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Longtime FSU prof David Kirby has more to say in new poetry book
Marina Brown
Democrat correspondent
One of the delights of living in Tallahassee is that it is home (we now know) to the 18th best public university in the country, Florida State University — and that enables one to come across brilliant minds from science, art, literature, and music pretty much anywhere.
The local scholars who harbor such minds are usually not wearing their academic robes, nor even a suit. In fact, in the case of Robert O. Lawton Professor and poet David Kirby, he will most likely be found in worn pants, a venerable T-shirt, and on formal occasions, a well-loved sports coat. The winner of poetry kudos ranging from the Florida Book Award, National Book Award Finalist, the Pushcart Prize and dozens of other accolades, Kirby is the author of more than 20 books of poetry.
But it's not, of course, what's on his back that makes Kirby one of the most sought-out and popular professors after 50 years of teaching at FSU. Rather, it is what he observes, thinks, and offers up in what he calls a "braid" of impressions which have been organized in a way that allows him to "partially understand the world."
Kirby will read from his new poetry book, "More Than This," at 8 p.m. Friday at the Palaver Tree Theatre in Crawfordville.
Kirby, 74, settled on a recent September morning into a sofa in his home near Cascades Park. Like the others nearby, the house seems vintage 1940s; the furniture comfortably overstuffed in the style of a "film noir" classic. It is here, with his wife, poet Barbara Hamby, that what he calls the "welding of the seams, the grinding down, and the polishing" of a poem occurs.
But Kirby, who even in conversation, can't tamp down the dozens of literary and world-spanning allusions, comes across as anything but out-of-date. In fact, many of the poems in his newest book, "More Than This," reference naughty boys doing playful things, his beloved rock and roll, and the times we live in and their eye-rolling perils.
Sipping a cold coffee, David Kirby says his early imagination was stimulated by words and word pictures. He remembers a personal tableau from around age 3 or 4 when he looks down and can see his little hand holding a pencil. He is writing. He remembers it as a poem. With a father who was Medieval History professor who read his off-spring Tolkien, and a mother who knew tales of hexes from the Louisiana lowlands, Kirby says he was primed early.
And just as influential as words, was a special rhythm, the music of early rock and roll. "Chuck Berry is like listening to Mozart," he says, knowing both. "It drove a groove down the center of my brain I keep returning to." In fact, Kirby says even the structure of this book is organized musically — this one like the four movements of a symphony.
But you won't find any sing-song, rhyming rhythms in Kirby's work. His are narrative poems that introduce topics, juxtapose others, often meander in what at first seems a stream-of-consciousness mode, until, he brings you paradoxically or hysterically laughing to a satisfying conclusion.
In one poem, polymath Kirby evokes: poet Friedrich Schiller; Ecclesiastes; Beethoven's 9th; Apollo and Daphne; Mick Jagger; Joe Louis and Rocky Marciano; Kublai Khan; Niccolo Polo; King Lear and Cordelia; and Barbara, his wife! And it all makes sense as Kirby takes a reader on a world history and literature tour delivered in the sweet sugar of a graceful poem.
Outside, one of Kirby's two beloved kitties is munching breakfast next to a butterfly garden shaded by a massive 200-year-old oak. Though he says that when a problem with a poem arises, he too will go outside for a walk, he also admits that usually the issue is resolved within the first 10 steps. Yet, while he works hard at the craft, the stimuli for poetry writing seem endless to Kirby.
"There is no such thing as an "unpoetic" topic. Everything is a possible opening into a poem. "Everything is real — a TV documentary on the Battle of Sevastopol could be the beginning. But a poem must make you feel something — be it a chuckle, a tear, or an 'ow.' " Kirby said some of his highest compliments are the ones from those who are not poets or scholars, but perhaps a STEM student who'd happened to attend a reading and was mightily moved by it
As to what he tells his students, Kirby encourages them to pursue complexity — in their own way. He wants what they develop to "bring pleasure," even if the poem is one of pain; and to present what they write as if it were a gift to the listener. After all, he says, "While self-expression is important, a poem is about communication." The listener or reader should indeed, feel what the poet wanted to say.
At the end of November, David Kirby will turn 75. But he appears just as passionate, funny, brilliant, and prolific as he might have been 50 years earlier. "I am not pessimistic about time passing by, rather I find that a bird song in the morning is still a revelation. For me, age is like learning a new language. It's like going to a different country where I will find new things to explore. It is the acquisition of knowledge I didn't have before."
And for those who love words, and thoughts, and the music of the soul, we should be very, very glad, he feels that way.
What: Palaver Poetix: David Kirby reading from his new book, "More Than This"
When: 8-9:30 p.m. Friday, Sept. 20
Where: Palaver Tree Theatre, 59 Shadeville Road, Crawfordville
Title: "More Than This: Poems," by David Kirby. 128 pages. LSU Press (Aug. 13, 2019). Paperback, $21.95. Available on Amazon and Midtown Reader, where Kirby will read at 6 p.m. on Dec. 13.


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Today we're headed to one of our very favorite places, the Winchester Mystery House in San Jose. Their Halloween Candlelight tours are back for 2018 and are better than ever.
We were invited out to opening night of the event and Stephen has some great pics to share.
Who builds this big Victorian style house in the middle of San Jose?
The front door to Mrs. Winchester's house.
Halloween food offerings. Winchester always treats us so well.
You never know whose lurking in the shadows.
Mrs. Winchester's hay loft and Mrs. Winchester's wheelchair. There's something in the shadows.
Amazing tour. Looking forward to what's in store the rest of the season.
For more information on the Winchester House and their Halloween Candlelight tours, click here. Be sure to make a full day of it and do both daytime and nighttime tours. You will not be disappointed.


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Home » News and Previews » What Tony Winners Had to Say in the Press Room (video)
Catherine Zuber
Michael Cerveris
Natasha Katz
Sandi Durell
TheaterPizzazz
What Tony Winners Had to Say in the Press Room
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What's Daniel Fish Up to Now!
What Tony Winners Had to Say in the Press Room (video)
Posted on Jun 8, 2015 in News and Previews, Theater Reviews
Kelli O'Hara – The King and I
Christian Borle – Something Rotten!
Annaleigh Ashford – You Can't Take it With You
Michael Cerveris – Fun Home
Alex Sharp – The Curious Incident of the Dog in the Night Time
by: Sandi Durell Photos: JK Clarke
Yes, the 2015 Tony Awards are now over but the buzz and excitement lives on . . . for a while. The Curious Incident of the Dog in the Night Time and Fun Home tied for the most Tony Awards; Kelli O'Hara finally won her Tony for Best Actress in a Musical in The King and I; Michael Cerveris won Best Actor in a Musical in Fun Home; Alex Sharp won Best Actor in a Play in The Curious Incident of the Dog . . . (the complete list of winners appears on TheaterPizzazz) http://www.theaterpizzazz.com/2015-tony-winners-photos-did-you-pick-them/
The gowns were spectacular, as was the jewelry. And Kristin Chenoweth and Alan Cumming – what a pair! – a great match as hosts for the 69th Annual Tony Awards.
In the Press Room, we had the chance to speak with the winners as they were brought in. Take a listen as to what some had to say.
Photos: JK Clarke

redpajama_set_name: RedPajamaCommonCrawl


A ceremony honoring Texas' Vietnam War veterans will take place at the Texas Capitol Vietnam Veterans Monument at 11:00 a.m. on Monday, March 30th. State Senator Juan "Chuy" Hinojosa and State Representative Wayne Smith will join monument committee chairman Robert Floyd to lay a wreath at the monument in tribute to their fellow Texans who served in Vietnam. Hinojosa served in the U.S. Marine Corps in Vietnam and Smith and Floyd served in the Army.
March 29th is the anniversary of the day the last U.S. combat troops left Vietnam in 1973 and has been legislatively designated as Texas Vietnam Veterans Day. The Texas Capitol Vietnam Veterans Monument was dedicated March 29, 2014. This year's ceremony will be held on Monday when the legislature is in session.
The Texas Capitol Vietnam Veterans Monument was approved by the Texas legislature in 2005 through legislation co-sponsored by Hinojosa and Smith. The bronze sculpture honors all Texans who served in the American military and memorializes the 3,417 who died or are missing in the Vietnam War.
The public is invited to attend the short ceremony at the monument, which is located on the northeast grounds of the Capitol complex near the Sam Houston Building.


