Some homeowners think selling their house will be a simple process. Clean up, set a price, get the word out and they will come. Way too easy. Following are some of the necessary and not so simple things a real estate agent can and will do in representing you in selling your house.
A real estate agent can give you up-to-date information on the current housing market. They will obtain and shareinformation on comparable homes for sale in surrounding areas. A real estate agent can show you actual price comparisons on like houses and help you set a price that is competitive, but won't send a possible buyer running. Often sellers know the price they'd like to get for their home, but the condition of the home, its age and other factors determine whether or not that amount is a realistic one.
An owner selling their house may put up a "for sale by owner" sign or place an ad in the local newspaper, hoping the right people notice. They may tell friends and relatives to pass the word, but marketing a home and maximizing buyer traffic requires a lot more than that. An agent will look at your house first, take pictures (or have pictures taken) and talk to you about any needed maintenance. They will also make recommendations on things they know will help show the house at its best.
A real estate agent can list the house on the MLS (Multiple Listing Service) or other marketing networks they have access to. Whenever you have an agent, he or she will pre-screen possible buyers before showing them your house. The agent also accompanies possible buyers during showings of your home. Agents can have open houses for other agents, resulting in increased exposure to a larger group of clients.
When you receive an offer, the agent is there to help you evaluate it and can advise you in making the decision whether or not to accept. When you decide to accept an offer, the following process involves appraisals, buyer financing, inspections and other issues that have to be resolved before finalizing the sale.
All of these things are what the agent does on a daily basis. So if you are a seller it is advisable to get an agent so that your sale goes as smoothly and quickly as possible.


Outsourcing your IT methods to a Managed Company (MSP) a very good idea. But to learn the very best from your MSP, it's important that both sides are on one page regarding needs and deliverables.
By getting a precise Managed Services Agreement outlining the assistance provided by MSP, clients may take shape realistic expectations while because the MSPs against liabilities.
While creating a Managed Services Agreement, there are particular things that you ought to not miss out let's undergo them in more detail.
The to begin with step to become incorporated within your agreement is the kind of services you'll provide for the client. Be it just management, cloud, support services or possibly a bundle famous them everything needs to be clearly outlined. It is also crucial that you mention which services are excluded to avoid future complications.
The agreement should define the timeframe which you will be answering an issue introduced up out of your client. Ensure to specify your organization hrs so if you're offering services furthermore to the people business hrs. If that's the case, then whether extra charges might be relevant for the or else.
Your Managed Services Agreement should clearly take into account the items you will be responsible for in your link with the clients. It must condition what responsibilities will probably be adopted from you in case of system, hardware or network failures or glitches.
These types of scenarios needs to be mentioned in more detail therefore the client doesn't form any misconception relating to your services.
The customer may take shape impractical expectations in regards to the services they will be getting within you. You need to, it is vital that you just define the realistic services which you can supply them. For example, how rapidly are you currently fixing any system failure or disasters? How often will backups be transported out? It'll provide them with an authentic assurance from the services.
To avoid getting referred to as because of not reasonable client demands, it's essential that you should define your body needs. What meaning is, there needs to be some standards defined inside the agreement according to the client can avail your quality services. If these set standards aren't met, you are not vulnerable to offer your quality services.
Don't promise more than you'll be able to deliver. While confirming your alliance wonderful your customers, make certain relating to your deliverables and skills. You should avoid making false guarantees so that you can obtain a possible client.
Your agreement should document expectations concerning system performance with clearness. It's especially helpful if you are dealing with services connected with hardware, workstations and third-party systems.


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65Application to subsidiaries
(1)A qualifying company may in the relevant period have one or more subsidiaries if—
(a)the conditions in subsection (2) below are satisfied in respect of the subsidiary or each subsidiary and, except as provided in subsection (3) below, continue to be so satisfied until the end of the relevant period ; and
(b)the subsidiary or each subsidiary was incorporated in the United Kingdom, did not commence business before the qualifying company did so and complies with the requirements of section 55(2) to (6) above.
(2)The conditions referred to in subsection (1)(a) above are—
(a)that the qualifying company possesses all the issued share capital of, and all the voting power in, the subsidiary; and
(b)that no other person has control of the subsidiary within the meaning of section 534 of the Taxes Act; and
(c)that no arrangements are in existence by virtue of which the conditions in paragraphs (a) and (b) above could cease to be satisfied.
(3)The conditions referred to in subsection (1)(a) above shall not be regarded as ceasing to be satisfied by reason only of the subsidiary or the qualifying company being wound up or dissolved without winding up if—
(a)it is shown that the winding up or dissolution is for bona fide commercial reasons and not part of a scheme or arrangement the main purpose or one of the main purposes of which is the avoidance of tax ; and
(b)the net assets, if any, of the subsidiary or, as the case may be, the qualifying company are distributed to its members or dealt with as bona vacantia before the end of the relevant period, or in the case of a winding up, the end (if later) of three years from the commencement of the winding up.
(4)Where a qualifying company has one or more subsidiaries in the relevant period the foregoing provisions of this Chapter shall have effect subject to Schedule 12 to this Act.
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redpajama_set_name: RedPajamaCommonCrawl


The polygamist community of Colorado City is in great spiritual need! They also are in physical need! Once a month we join forces with Shortcreek Family Services and do a food and clothing distribution. This is an amazing monthly mission trip you can be involved with and you don't need a passport We meet at the church at about 9:45 after men's Bible Study and make the trip.


At Endeavor Marketing Group, we strive to establish meaningful, long-term relationships with our clients, their products and their brand. I believe that this affords us a unique opportunity, to understand and appreciate our client's corporate identity, as well as; the value and importance of their fundamental principles. As one of North America's leading marketing & distribution firms, our continuing goal is to help our clients achieve or exceed, their marketing, branding and revenue goals. As well, our staff of search engine marketers, brand builders, social media marketers, publicists, and Distribution specialists are committed to encouraging the long-term growth and prosperity; of your business and brand. To inspire exceptional results for every client account, I personally manage each campaign, to ensure that our approach to building your brand, sales and reputation; is consistent with your corporate vision and branding strategy. By approving the development and implementation of all our services and strategies, I can be certain that the techniques and methods utilized by my executive team and staff are ethically and effectively; promoting your company's brand identity and values.
If you have any questions, comments or concerns about your campaign, or your ongoing relationship with Endeavor Marketing Group, please do not hesitate to call.


How absolutely gorgeous are these super soft Reindeer print pyjamas from Jim Jamz!
Made of ethically sourced 100% cotton with a cute Reindeer motif on the top and packaged in a glass jam jar they make such an awesome gift for Xmas.
Both the pyjama top and bottom are a slim fit so if your child is between sizes we recommend you buy the bigger size.
Machine washable at 30 degrees and we advise not to tumble dry. Always iron on reverse.


It is Surat Thani's major tourist attraction. The island has numerous lovely beaches and bays. It is almost literally an island of coconuts and forested hills, and is fast be coming a resort of international stature. Samui's best beaches line the northern and eastern coasts, the most popular being Chaweng and Lamai where, generally, the most attractive accommodation is found.
Besides beaches, other island attractions include the Hin Lat and Na Muang waterfalls the phallic rock formations at the southern end of Lamai Bay; a massive seated Buddha inage of Fan isle and Na Thon, the island's major seafront settlement where shops, restaurants, tour agencies and hotels are located.
Koh Samui hotels Thailand hotel reservation useful travel information, maps, resorts, samui accommodation guide, beaches, samui nightlife, entertainment, shopping and travel guide in samui island.
Lying some 80 km off Thailand's east coast, amongst the Angthong group of islands is the island of Koh Samui. From the minute you arrive, whether by ferry or air, you will be enchanted by the place. The airport must rank as one of the most beautiful in the world. Its tropically planted gardens burst forth with flowering glory and greenery, year round. The ferry docks lead you straight onto palm fringed shores or quaint villages.
The local population consisting mainly of Buddhist Thais is very friendly. Until the recent arrival of tourism, coconut farming and fishing were the main sources of income. The latter are still practiced though to a lesser extent and the pleasant aroma of charring coconuts can still be smelled on many parts of the island. The fish you'll eat in the many restaurants and hotel dining rooms comes from the surrounding Gulf of Thailand's warm waters.
The largest and most popular beaches on Samui are, Chaweng, Lamai and Maenam. Due to their length although dotted with resorts and hotels, are never too busy. For those looking for a quieter place to spend their holiday or business trip, there are 23 other beaches to choose from.
Entertainment wise, if not a beach or water sports type, there is still a lot to do on this island. There are many Buddhist temples, boat trips, waterfalls and other interesting activities to entertain you.


American Investment Services Inc. is an investment advisor that manages 678.8 MM dollars in regulatory AUM and has 10 employees, of which 8 perform investment advisory functions.
The manager's has disclosed holdings from 12/31/06 to 12/31/18. The fund's latest filing disclosed 281MM in positions, representing 41% of the manager's regulatory AUM.
AIS's investment strategy is based on a wide body of empirical academic research and historical market data that embodies the major tenets of Modern Portfolio Theory ("MPT"), as articulated by the work of Harry Markowitz (the Capital Asset Pricing Model), Eugene Fama, Sr. (Efficient Market Hypothesis), Fama and Kenneth French (three-factor regression), and William Sharpe (the Arithmetic of Active Management), among others. AIS also incorporates research based on the work of AIER founder, E.C. Harwood, pertaining to monetary theory, inflation, and gold-related assets as an alternative to fiat currency.


