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Home / News In Brief / New state money judgment interest rate announced
New state money judgment interest rate announced
By: Michigan Lawyers Weekly Staff	in News In Brief January 5, 2021
The Michigan Department of Treasury announced a money judgment interest rate for the first half of 2021, effective Jan. 1, 2021.
Pursuant to Subsection 6 of Section 6013, and Subsection 2 of Section 6455 of Public Act No. 236 of 1961, as amended, (M.C.L. Sections 600.6013 and 600.6455), the State Treasurer certified that 0.33% was the average interest rate paid at auctions of five-year U.S. treasury notes during the six months immediately preceding Jan. 1.
Historically, an extra percent is added to the announced rate for legal judgments — i.e., verdicts — so the Jan. 1, 2021, rate for attorneys, judges and the likes will be 1.33%. The next money judgment interest rate will be announced July 1, 2021.
The rate for the last half of 2020 was 0.699%. Find previous state-court money judgment interest rates (since Jan. 1, 1987) here.
6:00 am Tue, January 5, 2021 Michigan Lawyers Weekly
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You are here: Home » Accessories » Speed Signs
Category: Speed Signs
IDC – Speed Sign Power use Reduction
INFORMATION DISPLAY COMPANY REDUCES ENERGY USE OF ITS RADAR
SPEED SIGNS BY 50% – DRIVES DOWN COST FOR SOLAR POWER
Increased Energy Efficiency Reduces Solar Panel Requirements, Results In Dramatic Cost Savings For Solar Powered Speed Display Installations.
PORTLAND, Oregon, July 14, 2010 – Information Display Company today announced it has reduced by more than 50% the energy requirements of its radar speed signs and other traffic displays. Made possible through the implementation of advanced design features, the lower energy requirements allow users to save significantly on the cost of solar powered installations of SpeedCheck™ radar speed displays.
In keeping with their mission statement, "Industry leading quality and value", Information Display Company's engineering department widened their lead in power efficiency by implementing new technologies that have "been in development for quite awhile". They stressed that development continues apace, and that they expect even further significant improvements to be implemented in the not too distant future.
Jul 15, 2010 | 0 comments View Post
Nearly 40 Million Drivers Expected to Hit the Road Memorial Day Weekend
Memorial Day is the Third Most Perilous Holiday for Vehicular Traffic. Radarsign Reminds Drivers How-to Keep Roads Safe for Holiday Fun
Alpharetta, GA – May 2009 — Nearly forty million drivers are expected to fill highways and byways this coming holiday weekend according to the U.S. Department of Transportation. Memorial Day weekend is the third most perilous holiday for vehicular traffic. Thanksgiving holds the number one spot, with Independence Day at number two. Labor Day and New Year's Eve round out the top five.
Radarsign (http://www.radarsign.com), the leading manufacturer and retailer of driver feedback signs, today released TEN TIPS TO ROAD SAFETY as vacationers hit the streets.
1. Don't drive drowsy. According to the National Sleep Foundation's Report on Drowsy Driving, 100,000 reported crashes, 71,000 injuries and 1,550 deaths every year are attributed to drivers falling asleep at the wheel. Add to that heavy holiday traffic and you have a recipe for disaster. If you are feeling drowsy, get off the road.
2. Wear your seat belt. The DOT reports fifty percent of all vehicular deaths could have been prevented with seat belts.
3. Signal your intentions. Every move you make on the road impacts the decisions and actions of others. By signaling your intention to turn or change lanes, you ensure others are alert to your movements.
4. Do not tailgate. Leave a distance equal to one car's length for every ten miles per hour. For example, if you are traveling fifty miles an hour, you should fall back a distance equal to five car lengths from the vehicle in front of you.
5. Move away from tailgaters. Many drivers attempt to "teach" a lesson to tailgaters by tapping their brakes telling the other driver to back off. Tailgaters typically exercise poor judgement and endanger themselves and others – especially when challenged. The best thing to do is move out of the way and let the tailgater safely pass you.
6. Avoid standing water. If you must drive through water, do so slowly and avoid sudden use of your brakes, turning too sharply or excessive acceleration. If you do hydroplane (an instance where the tread cannot channel the rainwater from under your tires), do not hit the brakes. Reduce your speed by taking your foot off the accelerator and turning the wheel in the direction you want to travel.
7. Know pedestrian rights. Always be aware of pedestrians at intersections and remember pedestrians have the right of way.
8. Turn on your headlights when visibility is low. The sobering statistic is that while only 25% of the miles we drive are at night, about 50% of the fatalities occur in the darkness–25,000 people each year.
9. Obey the speed limit. A difference of only five miles an hour can be the difference between life and death.
10. Stay alert! Talking on a cell phone, texting, reading maps – even listening to voice-directed GPS systems – can distract you from the road and lead to accidents.
"Every eighteen seconds a U.S. driver is involved in an auto accident and every 11 minutes someone dies in a car crash." said Charlie Robeson, co-Founder of Radarsign. "Road safety is a serious issue; that's why Radarsigns are affordable enough to be purchased by anyone and flexible enough to be put anywhere speeding is a problem. In the meantime, we hope everyone follows these driver safety tips and has a happy and safe holiday weekend."
About Radarsign
Radarsign is the country's most affordable, reliable and personal provider of driver feedback signs. Delivering the most energy efficient products on the market and a "built-for-the-job" design, Radarsigns are the most dependable and easy-to-use traffic calming solution. Radarsign products are available in a variety of sizes and mounting options (pole-mounted, mobile stand, trailer-hitch mount, etc.) and provide a proven and affordable solution to calming traffic in neighborhoods, school zones, military and corporate campuses, as well as city streets and highways. For more information visit: www.radarsign.com
Radarsign Driver Feedback Signs Slow Speeding Drivers By 50%
Number of Speeders in Georgia School Zone Reduced Along With Their Speeds
Atlanta, GA – May 4, 2009 – N. Peachtree Road is flanked by a middle school and elementary school on one side and neighborhoods on the other. Parents and children regularly dodge speeding cars who do not stop for crossing guards or pedestrian crossings.
City and community officials invited Radarsign, LLC, one of the country's leading manufacturers of driver feedback signs, to engage in a test to slow drivers.
Video of the event is available: http://www.ireport.com/docs/DOC-253740
Week One: Radarsign installed a driver feedback display in "stealth" mode to record traffic patterns without alerting drivers to their speeds.
Week Two: The display was turned on so drivers were alerted to their speeds as they approached the school zone.
Radarsign's StreetSmart Technology detected more than half of all drivers on this road were speeding during week one, totaling nearly 10,000 cars.
By week two, Radarsign cut the the total number of speeders by more than forty percent.
Radarsign also slowed the fastest drivers on the road by nearly ten miles per hour.
A pedestrian struck by a car traveling 40 mph has a 90 percent chance of being killed. On this road, Radarsign cut the number of drivers exceeding 40 mph by fifty percent.
"Accident statistics routinely show a reduction in speed of as little as five miles an hour can be the difference between life and death," said Charlie Robeson, Director of Sales and Marketing for Radarsign, LLC. "Crashes happen when people aren't paying attention. We have so many distractions today that take our attention from the road. Radarsign's products alert drivers to their speed – and the posted speed limit. Alert drivers, drive safely. It's that simple."
The test was coordinated by PEDS, metro Atlanta's pedestrian advocacy group, with support from the Georgia Governor's Office of Highway Safety and the City of Dunwoody. Radarsign presented the results to Chesnut Charter's principal Dr. Richard Reid; City of Dunwoody Councilman, John Heneghan; City of Dunwoody Director of Public Works, Richard Meehan; as well as a number of concerned parents and residents.
"People should be asking for driver feedback signs instead of speed humps," said Michael Orta, PEDS' Director of Community Education. "The signs are portable, informative, and effective at slowing drivers. Slower cars means safer walking."
Radarsign is the country's most affordable, reliable and effective provider of driver feedback signs. The company delivers the most energy efficient products on the market and our "built-for-the-job" design, makes our signs the most dependable and easy-to-use traffic calming solution. Radarsign products are available in a variety of sizes and mounting options (pole-mounted, mobile stand, trailer-hitch mount, etc.) and provide a proven and affordable solution to calming traffic in neighborhoods, school zones, military and corporate campuses, as well as city streets and highways.
For more information visit: www.radarsign.com
May 03, 2009 | 1 comment View Post

