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Fiera Capital's Outlook on Preferred Shares and Fixed Income Investing in 2019
MARK NOBLE, SENIOR VICE-PRESIDENT, ETF STRATEGY, HORIZONS ETFS
Note: Fiera Capital Corporation ("Fiera Capital") is one of Canada's largest managers of fixed income investments, and sub-advises many of Horizons ETFs' family of actively managed fixed income ETFs.
In February, Horizons ETFs co-hosted a webinar with Fiera Capital: Are Preferred Shares Oversold? Canadian Preferred Share and Fixed Income Outlook. The webinar was presented by Nicolas Normandeau, Vice-President and Portfolio Manager, Fixed Income, at Fiera Capital.
In the following blog, Mark Noble shares his thoughts on Mr. Normandeau's outlook on preferred shares and fixed income investing in today's challenging economic environment.
Outlook:
During the webinar, Mr. Normandeau noted that Fiera Capital's target for 2019 is approximately a 5% return in Canadian preferred shares. He indicates that we've hit the bottom on valuations, but doesn't expect a lot of price movement to the upside going forward. This is because anywhere between $5-7 billion in new issuances from Canadian financials (banks and insurers) will likely come out in 2019 – which will offer attractive rates relative to current resetting issues.
The 5% return projection assumes that prices will likely hold steady in preferred shares and investors will see almost all of their total return come from the yield on Canadian preferred shares – which is currently approximately 5.4%. In other words, this year is all about the yield. There are few quasi-investment grade solutions that yield in excess of 5%!
Coming out of 2015/2016, there were lofty expectations for preferred shares because interest rates were anticipated to rise, which dramatically increased the reset levels of the rate-reset preferred shares. In 2019, Fiera Capital anticipates only one more interest rate hike – the market is not pricing that in – and it will likely come in late 2019. Interest rates therefore, should not be a tailwind for preferred share prices; but they also shouldn't be a hurdle.
Fiera Capital's target range for the five-year government of Canada interest rate, which is used as the benchmark reset rate for Canadian rate-reset preferred shares, is between 1.75% and 2.10%. We are currently around 1.8%.
The reason for the muted expectations on interest rate growth is due to the fact that Canada still faces headwinds in two of its key economic drivers: the price of oil (which has bounced back but remains historically low) and the Canadian housing market (which has recently experienced a contraction). Employment and consumer demand remain strong, which suggests slower economic growth, but still well within the 2% target for the Bank of Canada. Although a recession is unlikely anytime soon, the market has basically been pricing it in.
In December, the market tended to overweight the bad news in the global economy, so all developed economies saw economic forecasts decline and corporate bond spreads widen. Since December, most of the central banks have taken a softer stance on raising interest rates and both the equity and credit markets have responded favourably – with credit spreads coming in nearly 20 basis points since the beginning of the year. Again, all of this potentially favours stabilizing the prices of preferred shares.
The primary reason that Fiera Capital believes investors can potentially obtain an approximate 5% return when all is said and done in 2019 is due to the fact that most of the issuances in the portfolio of the Horizons Active Preferred Share ETF (HPR) will reset to higher spreads over the next few years. To give some context, if the five-year rates stay the same, HPR would be expected to yield (before fees) approximately 5.5% – and going forward to 2022, its yield would be anticipated to increase to nearly 6%.
Of course, this yield is very attractive relative to corporate credit, when you recognize the fact that preferred share dividends are tax-efficient, Canadian-eligible dividends. Therefore, the after-tax yield is actually considerably higher than what you would earn on even non-investment grade high yield bonds – and would be the equivalent to bond income – somewhere in the 7% range on a hypothetical after-tax basis.
Portfolio Positioning:
Since Fiera Capital believes preferred share prices are at lows, but likely not to increase by a significant amount, it stands to reason they will likely target preferred shares that offer the highest total return. In Fiera Capital's opinion, these are discounted rate-reset preferred shares that offer higher yields.
The most subscribed-to new preferred shares in the market in 2018 were bank-sponsored issues that offered attractive rate-resets – that is, they offer higher coupons than what's available in the secondary market. However, these issuances tend to trade at a premium – at $25 or above. Fiera Capital has generally avoided these new issuances, instead opting to target similar issuances from the same banks in the secondary market that have a market price below $24 and therefore offer a higher yield relative to their current market price.
Nearly three quarters (73%) of the HPR portfolio is in discounted rate-reset preferred shares –issuances that trade at $24 and lower. HPR has 65% of its portfolio in preferred shares that trade at $22 and lower.
Mr. Normandeau uses the example of CIBC's latest issuance to explain how targeting existing preferreds in the secondary market can be more beneficial than buying new issues. CIBC's latest issue has a coupon of 5.25%, which is much more attractive than the coupon of similar issues in the secondary market. However, Fiera found another CIBC issue (the same credit quality) in the secondary market offering a potentially higher yield due to the fact they are trading at a two dollar discount to their $25 offering price. Therefore, on a total return basis (factoring in the yield and potential price return), the secondary market issuance comes out ahead. Fiera Capital is actively seeking these types of mismatches to optimize the total return.
"I was able to buy another CIBC-R issue with similar spread with slightly better reset," Mr. Normandeau said during the webinar. "That issue was trading for $2 cheaper. I know that the coupon is slightly lower, but that is only about $1 difference and we are getting another $1 discount. With bank issues you should not be buying at a premium – you should sell and wait for new issuances. We like the mid-reset like the CIBC-R, and some of the lower reset of the banks. There is a lot of mismatch between the banks. With National Bank you can get a 5.50% yield and you can get some BMO at 5.30%. But TD and RBC are trading low 5.00s. That's why we are active to take advantage of these opportunities," he said.
The views/opinions expressed herein may not necessarily be the views of Horizons ETFs Management (Canada) Inc. All comments, opinions and views expressed are of a general nature and should not be considered as advice to purchase or to sell mentioned securities. Before making any investment decision, please consult your investment advisor or advisors.
Certain statements may constitute a forward looking statement, including those identified by the expression "expect" and similar expressions (including grammatical variations thereof). The forward-looking statements are not historical facts but reflect the author's current expectations regarding future results or events. These forward-looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. These and other factors should be considered carefully and readers should not place undue reliance on such forward looking statements. These forward-looking statements are made as of the date hereof and the authors do not undertake to update any forward-looking statement that is contained herein, whether as a result of new information, future events or otherwise, unless required by applicable law.
Shall We Play a Game? The Important Evolution of Artificial Intelligence
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The Horizons Exchange Traded Products include our BetaPro products (the "BetaPro Products"). The BetaPro Products are alternative mutual funds within the meaning of National Instrument 81-102 Investment Funds, and are permitted to use strategies generally prohibited by conventional mutual funds: the ability to invest more than 10% of their net asset value in securities of a single issuer, to employ leverage, and engage in short selling to a greater extent than is permitted in conventional mutual funds. While these strategies will only be used in accordance with the investment objectives and strategies of the BetaPro Products, during certain market conditions they may accelerate the risk that an investment in units of a BetaPro Product decreases in value. The BetaPro Products consist of our 2x Daily Bull and 2x Daily Bear ETFs ("2x Daily ETFs"), Inverse ETFs ("Inverse ETFs") and our BetaPro S&P 500 VIX Short-Term Futures™ ETF (the "VIX ETF"). Included in the 2x Daily ETFs and the Inverse ETFs are the BetaPro Marijuana Companies 2x Daily Bull ETF ("HMJU") and BetaPro Marijuana Companies Inverse ETF ("HMJI"), which track the North American MOC Marijuana Index (NTR) and North American MOC Marijuana Index (TR), respectively. The 2x Daily ETFs and certain other BetaPro Products use leveraged investment techniques that can magnify gains and losses and may result in greater volatility of returns. These BetaPro Products are subject to leverage risk and may be subject to aggressive investment risk and price volatility risk, among other risks, which are described in their respective prospectuses. Each 2x Daily ETF seeks a return, before fees and expenses, that is either 200% or –200% of the performance of a specified underlying index, commodity futures index or benchmark (the "Target") for a single day. Each Inverse ETF seeks a return that is –100% of the performance of its Target. Due to the compounding of daily returns a 2x Daily ETF's or Inverse ETF's returns over periods other than one day will likely differ in amount and, particularly in the case of the 2x Daily ETFs, possibly direction from the performance of their respective Target(s) for the same period. Hedging costs charged to BetaPro Products reduce the value of the forward price payable to that ETF. Due to the high cost of borrowing the securities of marijuana companies in particular, the hedging costs charged to HMJI are expected to be material and are expected to materially reduce the returns of HMJI to unitholders and materially impair the ability of HMJI to meet its investment objectives. Currently, the manager expects the hedging costs to be charged to HMJI and borne by unitholders will be between 15.00% and 35.00% per annum of the aggregate notional exposure of HMJI's forward documents. The hedging costs may increase above this range. The manager will publish, on its website, the updated monthly fixed hedging cost for HMJI for the upcoming month as negotiated with the counterparty to the forward documents, based on the then current market conditions. The VIX ETF, which is a 1x ETF, as described in the prospectus, is a speculative investment tool that is not a conventional investment. The VIX ETF's Target is highly volatile. As a result, the VIX ETF is not intended as a stand-alone long-term investment. Historically, the VIX ETF's Target has tended to revert to a historical mean. As a result, the performance of the VIX ETF's Target is expected to be negative over the longer term and neither the VIX ETF nor its target is expected to have positive long-term performance. Investors should monitor their holdings in BetaPro Products and their performance at least as frequently as daily to ensure such investment(s) remain consistent with their investment strategies.
*The indicated rates of return are the historical annual compounded total returns including changes in per unit value and reinvestment of all dividends or distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. The rates of return shown in the table are not intended to reflect future values of the ETF or returns on investment in the ETF. Only the returns for periods of one year or greater are annualized returns.
The EURO STOXX 50® Futures Roll Index (Total Return) is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland ("STOXX"), Deutsche Börse Group or their licensors, which is used under license. Horizons EURO STOXX 50® Index ETF is neither sponsored nor promoted, distributed or in any other manner supported by STOXX, Deutsche Börse Group or their licensors, research partners or data providers and STOXX, Deutsche Börse Group and their licensors, research partners or data providers do not give any warranty, and exclude any liability (whether in negligence or otherwise) with respect thereto generally or specifically in relation to any errors, omissions or interruptions in the relevant index or its data.
"Standard & Poor's®" and "S&P®" are registered trademarks of Standard and Poor's® Financial Services LLC ("S&P"), "TSX®" is a registered trademark of TSX Inc.("TSX"), and Morningstar® is a registered trademark of Morningstar Research Inc. ("Morningstar"). These marks have been licensed for use by Horizons ETFs Management (Canada) Inc. where applicable. The Horizons Exchange Traded Products are not sponsored, endorsed, sold, or promoted by S&P, TSX, or Morningstar and their affiliated companies and none of these parties make any representation, warranty or condition regarding the advisability of buying, selling or holding units/shares in the Horizons Exchange Traded Products. All trademarks/service marks are registered by their respective owners. None of the owners thereof or any of their affiliates sponsor, endorse, sell, promote or make any representation regarding the advisability of investing in the Horizons Exchange Traded Products.
The mark and name "Hang Seng High Dividend Yield Index" (the "Index") is proprietary to Hang Seng Data Services Limited ("HSDS") which has licensed its compilation and publication to Hang Seng Indexes Company Limited ("HSIL"). HSIL and HSDS have agreed to the use of, and reference to, the Index by Horizons ETFs Management (Canada) Inc. ("the Issuer") in connection with the Horizons China High Dividend Yield Index ETF (the "Product"). However, neither HSIL nor HSDS warrants, represents or guarantees to any person the accuracy or completeness of the Index, its computation or any information related thereto and no warranty, representation or guarantee of any kind whatsoever relating to the Index is given or may be implied. Neither HSIL nor HSDS accepts any responsibility or liability for any economic or other loss which may be directly or indirectly sustained by any person as a result of or in connection with the use of and/or reference to the Index by the Issuer in connection with the Product, or any inaccuracies, omissions or errors of HSIL in computing the Index. Any person dealing with the Product shall place no reliance whatsoever on HSIL and/or HSDS nor bring any claims or legal proceedings against HSIL and/or HSDS in any manner whatsoever. For the avoidance of doubt, this disclaimer does not create any contractual or quasi-contractual relationship between any broker or other person dealing with the Product and HSIL and/or HSDS and must not be construed to have created such relationship. Click here to read more
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We believe in integration and equal opportunity, which is why we are committed to a workplace that is accessible and enables our employees to participate fully. Our policies are designed to keep the recruitment, retention and development of talent impartial and barrier-free. Every employee is expected to contribute to creating and sustaining such a workplace. Horizons ETFs ensures that all individuals are aware of their rights and responsibilities to promote an accessible working environment for persons with disabilities.
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NUTRITION FACTS: Serving Size: 120g, Servings Per Container 3 Amount Per Serving: Calories 240 Total Fat 8g (12% DV) Sat. Fat 5g (25% DV) Trans Fat 0g, Cholest. 20mg Sodium 45mg (3% DV) Total Carbohydrate 38g (13% DV) Dietary Fiber 5g (20% DV) Sugars 33g Protein 4g Vitamin A (0% DV) Vitamin C (0% DV) Calcium (10% DV) Iron (0% DV) *Daily Values (% DV) are based on a 2,000 calorie diet.


