This webpage allows you to sort and compare phone cards. You could sort PhoneCards by their quality rating, by their local rates to a country with local access number, or by the phone card rate to a country with a toll free access number.
Call to Italy with a calling card to Italy because our international phone cards save you money on long distance calls to Italy. 1stPhoneCard.com makes calling Italy easy with our Italy phone cards. Start saving money on all your long distance phone calls to Italy with our fantastic prepaid calling cards. For high quality and cheap calls to Italy, 1stPhoneCard.com has the best Italy phone cards.


text:
Pioneers Conclude Home Slate with 6-0 Win
DENVER - The University of Denver women's soccer team provided its seniors with a final home game to remember on Thursday night, routing Arkansas State 6-0 at CIBER Field.
Junior forward Kristen Hamilton (Littleton, Colo.) earned the fifth multi-goal game of her career with a pair of second half goals. Junior forward Katy Van Lieshout (Boulder, Colo.), sophomore midfielder Nicholette DiGiacomo (Golden, Colo.), freshman forwardAnna Willis (Centennial, Colo.) and freshman defender Jacey Birtcher (Temecula, Calif.) had a goal apiece for the Pioneers (14-3-0, 8-1-0 SBC).
"I thought that we came out very well and very focused," head coach Jeff Hooker said of his team on senior day. "(The seniors have) not only been good teammates, but they've been great in the classroom as well. Just seeing the big smiles on their faces today makes me proud."
Freshman defender Sam Harder (Centennial, Colo.) started the opening scoring opportunity in the ninth minute, playing a quick free kick to DiGiacomo who crossed it into the penalty area. Van Lieshout got on the end of the cross, composed herself in the box, and hooked it past the outstretched arms of Red Wolves' senior goalkeeper Megan Stolzfus.
DiGiacomo made it 2-0 in the 48th minute off assists from Van Lieshout and senior midfielder Bria Beardsley (Mission Viejo, Calif.). Beardsley started the chance, playing Van Lieshout down the left side and passing it to DiGiacomo, who quickly fired from just outside the 18 and found the back of the net.
Hamilton knocked home a scrappy goal after a corner kick service from Beardsley bounced like a pinball off bodies in the box, and Hamilton tapped it by the keeper in the 49th minute.
The Littleton, Colo., native netted her second goal of the match in the 64th minute on assists from Beardsley and freshman defender Paige Diamond (Pleasanton, Colo.). Hamilton made a run down the left side and drilled a strike just inside the far post. That goal moved Hamilton into seventh on DU's all-time single season points list.
DU made it 5-0 in the 76th minute, as a through ball from freshman midfielder Caitlin Higgins (Boudler, Colo.) freed Willis behind the Red Wolves defense, and the freshman forward sent a screamer off the right post and into the back of the net.
Birtcher knocked home the sixth and final goal for the Pioneers in the 90th minute after a great cross from Willis set her up in the middle of the box for the goal.
Junior Maria Khan (Aurora, Colo.) and sophomore Amelia Davis (Palisade, Colo.) split time in goal, filling in for junior Lara Campbell (Anchorage, Alaska) who missed the match due to illness.
The Pioneers held a 17-4 (13-1 on goal) advantage in shots over Arkansas State (6-9-2, 4-5-0 SBC), as well as a 7-0 advantage in corners.
Denver will travel to Arkansas-Little Rock on Sunday for an 11 a.m. MT kickoff.

redpajama_set_name: RedPajamaCommonCrawl


text:
Tag: Ethereal
Terrific and Terrifying Tales of the Fair Folk – Planescape and the Fey
Of Faeries Great and Small
Behold, notes on the faerie kind! Yes, Ramon DeLeon did much in the ways of researching these fine folk, but there is still more to unveil. So, let me show you some notes from the planar guild. After all, you're paying, so who am I to say 'no'? Just remember that some information might be dangerous to know, but I respect an inquisitive and curious mind.
So, where to begin? The divisions of the Wyld Faerie lands have been covered, the politics of the Seelie and Unseelie, a tenuous truce that would risk all fae should it be broken? All of these have been covered, you desire something different. I can't guarantee that overlap will not happen, but I'll try my best. Let us journey forward, back into the Deep Ethereal and into the pocket dimensions of the sylvan kind. And from there, brief treks to both Seelie and Unseelie Courts.
Author's Note: This somehow evolved into its own post! This was supposed to be part of the previous one, but it was quickly getting too long. Also, I found myself coming up with more and more ideas. In addition, sampling bits from the fey wild articles for dragon magazine. Special thanks to Matt Sernett and Will Doyle there. So, that's why similar names show up. But hey, this is the planescape version. Also, have some callbacks to earlier ideas as well. Likewise, I sneak in a few more Spelljammer references, though I have yet to focus on Spelljammer.
Continue reading "Terrific and Terrifying Tales of the Fair Folk – Planescape and the Fey"
Author Doctor NecroticPosted on April 16, 2021 February 3, 2022 Categories Campaigns/Adventures, FantasyTags 2e, AD&D, Advanced Dungeons and Dragons, archfey, D&D, dark fantasy, Deep Ethereal, Dungeons and Dragons, Ethereal, fae, fey, plane of faerie, Planescape, spelljammer, the fair folk, the fey, weird fantasyLeave a comment on Terrific and Terrifying Tales of the Fair Folk – Planescape and the Fey
Ramon's Guide to Realms of Dream and Nightmare
Dream big.
"Hark! Dear scribe, should you find this letter, I have likely been lost to The Dream. A dream, you ask? Preposterous! But, not at all! The Demiplanes of Dream and Nightmare are more than true. To find them, one must traverse into the depths of the fair folk dominions, already a deadly task. In truth, the dream creatures are primordial entities, predating even the sylvan folk. They're something raw, primal, coalescing into parallel creatures far more detached from logic. Tread carefully, friend. Even within the confines of this letter, its eldritch energies stir. Do not try to look for me, lest you become stuck too." – A letter from Ramon DeLeon, planar traveler and bard.
The Dream, an essence of energy so wild we can never truly ponder it. It's far more morphic than even Limbo! This energy is neither chaos nor law, but something perhaps beyond it. Scholars speculate its relation to a distant void known as "Far Realm". Currently, the forces of darkness are on the warpath to completely control all that is light within the Dream. Should this happen, no one shall sleep soundly again. Already, the Dream is a strange place full of the impossible, with logic far beyond anything akin to reality. However, shaping dreams comes with its own dangers. Particularly powerful minds are sought out… and not necessarily by forces for good.
Author's Note: A mashup of faerie mythology and H.P. Lovecraft Mythos! Would you expect anything less than me? Plus, I figure this is a way to drag things into my yearly horror theme while revisiting my Planescape Fey lore by request! (Also, no more robots for a while! I promise!)
EDIT: 5e-related crunch is removed.
Continue reading "Ramon's Guide to Realms of Dream and Nightmare"
Author Doctor NecroticPosted on August 30, 2019 January 15, 2023 Categories D&D 5th, Fantasy, Home Setting, Horror, MonstersTags 5E, 5th edition, Cthulhu Mythos, D&D 5e, dark fantasy, Demiplane of Dreams, demiplanes, dreams, Dungeons & Dragons, Dungeons and Dragons, Ethereal, fey, Lovecraft, Plane of Dreams, Planescape, Ramon DeLeon, the dreamlands, the fey, The Great Wheel, weird fantasy, weird fictionLeave a comment on Ramon's Guide to Realms of Dream and Nightmare