redpajama_set_name: RedPajamaCommonCrawl


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Methods and Legality of "Active Defense"
EP 10: Methods and Legality of "Active Defense"
Kip Boyle, CEO of Cyber Risk Opportunities, and Jake Bernstein, JD and CyberSecurity Practice Lead at Newman DuWors LLP, describe "active defense" as an emerging technique for dealing with cyber-attackers and the legality of the various methods.
Tags: General
Kip Boyle: Welcome to the Cyber Risk Management podcast. Our mission is to help executives become better cyber risk managers. We are your hosts. I'm Kip Boyle, CEO of Cyber Risk Opportunities.
Jake Bernstein: I'm Jake Bernstein, cyber security counsel at the law firm of Newman DuWors.
Kip Boyle: This is the show where we help you become a better cyber risk manager.
Jake Bernstein: The show is sponsored by Cyber Risk Opportunities and Newman DuWors, LLP. If you have questions about your cyber security related legal responsibilities.
Kip Boyle: And if you want to manage your cyber risks, just as thoughtfully as you manage risks in other areas of your business such as sales, accounts receivable, and order fulfillment, then you should become a member of our cyber risk managed program. Which you can do for a fraction of the cost of hiring a single cyber security expert.you can find out more by visiting us at cyberriskopportunities.com and newmanlaw.com.
Jake Bernstein: So Kip, what are we going to talk about today?
Kip Boyle: Jake, today we're going to talk about active defense.
Jake Bernstein: Well, I guess the first question then is what is active defense?
Kip Boyle: Right. Most people probably have not heard of active defense, but it's an up and coming strategy. The hope is that it's going to add new tools for cyber risk management.
Jake Bernstein: What kind of tools? Can you give some examples?
Kip Boyle: Absolutely. It turns out there's a whole range of activities inside of this idea of active defense. Everything from somewhat more passive things like inserting beacons inside digital data in case they're stolen all the way to conducting rescue missions to recover stolen data. So if you've got a beacon in your data, and it's letting you know what IP address your data is sitting on, then you could go out and you could get it back.
Jake Bernstein: Oh that sounds a lot like hacking back.
Kip Boyle: You know, it's often confused for the idea of hacking back, but if you want a way to think about it, hacking back is probably more like conducting a destructive activity, right? So if somebody's attacking me, the idea is that I could just knock their server offline and stop the attack, or I could even go so far as to break into their server and to leak their files so that the machine can't even be booted up anymore. But you know, that's hacking back.
Kip Boyle: Active defense is actually somewhere just short of a destructive activity, and where it fits into the continuum is if you think about hacking back as one extreme, and then on the other extreme if you think about what we've been doing traditionally. Setting up firewalls, patching software, being more passive in our defense, well now what we're saying is there's a whole middle ground between those two extremes where we're not going to be destructive, but we're not just going to sit around and wait for people to come and get us.
Jake Bernstein: Okay. So, why would we want to do active defense?
Kip Boyle: Well, so anybody who's in the game right now knows that the passive defense strategies just aren't working as well as they used to. The ideas of perimeter defenses. Thinking of my network as a castle, and if I could just build nice, thick, tall walls with single points of control where people can only come in and go out through one, or two, or maybe three very tightly managed egress points. That's just not working anymore. There's two reasons why that's not working so well anymore. The first reason is because we've got online criminals, and foreign countries out there that are really stepping up their game in terms of attacking us. So, what's that all about? Well criminals are pretty easy to understand.
Kip Boyle: They want money. You think about ransomware and it makes sense. Okay, yeah. Ransomware, take my files. Charge me money to get my files back, but it's so much bigger than that. I think of it as Al Capone, instead of holding a machine gun and running around town terrorizing people, now he's holding the internet in his hands and he's running around the globe stealing billions of dollars from individuals, businesses of all sizes, including banks, hospitals, county governments. I mean really nobody is safe from these online criminals. So that's one dimension here about how things are getting more difficult for our passive defenses. The other thing that's going on in terms of increased threats is foreign governments see the internet as a new battleground. Even the United States sees the internet as a battleground.
Kip Boyle: You know, it reminds me when I was in the Air Force, just going into the Air Force, we studied the rise of air power in the early 1900's, and how that absolutely transformed the way wars were fought. We're going through a similar revolution now where cyber space is becoming a battleground, and it's changing the way that countries fight each other. So, these countries are spending a lot of money learning how to dominate it, and we can see this actually today. Russia's been attacking the Ukraine, and two particular attacks that I think are pretty well covered in the main stream press. In December of 2015, they caused a major blackout. Just using cyber weapons they turned off the power in vast swaths of that country and left people in the dark and freezing.
Kip Boyle: In June of 2017, they released a worm called NotPetya, and that worm is so virulent that it ran, not only throughout the Ukrainian economy, but all over Europe and caused well over a billion dollars of damages. Then you also have these interesting hybrids, like North Korea. So North Korea is a government that's trying to establish some dominance in cyber space for military purposes, but it also turns out that because they're under such economic sanctions, such severe sanctions, they're hacking for money as well. So interesting hybrid there. Anyway, so what does this all boil up to? Passive defenses aren't working as well as they used to because the threat's just so severe.
Jake Bernstein: Okay. I guess one of the questions that I think this raises is, is it that passive defenses aren't working because they just don't work, or is it they're not working because people aren't using them properly? In other words, is this a situation that we're seeing where passive defenses have been used, executed to near perfection, and they just don't work, or is it that passive defenses just aren't used properly?
Kip Boyle: I think it's arguable that it could be a little bit of both. I've certainly seen it that passive defenses such as filtering email, filtering inbound network traffic, properly configuring access controls. I mean, that stuff's kind of difficult to get right all the time, every time, everywhere. So, there's always this issue of are my controls fully installed, and are they working fully effectively? To the extent that they don't, I mean a defender has to be right in terms of being attacked, right? If you think about their entire attack surface, a defender has to be right all the time, every time? An attacker only has to be right one time, and then it kind of seems like you're living in a house of cards as far as being a defender goes, but that's not the only reason.
Kip Boyle: Actually, the other thing that's going on, Jake, is that the passive defenses just simply aren't working well against certain types of attacks, and Phishing is probably the best example of an attack that our technological defenses are actually really terrible at dealing with because the point of a phishing attack is to attack the emotions of the people who receive those messages.
Jake Bernstein: Maybe another way to think about this then is that it's not, when we're talking about passive versus active defense, we're not necessarily thinking in the same way as we do when we talk about legal, reasonable security. Because as we've talked about in the past, you know reasonable security is not perfect security, right? So maybe what we're saying here is that, maybe the argument in favor of active defense is that it's one thing to be reasonable under the law. So maybe I'm not going to be held liable or something, but what if I just really don't want to be attacked effectively? What if I don't really care, necessarily that, let me rephrase that. What if my legal liability is not anywhere near the top of my list of priorities in terms of not being attacked.
Jake Bernstein: For example, you know, if you run a hospital, whether or not you have reasonable cyber security in place, you simply cannot an attacker to turn off your life support machines.
Kip Boyle: Right.
Jake Bernstein: I mean, you just can't let that happen.
Kip Boyle: Or remote control your gamma knife.
Jake Bernstein: Yeah. So there's a lot of situations where I can see that the liability aspect is obviously important, but there are justifications and reasons that rise even above your liability. Life and death, for example.
Kip Boyle: Yeah, life safety.
Jake Bernstein: Where it's just not acceptable.
Jake Bernstein: At that point you're probably thinking about active defense is starting to look like a more important component. Really what we're looking at here is just expanding the toolbox. Is that a fair way of saying it?
Kip Boyle: You know, I think a lot of people look at it that way is we want some more choices between completely passive things and entirely offensive, destructive things. There's got to be something in the middle, right? Because another factor in play here is if you think about armed gun men robbing bank branches, or thugs knocking people over the head and stealing their wallets. I mean in the United States, we really don't see this sort of activity anymore, and a big reason for that is because the government has spent a lot of time trying to figure out how to protect citizens from these types of crimes. So we just don't see that stuff anymore. We can count pretty highly on the idea that when we go to work every day, we're not going to have our wallets stolen from us, or that our bank branches aren't going to get robbed.
Kip Boyle: But in contrast, all this cyber attacking, our government has really very little idea what to do to effectively stem the tide of these attacks. Both in terms of the military attacks that we're seeing, as well as the attempts to steal digital assets. Money and intellectual property, and so I think organizations are saying, "We need more tools because nobody's going to help us. We have to help ourselves somehow." Just having the binary, am I passive or am I destructive, that's just not enough.
Jake Bernstein: You know, I guess why aren't we seeing more organizations using active defense, or is it just too new? Is it new? What is this concept? I mean how old is this concept?
Kip Boyle: Yeah, so some parts of active defense are actually not that new. If you think about active defenses as a continuum of options, right, again running to a more passive kind of an activity on one side, versus a more aggressive activity on the other side. Well we've had things called honeypots for years. A honeypot is like a fake server, and you put fake assets, right? So fake documents, and things like that. Fake credentials. You put these things in a honeypot, and the idea is that when an attacker shows up, they're going to go for the honeypot first. Since you know that that server is never used for anything legitimate, if you get any alerts at all from that honeypot, well then you know you've got an intruder around because just the very nature of it.
Kip Boyle: So that's something that we've been doing for years. It's just a matter there of getting our technology to be more and more effective, so that it becomes difficult for attackers to know that they've actually stumbled on a honeypot. A really amateurish one, some of these nation states will see it for what it is very quickly and just go right by it without sounding the alarm. But some of the things that are more active, you know have higher impact, but also greater risk is like Botnet take downs. So if there's a Botnet that's attacking you, right? A collection of computers on the internet, and they were directing a denial of service attack against you, and you don't have denial of service attack protections, what choices do you have except to sit around and twiddle your thumbs, and wait for this attack to subside on its own.
Kip Boyle: Well, it would be really nice if you could find the source, you know like the controller of this Botnet, or maybe even the individual bots themselves, and start to take them out. Typically, the government has been doing things like that, or has been doing Botnet take downs by cooperating with private industry to do it. So that's another example of active defense, but in a more aggressive way. Then as I mentioned before, probably one of the most aggressive things that you can do in active defense is actually find out who stole your data, go to wherever it's being stored, and then actually retrieve it, or delete it, and in the process of doing that you could actually take down an innocent person's computer services. So, there's quite a bit of risk there.
Jake Bernstein: Yeah. For sure. I mean it sounds like there's legal questions then involved in using active defenses.
Kip Boyle: Yeah, that's right. So that's where we need an attorney. You know, what if I go and do some kind of a rescue mission on my data. Let's say that I find out that my data has been stored away on the computer system of a giant pharmaceutical company? So in other words, that the person who stole my data didn't store it on their own servers, but just stashed it on the server of a third party that's uninvolved. You know, am I legally allowed to do that?
Jake Bernstein: Well, I mean before I answer that question I think let's just say that, let's point out that that would not be an unusual or strange circumstance. You know, a Botnet in and of itself is someone using other people's computer resources to cause damage, right?
Kip Boyle: Right. Yup.
Jake Bernstein: If it was hypothetically possible to send a command back to computers that were attacking you, and physically cause them to blow their capacitors and explore, you would ultimately be causing damage. Not so much to the bad guy, but to all of the victims of the bad guy who just were in earlier stage in his attack.
Jake Bernstein: Similarly, if I'm going to do, if I'm going to engage in an industrial espionage attack, or some kind of exfiltration of data, it actually makes sense for me to compromise someone else's computers, gain control, and then ship everything I steal over to them. So in a lot of ways, the practical effect of this rescue mission concept is that you will end up violating the computer fraud and abuse act, and quite possibly state equivalence like Washington Cyber Crime Act. Because what's going to happen is ultimately you are going to end up accessing someone else's computer system without authorization.
Kip Boyle: Not the criminal's.
Jake Bernstein: And not the criminal's. Technically speaking, even if it was the criminals, there's no defense to unauthorized access because he did it to me first. I mean, the law could evolve in that direction. You certainly are unlikely to get sued by the victim if the victim is in fact the criminal, but if the victim isn't the criminal.
Kip Boyle: If the victim is this pharmaceutical company that I was imagining.
Jake Bernstein: If this hypothetical pharmaceutical company. We'll call it kind of like victim zero, then not only are you hacking someone else's computer whose not even a bad guy, but if you cause damage, you're going to be liable under civil actions, because the CFAA has a civil component which allows anyone whose hurt under it to file a lawsuit. So it's important to realize that it's not just the risk of criminal prosecution, it's also a defensive technique if you can capture the hacker.
Kip Boyle: Isn't that ironic, right?
Jake Bernstein: You can sue them for money.
Kip Boyle: So I get attacked. I use an active defense technique to either stop the hack, or to retrieve my stolen assets, and then I get charged with a crime.
Jake Bernstein: Or you get sued for damages. Yeah. I mean, and that's part of why this is not fully adopted. Obviously we are talking about a continuum. You know, rescue missions, white hat ransomware, anything where you're actually executing objectively malicious code, whether you're using if maliciously or not on someone else's computer. Really, the law doesn't care about malicious code. It really tends to care about access, and whether or not that access was authorized. So you can pretty much see that in all situations that are relevant, a rescue mission is practically going to, it must involve unauthorized access, right? So I don't see rescue missions seeing legally tenable at this time.
Kip Boyle: Unless somebody comes up with a really clever way to do a rescue mission without somehow violating the unauthorized access prohibition. I mean, I haven't seen anything yet, but technical people can be really clever in devising ways to get this done. In some ways I'm really looking forward to seeing what some people come up with as to how to do this.
Jake Bernstein: You know it's interesting too, I mean I think technical people can also get themselves in trouble by trying to be overly clever, and not understanding that the law is not a binary computer code that is just run on a machine and it always done the same thing. I've seen this frustration, particularly in kind of penetration test for clients of mine who they're so used to thinking in code, and computers, and things being black and white. One or zero. Binary. That when you hit the law, and you need to understand that if something smells like a duck, and talks like a duck, and walks like a duck, even if I can make an argument that is not a duck, a judge, or jury can still say, "It's close enough. It's a duck." That kind of imprecision literally can't happen on, at least current, modern computers, right?
Jake Bernstein: Software can be buggy, and things can happen that shouldn't happen, but ultimately isn't it said that the problem with computers is that they do exactly what you tell them to do.
Kip Boyle: Yeah.
Jake Bernstein: Right? The great thing about computers is they do exactly what you tell them to do. That's the same thing. So the way that access and authorization is defined is it can change with the times. It can be modified when something doesn't seem right, even if you might have gamed it. It can be very challenging. Now, having said that, I think that there's a lot of other choices in the active defense category. A Botnet take down you might think could be construed as doing something damaging, but in fact, most of the time a Botnet take down is a combination of intelligence gathering plus a lawsuit. You will see, for example, that Microsoft's cyber crime division has actually taken down some pretty big Botnet's in conjunction with law enforcement, and they do that without violating these laws.
Jake Bernstein: Beacons, denial and deception, sandboxes, honeypots, information sharing, any kind of intel gathering even if you go on to the dark web, deep web or dark net to do it, isn't ever really going to involve the CFAA.
Kip Boyle: Right, right.
Jake Bernstein: Coordinated sanctions, criminal indictments, trade remedies at the government level. These are all active defenses that are perfectly legal right now.
Kip Boyle: Yeah, and hunting through your own network to see if there's any intruders. I mean, that's no different than going down to your warehouse to see if somebody's hiding in there.
Jake Bernstein: Right. It's totally not. I think if you take active defense to, if you analogize to the physical world. Active defense as a concept, of course, originated in the military before the concept of cyber ever came up, right? So, an example would be imagine a private party thinking that it was justified in conducting a rescue mission with armed guys, with guns who go in and potentially kill other people, to rescue someone or something that was taken.
Kip Boyle: Yeah, like maybe their executive was taken hostage.
Jake Bernstein: Right. I mean even when the military does things like that, there's a relatively fine line between a military crime, and a valid mission. So, I think that the law right now recognizes your right to self defense in the moment. You know, a private party can deploy lethal force in defense of himself, others, and even in some cases, property. Although that gets kind of squishy, but if a burglar comes into my house and they take my TV. I have this little system that has shot a little tracking device on to his pant leg as he leaves. Then I go out the next night and I hunt him, and I confront him in his house, and if it were to become violent I mean murder is murder.
Jake Bernstein: So I think you have to be really careful with how [inaudible 00:25:22].
Kip Boyle: I think that's really the big risk. If you look at all the different, you know the range of options defined inside of active defense, and as you said, some of that stuff's very low impact. Not very risky. Honeypots and that sort of thing, but it seems to me that once you start dabbling in these things, right? These beacons, and threat hunting, you've got to have a lot of self control to not take what you discover and then say, "Well I'm just going to keep following up on this until I get this guy to leave us alone." In your enthusiasm, you could actually start breaking into other people's computers, and then next thing you know you're doing stuff that's just plainly illegal according to our current paradigm.
Jake Bernstein: You can. You know, people often use the term Wild Wild West when describing the internet as a marketplace, right? I think it's starting to mature now, but what we're really looking at here is how much do we want to let the internet become the actual wild west, which historically was defined as a lawless frontier. Right? Might made right in parts of the old west, it wasn't until you got civilization there where you start to impose the rule of law.
Jake Bernstein: I don't think that people are prepared for that on the cyber realm. I don't think that it is particularly safe to start doing that. I think if you open Pandora's box of rescue missions, I have a feeling that there would be a lot of damage caused to innocent parties in the process.
Kip Boyle: Yeah. Absolutely. Well I think this is a good example of how it's frustrating right now for organizations to wish that the government, the police forces, the FBI, that they would be able to do for us in the cyber realm what they already do for us in the physical world. They just, none of this has really been sorted out yet, so I think active defense is going to become a more and more talked about idea as time goes on. I think we're going to see company start ups arise to try to provide active defenses for organizations that are willing to try to push the envelope a little bit. So, I just think it's going to be really exciting to watch the evolution of law, and technology in this space. I really hope we come up with some good answers, because right now I just feel like a sitting duck.
Jake Bernstein: Yeah. I think that the future will be, I mean I think a lot of this stuff is going to become regularly used. I think as much as we can kind of discuss the shades of gray, and maybe even going pretty far into the black on some of these things, a lot of this stuff I think is pretty clearly not that risky legally. Anything you want to do on your own network. There's a question of, it's not even clear to me, let me just as a hypothetical, I could potentially put mines in my data network, right? Like literal infected pieces of malware data that I leave in there as traps for the unwary. You talk about, and I'm going to do what I just said was difficult or was tricky, which is to make an argument that I'm not ever accessing your computer system with a piece of malware.
Jake Bernstein: If you stumble upon it and steal it, sorry. It ran on your machine, but I didn't do it. You came on to my property ...
Kip Boyle: And then you transferred it over to your computer.
Jake Bernstein: You took it. You transferred it. I didn't access your computer.
Kip Boyle: Right. Or to the computer of this pharmaceutical company that I've broken into and used as a launching pad.
Jake Bernstein: Yeah, well hopefully that company has its own system set up to defend itself. I do think that there are, that is a really interesting gray area.
Jake Bernstein: I mean because I can put a "beware of dog" sign in my yard, and I can put three attack German Shepherds in there. If you climb that fence, and you get mauled, I'm not really liable under the law. I mean you violated my property. You ignored a clear warning.
Kip Boyle: You got what you deserved.
Jake Bernstein: Sorry. You got what you deserve. So you could take it that far in the cyber realm.
Kip Boyle: I think that's what people are trying to do with active defense. They're just saying, "Let's take some of these common sense kind of ensconced into law ways of protecting ourselves, and let's extend those into the digital realm."
Jake Bernstein: Yeah. I think how far you take that is going to be interesting.
Kip Boyle: Yeah. Well thanks for joining us today on the Cyber Risk Management podcast. Today we talked about active defense and how that may help you better manage your cyber risks.
Kip Boyle: Thanks everybody for joining us today on the Cyber Risk Management podcast.
Jake Bernstein: Remember that Cyber Risk Management is a team sport and needs to incorporate management, your legal department, HR and IT for full effectiveness.
Kip Boyle: Management's goal should be to create an environment where practicing good cyber hygiene is supported and encouraged by every employee. So if you want to manage your cyber risks, and ensure that your company enjoys the benefits of good cyber hygiene, then please contact us and consider becoming a member of our cyber risk managed program.
Jake Bernstein: You can find out more by visiting us at cyberriskopportunities.com and newmanlaw.com. Thanks for tuning in. See you next time.
Check out our Cyber Risk Management Action Plan
YOUR HOST:
Kip Boyle
Cyber Risk Opportunities
Kip Boyle is a 20-year information security expert and is the founder and CEO of Cyber Risk Opportunities. He is a former Chief Information Security Officer for both technology and financial services companies and was a cyber-security consultant at Stanford Research Institute (SRI).
YOUR CO-HOST:
K&L Gates LLC
Jake Bernstein, an attorney and Certified Information Systems Security Professional (CISSP) who practices extensively in cybersecurity and privacy as both a counselor and litigator.


