text:
Is it possible to have too much money in the bank? Absolutely! Financial expert, John Browning, shares how easy it is too lose money that is in the bank. Leanv mor. when you Connect with John by texting "LIFE" to 21000 or GuardianRockWealth.com.
The Surest Way to Lose Money
Welcome to the build your life podcast with John Browning. Build your life as a relaxed and unedited conversation with financial expert in number one Amazon bestselling author, John Browning Jones the founder of Guardian rock wealth and serves clients across the United States. John's the author of the book build a life, not a portfolio, a guide to your financial future based on your personal values, which you can purchase on Amazon, or stay around to the end of today's show and I'll tell you how to get a free copy mailed right to your door. I'm Michael The lawn, your host for the next few minutes as we chat with financial expert and business owner John Browning. Well, good afternoon, John Browning. How are you today, sir? I am doing great. How about your job? Unbelievable. It is just tremendous. Always love talking with you. Last week we had a great conversation around three tax tips to fund your future, which really opened my mind. I expanded some things. I've...
...got young girls who are babysitting and things, and now you've got me thinking about how do I get them a real job, like a chick flay or something, so they can actually we can get a roth started for them at a really young age. So if you miss that episode, you need to go back and listen to it, because John gave us some great, great hips that are just worthy of noodling on and then hopefully taking action on them. But today, John Wha, you know, you're an investment guy. You help people grow their money long term and protect their money and in retire and everything. So one of the interesting things. You know, I've talked about this a bit, but there's there's a there's not always a sure way to grow your money because there are some risk and different things right, but there is there's one sure way to lose money, and that's what we want to talk about today. Is One of the surest ways to lose money. And what? What have you learned in your experience about how people lose money? Well, there are there are some. I want to start out by...
...saying number one, this is not investment personal investment advice, but we always put that in there and it's on all kinds of disclosures. However, what we will what I will tell you, is that money in the bank, while there are really good reasons to keep some money in the bank and even maybe some cash, and hold their very good reasons for that. You can ask anyone who has been through a disaster, a tornado or hurricane or anything like that. It can be a really good idea to have some, just not too much, cash literally in your house, and it can also be a good idea to have some, not too much, in the bank. But one of the surest ways to lose money is to have two munch money in the back. And there's use me from trying now. Now, that's okay, but what happened? And in the bank right now you're getting less than one percent. Yeah, on interest rate and in plation. During two...
...thousand and twenty one ran five percent higher and higher, and in many cases, like on things that we use every day. So we're definitely affected by it. Like meets, home rent, that type of thing, the things that we all use, those were up double digits. So that dollar in the bank that you earned, if you kept it in the bank all yearlong, maybe it's worth a dollar and two cents. Yeah, but your expenses went up to a dollar and five or six cents. Yeah. So now you multiply that by whatever you have in the bank, you start to realize that you are losing money by holding money in a bank account or a checking account. So I'm careful to make sure that people know that you do need an emergency fund. You do need some be very careful about how much that...
...is, and it differs from person to person. Everybody out there has something different. Some say three months expenses, some say six, some say a year. Yeah, personally I would say a year is way too much to hold in an animate account. But maybe there's a reason for that. And again this is why this is not personal investment here. But there's there's some really great graphs out there. You can, guys can google them, but it'll show you the value of a dollar since a nineteen twenty, and I'll tell you I like. I like you take a hundred dollars in nineteen twenty and what it's worth today. It's worth less than one dollar. It's like worth eighty six cents. It's that's how much the dollar has depreciated over that amount of time. Yeah, well, and it's interesting because it's not like in days gone by people would have their money like in a CD and it's hard to get money out of a CD right. So having money in the around the house or in a bank feels better because I know I can go...
...to the bank and get the money out, but there is a limit there and and if you have your money there, if you have other money's in a mutual fun I'm speaking out of turn here because I don't even know, but a mutual fun it takes a little bit longer. It might take three or four days to get my money into my hands versus a bank and going to get it today. So there might be a laddering effect. To say I you know, I've got some money at a bank right now. I've got other moneys that it'll take three days get to. I've got other moneys that takes a month to get to. But the whole process is you're losing money because of the the economy that we're in right now, and that's the real issues. You've got to make sure money in the bank. That's good. Maybe it depends on what your goals and values and desires and what that money's for. Right if you're going to spend it in the next two months, well, yeah, that's okay, but if it's for your retirement, there might be a better place to put it is I mean that's kind of what we're trying to get to. Is that right? That's right, and what I find that is is so I don't know. That's sad is the...
...right word, or disconcerting is the right word, is that the older we are, the more we believe that money in the bank is the way to be because historically, like you said, he kind of you just the bank was where you put your money and now, the way that the marketplace has progressed, it likely it is not the best place for most of most of your assets. Yeah, which is interesting because we we it's incorrect me if I'm wrong here, John, but it seems to me that we tend to think about putting in the putting money in the bank is safe, but in reality, what we've just heard, because of the economy we're in, actually putting money in the bank isn't really a safe place because you're going to lose money unless you have a really defined purpose for that money. It's interesting to...
...flip it. A bank may not be the safest place to hold money anymore because it's going to get robbed, not by robbers but by inflation or some other things that it's just you've got my mind rolling in a weird spot. Is that even close? That's exactly right. One of the things that I did when I work on Wall Street was I had to manage the risk of a large pool of money that the firm had. Okay, and you started to learn how to think about things a little bit differently than most people think about things, because when you're trying to all set one risk with with another risk, you really have to think a little little backwards, you know, a little bit from the side, a little bit different perspective, and and what you just described is thinking about things from a very different perspective than most people do, because most people are really good plumbers, teachers, lawyers, whatever it is that their profession is, but it's not what they do.
...is now what they think about all the time. It's what I think about all the time. Yeah, I don't. You know, it's just backwards, but I think that's how we need to think and that's why we need people like you in our lives to just talk about these things and listen to podcast like this. Go back and listen to this one again and go, you know, listen to this when they go back in two episodes and listen to starting a role for your kids and think of how backwards that is from how we've always done it. That's a different philosophy. That could really help set your kids up for life, but it's backwards, stinky. And what you're talking about here is backwards thinking that really helps you go forward, which I love. So wow, I gotta listen to that back again. That's right. Well, I appreciate the the lesson on the surest way to lose money, and that's that's hoarding cash in the bank, not it's okay to have some money in the bag, but don't hoard it there. There are...
...other places to put your money to make it work for you and provide the to help you build a life, not just a port folio, which is the title of John's Number One Amazon best selling book that you can get a copy of by texting the Word Lifelife to twenty one tho, or reaching out to John at Guardian Rock Wellcom and having a conversation and see how John can help you not lose money but grow your money for a great retirement so that you can build the life that you want. Very fascinating, John. I love this backwards thinking that you have good job. All right, we'll talk to you next week. All right, we'll be money really is a big part of our lives, and John Browning can help you and your family learn how to keep money in the proper perspective. It's important, but it's only a tool that can help you build the life that you want. If you like, John Emeil you a free copy of his book build a life, not a portfolio. Go to John's website, Guardian Rock wealthcom, and click the contact to US link and send your request. John Will Mell a copy...
...of his book right to your door absolutely free. Thanks for listening to building your life podcast with John Browning. Be Sure to subscribe to this podcast so each new episode will be sent to you automatically when it's released. Have a terrific day. Nothing in this podcast should be construed as personal investment advice, and past performance is no guarantee of future results. Investing is not appropriate for everyone. There is a risk of loss associated with investing in the markets. No representation or implication is being made that using any methodology or system will generate profits or insure freedom from losses. Please remember that investing carries risk. Guardian Rock Wealth LLC and it's affiliates are fiduciary investment advisors. Please consult with US or another experienced qualified investment advisor before making any investment decisions and or trying to implement any of the strategies and tactics we may discuss in any of our publications or podcasts.
Episode 6: How to Start Taking Real Action in Retirement Planning
Welcome to the Build Your Life Podcast with Financial Expert John Browning.
When it comes to your Retirement Plan, when is it time to stop thinking about it and start doing it? On this episode, learn about leading a purposeful life and how to truly appraise your life--starting today! Listen in and let's get going!
For more information, visit www.GuardianRockWealth.com to learn more about what John can do for you.
Episode 5: What is the Snowflake Theory?
Just like we all have our own unique fingerprint, we all have our own points of view when it comes to what we want out of our retirement. That's why we all have different goals. Understanding this is crucial for a financial expert to understand. Learn more on today's episode!
Episode 4: Why is it so Important to Plan for Retirement Now?
Why can't you just "wing it" and hope for the best when it comes to retirement planning? On this episode, John discusses how much it really costs you to delay planning. Join in for all the details.
Episode 3: Finding Your Values
On this episode, you'll hear about how to discover your personal values and how John's process of delving into your values will help you create the best portfolio possible. Why ask why? Tune in to find out how this works!