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If you want a term to be a condition, do not rely on an assumption – state it
21 October 2016 #Commercial
The case of Grand China Logistics Holding (Group) Co Ltd v Spar Shipping AS recently heard in the Court of Appeal has demonstrated the importance of parties to a contract specifying where a term should have the status of a 'condition'.
A ship owner of three ships had hired his vessels out under 3, 5-year Charter Party agreements. The charterers were late in paying hire chargers under all three contracts between April and the summer of 2011, a default in this period of roughly $2 million. In September of that year, the owners withdrew the ships and terminated the Charter Parties, claiming over $25 million in arrear of fees up to the point of termination and in damages for the remainder of the 5-year term.
In each of the contracts, the owner had been given the right to withdraw the ship on grounds of late payment, "failing the punctual and regular payment of the hire, or on any fundamental breach whatsoever of the Charter Party". In the first instance the judge ruled that this term was an 'innominate' term meaning that it would only justify termination where breach of it deprived the aggrieved party all or a substantial proportion of the benefit of the contract. As such this term was not considered a 'condition' of the contract and therefore breach of the term in even the smallest of ways could not have justified termination and damages for loss of the contract. The judge did consider however the persistent late payments of the Charter party and concluded these amounted to the owners right to terminate and be awarded damages for loss of the contract.
With both parties appealing the decision, the case was taken to the Court of Appeal, where it was confirmed that payment obligations arising under the contract was an 'innominate' term rather than a 'condition'. In formulating their conclusion, the CA considered that most terms in a contract unless otherwise specified, are 'innominate' terms. The CA further considered that even if a time of the essence clause is presumed in a commercial contract, when detailed specialist contracts are involved such as time charters; such a presumption would have little weight. It was decided that the charterers delayed payment would therefore not necessarily give rise to the right of termination at common law.
The CA turned then to consider whether the charterers late payments were repudiatory breaches as the payment terms were not considered to be a 'condition'. In doing so the CA were required to consider whether the charterers breach was sufficient enough as to deprive the aggrieved party of a substantial amount of the 5-year total. Although the delays only affected a few instalments and related to only a small proportion of the overall 5-year benefit, the CA reflected on the charterers apparent unwillingness and inability to pay promptly in the future and so resolved that the ship owner was able to terminate at common law.
Contracting parties should be cautious in drafting and agreeing termination clauses, and consider whether any breach giving the right to terminate should be a 'condition' or 'remain an 'innominate' clause, and also whether termination is to be the only available remedy to the aggrieved party. It is also worth remembering that the right to terminate can be both express (as a condition in the contract) and a common law right; clarification on whether both rights should be available is also advisable.
For more information or support with T&C's please contact our Commercial team.
Clarkslegal, specialist Commercial lawyers in London, Reading and throughout the Thames Valley.
For further information about this or any other Commercial matter please contact Clarkslegal's commercial team by email at contact@clarkslegal.com by telephone 020 7539 8000 (London office), 0118 958 5321 (Reading office) or by completing the form on this page.
Ashan Arif
E: aarif@clarkslegal.com


Mopar and Mistletoe – Gift ideas for your HEMI, Dodge, and Chrysler enthusiast.
November 23, 2016 , Auburn Hills, Mich. – The Mopar brand is ready to "HEMI® power" the kickoff of the holiday shopping season with new products and gear — everything from Mopar ornaments, apparel, charms and watches to Crate HEMI Engine Kits, restoration parts and more — that are perfect for the car enthusiast on your gift-giving list come Black Friday or Cyber Monday.
Those shopping for that Mopar-obsessed someone that has been extra "nice" this year can visit www.WearMopar.com or www.Mopar.com to make purchases online, avoid Black Friday crowds and also take advantage of special discounts. The WearMopar.com official site for Mopar gear and merchandise will offer special discounts via promo codes to help fill up the space beneath the tree without emptying the pocketbook.
Online holiday discount offers at WearMopar.com include free shipping on all orders placed on "Cyber Monday" (November 28) when using the promo code CYBERMON. Shipping is also free at WearMopar.com throughout the entire month of December for orders of $30 or more when using promo code FREESHIP30.
Watch features a 44mm stainless steel case with fixed top ring, double layered dial with luminous index, luminous hands and quartz chrono date movement. Stainless steel crown with color filled, stainless steel back cover and stainless steel buckle. Solid stainless steel bracelet, with a 5-year warranty.
Authentic Pandora cut glass charm with sterling silver rim, engraved and colorfilled with Mopar logo on one side. Available in black.
Set of four Heritage logo stone coasters with cork backing. Packaged in Mopar gift box.
A cotton poly cap with adjustable velcro closure, Gray/Black with blue stitching. Mopar Racing Flag logo is embroidered on front of cap.
Dress up your Mopar gear with this Infinity Scarf, made of 100 percent polyester with rolled hem edge and branded with sublimated Mopar logo on one side. Available in gray.
Utilize your Moparian sense with this combined metal sign and bottle opener! Measures 14.5 inches wide by 4.5 inches high, available in silver.
Soft finish, superior quality, USA Made, imprinted with the Mopar Garage logo and made of 50 percent ring spun cotton / 50 percent polyester. Available in heather black.
Another unique holiday ornament added just this year, hand-crafted in Poland and made of glass, this custom-made ornament measures four inches in length and is painted using high gloss enamel with glitter edges. Packaged in gift box; limited quantities available.
Drop modern Mopar HEMI engine power into classic Mopar vehicles with the new Mopar 345 Crate HEMI Engine Kit for the 5.7-liter engine and Mopar 392 Crate HEMI Engine Kit for the 6.4-liter HEMI. Kits can be paired with model year 1975 and earlier vehicles and many other makes and models — even Santa's sleigh. The kits include a power distribution center, a powertrain control module (PCM), engine and chassis wiring harnesses, an accelerator pedal, O2 sensors, ground jumper, charge air temperature sensor and in-depth information sheets on installation.
Surprise your Mopar gearhead with that hard-to-find grille, decal or sheet metal piece for their classic Mopar vehicle restoration through the new restoration parts web resource, www.Mopar.com/restoration. Connect with more than 45 approved Mopar restoration parts licensees and more than 9,000 products to assist in restoring muscle-car era glory.


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Daisy Reveals "Finding MOMOLAND" Was Rigged, Members Forced To Pay Production Fees For The Survival Show
Daisy revealed her own group was rigged.
Ron Kim
Daisy personally revealed to KBS how Finding MOMOLAND was rigged in her favor, and how she had to repay production fees for the survival show.
An internal accusation was made against Finding MOMOLAND, stating that the producers of the show deceived the viewers. The person who filed the internal complaint was Daisy herself. While she was eliminated from the show, she was added into the group on March 28, 2017.
Finding MOMOLAND was a survival show that was marketed to have viewers select the members of MOMOLAND, and aired starting in June 2016. 7 members our of 10 were selected to join the initial lineup of MOMOLAND, while 3 were eliminated. Members were selected through a combination of 60% Producer's judging, 20% online viewer votes, and 20% audience voting on the final performance.
On the day the final members of MOMOLAND were to be chosen, Daisy told KBS she was offered a position in MOMOLAND.
The agency called me on the day of the eliminations and asked to meet me the next day. They told me that regardless of what happened in the eliminations, I was going to join the group. They said to wait until after the first album promotions were completed, and that I would make my debut with them in the second album, Wonderful Love.
— Daisy
However, MLD Entertainment countered by saying Daisy agreed to such a decision.
It's true that we offered Daisy the proposal of joining MOMOLAND at their next album, but she ended up joining MOMOLAND because she accepted the offer.
As an agency, it's only right that we should try to reinforce our group if there are areas it is lacking in.
— MLD Entertainment
In 2017, Daisy received her first statement of accounts, but part of what was included was nearly 70 million KRW (₩65,899,912 KRW) she owed to the company, due to the production of Finding MOMOLAND.
MLD Entertainment forced Daisy, as well as the other MOMOLAND members, to pay for the production costs of Finding MOMOLAND.
In 2017, when I received my first statement, I found that I owed nearly ₩70 million KRW for 2016, when I didn't even have any promotions. That debt was from the production costs of Finding MOMOLAND. I heard that the costs of that were split amongst all of the members.
My dream was to debut in an idol group, and I paid off that debt because I thought it was normal for idols to do that.
KBS checked with MLD Entertainment and confirmed that all of the members paid tens of millions of KRW in production costs related to Finding MOMOLAND. However, MLD Entertainment stated that these terms were already told to the members.
It was already explained to the members that they would be covering some of the production costs, and all of them agreed to the terms, and signed the contract.
In relation to the program, which was broadcast on Mnet, CJ ENM stated that they had no influence at all on the show or its outcome.
Finding MOMOLAND was not produced by us, only outsourced to us by the agency. In the case of an audition or survival program made by an agency, we do not know anything about the selection or debut of members, or the production cost.
— CJ ENM
Contrary to CJ ENM's claims though, KBS reported that Mnet's Main PD participated in the press conference for the show, and the PD even personally helped design the stage for the performances on the show. In addition, Mnet decided to re-broadcast Finding MOMOLAND after MOMOLAND exploded in popularity in February 2018.
Daisy has been absent from MOMOLAND promotions since February 2019, and is in the process of terminating her contract. Since then, MOMOLAND has been promoting as a 6 member group.
In response to the accusations from Daisy, MLD Entertainment has released a brief statement.
We are trying to confirm the details.
Source: KBS and MK Sports
MOMOLAND's JooE Shocks Fans With Her Flawless Figure At The Beach
MOMOLAND X Natti Natasha Unveils "Yummy Yummy Love" First MV Teaser
MOMOLAND And Natti Natasha Drop Teaser Photos For "Yummy Yummy Love"
MOMOLAND Collaborates With Singer Natti Natasha For Upcoming New Album Release
See more MOMOLAND


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Лордис ()  —  муниципалитет в Бразилии, входит в штат Сан-Паулу. Составная часть мезорегиона Арасатуба. Входит в экономико-статистический  микрорегион Биригуи. Население составляет 2259 человек на 2006 год. Занимает площадь 113,833 км². Плотность населения — 19,8 чел./км².