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ExploreAustraliaAustralian Capital TerritoryHotel Review – Hotel Hotel, Canberra
Hotel Review – Hotel Hotel, Canberra
By Alex Greig - Online Writer
Travel writer Bill Bryson once suggested the marketing slogan: "Canberra: why wait for death?" Indeed, Australia's staid capital has endured sneers from all directions ever since Chicago architect Walter Burley Griffin won the chance to design the city in 1911. However, when Hotel Hotel popped up in the recently created cultural precinct NewActon a couple of years ago, it almost singlehandedly made Canberra a destination. Now, the hipster vibe NewActon brings to the city, with its bike-shop-cum-cafe and community vegetable patch, has been noted by arbiters of cool from The New York Times to Time Out.
The 68-room hotel is situated in the industrial-chic Nishi building, which houses apartments and commercial spaces, and won International Project of the Year at The Building Awards in London in 2015. It is guided by sustainable practices and, despite the alfalfa-sprout-peace-and-love ethos, no expense is spared. It's incredibly luxurious, undeniably stylish and really rather special.
The dramatic staircase that leads you to the foyer is made from 2250 pieces of sleek, recycled timber from all over, including a nearby basketball court. Almost 100 Canberran creatives, from architects to furniture makers, collaborated to create the public spaces. Hotel Hotel prides itself on using local resources, which means almost everything within the hotel is sourced from ACT artists and makers.
You'll find warm, contented people clustered around the lobby's incredible fireplace, drinking coffee or bespoke cocktails, depending on the time of day. The dimly lit reception area is an open-plan foyer/bar/restaurant and hotel-dwellers make good use of its nooks, sofas and benches. The faint scent of popcorn follows guests into the corridors of the hotel; it comes from the Palace Electric Cinema, which shares the Nishi building – it's not an unpleasant smell, though it does make one slightly peckish.
Taking as their inspiration the quintessential Australian shack (though we've never seen a shack quite so well equipped), Hotel Hotel's designers have created suites with soft lighting, raw-wood accents and minimalist decorative elements for a space that is not just incredibly chic but feels warm and comfortable. The rooms fall into four categories: Cosy, Original, Creative and Meandering. All have clay-rendered walls and beds made from salvaged oak, plus fabulous reupholstered Mid-Century Australian furniture and original artworks.
There are enormous pump packs of Aesop products in the bathroom: no piddling little single-use toiletries here. Guests can pad barefoot into the bathroom (the floor is heated), lather up with fragrant body wash ("There is nothing in a caterpillar that tells you it's going to be a butterfly," the dispenser informs bathers) beneath the overhead rain shower then apply a decadent layer of Geranium Leaf Body Balm. Don a linen robe (made in Melbourne by Elizabeth Pertile) and recline on a sofa with a glass of red from the minibar, which is stocked with local wine and snacks.
The few items in Hotel Hotel's rooms that aren't locally sourced are tech essentials, including phones and iPads loaded with hotel info. Things happen at the flick of a switch here: blackout blinds open and close and there's no need to put a "Do Not Disturb" sign on your door – just press the button on the bedside console.
And, joy, the windows at Hotel Hotel actually open!
Before dinner, perch on one of the cushion-topped benches enclosing the open fire and try Monster Kitchen and Bar's Red Hill cocktail (rum, grilled pineapple, smoked cinnamon, sweet spices and orange peel). Fascinating portraits adorn the walls of the saloon and dining room, telling stories of Australian immigration. The menu tells that story, too, wandering from China to Greece and everywhere in between, all in perfect harmony.
Monster serves breakfast, lunch and dinner, has a late-night bar menu, and coffee and baked goods can be had at any old time. During our stay, the restaurant is packed with locals: there's a table celebrating a 21st birthday, friends sharing pulled-lamb shoulder with yoghurt, vine leaves and pomegranate and tables of two savouring pork-neck bao. If you only try one thing from the menu (impossible!), it's got to be the yabby jaffles with horseradish and crème fraîche.
Nearby, Mŏcan & Green Grout offers an ever-changing menu of seasonal dishes with that hole-in-the-wall espresso-café vibe that Melbourne has perfected. The coffee is fair-trade and the produce so local that some of it grows mere steps from the front door. Breakfast and lunch are all about eggs from Temora, NSW, sustainable seafood from that state's south coast and bacon from free-range pigs near Young. Dinner is a multicultural menu of share plates that changes regularly. The place is designed to feel like you're eating in your best mate's kitchen – and it does, if your best friend is a bit like Jared Ingersoll.
Also in the NewActon precinct is A. Baker, which serves bistro-style food and killer pastries; delicious Italian at Bicicletta; and Parlour, a go-to for tapas and vino.
The NewActon precinct, north of Lake Burley Griffin, was completed in 2014 and today it's a favourite among locals and visitors alike. It's close to the heart of Canberra and a short drive – or bike ride – away from the city's major museums.
But there's also plenty to do in NewActon. First up, there's Palace Electric Cinema, which includes a Prosecco bar and the Electric Espresso Café, and screens movies in the courtyard during the warmer months. The Nishi Gallery and Soma Day Spa are also worth a visit, plus there are a handful of great bars and restaurants.
It's really not necessary to leave Hotel Hotel if you don't feel like it. There's plenty to keep you busy, including the aforementioned Monster Kitchen and Bar, Palace Electric Cinema, Roji hair salon and a library full of books about design, art and architecture from small Melbourne outfit Perimeter Books.
If you want to get moving, there's a well-equipped gym and free yoga classes on level eight of the Nishi Building, meaning you can watch the flag flapping atop Parliament House as you run through your asanas. Guests are also welcome to borrow one of Hotel Hotel's bicycles for city touring.
There are also regular workshops at Hotel Hotel. Called Fix and Make, they focus on everything from the practical (how to make a bee-colony house) to the philosophical (panel discussion on "the ownership of things").
In their cool utilitarian outfits and complexions made radiant by fermented radish, activated almonds and local honey, staff on the Hotel Hotel front desk are a picture of hipster health. I jest, but the staff really are extremely friendly, helpful and well dressed.
The loose-fitting outfits made by Melbourne label Kloke are customisable – a deliberate move because of "the hierarchy uniforms tend to provoke", explains the hotel's site.
They're full of suggestion for bars, a bite to eat or a must-see museum.
Fab factor
If you have the resources, splash out on a Meandering room. They're the largest of the lot: you'll find twin showers, double vanities and polished concrete bathtubs. All Meandering rooms overlook the fern-filled atrium.
Location: NewActon Nishi, 25 Edinburgh Ave, Canberra
Style: Boutique
Perfecct for: Leisure and business travellers
The Best Restaurants in Canberra to Put on Your Radar
How to Spend a Long Weekend in Canberra Exploring the Wineries
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Paranormal Wines – Review