sixteen pages : ill. ; page 24 x 20 in. Digitized from 35 mm. microfilm.
Creator: Unknown. October 19, 1903.
This newspaper is part of the collection entitled: Texas Digital Newspaper Program and one other and was provided by UNT Libraries to The Portal to Texas History, a digital repository hosted by the UNT Libraries. It has been viewed 178 times , with 9 in the last month . More information about this issue can be viewed below.
sixteen pages : ill. ; page 24 x 20 in.
The Houston Post. (Houston, Tex.), Vol. 19, No. 197, Ed. 1 Monday, October 19, 1903, newspaper, October 19, 1903; Houston, Texas. (https://texashistory.unt.edu/ark:/67531/metapth603272/: accessed April 24, 2019), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; .


text:
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Published on August 2nd, 2019 📆 | 2828 Views ⚑
Utility Criteria Determine Blockchain Applicability
Blockchain has achieved enough recognition and use so it no longer is a fad, but neither is it a panacea. Companies and organizations are discovering limitations to its usefulness as they embrace what they originally thought was the answer to all their concerns. While some of these hopes have been found wanting, the new cryptographic record-keeper is still evolving, and it ultimately may develop into a tool with utility far beyond current expectations.
"Blockchain is not the answer to everything, but it could be a part of the answer in the right use case," offers Nikhil Shenoy, CEO and co-founder of Colvin Run Networks. "The most important thing that people can think about in blockchain is whether it is the best tool for the situation."
He cites the space shuttle as an example. It worked well for placing or retrieving large payloads into low earth orbit, but it would not have been effective as a short haul transport between two cities. The metric for determining if blockchain is effective for a particular application or organization is to understand where blockchain is the best answer to a problem. While organizations are pursuing an answer to that, some will discover new capabilities that could turn out to be society-changing.
"The development of blockchain will be attributable to significant improvements both in government and the private sector—and in ways that we haven't [had] yet," Shenoy states.
A favorite term for blockchain is "distributed ledger technology," Shenoy notes. It defines as a shared version of the truth where everyone has the same information in front of them, and that information is added to the database only based on a shared understanding of the rules—a consensus, he offers. A copy of this database of transactions can be made available to chosen viewers across multiple locations in a peer-to-peer network without control by a centralized third party.
Where previous platforms required trade-offs between performance and security, blockchain achieves both, Shenoy points out. He suggests that blockchain makes the most sense in uses that require a lot of compliance, benefit from disintermediation or reduced ecosystem friction, and need a robust system that can continue if one part goes down. Cryptocurrency embraced blockchain for these reasons, he adds.
Shenoy offers that the most interesting place to start evaluating blockchain's suitability is "when you have multiple and different incentives but with common goals." Having regulated boundary conditions with a high requirement for compliance also is key. Third is actionable shared data, in which people are willing to disclose certain parts of data that do not harm their business but could improve the overall well-being of the community.
For example, people might know of a dollar transaction between two parties. They would not know how much money each party has after the transaction, but they would be aware of the deal. "You have data that people are willing to share and benefit from seeing that data with everyone else," he explains.
With these criteria in mind, the best use cases for blockchain are supply chains, Shenoy suggests. Cryptocurrency, for example, is just another type of supply chain in which people transact value without necessarily knowing the counter-transaction, he expresses.
Organizations that are unsure about turning to blockchain should consider whether they can accomplish their goals cheaper, better and faster with traditional tools instead of blockchain, Shenoy offers. This goes back to his space shuttle analogy, he adds.
Blockchain is not ideal for any organization that wants to maintain control over its data or processes, he declares. Even internal processes with a high degree of trust are not necessarily a good fit for blockchain.
Yet blockchain has great unrealized potential that only can come out through trial and error. "It's important to maintain healthy skepticism," Shenoy says. "It's important to invest; it's important for governments to participate and fund these types of activities; it's important to be willing to fail and experiment. Taking smart risks, trying to understand what those risks are in the context of the potential benefit, it's really important to understand when and how to use blockchain for the maximum social good," he declares.
Blockchain already has been applied to government acquisition (SIGNAL Magazine, March 2019, page 37), which Shenoy describes as one of the first real government use cases. The Department of Health and Human Services (HHS), particularly its HHS Accelerate, has had several initiatives that allow it to share procurement data. HHS Accelerate received its authority to operate late last year. The department is extending this capability to the U.S. Army and Air Force, he adds, noting this would help people across government access better data using a blockchain-based framework.
"The government is in a phase where it has moved from proof-of-concept to thinking about where the right [blockchain] applications might be," Shenoy says.
The National Institute of Standards and Technology (NIST) summarized blockchain applicability well with its decision tree, Shenoy offers. A complication is that blockchain is always evolving. "There is probably a new blockchain platform out every day, at a minimum," he states. Add evolving standards to the mix, and separating the wheat from the chaff is "more an art than a science," he says.
Military uses of blockchain are emerging as the services realize its applicability. In addition to acquisition, command and control is suited for its use. It will enable new types of coordination, Shenoy says, and avoid single points of failure in defense communications and networking. He analogizes it to a swarm of drones in which one drone is shot down, and another drone assumes its mission while the others autonomously adjust to this new configuration.
Outside of finance, blockchain will have its biggest impact on the supply chain, Shenoy posits. Walmart recently conducted a proof-of-concept for it, he says. The second most affected area will be commerce. Blockchain will influence barter and value exchanges, for example. The third area will be higher education, he observes. Standards-based learning will see blockchain's first effects. Skills will be more transferable through distributed learning. "The collective knowledge of mankind is in everybody's pockets right now, and I think we're just starting to scratch the surface of how that works," he declares.
Ultimately, blockchain will evolve in different directions. "I think you'll see that the publicly available blockchain and the private blockchain are two completely different things," he predicts. A third approach that is gaining momentum is a hybrid concept that resembles a highway system. Transactions take place internally, but cryptocurrencies such as bitcoin or ethereum are used as an anchor of trust, Shenoy says, adding, "It's almost like paying a toll to certify a transaction. You do everything in your own system, and then you only interface with the public one with your trust anchor."
As with other revolutionary technologies, blockchain will spawn major societal changes. As barriers to using cryptocurrency fall, more people will transact exclusively with cryptocurrency or a blockchain variant. This will happen first in countries that do not yet have fully developed banking systems and have high inflation and mismanaged central banks, Shenoy predicts.
Many developing countries are fully embracing blockchain-based government, he continues. Government control of the process means it is not blockchain in the purest sense, but it does feature highly trustworthy credentials. "There will be some very unexpected winners and losers as the technology evolves over the next three to five years," Shenoy declares.
He sees blockchain fundamentally altering the concept of government. "It's not whether [governments] adopt it or not, it's whether they evolve to remain relevant," he says.
Part of this will be personal identification. The average driver's license for a person in the United States contains a plethora of personal information that is not needed for that purpose, Shenoy points out. Many businesses request to see a license for identification, and they can obtain access to this personal information. Using a trusted methodology, blockchain identity can serve to attest to a person's relevant characteristics without sharing everything about that individual. It would provide only the information needed by the institution requesting identity verification.
He says that this change is more than just the form. "The idea of what is an identity is going to evolve," he asserts.
Tagged with: applicability • blockchain • criteria • determine • utility
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Opinion filed November 16, 2000.
Application for Review of the Decision of the District Court of Appeal — Direct Conflict, Third District — Case No. 3D98-1939, (Dade County).
Deborah Marks of Abrams, Etter Marks, P.A., Miami, Florida, for Petitioner.
Arnold R. Ginsberg of Ginsberg Schwartz, Miami, Florida; and Paul H. Bass, P.A., Coral Gables, Florida, for Respondent.
M. Katherine Ramers, Dunedin, Florida, for The Florida Bar Family Law Section, Amicus Curiae.
We initially accepted review of the decision in Abraham v. Abraham, 730 So.2d 746 (Fla. 3d DCA 1999), based on alleged express and direct conflict under article V, section 3(b)(3) of the Florida Constitution. Upon further consideration, we find that jurisdiction was improvidently granted. Accordingly, we hereby dismiss review of this cause.
Wells, C.J., and Shaw, Harding and Quince, JJ., Concur.
Anstead, J., Dissents with an opinion, in which Pariente and Lewis, JJ., Concur.
NO MOTION FOR REHEARING WILL BE ALLOWED.
Because I conclude that we properly accepted jurisdiction on the basis of a conflict between the decision rendered below, Abraham v. Abraham, 730 So.2d 746 (Fla. 3d DCA 1999), and the decisions in Wall v. Johnson, 80 So.2d 362 (Fla. 1955), and Martin v. Lenahan, 658 So.2d 119 (Fla. 4th DCA 1995), I would not discharge jurisdiction. Indeed, the majority opinion below candidly acknowledges "contrary authority for requiring restitution," Abraham, 730 So.2d at 747, placing this case in the unique and limited category of cases demonstrating conflict on the face of the opinion.


