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Eighth Circuit rules stable value provider is a fiduciary
On February 3, 2020, the Eighth Circuit Court of Appeals ruled, in Rozo v. Principal, that Principal was a fiduciary with respect to one of its stable value products – the Principal Fixed Income Option (PFIO) – because of (1) its ability (unilaterally) to set the guaranteed rate on the PFIO and (2) the sponsor's inability (without paying a 5% surrender charge or waiting 12 months) to withdraw from the PFIO, (3) notwithstanding that participants could (individually) withdraw their assets from the PFIO subject only to an "equity wash."
In this article we very briefly review the decision and consider its implications for plans with stable value options.
Principal's PFIO is a stable value product that (it appears) is included in a number of plans for which Principal serves as a provider. Plaintiff Rozo brought suit on his own behalf and on behalf of other participants in plans that have invested in the PFIO.
Every six months, Principal resets the guaranteed interest rate on the PFIO. Generally, a month in advance, Principal notifies plan sponsors and participants of the new rate. Participants generally have the right to withdraw their assets from the PFIO at any time, subject to an "equity wash" (prohibiting investment in competing funds for 90 days). Plan sponsors may only withdraw plan assets subject to (as noted) a 5% surrender charge or a 12-month waiting period.
Plaintiff's claim is that Principal breached its fiduciary duty under ERISA by:
(a) Setting the Guaranteed Interest Rate and/or Composite Guaranteed Rate for its own benefit rather than for the benefit of the Plans and participants; (b) setting the credited rate artificially low; (c) misrepresenting the extent to which the rate was "guaranteed;" (d) failing to disclose its retention of the spread; and (e) charging an excessive disclosed fee in addition to the undisclosed compensation from the spread. (Quoting the District Court decision.)
The case turns on whether Principal is a fiduciary under ERISA.
When does the ability of a stable value provider to set the guarantee rate make it a fiduciary?
Plaintiffs argued that Principal was a "functional fiduciary" by virtue of its ability to set the guarantee rate. The parties agreed that this ability would make Principal a fiduciary if (1) in doing so Principal was "not merely following a specific contractual term set in an arm's-length negotiation," and (2) it "took a unilateral action respecting plan management or assets without the plan or its participants having an opportunity to reject its decision." (Quoting Teets v. Great-West Life & Annuity Ins. Co.)
Participant choice vs. sponsor choice
The latter point was critical. The lower court quoted the district court decision in Teets on this issue:
[I]f all the circumstances of the alleged ERISA-triggering decision show that the defendant does not have power to force its decision upon an unwilling objector, the defendant is not acting as an ERISA fiduciary with respect to that decision.
The lower court found for defendant Principal, holding that the ability of participants to "'vote with their feet' by leaving the PFIO in response to an objectionable [guaranteed rate] set by Principal" satisfied part (2) of the Teets test.
The Eighth Circuit reversed, holding that to satisfy part (2) of the Teets test both the participant and the plan sponsor must have an opportunity to reject the new rate and withdraw (without penalty) from the PFIO.
Implications for plan sponsors
The Eighth Circuit distinguished the facts in Rozo from the facts in Teets – where the defendant insurance carrier won – because "[t]he Teets service provider had a 'contractual option to impose a 12-month waiting period on plan withdrawal,' but never exercised it. … Here, Principal imposes the 12-month delay."
The ability of a plan sponsor to withdraw all plan money from a stable value product is obviously financially much more significant than the ability of individual participants to withdraw their money. Carriers that are not able to impose a 12-month sponsor lock-up after a guaranteed rate reset – because of an interpretation of ERISA that treats that lockup as triggering fiduciary status – may reduce their stable value offerings, to avoid ERISA fiduciary status.
The outcome – for the stable value market – will depend in part on the extent to which other courts adopt the approach the Eighth Circuit has taken or the more relaxed approach taken by certain other courts.
Annuity Purchase Update: January 2020 Interest Rates
January 2020 Pension Finance Update
Pensions got clobbered in January, as stock markets mostly lost ground while interest rates reached new all-time lows. Both model plans we track lost ground last month, with Plan A dropping 4% while the more conservative Plan B lost 1%.


