Our team processed a Ventura County Short Sale recently with a certain loan servicing company. The interesting part was that this loan servicer was hired by the investor, or owner of the loan to work on their behalf.
In other words, the loan servicer was to look out for the loan owner's best interest.
Processing and approving a short sale will usually avoid future losses on a mortgage. Boston Consulting Group recently did a study on the difference between a short sale and foreclosure.
They found that a short sale dramatically reduces future losses when compared to a foreclosure.
Here is a real life example: One lender rejected a 385k short sale offer. The home was foreclosed upon and put up for sale. It sold for $230,000. We estimate the owner of the loan, Fannie Mae, lost $182,000.
We have seen this happen over and over again with short sale offers. The loan servicers drag their feet on processing the short sale. The home is later foreclosed upon and sells for substantially less.
But, we had never seen a loan servicer work against their customer / client's best interest. Until we saw a short sale approval letter come across our desk.
The loan servicer was asking for a $2,500 fee to be paid to them. If it wasn't paid they wouldn't approve the short sale.
I was shocked. "Aren't you required to work in your client's best interest?", I asked them.
The woman at the loan servicer replied, "Well, we checked it out with our legal department and the said it is ok." I don't really understand what she meant by "ok."
This company is not working in their client's behalf. The loan servicer actually has a fiduciary duty to do what is best for the owner of the loan.
And putting a roadblock in the way of approving short sales isn't doing what is best for their client. So, what does this mean to you?
In my opinion, it gives you a strong basis for a lawsuit against that loan servicing company if your loan modification or short sale isn't approved because you won't pay their fees. Thinking about a short sale?
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Looking for rent-to-own real estate in Oklahoma?
There's a third option, which is great for people with bad credit or no credit: If you're renting right now and want to own your own home, you might feel that you are prohibited because of your credit but rent to own real estate in Oklahoma OK is the solution.
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Home » Menu » 1070AD-FIRE Gog & Magog
The events of World History are listed in this section to illustrate the "spirit of the age" that characterised this dark period between the "Thousand Years" (Millennium) and modern times. This dark period from 1070AD to the Reformation is characterized as follows:
The New Jerusalem, (ie, the global community of the true Christians), was subjected to same test of Isaiah's day that took away all of Israel & Judah leaving the mother-city Jerusalem alone and surrounded by the horde of enemies on every side. Under siege and threat of extinction, both old and new Jerusalem, (the camp of the saints, the beloved city), were rescued suddenly with divine deliverance that consumed all enemies: old Jerusalem by an angel from heaven, new Jerusalem by fire from heaven.
God's People under siege on every side, Turks & Wars & Black Death Plagues without and heretics running rampant within, True Faithful Christians face the greatest challenge to their survival since the Roman Empire was overcome for Christ.
From early Reformers like John Wycliffe to later Reformers like Martin Luther, the period following 1070AD is considered a Dark Age, a challenging season in Christian history. And secular historians have similar words for the period of World history. [It should be mentioned here that I regard the Reformation fires to have begun with the likes of John Wycliffe and ending with the likes of Martin Luther & Jean Calvin. Thus, the Reformation beginning with Wycliffe gave rise to the Renaissance, "the rebirth" that followed. Progress is preceeded by preaching]. Relative to the 1000 year Millennium just finished and Eternity just ahead, this period of Satan's Release is a "short while."
World History is cited to demonstrate the "zeitgheist" or "spirit of the age" of this dark period before the Reformation fire came like "fire from Heaven" to rescue the faithful from enemies on every side.
"Having given my Conjecture, that the Jewish Church, with their rulers, were the Antichrist mentioned by St. Paul; I proceed to shew, how their Apostasy, when they were thus deserted by God, resembled, and ran Parallel to the Apostasy of the Roman Church." (Additional comments on II Thess. 2). ~ Daniel Whitby (1710)
‹ 1070AD-REFORMATION Q+A: Satan's Release after the Millennium up 1070AD-REFORMATION Christianity's greatest trial since the 30-70AD Tribulation ›

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United States Cleveland Dayton Columbus U.S. Democratic Party Ohio state government United States Congress United States government Ohio Supreme Court United States Senate U.S. Republican Party Jim Jordan Donald Trump Mike Turner Bob Latta Joe Biden Hillary Clinton Joyce Beatty Brad Wenstrup Bill Johnson Dave Joyce Bob Gibbs Steve Chabot Marcy Kaptur Steve Stivers Marcia Fudge Tim Ryan John Boehner Jim Renacci Jennifer Brunner Government and politics Legislature Judicial appointments and nominations Government appointments and nominations Judiciary Presidential elections National elections Elections Redistricting Voting districts State legislature State governments House elections Veterans 2020 United States presidential election United States presidential election Voting State elections Bribery, graft and conflicts of interest Crime General news 2016 United States presidential election Political scandals Political issues 2019-2020 Coronavirus pandemic General elections Political conventions Coronavirus Infectious diseases Diseases and conditions Health Lung disease
AP News Guide: Presidential, US House races top Ohio ballot
By The Associated Press - Nov. 04, 2020 01:30 AM EST
Voters cast their ballots on Election Day at Orange High School in Pepper Pike, Ohio, Tuesday, Nov. 3, 2020. (AP Photo/Tony Dejak)
COLUMBUS, Ohio (AP) — After a surge in early in-person and absentee voting, final 2020 ballots have been cast in Ohio.
Enthusiasm among voters is high. A record 3.4 million people took advantage of early and mail-in voting amid the coronavirus pandemic, up from 1.89 million absentee ballots cast in Ohio for the 2016 general election. Poll worker recruitment efforts also hit a record.
Republican President Donald Trump has again won Ohio, a traditional bellwether for the nation.
Democrat Joe Biden mounted a vigorous challenge to Trump for the state's 18 electoral votes, but fell short. The former vice president stepped up media spending as early voting began in October, even as Trump's campaign pulled back on some spending in the state.
Trump easily won Ohio in 2016 with notable support from blue-collar manufacturing and mining communities disenchanted with his opponent, Hillary Clinton, and buoyed by the Republican's promises that he would bring back jobs to hard-hit communities.
HOUSE DISTRICT 1
Republican Rep. Steve Chabot clinched his 13th term in Congress, defeating a first-time Democratic candidate who drew substantial backing in the southwest Ohio race.
Public health professional Kate Schroder had been seen by Democrats as their best shot for finally flipping one of Ohio's incumbent-friendly seats in the last election before Census-triggered redistricting.
The 67-year-old Chabot touted a consistent conservative record that usually lined up with Republican President Donald Trump, while Schroder pledged to defend the Affordable Care Act if elected.
HOUSE DISTRICT 10
Republican Rep. Mike Turner won his 10th U.S. House term, defeating a first-time Democratic candidate in his first close race since being elected in 2002.
Turner, the former Dayton mayor, had bested all previous opponents to 2020 challenger Desiree Tims by double-digit percentage margins.
The Black woman from Dayton has been an activist on conservation and served as an aide in the U.S. Senate and White House. The 50-year-old Tims was better-funded than most previous Democratic challengers and called climate change a top-priority issue.
Turner, 60 and white, is considered a center-right Republican. He's made military matters a congressional priority.
Republican U.S. Rep. Troy Balderson won a second full term representing Ohio's 12th congressional district, besting a Democratic opponent who was new to politics.
Voters picked Balderson, a small business owner from Zanesville, over Alaina Shearer, a former journalist from Delaware who runs a digital media company.
Shearer, 41, campaigned to end the "misinformation war," but failed to negatively link Balderson to Republican President Donald Trump, who had endorsed and campaigned for him in the past.
Balderson, a former state lawmaker, struck a centrist tone to win the closely divided district, touting his work on bipartisan legislation favoring STEM education and broadband internet access and citing his championing of coronavirus relief money.
Four-term Republican U.S. Rep. Dave Joyce was reelected after facing a spirited challenge from Democrat Hillary O'Connor Mueri, a first-time candidate.
Joyce, 63, of Chagrin Falls, has represented Ohio's 14th Congressional District east of Cleveland since 2013. He won each of his first four races handily, but the district had been trending Democrats' way and buoying their hopes of capturing the seat.
Mueri, 42, a lawyer and former naval flight officer from Painesville, advanced pro-union, pro-abortion rights positions and criticized Joyce as representing special interests and corporations over constituents back home.
Joyce, a former Geauga County prosecutor, won support in the politically divided district for being willing to negotiate with, and at times stand up to, Republican President Donald Trump, including on behalf of the health of Lake Erie.
OTHER HOUSE RACES
Republican Rep. Brad Wenstrup, who served in the Iraq war as an Army combat surgeon, won his fifth term from southern Ohio's 2nd District. He defeated Democratic teacher Jaime Castle.
Democratic Rep. Joyce Beatty won her 4th term from the Columbus area's 3rd District in Ohio, defeating Republican Mark Richardson, a U.S. navy veteran.
Republican Rep, Jim Jordan, a fiery conservative supporter of President Donald Trump in Washington, won an eighth term from northwestern Ohio's 4th District, defeating Democrat Shannon Freshour.
Republican Rep. Bob Latta, a reliable GOP vote in Washington, won an eighth term from northwest Ohio's 5th District, defeating Democrat Nick Rubando.
Republican Rep. Bill Johnson won his 6th term from eastern Ohio's sprawling 6th District, defeating Democrat Shawna Roberts.
Republican Rep. Bob Gibbs won his 6th term from north-central Ohio's 7th District, defeating Democrat Quentin Potter.
Republican Rep. Warren Davidson was reelected from western Ohio's 8th district, which he first won in a 2016 special election for the seat being vacated by U.S. House Speaker John Boehner. The Army veteran defeated Democrat Vanessa Enoch in a rematch of 2018, when he won with 67 % of the vote.
Democratic Rep. Marcy Kaptur, the longest-serving woman ever in the U.S House captured her 19th term, defeating Republican Rob Weber in northern Ohio's 9th District. Kaptur, of the Toledo area, was drawn into a heavily Democratic district dubbed "the Snake by the Lake" during GOP-dominated redistricting that took effect in 2012.
Democratic Rep. Marcia Fudge was elected to her sixth term for northeast Ohio's 11th District, defeating Republican Laverne Gore. Fudge was drawn into heavily Democratic district in GOP-dominated redistricting that took effect in the 2012 elections and has been getting 80% of the vote every two years.
Democratic Rep. Tim Ryan, who made a short-lived run for the Democratic presidential nomination, was elected to his fifth term from northeast Ohio's 13th district. He defeated Republican Christina Hagan in the working-class area he had consistently won with more than 60% of the vote.
Republican Rep. Steve Stivers won election to his 6th term from central Ohio's 15th District, defeating Democrat Joel Newby.
Republican Rep. Anthony Gonzalez, a former Ohio State University and professional football player, won reelection from northeast Ohio's 16th District, defeating Democrat Aaron Godfrey. Gonzalez won the seat in 2018 after Republican incumbent Jim Renacci pursued statewide office.
STATE SUPREME COURT
Democrat Jennifer Brunner has defeated incumbent Ohio Supreme Court Justice Judi French in one of two contested races on the state high court. Republican Justice Sharon Kennedy turned back Democrat John O'Donnell to leave the GOP with a 4-3 majority on the state's highest court.
Brunner is a state appeals court judge and a former Ohio Secretary of State. She made an unsuccessful run for U.S. Senate in 2010. French, a former assistant Ohio attorney general, was running for her second full six-year term on the court. French won election in 2014 after being appointed to the court a year earlier.
OHIO LEGISLATURE
Republicans retained their supermajorities in both chambers of Ohio's Legislature on Tuesday despite a federal bribery scandal involving the former speaker, Larry Householder.
The outcome gives the GOP enough votes to override a governor's vetoes and to more easily place constitutional amendments before voters.
HOUSEHOLDER RACE
The race in the rural district of disgraced former Ohio House Speaker Larry Householder includes four write-in candidates attempting to unseat the once-powerful politician, who refused to step aside from his reelection bid despite facing charges in a $60 million bribery scheme.
The four challengers — of varied parties and backgrounds — are unified in their attacks on Householder's questionable ethics and his role in passing a nuclear bailout bill at the center of the scandal that now faces renewed scrutiny at the statehouse. Still, a Householder victory appears likely in District 72, given his strong ties in his native Perry County and an endorsement by the local Republican Party.
He is the only candidate listed on the ballot, having fielded no Democratic challenger. The heavily Republican district also covers Coshocton County and Licking County in east-central Ohio.
Find AP's full election coverage at APNews.com/Election2020.