text:
Bachelor of Sport and Exercise Science - (3005113) - 2021
Do you dream of coaching athletes or inspiring people to achieve better health and wellbeing? Are you fascinated by human anatomy? Are you keen to probe the minds of elite athletes and uncover...
Location: Coffs Harbour, Gold Coast, Lismore
Do you dream of coaching athletes or inspiring people to achieve better health and wellbeing? Are you fascinated by human anatomy? Or are you keen to probe the minds of elite athletes and uncover...
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Speech pathologists assess and treat adults and children exhibiting acquired or congenital disorders of speech, fluency, voice, language, swallowing and multimodal communication. The Bachelor of...
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The desire to help the needy and vulnerable in our society is more than just a job. Our Bachelor of Social Welfare is focused on achieving positive social change and community wellbeing. It is...
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Examining the criminal mind is a fascinating and revealing journey. In this double degree, you'll experience the mindsets of criminals, the perspectives of victims and the motivations of people...
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The one-year Bachelor of Psychological Science with Honours adds to the skills and knowledge acquired during your Bachelor degree, and moves you closer to a career as a registered...
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How do we think and learn? How do we control our movements and behaviour? What makes us tick? Exploration of the human mind is a fascinating field and this degree is an equally fascinating...
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Do you want a health career that could transform the lives of others by helping them achieve tangible results?	Occupational therapists deliver life-changing outcomes by assisting people to do the...
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Bachelor of Nursing - Enrolled Nurse to Registered Nurse pathway - (3007303) - 2020
The Bachelor of Nursing Enrolled Nurse to Registered Nurse Pathway is specifically designed for enrolled nurses to become registered nurses in just two years.	You will undertake specialised...
The Bachelor of Nursing Enrolled Nurse to Registered Nurse Pathway is specifically designed for enrolled nurses to become registered nurses in just two years.	Specialist conversion units lead into...
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text:
package com.google.android.apps.paco;

import java.util.List;

import com.pacoapp.paco.UserPreferences;

import android.content.Context;
import android.os.AsyncTask;

public class DownloadFullExperimentsTask extends AsyncTask<Void, Void, String> {
  private final Context enclosingContext;
  private UserPreferences userPrefs;
  private DownloadFullExperimentsTaskListener listener;
  private List<Long> experimentIds;
  private String contentAsString;

  @SuppressWarnings("unchecked")
  public DownloadFullExperimentsTask(Context context,
                                     DownloadFullExperimentsTaskListener listener,
                                     UserPreferences userPrefs,
                                     List<Long> experimentIds) {
    this.enclosingContext = context;
    this.listener = listener;
    this.userPrefs = userPrefs;
    this.experimentIds = experimentIds;
  }

  protected String doInBackground(Void... params) {
    DownloadExperimentsHelper downloadHelper = new DownloadExperimentsHelper(enclosingContext, userPrefs, null, null);
    String errorCode = downloadHelper.downloadRunningExperiments(experimentIds);
    contentAsString = downloadHelper.getContentAsString();
    return errorCode;
  }

  protected void onProgressUpdate() {

  }

  protected void onPostExecute(String resultCode) {
    if (listener != null) {
      listener.done(resultCode);
    }
  }

  public String getContentAsString() {
    return contentAsString;
  }
}

redpajama_set_name: RedPajamaGithub


text:
UN report: 464,000 people killed in homicides in 2017
Published at 03:38 pm July 9th, 2019
Police officers of the homicide brigade inspect the place where a Canadian citizen was killed when he was walking with his family in a touristic hill of Valparaiso, Chile June 21, 2019 Reuters
According to the study, the 464,000 victims of homicides compares to 89,000 killed in armed conflicts and 26,000 who died in terrorist violence in 2017
Some 464,000 homicides were recorded around the world in 2017, far more than the number pf people killed in armed conflicts and terrorist attacks, a UN report said Monday.
The Global Study on Homicide 2919 published Monday said the region with highest number of homicide victims was the Americas.
But the report from the UN Office on Drugs and Crime also had some good news. While the total number of people who suffered violent deaths has increased over 25 years, the global population has grown faster, so the risk of being killed in a homicide has declined, reports The Washington Post.
There were 7.2 homicides per 100,000 people in 1972, but by 2017 that had declined to 6.1 victims per 100,000 people.
Yury Fedotov, executive director of the Vienna-based UN office, said the study "seeks to shed light on gender-related killings, lethal gang violence and other challenges, to support prevention and interventions to bring down homicide rates."
A U.N. report says some 464,000 homicides were recorded around the world in 2017, far more than the number killed in armed conflicts and terrorist attacks. https://t.co/TWEUzS91rt
— Inquirer (@inquirerdotnet) July 9, 2019
The study highlights such drivers of homicide as inequality, unemployment, political instability, gender stereotypes and organized crime. It also points to the importance of countries following the rule of law, tackling corruption and promoting economic development and education to bring down violent crime.
According to the study, the 464,000 victims of homicides compares to 89,000 killed in armed conflicts and 26,000 who died in terrorist violence in 2017.
Between 2015 and 2017, the total number of homicide victims worldwide increased 4%, or around 19,000, it said. The office warned that if this trend continues, the UN goal of reducing all forms of violence and death rates by 2030 will not be met.
The study said organized crime is responsible for 19% of global homicides. It said an average of roughly 65,000 killings every year were related to organized crime and gangs during the 2000-2017 period.
"Countries in the Americas reported 173,000 victims of intentional homicide — 37% of the global total in 2017 in a region that accounts for only 13% of the world's population," the report said. "The homicide rate of 17.2 victims per 100,000 population in the Americas was the highest recorded in the region since reliable records began in 1990."
The only other region with a homicide rate in 2017 exceeding the global average was Africa, with 13.0 victims per 100,000 people, or a total of 163,000 victims, it said.
By contrast, Europe's rate was 3.0 per 100,000, with 22,000 homicide victims, while Asia, with 60% of the world's people, had the lowest regional rate — 2.3 per 100,000 people or 104,000 victims.
According to the study, "shooting has long been the most common cause of death in homicide cases worldwide." In 2017, it said, slightly more than half the homicides were a result of firearms, while only 20% involved sharp objects.
"In the Americas, firearms were involved in roughly three-quarters of homicides in 2017, which accounted for more than one quarter of the homicides worldwide that year," the report said.
Globally, some 81% of homicide victims in 2017 were men and boys, and more than 90% of suspects in homicide cases were male, the study said.
For women, it said, "The home remains the most dangerous place." Some 87,000 women and girls were slain in 2017, which was a decrease from 2012, but the percentage killed by intimate partners or other family members rose from 47% of all female homicide victims in 2012 to 58% in 2017, the report said.
UN signs deal with Bangladesh to help Rohingyas in Bhasan Char
Officials: Bangladesh plans to move 81,000 Rohingya to island after UN deal
PM to return home Friday
IWC of Dhaka Uptown hands over cheque for women's empowerment to Jessore coop
Myanmar will not address world leaders at UN, Afghanistan will
E-poster published on Bangabandhu's first Bangla speech at UN


