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In this note I want to address something I raised in an earlier blog post about an accountant's responsibility for alerting clients about the need to take financial planning very seriously and to do so from a young age. My interest in this piqued after reading Tony Robbin's recent book called Unshakeable: Your Guide to Financial Freedom.
More about Tony's book in a moment.
First, I read a transcript of a conversation about financial retirement strategies from a Wharton Business School podcast that took place on April 4. Among other things the conversation turned to the financial un-preparedness of so many baby-boomers (1946-1964) for their retirement. It seems that in the US, and I suspect it's more or less the same in other "western" countries, the median amount in retirement accounts for people close to retirement in the 65-66 age group is only $44,000 and even the 90th percentile amount is only $370,000 which is not much for an expected life span of around 85 years.
These people are obviously relying heavily on social security to cover their post employment living expenses but there's a good chance that's not going to turn out well for them. In the US the word frequently used in the context of social security is "insolvency" and some people are suggesting that payment cuts in the order of 25-30% are not unlikely.
The bottom line here is that people really do need to start planning for their future and they should start at a young age. And that brings me to Tony Robbins' book AND most importantly, what role accountants could play in alerting their clients to the importance of planning from an early age.
My take on that is people who live in any western country are lucky, if they aren't blessed with lucky genes their accountants are, and compounding is a matter of fact with the only conditions being a decision to start somewhere and having patience.
On pages 22-23 Robbins presents an example to illustrate the power of compounding and apart from the fact that I believe his calculations are wrong he makes a great point and that is: if you start saving when you are young and even if you stop some way down the track you'll still be better off than someone who starts later.
He references two friends Joe and Bob. Joe puts away $300 per month starting at age 19 and stops at 27. Bob on the other hand doesn't start until he's 27 and then he saves $300 a month until he's 65.
Tony assumes a 10% per year tax free yield which he says is the average of the US stock market over the last century so let's go with that. He then points out that by the time he's 27 Joe has put aside $28,800 but if it's been growing at 10% it would then amount to $43,854 which is Tony's first calculation error but that's no big deal.
Now let's move to the time Joe and Bob are 65. Remember at 27 Joe had a pot of $43,854 (of which $28,800 was his contribution out of his income) and he added nothing to it after that. Assuming 10% yield that would have grown to $1,640,342 by age 65.
Bob, on the other hand starting at age 27, has diligently put away $300 per month but his fund at 65 has only grown to $1,548,102 despite having invested a total $136,800 during the 38 years.
In other words Joe has parlayed $28,800 into $1,640,342 – I call this a yield leverage of 56.96 times what he put in. Whereas Bob has accumulated $1,548,102 having put aside 136,800 giving a yield leverage of only 11.32.
Tony has completely different numbers to mine but the conclusion is exactly the same. Compounding is profoundly important and the sooner you start saving the better. Not only that, If Joe had continued his saving plan after 27 he would have accumulated $3,477,817 by age 65 compared with Bob's $1,548,102 – more than twice as much after putting away only $28,800 more than Bob.
The end value of Joe and Bob's respective pots is dependent on the assumed yield. For example given the initial assumptions a yield of 9.46% (only slightly lower than the 10%) would have resulted in both Joe and Bob having $1,327,297 at age 65. However, Joe would still have enjoyed a yield leverage index of 46.09 compared to Bob's 9.70 and Joe could still have spent $300 per month on indulgences like vacations, cars, or sensible things like contributing to a house mortgage.
You can download the spreadsheet I have used to do these calculations by clicking here.
What's this mean for a practicing accountant?
The implication of this for a practicing accountant is to suggest that you start a conversation with your clients and in particular those with younger children about the importance of saving for their retirement which, I believe, is going to be more important in the future than it has ever been. I would go further and recommend that you even gift them a copy of Robbins' book or a similar one but complement that with a conversation about the issues he raises.
If you are involved with estate planning or distribution matters this would be a perfect time to talk about compounding. I know from personal experience very few people understand the power of compounding because humans, by nature, tend to be focused so squarely on the present.
Another strategy would be to conduct seminars in your community to spread this knowledge and to contribute to increasing the level of financial literacy. This is something that not only builds your credibility as a financial expert it does so in a way that shows your serious concern for the welfare of the people in your community.


text:
package ch.heigvd.amt.gamification.services;

import ch.heigvd.amt.gamification.model.Application;
import ch.heigvd.amt.gamification.model.Level;
import ch.heigvd.amt.gamification.services.dao.GamificationDomainEntityNotFoundException;
import java.util.List;
import javax.ejb.Local;

