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Algerian Air Force / Force Aérienne Algérienne
After gaining independence in 1962 the first aircraft were bought from Russia, Egypt and the USA. Mostly Russian built fighters were used over the years until now. With the retirement of the MiG-21 in 2003, the backbone of the Algerian Air Force is formed by the MiG-29 and Su-27. Over the last few years the Algerian Air Force has been upgrading its inventory by acquiring new built Be1900s and Mi-171s, and upgrading existing Su-24s, MiG-25s and Mi-24s.
The Algerian Air Forced (al-Quwwat al-Jawwiya al-Jaza'iriya) use a Wing/Squadron structure (Escadre/Escadron) and uses over fifteen airfields. The serials-system changed somewhere in the eighties from a presentation with only digits (e.g. 385) to a system with letters and digits (e.g. NL-36). The first letter in the serial seems to be the role/basic type annotation (F for fighters, S for helicopters etc). The second letter is used for the specific type (FC for MiG-29S, FB for the MiG-29UB etc). The digits in the serials are not always in sequential order and double digits are common. For instance, known serials for the L-39ZA are NL-11, NL22, NL-44, NL-55, NL-88, NL-99. Aircraft that are likely to fly abroad use civil registrations in the 7T-Vxx and 7T-Wxx range, in the earlier days sometimes combined with the old three-digit serial (like An-12 7T-WAA/560). As for unit-designations: the last digit of the squadrons always denotes the Wing number.
28 Su-30MKA were delivered by the end of 2009, with another option for sixteen aircraft (replacing the refused 34 MiG-29SMT). In 2011/2012 the Air Force received the YAK-130 as advanged trainer aircraft. The transport fleet is being modernized with the purchase of six C295 and an unknown number of Mi-171. In 2010, Algeria and Agusta Westland signed a major deal for the delivery of over 100 helicopters to Algeria. The deal includes AW109s (Gendarmerie and Police Nationale), Merlins (Navy and VIP), Lynx Mk.130 (Navy), AW139 (Sécurité Civile and SAR), Sokol W-3 (Air Force) and AW119s (Air Force).
Photo: Erik Sleutelberg
In 2011, Algeria has been announced as being the first export customer for the Mi-28N (dubbed Mi-28NE for export). It is expected that first deliveries, of an unknown number if helicopters, will commence in 2014. In 2013 the Air Force tested also the C-17 and Airbus 330
Order of Battle Algeria
Algeria - Air Force
Algeria - Navy
Algeria - Gendarmerie
Algeria - Police Nationale
Algeria - Sécurité Civile
Algerian Naval Forces (al-Quwwat al-Bahriyya al-Djazairiya)
The Algerian navy has gradually been gaining helicopters since 2009 with the arrival of Lynxes, Super Lynxes, AW101s and AW139s. Currently, the fleet is dispersed between Annaba and Blida.
Gendarmerie (Quwwat Al-Amn)
The military police operates various helicopters, tactically based in various Algerian coastal cities.
Police Nationale (Quwwat Al-Amn)
Also part of the security forces is the regular police. Although less numerous, they operate some helicopters as well.
Sécurité Civile (Quwwat Al-Amn)
Last branch of the security forces detailed in our orbats, is the Sécurité Civile. They use the AW139 for SAR missions.


Often, jobs in criminal justice and criminology require lengthy and in-depth hiring processes and the release of private, confidential and sensitive personal information. In order to comply with employment laws and to encourage applicants to stick it out through the criminal justice hiring process, employers often issue job offers that are based on certain conditions.
These conditional letters of employment let job candidates know they've got a good shot at landing the job they're applying for.
A conditional job offer is just that: an offer of employment predicated on the job applicant meeting certain conditions before actually starting the job. The offer says "you can be hired for the job, as long as you pass these final few steps." Typically, the conditions are based on steps relating to physical abilities and medical clearances.
Employment laws, particularly the Americans with Disabilities Act, prevent job applicants from discrimination based on disabilities. These laws require employers to make reasonable accommodations for employees if they are otherwise qualified for the job.
Under the law, employers are not allowed to ask specific questions about your physical abilities or disabilities. This is in order to help prevent discrimination.
Some jobs, by their very nature, require individuals to be physically and mentally able to perform at a particular level. This is certainly true for jobs in areas such as law enforcement, corrections, and other criminal justice fields.
The abilities to run, perform defensive tactics techniques, use a firearm, drive a vehicle, and protect others are all central to many jobs in criminal justice, which means employers must be able to screen for them.
In order to comply with the law and to provide some assurances to job candidates, employers provide these conditional letters of employment. The letters inform applicants that, as long as they are able to perform certain tasks or are deemed mentally or physically capable of performing the job, they will be hired.
In the case of law enforcement jobs and other related fields, conditional offers are given shortly after the initial job application is received. So, if your prospective employer decides that you meet the minimum qualifications to be a police officer, she will issue a conditional offer in order to require you to pass the next steps of the process.
The conditional offer gives the employer the green light to require you to submit to physical abilities testing and other advanced tests like a psychological screening, a medical physical exam, and even a polygraph exam.
As long as you are successful in completing each of those steps, the conditional offer means you are a hirable candidate for that organization.
While a conditional job offer is essentially letting you know you could be hired if you pass the background investigation process, it's not necessarily a guarantee that you will be hired immediately.
In competitive job markets, employers may find themselves with far more qualified applicants than they have positions available. When that occurs, employers will rank candidates based on the desired work experience, education or other relevant factors that would make one applicant more competitive than another.
If you work toward getting your education and take steps to get the experience you need for the job you want, a conditional offer of employment will be just one more step on the road to a great new job.


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Current page: Enrollment Management Committee
Enrollment Management Committee
Executive Memorandum 10-019 July 15, 2010
From: Paul J. Zingg, President
Subject: Enrollment Management Committee
Charge of Committee
The charge of the Enrollment Management Committee is to meet regularly to participate fully in the development of policy, procedures, standards, and criteria relative to all facets of enrollment management, including but not limited to student recruitment, admissions policy, orientation and advising, data analysis, financial aid and housing policies, persistence and retention programming, campus community development, student/faculty connections, and student degree completion.
In selecting members of the committee, sensitivity to the cultural diversity of the campus and participants' cultural competence will be essential. The Enrollment Management Committee shall include the following:
Eight full-time faculty members, one faculty member chosen from each college and Information Resources for three-year staggered terms, nominated/recommended by college deans or faculty, and selected by the Executive Committee of the Academic Senate. The Executive Committee shall make appointments to fill vacant positions in May of each year.
Chair of the Academic Senate (or designee)
Associated Student Body President (or designee)
One Statewide Academic Senator
An academic dean, chosen from the Dean's Council
One representative from Student Affairs appointed by the Vice President for Student Affairs
Vice Provost for Enrollment Management
Director of Admissions
Chair of the Staff Council
One representative from a local community college in the CSU, Chico service area appointed by the CSU, Chico president
One community member from the CSU, Chico University Advisory Board appointed by the chair of the University Advisory Board
The chair and chair-elect of the committee shall be chosen determined each year at the last meeting in May from the full-time faculty members on the committee. The chair position term shall be for one year and shall be renewable. The chair-elect will normally assume the position of chair for the following year, from June 1 to May 31, unless he or she is unable to serve. In that case, the committee will choose a chair and chair-elect.
A. To monitor and make recommendations on enrollment target decisions during the decision-making process in accordance with the calendar of the university enrollment processes.
B. To recommend changes in enrollment practices necessary to support student academic goals and achieve the short- and long-term goals of the academic programs.
C. To provide and publish agenda and minutes of meetings on a regular basis and to provide analysis, evidentiary support, and recommendations on enrollment-related matters as needed to the campus community.
D. To the extent consistent with campus autonomy and campus self-governance, monitor implementation of CSU Enrollment Management Policy (CSU AS-2482-00/AA - January 20-21, 2000. Available upon request.)
A. The first committee meeting of each academic year will be called by the chair of the Educational Policies and Programs Committee during September.
B. The first meeting will be an orientation session with the Vice Provost of Enrollment Management, who will provide the committee with timely information concerning present enrollments and prediction on enrollments for the remainder of the academic year and likely enrollments for the following academic year.
C. Committee recommendations will be reported directly to the Executive Committee of the Academic Senate.
D. The committee shall present a report to the Academic Senate each spring.
president@csuchico.edu
www.csuchico.edu/pres
California Faculty Association(opens in new window)

redpajama_set_name: RedPajamaCommonCrawl


PetsStop Pet Gate Extension - Black - Your One-stop Shop For Quality Products at Competitive Prices.
The PetsStop Pet Gate Extension works with both doorway and hallway versions of the Emperor Rings and Royal Weave Dog Gates. They come with the matching Black or Mocha finishes and are 5 inches wide. A maximum of two pet gate extensions can be added to each Pets Stop Pressure Mounted Dog Gate.