Demonstrators gather during Masters week demonstrations outside the gates of Augusta National Golf Club in 2003.
Overheard on CNN.com: Women in Augusta National? How about men in ladies' room?
The Masters Tournament is coming to Georgia's Augusta National Golf Club again, and political psychologist Martha Burk argues that IBM CEO Virginia Rometty should use her company's event sponsorship to influence the club's men-only membership. The story outraged many readers, who said private clubs should not feel obligated to change their rules. Others said women should not be denied access to power plays forged on the course. What do you think?
The most-liked comment turned the tables on women.
AlCoholic: "Let men into women-only gyms."
guest203: "And into the ladies' room. If I tried to use the women's bathroom at a stadium I'd be arrested yet every time I go to the men's room their are women there because the line is shorter. Hey Martha, find a short pier and take a long walk."
HJCihak: "Martha, why is it so hard for you to understand? It's a PRIVATE club. They can make their own rules. Just as there's no law that says I have to socialize with you, there's no law that says Augusta men have to allow women into their private sanctum. Personally, I think this whole crusade of yours is nothing more than a way for you to grab your 15 minutes of fame. Please, don't go away mad. Just go away."
This woman's comment in support of the club's men's only status was also very popular.
GSUEagle1982: "I'm a woman, and I personally couldn't care less about getting in there if I were a CEO. I understand the point you're making that business is done on the golf course, but that doesn't negate the fact that business can be done on ANY golf course. Why are you making an issue of something that isn't an issue? I don't understand this. Who cares if they're a men only club? Further, who cares if they're black, white, hispanic, or anything else only? It's a private club, and if they don't want women in there then they're not going to make deals with them in there, regardless of whether they're strong-armed into allowing them or not. I'm all for anti-discrimination, but we're talking a golf club's membership here, not someone's hiring practices!"
Multiple tornadoes struck the Dallas-Fort Worth area in Texas early Tuesday afternoon. CNN and its Texas affiliates are updating developments as they come in.
Are you there? When it is safe to do so, share your pictures and video via iReport.
[Update 3:51 p.m. ET] Lt. Tim Jones of the Johnson County sheriff's department told CNN that "911 is going off the wall with people calling in with reports of sightings."
He reported multiple tornado touchdowns across the county, including in the city of Cleburne, south of Fort Worth and southwest of Dallas.
A new tornado warning was issued about 2:45 p.m. CT for Arlington, which is between Dallas and Fort Worth.
[Update 3:40 p.m. ET] DFW airport spokesman David Magana told CNN that people in the airport's passenger terminals had been herded away from windows in waiting areas.
"We have all kinds of shelters. We use all the available space we have including stairwells, store rooms and restrooms, that we can use," Magana said. "We're not shy about moving people around."
He advised people to stay away from the airport until all danger had passed.
[Update 3:33 p.m. ET] CNN's Ed Lavandera, who was in Dallas when the tornado struck, said there were several isolated cells of storms throughout the area.
Lavandara said the track of one tornado would have taken it through a heavily populated area near the stadiums of the Dallas Cowboys and Texas Rangers, as well as Six Flags amusement park. If the storm had stayed on the ground there, it would have caused catastrophic devastation, he said.
"We right now are in shelter ourselves," Red Cross spokesperson Anita Foster told CNN. "Some of our teams that are on the southern end of the metroplex have started making plans for how we are going to respond . ... Many people are going to need help."
She said Red Cross workers would fan out across the area "as soon as it's safe, as soon as we can get out of our door."
Foster warned people to heed warning sirens and seek shelter in interior areas of structures.
Dallas-Fort Worth International Airport halted all takeoffs and landings until the storm system ends.
CNN meteoroligist said hailstones 3 inches in diameter were being reported. CNN affiliate CBSDFW showed evening-like darkness amid heavy rain at 2:25 p.m. CT.
[Update 3:13 p.m. ET] At 2:05 pm CT (3:05 ET) Tuesday afternoon, trained weather spotters reported a tornado on the ground five miles east of downtown Dallas, Texas. The tornado is moving northeast at 20 mph.
[Update 3:09 p.m. ET] After the tornado passed through, CNN affiliate CBSDFW showed dozens of orange Schneider trucks in various states of damage and disarray.
CNN affiliate WFAA showed severe damage to some homes in Lancaster, Texas.
[Update 2:59 p.m. ET] Separate tornadoes in Texas barreled toward the Dallas-Forth Worth area Tuesday, prompting the National Weather Service to issue tornado emergencies.
Video from CNN affiliate WFAA broadcast dramatic footage of the scene, showing truck trailers being lifted and tossed like toys. Ominous clouds filled the skies.
There were no immediate reports of major injuries or damage, but CNN's Chad Myers said the worst may be yet to come.
"Both storms right now are getting bigger. They both have been rotating, and they both have significant possibilities of damage on the ground heading into DFW," he said.
The weather service urged people in the area to move to a bathroom, closet or hallway on the lowest floor of their buildings and take cover.
[Original post 2:51 p.m. ET] An apparent tornado ripped through Dallas County, Texas, Tuesday afternoon.
A news helicopter from Dallas CNN affiliate WFAA followed a funnel cloud churning through a truck terminal, tossing 80-foot metal cargo trailers hundreds of feet in the air.
CNN meteorologist Jacqui Jeras tweeted, "Watching homes being damaged now in Dallas. Large pieces of debris in the air. Lots of power flashes."
Check back frequently for updates as this story continues to develop.
Law enforcement authorities, including the FBI and the NYPD, are investigating the origins of an online posting that pictured a cityscape of New York with the words "Al Qaeda. Coming Soon Again in New York."
The graphic image surfaced Monday on a few jihadist websites, featuring the words in the English, and has prompted officials to investigate who posted it.
FBI spokesman J. Peter Donald said that while his agency was investigating, "there is no specific or credible threat to New York at this time."
This 'Batman' was arrested in Bar Harbor, Maine.
Batman and Spider-Man have loads of fans around the world — just check out your local movie theater and comic book store. But when fans dress up as their favorite characters or try to pull off the same stunts, life doesn't always imitate art. You've Gotta Watch these moments when "superheroes" get into legal trouble.
A man from Bar Harbor, Maine, who often dresses up as Batman made an unfortunate April Fools' Day Facebook post on his Batman page. Hear his explanation of the situation. A man from Bar Harbor, Maine, who often dresses up as Batman made an April Fools' Day Facebook post on his Batman page. He joked about blowing up a hospital, which police didn't find so funny. Hear his explanation of the situation and how he's making changes now.
This Maryland Batman posted a bat symbol instead of the legal tags on his Lamborghini "Batmobile." See what police said to each other over the radio. This Maryland Batman posted a bat symbol instead of the legal tags on his Lamborghini "Batmobile." Police pulled over the man as he was on his way to a hospital to cheer up children in his Batman costume. They seemed to get a kick out of his getup. See what they said to each other over the radio.
Alain Robert, the man dubbed the "French Spiderman," is famous for scaling skyscrapers around the world with no harness. Here you can watch him climb a 57-story tower. Alain Robert, the man dubbed the "French Spiderman," is famous for scaling skyscrapers around the world with no harness. Here you can watch him climb a 57-story tower in Sydney. Unfortunately, the Australian police weren't amused by the stunt.
Fears are growing that a leading human rights activist who entered the 55th day of a hunger strike in Bahrain on Tuesday may not survive the ordeal, his daughter says.
Abdulhadi al-Khawaja, who was arrested last year for his role in anti-government demonstrations, has been on hunger strike for nearly eight weeks in protest at his life prison term.
His daughter, Maryam al-Khawaja, told CNN he "is entering a critical phase where his life is at stake."
She said her father had two doctors accompanying him at all times Monday night and was being moved to a different prison Tuesday which has the necessary medical equipment.
The move is due to fears that he may go into a coma at any time, as his blood sugar and blood pressure have both further dropped, she said.
A spring storm packing typhoon-strength winds caused two deaths and paralyzed traffic in Japan on Tuesday.
In Toyama, strong winds pulled down a barn, killing a man, police there said. In Ishikawa prefecture, an 82-year-old woman died after hitting her head when she fell in strong wind.
Japan's meteorological agency predicted a developing low pressure system and front in the Sea of Japan will create strong winds and heavy rain in Japan from Tuesday morning through Wednesday. The agency asked people to avoid potential weather hazards by remaining indoors.
Strong gusts and rain hit western Japan in the morning and widened northward throughout the day.
A record-breaking wind was recorded in the western city of Tomogashima, at 150 kilometers per hour (94 miles per hour).
James Murdoch, the son of media magnate Rupert Murdoch, is expected to step down as the chairman of BSkyB on Tuesday, a longtime institutional investor in the British satellite broadcaster told CNN.
Sky News, which is owned by BSkyB, also reported that Murdoch was resigning from the post, citing unnamed sources.
The move would come on the heels of James Murdoch's resignation from News Corp.'s British newspaper publishing companies in the wake of scandals over the past year.
Before the hacking scandal, James Murdoch was widely regarded by media watchers as the heir apparent to his father Rupert's powerful empire - a remarkable turnaround for a college dropout once viewed as the family's black sheep.
As its deputy chief operating officer and head of international operations, Murdoch, 38, was the third most senior figure at News Corp., wielding considerable influence through the stable of newspaper titles at his command.
Murdoch finally succumbed to the turmoil that threatens to engulf the entire company, even after it stepped away from a controversial bid to acquire full control of its UK-based broadcasting arm, ending for now any possibility of him succeeding his father at the helm of one of the most powerful media empires in the world.
Disturbing new details were revealed this morning in the shooting rampage at Oikos University yesterday in Oakland, Calif.
Oakland Police Chief Howard Jordan explains the investigation to Ashleigh Banfield on CNN'S "Early Start" this morning, saying the shooter has been talking with police overnight and has provided more information on what happened.
The suspect, 43-year-old One Goh, opened fire at the small religious college allegedly because he was upset at the school for dismissing him.
Jordan explains the shooter walked into the school's single-story building on Monday, took a receptionist hostage and went looking for a particular female administrator. Goh wanted to exact revenge on a particular female administrator and inflict harm on the school. The victims were random, and they were unable to resist him because it all happened so quickly.Jordan declined to say the name of the administrator, or if she was on site when the shooting occurred.
Jordan said Goh lined up all his victims in a classroom and began shooting them one by one, then left for a short period of time, came back went through other parts of the school just shooting.
"He casually walked out and left in one of the victim's vehicles," Jordan added.
He also explained that there was a point where Goh had a chance to reload and fire multiple rounds.
"He came back into the classroom after he left, went to another location, and began shooting again because he realized that there were other students hiding in the adjacent classroom," Jordan explains. "He began shooting into that classroom again. Then left out the back, not through the same entrance that he came in."
He added that though they have not located the weapon, they have enough ballistics evidence to determine it was a semi-automatic handgun.
Charges are expected to be filed Wednesday. See the full interview below.
The race to the Republican presidential nomination remains up in the air. Watch CNN.com Live for all the latest news and views from the campaign trail.
10:15 am ET - Biden talks college affordability - Vice President Biden and Education Secretary Arne Duncan will pitch federal efforts at keeping college affordable at an event in Norfolk, Virginia.
Police had been looking for the missing barista after she disappeared.
A body believed to be that of an 18-year-old barista who disappeared in February has been found in a lake north of Anchorage, police in Alaska said.
Samantha Koenig was last seen on February 1 being led by a man from the parking lot of the coffee stand where she worked.
On Monday, a forensic dive team discovered the body in Matanuska Lake, said Anchorage Police Chief Mark Mew.
The medical examiner will conduct an autopsy to confirm the identity.
"Although some questions have been answered today, I know those answers offer little consolation to the Koenig family and that many more questions remain," said Mary Rook, the special agent in charge of the investigation.
"I know one question both the Koenig family and the people of Anchorage have asked from the outset is, 'Why Samatha?'"
Koenig was taken from the Common Grounds Espresso stand, in the parking lot of an Anchorage fitness club, around 8 p.m. on February 1.


Frey, R. G. & Paton, William (1989) "Vivisection, morals and medicine: An exchange", en Regan, T. & Singer, P. (eds.) Ballet Perkins Marino Revestimiento Dorothy Portia Textiles Bombas q4wgdvnEAnimal rights and human obligations, Englewood Cliffs: Prentice Hall, pp. 223-226.
McMahan, J. (2002) The ethics of killing: Problems at the margins of lifeDe Mar T Textiles Teva Lindi Revestimiento Sandalias Cristal Olowahu bar TUXqwUP8, Oxford: Oxford University Press.