The stock market continues to try and resolve the technical wreckage from the sell-off that occurred in February after a top in late January. In many cases, you will see stocks test a bottom twice before finding a base and continuing to move higher – a double bottom. Will we find a bottom or is a larger sell-off at hand where the stock market goes bust and ends a larger uptrend from the 2009 low? How did we get here? Well, after a better than expected jobs report earlier this month, we had a nice move higher which failed to manifest into a larger recovery among all the major indices. Only the NASDAQ has made a new high since January – which ended abruptly on Monday. This week's open was foreboding as stocks gapped lower indicating the run-up after the payroll report was one big head fake. What was left was a topping pattern called an "Island Reversal".
I expect to see the 200 day tested next week as the selling accelerated into the close and the big red bars in this chart come in sets of three many times so perhaps we bottom by Tuesday.
So why is this happening? Big picture, the end of ultra-low interest rates and debt. Speaking of which, the Federal Reserve had its first meeting under new Fed Chair Jerome Powell on Wednesday where the committee continued its policy of raising rates into a recovering economy. However, many economists have been downgrading the prospects for growth in Q1 from what was 3%+ in January to now 1.8% as we near the end of the quarter. This is where the fundamentals may fail the stock market. This economy needs to see 3%+ growth because the Fed is going to raise interest rates in 2018 3-4x.
Are there any fundamental warning signs out there?
So, what is happening to this spread now?
The spread widening may be attributed to technical factors such as funding pressures from increased T-Bill issuance from the Treasury, balance sheet reductions by the Fed and reduced demand from US corporations that are now re-patriating their cash due to reduced tax rates. Nonetheless, increased borrowing costs hurt everybody all the same so this spread can't be ignored. Is this increased cost being factored into the stock market?
I'll keep digging for details and report back what I find but keep in mind that interest rates are a powerful force that affect how stocks are valued. The stock market action will be very telling next week so hang on and keep liquid!
The Federal Reserve lifted short-term interest rates by a quarter-point and forecast that rates will rise higher than expected in the coming years as its new chairman Jay Powell responds to strengthening growth at home and abroad. The US central bank raised the target range for the federal funds rate by a quarter point to 1.5-1.75% as it predicted inflation would accelerate in the coming months. The Fed's median forecast for interest rates at the end of 2018 was left unchanged, but its projections pointed to an extra increase in 2019.
Brazil's central bank cut interest rates to a new record low on Wednesday, saying the reduction was driven by the need to stimulate the economy and benign external conditions. Even as the US Federal Reserve raised rates and warned of more increases, Brazil's central bank cut the benchmark Selic interest rate by 25 basis points to 6.50%.
The Nikkei-Markit flash manufacturing purchasing manager's index edged lower to 53.2 in March, down from 54.1 in February and closer to the 50-point line separating growth from contraction. Job creation also eased amid the softest pace of output growth since July last year.
Durable goods orders jumped by the most in eight months for February as the rise was led by a 7.7% increase in transport orders. Even with the volatile transport category stripped out, orders were up by 1.2% in February which topped estimates for 0.5%. Orders for non-defence capital spending excluding aircraft, which are seen as a proxy for business investment, rose 1.8% to $67.83B, recovering from two straight months of decline.
Prosecutors in Munich raided BMW's headquarters on Tuesday and said they have launched a preliminary investigation into suspected diesel emissions fraud at the luxury carmaker. The prosecutors said they have reason to believe that 11,400 cars may be equipped with "inadmissible defeat devices" that understate emissions during laboratory tests. Since Volkswagen was caught using cheat software to bypass emissions tests in September 2015, all carmakers have been under close scrutiny by the authorities. Until now BMW has had a squeaky clean image.