История
Город основан в 1938 году.

Статистика
 Валовой внутренний продукт на 2003 составляет 24.491.853,00 реалов (данные: Бразильский институт географии и статистики).
 Валовой внутренний продукт на душу населения на 2003 составляет 11.428,77 реалов (данные: Бразильский институт географии и статистики).
 Индекс развития человеческого потенциала на 2000 составляет 0,737 (данные: Программа развития ООН).

Муниципалитеты штата Сан-Паулу

redpajama_set_name: RedPajamaWikipedia


Belle was rescued from an ad on Facebook along with Butler in August of 2015. They were in a filthy tank, with the start of metabolic bone disorder, and she had been allowed to breed while still a juvenile. We think she hatched sometime in late 2014. She is mom to Bennet, Doug, Cher and Rogue.


Umpteen studies over the decades have proven that a happy employee is not necessarily a productive employee. So all the talk and articles and blog posts about how to make your employees happy are misleading. Making employees happy is not what you should be trying to accomplish.
So what do you want your employees to be?
First of all, you want them to be productive. Getting the job done is the sine qua non — without which, there is nothing. But productivity these days is not enough. You can, through command, control, manipulation, and consequences get people to be productive. But as a result, they won't be committed — to providing the best service, to continuous improvement, to developing their skills, and to your company.
So secondly, you want employees who get satisfaction from their work. This is not the same as being satisfied – that's not motivational. Rather, it is the satisfaction that comes from accomplishment and doing good work, which is the strongest source of motivation — intrinsic motivation.
When someone derives satisfaction from their work, they treat other employees and customers better, they put in extra effort, they want more of the satisfaction from doing a good job.
Don't try to make employees happy or satisfied. Instead, help them to be productive and to get satisfaction from accomplishment. Only then can you maximize your return on people.
Accountability and responsibility — both are important, but they are NOT the same thing.
An accountability is an end result. Being accountable is being answerable for a result.
For example, a primary accountability for a customer service manager might be to "ensure that all customers are satisfied with their company interactions." The manager is never completed with this result, and it involves many activities and many smaller results such as answering calls within three rings. The manager is accountable for the ongoing achievement of that result by many means.
A responsibility is an action. To be responsible is to be answerable for acting on some task or acting in a certain way.
For example, a manager is responsible for treating all employees with respect. To treat any employee without respect is to be irresponsible.
On October 21, 1805, Lord Admiral Nelson's English fleet defeated the combined fleets of France and Spain at the Battle of Trafalgar. For decades afterward, the English fleet dominated the seas. What was Nelson's competitive advantage?
His ships were not faster, nor were his guns better. His success had nothing to do with clever maneuvering or better sailing tactics. In fact, his approach was simply to put his ship right next to the enemy and slug it out by trading broadsides.
The single most important factor — his competitive advantage — was that his gun crews were so well trained they could get off 2 to 3 times more broadsides than the enemy ships could. That was an advantage that increased in strength the longer the battle continued.
No matter what your strategy is, whether it's lower cost or some aspect of differentiation, how well your organization performs as a whole — how well it implements the strategy — is key to your success.
A mediocre strategy excellently implemented will almost always outperform an excellent strategy poorly executed.


By Laura Schmidt. For Black History Month, UWDC was curious to see what we could discover about the creation of the Department of Afro-American Studies on campus through our collection of the Board of Regents Minutes.
We're joining in the #ColorOurCollections campaign this week. Use images from the UWDC as coloring pages and share your results on social media. Download our coloring booklet to color all week!


In his first NHL season since 2011-12, Dadonov scored 28 goals and 65 points this season, including 13 power-play points.
Bjugstad scored 19 goals and a career-high 48 points during the 2017-18 campaign while playing in all 82 contests for the first time.
Yandle finished the 2017-18 campaign with eight goals and 56 points, the second-highest point total in his career.
Huberdeau posted 27 goals and 69 points -- both career highs -- in 82 games this season.
General manager Dale Tallon indicated Tuesday that Barkov (shoulder) wasn't suffering from a serious issue and could have returned to the lineup in Game 1 or 2 of the playoffs, freelance sports writer Harvey Fialkov reports.
Haley finished 2017-18 with three goals and six assists, and 212 penalty minutes.
Brickley finished with four goals and eight assists over 44 games in 2017-18, while averaging 11:53 of ice time.
Vatrano scored a goal and an assist to play spoiler in a 4-2 victory over the Bruins on Sunday.
Barkov (undisclosed) will not return to the lineup in either of the team's two remaining regular-season contests, Jameson Olive of the Panthers' official site reports.
McCann scored the game-winning goal with 5:37 left in the third period in Thursday's 3-2 victory over the Bruins.
Barkov left Thursday's 3-2 win over the Bruins in the third period due to an undisclosed injury, freelance sports writer Harvey Fialkov reports.
The Panthers assigned Tippett to AHL Springfield on Wednesday, Matthew DeFranks of the South Florida Sun Sentinel reports.


text:
<?php
namespace ihate\CoreBundle\Form\Model;

use Symfony\Component\Validator\Constraints as Assert;

use ihate\CoreBundle\Entity\User;

class Registration
{
    /**
     * @Assert\Type(type="ihate\CoreBundle\Entity\User")
     * @Assert\Valid()
     */
    protected $user;

    /**
     * @Assert\NotBlank()
     * @Assert\True()
     */
    protected $termsAccepted;

    public function setUser(User $user)
    {
        $this->user = $user;
    }

    public function getUser()
    {
        return $this->user;
    }

    public function getTermsAccepted()
    {
        return $this->termsAccepted;
    }

    public function setTermsAccepted($termsAccepted)
    {
        $this->termsAccepted = (Boolean) $termsAccepted;
    }
}

redpajama_set_name: RedPajamaGithub


As most of our blog readers are probably aware, the number of children being raised in single parent households has significantly increased in the past few decades. Now, for the first time, more than half of mothers who are under the age of 30 when they have children are not married at the time of their child's birth. This has likely led to an increase in family court petitions for child support, custody and related issues in Las Vegas and throughout the country.
Despite the increase, nearly 60 percent of women in the U.S. are married when they have children. But 41 percent of children are born outside of marriage, which increases to 53 percent when the mother is under 30. But because nearly two-thirds of U.S. children are born to women under 30, this means that the percentage of children born to single parents may soon overtake the percentage of children born to married parents.
Interestingly, the mother's education level seemed to significantly influence whether she would have a child outside of marriage. College graduates are more likely to get married before having children than mothers with some post-secondary education or a high school diploma.
The concept of single parenthood seems to inspire some very opinionated commentary from critics who say that children born outside of marriage face an additional risk of suffering from emotional and behavioral problems, living in poverty or failing in school. While this may or may not be the case, it does not take into account the number of children who are living in stable homes with two parents who have simply chosen not to get married. This increasingly common occurrence has contributed to the rise in children born to unmarried mothers, researchers say.


Stay on Crazy K Farm®!
Our Cottage and Cabin are situated next door to our non-profit animal sanctuary in rural Hempstead, Texas. The two-bedroom, two-bathroom guest house and small, cozy, two-bedroom, one-bathroom cabin (original to the property) have been updated with modern amenities and offer a warm, rural, old-Texas ambiance that reflects the property's original cattle-ranch roots. Your B & B stay includes breakfast items you prepare yourself, such as cold and hot cereal and farm fresh eggs laid by the many rescued chickens on the sanctuary. Duck and goose eggs are also available by request. Proceeds from your stay support the animals on the sanctuary.
Please consider helping us meet the medical needs of our rescues by contributing to our Vet Bill Fund. Even a donation as small as $1 will make a difference! Please click on the banner at the bottom of the page to make a donation and join our Circle of Friends club! You may donate anonymously.
Visit our Media page to view interesting videos and articles featuring Crazy K Farm.
Crazy K Farm values your privacy. We do not disclose customer information in any form with third parties. We do not keep your credit card information on file.
Want to order eggs, a Hen Saver hen apron, Avian Haven hut, Kitty Holster or some live bird shipping boxes? How about an incubator or brooder? Visit our store!