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Presidential chief of staff: Iran entered Vienna with plans
TEHRAN — In an interview with state TV on Saturday night, presidential chief of staff Gholam Hossein Esmaeili said that Iran entered the Vienna talks with a plan.
"We entered the negotiations with the will and plan," Esmaeili said.
The talks to lift sanction on Iran were resumed in Vienna after they were suspended in June due to the presidential elections in Iran. It was the seventh round of talks since April.
Iran has been insisting that the talks must have tangible results. The Iranian diplomat have been insisting that sanctions must be lifted in a verifiable manner.
"And by lifting sanctions, we seek the outcome of these negotiations," Esmaeili remarked.
He also said that people will be fully briefed about the negotiations.
"We were ready to continue the negotiations in Vienna, but our negotiating parties stated that they should raise the issues in their capitals," the chief of staff added.
'Iran activating Asia-oriented economic diplomacy'
Elsewhere in his remarks, Esmaeili discussed how Iran has been activating its economic diplomacy by following an Asia-oriented foreign policy.
"The general policies of the government are to establish relations with neighboring countries and activate Asia-based economic diplomacy with neighbors," he stressed.
He added that at the 15th ECO summit hosted by Turkmenistan on November 28, President Ebrahim Raisi sought to develop economic cooperation between Iran and ECO member states so that Iran can increase its cooperation with these states in the fields of energy environment, digital economy and optical fiber, etc.
During the president's recent visit to Ashgabat, Raisi had one-on-one meetings with his counterparts from Turkmenistan, Pakistan, Azerbaijan, Turkey and Uzbekistan to discuss Iran's cooperation in the field of transport and energy transfer between the member countries.
According to Esmaeili, the trilateral agreement between Iran, Turkmenistan and the Republic of Azerbaijan on gas swap could be considered a great success for the government.
The presidential chief of staff added, "Paying attention to neighborly economic diplomacy is one of the most important general policies of the government so that we can cooperate with ECO member states on many issues including security, transportation, energy transfer and other economic sectors."
Europe shows its true colors
The ball is in U.S. court
Israeli sabotage takes new turn
Gholam Hossein Esmaeili


