TEAM MEMBER SPOTLIGHT SERIES: Franco Maldonado | Lucio Marketing, Inc.
Welcome to our Team Member Spotlight Series, in which we sit down with one team member a week in a rapid fire Q&A to find out a little bit about the people who make up Lucio Marketing Inc.
Meet Franco Maldonado, an essential team member here at Lucio Marketing Inc. We are very excited to have Franco on board our ever-growing team. Franco is originally from Mission Texas and started off working at our McAllen office. When Franco became one of our top Account Managers we knew he would be a great fit to be part of the team who would expand to Laredo Texas. Franco has been at our Laredo office since day one of our expansion there, back in July 2017. He is helping lead our team to success in Laredo Texas and has taken on many important rolls since moving to Laredo. Franco is developing into a great leader, an outstanding Account Manager who is helping shape our business, and our featured Lucio Marketing Team Member this week in our Team Member Spotlight Series. Like all our Account Managers, the skill Franco brings to the team is greatly appreciated.
Each segment we will feature one of our team members, find out what he/she does in Lucio Marketing , and how he/she works in Lucio Marketing while being part of our expanding team. As well as some fun facts!
A: I've been with the company since February 2017.
A: My favorite part about Lucio Marketing is that everyone is striving for personal development and growing everyday. I like that we motivate each other to be stronger in the business.
A: That the opportunity to create and run your own office is amazing but also being able to become financially free.
A: I like to write music lyrics and read.
A: Don't have a preference, but if I had to pick it would be Facebook.
A: I feel most creative when I communicate with people and network with people.
A: It's typically my bed. I also really like the outdoors, its peaceful.
A: I love to travel. Anything that involves traveling is fun for me.
A: Lucio Marketing has helped me with an opportunity to become more financially independent, and also helped me maintain a positive attitude.
A: Really great, everything is explained to you so you won't feel left out.
A: Lucio Marketing treating all of us to dinners, game nights, and just hanging out at the office. Everyone has a good time.
A: When I got mentioned as one of the top reps in the nation on our national conference call.
A: Hip-hop is my favorite genre. Andy mineo, derick minor, NF, the black keys, and Eminem.
A: If you can take the punches in life, you've already won part of the battle. The other part is not giving up and accomplishing your goals.
A: Growing in personal development.
A: Just to have fun, remembering why you want to grow and become successful, and always be accountable.
If you want to find out more about Franco Maldonado's work or about Lucio Marketing and what we do, follow us on our social media channels.


text:
Facebook ProfileTwitter ProfileYoutube ProfileLinkedIn Profile
Ethical Research Guidelines
Guidelines for Working with For-Profit Organizations
Project Partner Marketing Guidelines
CERIC's National Challenge to Promote Career Development: An Online Competition
Canada's Career Imperative: How do we fix the "Talent Disconnect" Dilemma?
Why Career Development Matters
CERIC 10th Anniversary
Cannexus
CareerWise
Canadian Journal of Career Development
Graduate Student Engagement Program
Researcher Database
Literature Searches
Careering Magazine
Glossary of Career Development
Guiding Principles of Career Development
Summer Skills Academy
Mini-Forums
HomeBlogCareeringDiversity in Post-Secondary Career Education: Strategies for Universal Design
Careering
Diversity in Post-Secondary Career Education: Strategies for Universal Design
June 8, 2018By Norman Valdez
By Michaela Burton, Natalie Geiger and Mahadeo Sukhai
How to meet the needs of students with a wide range of cultural experiences, socioeconomic backgrounds, and cognitive and physical abilities
Within today's competitive global knowledge economy, career education programs play a vital role in the employment outcomes of growing numbers of diverse post-secondary students (Benz, Lindstrom, & Yovanoff, 2000; Berry & Domene, 2015; Flannery, Yovanoff, Benz, & Kato, 2008; Lindstrom, Doren, & Miesch, 2011). Perceptions of post-secondary students' cognitive and physical abilities, social class, culture, race/ethnicity and experiences both within and outside the institution influence the way students are treated by employers and the future opportunities to which they have access (Lindsay & DePape, 2015; Trainor, 2012; D'Amico & Marder, 1991). Career educators have the capacity to increase access to the labour market for all students by building career development programs and strategies, work-integrated learning (WIL) opportunities, and relationships with employers rooted in celebrating students' diverse characteristics, cultural backgrounds, experiences and ways of thinking.
In fact, we believe that one of the most important factors in shaping the long-term health of the Canadian economy and our post-secondary institutions in today's diverse global village is a shift toward a culture of universal design in post-secondary career education. This shift is highlighted in a recent CERIC-funded research project on "Accessibility and Universal Design in Career Transitions Programming and Services" led by the National Educational Association of Disabled Students (NEADS), a part of the larger NEADS "Landscape of Accessibility and Accommodation for Students with Disabilities in Canadian Post-Secondary Education (2016-2018)" initiative funded by the Government of Canada.
Post-secondary career education built upon universal design
Universal design is founded upon the principle of equity, placing high value on diversity and inclusiveness (Burgstahler, 2012; Story, Mueller, & Mace, 1998). In other words, asking "How can a product, service or environment be designed and operated so that users have equitable access?" Within the context of universally accessible post-secondary career education, programming and the spaces and facilities in which it is delivered should be designed and implemented for students with a wide range of abilities, ages, life stages, learning styles, native languages, cultural backgrounds and other characteristics (Burgstahler, 2017).
Providing access is dependent on assessing users' experiences and needs. It is crucial that those working in the career education space remain cognizant of their own implicit biases or self-reference points and consider student input when providing support to students. Based on their unique set of experiences, a student's needs in relation to gaining career development skills or jobseeking may reach beyond the scope of standard employment skill development, job application or hiring practices. For example:
Navigating disclosure and workplace accommodations for a student with a disability;
Connection to native language, country and region and/or cultural differences in employment etiquette for an international student or student of another cultural or ethnic group membership;
Affordable access to professional clothing and networks for a student of low socioeconomic status;
Emphasis on transferable skill application and assistance with obtaining suitable employment skill training opportunities (e.g., experiential learning, internships, volunteering and part-time work for students with added time and energy barriers, such as students with disabilities and varsity and Olympic student-athletes).
While each jobseeker might differ in their personal experiences and identification with these personal experiences, the following are some fundamental needs that may remain constant for students when accessing career education programs and services:
(1) Sustainable and secure economic well-being as a means to engage in a secure quality of life.
(2) Peripheral resources such as social/transportation/technological supports that can maintain their academic and career aspirations.
(3) Feelings of security, progressive development and worthwhile investment in the type of education and employment they pursue.
Catering to these universal career development needs, while recognizing students' distinct personal, developmental and experiential differences, will make a career education program more usable for everyone. Significantly, access for all minimizes the need for special accommodations for some students and employees. Taking steps to embed universal design thinking at the onset of career education program and service development will save time, energy and cost for students, employees, the institution and employers in the long run.
Empowering the career educator: Universal design best practices
As we write this article, we recognize that the career educator is one person whose role requires a team of cross-collaboration for success. Further, rather than a silo-culture of career education, a culture of teamwork, accessibility and universal design thinking is required throughout all student service programs at the post-secondary institution. It is essential for everyone to talk about inclusion, and to care about inclusion. If someone is not sure how to support a student, they should be able to work with someone else on campus or in the community who may understand aspects of a particular student's needs and integrate this information into their practice. When each person practices their role with this intent, a culture of inclusion and universal design starts to form.
The following are some concrete examples of how career educators can contribute to forming a culture of inclusion and universal design in their role of supporting students with career development:
Be open to students' narratives on a variety of factors which shape their day-to-day experience, and by extension, their employment-related interests and skills; include why they chose their academic program and the skills they feel they have gained from this education, their cultural background and what interests, characteristics and experiences they identify with, what kind of environment they would like to live and work in, what type of environment enables them to work their best, what challenges they are currently experiencing at the institution.
Ask students what methods they use to navigate information; work with them on problem-solving how they can most efficiently use their time to gather career-related information or apply to jobs.
Obtain knowledge about where the assistive technologist is on campus; work with staff to prepare an information/communication plan if a student requests communication software for meetings.
Gain familiarity with multiple sources of communicative methods and devices outside of French and English (e.g., American Sign Language); develop strategies to meet the needs of students who may speak other languages.
Be prepared to provide multiple means of information to students regarding career education programs and services, and employment opportunity information (e.g., print format; electronic; speech-to-text; JAWS); encourage partner employers to provide information in accessible formats, where possible.
Facilitate opportunities for all employees within the career education team to learn about specialized accessible computer technologies.
Employment preparation
Prepare all students for interacting in diverse ways with employers in varying contexts (e.g., informational interviewing, different methods of informal and formal networking, job application components, interview processes, hiring and onboarding processes, goal-setting and expressing accommodation needs); ask "Will students be comfortable or able to follow standard forms of etiquette?".
Prepare all students to practically articulate their previous experiences and invested time to prospective employers in a communicative format that is digestible and understandable (Elias, 2015; Wente, 2013). All experience is valuable!
Provide guidance to students on navigating employment-related challenges such as disclosure of a disability, cases of discrimination and obtaining professional clothing for interviews (e.g., Dress for Success program).
Emphasize learning and application beyond the classroom (e.g., co-curricular and work-integrated learning) when working with diverse students, and work with other student service providers, professors and employers to facilitate their equitable access to these experiences.
Campus, alumni and employer engagement
Be versed with other student service departments on campus, such as the Disability Service Office and Indigenous Student Services; partner with the student and a counsellor (especially those the student is familiar with) to prepare career plans.
Engage diverse alumni to create diverse mentorship programs; connect students to informal diverse networking platforms (e.g., Ten Thousand Coffees) to enable students to talk about employment-related issues with individuals they can relate to who are in the field.
Engage diverse alumni and employers who have expressed that increasing diversity is a priority in creating work-integrated learning and employment recruitment opportunities for diverse students, particularly students who identify with disabilities.
Career education is increasingly recognized as a critical component of the post-secondary student experience and of graduate success. The application of universal design principles in career education has enormous potential to improve access to the labour market for diverse student populations. By implementing best practices in universal design, career educators will maximize the impact of their interventions to support all students in successfully transitioning from education to the workforce.
Michaela L. Burton is the Lead Research Associate on the "Landscape of Accessibility and Accommodation for Post-Secondary Students with Disabilities in Canada" project with special focus on Cognitive Ergonomics and Universal Design. She is an MA graduate of the University of Toronto's School of Industrial Relations and Human Resources.
Natalie M. Geiger is a PhD student in Higher Education at the Ontario Institute for Studies in Education (OISE), University of Toronto. She is a researcher for the "Landscape of Accessibility and Accommodation for Post-secondary Students with Disabilities in Canada" project with special focus on investigating accessibility policy and practice in career education and employment transition programming.
Dr Mahadeo A. Sukhai is the Head of Research and Chief Accessibility Officer for the CNIB, and the Director of Research for the National Educational Association of Disabled Students. Dr Sukhai serves as the principal investigator for national projects to understand the student experience for persons with disabilities, and to examine the landscape of accessibility within Canadian post-secondary education.
Benz, M. R., Lindstrom, L., & Yovanoff, P. (2000). Improving Graduation and Employment Outcomes of Students with Disabilities: Predictive Factors and Student Perspectives. Exceptional Children, 66(4), 509-529.
Berry S., Domene J. F. Supporting Postsecondary Students With Sensory or Mobility Impairments in Reaching Their Career Aspirations. Career Development and Transition for Exceptional Individuals, 38(2), 78-88.
Billett, S. (2009). Realising the educational worth of integrating work experiences in higher education. Studies in Higher Education, 34(7), 827-843.
Burgstahler, S. (2012). Universal Design in Education: Principles and Applications. University of Washington. Retrieved from https://www.washington.edu/doit/sites/default/files/atoms/files/Universal-Design-Education-Principles-Applications.pdf
Burgstahler, S. (2017). Equal Access: Universal Design of Career Services. University of Washington. Retrieved from https://www.washington.edu/doit/equal-access-universal-design-career-services.
Carter, E.W., Austin, D., & Trainor, A.A. (2012) Predictors of postschool employment outcomes for youth adults with severe disabilities. Journal of Disability Policy Studies 23, 50-63.
D'Amico, R., & Marder, C. (1991). The early work experiences of youth with disabilities: Trends in employment rates and job characteristics. Menlo Park, CA: SRI International.
Elias, K. (2014). Employer Perceptions of Co-Curricular Engagement and the Co-Curricular Record in the Hiring Process. Unpublished master's thesis, Ontario Institute for Studies in Education/University of Toronto, Toronto, Canada.
Flannery, K., Yovanoff, P., Benz, M., & Kato, M. (2008). Improving employment outcomes of individuals with disabilities through short-term postsecondary training. Career Development for Exceptional Individuals, 31(1), 26-36.
Lindsay, S., & DePape, A.M. (2015). Exploring Differences in the Content of Job Interviews between Youth with and without a Physical Disability. PLOS ONE, 10(3), 1-16.
Lindstrom, L., Doren, B., & Miesch, J. (2011). Waging a living: career development and long-term employment outcomes for young adults with disabilities. Exceptional Children, 77(4), 423-434.
Story, M. F., Mueller, J. L., & Mace, R. L. (1998). The universal design file: Designing for people of all ages and abilities. Raleigh: North Carolina State University, The Center for Universal Design.
University of Toronto White Paper. (2017). Rethinking Higher Education Curricula: Increasing Impact Through Experiential, Work-Integrated, and Community-Engaged Learning. Toronto: University of Toronto, 1-18.
Wente, M. (2013, Dec. 5). Why can't today's graduates get hired? Globe and Mail. Retrieved from http://www.theglobeandmail.com/globe-debate/why-cant-todays-graduates-gethired/article15771887/.
CERIC is dedicated to the advancement of education and research in the field of career counselling and career development.
CERIC is funded by a grant awarded by The Counselling Foundation of Canada.
CHARITABLE REGISTRATION #86093 7911 RR0001. © 2004-2022 CERIC.
TERMS OF USE | PRIVACY POLICY | SOCIAL MEDIA POLICY