To get this discount, all you need to do is enter the code: GT1 at checkout. This is running for a limited time only, so get those orders in quick!
Fuchs Titan GT1 XTL 5w-40 engine oil is a premium motor oil for modern passenger cars and light commercial vehicles with or without extended service intervals. Designed to meet the requirements of up to date engines with pump unit injector and common rail injection. Specially developed for vehicles with exhaust after treatment and turbocharger. Optimum cold starting, lower oil consumption and minimised exhaust emissions and even fulfils the special requirements of many car manufacturers including VW engines with pump unit injectors.
Really popular in BMWs, a huge amount of Renaults and VWs, you can see why this is such a highly reviewed oil. One last time, that discount code is GT1, and you can find this product HERE.
If there's any other Fuchs products that youre interested in, you can find the full range HERE. You'll find quality gear oils, ATFs and differential oils, brake fluids and even their popular cleaning products. It's also well worth having a look through our look up guide – all you need to do is select what you're after, enter your vehicle details and hey presto. You can find it HERE.
Give us a shout if there's any clarification that you need, we're on the phones and emails Monday to Friday 8:30 – 5:30 on 01209 202 949 and sales@opieoils.co.uk. You can also drop us a message on here.


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RYAN BART Ryan Bart, The Magic Man, has been infusing amazement in audiences large and small for over a decade. Ryan has vast performance experience both domestically and internationally. There is a difference between fooling people and amazing them and Ryan understands this subtle, yet distinct difference. Ryan is a bilingual magician (English and Spanish) based…
GREG NOKES Greg Nokes has worked professionally with emerging technologies, networking and development for over 20 years, and has been involved in technology for over 30 years. He is an early adopter of just about every new curiosity that comes around, from BBS's and the Internet, to Snapchat and Pokémon Go. He justifies this borderline obsession…
LINDA SEPPA-SALISBURY Linda Seppa-Salisbury. Linda's fifty year career as an educator includes teaching high school speech and drama, teaching life-changing communication classes at an inner city middle school, teaching at three universities, and finally teaching communication studies classes for forty years at her beloved career home, Spokane Community College (SCC). Linda, in a recent interview, stated "Every single college student should be learning how to communicate more effectively. They desperately need classes like Interpersonal Communication, Public Speaking, Intercultural Communication, Gender…
AARON CRUMBAUGH Aaron Crumbaugh currently works as the Executive Chef at the Spokane Club, transforming the dining experience for appreciative guests and members alike. His new series of Chefs Week PNW events at the Club showcases the talents of celebrated chefs and sommeliers from around the world and is open to the public. Trained at the…
FARIDAH GBADAMOSI Faridah Gbadamosi describes herself as a Black Woman Geek, each term central to her identity. She is a writer, producer, and filmmaker, originally from New York, who is a very proud alum from the University of Pennsylvania. Faridah's long-term goal is to build her own film festival that focuses on low budget filmmaking that…
2016 Event, Entertainment, Students, TEDxSpokane Speakers, 04 Dec, 2016
MIKE & HAILEY POUTIATINE Mike and his daughter Hailey have in common a love of all things written. Both Mike and Hailey share a love of poetry and prose that inspire, challenge and encourage. Often the two of them can be found in a bookstore playing a favorite game with the stacks; who can find…
2016 Event, TEDxSpokane Speakers, Uncategorized, 04 Dec, 2016
W. SCOTT LEWIS W. Scott Lewis, J.D. is a partner with The NCHERM Group. He is a co-founder and advisory board member of ATIXA (the Association for Title IX Administrators) and NaBITA (the National Behavioral Intervention Team Association). Previously, he served as Special Advisor to Saint Mary's College in South Bend, IN, as Associate Vice Provost at the University of…
2016 Event, Students, TEDxSpokane Speakers, 04 Dec, 2016
ZACHARY MAXWELL Zachary Maxwell is a fourteen-year-old documentary filmmaker attending public school in New York City. Zachary began screening his work in film festivals at the age of eight. His award-winning films "Yuck!" and "Anatomy of a Snow Day" have drawn international media coverage. Zachary has been featured in Newsweek, The Huffington Post, The Washington Post and The…
2015 Event, Entertainment, TEDxSpokane Speakers, 24 Nov, 2015
Infinite Worth. Each of us carries within the gift of infinite worth. Find out what that means for us to walk in relationship with others with a new sense of interconnectedness. Kent Hoffman is a clinician, attachment researcher, and co-founder of the Circle of Security program. His life work has included building intervention approaches for…
2015 Event, Entertainment, TEDxSpokane Speakers, Uncategorized, 24 Nov, 2015
Young Adult Lit Belongs To Everyone. A lifetime as a teacher and librarian has taught Kris that young adult literature is everyone's literature because that stage of life lends itself to stories that resonate emotionally. Kris Dinnison spent nearly two decades as a teacher and librarian, while dreaming of becoming a writer. She lives in…


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West African Papers
Climate Impacts in the Sahel and West Africa
The West African Papers series explores African socio-economic, political and security dynamics from a regional and multidisciplinary perspective. It seeks to stimulate discussion and gather information to better anticipate the changes that will shape future policies. The series is designed for a wide audience of specialists, development practitioners, decision makers and the informed public. Papers are available in English and/or French, and summaries are available in both languages. Initiated by the Sahel and West Africa Club (SWAC) to highlight and promote West African issues, the work presented is prepared by its Secretariat, Members and partners, other OECD departments, related international organisations, associated experts and researchers.
English Also available in: French
ISSN: 24142026 (online)
The Role of Climate Science in Policy Making
Given that the population of the Sahel depends largely on rain-fed agriculture and transhumant livestock rearing, there is a growing concern about the future climate of the region as global warming may alter the availability of water resources. The lack of consensus on climate projections for West Africa results partly from the inability of climate models to capture some basic features of present-day climate variability in the region. As a result, climate model projections are difficult to analyse in terms of impacts and provide little guidance to inform decision making on adaption and resilience-building. However, by engaging with users of climate information to better understand their activities and their sensitivities to weather and climate, and by looking beyond the user to understand the wider systems context in which climate change occurs, progress can be made in interpreting climate impacts. This paper reviews the latest climate projections for West Africa and considers alternative ways in which the knowledge generated from climate science can be understood in the context of preparing for an uncertain future that provides practical help for decision makers.
Keywords: climate change, climate variability, climate science, West Africa, climate projections
JEL: Q54: Agricultural and Natural Resource Economics; Environmental and Ecological Economics / Environmental Economics / Climate; Natural Disasters and Their Management; Global Warming; Q58: Agricultural and Natural Resource Economics; Environmental and Ecological Economics / Environmental Economics / Environmental Economics: Government Policy
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Kirsty Lewisi and Carlo Buontempoi iMet Office UK, Hadley Centre
https://doi.org/10.1787/5jlsmktwjcd0-en
http://instance.metastore.ingenta.com/content/paper/5jlsmktwjcd0-en


the most current local business information.
A community driven site whose main goal is to provide its users with the most precise local business information possible. With our users help approving correct details, or reporting any outdated business information, we can create the most reliable opening hours and local business details on the web.


The Riverside County Regional Medical Center Jail, located in the city of Moreno Valley, in Riverside County, California is a medium to maximum-security facility.
Correctional officers in Riverside County Regional Medical Center Jail are armed with mace and trained to use physical force to protect themselves, visitors and inmates from violence.
All of the men and women being held in the Riverside County Regional Medical Center Jail are either awaiting trial or have been sentenced in the Riverside County Court System and been sentenced to one year or less.
The Riverside County Regional Medical Center Jail also houses inmates arrested by this county's municipal police departments.
This facility, known as "Riverside County Regional Medical Center Jail" is also known as Riverside County Hospital Security Unit, Riverside County Corrections , Riverside County Jail, Regional Medical Ctr , Riverside County Jail, Regional Medical Ctr , California, Riverside.