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The Madison Foundation Supports Nite in Hand
The Maureen and Peter Dalton Fund of The Madison Foundation along with support from the Guilford Savings Bank Charitable Fund will be contributing $2500 to Madison's Nite in Hand–a volunteer…
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The Madison Foundation, a community organization that supports local nonprofits, is encouraging residents to nominate a "hero volunteer" as part of its 25th anniversary celebration. The winning volunteer will receive…
Renee Pallenberg
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Renee Pallenberg has been employed by GSB for 27 years (since 1987) in various positions, currently serving as SVP of Retail Banking and Marketing. In her time at GSB, Ms. Pallenberg has worked as in Retail Banking & Customer Service, Information Systems, Marketing, and Business Development. She is a 2001 Connecticut School of Finance and Management (CSFM) High Honors Graduate. Renee has served on numerous non-profit Boards of Directors, including Guilford Youth Mentoring, Guilford Youth & Family Services and is past President of the Guilford Chamber of Commerce. Renee joined The Madison Foundation in 2013 and currently serves on the Grants and Finance Committees, and is Chair of the Marketing Committee.
Renee has lived most of her life in Madison and currently resides with her husband, Carvin and their rescue cat. Besides serving on TMF board, she enjoys skiing, boating and vacationing – anywhere, anytime.
Dave Allen has served as a director for 8 years at The Madison Foundation and during some of that time also served as Treasurer and President. Dave and his family have been Madison residents since 1986. He is a Certified Public Accountant who specializes in Corporate Financial Reporting and Estate Management.
Dave presently co-chairs the Heritage Society within the Madison Foundation, which was established to increase the amount of estate bequests and endowment fund creation at the Foundation.
Stephen Dowler grew up in Madison and is a graduate of DHHS and Villanova University. He returned to town in 1999 with his wife and young family to join his family's residential and commercial real estate business. Over the years Stephen has participated in numerous local community organizations, including Madison Jaycees and coaching youth lacrosse. Currently, he serves on the board of Madison ABC, Inc. and is a trustee of The Guilford Savings Bank.
As a local Madison-based business owner, Stephen continues to want to be involved in the community and is pleased to join The Madison Foundation. He is "especially interested in getting to know the personal story of each fund" and to assist in furthering the goals and mission of the Foundation.
Andrew J. Cialek is currently the Director of Finance and Analysis for Principle Wealth Partners in Madison.
Recently, Andrew and his wife, Luvie, moved to Madison for Luvie's work as an equine veterinarian in the area. Prior to that, they lived in Charlottesville & Blacksburg, Virginia.
Andrew holds degrees in both Economics and Philosophy from the University of Vermont after graduating in 2013. While at school, Andrew was a member of the Track & Field team and the former President of his fraternity.
In addition to staying active throughout the year, Andrew helps coach a regional high school rugby team in the area and is hoping to grow the presence of the sport in Connecticut.
Leigh Curtis Higgins and her family have lived in Madison for the past 12 years. Leigh currently works at The Community Foundation for Greater New Haven, and has extensive experience directing nonprofit youth development programs. She grew up in Manchester, CT, graduated from UConn, and served as a Peace Corps Volunteer at a rural health clinic in Niger, West Africa. Leigh holds an Ed.D in Educational Leadership.
A Connecticut native, Joanne returned with her family in 1995 and settled in Madison, after more than 20 years in the Boston area. While there she attended Boston University and established a career in Human Resources. In CT she continued her career in HR until her recent retirement, specializing in recruiting candidates at all levels of her clients' organizations.
For many years Joanne volunteered weekly at Yale New Haven Hospital, working with pediatric cancer patients on behalf of Circle of Care, where she served on the Board of Directors. She was involved in many activities while her daughter was in Madison schools and is a longtime member of the Shoreline Soul Gospel Choir. Joanne is a past President of the Madison Beach Club.
Returning to New England from the University of Arizona, Laurie became a Director of a Head Start Center, working directly with families in her community. This gave her an understanding of the daily challenges faced by families with limited means.
Laurie and her husband Jack are among the five founding families of The Madison Foundation and Laurie served as a Foundation Director from 2001 until 2019. It was this background that led her to establish the Neighbor to Neighbor Fund within the Madison Foundation in 2008. She has served as the Director of the N2N Fund since its inception.
Laurie has also served as a Governor of the Madison Beach Club, and a board member and secretary of The Deacon John Grave House. She was also a Chair of the Deacon John Grave Live Auction Fundraiser.
Chris Kilbourne is the Web & Social Media Specialist for ASSA ABLOY Door Security Solutions, and owner of Bicoastal.com LLC, a website design and marketing firm based in Madison. Chris's career path has taken him in many directions, and his titles have included director of digital technology, lawyer, editor, reporter, legal affairs writer, web designer, and internet and social media marketer.
He has lived or worked in Philadelphia, New Jersey, New York, Florida, Missouri, and Kansas, but has spent at least part of every year of his life in Madison, which has been his full-time residence since 2001. He has seen downtown evolve from Nick's and Jolly's to Willoughby's and Grand Apizza, and he hopes that the town's continued growth can be done in a way that preserves the community charm that brought and/or keeps us here.
Jon Leckerling has practiced law for over thirty-five years and is the former general counsel for two New York Stock Exchange-listed, Fortune 500 companies. His legal practice includes corporate and business matters and estate planning and administration, and his firm has offices in Madison and Stonington.
Jon lives in Madison with his wife Nancy, who is a UCC (Congregational Church) minister and counselor. Jon is a Board member and the immediate past Chairman of the Central Connecticut Coast YMCA, which serves 25 towns and cities in Connecticut including New Haven and Bridgeport.
Geoff Palmer and his wife, Heidi, moved to Madison in the early 1970's. He first became involved in town activities in 1976, when he was elected to a six-year term on the Board of Finance. Following that, Geoff was a founding member and Chairman of the Senior Services Commission. He joined the Board of The Madison Foundation in 1996, and later served as President. He has also served as a Vice President of Madison, A Better Chance (Madison ABC) and as a Board member of SARAH, Inc.
Karen Siclari has been a Madison resident for over 30 years, she raised her two children here and currently lives in town with her husband Ken Handelman.
Karen has a rich history of volunteer work, lending her time to fundraising for various organizations. Over the years she has worked with the E. C. Scranton Memorial Library, Our Lady of Mercy School in Madison, and Hamden Hall Country Day School.
Currently, Karen is on the fundraising committee for The Madison Foundation. She is also a co-founder of demandZERO a (DAVID _ HELP!) fund within The Madison Foundation. She chairs their auction and the annual Lights of Hope fundraiser. Additionally, she serves as Vice President of the Friends of Yale New Haven Children's Hospital.
Karen enjoys cooking, walking her dog at Hammonasset, and reading.


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Q: Making group optional at end of regex causes it to be never matched I have a regex in PHP to match some text like this:

24th Meeting - The quick brown fox [10 January 2012 to 26 September
  2012]

The pattern I've come up with looks like this:
$pattern = "/(([0-9]{1,2})(st|nd|rd|th)\sMeeting\s-\s)?(.*)(\[([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\sto\s([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\])$/"

This seems to work fine.
However, I would like the date portion at the end to be optional. BUT, when I add a ? after the dates grouping, preg_match no longer pulls out the dates if they are in the string. I suspect that the .* is taking over, but I can't seem to get it

A: (.*) --> (.*?)

Read more about lazy quantifiers here:
http://www.regular-expressions.info/repeat.html

A: Just as you presumed, the .* (greedy quantifier) eats up too much information. This can be solved either by making it lazy or replacing it with something else such as [^[]*. However, replacing it with the latter suggestion will disallow any use of the literal [ in the string.
What you should also do, besides fixing this issue, is learn to use non-capturing groups for the parts you don't need saved. This will speed up your regexes and save some memory.
Here's my solution to your problem. Not much changed, but I'm sure you can spot the differences.
/(([0-9]{1,2})(st|nd|rd|th)\sMeeting\s-\s)?(.*)(\[([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\sto\s([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\])?$/

You can view a demo and an explanation to the regular expression here: http://regex101.com/r/vZ1nH6
The website uses PHP so it's accurate to your problem. If you are interested in learning more I suggest you read up on regular expressions over at www.regular-expressions.info and have a look at the quiz over at http://www.regex101.com/quiz/

A: This little changes will do it (bold)
/(([0-9]{1,2})(st|nd|rd|th)\sMeeting\s-\s)? (.*?) (\[([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\sto\s([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\]|$)$/
first the freetext expression is extended by a ? to make it ungreedy (see the other posts)
than |$ is appended to the date part to tell it to be exactly the date or the end of the string.
Here's your total regex
/(([0-9]{1,2})(st|nd|rd|th)\sMeeting\s-\s)?(.*?)(\[([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\sto\s([0-9]{1,2}\s(January|February|March|April|May|June|July|August|September|November|December)\s[0-9]{4})\]|$)$/

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I think I could put together a team of Boston Celtics who could compete with any team imagined. Now, the Lakers could be formidable, and the Rockets with all the great centers. But here is a list of Celtics, the five plus two subs, who could compete with any team on the planet. Now, you have to figure that Bill Russell would have been a little taller had he been born later in history. So would his contemporaries. So he would be center.
I think these guys could play any other team competitively. The second team if healthy could beat the first team a good percentage of the time. I eliminated Bill Walton, key to the 1986 team that was 40-1 at home because he really belongs to the Portland Trailblazers.