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Tag Archives: Scott Frank
Scott Frank's A Walk Among The Tombstones
August 31, 2019 natewatchescoolmovies	Leave a comment
These days when a film with Liam Neeson comes down the pipeline you can generally have a good idea what it'll be about in our post-Taken era. Revenge, chases, gunfights, he's usually in his old dude action pic groove but there's the odd one that strays from the flock. Scott Frank's A Walk Among The Tombstones, although encasing a few quick, breathless action scenes in its narrative, is far from the kind of film we're used to seeing from Neeson and as a result is one of my favourites he's done since Joe Carnahan's The Grey.
Chilly, brutal, bloody, realistically violent and unrelentingly dark are the energies this thing traffics in. Neeson plays Matt Scudder, a shambling ex cop turned private eye with some demons in his past that don't quite hold a candle to the outright malevolence he must face this time round. He's contacted by a shady mid level drug baron (Dan Stevens) whose wife has gone missing, and who chooses him over the cops because of their collective unique business ventures. This leads our antihero down an increasingly dangerous and suffocatingly scary on the hunt for two serial killers (David Harbour and Adam David Thompson) who are the distilled definition of pure evil.
I'll be frank and upfront here: this is not a pleasant viewing experience or an uplifting film, in fact it's downright oppressive in tone and for the most part emotionally desolate. However, there's a stark beauty to this tale and I wouldn't let the darkness deter you from experiencing one of the best and most atmospheric and suspenseful crime thrillers in recent years. Neeson is grim, haunted and adept at doling out graphic bodily harm on anyone who prevents him from getting to the truth. The two killers, Harbour in particular, are unrepentant, sadistic monsters who you just pray will be stopped before committing another murder and making you sit through the specifics of it which the film does make you do in one instance. Stevens comes from a Downton Abbey background but there's a fierce, implosive aura to him that works great in darker roles like this (check out his work in The Guest too). This is based on one in a series of books by Lawrence Block that all focus on Scudder's character. Jeff Bridges played the role once back in the day in another adaptation too, but Neeson makes a fierce predator out of him, with a hidden humanity that comes forth in interactions with a street kid (Brian Bradley) who becomes his sidekick of sorts. A very overlooked film in Neeson's filmography and just in general as well. Oh and how about those eerie, sinister opening credits for setting the tone ?
a walk among the tombstonesBoyd HolbrookcinemacreepyCrimeDan StevensDavid Harbourfilmfilm reviewfilm reviewsfilmshorrorLawrence BlockLiam NeesonMatt Scuddermoviemovie reviewmovie reviewsMoviesOlafur Darri OlafsonscaryScott FrankThriller
Scott Frank's The Lookout
April 5, 2017 natewatchescoolmovies	Leave a comment
Scott Frank's The Lookout is a film where every turn of plot, exchange of dialogue, set piece and stylistic choice just seems to mesh flawlessly, resulting in a package that's nearly as perfect as you can get. Part psychological character study, part crime thriller, sewn together lovingly by threads of brilliantly written, intelligent interpersonal drama that seems lived in, the writer never uses the pen to pander nor patronize, but provides well drawn, realistic human beings who sound like actual people and not archetypes dwelling within the pages, never fully realized. Joseph Gordon Levitt plays Chris Pratt (not actual Chris Pratt lol) a young hotshot who becomes the victim of his own cocky, self destructive behaviour. After a horrific car accident that was entirely his fault, his girlfriend is left maimed and he a busted up shell of his former self, saddled with bushels of brain damage and the inability to cohesively live his day to day life the way he did before. It's some sort of synapse frying neurological scarring that's never fully explained, but the symptoms are clearly and fascinatingly outlined in a way that no other film has really tried before. He's left somewhat adrift in life, naively attracted to his foxy psychiatrist (Carla Gugino), misunderstood by his parents (Bruce McGill & Alberta Watson), and cared for by his eccentric, blind and motor-mouthed roommate (Jeff Daniels, a standout as always). He happens to be from a small midwestern town though, and in movie land these burgs are almost always filled with schemes, heists, double crosses and feed store robberies. 'Bro seduced' by an equally suave and shady dude (Matthew Goode, whose work here lives up to that surname and then some), Chris is shanghaied into assisting in the hold up of the very bank he works at, and soon the kind of hell that would make the Coen brothers applaud breaks loose. Everything makes sense though, the jigsaw pieces of the narrative nestling flush against one another, not a beat feeling out of place or in danger of derailing the whole thing. That's not the easiest thing to achieve, especially in a taught running time that clocks in under two hours and still manages to feel substantial. Levitt is terrific, a guy who used to be in control, used to be revered as the alpha who takes care of things, his condition worsened by the knowledge that people know full well how broken he is. The stakes are inherently high when someone that set back by life must navigate their way through the complex ins and outs of pulling off a bank heist. One hell of a film.
alberta watsonbruce mcgillCarla GuginocinemaCrimefilmfilm reviewfilm reviewsfilmsIsla FisherJeff DanielsJoseph Gordon-LevittMatthew Goodemoviemovie reviewmovie reviewsMoviesScott Frankthe lookout
THE LOOKOUT – A REVIEW BY J.D. LAFRANCE
August 17, 2016 J.D.	Leave a comment
With his adaptation of Elmore Leonard's novel, Out of Sight, Scott Frank demonstrated a knack for crime thrillers with plenty of plot twists and double crosses. He finally got the chance to direct his own film and the result was The Lookout (2007), a neo-noir that evokes other crime movies like Charley Varrick (1973) and Fargo (1996).
Chris Pratt (Joseph Gordon-Levitt) is a young hockey player with a promising career that is snuffed out in an instant thanks to a car accident that he caused. Four years later, he's working as a night janitor at a local Midwestern bank located out in the middle of nowhere and dealing with a head injury from the accident. He has to write down everything that he does to get ready every day. His old life is gone and his new one is one mundane day after another. Chris now lives with Lewis (Jeff Daniels), his blind roommate who helps the young man out with things around their apartment.
Chris meets Gary (Matthew Goode) at a bar one night. He's a genial guy who befriends the young man over beers. Chris also meets a beautiful young woman named Luvlee (Isla Fisher) who is friends with Gary. They quickly go to work on Chris, Gary appealing to his brain and Luvlee to his heart. They make him feel like he belongs, which is important to him because his family doesn't know how to relate to him anymore. Pretty soon Gary tells Chris about a bank heist he plans to pull with his buddies. The bank that they are targeting just happens to be the one that Chris works at. Gary dangles the proverbial carrot in front of Chris with the promise of money and the power that comes with it. He is very persuasive and knows exactly which buttons to push. Like most heist films, things do not go according to plan and the rest of the film deals with the aftershocks.
Joseph Gordon-Levitt continues his knack for offbeat roles. He does a great job portraying someone with neurological damage and the frustration that comes from not being able to do simple things like opening a can of food or remembering someone's name. He also conveys the guilt his character feels over the car accident that cost two of his friends their lives and robbed him of a promising future. We see how he tries to hide his disorder and the frustration of not being able to do basic things. It's a performance grounded in realism that is in contrast to this stylized noir world. It doesn't hurt that he is surrounded by cold, detached characters, and this makes him very sympathetic as well.
Jeff Daniels steals pretty much every scene he's in as Chris' genial roommate. The actor displays a dry sense of humor that is very funny to see in action. He and Gordon-Levitt's character make for very unlikely roommates to say the least but the two actors make it work thanks to the excellent chemistry they have together. Along with The Squid in the Whale (2005) and Good Night, and Good Luck (2005), Daniels is turning out to be quite an excellent character actor appearing in several well-made independent films.
Frank has a keen visual sense, adopting a predominantly dark color scheme in keeping with the neo-noir tradition. He has crafted a clever little thriller with a fascinating protagonist at its center. What could have easily been a forgettable film is anchored by yet another riveting performance by Gordon-Levitt.
film reviewIsla FisherJeff DanielsJoseph Gordon-LevittMatthew GoodeScott Frank
OUT OF SIGHT – A REVIEW BY J.D. LAFRANCE
March 2, 2016 J.D.	Leave a comment
"It's like seeing someone for the first time. You can be passing on the street and you look at each other and for a few seconds there's this kind of recognition. Like you both know something, and the next moment the person's gone. And it's too late to do anything about it. And you always remember it because it was there and you let it go. And you think to yourself, what if I stopped? What if I said something? What if?" – Jack Foley
This bit of dialogue from Out of Sight (1998) perfectly captures the essence of the relationships between the characters in this film. It is about the what ifs and the what could have beens. What the characters do and, more importantly, what they don't do that directly determines their fate.
As the film begins, Jack Foley (George Clooney), a career bank robber, escapes from a Florida prison with the help of his loyal accomplice Buddy (Ving Rhames). In the heat of the moment they kidnap a beautiful Federal Marshall named Karen Sisco (Jennifer Lopez). She and Jack are stuffed in the trunk of her car as they make a hasty retreat. Trapped in such a small, confined space Jack and Karen have nothing to do but engage in idle chitchat. Even though they are on completely opposite sides of the law there's a spark, an initial attraction that blossoms into something more as the film progresses and their paths inevitably cross again.
Out of Sight is based on the book of the same name by Elmore Leonard. He had wanted to do a bank robber story for a long time. Several years ago, he saw "a picture in the Detroit News of an attractive young woman who was a Federal Marshal standing in front of the Federal Courthouse in Miami. She held a shotgun which was resting on her cocked hip and as soon as I saw that picture, I knew it was a book." Danny DeVito bought the rights to a previous Leonard book Get Shorty for his production company Jersey Films. After the success of that film, he bought the rights to Out of Sight.
The film came to George Clooney and Steven Soderbergh at a time when both of their careers had reached a critical junction. Clooney was coming off the commercial and critical train wreck known as Batman and Robin (1997). Soderbergh had completely shunned the mainstream with the one-two punch of Gray's Anatomy (1996) and Schizopolis (1996). Both men were looking for a hit that would put them back on the map. Soderbergh had already made two films for Universal and one of its executives, Casey Silver, offered him Out of Sight with Clooney attached. Soderbergh was close to making another project and was going to pass but Silver told him, "These things aren't going to line up very often, you should pay attention."
Soderbergh and screenwriter Scott Frank achieve a perfect mix with Out of Sight. The film's pace moves with effortless ease and self-confidence. They know when to slow things down and savor the moment as well. As Frank proved with his excellent screenplay for Get Shorty (1995), he perfectly understands Leonard's distinctive cadence and the speech patterns of his characters. Cinematic adaptations of books are almost always inferior because so much has to be cut out or changed to fit into a two-hour film. However, Leonard's books are tailor-made for movie adaptations because they are very visual and almost entirely dialogue and character-driven — ideal for the screenplay format. Out of Sight is one of those rare movies that is actually better than the book.
Soderbergh and his cameraman, Elliot Davis (White Oleander), paint their film with a specific color code. The bright colors of the Florida scenes — especially the prison sequences with vibrant blue and the bright yellow prison uniforms worn by various characters — provide a nice contrast to the second half of the film, which consists mainly of a gun-metal blue color scheme. The Detroit scenes have a cold, metallic feel to them and this really comes out. David Holmes' catchy R&B score comes in and instantly transports the viewer into this world. He mixes in his own brand of funky electronica with old school tunes from the likes of the Isley brothers and Willie Bobo. From the atmospheric noises in the background to Holmes' superb trip hop beats, this is a great sounding film.
After a string of so-so films, George Clooney finally found the right project that suited his particular talents with Out of Sight. With his movie star good looks and suave charm, he is perfectly cast as the smooth talking criminal. This may be his finest performance to date. For Clooney what attracted him to this role was the chance to play a character that evoked his cinematic heroes of the past. "When I was growing up the heroes for me were the bankrobbers — you know, the Cagneys and the Bogarts, Steve McQueen and all those guys, the guys who were kind of bad and you still rooted for them. And when I read this, I thought, This guy is robbing a bank but you really want him to get away with it." Clooney's style of acting is perfect for this role as he plays Foley with the right amount of laid-back charm. This is typified by his character's introduction — the most pleasant, non-violent bank robbery ever committed to film. Clooney has such a likable screen presence that you want to see his character succeed.
Conversely, Jennifer Lopez is his perfect foil as a smart, tough law enforcement officer who can't help but fall in love with this charismatic criminal. She is a very attractive woman but not above wielding a shotgun to apprehend a fugitive. There is a genuine chemistry between the two actors that makes their romance work. And it is this relationship that gives Out of Sight its depth. There is more to this film than snappy banter and a hip soundtrack. Incredibly, Sandra Bullock was originally considered to play Karen Sisco opposite Clooney, however Soderbergh said, "What happened was I spent some time with [Clooney and Bullock] – and they actually did have a great chemistry. But it was for the wrong movie. They really should do a movie together, but it was not Elmore Leonard energy." Someone must've listened as the two ended up acting opposite each other years later in Gravity (2013).
A killer cast supports the two lead actors. Steve Zahn, an underrated character actor, is perfect as Glen, a stoner screw-up who looks up to Jack but is a royal pain in the ass. Dennis Farina plays Karen's laid-back dad who buys his daughter a handgun for her birthday and just wants to see her married to a lawyer or a doctor. Albert Brooks is Richard Ripley, a bumbling white-collar criminal type who is in way over his head and sports a truly awful toupee. Don Cheadle plays "Snoopy" Miller, a tough guy-wannabe that is a classic schoolyard bully. Rounding this cast out is Ving Rhames, Jack's tough, God-fearing partner in crime who always has his friend's back.
Despite its lackluster performance at the box office, Out of Sight received widespread critical praise. It was clearly a career turning point for both Clooney and Soderbergh. The actor said in an interview that "Out of Sight was the first time where I had a say, and it was the first good screenplay that I'd read where I just went, 'That's it.' And even though it didn't do really well box office-wise — we sort of tanked again — it was a really good film." Clooney went on to success with O Brother, Where Art Thou? (2000) and Ocean's Eleven (2001). Soderbergh saw Out of Sight as "a very conscious decision on my part to try and climb my way out of the arthouse ghetto which can be as much of a trap as making blockbuster films. And I was very aware that at that point in my career, half the business was off limits to me." The film's critical reaction gave Soderbergh a foothold in Hollywood that led to the commercial success of Erin Brockovich (1999) and Oscar gold with Traffic (2000).
Out of Sight is a film about making choices and taking chances despite the sometimes inevitable, painful consequences. It is also an entertaining look at a collection of colorful characters and the exciting world they inhabit. This is a smart, sexy and wonderfully stylish crime thriller that was ignored by audiences (due to lousy advertising and an even worse release date) but garnered strong critical reaction (winding up on many Best Of lists that year). Fortunately, Out of Sight has been re-discovered on home video and recognized as one of the best Elmore Leonard adaptations ever put to film.
Elmore LeonardGeorge ClooneyJennifer Lopezmovie reviewNeo-NoirScott FrankSteven SoderberghVing Rhames