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Netflix accused of glamorizing sexual abuse in new series 'Baby'
CP Current Page: Entertainment | Friday, November 30, 2018
By Stoyan Zaimov, Christian Post Reporter | Friday, November 30, 2018
BABY Official Teaser Trailer (2018) on Netflix. | (YouTube/Zero Media)
The National Center on Sexual Exploitation has slammed Netflix for ignoring repeated warnings against releasing its latest series "Baby," which they say glamorizes teenage prostitution.
The organization, which tackles and exposes sexual exploitation in society, said in a statement on Thursday that "Baby," which is set to start streaming on Friday, portrays a "group of teenagers entering into prostitution as a glamorized 'coming-of-age' story.'"
The show's storyline is loosely based on the "Baby Squillo scandal," a 2013 case in Italy where at least 40 men were accused of having paid for sex with two schoolgirls aged 14 and 15, causing a major scandal in the country.
"Despite being at ground zero of the #MeToo movement, Netflix appears to have gone completely tone-deaf on the realities of sexual exploitation," said Dawn Hawkins, executive director of the National Center on Sexual Exploitation.
"Despite the outcry from survivors of sex trafficking, subject matter experts, and social service providers, Netflix promotes sex trafficking by insisting on streaming 'Baby.' Clearly, Netflix is prioritizing profits over victims of abuse," she added.
"This show glamorizes sexual abuse and trivializes the experience of countless underage women and men who have suffered through sex trafficking."
Erik Barmack, vice president of International Originals at Netflix, argued in an interview with Variety back in October that "Baby" is part of the network's search for "authenticity."
"They are all in their early 20s, and it could only have been written by people in their 20s: the writers knew those characters and were living with them. Part of it is this hunt for authenticity — you deal with the rawness because you want stories that matter," Barmack said at the time, speaking of the show's creators.
The National Center on Sexual Exploitation, along with 55 other experts and survivors of sex trafficking, sent Netflix executives a letter back in January expressing deep concern over the show.
"Please understand, there are no 'baby prostitutes' — only sexually abused, exploited, and raped children. At least 40 men were suspected of having purchased the girls, and eight traffickers were arrested — the leader of the ring receiving a maximum sentence of 10 years in prison," the letter read in part.
It accuses Netflix of going ahead with "Baby" and normalizing "the sexually exploitative attitudes and behavior perpetrated by many men in real life and cast blame on their victims. These are the very attitudes and behaviors the #MeToo movement seeks to eradicate."
Netflix has been accused of a variety of sexually exploitive moves in recent times, including sponsoring a game on Facebook aimed at encouraging masturbation for children.
The Parents Television Council said in October that the "Hand Masters" game in question represents a "new low" for Netflix in its "sexualization of children."
"Kids are going to be experimenting and I guess a certain amount of that is normal and to be expected, but I don't think it's something that is healthy or constructive for kids to be given this message in this way or encouraging this kind of behavior. It is crude, debasing and demeaning. There is a whole litany of adjectives you could apply to this," PTC Program Director Melissa Henson told The Christian Post at the time.
Follow Stoyan Zaimov on Facebook: CPSZaimov
Is There a Secret Plan to Legalize Sex Trafficking of Minors? Feminist Activist Tells All
Netflix to Air 'Reversing Roe,' Abortion Debate Film Featuring Pro-Life, Pro-Choice Views
Netflix, Facebook Launch Masturbation Game to Promote 'Big Mouth' Puberty Cartoon Series
Satanic Temple Sues Netflix, Warner Bros. for Depicting Baphomet Statue in 'Sabrina' Series
Tim Tebow, fiancée give wedding guests option to make charitable donation instead of buying gifts
MLB all-star Adam Wainwright leading 1-year online Bible study for fans
'I Still Believe' releases new trailer, voted No. 1 romantic movie of 2020 by Seventeen magazine