text:
Home Pacific Report Marshall Islands Donors have opened up their hearts and wallets, but too often this...
Donors have opened up their hearts and wallets, but too often this is seen as a treat in the Pacific
By Pacific Media Centre -
"We are #bnjptmdrowninh. We are not drowning, we're fighting." Imasges" Del Abcede
Report by Pacific Media Centre
Father Francis X. Hezel reviews a new book on climate change corruption and development in the Pacific. And the message is rather sobering.
BOOK REVIEW: Giff Johnson's latest work – Idyllic No More: Pacific Islands Climate, Corruption and Development Dilemmas – is a call to serious planning and more. The author summons leaders to recognise that life has changed in the Marshalls and the status quo is the road to disaster.
There was a time when this might not have been true – when people who wanted to kick back and live a simple island life could quietly opt out of school and retire to the family land to provide for themselves as their ancestors had done for generations in an island society that offered the resources, physical and social, to support its population.
But times have changed, the author convincingly argues. That kind of idyllic fallback is no longer an option. Residents of the Marshalls, including those outer atolls where life was simple and cheap, are voting with their feet.
The outflow of Marshallese to the United States is steadily increasing, slowly emptying the remote atolls even as it drains the population of the two large population centers, Majuro and Ebeye. Islanders today expect meaningful employment but find none at home.
Marshallese today want more but seem to be getting less. Water supplies are contaminated in many places, the copra industry which once provided modest disposable income for those who worked the land has gone south, and the quality of education is not what it once was.
- Partner -
No wonder people now describe themselves as "poor". Normal household tasks have become more challenging with the breakdown of the old extended family on which they relied. As a result, even basic care of children often leaves a lot to be desired.
In today's world no island is simply an island. All nations have subscribed, willingly or not, to standards that are spelled out in global millennium development goals.
Stalled progress
Measured by these standards, progress in the Marshalls has stalled.
Donors may open their hearts and wallets to the Marshalls, but the money given is all too often regarded as a treat to be passed around the table and sampled by everyone rather than for its real purpose. Consultants come in and craft a report outlining reform measures that goes unread and unimplemented.
Government employees fly off to attend meetings that multiply each year and leave them little time to provide the public services their people so badly need.
How does this small island nation chart a new course for itself? One that offers it the hope of finding new resources while conserving those it now has? One that provides a pathway to the development that government and people claim to want for themselves? One that is, in that over-worked phrase, sustainable?
The answer is not nearly as elusive as it might appear, the author suggests. But making this happen will require reform: a change in habits, especially on the part of the government, and a readiness to implement practices that we know can be successful but threaten our own interests.
That's what it will take, no matter whether we're dealing with global warming, preserving fish stock in national waters, improving education and health services, or trying to make the heavy emigration work to the advantage of the Marshall Islands.
Father Francis X. Fran Hezel was the founder and long-time director of the Micronesian Seminar in Pohnpei. He is now based on Guam and writes a regular blog at: www.wheresfran.org.
The Pacific Media Centre at Auckland University of Technology also collaborates with other Asia-Pacific media centres engaged in research and cultural production and develops cultural and research publications, building on the success of the peer-reviewed publication Pacific Journalism Review, media freedom project Pacific Media Watch and current affairs website Asia Pacific Report.
AUT's Pacific Media Watch 'lighthouse' role featured in freedom doco
Karida massacre victims buried as other PNG villagers flee in fear


If you are looking for inside info on the inner workings of the Walt Disney World resort, this is not the book for you. It does, however, explore the college program from the perspective of a former member. The College Program is a source of cheap labor for WDW, and apparently, the "CPs" drink away most of what little money they earn. Of course, with that many college students in one place, one would expect some partying, but it seems sad to me that they drink so much that they are not able to take full advantage of this amazing opportunity.


Literature References: Prepn: L. Henry, Rec. Trav. Chim. 23, 324 (1904); from methanol and t-butyl alcohol: J. F. Norris, G. W. Rigby, J. Am. Chem. Soc. 54, 2088 (1932); from methanol and isobutylene: K. R. Edlund, T. W. Evans, US 1968601 (1934 to Shell); eidem, Ind. Eng. Chem. 28, 1186 (1936); R. D. Morin, A. E. Bearse, ibid. 43, 1596 (1951); from t-butyl alcohol and diazomethane: M. Neeman et al., Tetrahedron 6, 36 (1959). Use as chromatographic eluent: C. J. Little et al., J. Chromatogr. 169, 381 (1979). Experimental use to dissolve cholesterol gallstones in vivo: M. J. Allen et al., Gastroenterology 88, 122 (1985); eidem, N. Engl. J. Med. 312, 217 (1985). Method for therapeutic use in dissolving cholesterol calculi: J. L. Thistle, M. J. Allen, US 4758596 (1988 to Research Corp.). Acute toxicity: D. F. Marsh, C. D. Leake, Anesthesiology 11, 455 (1950). Reviews of toxicity: R. von Burg, J. Appl. Toxicol. 12, 73-74 (1992); E. Reese, R. D. Kimbrough, Environ. Health Perspect. 101, Suppl. 6, 115-131 (1993); M. G. Costantini, ibid. 151-160; and human exposure: Toxicological Profile for Methyl tert-butyl ether (PB97-121016, 1996) 268 pp.
Properties: Liquid, bp 55.2°. mp -109°. d420 0.7404, nD20 1.3689. Vapor pressure at 25°: 245 mm Hg. Flash pt: -28°C. Ignition temp: 224°C. Soly in water: 4.8 g/100 g. Soly of water in methyl t-butyl ether: 1.5 g/100 g. Unstable in acid soln. Volatile; lipophilic. Flammable. LC50 in mice (15 min): 1.6 mmol/liter of atmosphere (Marsh).
CAUTION: Potential symptoms of overexposure by inhallation are coughing, burning sensation in nose and throat, headache, nausea, vomiting, dizziness, feeling of spaciness and disorientation (PB97-121016).
Use: Octane booster in gasoline. Chromatographic eluent esp in HPLC.