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By Dan Kennedy • The press, politics, technology, culture and other passions
The Return of the Moguls
The Wired City (2013)
Little People (2003)
Other Published Work
Tom Oliphant reviews Kennedy memoir
On December 11, 2009 By Dan KennedyIn Media, Politics
Retired Boston Globe columnist Tom Oliphant's closeness to the late senator Ted Kennedy may have deprived him of the ability to consider Kennedy dispassionately or skeptically. But he did have insights into Kennedy's character and thinking that were rare for a journalist to attain.
So I highly recommend Oliphant's review of Kennedy's posthumous memoir, "True Compass," which appears in a new quarterly journal called Democracy. According to Oliphant, Kennedy's personal tone, his serious consideration of Catholic social-justice ideas and his remorse over his personal failings come through in ways that were rarely heard outside the circle of his family and close friends. Oliphant writes:
Introspection was never a Kennedy strength or habit, but "True Compass" has surprised and astonished those who knew him well. That includes me, a baby reporter in the late 1960s gleefully sucked into the vortex of Kennedy's involvement in all the burning issues of his time. I dealt with him for 40 years in a happy evolution from quasi-student to willing accomplice on scores of causes (some hopeless, many successful) to something more personal; my real bias is that I never stopped being stunned by his work ethic, his relentlessness and diligence, not to mention his kindness.
Above all, Oliphant invokes a time when Kennedy was part of a better Senate — less ideological, less money-driven than today's circus. Sadly, it makes you realize that if it seems Kennedy's likely successor, Martha Coakley, may be unable to fill his shoes, neither could a young Ted Kennedy himself, given how the institution has diminished in stature and seriousness.
Photo (cc) by the BBC World Service and republished here under a Creative Commons license. Some rights reserved.
Martha CoakleyTed KennedyTom Oliphant
What to do about the other Joe Kennedy
Coakley's "other Kennedy" calculation
'What Works': The Podcast
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"A former media critic for the Boston Phoenix, Dan Kennedy continues to write incisively about the print and digital universe at his blog, Media Nation."
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— Boston Globe, 11/30/2008
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Presidential Communications
Texas State Office of the President Presidential Award Winners 2021
Presidential Award Winners 2021
Presidential Awards for Excellence in Teaching
Professor/Associate Professor
Michael Devlin
School of Journalism and Mass Communication
Michael Devlin, an associate professor in the School of Journalism and Mass Communication, joined the faculty at Texas State University in 2016. He earned his doctoral degree from the University of Alabama in 2013. He serves as the advisor for the School of Journalism and Mass Communication's national award-winning National Student Advertising Competition team. Dr. Devlin's work has been recognized by his peers, having received the Association for Education in Journalism and Mass Communication (AEJMC) Advertising Division's Early Career Teaching Excellence Award, as well as the Emerging Scholar Award from the National Communication Association and Most Promising Professor Award Runner Up from AEJMC. He offers experiential learning opportunities in each of his classes and prepares his students for life after graduation by encouraging them to rely less on rubrics, and instead, engage in problem defining and taking creative risks to solve real-world challenges.
Nicole Wagner
Department of Agricultural Sciences
Nicole Wagner became an assistant professor in the Department of Agricultural Sciences in 2018, after joining the department as a senior lecturer in 2016. She earned her doctorate from Montana State University with a focus on precision agriculture. Since 2018, she has served as graduate program coordinator for the Master of Science program in integrated agricultural sciences. Dr. Wagner has received two College of Applied Arts teaching awards and the U.S. Department of Agriculture (USDA) Kika de la Garza Fellowship. She has been a co-principal or principal investigator on seven grants totaling over $1.4 million, including two USDA Hispanic Serving Institution Education grants that provided 27 scholarships to her students in agriculture. Dr. Wagner's research focuses on controlled environment agriculture, compost science, and soil health. Since 2016, she has the been the advisor for 11 graduate students and 41 undergraduate researchers and interns.
Senior Lecturer/Lecturer
Brian Cooper
Brian Cooper, a senior lecturer in the Department of Geography, joined the faculty at Texas State University in 2007. He earned his doctorate in Geographic Education from Texas State in 2012. Since June, 2016, Dr. Cooper has served as undergraduate program coordinator for the Department of Geography, leading the department through updates to course offerings and curriculum changes, as well as providing information to students regarding the department's major and minor programs. He has taught over 14,000 students in six different geography courses. He has been invited to give numerous presentations to student organizations such as the Model Arab League and the International Studies Club. He has also been recognized for his teaching several times by Alpha Chi and the College of Liberal Arts and in 2011, was named International Studies Professor of the Year by the Center for International Studies at Texas State.
Presidential Awards for Excellence in Scholarly/Creative Activities
Cyrus Cassells III
Cyrus Cassells III, a professor in the Department of English, is the author of eight books of poetry (six published and two forthcoming), which have garnered several awards, including the Lannan Literary Award and the Lambda Literary Award. In 2019, he published a book of translations of Catalan poet Francesc Parcerisas. He is a Pulitzer-Prize nominated cultural critic for The Washington Spectator. Mr. Cassells has been a faculty member at Texas State University for 21 years. January, 2017, marked the 30th anniversary of his teaching career at the college level. He is currently a Guggenheim Fellow in Poetry, and has received the Texas State Poet Laureate designation.
Lecturer/Assistant Professor
Sean Justice
School of Art and Design
Sean Justice, an assistant professor in the School of Art and Design, holds a doctorate in Art and Art Education from Teachers College, Columbia University, where he taught digital fabrication, physical computing, creative coding, and photography, to pre- and in-service teachers from across the curriculum. While at Teachers College he designed and directed the Myers Media Art Studio, a center for exploratory art and technology focused on the materiality of new media art. Prior to Teachers College he taught art, writing, and technology at high schools, art schools, and universities, primarily concentrating on photography and fine art printing. Dr. Justice's teaching and research address teacher education in the age of digital networks, the maker movement, and Material Inquiry pedagogy. He has exhibited photographs, videos, and computer animations both nationally and internationally. Dr. Justice's book, Learning to Teach in the Digital Age: New Materialities and Maker Paradigms in Schools, was published by Peter Lang, in 2016.
Presidential Awards for Excellence in Service
Duane Knudson
Department of Health and Human Performance
Duane Knudson, Regents' Professor in the Department of Health and Human Performance, earned a doctorate in biomechanics from the University of Wisconsin-Madison. Dr. Knudson has established a sustained and influential record of university, professional, and community service beginning as an undergraduate student. A hallmark of this service has been his leadership in advancing organizational effectiveness and implementing new initiatives. He has received national and international awards for his service in biomechanics and kinesiology disciplines and received the American Kinesiology Association (AKA) Distinguished Leadership Award. Since coming to Texas State University in 2009, he served as department chair for 10 years, associate dean for five years, and on over a dozen university committees. Currently he is president of the International Society of Biomechanics in Sports and on the editorial board of three journals. Nationally he has served as president of the AKA, as chair of the Biomechanics Academy, and on a Technical Review Panel for future Classification of Instructional Program (CIP) code revision (CIP2020) by the National Center for Education Statistics. In Texas, he has held several leadership roles and currently serves on the Kinesiology Field of Study Committee for the Texas Higher Education Coordinating Board.
Assistant Professor/Lecturer
Joshua Daspit
Joshua Daspit, an assistant professor in the Department of Management, earned a doctorate in management from the University of North Texas in 2012. Dr. Daspit is leading the SCALEUP initiative at Texas State University, which is a program focused on helping minority business owners increase the scale and impact of their businesses. Dr. Daspit also serves as associate editor of the Journal of Family Business Strategy and Family Business Review, is a member of the editorial board for seven academic journals, is on the organizing committee of a premier international conference dedicated to family business research, is the co-advisor for the university's award-winning Collegiate Entrepreneurs' Organization student group, and serves Texas State and the local community in many other ways. In each of his service activities, he aims to deliver meaningful impact while advancing the study and practice of entrepreneurship.
Presidential Seminar Award
Sarah Fritts
Dr. Sarah Fritts is an assistant professor in the Department of Biology at Texas State University. She earned her Ph.D. from North Carolina State University in 2014. Dr. Fritts is an expert in climate change, wildlife ecology, and biostatistics. She is a Certified Wildlife Biologist and was a fellow of The Wildlife Society Leadership Institute in 2015. Sarah is currently involved in projects focused on Galliformes, passerines, bats, primates, fishes, reptiles, and amphibians and has been awarded over $2 million in grants. Recently she was awarded a $500,000 grant from the Texas Parks and Wildlife Department to conduct an acoustic survey of bats in Texas in order to prepare a response to the deadly white-nose syndrome that is devastating bat populations. Dr. Fritts currently is a mentor and committee member for many students who are pursuing their research degrees at Texas State.
Previous Presidential Award Recipients


Property Location With a stay at Hilton Garden Inn Bartlesville, you'll be centrally located in Bartlesville, within a 10-minute drive of Jane Phillips Medical Center and Adams Municipal Golf Course. This hotel is 14.3 mi (23 km) from Woolaroc and 31.5 mi (50.7 km) from Little House on the Prairie.Rooms Make yourself at home in one of the 100 guestrooms featuring microwaves. Complimentary wireless Internet access is available to keep you connected. Bathrooms with bathtubs are provided.Amenities Enjoy the recreation opportunities such as an indoor pool or make use of other amenities including complimentary wireless Internet access.Dining Enjoy American cuisine at Garden Grille and Bar, a restaurant which features a bar, or stay in and take advantage of the room service (during limited hours). Breakfast is available for a fee.Business, Other Amenities Featured amenities include a business center, express check-out, and a safe deposit box at the front desk. Free self parking is available onsite.


Fabrica de Licores de Antioquia, producers of Ron Medellin Rums, are based in Colombia and offers three lines of aged rum.
Ron Medellin 8 Year – Extra Añejo and a 12 Year Gran Reserva are their superior aged rums. These rums are made with the finest honeys and are aged in American oak casks, which transmit the organoleptic characteristics typical of the beverage, giving it aroma and taste in a natural way, without any kind of additive in the process.
It has an excellent acceptance in the market, showing strength, refinement, modernity, sobriety, class and good taste. The presence of aromas and flavors together generate an unmistakable bouquet giving Ron 8 Años its own personality, character and composition. This is represented in a pleasant and uniform taste that is soft, honeyed and smoked.
The noble wood over time transforms heat and rawness into softness and texture. Ron Medellin Añejo is one of only a few rums that are aged naturally, ensuring purity and quality, evident in its rich and delicious bouquet.
Taken straight up or mixed, what's important is to fully enjoy the flavor and texture that is Ron Medellin.