redpajama_set_name: RedPajamaCommonCrawl


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Tröger
Chair of Economic Theory
Prof. Dr. Thomas Tröger
Professor Dr. Thomas Tröger works at the Department of Economics of the University of Mannheim since 2010.
Prof. Tröger studied mathematics in Darmstadt and Karlsruhe. He received a PhD in economics from the University of Bonn. After working as a Research Fellow at the University College, London (Great Britain), he was appointed Assistant Professor of Economics at the University of California at Santa Barbara (USA). He returned to Bonn, then was appointed Associate Professor at the University of Bern (Switzerland) before moving to Mannheim.
His research interests are:
What is Game Theory?
Cornerstone for the social sciences
Game theory is a cornerstone for the social sciences. It is a set of mathematical models of conflict and cooperation based on a simple assumption: Decision makers – e.g., people, companies or countries – form beliefs concerning the relative likelihoods of events in their environments and, while respecting their individual preferences, they react to incentives. This approach is extremely powerful and touches on myriads of phenomena in the economic, social, political, and personal spheres: a consumer may buy a brand-name product because it signals status, which means that companies have incentives to invest in certain forms of advertising – possibly at the cost of not investing in quality improvements; a doctor who earns less when treating a patient from the public health system has incentives to give preferential treatment to a private patient; an impatient negotiator will give in more easily than if she is patient, so she has incentives to appear patient even when she is not, which means that many negotiators may in fact not be as patient as they appear to be; voters may support a less preferred candidate who has a higher chance to win, which means that the best candidate may lose the election; a politician in a democracy has incentives to act according to current voter sentiment which means that in political competition long-term welfare considerations may be ignored. The list of examples could be continued endlessly.
Practical decision making tool
A good understanding of game theory is important for all practical decision making and, as such, can be a powerful tool at any work place. At the same time, game theory helps those who design environments or institutions in order to provide good incentives and to achieve desirable outcomes; this concerns in particular firm managers, regulators, and lawmakers.
Young science
Game theory is young. It has developed in the second half of the 20th century. Many issues are hotly debated in the scientific discourse and new questions arise continually. One branch of current research asks to what extent decision makers behave in a systematically non-rational way and to what extent this can be exploited by other decision makers. Firms, for instance, could have incentives to systematically control the perceptions of their customers or to exploit their myopic consumption behavior.
Decision environments are constantly and sometimes dramatically changing around us. The development of the internet, for example, has copiously changed the creation and distribution of information – internet search machines collect consumer profiles, price comparison portals and consumer reviews make competition more transparent, and political revolutions emerge in decentralized social networks. Thus, new opportunities for cooperation arise along with new conflicts, and new strategies and solutions become necessary. To find these, game-theoretic models are indispensable.
Many courses in our Bachelor programme make use of game-theoretic methods, and a specialized course on game theory is offered regularly. For the interested layperson, Game Theory. A Very Short Introduction by Ken Binmore is wonderful bedtime reading. This nice video was created as an introduction for high-school students.
You can find the documents that go with my lectures on ILIAS.
Bachelor theses requirements ( PDF , 30 KB )
[Englisch] Guidelines for Bachelor theses ( PDF , 235 KB )
Further information on academic writing:
Academic writing consultancy
Tipps on academic writing
E-mail: troeger(at)uni-mannheim.de
Web: www.vwl.uni-mannheim.de/en/troeger
Consultation hour(s):
upon appointment
Nadine Scherer
Office Chair of Economic Theory
L7, 3-5 – Room 3.07
E-mail: nadine.scherer(at)vwl.uni-mannheim.de
Mon–Fri 9 a.m.–5 p.m.
Christiane Englert
L 7, 3-5 – Raum 3.23
E-mail: englert(at)uni-mannheim.de
Mon, Tue, Thu 9 a.m.–1 p.m.
Wed 9 a.m.–5 p.m.
Photo credit: Manjit Jari


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Council error sees popular restaurant given one star rating
Its food is 'excellent', according to one satisfied customer
Elaine Davies
The diner has plenty of tasty dishes on offer (Image: Simon Pizzey)
A diner was mistakenly given a one star food hygiene rating by council inspectors.
The Glasshouse Diner in Anwick, near Sleaford, was inspected in October and was given a rating of three by health inspectors.
And it is now hoping to get a hygiene rating of a four when it is soon reinspected by health officials.
The blunder was reported by Lincolnshire Live after the rating was released by North Kesteven District Council - but they have admitted that the popular restaurant is actually doing a lot better.
Woman cowering on floor stabs partner as he screams abuse at her at caravan park
Owner of Glasshouse Diner, Martin Gifford, said it will be reinspected in a couple of weeks.
He said: "We have a three at the moment and it was only because our food safety manual was not up-to-date.
"They are coming back to inspect it in a couple of weeks.
"Our rating before that was a four and we will have no problem getting it back."
Mr Gifford said he has owned the diner, which sells breakfasts and steaks, for just over a year.
Man and woman snapped on CCTV are being sought by police after a theft at Boots
"It was called Trade2Eat and we took over from the previous owners.
"We get positive feedback from the people who eat here."
There is only one review of the diner on TripAdvisor and it gave the eatery five stars.
It said: "Stopped on the way to Skegness for food. The diner provided excellent food and excellent service at reasonable prices.
"I will definitely go again."
Police rush to house after man attacked with a machete
Lincolnshire Live previously ran a story saying it had been given a one star food hygiene rating.
However, North Kesteven District Council has confirmed the information was incorrect and we are happy to make that clear.
When asked about the error, Mr Gifford said simply that 'mistakes can happen'.
Hundreds of local jobs available today on Fish4Jobs
North Kesteven District Council


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Early voting begin Monday in Florida
Early voting began at 7 a.m.
Updated: 7:02 AM EDT Oct 24, 2016
WPBF.com Web Staff
Early voting begins at 7 a.m. Monday in Florida. You need a form of identification which can include your driver's license or ID card. There are several voting location sites across the Palm Beaches and Treasure Coast, including your county's election office. By the way, it is illegal in Florida to take a selfie in the voting booth.
PALM BEACH GARDENS, Fla. —
Early voting begins at 7 a.m. Monday in Florida.
You need a form of identification which can include your driver's license or ID card.
There are several voting location sites across the Palm Beaches and Treasure Coast, including your county's election office.
By the way, it is illegal in Florida to take a selfie in the voting booth.


text:
2nd Reading – Medibank Private Sale Bill 2006
2nd Reading – Medibank Private…
Senator FIFIELD (Victoria) (1.03 p.m.)-I rise to contribute to the debate on the Medibank Private Sale Bill 2006. This bill will implement the government's policy in relation to the sale of Medibank Private. It will establish a framework to give the government the flexibility it needs to sell Medibank in the way best suited to the achievement of its objectives. These objectives include: to contribute to an efficient, competitive and viable private health insurance industry; to maintain service and quality levels for Medibank Private contributors, including in rural and regional Australia; to ensure the sale process treats Medibank Private Ltd employees in a fair manner, including through the preservation of accrued entitlements; to minimise post-sale residual risk and liabilities to the Commonwealth; and to maximise the net sale proceeds from the sale.
The Senate Standing Committee on Finance and Public Administration-which I chair-conducted an inquiry into the bill, the report of which was tabled in the Senate on Monday. The committee received 13 submissions from members of the public and organisations and heard from 12 witnesses at a public hearing. The submissions and evidence have provided valuable contributions to the committee's consideration of the bill, and I would like to put on record the committee's thanks to all those who took the time and effort to make submissions.
The committee's report addresses concerns relating to Medibank's ownership and the government's right to sell it; the impact of the sale on Medibank's performance and that of the private health insurance market; the protection of members and employees; and the provisions which restrict ownership and control of Medibank Private for five years from the date of sale. The government's independent legal advice is unequivocal on the question of ownership. The Commonwealth owns Medibank Private and, with the passing of this bill, will be free to sell its shares. It is also clear that legal and beneficial ownership of Medibank Private vests in the Commonwealth, which removes any right by contributors to claim against Medibank's assets.
A number of witnesses were concerned that privatisation would lessen Medibank's ability to continue providing competition in the health insurance market. The fact is that Medibank Private is already a market pacesetter in efficiency and innovation. It has successfully negotiated with health providers on the basis of its bulk buying power. This has brought with it gains for members, through minimised premiums, and has served as a model for other private health insurers in the way they approach their businesses.
From the evidence received by the committee, Medibank Private is also highly competitive in terms of the ratio of revenue it spends on management, its member retention and its very high market share. There is no reason that this should not continue under private ownership. Indeed, it is difficult to imagine a circumstance where future owners would risk their investment by running the company less competitively than its current managers. Medibank Private, regardless of ownership, will continue to be an important player in the health insurance market. Consumers will continue to benefit from strong competition, and the sale will help to ensure that any premium increases are minimised.
Some are concerned that the quality of insurance sold by Medibank would somehow diminish after the company's sale. The sale will not result in any reduction in the surety of the insurance product sold by Medibank Private. The capital adequacy and solvency provisions, which all private health insurers must meet, remain untouched by the bill. Medibank Private will be no less safe and solid than any of its competitors.
The Community and Public Sector Union and the Save Medibank Alliance expressed concern that the sale of Medibank Private would lead to reduced security for Medibank employees. The committee appreciates that the prospect of changed ownership may be unsettling for staff but believes that the union's concerns are unfounded. After all, the bill does not dilute any of the entitlements and protections currently afforded Medibank's employees. Medibank Private Ltd is a public company, limited by shares, and existing employees work for this entity. The mere fact of Commonwealth ownership makes no difference to the legal position of its employees, nor would employee status be affected by the transition of ownership to private hands.
The bill imposes restrictions to ensure the company must remain incorporated and managed in Australia and must not be broken up. No one shareholder may hold more than 15 per cent of the company, and the majority of board members must be Australian citizens. The appeal of these provisions lies in their safeguarding against radical changes to the business in the short and medium term. The sunset clause on these restrictions achieves the best of both worlds. Employees are protected during the transition period, while the company's new owners will be free to run their business unfettered in the longer term. The potential benefits of sale are readily apparent to the committee majority, as are the important safeguards which have been put in place to ensure that the best interests of all parties are observed and taken into account.
These include powers residing with the Private Health Insurance Ombudsman, the Private Health Insurance Administration Council, the Australian Competition and Consumer Commission, the Minister for Health and Ageing and the Department of Health and Ageing. Representatives of each of these entities made submissions to the committee, signalling their readiness to uphold the oversight responsibilities for which they are each responsible. The committee was convinced that the sale of Medibank Private is in the interests of health consumers and that the interests of health consumers will still remain the paramount concern of Medibank Private.
I would like to take this opportunity to thank committee members for their cooperation. I also thank the secretariat, particularly Alistair Sands, Tim Watling and Monika Sheppard, for their assistance with the inquiry. I commend the report of the committee to the Senate and I commend the bill to the Senate.
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In the past years our school has benefited from the Ford Family Foundation. Their main goal is to help out kids and they certainly did that for our school. They are a worthy foundation that does a lot of good for our community.
Posted by Debbie I on November 30, 2008. Brought to you by ezlocal.


text:
The 240th Cavalry (Kentucky Mounted Rifles) was a United States Army parent cavalry regiment, represented in the Kentucky Army National Guard by Troop A, 240th Cavalry, part of the 149th Armored Brigade, stationed at Owensboro.