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text:
Developmental stages of the Japanese quail
Sophie J. Ainsworth, Rachael Stanley, Darrell J. R. Evans
Developmental biology research has used various avian species as model organisms for studying morphogenesis, with the chick embryo being used by the majority of groups. The focus on the chick embryo led Hamburger and Hamilton to develop their definitive staging series nearly 60 years ago and this series is still the mainstay of all laboratories working with avian embryos. The focus on the chick embryo has somewhat overshadowed the importance of another avian embryo that has proved to be equally powerful, the Japanese quail. Since the late 1960s, chimeras have been produced using chick and quail embryos and this technique has revolutionized the approach taken to the investigation of the cellular and molecular interactions that occur during development. Reviews of the literature demonstrate that many research groups are using the quail embryo in a number of established and new ways, and this species has become a primary animal model in developmental biology. Some staging of quail has been performed but this has been incomplete and variations in descriptions, stages and incubation timings mean that comparisons with the chick are not always easily made. There appears to be general agreement that, at the early stages of embryogenesis, there is little developmental difference between chick and quail embryos, although the basis for this has not been established experimentally. The accelerated ontogeny of quail embryos at mid to late stages of development means that registration with the chick is lost. We have therefore developed a definitive developmental stage series for Japanese quail so that differences are fully characterized, misconceptions or assumptions are avoided, and the results of comparative studies are not distorted.
Journal of Anatomy
Ainsworth, S. J., Stanley, R., & Evans, D. J. R. (2010). Developmental stages of the Japanese quail. Journal of Anatomy, 216(1), 3-15. https://doi.org/10.1111/j.1469-7580.2009.01173.x
Ainsworth, Sophie J. ; Stanley, Rachael ; Evans, Darrell J. R. / Developmental stages of the Japanese quail. In: Journal of Anatomy. 2010 ; Vol. 216, No. 1. pp. 3-15.
@article{22a533d13ada43faa3e0258b8994a7e9,
title = "Developmental stages of the Japanese quail",
abstract = "Developmental biology research has used various avian species as model organisms for studying morphogenesis, with the chick embryo being used by the majority of groups. The focus on the chick embryo led Hamburger and Hamilton to develop their definitive staging series nearly 60 years ago and this series is still the mainstay of all laboratories working with avian embryos. The focus on the chick embryo has somewhat overshadowed the importance of another avian embryo that has proved to be equally powerful, the Japanese quail. Since the late 1960s, chimeras have been produced using chick and quail embryos and this technique has revolutionized the approach taken to the investigation of the cellular and molecular interactions that occur during development. Reviews of the literature demonstrate that many research groups are using the quail embryo in a number of established and new ways, and this species has become a primary animal model in developmental biology. Some staging of quail has been performed but this has been incomplete and variations in descriptions, stages and incubation timings mean that comparisons with the chick are not always easily made. There appears to be general agreement that, at the early stages of embryogenesis, there is little developmental difference between chick and quail embryos, although the basis for this has not been established experimentally. The accelerated ontogeny of quail embryos at mid to late stages of development means that registration with the chick is lost. We have therefore developed a definitive developmental stage series for Japanese quail so that differences are fully characterized, misconceptions or assumptions are avoided, and the results of comparative studies are not distorted.",
author = "Ainsworth, {Sophie J.} and Rachael Stanley and Evans, {Darrell J. R.}",
journal = "Journal of Anatomy",
publisher = "Wiley",
Ainsworth, SJ, Stanley, R & Evans, DJR 2010, 'Developmental stages of the Japanese quail', Journal of Anatomy, vol. 216, no. 1, pp. 3-15. https://doi.org/10.1111/j.1469-7580.2009.01173.x
Developmental stages of the Japanese quail. / Ainsworth, Sophie J.; Stanley, Rachael; Evans, Darrell J. R.
In: Journal of Anatomy, Vol. 216, No. 1, 01.2010, p. 3-15.
T1 - Developmental stages of the Japanese quail
AU - Ainsworth, Sophie J.
AU - Stanley, Rachael
AU - Evans, Darrell J. R.
N2 - Developmental biology research has used various avian species as model organisms for studying morphogenesis, with the chick embryo being used by the majority of groups. The focus on the chick embryo led Hamburger and Hamilton to develop their definitive staging series nearly 60 years ago and this series is still the mainstay of all laboratories working with avian embryos. The focus on the chick embryo has somewhat overshadowed the importance of another avian embryo that has proved to be equally powerful, the Japanese quail. Since the late 1960s, chimeras have been produced using chick and quail embryos and this technique has revolutionized the approach taken to the investigation of the cellular and molecular interactions that occur during development. Reviews of the literature demonstrate that many research groups are using the quail embryo in a number of established and new ways, and this species has become a primary animal model in developmental biology. Some staging of quail has been performed but this has been incomplete and variations in descriptions, stages and incubation timings mean that comparisons with the chick are not always easily made. There appears to be general agreement that, at the early stages of embryogenesis, there is little developmental difference between chick and quail embryos, although the basis for this has not been established experimentally. The accelerated ontogeny of quail embryos at mid to late stages of development means that registration with the chick is lost. We have therefore developed a definitive developmental stage series for Japanese quail so that differences are fully characterized, misconceptions or assumptions are avoided, and the results of comparative studies are not distorted.
AB - Developmental biology research has used various avian species as model organisms for studying morphogenesis, with the chick embryo being used by the majority of groups. The focus on the chick embryo led Hamburger and Hamilton to develop their definitive staging series nearly 60 years ago and this series is still the mainstay of all laboratories working with avian embryos. The focus on the chick embryo has somewhat overshadowed the importance of another avian embryo that has proved to be equally powerful, the Japanese quail. Since the late 1960s, chimeras have been produced using chick and quail embryos and this technique has revolutionized the approach taken to the investigation of the cellular and molecular interactions that occur during development. Reviews of the literature demonstrate that many research groups are using the quail embryo in a number of established and new ways, and this species has become a primary animal model in developmental biology. Some staging of quail has been performed but this has been incomplete and variations in descriptions, stages and incubation timings mean that comparisons with the chick are not always easily made. There appears to be general agreement that, at the early stages of embryogenesis, there is little developmental difference between chick and quail embryos, although the basis for this has not been established experimentally. The accelerated ontogeny of quail embryos at mid to late stages of development means that registration with the chick is lost. We have therefore developed a definitive developmental stage series for Japanese quail so that differences are fully characterized, misconceptions or assumptions are avoided, and the results of comparative studies are not distorted.
JO - Journal of Anatomy
JF - Journal of Anatomy
Ainsworth SJ, Stanley R, Evans DJR. Developmental stages of the Japanese quail. Journal of Anatomy. 2010 Jan;216(1):3-15. https://doi.org/10.1111/j.1469-7580.2009.01173.x


You are here: Home / British Politics / Industrial Strategy and skills: getting it right this time?
The independent Industrial Strategy Commission has today issued its emerging findings (.pdf). Commissioner Professor Andy Westwood describes why ambition alone won't be enough for its proposed skills reforms.
In a recent report from the Institute for Government, further education and skills reform is described as 'the worst failure of domestic British public policy since the Second World War'. It concluded that plans to develop new 'T-Levels' (recommended following a review led by Lord Sainsbury) will be the twenty-ninth major reform of vocational education since the early 1980s. In less than four decades, there have been 28 major pieces of legislation, 48 Secretaries of State with relevant responsibilities and no organisation focused on skills policy has survived longer than a decade.
Each has failed to solve some of our most stubborn education problems. The UK's technical education system has long been weak by international standards. In basic skills, England is the only country in the OECD where 16 to 24-year olds are 'no more literate or numerate than 55 to 64-year olds'. Only 10% of 20 to 40- year olds hold technical education as their highest qualification, placing the UK 16th out of 20 OECD countries. By 2020, the UK is set to fall to 28th out of 32 OECD countries for intermediate (upper-secondary) skills.
England, in particular, has a weak technical sector, largely underfunded, hardly noticed, and run in totally different and disconnected ways from both the higher education and school sectors that sit either side of it.
Of course, any sensible policy should aim to get the best skills available to the firms and sectors that drive the economy. It makes sense then that skills form one of the Government's 'ten pillars' in the Industrial Strategy green paper published earlier this year. But, as with previous reforms, it stands apart from other pillars – and worryingly detached from the world around it.
When the Industrial Strategy was launched, plans for 'T-levels' and new Institutes of Technology led the Government's story. Replacing a confusing number of vocational qualifications currently available to 16 to 19-year olds in schools and colleges, T-levels are to be offered across fifteen pathways, incorporating 300 more teaching hours alongside compulsory work experience. Institutes of Technology will offer 'prestigious' technical training.
But both initiatives predate the Industrial Strategy. The Skills Plan, responding to Lord Sainsbury's Review, was published in July 2016 in the final days of David Cameron's government. Institutes of Technology were first announced in George Osborne's 2015 Productivity Plan. There were no plans for a broader industrial strategy at that time. Both initiatives first surfaced before a new Department for Business, Energy and Industrial Strategy (BEIS) was created in Theresa May's reshuffle of departments later in the same month.
Now the proposals are published, neither the timetables nor the resources look transformative. The Budget in March 2017 made £500m available for introducing 'T levels'. But as FE Week reported at the time, T-Levels won't start to be taught until at least September 2019 and won't be fully rolled-out until 2022. So far, only £170m capital funding has been made available for Institutes of Technology but over two years after their initial announcement, there is no timetable for their introduction and no detailed plan for what they will do.
So these were policies that had been prepared earlier – resurfacing in the 'write around' when BEIS were looking for green paper content. The proposals were perhaps the whitest part of a very green paper. Even the consultation timetable ran differently to the rest of the strategy – with a closing date ahead of the Budget in March rather than the April deadline for everything else. The Department for Education (DFE) had, it seemed, already made its mind up.
The rest of the Industrial Strategy talks in much more detail about the demand side, about science and research, about 'place' and about firms and sectors doing things differently in the context of a new cross-cutting approach to policy. This should also be providing the context for skills reform, but isn't. All of this, as well as other policy measures in other pillars, are incidental to the Skills Plan. There is very little about demand (or the lack of it) or how new technical skills might be utilised. Nothing about the sectors and firms that do too little training. As with many previous approaches, it assumes that it's only the supply side that needs sorting out.
The status of detailed announcements in the Conservative Election manifesto will need to be considered too. It is even more ambitious and much more specific. 'World class technical education, underpinned by prestigious new institutes of technology with the freedoms that make our universities great.' Institutes of Technology will be 'backed by leading universities in every major city'. A 'major review of tertiary funding' was also planned as well as a promise to produce 'the best programme of learning and training for people in work in the developed world'.
Our job this time, if we are to get an Industrial Strategy right is to ensure that 'T-Levels' and Institutes of Technology are properly linked to other policies as well as to the demand side. They must also be more flexible and adaptable according to place. At the moment they are not. The UK is geographically unbalanced in both its stock and flow of skills; most towns, cities and regions outside London and the South East have lower skills levels, volumes and more often than not, weaker and less well-funded institutions. A 'one size fits all' approach is unlikely to work. Sheffield's Advanced Manufacturing Research Centre provides a blueprint for change with employer investment (Boeing, Rolls Royce and McClaren), applied research and a thriving apprenticeship programme. It is linked to a leading university (The University of Sheffield) and specialises in a sector key to both the local and national economy.
As we move to a white paper in the Autumn, these issues need to be addressed. Curriculum and institutional reform must be more consciously and practically linked to other pillars and policies in the Industrial Strategy otherwise they will go the way of previous efforts. While the Industrial Strategy as a whole could be more ambitious, that is not the case for technical education. Major skills reforms are far too common. If this time is to be different, then they must be a proper part of an integrated approach.