redpajama_set_name: RedPajamaCommonCrawl


text:
Report: 49ers unlikely to pursue Tom Brady
By Matt Johnson
© David Butler II-USA TODAY Sports
Tom Brady will head into free agency ready to hear plenty of offers from across the NFL. However, the San Francisco 49ers will reportedly not be one of the teams seriously pursuing Brady this offseason.
According to NFL Network's Ian Rapoport, there are no substantial indications that the 49ers even have a real interest in signing the future Hall of Fame quarterback. The 49ers believe in Jimmy Garoppolo as their franchise quarterback and they remain high on him even after the Super Bowl LIV loss.
From NFL Now: Because they made me, I answered the question of, "Will Tom Brady end up with the #49ers?" pic.twitter.com/1JjGJKmcH6
— Ian Rapoport (@RapSheet) March 4, 2020
Reports circulated on Tuesday that there was real interest from both sides to make a deal happen. The fit made obvious sense for Brady, who could sign with the team he grew up loving and would get the chance to compete for a Super Bowl immediately.
It should come as no surprise, though, that the 49ers remain committed to Garoppolo. In his first reason back from a torn ACL, he threw for nearly 4,000 yards with a 27-13 TD-INT ratio and the team game minutes shy of winning the Super Bowl.
The 49ers have plenty of other priorities they need to focus on this offseason, which will likely be another factor that takes them out of the hunt for Brady.


Every girl wants to have that perfect shoe that can transition from the workplace to evening cocktail hour. The Jane and the Shoe Shoes collection has a variety of styles, from sneakers, to sandals and more. Shop this collection at Express today!
Where can I buy Jane and The Shoe?
Our Featured Brand, Jane and The Shoe is available at Express.com. Start browsing and pick your favorite flip flops, sneakers or slide sandals. With added details like a platform sandal, floral flip flop or metallic sneaker, there's a pair of Jane and The Shoe kicks for everyone.


If your child loves to help in the kitchen, join us and learn to expand your menu of yummy foods. A variety of foods from appetizers to desserts will be prepared and devoured in this experimental, hands on class. At the end of class, everyone receives a cookbook of our recipes so they can be made again at home. This class will be cooking recipes for lunch, dinner, snacks or desserts throughout the session.


Today is the International Day Against Homophobia, and the first day of the Hop Against Homophobia.
Many thanks to KZ Snow for donating an ebook copy of her forthcoming paranormal m/m romance, Carny's Magic, for a lucky commenter to win! Carny's Magic will be released on May 29 by Loose Id.
Carny Jessup here. Let me tell you a little about myself. The best part of my life began when my aunt's homophobic squeeze smashed his fist into my face. I already knew a wizard named Jackson Spey lived on my side of town, so I figured I'd turn things around by becoming his apprentice.
Problem was, Spey didn't want an apprentice. He was going through a midlife crisis. All he wanted was to build beautiful furniture and live in peace with his beautiful husband, Adin. He still took me in, though. Guess he felt sorry for me. And he was intrigued by the red paths I'd been seeing in the air.
To enter, leave a comment stating that you are entering the contest. Contest closes 7 pm CDT, Monday, May 28.
Posted by Chris on Thursday, May 17th, 2012, at 2:00 am, and filed under Contests, Reading.
I like K.Z. Snow's works and look forward in reading more.
Yay, another Jackson Spey novel! He is so cool. I loved the latest – Fugly.
Want it! lol Please enter me as well. Thanks!
Intriguing blurb, and a beautiful cover. Please count me in.
Looks like another one for my must have list!
LOVE me some KZ Snow! Please sign me up.
I'm late, but count me in too please!