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Department of Energy Using Warm Water to Cool New Data Center
Intel, HP and DoE National Renewable Energy Lab partner for one of the world's most efficient data centers
By Sean Michael Kerner | Posted Sep 5, 2012
The U.S. government is currently in the process of building one of the most efficient data centers in the world.
The data center is being built by the U.S. Department of Energy's National Renewable Energy Laboratory (NREL) in partnership with HP and Intel and will house a new High-Performance Computing (HPC) system. The facility is known as the Energy Systems Integration Facility and is located in Golden, Colorado.
Steve Hammond, NREL Computational Science Director, told Enterprise Networking Planet that the goal of the new data center is to have a Power Usage Effectiveness (PUE) of 1.06, which is substantially better than the industry average of 1.91.
"The compute resources will support the breadth of research at NREL with increased efficiency and lower cost for research into cleaner energy technologies," Hammond said.
When it comes to NREL's own data center, Hammond stressed that his organization has taken a holistic approach.
"We have taken a chips to bricks approach measuring both the bytes and the btu's," Hammond said.
Warm Water Cooling
The PUE reduction for the NREL data center is being achieved by way of a number of innovations. One of the primary ones is the use of warm water to cool the data center and the server rows.
Ed Turkel, Manager, Worldwide HPC Marketing at HP told EnterpriseNetworkingPlanet that when looking at power usage in the data center, a lot of it is in the infrastructure used to cool the data center itself, typically by way of large air conditioning units.
HP's new warm water approach is a more efficient method than air conditioning for a number of reasons. For one, the water pumps use less power than typical air conditioning unit fans. Turkel added that overall water is a better conductor of heat in contrast to air, and as such, a data center needs less of it to get similar levels of cooling.
The warm water system runs through the floor of the data center as well as through the server racks.
"The thermal exchange is directly to water inside the rack so it's not exchanging heat with air inside the rack or anything like that, we're bringing the warm water to the servers themselves," Turkel said.
Going a step further, the new NREL data center will then reclaim the heat from the data center servers for other purposes, including heating the building.
"The classic data center has lots of cold air that is approximately 60 degrees supplied to the front of the racks, in an effort to help keep your chips from getting hotter than 150 degrees," Hammond said. "Then you get 80 degree hot air out of the back of the racks and you try to eject that heat and declare victory."
Hammond explained that in contrast, the NREL approach will supply water that is approximately 75 degrees and then after running through the servers, will return water that is 95 degrees. That return water will then be the primary heating source for the building.
While server cooling is a key source of power efficiency, NREL is going a step further by taking advantage of a new generation of Intel HPC chips with the Xeon Phi.
Steven Wheat, General Manager, High Performance Computing at Intel explained to EnterpriseNetworkingPlanett hat the Xeon Phi has a similar instruction set with Intel's Xeon E5, though there are a few key differences. For one, whereas an Intel Xeon E5 typically packs about 8 CPU cores, the Intel Phi can have 50 or more CPU cores.
"We have been able to demonstrate a teraflop of sustained performance on a single Xeon Phi processor," Wheat said.
From the networking interface perspective, NREL is using a flexible LAN On Motherboard (LOM) design where not all Network Interface Cards (NICs) on placed on all boards. The flexible LOM design also saves on power.
Sitting at the core of NREL's new HPC data center deployment is the open source Linux operating system. HP's Turkel explained that his company has gone to great lengths over the years to fully optimize for power usage on Linux.
"With our latest generation systems we've taken many of the Linux process daemons and offloaded them from the system and we have them running in a management processor that is run on a node," Turkel said.


BOSTON (AP) — The Massachusetts Senate passed measures designed to overhaul the state's public defender program and tighten escalator safety rules Thursday as it debated its $30.5 billion state spending plan for the next fiscal year.
The public defender amendment approved by the Senate calls for public defenders to handle 30 percent of criminal cases involving indigent defendants.
Supporters say shifting more cases to public defenders would save the state money, though opponents say those savings could be offset by the need to hire additional lawyers.
About 90 percent of indigent cases are now assigned to more expensive private attorneys.
The Senate also passed amendments Thursday adding $11 million in funding for special education and toughening inspection requirements on escalators and elevators.
The escalator amendment adopted by senators was filed in memory of Mark DiBona, a 4-year-old Dudley boy who fell to his death from an escalator at the Auburn Mall in March.
The measure would require that all escalators and elevators in the state have valid inspection certificates before they can operate and that a new inspection be performed before certificates are renewed.
The escalator involved in the accident had been inspected in December, but investigators found that inspectors failed to properly close a small gap between the escalator and a wall. Two inspectors were suspended and could be fired.
The measure would impose fines of $1,000 per day on violators.
Also Thursday, the Senate approved an additional $1 million for the state's main anti-gang violence program. The program funds both law enforcement and youth prevention strategies.
On Wednesday, the Senate voted to restore $3 million for summer jobs for at-risk youth while rejecting proposed cuts in the state sales and income taxes.
The Senate also rejected another amendment Wednesday that would have created a permanent sales tax holiday weekend. Sales tax holidays are popular with shoppers and merchants, but critics say the state can't always afford the loss of tax dollars.
Democratic leaders in the Senate say their spending plan for the fiscal year that begins July 1 protects the state's most vulnerable residents while spending slightly less than budgets proposed by the Massachusetts House of Representatives and Gov. Deval Patrick.
The Senate plan includes no new taxes and dips into the state's one-time savings accounts for $440 million to help close an estimated $1.9 billion spending gap without additional federal stimulus dollars.
The House has already passed its budget plan.
Senators also defeated separate proposals Wednesday to cut both the state sales and income tax rates.
The sales tax amendment would have cut the rate from 6.25 percent to 5 percent. A second amendment that would have cut the income tax rate from 5.3 percent to 5 percent also failed.
The budget debate is reaching a critical stage.
A six-member House and Senate conference committee will be named to work out a compromise budget between the House and Senate plans. That single budget proposal will be sent back to both chambers for final approval before being sent to Patrick's desk.
The governor has 10 days to sign the budget and issue any vetoes.


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Haryana Textile Policy to attract investments worth ₹ 4,000 cr
December 2, 2022 | 0 Comment
The Haryana Cabinet approved the new AatmaNirbhar Textile Policy 2022-25 on Dec 1. The policy aims to promote and harness the potential of the entire textile value chain in the state.
Under the chairmanship of chief minister Manohar Lal Khattar, the cabinet approved the policy to attract investments worth ₹ 4000 crore and generate over 2 lakh new jobs in the state. Superseding the previous Haryana Textile Policy 2019, it aims to promote self-reliance, innovation and enhancing production of man-made fibres, boosting investments in weaving, knitting, ready-made garments, technical textiles among other traditional practices.
With estimated budget of ₹ 1,500 crore, the policy specifically emphasizes on value addition, employment generation and productivity enhancement. The policy was in line with the "5F" vision of the Prime Minister – 'Farm to Fiber to Factory to Fashion to Foreign'.
The target of the policy revolves around supporting and encouraging the industry to innovate, develop new designs and enhance value addition. As per issued statement, the policy provides an impetus for diversification of Haryana's textile industry to the 'B', 'C' and 'D' category blocks and promote sunrise sectors like technical textiles in the critical areas such as defence, automobiles, construction, circular economy, open end spinning etc. along with setting up of new textile parks in the state.
Enquiry for Haryana Textile Policy to attract investments worth ₹ 4,000 cr


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Q: Spring Boot/RabbitMQ avoid unack msg @RabbitListener(queues="XYZ")
public void rabbitMsgReceiver(@Payload final UserProfile up, Message msg, Channel channel)  {

}

If the message that is received is not a valid JSON of UserProfile, then ListenerExecutionFailedException occurs and the message goes to the
unack state. How can I send the message into the dead letter queue?