Constituted in 1980, the regiment was disbanded in 1985.

History
The regiment was constituted on 3 September 1980 as the 240th Cavalry, a Combat Arms Regimental System (CARS) parent regiment in the Kentucky Army National Guard. It was partially organized on 1 November 1980 to consist of Troop A at Owensboro, part of the 149th Armored Brigade. The troop was the armored cavalry reconnaissance troop of the brigade, which was brought to full strength due to the Kentucky Army National Guard reaching its authorized strength in 1980. The troop was originally constituted on 13 May 1946 as the Headquarters, Headquarters and Service Company of the 201st Engineer Combat Battalion in the Kentucky National Guard, and organized and Federally recognized on 24 August 1949 at Owensboro. It was ordered into active Federal service on 1 May 1951 during the Korean War but did not go overseas. The battalion became the 201st Engineer Battalion on 8 June 1953 and the company was released from active duty and reverted to state control on 30 March 1955. On 1 October 1959, it was redesignated as the Headquarters and Headquarters Company of the 123rd Armor's 2nd Medium Tank Battalion. Company A, 240th Tank Battalion was among the Owensboro units consolidated to form the HHC of the battalion. The company was ordered into active Federal service on 15 October 1961 during the Berlin Crisis to replace units that had been deployed to Germany at Fort Stewart. After tensions lowered, the company was released from active service and reverted to state control on 11 August 1962. On 6 April 1964, the battalion became the 2nd Battalion, 123rd Armor.

Between April 1982 and August 1983, the troop was commanded by Captain Norman E. Arflack, later assistant adjutant general of the Kentucky Army National Guard. Troop A was redesignated as Company D, 2nd Battalion, 123rd Armor on 1 November 1985 during a reorganization of the Kentucky Army National Guard. This came as a result of the 149th Armored Brigade losing its status as a separate brigade upon joining the reactivated 35th Infantry Division (Mechanized); the 35th's reconnaissance capability was provided by Nebraska's 1st Squadron, 167th Cavalry.

References

Citations

Bibliography

Military units and formations established in 1980
Military units and formations in Kentucky
Cavalry regiments of the United States Army National Guard
Military units and formations disestablished in 1985
Owensboro, Kentucky

redpajama_set_name: RedPajamaWikipedia


text:
The Portal of Initiation
The Portal of Initiation: A Rosicrucian Mystery Drama & The Fairy Tale of the Green Snake and the Beautiful Lily, by Rudolf Steiner and Johann W von Goethe, respectively, the 1981 second revised edition from Spiritual Literature Library (Garber Communications), is part of the collection at the Reading Room.
"The Portal of Initiation: A Rosicrucian Mystery Drama, can best be described in Rudolf Steiner's own words:
'When one has worked one's way through to an understanding perception of the world, the living need is felt to form ideas no longer, but to create artistically, that is, plastically, or in color, or musically, or poetically. In my Mystery Dramas I myself tried to give what cannot be expressed in ideas about the nature of the human being. … This leads us to enjoy, to seek out, to contemplate what one cannot possibly experience in thoughts, but in living figures, as they appear in the dramatic pictures; then we let the figures of the drama really work upon us. … Art must be added to what is abstractly known if true knowledge of the world is to be attained. Further, when such perception is attained and presses toward creative form, this experience penetrates so deeply into the human soul that this union of art with science produces a religious experience.'
'Today, humanity may not yet be inclined to absorb into external culture what can spring from the spiritual life. however, at least in artistic pictures we can show how life may develop, and what in the form of thoughts and feelings flows into our souls and permeates them. The result can be the kindling of the presentiment that out of its present, humanity must go toward a future in which it will be able to experience the streaming down of spiritual life into man on earth. For humanity is approaching an age when man will perceive himself as the intermediary between the spiritual world and the physical world. These performances were given in order that this presentiment might be awakened.'
Steiner spoke repeatedly about the importance of Goethe's Fairy Tale, not only in relation to the spiritual striving of our time in a general sense, but in his first Mystery Drama, The Portal of Initiation, he drew upon many of the basic themes of the Fairy Tale. Steiner also indicated that the way the pictures in Goethe's Fairy Tale 'unfold themselves' shows that they possess the power 'to transform the human soul' which opens itself to them. He also once characterized the Goethe Fairy Tale as the 'archetypal seed' which offers the possibility of a new order of social life amongst humanity as a whole, and described it as the foundation upon which he based his teaching concerning the modern Science of Spirit, Anthroposophy.
Although they are surrounded by the remarkable conveniences modern technology has placed at our command and the degree of 'freedom' this has made possible, many people today would agree with Goethe's observation, made long ago: "Whatever sets the human spirit free without giving us mastery over ourselves is harmful.'—ANd with this awareness goes the recognition that despite the marvels of technology, designed to set men free to an ever-increasing degree, there nevertheless prevails a widespread feeling, a longing to return 'home', to experience the unique guidance of the star of one's individual destiny. … Goethe's Fairy Tale offers, in form of artistic images, the first steps on the path which at length will enable a man to come to know himself as a being of body, soul and spirit, with all this implies. Thus the Fairy Tale of Goethe may become 'everything' or 'nothing' for the reader—and it is left entirely to his own individual freedom to let it 'speak' its significance to him." — back cover
This entry was posted in Hermetic Library Reading Room, The Crux of Rosicrucianism and tagged 1981, anthroposophy, body, books, destiny, drama, experience, fairy tale, Freedom, Garber Communications, guidance, human spirit, individual, individual freedom, johann wolfgang von goethe, knowledge, literature, modern science, mystery drama, perception, performance, physical world, portal of initiation, Reading Room, religious experience, rosicrucianism, rudolf steiner, science, soul, spirit, spiritual life, Spiritual Literature Library, Star, theatre, true knowledge, understanding on February 25, 2014 by John Griogair Bell.
Aepril Schaile: EEMED 2008
This is video of a 2008 performance by Aepril Schaile [HT Lady Serhya], who was also an organizer and presenter at last year's OCCULT salon in Salem, MA.
"The Washer at the Ford
Invoking the Celtic goddess The Morrigan in her guise as The Washer at the Ford — the keening woman in white; the Bean Sidhe, the wailing woman at the river foretelling death with her appearance; in grief she becomes Death."
Aleister Crowley's The Rite of Mars, a rock opera
Eleusyve Productions is crowdfunding their production of Aleister Crowley's The Rite of Mars, from the Rites of Eleusis, which is planned for live stage performance in 2014.
"We at Eleusyve Productions are currently working on our 5th full length rock opera based upon the seven planetary theatrical rituals that comprise Aleister Crowley's Rites of Eleusis. The Rite of Mars, our current project, will be staged September 5th, 6th, 11th, 12th and 13th in Seattle, WA, and with ample support we will stage additional performances in Portland and Spokane.
Many of you have supported us in the past, for which we are extremely grateful. We are pleased to announce that this time Eleusyve Productions is under the fiscal sponsorship of Shunpike, and as such your gifts are tax deductible.
Donations totaling $4900.00 will allow us to perform The Rite of Mars in Seattle.
With an additional $1800.00 we will have enough to stage the Rite in Spokane, WA.
An additional $2300.00 beyond that will cover the presentation in Portland, OR.
The money we collect through Indiegogo will be used to cover the cost of rehearsal space, theater rental, insurance, sets, props, costumes and advertising for the production.
These stage performances are recorded and edited for DVD and released to the public as part of our ongoing effort at Eleusyve Productions to make Aleister Crowley's Rites of Eleusis more accessible to a broader audience. To this end, we use music, light, dance, and drama to enhance the poetry and symmetry of the original works.
Watch scenes from The Rite of Sol, The Rite of Mercury, The Rite of Venus and The Rite of Luna on YouTube.
For more information about Eleusyve Productions please visit our website, or enjoy these reviews of our past productions of The Rite of Venus and The Rite of Mercury.
You can also help fund our projects by purchasing copies of previous sound tracks and DVDs from Eleusyve!" [via]
Roma remixes Showreel 2013
Roma remixes Showreel 2013 from Kalma on Vimeo.
"Roma Remixes by El Fulminador is a remix album where dark House rhythms are combined with lyrics in Latin inspired by classic Roman poetry. The album has been released in 3 different parts by the Italian label Two Rooms"
"Music: El Fulminador
Performance: Utopyk Jones
Visuals and edition: Kalma
Camera: Cecilia Molano"
The Hermetic Library video pool is a scavenger hunt for video from a living Western Esoteric Tradition. If you would like to submit your work for consideration, head over to the Hermetic Library video pool or contact the librarian.
This entry was posted in Hermetic Library video and tagged Cecilia Molano, El Fulminador, Kalma, Latin, music, performance, poetry, Roman, Utopyk jones, video on January 16, 2013 by John Griogair Bell.
For the Martian Chronicles exhibit and The Bartzabel Working performance
For the Martian Chronicles is an exhibit at L & M Arts in their West Gallery space located in Los Angeles. This overall exhibit includes works by a number of artists, such as Kenneth Anger, Brian Butler and Cameron Parsons.
"L&M Arts is proud to present For the Martian Chronicles, an exhibition that pays homage to the late writer Ray Bradbury (1920-2012), who in the 1940's lived in a home located on the current L&M Arts property."
"Curated by Yael Lipschutz in honor of Bradbury and his journey into the red unknown, the exhibition will include the original manuscript of The Martian Chronicles …" [via]
The exhibition itself will feature a nightly film loop that includes films from Kenneth Anger's Invocation of My Demon Brother, Brian Butler's Night of Pan.
Tonight, on Tue, Dec 4th from 8:30p–11:30p, there will be a special performance of The Bartzabel Working by Brian Butler, actor James Franco and others.
"Based on a ceremonial evocation of the spirit of Mars, first written and performed in London in 1910 by the famed British occultist Aleister Crowley, the ritual later became part of Los Angeles history in 1946 when Jet Propulsion Laboratory rocket scientist and Crowley protégé Jack Parsons conducted his own version of this rite, with the intention of placing a martial curse on a pre-scientology L. Ron Hubbard.
For his reinterpretation of this historical performance, Butler will conjure Bartzabel, the spirit of Mars, evoking the site that was once home to the late sci-fi author Ray Bradbury and currently comprises L&M Arts. The ritual will have Butler as Chief Magus, leading a cast drawn from his upcoming feature film King Death and featuring Henry Hopper as Assistant Magus, Noot Seear as Magus Adjuvant, and James Franco as Material Basis, the vessel though which the spirit of Mars manifests.
The performance will take place on Tuesday, December 4th at 8:30pm, followed by a reception with tunes courtesy of DJ artist Eddie Ruscha and a choreographed performance by artist Nana Ghana and Future Eyes." [via, also]
Quest for Sita