Our goal is the same across the board: to improve technical communication processes and upgrade customer experience. From software to telecommunications, discover which companies use IXIASOFT.
Your customers want one thing: a consistent content experience with accurate, personalized information. The IXIASOFT CCMS allows software documentation teams to manage daily challenges within their industry while decreasing translation costs and improving productivity.
ADP is an American provider of human resources management software.
Allscripts Healthcare Solutions, Inc. is an American company dedicated to providing electronic health record technology and practice management to healthcare providers.
Christie is a California-based company that provides a global audience with visual, audio, and collaboration solutions.
Dunnhumby is a global leader in customer data science. The company enables businesses across the globe to be customer first.
HPE Nimble Storage is a leader in predictive, self-managing flash storage technology.
Headquartered in New York City, Infor is a multi-national company that builds SMB and enterprise ERP software cloud products.
INVIDI Technologies Corporation provides addressable and programmatic TV advertising and solutions.
Lyra Network is a France-based company providing expert services in securing payments, proximity commerce, online payments, and e-invoicing.
Mastercard Inc. is a multinational financial services corporation headquarted in New York.
MIB is a North American company dedicated to ensuring businesses can offer affordable life and health insurance protection.
American technology company Noregon focuses on the development of solutions that bring clarity to commercial vehicle data.
OMERS, also known as the Ontario Municipal Employees Retirement System, is a pension fund to handle retirement benefits of employees in Ontario.
Progress is an American company that provides the platform and tools to develop and deploy mission-critical business applications.
SAP SE is a German-based multinational software corporation that provides enterprise software for the management of customer and business relations.
SOLIDWORKS Corp. markets and develops 3D CAD design, analysis, and product data management software.
Enterprise software and services company Sybase produces software to analyze and manage information in relational databases.
Talend Cloud delivers a single, open platform for data integration across on premises and cloud environments.
Headquarted in San Diego, Teradata is a world-leading provider in pervasive data intelligence, data, and analytics solutions.
American-Israeli software company Varonis developed a security software platform for organizations to track, analyze, and protect unstructured data.
Wind River is a world leader in embedded software for intelligent connected systems.
Based in California, Workday, Inc. offers on-demand financial management and human capital management software.
AMD, or Advanced Micro Devices, Inc. is an American multinational semiconductor company that develops computer processors and related technologies.
ARM is a British semiconductor, software, and design company reaching more that 70% of the global population.
German semiconductor manufacturers Infineon Technologies offer a wide range of semiconductor solutions, microcontrollers, LED drivers, and more.
Intel offers a broad range of FPGA devices. FPGA is a semiconductor-integrated circuit where electrical functionality is customized to accelerate key workloads.
Based in California, KLA is a leader in process control using advanced inspection tools, metrology systems, and computational analytics.
Based in Kyoto, Japan, OMRON manufactures control equipment, factory automation systems, electronic components, and more.
Qualcomm Incorporated is a multinational American semiconductor and telecommunications company.
Renesas Electronics is a Japanese company and global leader in microcontrollers, analog, power, and SoC products.
XILINX, Inc. is an American semiconductor company and the inventor of the FPGA, programmable SoCs, and now, the ACAP.
Abbott Laboratories is an American healthcare company that conducts innovative research and manufactures human health products.
AGFA Healthcare provides leading eHealth and digital imaging solutions.
French biotechnology company BioMérieux pioneers diagnostics to improve patient care in more than 150 countries.
Brainlab is a German medical technology company that develops less invasive image-guided surgery technology, effective radiation therapy, and more.
Elekta is a Swedish company that provides solutions for treating brain disorders and cancer, and encouraging personalized patient care.
Varian Medical Systems is a US-based radiation oncology treatment and software maker.
The Danfoss Group provides energy-efficient technology for cooling food, heating and cooling buildings, gas compressors, and more.
Edwards is a vacuum engineering company located in the United Kingdom.
Komatsu is a multinational Japanese corporation that manufactures mining, forestry, construction, and military equipment.
Paccar Inc. is an American Fortune 500 company and one of the world's largest manufacturers of medium- to heavy-duty commercial vehicles.
BlackBerry is a mobile-native software and service company offering a line of smartphones and tablets.
Multinational American company Emerson provides automation, commercial, and residential solutions to help address the world's most critical needs.
Ericsson is a Swedish networking and telecommunications company shaping the future of mobile broadband internet communications.
TruePosition Inc. creates and deploys mobile location solutions in the United States and internationally.
The Continuing Legal Education Society of British Columbia (CLEBC) delivers reliable and practical legal education and information.
Énergir is the largest natural gas distributor in Quebec.
Johnson Controls Inc. is a multinational conglomerate in Ireland producing automotive parts and HVAC equipment for buildings.
Learn how we can work together to streamline your documentation process.
Get to know the features and benefits of using our CCMS for your documentation needs.


text:
Home | Library | About | Help
Library > Holidays > Counting the Omer
< Prev Article Article 19 of 26 Next Article >
Can you recommend any good books on Pirkei Avot (Ethics of Our Fathers)?
by Rabbi Naftali Silberberg
Literally thousands of books have been written, explaining the timeless wisdom of Pirkei Avot. The following two books offer the Chassidic perspective:
Beyond the Letter of the Law, by Yanki Tauber, a collection of wonderfully written essays on Pirkei Avot, published by the Meaningful Life Center.
In the Paths of our Fathers, by Eliyahu Touger, insights into Pirkei Avot adapted from the works of the Lubavitcher Rebbe, is available from Sichos in English (718-778-5436), or can be studied on-line.
Back to Top | Back to Home Page
Mission Statement | Contact | Reviews | Privacy Policy
AskMoses.com © 2008


text:
Q: What are the Implications of having VΩ as a model for a theory? A model in laymen's terms is a mathematical structure (sets when within set theory) that satisfies a theory (or alternatively a set of axioms). For example the model Vω is a model of a theory of purely finite sets, sets like the set of all natural numbers N cannot be exist in this model (In what sense are inaccessible cardinals inaccessible? - second answer). What if we took the universe of sets VΩ (defined as the union of all of the cumulative hierarchy V1 ⋃ V2...) as a model for a theory (e.g. ZFC)? What are the implications of this? What would this theory be like? Is this even possible? I ask this because it appears we would have a theory that proves ALL sets (including inaccessible and large cardinals as from a Platonist point of view they are sets). I have only recently begun researching 'models' and 'consistency' so the entire idea may introduce several problems and paradoxes I am unaware of (please feel free to inform me if so).
As for clarification, since a theory is based off it's axioms, the theory ZFC (or a theory which has the cumulative hierarchy) will do for this example.

redpajama_set_name: RedPajamaStackExchange


I'm a huge fan of adult movies with MILFs hooking up with hot, younger girls, and Lesbian Adventures: Older Women, Younger Girls is one of the best series devoted to just that. The masters of erotica, Mile High Media and Sweetheart Video along with erotica filmmaker Dana Vespoli, have another installment for us of this great series. And, as always the cast is stunning!


Whispering Oaks Apartments - ASA Property Management Inc.
Affordable modern living- one and two bedroom apartments located within an 8-plex building.
Rent: Starting at $500, including a single stall garage.
Utilities Paid: Heat, lights/electricity, water, garbage collection, and sewer.


text:
Postgraduate Portal
Ask By: Liv Tyler
All Postgraduate Portal pages are listed here with their site stats and other details. You can check Postgraduate Portal links with our verified badge to select the right page. We also did antivirus check of Postgraduate Portal page to keep you safe.
We have also listed Postgraduate Portal page stats, site age, rank to make it easy for you. Now you can visit the official Postgraduate Portal page and use your username and password to login. If you are new user or forget your password for Postgraduate Portal, try creating a new account or reset password option.
Login · Postgraduate & Online Application Portal · The ... - Aberdeen
https://www.abdn.ac.uk/pgap/
Submit and manage applications for postgraduate or online study at the University of Aberdeen.
How to navigate the Postgraduate portal - University of Birmingham
https://www.birmingham.ac.uk/postgraduate/courses/apply-pg/postgraduat...
If you have submitted an application and still need to upload further documents, or are yet to accept your offer, this guide will take you through the steps to
UCAS Postgraduate Application - How To Apply | UCAS
https://www.ucas.com/postgraduate/how-to-apply
Want to use the UCAS postgraduate application? Here's how to How to apply for postgraduate courses. After you send your UCAS Postgraduate application.
Masters Portal
https://www.mastersportal.com/
Find and compare Master degrees from top universities worldwide: search all MBA, MSc, MA, LLM, MPhil and more postgraduate programmes to study abroad
Postgraduate courses | Postgrad Course Search | Postgrad.com
https://www.postgrad.com/
Search the most comprehensive postgraduate course search database in the UK and Europe to find your perfect MA, MSc, MBA or PhD program.
Log in to the portal - University of Birmingham Admissions
https://pga.bham.ac.uk/portal
Portal Login. Please enter your username and password here. Username. Password. Forgotten your password? UoB Logo. Edgbaston. Birmingham. B15 2TT.
Aberystwyth University - How to apply:Postgraduate Study
https://www.aber.ac.uk/en/postgrad/apply/
Information on how to apply for Masters, PhD and other postgraduate courses at Aberystwyth University.
Study : Apply - Durham University
https://www.dur.ac.uk/study/pg/apply/
24 Apr 2019 - Below you will find guidance on how to apply for a postgraduate programme at Durham through our online portal. We look forward to receiving
Home · Application Portal
https://studyatdurham.microsoftcrmportals.com/
Your Durham Journey starts here. Frequently Asked Questions Undergraduate Study. Frequently Asked Questions Postgraduate Study. Make an Enquiry.
How to Apply - Postgraduate - Newcastle University
https://www.ncl.ac.uk/postgraduate/apply/
14 Nov 2018 - Use our online portal to create, edit and submit your postgraduate application. Our step-by-step guide can help you through the process.
My Applications - Lancaster
https://www.postgraduate-applications.lancaster.ac.uk/
You will then be able to submit an application for postgraduate study at Lancaster University. Apply for a Postgraduate Research (MPhil/PhD) course
Apply online - The University of Nottingham
https://www.nottingham.ac.uk/pgstudy/how-to-apply/apply-online.aspx
The deadline for international applications for postgraduate taught courses starting on Monday 23 September 2019 is Thursday 8 August 2019. Any applications
Postgraduate and Direct Admission - CustomLogin
https://warwick.ac.uk/pgapply
Welcome to the University of Warwick Postgraduate and Direct Application System. If you are a new user to this site Postgraduate Courses *** Postgraduate
How to Apply - Portal Unavailable - Postgraduate - Newcastle University
https://www.ncl.ac.uk/postgraduate/apply/apply-technical-issues/
When you are ready, email your form to the Postgraduate Admissions team at The postgraduate applicant portal is unavailable due to essential system
Your application | Study at Bristol | University of Bristol
http://www.bristol.ac.uk/study/postgraduate/after-you-apply/applicatio...
For taught postgraduate programmes, we aim to make a decision within 21 calendar days of receiving a completed application. Sometimes it can take longer to
How to apply | Postgraduate study | Loughborough University
https://www.lboro.ac.uk/study/postgraduate/apply/
If you want to apply for a postgraduate degree at Loughborough University, you'll or research programme is online through the University's Application Portal.
Neue Kartenleger Portale 2016
Health First Financial Patient Portal
Bmo Group Annuity Portal
Terrace Pediatrics Patient Portal
Upmc Job Portal
Portal Warlock
Cummins Portal
Chipotle Jobs Login
Larsa Login
Aerotek Talent Community Login