text:
Help from the archenemy
"Bill, thank you" - Steve Jobs on the cover of Time Magazine
The change induced by Steve Jobs had radical impacts. He brutally cleaned up the Apple management, dramatically reduced the product range, killed John Sculley's ambitious Newton project, cancelled the agreements with producers of Macintosh clones, and brought non other than his adversary Bill Gates as savior on board. At the 1997 MacWorld Expo in Boston, the Microsoft CEO proclaimed on a giant video screen that the world's largest software maker would buy Apple shares worth 150 million dollars, and would continue to develop the Office suite for the Mac.
The Apple fan community was shocked and there were loud choruses of boos against Jobs and Gates, but Jobs remained on his course: "If we want to move forward and see Apple healthy again, we have to let go of a few things here," Jobs told the audience. "We have to let go of this notion that for Apple to win, Microsoft has to lose." . . . I think if we want Microsoft Office on the Mac, we better treat the company that puts it out with a little bit of gratitude."
After he regained power at Apple Jobs then fired those whom he considered as losers and rip-off artists who had brought the company to the edge of bankruptcy. However, not everyone suffered from the rage of the iCEO: "Apple was about 90 days away from going bankrupt – back then in the early days," the Apple CEO said 13 years later in retrospect at the conference D8 AllThingsD.
It was much worse than I thought when I went back initially. But there were people there who — I expected all the good people would've left. I found these miraculous people, this great people. And I said: 'What? – I tried to ask this as tactful as possible – Why are you still here? And you know, a lot of them had this phrase: They said, because I bleed in colors – which was the old six color apple logo.
The young designer Jony Ive was one of these frustrated and undiscovered geniuses of Apple at that time. "He was sick of the company's focus on profit maximization rather than product design," writes Walter Isaacson in Steve Jobs' official biography. The Briton, who was then 30-years old, said: "I remember very clearly Steve announcing that our goal is not just to make money but to make great products." Ive worked at Apple since 1992, but had been fully ignored by the Apple bosses Sculley, Spindler, and Amelio.
Read the next page: The old/new Apple design: Less is more


text:
Q: Is it possible to write the curl in terms of the infinitesimal rotation tensor? Is it possible to write the curl in terms of the infinitesimal rotation tensor?  Basically, we can write the curl as a matrix operator
$$
   curl=\begin{bmatrix} 0 & -\partial z & \partial y\\\partial z & 0 & -\partial x\\-\partial y & \partial x & 0\end{bmatrix}
$$
and we can write the infinitesimal rotation tensor as a matrix operator (modulo a 1/2 constant)
$$
   \nabla-\nabla^T = \begin{bmatrix}
        0 & -(\partial x-\partial y) & \partial z-\partial x\\
        \partial x-\partial y & 0 & -(\partial y-\partial z)\\
        -(\partial z-\partial x) & \partial y-\partial z & 0
    \end{bmatrix}.
$$
The axial vector to the infinitesimal rotation tensor is
$$
    \begin{bmatrix}
        \partial y-\partial z\\
        \partial z-\partial x\\
        \partial x-\partial y
    \end{bmatrix},
$$
which looks kind of like the curl, except that this seems kind of sloppy since we have a vector with a bunch of differential operators inside of it with no clear way on how to apply it.
As such, again, is there a way to write the curl in terms of the infinitesimal rotation tensor?

A: My notation was screwed up and fixing it solves the problem.  Basically, my definition above for the infinitesimal rotation tensor was incorrect because the rotation tensor applied to a vector is a matrix.  Here's how it works.
The infinitesimal rotation tensor is really the skew symmetric part of the Fréchet derivative.  Recall,
$$
f^\prime(x)= \begin{bmatrix}
\frac{\partial}{\partial x} f_1 & \frac{\partial}{\partial y} f_1 & \frac{\partial}{\partial z} f_1\\
\frac{\partial}{\partial x} f_2 & \frac{\partial}{\partial y} f_2 & \frac{\partial}{\partial z} f_2\\
\frac{\partial}{\partial x} f_3 & \frac{\partial}{\partial y} f_3 & \frac{\partial}{\partial z} f_3\\
\end{bmatrix}.
$$
Hence, the skew-symmetric part (modulo a 1/2) of this operator is:
$$
f^\prime(x)= \begin{bmatrix}
0 & -\left(\frac{\partial}{\partial x} f_2 - \frac{\partial}{\partial y} f_1\right) & \frac{\partial}{\partial z} f_1-\frac{\partial}{\partial x} f_3\\
\frac{\partial}{\partial x} f_2 - \frac{\partial}{\partial y} f_1 & 0 & -\left(\frac{\partial}{\partial y} f_3 -\frac{\partial}{\partial z} f_2\right)\\
-\left(\frac{\partial}{\partial z} f_1-\frac{\partial}{\partial x} f_3\right) & \frac{\partial}{\partial y} f_3 -\frac{\partial}{\partial z} f_2 & 0\\
\end{bmatrix}.
$$
That means that the axial vector corresponding to this operator is:
$$
\begin{bmatrix}
\frac{\partial}{\partial y} f_3 -\frac{\partial}{\partial z} f_2\\
\frac{\partial}{\partial z} f_1-\frac{\partial}{\partial x} f_3\\
\frac{\partial}{\partial x} f_2 - \frac{\partial}{\partial y} f_1
\end{bmatrix},
$$
which is precisely the curl.  Hence,
$$
curl(f) = axial(f^\prime(x)-f^\prime(x)^*) = axial(infrot(f)).
$$
Gurtin actually states this on page 32 of his 1981 book An Introduction to Continuum Mechanics.

A: I'm making this CW as it's not exactly an answer, but, this is how some physicists define curl and divergence and it does almost immediately connect curl to circulation and divergence to change in flux. Probably semiclassical's comment is most useful towards the path you begin to walk.
We usually see definitions for curl and divergence which were based in Cartesian coordinates. However, some authors actually use the identities below to define curl and divergence. Naturally, if you use these as definitions then the question of what div and curl mean  are easily answered. However, on the other hand, in that approach you have no simple formula to calculate curl or div until you have mastered both surface and line integrals.

*

*Assume $E$ is a volume with piecewise smooth, outward oriented, boundary $\partial E$ where $E$ contains the point $P$. Then if we shrink the volume down to $P$ we obtain the divergence of a differentiable $\vec{F}$ as follows:
$$ div( \, \vec{F}\, )(P) = \lim_{V \rightarrow 0^+}\frac{1}{V} \iint_{\partial E} \vec{F} \cdot d\vec{S}. $$
In invite the reader to show the formula above is true (in the sense that it matches the usual formula for divergence given in Cartesian coordinates) by an argument involving the divergence theorem.