redpajama_set_name: RedPajamaCommonCrawl


text:
package internal

import (
	"fmt"
	"sync/atomic"
)

type proxyCount struct {
	Total   int64
	Success int64
	Failed  int64
}

func newProxyCount() *proxyCount {
	return &proxyCount{}
}

func (count *proxyCount) MarkStatus(status proxyUsedStatus) {
	if status == proxyUsedSuc {
		atomic.AddInt64(&count.Success, 1)
	} else if status == proxyUsedFailed {
		atomic.AddInt64(&count.Failed, 1)
	}
	atomic.AddInt64(&count.Total, 1)
}

func (count *proxyCount) Clone() proxyCount {
	return proxyCount{
		Total:   atomic.LoadInt64(&count.Total),
		Success: atomic.LoadInt64(&count.Success),
		Failed:  atomic.LoadInt64(&count.Failed),
	}
}

func (count *proxyCount) String() string {
	return fmt.Sprintf("Total:%d, Success:%d, Failed:%d",
		atomic.LoadInt64(&count.Total),
		atomic.LoadInt64(&count.Success),
		atomic.LoadInt64(&count.Failed),
	)
}

type GroupNumbers map[string]int

func newGroupNumbers() GroupNumbers {
	return make(GroupNumbers)
}

func (c GroupNumbers) Add(item string, n int) {
	if _, has := c[item]; !has {
		c[item] = 0
	}
	c[item] += n
}

func (c GroupNumbers) Get(item string) int {
	if n, has := c[item]; has {
		return n
	}
	return 0
}

redpajama_set_name: RedPajamaGithub


New Delhi, Nov 11 Prime Minister Narendra Modi on Friday said that recommendations made by the GST Council will benefit citizens and add strength to the tax structure.
"The recommendations made by the GST Council today will further benefit our citizens and add strength to the GST. These recommendations are in spirit of the continuous feedback we are getting from various stakeholders on GST," Modi said in a series of tweets.
In another tweet, he said: "Jan Bhagidari is at the core of our working. All our decisions are people-inspired, people-friendly and people-centric. We are working tirelessly for India's economic integration through GST."
In a major revamp of the GST tax structure, the GST Council on Friday removed 178 items from the highest 28 percent category while cutting the tax on all restaurants outside starred-hotels to 5 percent but withdrawing input credit facility for them. Industry welcomed the changes saying these would boost consumer demand.


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Autotech Of Wandsworth is committed to putting our customers needs first in everything we do. That is exactly why we offer a range of quality services and repairs. We are a small, proud, well-established business in Wandsworth that can offer MOT's, services and repairs on a wide range of vehicles.
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Pentair Corporate Website
Water Quality Accessories
Residential Water Filters
Pool Product Warranty Information
Quarterly & Annual Reports
Home Home Investor Relations News Releases News Release Details
IR Links
Financial Tear Sheet
Pentair to Present at Baird's 2011 Industrial Conference
Download this Press Release PDF Format (opens in new window)
MINNEAPOLIS, Nov. 3, 2011 /PRNewswire via COMTEX/ -- Pentair (NYSE: PNR) Chairman and CEO Randall J. Hogan will present at the 2011 Baird Industrial Conference held in Chicago on Wednesday, November 9. Hogan's presentation will begin at approximately 11:50 a.m. Central time.
A live audio webcast of the presentation can be accessed at http://phx.corporate-ir.net/phoenix.zhtml?c=105908&p=irol-presentations in the Investors section. A replay of his presentation will be available approximately 24 hours after the conclusion of his remarks and will remain available on the website through November 30, 2011.
Following the conference, a copy of the presentation will be archived at http://phx.corporate-ir.net/phoenix.zhtml?c=105908&p=irol-presentations under the Investors page.
About Pentair, Inc.
Pentair (http://www.pentair.com/) is a global diversified industrial company headquartered in Minneapolis, Minnesota. Its Water Group is a global leader in providing innovative products and systems used worldwide in the movement, treatment, storage and enjoyment of water. Pentair's Technical Products Group is a leader in the global enclosures and thermal management markets, designing and manufacturing thermal management products and standard, modified, and custom enclosures that protect sensitive electronics and the people that use them. With 2010 revenues of $3.0 billion, Pentair employs over 15,000 people worldwide.
Pentair Contact:
Sara Zawoyski, Vice President of Investor Relations
E-mail: sara.zawoyski@pentair.com
SOURCE: Pentair
Linked In (opens in new window)
© Pentair. All rights reserved.


[Black wax home recording of men singing It ain't gonna rain no more and other songs].
[Black wax home recording of band music made via loudspeaker].
[Black wax home recording of There's a long, long trail a winding, Beautiful Ohio, and Ireland must be heaven for my mother came from there, sung by Hannah].
[Black wax home recording of indistinct talk by Donald].
[Black wax home recording of a group of men singing drinking songs, August 15, 1915].
[Black wax home recording of woman singing The curse of an aching heart ; a dialog about a wedding; and man singing Shall we ever be able to fly?, August 27, 1915].
[Black wax home recording of boys attending Nazareth Hall boarding school, Nazareth, Pennsylvania, April 1, 1914].


East Tigers returned to their winning ways with a comfortable 60-12 victory over the Sunshine Coast Falcons on Sunday afternoon as Storm's two feeder teams clashed for the first time.
The home side was first to make an impact on the scoreboard as Richie Kennar kept his composure to cross in the corner following a neat passage of passes that culminated in an assist from Dean Britt.
Once they had established momentum in the contest, the Tigers were ruthless in their attack.
The sixth-placed Tigers broke through the defence of the twelfth-placed Falcons shortly after the opening try as an expertly timed grubber off the boot of Grant Giess was pounced on by Shaun Nona.
Giess was at the center of the Tigers third try in succession when a kick wasn't properly disposed of by the Falcons defence, before Dane Hogan dived on the ball following a knock on from the Falcons.
After playing a part in the build up to the Tigers fourth try, Munster followed up with a try of his own, racing across the field in an impressive 45 meter sprint that gave the Tigers their fifth unanswered four pointer as the home side entered the main break with a 28-0 advantage.
Wasting no time in the second half, Matt Duffie ensured that the Tigers picked up where they left off, breaking three tackles to storm across the line. The winger made it a double shortly after to further extend Easts' lead.
With the game beyond reach, the Falcons finally got themselves on the scoreboard in the closing stages of the match when Sam Young caught a Jake Turpin kick that helped save face for the visitors.
A further try from Billy Brittain gave the Falcons their second try in succession.
The Tigers rounded out a formidable attacking display with Richie Kennar crossing in the corner to earn his second try of the match.


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The Best Website about : Many people would like to become real estate investors. To get a good solid start in this opportunity, you have to learn all you can about what this kind of investing involves.


A New Mexico based free roaming, award winning, internationally-published, digital photographer, always on the qui vive for what Nature and humans provide.
If photography is an art, are there rules?
Art is the use of skill and imagination in the creation of objects, environments, or experiences that can be shared with others.
Now that's a game I can play.
My work is rooted in my experience in nature. As an outdoor enthusiast, PADI Dive Instructor, Adventure Motorcycle Rider and whitewater raft guide, I have found myself in some amazing places. Having a camera in hand was perhaps the only way "they" would believe me. It could be a iPhone, a simple point and shoot or my Nikon. I utilize digital processing to enhance what is already there. Striving to find a balance between the physical and its essence. The natural wonder that I feel in the outdoors reminds me of my childhood musings, where my sense of adventure was free from erroneous limitations, where there were no rules. It is this sense of freedom and play that I share via my photographs.
If you find images on any of my sites and would like a print, let me know and I'll upload it here in "Requested Images".
PLEASE NOTE: No image or content herein may be copied, reproduced or otherwise used for any purpose without the express consent of myself, copyright holder.


text:
Q: Can I federate Cognito with "client credentials" flow (or other way to trust a server-side application authenticated elsewhere?) I have an AWS REST API Gateway with Cognito authentication using the client credentials grant.
We have been creating new clients by hand and sharing the ID/secret with people who need to use our API. They send the ID/secret and "grant_type=client_credentials" to Cognito, it gives them a bearer token and they use the API with the token. All fine so far. (It is a CLI tool running on a schedule, not accessed by a browser. I specifically need to avoid any sort of "go to the browser to login".)
Now, we have a new "island" of users who have a local OIDC (Azure AD) provider that can issue them a bearer token from a curl to an endpoint.
Is there a way to make Cognito accept those tokens??
I have tried federating Cognito with a different oidc provider (I don't have AD, but a different provider), getting myself a bearer token from it and sending it to the API GW, and I just get 401'ed. I don't know if there is something I'm doing wrong or if it's not possible.
(Things I might be doing wrong seems to be a long list! I need to create a client in the other provider and add it's ID/secret/URL to Cognito, that works. I used the same client ID/secret to generate my bearer token. But when I'm in client creds flow in Cognito, I need to set a custom scope. Do I need to add that scope to my initial request to the other provider (The API GW doesn't require a scope, it is just a mock endpoint at the moment in testing). The client_id= in the request is for the client in the other provider, not the Cognito client ID. Should I set it to the Cognito client ID?)
OR do I need to write a custom authenticator for the API GW to validate the token? (Decode JWT, Check : issuer is allowed and signature is valid.)
And not use Cognito at all for these other users.
(If it was an HTTP API, I think I can create a JWT authoriser and it does it all for me, but it isn't and there are some features on REST APIs not available on HTTP (like WAF))
Sorry it's a bit short on details. I could spend days copy/pasting all the configs from ID provider/Cognito but if it fundamentally won't work I wasted my time!
(After trying it, I think maybe federation only works for actual users with a browser based login flow, not clients with a CLI flow. I can't find anyone saying client credentials flow does work anyway!)