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Cairo's 'Zabaleen' garbage collectors: Egypt's diamond in the rough
by Itziar Aguirre , June 12, 2015
Despite being sidelined for a decade, Cairo's 'Zabaleen' garbage collectors have cultivated one of the world's greenest waste-management systems – a rare entrepreneurial success story in Egypt.
The Zabaleen, a term rooted in the Egyptian Arabic word zebāla or "garbage", have served as Cairo's informal garbage collectors since the early 1940s. A tradition that began generations ago, the Zabbaleen have made their living by collecting trash door-to-door from Cairo's residents at a bargain, sorting through 15,000 tons of daily garbage.
Estimated to be a community of about 70,000, they serve a city now close to 18 million people and have created one of the world's greenest waste-management systems. They are believed to collect about two-thirds of Cairo's waste and recycle an impressive 85% of what they receive.
The Zabbaleen use donkey-pulled carts and pick-up trucks to transport the garbage that they collect from the residents of Cairo, haul the garbage to their homes, sort the rubbish there, and proceed to sell the sorted refuse or create new goods from their recycled waste. Social services where this community resides are pitiful: disease is rampant, illiteracy high, and daily incomes for most stand below $1.
The Zabaleen survive largely off of cash tips, the sale of plastic bottles, paper, glass, and aluminum cans to factories, and their pigs, an essential component to their recycling and sorting system, as well as a cheap source of protein. While Egypt's Muslim majority perceive pigs as dirty animals, the Zabaleen, a minority Coptic Christian community, do not. Ninety percent of Egypt's 82 million population is Muslim, while roughly 9% is made up of Christians.
Ill-suited reforms hurt system
Despite the priceless service they provide, this community has faced persecution for decades.
In 2004, for example, their existence came under threat when this informal arrangement came to an abrupt halt. The municipal authorities grew exasperated with the Zabbaleen's donkey carts, claiming that they were an eyesore and a traffic hazard.
In an attempt to "professionalize" Cairo's waste management, Hosni Mubarak awarded annual contracts of $50 million to three multinational garbage disposal companies. With the arrival of the multinationals, residents were suddenly asked to deposit their waste in large bins left in the street.
Cairo locals did not respond well to this change, and the Zabaleen, who had to survive, continued to pick up most of the rubbish door-to-door for now a fraction of their previous wages. Residents, now paying multinationals, were reluctant to continue paying the Zabaleen as much as they had before.
To add insult to injury, the Western multinational "experts" were recycling a measly 25% of what they collected. In fact, a big portion of the waste was being dumped untreated into canals, rivers and even streets, polluting water, soil, and air, as well as negatively impacting the economy and tourism.
In 2009, at the height of the swine flu epidemic, Mubarak had roughly 300,000 pigs slaughtered, against the WHO'S advice. Destroying a crucial component of their socio-economic sustainability, this affected the Zabaleen community greatly, who were convinced it was an excuse for Mubarak to further chastise them.
Formalizing the Zabaleen system
A World Bank report predicts that Egypt loses an estimated 0.5 percent of its GDP due to its inefficient solid waste policies. During Mubarak's ousting and Egypt's ongoing political turmoil, supporters of the Zabaleen – like Spirit of Youth – began actively pushing for change, urging them to start formal companies.
Eventually, the Egyptian government was forced to accept that their grand multinational experiment had failed miserably. As a result, the government agreed to give the Zabaleen uniforms and vehicles and, for the first time, granted them an official role in the city's waste processing.
An avid advocate of the Zabaleen, the new minister of the environment Leila Iskandar recently said: "Over the years the Zabaleen have created an efficient ecosystem that is both viable and profitable, with a recycling capacity of almost 100 percent. It provides work for women and young people who are the first to suffer from Egypt's unemployment. We need to use this local organization."
Entrepreneurial success story in Egypt
Under the combined management of the ministry of the environment and the Zabaleen union, 44 local waste disposal companies, with a labor force of 1,000 families, have been officially registered. Currently, the Zabaleen earn an estimated 41 euro cents per day, a wage that will hopefully triple under the new scheme. If successful, this guaranteed salary will help increase the living standards of this community.
Unfortunately, Egyptians continue to grapple with pungent problem as piles of garbage prevail in Cairo. In spite of a recovery in the first half of 2013, Egypt's foreign reserves have steadily dwindled, and now barely cover three months of imports.
Earlier this year, the Egypt Economic Development Conference drew 1,700 investors and government leaders from 90 countries to Egypt's resort town of Sharm El-Sheikh in a desperate attempt to boost its struggling economy. Despite securing over $38.2 billion in investment from foreign donors, in addition to $12.5 billion pledged by four Gulf countries, many have criticized the government's failure to address the immediate socio-economic troubles that torment Egyptian society.
With piles of uncollected garbage and almost daily bombings, it is no surprise that investors remain wary.
Categories: Middle East/North Africa, Natural resources and energy
Tags: Cairo, Economic growth, Egypt, entrepeneurship, GDP, Investment, Mubarak, World Bank
Itziar Aguirre
Itziar currently works as a Research Consultant at JLL, a commercial real estate capital intermediary. She holds an MBA in Accounting and Finance from the University of St. Thomas and an MSc in Comparative Politics from the London School of Economics.
Egypt's economic crisis may finally be coming to a head
Iraq ten years on: full of potential yet politically unstable
Oman's future: What goes up must come down
The Dragon looks North: China's emerging Arctic policy
The Baghdad-Erbil-Ankara Triangle
Climate change is the ultimate prisoners' dilemma
Brazil explores pre-salt oil extraction
Qatar invests for political influence


← Back with some knowledge.
still need to see more clear but things start to look more bold.
Not the knowledge that you think not simply the one from college.
Os like discovering things you did not even imagine.
With no need of any substance just enjoying your own rhymes.
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Automated Conveyor and Equipment Changeovers - Septimatech Group Inc.
Shorter production runs. Greater line flexibility demands. More frequent changeovers. An ever-expanding range of product sizes and formats. Container handling and control optimization. All these factors challenge manufacturers to optimize their packaging line performance and optimize throughput. Learn how Septimatech uses distributed controls to automate conveyor and machine changeovers.


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HomeCricket Insights
Salman Khan should play my role if ever a biopic is made on me: Shoaib Akhtar
Cricket InsightsCricket News, Latest Cricket Updates, Breaking Cricket News
Pakistani fast bowler Shoaib Akhtar can't go or give live chat without mentioning India. This time Rawalpindi has expressed his desire to become the coach of Team India during their chat.
Image Source – Instagram
Shoaib AAkhtar and Salman Khan
Despite the great tension between India and his country, Pakistan fast bowler Shoaib Akhtar wants Bollywood's 'Dabangg' actor Salman Khan to play the lead role if his biopic is ever made. He also stated that Sunil Gavaskar and Sachin Tendulkar have been great cricketers of their time, while Jasprit Bumrah and Bhuvneshwar Kumar are the best bowlers in the current era. Shoaib also said that he wants to become the bowling coach of Team India.
Rawalpindi Express, who met her fans on social media site 'Hello', said on the question of her biopic, 'If ever my biopic is made, I want Salman Khan to play the lead in it.' He revealed that when the Gangster film was coming out, Salman Khan told him that he was perfectly fit for Shiney Ahuja's character, as he looked like a gangster.
Also Read – Erin Holland shared a picture on Twitter with her husband Ben Cutting and said I love you so much
During this, he also said that whatever he said on Danish Kaneria is still working on him. He had also revealed that some senior cricketers did not eat food with Danish due to being Hindu.
Talking about Hardik Pandya said that he can become the best all-rounder in the world. Along with this, he has described Harbhajan Singh and Yuvraj Singh as his best friends. He said that he would like to become the coach of his former team Kolkata Knight Riders (KKR) in Team India and Indian Premier League (IPL) if he gets a coaching opportunity.
Cricket fraternity salutes the Martyrs of Handwara: Virat and others have tweeted
Australia's beautiful cricketer Ellyse Perry to go on dinner date with Murali Vijay
Australia's beautiful cricketer Ellyse Perry to go on dinner date with Murali Vijay - Cricket Facts May 4, 2020 At 1:58 pm
[…] Also Read – Salman Khan should play my role if ever a biopic is made on me:Shoaib Akhtar […]


But first a word about the Sewel Convention.
Quite apart from the issue as to whether this amendment would, or could, ever be legally enforceable (see Mark Elliot's post here and Kenneth Campbell's here), there are two further problems about it.
As the amendment will have the effect of replacing the Sewel Convention, it is important that it should be amended to reflect how that convention is at present applied. For the purposes of this post, it is assumed that it will be.
There are only two references to the HRA in the Scotland Act. These are in section 126(1) which defines "Convention rights" as having the same meaning as in the HRA and in paragraph 1(2)(f) of Schedule 4 which lists the HRA as one of the enactments which the Scottish Parliament cannot modify. If the HRA was simply to be repealed, it would not matter whether or not the Bill doing so contains provisions repealing, or for the repeal of, those references as consequential amendments. In any event, the effect of that Bill would be that those references would cease to have effect and be spent.
Human rights as such is not a reserved matter and paragraph 7(2) of Part 1 of Schedule 5 specifically provides that the reservation of "international relations" does not reserve the observing and implementing of the Human Rights Convention which is defined as the ECHR and its protocols. However, the Scottish Parliament is prevented from making its own provision for giving effect to that Convention in Scots law by section 29(2)(c) and paragraph 1(2)(f) of Schedule 4 because the effect of any such provision would be to modify the effect of the HRA. It therefore follows that, if that paragraph is spent or repealed with the repeal of the HRA, this would have the effect of increasing the competence of the Scottish Parliament. It could even re-enact the HRA for Scotland. Therefore the Sewel convention would be triggered.
Similarly, even although the HRA is only being used as a dictionary in order to define what is meant by "Convention rights" for the purposes of the Scotland Act, the repeal of the HRA would mean that there would no longer be any substance to that definition. It would, as we used to say, beat the air and the courts would not know how to interpret that expression. This would have the effect of removing the restrictions on the competence of the Scottish Parliament in section 29(2)(d) and of the Scottish Ministers in sections 53, 54 and 57 and, as a result, increasing their competence. This again would trigger the Sewel convention.
Similarly, the repeal of the HRA would have the effect of increasing the powers of the UK Government to intervene in Bills passed by the Scottish Parliament under section 35, or in actions, or proposed actions, by Scottish Ministers under section 58, if the Secretary of State considered that the Bill contained provisions, or the action or proposed action, would be incompatible with any international obligations. This is because the definition of "international obligations" in section 126 (10) would no longer have the exception for Convention rights if that reference ceased to have any meaning. This would have the effect of restricting the competence of the Scottish Parliament and Scottish Ministers by subjecting them to an increased control by the UK Government and therefore triggering the Sewel convention.
Finally, the repeal of the HRA would affect the definition of "compatibility issue" in section 288ZA of the Criminal Procedure (Scotland) Act 1995, and the operation of the provisions of that Act which were inserted by Part 4 of the Scotland Act 2012. These make provision for the reference to the High Court or the Supreme Court of those issues, in criminal proceedings, regarding the compatibility of certain actions with section 6 of the HRA or of certain provisions in an ASP with Convention rights. This would have the effect of triggering the Sewel convention both in its original sense as used by Lord Sewel and in its extended application.
The application of the Sewel convention could, of course, be avoided if the HRA was not repealed so far as Scotland was concerned.