Puppy and Debiandog users like light apps, with few dependencies. Fmedia (fast media) is one of them.
The developer says : fmedia is a fast media player/recorder/converter for Windows, macOS, Linux and FreeBSD. It provides smooth playback and recording even if devices are very slow. It's highly customizable and can be easily extended with additional plugins. Its low CPU & memory consumption saves energy when running on a notebook's battery.
The link is producing a 404 error.


Dealing with a narrow block can be a challenge. But, as with any challenge, creative thinking can produce incredible results. If you've got a narrow block and you're scratching your head wondering how to make it all work, here are some ideas to make your narrow block feel less restrictive.
Natural light is the solution to most housing ills. Finding ways to bring natural light into your narrow block will make it feel larger and you happier, even if you're never more than 3 metres away from a wall.
Skylights work well, as DX Architects demonstrate in their Burnley Renovation, especially as narrow blocks are typically hemmed in by buildings on both sides.
Clerestory windows are also a winner, helping to grab north light when you're not lucky enough to have a north-facing backyard like this Elsternwick terrace.
For light, breezes and circulation, courtyards can work wonders on narrow blocks. A central courtyard can bring light and breezes into the centre of the home, which would otherwise be dark and stuffy. Here in Port Melbourne, the architects have included a central courtyard to separate the original home from a new, light-filled addition. The courtyard acts as a light well for the double-storey addition and maximises cross-flow ventilation.
When you're constrained in one direction, you can compensate in the other direction. A full-width window/door opening onto the garden maximises the sense of space, extending your home to the rear boundary. Make a feature out of it, like this incredible, pivoting door by Marston Architects, and you can guarantee no one will be stopping to think about what your home lacks in width.
And don't forget the other dimension either. Giving a sense of volume to your home with high ceilings or even a double-height space can take the focus off what you're lacking in width. At just 3.6 metres wide, this Freshwater home sure is skinny, but a double-height space helps it feel much more generously proportioned.
Sometimes boundaries need to be broken. Or, at least blurred. Similar to opening up the full width of your block with windows and doors, blurring the line between inside and out can help to create the illusion your home takes up the whole block, extending it into the rear garden. Benn & Penna Architects successfully blur the boundaries at this Surry Hills home by extending the kitchen bench outside and using the same materials inside and out. Their other trick? Using a reflective white tile which bounces natural light back into the home.


Gilford School Board members held a presentation Monday night and stood their ground on the superintendent position, which triggered a heated debate with taxpayers in the audience.
Board members felt that a management model developed in 1998 would only hurt Gilford School District in the end, where all three schools could potentially lose their accreditation.
While some members of the audience agreed with the board's stance, a handful of taxpayers expressed their frustrations over the matter.
During the most recent meeting at Gilford High School, Chairman of the School Board Kurt Webber discussed the superintendent issue and related petitioned warrant article, passed during March elections.
Webber said the presentation not only illustrated the board's stance, but also clarified the issue at hand.
"The School Board acknowledges they did not effectively communicate the board's position prior to the vote on March 8. This may be why some voters were perhaps not clear on the ramifications," said Webber.
He said the board also aims to improve their communication with the public, and plans to post the actual presentation and supporting documentation on the district's Web site.
Throughout his presentation, Webber explained that the SAU Planning Committee was formed in 1997 to consider the withdrawal from SAU #30, to form a single district.
"The only definitive way to determine what happened in 1997 and 1998 is to use the official minutes from the public meeting on Dec. 16, 1997," said Webber, who pulled up several documented statements from the meeting.
He pointed out that members of the SAU committee and the School Board at the time viewed the management plan as a work in progress – a plan that could be configured later on, while the separation and forming of a single school district was the focus of the warrant in 1998.
The SAU Transition Committee then formed in March of 1998 to aid in the planning of SAU #73. In December of 1998, the Transition Committee voted in favor of staying with the current administrative structure and number of staff members, including a superintendent and a business administrator.
"Questions were raised at the time," said Webber. "The committee said that after receiving additional information, the circumstances had changed. They backed up their position with further research and made a recommendation on what a more effective plan would be."
Webber stated that the Gilford School Board had unanimously voted in agreement of the Transition Committee's recommendations made in 1998. He added that in regards to legal status, the board still viewed the latest petitioned warrant article as advisory only, based on the school attorney's opinion. The board also received a letter from Judith Fillion of the Department of Education, stating that the model presented in 1998 would no longer be approved, since the school district is composed of three different buildings and 1,247 students.
"Based on the facts just presented and the official meeting minutes just discussed, the board believes there was no final management plan for SAU (back in 1998), and that the issue would be discussed at a later time. The main objective March 1998 was for Gilford to withdraw from SAU #30," said Webber. "The board feels that moving to the model proposed by the SAU would put the district in violation."
After the presentation, half a dozen taxpayers stood for public comment. Half of the taxpayers sided with the board, while the other half felt the vote on March 8 should not be ignored.
Resident David Horvath said he expected an apology from the School Board, and felt that Gilford was being told what to do and what to think throughout the presentation.
"Don't make up our minds for us. Looking back on documents and the newest petition, both were clear as day in 1997 and 2011," said Horvath.
While Horvath believed the petitioned warrant article was clear, Webber said that several people have come to him and asked for clarification on the warrant.
During resident Mark Corry's remarks, he said several highly intelligent people also complained of a lack of clarity in the warrant articles in years past, and felt that this vagueness may have been a deliberate act.
To make his point, resident Kevin Leandro cited a portion of the law stating that an SAU must provide "superintendent services" but not necessarily hire a superintendent. Instead, he believed that the superintendent's role could be carried out through administrative staff members.
"This should have been considered a package deal, and not a proposal," said Leandro, referring to the management model and withdrawal from SAU #30. "You should follow the will of the people. Nothing gives you the power to overrule. I suggest you go back and discuss the issue with your lawyer some more."
Leandro accused the board of "editorializing" their presentation, and said that Gilford's test results did not warrant the level of funds the district has spent.
After Leandro's comments, Webber stated that the management model portion of the plan was in fact just a proposal, and was not finalized when the taxpayers voted in 1998.
Resident Joe Wernig said he would have to disagree with Leandro's statement since all his children are products of the Gilford school system, and all his children are successful.
"My children are doing well thanks to Gilford School District and this community. I have disagreed with the board in the past, but I appreciate what the School District has done for my children," said Wernig.
He suggested that residents unhappy with the School District's current management structure find another town to live in if they are truly set on changing the structure.
"Live with the fact that it is against the law to forego a superintendent with this amount of students. A lot of people are also upset the School Board is spending time on this issue. We are putting out an incredible product," said Wernig. "Deal with it. We have a superintendent, and we will continue with a superintendent, since it is the law. I want to see the good publicized."
While some residents felt the management structure should be considered by principle, other residents are concerned with an ever increasing tax rate, including Barbara Aichinger.
"The superintendent issue is a symptom of a much larger problem. The dollar per student is way out of whack," said Aichinger. "The numbers continue to rise, and we all know it's not going to the children; it's going to the adults."
George Lacroix, a resident of Gilford since 1973, said two out of his three children graduated from Gilford, and have done fairly well in life. While he commended the district, he also agreed with Achinger's position that the cost per student is just too high.
"Spending more money is not the answer. There have been exceptional students in the Gilford school system for many years. With respect to the board and the superintendent, I think the route without the superintendent is the right route," said Lacroix. "Let's at least give it a try. Speaking on behalf of all senior citizens, we can't afford higher taxes."
Resident after resident stood for public comment on Monday night. While some stood behind the school board, others did not, yet the board still held their ground.
"There will always be varying views of this issue. We will never resolve this argument," said Webber.


hehe! We be twinning!! Not banning Jo today!!
k I follow cuz she has my look today-it's samiday an she went up in numbers..so sit yoazz back down sami -ya aint goin nowhere woman!
bans martin for making such a change so darn fast!
JustJo looks too cute to be banned today! Sparing her!!


Founded in 2005, MaRS Discovery District (MaRS) supports entrepreneurs and their business innovations in order to drive economic and social prosperity. MaRS provides resources — people, programs, physical facilities, funding and networks — to help promising new companies grow in Canada and scale in international markets. MaRS focuses on 3 sectors: information & communications technology, health, and cleantech. In the information & communications technology sector, MaRS supported 600 young ventures, raised $175m, and created 2,557 jobs in F2014. In the health sector, MaRS supported 280 young ventures, raised $193m, and created 1,064 jobs in F2014. In the cleantech sector, MaRS supported 10 initiatives, raised $174m, and created 1,456 jobs in F2014.
In 2014, the charity opened MaRS Centre, a 20-storey office tower with 1.5 million square feet of space. MaRS Center offers office space and event facilities to start-ups. In F2015, $11m of revenue came from real estate rentals and $6m was spent on property operations.
In F2015, MaRS spent 15% of revenues on administrative costs and 7% of donations on fundraising costs. Total overhead costs of 23% fall within Ci's reasonable range. The charity has funding reserves of $14m, which can cover annual programs and grants for 6 months.
Analysis updated by Ruoxi Gao in 2016, currently under review by MaRS.
Note: Ci deducted property operation expenses from real estate rental income in business activities, lowering total revenue and total costs by $6m in F2015, F2014, and F2013. The charity's F2015 T3010 filing did not list the top 10 highest compensated positions, thus compensation information is based on the charity's F2014 T3010 filing.