text:
Codemasters Acquires Swordfish Birmingham For New Studio
November 14, 2008 | By David Jenkins
UK publisher Codemasters is to acquire the Birmingham studios of fellow British developer Swordfish Studios, in a deal with Activision Blizzard.
The Manchester studios of Swordfish Studios were acquired yesterday by massively multiplayer online developer Monumental Games. The Birmingham studios are currently working on 50 Cent: Blood on the Sand for THQ.
Swordfish Studios as a whole was acquired by Vivendi Games in 2005, but was disowned along with a number of other assets by Activision Blizzard after its merger. The financial terms of Codemasters� acquisition were not disclosed.
The developer will now be integrated and managed as part of Codemasters' larger network of studios, with Swordfish Studios founder and managing director Trevor Williams reporting to Gavin Cheshire, vice president of Codemasters Studios.
Swordfish will create unspecified "original content" using Codemasters� proprietary EGO Engine, as used in Colin McRae: DiRT, Race Driver: GRID and the forthcoming Operating Flashpoint: Dragon Rising. The two companies previously worked together on sports titles such as Brian Lara International Cricket 2005 and Jonah Lomu Rugby.
"We are committed to growing our studio operations across multiple facilities and increasing the internal capability of Codemasters� creative resource," said vice president Cheshire.
"There is a strong heritage and a compatible skill set, which has enabled us to fast track growth plans and allows for ease of management. Codemasters has ramped up as a UK games development powerhouse with a scalable support infrastructure that allows for rapid deployment of the highly versatile EGO Engine."
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We all have a thing inside of us that gets buried under years of life. This thing isn't something that requires much effort to find, however, it is the very thing that seems to escape us over and over again, throughout most of our lives. In truth, that thing is who we truly are, and who we've always been.
Sadly, most of us are completely lost, lost from who we ever were..
But, we are the ones who prevent ourselves from becoming. We are the ones who bury ourselves, only to search for and find ourselves once again, one day, perhaps many years apart from the time where we began.
In this sphere, we must fully unfold to understand who we truly are. For our closed petals allow only a fraction of light.
It's funny sometimes when I think about how simple things were when I was younger, of how easy life seemed to flow around me. No worries, no wants, no regimented routine of waking and working or anything of the like. Life was fun and open to a sense of adventure and wonder. And it is this very time, that time in our tender youth, where we can find our true selves, where we can recall our wishes, our dreams and what being genuine and curious truly felt like.
Life becomes tedious. We become self-aware, or more aptly put, our ego wakes up, and it becomes aware of itself.
Then we sleep.. and our egos drive us onward.
We become closed off from our genuine source. We forget what drove us to smile and that feeling of looking to the open fields with eyes of intrepid fervor. We forget who we really are, and then we spend the rest of our lives trying to figure ourselves back out again.
The whole thing is actually quite maddening, and seemingly foolish. However, in order to find your way back home, sometimes you have to forget about the path and simply travel the way.
And we all make our own way. No one else can show us the direction.
I learned recently through many subtle signs that who I was as a child was the person that I've been trying to find my whole life. I also learned again of the genuineness that we all must find in order to fully appreciate life, and to understand that what brings us joy will always bring joy to others as we share it with the world.
But it's easy to forget ourselves in today's world. We are bombarded with distraction. We are made to feel as though we must be great or be famous otherwise our lives mean nothing. We have entirely too much "stuff" that we don't even need, and then we set about trying to acquire more stuff because we think we need it. All the while, we forget who we are, who we were, and we eventually even forget those around us, those who matter most.
Too much so that we've become actors in a play on a set that we record, and then watch ourselves. And we do this only to scrutinize ourselves; to compare our worth against the greatness we wish we were.
It is true, that sometimes we have to get lost just to find our way back home. We all have to venture far from ourselves just to find ourselves again, and to uncover that thing that we lost so long ago.
But then we can realize that it was never really lost.
It was there with us all along.
No amount of stuff can follow us when we leave this Earth. The only thing we will do is leave it behind, then it becomes someone else's stuff, and again and again until one day it, too, becomes dust.
But when we unfold, when we become genuine, when we share our joy; that is what will become our legacy.
And this is what I choose to leave behind.
Every moment is moving us closer to facing our own mortality.
Let us all face it, genuinely.
Let us all unfold, and awaken.
May your path be blessed!
Thank You for this beautiful message as my first reading this morning.
Very nice, sir! Happy to help your inspiration.. best wishes!
Always look forward to your posts. Lovely.


text:
The late Pierce Higgins was 'an inspiration to all'
The late Pierce Higgins.
Ballyhaunis GAA has paid tribute to former Mayo hurler and beloved clubman Pierce Higgins following his death after a long battle with motor neurone disease.
The married 45-year-old father-of-two won a remarkable fourteen county titles with Ballyhaunis and represented the county with great pride and honour during a fourteen-year career.
He was a member of a well-known sporting family, his brother Keith, one of the finest players ever to don the Mayo jersey, lined out alongside him in the Christy Ring Cup semi-final defeat to Carlow back in 2008.
The Ballyhaunis club confirmed the sad news of Pierce's passing on Twitter: "Ballyhaunis GAA is deeply saddened to learn of the passing of our clubman and former player Pierce Higgins (45) who passed away at his home earlier this morning."
"We offer our sincere condolences and pledge our support to Pierce's heart-broken wife Clare,his children Erin and Ellie, his parents Pete and Kay, to his brother Keith, niece Ivy-Marie and to the members of the extended Higgins, Gallagher, Conroy families & wide circle of friends.
"A winner of 14 county titles, Pierce also represented his county with distinction over a fourteen-year career. He was a member of the Mayo team that lost out narrowly to Carlow in the 2008 final of the Christy Ring Cup.
"Pierce was diagnosed with Motor Neurone Disease in 2017. Despite the daunting challenges that he faced, Pierce's unbending stoicism and radiant positivity have been an inspiration to all and especially to those closest to him.
"Ar dheis Dé go raibh a anam dílis.
"Arrangements for Pierce's funeral:
Reposing at Donnellan's Funeral Home, Clare Street, Ballyhaunis, on Sunday evening from 3pm-6pm.
"Funeral Mass on Monday morning at 11.00am in St Patrick's Church, Ballyhaunis.
"House is strictly private."
Ballyhaunis GAA is deeply saddened to learn of the passing of our clubman and former player Pierce Higgins (45) who passed away at his home earlier this morning. pic.twitter.com/JoMjS201AZ
— Ballyhaunis GAA & LGFA 🔴⚫ (@BallyhaunisGAA) January 20, 2023


The local organising committee for the IAAF World Championships London 2017 provided an update to the IAAF Congress last weekend in Monaco, marking another stage in the countdown to the championships in the British capital.
The LOC has achieved all milestones to date and has identified and received approval on all venues. The team has hosted a series of site visits for IAAF staff, event service providers, rights holders, partners and team leaders and received excellent feedback in relation to all organisational matters across the visits.
One of the key components presented was the schedule for the marathons and festival of race walking in the city of London, which were announced last month. The plans, which offer the opportunity for the sport to dominate the landscape of London for the full summer, were roundly welcomed by the delegates.
Other significant areas discussed included the high ticket sales with more than 500,000 tickets sold after the August ballot and the popular volunteer 'runner' programme, which received more than 25,000 registrations for 4000 roles.
"I really appreciated the way the LOC is thinking creatively at every stage of planning the championships and how they are using specialists across all the functional areas," said IAAF organisational delegate Sylvia Barlag.


text:
Q: List for loop continues if user inputs anything When I input text for my verdict I can put anything, e.g. "zzzzz", and the program continues on through the list.
I want the program to stop when user inputs "Guilty". And only move on when user inputs "Not Guilty".
This is what I have so far, I also tried using while True if that's better?
guilty = False
character = ["Miss Scarlett", "Professor Plum", "Mrs Peacock", "Reverend Green", "Colonel Mustard", "Dr Orchid"]

while not guilty:
    for accused in character:
        verdict = input("Do you find %s guilty or not guilty? " % accused)
        if verdict == "guilty":
            print("User finds %s guilty" % accused)
            guilty = True
            break
        else:
            guilty = False

A: To accept only answers guilty and not guilty you can remove the top while loop and move it inside for-loop. Also, use str.lower to make answers case-insensitive:
character = ["Miss Scarlett", "Professor Plum", "Mrs Peacock", "Reverend Green", "Colonel Mustard", "Dr Orchid"]

for accused in character:
    verdict = ''
    while verdict not in ('guilty', 'not guilty'):
        verdict = input("Do you find %s guilty or not guilty? " % accused).lower()

    if verdict == "guilty":
        print("User finds %s guilty" % accused)
        break

Prints (for example):
Do you find Miss Scarlett guilty or not guilty? d
Do you find Miss Scarlett guilty or not guilty? d
Do you find Miss Scarlett guilty or not guilty? f
Do you find Miss Scarlett guilty or not guilty? not guilty
Do you find Professor Plum guilty or not guilty? guilty
User finds Professor Plum guilty