/**
 *
 * @author Raphaël Racine
 */
@Local
public interface LevelsManagerLocal {

    /**
     * Edit a level
     * @param level
     * @throws GamificationDomainEntityNotFoundException
     */
    public void editLevel(Level level) throws GamificationDomainEntityNotFoundException;

    /**
     * Delete a level
     * @param level
     * @throws GamificationDomainEntityNotFoundException
     */
    public void deleteLevel(Level level) throws GamificationDomainEntityNotFoundException;

    /**
     * @param apikey
     * @return All levels of an application which have this apikey
     */
    public List<Level> findLevelsByApiKey(String apikey);

    /**
     *
     * @param application Have to be managed
     * @param level Doesn't have to be managed (cascade)
     */
    public void assignLevelToApplication(Application application, Level level);

    /**
     * Retrieve a level by his id
     * @param id
     * @return The level which have specified id
     * @throws GamificationDomainEntityNotFoundException
     */
    public Level findById(Long id) throws GamificationDomainEntityNotFoundException;

    /**
     * @param app The concerned application (managed)
     * @param nbPoints The number of points
     * @return The current level according the number of points
     */
    public Level findCurrentLevel(Application app, long nbPoints);

    /**
     *
     * @param app The concerned application (managed)
     * @param nbPoints The number of points
     * @return The next level according the number of points
     */
    public Level findNextLevel(Application app, long nbPoints);

}

redpajama_set_name: RedPajamaGithub


Apologies:  Yo needs to leave at 10:30, Ruth at 11am.
1.0 The committee approved the minutes of the September 2008 meeting.
2.1 Autscape to be held on Tuesday 18th to Friday 21st August 2009.
2.3 Ruth to be childcare subcommittee chair.
4.0 The proposal to discuss the venue was postponed.
that is to say pending discussions on the sub committee and subject to budget constraints.
availability given a greater weight when deciding the next meeting.
confidential.  For: 3, Against: 2, Abstain: 3.
As Yo would need to leave at 10:30 the agenda was reordered at this point.
Some of these comments may be out of order to allow for readability.
Constitution: Yo reported that progress on the constitution subcommittee was slow.
the items Robin will need to discuss with the accountant.
Fundraising: Yo also reported that the Fundraising subcommittee is in need of volunteers.
Debbie volunteered to draft the Three Guineas Report.
It's 10:30 break for 15 minutes.
Programme:  Martijn will soon be starting a discussion on the theme for the 2009 autscape.
Calls for theme proposals will be sent to the chat and plan lists.
is Xen hosting provided by Jump.
on one of the lists last year.
Martijn and Debbie agree to discuss the IRC channel off list.
Venue: Peter has nothing to report on the 2010 venue.
7.2 The General Committee Member description is ongoing (Ruth).
7.3 The complaints procedure is ongoing (Larry).
people arrange their lives to be at meetings, not the other way around.
to do better at setting the date in advance for next month. No conclusion was reached.
The meeting closed at 11:17.