A: You can configure a dead letter queue policy in order to send unacked message to dlq instead of putting them to the original queue
https://www.rabbitmq.com/dlx.html#using-policies
example for your queue XYZ, suppose your set XYZ-dlq for it :
sudo rabbitmqctl set_policy XYZ-dlq "^XYZ$" '{"dead-letter-exchange":"", "dead-letter-routing-key":"XYZ-dlq"}' --apply-to queues

redpajama_set_name: RedPajamaStackExchange


Bring Turkish cuisine into your home with this recipe for homemade Iskender kabob that is so easy, even for those chefs whose kitchen expertise is largely confined to opening take-out!
In my last post, I shared my first experience with the Turkish Iskender kabob. Roasted meat, toasted flatbread, tangy tomato sauce, and tart yogurt combine for a perfect supper. It was so buttery, rich, and filling, and yet so simple, I had to find a way to recreate it myself.
In lieu of doner meat, I substituted rotisserie chicken, but one could also use pulled chicken or beef, or roast lamb.
As for flatbread, this recipe is a good way to use leftover, stale bread. You could use pita or even naan, but my preference is for a more authentic, pocketless flatbread. Its soft, spongy texture soaks up the butter and sauces better than a thinner pita.
Also, feel free to substitute a basic canned or jarred tomato sauce for the fresh tomatoes – though if you do, choose one without Italian herbs. It saves the step of pureeing the tomatoes as well. Then add the garlic and butter according to the directions below.
In my version below, I use a minuscule amount of butter (though it might not seem like it) relative to the authentic recipe. I can't bring myself to overdo the butter in my own home. To add more flavor, I suggest adding za'atar spice blend (available at spice or Middle Eastern specialty markets) and/or Harissa (a spicy, North African red pepper condiment).
Wash and slice tomatoes in half. Place them, skin side up, on a baking sheet lined with aluminum foil or parchment paper. Roast for 20-30 minutes, or until the skins begin to wrinkle and brown slightly. Remove from oven and reduce heat to 350 degrees. Use a towel or knife to remove the skin from the tomatoes; the skin should separate fairly easily. Set aside.
Toast the flatbread in a toaster oven or in the oven on a baking sheet for 5-10 minutes.
Meanwhile, line a baking sheet with aluminum foil. Cut or tear the toasted flatbread into approximately 1″ chunks. Arrange the meat and bread on the baking sheet. Melt 1 tablespoon of the butter in a small dish. Next, drizzle the butter over the meat and bread mixture and toss by hand.
Bake the bread and meat mixture for 10 minutes, or until the exposed bread and meat begins to crisp.
Make the simple tomato sauce. In a food processor or blender, place the tomatoes and garlic and purée. Next, in a small saucepan, melt the remaining tablespoon of butter over medium-low heat. Add the tomato-garlic purée to the saucepan and stir to incorporate. Bring the mixture to a simmer.
Remove the meat/bread from oven. Transfer the meat and bread to an oven-safe plate or small casserole dish. If making the entire recipe to be consumed immediately, pour all of the tomato sauce over the meat-bread mixture in the casserole dish. If you plan to eat only one or two servings immediately, portion out individual one-cup servings onto plates and pour about 1/2 cup of the tomato sauce over each. Spoon the yogurt (or a 1/4 cup portion over individual servings) on/in the baking dish on the side. Bake for 15 minutes until heated thoroughly.
Serve immediately. If serving to guests, you may wish to serve it with melted butter that guests may pour over the kabob to suit their tastes. If healthy or spicy is preferable, serve with zata'ar and/or Harissa. I suggest balancing this dish with a leafy green salad, though not traditionally Turkish …unless it's sliced onions and parsley!


Check out Silophone if you get a chance. Basically they took an old empty grain silo and put some speakers and a microphone inside. You go to the site and listen to a stream of sounds that you can choose from. While at times a little chaotic, it is something I think you will enjoy.
CVG is reporting that Acclaim will be bringing 5 titles over to the Gamecube. Crazy Taxi, Dave Mirra Freestyle BMX 2, Extreme G3, NFL Quarterback Club 2002 and All-Star Baseball 2002 will all be making an appearance on the Nintendo console. While not official, Acclaim said that they would be making some announcements at E3.
This is on an actual site. I heard about it this afternoon and it is still up. Check it out here.
In case you didn't know the JLA is a combination of Aquaman, Superman, Wonderwoman and a few other Superheroes.
GC Delayed In Japan. Are We Next?
Steven Kent has finally given his quick review on the current status of the Final Fantasy Movie. The story covers both the movie and it's short (and somewhat bumpy) history.
Seems that a few actors got into a bit of a tiff during a break in filming. Injured with a stab in the neck was Steve Buscemi. Here's some more on the brawl.
Computer and Video Games has tagged the monk from VF4 mentioned previously. His name is Lee Fei and he will be one of 12 initially selectable characters.
A DC port is not out of the question, but as of right now, it's only coming to PS2 with a possible Xbo port.
MGS2 In The US First?
Metal Gear Solid 2 might be hitting US shelves first if CVG is correct. While the original did well in Japan, it had a much larger success in the US. October 2001 seems to be the magic date. No official word, but the logic sounds right.
Not really a site overhaul since there isn't much to the site other than this page, but I am working on a new look. Let me know what you think. Hit the comment feature or send me an email here.
If you are looking for a time waster, check Bilbana out. Did you ever play with electric slot car racers when you were younger? This site features a Shockwave build-your-own and then race slot race set. Check it out.
Sega has released shots of the new character joining the VF4 fight later this summer. If memory serves, this guy has moves similar to the one and only Jackie Chan.
VF4 is in the works for the PS2, but an Xbox version is rumored.
FGN has some early shots of the recently announced Batman titled heading to the PS2. This chapter is based on the animated show and carries on the look very well. Hopefully this Batman title won't carry on the curse of previous Batman bombs.
Cube.IGN has snagged some shots of Retro Studios recently scrapped "Car Combat" game. The game was to be a "Twisted Metal Killer" as well as a mix of "Quakeworld, Twisted Metal 2 and Mario Kart 64 with shades of Mad Max and Street Fighter II" according to Retro.
If anyone can pull this part off, The Rock can.


Week 2 – Whatcha' listening to?
Media is all around us and it has a huge impact on us. There are some media influences that you cannot avoid, but there are others that you are choosing that will have a negative or positive influence on you. How does God want us to navigate through this crazy intense Media age?
If Jesus were on the earth today had an iTunes account, what do you think his favourite band would be? Why?
Make a list of 10 positive media influences?
Make a list of 10 negative media influences?
What types of media can you not avoid?
What types of media do you choose?
Do you think that media has any influence on you?
Talk about how you think God wants us to think about Media?
Should we be careful? Does God care? Should I do whatever I want?
Are there any changes that you need to make in regards to media?
So then, just as you received Christ Jesus as Lord, continue to live your lives in him, rooted and built up in him, strengthened in the faith as you were taught, and overflowing with thankfulness. See to it that no one takes you captive through hollow and deceptive philosophy, which depends on human tradition and the elemental spiritual forces of this world rather than on Christ. For in Christ all the fullness of the Deity lives in bodily form, and in Christ you have been brought to fullness. He is the head over every power and authority.