East Village - Good food.
Urban design, diner function, and a casual vibe mark this fun restaurant. Savory and hearty California-Asian influenced cooking is the mainstay of the menu, with options for carnivores and herbivores alike. Quench your fire with our nice selection of frosty, local craft beers or sake.
Newly discovered unsubstantiated rumors indicate that eating kimchi regularly increases your attractiveness and awesomeness. Being awesome is great!
According to employees and other people paid by East Village Asian Diner, their in-house Monk's Sauce is better than all other sauces combined.
Robots will gain self-awareness on November 3, 2102. Show your subservience to your future overlords and upgrade your computer with a new SSD.
superheated stone pot filled with choice of white or brown rice topped with veggies, over-easy egg and a drizzle of signature hot sauce.
base bowl starts at 7.95.
increase your power with special toppings!
...I was served hot food and I ate it all. I like that.
...I looked into the void and the void looked back at me.


The Gadget Gurus – Everyone welcome! We do not have any prerequisites, just come, ask questions about previous presentation session topics, or any other tech questions you might have. Bob and/or Glenn will be at the Clubhouse for one-on-one assistance with your computers, smart phones, cameras, tablets, etc. Bring your tech issues and enjoy.
December 5, 2016 at 7:00 PM – Learn What A Chromebook Can Do – Whether you own a Chromebook or not, right here is where you start learning how to use it. Interested in buying a Chromebook, but afraid they're a bit too different from Windows laptops and MacBooks? Or, perhaps you already own a Chromebook, but you've yet to explore its capabilities.
November 21, 2016 at 7:00 PM – Create Documents – Spreadsheets – Online – You don't need to buy Microsoft Office! Create basic documents from scratch or start from a template. You can easily do all the basics, including making bulleted lists, sorting by columns, adding tables, images, comments, formulas, changing fonts and more. And it's free.
November 7, 2016 at 7:00 PM – Online Shopping – Everyone loves saving money and online shopping makes it easy. Back in the pre-internet age, if you wanted to save a few bucks, you either had to visit several stores to compare prices or spend an entire Sunday afternoon cutting coupons. Thanks to the internet revolution, saving money shopping online has never been easier. With more retailers setting up shop on the web, all it takes is a click of a button.
October 17, 2016 at 7:00 PM – Streaming Video Your Best TV Entertainment Value – Streaming video is content sent in compressed form over the Internet and displayed by the viewer in real time. With streaming video or streaming media, a Web user does not have to wait to download a file to play it. Instead, the media is sent in a continuous stream of data and is played as it arrives. The user needs a player, which is a special program that uncompressed and sends video data to the display and audio data to speakers. A player can be either an integral part of a browser, a set top box or built into a Smart TV.
October 3, 2016 at 7:00 PM – Two Factor Authentication – What is two factor authentication? Two-factor authentication means using two authentication methods (e.g. password, value from physical token, text message, or automated voice call with token number) to increase the assurance that the bearer has been authorized to access secure systems.
August 29, 2016 at 7:00 PM – Backing up data – why you need to do it – Data loss can happen in many ways. One of the most common causes is physical failure of the media the data is stored on, in addition MalWare can infect your system and corrupt or encrypt files. You probably have everything saved on your PCs hard drive. That hard drive will not live forever.
August 15, 2016 at 7:00 PM – Use Google Photo To Manage Your Digital Pictures – All your photos organized and easy to find. Photos on your computer or smart phone are backed up safely, organized and labeled automatically, so you can find them fast, and share them how you like. Google has built in some clever tools for sharing photos as well – drag to select a few shots, and with a couple clicks, you can create a web album to . Free unlimited storage, automatic backup and fun editing effects make Google Photos one of my favorite tools for managing photos to share with friends.
July 18, 2016 at 7:00 PM – Type With Your Voice – You can type and edit a document by speaking in Google Docs. Note: This feature is only available in Chrome browsers.
June 27, 2016 at 7:00 PM – What is a Chromebook? – A Chromebook is a new type of computer designed to help you get things done faster and easier. Powered by Google's Chrome OS™, and featuring built-in, up-to-date virus protection along with Google apps and services like Gmail™, Google Calendar™, Docs and Google Play™ (plus thousands more in the Chrome Web Store™). Unlike traditional PCs, Chromebooks update themselves automatically for free, so you always have the latest and greatest version, while your stuff stays safe with Google Drive™ online file storage that's automatically backed up. And Chromebooks play nicely with your other devices—your phone, tablet or another computer—so you can stay in sync with your day from wherever you are.
June 13, 2016 at 7:00 PM – Use Google Photo To Manage Your Digital Pictures – All your photos organized and easy to find. Photos on your computer or smart phone are backed up safely, organized and labeled automatically, so you can find them fast, and share them how you like. Google has built in some clever tools for sharing photos as well – drag to select a few shots, and with a couple clicks, you can create a web album to . Free unlimited storage, automatic backup and fun editing effects make Google Photos one of my favorite tools for managing photos to share with friends.
May 23, 2016 at 7:00 PM – Online Shopping – Everyone loves saving money and online shopping makes it easy. Back in the pre-internet age, if you wanted to save a few bucks, you either had to visit several stores to compare prices or spend an entire Sunday afternoon cutting coupons.
May 2, 2016 at 7:00 PM – Back To The Basic – And the "basics" aren't just for beginners. You always hear something new, or something that you have forgotten because you haven't used it for a long time. And we always appreciate having experienced users in these sessions to contribute their experience and knowledge to the group. Find out all the things you can do when you "right click" on the mouse – or the things you can do from the keyboard without the mouse. Cut, Copy, and Paste – Even if you know next to nothing about using a computer cut, copy,and paste are simple task you should learn how to do. This tutorial teaches the easy and very handy skill of "Cut Copy & Paste". There are several ways to copy and paste, choose the way that is easiest for your to remember.
April 18, 2016 at 7:00 PM – Navigating Goggle, Gmail, Calendar, Maps,Wallet, Docs… – Google provides Internet services that let you search the web, create blogs, send email, word processing, spreadsheets, video chat, and publish web pages. Google has social networking tools, organization tools, and services for mobile devices, Google Wallet card, and even Google branded merchandise. Type With Your Voice – You can type and edit a document by speaking in Google Docs. Note: This feature is only available in Chrome browsers.


