018 by Nikoktilar.


Wild Camping for Motorhomes > Wild Camping POI (Points Of Interest) > Wild Camping (Overnight Stops) > CR Pepper Pot Hill Nr. Salisbury.
View Full Version : CR Pepper Pot Hill Nr. Salisbury.
This is an OR (other rural) and not the car park. The POI note says 'Smaller vehicles only, past car park entrance'.


There are a number of industries by which code readers are useful such as the BENZ Diagnostic scanner. One sector is the auto industry. For all those companies who work with automobiles the BENZ Diagnostic scanner vehicle diagnostic tool can save you time and money. In fact they are the right piece to use as an auto owner that is individual. You may rely on them to diagnose issues with your vehicle without being forced to go to with a machinist.
When you use it the only thing you have to do is plug the device to the computer system of the car's and it gives you a read out of the problem. It is a great starting point when diagnosing issues with your vehicle. When you plug it in you want to look under the dashboard of your automobile for a diagnostic link connector. It is going to seem somewhat like a giant USB connection and will match the finish of the reader you have. Once it's joined you need to start your car or truck. You are able to follow the measures laid out for code reading in your manual, once it's started.
BENZ Diagnostic scanners may just reveal the region where the trouble has happened. In this case you may have to take the automobile to a mechanic unless you are quite engine sound yourself. In some cases the code may signal your oxygen sensor in the vehicle is dead. But this could mean you have a fuel problem or a flow in your vacuum or the air/fuel mixture in your car or truck is poor. You may be better off taking the automobile to a mechanic to get the source of the difficulty should you not know every dilemma which is often related to a straightforward auto code then.
Before you replace any parts on your own car make sure to take the trouble code to the net and see what information the vehicle maker says. See the internet forums. You post your question and can search for search and an auto forum for the trouble code. Here hundreds of car fans and mechanics can inform you of their experience with exactly the same issue or allow you to understand what might be the reason behind the situation along with an estimated cost for repairs. You can walk through the process of analyzing the issue and checking voltages and the wires. You can even find the parts that are different in your car using this guide and find out the places for each wire.
Get the information about BENZ Diagnostic scanner you are seeking now by visiting http://www.obd2-diag.com.


text:
Arlene Goldbard
At The Crossroads: Which Road Will We Choose?
Months before the 2016 election — but just a few days after police officers killed Alton Sterling in Baton Rouge and Philando Castile not far from the site of George Floyd's murder — I wrote about the call to abolish the police. Two readers challenged me, the first to write next about her contention that "white people have no incentive to change their thinking about their privilege" and the other, who wrote privately, said this: "Wow Arlene — de-fund the police services?? Are you on drugs? Are you an anarchist? What's the sense of that?"
The first was from a black woman; the second from a white man. I tried to respond to both in the next essay I posted. It's been nearly four years, but the question hasn't changed.
The big story we're living through right now — as with every big story in history — is made up of a zillion little stories, lives in the balance, hard decisions, hopes and fears. Those little stories are as wildly various as human lives. Mothers living in fear every time their sons and daughters leave the house, hoping against hope that people whose indifference has enabled evil to prosper will finally open their eyes and take action. People traumatized down to their last nerves, the pandemic of violence against black people overtaking the COVID-19 pandemic without a moment of respite from either.
Social media has not been not for the faint of heart. There were days when Facebook felt like people standing a few inches apart, screaming at each other at the top of their lungs. Some people yearning to be consoled, others rejecting what felt like intrusion, both finding fault with those who failed them. Some people seeing their duty as instructing others on how to speak or act, some people fed up to the brim with being asked to teach in such ways. The floodgates of information and opinion overflowing with horror stories and tales of possibility. The hoping and fearing and not knowing.
It's a lot to ask right now, that people in the grip of their own fear and anger, remorse and reorientation (I want to use the Hebrew word t'shuvah, which means both repentance and turning) zoom out to take in the big story.
But we all have to ask it, of ourselves and everyone else, because we are at the crossroads. If we are to find a way forward rather than an impasse, we must choose.
And here's the thing: the proposal to defund the police and take other actions to protect black lives must be at the center now (8toabolition.com is the program to consider and support, so don't be distracted by campaigns that propose the same old failed interventions, such as 8cantwait). But we can't stop there.