How to buy a second property.
If you want to use equity to get a mortgage to purchase then you need to understand your borrowing power.
It can be confusing to work out how much equity you have in your property and how much is actually usable. As a rule of thumb, you must leave 20% in your property and this is unusable for borrowing purposes. So this means you could borrow up to 80% on the value of your family home and between 65-70% on your investment properties (or more if you use non-bank lenders). This is known as Loan Value Ratio or LVR.
To work out your usable equity, take the value of your house and multiply by 0.8, then minus your mortgage. This money can be used as a deposit (along with other cash or equity).
Banks will look at a combination of factors including your equity and income to determine how much more you are able to borrow. Different banks/lenders will allow more or less lending depending on their lending and credit policy at the time of application. This can change daily. This means your current bank might actually not be the best place to help with new lending.
If you have a lot of equity and not much income, the bank will not lend, and vice versa… they are bound by the rules imposed on them. You might have options with non-banks though.
If you want to know what bank or combination of banks/lenders will lend you, the easiest way to find out is ask a mortgage adviser like iRefi.co.nz to run the numbers across all the different mortgage servicing calculators with your income, expense and property info, and this will save you from damaging your credit score with full applications. It also saves you wasting your own time.
But if you only have time for one video, check out his take on capital gains vs cashflow. If you buy well, and improve your properties, you just have to be a little patient and you'll get your property portfolio built up over 5-20 years depending on your appetite for debt/risk.
"Leverage" is when you buy an investment property using borrowed money instead of using your own. The more you borrow, the more you're said to be "leveraged". Leverage is one factor that can accelerate your investment return. If your investment property goes up in value, the higher the return on the actual money you've invested.
Using your home as security, you'll be able to borrow more money, because you're leveraging to buy more investments that will help grow your wealth over the long-term. This is also known as "freeing up equity". What's the best way to increase your borrowing for a second house?
Now there are a few options; you can get finance approved at your current bank. This means using your equity and income to get pre-approval and that your properties will be cross-secured. You can read more about that here – it is not always the best thing because you're more at risk of losing your properties if anything goes wrong.
You can get the deposit required for the $1mn investment property from your current bank (35% for investment properties based on the LVR rules of the time would be $350k) with a mortgage top-up or revolving credit and then get a pre-approval for the balance of $650k at another bank to avoid these properties being tied together. This helps for multiple reasons.
Whether you will move into the new house or not will influence the decision and we should talk specifics about that first. What you want to avoid is saying to the bank 'my current house is about to become an investment property because I'm buying a new place' because this will mean you bank will limit lending on that property to 65% of the value (as per guidelines/rules set by RBNZ). You should not lie to the bank and we are not allowed to do that, but you want to get your application 'ducks in a row' before saying anything you might regret.
The trick is often to consider a refinance of your current mortgage onto a lower interest rate and realise a higher valuation on the existing home. This will get you some cashback also. You might also consider restructuring or rebalancing your mortgage at the same time. This will help you get debt free faster or reduce your existing mortgage repayments while also re-valuing your property to increase your potential borrowing as a deposit for the second or third property (make sure you consider using a different bank as not to keep all of your eggs in one basket). The aim is to buy another property without needing any savings. Do not be afraid to extend your mortgage term again if required to free up some more borrowing power if this is the best way to get another property.
By breaking your mortgage and moving it to a lower rate, it hurts their profits. Refinancing can save the average Kiwi homeowner thousands of dollars in interest repayments over the remaining fixed term of their home loans. You could also knock years off your overall mortgage. Now if you are looking to extend your mortgage and increase your lending, you might actually have to take a longer mortgage on the original home to help you get the new borrowing and as a way to get the new house.
The reason it's often suggested you break-and-refix or refinance to a new bank for lower rates and the mortgage top-up is you'll have more bargaining power and usually get a better offer and some cash from the bank new bank to help you switch (for an unknown reason some banks seem to work harder trying to attract new business instead of trying to keep existing customers happy). Their loss, your win. You DO NOT have to change banks but it does sometimes make sense.
Most of our clients save over $3,000 in less than 12 months by following our advice. A recent client of ours (a fireman) in Palmerston North is saving $22,845 over the next three years because he took our advice after a quick mortgage review. You can get free mortgage advice because banks pay our fees (don't worry though we work for you, not for the bank). See how much you could save with a lower interest rate using our refinance calculator.
Here's a real world example: Patrick purchased a house three years ago for $438,000 with a 20% deposit making his mortgage around $350,000. In the last three years, Patrick has made the repayments to his mortgage and completed some renovations, and his equity has grown from 20% to 25% by reducing his mortgage to about $330,000. He then got a revaluation on his property and found that it's now worth $830,000 meaning his equity has increased significantly and is now closer to 61% (because the mortgage amount is smaller in proportion to the house value). So he decided to buy another property. He can increase lending up to 80% on the $830,000 property meaning his has $334,000 of usable equity (plus the borrowing power for new lending).
Now in theory, Patrick should be able to borrow up to 80% of the value of his primary home (80% of $830,000 is $664,000). He will keep 20% of his equity in his home to meet the reserve bank's LVR limits. Using Patrick's income and expense details, we showed him how to by another $800,000 property.
Making your repayments is just one way of increasing the equity in your home. With house prices on the rise across the country, and in Auckland, your property is likely to go up in value increasing your equity in the property also… this is referred to as capital gains.
Remember, the price you paid when you bought your home does not reflect the true value of your home today. When you fill out our online application, your properties will be automatically valued giving you an idea of their fair market value. Once you know what your properties are worth, you can borrow back up to the 80% equity mark (on your primary residence) and get this money into your bank account as revolving credit that can be used as a deposit for the second home. This is 'free money' because you only pay interest when/if you spend it.
This situation won't last forever, and many experts will tell you a market correction could happen at any time. Revolving Credit is like a big overdraft, and you'll only be charged interest on what you spend. You will need to have discipline with this privilege. Congratulations now that you have refinanced and topped up your mortgage, you now have a lower interest rate, and the deposit ready to go for your second home. It's all a game to see how savvy you are. To succeed at property investing you have to know more than the average homeowner.
Once we know more about your current situation the strategies of negative gearing, capital gains, cash yields, renovations and revaluations will be explained in detail to you. A video series is in production to help you with this too. Unlike the property tutors you hear advertised on the radio/TV, we give this advice to you and our clients for free… we know it's in our clients' best interests to have all of this information available.
These are harder questions to answer, but it's best to think about your most important end-goal. Investors generally struggle with one of two things. Either, not enough income to borrow more money, or not enough of a deposit to buy an investment property. If you think you'll be limited by your income, live in the property with the lower rental appraisal. If you think you'll be limited by equity, live in the property with the higher valuation.
This makes sense because of the LVR limits imposed by the reserve bank on the big banks in New Zealand (ASB, BNZ, Westpac, ANZ, Kiwibank, etc). If you're living in your most expensive property, you'll be able to borrow up to 80% of its value. If you're renting it out, you'll only be able to borrow 65% of it's value. Your goal should be to know which situation is going to work best for you before you start shopping for your next property.


We offer New & Used Redwood RVs and can provide delivery anywhere in North America. As you can see we offer a wide selection of RVs and Redwood is one of the quality brands we carry. Redwood is manufactured by Redwood and offers excellent quality, as do the other brands we carry. Please ask our experienced sales people about a Redwood RV today. If you don't find the model you are looking for or one with the features you prefer in our inventory, please use our custom build option on our website. You may also speak with a salesperson to order the RV that meets all of your needs.
As Grand Rapids' largest dealership and one of the largest dealers in the state, we offer a wide range of Redwood RVs. Let us be your Michigan Redwood dealer and get a great deal today.


text:
Driving tutor hit his pupil with a ruler
Home Maidstone News Article
Father of baby Tony Smith attacked at Swaleside Prison
By KentOnline reporter
multimediadesk@thekmgroup.co.uk
Published: 12:53, 26 August 2018
| Updated: 12:57, 26 August 2018
A man jailed for abusing his newborn baby has allegedly been attacked in prison.
Tony Smith, who was sentenced to 10 years in February, was reportedly held hostage in his cell for hours and beaten with a sock filled with tuna cans and metal bars by fellow inmates.
The attack is said to have taken place at Swaleside Prison on the Isle of Sheppey on Tuesday, August 7.
Antony Smith was jailed for 10 years for cruelty inflicted on his baby Tony
The father was convicted alongside partner Jodie Simpson of abusing their baby, also called Tony, at their Maidstone flat.
His injuries were so severe his leg had to be amputated and will be unable to walk for the rest of his life.
Now three, Tony, affectionately known as Bear, was just 41 days old when he suffered multiple breaks to his legs and septicaemia as a result his parent's abuse.
When he was taken to hospital in a life-threatening condition in November 2014 he was grey, frothing at the mouth and grunting.
The couple later admitted that they had delayed taking the weeks old baby to see a doctor because they were waiting for a plumber to fix a boiler.
Baby Tony Smith was left in a critical condition by his parents' abuse
While the couple denied the charges, a jury found them guilty within an hour.
A Ministry of Justice spokesperson said: "Staff resolved an incident involving three prisoners at HMP Swaleside on August 7.
"The incident has been referred to the police so it would be inappropriate to comment further."


At My Money we're experts in self employed home loans and business finance. We know how important it is to get your loan approved and for good conditions, so contact one of Auckland's best mortgage brokers and let me deal with the banks and other possible lenders on your behalf.
Steps to Getting a Small Business Loan in New Zealand. If you are not already running your small business it could be that you need a small business loan to set you on your way to owning and successfully running your own small business.
What are the Business Loan Requirements in New Zealand? Small business owners may well find themselves in a position where they require a loan to enable their business to grow so that it may thrive and be prosperous. Read on to discover the business loan requirements in New Zealand.
How to Refinance a loan and when? In a situation when you have a loan that is not excessively costly or too unsafe to even think about living with, you regularly can renegotiate into a better loan. Refinancing enables you to move the debt to a superior place.