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Current: Battlefield Hardline PS4 Review
Battlefield Hardline PS4 Review
Ernest Lin / March 17, 2015
The last console generation was largely dominated by the modern military-themed first-person shooter genre. With the runaway success of the titanic Call of Duty series, just about every major publisher wanted to get in on the action, similar to the saturation of platformers in the 90s. Love it or hate it, the military shooter is far from leaving the gaming landscape anytime soon, yet fatigue has set in. In light of change, we've seen FPS games, even Call of Duty, recently broaden beyond the modern military trappings, with many opting for futuristic settings. With Battlefield Hardline, publishers Electronic Arts and developer Visceral Games are keeping things in the present but with a theme new to the franchise: cops and robbers.
Visceral is best known for making the successful Dead Space games, which feature iconic armor, intriguing stories, and environments oozing with ominous ambiance. Based on their past, the studio's forte was clearly in crafting immersive campaigns. Former general manager Glen Schofield and original Dead Space director Michael Condrey left to form Sledgehammer Games, developer of the recent Call of Duty: Advanced Warfare. Do the remaining team members at Visceral produce another winning single-player experience with Hardline? The most glowing praise I can give is this is certainly the best Battlefield campaign to date. That's not saying much though, as previous attempts were dull strolls through generic army movie plots. Here you take up the role of Nick Mendoza (Nicholas Gonzalez), a boy scout of a detective on the Miami police force. Nick's trying to make society better in light of the deadbeat father that he and his mom escaped from after immigrating from Cuba to the US. But like all good cops, he soon faces tough opposition among corrupt members on the force, who eventually frame him for one of their crimes. With the help of his old partner Khai Minh Dao (Kelly Hu) and a rag tag team of "good" criminals, Nick is freed and begins a cross-country chase for redemption and revenge.
If the above plot summary sounds like its taken straight from the script of any crime drama TV series, you already have a sense and feel of how Nick Mendoza's tale plays out, almost beat by beat. Double betrayals? Got it. Plot twist? Multiple. Shoot-outs in various locales, including an obligatory desert, and car chases? Of course. Most preconceived tropes in your head about cop shows are here and that does a disservice to the experience as a whole. While progressing through Hardline's campaign, I was always anticipating the next backstab around the corner, looking for any clues pointing to who it was going to come from and thus not very much is left to the imagination or to surprise. Visceral also guiltily adorns the cop TV show for the presentation. Levels are labeled as episodes. Transitions utilize quick cuts, fades, and rocking guitar riffs. When quitting the campaign, a "Next time on Hardline" preview plays and upon returning, a "Previously on Hardline" montage greets you. The cast includes experienced actors from shows like CSI, NCIS, True Detective who do their best to work with the shallow writing of Hardline's script. Sadly, there was potential for a satisfying pulp drama here that doesn't come close to fruition. Going full tongue-in-cheek parody could have made for a narrative that's more interesting and fun, a la the other Battlefield spin-offs of Bad Company.
What Hardline's cop motif does lend itself well to is providing new stealthy and non-lethal approaches to completing many of the campaign's objectives. Nick's smartphone is utilized as a scanner able to zoom in and tag enemies in the area to keep tabs on where they are – a similar mechanic previously seen in Metal Gear Solid V: Ground Zeroes. The radar displays enemy locations as well as their vision cones in order to aid in staying out of their line of sight. When in close enough range, a curved meter appears, pointed in the direction of the enemy, and begins to fill as he begins to notice you. Nick is able to sneak up on enemies, tell them to "Freeze," then cuff them. Clicking down on the PS4 controller's touchpad throws a bullet shell to distract and split apart enemies. The taser provides a little more range for taking down crooks silently without killing. These mechanics brought a pleasantly welcome diversity to my arsenal, allowing me to switch between gun-ho aggressive gunplay to slower, more strategic stealth tactics.
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Battlefield's lasting legacy lies in its class-based multiplayer warfare, and Hardline brings some fresh additions, in part due to the cops-and-robbers theme. Players lock and load as one of four new factions–the SWAT or Street Cops versus the Thieves and Criminals–across nine different maps. Battlegrounds featuring downtown cityscapes and financial districts provide many paths, sources of cover, and map verticality to employ. Meanwhile, the damp Everglades and sunny deserts yield more wide, clear arenas for vehicular combat and straight gunfights. Dozens of weapons are at your disposal and with the asynchronous weapon design, each faction's armories are different than the others. The strong Battle Pickup weapons, such as rocket launchers and heavy machine guns, only are available as spawns on the map and become sought after power weapons that can help shift the tide in battle.
Staple Battlefield game modes Conquest and Team Deathmatch return and are joined by five new game modes. Rescue has the good factions rescuing hostages out of a building, reminiscent of classic Counter-Strike. In a similar vein, Crossfire has the cops escorting a solely golden pistol-equipped VIP across the map to a rescue point. In Heist, the robbers must break into a secure fault and carry the money to an extraction point. For fans of symmetrical play, Blood Money finds both sides transporting money from a vault to their money pile and can also steal money from the other team's pile. Lastly, there's my personal favorite Hotwire, where teams must occupy marked vehicles and maintain cruising speed to capture the vehicle like a Conquest territory spot. Passengers in vehicles can pop up the window for 360-degree shooting range. Seemingly inspired by the movie Speed, Hotwire matches often unfold into rapidly paced car chases, making for the fastest experiences in the multiplayer.
On that note, Hardline is advertised as being "the fastest Battlefield to date" on the back of the box and Visceral's added elements ensure a brisker pace than past titles. Off the bat, your on-foot movement speed is quicker so you can cover ground more efficiently to get back into the fight. Weapons deal out greater damage, resulting in gunfights that are deadlier and require agile reflexes. Instead of having to request ammo or health from a comrade then wait for him or her to drop it, you can now run up to your teammate and promptly snag it yourself. A large assortment of new vehicles like some of the muscle and sports cars, bring high-octane chases to Battlefield. Longtime fans can rest easy however: None of these changes and additions are radical enough to bring the game up to the Mountain Dew-explosive twitchiness of Call of Duty.
At its core, Hardline is still a Battlefield game, for better or for worse depending on who you ask. The gunplay – how the weapons move, feel, and handle – still remains strongly similar to past entries. There's a little bit of a learning curve for newcomers to grasp all the different classes and the components of the loadouts. Whether or not your time in multiplayer is a fun, jolly time can sometimes largely depend on how well coordinated your team is, as cooperation is key to winning the game's many objective-based modes. There simply is not enough offered or revised here to sway an opposing side to fall in love with the franchise.
Finally, it wouldn't be a contemporary Battlefield game unless I mentioned bugs and glitches, right? During my time with Hardline, I did encounter a variety of them unfortunately. Some were the innocuous and at times humorous visual issues. Framerates can fluctuate and drop, especially during high-action scenes on-screen. More annoying is when a bug would cause a snafu in actual gameplay and I found commonly occurred with the vehicles. Prepare for frustration in the Hotwire mode when you are cruising fine in a marked car only to have the vehicle get randomly caught on something, abruptly losing all momentum. Hardline continues the grand current-generation tradition of shipping a game out before being finely polished and it's even more disappointing with a title that already suffered a delay.
Battlefield's jump to law enforcement and lawbreakers doesn't rob the franchise of its essence but fails to bring enough heat to woo non-fans.
Shooter > First Person
M [Mature]


Home > Best Boot Forward Linky > Is it time to put your best boot forward?
Is it time to put your best boot forward? Wouldn't that be a fabulous way to start 2018 and keep the New Year positivity going right throughout the next year?
Have you got lost as the individual you are somewhere in the mix of juggling responsibilities?
Do you feel there must be a little more in life for you?
Do you crave just a little time for yourself or perhaps you are the opposite and would like to make new friends?
Who can join in with Best boot Forward?
You are welcome to join in with Best Boot Forward if you are a woman who wants to make changes in your life or is actually doing so. Consider it a peer support network or a band of sisters who have your back.
Read the posts on Indigo Wilderness and Kate on thin ice for inspirational ideas and challenges.
Engage on social media with the hashtag #bestbootforward and don't forget we love to see you over on Instagram.
Look after yourself and have fun with Best Boot Froward.. It is high time you indulged in things you enjoy or take baby steps to shake things up a bit. You are an individual so it might involve hobbies, work, time with friends, volunteering, learning, date nights or whatever floats your particular boat.
The first linky goes live on Wednesday 3 January 2018.
Will you join us as we put our best boot forward?


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SOMERVILLE, FLEMINGTON & NEW BRUNSWICK
Shaw Divorce & Family Law
Divorce | Alimony | Custody | Child Support | Division of Property | Appeals | Restraining Orders
New Jersey Family & Divorce Lawyers
We are strategic and aggressive on behalf of our clients in Somerset County, Hunterdon County, Middlesex County, and throughout the State of New Jersey. Led by managing attorney Andrew M. Shaw, Esq., the team at Shaw Divorce & Family Law LLC is fully committed to protecting your rights.
We do not give up on winnable issues simply to avoid confrontation; when it's time to fight, we never back down and never surrender. Whether in negotiations or litigation, we are family law attorneys with the strength and trial-ready confidence needed to demand what is right.
No aspect of these advertisements has been approved by the Supreme Court of New Jersey. For more information on the selection processes for these accolades, please click here.
Empowering Our Clients
Our attorneys have developed a free guide to New Jersey divorce law with links to forms and additional resources. We have refined years of hard work and meticulous research into an in-depth manual that provides unprecedented access to the statutes, court rules, and case law governing divorces in the State of New Jersey. Why? Because we are dedicated to empowering our clients through both advocacy and education. Divorce is difficult enough without feeling like the outcome will be decided based on mysterious and inscrutable standards.
Shaw Divorce & Family Law LLC is here to pull back the curtain.
Strategic & Aggressive Divorce Lawyers
The best divorce attorneys think several steps ahead. A matrimonial proceeding in New Jersey will conclude in one of two ways: (1) either you and your spouse decide how the issues should be resolved, or (2) the Court conducts a trial and decides for you. In the vast majority of cases, both possibilities are pursued simultaneously. Implementing effective strategies can spell the difference between lengthy, contentious litigation and a quick and amicable settlement.
At Shaw Divorce & Family Law LLC, our team acts with the forethought and planning necessary for success. From day one, our family law attorneys are analyzing the facts, the relevant law, and all the complicated relationships involved to find creative solutions both inside and outside of the courtroom. Everything we do is designed to produce the best possible outcome at the earliest possible stage of the litigation.
Divorce can be one of the most difficult times of your life. It can feel like your world is falling apart. But a truly skilled attorney can make the process simpler, less costly, and ensure your rights are fully protected.
For many, custody and parenting time are by far the most important issues in divorce. We can help you protect those critical relationships and ensure the safety and well-being of your children.
Alimony can be one of the most impactful economic issues in divorce. In fact, Robin Williams once joked that alimony is short for "all the money." We can help to protect your long-term financial interests.
Children have the right to parental support, but how much will be paid and for how long can be complicated, especially because New Jersey law generally requires financially capable parents to contribute to college costs.
Dividing property can be simple, but when dealing with the value of a business or complex financial assets like pensions and retirement accounts, the right divorce lawyer can make a world of difference.
Judges are not always right. That's why we have an Appellate Division and a Supreme Court. When faced with an unjust ruling, an appeal might be the only way to protect your legal rights.
Whether you need protection from domestic violence or have been falsely accused of abuse, attempting to litigate a restraining order trial without capable and aggressive legal counsel can be a serious mistake.
Divorce Lawyer Testimonials
"Best lawyer in New Jersey"
A few words won't do justice to describe what an amazing lawyer Andrew M Shaw is. I hired Mr Shaw for my divorce case. I consulted several lawyers before Mr Shaw but wasn't satisfied with any of them. After my first meeting with Mr Shaw, I immediately decided to hire him, without any second thought. I must start by mentioning that Mr Shaw is a very good listener, he pays attention to every single thing you say and quickly figures out what his client wants. He is very understanding and is very positive and reassuring. Also Mr Shaw is very knowledgeable and his strategies are amazing….
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To view the full reviews on Avvo.com, please click here. Prior results do not guarantee a similar outcome. Each case is unique.
Divorce Lawyer News & Updates
Shaw Divorce & Family Law LLC is proud to announce the establishment of its third office. Our new location in New Brunswick, NJ will be more convenient and accessible to residents of Middlesex County, and our primary office will remain in Somerville, NJ to serve...
We here at Shaw Divorce & Family Law extend our warmest thoughts and best wishes for a wonderful holiday season. May peace, love, and prosperity follow you always (even in divorce). As the year draws to a close, we give thanks to our clients. We are truly grateful...
What is divorce mediation? What are the pros and cons? How much does divorce mediation cost? If you're curious, Andrew M. Shaw, Esq., and three other prominent divorce attorneys have provided their tips and tricks to divorce mediation on Finder.com. Check it out! *The...
AFTER HOURS & WEEKENDS
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A conversation is completely free.
Consultations with our divorce lawyers cost you nothing. You should not be charged while we get to know each other.
During your first meeting, our family law attorneys will explore the facts, explain the law, and address the likely timeline, costs, and range of potential outcomes.
When you walk out of this office, you will be armed with the legal and practical knowledge to make informed decisions related to your divorce or family law case.