While we take our own immediate decisions and actions, while each of us lives our own little story with all its joys and heartbreaks and complications, we have to keep the big story in our field of vision.
And what is that story?
Michelle Alexander's headline in the Times put it plainly: "America, This Is Your Chance; We must get it right this time or risk losing our democracy forever." In this must-read essay, Alexander lays out three steps in our collective redemption: "We must face our racial history and our racial present….We must reimagine justice….We must fight for economic justice."
Charles Blow has spelled out the danger that this will be a moment of eye-opening action, followed by a retreat when it is understood that true justice entails surrendering privilege. "This is not the social justice Coachella. This is not systemic racism Woodstock. This has to be a forever commitment, even after protest eventually subsides."
A huge amount of powerful writing and video is coming out now. And all those stories are nested inside the larger story that the United States is poised at the crossroads with fascism on one side and a social order of justice tempered by love on the other. It will take many to steer the ship of state onto the path of freedom and equality. I am worried that the truth this big story tells is so appalling to contemplate, too many people refuse to see it and therefore cannot act against it. I take as my guide here the towering figure and guide to racial justice James Baldwin, who said "Not everything that is faced can be changed, but nothing can be changed until it is faced."
In #IMPOTUS' drive toward fascism, a broken and distorted individual enacts his own desire for ultimate power (Masha Gessen, who knows a thing or two about the subject, puts it clearly). He is "performing fascism," she writes, but he is only the figurehead for a system constructed, fed, and protected for the purpose of putting in their place not only black people, but Indigenous people, immigrants, LGBTQ people, women, people of color, Jews, Muslims, and others whose very existence threatens both white supremacy and capitalist domination of both labor and planet.
I ask you — I beg you — to read Anne Applebaum's recent Atlantic piece, "History Will Judge The Complicit." Drawing on precedents from postwar Eastern Europe to Lindsay Graham, she highlights the rationales people use to justify their collaboration with evil ends: "We can use this moment to achieve great things…." "We can protect the country from the president…." "I, personally, will benefit…." "I must remain close to power…." "LOL nothing matters…." "My side might be flawed, but the political opposition is much worse…." "I am afraid to speak out…."
Applebaum notes that in her examples from East Germany and Warsaw Pact nations, choosing to escape or oppose illegitimate authority could carry heavy penalties, even death, whereas the fear of speaking out in the present situation can be motivated by something as trivial as not wanting #IMPOTUS to make up a nickname for you and tweet it out:
… a Republican senator who dares to question whether Trump is acting in the interests of the country is in danger of — what, exactly? Losing his seat and winding up with a seven-figure lobbying job or a fellowship at the Harvard Kennedy School? He might meet the terrible fate of Jeff Flake, the former Arizona senator, who has been hired as a contributor by CBS News. He might suffer like Romney, who was tragically not invited to the Conservative Political Action Conference, which this year turned out to be a reservoir of COVID‑19.
Most people aren't Republican toadies, but are most people facing the truth fully so as to change it?
The police as they are presently constituted are an occupying army, dispatched to use the same violence and dehumanizing tools on every problem, from a domestic disturbance to a broken taillight to running while black to peacefully demonstrating for justice, and 1,000 people a year die at their hands. Those whose lives are not taken are stockpiled in the planet's largest prison-industrial complex, where African Americans are incarcerated at roughly three times their proportion of the population.
Are we facing the truth that a nation proclaiming liberty and justice for all has consistently behaved to deprive a huge proportion of its population of liberty, justice, equity, and — more and more vigorously every day — even the right to vote?
Some remarkable victories are emerging in the wake of the demonstrations that have rocked the country since the police murder of George Floyd. The sheer scale of the uprising speaks for itself. Yes, people are right to be skeptical about apologies from the National Football League and pledges to defund the police. Institutions must be judged on what they do, not merely what they say. But when their spokespeople pledge progress never before heard, there is reason to hope and work and hope some more.
I believe we are at the crossroads. I believe we have the capacity to turn back toward the historic legacy of oppression and exploitation, to further empower the enforcement of white supremacy and thereby to see the death of democracy in our own day. I believe we equally have the capacity to build on our legacy of struggle for self-determination and liberation, to take the path that leads to true democracy, to full human rights, to real restitution. We don't have to be politicians or establishment operatives to allow fear, or fawning over power, or cynicism about the possible, or delusions about moderation to stop right action.