Rafiq Bhatia is a composer, producer, and guitarist whose music ruptures the hermetic vernacular of ambient sculpturalism with the emotional intensity of avant-garde jazz, using the techniques of the former to achieve the feeling of the latter. Bhatia is the first-generation American son of Muslim immigrant parents who trace their ancestry to India by way of East Africa. Early influences such as Jimi Hendrix, John Coltrane, and Madlib—as well as mentors and collaborators including Vijay Iyer and Billy Hart—prompted him to see music as a way to actively shape and represent his own identity. At times, he uses the studio to destabilize, twisting the stereotypes of Indian music he heard as a child into noise beyond recognition. His second album, Breaking English, was released on ANTI- Records in 2018. Bhatia is also a member of the band Son Lux.


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of accident. My sense of balance, physical coordination, and ability to follow instructions.
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Each partisipant must be covered by your own private insurance, -personal and for equipmet.
All participant is obliget to follow the guides and instructions at all times.


text:
Secretary of State Pompeo: North Korea summit will happen by end of February
OAN Newsroom
UPDATED 9:50 AM PT — Thursday, January 31, 2019
Preparations for a second summit between President Trump and Kim Jong Un are officially underway. On Wednesday, Secretary of State Mike Pompeo revealed he has sent a team to an undisclosed Asian country to begin laying the foundation for the upcoming meeting. He confirmed the meeting will happen by the end of February.
The pressure is on for this second summit. During the president and Kim's first meeting in Singapore, Kim promised to denuclearize.
"Chairman Kim and I just signed a joint statement in which he reaffirmed his unwavering commitment to complete denuclearization of the Korean Peninsula," stated President Trump. "We also agreed to vigorous negotiations to implement the agreement as soon as possible."
However, Kim's promises haven't seemed to materialize. He vowed to shut down missile testing sites, but photos released last November suggested North Korea is, in fact, continuing to build missiles.
Additionally, North Korea released a bombshell statement in December, saying they won't give up their nuclear weapons unless the U.S. does so first.
South Korean college students stand with a portrait of North Korean leader Kim Jong Un during a rally to welcome his possible visit to South Korea, in Seoul, South Korea, Thursday, Jan. 31, 2019. Secretary of State Mike Pompeo says he is sending a team "someplace in Asia" to set up a second summit between President Donald Trump and North Korean leader Kim Jong Un by the end of February. The signs read " We welcome North Korean leader Kim Jong Un's visit." (AP Photo/Ahn Young-joon)
"If the U.S. miscalculates our people's patience, forces something upon us and pursues sanctions and pressure without keeping a promise it made in front of the world, we have no option but to explore a new path in order to protect our sovereignty and achieve peace on the Korean peninsula," stated Kim Jong Un.
This threat isn't stopping the Trump administration from pushing forward. Pompeo said Kim has told the White House he's prepared to denuclearize. Whether this materializes will not be seen until the once distant adversaries, turned dear friends, meet again by the end of February.
Trans-Gambia bridge a boon for trade, but a blow for local traders
First Bangkok Art Biennale Shows Off City With Art from Near and Far -ARTnews


We certainly have lots and lots of real estate agents in the GTA to interview. The last membership count exceeded 38,000 agents. Unfortunately a major percentage of these agents have been attracted to the business because they have either lost their "real" job or they think real estate is easy money! Don't be taken in with a "neat" presentation package presented by an agent. Would it surprize you to know that of the 38,000 agents in the GTA, 11,000 sell one or less homes a year?? Another 17,000 of these 38,000 agents in the GTA sell three or less homes a year!! I would suggest that you keep this in mind when you are relying upon an agent to handle your biggest investment decision. Ask the hard questions!! How long have you been in the real estate business? How many Sellers have you worked with and sold their home? How many Buyers have you worked with and sold them homes? If i hire you, specifically what are your commitments to me? How will you support me with my real estate requirements? What is it going to cost me? Tell me a about your Brokerage …. is it a major company with branches inside and outside the GTA for maximum exposure? Where can i read your testimonials from your previous client experiences? I covered this subject previously in my post "THE AGENT FRIEND OR RELATIVE." So what i am really saying is "interview the agent …. the person!" It is not just about the fact that you are placing your largest investment with this person. You are also signing a binding contract with this person! Is this the agent with whom you are most confident that they will do their job. What happens if they do not?
FYI on a personal note, i have successfully negotiated over 467 real estate transactions in my career. Also i have been involved in another 200 transactions in the GTA over the past decade which did not come to fruition as i could not, in good conscience, let my clients over pay for a property in a bidding war!
I agree, when looking to buy a house you should be looking for both a real estate agent you like as well as the house you like!
LOL both of which can be challenging sometime!
Should you use the agent who sold you the house when you sell your house? Or are you expected to do a search? I'm a first time homebuyer here.
This is usually the last thing people consider when it comes to buying a home. It is very easy to forget that your checklist must include, "Like my realtor," or else the home buying process could really be a horrible disaster.
I totally agree that interviewing agents in person provides a more realistic and comprehensive evaluation of what the agent can offer you. Thus, I also highly advise conducting a personal interview of the agent before engaging his or her services. Most of the time, the interview will give you a feeling on whether you can or cannot trust a particular agent.
Is it really a terrible mistake to pick a new agent? I've talked to a few who seem very enthusiastic and who have brokers who are training them and looking over their should watching for mistakes. Just wondering if I should give a new agent some business.
I never suggested that picking a "new agent" was a mistake.
Yes they are enthusiastic and in many cases they are being adequately trained by their Brokers.
Buying real estate is most likely the largest investment in your portfolio!!
Especially when you are dealing in a major cities real estate market that is constantly in flux …. who would you be more comfortable with handling your biggest investment!
My husband and I are considering buying a home because we are tired of "throwing our money away" on rent. I have to say that finding the right real estate agent is definitely the top of our to-do list…but we are at a complete loss as to how to do it!
I started by asking for referrals from friends and family who have recently purchased a home, but every person I asked gave us the name of a different agent.
How in the world do you go about narrowing the search to find the "right" agent for you?
This is an integral part of the home search process!!
I have covered this in several posts and comments.
You would be advised to search out a full time, professionial agent. These agents will have a website with credentials and TESTIMONIALS that you can consider.
There is a link to my website in the HELPFUL RESOURCES section of Realty Drama …. you can also check me out!
I'd like to expand upon what you said about asking about their brokerage. When we first met our agent, he was brand spanking new to real estate. (So were we…smile) But he was with a brokerage with a strong reputation. Knowing that they were there in the background to support all of us, definitely played a part in our decision to go with him, I think others should take this into consideration as well.
You are 100% accurate in your assesment!
My experience has been that so many Buyers fail to ascertain the qualifications and effectiveness of their agent before signing a BRA contract.
This contract may bind the Buyers to the agent for "sometimes" months at a time. If that agent is not a full time, professional agent problems often arise!
FYI there are 38,000 agents registered in the GTA.
11,000 of those agents only negotiate """1″"" or less deals a year. 17,000 negotiate """3″"" or less deals a year!
Do the math …. you """pay""" the same to those agents as you do to for the top, professional, full time agents!
Just saying …. do your homework before signing a BRA!
What if you only like the realtor but not the house? Or vice-versa?
As a Buyer, you should have an agent working "on your behalf" representing "your best interests" finding and negotiating professionally on your anticipated home / condo purchase.
In a perfect world, both parties to the transaction are being competently represented by their respective agents.
SO "liking" your respective realtors is something that you would most likely have already ascertained when you decided to work with them, prior to finding a house / condo to consider buying.
Having said all that, liking the house / condo that you are considering would also be a good idea!
However you must do your "due diligence" to be sure that the location, price, structural integrity, area influences, present value and resale value will satisfy your best interests.
Many Buyers have bought a house / condo that they "liked" but without proper representation by their agents, have regreted the decision afterwards much to their chagrin!!
My husband and I didn't care for our last real estate agent (I'm being nice here). When we move here in a couple of years, I will spend a lot more time interviewing and making sure we have a good fit for our new realtor. It really does make a difference.
Great post, excellent questions to ask when one is shopping for an agent. If selling your home, you don't just want someone who will list your home and not give you a report of the progress. You also want a good marketer. Make sure you know their history and sales record.
Haha, "omgomgomg" and williamtaylor are both right, sometimes you make the pick of your life, sometimes you fail hardly picking both.
This post is extremely helpful! I definitely think that it is important to truly research an agent! It's important to know how many homes they're selling, etc. My friend is currently looking to buy a house and she's having difficulties finding an agent that she trusts. It can be a difficult process, but once you find a great agent, everything else is smooth-sailing.
As your friend is making her biggest investment, trusting her agent is critical, especially to a novice Buyer.
If your friend is searching for a home – condo in the GTA, she might consider me to assist her, beyond my BLOG there are testimonials on my website where she could contact me.
Great article. Interviewing your agent is a must. You want a real estate agent that represents solely you. Make sure that the agent can stand firm on your wants and needs as both a home buyer and a seller. If you don't know where to start, you can always ask around or check for reviews online. Perhaps a friend can recommend a real estate agent they have used. You can even find an agent that specializes in the area you are moving to or the area you are selling by Googling them.
Ask for testimonials and if things don't work out with your first few choices, don't sign that Buyer Representation Agreement until you are ready!
This is a great checklist. It is very helpful as I was not sure what kinds of questions would be appropriate to ask.
I definitely would want to know, for instance, how many sellers/buyers the real estate agent has worked with and has successfully negotiated the sale/purchase. This gives me a very clear view both of what to ask and to expect.
I'm still a bit wary about purchasing a property, but these are valuable tips for the next time I seek out a rental property.