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Gurren Lagann- The Consequences of "Fighting the Power"
May 21, 2017 June 5, 2017 joshuaadam45 Anime, Politics and International Affairs, TV	123zc, 123zc1, Analytical, Analytical Essay, Animation, Anime, anime analysis, anime blog, anime blogging, anti spiral, blog, blog post, blogging, fight the power, gainax, Gurren Lagann, gurren lagann analysis, gurren lagann part 2, Gurren Lagann- The Consequences of "Fighting the Power", joshuaadam45, political analysis, political science, Politics, rebellion, revolution, rossiu, row row fight the power, simon, tengen toppa gurren lagann, writing
At its core, Tengen Toppa Gurren Lagann is a show about maturing as an individual and rebelling against oppression. Despite the equal importance and narrative intertwinement of these themes, today I will be focusing on the latter. More specifically, I will be looking at how, without the second half of the series, Gurren Lagann would not be remembered today.
Rebelling against oppressor is one of the oldest, and therefore, most used storytelling devices. After all, rebellion is a frequent and important element of real-world history. We saw revolution in the earliest human societies, and we still see it regularly throughout the world today. Further, it is so simple to garner support for a character when they are fighting against a tyrannical regime that is trying to put them down.
The first half of Gurren Lagann takes that narrative device and boils it down to its absolute pure essence. We are provided with one of the most clean-cut, smooth, and satisfying rebellion stories in fiction. There you have it, Simon and the rest of the Dai-Gurren Brigade defeated Lordgenome and the Beastmen forces, regaining control of the surface world. They had some tragic losses, but also made some new friends along the way. A young boy who started out as a non-confident, bullied antisocial in his underground village transformed into the man who led the rebellion to its victory. As most writers would put it, THE END.
What makes Gurren Lagann stand out from its contemporaries is that this "ending" is only the halfway point of the series. After a seven year timeskip, "act 2" begins with what I like to call the "political consequences arc."
Historical rebellions aren't as clean cut as most fictional works would have you believe. Revolution often comes with the desire for a new form of government, something that is immensely difficult to implement in a nation so accustomed to tyranny. Systems must be destroyed and rebuilt, citizens must be accounted for and entered into government programs, and all prior opposition must be dead or imprisoned to prevent regime reversal.
The second half of Gurren Lagann addresses all of these elements, and more. Simon and Rossiu, who occupy the two most prominent government leadership positions, are having an excruciatingly difficult time running their nation. Initiatives to move citizens from their underground villages back to the surface world are failing; they didn't account for people wanting to remain in that oppressed lifestyle. They find out Viral, a high-ranking and unaccounted for member of the original oppressive regime, is working as a terrorist, undermining citizen relocation efforts.
When citizen dissatisfaction and political unrest begin to spread through the new capital, we see Rossiu, a rebellion hero and close friend to Simon, turn on him in a political move he believes is in the best interest of the nation.
All of this climaxes with the invasion of the anti-spiral forces. You see, it is revealed that the initial oppressive regime was present in the first place in order to prevent this external "nation" from invading. Simon must escape from political prison, gather his old rebellion friends (and even some former enemies), and fight against the invading anti-spiral.
Despite being presented through high-concept science fiction and dimensional shenanigans, the second half of Gurren Lagann is showing real-world consequences. Political turmoil, betrayal, and even foreign invasion in times of weakness are common elements of real post-revolution nations. Most fight against the tyrannical regime stories don't dare tread these complicated waters, they are satisfying enough as it is.
The fact that Gurren Lagann takes a step beyond mere satisfaction, and addresses these logical consequences, is why it is still remembered as a masterpiece today.
Rapid Reviews- Alien: Covenant
May 21, 2017 June 5, 2017 joshuaadam45 Film, Rapid Reviews	123zc, 123zc1, alien, alien covenant, alien covenant review, alien review, aliens, blog, blog post, blogging, covenant, Film, Film Review, joshuaadam45, michael fassbender, Movie, Movie Review, prometheus, Rapid Reviews, Rapid Reviews- Alien: Covenant, Review, wordpress, wordpress blog, wordpress review, worth seeing
Rapid Reviews is a new series I'm launching. Here, I will be covering films that I want to talk about, but don't plan on writing in-depth analytical essays on. I will also include a final verdict section at the end of each review, so those who don't feel like reading the whole post can gain an even quicker summary of my opinion (skip, worth seeing, and must see are the three verdicts I can assign). Anyway, enjoy the first of many rapid reviews to come. Who knows, one day I may expand to other mediums, but for now, I'm just sticking with movies.
Alien: Covenant serves as both the sequel to Prometheus and the second prequel to Alien. I consider myself to be somewhat of a fan of the Alien franchise, having really enjoyed the original, but not yet got around to watching Aliens. My opinions on Prometheus, however, can be best described with one point: I can't seem to recall almost anything that happened in the entire movie.
Thankfully, Alien: Covenant doesn't fall into the same forgettable trap. Combining the strongest elements from both Prometheus and the original Alien, Covenant serves as the bridging point between the two. Despite some major issues, I really enjoyed this entry into the legendary science fiction franchise.
Michael Fassbender reprises his role as David, while also portraying a new character named Walter. Regardless of who he is in any given scene, Fassbender is the standout performance of this film; he's worth the entire price of admission alone. However, when it boils down to the rest of the new cast, we are left with an undeveloped and generically bland horror ensemble.
What makes this movie stand out over its prequel predecessor is the villain, the identity of whom I will not spoil due to its implications in the Alien lore. Despite being an amoral and nefarious character, you find yourself rooting for him due to the sheer blandness of the protagonists. I found myself wanting his sinister plans to succeed, despite their horrible nature.
Aside from one standout performance and a tremendous villain, there isn't really much to Alien: Covenant. At its core, the movie is a fun popcorn flick, and a solid entry into the classic sci-fi/horror saga. If you were disappointed by the lack of Xenomorphs in Prometheus, you will be immensely satisfied this time around.
Speaking of Prometheus, I would recommend giving it a re-watch before seeing Covenant, just as a refresher. It's not absolutely necessary, but based on the amount of recap questions I had to ask my friend during and after the movie, It's probably a good idea.
Final Verdict: Worth Seeing


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In finance, a forward start option is an option that starts at a specified future date with an expiration date set further in the future.

A forward start option starts at a specified date in the future; however, the premium is paid in advance, and the time of expiration is established at the time the forward start option is purchased.

Pricing of Asset
Since the asset price at the start of this option is not known a priori, it is common to specify that the strike price will be set in the future, so that the option is initially at the money or a certain percentage in the money or out of the money.

This contract can be used to give an investor exposure to forward volatility.

Example of Forward Start Option
Executive stock options can be viewed as a type of forward start option. This is because a company commits to granting at-the-money options to employees in the future.

Forward Start Options Series
A series of consecutive forward start options creates a cliquet option.

Valuation
In a Black–Scholes model, the value of the forward-start option is proportional to the asset price.

Therefore, the value of the forward-start option is a multiple of the current asset price, with that multiple depending on forward volatility.

References

htpootp://www.Forbes.com

Derivatives (finance)