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Download this Case Study to learn more about how the Auto Manufacturer and its agency used vCE to optimise in-flight and ultimately improve viewability across their campaign.


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Office of Research and Professional Development
Welcome to the Department of Family and Community Medicine's Research and Scholarship site. The Research Division provides guidance to faculty and residents in all aspects, including design, methods, and ethical conduct of clinical, public health, and medical education research.
We make every effort needed to encourage and facilitate faculty and residents' pursuit and attainment of excellence in all spheres of scholarship. We train our residents to develop a research attitude, with an evidence-based form of inquiry, in order to become informed practitioners and life long learners. Faculty members model the requisite attitudes and behaviors to guide and inspire our trainees. In addition to research and scholarly work within the Department, we are involved with collaborative work, in both teaching and research, with other UIC departments, as well as with other institutions.
Our long-term vision is directed towards:
Utilizing national and international research to identify gaps in the determinants of risk for preventable diseases particularly in vulnerable populations.
Evaluating existing interventions or developing and subsequently evaluating new interventions to enhance effectiveness in health promotion, disease prevention and promoting health literacy.
Examining the cost-effectiveness of interventions and their impact on health promotion and disease prevention, as well as the public health decision-making process.
Guiding our trainees to make more informed (evidence-based) decisions about appropriate forms of care, with an emphasis on patient-centered, culturally appropriate care for diverse populations.
Integrating health professions education with health care delivery with the goal to ultimately improve patient outcomes.
Please take a moment to navigate through our site. If you have any comments or suggestions, we would be happy to hear from you.
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College of Medicine, University of Illinois at Chicago
In Solidarity — in valuing our differences, our diversity and our shared humanity, with compassion, respect and dignity for all human beings.


Do you want to take knitting classes your way? Private lessons allow flexibility in curriculum and scheduling.
Payment will be made online after your time is scheduled with Kristina. Payment must be received before the lesson. Payments are non-refundable except in the case of emergency.


Hmm what to write here, what to write.
Hmn, Matthew (yeah I like to say it, so sue me Matt lol) He said I should post about him here, or he would kill me. Yeah seriously, he said that. Nah, im kidding, he didnt say he would kill me.


Full disclosure: This is not in any way sponsored by the manufacturers and sites mentioned in this article. Everything I write here is only based on my experiences and research.
I have tried this device at conventions and tried it in a local store. It is super easy to use and balances itself quite well with you on top. Super handy for shorter distances or in the office or while shopping. You get quickly from one spot to the next with no effort. It is brilliant for airports for example. Prices are moderately low between 199 - 349€ in general for an entry level model. If you have not tried it, I recommend you check it out; it is definitely fun for kids and relatively safe because you can navigate quickly. It is also not that fast, so a perfect start for your electric mobility future.
I also rode an e-scooter before on a convention and was surprised how much speed you could achieve with a relatively small and straightforward device. This model is a lot pricier than the product before and also much heavier at around 15kg. However, it packs a lot more power and can achieve distances of approx. 25 km with a 35 km/h maxed out speed. You can just fold this device, and it is easy to use. Perfect for shorter trips. The only "shortcoming" is that you have to use your hands to steer it, which is probably a good thing since it is going a lot faster.
I am an absolute fan of this longboard. I do not own this particular board, but a similar one by another company. As a kid, I always wanted to ride a skateboard but got tired easily because of me having to push myself. Fast forward to the future, and now they have a skateboard with electric motors. You can achieve almost identical ranges and speeds compared to the scooter mentioned above, but you do achieve those with much more style and swag. It is also a bit more dangerous if you are not familiar with skating.
I have been using an electric skateboard for a few weeks now, and it has been a blast. No more waiting on the bus, I am saving around 15 minutes every day minimum that I can be more productive. I am happier because of the fresh air, exercise, and adrenaline.
Everything comes with a price so here you have to pay at least 400 - 600€ for an entry level board. Boards from brands like Boosted Boards will cost you 1000+€. So if you are not an avid skater already, I would not recommend those as a first choice. However, the mobility is incredible and they way about half of what the e-scooters weight, or even less.
So I have not tried one of those, but they look fun. Based on a similar approach as the Swagtron, you stand on this device, and it helps to balance you and itself. You then just simply lean forward and it drives forward. Simple. It gets similar speeds compared to electric skateboards or scooters. It may not look that cool, but it sure seems fun and could be an excellent companion for rides in the park.
For the punch, they pack they seem a bit cheaper than a skateboard or a scooter, but still more than double a Swagtron.
I cannot say much else about this device since I have not tried it but I sure will look out for trying one should the occasion arise.
The last entry on this list is a relatively new and unknown device. It combines the coolness factor from the Boosted Board with the sleekness of a Monowheel.
This is also something I have not tried yet, but it seems perfect to use it for some offroad action. You see, all the devices above seem to be working fine in a city environment but not fit for other areas including dirt, grass or sand. This appears to be different with this machine.
It also comes with a hefty price of almost 3000€ for the entry level device. There might be other manufacturers or companies trying to build those, but I think they are the closest to a superior customer experience.
I would ride this monstrosity, perhaps when the time comes and it gets a lot cheaper.
You may think to yourself what is with e-bikes? I did not forget e-bikes, it is just that at the beginning of this article I mentioned why I do not like bikes and I find them not very practical for my daily life. However, sure, they could be another possibility for you to travel.
What are your experiences with newer devices that define mobility new for pedestrians? Would you rather drive an electric car than one of those devices above?
Feel free to share your thoughts in the comments below. I am entirely happy with my electric longboard, and I am convinced that this will be a great year for cruising on new tech in the summer of 2017.