There are many Koreans who visit the Philippines to explore tourist attractions and great local food. According to the Department of Tourism, there are a total of 100,000 arrivals from Koreans on a monthly basis since February 2015.
Some of the best tourist's destinations for Korean tourists are Manila, Cebu, Bohol and Southern Luzon. According to a tour operator in the Philippines, they are all around the country; they are almost found in Kalibo, Aklan, Clark, Davao and many other places.
For many Koreans, studying in the Philippines is the first step to learn conversational English. Learning the English language is the key for their competency so that they could land on white-collar jobs when they go back to their country. Korean students study in the country because Filipinos are well-versed in speaking English.
According to the Wall Street Journal, roughly around 14 thousand Koreans have traveled to the Philippines over the last 3 years to learn English at private academies for a fraction of a cost as compared to other English speaking nations. Foreigners mostly prefer to meet patient, fun-loving and hardworking Filipino teachers.
Indeed, Koreans have invaded the Philippines in a good way. With Filipino's warmth and welcoming personality, they fell in love with some of the famous tourist spots in the country.
A Filipino travel agent also told that they love to visit the Philippines because of less travel hours from Seoul. They also come to the Philippines over the weekend to play golf, to shop, relax and do other entertaining activities. This only means that they are bringing in bucket of dollars into the Philippines both through consumer spending and direct investments.
Koreans prefer to study here because it is better of more affordable than other Asian countries. They are able to live comfortably in the Philippines even on a very limited budget. Some of them are not just about touring the Philippines, they settled in the Philippines because of its pristine, vast, and attractive environment and relatively low cost of living.
While the Philippines is becoming one of the favorite destinations of the Koreans, there is also a demand of Filipinos who wants to visit Korea or any travel hotspots in the Philippines. This only goes to show that there is a very healthy exchange of tourism between these two lovely nations.


Laura Tong is here to show us new dogs some old tips! Some Russian girls assume that if they find a Western husband, they may win the jackpot. They think that this husband will likely dateinasia reviews be wealthy and will guarantee her life – she is not going to should do something, however solely to sunbathe on the beaches and do buying.
Six years in the past, I used to be recovering from a breakup and had just moved to a brand new city the place I knew only a few people. I was single and able to mingle but additionally scared. I believed that dating with confidence was inconceivable date in asia. There may be so much hype and nervousness around dating and meeting new individuals, but with some simple mindset shifts (and observe) I used to be able to do it with ease.
The one factor I can say for sure is that I never just did not present up". That is actually not good. Additionally, I've met quite a couple of males who barely resemble their photographs. (They are older, fatter, balder, grew a beard, etc.) I also do not simply walk dateinasia out. I meet them, chat with them and am courteous. I may or could not ever exit with them once more, however there is no such thing as a level in being rude in the event that they went to the difficulty to make a date and present up. You never know how issues may work out either.
The newspaper article I put on Béla Kovács' desk in his Strasbourg workplace was revealed in the summertime of 1975 by the Japanese day by day, Mainichi Shimbun. The piece was a couple of young couple, the happy marriage of 21-12 months-previous Svetlana and a Japanese man, Omiya Massanori. At that dateinasia reviews time, a foreigner dwelling in Japan was nonetheless thought of extremely unusual. Massanori and Svetlana married in 1975 and, in response to the article, the lady met the Japanese man at a university in Moscow, and so they married in Russia.
Do not manipulate the situation or her emotions. Want an instance? Do not inform other folks that you're planning to break up together dateinasia with her, realizing that phrase will get again to her. It's an immature way to take care of a breakup, and it is prone to piss her off.
Stephens does not drink because consuming could result in medicine and that was her life, before she went to jail and had Addison and ended her dependancy dateinasia reviews whereas enrolled in a long-term rehabilitation program for incarcerated ladies in Tulsa based by GKFF.
So now you suppose you are a real ladies man and feel like flirting just a little bit. That is alright, as a result of a little bit flirting by no means hurt anyone. Make sure that you really know the individual nicely before you engage in sending flirtatious texts. Maintaining it simple is one of the best ways to go, texting concerning dateinasia reviews the positive attributes they possess. Telling someone something you want about them gives you an actual clue as to how they really feel about you as nicely. When you give a flirty complement and they simply text thanks, you might be in a shedding sport. Nonetheless in the event that they text a praise back then you might be in the game.
Provoke a conversation with a potential bride. At all times remember to remain well mannered, praise her on her appears to be like or one thing she mentioned. Though dateinasia reviews it's simply an internet communication, you never know if it will result in discovering a lifelong accomplice.
No, I didn't overlook the subject of our dialogue, learn how to flirt with a woman". It is all linked. When you stay an interesting life like going outside dateinasia to invlove in camping actions or exploring new issues, you can find numerous fascinating issues happening around you. Growth, new footage and content to your messages!.
I have been blessed to be married to a very insightful, very articulate girl for greater than 35 years. In that point she has totally explained to me how girls think. Within the early years I shared with her letters of repentance that I acquired from husbands and she would read date in asia review them and explain to me why they might additional alienate their wives. With her teaching, I have since obtained and critiqued multitudes of letters of repentance from males, but have never received one which would not have been damaging had a husband despatched it to his wife.
When you're on the lookout for somebody you can hang around with in real life, focus your preliminary energy on hanging out in real life. On a dating app, this means protecting the dialog temporary and centred round when and where you are going to meet, after which assembly — not making days of small talk and never sexting endlessly into that nice night, except these are the principle stuff you're keen on. It is okay if these are the principle belongings you're focused dateinasia.com on, but if you wish to date in person, it's good to meet in particular person. Making a plan quickly, saying one thing like I do not wish to text quite a bit before meeting somebody, but I am so excited to satisfy you," and restraining your self from doing a lot of early again-and-forth or internet stalking can all preserve your expectations reasonable and make the precise date itself go more easily.


Don't miss the opportunity to come and learn more about what is in the bible. Our relationship with God is deepened when we try to get a better understanding of what the bible is saying to us today. We are a friendly bunch and would love you to come and join us as we learn together—your contribution will enrich our meetings.


, we selects the very best series together with best quality simply for you all, and now this photographs is usually considered one of graphics collections within our greatest photographs gallery in relation to Sofa and Two Chairs. I hope you can enjoy it.
submitted by means of Saanvi from 2019-02-10 03:19:18. To view just about all images inside Sofa and Two Chairs pictures gallery please adhere to this particular link.
Sofa And Two Chairs New Beautiful Modern Dining Room Ideas 2019 Uploaded by Saanvi on Sunday, February 10th, 2019 in category Modern Sleeper Sofa.
See also Sofa And Two Chairs Luxury Table And Two Chairs Awesome High Table Dining Room Sets Lovely from Modern Sleeper Sofa Topic.
Here we have another image Sofa And Two Chairs Fresh Modern Sofas Buy Original Designer Couches Online featured under Sofa And Two Chairs New Beautiful Modern Dining Room Ideas 2019. We hope you enjoyed it and if you want to download the pictures in high quality, simply right click the image and choose "Save As". Thanks for reading Sofa And Two Chairs New Beautiful Modern Dining Room Ideas 2019.