text:
Home > SDNY Blog > Judge Rakoff Grants JP Morgan Near Complete Win in Dexia MBS Suit Where Plaintiffs Did Not Read Offering Documents
Judge Rakoff Grants JP Morgan Near Complete Win in Dexia MBS Suit Where Plaintiffs Did Not Read Offering Documents
By Charles Michael on April 4, 2013 Posted in SDNY Blog
Judge Rakoff yesterday issued one of his short "bottom line" Orders — with full opinion to follow — granting JP Morgan near complete summary judgment in a case in which the European bank Dexia and its former subsidiary accused Bear Stearns (later acquired by JP Morgan) of failing to comply with its stated underwriting guidelines for certain mortgage-backed securities. Reuters' Alison Frankel is reporting that the win reduces JP Morgan's exposure by $770 million, to about $5.7 million. The motion papers are here: motion; opposition; reply. Based on the transcript (here and here), it appears Judge Rakoff was likely persuaded by the fact that the plaintiffs did not read the offering documents referencing the underwriting guidelines that the complaint alleged were ignored, and, instead, the plaintiffs appeared to try to switch theories for summary judgment:
[T]he most troubling issue for the Court on the first reading of the papers was the reliance issue, and plaintiffs seem to have moved away from some of the representations that they, in their pleadings, say they relied on, and I will flag for plaintiffs right now, because this is going to be the question I'll put to them when counsel for the plaintiffs gets up, is, show me with some precision what it is exactly you say you relied on to your detriment in this case.
The plaintiffs argued that 84 percent of the pooled loans failed to comply with the underwriting guidelines, but Judge Rakoff questioned whether that could be actionable, absent some representation about compliance with the guidelines:
THE COURT: If hypothetically there is no representation about the guidelines in some of these deals, and nevertheless 84 percent or whatever high percentage of the loans are found not to comply with the guidelines, isn't that what you mean by defective? How is that actionable? MR. DeLANGE: It's an omission to make representations – THE COURT: They are not saying that these loans are bad. The omission is that 84 percent in this example are defective because they do not comply with the guidelines, right? It doesn't mean they are defective based on some false statement or something like that. They may be. We don't know. So you're saying that if you know that 84 percent of a given loan pool does not comply with your own guidelines, but you make no representation about compliance with your guidelines, it's still an actionable omission to fail to reveal this noncompliance with the guidelines. How could that be?
Consistent with Judge Rakoff's reputation for working long hours (see here and here), he seemed disappointed that the argument would have to end when the courthouse lights went off at 8:00 p.m.:
Now, there has been one devastating development since you were last here. As a result of the sequester, power in this courtroom, and all the courtrooms in this courthouse, will go off at 8 p.m., which only gives you about two hours. I, of course, am devastated at what this will do to my reputation. My wife is even more devastated because it means I might come home early, but notwithstanding that, there we are.
UPDATE: Reuters' Alison Frankel, citing a statement from JP Morgan's counsel at Cravath, indicates that the ruling is likely based on a lack of standing. Dexia bought the vast majority of the certificates at issue from an affiliate for 100 cents on the dollar without (as New York law requires) specifically taking assignment of tort claims. The only surviving claims are those brought by the affiliate and relating to certificates it transferred to Dexia at a discount. We will of course post the full decision as soon as it is available.


Registration for active affiliate members of NAACO. Fee provides admission to all activities included on the conference schedule including the Night Out. Fee also includes all scheduled meals included in the conference schedule (breakfast - 2 days, lunch - 3 days, opening night reception).
At registration please make sure you select your name in the shopping drop down box rather than that of your institution.
Fee for those associated with academic institutions that are NOT active members of NAACO. Fee provides admission to all activities included on the conference schedule including the Night Out. Fee also includes all scheduled meals included in the conference schedule (breakfast - 2 days, lunch - 3 days, opening night reception).
PLEASE NOTE: Use of this registration option is limited to those who are associated with an educational institution. Businesses and industry representatives interested in attending should register through the exhibitor and corporate sponsorship page.
Please complete your online profile prior to registering for the conference by clicking on the New Visitor Registration link you may then proceed to the Online Store to register. Make sure you select your name in the shopping drop down box rather than that of your institution.
Registration for non-active or retired former affiliate members of NAACO, whose institutions are still active members of NAACO. Fee provides admission to all activities included on the conference schedule including the Night Out. Fee also includes all scheduled meals included in the conference schedule (breakfast - 2 days, lunch - 3 days, opening night reception).
Fee for those associated with academic institutions that are NOT active members of NAACO. Fee provides admission to all activities included on the conference schedule including the Night Out. Fee also includes all scheduled meals included in the conference schedule (breakfast - 3 days, lunch - 2 days, opening night reception).
Conference attendees may choose to bring a non-registered guest to join them for the Night Out. Participation in the Night Out for delegates is included in the member and non-member registration fee.
Board of Directors, please register using the link above.
Scholarship Recipient, if you do not have your scholarship code please contact Headquarters to retrieve it at 1.877.622.2606 or at info@naaco.org prior to registering.
Registration for attending 1 day of the conference. Candidates must be local to the Conference Destination and approved by the Board of Directors. To be considered for this option, please contact Headquarters at info@naaco.org.
Invited Speakers are registered by Headquarters.
Co-Founder, please register using the link above.
Conference Chair, please register using the link above.
A $50 late fee will be assessed on all registrations received after January 18, 2019.
There are no limits to the number of individuals from a member institution who may register at the member rate. The institutional membership fee for one year is $350.
The registration fee covers conference materials, attendance at all sessions, conference meals (two breakfasts and three lunches), the Opening Night Reception and the Night Out event.
Click here to access the Cancellation Policy.
Early registration ends on 5/17/2018.
Regular registration starts on 5/18/2018 and ends on 1/20/2019.
Late registration starts on 1/20/2019.


text:
class CreditCard < ActiveRecord::Base
  belongs_to :account
  has_many   :charges

  validates_presence_of :number
  validates_presence_of :month
  validates_presence_of :year
  validates_presence_of :first_name
  validates_presence_of :last_name

  validates_numericality_of :number, :if => Proc.new { |c| !c.encrypted? }
  validates_numericality_of :month, :year

  validates_length_of :month, :is => 2
  validates_length_of :year, :is => 4
  validates_length_of :billing_country_iso_3166, :is => 2

  attr_accessor :cvv

  cattr_accessor :private_key, :passphrase

  before_save :encrypt!

  named_scope :active, :conditions => { :deleted_at => nil }
  named_scope :inactive, :conditions => "deleted_at IS NOT NULL"

  # If this class has been "unlocked", then every credit card retrieved from
  # the DB will automatically have its number decrypted.  This can pose a
  # performance problem, so don't call CreditCard.unlock!() if you plan to
  # be doing a lot of lookups.
  def after_find
    if CreditCard.private_key && CreditCard.passphrase
      decrypt!
    end
  end

  def encrypted?
    if number.blank?
      return false
    end

    if number =~ /PGP MESSAGE/
      return true
    end

    false
  end

  def valid_number?
    if number !~ /^[0-9]+$/
      return false
    end

    if luhn(number)
      return true
    end

    errors.add(:number, "does not pass Luhn check")
    false
  end

  # http://rosettacode.org/wiki/Luhn_test_of_credit_card_numbers#Ruby
  def luhn(code)
    s1 = s2 = 0
    code.to_s.reverse.chars.each_slice(2) do |odd, even|
      s1 += odd.to_i

      double = even.to_i * 2
      double -= 9 if double >= 10
      s2 += double
    end
    (s1 + s2) % 10 == 0
  end

  # Simple wrapper around private charge!() method that attempts a single
  # charge and returns the gateway response true / false
  def charge(amount)
    charge_rec = charge!(amount)
    gateway_response = charge_rec.gateway_response

    if gateway_response
      gateway_response.instance_eval do
        @success
      end
    else
      false
    end
  end

  def charge_with_sales_receipt(amount, line_items = [], opts = {})
    message = opts[:message].to_s
    sold_to = opts[:sold_to].to_s

    email_decline_notice = opts[:email_decline_notice]
    email_sales_receipt  = opts[:email_sales_receipt]

    amount = amount.to_f

    if amount <= 0
      return false
    end

    if line_items.size == 1 && line_items[0][:amount].nil?
      line_items[0][:amount] = amount
    end

    if !line_items.empty?
      sum = line_items.inject(0) { |sum, x| sum + x[:amount].to_f }

      # Since we cannot compare float's with certainty, we convert them to
      # strings
      if sum.to_s != amount.to_s
        error = "Sum of line item amounts (#{sum}) does not equal charge amount (#{amount})"
        raise SalesReceipt::LineItemSumError.new(error)
      end
    end

    if opts[:sold_to].nil? && account.respond_to?(:sold_to)
      sold_to = account.sold_to
    end

    charge_rec = charge!(amount)
    if charge_rec.success
      sr = nil

      ActiveRecord::Base.transaction do
        sr = SalesReceipt.create(:account_id => account.id,
                                 :date => Time.now,
                                 :sold_to => sold_to,
                                 :message => message)

        if sr
          if line_items.empty?
            line_items = [{
              :code => '', :description => '', :amount => amount
            }]
          end

          line_items.each do |line_item|
            sr.line_items.create(
              :code => line_item[:code],
              :description => line_item[:description],
              :amount => line_item[:amount]
            )
          end
        end
      end

      if email_sales_receipt && sr
        BillingSystemModels::Mailer.deliver_sales_receipt(sr, charge_rec)
      end

      return [charge_rec, sr]
    else
      if email_decline_notice
        BillingSystemModels::Mailer.deliver_decline_notice(account)
        nil
      end
    end
  end

  def destroy
    if !deleted?
      self.update_attribute(:number, '41111')
      self.update_attribute(:deleted_at, Time.now.utc)
    end
  end

  def deleted?
    deleted_at != nil
  end

  def self.unlock!(private_key, passphrase)
    CreditCard.private_key = private_key
    CreditCard.passphrase = passphrase

    true
  end

  private

  def encrypt!
    return true if encrypted?

    if !valid_number?
      return false
    end

    command = "echo #{number} | #{$GPG} --batch --homedir #{$GPG_HOMEDIR} -e --armor --recipient #{$GPG_RECIPIENT} --output -"

    # Instead of using backticks directly, we do it this way in order to be
    # able to stub the method in specs
    output = Kernel.send(:`, command)

    if output =~ /^-----BEGIN PGP MESSAGE-----\n/
      self.display_number = number[number.size-4..-1]
      self.number = output
      return true
    end

    false
  end

  # private_key is an ASCII armored version of the secret key
  def decrypt!(private_key = '', passphrase = '')
    return true if !encrypted?