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Click Here for Items Related To - Peel, Isle of Man
Peel, Isle of Man on: [Wikipedia] [Google] [Bing] [Yahoo] [DuckDuckGo] [Baidu]
Peel ( gv, Purt ny h-Inshey – Port of the Island) is a seaside town and small fishing port in the
Isle of Man ) , anthem = "O Land of Our Birth" , image = Isle of Man by Sentinel-2.jpg , image_map = Europe-Isle_of_Man.svg , mapsize = , map_alt = Location of the Isle of Man in Europe , map_caption = Location of the Isle of Man (green) in Europe ...
, in the historic parish of German but administered separately. Peel is the third largest town in the island after Douglas and Ramsey but the fourth largest settlement, as Onchan has the second largest population but is classified as a village. Until 2016 (when it was merged with Glenfaba) Peel was also a House of Keys constituency, electing one Member of the House of Keys (MHK), who, from September 2015, was Ray Harmer. Peel has a ruined castle on St Patrick's Isle, and a cathedral, seat of the Diocese of Sodor and Man (the diocese was founded when Mann was ruled by the Norse).
Peel is on the west coast of the Isle of Man, on the east side of the mouth of the River Neb. To the north west is St Patrick's Isle, connected to the mainland by a causeway, and to the west across the river is Peel Hill. The A1 road connects Peel with Douglas. The A4 and
A3 road The A3, known as the Portsmouth Road or London Road in sections, is a major road connecting the City of London and Portsmouth passing close to Kingston upon Thames, Guildford, Haslemere and Petersfield. For much of its length, it is classified ...
s connect it with Kirk Michael and Ramsey. To the south of Peel is Castletown, the former capital of the island, and to the SE is Douglas. Ireland to the west and Scotland to the north may be seen on a clear day. The older part of Peel is built of reddish Peel Sandstone, mostly the original homes and businesses of fishermen and merchants with narrow winding lanes by the quayside. Before 1765, the town had a busy import-export trade importing goods from ports such as Amsterdam; in the mid to late 19th century the town was a busy fishing port.
The Isle of Man census 2016 lists the population as 5,374, an increase from 5,093 in 2011.
The local authority is Peel Town Commissioners who are based at the Town Hall on Derby Road. There are nine commissioners. The day-to-day activities of the authority are run by the clerk.
Peel was the
of the island before the King of Mann moved his home and military base from Peel Castle to
Castle Rushen Castle Rushen ( gv, Cashtal Rosien) is a Middle Ages, medieval castle located in the Isle of Man's historic capital, Castletown, Isle of Man, Castletown, in the south of the island. It towers over the Market Square to the south-east and the harb ...
. The last King of Man, Magnús Óláfsson, is recorded in the Chronicle of Mann to have died at Rushen Castle in 1265. Peel is the island's main fishing port and Peel Cathedral is the seat of the Bishop of Sodor and Man. Peel is sometimes referred to as the "rose red city", due to the red sandstone used to build the castle and other important buildings. As it is in the west, it is also called the "sunset city". Peel is a popular seaside destination for Manx residents and visitors in summer. It has narrow streets of fishermen's cottages and a Victorian
promenade An esplanade or promenade is a long, open, level area, usually next to a river or large body of water, where people may walk. The historical definition of ''esplanade'' was a large, open, level area outside fortification, fortress or city walls ...
which was built on reclaimed land and a small construction line built for this purpose, as well as sandy beaches. For many years the main industries in the town were fishing, trading and
shipbuilding Shipbuilding is the construction of ships and other Watercraft, floating vessels. It normally takes place in a specialized facility known as a shipyard. Shipbuilders, also called shipwrights, follow a specialized occupation that traces its roo ...
. There is evidence of local settlers in the
Mesolithic The Mesolithic ( Greek: μέσος, ''mesos'' 'middle' + λίθος, ''lithos'' 'stone') or Middle Stone Age is the Old World archaeological period between the Upper Paleolithic and the Neolithic. The term Epipaleolithic is often used synony ...
Age on both St Patrick's Isle and the nearby Peel Hill, and
Neolithic The Neolithic period, or New Stone Age, is an Old World archaeological period and the final division of the Stone Age. It saw the Neolithic Revolution, a wide-ranging set of developments that appear to have arisen independently in several pa ...
farmers are believed to have settled in the area. About 550, a Celtic monastery was founded on St Patrick's Isle. Excavations in the 1980s found a large early Christian burial ground, many of the burials dating from around 550. Some later graves had Norse burial goods: e.g. the 'Pagan Lady'. The ruins of the original Peel Cathedral (c.1250) can be seen within the walls of Peel Castle on St Patrick's Isle. This replaced an earlier church.
Norsemen The Norsemen (or Norse people) were a North Germanic peoples, North Germanic ethnolinguistic group of the Early Middle Ages, during which they spoke the Old Norse language. The language belongs to the North Germanic languages, North Germanic br ...
first came to Mann around the year 800, and ruled the island for four-and-a-half centuries before finally ceding it to the
King of Scotland The monarchy of the United Kingdom, commonly referred to as the British monarchy, is the constitutional A constitution is the aggregate of fundamental principles or established precedents that constitute the legal basis of a polity, orga ...
in 1266. Norsemen settled in Peel and used the harbour on the River Neb as a shelter for their
longship Longships were a type of specialised Viking ships, Scandinavian warships that have a long history in Scandinavia, with their existence being archaeologically proven and documented from at least the fourth century BC. Originally invented and use ...
s. In 1228 Olaf the Black,
King of Mann and the Isles The Kingdom of the Isles consisted of the Isle of Man, the Hebrides and the islands of the Clyde, islands of the Firth of Clyde from the 9th to the 13th centuries AD. The islands were known to the Norse as the , or "Southern Isles" as distin ...
, beached his fleet in the inlet. It was attacked and burned by his half-brother Ragnald. In 1266, as agreed in the
Treaty of Perth The Treaty of Perth, signed 2 July 1266, ended military conflict between Magnus VI of Norway and Alexander III of Scotland over possession of the Hebrides and the Isle of Man. The text of the treaty. The Hebrides and the Isle of Man had become ...
, Norway's King Magnus VI ceded the Isle of Man to
. The island came under English control in the 14th century. The town of Peel developed on the east bank of the river and the settlement was known as Holmtown until the 17th century. Later development, apart from the late 19th century
guest house A guest house (also guesthouse) is a kind of lodging. In some parts of the world (such as the Caribbean The Caribbean (, ) ( es, El Caribe; french: la Caraïbe; ht, Karayib; nl, De Caraïben) is a region of the Americas that consists o ...
building on the sea front, has been inland, away from the coast. The name Peel was given to the castle by the English rulers, and the settlement then became Peeltown until about 1860. By the time the local councils were established in 1883, the name Peel referred to the town rather than the castle. In the 19th century,
schooner A schooner () is a type of sailing ship, sailing vessel defined by its rig: fore-and-aft rig, fore-and-aft rigged on all of two or more masts and, in the case of a two-masted schooner, the foremast generally being shorter than the mainmast. A com ...
s built in Peel traded around northwest Europe and Peel fishing boats fished around the island and further afield to the southern coast of
Ireland Ireland ( ; ga, Éire ; Ulster Scots dialect, Ulster-Scots: ) is an island in the Atlantic Ocean, North Atlantic Ocean, in Northwestern Europe, north-western Europe. It is separated from Great Britain to its east by the North Channel (Grea ...
and near to
Shetland Shetland, also called the Shetland Islands and formerly Zetland, is a subarctic archipelago in Scotland lying between Orkney, the Faroe Islands and Norway. It is the northernmost region of the United Kingdom. The islands lie about to the no ...
. The harbour and breakwater were gradually improved, with much of the local income derived from the export of salted herring. By the 1880s, fishing was the main employer with about 3,000 men and boys employed, with ancillary businesses such as shipbuilding providing employment to hundreds more. However, with what is now seen as over-fishing, the number of boats leaving for Ireland dwindled from 300 in 1880 to a handful by 1915. After the railway arrived in Peel in 1873, Peel started to develop as a tourist resort, with guest houses and hotels built along the shoreline and headlands, and then the promenade was added. Tourism gradually grew in the town. During
World War I World War I (28 July 1914 11 November 1918), often abbreviated as WWI, was List of wars and anthropogenic disasters by death toll, one of the deadliest global conflicts in history. Belligerents included much of Europe, the Russian Empire, ...
Knockaloe Farm, at Patrick to the south of the town, was made into the Knockaloe internment camp and housed up to 30,000 German, Austrian and Turkish civilians. In 1940, guest houses at one end of the promenade were requisitioned to become Peveril
Internment Internment is the imprisonment of people, commonly in large groups, without Criminal charge, charges or Indictment, intent to file charges. The term is especially used for the confinement "of enemy citizens in wartime or of terrorism suspects ...
Camp, housing those suspected of having sympathy for the
Nazi Nazism ( ; german: Nazismus), the common name in English for National Socialism (german: Nationalsozialismus, ), is the far-right politics, far-right Totalitarianism, totalitarian political ideology and practices associated with Adolf Hit ...
regime under Defence Regulation 18B. By the late 1960s the Peel to Douglas railway line had closed and tourism declined. Fishing from Peel has seen periods of upturn and decline. For a number of years the annual
Viking Vikings ; non, víkingr is the modern name given to seafaring people originally from Scandinavia (present-day Denmark, Norway and Sweden), who from the late 8th to the late 11th centuries raided, pirated, traded and se ...
Festival has attracted visitors to the resort. In 1979 '' Odin's Raven'', a replica of a Viking longship, sailed from Norway to Peel to commemorate the millennium of the legendary first sitting of the Isle of Man's Parliament,
Tynwald Tynwald ( gv, Tinvaal), or more formally, the High Court of Tynwald ( gv, Ard-whaiyl Tinvaal) or Tynwald Court, is the legislature of the Isle of Man. It consists of two chambers, known as the branches of Tynwald: the directly elected House of ...
. In 2005, a new floodgate was installed at Peel to retain the waters of the River Neb and thus enable the moored boats to float at low tide. Peel is the birthplace of Peel microcars, made by the Peel Engineering Company in the 1960s, the only Manx cars ever built. File:Peel - isle of man.jpg, Peel from St Patrick's Isle File:Peel Castle and Cathedral - geograph.org.uk - 819803.jpg, Peel Castle and beach File:Buildings of Peel viewed from the castle - geograph.org.uk - 481801.jpg, Buildings in Peel from the Castle File:Peel Kipper Factory - geograph.org.uk - 28152.jpg, One of the two kipper smokehouses File:Castle street in peel.jpg, Castle Street, Peel
Peel has a campsite, swimming pool, tennis courts, BMX track, football ground, golf club, bowling green and various other amenities.
House of Manannan Museum
The House of Manannan Museum was built in 1997, costing £5.5 million, partly new and partly in the old Peel railway station. The museum covers the past and present of the island and houses ''Odin's Raven'', a two-thirds scale replica of a Viking longship which had been built in and sailed from Norway, arriving on 4 July 1979 to celebrate the millennium of the High Court of Tynwald, the legislature of the Isle of Man.
Manx Transportation Museum
The Manx Transportation Museum, which opened in 2002, is housed in the former Brickworks building near the harbour.
Leece Museum
The Leece Museum was established in 1984 and relocated to the Old Courthouse building in East Quay in 2000. The museum is devoted to objects, photographs and documents specifically relating to the town. The museum now has a large display of TT and Manx Grand Prix racing bikes, On and off road and vintage bikes along with memorabilia from the TT races.
Peel Castle
Peel Castle Peel Castle (''Cashtal Phurt ny h-Inshey'' in Manx Gaelic) is a castle in Peel, Isle of Man, Peel on the Isle of Man, originally constructed by Vikings. The castle stands on St Patrick's Isle which is connected to the town by a causeway. It is ...
is on St Patrick's Isle, a small island connected to Peel Hill by a causeway. It is thought that the castle was started by Magnus Barelegs (King Magnus III of Norway, also known as Magnus Barefoot) and then extended in 1392 by William le Scrope, 1st Earl of Wiltshire. The castle is now a tourist attraction open in summer. There is a public footpath around the castle. Archaeological investigations have uncovered evidence of a cemetery dating to around AD 550, and Norse fortifications. The "Pagan Lady" burial discovered within the castle grounds was a Christian-style grave but with various
grave goods Grave goods, in archaeology and anthropology, are the items buried along with the body. They are usually personal possessions, supplies to smooth the deceased's journey into the afterlife or offerings to the gods. Grave goods may be classed as a ...
in the Norse style, including a necklace of beads traded from various countries in Europe and the Mediterranean. No pagan Viking-age burial in the British Isles has produced grave goods of such high quality. File:St. Patricks Isle - geograph.org.uk - 904031.jpg, Peel Castle from Peel Hill File:Peel St. Germains Cathedral Isle of Man England.jpg, The ruins of St Germans Cathedral, St Patricks Isle File:Fenella Beach - geograph.org.uk - 1118755.jpg, Fenella beach File:House-of-Manannan vikinger Peel-Man 03.jpg, Odin's Raven longboat in the House of Manannan Museum File:Peel P50 at Manx Transport Museum, Peel, Isle of Man (7965563148).jpg,
Peel P50 The Peel P50 is a three-wheeled microcar originally made from 1962 to 1965 by the Peel Engineering Company on the Isle of Man, and then from 2011 to present. It was listed in the 2010 Guinness World Records as the smallest production car ever m ...
at Manx Transport Museum, Peel
Regular events from spring to autumn based in Peel include: the Isle of Man Art Festival (WOSAT) in May; Peel Day during TT fortnight (May/June); Peel Secret Gardens (usually July); Yn Chruinnaght Inter-Celtic Festival (July); Peel Viking Longboat Races (July), and Peel Carnival.