The following four CCS members are on the slate of officers for election at the October meeting, There will be discussion and opportunities for questions prior to balloting. Be sure to cast your vote on your CCS leaders in this annual election. Voting members are those with dues currently paid.
Pat George is a registered member of the Cherokee Nation and the Texas Cherokees. A native Texan, he came to Houston in 1982 as part of a disaster relief effort and now works as a Contract Specialist for the Texas Youth Commission. He is also a multi-instrumental musician, a humorist, and a seeker of truth. He has been active in the CCS since 1994.
Jimmy Melton, a CCS member since its inception, has been active in volunteer activities such as the Going Snake Project. He is a member of the Cherokee Nation, and his grandmother was an original enrollee. He is a superintendent with T & C Construction Company, is married to Susana Melton and is the father of Sani and Sarah.
Sammye Rusco has been serving CCS as the Vice President of Programs and has been active since CCS was organized. She is Director of Public Affairs for the Houston Council on Alcoholism and Drug Abuse.
Terry Thompson has been active in CCS during the past year, having overseen the Going Snake Project, the December, 1994 visit of youth from Tahlequah to Houston. He is Director of Personnel for S & B Engineers and Constructors.
'Tis the season to be recognized through the Great Quilt Project! You can be etched into fame on a mighty quilt being organized by CCS members B.J. Callihan and Donna Allen. Each square will contain the name of an individual or a family for posterity, with the purchase of each square. Funds will help support the Cherokee Cultural Society. For further information call B. J. Callihan, 668-0222.
The Museum of Fine Arts Film Festival November 3-5, 1995, has one of our CCS committees hard at work. CCS will have a Cherokee Registration program on Sunday, November 5, as well as other exciting "Family Day" activities, 12:00 noon to 6:00 p.m. Volunteers are needed to assist with a variety of tasks, since there will be a tipi and crafts for children.
Thursday, November 2, there will be a CCS reception for Randy Redroad. Some extra assistance is needed with this event also.
It's a great time to meet new and interesting people, share our heritage and recruit new CCS members.
Call Committee Chair Judith Bruni if you can help: (713) 556-1908.
These are my moccasin. They are not new or store bought. They are ones fashioned by my own experiences over many trails. From their appearance, you can see that they are worn and have withstood many obstacles in the paths along the way.
The "white man" wears shoes with soles that protect him from life's sticks, stones, and jagged edges. His shoes are made to kick, trample and destroy. Mine also have soles for protection, but are soft, allowing the wearer to feel his way along the path. The jagged edges along the trail can penetrate the sole upon an unwise step to remind the wearer to be more careful. For this, wisdom is imparted to the wearer not to step that way again lest a thorn remind him he is off the path.
Our race has always known the existence of "God", the Great Spirit. My Creator never abandons His children, so fear does not abide In my camp, my tipi. He talks to us without us having to ask or beg His ear. He gives when we are ready and when it is time. We only pray to say, "Thank you for the many blessings You have given."
The Indian is a part of the rhythm of the universe. The Great Mysteries speak to him through the winds, the trees, the bird's song. "God", the Spirit One, gathers unformed thoughts into their proper channels, and unfolds these thoughts, ever as He opens the petals of a holy purpose in order that the purpose may appear.
I respect the "white man's" knowledge, his science, his education, and his ability to think differently and make things easier for himself. But we know that the "white man" does not understand our ways, nor does he respect them. Though be delights in his attempt, he does not maintain ultimate control over time - over destiny. When the white brother goes to his grave, who will be left to weep over him?
My people, they are like a great river. It has been flowing before any of us can remember. We take our strength and our wisdom and our ways from the flow and direction that has been established for us by ancestors we never knew, ancestors of a thousand years ago. Their wisdom flows through us to our children and our grandchildren to generations we will never know.
Columbus and your generations that follow, do not think me so naive to your people, to your ways. Moreover, please don't be innocent to mine. One comes here to this Mother Earth not to judge, but merely to understand, to learn and assess. Where something is misinterpreted or not clearly understood, an improved understanding should be in order, not criticism nor judgment.
Because one's motives or actions are not understood, is not justifiable reason for judgment based upon the limited perimeter of another's values.
Here, I lend you my moccasins.
I'm going for a mile walk.
Would you like to accompany me?
Also called "Yellow Root," The Native Americans used Golden Seal both internally and externally. They derived a dye from the root as well. The thick-knotted yellow root is much more potent than the herb.
Mix Golden Seal powder and distilled water into a paste to place on cuts. It is a natural antibiotic.
From personal experience, l recommend you all take advantage of the University of Houston School of Optometry service. The CCS has a special payment program with them and they certainly offer an exceptional service. It doesn't take long to schedule an appointment, and the receptionist can give you details on costs. Be sure to tell them you are a member of the Cherokee Cultural Society.


text:
RightsTech Women
Advancing the human rights of women and girls in STEM
News and Recent Activities
CESCR
Intergovernmental Processes
Technology Capacity Building
STEM Events 2019
My Rights
RightsTech Women is a Swiss, non-profit association that advances the human rights of girls and women in science, technology, engineering and mathematics (STEM) education and employment.
We envision a world in which there is greater awareness of international human rights standards, and where STEM and human rights fields work together to ensure that women and girls can equally be part of the solutions to today's global challenges.
Advocacy and progressive development of international standards: we advance the human rights of women and girls in science, technology, engineering and mathematics (STEM) fields through human rights advocacy in the United Nations and in other relevant international organizations;
Awareness-raising: we raise awareness of international human rights standards on the human rights of women and girls in STEM fields;
Innovation in human rights education, and capacity-building: based on our research and available evidence, we innovate, develop and disseminate tools for human rights education and training (HRET) on the human rights of women and girls in STEM fields; and,
Networking and harnessing synergies: we improve the connections and flow of information between human rights and STEM fields, for mutual capacity-building.
2019 Activity Report
RightsTech Women had an amazing year in 2019. With partners, RTW trained more than 400 girls on robotics, programming and human rights in Geneva, Switzerland. RTW celebrated its second year anniversary and established new, fruitful partnerships, working with the City of Geneva and CERN, among others. Read RTW's 2019 Activity Report to find out more.
RightsTech Women Activity Report 2019
Child Pages Menu
RightsTech Women is a Swiss, non-profit association advancing the human rights of women and girls in science, technology, engineering and mathematics (STEM).
We envision a world with gender equality in STEM education and employment by 2030, achieved through mutual capacity building by STEM and human rights collaborators.
RightsTech Women on Facebook
Your donation will help us reach more women and girls. Help us to grow our impact.
RTW on Instagram
RTW on Twitter
Your donations are welcome!
IBAN: CH51 0900 00001514 4552 2


SAN JOSE, Calif. -- Intermolecular, Inc. announced the signing of a multi-year collaborative development program (CDP) and technology licensing agreement with Guardian Industries, Corp. of Auburn Hills, Mich. Guardian is the world's largest manufacturer of coated glass for automotive, architectural and other applications.
The partnership between Intermolecular and Guardian addresses the development and commercialization of a diverse set of advanced glass coatings, many related to energy generation or energy efficiency in buildings. Target applications include both sputtered coatings to be developed with Intermolecular's Tempus™ P-30 combinatorial physical vapor deposition platform, and liquid coatings to be developed with Intermolecular's Tempus F-10 and F-20 wet workflows.
The deal represents the first publicly announced CDP for Intermolecular outside of the semiconductor industry, and demonstrates the applicability of Intermolecular's High Productivity Combinatorial (HPC) technology to a wide array of materials, process and device integration challenges.
Glass coatings currently used to reduce energy consumption in buildings already represent a multi-billion dollar global market with significant room for further growth. Improving the performance and reducing the costs of these products will be a key focus of the development partnership. Residential and commercial glass facades have a major impact on energy used for heating and cooling, which together account for 40 to 60 percent of all energy consumed in U.S. buildings, according to the U.S. Department of Energy.
"Glass was one of mankind's first breakthroughs in materials science, and it has undergone tremendous development over its 5000-year history," said Scott Thomsen, Guardian's chief technology officer and group vice president for glass in North America. "Through our work with Intermolecular, we hope to take materials innovation in glassmaking to an entirely new level. Intermolecular's HPC approach to R&D allows us to comprehensively and efficiently explore the periodic table of elements, and to quickly develop and commercialize high-performance coatings for a variety of high-growth applications. Glass coatings still have enormous potential for innovation. Working with Intermolecular will allow us to extend our technical leadership, improve the performance of our existing products and accelerate new product development with lower cost and risk."
Technologists from Guardian Science & Technology Center and Intermolecular will work side-by-side on multiple product development projects simultaneously, with Guardian team members spending significant time onsite at Intermolecular's development facilities in San Jose, CA.
"A CDP with a company of Guardian's scale and reputation represents an important milestone for Intermolecular, extending our experience in the semiconductor sector into the significant new market of performance coatings on glass," said Craig Hunter, Intermolecular vice president and general manager, clean energy technologies. "Guardian's R&D organization has tremendous experience and skills in developing and commercializing large area glass coatings. Coupling their strengths with Intermolecular's R&D capabilities and methods has the potential to change the entire glass industry, dramatically accelerating the pace of developing new products that can have a positive effect on daily life and reduce energy consumption."
Intermolecular's HPC hardware and software resources allow technologists to conduct hundreds of experiments in parallel, and then quickly sift the resulting data for promising combinations. These possibilities can then be evaluated, refined, and tested for manufacturing readiness, all in a fraction of the time that would be required with traditional R&D techniques. Intermolecular's elite team of scientists and engineers works closely with their counterparts at customer companies, to ensure that the development work is tightly linked to new-product needs.
Guardian is a diversified global manufacturing company headquartered in Auburn Hills, Michigan, with leading positions in float glass, fabricated glass products, fiberglass insulation and other building materials for commercial, residential and automotive markets. Through its Science & Technology Center, Guardian is at the forefront of innovation, including development of high-performance glass coatings and other advanced products. Guardian, its subsidiaries and affiliates employ 18,000 people and operate facilities throughout North America, Europe, South America, Asia, Africa and the Middle East.
Intermolecular, Inc. delivers High Productivity Combinatorial™ (HPC) technology products and services that enable customers in the semiconductor and clean energy sectors to maximize their R&D ROI. The company's Tempus™ HPC™ Platform provides manufacturers and their supply chain companies with integrated processing, characterization and informatics systems that exponentially accelerate learning in materials discovery, process development and IC device integration.
Customers apply Intermolecular's technologies in their R&D projects through Collaborative Development Programs (CDPs) with Intermolecular's multidisciplinary team, or through purchase of Tempus systems, or by licensing of IP developed and qualified by Intermolecular. By leveraging HPC technologies to quickly develop, integrate and electrically test multiple alternative solutions, at minimum cost and risk, customers obtain unique IP and time-to-market advantage.
Founded in 2004, Intermolecular is based in San Jose, California.