redpajama_set_name: RedPajamaWikipedia


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The cars : Simca 1000 development story
25 October 2017 Keith Adams 24
The heart of the Simca 1000 lay in Italy, but it was the French who built it – and proved that a small, rear-engined car didn't necessarily need to have a Renault badge on its nose to sell in its millions.
France's Million-selling Imp rival…
It is fair to say that, when Egypt's leader Colonel Nassar nationalised the Suez Canal and started what became known as the Suez Crisis, it is quite unlikely that the fate of Europe's carmakers was foremost in his thoughts. And yet, the Suez Crisis did have a huge impact on the buying habits of car buyers and, therefore, manufacturers rushed to meet buyers' needs.
As is explained in more detail in the Mini and Hillman Imp development stories, the crisis led to a fuel shortage, and Europe's carmakers rushed to produce more economical cars. Simca's needs were as great as anyone's simply because its smallest car, the hugely successful Simca Six Aronde, was a medium-sized car, displacing 1221cc and was, therefore, too large to cash in on the economy car boom.
Projet 950 takes shape at Poissy
Simca's founder, Henri Théodore Pigozzi, devised a two-tier plan to develop a small car. The company would develop its own economy car, which would be considered a spiritual successor to the Simca Cinq of the 1930s and '40s, a car that paved the way to Simca's later successes. Pigozzi also wanted to produce a rival to the Renault Dauphine, and envisaged that larger-engined versions of it would bridge the gap to the Aronde. This car was called "Projet 950"; so-called because it was envisaged that the car would sport an engine capacity around this mark.
Given that Simca was closely tied to Fiat, and had been since Pigozzi set-up Simca to build its cars under licence in 1934, it was logical that he also approached the Italian company to submit its ideas on how a mini-Simca should look. Fiat, therefore, commenced work on its own car, the Project 122.
During the winter of 1959-1960, Fiat's Project 122 was dropped from Simca's plan after it became clear that the company's own effort would be more suitable, thus leaving Projet 950 a clear run to production. Now that the small car plan was focused solely around Projet 950, the new car development moved forwards rapidly. By the spring of 1960, Projet 950 prototypes were in circulation, acting as mobile testbeds for varying mechanical configurations.
Choosing a rear-engined layout
Like all of its immediate opposition of the time, Simca went for a rear-engined design, but in terms of the engine itself, Pigozzi ensured that the mini-Simca would sport a more advanced specification than the car he was hoping to topple: the Renault Dauphine. Initially, a flat-four motor had been investigated, but was soon dropped when it became clear that it could not be designed to meet Simca's goals for it.
In its place, came an ultra-modern inline water-cooled four-cylinder engine (denoted the Type 315), with a five main bearing crankshaft (instead of the usual three found in all its rivals). Despite this engineering luxury, the new powerplant proved so inexpensive for the company to build, that more money could be dedicated its gearbox.
Again, with one eye on Renault, Simca ensured that the new car's gearbox would be a good one; a Porsche baulk ring synchromesh was specified (as per the 1961 Mini and the 1963 Hillman Imp), and the plan to equip it with a three-speed gearbox was rapidly revised when Pigozzi discovered that the upcoming 'Super Dauphine' (Renault 8) would be using a four-speed unit.
Launching the Simca 1000
The cute little Simca 1000 proved an immediate hit with France's small car buyers…
M Pigozzi quite clearly stated that the mini-Simca would début at the 1961 Paris Auto Salon, to be held in October. Not only that, but he went on to insist upon the importance of having cars in stock ready to sell at the time of its launch. In other words, the prototype to production phase would be less than 18 months! It was a tall order, especially when one considers that the styling was not complete at this stage in the proceedings: Stylist Mario Boano came aboard in order to apply last-minute modifications to the car's styling in order to make it more saleable.
Originally, it was planned to name Projet 950, 'Arielle', as it tied in perfectly with the rest of Simca's range. It was thought that Arielle would have the advantage of being instantly recognizable as a Simca, and the resulting range that consisted of Arielle, Aronde and Ariane would have had a nice alliterative quality.
However, the Aronde had been around since 1951, and the Arielle, 1957, and both were now considered to be long in the tooth. Not only that, but the matter of these two cars' replacements would soon be occupying Simca. Therefore, it was decided to start a fresh (if unoriginal) naming convention, by naming the car after the class it was to compete in: the '1000cc class'.
Production ramps up hugely
By February 1961, preparations for the production of the Simca 1000 were well underway at Poissy; the outgoing (ex-Ford) Vedette would make way for the new car. The Simca 1000's assembly lines were going in, and they were certainly more automated than those that were coming out.
The line consisted of 9000m of conveyor belts and and a total of 500 brand new machines were also installed; these statistics belied the fact that Simca were confident that the 1000 was going to do well in the marketplace, and it was a confidence borne out of being France's largest privately-owned carmaker at the time. By the June 1961, the lines were in, and the following month, the first 1000s started rolling off the production line.
July 1961's issue of l'Auto Journal featured the first press release from Simca to state that it would be launching a new 5CV car in time for the Paris Salon. At the time, Simca had started building up stocks of the 1000 in anticipation of its autumn launch at the rate of 250 per day. Because the 1000 was still a secret, stocks of the car would be strategically parked where the public could not see them; mostly in Poissy compounds, nestled behind Arondes.
On 6 October 1961, the press had its introduction to the Simca 1000 at the Montlhérey race track, and found the car much to its liking. Following on from this, the 1000 was officially launched at the Paris Salon on 10 October; following Pigozzi's schedule to the day – a seriously impressive achievement.
Simca 1000 production history
The Simca 1000 proved an immediate success for the company, building on the strengths of the existing range, whilst proving to be a useful move into the '1000cc class'. By the end of 1962 (the first full year of 1000 production), Simca had sold over 160,000 examples, proving that the company could take the fight to Renault. Henri Théodore Pigozzi had been proved correct in his desire for Simca to move into this lucrative market.
The early success of the Simca seemed to remain undented following the launch of the Renault 8 in 1962. The two cars went head-to-head on the French marketplace, and the similarities between the pair were hard to ignore, right down to styling details.
It was the Simca policy of continued development and improvement that allowed the company's baby to perform so well in the fact of such opposition. In fact, by 1963, and because of the continued success of the 1000 range Simca were firmly established as one of France's 'Big Four', and undoubtedly, that brought the company to the attention of Chrysler in the USA, which was looking to expand into Europe…
Chrysler steps in
Although Chrysler's purchase of 64 per cent of Simca's equity had little effect on slowing the 1000's sales, the takeover of the company and replacing of Henri Théodore Pigozzi would have lasting implications.
Although sales remained healthy, the 1000 was far from being perfect; and the French press were critical of its vague steering and unimpressive directional stability. So much so, that even though the upcoming 1100 had just commenced development, the Poissy Engineers worked hard on taming the 1000's dynamic foibles.
Many detail changes were introduced during the first couple of years, and they seemed to alleviate the problems, even though such press criticism seemed to have little impact on the 1000's sales momentum.
Sadly, the 1000's sporting pretentions would take a dent during its early life, thanks to the Chrysler takeover. Simca's links with Fiat were finally unravelled and, sadly, it was this distancing from the Italians (and the poor performance of Simca-Abarth at Le Mans in 1962) that led to the demise of the fruitful partnership with Abarth. The timing of this could not have been worse, as Renault and Gordini were growing closer all the time…
France's Mini-Cooper. The Simca 1000 Rallye enyoyed a long and successful run and, at the end of its life, it could outrun the recently launched Volkswagen Golf GTi and Opel Kadett GT/E
The Simca 1000's evolution
Simca 1000 unveiled at the Paris Salon, after a rapid gestation. The first rear-engined Simca sparked immediate interest and, thanks to a large pre-launch stock having been built up, the company were in a position to capitalise on the interest the car aroused.
Coupé 1000 Bertone and the Simca-Abarth 1150 were shown at the Geneva Salon.
944cc's power increased from 34 to 39bhp, fuel tank enlarged.
Simca 900 introduced; as a lower priced and equipped entry model in the range.
Simca 1000GL introduced; to top the range.
Simca 1000 exported to the USA.
Simca 900 dropped, 1000L becoming the new entry level model. The model range was re-aligned, with the introduction of a new LS model. GL and GLS remain as before.
Revised dashboard incorporating a strip speedometer is phased in.
Simca 1000GLA Ferodo semi-automatic model introduced.
Chrysler badging makes an appearance.
The range is completed facelifted, and the new model range looks like this: Sim'4, 1000 and 1000 Spécial. The existing 944cc engines replaced by the type 349 (related to that used in the Simca 1100), and the Sim'4 used a Type 359 motor, displacing 777cc. Exterior styling characterised by new frontal styling, which now sported large, rectangular headlamps.
Sim'4's power boosted from 31 to 33bhp.
The 1000 Rallye launched.
1000 Rallye 1 launched, featuring the 1294cc engine from the 1100 Spécial.
1000 Spécial upgunned to 1294cc and the GLS model now features 1118cc engine.
1200S production stopped.
82bhp Rallye 2 introduced.
The 1000 range features a new dashboard.
1000SR 1294 (featuring Type 371 engine) replaced 1000 Spécial.
1000SR 1118 replaced 1000GLS.
Final facelift: cosmetically, larger headlamps and re-profiled bonnet introduced. New model nomenclature (to fit in with the rest of the range) and the range looks like this: 1005LS (944cc 40bhp), 1005 Deluxe, 1006GLS (1118cc 55bhp), Rallye 1 and Rallye 2.
Group 2 kit and the 'Coupe SRT 77' offered (producing 110bhp) as an upgrade kit on the Rallye 2.
Rallye 3 introduced, featuring 103bhp 1294cc engine.
Production ended in May.
Fighting the front-wheel-drive opposition
To counter the rise of front-wheel-drive opposition, which was beginning to make its presence felt on the market, Simca continued a policy similar to that of Volkswagen's, of continuous development and improvement. As a result, sales remained strong, as customers felt the continued benefit of an ever-improving specification sheet.
The launch of the BMC 1100 in 1962, and the Autobianchi Primula meant that it was only a matter of time before the writing was on the wall for rear-engined economy cars. Simca had an answer to that, and it came in motorsport.
The superb 944cc Type 349 engine possessed great tuning potential, and it would play host to an amazing profusion of enlargements and power hikes (amazingly, it was closely related to the 1.6-litre Alpine/Solara engine of the 1980s), and would find a home in the cult Simca 1000 Rallye.
Strong home sales were further bolstered by the launch of the facelifted version of 1969, which finally saw the 1000 receive rack and pinion steering, as well as a whole raft of other improvements. Not only that, but the company showcased its, 'Simca Challenge', which played on the little car's strengths as a drivers' car by encouraging hotshoes to look closely at the range.
The Abarth connection
The initiative was a success, and was soon followed up by the launch of the 1000 Rallye – a follow-up to the Simca-Abarth of 1961-62. The first Rallyes were not particularly quick (after all, it amounted to a Sim'4 base model, plus 1000 Spécial engine), but they looked sporty and, above all, were inexpensive. The success of this model would soon lead to faster models…
…and this would be the story of the 1000 for its remaining days: stronger engines on an almost annual basis, and continuing equipment upgrades. By 1975, Chrysler in the USA were experiencing major financial difficulties, and that meant that it could no longer afford to run the UK and French operations as separate entities – plans were therefore made to replace the Rootes and Simca lines with a single, rationalized Chrysler-badged product range.
Where would this leave the Simca 1000? Well, by the mid-1970s, it was seen as a relic of a bygone age (except with competitive drivers, who saw the Rallye as an inexpensive way into motorsport) and it came as no surprise that it would be replaced by a new range of front-wheel-drive cars.
Well, that was the plan…
So, after a long and successful life, the Simca was laid to rest in May 1978 after a production of nearly one and a half million units. It had certainly performed well in the marketplace (putting the Hillman Imp's production run of 440,000 into perspective), and became something of a cult in its own lifetime.
However, thanks to the anomalies between the Rootes and Simca ranges, the logical replacement for the 1000 should have been a 1118cc version of the Chrysler Horizon but, due to Chrysler UK's desperate need to replace the Imp, the 1000 was actually replaced by the Chrysler Sunbeam! The UK-designed hatchback was rear driven and powered by engines related to the Imp and Avenger, and therefore, owed nothing at all to the little Simca.
That is not to say that the Simca 1000 died in 1978: the Horizon used derivatives of this engine, and the Rallye name was successfully applied to later Talbot and other PSA (Peugeot-Citroën) cars. So, if nothing else, the Simca 1000 should be remembered for bringing us the stripped-out performance car; one that delivers more through adding less.
In 1976, and in an attempt to prove that there was life in the old dog, Simca looked at revising the 1000. This proposal would have introduced a more grown up front- and rear-end design treatment, with the centre section being left as it is. As it was, the proposal was shelved…
Keith Adams
Editor and creator AROnline at AROnline
Created www.austin-rover.co.uk in 2001 and built it up to become the world's foremost reference source for all things BMC, Leyland and Rover Group, before renaming it AROnline in 2007.
Is the Editor of the Parkers website and price guide, formerly editor of Classic Car Weekly, and launch editor/creator of Modern Classics magazine. Has contributed to various motoring titles including Octane, Practical Classics, Evo, Honest John, CAR magazine, Autocar, Pistonheads, Diesel Car, Practical Performance Car, Performance French Car, Car Mechanics, Jaguar World Monthly, MG Enthusiast, Modern MINI, Practical Classics, Fifth Gear Website, Radio 4, and the the Motoring Independent...
Likes 'conditionally challenged' motors and taking them on unfeasible adventures all across Europe.
Latest posts by Keith Adams (see all)
Memories : Paimpol, Brittany, 1984 - 19 January 2021
Concepts and prototypes : Rover CCV (1984-1986) - 17 January 2021
Blog : Pathetic motorways? - 16 January 2021
Events : Canadian British Car Day 2017
Our Cars : Keith's Honda Civic – 1000 miles on
Hilton D says:
3 February 2013 at 3.06 pm
A neighbour in our street owned a Simca 1000 in the late 60s. It was either a silver or light grey going from memory. Didn't realise they were produced until the late 70s.
Richard Davies says:
Simca must be one of the few makers to be building F/F, F/R & R/R cars at the same time.
Fiat managed it for quite a few years, Renault only just missed out.
Steve Maskell says:
26 March 2013 at 4.03 pm
I learned to drive and passed my test in one of these in about 1976!
Will M says:
Late 70s, Chrysler sold UK-French operations to Peugeot
Late 80s, Renault sold AMC to Chrysler
Late 90s, Chrysler merged with DaimlerBenz/Mercedes
Late 2000s, Chrysler bought by Fiat
27 January 2020 at 5.40 pm
2019, Fiat-Chrysler merges with Peugeot SA…
29 March 2013 at 11.54 pm
great wee car ,drove one for 3 years 1973 on,won 2 fuel economy runs and class positions in some small rallys even beat a shellsport mexico on a rally on a closed road from a standing start,girl friend wrote it of wish I still had it
pedro nel says:
16 October 2013 at 4.03 pm
i want much the car simca.
20 September 2015 at 10.06 am
Why was the Flat-4 prototype engine dropped when based on the specs (All-Alloy, OHC, more power / torque as well as 30kg lighter then 944cc Poissy unit) it appears to be a much superior engine compared to the Simca Poissy unit?
Was it simply down to cost, little time to develop it properly during the rush to production or due to a restricted-ability to increase (or reduce) Flat-4's engine beyond (or below) its 950cc capacity?
Jemma says:
29 September 2019 at 6.38 am
Possibly space/size concerns – since a flat engine is quite wide and hard to package (Ferrari found that out the hard way with their flat v12 F1 engine if I remember).
maestrowoff says:
20 September 2015 at 3.05 pm
I'd never considered this before, but the Chrysler Europe range of the late 70s had their smallest car RWD (when even Ford had a FWD rival) and as a medium sized car a FWD hatchback (when in most markets RWD saloons were the main rivals), completely back to front!
MMMM says:
Yes a car in the German motoring tradition, assembled the wrong way round, back-to-front!
Glenn Aylett says:
26 April 2019 at 7.49 pm
The Simca Mille belonged to an era when you could tell a car was French by its eccentric, unique styling, idisoyncratic interior and engines sometimes in the wrong place. It was part of a tradition of cars that only the French could make that has sadly gone.
28 September 2019 at 12.23 pm
Now largely forgotten, even in France, Simca was once France's second biggest car manufacturer and cars like the 1000 and 1100 were everywhere in the country. Also exports of Simcas were healthy as buyers appreciated the low running costs, low prices and eccentric styling of cars like the 1000 that looked rather different to something like a Ford Escort. It was a shame Chrysler got their hands on the company, but the same fate befell Rootes over here around the same time.
richardpd says:
It's interesting why Simca agreed to Chrysler buying a controlling interest, unlike Rootes they were performing well in terms of sales.
I guess with Fiat loosening their links, & Simca probably needing some investment in their infrastructure to help keep up with the amount of orders, it seemed like a good idea.
Simca interestligly bought out Chrysler's big rival, Ford of France, in the 1950s and stopped building French Fords. Maybe Chrysler buying Simca was Detroit's revenge. Also it gave Chrysler a foothold in continental Europe, where it was virtually unknown.
I think the main reason for Rootes gradually being taken over by Chrysler was the cost of building Linwood and developing the Imp had hurt them and they needed money to replace the Minx and to launch a rival to the Ford Escort.
Top picture – the number of times numbskulls have pulled out or walked out exactly like that in front of the Wolseley while I'm doing 30mph towards their kneecaps..
Does anyone else see a hatchling Peugeot 604 in the face lift model? Makes me want to put it in a stroller and feed it "follow-on" petrol. Top & tailing done properly (for how to do it badly see "those doors" or ADO17:TNG).
christopher storey says:
It is curious that no mention is made of the fact that the 1000 nearly brought Simca to its knees and may have been the reason for the Chrysler takeover . By the mid-sixties the 1000 had acquired a formidable reputation for being involved in catastrophic accidents as a result of drivers losing control because of lift-off oversteer, and a class action was brought , akin to that which destroyed the Corvair . I presume that the rear suspension was altered to deal with this, thus allowing it to continue
Never knew that about the 1000, but it did continue in production almost to the end of Simca, so the problem must have been fixed in 1965. Also Chrysler gaining France's second biggest car company and Britain's third biggest was a massive opportunity for Chrysler in Europe.
What is surprising is Chrysler never looked at establishing a European divisions like Ford or GM did up to that point until the post-war era, perhaps they could have taken over another company in the pre-war era like GM did with Vauxhall or even saved Jowett?
Also surprised about that aspect of the Simca 1000 given its Fiat roots and the fact Fiat themselves appear to been able to resolve the suspension issues of their rear-engined cars. Would it be correct to assume the Simca 1000's issues had a negative impact on the FWD Simca 936 prototype?
Chrysler.s problem in Britain was its cars had little appeal outside of Britain. The lack of development of the Imp meant it had become old fashioned by the seventies, and the Avenger and Hunter were conservative rwd designs aimed at taking on Ford of Britain rather than the more advanced cars made in other European countries. The Alpine, which was made in both Britain and France, could have remedied this by being a fwd hatchback, but it was hamstrung by using elderly Simca drivetrains. Also the financial woes of Chrysler America diidn't help as the seventies went on as the corporation found itself short of money.
There was still plenty of demand in Europe for conventional RWD cars in the 70s though, Opel and Ford of Germany (reverting back from the FWD Taunus) had RWD ranges other than the Fiesta while Fiat replaced the 124 with the RWD 131
6 October 2019 at 12.57 pm
Simca like SAAB is another classic example of an American multi-national buying a successful European carmaker and completely trashing it – They also had a good go at Jaguar, Landrover and Volvo of course. All ended up on life-support and all recovered once free of the Neanderthal corporate culture of the US.
24 August 2020 at 2.17 am
The Simca 1000 did rather well and can imagine its 4-door bodystyle played a fairly largle rike given its small size with the only closest rival being the 4-door SEAT 850. Other similarly sized rivals such as the NSU Prinz 4/1000 and the Hillman Imp could have both benefited from a 4-door bodystyle, as it would have especially provided the latter with an additional USP over its FWD Mini rival.
In spite of the Horizon-based C2-Short proposal not reaching production as a Chrysler Europe entry in the 1-litre supermini sector, would be interested to know whether the entry-level engine would have likely carried over a revived 944cc unit in practice or be slightly uprated closer to around 972-988cc via some adjustments in bore and stroke.
The Wolseley Man says:
Loved the little thing to bits – but then I was a rear engine fan and still am. Imps, Dauphine, Renault 8 and 10's…..
Jemma – you own a Wolseley?
Add to the debate: leave a comment	Cancel reply
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Press Report : BMW to use UK for two new MINI variants
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John Cranage, Birmingham Post, 4th September, 2009 The recession-battered motor industry was boosted yesterday when BMW announced plans to build two new variants of the MINI in the UK. The news was seen as a [...]
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You are here: Home / Articles / A closer look at March 2017 insolvency statistics
A closer look at March 2017 insolvency statistics
Consumer insolvencies in BC increased overall in March 2017 by a whopping 26.3 percent from February 2017. Consumer proposals increased 18.6 percent while bankruptcies increased 37.4 percent.
The proportion of proposals in consumer insolvencies in BC accounted for 55.64 percent during March 2017 while they accounted for 52.19 percent for all insolvencies across Canada for the same period.
Consumer insolvencies in BC for the 12-month period ending March, 2017, decreased by 6.9 percent compared with the 12-month period ending March 2016. Consumer bankruptcies decreased by 7.8 percent, while consumer proposals decreased by 6.2 percent. Consumer insolvencies in all of Canada are up by 2.2 percent over the same period last year.
The proportion of proposals in consumer insolvencies in BC was 57.0 percent during the 12-month period ending March 2017, up from 52.5 percent during the 12-month period ending March 2016. It indicates the popularity of consumer proposals as a way for consumers to deal with their debt and with dealing with a Licensed Insolvency Trustee over other unregulated service providers.
The insolvency statistics indicate the increasing benefits of the protections provided to consumers under the Bankruptcy and insolvency Act over other non-legislated options, whether that is a consumer proposal or a bankruptcy. It also indicates that consumers are seeing the benefits of seeking the professional advice of a Licensed Insolvency Trustee rather than those of other non regulated service providers.
If you would like to know exact details of how a consumer proposal or a bankruptcy would benefit you in dealing with debt, call us at (604) 605-3335 to schedule a free consultation.
Call us. Its not too late.
See this article for other Canadian insolvency stats for March 2017.
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More than 10,000 folks from the Atlanta metro area join the Strut as paraders, shoppers, eaters, drinkers & players.
Saturday September 22, 2018, 11:00 a.m. – 9:00 p.m.
A free one-day street festival that showcases the hottest neighborhood in Atlanta. 100+ Local artists will sell their wares as you listen to cool local music & munch on snacks and drinks from food trucks and our local restaurants. You can roam while you sip with a $5 wristband which goes to support the Strut giving back to local non profits, animal rescue groups, kid's clubs & more.
There is also a free kids' area & this year, you can meet llamas from Southeast Llama Rescue.
The Strut is a 501(3)c nonprofit organization that plans, organizes and staffs the festival solely by volunteers to show off the place they love to live."