Kipper production
Kippers have been produced in Peel since at least the 19th century. Two kipper houses remain: Moore's Kipper Yard (established 1884) which provides tours of the factory demonstrating the preparation and smoking processes, and Devereau's (also established 1884).
Peel Centenary Centre
Peel Centenary Centre ( gv, Ynnyd Keead-Blein) is an arts and community centre based at the Centenary Hall. It runs a programme of films, live concerts (local, British, and international acts), and other community events.
Douglas to Peel railway line
Peel railway station opened on 1 July 1873, beside the harbour, as the western terminus of the
Isle of Man Railway The Isle of Man Railway (IMR) ( gv, Raad Yiarn Vannin) is a narrow gauge steam locomotive, steam-operated railway connecting Douglas, Isle of Man, Douglas with Castletown, Isle of Man, Castletown and Port Erin on the Isle of Man. The line is ...
's Douglas to Peel line. The station closed to passengers on 7 September 1968. The station site is now a car park and boatyard, and the station building is used as part of the House of Manannan Museum. The former railway line is now a footpath and cycleway: the path is close to the main road and leads to St John's, from where it continues to Douglas, the island's capital.
Peel Harbour and Marina
Peel Harbour is the most active fishing port in the Isle of Man and is also used to import fuel oils. There is a fish and shellfish processing industry as well as the traditional art of kipper curing. The castle overlooks the entrance to the inner harbour, which is tidal. However a water retention scheme was built in July 2005 with a jetty from East Quay toward West Quay with an automatically operated gate-flap and a pedestrian
swing bridge A swing bridge (or swing span bridge) is a movable bridge that has as its primary structural support a vertical locating pin and support ring, usually at or near to its center of gravity, about which the swing span (turning span) can then pi ...
above it. The breakwater has deep-water berths with a lighthouse situated at the end. There is a
marina A marina (from Spanish , Portuguese and Italian : ''marina'', "coast" or "shore") is a dock or basin with moorings and supplies for yachts and small boats. A marina differs from a port A port is a maritime law, maritime ...
where tourist boats and leisure boats are moored. Fishing boats are usually berthed on the breakwater. A Marina has been constructed in the inner harbour at a cost of £3.1 million. 124 new berths have been installed by reclaiming part of the top end of the harbour for a boat park, with construction of a new harbour office. File:Peel - geograph.org.uk - 24245.jpg, Peel town and harbour from the headland File:Evening at Peel Harbour - geograph.org.uk - 1618737.jpg, Evening at Peel harbour File:Harbour,_Peel,_Isle_of_Man.jpg, Peel harbour and headland
Peel A.F.C., who compete in the Isle of Man Football League, are based in Peel. They play their home games at the Peel FC Football Ground, Douglas Road. Formed in 1888, they are the most successful club on the island with 29 league titles and 32 victories in the Manx FA Cup. They were the first winners of the Isle of Man Football League in 1897. Peel
Cricket Cricket is a Bat-and-ball games, bat-and-ball game played between two teams of eleven players on a cricket field, field at the centre of which is a cricket pitch, pitch with a wicket at each end, each comprising two Bail (cricket), bails b ...
Club are also based in the town, they are members of the Isle of Man Cricket Association. Valkyrs Hockey Club play their home matches at the Queen Elizabeth II High School astro turf pitch. Peel Golf Club is an 18-hole
golf course A golf course is the grounds on which the sport of golf is played. It consists of a series of holes, each consisting of a teeing ground, tee box, a Golf course#Fairway and rough, fairway, the #Fairway and rough, rough and other hazard (golf), h ...
, totalling over 5870 yds off competitions tees, located on Rheast Lane which was established in 1895. The clubhouse was opened in 1977 by Peter Alliss. Western Athletics club is based at Queen Elizabeth II School. Western Swimming Pool is located on Derby Road. The Headlands Field has a BMX track, football pitch, park and coastal pathway. There is also a
telescope A telescope is a device used to observe distant objects by their emission, Absorption (electromagnetic radiation), absorption, or Reflection (physics), reflection of electromagnetic radiation. Originally meaning only an optical instrument usin ...
on the headlands which overlooks Peel promenade. The coastal path starts on the Headlands and leads all the way to Kirk Michael beach. Also on the Headlands is the park which has swings, climbing frames and exercise machines installed into it. The Raad ny Foillan long distance coastal footpath opened in 1986 runs along the coast through Peel.
Peel Castle/St Patrick's Isle is a Dark Skies astronomy site, meaning that there are low levels of light pollution, so that fainter night sky features such as the Milky Way may be seen on a clear night. Peel Head has been used as a vantage point for viewing the Northern Lights when conditions are favourable, as it has a clear and elevated view to the Northern horizon. Peel is well known for sunsets over the sea (hence its moniker "Sunset City"): sometimes these outline the
Mourne Mountains The Mourne Mountains ( ; ga, Beanna Boirche), also called the Mournes or Mountains of Mourne, are a granite mountain range in County Down in the south-east of Northern Ireland. They include the highest mountains in Northern Ireland, the high ...
in Northern Ireland, directly to the west of Peel.
The seas by Peel are home to
basking shark The basking shark (''Cetorhinus maximus'') is the second-largest living shark and fish, after the whale shark, and one of three Planktivore, plankton-eating shark species, along with the whale shark and megamouth shark. Adults typically reach ...
s in early summer. These sharks are seen occasionally from the land and more often from boats. Seals are often to be found around the breakwater by the castle. A variety of seabirds live and feed around the harbour, castle and headland.
Peel Cathedral (the Cathedral Church of St German), built in 1884, became a cathedral in 1980. It is the cathedral church for the
Anglican Anglicanism is a Western Christian tradition that has developed from the practices, liturgy, and identity of the Church of England The Church of England (C of E) is the State religion, established List of Christian denominations, ...
diocese of Sodor and Man and is located in the centre of the town. Just outside the cathedral are stone reproductions of a few of the many medieval Manx Celtic and Norse crosses. One of these is Thorwald's Cross which shows symbolism of both Christianity and the Norse myths. Another has runes down the side. The ruins of the original Peel Cathedral (c. 1250) can be seen within the walls of Peel Castle on St Patrick's Isle. This replaced an earlier church. Before Peel Castle was built on St Patrick's Isle, there was an early Celtic Christian religious community. Excavations in the 1980s found a large early Christian burial ground, many of the burials dating from around 550. Some later graves had Norse burial goods: e.g. the Pagan Lady. Peel Elim Community Church holds meetings at the Philip Christian Centre. Grace
Baptist Baptists form a major branch of Protestantism distinguished by baptizing professing Christianity, Christian believers only (believer's baptism), and doing so by complete Immersion baptism, immersion. Baptist churches also generally subscribe ...
Church, founded in 1974 as an outreach of the Grace Baptist Church in Onchan, is located in the former Peel Mathematical School building. It was purchased in 1984 and renovated in 1997, and is listed as a "heritage building". Peel
Methodist Methodism, also called the Methodist movement, is a group of historically related Christian denomination, denominations of Protestantism, Protestant Christianity whose origins, doctrine and practice derive from the life and teachings of John W ...
Church is located in Athol Street. There have been a number of Methodist chapels in Peel. The first one was Shore Road Wesley Methodist Chapel, built in 1777. It was used as a fishing-net factory between the 1850s and 1870s, and is now the Peel Youth Centre. A
Primitive Methodist The Primitive Methodist Church is a Methodist Christian denomination with the holiness movement. It began in England in the early 19th century, with the influence of American evangelist Lorenzo Dow (1777–1834). In the United States, the Primiti ...
Chapel was built on Kirk Michael Street in 1835. It became a public hall when the Christian Street Chapel opened and is now used, after much redevelopment, as a showroom. Peel Centenary Wesley Methodist Chapel was built in 1839 on Athol Street. Peel Primitive Methodist Chapel, built in 1878, has now been converted into flats. The organ is now in
Jurby Jurby ( on, djúra-bý – deer settlement - animal park) () is one of the seventeen List of parishes of the Isle of Man, parishes of the Isle of Man. It is located in the north-west of the island (part of the traditional ''North Side'' division ...
parish church. The Isle of Man Christian Fellowship are based at the Philip Christian Centre on Christian Street. St Patrick's
Roman Catholic Roman or Romans most often refers to: *Rome , established_title = Founded , established_date = 753 BC , founder = King Romulus (Romulus and Remus, legendary) , image_map = Map of comune of Rome (metropolitan c ...
Church is on Patrick Street. There is also another
Evangelical Evangelicalism (), also called evangelical Christianity or evangelical Protestantism, is a worldwide Interdenominationalism, interdenominational movement within Protestantism, Protestant Christianity that affirms the centrality of being "bor ...
church in Peel named Living Hope which is now held in QE2 High School. It was formerly (until mid 2011) held in the Philip Christian Centre. File:Peel Cathedral 2006.jpg, Peel Cathedral File:Reproductions of Manx Stone Crosses (Medieval Celtic & Norse) at Peel Cathedral.jpg, Reproductions of medieval Manx crosses at Peel Cathedral File:PeelMethodistChurch.jpg, alt= Peel Methodist Church, Peel Methodist Church
secondary school A secondary school describes an institution that provides secondary education and also usually includes the building where this takes place. Some secondary schools provide both '' secondary education, lower secondary education'' (ages 11 to 14) ...
is Queen Elizabeth II High School, which is on Douglas Road at the eastern edge of the town. It was opened on 5 July 1979 by
Queen Elizabeth II Elizabeth II (Elizabeth Alexandra Mary; 21 April 1926 – 8 September 2022) was Queen of the United Kingdom and other Commonwealth realms from 6 February 1952 until Death and state funeral of Elizabeth II, her death in 2022. She was queen ...
, during her visit to the island to celebrate the millennium of
, and since then has grown to about 850 pupils with about 50 staff. The school is one of five main schools in the Island, the others being Ramsey Grammar School, St Ninians High School, Castle Rushen High School and Ballakermeen High School. Peel Clothworkers' School is a
primary school A primary school (in Ireland, the United Kingdom, Australia, Trinidad and Tobago, Jamaica, and South Africa), junior school (in Australia), elementary school or grade school (in North America and the Philippines) is a school for primary ed ...
on Derby Road, which was founded in the 17th century after Philip Christian, a successful expatriate Peel businessman, bequeathed a sum of money in his will to provide for the education of the children in Peel. After changing sites in the town a number of times, as it grew and developed, it finally moved to Derby Road after
World War II World War II or the Second World War, often abbreviated as WWII or WW2, was a world war that lasted from 1939 to 1945. It involved the World War II by country, vast majority of the world's countries—including all of the great power ...
and officially opened there in 1953. It is the third largest primary school in the Isle of Man. On 23 April 2008 new £3.3m facilities at the school were officially opened. New dining/assembly hall, kitchen, reception/office complex, meeting room, library, special needs unit, ICT suite had all opened in June 2007, while a refurbished sports hall, staff facilities, two more classrooms and a permanent nursery were added in 2008. Christian's Endowed National School was built in 1860. It was closed for some time in the mid-20th century before it was refurbished and became the Philip Christian Centre, and a registered building.
House of Keys Elections
This list is incomplete. The Peel constituency was amalgamated with Glenfaba for the 22 September 2016 general election to form the constituency of Glenfaba & Peel.
* Betty Hanson (1918 in Peel – 2008 in Douglas) was a Manx politician and teacher. * Stewart Stevenson Moore QC (1860 in Peel – 1951 in Chelsea, London) was a Manx lawyer, who was the First Deemster and Clerk of the Rolls in the Isle of Man. *
Sophia Morrison Sophia Morrison (24 May 1859 – 14 January 1917) was a Manx cultural activist, folklore Folklore is shared by a particular group of people; it encompasses the traditions common to that culture, subculture or group. This includes oral tra ...
(1859 in Peel – 1917 in Peel) was a Manx cultural activist, folklore collector and author. * Bernard Moffatt (born in Peel 1946) Founder member of Mec Vannin, the Manx Nationalist Party and Trade Union official. * James Teare (1872 in Peel – 1909) was a Manx merchant navy officer who served on numerous
Isle of Man Steam Packet Company An isle is an island, land surrounded by water. The term is very common in British English. However, there is no clear agreement on what makes an island an isle or its difference, so they are considered synonyms. Isle may refer to: Geography * Is ...
vessels. Capt. Teare is best known as the Master of the RMS Ellan Vannin on her ill-fated voyage from Ramsey, Isle of Man to Liverpool on 3 December 1909. * James Kewley Ward (1819 in Peel – 1910 in Westmount, Quebec) was a Canadian lumber merchant and politician, educated at May's Academy in Douglas, Isle of Man, he emigrated to the United States in 1842.
In popular culture
Govags or gobbags, among other spellings, was a word used by Peel people to describe others, but nowadays more often used by others to refer to people from Peel (see Manx English#Manx loanwords an
Lesson 2 - Where do you live? , Learn Manx
*Ingram, Michael (1983) ''Voyage of Odin's Raven'' (Clearwater)
Peel 2011: a photographic project - over 130 Peel businesses and organisations recorded in July 2011
Peel Heritage Trust website
Viking Festival website
House of Manannan website
'Odin's Raven' Viking ship display
{{DEFAULTSORT:Peel, Isle Of Man Towns in the Isle of Man Ports and harbours of the Isle of Man Constituencies of the Isle of Man