redpajama_set_name: RedPajamaStackExchange


text:
Petey's Pick
LTAB
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Read the Revolution: LCHS Newspaper
Varsity Football Season Recap
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Theater Throughout the Year
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Patriot Preview
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Routines From a Time Machine
McKenna Qualls, Writer
Sweethearts Spring Show 2021: The Final Dance
Keila Rubealcaba, Editor-in-Chief
Track Teams Advance to Area Meet
Michael Hierro, Writer
The boys track team placed third with 98 points in the UIL 6A District 09 track meet, held Wednesday, March 31. The team placed behind Wylie and Sachse high schools. Several...
In Depth with the Tennis Team
Emily Regalado, Photographer
The tennis team's season officially ended this Tuesday, and now the players are done for the rest of the year until the fall season. While the players may play friendlies...
Fine Arts Presents Musical 'Once on this Island'
Jocelyn Vazquez Rico, Contributor
The LCHS Fine Arts department presents "Once on this Island," a musical about Ti Moune, a girl who falls in love with a wealthy boy named Daniel, whom she rescued. Come...
Sweethearts Host Kid's Clinic
Marlee Lassiter, Contributor
The Lakeview Centennial High School Sweethearts are hosting a kid's clinic on December 3 from 9:00-11:30 AM. All are welcome from ages 4 to 8th grade students. There...
Cap and Gown Orders Due Soon
Emely Aguilar, Contributor
Class of 2023, are you ready to walk the stage at graduation? Make sure you order your cap and gown on time. The deadline to order for arrival before spring break is December...
Students Show Off Fashions at CTC
Ana Saldierna, Writer • May 18, 2022
She signals that the show has begun, and one by one they start walking down the runway. On Friday, April 29, sixty contestants—including Nancy Santillan, who designed three...
Keith White, Writer • May 10, 2022
Ellery Frye, Writer • May 10, 2022
Car Wars: The Student Parking Lot at 2:50
McKenna Qualls, Writer • May 10, 2022
The last bell rings for the school day and the race to the student parking lot ensues. Teachers, students, parents–all about to witness the chaos that is the Lakeview student...
Follow @LCHS_Newspaper
Liz LaClair: AVID Advisor
Emily Regalado, Writer • April 29, 2021
Elizabeth "Liz" LaClair is the AVID 3 and AVID 4 teacher who helps junior and senior students get into college. AVID's purpose is to prepare...
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Reign Lankford, Writer • April 22, 2021
The Olympic games are an international sports festival that is held every four years. The point of these games are to cultivate human beings...
The Rise in Anti-Asian Hate Crimes
Keila Rubealcaba, Editor-in-Chief • April 16, 2021
Anti-Asian hate crimes have been on the rise since the pandemic started. People believe this happened once there was news that COVID-19 first...
Head Coach and Athletic Director Miller Moves to Frisco ISD
Michael Hierro, Writer • March 5, 2021
Three weeks ago the Head Football Coach and Athletic Coordinator Coach Kendall Miller took the job at newly built Emerson High School in Frisco....
The Sweethearts drill team danced through the decades, putting on a spectacular performance for friends and family. The team looked forward to this show all year long, and...
WandaVision Show Review
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Warning: This review contains many spoilers!! After push back of production of Phase 4 of the Marvel Cinematic Universe, WandaVision is the first show to premiere...
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Why a Film Club is Necessary
Vianka Gonzalez, Writer
Clubs are extremely common in high schools. Clubs are very beneficial to students; they are a great opportunity to meet new people, improve social skills, grow as a person,...
Must Watch Series on Netflix: Shadow and Bone
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You might remember an AirBnB story we talked about a few months ago where a host cancelled a reservation when he found out his guests were Asian.
Happy to tell you about the happy ending to that story – because karma is ALSO Asian.
We are excited for the newest Doctor Who and not that concerned about her gender because the Time Lord is an ALIEN.
And don't turn your back on that Roomba! It's making a map of your house!


If you have ever wondered how people get caught up in the cycle of taking out payday loans to help them from one paycheck to the next, you have to realize that many people did not plan for things to happen that way. You never know what life has in store for you and what unexpected event is doomed to occur.
Unfortunately, many people live their life thinking that nothing will go wrong, until it does. If you are not financially prepared, you might require short-term loans to help you get back on your feet. Depending on how quickly you need the money and how good your credit history is, you could end up applying for instant loans.
Once this occurs, you could end up in the same financial situation as the people you once wondered about. Without any savings to fall back on, the cycle can rapidly become vicious if you do not find a way to recover. Suddenly, you find yourself taking one payday loan after another, until you stop living paycheck to paycheck.
Sadly, this is how many people get sucked into the payday loans vortex. What can you do to avoid payday loans and, with them, getting overwhelmed by debts?
Sometimes, you have to fully understand the danger, for it to have meaning and for you to learn to avoid it. Instant payday loans are short-term solutions to financial emergencies. They are designed to help people who cannot or do not want to utilize traditional loans. The loan comes in small amounts determined by your income and are meant to help you until you reach your next paycheck.
Payday loans should only be used for emergencies. They are not meant to be spent on frivolous things, such as shopping trips or weekend outings. The interest rate can be high, but, compared to paying late fees, reconnection fees, or being late on your rent, it could be worth paying.
It is wise to pay off the loan on your next paycheck, in order to reduce the amount of interest and fees that can get tacked on if you stretch out the payments.
The most important thing you can do to avoid payday advances is to be prepared. Do your best to set aside some money with each paycheck. Even if you cannot save the suggested 10%, anything that you can tuck away could be of help later. Would you not rather borrow money from yourself, in theory, than from a lender charging you $15-$25 dollars per hundred?
Try to make sure you are covered for emergency situations that normally cause people to borrow money. For example, you can avoid emergency medical expenses if you purchase health insurance. Get an extended warranty on your car, if possible, to cover costly car repairs. Live within your budget, so as to avoid living from paycheck to paycheck. Being prepared might cost a little up front, but, in the long run, it can help you avoid payday loans.
Posted in Money In Cumbria. Tags: Loans, Money, Payday. Bookmark the permalink.


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Full Time RV Life is a big jump from the normal sticks & bricks. We took a year to prepare for the transition, and still weren't totally ready to take the leap once our departure day arrived.
Many people ask us for advice in regards to their own transition, and more acutely, the fear that surrounds this change in lifestyle.
The best advice we can give is get some good roadside assistance, use some common sense practices and get out there and experience it for yourself. In our travels we've found people are mostly good, very willing to lend a helping hand and just out enjoying their weekend camping or are full timers too.
We had a neighbor recently who chased down a car because he thought they might have stolen our generator while we were in town. We had actually stuck it in the back of our truck and taken it with us as we always do, but it was still nice that he was looking out for us even though we hadn't even met yet.
RVers tend to keep an eye out for one another and like to get to know their neighbors, whether it's at an RV park or out in the boonies.
As for breaking down, we've had a few minor issues and only had to call roadside assistance once. They got there within 30 minutes and towed our truck to the repair shop.
When shopping for a rig we didn't want to get a drivable RV because with our price range meant it would be pretty old and we didn't want to sign up for possible engine problems in the future. We had a truck in good working order and set out to find a travel trailer within our tow limit.
We know too many people who bought 90's class A RVs that have been a constant money pit. If it has an engine the newer the better, but still come with more mechanical repairs.
We've found many of our fears quickly dissipated once we got the hang of this lifestyle. There's definitely a learning curve, but you gain so much confidence as you go.
There's also a huge RVing community out here willing to offer advice and support, not to mention all the convergences and meet-ups! We've met a lot of good friends through Escapees/Xscapers group, but there are so many more out there for whatever you're in to!
Thanks for reading our blog! Our mission is to live minimally & deliberately as we explore the earth and it's many communities. Help support our mission by shopping through our Amazon Link, or better still, listening to our new album!
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text:
New app predicts water-related conflict up to year in advance
In Iraq, WPS predicted the situation would deteriorate in Basra where access to safe water is a major problem.
Thursday 05/12/2019
An Iraqi youth jumps in the Euphrates river near the water-wheels in Hit, Iraq, July 23. (Reuters)
LONDON – Conflicts over water are likely to flare up in Iraq, Mali and India in the coming year, according to the developers of an app launched on Thursday which aims to help prevent violence by flagging up potential flashpoints.
They said the "groundbreaking" early warning tool, which has also predicted risks in Iran, Nigeria and Pakistan, could spot the likelihood of conflicts – including water-related violence – up to 12 months in advance.
Climate change, increasing populations, rapid urbanisation, economic growth and expanding agriculture are compounding pressures on the world's limited water supplies.
UN data shows a quarter of the globe is using water faster than natural sources can be replenished.
The tool will enable governments and others, including development and disaster response experts, to intervene early to defuse conflicts, according to the Water, Peace and Security (WPS) partnership which is behind the app.
It said trials suggested an 86% success rate in identifying conflicts with 10 casualties or more.
"This app is very important given the escalation of water-related conflicts across the world," said Jessica Hartog, a climate change expert with International Alert, a WPS partner.
"It will save lives, absolutely, if we see politicians acting on the early warning data it will provide," she told the Thomson Reuters Foundation.
The WPS Global Early Warning Tool uses machine learning to pinpoint conflict risks on the basis of more than 80 variables going back 20 years.
This includes data on precipitation and droughts from satellite sources, and socio-economic and demographic data on everything from population density to past patterns of violence.
"Water is often an overlooked risk factor in conflict," said Charles Iceland, a senior water expert at the World Resources Institute, part of the WPS partnership which is supported by the Netherlands' foreign ministry.
"This could be a breakthrough in development and peacekeeping operations, giving time to intervene before bloodshed occurs."
The tool has been trialled in Mali where water scarcity is a factor in violence between Dogon farmers and Fulani herders.
"Data is one of the most powerful things you can have to reach policymakers and politicians," said International Alert's Hartog.
"In Mali, we're already bringing the government and civil society groups together to discuss the risks we're seeing."
In Iraq, WPS predicted the situation would deteriorate in Basra where access to safe water is a major problem, with more than 120,000 people hospitalised last year after drinking polluted supplies.
(Thomson Reuters Foundation)
Debate on ouster of foreign troops from Iraq shows US caught in web of own 'failure'
New visa provisions boost Saudi travel industry
New naval base boosts Egypt's presence in the Red Sea