text:
Grant funds biofuel joint research project
The information presented on this page was originally released on January 25, 2013. It may not be outdated, but please search our site for more current information. If you plan to quote or reference this information in a publication, please check with the Extension specialist or author before proceeding.
Agriculture, Biofuels
MISSISSIPPI STATE -- Part of a U.S. Department of Agriculture grant is funding research at Mississippi State University that will help develop a process to create a clean, renewable energy source.
Researchers at MSU and Ohio State University received $6.5 million to work together on the project. They plan to develop a process to convert methane gases produced from leftover plant materials, or biomass, into cost competitive liquid fuels that more closely resemble diesel and gasoline.
"Ohio State University created a process that turns unused agricultural byproducts, such as forest waste and manure, into a biogas that contains mostly methane," said Fei Yu, an assistant professor in MSU's Department of Agricultural and Biological Engineering and the Mississippi Agricultural and Forestry Experiment Station. "We are working on developing the technology for the second step of the process that will turn the biogas into liquid transportation and heating fuels."
The three-year project will help scientists understand which biomass products are most efficient at producing fuel. They will also look at the environmental and economic impacts of production. Industry professionals can use the study's research-based data to evaluate commercial biogas production.
Jonathan Pote, head of MSU's Department of Agricultural and Biological Engineering, said this type of biofuel will soon be part of everyday life.
"Already there is a great deal of work going into commercializing this technology," Pote said. "I believe that we will see this technology become a reality in five years or less."
Scientists at MSU are also studying how to make other types of biofuels and the best technologies for harvesting, compacting and transporting biomass products to conversion facilities.
"Our scientists' work in these areas will allow Mississippi to become a major biofuel producing state," Pote said.
The USDA's Biomass Research and Development Initiative, a segment of the agency's National Institute of Food and Agriculture, awarded a total of $25 million to several institutions committed to bioenergy research. Kansas State University, Ceramatec, Inc. and the USDA's Agricultural Research Service each received separate grants.
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text:
← WLC sets up skills hub
Spelthorne Council buys at Stockley Park →
Night Tube provides economic boost
The Mayor of London, Sadiq Khan, says economic and passenger numbers for the first year far exceeded predictions, with numbers released showing nearly eight million journeys, and a boost to London's economy of £171m.
Research by London First and EY has also predicted that the Night Tube will be even more beneficial to the economy than previously forecast, with latest estimates indicating that over the next 30 years it will add £138m of value to London's economy every year. This is significantly more than the £77m a year previously forecast. The journey numbers exceeded expectations by around 15%.
The Mayor of London, Sadiq Khan, said: "The Night Tube has been a huge success ever since the first train rolled out of Brixton station 12 months ago. It's significantly boosted our night-time economy, supported thousands of jobs and helped millions of people travel around our city at night safer and quicker than ever before".
In the future, the Night Tube will be extended to parts of the, Circle, District, Hammersmith & City and Metropolitan lines once the modernisation of their signalling system is completed in 2023.
Caroline Artis, Senior London Partner at EY, said: "London's Night Tube has been a stand-out success and the move towards 24-hour transport is a key step in transforming the global view of London from old world, where transport stops at midnight, to new world where the city never sleeps. London's 24-hour economy has also made it more attractive to foreign investors, with EY's 2016 Attractiveness Survey ranking London as the best city for foreign direct investment in Europe."
John Dickie, director of strategy and policy at London First, said: "The Night Tube is delivering a great boost for business and for all the Londoners and visitors who are making the most of the service. We need to build on this success with a clear approach for licensing and planning, freight and road use – helping to make London a truly 24-hour city and delivering jobs and billions of pounds for the economy."