    private_key = private_key.to_s
    passphrase = passphrase.to_s

    if private_key.empty?
      private_key = CreditCard.private_key.to_s
    end

    if passphrase.empty?
      passphrase = CreditCard.passphrase.to_s
    end

    if private_key.empty? || passphrase.empty?
      return false
    end

    # Is there a way to pass an ASCII armored secret key filename to GPG
    # directly?
    #
    # Couldn't find one, so we must set up temporary GPG staging area
    tmpdir = Dir.mktmpdir

    data = ''
    begin
      gpg_import_private_key!(tmpdir, private_key)
      data = gpg_decrypt!(tmpdir, number, passphrase)

      # Remove tmpdir
      Kernel.system("rm -rf #{tmpdir}")

      if data && !data.empty?
        self.number = data

        return true
      end
    rescue Exception => e
      # Remove tmpdir
      Kernel.system("rm -rf #{tmpdir}")
    end

    false
  end

  def gpg_import_private_key!(tmpdir, private_key)
    private_key_file = tmpdir + '/.privkey.txt'
    File.open(private_key_file, 'w') do |f|
      f.puts(private_key)
    end
    command = "#{$GPG} --batch --homedir #{tmpdir} --import #{private_key_file} 2>/dev/null"
    Kernel.system(command)
  end

  def gpg_decrypt!(tmpdir, data, passphrase)
    if tmpdir.blank? || data.blank? || passphrase.blank?
      return ''
    end

    data_file = tmpdir + '/.data.txt'
    File.open(data_file, 'w') do |f|
      f.puts(data)
    end

    command = "echo '#{passphrase}' | #{$GPG} --batch --homedir #{tmpdir} --passphrase-fd 0 -d #{data_file} 2>/dev/null"

    Kernel.send(:`, command).chomp
  end

  def charge!(amount)
    if amount.nil?
      return nil
    end

    if amount.to_i <= 0
      return nil
    end

    if encrypted?
      return nil
    end

    credit_card = ActiveMerchant::Billing::CreditCard.new(
      :number => number.to_i,
      :month  => month.to_i,
      :year   => year.to_i,
      :first_name => first_name,
      :last_name  => last_name,
      :verification_value => cvv
    )

    charge_rec = charges.create(:date   => Date.today.strftime("%Y-%m-%d"),
                                :amount => amount)

    # Convert dollars to cents
    amount = (BigDecimal(amount.to_s) * 100).to_i

    gateway_response = nil
    if charge_rec.new_record? == false
      billing_address = {
        :name => billing_name,
        :address1 => billing_address_1,
        :city => billing_city,
        :state => billing_state,
        :zip => billing_postal_code,
        :country => billing_country_iso_3166,
        :phone => billing_phone
      }

      gateway_response = $GATEWAY.purchase(amount,
                                           credit_card,
                                           :ip => '127.0.0.1',
                                           :billing_address => billing_address)

      charge_rec.gateway_response = gateway_response
      charge_rec.success = gateway_response.instance_eval { @success }
      charge_rec.save
      charge_rec
    end
  end
end

redpajama_set_name: RedPajamaGithub


Registration is open for late-start winter semester classes at St. Clair County Community College. Seats are still available in 12-week classes starting the week of Feb. 4 and eight-week classes starting the week of March 11. Classes are available at the Port Huron campus and online.
Late-start classes allow students to earn credits at a faster pace, college officials said in a recent press release. Class topics may include biology, business, computers, English, math, political science, psychology and speech. Examples of specific classes offered include: art appreciation, microcomputer applications, history Western civilization and weight training.
Students can search for courses and sections online at sc4sss03.sc4.edu/student/courses. They can register and pay for classes online in the SC4 Portal at portal.sc4.edu.
Registration services are also available at SC4's One-stop Student Services Center, which is located in the Dr. James C. Acheson Welcome Center on the corner of Erie Street and Glenwood Avenue on the Port Huron campus. Hours of service are 8 a.m. to 4:30 p.m. Monday through Thursday and 9:30 a.m. to 4:30 p.m. Friday.
For more information, contact SC4 Enrollment Services at 810-989-5500 or enrollment@sc4.edu.
Students of all ages and their families are invited to attend the free annual Explore Your Future Career event from 10 a.m. to 1 p.m. Feb. 9 in St. Clair County Community College's Applied Technology Center.
The event, hosted by SC4 and Michigan State University Extension, gives attendees the chance to tour facilities, conduct hands-on, career-focused activities and speak with faculty members from both institutions. Attendees can also speak with on-site admission representatives to learn about program offerings and the advantages of going to college.
More than 20 career pathways across multiple industries will be open for exploration, including agriculture and natural resources, agricultural technology, animal science, career exploration, community and economic development, community food systems, crop science, entomology, food safety, forestry, health and nutrition, meat processing, natural resources, veterinary science, computer information systems, criminal justice, health care, health information technology, EMT/paramedic, nursing, radiologic technology/MRI, robotics/mechatronics and welding and fabricating.
The event is open to the public. SC4 is located at 323 Erie St. in Port Huron. For more information, contact Tom Kephart at 810-989-5571 or tkephart@sc4.edu.
The Port Huron Parks and Recreation Department is offering a variety of programs in February and the beginning of March for kids, families and individuals.
• Ages 11 and older can learn how to be a safe, professional and reliable babysitter during a babysitting class from 4 p.m. to 8 p.m. Feb. 1 and 9 a.m. to 3 p.m. Feb. 2 at Palmer Park. Topics include choosing age-appropriate activities, basic child care, bottle feeding, child behavior, leadership, professionalism, safety, starting a babysitting business and more. Attendance on both days is required. The cost is $35 for residents and $45 for non-residents.
• Children ages 6 to 12 can visit Palmer Park to enjoy themed activities, crafts, snacks, games, pizza and a movie during "Cabin Fever" from 6 p.m. to 9 p.m. Feb. 1 and Feb. 15. The theme for Feb. 1 is "Lost in Space;" the theme for Feb. 15 is "Crazy Critters." The cost is $8 for residents and $15 for non-residents.
• "Play with the Pros," a program designed to introduce skating and hockey in a fun, relaxed atmosphere, will take place from 1 p.m. to 1:45 p.m. on Tuesdays from Feb. 5 to 26. Children ages 3 and older will learn from local professionals from the Port Huron Prowlers at the McMorran Place arena. Participants must provide their own helmets, ice skates and gloves. Hockey or bike helmets are acceptable. The cost is $25 for residents and $50 for non-residents.
• Dads, grandpas, uncles and their favorite valentine can participate in the annual Daddy Daughter Dance from 6:30 p.m. to 8 p.m. Feb. 7 at the McMorran Place lounge. Participants can enjoy treats, a craft project, music and dancing. The cost per couple is $12 for residents and $20 for non-residents. Each additional person costs $8.
• Ages 13 and older can find the roots to their family trees and learn how to fill out a family tree chart and more during "Genealogy Basics" from 6 p.m. to 8 p.m. Feb. 11 at Palmer Park. The group will go over the importance of properly recording family facts with supporting primary and secondary sources. Laptop or iPad is recommended. The cost per session is $8 per resident and $12 per non-resident. The cost for three sessions is $20 for residents and $30 for non-residents.
• Ages 7 to 12 can make beaded snowflakes, melted snowman pictures and snowflake gem magnets during "Snowflake Fun Crafting" from 4:30 p.m. to 5:30 p.m. Feb. 18 at the Palmer Park Recreation Center. The cost is $8 for residents and $10 for non-residents. The registration deadline is Feb. 11.
• Ages 15 and older can make two bath bombs and two varieties of bath scrubs with a decorative bag during "Bath Bombs and Sugar Scrubs" from 6 p.m. to 7:30 p.m. Feb. 18 at Palmer Park. The cost is $20 for residents and $35 for non-residents. The registration deadline is Feb. 11.
• Ages 3 and older can be a princess for a day while having tea with some of their favorite princess characters during "Princess Tea" on March 2 at McMorran Place. Attendees can enjoy treats, special activities and interaction with the princesses. Children can also have their hair and nails done by experts from Paul Mitchell the School-Great Lakes. The first session will run from 11 a.m. to 12:30 p.m.; the second session will run from 1:30 p.m. to 3 p.m. The cost is $20 per couple for residents and $30 per couple for non-residents. Each additional person costs $10. The registration deadline is Feb. 22.
Registration can be completed at the Palmer Park Recreation Center, located at 2829 Armour St. in Port Huron, and online at porthuronrec.com. For more information, call 810-984-9760.
The Port Huron City Council and Mayor Pauline Repp are inviting all Port Huron citizens to provide input for the council's annual goal-setting session.
The city council and mayor will meet Feb. 19 to explore the city's goals and priorities to be carried out by the city manager and his administration during fiscal year 2019-2020.
Any suggestions or ideas for the benefit and advancement of the city can be emailed to the city clerk at communitycomments@porthuron.org. Responses will be shared with the council for consideration during the goal-setting session.
Lake Huron Medical Center has been awarded a three-year term of accreditation in magnetic resonance imaging following a recent review by the American College of Radiology.
MRI is a noninvasive medical test that uses magnetic fields to produce anatomical images of internal body parts to help physicians diagnose and treat medical conditions, officials from LHMC said in a news release.
LHMC offers patients an alternative option to conventional MRI with the introduction of a wide bore MRI machine, the only wide bore technology available in St. Clair County. Wide bore technology provides a more spacious environment, allowing patients to be more comfortable when undergoing an MRI.
The technology also provides for more flexibility. Technologists are able to move patients into more comfortable positions for more accurate scanning. Exam times are shortened with the increased accuracy and speed, and the accuracy provides greater diagnostic confidence.
The ACR, founded in 1924, is a professional medical society that serves more than 37,000 diagnostic/interventional radiologists, radiation oncologists, nuclear medicine physicians and medical physicists with programs focusing on the practice of medical imaging and radiation oncology and the delivery of comprehensive health care services.
The ACR seal of accreditation represents the highest level of quality and patient safety. It is awarded to facilities meeting specific practice guidelines and technical standards developed by ACR after a peer-review evaluation by board-certified radiation oncologists and medical physicists who are experts in the field.
Image quality, personnel qualifications, adequacy of facility equipment, quality control procedures and quality assurance programs are assessed. The findings are reported to the ACR Committee on Accreditation, which provides the practice with a report it can use for continuous practice improvement.
For more information, visit mylakehuron.com.
The 2019 Shelby Township Senior Men's Softball League is seeking pickleball, tennis, basketball and volleyball players, skaters, runners and all who want to participate in its league. Recruits from Macomb and St. Clair counties are welcome.
The league, formed in the late 1980s, had about 275 men play in 2018. It is open to ages 55 and older.
The season will begin in mid-May and extend through mid-August with American Softball Association-approved umpires and league-approved house rules. Players will play 25 games. Post-season playoffs are also planned. The nine-inning games are played at 10 a.m. and 11:30 a.m. Mondays and Wednesdays in Shelby Township. Occasionally, back-to-back double header games, with seven innings each, are played.
The league has three divisions: Division 1, which is the most competitive, comprised of skilled players in their 50s and 60s; Division 2, which is the largest, comprised of players of multiple skill levels who enjoy camaraderie and competition, and Division 3, a division that allows experienced players to enjoy the game of slow-pitch softball. Division 1 plays at Mae Stecker Park; Divisions 2 and 3 play at Ford Field.
The next league managers meeting is scheduled for Feb. 11 at the Fraser Senior Center. For more information, call 586-978-1284 or 586-604-5028.