A: Cognito is using the authorization server role. So in all cases, the tokens returned to client applications will be issued by Cognito. These apps will never deal with Azure AD tokens. Multiple types of client can coexist together:
CLIENT CREDENTIALS GRANT
Clients who use this flow might represent B2B connections. The business partner must always get Cognito tokens directly, and no federation is used here.
AUTHORIZATION CODE GRANT
Browser clients will use this flow, and you can configure Cognito to implement authentication by making a second OIDC Connect redirect to Azure AD.
My blog post provides a walkthrough on how settings are configured. Cognito will act as a client of Azure AD and use a scope such as openid profile email.
After a user login, Cognito will receive Azure AD tokens, validate them, then issue its own tokens. Nothing will change in the API gateway, which will continue to verify Cognito tokens.

redpajama_set_name: RedPajamaStackExchange


text:
Q: Strange bluetooth locking behavior on Samsung Express I am having a strange issue with reading an writing to/from the Bluetooth Socket on my Samsung Express (4.1.2). The issue does not present itself when I run the App on my Google Nexus 4 (4.3)
When I attempt to do any action on the socket i get a "genlock attach lock open" msg in my Logcat. Normally followed quickly with a "genlock close" . The issue here is that if I attempt to write onto the socket I get a "genlock close" , the data is sent successfully, but I cannot access new data in the input stream until the lock opens again.
Also there are numerous "availableNative" messeges popping up in the Logcat.
Here is the code where I send a command , wait for 0.5 second and attempt to read the input buffer:
public boolean ReadFaultTable()
{

    byte[] in_packet = new byte[100];

    int err_byte_count;
    int err_symp_count;

    if(!(BTCheck()))
            {
                Log.i(TAG,"ReadFaultTable() BT Fail!");
                //Toast.makeText(getApplicationContext(), "Socket not open for fault read", Toast.LENGTH_SHORT).show();
                return false;

            }

                byte [] out_packet = new byte[1];
                out_packet[0]= 0x0a;//READ_CURRENT_FAULT_CODES_CMD

                byte []full_packet=AddDRCheckSum(out_packet);

                connectedThread.clearBuffer();
                try{
                    Thread.sleep(200);
                   }
                catch(InterruptedException e){}

                connectedThread.write(full_packet);

                Log.i("Read Faults", "After Write");

            sleepForProcessingTime(500);
            Log.i("Read Faults", "0.5 Secs, Num Bytes = "+Integer.toString(connectedThread.bytesAvail()));

            if(connectedThread.bytesAvail() > 3)
            {
                //Log.i("Read Faults", "bytes avail = " + Integer.toString(connectedThread.bytesAvail()));
                for (int i =0;i<3;i++)
                {

                        Log.i("Read Faults", "In here");

                        if((in_packet[i]=connectedThread.readByte())==-1)
                        {
                            Log.i(TAG, "End of Input stream reached on iteration= "+ Integer.toString(i));
                            return false;
                        }
                        Log.i("Read Faults", "Byte read in =" +Integer.toHexString(in_packet[i]));
                }
            }
            else
            {
                Log.i("Read Faults", "No Bytes to read .. return false");
                return false;
            }

            /*
            if(connectedThread.bytesAvail() > 0)
            {
                in_packet= new byte[connectedThread.bytesAvail()];
                in_packet = connectedThread.read();
                Log.i("Read Faults","Bytes Read in =" + printCMD(in_packet));
            }
            */
            Log.i("Read Faults", "Made it here with "+ printCMD(in_packet));

            int fault_table_index =0;
              if (in_packet[0] == 0x0A && in_packet[1] == 0x0E )
              {
                  Log.i("Read Faults","in packet passed checks");
                  err_byte_count=in_packet[2];
                  fault_table= new boolean[err_byte_count*8];
                  Log.i("Read Faults","err byte count = "+ Integer.toString(err_byte_count));
                  for (int i=0;i<(err_byte_count);i++)
                  {
                      int val =connectedThread.readByte();
                      Log.i("Read Faults","Next byte read in =0x" + Integer.toHexString(val));
                      in_packet[3+i]=(byte)val;

                      int mask =0x01;
                      for (int x = 0; x < 8; x++)
                      {
                          if ((val & mask)== mask)
                          {
                              Log.i("Read Faults","Fault Index "+ Integer.toString(fault_table_index +1) + "true");
                              fault_table[fault_table_index++]=true;
                          }
                          else
                          {
                              Log.i("Read Faults","Fault Index "+ Integer.toString(fault_table_index +1) + "false");
                              fault_table[fault_table_index++] = false;
                          }
                          mask <<= 1;
                      }

                  }
                  Log.i("Read Faults","Made it to here");
                  in_packet[3 + err_byte_count] = (byte)connectedThread.readByte();

                  err_symp_count = in_packet[3 + err_byte_count];

                  symp_table = new byte[err_symp_count];
                  for (int i=0; i < err_symp_count; i++)
                  {
                      in_packet[3 + err_byte_count + 1 + i] = (byte)connectedThread.readByte();
                      symp_table[i] = in_packet[3 + err_byte_count + 1 + i];
                  }
                   return true;
              }
              else
              {
                  return false;
              }

    }

If I was to run this command once the bytes will never reach the inputStream , but if i ran the command again, all of the bytes are there from the first time, it's like a flood gate gets opened. I'm stumped. Can anyone help ? (Note the write and read commands all work else where in the app and the Bluetooth socket is functioning for other commands and responses .
Please ask if you require further info.

A: Just found a work around. For whatever reason the phone did not like the idea of reading more than one byte off the Bluetooth Socket at a time. So I implemented a byte by byte approach that has provided an acceptable patch. I didn't pick up on the socket reporting one byte available before because I was checking for at least 3 bytes on the socket before reading in (this makes sense for my purposes).
Phone continually reports  1 byte available on the inputStream, so you take a byte while the inputStream reports one.
Would still be interested in an explanation if someone has one. Thanks


The Museum of the Mazovian Countryside contributes to popularisation of former ceremonial through preparation of exhibitions. These permanent displays are an invitation for time travel which can be made following diverse trails. Exhibitions subject matter oscillates around ethnographic, ethnological and historical issues.
Temporary displays are subject to change in accordance with the rhythm dictated by seasons and calendar pieces of paper torn. They are shown in 10 interiors of cottages from the breakthrough of the 19th and 20th centuries and the mansion's interior. They depict Christmas customs, bring closer Easter tradition and everyday activities of people living in the village.


text:
Gaza to receive aid - Turkish floating power station for domestic energy
this article originally appeared on israelandstuff.com
Israel allowed Turkey to deploy a Turkish ship off the coast of Gaza to serve as temporary power plant, until the Gaza power plant, damaged during the summer's war with Israel, is repaired, Palestinian Minister of Civil Affairs Hussein al-Sheikh said on Thursday according to Israel's Ynetnews website.
It is understood the move represents a goodwill gesture on the part of Israel.
In an interview with the Al-Qudsnewspaper, the Palestinian minister insisted that Israel had so far agreed in principle to the move, adding he hoped the announcement would indeed materialize.
Also Thursday, Moussa Abu Marzouk, a senior Hamas official in the Gaza Strip, said indirect talks between Israel and the Gaza-based Hamas militants are set to resume in late October.
Marzouk said that in the eventual agreement the issue of prisoner swap will "surely" figure, yet the two sides have no intention of discussing it in the upcoming round.
Another senior Hamas official in Gaza, Khalil Elahee, said that the talks should focus on the distribution of aid to residents of the Palestinian enclave and that the issue of prisoners should be raised at a separate meeting.
Hamas on a number of occasions said it refuses to return the bodies of the two Israeli soldiers killed in ground combat during the 50 day-long Operation Protective Edge, saying that this issue should be raised at another round of talks.
Later on Thursday, Palestinian and Israeli media reported that Israeli Defense Forces troops in the West Bank shot dead a 13-year-old Palestinian who apparently hurled rocks at the soldiers.
Military spokesperson said an investigation into the incident has been launched.
source;
http://www.israelandstuff.com/gaza-to-receive-turkish-floating-power-station-for-domestic-energy#.VEBB1utxt1Q.facebook