"Not everything that is faced can be changed, but nothing can be changed until it is faced." To set out on the right path, we have to face the big story.
Tracy Chapman, "Crossroads."
More from Arlene Goldbard
Writer, painter, speaker, consultant activist. Learn more about arlenegoldbard.com.
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Mentally calculating the day of the week in 2023
Posted on 14 December 2022 by John
Mentally calculating the day of the week will be especially easy in 2023. The five-step process discussed here reduces to three steps in 2023.
One of the steps involves leap years, and 2023 is not a leap year. Another step involves calculating and adding in the "year share," and the year share for 2023 is zero. So the five steps reduce to these three steps.
Start with a constant corresponding to the month.
Add the day of the month.
Take the remainder by 7.
The constants for each month are as follows.
| January | 6 | February | 2 | March     | 2 |
| April   | 5 | May      | 0 | June      | 3 |
| July    | 5 | August   | 1 | September | 4 |
| October | 6 | November | 2 | December  | 4 |
You have to come up with your own mnemonics for memorizing this table. As I commented here,
It's typically much easier to memorize something than to come up with a mnemonic that other people would find acceptable. No matter how natural your mnemonics sound to you, they usually sounds like nonsense to anyone else.
To find the day of the week for July 4, 2023 we start with 5 for July, add 4, and get 9, which leaves a remainder of 2 when divided by 7. Days of the week are numbered starting with Sunday as 0, so 2 corresponds to Tuesday.
Pearl Harbor Day, December 7, will be on a Thursday next year because 4 + 7 leaves a remainder of 4 when divided by 7.
An alternative to the method above is John Conway's "Doomsday" rule. This rule observes that that every year, the dates 4/4, 6/6, 8/8, 10/10, 12/12, 5/9, 9/5, 7/11, and 11/7 fall on the same day of the week. These dates are easy to memorize because they break down in double pairs of even digits—4/4, 6/6, 8/8, 10/10, and 12/12— and symmetric pairs of odd digits—5/9 and 9/5, 7/11 and 11/7.
For 2023 the Doomsday dates all fall on Tuesday. You can bootstrap your way to calculating other days of the week starting from these landmarks.
You can add "March 0", i.e. the last day of February, to the list. In 2023 this is February 28 though of course it is sometimes February 29. And when March 0 is February 28, you can add February 0, i.e. January 31, to the list of Doomsday dates.
The Doomsday rule is less work up front than the rule above, but it's more work in the long run.
Beyond 2023
In general you have to compute the year share in order to find the day of the week of a date, though in 2023 the year share is zero. This post gives multiple ways to compute the year share in your head.
Calculate logarithms in your head
100 digits worth memorizing
John Conway and mental exercise rituals
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HH-805 is a 130 square meter 3 bedroom Villa with 3 bedrooms and 2 bathrooms that is available For Sale., It belongs to the Sivana Gardens Pool Villas development in Hua Hin, Hua Hin and was completed in 2016 Sep. The Villa can be bought with a freehold ownership title for a sales price of ฿8,500,000 (฿65,385/Sq.M).
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3 bedroom Villa For Sale with 3 bedrooms and 4 bathrooms and an indoor area of 279 square meters. The Villa is part of the gated estate community Huahin Oasis in Thap Tai, Hua Hin, Hua Hin , it was completed in 2017 Mar. It is available for sale for a price of ฿15,000,000 and you can but the Villa freehold.
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3 bedroom Villa For Sale with 3 bedrooms and 4 bathrooms and an indoor area of 380 square meters. This stand-alone Villa is located in Hua Hin , it was completed in 2011 May. It is available for sale for a price of ฿9,250,000 and you can but the Villa freehold.
HH-354 is a 480 square meter 3 bedroom Villa with 3 bedrooms and 4 bathrooms that is available For Sale., It belongs to the Monarch Huahin development in Hua Hin, Hua Hin and is scheduled for completion in 2018 Jun. The Villa can be bought with a ownership title for a sales price of ฿22,500,000 (฿46,875/Sq.M).