Here we look at why hiring a professional cleaner for a one-off deep clean at the end of a commercial tenancy can be so important when it comes to deposit repayment.
A tenancy for a commercial premises will usually tie up a considerable amount of money in the form of a deposit, held by the landlord or an independent body. To get all of this money back the landlord must agree that the building has been left in an acceptable condition, set against a number of criteria underlined in the tenancy agreement. Professional cleaning helps to achieve these standards.
All tenancy agreements are different, but they often state that professional cleaning of the premises, including fixtures and fittings, windows and carpets must be performed to an acceptable standard. As such, the landlord or independent body will often request proof that professional cleaning has been performed before a deposit balance is agreed and paid.
If a business vacates a commercial property at the end of tenancy, but the landlord feels that the condition of the property is unacceptable, they have a right to employ their own professional cleaner to perform essential tasks. Not only will this cost be taken from the deposit balance, but the landlord has no obligation to use the cheapest service available.
The experienced team at MCS offer a dedicated end of tenancy service for our customers.
We provide a wide range of cleaning services for all types of premises - from offices and commercial buildings to shops and educational facilities.
So if your business requires assistance with office cleaning at the end of a tenancy, please get in touch.


Nice detached 3 bedroom family home for sale in Bang Saray. The house comes fully furnished and offers comfortable living space. Located in a safe and secure village only 5 mins from the beach. Contact us for more details.


text:
Sports | Beavers Hockey
MEN'S HOCKEY: Beavers hold at No. 20 in latest poll
The Beavers pulled down the final spot in the rankings for the second consecutive week after splitting its home series with Michigan Tech by 4-3 scores.
The Beavers celebrate with goalie Mattias Sholl after defeating Michigan Tech 4-3 on Saturday, Nov. 20, 2021, at the Sanford Center. (Jillian Gandsey / Bemidji Pioneer)
By Pioneer Staff Report
BEMIDJI -- The Bemidji State men's hockey team held firm at No. 20 in the nation with the release of the latest USCHO poll on Monday.
The Beavers pulled down the final spot in the rankings for the second consecutive week after splitting its home series with Michigan Tech by 4-3 scores .
BSU tallied 75 points, down from 97 a week prior. In the latest poll, Boston College (88 points) and Northeastern (194) kept their slight leads on Bemidji State in 19th and 18th, respectively.
Minnesota State surged to No. 1 in the country with 38 first-place votes, jumping up from No. 1. Minnesota Duluth and Quinnipiac respectively leapt to Nos. 2 and 3, while Michigan -- last week's No. 1 -- dropped to No. 4.
Minnesota State and Bemidji State are the only CCHA teams within the top 20. Michigan Tech (47 points), Bowling Green (11) and Northern Michigan (1) are all receiving votes.
BSU travels to Tempe, Ariz., for the Beavers' first-ever series with Arizona State. Puck drop is set for 8 p.m. Central on Wednesday, Nov. 24, and Friday, Nov. 26.
Related Topics: HOCKEYBEMIDJI STATE BEAVERSTHE RINK LIVE
TRACK AND FIELD: Doss, Goodwin set BSU records at UND Open
Tierra Doss got things going on Friday evening. Her throw of 134 feet, 3 inches set a program record in the discus as she finished sixth overall.
Beavers Hockey
MEN'S HOCKEY: Beavers lose late lead, suffer last-second defeat to Lake State
Bemidji State led Lake Superior State 2-1 and was poised to complete a sweep after its dramatic come-from-behind 3-2 victory on Friday. But Lake State returned the favor on Saturday.
WOMEN'S BASKETBALL: Beavers snap losing skid with 65-61 win over Sioux Falls
The Beavers (6-14, 3-13 NSIC) held off a late comeback by Sioux Falls to end a four-game losing streak.
Denae Alamano named board president of United Ways of Minnesota


text:
Traveling Outdoor Art Exhibit Memorializes Chicago Victims of Gun Violence
Apr 21, 2015Featured NewsComments Off on Traveling Outdoor Art Exhibit Memorializes Chicago Victims of Gun Violence
Every year, gun violence claims 32,514 lives across the country — and 2,677 of these victims are children under the age of 20, the Brady Campaign to Prevent Gun Violence has found. This means that on any given day, 89 people — seven of them children and teens — become victims of gun violence.
Statistics like these are undoubtedly sad and shocking, but they often fail to drive home the point that each of these 32,514 victims was a real human being with his or her own life, goals and interests. Behind these numbers, the human element of the tragedy is easily lost.
To more effectively represent the scale of human life lost, a new traveling art exhibit in Chicago aims to honor victims of gun violence by representing them as real people rather than numbers and statistics.
According to an April 14 Mic article, the exhibit, titled "The Unforgotten," features eight lifelike statues of real victims of gun violence from Chicago. The Windy City has one of the nation's highest homicide rates.
The statues — which represent Blair Holt, Jitka Vesell, Ryanne Mace, Hadiya Pendleton, Terrell Bosley, Porshe Foster, Thomas Vandenberk and Michael Bailey — all match the victims' height, weight and build. Some of the statues are even dressed in the victims' clothing.
The catch? These statues are all faceless — a black void where a smiling face should be.
"It does [convey] the message that my daughter was once here and she is no longer here," Bonita Foster, who lost her 15-year-old daughter Porshe to gun violence two years ago, said.
"The Unforgotten" is a project created by the FCB Chicago Advertising Agency in collaboration with the Illinois Council Against Handgun Violence (ICHV), according to the Columbia Chronicle. Each year, FCB does pro bono advertising campaigns to raise awareness about important issues. In Chicago, where gun violence claims lives almost every day, the need to raise awareness about this problem was clear.
"The overriding idea behind this came from the fact that the media spends so much time talking about stats and then you always hear about the shooter, but not much time is ever spent on the victims," Dion McGill, program manager for ICHV, told Mic.
Outdoor exhibits and art projects are almost guaranteed to reach a wide audience, with more than 95% of Americans saying they are regularly reached by outdoor and mobile advertisements.
Currently, "The Unforgotten" is on display in the plaza at Huron and Rush, outside St. James' Cathedral. Throughout the coming weeks, the exhibit will travel throughout Illinois.
Previous PostRPD Begins Working Under New Five-Section Model Next PostStraight No Chaser: Husband, Father, or Child Served First?


The aim of this analysis is to examine long-term trends in alcohol consumption and associations with lagged data on specific types of cancer mortality, and indicate policy implications. Data on per capita annual sales of pure alcohol; mortality for three alcohol-related cancers – larynx, esophageal, and lip, oral cavity, and pharynx; and per capita consumption of tobacco products were extracted at the country level. The Unobservable Components Model was used for this time-series analysis to examine the temporal association between alcohol consumption and cancer mortality, using lagged data, from 17 countries. Statistically significant associations were observed between alcohol sales and cancer mortality, in the majority of countries examined, which remained after controlling for tobacco use (P<0.05). Significant associations were observed in countries with increasing, decreasing, or stable trends in alcohol consumption and corresponding lagged trends in alcohol-related cancer mortality. Curtailing overall consumption has potential benefits in reducing a number of harms from alcohol, including cancer mortality. Future research and surveillance are needed to investigate, monitor, and quantify the impact of alcohol control policies on trends in cancer mortality.
European Journal of Cancer Prevention28(1):45-53, January 2019.


View this Used 2011 Jeep Liberty in Kernersville, NC at Kernersville Chrysler Dodge Jeep Ram.
This 2011 JEEP LIBERTY JET RWD has a 3.7L V6 engine, automatic transmission, cloth seats, side steps, power windows, power door locks, dual air bags, air conditioning, cruise control, alloy wheels, keyless entry, and 81,122 miles.
Last price check was on 4/16/2019. A market analysis showed that this vehicle is one of the top 3 lowest priced, but we still dropped the price $400! There was not enough market data to provide an average market cost. Call us today and receive an instant cash offer on your trade-in. Choose to trade-in or walk away with cash! Get pre-approved online in a few minutes.


text:
Chandler resigns from Dickson Co. Commission, now a magistrate
Chandler resigns from Dickson Co. Commission, now a magistrate Chandler resigns from Dickson Co. Commission, now a magistrate Check out this story on Tennessean.com: https://www.tennessean.com/story/news/local/dickson/2017/11/22/chandler-resigns-dickson-co-commission-now-magistrate/889187001/
Chris Gadd, USA TODAY NETWORK – Tennessee Published 11:36 a.m. CT Nov. 22, 2017
Shane Chandler(Photo: File photo)
Shane Chandler on the same night was approved to serve as a judicial commissioner while stepping down as Dickson County commissioner after serving more than seven years in that role.
The county commission at its regular meeting Monday voted for Chandler to serve as judicial commissioner, which is also known as a magistrate. By law, Chandler said, he could not hold both positions.
"It was something I had looked at prior to serving on the (county) commission," said Chandler, who was also chairman of the county's judicial commissioner committee. "There is a vacancy now and I thought now might be a time to give it a try."
Judicial commissioners determine if arrest warrants should be issued after hearing evidence of criminal complaints from police officers and citizens. They can also set bonds and issue search warrants. Five judicial commissioners for the county and City of Dickson are on call for 24 hours on a rotating basis. The Dickson County judicial commissioners are recommended by the General Sessions judge and approved by the Dickson County Commission, serving two-year terms.
"I would like to thank you mayor and commissioners for all the work we've accomplished," said Chandler, a Vanleer resident who represents District 3 that makes up northwest Dickson County.
County Mayor Bob Rial said that Chandler has been "a vital part of this for the last seven years and two months."
"We appreciate not only your service to your constituents but what you have done for Dickson County government," Rial added. "You have been a valuable member of the commission."
The rotation of judicial commissioners includes: Chandler, Becky Wright, Michael Adams, Royce Hafner, and Doyle Wall.
New commissioner
The Dickson County Commission will now vote Dec. 18 on a replacement for the District 3 seat vacated by Chandler. The district includes Slayden and Vanleer.
State law requires the commission to fill the vacancy in at least 120 days. The next election for all the county commission seats is Aug. 2 next year.
For the current vacant seat, registered county voters can submit names for nomination at the public hearing Dec. 18. The names submitted by citizens must be approved by a commissioner to be considered. Commissioners can also nominate someone.
The candidates are required to be in attendance or sign a letter stating their desire to be a candidate.
The winning nominee will need at least six commission votes to be elected to the position. In past years, voting has required multiple rounds before a candidate is approved.
Read or Share this story: https://www.tennessean.com/story/news/local/dickson/2017/11/22/chandler-resigns-dickson-co-commission-now-magistrate/889187001/
Worsham's Market given $50K for selling winning Powerball ticket
Despite questions, jury convicts Coons in girl's murder


text:
Tronville-en-Barrois ist eine französische Gemeinde mit  Einwohnern (Stand: ) im Département Meuse in der Region Grand Est (bis 2015 Lothringen). Sie gehört zum Arrondissement Bar-le-Duc und zum Kanton Ancerville.