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text:
Anti-Muslim And Other Hate Groups Are On The Rise, Report Warns
"Extremists think they finally have a voice in the White House."
Posted on February 15, 2017, at 6:31 p.m. ET
Emboldened by the rise of President Trump, hate groups, especially those characterized as anti-Muslim, have flourished across the US, according to a new report released Wednesday.
The number of anti-Muslim hate groups has nearly tripled, from 34 in 2015 to 101 in 2016, according to the annual Year in Hate report by the Southern Poverty Law Center (SPLC).
Hate groups in the US grew for a second year in a row. In total, SPLC counted 917 last year, up from 892 in 2105.
"2016 was an unprecedented year for hate," said Mark Potok, the report's author, who argued that Trump's rhetoric repeatedly encouraged violence, bullying, and "electrified the radical right."
"The most dramatic change was the enormous leap in anti-Muslim hate groups," Potok said.
SPLC is a nonprofit organization that tracks hate movements and domestic terrorism. It defines hate groups as those that vilify entire communities of people based on immutable characteristics, such as race or ethnicity.
Trump's "divisive" campaign messages and his calls to ban Muslim immigrants, demand a registry, and surveil mosques helped fuel fear and anger in the aftermath of terrorist attacks in San Bernardino, California, and at a gay night club Orlando.
And there hardly seemed a reason for extremists to organize their own rallies when they "could attend a Trump event filled with just as much anti-establishment vitriol as any extremist rally," Potok said.
"In the first 10 days after his election, the SPLC documented 867 bias-related incidents, including more than 300 that targeted immigrants or Muslims," the report found.
The rise in anti-Muslim and white nationalist rhetoric reflects what civil rights groups have reported as an ongoing spike in targeted harassment and violence. The FBI reported that anti-Muslim hate crimes went up by 67% in 2015, while other categories rose only slightly.
While the number of KKK chapters fell 32%, white supremacy is experiencing a rebirth and a rebranding. Racist and alt-right movements are flourishing online and taking a more "intellectual approach" thanks to Trump's mainstreaming of former fringe outlets, the SPLC found.
"With a president whose policies reflect the values of white nationalists, extremists think they finally have a voice in the White House," Potker said.
Hateful attacks and incidents were reported in nearly every state during Trump's campaign and after his election, many at schools and on college campuses.
APLC
Meanwhile, anti-government "Patriot" groups, like the Bundy brothers, are on the decline after they surged from 2008 to 2012, in large part as a reaction to President Obama's election, the report states.
At the same time, black separatist groups have grown in response to national attention on police killings of black people.
"It seems undeniable that Trump's reckless, populist campaign has left a legacy of hatred, violence and division," Potok wrote. "[2016] was, by any accounting, a banner year for hate."
The White House did not immediately respond to a request for comment on the SPLC report.
Anti-Muslim Bills Based on Conspiracy Theories Have Been Introduced In Two States
Report: The Number Of U.S. Hate And Extremist Groups Grew By 14% In 2015


text:
Q: Why has my sticky navbar stopped working since I changed it to class from id? I need change my navbar from an id to class, but when I did so the sticky part stopped working. I just want the navbar to be as it was when it was an id, just as here; https://www.w3schools.com/howto/tryit.asp?filename=tryhow_js_navbar_sticky . That it stopped working could have something to do with the script at the end of my html document, but I don't know much about javascript yet.. Could anyone help me?
Here's my html;
<!doctype html>

      <meta charset="UTF-8">
      <link rel="stylesheet" type="text/css" href="style.css">

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my css;
.ad {
    background-color: #fbf4e9;
    text-align: center;
    font-size:0.9rem;
    padding:5px;
}
.sticky {
    position: fixed;
    top: 0;
}
ul.navbar {
    overflow:hidden;
    list-style-type:none;
    background-color:#f9eedd;
    width:100%;
    height:auto;
    margin:0;
    padding:0;
    z-index:10;
    }
ul.navbar li a{
    display:block;
    color:#8e8275;
    text-decoration:none;
    text-align: center;
    padding: 13px 10px 13px 10px;
    margin: 10px 7px 10px 7px
    }
ul.navbar li.links{ float:left;}

A: The function getElementsByClassName returns an array of elements. If you know that you only have one and you need to select it you need to do the following:
var navbar = document.getElementsByClassName("navbar")[0]; //select first element
var sticky = navbar.offsetTop;

A: Since the 'getElementsByClassName' returns the array you need to write getElementsByClassName[0] in your javascript so that it becomes:
var navbar = document.getElementsByClassName("navbar")[0];
Also I have made changes as per your requirement. Created classes instead of ID.

window.onscroll = function() {
  myFunction()
};

var navbar = document.getElementsByClassName("navbar")[0];
var sticky = navbar.offsetTop;

function myFunction() {
  if (window.pageYOffset >= sticky) {
    navbar.classList.add("sticky")
  } else {
    navbar.classList.remove("sticky");
  }
}
body {
  margin: 0;
  font-size: 28px;
  font-family: Arial, Helvetica, sans-serif;
}

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}

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}

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A: document.getElementsByClassName("navbar"); returns a collection of elements, so you could use var navbar = document.getElementsByClassName("navbar")[0] instead to get the element with the "navbar" class.

A: Use this in your script
var navbar = document.getElementsByClassName("navbar")[0];

Hope this helps


Home »Uncategorized»Whose Sin Is It, Anyway?
Dare You Enter… the Complicated Moral Question of Dracula?
One thing I've always been skeptical of in vampire media is the idea that vampires are better than you. There's a certain tendency to present them as glamorous immortals. And that's particularly true when you gloss over — or simply aren't bothered by — their violent and cruel behavior. I had a gig once where one of my bosses was very determined that vampires should be presented as possessing all desirable material things… and within the fictional context of the world we were working on, he saw the violence and abuse as window dressing, the appropriate action of the powerful over the powerless.
For me, the core story of vampire-as-protagonist is about selfishness. Vampires represent our inability to survive without selfish actions, and throw into sharp relief the fact that putting ourselves ahead of others can be very harmful… but also necessary. In vampire media, we need to always ask the questions of what is justifiable, what is acceptable, what is reprehensible… and be willing to entertain answers that make our monsters neither angels nor devils.
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Just have to comment to say STRONGLY AGREE!!
For me, the best vampire stories are the ones where the mortal is consumed with the lure of immortality and power, but finds that it all turns to ash when they have to pay the price. That living forever at the cost of innocent lives erodes not just your conscience, but your sanity. But the same people willing to make the deal in the first place are the sort of people who can't let themselves die, no matter how horrific the price becomes.


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Wilmington police investigate city's 8th homicide
Wilmington police are investigating the death of a 19-year-old man found shot in the head in the parking lot of a Wilmington community center.
Police say the victim is Jermaine Goins Jr. of Wilmington. According to investigators, the shooting happened Sunday around 6 p.m. on the 700 block of West 5th Street. A number of officers responded to the scene after multiple 911 calls reported the shooting. Responding officers performed CPR on Goins, but he was later pronounced dead by paramedics. There's no word on a motive or if there's a lead on a suspect. However, police urge anyone with information to call the Crime Stoppers hotline at 800-TIP-3333.
This is the city's eighth homicide of the year. The city reported 18 homicides this time last year.
Delaware State Rep. Gerald Brady will resign after sending racist, sexist email
State Rep. Gerald Brady will step down Feb. 4 more than six months after using anti-Asian language in an email.
Wilmington council votes 'no confidence' in police chief over lack of officer diversity
Wilmington City Council says the city's police chief hasn't done enough to improve diversity on the force.
Top Delaware court rejects ex-Trump adviser's defamation case against Yahoo, Huff Post
Delaware's Supreme Court denied former Trump adviser Carter Page's defamation lawsuit over media reports on his connections to Russian officials.