text:
Bulbostylis heterostachya är en halvgräsart som beskrevs av Henri Chermezon. Bulbostylis heterostachya ingår i släktet Bulbostylis och familjen halvgräs. Inga underarter finns listade i Catalogue of Life.

Källor

Halvgräs
heterostachya


Katie Bachmeier at the Dakota Student writes that As Textbook Costs Increase, Students Find Other Alternatives to Acquire Books and Save.
Wired Campus reports that JSTOP has opened up U.S. Journal Content From Before 1923.
The issues of English as the Academic Lingua Franca are explored by Anamaria Dutceac Segesten in Inside Higher Ed.
Lynn O'Shaugnessy gives us 20 Surprising Higher Education Facts.
Finally, the Innovative Educator lists 25 Incredible Assistive Technologies.
Be sure to follow us on twitter @AcademicPub for a consistently updated stream of the latest and most important education news.
And if you're interested in learning more about AcademicPub we suggest you sign up for one of our Webinars, which will guide you through the entire process of how to create custom books for your classes.


⭕ BEAUTIFUL maple table and six Windsor brace-back spindle sidebchairs by the Moosehead Furniture Company of Monson, Maine. Lovingly cared for and well taken care of. Traditional New England style and excellent craftsmanship. All solid maple. Smoke free home.
Table is 40 x 60 x 29.25 high.
Chair seat height is 17.5, overall height is 36, and the are 22.75 at the widest.


text:
Pronunciation and Phonetics
Is the word that ends with (le)like circle,table pronounced like (o) sound?
Thread starter mohammedabo
mohammedabo
Interested in Language
https://www.youtube.com/watch?v=JZtnL_h9pCc
I mean the LE is pronounced like (o) sound
The man says any word that ends with le pronounced like (o) sound.
jutfrank
What do you think, Mohammed? What do you hear when you listen to native speakers? Does the final sound of circle and table sound like an 'o' to you?
jutfrank said:
No, but he seems so confident.
I hope you saw the video.
mohammedabo said:
He's wrong.
Retired English Teacher
GoesStation said:
As is a very large portion of everything that's on Youtube.
I don't understand the presenter's language, but it's clear that he's saying the vowel before the /l/ is an "o". He's not saying that -le is pronounced like "o".
He's still wrong, of course. The vowel is a schwa.
Are words that end[STRIKE]s[/STRIKE] with (le), like circle and table, pronounced with an "o" sound?
I mean, is "le" pronounced with an "o" sound?
No. It's usually pronounced with an "l" sound. We pronounce the "l," but the "e" is silent.
The man says any word that ends with "le" is pronounced with an "o" sound.
He's dead wrong.
People say strange things sometimes.
He should not be teaching the language.
He speaks in Arabic, my own native language. He says any word that ends with le pronounced like (o) sound.
As several people have already told you, he's wrong.
This is why we always recommend that learners use content created by native English speakers.
He's not only wrong. He's wrong at the top of his voice.
. . . The man says any word that ends with le pronounced like (o) sound.
Actually, I don't think that's what he's saying. He's not saying to drop the L sound. He's telling you to put an O sound before the L sound: tabole, circole.
He's still wrong, though. Don't do it.
Charlie Bernstein said:
Yes, that's what I understood too.
I don't want to defend this guy but I do usually try to be as generous as possible to other teachers. I can imagine that there could be some kind of pedagogical justification for saying that -le suffixes are pronounced very loosely as -ol. (I expect to hear some fierce challenges to this!) My thought is that if such a prescription leads a learner to pronounce this notoriously difficult syllable in a way that's more accurate than before, then the prescription does have some value.


text:
import datetime
import time as t

from geojson import Point
from pymongo import MongoClient

def remove_duplicates(clean_collection):
    duplicates = list()
    aggregated = clean_collection.aggregate([
        {"$match": {
            "date_time": {"$ne": ''},
            "route_number": {"$ne": ''},
        }},
        {"$group": {
            "_id": {"date_time": "$date_time", "route_number": "$route_number"},
            "count": {"$sum": 1},
            "dups": {"$push": "$_id"},

        }},
        {"$match": {
            "count": {"$gt": 1}
        }}
    ], allowDiskUse=True)
    for group in aggregated:
        iterator = iter(group["dups"])
        next(iterator)
        for duplicated in iterator:
            duplicates.append(duplicated)

    print("Duplicates cleaning done. Removed {} objects".format(len(duplicates)))

connection = MongoClient("localhost", 27017)
database = connection["markers"]

dirty_collection = database["markers_dirty"]
clear_collection = database["markers_clear"]

indexes = list()
indexes.append("date_time")
indexes.append("route_number")
indexes.append("lat")
indexes.append("lon")
indexes.append("transport_type")

batch_size = 1000
try:
    while True:
        markers = dirty_collection.find().limit(batch_size)

        clean_markers = list()
        ids = list()

        for marker in markers:
            marker_id = marker.get("_id")
            graph = int(marker["graph"])

            ramp = -1
            if "ramp" in marker:
                ramp = int(marker["ramp"])

            time = datetime.datetime.strptime(marker["time_nav"], "%d.%m.%y %H:%M:%S")

            route_number = str(marker["marsh"])
            transport_type = int(marker["id_typetr"])
            lat = float(marker["lat"])
            lon = float(marker["lng"])

            geometry = Point((lon, lat))

            direction = marker["direction"]

            segment_order = -1
            if "segment_order" in marker:
                segment_order = int(marker["segment_order"])

            speed = int(marker["speed"])
            title = marker["title"]
            azimuth = int(marker["azimuth"])

            clean_marker = {"graph": graph, "ramp": ramp, "date_time": time, "route_number": route_number,
                            "transport_type": transport_type, "geom": geometry, "direction": direction,
                            "segment_order": segment_order, "speed": speed, "title": title, "azimuth": azimuth}

            clean_markers.append(clean_marker)
            ids.append(marker_id)

        if len(clean_markers) == 0:
            print("Database is empty. Now we should remove duplicates.")
            remove_duplicates(clear_collection)
            t.sleep(60)
            continue

        clear_collection.insert_many(clean_markers)
        result = dirty_collection.delete_many({"_id": {"$in": ids}})
        deleted = result.deleted_count
        print("Processed {} records".format(deleted))

        if deleted < batch_size:
            print("Queue not full. We will remove duplicates and wait 60 seconds for new data")
            remove_duplicates(clear_collection)
            t.sleep(60)
except InterruptedError:
    connection.close()
    print("interrupted!")