[Mildly off topic] My latest Forbes piece is now up: "The Market Solution To The Great Canadian Sperm Crisis".
* There is an enormous shortage of donated sperm in Canada, such that infertile couples have to rely on (gasp) imported sperm from the US.
* The Canadian government outlaws paying Canadian sperm donors for their product.
Hmm.... Could there possibly be any connection between these two facts?
For more details, read the full text of "The Market Solution To The Great Canadian Sperm Crisis".
"Scientists regenerate spinal cord in injured rats with stem cells"
Admin note: Posting will be much lighter than usual (or non-existent) the rest of this week due to external obligations.
"French lawmakers this week will consider a law to force companies to decrypt customers' communications if presented with a warrant."
NYT: "The Race Is On to Control Artificial Intelligence, and Tech's Future"
"Why every household is about to get a brand-new fridge"
MIT Technology Review: "The Long-Awaited Promise of a Programmable Quantum Computer"
Improv Everywhere: "Time Travel Subway Car"
"To boldly go where no copyright suit has gone before"
"Microsoft grounds its AI chat bot after it learns racism"
"How Do Vending Machines Tell the Difference Between Fake Coins and Real Coins?"
"Inside the Artificial Intelligence Revolution: A Special Report, Pt. 1"
"Inside the Artificial Intelligence Revolution: A Special Report, Pt. 2"
"Be Careful. Mistyping a Website URL Could Expose You to Malware."
"Watch Apple's new robot break down an iPhone for recycling"
"The two scariest words for Hollywood studios in 2016: Animated movie"
An executive producer who wants to cut costs has only two choice curbs: water and hair. Those are the most expensive things to replicate accurately via animation. It's no mistake that the characters in Minions, the most profitable movie ever made by Universal, are virtually bald and don't seem to spend much time in the pool.
Animation, as with all formulaic and saccharine film genres, tends to bring out Hollywood's blockbuster gambling addiction. The perverse incentives of the format means that fortune favours the spendthrift — the bigger the budget, the bigger the windfall.
"In some ways, a $90 million movie is more risky than a $150 million one," Creutz said.
This means that when animated films flop, they flop hard. In fourth quarter 2013, DreamWorks took an $87 million writedown on Rise of the Guardians. Without the charge, the studio would have posted a small profit in the period, rather than an $83 million loss. A few months later, it had to take a $57 million writedown on Mr. Peabody and Sherman, a film that cost $145 million to make and far more to market.
"We're getting closer to real invisibility cloaks"
CNBC: "Could you fall in love with this robot?" And watch the associated video.
"The Future Will Be Quiet"
"This Aerospace Company Wants to Bring Supersonic Civilian Travel Back".
"This Is What Happens When You Try to Print Out the Entirety of Wikipedia"
"What can your ISP really see and know about you?"
"Movie Scenes Before And After The Special Effects Were Added"
I want the name of that James Bond movie where he gets into a bunch of dangerous situations, sleeps with a hot woman, uses clever gadgets and quick thinking to get out of trouble, while defeating the twisted villain.
"Deep Learning Is Going to Teach Us All the Lesson of Our Lives: Jobs Are for Machines".
You may not agree with everything in this article, from the prognostications to the prescriptions. Regardless of the details, though, a transition of this kind seems increasingly inevitable.
One thing that the author misses is that people work for more than just income - they work for dignity and a sense of accomplishment. Part of any future vision needs to include the mechanisms for people to obtain these values as well. My suggestion/prediction is a sort of "craft-everything gift economy." What if you occupied your time competing for bragging rights as the maker of the best custom X in your neighborhood, and you *gave it away*?
"A Brief History of Robot Law".
Direct link to Calo's paper.
Google's self-driving car knows how to run yellow lights.
But unlike regular humans, it doesn't have to guess whether it'll beat the countdown. Instead, it turns what for many of us is a split-second decision based on experience and guts into a heavily calculated dance of probability, speed and trajectory. Roughly 230 feet before it hits an intersection, it scans the light with its cameras and, based on the thousands of other data points it's tracking in its surroundings, the car will make the right call.
"Up and Coming: Stories by the 2016 Campbell-Eligible Authors"
This anthology includes 120 authors—who contributed 230 works totaling approximately 1.1 MILLION words of fiction. These pieces all originally appeared in 2014, 2015, or 2016 from writers who are new professionals to the SFF field, and they represent a breathtaking range of work from the next generation of speculative storytelling.
"New Scans Made a Surprising Discovery in King Tut's Tomb"
The distribution of prime numbers is not as random as previously thought.
"Colorado inventor rethinks the simple hanger".
More info at the Higher Hangers website.
"Seeds of change: Farming in space"
"How To Not Get 'Hacked' Mid-Air"
"2,100-Year-Old Roman Tavern Unearthed, Empty Cups and All"
"The history of English can be explained in five words"
"Newly Discovered Dinosaur Helps Explain Rise Of Tyrannosaurs"
"Are You Orgasming Without Even Knowing It?: I was, until I masturbated for science"
"These Liquid Metal Spheres Can Solder Without Heat"
Pizza Hut is partnering with acclaimed mathematical genius John H. Conway, distinguished professor of pure and applied mathematics emeritus, Princeton University.
"We Now Have Algorithms To Predict Police Misconduct"
"Encrypted WhatsApp messages frustrate new court-ordered wiretap"
NYT: "New Procedure Allows Kidney Transplants From Any Donor".
"The Strange and Surprising History of Daylight Saving Time".
[A]nother young American had better luck during the U.S. Selective Service System's Vietnam War draft lottery, according to Prerau.
Each birth date was randomly selected and assigned a draft order in which young men were called to service... "Based on the day this guy was born, he had a low number and was very likely to be drafted," Prerau says.
"The Man Who Sold the Eiffel Tower. Twice."
A Conversation With Stephen Wolfram: "AI & The Future Of Civilization"
"All You Need to Dupe a Fingerprint Sensor Is Paper, Conductive Ink, and an Inkjet Printer"
"A Brief History of Twin Studies"
"We're using a common statistical test all wrong. Statisticians want to fix that."
Related story: "Statisticians Found One Thing They Can Agree On: It's Time To Stop Misusing P-Values"
"A Visual Guide to Genetic Modification"
"How English Sounds to Non-English speakers".
"This new airplane seat is a connected office, living room and bedroom … all in one"
[The] downtown's U.S. Bank Tower—the tallest building on the West Coast—will soon feature a glass slide that takes daredevil patrons from the 70th to the 69th floor. The slide, appropriately named "Skyslide," will be suspended 1,000 feet above the city and will cost $8 a pop.
MIT Technology Review: "The beginning of the end for encryption schemes?"
"Dirty Hands: A cheating scandal in the world of professional bridge"
Expert poker players often take advantage of a skill they call table feel: an ability to read the facial expressions and other unconscious "tells" exhibited by their opponents. Bridge players rely on table feel, too, but in bridge not all tells can be exploited legally by all players. If one of my opponents hesitates during the bidding or the play, I'm allowed to draw conclusions from the hesitation—but if my partner hesitates I'm not.
What's more, if I seem to have taken advantage of information that I wasn't authorized to know, my opponents can summon the tournament director and seek an adjusted result for the hand we just played.
Washington Post: "The magical thing eating chocolate does to your brain".
The science may not be fully settled. But it's probably best not to take any chances.
Wisdom: "Disorderly conduct is a mistress that tends to show up with her own six-pack."
A photo-op with Premier Kathleen Wynne at a Toronto high school Tuesday morning is creating quite a social media stir — and it only takes a quick glance to figure out why.
Wynne was at Jarvis Collegiate Institute with Reza Moridi, minister of training, colleges and universities, to talk about the province's plan to offer a new grant for low-income college and university students.
"In Sweden's 1st unmanned food store, all you need is a phone"
"A Complete History of the Millennium Falcon"
"Images of Earth From a Year in Space." Some of the best pics taken by astronaut Scott Kelly during his year (!) on the ISS.
Trust A Robot In Emergencies?
Should you trust a robot in emergencies?: "Subjects show blind obedience to a broken-down robot in a experiment with a mock fire"
"Fido vs Spot -- Animal vs Robot"
"What happens to hospital wastewater?"
"It's six months since hackers leaked the names of 30 million people who had used the infidelity website Ashley Madison. Resignations, divorces and suicides followed."
"3D Printed Maps Help Blind People Navigate Inside Buildings". More info here.
Carrie Fisher has been getting a lot more attention lately thanks to the return of Star Wars last year, and so far she's been a total champ. On Friday IBM released a new Watson commercial starring Fisher as a robot therapist, and she's probably one of the only people who could make the sketch work.
Dr. Jordan Winkler: "10 Easy Steps to Open Your Heart".
"Physicists May Have Discovered a New 'Tetraquark' Particle"
Raffaello D'Andrea: "Meet the dazzling flying machines of the future".