*Assume $S$ is a surface with piecewise smooth, consistently oriented, boundary $\partial S$ where $E$ contains the point $P$. Then if we shrink the surface to $P$ we obtain the curl of the the vector field in the direction of the normal $\widehat{n}$ to $S$ at $P$ as follows:
$$ \biggr[ curl ( \, \vec{F} \, )(P) \biggl] \cdot \widehat{n} = \lim_{A \rightarrow 0^+} \frac{1}{A} \oint_{\partial S} \vec{F} \cdot d\vec{r} $$
Once again, a theorem (Stokes') will show this formulation is simpatico with the usual definition of curl.


text:
THE nAMD BAROMETER LEADERSHIP COALITION
SYSTEMATIC LITERATURE REVIEW
STANDARDISATION OF DEFINITIONS
QUALITATIVE OBSERVATIONAL STUDY
nAMD BAROMETER SURVEY
RESOURCES ZONE
Leading the way to improved patient care in nAMD
nAMD Barometer
YYMMDD Author/Uploaded by
An overview of the aims and initiatives of the nAMD Barometer Programme
Age-related macular degeneration (AMD) is the third largest cause of vision loss. Over 8 million people have vision loss due to AMD. Of these, 1.9 million are blind and 6.2 million experience moderate to severe vision impairment.
For every person that experiences vision impairment and blindness from AMD, there are many more living with early stage AMD who need comprehensive and integrated people centred eye care services to prevent vision loss (Adelson et al. 2020).
To overcome these barriers, a coalition of international experts in retinal disease, vision care and ageing has come together to optimise clinical practice for the treatment of neovascular age-related macular degeneration (nAMD).
By considering the needs and perspectives of patients, caregivers, and healthcare professionals, we can enhance care, improve treatment outcomes and minimise impact of nAMD.
What is nAMD?
Unmet Need
nAMD Barometer - Professor Anat Loewenstein
Encourage...
the community to assess practice outcomes and the benefits of implementing recommended interventions in clinical practice.
Advocate...
the benefits of clinic optimisation, modifying treatment regimen, and the importance of timely and relevant patient education to peers and relevant stakeholders
Develop...
interventions to shape clinical practice and treatment regimens, and drive behaviour change that supports a patient's need to remain adherent and persistent
Investigate...
the modifiable and non-modifiable barriers to improve optimal treatment, adherence and persistence
Challenge...
the status quo of accepting the current long-term, suboptimal patient outcomes in the real world
Neovascular age-related macular degeneration (nAMD) is a chronic, progressive disease of the central part of the retina (the macula).
nAMD causes central vision loss and is the leading cause of blindness among the elderly in developed countries (Bourne et al. 2014).
Blurred vision, distortion of an image and visual field defect or 'blind spot' are the most commonly reported symptoms among people with nAMD. Loss of visual acuity (clarity of vision) may not be noticed by the patient until both eyes are affected.
Age-related macular degeneration (AMD) is the third leading cause of blindness worldwide, and nAMD is estimated to account for 75% of cases of severe vision loss associated with AMD (Cook et al. 2008)
It is estimated that 30–50 million people worldwide are affected by AMD (Colijn et al. 2017)
nAMD has a significant impact on emotional wellbeing, day-to-day functioning and overall quality of life (Soubrane et al. 2007,
Matamoros et al. 2015)
Outcomes for many patients with nAMD in clinical practice remain suboptimal. Effective treatments, such as intravitreal anti-VEGF agents, are available, but patient non-adherence to and non-persistence with this treatment are significant barriers to optimising patient outcomes in real-world practice. There is a relative lack of awareness of the barriers that lead to non-adherence to and non-persistence with anti-VEGF treatment for nAMD in the real-world (Okada et al. 2020).
This is likely due to there being limited evidence, inconsistent terminology, and limited discussion on strategies to correct or counteract these barriers (Okada et al. 2020). Interventions to overcome barriers to adherence to and persistence with nAMD therapy can be implemented, which should benefit patient outcomes.
There are multiple barriers to patient adherence and persistence in nAMD, and change is required to overcome them.
The nAMD Barometer Leadership Coalition members are working to develop evidence-based solutions for the optimal management of nAMD and to improve patient adherence to and persistence with recommended treatment.
The nAMD Barometer Leadership Coalition is an international group of experts in the field of retinal disease, vision and diabetes care, and ageing. It was established in 2018 to develop evidence-based solutions for the optimal management of nAMD.
The Leadership Coalition aims to overcome barriers facing patient adherence to and persistence with recommended anti-VEGF treatment by developing evidence-based interventions to optimise care and ultimately improve long-term patient outcomes.
The Barometer Programme is managed by clinical leaders in ophthalmology as well as representatives from the International Federation on Ageing (IFA), International Agency for Prevention of Blindness (IAPB), International Diabetes Federation (IDF) and Bayer. The activities of the Barometer Programme are funded and facilitated by Bayer where the scientists, and representatives from IFA, IAPB and IDF, retain decision authority to the scope, methods, analysis of findings and dissemination of the outputs of the Barometer Programme.
Program initiatives and outcomes
The barriers preventing optimal nAMD treatment are multifactorial and complex. Understanding the key drivers of poor adherence and persistence from multiple perspectives is essential to support changes in behaviour that can help to optimise treatment outcomes.
In order to do this, the nAMD Barometer Leadership Coalition are conducting a series of initiatives designed to generate an evidence base that will be used to inform future interventions.
Quantitative survey
Click here to visit the resource zone, where you can access a variety of useful educational tools and materials to support your clinical practice and optimise patient care in nAMD, including podcasts, HCP interviews and recordings of the Barometer Ambassador Webinar Series!
Bayer.com Portal
© 2019 Bayer AG
The nAMD Barometer Program is managed by clinical leaders in ophthalmology as well as representatives from the International Federation on Ageing (IFA), International Agency for Prevention of Blindness (IAPB) and Bayer.
The activities of the nAMD Barometer Program are funded and facilitated by Bayer where the scientists and representatives from IFA and IAPB retain decision authority to the research scope, methods, analysis of findings and dissemination of the outputs of the nAMD Barometer Program.
MA-PFM-OPHT-ALL-0308-1


Mosul could have become a very bad place to be. The northern city, Iraq's third largest, was a Sunni Muslim stronghold.
Mosul was where Saddam Hussein's sons Uday and Qusay were found and killed.
It was where many of the senior officer in the Iraqi army were drawn from.
And through the city runs an ethnic fault line - there are long simmering tensions between the Kurdish and Arabic population.
Go to Mosul now and you find as close to normality as you can get in Iraq today.
There are certainly troops on the streets - both in vehicles and on foot, and there are helicopters thundering through the air - not for nothing is the 101st Airborne Division nicknamed the "Screaming Eagles".
But Mosul is radically different from Baghdad.
It is another, much more pleasant world.
There are small things, like the presence of an outdoor shooting range on the riverbank.
A steady flow of customers lift an air rifle to take pot shots at hanging plastic bags filled with red water.
Only someone with a chronic disregard for their own health would raise anything resembling a gun in a public place in Baghdad.
The street markets are full; the produce is clean and fresh-looking.
And there is clearly money in the city; the gold market, a covered area in the heart of the city, is bustling.
Men sit behind the tills or re-arrange the window displays; women peek through shop windows, commenting to their friends.
There is hardly a word to be heard here against the Americans who run the city.
The comparative calm in Mosul has not come about by accident.
The Screaming Eagles may be a devastating fighting force. But their commander, Major General David Patraeus, confounds every cliché about an American military man.
He is a short, slight but wiry man with intense eyes that lock on to you when you talk to him. He is a charismatic leader.
And he is pursuing with considerable success a policy that seems to only be talked about in the capital, Baghdad.
"Grab them by the balls and their hearts and minds will follow," goes the saying in the US.
That is not General Patraeus' way.
On his way to inspect a water plant his troops have helped repair, a refurbished school and a new medical clinic, he explains what lies behind everything he and his troops do.
"Everything is about hearts and minds," he says, as the engines and rotors of his helicopter roar deafeningly overhead.
"Not just tonight's activities, but everything that we do is hearts and minds.
"Even when you're taking down bad guys you've got to do it in a way that does not create more bad guys than you're taking off the street.
"There's actually a sign in our command post," he adds, "that says 'We're in a race to win the hearts and minds of the Iraqi people. What have you done today?"
If you talk to the men and women who work directly with the General, some of them go starry eyed at the mention of his name.
But the message he preaches has gone all the way through the division.
Sipping a coffee after dinner in the canteen - or "dining facility" if you are an American GI - two sergeants mull over what the hearts and minds policy means on the ground.
Talk to the public affairs people at the division's base and they will tell you about the number of meetings held with local worthies; the number of schools done up and the way the rounding up of members of the old regime has been carried out with sensitivity towards the local population.
But to Sergeant Ted Vytlacyl, "hearts and minds" is a matter of basic philosophy.
"At the first level," he says, "it is recognising one another as humans in a co-operative venture. The second dimension of hearts and minds is the behaviour that comes out of this recognition."
His dinner companion Sergeant Ken Perkowski gives a concrete example.
"A really simple thing to do," he says, "is that you take off your helmet, you take off your sunglasses and you make good eye contact with the locals.
"And then you eat or drink with them. If they offer you a drink, sit down with them, have tea with them, have a coffee with them, have a soda with them."
It is hardly rocket science.
But it needs a huge cultural change to make an army behave like that.
It has happened in the north, and the result is an area that looks like it has got back on its feet, and could well stay there.