redpajama_set_name: RedPajamaGithub


Now time has changed it means machines can work for humans .
HomeWORLD FACTSNow time has changed it means machines can work for humans .
Hello, friends, every one know evolution comes periodically which may be scientific, environmental etc. In previous, you need to do the whole work by yourself. But with the influence of science, many things change for us periodically. Now with the evolution of robotic science, machines are developed or build such that they work for humans and helps in reduction of humans workload. Also with the development of Artificial intelligence (AI), even we need not perform any piece of work to complete a task.
In this article we talk about Machines can Work for Humans. That day isn't far away when we figure machines or hardware will begin working. Given the mechanical changes occurring on the planet, it will before long be conceivable. Innovation is acquiring another insurgency our reality. With the assistance of this, there is a subjective change in the lives of individuals and life is getting less demanding. Half twelve late William Kocherwer is a brilliant case, in whose life the science and innovation again filled the shading. Investigate such an extraordinary strategy .
William Cocharev was deadened in a mischance. He had no influence over his whole body under his shoulder. In any case, today he can eat nourishment with his own particular hands. This change is just because of innovation. For this, the terminal in William's correct hand is fit, which actuates the muscles of their hands, with the goal that they can do any activity. The uncommon thing is that they do this work with their own reasoning. At the point when their cerebrum considers, they react to the engine cortex situated in their mind. These messages get a gadget in their mind and send it to the cathodes in their arm, which enacts them.
What can be changed in the takes note?
It is well-known fact that, data can be changed in signals, by which the mind ends up dynamic. In light of these, chip away at future innovation is going on. In the dialect of science, it is called brain gate framework, as William appeared through the mind PC interfaces (BCI). Work must be controlled by considering.
BCI is useful for whom?
The visual cortex related with the eyes can be initiated with the assistance of BCI, so outwardly impeded individuals will likewise have the capacity to see. Another neuron association can be made in the collection of strokes. The mind can be checked amid melancholy.
Would it be able to be specifically connected to neurons?
Types of gear like electrosephilogram (EEG) additionally need to confront troubles in filtering mind stogies that go through the skin, bones, and layers of the body. These instruments don't work at this moment. There is no such gadget that can straightforwardly contact neurons.
What number of individuals have the preferred standpoint?
In excess of three lakh, Divya individuals have been utilized with cochillary inserts, which have profited them. In such a circumstance, they are carrying on with a typical life. There are numerous such instruments being made on the planet including India, which is controlled by the human cerebrum. Such instruments will end up being points of reference.
Which creatures have been done on such tests?
Also, the rats are being utilized.
What is the theory of super people as well?
Researcher and their related associations around the globe are occupied with inquiring about that individuals know each other's personalities with a clairvoyance and utilize the machines or hardware to accomplish the super-human potential. With the goal that people can tune in to high power waves and voices as well. People cannot hear such waves at this moment.
Who is working toward this path?
Incidentally, the world is being utilized. Notwithstanding, both the US Security Agency and Silicon Valley are looking into this technique by concentrating on the working of the cerebrum. Facebook is additionally chipping away at writing words. A startup of Kernal Naama is likewise spending Rs 632 crore on neurotechnology. Elon Musk, CEO of Space X Company, has made the Newralink Company, which trusts that mankind needs Artificial Intelligence to remain.
What are the issues thusly at the present time!
All things considered, there are numerous imperfections in the hardware that are made at this point. Numerous gadgets need to go through the scalp, which can influence the invulnerable framework a few times. These gadgets can associate with a portion of the 85 billion neurons (mind cells) of people. It likewise benefits the sufferers just in part. In spite of the fact that the expectation is still up.
I Hope you like this article about How Machines can Work for Humans Article!!
Hey , I'am Vivek kumar ,the author and the founder of factsarea.ooo, an Indian blogger and share useful content on this blog regularly. If you like our articles then share this post on social media with your friends.
World top 10 Mysterious Treasures that every one need to know.
World top 10 Mysterious Sea Serpents Incidents .


I just need to get off at least four or five times a day and I don't care how I get it done!
Ariyah. i am a 25 year old mixed race girl looking to give that lucky man worth my time some fun in exchange for financial aid. so if you think you can handle my body then come get me ; )) i am a friendly, open minded.


text:
Prima informație despre un orologiu la Chișinău datează din 1820. În centrul Grădinii Publice orășenești (actuala Grădină Publică Ștefan cel Mare și Sfânt) au fost instalate două ceasuri — unul mecanic și unul solar — în jurul cărora a fost ridicat un zid nu prea înalt. Se știe, de asemenea, de existența unui orologiu englezesc instalat la arestul din centrul orașului (clădirea nu s-a păstrat).

Un orologiu a fost instalat și pe pridvorul bisericii Ciuflea în 1885, altul deasupra intrării principale în Primărie.

Orologiul orașului este considerat cel instalat la nivelul superior al Arcului de Triumf, construit în 1841. Primul orologiu pentru Arc a fost cumpărat de la meșterul Helzel din Odesa, pe bani donați de guvernatorul Basarabiei Pavel Fiodorov. Întreținerea și reparația acestuia între anii 1842–49 a căzut în răspunderea meșterului ceasornicar Spiller. În 1880 orologiul a fost înlocuit cu unul fabricat la Ulm, Germania. Acesta bătea din 15 în 15 minute, iar cadranul era luminat de o lampă de gaz (din 1897 de un bec electric). Orologiul orașului a avut de suferit la începutul celui de-al doilea război mondial, când Arcul de Triumf a cedat în urma bombardamentelor. Reparația ceasornicului a fost asigurată în 1942 de către meșterul Bogosov, fiind cheltuiți în acest scop 18.000 lei.

Bibliografie

Chișinău


A Street IPA shows off a hazy faded golden orange appearance, and invites you in with the aromas of lemon grass, citrus zest and slight pineapple. Citrus notes continue to the palette, along with cantaloupe and a firm bitterness, to balance this beer. It's medium body and lingering finish leaves a reminder of these delightful Amarillo hops, beckons for another sip.


The Danish Medical Writer Network was established in 2009 by Medical Writers from Danish life science organisations, such as pharmaceutical, device and contract research organisations. The aim of the Danish Medical Writer Network is to provide a forum for discussions and share-better-practice between Medical Writers in Denmark and to provide educational and social networking opportunities.
The Danish Medical Writer Network is a network run for and by its members. The Danish Medical Writer Network meets twice yearly – in March and October.
The membership fee is 200 dkr/year.


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BuzzHeadlines
Arm Plans To Strengthen Focus On Core Semiconductor IP Business Growth
By EFY Bureau
Royalty-free 3d generated business clipart picture graphic of a businessman carrying a briefcase and coming out of an eggshell.
It plans to transfer its two IoT Services Group (ISG) businesses, IoT Platform and Treasure Data, to new entities that would be owned and operated by SoftBank Group Corp. and its affiliates
Arm partners have shipped more than 165 billion Arm-based chips and an average of more than 22 billion per year over the past three years
Arm has proposed to transfer its two IoT Services Group (ISG) businesses, IoT Platform and Treasure Data, to new entities that would be owned and operated by SoftBank Group Corp. and its affiliates. It said that after completion of this proposed transfer, It will deepen its focus on its core semiconductor IP business and it expects to continue collaborating with the new ISG businesses
Simon Segars, chief executive officer, Arm said, "Arm believes there are great opportunities in the symbiotic growth of data and compute.SoftBank's experience in managing fast-growing, early-stage businesses would enable ISG to maximize its value in capturing the data opportunity. Arm would be in a stronger position to innovate in our core IP roadmap and provide our partners with greater support to capture the expanding opportunities for compute solutions across a range of markets."
Expected to be finalised by the end of September 2020
The company said that the transfer of the ISG businesses is subject to further board review, customary closing conditions, consultation with local staff representatives (where applicable). It added if approved, it is expected to be finalised by the end of September 2020.
Arm said that till now, Arm partners have shipped more than 165 billion Arm-based chips, and an average of more than 22 billion per year over the past three years. This has happened as the demand for computing has increased with the proliferation of IoT, 5G and AI.
Semiconductor IP
Simon Segars
Hydrogen As a Fuel For Next-Gen Mobility
EESL Joins Hands With NOIDA Authority To Install EV Charging Units And Related Infrastructure
Trina Solar State Key Laboratory Testing Center Receives TUV Rheinland Power...
admin - March 5, 2015 0