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La Fédération européenne de crosse (FEC ; en anglais European Lacrosse Federation, ELF) est une association de fédérations nationales de crosse masculine et féminine en Europe, ayant pour vocation de gérer et de développer la crosse en Europe. L'association compte 31 membres et est basée à Londres (Royaume-Uni).

La FEC organise le championnat d'Europe de crosse sous les règles de crosse au champ tous les quatre ans ainsi que l'annuel tournoi Aleš Høebeský Memorial à Prague (République tchèque) sous les règles de crosse en enclos.

Lien externe
  Site officiel de la Fédération européenne de crosse

Organisme dirigeant de crosse


EMORY (US)—Flu vaccine delivered through microneedle skin patches is just as effective at preventing influenza in mice as immunization by hypodermic needle, researchers at Emory University and the Georgia Institute of Technology find.
The new patch method of delivering flu vaccine could improve overall seasonal vaccination coverage in people because of decreased pain, increased convenience, lower cost, and simpler logistics over conventional hypodermic immunization.
The patches used in the experiments contained an array of stainless steel microneedles coated with inactivated influenza virus. The patches were pressed manually into the skin and after a few minutes, the vaccine coating dissolved into the skin. The coated microneedle immunizations were compared to conventional intramuscular hypodermic injections at the same dose in another group of mice.
The researchers found that the microneedle vaccinations induced strong immune responses against influenza virus comparable to responses induced by injection immunizations. One month after vaccination, the researchers infected both groups of mice with a high dose of influenza virus. While all the mice in the control group of unvaccinated mice died of influenza, all the mice in both the hypodermic and the microneedle groups survived.
The microneedle patches could also be more easily stored and transported and could require lower doses—particularly important because seasonal flu vaccine production capacity is at times limited, and a future influenza pandemic would require greater vaccine production.
Replacing a hypodermic needle with a microneedle patch also could significantly affect the way other vaccines are delivered, and could be particularly beneficial in developing countries. A microneedle patch fits inside an envelope for postal delivery and occupies less storage space. Patches also reduce the dangers of accidental or intentional hypodermic needle re-use.
The Emory and Georgia Tech research team began developing the patch technology in 2007 with grants from the National Institutes of Health. The team plans future immunization studies in other animals, including guinea pigs or ferrets, before initiating human studies.
The research was recently published in the Proceedings of the National Academy of Sciences.


Quarter Peal (5.10 - 6.00pm) – rung half muffled before the Remembrance Service as part of the 'Battle's Over' ringing for the National Beacon lighting. Nocton's Church Spire is to be floodlit red for the beacon lighting.
Last updated Wednesday, 7 November 2018 at 17:50:10. First submitted Tuesday, 16 October 2018 at 13:50:12 by Christopher C P Woodcock.


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The 10 Best Vanguard Funds
I love Vanguard.
The bulk of my investments are there, minus a few dividend growth stocks I hold in an Ally Invest account.
I'm not the only one.
Of the top 25 largest mutual funds by assets, sixteen are from Vanguard (source).
A clarification – many of the funds on the MarketWatch list are repeats. We include the repeats. And for each fund, there's usually Investor shares and Admiral shares version. They are the same except Admiral shares can have a lower expense ratio but a higher minimum investment ($10,000).
In 2018, Vanguard did away with the Investor shares for some low-cost index funds and lowered the minimum investment of Admiral shares to the previous minimum for Investor shares – effectively saving everyone money. In those cases, I only list the Admiral shares since the Investor shares are now gone.
Finally, when available we list the ETF version and you can read about the differences here
When I say "best Vanguard funds," that's not to say that there are good ones and bad ones. Every fund as its place and Vanguard's funds are all very good because they do the job and they're very inexpensive. When it comes to something like an index fund, which tracks a specific thing, one of the biggest factors is cost.
The best index fund is the low-cost index fund. 🙂
Another important factor with index funds is tracking error, which is how much the fund deviates from the index itself. Indices change and funds have to adjust to match them, but Vanguard's funds have some of the lowest tracking errors. They're very efficient.
These are the ones I like the most (no particular order).