A quote on the Monday Morning that gives boost for the rest of the week, keeps you motivated, energized and going.
Always make your presence felt, in such a way that somebody misses you. But let not your absence be so long that somebody starts learning to live without you.


Microsoft has produced a set of new online resources and technical support for small and medium-sized business customers.
Small Business Plus will be part of the company's ongoing effort to provide better access to software, support and services for this type of customer, said general manager for small business in Microsoft's Worldwide Small and Midsize Solutions and Partner Group, Doug Leland.
The resources will include content and technical support, personalised using information that a customer provides when signing up for the service. That content and support can be accessed through the Small Business Center website set up in March 2004 as an online portal.
It will be available in eight countries: the US, UK, Australia and Canada from today; Germany on 30 January; the Netherlands on 31 January; Italy on 1 February; and France on 2 February.
Customers can sign up for for free on Microsoft's website.
Small Business Expert comes in bronze, silver and gold packages, each with a yearly subscription fee. Bronze provides six online chats for $149; silver, unlimited online chats for $299; and gold combines unlimited online chat support with phone support for $499.
Before, small-business customers had to pay $250 for phone-based technical support per incident. While Microsoft offers free technical support for many of its software products, it is not a guarantee for all the products a small company might use, so Small Business Expert is a good deal, Leland said.
Those who sign up for Small Business Plus also are eligible for software product training, as well as business training that will help employees of small businesses apply Microsoft technology to their particular roles in the business, he said.


text:
S. Korea slims new casino race to 9 sites, invites RFPs
Aug 28, 2015 Newsdesk Latest News, Rest of Asia, Top of the deck
South Korea's Ministry of Culture, Sports and Tourism on Thursday published its latest strategy to develop new so-called integrated resorts (IRs) in the country, incorporating casinos that will be open to foreigners-only.
The government has narrowed – from 16 to nine – the new sites that will be considered for such venues and is now conducting a "request for proposal" (RFP) process. The RFP phase opened on Thursday and runs until November 27, the ministry said on its website. After the RFP phase ends "approximately two" licensees would be chosen, said Business Korea in an English language report published on Friday, citing the ministry.
The nine places shortlisted are said to be six free economic zones in Incheon, near to South Korea's main international airport; plus Ung-dong in Jinhae Free Economic Zone of Gyeongsangnam-do; a redevelopment area in Busan North Port; and Yeosu Gyeongdo Tourism Complex in Jeollanam-do.
An earlier process organised by the ministry – that ran from February 27 to June 30 and described by investment analysts as a "request for concept" – attracted 34 interested parties, reported South Korean media in July.
JP Morgan Securities (Asia Pacific) Ltd said at the time that Macau casino operator Galaxy Entertainment Group Ltd and NagaCorp Ltd, operator of NagaWorld casino resort in Cambodia's capital Phnom Penh, were among the 34 parties expressing interest.
Union Gaming Securities Asia Ltd said in a Friday note that winning projects must be completed within four years of the RFP phase and the minimum investment required by the government for each project would be KRW1 trillion (US$850 million), with a minimum foreign investment component of US$500 million.
RFP terms
The institution added that under the terms of the RFP the casino floor in each project would need to be 5 percent (or under) of total gross floor area. Additionally the venue would need to offer at least 1,000, 5-star, hotel rooms, 20,000 square metres (215,278 sq feet) of retail space; investment in meetings and conventions space worth at least KRW20 billion and a "themed attraction" investment of at least KRW70 billion.
There would need also to be at least two of the following in each project, according to Union Gaming: culture facilities; entertainment facilities; leisure/sports facilities; health/medical facilities; and food and beverage facilities.
Union Gaming analyst Grant Govertsen said: 'The government will begin its RFP review in December and ultimately intends to issue two new IR licences. We believe these will likely be the final IR licences to be awarded for the foreseeable future in Korea (excluding-Jeju)."
Jeju Island is a holiday destination in the south of the country and where the local government has some semi-autonomous powers. Jeju already has small scale casino-hotels open to foreigners. South Korea allows mainland Chinese tourists visa-free access to Jeju if they travel there directly.
Union Gaming stated: 'Given our view that Incheon is the preferred national IR area, we would expect both new IRs to be issued for this area. This in turn would bring the total number of IRs to four in Incheon, which includes two IRs already under construction: 1) Paradise [Co Ltd]/ Sega Sammy [Holdings Inc], and 2) Caesars [Entertainment Corp]/ Lippo [Ltd]."
Mr Govertsen added: "Ultimately, we believe the only other IRs in Korea will be located in Jeju, of which Genting Singapore [Plc] is already moving forward with its Resorts World Jeju project. We would also expect the government of Jeju to issue up to two additional IR licences for a total of up to three IRs in Jeju."
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