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Japan keeps tourism freeze despite plunge in virus cases
Filled with pink and fuzzy things and cuddly bears, 6%DOKIDOKI, a tiny store in the heart of Tokyo's Harajuku district, is bursting with "kawaii," the Japanese for "cuteness."
Filled with pink and fuzzy things and cuddly bears, 6%DOKIDOKI, a tiny store in the heart of Tokyo's Harajuku district, is bursting with "kawaii," the Japanese for "cuteness.".
One of the world's most closed-off nations to start easing Covid-19 travel restrictions
New Zealand said it would begin easing Covid-19 travel restrictions that have been in place on its national borders since March 2020.
Adam Saaks Religion at LAFW 2021
24Fashion TV Exclusive: Adam Saaks Religion debuted his latest hand cut apparel and high end athletic leisure...
Europe Re-Connects with the World
The European Council of the European Union (EU) announced today following a review under the recommendation to gradually lift the temporary restrictions on non-essential travel into the EU. The EU Council updated the list of countries, special administ...
Air France named Leading European Airline for its Business Class at the World Travel Awards
In London, Air France received the award for Europe�s Leading Airline for its Business Class at the 28th World Travel Awards ceremony. These annual awards are a prestigious event that rewards actors in the travel, tourism and hospitality sectors. The ...
NFT Fashion at MVMF international festival 29-31 October
The World's first International Metaverse Music Festival is happening in multiple Metaverses and in the...
Global hotel room prices increase by 184% as travel restrictions ease
Research by leading UK Buy Now Pay Later (BNPL) platform and the first BNPL travel agent, Butter, reveals that global hotel prices are on the rise as demand surges after most travel restrictions are eased.
Meet the Bicycle Baron: A cyclist whose trip around the world starts in Alaska | INDIE ALASKA
Growing up in Japan, Hugh Yamada always had a fascination for bicycles both new and old. But it wasn't until his first year-long bicycle trip from Hokkaido to Okinawa that he discovered a love for travel and a need to take an ambitious step forward. Th...
Saudi Arabia to host World Travel and Tourism Council summit next year
LONDON: Riyadh has been chosen to host the 22nd Global Summit of the World Travel and Tourism Council (WTCC) next year. The summit, the largest travel and tourism event in the world, will be hosted


With a new look and new functionality, Notification Center is getting a major overhaul in OS X Yosemite. There's an entirely new view mode that gives you today's items at a glance, plus widgets that will extend Notification Center's functionality even further. Let's have a look at some of the changes coming in Yosemite.


I accept commissions from personal photographs that you would like to be reproduced as a painting, in a canvas size of your choice.
This may be a portrait of a child, family member or pet or maybe a favourite landscape or image of your house. Personalised paintings make great gifts for Birthdays, Christmas, Anniversaries or Weddings. A portrait of a child or loved one, makes a great family heirloom.
I will e-mail you regularly with images of how the commission is proceeding and the painting will only be shipped when you are completely satisfied.
I can also paint modern pieces of art to match home furnishings, in colours and patterns of your own design.
The sharper and bigger the original photograph, the more detail I will be able to put into the painting. You can contact me to discuss details and prices.
A deposit will be required before a commission can be started.


We are a movement fueled by compassion to keep children safe and families intact in Lane County. Through Host Families, Family Friends, and Family Coaches, we temporarily host children and provide a network of support to families in crisis while they get back on their feet. Common crisis includes homelessness, medical issues, domestic violence, incarceration and substance abuse treatment.
This program is often a better option than foster care and ensures that parents can maintain full custody and contact with their children without getting the state involved.
We know how hard it can be to ask for help. Remember that asking for help is a sign of strength and you can be on the road to a much stronger future.
Parents in need voluntarily approach SFFC through a self-referral or other referral sources. They can opt to reunify with their children at any time and never lose custody of their children.
Family Friends support parents in need by befriending, coaching, and offering moral support until their situation has begun to normalize, thus helping them improve their parenting and home environment.
Throughout the hosting arrangement, Family Coaches offer emotional and tangible support to families in need and host families. The family coaches work with parents in crisis to develop goals and visit the host families' homes regularly to offer guidance and support.
While Foster Care is necessary in some instances, we are finding that in many cases, foster care is not the best solution for the family. Once the state gets involved it often takes much longer to reunite the child with their biological family.


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What Is The Net Interest Rate Spread? How Net Interest Rate Spread Works
Now, what is the net interest rate spread? If you want to know all about this topic, then you should keep on reading. I have written some reviews about this, not just review reviews that have a lot of information.
What Is The Net Interest Rate Spread?
If you are interested, then you won't find it an issue to read this article till the end, because only then will you get to know the important information.
How the Net Interest Rate Spread Works
How to Calculate the Net Interest Rate Spread
How the Federal Reserve Influences the Net Interest Rate Spread
Lending Spreads
Investing in Spreads
Borrowing for Your Business
Lending to Customers
What Does the Interest Rate Spread Mean?
What Is The Difference Between The Net Interest Margin And The Spread?
What Is the Spread Rate on a Home Loan?
What Does "Spread Payment" Mean?
The net interest rate spread is simply the difference between what a bank pays on deposits and also what it charges on loans. It is also an important financial metric for banks because it provides an indication of how healthy and even profitable a bank is.
Here's a closer look at what the net interest rate spread is, including how it works, how it is also calculated, and lots more about the factors that can affect it.
To simply understand how the net interest rate spread works, you should first understand how banks simply make money. Banks can then earn a significant amount of their income by charging more in interest on loans than they pay to customers on deposits. Let's take Bank of America, for instance.
In the year 2020, Bank of America made about $2.3 trillion on interest-earning assets, with an average yield of 2.25%. It also spent $1.6 trillion on interest-bearing liabilities, with an average yield of 0.5%. This means its net interest rate spread was 1.75%, or $700 billion, for its lending activities.
In other words, in that year, the annual percentage rate (APR) that Bank of America charged on mortgages, credit cards, leasing, and other types of loans was 1.75% higher on average than the annual percentage yield (APY) it paid out on savings accounts, money market accounts, certificates of deposit, and IRAs.
The net interest rate spread formula is pretty straightforward. It is then simply the difference between a bank's interest rate on loans and its interest rate on deposits. The formula looks like this:
Net interest rate spread = (Interest earned on loans-Interest earned on deposits)
So if a bank's average APR (i.e. its lending rate) is 3% and its average APY (i.e. its deposit rate) is simply 0.8%, then its net interest rate spread is 2.2%.
All of this discussion about the net interest rate spreads may get you wondering how banks set interest rates in the first place. If they could simply make more money by raising rates, wouldn't every bank try to increase their profitability by raising rates as much as possible?
There are several factors that influence a bank's net interest rate spread. One of the biggest factors is the government policy set by the Federal Reserve.
The Federal Reserve lowered the target range for the federal funds rate to 0%-0.25% in 2020 to simply help lower costs for borrowers during the COVID-19 pandemic.
The federal funds rate, in particular, is also one of the most influential interest rates in the world. It can then determine several types of things in the U.S. economy, including prime rates and also general interest rates on loans, the value of the U.S. dollar, a household's or business's spending habits, and even more. It also acts as the base interest rate for institutions.
The interest rate spread is the difference between what the company charges on a loan compared to its cost of money. A bank then runs on interest rate spreads, simply by paying a certain rate on savings, CD deposits, and even loans at higher rates than it pays to savers.
Publicly traded financial companies such as banks often report the net interest rate spread earned on quarterly and also annual financial reports. The World Bank also supplies interest rate spread data from countries around the world, simply showing the difference between the average lending rate and the deposit rate.
In the investment world, interest rate spreads are simply used to evaluate what an investment is paying compared to a benchmark rate. In the U.S., the benchmark is often the current rate on a specified U.S. Treasury security. In the bond market, the rates on corporate bonds will then be compared to the 10-year Treasury bond at different credit ratings. As an example, bonds with an AA credit rating will then be paying a certain spread over the Treasury rate, and bonds with a lower rating, such as BB, will also be paying a higher spread over the Treasury rate.
If you want to take out a bank loan for your business, the bank will very likely quote you a rate that is higher than the prime rate plus a rate spread. The prime rate is also used by many banks as the base rate for commercial and personal loans, with a spread added to the prime based on the borrower's credit situation. For a business loan, it is likely that the loan is an adjustable rate loan, and the contract will then be written with a rate spread over the prime rate. This means that if the prime rate increases, so will the rate that you pay for your business loan.
If you then provide financing options to simply help customers of your business buy your products, you can then generate additional profits from interest rate spreads. For example, if you sell golf carts and also provide easy financing, To provide golf cart loans, you work with a bank that simply lends you money at a 6% interest rate.
You write 9.9 per cent golf cart finance contracts. When you then send the finance contracts to the lender, the bank will also calculate the difference in interest earnings between the 9.9 per cent and the 6 per cent and then send you a check for the difference, providing additional profit from the sale.
The interest rate spread is simply the difference between the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
The spread is just the difference between the average rates earned on assets and the average rate paid on liabilities. That spread would then only equal the net interest margin percentage if the dollar amount of earning assets were equaled to the dollar amount of interest-bearing liabilities.
The spread is simply or basically, the price that you, as a house owner, will then have to pay on top of the repo rate, to then avail of the lending facility a bank has to offer. For example, the Bank of Baroda is then going to charge 8.35 per cent interest on repo rate-linked home loans. The 295-basis-point difference can then be referred to as the spread.
In underwriting, the spread can also simply mean the difference between the amount paid to the issuer of a security and the price paid by the investor for that security—that is, the cost an underwriter pays to buy an issue compared to the price at which the underwriter sells it to the public.
How Long Do Home Insurance Claims Take?
Tjmaxxfeedback – Tjmaxx feedback Survey at www.tjmaxxfeedback.com
Insurance for Dogs – Types of Pet Insurance Policy Types
KINETIC THEORY OF MATTER
New Facebook Login – How to Log in to Facebook Account
PayMath Login – How to Login to Paymath
What Is a Credit Union? – How to Join a Credit Union