1. Total Stock Market ETF VTI 0.04% ⭐⭐⭐⭐
2. Total International Stock ETF VXUS 0.11% ⭐⭐⭐
3. S&P 500 ETF VOO 0.04% ⭐⭐⭐⭐⭐
4. Target Retirement 2050 VFIFX 0.16% ⭐⭐⭐⭐
5. REIT ETF VNQ 0.12% ⭐⭐⭐
6. Total Bond ETF BND 0.05% ⭐⭐⭐
7. Wellington VWELX 0.25%/0.16% ⭐⭐⭐⭐⭐
8. High-Yield Tax-Exempt Fund VWAHX 0.19%/0.09% ⭐⭐⭐⭐⭐
9. STAR Fund VGSTX 0.32% ⭐⭐⭐⭐
10. Windsor Fund VWNDX 0.30%/0.20% ⭐⭐⭐⭐
I include Morningstar ratings but remember to take into account your own financial situation and not rely strictly on ratings. Also, Morningstar has a premium product that is worth a look if you're considering a deeper dive into each.
Vanguard Total Stock Market ETF (VTI)
Vanguard Total International Stock ETF (VXUS)
Vanguard S&P 500 ETF (VOO)
Vanguard Target Retirement 2050 Fund (VFIFX)
Vanguard REIT ETF (VNQ)
Vanguard Total Bond ETF (BND)
Vanguard Wellington Fund (VWELX)
Vanguard High-Yield Tax-Exempt Fund Admiral Shares (VWAHX)
Vanguard STAR (VGSTX)
Vanguard Windsor Fund (VWNDX)
How much money do you need to start a Vanguard account?
What are the fees for a Vanguard account?
Why Fees Matter
Vanguard ETFs versus Mutual Funds?
What are Vanguard Admiral funds?
Quick Fund Stats:
Ticker: VTI
Expense Ratio: 0.04%
Asset Class: Domestic Stock – General
Category: Large Blend
Minimum Investment: No Minimum
The Vanguard Total Stock Market is exactly what it sounds like, the entire market including large, mid and small-cap companies in the United States. VTI is the bomb dot com (does anyone still say that?). The expense ratio, as of January 2018, is a mere 0.04%.
When Vanguard says Total Market, they're trying to track the CRSP US Total Market Index. CRSP stands for the Center for Research in Security Prices and its index includes 4,000 companies.
Ticker: VXUS
Asset Class: International/Global Stock
Category: Foreign Large Blend
The Vanguard Total International Stock ETF is like the VTI except we're going international. It is also an index fund and seeks to track the FTSE Global All Cap ex US Index, which includes all publicly traded companies located outside the United States. The expense ratio of 0.11% puts it, like its many other index fund friends, in the "very low" category compared to its peers.
Ticker: VOO
The Vanguard S&P 500 ETF is an index fund that mirrors the S&P 500 index. With a 0.04% expense ratio, it's one of the cheapest S&P 500 index funds (Fidelity's 500 Index Fund – Premium Class boasts a 0.035% expense ratio but requires a $10,000 minimum).
The S&P 500 index consists of 500 large-cap U.S. companies and considered the best gauge of large-cap US companies – it consists of approximately 80% of the available market capitalization.
Ticker: VFIFX
Asset Class: Life-Cycle
Category: Target-Date 2046-2050
Minimum Investment: $1,000
Target date retirement funds are popular options because they offer a diversified portfolio without all of the work. The idea is that they will adjust their allocations to meet the needs of someone looking to retire at the retirement date. The 2050 Fund is meant for people retiring between 2048 and 2052.
The expense ratio of 0.16% (as of January 2018) is quite modest.
The 2050 target fund invests in other Vanguard funds, as of August 31, 2019, this was the mix:
Vanguard Total Stock Market Index Fund (Investor Shares) – 53.90%
Vanguard Total International Stock Index Fund (Investor Shares) – 35.60%
Vanguard Total Bond Market II Index Fund (Investor Shares) – 7.40%
Vanguard Total International Bond Index Fund (Investor Shares) – 3.10%
The minimum investment in the target funds is just $1,000 – compared to $3,000 for most other mutual funds at Vanguard.
Vanguard has a lot of these life-cycle funds – everything from a target date of 2010 (already retired) to 2060 (oh you kids).
Ticker: VNQ
Asset Class: Stock – Sector-Specific
Who doesn't like a little real estate diversification in their life? If you don't feel like getting involved in crowdsourced real estate investing, REITs are a good way to go.