Geografie
Tronville-en-Barrois liegt am Ornain, etwa 60 Kilometer westlich von Nancy. Parallel zum Ornain verläuft der Canal de la Marne au Rhin (dt: Rhein-Marne-Kanal). Umgeben wird Tronville-en-Barrois von den Nachbargemeinden Culey im Nordwesten und Norden, Salmagne im Nordosten, Nançois-sur-Ornain im Osten, Velaines im Südosten und Süden, Nant-le-Grand im Südwesten sowie Guerpont im Westen.

Bevölkerungsentwicklung

Sehenswürdigkeiten
 Kirche Notre-Dame-de-l'Immaculation-Conception

Literatur
 Le Patrimoine des Communes de la Meuse. Flohic Editions, Band 1, Paris 1999, ISBN 2-84234-074-4, S. 560–562.

Weblinks

Ort in Grand Est

redpajama_set_name: RedPajamaWikipedia


text:
Russian Efforts to Bypass Ukraine Gas Route Stall as Saipem Deal Off
By The Moscow Times
Gazprom already has direct underwater gas pipelines to Europe via the Baltic Sea in a project called Nord Stream.
MOSCOW / MILAN — Russia's plans to drop Ukraine eventually as a route for piping its natural gas to Europe have hit a snag after Russian gas exporter Gazprom called off a deal with Italy's Saipem to build a subsea link to Turkey.
Russia has long sought to circumnavigate Ukraine to pipe its gas to Europe because of pricing disagreements, which have led to disruptions in supplies to the European Union.
Moscow has already reduced gas shipments to the EU via Ukraine to around 40 percent of its total exports, from around 75 percent a few years ago. It has threatened to halt the flows completely after 2019, when a 10-year transit deal expires — though it softened its stance recently.
The now-terminated Saipem contract — worth 2.4 billion euros ($2.7 billion) — is the latest in a string of failed attempts by Gazprom to diminish Ukraine's role in its gas exports.
The cancellation also puts a question mark over Gazprom's goal of building gas pipelines to Turkey and further to southern Europe via the Black Sea with a total capacity of 63 billion cubic meters (bcm) a year, in what would be the world's largest undersea gas infrastructure.
An industry source told Reuters on Wednesday that Gazprom had told pipeline makers to suspend deliveries of pipes for expanding Russia's network so it could be connected to the so-called TurkStream project. Russia and Turkey are yet to agree on terms of the link.
"The decision was dictated by the inability to reach agreement on works and commercial matters," Gazprom said in a statement about the contract's termination.
Shares in Saipem at one stage fell more than 6 percent on Thursday, making it the biggest loser on Milan's bourse.
The stock was down 4 percent at 8.42 euros by 12:23 GMT.
Saipem said it had been notified of the contract termination as one of its vessels was mooring in Russian waters to start laying pipes. Any compensation will be determined in accordance with the contract's terms, it said.
TurkStream was brought forward in December, when Russia dropped plans to build the undersea South Stream gas pipeline to Bulgaria due to EU constraints.
Mounting Costs
Gazprom already has direct underwater gas pipelines to Europe via the Baltic Sea in a project called Nord Stream. However, it has not utilized its full annual 55 bcm capacity due to restrictions in the EU concerning the pipeline's ownership.
Bank of America Merrill Lynch said in a note that Gazprom should reject plans to lay costly undersea gas pipelines and engage with Ukraine instead.
"We believe that a better solution for Gazprom would be to join forces with the EU and Ukraine to upgrade Ukraine's existing infrastructure," it said.
"While such a solution would be commercially preferable, we realize that, under current geopolitical tendencies, it could be hard to achieve."
Relations between Russia and Ukraine, as well as between Moscow and Brussels, are strained because of the Ukraine conflict. The West accuses Russia of sponsoring pro-Russian rebels there, charges Moscow denies, and has slapped economic sanctions on Russian companies and individuals.
Russian Energy Minister Alexander Novak said Russia was continuing work on TurkStream, despite the cancellation of the Saipem deal.
Ukraine Promises Gas Delivery to Europe Despite Stop to Russian Imports
Ukraine expects to store enough natural gas for next winter despite cutting off imports from Russia, Energy Minister Volodymyr Demchyshyn said on Thursday...
Naftogaz: Moscow's Refusal to Sign 'Binding' Agreement Blocking Gas Deal
The biggest obstacle to a gas supply deal between Moscow and Kiev is not the price, but Russia's refusal to sign a legally binding agreement, the head...
Turkmenistan Says Gazprom Has Not Paid for Gas This Year
Turkmenistan, irked by falling natural gas exports to Russia, hit out at Moscow's gas export monopoly Gazprom on Wednesday, saying the energy giant...


text:
Home Kindle Publishing
Amazon tries to snuff out a bunch of Kindle publishing scams
in Kindle Publishing
The Amazon Kindle Oasis.
Amazon has been working for years to clean its sites of fake reviews and fake products. It's still got work to do.
The online retailer on Wednesday filed five separate legal actions through the American Arbitration Association to cut down on a variety of alleged scams used to make money on Amazon's Kindle self-publishing service, according to documents obtained by CNET.
"Today's news reflects yet another step in our ongoing efforts to protect readers and authors from individuals who violate our terms of service and manipulate programs readers and authors rely on," an Amazon spokesman said in a statement.
He added that only a "small minority" of those using Kindle Direct Publishing engage in such scams.
Amazon since 2015 has been using these kinds of legal actions to fight against scams and already sued over 1,000 entities involved in allegedly creating fake product reviews on its sites. The company last year also sued alleged counterfeiters.
Its need to continue taking these legal steps points to how hard it can be to stamp out online scams, but also shows how difficult it now is for Amazon to police its enormous list of hundreds of millions of product pages. By taking legal action, Amazon may be hoping it can dissuade would-be scammers from coming to its site in the first place, making its job a little easier.
As part of Wednesday's filings, one alleged scammer used a novel approach to try making money through Amazon. The man named in the filing, Nilmer Rubio, of Olongapo City in the Philippines, allegedly reached out to authors who used the Kindle self-publishing platform and told them he could artificially inflate the number of pages customers read of their books in two Kindle programs. He apparently did this with the use of hundreds of Amazon accounts he created.
For both Kindle programs, Amazon divvies up royalties every month from a global pool of money, based on how many pages customers read of each book. Using Rubio's alleged system, authors could boost their royalties and Rubio would then get a cut of the higher payday.
In January, an author complained to Amazon after Rubio approached him and offered to take 40 percent of the profits from the scam, the filing said. Rubio didn't immediately respond to a request for comment.
In two other filings, Terrance Li of Ontario, Canada, and Alexis Pablo Marrocco of Argentina were accused of trafficking in fake book reviews. In Li's case, Amazon said it found 75 percent — 1,471 of the 1,957 reviews — associated with Li's how-to and learning books were "abusive" and were removed.
Marrocco in 2015 was accused of helping run a scam on Amazon, but told The Washington Post at the time he was following Amazon's rules. Li couldn't be reached for comment.
The last two filings, involving Thomas Glenn of Miami, Florida, and Jake Dryan of London, England, involved alleged scams to push books higher on best-seller lists. Dryan was also accused of "hyperlink abuse," a practice now blocked by Amazon in which an author includes in the first few pages of a book a hyperlink that will send readers to the end of a book. The scam helps artificially increase the number of pages read and therefore royalty payments.
Dryan declined to comment. Glenn couldn't be reached for comment.
Amazon is seeking roughly $440,000 in damages from Marrocco and nearly $100,000 from Li. It asked for up to $75,000 in damages from Glenn. It also wants damages in the other two cases, but didn't specify how much.
Amazon pursued these arbitration filings, an alternative system to resolve disputes without having to go to court, because the Kindle Direct Publishing terms and conditions require any disagreement involving that business must go through the arbitration association.
Tech Enabled: CNET chronicles tech's role in providing new kinds of accessibility.
Batteries Not Included: The CNET team reminds us why tech is cool.
Top New Young Adult Books in January 2021
The studio turning online teen fiction into Hollywood hits
Tags: AmazonbunchKindlePublishingscamssnuff
Why James Wood is the best literary critic we have
Author Lola Mattison's new book "A Door of Hope" is a poignant memoir of love and loss, despair and hope as a married couple struggles with the challenges of infertility
Ben Affleck to direct "The Big Goodbye" with Lorne Michaels producing
Icon book review: "Magic Lessons"
The Boys Showrunner Admits That Writing Season 3 is "Fun and Breezy"
'Who knew people wanted a funny book on punctuation?': Lynne Truss on writing Eats, Shoots & Leaves | Books
Her Best Friend's Daughter £0.79
Dawn Caravan: Elemental Legacy Book Four (Elemental Legacy Novels 4) £4.52
Masterpieces: The Best Science Fiction of the Twentieth Century £12.04
A Good Girl's Guide to Murder £6.49
The Roasting Tin Around the World: Global One Dish Dinners £9.99
RSL 13 Plus Books: 13+ Comprehension - Practice English Papers & Detailed Answers £14.99
Sapiens: A Brief History of Humankind £8.99
The Business Analysis Handbook: Techniques and Questions to Deliver Better Business Outcomes £28.99
Checkmate (Checkmate Series Book 8) £4.99
12 Rules for Life: An Antidote to Chaos £8.99