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Israel's Netanyahu, Pompeo to meet in Lisbon this week: U.S
U.S. Secretary of State Mike Pompeo and Israeli Prime Minister Benjamin Netanyahu meet in Jerusalem
WASHINGTON (Reuters) - Israeli Prime Minister Benjamin Netanyahu will meet with U.S. Secretary of State Mike Pompeo on Wednesday in Lisbon, the U.S. State Department said on Tuesday.
Pompeo, accompanying President Donald Trump at the North Atlantic Treaty Organization (NATO) summit in London, will be in Lisbon on Wednesday and Thursday and will meet with Portuguese Prime Minister Antonio Costa and Foreign Minister Augusto Santos Silva, the department said in a statement.
The hastily arranged talks with the top diplomat of Israel's closest ally could be aimed at giving Netanyahu a political boost at home.
Israeli politics are in disarray after inconclusive elections in April and September and the failure of Netanyahu and his main challenger, Benny Gantz, to secure a ruling majority in the legislature. Netanyahu also faces a corruption indictment, charges that he denies.
Pompeo and Netanyahu are expected to speak about the threat from Iran, among the issues the Israeli leader discussed in a phone call with Trump on Sunday.
Netanyahu praised Pompeo last month for an announcement of a softening of the longtime U.S. position on Israeli settlements in the occupied West Bank. Pompeo declared that Washington no longer considered the Jewish settlements to be in violation of international law, a policy shift that drew condemnation from Palestinians and Arab leaders.
(Reporting by Eric Beech and Matt Spetalnick; Editing by Mohammad Zargham and Richard Chang)
Democrats urge Republican 'courage' at Trump impeachment trial
Successor to slain Iran general faces same fate if he kills Americans: U.S. envoy
SARS lessons hang over China's fight against new virus
'Jack's Law': Working parents who lose child to be given two weeks' statutory bereavement leave, ministers announce


A link between signals from the microbiota in the gut and leukemia has been discovered in a collaborative study between a McMaster University lab run by associate professor of medicine Elena Verdú and led by the University of Chicago.
The study published in the journal Nature this week found a "leaky gut", that allows movement of microbes usually happy in the small intestine to tissues beyond the gut, in mice with a common genetic mutation associated with leukemia.
More than 15 per cent of people over 60 develop TET2 (tet methylcytosine dioxgenase 2) mutations in blood stem cells. These mutations are passed along to the progeny of the mutated cell during cell division and put these patients at risk for blood cancers. However, only a portion of individuals with this mutation -- or mice that lack TET2 -- progress to a pre-leukemic state, which suggests an impact by environmental factors.
The study found increased IL-6, a molecule that promotes inflammation and that is released following systemic bacterial dissemination, was critical for the development of the pre-leukemic state in TET2 deficient mice. However, antibiotic treatment aborted the pre-leukemic changes.
An important step was therefore to test mice with this mutation but generated and bred in germ-free conditions at McMaster's axenic gnotobiotic laboratory, led by Verdú.
"Interestingly, once the TET2 deficient mice were bred at the axenic gnotobiotic laboratory, no changes in IL-6 were observed, and the pre-leukemic state failed to develop", said Heather Galipeau, a research associate in Verdu's lab.
Verdú added: "Maintaining intestinal barrier function could be critical for preventing a pre-leukemic state in genetically susceptible people, in order to restrict intestinal microbes to the gut.
"The study opens the way to potential new strategies aimed at strengthening the intestinal barrier or preventing systemic infections to reduce the progression to leukemia in individuals that have a genetic predisposition."


Take your new journey with Sonny Unblocked, which is a fantastic game of Adventure Games. It's sure that you will be attracted when you control your battle in a ship. Join together and find out the mystory that hidden behind the wounds of Sonny. Everything happens in this dreadful ship, your character Sonny, who was attacked by zombies. Fortunately, Louis call him back from the hell. Now you and your friend have to escape out of this terrible place. Experience it now! Thanks for your spending time on our Unblocked Games website.


Queensland Telecommunications Museum - The Telephone.
Very early table handset hones of British/U.S.A and Swedish origin.
Note the magnets in the legs for the signalling magneto.
The Morse code telegraph had been in use for over 30 years and spread virtually world wide by the time Alexander Graham Bell made his first successful voice transmission in 1876.
The first telephones were rather crude. There was just one device at each end of the line. It was held in front of the mouth when speaking and held to the ear to hear the reply. Later somebody got the idea of a second instrument, one for the mouth and one for the ear. At this stage however, there were no telephone exchanges. Some of the earlier experiments temporarily used telegraph lines, but it was discovered there was a limit to just how far a voice would travel. These first telephones were simply operated between two points. Australia's first phone exchange was in Melbourne in 1880, and other States quickly followed.
A collection of World War 2 field Telephones and other apparatus.
This 'Phonophore' was a curious device which allowed telephone contact over an existing telegraph circuit.
Pedestal telephone, wall mounted on a "scissors" extender. Used in some very busy offices such as newspaper publishers.
A collection of 1930's vintage table handsets with "Bakelite" cases.
A selection of very early batteries used in telegraph and telephone circuits.
Replica of Bells original practical telephone receiver 1887. Also used as a transmitter.
Coloured Wall phones with rotary dials. Now using plastic cases.
Very early handset phone of British/USA and Swedish origin. Note the magnets on the legs for signalling magneto.
At a massive 15Kg! no camera included. The first of the mobile phone revolution, late 1970's. This unit measured 35cm W x 15cm D x 32cm H.
Gibson Girl was the affectionate name given to an emergency radio transmitter used during the 2nd World War to enable downed airmen to send distress signals on 500kc, an International distress frequency at the time.
Modern Handset Telephones. These are a selection of telephones that were issued with a telephone plan of the day, unlike today when one must purchase their own handset.
Swedish Ericsson "Ericofons". The rotary dial is in the base. This was a novelty phone and was popular for many years.
A range of Automatic Public Telephones, (coin operated). Some on the top row are leased multi-coin phones used in hotels, motels etc. and some are special assist phones.
Original Swedish Ericsson wall-phones. Signalling the exchange was by turning the handle on the right. Power for the transmitter was supplied by two large dry cells housed in the lower body.
Whilst the earpiece was apparently little changed from earliest times to recent times, a lot of experimenting took place to develop the microphone.