Vanguard's REIT ETF is a fund of other REITs, which are publicly traded holding companies for real estate. VNQ has an expense ratio of 0.12% and its holdings consist of big companies you've probably heard of if you've looked into this space – Simon Property Group, Public Storage, etc.
This is a solid way for non-accredited investors to get involved in real estate too (accredited investors is a designation for high net worth or high income individuals). Alternatively, there are sites like Fundrise (our full Fundrise review) that run their own eREITs that give you a little more specificity in options.
Ticker: BND
Asset Class: Intermediate-Term Bond
Category: Intermediate-Term Bond
What a great ticker – BND – for a solid bond market ETF. The Total Bond ETF holds U.S. investment grade bonds with an average effective maturity of 8.4 years. The bonds themselves have a smattering of all issuer types of are heavily weighted with Treasury/Agency (42.4%), Government Mortgage-Backed (21.3%), and Industrial (17.5%). There is a small slice of Foreign bonds (5.6%) so this is not a domestic bond ETF.
Vanguard has over a dozen bond ETFs, with varying maturities, bond quality, etc. This fund checks all the boxes and runs about average in all characteristics while having a very low, Vanguardian, expense ratio.
Ticker: VWELX
Expense Ratio: 0.25% Investor, 0.17% Admiral
Asset Class: Balanced
Category: Moderate Allocation
Minimum Investment: $3,000 ($50,000 for Admiral)
I was torn adding this to the list beacuse it's one of Vanguard's more expensive funds at 0.25% for the Investor Shares and 0.16% for the Admiral Shares (with a $50,000 minimum!).
I included it because it's Vanguard's oldest mutual fund having been founded in 1929. It's two-thirds stocks and one-third bonds, broad diversification, and it's been closed since mid-2016. You cannot invest in this fund if you wanted to. The fund had doubled in size over the previous three years and they closed it to try to head off any potential problems. It's hard to deploy capital and people were putting too much of it into the fund!
Maybe I find it appealing because I can't get in? 🙂
Ticker: VWAHX
Asset Class: Long-Term Bond
Category: High Yield Muni
This last one represents a very specific type of investment that fulfills a small need – if you want a low cost municipal bond fund with a bit of risk then the Vanguard High-Yield Tax-Exempt Fund Admiral Shares (VWALX) is a fine one. It's volatile because it's higher risk due to lower credit quality, so it's not your typical "safe" bond fund, but it's also federal tax-exempt interest.
The bulk of the credit quality is AA (17.7%), A (36.6%) and BBB (25.3%) with maturities in the 5-10 Years (10.2%), 10-20 Years (34.5%) and 20-30 Years (35.6%) range. So it's going to be impacted by interest rates pretty significantly. The average stated maturity is 17.6%.
Ticker: VGSTX
Expense Ratio: 0.31% Investor
The Vanguard STAR Fund has a special place in my heart because when I started investing, ETFs did not exist yet. If you wanted to invest in a Vanguard fund and did not have $3,000 – the Vanguard STAR Fund and its $1,000 minimum was the only game in town. It became the best Vanguard fund for me because it was the only one I could invest in!
The investment itself is OK, it's a mix of other Vanguard funds which explains the higher 0.32% expense ratio – some of the underlying funds have higher fees.
Here are the underlying funds as of 11/2017 (all Investor Shares):
Vanguard Windsor II Fund – 14.1%
Vanguard Long-Term Investment-Grade Fund – 12.3%
Vanguard GNMA Fund – 12.3%
Vanguard Short-Term Investment-Grade Fund – 12.3%
Vanguard International Value Fund – 9.5%
Vanguard International Growth Fund – 9.4%
Vanguard Windsor Fund – 7.8%
Vanguard PRIMECAP Fund – 6.2%
Vanguard U.S. Growth Fund – 6.1%
Vanguard Morgan Growth Fund – 6.1%
Vanguard Explorer Fund – 3.9%
Ticker: VWNDX
Category: Large Value
This is the only actively managed funds on this list and it invests in out of favor large capitalization companies, like Bank of America, Citigroup, and QUALCOMM (three largest holdings as of 11/2017). For an actively managed fund, it's 0.30 expense ratio is miniscule and there are no other fees or loads (commissions).