text:
Urban Designer
GLA1022
Design, Government & politics, Local government, Policy, Housing, Architecture & design, Development, Regeneration, Strategy & policy
Would you like to join one of the UK's most exciting planning teams? Then come and join the GLA's Planning Unit! London is already larger than it has ever been and is projected to grow to 10.5 million people by 2041. You could be helping to shape London's future, maintaining its global status as one of the greatest cities on the planet to work, live, play and study. The team works very closely with the Mayor and his team to achieve good growth that delivers genuinely affordable housing and all the tools that a thriving city needs.
We have two planning teams within the Unit which work closely together. Our Development Management team deals with the city's biggest and most high-profile planning applications which include large scale, mixed-use schemes, schools and sports stadia. And our London Plan & Growth strategies team plays a key role in shaping London's growth though the crucial preparations for the upcoming examination in public of the Mayor's new London Plan and the development of growth strategies for London's Opportunity Areas.
The Urban Designer position sits within the newly formed GLA Urban Design Team – part of the London Plan & Growth Strategies team which works closely with Development Management. This role is driven by the need to implement the Mayor's 'Good Growth By Design' agenda by championing good design in both policy and development management workstreams. In this role, you will be providing design comments on planning applications that are referred to the Mayor as they progress from the pre-application stage through to determination as well as working on the development of design-led growth strategies such as Opportunity Area Planning Frameworks.
You will need to be able to build effective relationships with key stakeholders to ensure borough plans are in conformity with the London Plan and contribute towards delivery of our emerging Growth Strategies workstreams. Experience of preparing and implementing policy frameworks and masterplans would be beneficial, as would experience of scrutinizing architectural design at the site scale and preparing design comments say either with an understanding of architectural design at a site scale.
To be successful, you'll need to be passionate about urban design in London with a track record of achievement in a comparable role and have the skills to deal with complex strategic planning and urban design issues. You will need a degree/post graduate qualification in Architecture with a strong focus on Urban Design and be able to proficiently use adobe Illustrator, In Design and GIS software packages.
We are looking for flexible and adaptable planners with a can-do attitude and a track record of working on a range of policy areas who share our excitement for delivering the Mayors vision for London's future. You will be presenting directly to the Mayor and Deputy Mayors, so you will need excellent written and verbal communication skills and some experience of operating within a political context would be beneficial.
We are committed to being an inclusive employer and we are happy to consider flexible working arrangements. We would welcome applications from candidates who are seeking part time work as this role is open to job share.
In addition to a good salary package, we offer an attractive range of benefits including 30 days' annual leave, interest free season ticket loan, interest free bicycle loan, childcare voucher scheme and a career average pension scheme.
If you have a question about the role or the recruitment process then please contact a member of the recruitment team via email quoting reference GLA1022.
To apply, please click on the apply button to visit our website.
Application closing date: Sunday 24 June 2018 at 23:59 GMT.
London's diversity is its biggest asset and we strive to ensure our workforce reflects London's diversity at all levels. We welcome applications from everyone regardless of age, gender, ethnicity, sexual orientation, faith or disability.
London, EC1V
£40,000 - £53,500 (depending on skills and experience)
Research and Support Officer – GLA Green Group
London Assembly
Design Experienced (non manager) jobs in Southwark
Government & politics Experienced (non manager) jobs in Southwark
Local government Experienced (non manager) jobs in Southwark
Policy Experienced (non manager) jobs in Southwark
Housing Experienced (non manager) jobs in Southwark


Question: Can I use credits if I'm using Play & Pay?
Answer: Yes, absolutely, you can still use your credits while using Play & Pay. The purchase of credit packages does not affect your Play & Pay daily spending limit. You can still use credits for shows, tips and videos, in addition to using Play & Pay for private shows.


text:
"""
Custom loggers for external code such as user processes & drivers.

This is necessary because if using the logging module directly, the namespace
is not assigned properly and log levels & log handlers cannot be assigned
correctly.
"""
from itertools import chain
import logging
import sys
import warnings

from mapchete._registered import drivers, processes

all_mapchete_packages = set(v.value.split(".")[0] for v in chain(drivers, processes))

key_value_replace_patterns = {
    "AWS_ACCESS_KEY_ID": "***",
    "AWS_SECRET_ACCESS_KEY": "***",
}

class KeyValueFilter(logging.Filter):
    """
    This filter looks for dictionaries passed on to log messages and replaces its values
    with a replacement if key matches the pattern.

    Examples
    --------
    >>> stream_handler.addFilter(
    ...     KeyValueFilter(
    ...         key_value_replace={
    ...             "AWS_ACCESS_KEY_ID": "***",
    ...             "AWS_SECRET_ACCESS_KEY": "***",
    ...         }
    ...     )
    ... )
    """

    def __init__(self, key_value_replace=None):
        super(KeyValueFilter, self).__init__()
        self._key_value_replace = key_value_replace or {}

    def filter(self, record):
        record.msg = self.redact(record.msg)
        if isinstance(record.args, dict):
            for k, v in record.args.items():
                record.args[k] = self.redact({k: v})[k]
        else:
            record.args = tuple(self.redact(arg) for arg in record.args)
        return True

    def redact(self, msg):
        if isinstance(msg, dict):
            out_msg = {}
            for k, v in msg.items():
                if isinstance(v, dict):
                    v = self.redact(v)
                else:
                    for k_replace, v_replace in self._key_value_replace.items():
                        v = v_replace if k == k_replace else v
                out_msg[k] = v
        else:
            out_msg = msg

        return out_msg

# lower stream output log level
formatter = logging.Formatter("%(asctime)s %(levelname)s %(name)s %(message)s")
stream_handler = logging.StreamHandler(sys.stdout)
stream_handler.setFormatter(formatter)
stream_handler.setLevel(logging.WARNING)
stream_handler.addFilter(KeyValueFilter(key_value_replace=key_value_replace_patterns))
for i in all_mapchete_packages:
    logging.getLogger(i).addHandler(stream_handler)

def add_module_logger(module_name):
    # set loglevel
    logging.getLogger(module_name).setLevel(
        logging.getLogger("mapchete").getEffectiveLevel()
    )
    # add all configured handlers
    for handler in logging.getLogger("mapchete").handlers:
        logging.getLogger(module_name).addHandler(handler)

def set_log_level(loglevel):
    stream_handler.setLevel(loglevel)
    for i in all_mapchete_packages:
        logging.getLogger(i).setLevel(loglevel)

def setup_logfile(logfile):
    file_handler = logging.FileHandler(logfile)
    file_handler.setFormatter(formatter)
    file_handler.addFilter(KeyValueFilter(key_value_replace=key_value_replace_patterns))
    for i in all_mapchete_packages:
        logging.getLogger(i).addHandler(file_handler)
        logging.getLogger(i).setLevel(logging.DEBUG)

def user_process_logger(pname):
    """Logger to be used within a user process file."""
    warnings.warn(
        DeprecationWarning(
            "user_process_logger() deprecated, you can use standard logging module "
            "instead."
        )
    )
    return logging.getLogger("mapchete.user_process." + pname)

def driver_logger(dname):
    """Logger to be used from a driver plugin."""
    warnings.warn(
        DeprecationWarning(
            "driver_logger() deprecated, you can use standard logging module instead."
        )
    )
    return logging.getLogger("mapchete.formats.drivers." + dname)