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SANSIRI NEWS
Sansiri Moves Towards Net-Zero, Aims to Be a Zero-Emissions Organisation by 2050
星期五 , 30 九月 2022 NEWS
Sansiri joins forces with allies, partners and residents to reduce greenhouse gasses in all dimensions, working with 10+ partners to establish an R&D team to create the first Net-Zero Home in Thai real estate.
Sansiri reaffirms its commitment to creating a sustainable environmental turning point, advancing its goal of becoming a Zero Greenhouse Gas Emissions Organisation by 2050.
Sansiri announces short- and medium-term commitments to reducing carbon by 20% by 2025 and 50% by 2033 after studying and identifying Sansiri's greenhouse gas emission sources. It was found that 2.2% came from the organisation itself while 97.8% was the result of indirect value chains.
Sansiri establishes three strategies for zero greenhouse gas emissions: become a low-carbon organisation, issue policies on governance to reduce carbon throughout the value chain and invest in green innovation.
Sansiri is ready to move forward in developing Thailand's first Net-Zero Home by 2050, in line with trends advocating sustainable living. The company has invited allies and partners to establish an R&D dream team to build the sustainable home of the future, which will save energy with integrated greenhouse gas reduction.
Mr. Uthai Uthaisangsuk, Chief Operating Officer of Sansiri Public Company Limited, revealed that since Sansiri announced its commitment to becoming Thailand's first real estate company with a net zero greenhouse gas emission target, the company has moved forward with a number of goals to help solve the problem of climate change. According to Climate Watch Data, Thailand's business sector that emits the most greenhouse gas is the energy sector, which accounts for 61.11% of emissions, followed by the industrial sector at 16.67%, the agricultural sector at 15.96%, and finally the forestry sector, with timber and land emitting 3.31%.
Although the real estate sector is not an industry group with a high proportion of direct greenhouse gas emissions, business value chains are also a cause of greenhouse gas emissions which result in global warming. Sansiri has total greenhouse gas emissions of 229,486 tons of carbon dioxide equivalent per year. Direct business operations are responsible for just 4,939.74 tons of carbon dioxide equivalent per year, accounting for 2.2% of the company's total greenhouse gas emissions. GHG emissions include Scope 1 emissions from the use of oil in Sansiri's operations, at 0.2%, and Scope 2 emissions from the use of oil and energy in the company's business, at 2%. Scope 3 emissions, which are the indirect result of upstream and downstream value chains, amount to 224,547.24 tons of carbon dioxide equivalent per year, accounting for 97.8% of the company's total greenhouse gas emissions. This figure can be broken down as projections for customer electricity consumption over the next 60 years (55%), purchase of building materials from partners (29%), supplier freight (2%), and others (14%).
Mr. Uthai explained that Sansiri plans to reduce greenhouse gas emissions generated by the company's direct business operations (Scopes 1 and 2) by 20 percent by 2025. Scopes 1, 2 and 3 are to be reduced to 50% by 2033, with the ultimate goal of becoming a Net-Zero Emissions Organisation by 2050 by employing 3 strategies:
Strategy 1: Become a low-carbon organisation
Focus on energy efficiency through technological innovation. Increase the use of clean energy to 100% by 2025 through the expansion of 100% solar roofing and EV charger installation plans for all Sansiri houses at all price levels. Include 100% solar roofing in the clubhouse of every new Sansiri project, install a solar water treatment pump system in the common area of every project, replace the company's common vehicles with 100% electric vehicles, and use 100% biodiesel for all types of machinery instead of oil.
Strategy 2: Develop a governance policy to reduce carbon across the value chain
Green Procurement
Choose partners who advocate sustainable production processes. Reduce energy and water consumption of production in the long term and use environmentally friendly materials. Reduce use of resources, increase recycling (Circular Economy) and purchase low-carbon materials certified by relevant institutions for 30% of the total materials purchased by Sansiri within the year 2025.
Green Architecture & Design
Design residences for sustainable living, such as the Cooliving Designed Home, which uses innovative design to save energy; Zero Waste Design, which reduces waste; and Universal Design, addressing the lifestyle needs of all generations. Prioritise wellbeing, focusing on resident quality of life, and provide hygienic, disease-free home environments with clean air.
Carry out construction and development of real estate projects with zero waste materials. Use innovation in project development for greater efficiency to reduce construction time and create the least amount of waste possible.
Strategy 3: Invest in green innovation
Invest in green companies involved in clean energy technology and environmentally friendly construction technology with a budget of 500 million baht. At present, total investment of approximately 120 million baht has been made in three such companies.
Sansiri is confident that it will be able to reduce greenhouse gas emissions to zero for Scopes 1 and 2 — emissions caused by Sansiri's direct business operations — in a short period of time. However, to slow global warming in a sustainable way, which will have a greater impact, organisations need to accelerate the reduction of greenhouse gas emissions of upstream and downstream value chains. Sansiri plans to work with more than 10 partners to set up a research and development team that will develop the first Net-Zero Home in the Thai real estate industry by 2050. Charging Management Company Limited, a fully integrated electric vehicle charger business, and ION Energy Company Limited, a fully integrated solar energy solution developer, are two such partners. Short- and medium-term goals include the development of a low-energy home by 2023 and a low-carbon home that reduces emissions by 30% by 2030. Sansiri is currently researching future trends and innovations for sustainable living, such as using AI to calculate the energy savings of homes, using fibre instead of rebar in construction, developing innovative precast construction with zero carbon emissions and waste, more efficient solar roofing with batteries to store energy for use at night, roof tiles that capture solar energy, solar energy sharing between households, gardens that utilise solar energy, and improved electric car charging stations.
"Sansiri is committed to reducing greenhouse gas emissions in all dimensions, especially within the household and across all business with trade partners. This is something that has never been accomplished. If Sansiri succeeds, it will encourage more organisations to work together on tackling the problem of greenhouse gas emissions. The strategy to reduce greenhouse gas emissions in the household will directly benefit the environment and help shift consumer behaviour towards better environmental practices. When people in communities adjust their behaviour together, that behaviour can spread to the workplace and other areas. This will have a positive effect on environmental sustainability and bring us closer to an effective solution to the serious problem of global warming," concluded Mr. Uthai.
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關於更多詳情和使用目的,請參考尚思瑞官網內的 隱私政策
You'll now be the first to hear about Thailand property news, upcoming events ,
new developments and our services. In the meantime , please visit sansiri.com
Thailand's leading full-service real estate developer
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With the faintest breeze, this spinner will move & dance! The inside circle is surrounded by scalloped-edge blades that are bent out, giving depth and life to the spinner. The spinner is made of 18 guage stainless steel, meaning that it will not rust! And the high-quality ball bearing swivel is also of stainless steel so you will get years of dependable, care-free spinning in the wind. Now, three color themes to choose from: Red/blue, Green/gold, and rainbow. Click on the color buttons to see each one.
The outside spinner bands give an overall size of 12". There is a pre-cut hole on the bottom to attach other spinners, a flag or spiral to it (spiral with glass ball is available in the indoor/accessories page).


Selling your used car? Increase its value up to 6,000 AED before you do!
If you're expecting to make an ideal profit when you sell your car in Dubai and the UAE, you should consider that minor and small fix-ups are worth doing. Those stains on the seats, that layer of dirt on your car, those dirty and old looking rims, and that ignored burned out light might send a message of discouragement to the potential buyer- you didn't take proper care of your car..
"If you are not willing to spend a lot of money for a professional job, make sure your used car shines like a diamond, the lights are bright like sunlight, and there are no dents seen"; says experts.
But if you are ready to sacrifice for great profits, then invest in considering car rolling and changing some auto accessories.
But, what can I do to increase the value of my used cars for sale?
Dealers of second-hand cars in Dubai (and the UAE), and auto care experts say that the value of a car can be increased by 6,000 AED or even more when selling it, by just fixing up some minor repairs, and cleaning it!
Clean your car carefully and thoroughly and make it look new and attractive. Remember, the first impression of a used car matters and speaks a lot to your potential buyer. Make sure that there are no stains on the seats, dashboard, floor mats and boot, to attract the buyer more. Besides, do not forget the wheels and rims; make them shine bright, clean them and scrub them from any dirt as it helps give the car a new look.
If you are planning to sell your car soon, it's better if you get professional car cleaners to do it for you, they have all the cleaning materials and they know the small secrets to remove the stains in the hardest areas in your car, you can Post a Job for the Auto Cleaning & Polishing category on mrUsta, you will get different offers and quotes, you can compare the prices and hire the Usta that suit you the most, at your convenience.
If you still want to wash and clean your car by your own, do not use household detergents rather use the soaps, car shampoos and cleaning materials available in Auto care shops, big supermarkets or in some petrol stations.
Make sure that your used car' lights are shining very brightly. Fix any light which is damaged before transferring the ownership of your vehicle. Also clean the inside of the light to make it shine better.
Don't forget to clean and change the oils to avoid frustrations from your buyers.
Do not think that a dent is not worth fixing, it is!
Most people do not invest seriously in the bodywork of used cars; they ignore them instead. Some simple scratches can significantly impact the sell value but they can be repaired without incurring huge bills. Be careful not to do careless repair that could reduce the car's value instead of increasing it, you can Post a Job for Auto Body Works, and attach a picture of your car with the small dents and scratches, so you can get offers with actual costs to fix these dents.
Have you considered car foiling?
Car foiling is changing the color of the exterior or interior of a car by spray painting it. Car foiling is one of the best recommended ways of making the car look more attractive and appealing, in turn, making you earn a lot from that used car.
So where can you do car foiling?
There are many specialized companies at Mr Usta for car foiling that can send you their best prices when you Post a Job. Or you can check out the top professional Ustas in car foiling, KADI Auto Repairing and many more Ustas! Then you can Imagine a 'brand new' second hand car.
Finally, you can search Mr Usta for all the categories that will help you increase your car value before selling it, categories like Auto Accessories , Auto Body Works , Car Branding and Foiling and Auto Cleaning and Polishing , and you can always read the previous customers reviews on the Usta to help you making your decision.
Last words to leave you with, before making the decision to sell your car, be ready to sacrifice some money for higher profits. Be willing to make the second-hand car look more attractive to beat the competition in Dubai market.
Also an important thing to note, if you are planning to sell your car through a used cars dealer in Dubai (and the rest of the UAE), choose your dealer wisely.