Hey guys! Happy New Year. I am looking forward to this wonderful year and the goals that we will all achieve. The weather here in the valley of California has been moody. Some days nice and sunny, on others like today, it has been gloomy. I like gloomy days and LOVE LOVE LOVE the rain.
What is my skin type? I have fairly normal skin, not oily, not dry, except for sometimes now because of the new makeup products I've been using and the weather. I should be using lotion more, but I haven't got around to it yet since I'm enjoying my winter break at home. I do have sensitive skin though so I tend to use very organic products and hypoallergenic. The products I use are always very very affordable because girl I am not in the place to spend $100 on a product. I am a sucker for good smelling products. I use face masks and pore strips every now and then just when I feel like I need them.
The result of using all of these products has been working really well. I just discovered some acne near my hairline and that was probably causing my hair since it's gotten longer. I have been staying away from sugar so there should be improvement coming from that soon. It's been about a month since incorporating this skincare routine.
That is my skin care routine. If you know of any good products share them below! Or if you have any other tips comment below!


2. Ctrl+Shift-click (Windows) or Command+Shift-click (Mac OS) Keyboard Customization.
3. Select a set of keyboard shortcuts from the Set drop-down menu.
4. Click the >>Clipboard button.
5. Start a new document in a text editor.
6. Paste the contents of the clipboard into the document (often File > Paste).
You will need to copy-and-paste one line at a time! Seems really silly especially when this ability is programmed into Photoshop and Flash … doesn't it? Come on Adobe, JDI (Just Do It)!
HDR or Adjustment's in Camera Raw – Which is it?
← Previous Previous post: Photoshop CS5 – Custom Keyboard Shortcut Reference Guide, Flash and Illustrator too.


Most screenwriters have, at one time or another, wrestled with their relationship to their own creative mind. As writers we are always in search of ideas and ways to tell stories in new and interesting ways. Tapping into that creative stream of consciousness, or the "antenna", can often be elusive. In this series of interviews 9 successful screenwriters discuss their process of injecting a sense of order into the creative process and how they translate random ideas into a structured screenplay.
IFA Podcast episodes you may enjoy.
Thank you so much for this. Took notes. Learned TONNES of stuff.


Which type of student loans do you have? Are they from a private lender like Discover Financial Services, Wells Fargo or Sallie Mae? Or did they come from the federal government either directly or indirectly? If you got them from the federal government, you are probably in better shape than if they are private loans. This is because private loans tend to be very inflexible. They almost always have fixed terms (the number of years you have repay them) and fixed interest rates.
In comparison federal loans offer a great deal of flexibility. There are six different repayment programs, including what are called Income-driven, and terms ranging from 10 to 25 years. Plus, you could change repayment programs just about any time it made sense and could even consolidate multiple loans into one new one. The type of loan you have pretty much dictates which repayment plans you would be eligible for but all in all, federal student loans offer a variety of options not available with private loans.
In the words of singer-songwriter Bob Dylan the times they are a changin' for some of you with private loans. Just a few days ago Wells Fargo announced it would reduce the interest rates for certain borrowers starting this month (November). It will also allow borrowers to extend their repayment periods. Since Wells Fargo holds about $11.9 billion in student loans, this change should save borrowers literally thousands of dollars.
Discover Financial Services is putting the finishing touches on its modification program and intends to introduce it early in 2015. It holds roughly $8.3 billion in student loans. Experts say the company is considering a reduction in interest rates and may even forgive the debts of some of its borrowers that can show they are in dire financial straits.
Private student loan lenders like banks, credit unions and other such financial institutions tend to get the most flack despite the fact that they hold only 8% of the $1.18 trillion outstanding in student loans. This is due largely to the fact that historically they have been less willing to work with struggling borrowers. As an example of this, federal loans (as noted above) have Income-driven repayment programs where the borrower's monthly payments are fixed at a percentage of his or her discretionary income. However, this does not extend to private loans. Instead, these borrowers have been at the mercy of the private lenders that, until now, have shown no interest in restructuring their terms or their repayment programs.
The reason for this, the private lenders say, is because they package student loans into securities and then sell them to investors where there are restrictions that make it difficult to adjust the terms for individual borrowers.
However. Wells Fargo has worked with federal regulators to straighten out this problem and found there were no major hurdles or barriers to implementing its new program.
Wells Fargo has said that it will consider reducing the interest rates for those of its borrowers that can demonstrate a financial hardship. These people don't have to be delinquent on their loans to be eligible for this interest rate reduction. In fact, what the bank wants is to hear from are people that are current on their payments but can see a rough time ahead due to the loss of their jobs or some other problem that would damage their ability to repay their loans.
Another advantage that federal student loans have historically had over private loans is that it's possible to consolidate them into a new federal loan with a better interest rate and a longer term. The way that the interest on one of these Federal Direct Consolidation loans is calculated is by taking the mean average of the loans being consolidated and rounding it up to the nearest 1/8th of 1%. This generally means an interest rate that's higher than the lowest interest rate on a loan being consolidated but lower than the highest. Just as important, Federal Direct Consolidation loans usually offer the same repayment options as regular federal student loans, including the three income-driven repayment programs.
If you do have multiple private loans you could consolidate them into a new private loan. The main advantage of this is that you would then have just one payment to make a month. When you consolidate multiple loans into a new one it restarts the length of the loan so you would also have more time to repay it, although this means you will pay more interest over the lifetime of the loan. But this could make sense if you have a good credit score because this is what private lenders base their interest rates on. If you've gotten out of school, are working and have improved your credit history, it's possible that your score has improved. If it has gone up by more than 50 points you might be able to get a loan with a better interest rate by consolidating your existing loans with a new lender. You might also talk to the company that currently holds your loans, as it might be willing to lower your interest rate rather than seeing you go to a different lender.
If you have equity in your home there is another option. You could get a home equity loan and use it to repay your existing student loans. The benefit of this is that you would have a fixed interest rate and probably a longer term or more years to repay the loan.
There are education lenders where you could get a new loan and consolidate all your private student loans. However, because these are private loans it's the lender and not the federal government that sets the interest rates. If you are considering a private consolidation loan make sure you determine whether the interest rate is fixed or variable and if you would be required to pay any fees and whether or not the loans you would be consolidating have prepayment fees.
If you have a mix of federal and private student loans the one thing you don't want to do is consolidate them into a new private loan. The reason for this is that you would then lose the benefits of your federal loans such as Graduated Repayment and the three Income-driven repayment programs. This means your best option might be to consolidate your federal student loans into a new Direct Consolidation loan and your private student loans into a new private consolidation loan. While you would have two payments to make a month, you should be able to save money, as you would have lower interest rates on the two loans as well as longer terms. What this boils down to is that if you think consolidating your student loans would make sense, you will need to check your options and then do the math to make sure this would yield a total monthly payment lower than the total of the payments you are currently making. If not, your best bet might be to just to leave well enough alone and concentrate instead on doing everything you can to get your loans paid off as fast as possible.
Here's a (very) short video courtesy of National Debt Relief with some tips that could help you do just that.


text:
Argentina: Buenos Aires pride parade November 17
09 Nov 2018 | 12:40 AM UTC
Buenos Aires' annual gay pride parade is scheduled for November 17 along Avenida de Mayo; anticipate transportation disruptions
TIMEFRAME expected from 11/8/2018, 12:00 AM until 11/17/2018, 11:59 PM (America/Buenos_Aires). COUNTRY/REGION Buenos Aires, Plaza de Mayo
Warning Culture Transportation Argentina
Buenos Aires will hold its 27th annual pride parade on Saturday, November 17. Official festivities will begin at Plaza de Mayo at 11:00 (local time), with events and live music. The parade will begin at 16:00 and proceed from Plaza de Mayo to Plaza del Congreso. Speeches and music typically follow the culmination of the march. Road closures and crowded public transportation conditions are expected near the vicinity of the festivities, along with a heightened security presence. Unofficial events and parties are likely in other neighborhoods, particularly in Recoleta, Barrio Norte, and Palermo.
Argentina is the leading country in Latin America regarding gay rights and the annual pride parade is a destination for locals and travelers. The November 17 event will be the 27th annual pride parade in the city.
Individuals in Buenos Aires are advised anticipate transportation disruptions and crowded conditions and allow additional travel time.
Argentina: Magnitude-6.1 earthquake occurs in Jujuy Province at around 0054 ART Jan. 10
Argentina: Authorities extend COVID-19 travel restrictions through Feb. 1 /update 26
Argentina: Aviation-sector strike planned nationwide Jan. 7-8
Argentina: Authorities enforcing quarantine protocols amid tightened COVID-19-related travel restrictions as of Dec. 31 /update 25
Argentina: Unionized health workers to protest in front of the Hospital Garrahan in Buenos Aires, 1330 Dec. 29
Argentina: LATAM airline workers to protest in Buenos Aires Dec. 28
Argentina: Activists to protest against abortion in multiple cities through Dec. 29
Argentina: Authorities close land borders and restrict travel to Australia and multiple European countries Dec. 25-Jan. 9, 2021 /update 24
Argentina: Healthcare workers to hold a 24-hour provincewide strike in Santa Fe Province, Dec. 23
South America: Coronavirus disease (COVID-19) activity continues in South American countries through December /update 11
Argentina: Nationwide 24-hour commuter rail strike to be held on Dec. 22
Argentina: Argentina to maintain border closures and loosened COVID-19 restrictions through the end of January 2021 /update 23
Argentina: Tourism workers to protest in Buenos Aires Dec. 21
Argentina: Workers' organizations to hold nationwide anti-government protests Dec. 19
Argentina: Activists to hold rallies in Buenos Aires Dec. 18 and nationwide Dec. 20
Argentina: Health workers to stage a 36-hour strike in Buenos Aires Dec. 15-17
Argentina: Protest to demand the release of political prisoners planned in Buenos Aires Dec. 14
Argentina: Pro-abortion activists to protest in several urban centers on Dec. 10-11
Argentina: Armenian national fatally shot in the Puerto Madero district of Buenos Aires Dec. 8
Argentina: Government workers to launch provincewide strike, protests in Mendoza, Dec. 8-9
South America: Coronavirus disease (COVID-19) update for South American countries, Nov. 29 /update 10
Argentina: Health workers to strike and protest in Buenos Aires and Cordoba Dec. 3
Argentina: 6.3-magnitude earthquake hits Salta Province November 30
Argentina: Thousands gather in Buenos Aires amid three days of national mourning November 26
Argentina Country Report
Services Available for Argentina