text:
Firms/companies > R > Rolls-Royce Motor Cars
More reports on: Automotive, Cars
Rolls-Royce driver-less 103EX: luxury guaranteed
Rolls-Royce Motors, widely considered the last word in luxury cars, has joined the autonomous or driver-less car bandwagon, unveiling the concept for its next Vision Vehicle, named103EX. This will be a driver-less vehicle with its own AI-powered assistant / chauffeur called Eleanor.
The Rolls Royce 103EX was unveiled at an event in London, and its unusual design received mixed response. According to The Washington Post, one viewer called the car ''butt-ugly'', while another review called it a 'sublimely crazy' idea.
Rolls-Royce 103EX will actually be launched in the market somewhere around 2040, and as a Guardian article points out, the company has not revealed exactly how the car is powered, even though it is claiming zero emissions.
The car has quite an intriguing design nonetheless with ''28-inch tall, narrow wheels upon which the car glides are each hand-built from 65 individual pieces of aluminium'', a luggage compartment that is right next to the front wheels, and automatic door opening and closing at the start and end of a journey.
This driverless vehicle won't have a steering wheel and the seats are replaced by a giant silk sofa. And given this is a Rolls Royce, its cabin has ''finest one-off deep-pile ivory wool carpet woven especially in London, which our passengers can enjoy as they luxuriate in the ample space created by the removal of the chauffeur''.
Given that everyone is talking about virtual assistants, Rolls Royce is replacing the chauffeur with 'Eleanor', who is powered by ''her own artificial intelligence'', according to the press statement, and will work ''intuitively to advise her owners on itineraries, schedules and options before they leave their residence, reminding about appointments and tasks and making suggestions to ease any anticipated impediments''.
And Eleanor will bring the car around when its uber-rich owners are ready to travel, and can ''helpfully but discreetly make suggestions and recommendations''.
The car itself is around 5.9 metres long and 1.6 metres high and has a glass roof - rather, a glass canopy as Rolls Royce calls it.
The ''glass canopy lifts to allow the occupant to stand … the single coach door sweeps open and a step emerges from below the running board. As a final flourish, a red light is projected, carpet-like, from the underside of the step as a welcome. Thus, as in Botticelli's The Birth of Venus, our guest is framed and ready to step gracefully into the limelight and greet their audience.'' So yes, Rolls Royce wants to make the red carpet virtual too.
The company has also announced a Vision 360 CGI to get a closer experience of the Rolls-Royce 103EX on YouTube 360, which is the closest most of us will get to this car.


text:
Press Release: Lt. Governor Folsom (2007-11)
Folsom Named to National Policy Committee
Alabama's Lieutenant Governor is serving on a national policy committee for the National Lieutenant Governors Association (NLGA). Lt. Governor Jim Folsom, Jr. is serving as member of the NLGA Policy Resolutions Committee.
The Policy Resolutions Committee hears testimony on policy statements submitted by NLGA members. Policy issues are reviewed for endorsement on a bi-partisan basis by all members of the association. "The endorsement of NLGA policy positions is a serious task since passage means that an issue is backed in a bi-partisan way by the officeholders first in line of succession to become governor," said NLGA Director Julia Hurst. "These policy statements are used to promote legislative activity in the states and in Congress by affecting the national stage."
Folsom also serves as National Vice Chairman of the Aerospace States Association, a subsidiary organization of the NLGA. "I'm proud to continue my service on a national level through the NLGA,"said Folsom.
The committee meets about three times a year and, in addition to its specific duties, will address issues of mutual concern to all members. NLGA is a professional association providing research and training to the officeholders first in line of succession to governor in all 50 states and the <?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" />U.S. territories. See www.nlga.us for more information.
For more information, visit http://ltgov.alabama.gov


Ross Manson is an actor, director, and translator, and the founding Artistic Director of Volcano ("The explosive company from Canada" – The Independent, UK). Volcano specializes in projects that explore compelling social and artistic territories in innovative ways, often inventing multi-disciplinary styles of performance or development tailor-made to the idea at hand. Ross has directed across Canada and around the world – for Tarragon; Canadian Stage; Svenska Theatre, Helsinki; Third Wall, Ottawa; Canada Dance Festival, among others. His over 20 shows for Volcano have earned over 70 award nominations or wins at the local, national and international level. These include over 43 Dora nominations over 4 divisions, 13 Dora wins, 2 Governor General Award nominations, The Carol Tambor Foundation "Best of Edinburgh" Award, a Scotsman Fringe First Award (Edinburgh), the NOW People's Choice Award (Toronto), The Dublin International Fringe Best Design Award, a Chalmers National Play Award (Canada), the Edinburgh Total Theatre Award shortlist, among others. Ross has been nominated for many Dora Awards in directing, acting, playwriting, and producing (winning once for Outstanding Direction, once for Outstanding New Play, and twice for Best Production). He is the winner of both a Harold Award for community service, and a KM Hunter Award for excellence as an emerging theatre artist. He was a finalist for the 2009 Rita Davies and Margo Bindhardt Cultural Leadership Award in Toronto, the 2009 Premier's Award for Excellence in the Arts in Ontario, and the 2010 and 2016 Siminovitch National Prize in Directing.


text:
League Table & Stats
Home Besiktas (Video) Former Arsenal midfielder scores superb free-kick
(Video) Former Arsenal midfielder scores superb free-kick
Beşiktaş crushed Gaziantepspor with a 4-0 victory at the Kamil Ocak stadium on Saturday 29 August to record their second win of the season.
Black Eagles star Oğuzhan Özyakup scored the opening goal of the game with a superb free-kick effort.
https://vine.co/v/eIWM9juTbIX
The goal was his first of the league campaign and he also has three assists to his name this season.
The Istanbul giants moved into third place on six points following the win over the Falcons.
Özyakup played a major role in Arsenal's Under-18s side that won the Premier Academy League title in 2009 and made a few appearances in cup competitions for the North London based club before joining Beşiktaş in 2012 for a fee of €500,000.
The young midfielder was born in Holland and captained the Dutch side to the final of the 2009 Under-17 European Championships before switching allegiances to the Turkish national team.
The 22-year-old was unable to earn a regular starting spot under forme Beşiktaş coach Slaven Bilic but has already established himself as a key member of Şenol Güneş's side this season.
Three little-known facts about Arda Turan
Barcelona star Arda Turan reveals wearing 'Cruyff' inspired No 14 shirt
Previous articleChelsea winger makes Trabzonspor debut
Next articleIstanbul giants deny bid for Man Utd & Arsenal target Barbosa
Dele Alli receives standing ovation from Besiktas fans after goal and...
The Five Top Turkish Football Players of all Time


text:
A császársügér (Aulonocara stuartgranti) a sugarasúszójú halak (Actinopterygii) osztályának sügéralakúak (Perciformes) rendjébe, ezen belül a bölcsőszájúhal-félék (Cichlidae) családjába tartozó faj.

Előfordulása

A császársügér a természetes friss vizeket, tavakat kedveli, a sziklás, homokos partvidékeket, élőhelye Malawi, Mozambik és Tanzánia. Közkedvelt díszhalként, mivel nagyon szép neonos színe van és a tartása könnyű.

Megjelenése

A császársügér mérete 10 és 15 cm között változik. A fajnak sok színváltozatát ismerik, ezért különböző neveket adtak nekik, (-hansbaenschi, -steveni, -maleri). A hal alapszíne fémeskék, testén sötét, függőleges csíkmintázattal. A hímeknek nagyon pompás a színük és aszerint változik, hogy melyik földrajzi tájról származnak. Így megkülönböztetünk kék, sárga, téglavörös foltot viselő egyedeket, ez utóbbit egyébként "Red Flush"-nek nevezik. A nőstények minden változatnál egyformán barna színűek. A fiatal hímek és a nőstények színe halványabb, mint a kifejlett példányoké.

Táplálkozása

Ragadozóhal, kedveli a kisebb halakat, kukacokat, lárvákat. Táplálkozási szokásaik nagyon érdekesek. Hátul az állkapcsukban található egy pórus, ami érzékeli a homokban élő állatok által keltett rezgéseket. A császársügérek a homokban várakoznak mozdulatlanul és amikor észreveszik a zsákmányt, befúrják a fejüket a homokba, és elkapják azt.

Szaporodásuk

Bölcsőszájú halak, fejlett ivadékgondozó ösztönnel rendelkeznek. Amint ikráikat lerakják, a nőstény elkezdi őrizni az utódokat, úgy, hogy a szájába veszi őket, ezt a tevékenységet szájinkubációnak nevezik.
Az akváriumi szaporításnál fontos tudni, hogy honnan származnak a halak, ha azt szeretnénk, hogy ugyanazon változatnak a hímjével szaporodjon.

Jegyzetek

Források

 Aulonocara stuartgranti - Császársügér leírása
Aulonocara stuartgranti Meyer & Riehl, 1985 FishBase
Maréchal, C., 1991. Aulonocara. p. 11-17. In J. Daget, J.-P. Gosse, G.G. Teugels and D.F.E. Thys van den Audenaerde (eds.) Check-list of the freshwater fishes of Africa (CLOFFA). ISNB, Brussels; MRAC, Tervuren; and ORSTOM, Paris. Vol. 4.

További információk

Cichlidae
Halfajok
Afrika halai
GLAM-ZOO
GLAM-ZOO-új
Édesvízi akváriumi halak

redpajama_set_name: RedPajamaWikipedia


winter running | Run S.M.A.R.T.
There are several considerations relative to outdoor running in cold weather.
Has there been snow on the ground and have sidewalks or streets plowed for snow? The problem here is that it is usually safer to run on a couple inches of snow than on a plowed or scraped surface which can be slippery. Stay off of ice when possible.
This is a relatively new qualm of mine. I grew up in Rochester, NY. Since Rochester rarely sees the sun in the winter (and the winter is very long), the snow sticks around much longer. But I never missed a day of running due to snow in Rochester, and the fresh white powder made the otherwise dismal winter landscape a little more pleasing to the eye. I actually enjoyed running on snowy days. So what happened?


text:
RabbitMQ plugin traces `Consumer.handleDelivery(...)` implementations to record calls made when a *basic.deliver* is
received by a consumer.

This is done automatically for consumers implemented in RabbitMQ Java Client (**DefaultConsumer**, **QueueingConsumer**)
or in Spring-rabbit (**BlockingQueueConsumer$InternalConsumer**, **RabbitTemplate$TemplateConsumer**).