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NOT BIG BROTHER, BUT CLOSE: A SURVEILLANCE EXPERT EXPLAINS SOME OF THE WAYS WE'RE ALL BEING WATCHED, ALL THE TIME
A group of researchers studied 15 months of human mobility movement data taken from 1.5 million people and concluded that just four points in space and time were sufficient to identify 95% of them, even when the data weren't of excellent quality.
That was back in 2013.
Nearly ten years on, surveillance technologies permeate all aspects of our lives. They collect swathes of data from us in various forms, and often without us knowing.
I'm a surveillance researcher with a focus on technology governance. Here's my round-up of widespread surveillance systems I think everyone should know about.
CCTV AND OPEN-ACCESS CAMERAS
Although China has more than 50% of all surveillance cameras installed in the world (about 34 cameras per 1,000 people), Australian cities are catching up. In 2021, Sydney had 4.67 cameras per 1,000 people and Melbourne had 2.13.
While CCTV cameras can be used for legitimate purposes, such as promoting safety in cities and assisting police with criminal investigations, their use also poses serious concerns.
In 2021, New South Wales police were suspected of having used CCTV footage paired with facial recognition to find people attending anti-lockdown protests. When questioned, they didn't confirm or deny if they had (or if they would in the future).
In August 2022, the United Nations confirmed CCTV is being used to carry out "serious human rights violations" against Uyghur and other predominantly Muslim ethnic minorities in the Xinjiang region of Northwest China.
The CCTV cameras in China don't just record real-time footage. Many are equipped with facial recognition to keep tabs on the movements of minorities. And some have reportedly been trialled to detect emotions.
The US also has a long history of using CCTV cameras to support racist policing practices. In 2021, Amnesty International reported areas with a higher proportion of non-white residents had more CCTV cameras.
Read more: After Roe v Wade, here's how women could adopt 'spycraft' to avoid tracking and prosecution
Another issue with CCTV is security. Many of these cameras are open-access, which means they don't have password protection and can often be easily accessed online. So I could spend all day watching a livestream of someone's porch, as long as there was an open camera nearby.
Surveillance artist Dries Depoorter's recent project The Follower aptly showcases the vulnerabilities of open cameras. By coupling open camera footage with AI and Instagram photos, Depoorter was able to match people's photos with the footage of where and when they were taken.
There was pushback, with one of the identified people saying:
It's a crime to use the image of a person without permission.
Whether or not it is illegal will depend on the specific circumstances and where you live. Either way, the issue here is that Depoorter was able to do this in the first place.
An IoT ("Internet of Things") device is any device that connects to a wireless network to function – so think smart home devices such as Amazon Echo or Google Dot, a baby monitor, or even smart traffic lights.
It's estimated global spending on IoT devices will have reached US$1.2 trillion by some point this year. Around 18 billion connected devices form the IoT network. Like unsecured CCTV cameras, IoT devices are easy to hack into if they use default passwords or passwords that have been leaked.
In some examples, hackers have hijacked baby monitor cameras to stalk breastfeeding mums, threaten parents that their baby was being kidnapped, and say creepy things like "I love you" to children.
Beyond hacking, businesses can also use data collected through IoT devices to further target customers with products and services.
Privacy experts raised the alarm in September over Amazon's merger agreement with robot vacuum company iRobot. A letter to the US Federal Trade Commission signed by 26 civil rights and privacy advocacy groups said:
Linking iRobot devices to the already intrusive Amazon home system incentivizes more data collection from more connected home devices, potentially including private details about our habits and our health that would endanger human rights and safety.
IoT-collected data can also change hands with third parties through data partnerships (which are very common), and this too without customers' explicit consent.
Smart speakers with digital assistants consistently raise data privacy concerns among experts.
Read more: How the shady world of the data industry strips away our freedoms
BIG TECH AND BIG DATA
In 2017, the value of big data exceeded that of oil. Private companies have driven the majority of that growth.
For tech platforms, the expansive collection of users' personal information is business as usual, literally, because more data mean more precise analytics, more effective targeted ads and more revenue.
This logic of profit-making through targeted advertising has been dubbed "surveillance capitalism". As the old saying goes, if you're not paying for it, then you're the product.
Meta (which owns both Facebook and Instagram) generated almost US$23 billion in advertising revenue in the third quarter of this year.
The vast machinery behind this is illustrated well in the 2021 documentary The Social Dilemma, even if in a dramatised way. It showed us how social media platforms rely on our psychological weaknesses to keep us online for as long as possible, measuring our actions down to the seconds we spend hovering over an ad.
Tuesday, December 20, 2022 – SHADOWY US SPY FIRM PROMISES TO SURVEIL CRYPTO USERS FOR THE HIGHEST BIDDER
Leaked files reviewed by MintPress expose how intelligence services the world over can track cryptocurrency transactions to their source and therefore identify users by monitoring the movements of smartphone and Internet-of-Things (IoT) devices, such as Amazon Echo. The contents comprehensively detonate the myth of crypto anonymity, and have grave implications for individuals and states seeking to shield their financial activity from the prying eyes of hostile governments and authorities.
Thursday, December 15, 2022 – You'd Better Watch Out: The Surveillance State Is Making a List, and You're On It
Friday, December 9, 2022 – TSA Plans Nationwide Rollout Of Biometric Machines For Airport Travelers
Traversing Transportation Security Administration (TSA) lines is already stressful enough at airports. All travelers are screened during the security process by technology or an invasive pat-down. One such machine currently being tested in more than a dozen airports with a possible nationwide rollout next year is one where travelers look straight into a camera, according to The Washington Post.
Saturday, December 3, 2022 – Why China Sucks: It's A Beta Test For The New World Order
For over a decade there has been an open globalist obsession with the Chinese governmental model – A love affair, if you will. Many top proponents of global centralization including Henry Kissinger and George Soros have praised China in the past and hinted that the communist country is burgeoning into a major player within the New World Order. Soros expressed this exact sentiment way back in 2009, around the time that China began courting the IMF and issuing trillions in Yuan based treasury debt in order to join their global currency initiative.
Friday, December 2, 2022 – Make Way for the Killer Robots: The Government Is Expanding Its Power to Kill
The purpose of a good government is to protect the lives and liberties of its people. Unfortunately, we have gone so far in the opposite direction from the ideals of a good government that it's hard to see how this trainwreck can be redeemed. It gets worse by the day.
Friday, December 2, 2022 – UK regulator appoints former Google exec as "Online Safety" head after online censorship bill is reintroduced
A former Google executive will play a key role in developing new "online safety" rules in the United Kingdom (UK) as a new censorship and surveillance law is expected to come into force. Gill Whitehead, who was previously a member of Google's UK Management Group and previously led Google's consumer and market insights function across several continents, was appointed as the Group Director of Online Safety at the UK communications regulator, Office of Communications (Ofcom), yesterday.
Monday, November 28, 2022 – Autonomous Vehicles Join the List of US National Security Threats
AMID RISING CONCERNS about China's growing international data collection apparatus, a newly divided US Congress is applying fresh scrutiny to the possibility that imported Chinese technology could be a Trojan horse.
Monday, November 28, 2022 – Lobbyists call on the US government to develop digital ID infrastructure for "security" reasons
A group of 10 advocacy organizations, including the Identity Theft Resource Center and the Better Identity Coalition, have called on Congress to pass the Improving Digital Identity Act of 2022, mandating the government to develop federal digital ID infrastructure.
Monday, November 28, 2022 – Nightmare On G20 Street: Biden Delivers US To A Chinese Social Credit System
Biden's handlers are bent on delivering the United States into the global Technocracy being formed by the United Nations, China, the World Economic Forum and events like the G20 meeting just held. The world is clamoring to implement digital health passports in conjunction with digital IDs, and Biden has completely caved in to global Technocrats.
Monday, November 28, 2022 – Silicon Valley Whistleblower: 'SMART Cities' Worldwide Are Being Converted Into 'Open Concentration Camps'
Technocracy is scientific dictatorship and it is rising up all around us. Americans need to take eyes off of political dogfights and see that the Biden Administration is spending billions to embed "SMART CITY" technology all across our nation. It is the infrastructure of a gulag without physical walls.
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The Important Things in Life Are Too Precious To Lose →