It has performed quite well. It has returned 14.53% over the last five years and 11.45% since it's inception in 1958.
$1,000. That's the minimum amount you need for Vanguard's Target Retirement Funds and their Vanguard STAR Fund. If you have $3,000, that's the minimum for almost every other Vanguard Fund. If you are interested in Vanguard's ETFs, then the minimum is the price of a single share (~$50).
They vary but Vanguard charges a $20 annual fee on brokerage accounts but you can avoid this account service fees by opting for electronic statements. If you have over $10,000 in assets, they will also waive this fee.
Many of the Vanguard passive index funds have tiny expense ratios and no loads, which is a commission on the buying and selling of the funds.
Intuitively, we look at these fees of 1%, 0.5%, of whatever – we think it's small.
I looked at the most important number in investing and was amazed at how a small fee difference impacted your savings. Over 30 years, a 0.65% difference in fees has a huge impact:
The difference between 0.25% annual cost and 0.90% annual cost is enormous!
It makes sense, it's just that we don't think about the magnitude when we see a small 0.95% fee.
I had a lot of misconceptions about ETFs.
What's the difference between the Vanguard ETF and the equivalent mutual fund?
First, mutual funds and exchange-traded funds are fundamentally different creatures. When you buy and sell (redeem) a mutual fund, you deal directly with the fund itself. When you buy and sell shares of an ETF, you're doing so on the open market.
Functionally, the biggest difference is that an ETF can be bought and sold when the market is open because it's traded just like a stock. A mutual fund is transacted just once a day when the market closes.
Expense ratios are similar: With Vanguard's Mutual Funds and ETF equivalents, the expense ratios are similar. Vanguard funds have two classes – Investor and Admiral shares. The Admiral shares have a lower fee but require a higher minimum investment, usually $10,00 or $50,000.
The ETF expense ratio mirrors the Admiral shares but has no minimum investment.
Here's a comparison of expense ratios for the Vanguard Total Stock Market Fund/ETF:
Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) – 0.04%, $10,000 minimum
Vanguard Total Stock Market Index Fund Investor Shares (VTSMX) – 0.15%, $3,000 minimum
Vanguard Total Stock Market ETF (VTI) = 0.04%, no minimum
Transaction fees waived in a Vanguard account: When you buy and sell shares of an ETF, you pay a transaction fee just as you would any other stock. If you buy and sell shares of Vanguard ETFs within your Vanguard brokerage account, you do not pay a fee. If you buy and sell shares of Vanguard ETFs through another brokerage firm, you'll pay a transaction fee.
For all practical purposes, a Vanguard ETF is more flexible than the equivalent mutual fund.
Vanguard mutual funds have two classes – Investor Shares (regular) and Admiral Shares. Investor Shares usually have minimum investments of $3,000 whereas Admiral Shares have higher minimums of $10,000. The Admiral Shares also come with a lower expense ratio, usually matching the expense ratio of the corresponding ETF.
For example, Vanguard 500 Index Fund Investor Shares (VFINX) has a $3,000 minimum and a 0.14% expense ratio. Vanguard 500 Index Fund Admiral Shares (VFIAX) has a $10,000 minimum and a 0.04% expense ratio. You can start with Investor Shares and when the balance exceeds $10,000, request they be converted to Admiral shares (it is a non-taxable event).
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About Jim Wang
Jim Wang is a thirty-something father of three who is a regular contributor to Forbes and has been featured in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.
Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University.
One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.
He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in Fundrise and a farm in Illinois via AcreTrader.


Department of Agricultural Marketing and Agri Business is one of the sister Department of Agriculture which aims at an increase in the value of Marketed Surplus.
Signing MOU with reputed companies for fetching remunerative price to farmers.
3 Coconut & Banana FPO NMSA 2017-18 Yet to be incorporated.
sale price but more than 15% of retail price, without any commission. The consumers are also benefited by buying fresh vegetables and fruits at lesser than the Local market retail price.
Agmark lab is situated at Panruti which caters the need of grading food product for both Cuddalore and Villupuram district which is a Voluntary Scheme for the entrepreneur. The aim of the S.A.G.L. is Standardization and grading of Food Products and assigning Agmark Certification for Quality food Products.