However, if you implemented your own **Consumer** and registered to a channel like below, you must tell the agent what
these consumers are unless the consumer explicitly calls `super.handleDelivery(...)`.
```
Consumer customConsumer = new DefaultConsumer(channel) {
    @Override
    public void handleDelivery(String consumerTag, Envelope envelope, AMQP.BasicProperties properties, byte[] body) throws IOException {
        // code
    }
};
channel.basicConsume(queue, customConsumer);
```
To trace such consumers, please configure the following option in *pinpoint.config* with the fully qualified class name
of the consumer.
```
profiler.rabbitmq.client.consumer.classes=
```

#### Excluding exchanges
If you would like to exclude certain exchanges from being traced, please configure the following option in
*pinpoint.config*.
```
profiler.rabbitmq.client.exchange.exclude=
```

#### Supported libraries
The plugin has been tested on the following libraries.
```
com.rabbitmq:amqp-client - 2.7.0+
org.springframework.amqp:spring-rabbit - 1.3.3+
```
*(Pinpoint 1.7.2 supports up to org.springframework.amqp:spring-rabbit 1.3.3 ~ 1.7.2, 2.0.1 and 2.0.2)*


text:
Q: Rounding longs and reformatting I'm trying to figure out how to reformat a long value that I get from an API. The long value represents a stock's market cap so naturally it varies, but essentially what I would like is to round up and abbreviate.
I've found on here a code to abbreviate the number down depending on how high it is, but I can't figure out how to keep decimals.
For example if I query "NFLX" I get back "117173403648". With the code I would get back 117B. What I would like the output to be is "117.17B".
I have tried Math.round() function before I abbreviate the number, but it does not seem to work the way I want it to, nor does DecimalFormat. Surely I'm using both wrong.
here is the code I found and modified on SO:
    public static String abbreviateNumber(long marketCap) {

        long temp = marketCap / 1000000000;
        if (temp > 0) {
            return temp + "B";
        }

        temp = marketCap / 1000000;
        if (temp > 0) {
            return temp + "M";
        }

        temp = marketCap / 1000;
        if (temp > 0) {
            return temp + "K";
        }

        return String.valueOf(marketCap);
    }

Using this the output of marketCap is 117B, but I would like to have 2 decimals, and still keep this abbreviation method.
Thanks, any help is greatly appreciated. I'm new to programming and figuring it out as I go.

A: Use DecimalFormat and double
DecimalFormat format = new DecimalFormat("#0.00B");
long marketCap = 117173403648L;
double value = marketCap / 1000000000.0;
System.out.println(format.format(value));

117.17B

A: How about something like this:
public static String abbreviateNumber(long marketCap) {
    int len = String.valueOf(marketCap).length();
    return len > 9 ? String.format("%.2f", marketCap/Math.pow(10, 9))+"B" :
           len > 6 ? String.format("%.2f", marketCap/Math.pow(10, 6))+"M" :
           len > 3 ? String.format("%.2f", marketCap/Math.pow(10, 3))+"K" :
           String.valueOf(marketCap);
}

A: You should use DecimalFormat class present in java.text package.
Your code would look like this:
public static String abbreviateNumber(long marketCap) {

    double temp = marketCap / 1000000000;
    DecimalFormat f = new DecimalFormat("##.##");

    if (temp > 0) {
        return f.format(marketCap / 1000000000d) + "B";
    }

    temp = marketCap / 1000000;
    if (temp > 0) {
        return f.format(marketCap / 1000000d) + "M";
    }

    temp = marketCap / 1000;
    if (temp > 0) {
        return f.format(marketCap / 1000d) + "K";
    }

    return String.valueOf(marketCap);
}

note
Not optimal & clean solution. Just updated the answer to working one.

A: With a little change to the code where the division happens, decimals retention can be achieved. And on top that String.format("%.2f", input) can be used for decimal clipping.
public static String abbreviateNumber(long marketCap) {

    //for billion -1000 million above
    double temp = ((double)(marketCap / 1000000000.0));
    if (temp > 1) {
        return String.format("%.2f", temp) + "B";
    }

    //for million formatting
    temp = ((double)(marketCap / 1000000.0));
    if (temp > 1) {
        return String.format("%.2f", temp) + "M";
    }

    //for thousands formatting
    //if K representation only when it reaches at least 1K make temp > 1
    temp = ((double)(marketCap / 1000.0));
    if (temp > 0) {
        return String.format("%.2f", temp) + "K";
    }

    //this will not be reached unless a negative number
    return String.valueOf(marketCap);
}

For "117173403648l" as input:
117.17B


← Full webpage coming soon!
We'll be having our very first open house on Sunday May 17th from 11am-2pm.
Tiny Explorers Early Childhood School focuses on the development of the whole child. Our main focus is not just on letters, numbers, colors and other academic skills. We teach children to explore, imagine, love, and grow. We believe in giving children a voice, we encourage them to be confident and use their words to express their needs and wants.
We believe every aspect of early childhood is a learning experience. Each child is a valuable member of our school and they are treated with respect and kindness. We look forward to partnering with you in providing your child the opportunity to explore, imagine, love, and grow in a safe and accepting setting.
Stop in to see what we're all about!


Since I used to live in Germany, I've been familiar with and have tried Dr. Hauschka beauty products over many years, but I usually stuck to my simple beauty routine. Recently I've been wanting to try out some of their 'special' treatment products to see what the fuss is all about. I heard this Regenerating Serum is a Martha Stewart Must-Have product (is this the secret to Martha's skin? I assumed it was nips, tucks, and injections!).
Dr. Hauschka kindly sent me this anti-aging serum that 'firms and revitalizes mature skin', and though I'm only 32, and most people think I look a decade younger ("so where do you study? um, thanks but i'm not a student anymore"), I did use to smoke- a lot- and I figure taking care of my skin with premium organic products is the best prevention against premature aging and skin damage. I am determined to age gracefully when I get older and not succumb to pressure to use Botox and other such toxic fake crap. I actually think I will love having wrinkles, but honestly, for now I'd like to keep them away for another couple of decades- until I'm middle aged.
Sounds pretty good right? In practice, this product definitely delivered on some of these points for me. My skin did appear more refined and toned, and it did calm redness that I have from rosacea. Basically, I'd like a bucket of this serum- it feels like my skin soaks up every bit of the biodynamic plant essences and antioxidant action. Living in NY, I feel like I need all the help I can get to counteract pollution and free radical damage. It feels like a toning gel on your skin, and absorbs instantly. There is an astringent quality, as it's a serum, so you'll want to follow up with oil or lotion to moisturize. The bottle of course recommends following with Dr. Hauschka's Regenerating Day Cream for best results, which I don't have. I used the serum after cleansing and toning, in the AM and PM.
mini cons: there is a slight whiff of alcohol, which I know is to preserve the herbal extracts, but I wish it wasn't there. I'm not used to multi step skincare, ie I have to apply moisturizer after, as it has an astringent quality. And the pricetag is hefty for a small bottle, but it seems to last for a couple months, so if you have the money, go for it.
Dr. Hauschka Skin Care products are infused with vital extracts of organic and biodynamically grown plants. Our products carry these plant essences directly to the skin to encourage health and reveal true and lasting beauty. A deep commitment to holistic principles guides Dr. Hauschka Skin Care to reject the use of synthetic additives and animal testing. We support the health of humanity and the earth.
i love regenerating serum too. i skip the toner and regenerating day cream coz these 2 aggravates my rosacea and i look better with only using this serum day (and/or) night after washing my face with dr hauschka cleansing cream. this is the best serum i have ever tried! i have rosacea, atopic eczema, hormonal acne and asphyxiated skin.