The Gear we trust on the road.
Here's some of the product we use and love. We get asked about different products, so I decided to compile it here.
Lagun Mount RV Table Love this thing!
Mount-It Screen Mounts Conveniently puts the screen away.
3-in-1 Cable Makes cable management easy!
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text:
Q: Does $Y$ $\mathcal{F_t}$-adapted and $X$ adapted to $Y$ imply that $X$ is $\mathcal{F_t}$-adapted? Suppose $(Y_t)_{t \geq0}$ is stochastic process which is adapted to a filtration $(\mathcal{F_t})_{t\geq0}$ (meaning $Y_t$ is $\mathcal{F_t}$-measurable for every $t\geq0$).
Suppose another stochastic process $(X_t)_{t\geq0} $ is adapted to the canonical filtration of $(Y_t)_{t \geq0}$ (namely $\mathcal{F_t}^Y:= \sigma\left(\{Y_s^{-1}(B)\colon s\leq t, B \in \mathcal{B}(\mathbb{R}\}\right)$.
Does it hold that $X$ is adapted to $(\mathcal{F_t})_{t\geq0}$?

This question came up when I studied the existence and uniqueness of solution Stochastic Differential Equations with respect to Brownian Motion. Here we speak of a "strong solution" which is as solution that is both adapted to the underlying filtration as well as the canonical filtration of Brownian Motion.
I have thought about it for a little while now without being able to figure out whether it is true or not. Am I missing something obvious?

A: Yes, $X$ is adapted to $(\mathcal{F}_t)_t$, because $\mathcal{F}^{Y}_t\subset \mathcal{F}_t$ necessarily for each $t$, otherwise $Y$ could not be adapted to $(\mathcal{F}_t)_t$.
(In general $(\mathcal{F}^Y_t)_t$ is known as the natural filtration of $Y$.)

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