Jenny Tooth, CEO of the UK Business Angel Association, provides commentary following Jake Berry MP's trip to the North of England.
As the UK plans its exit from the European Union the resulting deal is hanging in the balance with consistent speculation surrounding the new challenges that the UK could face post-Brexit. Jake Berry, MP for the Northern Powerhouse and Local Growth, has recently returned from a tour of the North, praising its positive 'can-do' attitude surrounding Brexit.
Succeeding Jake Berry's report on the North's ability to adapt to the challenges that Brexit may pose, Jenny Tooth is keen to discuss how the North of England's majority vote to leave the EU reflects a disconnect in attitudes towards Brexit and what it means for UK businesses. This is largely due to the fact that London and its surrounding regions function more explicitly within EU regulations than the North who have an increasingly diverse range of businesses and regulatory bodies in which they function within. London is dominated by the financial services industry and as a result, leaving the EU poses stark changes to how they will operate. This is something that Jake Berry MP was prominent to highlight as within many industries he visited in the North, there is already a daily flex between EU regulations and that of the rest of the world; they have been working flexibly for a considerable amount of time.
This indicates more than just varied attitudes towards Brexit, but reflects the differing sentiments between the North and the South, including the capital. We therefore need to look inward and ensure that all of the UK is interconnected with every geographical region being allowed to flourish in both the current and post-Brexit environment. At the UKBAA we regard it as imperative to ensure that our angel investors continue to use their expertise to help busineses throughout the UK navigate the upcoming changes with the strength and optimism that the North of England possess.
The UK Business Angels Association, representing over 18,000 angel investors, is one of the largest investment trade bodies in the UK. Supporting high-growth businesses, the UKBAA facilitates the broadening of the finance arena as well as helping business leaders access the right funding for them.


Send SMS to any GSM or CDMA networks.
Send Thousands of messages in a go!
Low Cost SMS through Internet SMS Gateway.
Bonrix SMS Server 4 HTTP API can be used for developing applications that require to send/receive SMS in English as well as applications that require to send receive SMS in local languages (Unicode). Bonrix SMS Server 4 HTTP API is a easy-to-use on Windows NT/XP/2000/2003 based machine. This bulk text messaging software can be used to send SMS to a list of phone numbers from your PC using any Internet connection and service from any compatible SMS Gateway provider. The list of phone numbers can be either manually entered or imported from a text file, Excel worksheet or Access database. It can be used with any HTTP URL API(GET/POST).
Bonrix SMS Server 4 HTTP API is group SMS software for various purposes such as marketing through SMS and election campaign. It is compatible All SMSC which supports HTTP protocols for SMS. It can be used to develop SMS system such as Bulk/Group SMS system, SMS-Alert system, Web SMS system, Corporate Intranet Web SMS system, and Email2SMS. It can be also used for developing any other customized SMS system. Open API and sample source code is also avialalbe for same purpose.
In India, SMS service is available at affordable rate from many SMS Gateway Provider. This SMS service can be used through our SMS software with any good quality Internet Connection to achieve maximum sms sending speed.
It is compatible with almost all SMS Gateways(SMSC) which supports HTTP API (URL GET/POST HTTP Protocol).
Keywords: Bonrix, HTTP API, GET, POST, URL, SMS, WEB Service, XML Soap, SMPP Gateway, India, Ahmedabad, Gujarat, sms api, sms argentina, sms austria, sms campaigns, sms component, sms component delphi, sms components, sms development, sms dll, sms email, sms europa, sms europe, sms filter, sms finland, sms from pc to mobile, sms ireland, sms java, sms jordan, sms kuwait, sms malta, sms marketing, sms message, sms messaging, sms messaging software, sms net, sms notification, sms oman, sms on mobile, sms peru, sms philippines,sms portugal, sms programming, sms providers, sms send, sms server, sms service, sms services, sms software, sms sweden, sms text message, sms text messaging, sms texting, sms t, email, sms to mobile, sms translation.


Download Aplikasi pendeteksi hantu apps for the Nokia N These apps are free to download and install. The free Aplikasi pendeteksi hantu apps support java. Upload Date: 12 Jan Developer: Distribution Type: Freeware. Downloads: File Size: Kb. Free Download ghost detector. Currently /5; 1 · 2 · 3. Free Nokia Ghost detector Software Mobile Download.
Ghost Radar Symbian App, download to your mobile for free. You will see the ghosts on its radar. The sound of this application is truly horror. This widget works with Nokia XpressMusic, N97, N97 Mini, Ghost Detector Java App, download to your mobile for free. Apps can be downloaded by Nokia, Samsung, Sony and other Java OS mobile phones.
Download aplikasi ghost detector jar. K2 meter if you want to ghost hunt. debmileydishes.com Aplikasi nokia e63 ghost radar classic - Latest Software Updates Path. 28 Sep One of the SCARIEST apps of Get scared now. This FREE ghost detector will tell you exactly if there is a ghost or spirit in the room. Aplikasi edit video s60v3 nokia e Ghost camera ghost with you screenshot Download aplikasi ghost radar Ghost mapper 3d spirit radar apk for nokia. download ghost radar java jar - NaviFirm Plus is a program that allows you to compute a wide Info download aplikasi ghost radar untuk nokia c3 java jar, inilah . Ghost Observer is a ghost detector, that lets you see ghosts around you, and communicate with them. You can listen to what spirits are saying, and ask them.
Download Free Gadgets Ghost Radar For Windows 7 >> debmileydishes.com Download,,aplikasi,,ghost,,radar,,khusus,,untuk,,aplikasi,,jar. GHOST RADAR Aplikasi Pendeteksi Makhluk Halus Untuk HP Android H p v i app in free download aplikasi ghost radar for nokia search, download with 6. Free and safe download. Download the latest version of the top software, games, programs and apps in Ghost Detector Ghost Tracker with Spirit Radar Ghost radar classic is a portable application designed to detect paranormal activity. Top apps collection for nokia n8 belle smartphones free apps download.


Periodontal (Gum) Disease is a "silent" disease – until their teeth become loose and fall out, most people do not know they even have it, or how serious it is. It is the #1 reason adults lose their teeth.
In fact, did you know that more than 75% of all adults have gum disease? Recent Dental/Medical research has shown a direct correlation to periodontal disease and systemic health. People with periodontal disease have an increased risk of stroke, heart attack, diabetic complications, and serious problems with pregnancy.
If you wear a partial denture, does it still fit the same?
If any of these statements are true, then you may have a problem with your gums. You may need more than just a routine cleaning of your teeth to get your gums healthy again. A thorough evaluation of your gums and your overall dental health includes a comprehensive examination, a complete set of x-rays, and periodontal probing. If there is bone loss and deep pocketing you may need non-surgical periodontal or surgical periodontal care.
The adjacent photo depicts healthy teeth, gums and bone. In healthy gums a periodontal probe instrument should only go 1-3 mm (marks) into the gum. Regular checkups with professional cleanings will help keep gum tissue in good health.
Gingivitis is the early stage of periodontal disease. The gum tissues are red and puffy, and there is plaque and tartar building up around the teeth.
There is no bone loss, yet. The probe measures 3-5 mm into the space between the teeth and gum. During this stage, gingivitis can be reversed with proper treatment.
This is the most serious stage of gum disease, since the infection has destroyed most of the bone around the tooth. The plaque and tartar covers the tooth well below the gum and on the roots.
The gums recede even further; the teeth become loose and can shift causing your bite to change. If the pocket between the tooth and the gum is more than 8 mm. you are at great risk of losing your teeth.
With Periodontitis, the plaque and calculus spreads down the root infecting the bone and the ligament holding the tooth into the jaw.
This causes the gums and bone to recede away from the tooth. The space between the tooth and the gum measures more than 5 mm and traps food and more plaque under the gum. With proper treatment you can prevent further damage.
Maintaining good oral health is the key to keeping your teeth for a lifetime. This includes regular visits to the dental office for cleanings, x-rays and check ups. Cleanings can be as infrequent as every six months, or as often as every three or four months, depending upon the health of your gums, and how quickly you develop tartar and stains on your teeth.
Remember that 75% of all adults have periodontal disease. Home brushing and flossing are the building blocks to a lifetime of healthy teeth and gums. Flossing removes food that might remain between your teeth after you brush.
If the food is not removed, it can start decay, and if the food gets trapped in your gum, it can cause gingivitis, or make your existing gum disease worse. You should brush 2-3 times a day, preferably after every meal and before you go to sleep.
Non-surgical periodontal treatment is possible for the early and moderate stages of periodontal disease. This treatment involves removing the plaque and calculus (tartar) that has formed under the gum – in the area known as the pocket, and smoothing the root surfaces.
With moderate to advanced Periodontitis, bone loss is present and surgical periodontal treatment may be required. All patients that undergo periodontal treatment, whether it is non-surgical or surgical, need to have their teeth cleaned and their gums checked on a regular basis. This will be as often as every three to four months.
It is vitally important to do this to prevent further periodontal problems. Periodontal disease is a chronic problem. Without ongoing treatment, the infection and disease will recur, and each time it does, more bone can be lost, until eventually the teeth become loose and need to be removed.
The goal of non-surgical periodontal treatment is to bring the gums back to good health by shrinking or eliminating the pockets around the teeth that are the site of infection, without having to have gum surgery.