text:
Friday humour - January 23, 1998
From Davo at Bluehaze:
///////////////////////////////////////////////////////////////
| Would those who find jokes about bodily functions offensive |/
| not press 'delete'. Enjoy this doozey from Ayreh Seligmann. |/
+=============================================================+/
Five year phase in plan of "EuroEnglish"
The European Commission have just announced an agreement whereby
English will be the official language of the EU, rather than German,
which was the other possibility. As part of the negotiations, Her
Majesty's government conceded that English spelling had some room
for improvement and has accepted a five year phase in plan that
would be known as "EuroEnglish".
In the first year, "s" will replace the soft "c". sertainly, this will
make the sivil servants jump for joy. The hard "c" will be dropped
in favour of the "k". This should klear up konfusion and keyboards
kan have 1 less letter. There will be growing publik enthusiasm in the
sekond year, when the troublesome "ph" will be replaced with the
"f".This will make words like "fotograf" 20% shorter. In the third
year, publik akseptanse of the new spelling kan be expekted to reach
the stage where more komplikated changes are possible. Governments
will enkorage the removal of double letters, which have always ben a
deterent to akurate speling. Also, al wil agre that the horible mes of
the silent "e"s in the language is disgraseful, and they should go
away. By the 4th year, peopl wil be reseptiv to steps such as
replasing "th" with "z" and "w" with "v". During ze fifz year, ze
unesesary "o" kan be dropd from vords kontaining "ou" and similar
changes vud of kors be aplid to ozer kombinations of leters. After zis
fifz year, ve vil hav a realy sensibl riten styl. zer vil be no mor
trubls or difikultis and evrivun vil find it ezi to understand each
ozer.
ZE DREAM VIL FINALI KUM TRU!
and from the Forum ...
Great Marketing Screw-Ups
~~~~~~~~~~~~~~~~~~~~~~~~~
1. Coors put its slogan, "Turn it loose," into Spanish, where it was
read as "Suffer from diarrhea".
2. Scandinavian vacuum manufacturer Electrolux used the following in an
American campaign: Nothing sucks like an Electrolux.
3. Clairol introduced the "Mist Stick", a curling iron, into German only
to find out that "mist" is slang for manure. Not too many people had use
the "manure stick".
4. When Gerber started selling baby food in Africa, they used the same
packaging as in the US, with the beautiful Caucasian baby on the label.
Later they learned that in Africa, companies routinely put pictures on
the label of what's inside, since most people can't read.
5. Colgate introduced a toothpaste in France called Cue, the name of a
notorious porno magazine.
6. An American T-shirt maker in Miami printed shirts for the Spanish
market which promoted the Pope's visit. Instead of "I saw the Pope" (el
Papa),
the shirts read "I saw the potato" (la papa).
7. Pepsi's "Come alive with the Pepsi Generation" translated into "Pepsi
brings your ancestors back from the grave", in Chinese.
8. Frank Perdue's chicken slogan, "it takes a strong man to make a tender
chicken" was translated into Spanish as "it takes an aroused man to make
a chicken affectionate".
9. The Coca-Cola name in China was first read as "Ke-kou-ke-la", meaning
"Bite the wax tadpole" or "female horse stuffed with wax", depending on
the dialect. Coke then researched 40,000 characters to find a phonetic
equivalent "ko-kou-ko-le", translating into "happiness in the mouth".
10. When Parker Pen marketed a ball-point pen in Mexico, its ads were
supposed to have read, "it won't leak in your pocket and embarrass you".
Instead, the company thought that the word  "embarazar" (to impregnate)
meant to embarrass, so the ad read: "It won't leak in your pocket and
make you pregnant".
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
[ End Fri humour ]
Previous (January 16, 1998) Index Next (February 06, 1998)


text:
AWARDSAWARDS FOR EXCELLENCE
The world's best bank for corporate responsibility 2021: Bank of America
Bank of America's integrated and pioneering approach to corporate responsibility has paid off again this year.
AWARDS FOR EXCELLENCE
Logo © 2021 Euromoney
The twin challenges of Covid and accelerating climate change last year gave banks an unprecedented opportunity to prove their commitment to corporate responsibility.
Across the globe, lenders stepped up to the challenge, supporting their employees and communities, boosting commitments to environmental protection and – in the wake of racial justice protests in the US and elsewhere – strengthening efforts to promote diversity and inclusion.
Despite stiff competition, however, Bank of America's integrated and pioneering approach to environmental, social and governance (ESG) issues earns it Euromoney's award for world's best bank for corporate responsibility for a second year in succession.
Introduced more than a decade ago, chief executive Brian Moynihan's responsible banking strategy is now embedded in BofA's corporate culture.
AWARDS FOR EXCELLENCE Awards for ExcellenceBank of America
Awards for Excellence 2022: Best bank in India – HDFC Bank
Awards for Excellence 2022: Best bank in Pakistan – HBL
Middle East's best bank for financing 2022: First Abu Dhabi Bank
Africa's best investment bank 2022: Goldman Sachs
Africa's best bank for financing 2022: Citi


Patria is an international provider of defence, security and aviation life cycle support services and technology solutions. Patria provides its aerospace and military customers with equipment availability, continuous performance development as well as selected intelligence, surveillance and management system products and services. Net sales totaled EUR 467.7 million in 2017, and Patria employs 2,800 professionals. Patria is owned by the State of Finland (50.1%) and Norwegian Kongsberg Defence & Aerospace AS (49.9%). Patria owns 50% of Norwegian Nammo, and together these three companies form a leading Nordic defence partnership.


The Lone Independent: How's This For Appreciation?
You would think that government loans owed by US serviceman killed in the line of duty would be forgiven, at least my version of common sense would have assumed that to be true. But believe it or not, the VA has been trying to collect money from the estates of these fallen soldiers and though rare, they have gone after and collected over $56,000 from the families of 22 soldiers who died in the line of duty owing mainly GI Bill over-payments.
Texas Senator Kay Bailey Hutchison has introduced a bill (S 2536) that would relieve any VA owed debts, and if passed would be retroactive to Sept 11th, 2001 so that those already harassed by the VA in collection attempts will receive refunds. The bill seems to have bi-partisan support including from VA Secretary Dr. James Peake, so hopefully it will pass without problems but how would you like to be the guy from the VA that is tasked with calling family members of fallen soldiers and have to ask them to pay back these loans?
This proposal, while definitely long overdue, seems to be incomplete as it lacks any mention of debts owed to other government agencies such as the IRS. Why this obvious omission? I hope that during the debate process our legislators do the right thing and ensure that all government debts get forgiven, it is the right thing to do. After all haven't these individuals payed back any debts owed to Uncle Sam in spades already?


text:
Britain, Country Apprentices 1710-1808
What was your family trade? Discover your ancestor in the registers from the Board of Stamps. The registers recorded the tax paid for each indenture for an apprentice. The average apprenticeship was seven years. That is seven years of family history you can reveal through these records, as well as your ancestor's parent's name, his/her master and the profession they chose. The registers record apprenticeships from the whole of Great Britain.
Indenture or registration year
Master's place
Browse Master's place
Master's county
Browse Master's county
Master's occupation
Browse County
Browse Role
Search Britain, Country Apprentices 1710-1808
Each record includes a transcript created by the Society of Genealogists from the original registers found at The National Archives. The amount of information in each record can vary depending for a number of reasons. Each will include a combination of the following:
Role (either master or apprentice)
Indenture year
Premium – amount paid to the master
Apprentice's name
Apprentice's place and county
Master's name
Master's place and county
Master's occupation
Master's status
Apprentice's parent's name – most records do not include the parent's name after 1752
Apprentice's parent's occupation
Apprentice's parent's status
The National Archive reference – these records are from the IR 1 series, therefore, when using the reference add IR 1/ to the beginning of the reference number found in the record.
Society of Genealogists (SoG) number, page and volume
These records are of exceptional value to the family history researcher. They cover a span of nearly 100 years. The records were created from the original registers kept by the Board of Stamps of the money received in payment of the tax on apprentices' indentures. They contain the name of the apprentice and until the year 1752 the names of the apprentices' parents are given (usually the father, though sometimes the mother, if the father was dead), but after that year very rarely. They also included the place the apprentice came from, his father's trade, the name of the master to whom he was indentured, the master's trade, the place where the master lived, and the value of the premium paid to the master for taking on the apprentice. About 350,000 indentures are included, from all over Great Britain (about 20% are Scottish).
It shows the children of tradesmen, skilled artisans, yeomen farmers and even minor gentry learning occupations other than those of their fathers. A young artisan may pop up in a marriage register in the City of London or other large commercial centre, but no trace can be found of his origins. This series may help solve that problem or lead you to a local, official enrolment of the indenture.
The volumes consist of:
City or Town Registers, October 1711 to January 1811, with daily entries of the indentures upon which duty was paid in London
Country Registers, May 1710 to September 1808 with entries, made in London, of the indentures upon which duty had been paid to district collectors and which were afterwards sent up by them in batches to be stamped
Ledger of Duties Paid on Indentures, 1799 to 1802
An apprenticeship was a system where an artisan or craftsman took on a young apprentice to teach him/her skills of their profession. In Great Britain, the Statute of Apprentices of 1563 (sometimes called the Statute of Artificers) stated that no one could set up a trade without completing an apprenticeship. An apprentice was placed with or bound to a master for at least seven years. This was the law until 1814.
The 1563 Act also determined that apprentices were bound until they were 24, but this was later reduced to 21 in 1768. The Justice of the Peace was the only person who could break the bond. Not all apprentices completed their term. Some apprentices ran away because of mistreatment or in other cases the master could have become ill, bankrupt or even died. For others, early departure was agreed to in advance. Apprenticeships did not run 'by the book.' In 1601, the Overseers of the Poor were given the ability to bind pauper children to a master; anyone under the age of 21 refusing to be an apprentice was to be imprisoned until they found a master. By the 18th century, apprenticeships were a part of every level of society from the children of the poor to young gentry.