text:
Atuacaos
Em parceria com
Four Ways to Watch the MTV EMA 2021
12 de novembro de 2021 / 00:00
With a range of performers and Saweetie hosting, the 2021 MTV EMAs is stacked with back-to-back chart toppers. But how to watch? Never fear! Whether you've got a big screen with 500 channels or just your phone, everyone can feel like they're a VIP. Here are the three ways to watch the show on Sunday, 14 November 2021 at 9pm CET at the Papp László Budapest Sportaréna in Hungary:
TV: With the award show being broadcast on MTV in 180 countries, it has never been easier to have a global watch party! But before you plan your red carpet look, make sure to check your local listings.
Livestream: On MTVEMA.com, you can check out the red carpet arrivals, and then the show. Plus you'll feel like you're walking down the red carpet with the stars thanks to the behind-the-scenes footage between commercial breaks!
Social Media: What's an award show without social media reactions? Save the MTV EMA Facebook page to your favorites, so you'll have it handy when the celebs arrive.
Link to page: https://www.facebook.com/MTVEMA/
Oculus: Catch all the action from the red carpet on Oculus!
Link: https://www.oculus.com/experiences/event/3343163639243865/
See you there, and get your acceptance speech ready!
Follow us on Instagram, TikTok, Twitter and Facebook and follow the social conversation using #MTVEMA
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text:
Affiliation & Association
What is Agribusiness?
Agribusiness Research
Agribusiness Confidence
IGC Presentations
Trade Relations
Relations & Agreements
Rules of Origin
AgriBEE Charter Council
AgriBEE Sector Code FAQ
Agbiz in the news
Agbiz Newsletters
The Greenkeeper
Agbiz AgriBEE Workshop
Agbiz Information Days
Water Efficiency Workshop
Media Day 2019
Agbiz Centenary Bursary
Student promotion programme at congress
The Steering Committee is responsible for addressing governance matters and strategic issues, and is accountable to the Agbiz Council. The Council met regularly to provide mandates for positions on a range of policy matters and issues.
Francois Strydom - Agbiz Chairperson
Managing Director at Senwes Limited
Francois obtained his B.Sc. (Honours) degree at the Free State University in South Africa. He started his career at OTK, now known as Afgri, in 1987 as a Livestock Specialist. He worked himself up through the ranks of the company in several operational positions until he was eventually appointed as Director of Grain and Diverse Operations. He was tasked with the turn-around, restructuring and takeover of several businesses.
He accepted an appointment at Senwes in May 2001 and was tasked to turn around the listed company Kolosus. After its successful completion he was appointed as Director of Operations on 21 June 2003, taking care of Grain, Trade, Hartswater Wine Cellar and the Insurance Division. Francois was appointed as Acting Managing Director on 1 June 2010 and from 6 August 2010 he was appointed as Managing Director of Senwes Limited. A comprehensive 2020 strategy was designed and approved by December 2010 and implementation started in January 2011.
The concept of designing the future and not predicting it was developed. It contained, amongst others, the concepts of consolidation, reorganising, geographic expansion and extending the value chains in the areas of strategic focus. Partnership development is one of the business model focus area and a variety of national and international partnership models were developed and successfully implemented to date.
The philosophy of the strategy is to initiate change in the sector and to facilitate this. International exposure of the Executive Committee to the best training facilities around the world is being done. Regular talks at leading conferences and business schools are given on this topic. He serves as Director on a number of Subsidiary Board's and is an Executive Director on the Board of Senwes Limited. Senwes is an agricultural business that focuses on the provision of production inputs primarily to grain producers, as well as market access for agricultural produce.
This is strategically coupled with the provision of value added services, which include, amongst others, financing, insurance and agricultural technical services. Senwes conducts its business predominantly in the North West, Free State, Gauteng, Northern and Western Cape in South Africa. The group also undertakes international trade in the SADC region as well as certain parts of East Africa.
Mr Sean Walsh - Agbiz Deputy Chairperson
Managing Director at Kaap Agri Limited
Sean was appointed as Managing Director of Kaap Agri Operations Limited in 2011. Prior to that he held the posisionOperational Director, responsible for all trade and product related activities as well as for a manufacturing subsidiary at Kaap Agri Limited.
Sean started his career in 1990 at SA Breweries where he held various positions in operations and distribution - the final executive position being National Operations Manager. He thereafter held the position General Manager at Sefalana Holdings Company Ltd (2000 – 2001) and Operational Director at Derek Brink Holdings (2001 – 2003).
Sean moved on to become General Manager for SBV Services (Pty) Ltd (Subsidiary of four of the largest banking groups in SA) where he was responsible for the logistic services for banking and retail businesses (2003 - 2004). He joined GWK Ltd as General Manager Products and later General Manager Operations and Subsidiaries (2004 – 2008).
Sean obtained his Honours B.Econ (Transport Economy) at the University of Stellenbosch.
Dr Langelihle Simela - Agbiz Deputy Chairperson
Business Development Manager in the Absa AgriBusiness Centre of Excellence
Dr Langelihle Simela (Langa) was appointed as Business Development Manager in the ABSA/Barclays AgriBusiness Centre of Excellence in June 2015. Langa has served smallholder farmers for over 10 years with the National Emergent Red Meat Producers' Organisation (NERPO; 2004 - 2015) and African Farmers' Association of South Africa (AFASA; 2011 - 2015). During that period, she led organisational development of the two associations and facilitated a number of farmer development programmes. She participated in a number of regional consultancies such as the livestock sector analysis and development an investment framework for Zimbabwe, and development of support strategies and action plans for livestock associations and apex organisations in Southern Africa, for AU-IBAR.
With a PhD in Animal Science and Masters in Veterinary Tropical Diseases she managed the research efforts relating to Theme A – Production in a Resource-constrained environment in the Institute of Food, Nutrition and Well- being (IFNUW), University of Pretoria. She has served as director in a number of industry bodies and is currently a Director of Tshwabac (Tshwane Business & Agricultural Corporation). She is currently serving on the High Level Panel of Experts Project Team for Sustainable Agricultural Development for Food Security And Nutrition, Including the Role of Livestock.
Langa has published in academic journals and publications and serves on the editorial board of Small Ruminant Research (Elsevier) and the Bulletin for Animal Health and Production in Africa (BAHPA).
One of her valued accolades is being nominated an Agricultural Role Model in 2013, by the Modernising African Food Systems Consortium.
Dr John Purchase - Agbiz Chief Executive/Ex officio Steering Committee Member
John is currently CEO of the Agricultural Business Chamber (Agbiz) of South Africa, having been appointed to the position in 2007. Prior to taking up the position with Agbiz, he was the CEO of Grain South Africa. Dr Purchase started his professional career as a scientist in South Africa's Agricultural Research Council (ARC). In effect he served the ARC for 22 years in various research and managerial positions.
John was appointed to the Board of the Land & Agricultural Bank of South Africa in July 2012, as well as appointed as Council Member to the National Agricultural Marketing Council (NAMC) by the South African Cabinet. John is the current chairman of the CEO Forum, a forum of the Department of Agriculture, Forestry and Fisheries (DAFF) in which the CEO's and MD's of agribusinesses and organized agriculture meet with the Minister and senior executives of DAFF (government) to address the critical and strategic challenges facing the broader agricultural, forestry and fisheries industries of South Africa.
John was also appointed by the Minister of Agriculture, Forestry and Fisheries to serve on the Reference Group that provided direction and oversight in the development of DAFF's Integrated Growth and Development Plan (IGDP) for the South African agriculture, forestry and fisheries sectors, as well as currently serves on the AgriBEE Charter Council.
He serves on various Business Unity South Africa (BUSA) committees and NEDLAC task teams with regard to policy and legislation matters impacting on the agro-food industry, such as co-operatives legislation, consumer protection legislation (GM labelling), climate change and carbon tax policy, land reform policy and legislation, spatial planning and land use management legislation, expropriation legislation, et cetera.
Among other awards, he received the 2011 Alumnus of the Year award from the University of the Free State, as well as the 2012 South African Agriculturalist of the Year Award from the South African Agricultural Writers Association. In June 2013 he was also elected to the Board of the International Food and Agribusiness Management Association (IFAMA), following the IFAMA World Forum held in Atlanta, USA, in June 2013.
Nico Groenewald - Head – Standard Bank SA Agribusiness
Nico Groenewald, Head – Standard Bank SA Agribusiness was born in 1966 in the northern Free State, South Africa. He grew up and completed schooling in Mpumalanga Highveld Region in South Africa. He completed his BSC Agric Economics degree at University of Pretoria in 1988. After finishing his undergraduate degree, he went for a compulsory military service before Joining Standard Bank as an agricultural adviser.
He moved on to the then co-operative landscape as an agricultural production economist in the Eastern Free State, responsible for winter/summer cash crop budgets, farm risk analysis and farm viability assessments. Before rejoining Standard Bank in 1997 in the Agricultural Credit Department as a credit manager and also completed an MBA at the University of the North West.
Since then he fulfilled various roles within the Standard Bank's credit and related business snits, which dealt with agriculture. Nico was appointed as the Head of Agribusiness in 2013, where he has a strong focus on getting better (efficiencies) within a commercial framework before getting bigger (business expansion). Underpinned by constantly looking for changes in the drivers/trends of agriculture, its value chains which provide several opportunities to cement agribusiness as a prominent sector providing sustainable existence for mankind. He is also a passionate dedicated cyclist who participants in most of the local race events.
Koos Janse van Rensburg - Managing Director – VKB
Koos Janse van Rensburg (CASA) was appointed in his current position as managing director at VKB in 2008. He completed a BCom (Accounting) at the University of the Free State, followed by a Honours BCompt and MBL from Unisa.
Koos started his career as a trainee accounting clerk in 1984. He thereafter became audit manager and was audit partner from 1988 to 1998. He held managerial positions in agribusinesses since 1998, including managing director of Noord Boland Landbou (1998 – 2002) and managing director of Boland Agri (2003 – 2006), following the amalgamation of Noord Boland Landbou with Porterville Agricultural Cooperative to form Boland Agri. The current Kaap Agri had its origins when WPK Beperk and Boland Agri amalgamated in 2006, and Koos served as operations director of Kaap Agri from 2006 to 2007.
www.thegreenkeeper.com
...with the greenkeeper forum, discussing current events and happening in the agricultural industry...
E-Mail: admin@agbiz.co.za
Agbiz Grain
Copyright © 2018 by Agricultural Business Chamber