redpajama_set_name: RedPajamaGithub


I've been having way too much fun with the Nightside Project BackTalk Feature. Join in.
To see the really bizarre, go to Sherrie News and read the ones under sexual harasment. It doesn't look like some of this stuff could have been legally released.
I don't know who this Nick guy is but he definintely has some office behavior issues.
Get out there while you can. Once they realize what they've posted, it will probably come down.
I am not the "anonymous" who posted the preceding link to the Carrie Dickson campaign website, nor am I responding to it as part of a contrived and coordinated stunt. However, I must disclose that I am in complete sympathy with its apparent purposes.
Firstly, I am impressed with the integrity of Democrat Jim Bradley in addressing the corruption of fellow Democrat Nick Floros and the "good ol' boy network" that protected him.
I think most of us political junkies have a pretty good idea of who he is talking about when he refers to a certain "good ol' boy network." (Democrat insiders, David Yocum, Randy Horiuchi, Joe Hatch, and Sherrie Swensen come to mind.) The fact that Bradley would call them out is impressive. Some things are more important than party affiliation and he seems to get it. God bless him.
Secondly, I am frustrated with the lack of quality journalistic coverage of county government issues and races. Because of this defficiency, the average voter in our community has no idea of who they're voting for when they walk into the booth on election day.
Yes, the press was there to cover David Yocum's prosecuting of Nancy Workman when she used county funds to subsidize the services of an employee for her daughter at the Boys and Girls Club. (She, of course, was later exonerated of any criminal wrong doing.) But, where were they when David Yocum allegedly used his office to provide official favors for his son?
There have been allegations that David Yocum made his son's recent DUI arrest quietly go away. This is the same son, Jason Yocum, who took Nick Floros' place as Sherrie Swensen's chief deputy. If this "good ol boy network" that Jim Bradley refers to really does exist, then why doesn't Salt Lake's media cover it?
If they did, maybe the voters could provide a little housecleaning this year. Goodness know that it is far overdue.
Oh, did you mean this DUI disappearing act?
DUI Court with Judge SKANCHY.
in Fourth Floor - W43 with Judge SKANCHY.
Defendant waives reading of Information.
Fourth Floor - W43 with Judge SKANCHY.
Court advises defendant of rights and penalties.
Defendant waives time for sentence.
this charge is 180 day(s).
The fine is to be paid in full by 03/01/2003.
Credit for cost of counseling towards fine.
The defendant is placed on probation for 1 year(s).
Probation is to be supervised by Probation Services.
Defendant is to pay a fine of 1000.00 which includes the surcharge.
Interest may increase the final amount due.
Pay fine on or before March 1, 2003.
Pay fine to The Court.
Refrain from the use of alcoholic beverages.
03-11-02 Tracking started for Fine. Review date Mar 01, 2003.
03-11-02 Tracking started for Probation (Other). Review date Mar 11, 2003.
03-11-02 Tracking started for Stay / Clerk Stay. Review date Jan 11, 2003.
completed the dui class and attended t he Victim impact panel.
Defendant has paid fine and is maintaining monthly contact.
02-11-03 Tracking ended for Probation (Other).
02-11-03 Tracking ended for Fine.
02-11-03 Tracking ended for Stay / Clerk Stay.
Here's a potential irony shaping up for next year's election season.
Democratic Salt Lake County District Attorney Dave Yocom filed felony charges against then Republican County Mayor Nancy Workman for alleged misuse of public funds.
Workman was defended by Greg Skordas, a Yocom protege who at the time was the Democratic candidate for attorney general. Workman was acquitted by a jury and Yocom and Skordas' longtime friendship was severely damaged.
Yocom is not running for re-election and Skordas likely will seek the Democratic nomination for D.A. next year. Salt Lake City prosecutor Sim Gill also may seek the Democratic nomination and Yocom already has said publicly he is supporting Gill.
Lohra Miller, who ran against Yocom four years ago, has said she again will seek the Republican nomination for D.A. She has been a harsh critic of Yocom. Meanwhile, Kent Morgan, a trusted deputy in Yocom's office also has said he will run for the office as a Republican.
So the race is shaping up as a pro-Yocom vs. anti-Yocom fight in both the Democratic and Republican parties for the D.A. seat. Here's the intrigue. Workman is sitting on about $200,000 she raised for her re-election bid before the charges filed by Yocom forced her out of the race. Yocom has indicated that if she uses that money for personal reasons he will file charges against her for violating county election laws. He says she only can use the money for political purposes.
And those political purposes, some are speculating, could be the support of whoever Yocom does not want to succeed him as D.A., including the one-time protege who has not been forgiven for his successful defense of Yocom's mortal enemy.
Does anyone know what Mayor Workman ever did with that $200,000 war chest?
The last polling data I saw showed that the Republican Lohra Miller was running neck and neck with the Democrat Sim Gill. If there was ever a time for the former mayor to step-in to free us from Yocum's network (either for revenge or principle) now might be the time.
I'm sure that a nice donation to both the Lohra Miller and Carrie Dickson campaigns would do a lot of good. And, a little advice to the Lohra Miller campaign wouldn't hurt either.
I think that their graphic designers made a huge mistake in just printing LOHRA on their campaign signs and billboards. I suspect than more than one person out there thinks that LOHRA is someone's last name.
If Nancy Workman does come through with a last minute donation, my advice to the Lohra Miller campaign would be to replace all those signs that Sim Gill's people keep steeling with new signs that show her full name!
The name on the ballot is going to be Lohra Miller...not LOHRA.
Nancy is still sitting on all that cash. I don't know of any campaigns that have been able to squeeze a dollar out of her. And that makes me real nervous about the next couple of election cycles. One can only hope and pray that she will stay out of politics for good.
As for the signage. I agree. It doesn't really make much sense to just promote your first name.
Is she sitting on the money because she has plans to run for office in the future, or is it because she hasn't forgiven the county Republicans for booting her in favor of Ellis Ivory?
Ironically, if your suspicions are correct, I think the smartest thing she could do politically would be to spread some of that money around within the party.
Neither she nor the party has really forgiven the other. Thus, helping the party to win some key races (and the community to clean out some corrupt trash) would go a long way in repairing bridges--not to mention her reputation.
But, that's not a very likely scenario. If we weren't constantly trying to destroy one another, we wouldn't be Salt Lake County Republicans.
Its my first all together to post on this forum,just wannat pushy some friends here.if its not allowed to post on this enter,amuse strike out this thread.Nice to meet you!
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text:
23 Fun And Interesting Facts About Vanessa Kirby
Vanessa Kirby, born April 18, 1988, is an English stage, television, and film actress. She starred as Estella in the BBC adaption of Great Expectations in 2011 and as Joanna in Richard Curtis' romantic comedy About Time in 2013. Take a look below for 23 more fun and interesting facts about Vanessa Kirby.
1. From 2016 to 2017, Kirby portrayed Princess Margaret in Peter Morgan's Netflix series The Crown, for which she won the BAFTA Award for Best Actress in a Supporting Role in a Television Series in 2018.
2. She's known mostly for her stage work.
3. In 2016, Variety called her, "the outstanding stage actress of her generation, capable of the most unexpected choices."
4. She was born and raised in Wimbledon, London.
5. Vanessa Redgrave and Corin Redgrave were family friends.
6. Her father is the urologist Roger Kirby.
7. She attended Lady Eleanor Holles School in Hampton.
8. After being turned down by Bristol Old Vic Theater School, she took a gap year to travel before studying English at the University of Exeter.
9. She turned down her place at LAMDA in London after she was signed to a talent agency and met the theater director David Thacker, who gave her three starring roles over 2009 at the Octagon Theater Bolton.
10. For her role in All My Sons, she won the BIZA Rising Star Award at the Manchester Evening News Theater Awards, which was worth 5,000 British pounds.
11. She went on to star at the National Theater as Isabella in Women Beware Women by Thomas Middleton, directed by Marianne Elliott, alongside Harriet Walter and Harry Potter's Harry Melling.
12. She starred as Rosalind in As You Like It by William Shakespeare at the West Yorkshire Playhouse in Leeds.
13. In 2011, she was in the premiere of The Acid Test by Anya Reiss at the Royal Court Theater, directed by Simon Godwin, earning praise for her performance from Paul Taylor of The Independent, who described her as, "a star if ever I saw one."
14. In 201, Kirby made her television debut in the BBC's The House, alongside Ben Whitshaw, Dominic West and Romola Garai.
15. She played Estella in the BBC's mini-series adaption of Great Expectations alongside Ray Winstone, Gillian Anderson and Douglas Booth.
16. She played the lead role of Alice in Ridley Scott's mini-series adaption of Kate Mosse's novel Labyrinth.
17. In 2012, Kirby filmed The Necessary Death of Charlie Countryman with Shia LaBeouf and Mads Mikkelsen.
18. She went on to play Masha in the acclaimed production by Benedict Andrews of Three Sisters at the Young Vic in September 2012, earning rave reviews, with Matt Trueman of Time Out stating, "In a super cast given licence to shine, Kirby stands out as Masha."
19. She filmed The rise in early 2012 alongside Matthew Lewis and Timothy Spall. The movie premiered at the Toronto and London film Festivals to positive reviews, and won the Best Debut Category for director Rowan Athale.
20. In 2013, Kirby returned to the National Theater to play Queen Isabella in Edward II opposite John Heffernan.
21. In 2015, she filmed The Dresser for Richard Eyre, with Anthony Hopkins and Ian McKellen, and Thea Sharrock's adaption of Jojo Moyes' book Me Before you.
22. In May 2015, it was reported that Kirby was cast as Princess Margaret after a six-month search, in Netflix's first original British series The Crown, written by Peter Morgan and directed by Stephen Daldry.
23. Baz Bamigboye reported that Kirby will play Elena in Robert Icke's Uncle Vanya at the Almeida Theater in 2016, for which she won rave reviews, with Matt Trueman of Variety writing, "Kirby is a superlative Elena: lithe, fickle, hypocritical, shallow and yet always sympathetic. It's a performance that confirms her as the outstanding stage actress of her generation, capable of the most unexpected choices."
about timeenglish stage actressestellagreat expectationsmovie actresstv actressvanessa kirby
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text:
Dunkin' Donuts franchisee scouts for locations
John Seelmeyer
jseelmeyer@nnbw.biz
Unlike some folks in their early 30s, Nicole Hansen has a pretty good idea how she'll be spending the next few years.
Hansen, who heads the group that acquired franchise rights to develop nine Dunkin' Donuts locations in the Reno-Sparks area, last week was scouting locations and interviewing management candidates as she prepares to open the first store in 2015.
The remainder of the locations are expected to be open by 2020.
The 30-year-old Hansen previously owned group of six privately branded coffee shops in the Seattle area.
Working with Mark Keyzers, a retail-space broker with NAI Alliance, Hansen said she is looking most closely at retail spaces that are close to high-quality residential areas for the first Reno-area store.
Her company, HT2 Franchising LLC, is looking for about 2,000 square feet for each location, with a preference for either end-cap or freestanding buildings that support drive-through operations.
Dunkin' Donuts has said it likes locations with 15,000 residents within a three-minute drive and 25,000 residents within a five-minute drive.
The company headquartered at Canton, Mass., provides four restaurant design options for its franchise owners, and franchisees can mix and match elements from each of the design options.
Hansen said she's also preparing for the challenges of introducing the Dunkin' Donuts brand into a new market. Although the company's signage is sported on more than 10,000 stores worldwide and it's been a fixture on the East Coast since 1950, Dunkin' Donuts only recently began its push into Western markets.
While the company is known for its coffee and doughnuts, Hansen said a sandwich menu offers opportunity to grow all-day sales.
Dunkin' Donuts started looking for potential franchisees in northern Nevada more than a year ago, and Hansen said she undertook six months of interviews and business planning before she landed the rights to develop the stores.
Hansen said she's backed by a group of investors.


What to Feed Your Baby: Cost Conscious Nutrition for Your Infant presents vital information that will help parents provide optimal nutrition for their infants in a cost effective way. The author's clear explanations and thoughtful recommendations are often surprising, occasionally startling, sometimes controversial, and always useful.
"Words of wisdom, recommendations and friendly advice from Dr. Stan Cohen take the guesswork out and provide a blueprint for healthy and affordable infant nutrition. Every new mom needs a copy of this practical and great resource on her bookshelf before the baby arrives."
"Dr. Stan Cohen has written an exceptional book filled with practical, personalized and cost-conscious advice applicable for parents and care-providers of infants and young children. Case vignettes interspersed among scientifically sound information yield wonderful essentials for parents of healthy children and of children afflicted with common complaints and disorders in early childhood. An invaluable resource for all new parents."
"I had the opportunity to read it and recommend it as an excellent resource for parents. This book is not just for selecting formula and introducing foods, but it also reviews gastroesophageal reflux, colic, stooling problems, poor weight gain, overweight issues, prematurity, and allergies."
"Parents who worry about properly and affordably feeding their infants during the first year of life…will learn a lot from this thoroughly researched, infant-nutrition guidebook."
"[T]his fact-packed resource…covers recent and traditional pediatric nutritional science in 16 concise chapters structured in a question-and-answer format, and a thorough appendix…As an experienced doctor, Cohen has seen it all."