Messe München, we are here!
Following Electronica China 2016 hold in Shanghai on March, Tianjin Geneuo Technology Co., Ltd. brings GSEE-TECH full range of connectivities to land e planet in Messe München, Germany !
Flutter the flag, soar the ambition, Geneuo is fabulous.
Planned Electronica 2016 for a long time, Geneuo has taken a good time to land.
Geneuo full series connectivities have been heavily armed, landing e planet!


text:
Q: Swift Problema na Multi Seleção UITableView Tenho uma tableView que quando está no modo "Edit" eu posso selecionar cada item e tomar uma ação, por exemplo remover os itens selecionados.
Quando seleciono os itens, os primeiros ficam sem "Divisão de linha", e os debaixo ficam selecionados normalmente como mostra o print a seguir:

O que pode ser? Um bug do XCode ou há alguma implementação que corrija isso?
Quando eu faço o scroll para baixo os de cima somem também a borda de divisão da tableView.

A: Este problema ocorre no iOS 7 ou no iOS 8? Ou em ambos?
A UITableView no iOS utiliza um conceito de "reciclagem" das cédulas. Toda vez que você utiliza o scroll da table view ele recarrega as cédulas. Você pode resolver este problema de algumas maneiras diferentes.
Se for a ocasião do iOS 7, você pode redefinir o estilo do separador da table view
Utilizando os métodos delegate da table você redefine o estilo das cédulas.
func tableView(tableView: UITableView, didHighlightRowAtIndexPath indexPath: NSIndexPath) {
        // Redefinindo o estilo do separador
        tableView.separatorStyle = UITableViewCellSeparatorStyle.None;
        tableView.separatorStyle = UITableViewCellSeparatorStyle.SingleLine;
}

func tableView(tableView: UITableView, didUnhighlightRowAtIndexPath indexPath: NSIndexPath) {
        // Redefinindo o estilo do separador
        tableView.separatorStyle = UITableViewCellSeparatorStyle.None;
        tableView.separatorStyle = UITableViewCellSeparatorStyle.SingleLine;
    }

func tableView(tableView: UITableView, cellForRowAtIndexPath indexPath: NSIndexPath) -> UITableViewCell {
        // Redefinindo o estilo do separador
        tableView.separatorStyle = UITableViewCellSeparatorStyle.None;
        tableView.separatorStyle = UITableViewCellSeparatorStyle.SingleLine;
}

func tableView(tableView: UITableView, didSelectRowAtIndexPath indexPath: NSIndexPath) {
        // Por garantia também redefine o estilo do separador ao selecionar a cédula
        tableView.separatorStyle = UITableViewCellSeparatorStyle.None;
        tableView.separatorStyle = UITableViewCellSeparatorStyle.SingleLine;
 }

Se você utiliza cédulas customizadas
Você tem de registrar a cédula no viewDidLoad.
self.tableView.registerClass(CustomClassCell.classForCoder(), forCellReuseIdentifier: "Cell")

Solução mais drástica caso nenhuma destas funcione
Você pode adicionar uma UIView de cor cinza com altura de 1 na parte inferior da cédula e remover o estilo do separador, definindo o estilo para None. Porém não seria a melhor prática.
EDIT
Solução com cédulas carregadas a partir de um nib
Para criar a cédula a partir de um Nib, no viewDidLoad você deve registrar o identificador da mesma:
override func viewDidLoad() {
     super.viewDidLoad()
     self.tableView.registerNib(UINib(nibName: "CellNibName", bundle: nil), forCellReuseIdentifier: "Cell")
}

No método cellForRowAtIndexPath:
func tableView(tableView: UITableView, cellForRowAtIndexPath indexPath: NSIndexPath) -> UITableViewCell {
    let cell = tableView.dequeueReusableCellWithIdentifier("Cell", forIndexPath: indexPath) as! CustomClassCell
     .
     .
     .
     return cell
}

A: Nunca trabalhei com cédulas customizadas, porém vejamos o que tenho para tentar ajudar. Certifique que sua tableView apresenta atributos de separador de cédulas no default
.
Certifique também o mesmo atributo na própria cédula

E por ultimo certifique se você não possui mais de uma cédula no tableView contendo atributos diferentes.

redpajama_set_name: RedPajamaStackExchange


Inspired by internet trends and online culture, F.A.M.T. is a young French label that focuses on minimalistic details and bold designs. With products ranging from caps to oversized hoodies, F.A,M.T. has been able to master the art of simplicity, while still declaring brave statements with their signature white font, differentiating themselves from the rest.


The Michigan Department of Transportation has completed the process of replacing the TMIS website with a new site with improved user experience. During the transition to this new site, traffic information on the TMIS site was not updated after March 20, 2017.
The new site, Transportation Data Management System (TDMS) is now available. Traffic count information dating back to 2008 from TMIS has been migrated into TDMS.
Traffic data is no longer available through the TMIS website.
Additional questions, please contact Kevin Krzeminski (517)335-2274 or Edward Potter (517)335-2942.
Michigan collects traffic volumes on its trunkline system on an annual basis.
Once it is collected in the field, this data passes through various quality control measures before being made available through this application.


Inaugurated in January 2015, the Castellani Gold Collection is showcased in the 16th-century Hall of the Arts and Sciences inside the National Etruscan Museum of Villa Giulia in Rome.
The craftsmen in the famous Roman family of goldsmiths and antique dealers – who rose to fame in the 19th and early 20th centuries – were inspired by the jewelry brought back to light from Etruscan necropolises, Pompeii and Herculaneum in 18th- and 19th-century archaeological excavations.
Fortunato Pio Castellani, the dynasty's founder, opened a workshop where he renewed that ancient tradition by adding micromosaics and semi-precious stones and amber details to his pieces. He quickly became a trusted goldsmith for kings and aristocratic families in Rome and all across Europe.
leech-type and "figurative arch" fibulae and decorated signet rings, dating back to the period between the 7th and the 5th centuries BC.
On top of late Classical, Hellenistic, Etruscan, Magna Graecia and Roman pieces, the collection includes jewels from late antiquity and barbarian cultures, works by Italian goldsmiths from the 13th-19th centuries, a group of modern pieces from the Abruzzo Apennine area, and even objects made in the Far East and New World.