This past July, we had the pleasure of hosting Leo Mancini-Hresko for a painting demonstration. We didn't know before he arrived if he was planning to paint an interior or a figure and were delighted to learn he would be painting his beautiful wife Elpida!
Set-up was a breeze (even if the weather was warm) and as Leo started painting a crowd started to gather around, watching & asking questions.
Leo is a great multi-tasker with his ability to talk & answer questions (and even sing a few lines from a song) while he is painting... charming the crowd!
We look forward to having Leo back to do a fall plein air landscape demonstration near the gallery and perhaps on the banks of the Charles! Once he returns from a plein air painting competition in Vermont and then a painting trip with fellow artists to Russia this month... lucky, busy Leo! You can keep up with him on his own blog: http://leomancinihresko.com.


text:
Q: Got This Error after Installing Darkest Theme from marketplace in STS Spring An internal error occurred during: "Initializing Java Tooling".
Cannot invoke "org.eclipse.m2e.jdt.internal.BuildPathManager.getSavedContainer(org.eclipse.core.resources.IProject)" because the return value of "org.eclipse.m2e.jdt.internal.MavenClasspathContainerInitializer.getBuildPathManager()" is null
Any idea what is this error about ?


It's logical, right? Happy employees equal happy customers. And the more engaged, informed and empowered frontline employees are to serve the customer efficiently and effectively, the better your company's customer experience will be, right?
To highlight this notion, we wanted to share the story of Tom Probola from Ricoh Americas Corporation. Tom was just named a 2013 1to1 Media Customer Champion for his stellar efforts and the significant results that have enhanced Ricoh's customer experience. Nice job, Tom!
What are 1to1 Media Customer Champions?
Each year 1to1 Media (in combination with Forrester Research this year) selects 12 Customer Champions. The winners are customer-centric executives who focus on customers because they understand that engaged customers impact the bottom line in a big way.
What Makes Tom a Customer Champion?
Tom Probola joined Ricoh Americas Corporation seven years ago. His job is 100% focused on customer excellence. When he arrived, the company didn't have a structured Voice of the Customer (VoC) program. This became Tom's primary emphasis. He set out to understand Ricoh's existing customer satisfaction program landscape and how to improve its impact. In doing so, he established and leads the company's Customer Excellence Program. The goal: To improve the customer experience using customer studies, corporate complaint management, account specific process improvements, and employee education initiatives.
Using Qualtrics Research Suite, the Customer Excellence team gathers VoC data and acts on the insights to implement customer-specific process improvements. The team gathers data via several "listening posts" including social media, web, customer councils, inbound complaints and employee feedback. Ricoh also distributes surveys to both internal and external customers and conducts an analysis of customer needs and values. Tom's role is to reinforce Ricoh's "customer first" culture. His team delivers insights to business leaders to implement process improvements.
Importantly, Ricoh shares the knowledge gained via customer feedback throughout the company to enhance employee engagement. The company regularly surveys employees in customer-facing roles to identify issues that impact customers and to implement process improvement initiatives.
How has Tom's Customer-Centric Approach Translated into Business Benefits for Ricoh?
Tom introduced the Customer Loyalty Index to Ricoh leadership, a vital customer metric. Since inception it's expanded into several business channels, evolving into a scorecard, with the data integrated into both corporate and functional goals.
Each quarter, Ricoh deploys a loyalty survey to a random customer sample. Immediate concerns are routed in real-time to the Customer Relations team, which immediately contacts customers, and logs and tracks issues through resolution. On average, resolution satisfaction is over 95%.
Satisfaction scores increased by 20% when Ricoh proactively follows up on issues received via survey. To fuel customer satisfaction, increase follow-up and track activities, Ricoh will integrate Qualtrics Research Suite with its CRM solution. Account owners will have access to real-time customer survey responses, as well as contact and profile information. Instant visibility to loyalty scores empowers sales with the data to act on immediate customer growth and retention opportunities.
Ricoh is doing just this. Taking action on behalf of the customer, listening to employees, gathering data and disseminating the results for cohesive, accurate and improved customer experiences.
What's your organization doing to enhance the customer experience? Tell us your thoughts in the comments below!


Ulsterbank and First Active pinch on the back of RBOS woes.
This week Ulsterbank again made news in announcing that they were 'leaving the broker market' as of the end of May 2008. From the perspective of this brokerage you 'can't leave something you didn't have', Ulster had less than 5% share of the market and they never really secured a product/service offering that gave them significant inroads into the broker arena, for that reason, getting out of a channel they would never be able to operate in successfully is a wise decision.
In a statement they mentioned that they will instead focus on their existing client bank, what that means is that if you hold an Ulsterbank Account you can expect a phone call some time soon inviting you for a 'financial review' or something along those lines, while it is an excellent idea to review your finances always be aware that direct product producers such as Ulsterbank are not obliged to let you see what is available on the wider market, in fact, their advisors need only offer whatever limited options the bank create. Its like having a sweet-tooth and going into a chocolate shop that only sells Mars Bars, if you want choice make sure you get to a reputable Independent Broker.
Ulsterbank had cut broker commissions (in a statement that like their cessation of trading with broker announcement last week) went out by email, it would almost be laughable if it were not so serious. I guess if that's how they treat their distributors then it doesn't speak volumes for what customers can expect.
First Active also reduced commissions by 50%, there was no negotiation or real warning, that particular blow has meant that brokers will have to quickly re-think how they do business in general. It now looks likely that we will see an almost instant emergence of Broker Fees becoming standard. This is not really welcome news because the markets are already tight, banks have increased their margins, and now to get genuine independent advice the consumer will have to pay. It looks like the woes of the credit crunch will be ultimately borne by the consumer and in the case of the USA and now likely the UK it will be borne by the taxpayer.
RBS (the parent company of Ulsterbank and First Active) had made an announcement this week that they wanted to raise at least £5 billion, but perhaps up to £12 billion in funding so that they will have a capital base, this move is believed to have been prompted by further write-downs by RBS which amount to £2.4 billion already, The Bank of England and the British Government are in talks to consider the use of Mortgage Assets as security for Government Bonds in an effort to improve the liquidity position of lenders.
The frustrating thing is that the Irish lenders in all of this were not really exposed to the sub-prime problems that have at the root of the crisis, however, RBS was, and because of that their Irish subsidiaries will have to pay part of the price, and when they pay the price it manifests itself as follows.
1. The consumer gets shafted: rates are jacked up even though there were no movements in ECB rates, this is due to Interbank money markets but also in order to get more margin to stem the bleeding balance sheets.
2. Brokers get the shaft: Reducing costs by cutting brokers is a simple tool, a shotgun solution rather than a surgeons knife, and by keeping the money the broker would have made they save themselves a little more.
3. Job losses: It hasn't really happened yet but swathes of job losses in the financial arena are going to come next, because now that brokers were cut out and the consumer was levied the next way to cut costs is to remove people on the payroll.
The first place to look for this will be CitiGroup and Merrill Lynch, both whom have a large presence in Ireland. Naturally RBS will likely shed some staff as well, if any financial institution has the money to hire people there will be a good quality pool from which to choose I suspect.
Bank Of Scotland also raised rates this week, they removed fixed rates and levied tracker mortgages, on the ad 'I don't know what a tracker mortgage is' we can now answer 'it's a thing of the past' rather than having to go into what they are or are not. Oh, lest I forget, brokerage also got slashed in the Bank of Scotland move.
Next up ICS/BOI are likely to announce cuts etc., is this collusion? Not at board level but certainly at market level banks are keeping a very watchful eye on developments and the knives are out. Ptsb raised rates as well, so it's safe to say that for at least 2008 the 'switcher' is dead, all of the lenders that were jockeying for new business can now not afford to take it on.
The scary aspect of all of this is that we will likely see 'credit freezes' come next, where banks don't actually have the money to lend out, or perhaps they will have '€10 million' this month and once that's gone then tough luck, if that happens they will start to cherry-pick the credit they take on. It could be a temporary return to the 80's, I would be happy if the only reminder of the 80's were some of today's retro haircuts and fashions.
So now as a firm, and indeed all Mortgage Intermediary firms in the country, we will need to decide how we get through this, if at all. The options are to move to fees, and then the consumer takes the hit, even though the banks hit the consumer I would say that there will be a bigger outcry against brokerage doing the same. Secondly brokers could try to live in a new reality where every income is halved but their costs are not, the solution there would be to pear down to the bare minimum in overheads and staff, but that will cost jobs and exacerbate an already shoddy situation, or diversify, but into what? And how fast can that be done?
It is certainly interesting times for brokerage, we will need to redefine our place in the new world if we are to have a future at all.
Any F#@king Good News For Us???
yes of course there is some good news!…. it's sunny outside today! I think that's great, having said that the sunshine won't pay the mortgage!
Ever the optimist! Sure we can enjoy the good weather and post the keys back to the banks..