The life of an apprentice was completely dependent on the master. Apprentices relied on their masters for food, shelter and clothing. During their years of training, they were not allowed to marry, gamble or visit public houses. However, what they were to be taught was not specified. Some masters spent very little time with their young apprentices and only gave them menial tasks to complete, instead of developing their skills. In 1802, the law attempted to improve the lives of apprentices through the Health and Morals of Apprentices Act. The Act included 12-hour workdays and the requirement that apprentices were taught arithmetic, writing and reading.
The indenture was an agreement between a master and the guardian of the apprentice. In most cases, it was a written contract. Depending on the trade, some apprentices (or rather their family) had to pay the master to take on the apprentice and this was known as a premium. The amount paid to the master varied enormously, and it is far from clear what criteria applied. The premiums are usually a few pounds or tens of pounds, but can be several hundred pounds (multiply by 100 to get an idea of the amount in today's terms). For example, John Abercromby was apprenticed in 1768 to "Jane & Peter & Dan & John Berthomas" of Gracechurch, London, merchants, for a premium of £500. This is possibly the highest recorded in these records. Although most sums are rounded to the shilling or sixpence, there are some very odd values, particularly with Scottish indentures; amounts such as £30-6/8 are unsurprising, since 6/8 is 1/3 of a pound, but there are also sums like £36-18/5¼, and £30-18/6 2/3. While the amount 2/2 2/3 is perhaps explicable – it is 1/9 of a pound - and maybe 11/1 1/3 (5/9ths), the others are more difficult to understand.
In 1709, The Stamp Act put a tax on the indenture and this practice lasted until 1808. Through this practice, apprenticeships became more centrally recorded and accounted. An apprenticeship indenture was a legal document whereby a master, in exchange for a sum of money (the "premium"), agreed to instruct the apprentice in his or her trade for a set term of years. The provision of food, clothing and lodging was generally part of the agreement. Exempt from the law were those where the fee was less than one shilling or those arranged by parish or public charities. This means that very many apprentices' articles were never subject to the tax and are therefore not recorded in these registers. In such cases, local or charity records, if they survive, are likely to be the only source of information.
Trades which had not existed in 1563, when the Statute of Apprentices became law, were also not liable to the tax. The most notable example of this was the cotton industry. A later Act made the tax permanent, but it was abolished in 1804. The last tardy payments continued to trickle in until January 1811.
The tax, paid by the master not more than one year after the end of the apprenticeship, was at the rate of 6d (2½ pence in today's terms) on the pound on agreements of £50 or less, plus one shilling (5p) for every pound above that sum. The payment of tax was to be entered on the reverse of the indenture, which was void without this payment. However, evasion was common in certain areas such as the Yorkshire woollen industry. The Apprentice Tax paid was recorded in books, or registers. These are divided into "town" (ie London) and country but the town volumes include indentures from outside London.
Within the records we have found two apprentices who travelled from Russia to study in Great Britain. One served with a gun maker and the second served with Edmund Culpeper, a mathematical instrument maker. Culpeper became famous for his microscope design between 1725 and 1730. Early in his career he had apprenticed and worked with Walter Hayes. When Hayes died, Culpeper took over Hayes' scientific instrument shop.
Culpeper received international admiration. The German scholar and traveller, Zacharias Conrad von Uffenbach, visited Culpeper's shop and purchased a number of instruments – a spyglass, microscope, magnet and an architectonic sector. Also, in 1698, Culpeper had another famous visitor, Peter the Great from Russia. During his visit, Culpeper gave him a geodesic astrolabe – an Arabic surveying instrument which could also predict local time through the positioning of the sun and local latitude.
Culpeper must have made an impact in Russia because in 1718, Gregory Apuskkyn of Russia, paid a premium of £105 to become an apprentice for five years with Edmund Culpeper in Shoreditch, Middlesex. Apuskkyn may have been with Culpeper when he began to create his most famous instrument, the Culpeper microscope. Microscopes had become very popular in the 18th century, especially among the wealthy. During the century over 70 different designs were created but Culpeper's became the most popular. His microscope was simple and affordable. He created a tripod design which allowed the concave mirror, specimen and objective all to align. Inside the microscope box you could find Culpeper's trade card, equivalent of a logo today. The trade card was an image of two crossed swords and then sketches of other instruments he created.
The books were kept by the Inland Revenue Office at Somerset House, The Strand, London and few genealogists knew of their existence until 1921, when a founder member of the Society, Gerald Fothergill, brought them to the attention of the Executive Committee. A deputation from the Society went to Somerset House to argue for their being made more accessible and as a result they were moved in that year to the Public Record Office, now The National Archives (series IR 1). So important did the Executive Committee consider this series that it voted £100 towards the indexing of it and asked members to subscribe additional funds for the project.
Some of the text published here is an edited version of Sue Gibbons' introduction to the printed version of the Apprentices of Great Britain indexes published by the Society of Genealogists in 1998. The work of the volunteers who abstracted the original records is gratefully acknowledged.
London Apprenticeship Abstracts, 1442-1850
Society of Genealogists


text:
Medeniyet Shahberdiyeva
Soviet Opera Singer And Music Educator
Medeniyet (sometimes Maya) Shahberdiyeva (February 23, 1930 – January 3, 2018) was a Turkmenistan opera singer of the Soviet era.
Shahberdiyeva was born in Atamyrat, Lebap Province, at the time known as Kerki. In her youth she learned to play the gyjak. A coloratura soprano, she graduated from the Moscow Conservatory in 1956; beginning in 1962 she received further vocal lessons in Kiev. She was a featured soloist on the roster of the Turkmen Opera and Ballet Theater from 1956; roles in her repertory included the title role in The Snow Maiden by Nikolai Rimsky-Korsakov; Marfa in The Tsars Bride, also by Rimsky-Korsakov; Rosina in Il barbiere di Siviglia by Gioacchino Rossini; Violetta in La traviata by Giuseppe Verdi; the title role in Lakmé by Léo Delibes; Aylar in The End of the Bloody Watershed by Veli Mukhatov; Aknabat in Night of Alarm by Aman Agadzhikov; and Shasenem in Shasenem and Gharib by Adrian Shaposhnikov. She also performed in concert. During her career Shahberdiyeva traveled abroad as well as performing domestically. She was also named a deputy to the sixth and seventh convocations of the Supreme Soviet of the Turkmen SSR. She became an instructor at the Ashgabat Institute of Arts in 1975, the same year in which she was named a Peoples Artist of the USSR; she was also honored as a Peoples Artist of the Turkmen SSR for her work. Shahberdiyeva has continued to receive recognition from the government of Turkmenistan since it gained its independence from the Soviet Union. She was the subject of a documentary which was shown in Ashgabat in 2008.
Learn more about Medeniyet Shahberdiyeva
His comrade, when he (thus) spake with him, exclaimed: Disbelievest thou in Him Who created thee of dust, then of a drop (of seed), and then fashioned thee a man? [18:37]
Chestnut-throated seedeater Sinojackia Pauxi
Polynesian wattled honeyeater Grey friarbird Ercilla (plant)
Bical (grape) Pacific pygmy owl Impala
Cuban emerald West Indian whistling duck Chiliotrichum
Dance Deewane Aarti Singh Jenny McCarthy
Urs Fankhauser Falls Festival Political theory
Milton James Jessica Sergis Anthony Grundy
Bathurst 1000 Cuerpo de Investigaciones Cient%C3%ADficas, Penales y Criminal%C3%ADsticas AFL Grand Final


text:
https://sixerswire.usatoday.com/lists/tobias-harris-sixers-see-positives-heading-into-game-2-vs-heat/
Tobias Harris, Sixers see positives heading into Game 2 vs. Heat
AP Photo/Marta Lavandier
May 3, 2022 7:30 am ET
MIAMI — The Philadelphia 76ers took a tough loss in Game 1 of the East semifinals on Monday as they fell to the Miami Heat 106-92. They trailed by as many as 21 and the Heat just made life extremely tough on a Sixers team missing Joel Embiid at the moment.
Philadelphia couldn't get into any type of offensive rhythm and they shot a miserable 6-for-34 from deep. Danny Green, Tyrese Maxey, and Georges Niang combined to shoot just 2-for-18 from deep on the night.
However, Tobias Harris played well scoring 27 points on 11-for-18 shooting with six rebounds on the night. James Harden needs to play better, but he would have had a bigger impact if the Sixers just made the open shots he generated for them.
As they prepare for Game 2 on Wednesday, Harris and the Sixers see some positives.
Tobias Harris
"This is a confident group, a confident team. This is the playoffs. We don't go out there expecting to lose a game. For us in the locker room, we gotta get better and get back to Game 2 and be ready to get a W. That's how we approach it. A tough game for us tonight, but there's things that we know we can be better at in Game 2 to help us get a victory.
"They shot 43 percent. That's the positive, but they still scored 106 because they had more shots. Very similar to the Toronto series in that we told our guys, they can't have more rebounds than us. They can't force turnovers because they can't have more shots than us. We're working with a small margin of error, so we can't give a team 13 extra shots on the road without Joel and think we're going to win a game."
More Harris and input from James Harden
Harris: "We shot 6-for-34 from 3."
Harden: "Obviously, we're not trying to miss shots, but the things that we can control is rebounding the basketball and not turning the basketball over. That's things we can control and once we do that next game, we'll have a better chance at winning. We let one slip away. Now, we get ready for Game 2."
Harris adds more
"Just attacking some of the smaller guards that they have, making them switch, and then getting downhill so that was working and just being aggressive. A lot of those baskets came from stops that we got on the other end so just letting our defense fuel our offense, push the pace. That's something we can go to in the next game if it's there, but at the same time when we did get those stops we were really good at getting the ball out and getting out in transition and just running."


Peebles Silver Band WW1 Memorial.
Located in the Peebles Band room which is the upper room in the old town hall on the High Street in Peebles.
My thanks to Mark Douglas and Ruth Holmes for the photo and information.
Dumfries & Galloway Standard of 14/8/1918 page 3.
Mr Brockie's eldest son Private James Brockie, Royal Scots died at Edinburgh Castle in November 1917.
Additional Information: Husband of M. Brown, of Polton Cottage, Polton, Midlothian.
Also named on Peebles and Polton War Memorials.
Additional Information: Husband of Elizabeth Cook, of Pern Rd., Innerleithen, Peeblesshire.
Also named on Peebles War Memorial and Peebles Old Parish Church Memorial.
Additional Information: Son of Mr. and Mrs. McLeman, of Avoch Cottage, Deanpark, Peebles.
Additional Information: Husband of Annie Philp, of 7, Venlaw Court, Peebles.
Both are also named on Peebles War Memorial and Peebles Old Parish Church Memorial.


Creating games is a challenging endeavor, typically filled with mistakes, stress, self-loathing, and pizza. Join host Stephan Frost (Blizzard, Disney, Nexon) and a panel of professional designers as they discuss the similarities and differences between designing board and video games. From ideation and prototyping to play testing and production.