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Q: Modify field names in serializer in Django Rest Framework I have an object I'd like to serialize using DRF's serializers, but I'd like to normalize some field names. I thought I might be able to use the source attribute to achieve this:
user = { 'FirstName': 'John', 'LastName': 'Doe' }

serialized = UserSerializer(data=user)

class UserSerializer(serializers.Serializer):
    first_name = serializers.CharField(source="FirstName")
    last_name = serializers.CharField(source="LastName")

However, I'm not sure how to access the data object passed in - is there a way without creating a new method or some kind of complex super() call?
edit:
Use case: I'm hitting an API which returns values in CamelCase ('FirstName', 'LastName' etc) which I need to validate and modify key names to snake case. I was hoping I could use a standalone serializer, and transform the names in the serializer. I don't have a model for the data that must be transformed.

A: You can achieve this with properties on your Django model:
class Foo(models.model):
    bar = models.CharField(max_length=40)

    @property
    def sanitized_bar(self):
        print("Getting value")
        return self.bar.lower()

    @sanitized_bar.setter
    def sanitized_bar(self, value):
        self.bar = value.lower()

class FooSerializer(serializers.Serializer):
   bar = CharField(source='sanitized_bar')

Doing it this way gives you sanitized control on your DB if you need to use those models in management commands or elsewhere, in addition to your DRF interface.
You can also do a pre-save hook:
class Foo(models.model):
    def save(self, *args, **kwargs):
        if self.bar:
            self.bar = self.bar.lower()
        super().save(*args, **kwargs)

A: Try this:
class UserSerializer(serializers.Serializer):
    FirstName = serializers.CharField(source="first_name")
    LastName = serializers.CharField(source="last_name")

serializing:
class Person:
    first_name = "first name"
    last_name = "last name"

person1 = Person()
serialized_data = UserSerializer(person1).data # = {"FirstName": "first name", "LastName": "last name"}

deserializing:
data = { 'FirstName': 'John', 'LastName': 'Doe' }
serializer = UserSerializer(data=data)
serializer.is_valid()
valid_deserialized_data = serializer.validated_data # = { 'first_name': 'John', 'last_name': 'Doe' }


Almost one-third (31 per cent) of people in Australia are not fit for home loans, according to a recent report.
Commonwealth Bank of Australia subsidiary BankWest commissioned the study, which found that only 17 per cent of people in the country are in a strong enough financial situation to get a mortgage, reports the AAP.
Those who were suitable had regular savings, high asset levels relative their debt and income as well as low housing costs and a variety of insurance.
Individuals struggling to get suitable financing to purchase a property might want to compare home loans online to find one suited to their budget and situation.
Earlier this month economist at the Grattan Institute Saul Eslake told the Sydney Morning Herald that Australians are starting to take more care of their money.
This could mean that a greater number of people will be in a position to put down a deposit on a property in the coming months.


text:
> United States of America
Created by Quizmagic Team on Oct 17, 2013 12:50 PM
On July 4, 1776, the Second Continental Congress, meeting in Philadelphia, declared the independence of "the United States of America" in the Declaration of Independence. July 4 is celebrated as the nation's birthday. The American Revolution was the main source of the non-denominational American civil religion that has shaped patriotism and the memory and meaning of the nation's birth ever since.
Take this quiz to see how well you know your American History.
Last played on Sep 21, 2022. View comments
USA - Dams & Rivers | About the USA (by Satish Govind) | USA - Dams & States | U.S. cities | Ancient History Quiz | USA Basketball NBA - by Satish Govind | Political history of US | Australia | India-Freedom Struggle | Hollywood, Cinema of the US | General Knowledge - I | USA History - sequence the occurrence | USA States and Capitals | Jumbled Letters - States of USA | Greek Mythology
USA history
When was U.S. Constitution Signed?
On 3rd Sep 1783, United States and which other country signed the Treaty of Paris?
The Declaration of Independence of America was signed on _____________.
In America, French and Indian War was went on for how many years?
Who created the colony of Carolina?
King Charles II
Daniel Webster
In America, First Permanent English Colony was established in __________.
Which war was the 32-month military conflict between the United States and the British Empire?
When did the Barbary Wars begin?


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The main feature of the churchyard is the magnificent old yew tree, which is supposed to be the finest in Derbyshire and is calculated to be about 800 years old.
One of its largest limbs stretching westwards was detached by a great gale in 1846, when the lower chain band was affixed. Another large bough reaching northwards was blown off by a high west wind during a fierce storm about 1850, when a second strong chain was fastened round the tree, a little above the former.
This chain was made at the blacksmith's forge opposite the church and an anecdote about this concerns a man who had obtained casual work with the blacksmith and helped to weld the chain to fix it to the tree. The mad did not remain long in the blacksmith's employ but returned to America from where he had escaped after committing murder for plunder. He was recognised and hanged for his crime.
Ropes and supports were fixed in 1934 and 1959 and, because the tree was considered to be in a parlous condition, in January 1978 it was trimmed and corsetted with steel bands.
In 1983 the tree's girth was measured and recorded as being 15 feet 7 inches.
In 1976 the Sitwell family of Stainsby House made the gift of half an acre of land as an extension to the churchyard, on the understanding that a plot measuring 24 feet by 24 feet was reserved as a burial ground for the Sitwell family.
This plot is located in the northwest corner of the churchyard and contains several gravestones of the Sitwell family, who ceased to live at Stainsby in 1939.
There was a further extension to the burial ground in 1938 and again in 1956 when the area currently in use was consecrated.
A survey of the burial ground was undertaken in 1989 when all graves were listed and all inscriptions on headstones, where decipherable, recorded. All inscriptions on memorial tablets within the church have also been listed.
The Reverend Charles Kerry is buried in the shade of the yew tree and his red granite tomb can be identified to the right of the path when approaching the church. The design of the tomb, with its Latin inscription, was all meticulously detailed in the Will of the Reverend Kerry.
The inscription on the tomb reads:
"Hi Jacet Carolus Kerry Sacerdos Qui Obit A.D. 1908 Domum Veni Ad. Dormiendum In Matris Gremio"
which translates as:
"Here lies the Reverend Charles Kerry who died AD 1908 I have come home to sleep in my mother's bosom".
The significance of the engraving of bells on the tomb relates to the fact that the Reverend Kerry bequeathed money to the church to finance the building of the Bell Tower and the provision of the bells.
Garden of Remembrance
As the number of cremations have increased over the years and people wished to have their ashes interred at Smalley, the creation of a Garden of Remembrance was approved in 1967. This is situated in the north-east corner of the churchyard and was dedicated in 1970.