Restoran Kam's kitchen , started off as a little Tai Chow, situated under a huge tree in Kampung Cheras Baru , off Jalan Kuari. To be more exact they were situated only outside of Poh Yep (famous door manufacturer). They opened only at night. They have now moved to the shops next to the big tree now.
Kam's famous for offering simple food which tastes good, small servings, and reasonable pricing. It has become a joint where I could go have a quick dinner with mum and dad. I mean just the three of us, if you wanted a variety of dishes , but don't wanna stuff yourself up too much, this restaurant's the place to eat. A vegetable dish is priced from RM6, meat from RM 8, and fish ( very reasonable).
Usually we'd just come by and order one Vege, one Fish , One Meat, and maybe a Chicken Dish... but two weeks back, we just wanted to try out something a bit special from them.
We ordered a Steamed Cod Fish, Mutton Curry, Nai Yau Prawns, and Fried Brinjal.
We ordered COD fish, because we thought it would be nice to see if they can do fish nicely. It turned to be pretty good. The meat was firm, and the gravy wasn't done badly at all. Have had better, but at this price, I think one of the best.
It was a surprise for me that Mom & Dad decided to order Mutton Curry... I was skeptical as to whether chinese chefs know how to cook mutton or not.. but as it turned out, I thought they could have prepared the mutton a little bit better.
Their Nau Yau Har, was by far the best dish, in terms of taste. The combination of ingredients, definitely make this dish a very appetizing one, unless the cook, dunno how to prepare it. There was only one way to improve on this serving .... bigger prawns.
This pic was a bit blurr, I must have moved my hand . Its one fantastic dish,. I don't really remember what dish they call it, but its brinjal something. Its not a common way to cook brinjal, but the end result... it turned out grreeatt !!
These fellas are not a fancy restaurant, and they do well because they cook decent food, variety, and good pricing (but serving size also smaller).
Assuming you are coming from MRR2, use the Jalan Kuari roundabout and turn left ( From Ampang ) . Go straight and keep right. You will reach a BP station with traffic lights. Turn right , and go up the hill, and turn left on the second junction. The restaurant should be there.
This place serves the best Hakka Laksa Lemak with cockles in town! Open only at night and closed Wednesdays. The wantan and sui kow with its simple preparations, bring back memories of how purity tastes. The ABC or air batu campur is like what we used to have at the canteens in school years ago. Just lots of shaved ice, syrup, evaporated milk, corn and red beans. That's all we need, right?!
Their curry noodles, comes with tau fu pok ( something made of soya bean), a few pieces of chicken, taugeh, and cockles. The curry broth was okay la. A little too watery for my liking. I thought the really good curry laksa like the ones served by Red Ginger ( i think its Rm12.90 per bowl), of which those curry is kao kao wan.... but then this stall sells a bowl at RM3.50.
That night we visited, there wasn't enough gula melaka.... but it still tasted quite ok. Now this stall also serves, Pan Mee, Ching Tong(clear soup), and various types of kon lou noodles. Their curry mee is pretty good but I am sure its not the best (have had better).
Drive from Loke Yew towards Taman Cheras ( Yulek). Take the Taman Cheras round about, from KL means to take a left. You will reach one traffic lights, keep right , and turn right. Then you will arrive at the BP traffic lights, there you go straight. You can keep left or right, both lanes also can go straight. You will follow that road and you need to drive past 7-11, and the Yulek Market (along the blue highlighted road) until you reach the junction.
Was at Suzi's sometime earlier this month. It was just an impromptu decision to go over to Suzi's, as I met up with a client and was having a drink at Pelita, near Ampang Point. It just struck me that, the fler is from Penang, tak kan pula I belanja him Nasi Kandar , right ?
So I suggested to him, got one place, Steak very nice... he said ok , why not.. We got up the car, left the car park outside Pelita, and took an inch by inch roll down to Suzi's. It took us 20 minutes.
So its true, Suzi's has become an Expat's mamak. Its good to see those Mat Salleh's letting their hair down, eating food a cheap stalls like Suzi. Really have to go see to believe. I also wondered, why the Mat Sallehs love this place so much.
I went down to Suzi's to try their Steak , so I ordered my steak. My client, ordered his chicken chop and so did my colleague. Mine was a Sizzling Black Pepper Steak (asked to cook to Medium Well).
I wasn't expecting very much from my steak, especially from a place like Suzi's even though I heard a lot about their reputation of serving mouth watering steaks. Ya but reputations are just reputations, nothing much.
I sliced a piece of my steak, revealling a juicy, really cooked to Medium Well piece of meat. Wow, I am already impressed. However, so , since I am not a steak connoisseur, I don't really know which cut was served. But I happilly chowed down the steak. Gotta say, their sauce is quite good too.
I think the chicken chop is okay, although I usually just never chicken chop when I go out and eat. Good steaks, I must say they tasted above average... what a surprise !!
One lady who's been there..
Know your Hitzstory - taking stupidity to a new level !!
Every morning we get brain washed as we get stuck in the crawl on the way to the office. Although I only get the last ten minutes of their stupid jokes ( stupids but I likes it)... I have already been brainwashed and now I become a zombie walking around preaching Hitzstory 101.
The Morning Crew: Did you know, in 1957, Hitz.FM was called the Hitz.AM ?
General: [refraining from laughing] OH !!!!!!
If you are looking for a nice environment, decent food, and a fairly cheap place to eat, do come to CODO. Its situated on the 3rd Floor of MidValley, and definitely one of those places that I frequent.
I remembered I had dim sum set the first time I ate here. I was quite impressed and somehow there was some kinda draw, and I kept coming back since.
I liked the decor of this restaurant. Its a fusion of chinese, traditional kopitiam and romantic. Plus, this restaurant is situated on top of a busy 3rd Floor Podium area of MidValley, which is not as noisy as the restaurants below. Additionally, you do not get passer by's stopping to watch you eat.
The lighting is dimmer than most kopitiams or restaurants which serves dim sum, but bright enough to take a business associate out for lunch. They also have booth tables which gives you that kind of privacy you wish for a business lunch or a romantic date.
For some reasons which I can't pinpoint at, this restaurant has got a fairly low noise level, which adds to the plus points.
Well, in the most recent visit, we tried their SET Lunch for Two, with Fried Rice, Beef Noodles (phoa - ya quite authentic) and three side dishes. I thought the noodles were pretty good and so was the fried rice ( although not very special). Their side dishes are always very special, but not to be mistaken for being authentically Vietnamese.
Okay, those were the dishes we had recently, but trust me, you should try their Chargrilled Lemongrass Beef. This dish reminds me of Philly Steak marinated with Lemongrass... whoa... jieng !!
The second thing I thought you have to try is their Dim Sum set. It will come with a set of the current favourite items, although you should not expect them to offer you a whole range of dim sum dishes like the usual dim sum place ( etc, Jln Ipoh dim sum restaurants) .
The servings here are usually sized from medium to small. But their pricing is quite decent too. It doesn't cost you an arm and a leg just to try out Vietnamese Fusion food stuff.
And guess what, I have yet to find a negative comment about this restaurant yet.
I used to call this place Desa Aman Duck Rice (Ngap Fan) stall when they were still located at the roadside, opposite of Cheras Business Center, simply because they used to have a big duck signage infront of their stall. I have been to this stall countless times, as this place serves some pretty good Claypot Chicken Rice, and also teochew dishes.
They moved some months ago, when DBKL decided to move everyone into a new food court complex in Tmn Desa Aman. Surprisingly, they managed to get a shoplot in Desa Aman and there moved there.
This is my first time at this place since they moved.
It was just a simple dinner, as such we ordered one serving of Claypot chicken rice, some Loh Duck (Loh Ngap), Loh Eggs, and Ham Choi. All very nice to eat dishes I must say.
My favourite over here is the Claypot chicken rice. I don't mean to say it tastes astronomically better than every where else, but I must say they're ok, haven't got anything bad to say about their food here.
You can also add in salted fish for extra taste if you wish.
Below: A pic of their new back drop.
Oh yes, I recommend this drink to everyone. Red Bean Ice ( Hoong Tau Ping)... they serve the most pekat Red Bean Ice in KL. For me it is a must have everytime I visit this place... yummylicious !!
Drive from Loke Yew towards Taman Cheras ( Yulek). Take the Taman Cheras round about, from KL means to take a left. You will reach one traffic lights, keep right , and turn right. Then you will arrive at the BP traffic lights, there you turn right again.
At that point you will be on Jalan Kaskas once you turn right. After a short while the road splits into two ,like a Y, you keep to the right. Follow the road as it bends to the left, and take the first left turning. You should be on Jalan Desa Aman 2, the restaurant is right at the end of the road.
If anyone's been listening to the radio or reading the national papers, you would have heard of this Malaysian kid studying abroad in Taiwan, who allegedly insulted our Country. I only just recently went up to Youtube to watch the entire video and I thought, the mofo is quite funny, and he got his facts quite right about most of the stuff he was rapping about..
I gotta say, he made a big mistake by making insinuating remarks about the "Azan". Nevertheless, he has now moved on , after making his video apology also on Youtube, I just saw this new video clip of his.
So what do you think ? This fler is talented right ?
I think he is talented, but unfortunately stupid. Anyways, good luck to NameWee, should the Malaysian law decide to take further action.
This Wong Kok, is strategically placed, right opposite of Fitness First, at Leisure Mall Cheras. Sometimes after class, on Sundays, we may end up at this place for a drink and a quick bite.
Now you see why I am quite puzzled as to why these CCT's are always filled with people ?
My theory is that, they serve really simple food, which tastes quite okay. I mean how bad can you fry a piece of luncheon meat ? or How bad can your Maggi Mee be ?
Oh yes, I remember something really good to mention about this place. Their Coffee, Tea, and Cham tastes really quite good. I mean they have a recipe that appeals to the general public. I mean you can't complain about their coffee, unless you are comparing them with Starbucks' coffee. Then of course, its value for money in a pretty decent environment.
Nowadays, after we finsih combat at Uptown, we will surely try to find some food within the area of Uptown 5. Hence, the increased frequency of eateries we frequent around DU / UPtown area.
Yes I was on one of those Char Koay Teo rampage, where I went try different CKT at different places. We ordered Fried carrotcake and CKT from this place.
While filming the video (che WA !!) the auntie came and talk to me. Telling me how long they been frying their koay teos. Since before there was UPtown , they had a stall by the roadside, until today, they already have two grown up sons. Now helping out in the stall also la.
The auntie kept telling me, their CKT damn nice la , this la that la... So finally the Char Koay Teo arrived. FYI, this CKT has got no pork, or lard,. I only found that out after the first bite.. then only I noticed, in UPtown... Mamak and Malay stalls open side by side with the chinese stalls, so have to serve no PORK lo.
Anyone tried Teochew Char Koay Teow ? It must have been one of the weirdest thing I've seen, when I first saw this stall @ Jalan Imbi (opens only for dinner). After trying so many CKT's in Penang, I really am trying to find a subsitute for CKTs.. in KL.
To be frank , I have not been to these stalls for a few years now. But luckilly for me the Teochew Char Koay Teow stall is still around. I had a few words with the lady frying the good stuff, and she told me, that they have been there for 38 years. Needless to say, she must be the second generation frying Koay Teow in this same spot.
We also ordered Fishball Noodles from a stall in the same place.
We waited quite long for our CKT to come. Long ? Yes, considering the fact that most CKT's are cooked in within 2 - 3 minutes, depending on how hot they keep their WOK. We waited about ten minutes, and when it arrived , it looked pretty good.
When it arrived, it was just fresh off the WOK. The aroma filled the air, but I bet it came partly from the lady's wok. The cockles were large and prominently displayed on top of the plate. We were definitely looking forward to it.
Let me explain the difference in Teochew CKT as compared to the Penang Variant, which I think everyone is so used to. Teochew CKT is brown in color, because they use cili padi instead of sambal for their chili. Teochew CKT also has got a type of teochew pickled cabbage ( choi bou - said in cantonese) which is quite normally served as a side dish for Teochew Porridge.
Its definitely a different version of CKT as compared with the ones found in Penang. But I must admit, it wasn't the best CKT I have had. Definitely worth a try, to check out the Teochew version.
Next up, our Fishball Noodles (kon lou). If you are looking for something simple, and clear I think I'd recommend this. Nothing special in particular, even the fishball and stuff in the other bowl below is normal. For me it tasted , ok la only. Nothing much to shout about.
On a short note, as we were leaving the stalls, I bumped into a friend who was also eating there. I noticed he ordered some ikan bakar which looks enticingly good... Oh ya one more thing, there is a new Penang CKT stall recently opened in this area.. that makes two CKT stalls in one area. This one is Teochew, situated right in the middle of the area, next to the Yong Tau Foo stall.
There are 3 Leong Ya's in the vicinity of Taman Sungai Besi Indah. This one belongs to the daughter, opposite of Azhar Maju Mamak. I must say this Leong Ya is the most packed during lunch and dinner, and yet I couldn't find a single blog review of this place... You should be able to see in the map below the Leong Ya (in black) and Leong Ya in Yellow. There should be another Leong Ya somewhere in the front, with air cond.
The way they serve their YTF is slightly different from the ones in Ampang. The sweet sauce is served together, and their chili sauce is slightly different from the Ampang YTF that most people are accustomed to.
Unlike Ampang Homeland(got factory to make YTF), these 3 Leong Yas make their own YTF individually. So you might have to sample YTF and Chee Pau Kai ( paper wrapped chicken) in all three branches.
Also try their other dishes. I personally like their Vietnamese Seafood Pot , and they also know how to steam fish ( results always better than average). Prices are reasonable too. Sorry no pics for those dishes, but definitely worth the try.