Published 04/19/2019 08:30:28 pm at 04/19/2019 08:30:28 pm in Wood Floor Repair Jacksonville Fl.
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text:
TMN ao Vivo
Follow TMN ao Vivo
Tmn Ao Vivo Quick Links Pictures RSS
Tmn Ao Vivo Quick Links
Pictures RSS
Hamilton Leithauser, The Walkmen and Ao Vivo Sunday 4th November 2012 Hamilton Leithauser of The Walkmen performing live at TMN ao Vivo.
Walk The Moon and Ao Vivo Tuesday 23rd October 2012 performing live in concert at TMN ao Vivo
Smoke Fairies and Ao Vivo Monday 22nd October 2012 perform live at TMN ao Vivo
Paul Smith, Maximo Park and Ao Vivo Thursday 11th October 2012 Paul Smith of Maximo Park performing live at TMN ao Vivo.
Tim Rice-oxley and Ao Vivo Wednesday 16th May 2012 Keane performing live at TMN ao Vivo in Lisbon
Seven artists that made me: Tamtam
'Rise' singer Tamtam on her most influential heroes.
BABii - HiiDE Album Review
Throughout the course of 2019, enigmatic UK singer-songwriter/producer BABii has been creating a buzz for herself ahead of the release of debut album...
Independence Day Sing-A-Long: Seven most iconic songs about America
Legendary songs about Uncle Sam.
Joan As Police Woman - The Quarterhouse, Folkestone 26.06.2019 Live Review
Folkestone bore witness to a mesmerising performance from Joan As Police Woman in celebration of a distinguished, if under appreciated, solo career.
Splendour Festival 2019 Preview
What to expect from this exciting Nottingham festival
Glastonbury Highlights: The most iconic performances at Glasto 2019
Stormzy, Kylie and Billie Eilish were among the most memorable shows.
Place Index: 0 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


text:
Home › $1
Australian One Dollar Banknotes
Her Majesty Queen Elizabeth 11
Her Majesty Queen Elizabeth 11 was born on the 21st of April 1926 and later christened Elizabeth Alexandra Mary. She was the first child of The Duke and Duchess of York, who later became King George VI and Queen Elizabeth. On November 20, 1947, The Princess Elizabeth married Lieutenant Philip Mountbatten, now His Royal Highness The Prince Philip Duke of Edinburgh. Following the untimely death of her father King George VI on February 6, 1952, The Princess Elizabeth acceded to the Throne as Her Majesty Queen Elizabeth II and was separately proclaimed Queen of Canada. The Coronation took place sixteen months later on June 2, 1953.
Reverse :
Yasir David Malangi also known as Sayeen Malangi and Gawachi Gaaan was one of the most well known bark painters from Arnhem Land and a significant figure in contemporary Indigenous Australian art. He painted on clear, red ochre or black backgrounds and used much broader and bolder brushstrokes than other Arnhem Land bark painters. The reproduction of one of his designs appeared on the reverse of the Australian one dollar note in 1966. This was done originally without his knowledge, but was acknowledged in 1967 with the release of the Australian five dollar note.
updated; 03/12/2018


The hotel is located in the Centre of Rapallo, just 50 metres from the sandy beach and the yacht port. Best price guaranteed. The rooms have air conditioning, a bathroom, satellite TV, free Wi-Fi and are furnished in a classical style... We speak Italian, German, English and French.


text:
Q: Spring hbase-client : Zookeeper session created for each request I'm doing multiple scans in HBase with a java/spring boot API. However I have a doubt about performances of the way hbase-client manages connections (I use hbase-client 1.3.0).
Here is the code I use for scan :
    @Repository
    public abstract class AbstractHBaseRepository implements InitializingBean {

        @Autowired
        private HbaseTemplate hbaseTemplate;

        private Connection connection;

        @Override
        public void afterPropertiesSet() throws Exception {
            connection = ConnectionFactory.createConnection(hbaseTemplate.getConfiguration(), (ExecutorService) null, (User) null);
        }

        protected ResultScanner scan(String tableName, FilterList filters) {
            Scan scan = new Scan();

            // If list is not empty, apply filters
            if (null != filters && !filters.getFilters().isEmpty()) {
                scan.setFilter(filters);
            }

            try {
                return connection.getTable(TableName.valueOf(tableName)).getScanner(scan);
            } catch (IOException e) {
                throw new RuntimeException("Unexpected HBase scan error", e);
            }
        }
    }

What I see when debugging, and performing multiple API requests is :

*

*HBase connection (Connection object) is kept alive and shared by all
threads => Good

*For each scan performed, a new zookeeper session is created => Not good ?

For the second point, I have following logs each time :
INFO  o.a.h.h.zookeeper.RecoverableZooKeeper   : Process identifier=hconnection-0x2634f5f3 connecting to ZooKeeper ensemble=zoo.node:2181
INFO  org.apache.zookeeper.ZooKeeper           : Initiating client connection, connectString=zoo.node:2181,noeyyet7.noe.edf.fr:2181 sessionTimeout=120000 watcher=org.apache.hadoop.hbase.zookeeper.PendingWatcher@3467699e
INFO  org.apache.zookeeper.ClientCnxn          : Opening socket connection to server zoo.node/localhost:2181
INFO  org.apache.zookeeper.ClientCnxn          : Socket connection established to zoo.node/localhost:2181, initiating session
INFO  org.apache.zookeeper.ClientCnxn          : Session establishment complete on server zoo.node/localhost:2181, sessionid = 0x17f9803c1b2212c, negotiated timeout = 120000
INFO  nectionManager$HConnectionImplementation : Closing zookeeper sessionid=0x17f9803c1b2212c
INFO  org.apache.zookeeper.ZooKeeper           : Session: 0x17f9803c1b2212c closed
INFO  org.apache.zookeeper.ClientCnxn          : EventThread shut down for session: 0x17f9803c1b2212c

Is it normal that a new zookeeper session is created for each HBase query ? Is there a way to keep it alive ?


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This Saturday, we had a workday with students from Texas A&M University-Kingsville.
Dr. David Ruppert is assistant professor of environmental soil science in the department of agriculture, agribusiness, and environmental science at TAMUK. He brought his Soil Fertility students out for a day of work and learning. Dr. Ruppert has been studying and teaching about soil for more than 20 years. We are thrilled that Dr. Ruppert has taken an interest in our farm and the methods we employ to grow healthy soil.
Dr. Ruppert wanted his students to learn about small-scale farming through hands-on experience. The students put in a full day of good work. Among the many tasks the students performed, including companion planting and adding soil amendments, they put down a lot of mulch. To be specific, they placed about four tons of native leaf mulch on our gardens.
This raked-up, bagged leaf mulch was donated to our farm by our good friends in Rockport. With the help of the TAMUK students, we were able to recycle these leaves and put them to good use.
The TAMUK students we met are the future farmers of South Texas. Several of them already work full-time in family farms, and most of them hope to soon find work farming. After spending a day with these students, I know that the future of agriculture is in good hands.
Thank you, Dr. Ruppert and students, for a wonderful day. You improved our farm with your presence. You are welcome back to our place anytime.
« Three Sisters Workshop this Saturday at Four String Farm, 9:00am to 11:00am!
That is awesome !! Go Hoggies !!
Hoggies are great workers! We want them back every Saturday! Please enjoy this beautiful day Aunt Pat!
I am so excited to know about the farmers in the family! I told the students that in America, before the arrival of the Europeans, the women did all the farm work! But we all worked together. Thank you so much Mom for your kind words! Please enjoy this beautiful day, I love you Mom!
What a wonderful experience for those young people. There's nothing "token" about the kind of experience you offer. And l am amazed by all those bags of mulch! Did you have a leaf drive, or is there somewhere in Rockport that collects such things on a regular basis? Whatever the case, it's good for you, and good for the people who want to move their leaves on down the road!


fill the pipeline Archives | Page 2 of 8 | Get Clients Now!
When thinking about the best way to get new business, it's often good to remember that contacting a prospect directly can be the most effective tactic. However, this can sometimes seem too scary: the thought of picking up the phone, or meeting someone for coffee, or even sending an email can send a wave of fear through your business heart.
They'll think I'm bothering them.
I'm not a good salesperson.
I'm not good with words.
I'm not sure how to make an offer.
Marketing or Selling: Which Is More Important?
If you've ever wondered something similar, you may have lost sight of a very important truth — the way to win the business game is not to collect the most leads; it's to make the most sales.
Need More Referrals? Partner Up!
Have you ever considered that prospective clients who are referred to you are much more likely to hire you than those who come to you in any other way? The endorsement of a referral carries so much weight that referred prospects ask fewer questions about your qualifications, are less likely to shop for the lowest price, and typically make their buying decisions much more quickly. In fact, they are often pre-sold when they contact you.
With the value of referred prospects being so high, it makes sense for generating more referrals to be an essential component of your marketing. But many professionals limit their ability to gain referrals by concentrating all their efforts on current and past clients.
Are You Doing the Right Stuff to Market Your Business?
I frequently tell my clients and students that the real secret to getting clients is choosing a set of simple, effective marketing activities, and engaging in them consistently. "Okay," folks often reply, "but how do I know that I've chosen the right marketing activities?" Here's what you need to explore.
What Kind of Marketing Is Best?
The best marketing methods — the ones that really belong on your list of things to do every day or every week — are the ones that put you into direct contact with your target market. You speak with prospective clients in person, you talk to them on the phone, you write personal, not mass produced, letters or emails. You network; you build referral relationships; you speak in public.
My clients often ask me to help figure out what's wrong with their marketing. The first question I ask is how much marketing they've been doing, since many failures have more to do with quantity than quality. But assuming you've been sufficiently active at promoting yourself, here are some other ways in which your marketing might need fixing.
When I started my business, "everyone" told me I needed to know who my ideal client was. The pressure of figuring out the answer was intimidating; in those early days, my ideal client was anyone who had a pulse and would pay me. Needless to say, that turned out not to be a great answer.
Do you know who your ideal client is-that perfect person or entity you enjoy doing business with? Below are some questions to help you sort out who that is, and why it matters. Knowing the answer to these questions will help your business be more successful and help you sleep better at night, both desirable goals. Let's dive in.