text:
Search Results for: 2020.1
Displaying page 3 of 11 pages of results:
Hardback book 'From Coastal Command to Captivity' by W J Hunter, 2003. Memoirs of Wing Commander Jim 'Ginger' Hunter who served in the RAF during WWII alongside Charles 'Jock' McLean (1917-1941), son of Donald Archibald McLean, Kenovay and Linlithgow. Charles was a close friend of Hunter, and is mentioned several times in the book (pages 27-43). The book is accompanied by a letter, dated 2006, highlighting one of the passages. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
| Tags: kenovay, prisoners of war, raf, world war 2|
| Dates: 1940s, 1950s, 1960s, 1970s, 1980s, 1990s, 2000s|	| Townships: kenovay|	| Object Types: book|
| People: MacLean, Mr Charles, Kenovay (1917 - 1941)|
Articles about the loss of the RAF bomber that went missing in action over the English Channel during WWII, carrying Charles McLean (1917-1941), son of Donald Archibald McLean, Kenovay and Linlithgow. (1) Newspaper article written around the event. It is not clear whether those missing included Charles, but the description fits the event. (2) Print-out of article from 'Aircrew Remembered' written by Donald Price, nephew of Charles McLean, in 2017 aircrewremembered.com/halley-george-charlton. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
| Tags: kenovay, raf, world war 2|
| Dates: 1940s, 1950s, 1960s, 1970s, 1980s, 1990s, 2000s, 2010s|	| Townships: kenovay|	| Object Types: newsprint|
Official letter from Buckingham Palace during WWII, conveying the condolences of King George and Queen Mary to Donald Archibald McLean, Kenovay and Linlithgow, on the death of his son Charles McLean, who went missing in action over the English Channel in 1941. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
| Tags: kenovay, raf, royal family, world war 2|
| Dates: 1940s, 1950s|	| Townships: kenovay|	| Object Types: document|
| People: MacLean, Mr Charles, Kenovay (1917 - 1941), MacLean, Mr Donald Archibald, Kenovay (1890 - 1981)|
Official note that accompanied post-humous war medals awarded to Charles McLean (1917-1941), sent to his father Donald Archibald McLean, Kenovay & Linlithgow. Charles went missing in action over the English Channel during WWII, while serving as a Pilot Officer with the RAF. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
Click here to view 2020.1.81
| Tags: kenovay, medal, raf, world war 2|
| Dates: 1930s, 1940s, 1950s, 1960s|	| Townships: kenovay|	| Object Types: document|
Documents relating to the 1939-1945 Roll of Honour, and Air Forces Memorial at Cooper's Hill, Runnymede, posted to Donald Archibald McLean, Kenovay & Linlithgow, in 1951-1960. Donald's son, Charles McLean, went missing in action over the English Channel during WWII, while serving as a Pilot Officer with the RAF, and is named on the Runnymede memorial. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
Click here to view roll of honour | memorial
| Tags: kenovay, monuments, raf, world war 2|
Original Will of Charles McLean (1917-1941), son of Donald Archibald McLean, Kenovay, dated 16 December 1942, 13 months after Charles went missing in action over the English Channel, while serving as a Pilot Officer with the RAF. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
| Tags: central government and law, death and burial, kenovay, raf|
| Dates: 1940s|	| Townships: kenovay|	| Object Types: document|
Handwritten copy of the official 'Notification of Death' for Charles McLean (1917-1941), son of Donald Archibald McLean, Kenovay, dated at the Air Ministry 17 September 1942, 10 months after Charles went missing in action over the English Channel, while serving as a Pilot Officer with the RAF during WWII. His body was never recovered. The note states "Original to Alister 24/9/68", Alister being Donald Archibald McLean's brother. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
| Tags: death and burial, kenovay, raf, world war 2|
| Dates: 1940s, 1950s, 1960s|	| Townships: kenovay|	| Object Types: document|
Two postal envelopes formerly containing official documents addressed to Charles McLean (1917-1941), son of Donald Archibald McLean, Kenovay. One is from the Passport Office and addressed to his home in Linlithgow, dated 21/7/1939, the other from London dated 21/11/1941 and marked 'Private'. Charles served as a Pilot Officer in the RAF during WWII. The second letter was sent to 217 Squadron based in Cornwall, just days after Charles went missing in action over the English Channel. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
Click here to view envelope 1939 | envelope 1941
| Tags: central government and law, kenovay, raf, world war 2|
| Dates: 1930s, 1940s|	| Townships: kenovay|	| Object Types: miscellaneous|
Documents regarding unemployment and income tax belonging to Charles McLean (1917-1941), son of Donald Archibald McLean, Kenovay, dated 1941, while he was serving in the RAF during WWII. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
Click here to view unemployment book | letter | income tax form
| Tags: central government and law, employment, kenovay|
Black & white photograph of a young woman standing in a palm tree lined street, in the original printer's envelope of Jerome Ltd, Holloway, in around 1940. On the reverse is written 'Pauline Beudjet (Budget?)'. Found amongst the belongings of Charles McLean (1917-1941), son of Donald Archibald McLean, Kenovay. Charles served in the RAF during WWII and went missing over the English Channel in November 1941. Part of a large collection of items belonging to and about Donald Archibald McLean, Kenovay (1890-1981), and his family.
Click to view 2020.1.75
| Tags: clothes and clothing, kenovay, raf, world war 2|
| Dates: 1940s|	| Townships: kenovay|	| Object Types: photograph|

redpajama_set_name: RedPajamaCommonCrawl


Ms.Daley is an experienced professional knowledgeable of principles, policies, databases, and stakeholders in healthcare system. She is a well-organized, self-motivated individual with the ability to perform multiple tasks and projects concurrently. She has a track record for consistently meeting goals and delivering a high level of job performance.
As Program Director, Ms. Daley oversees the coordination and administration of all aspects of the Returning Citizens program, including: planning; organizing; staffing; leading; and, controlling division activities. Her responsibilities include: planning the service delivery of the overall Division and its activities in accordance with the mission and goals of the program; developing new initiatives to support the strategic direction of the program; recruiting, interviewing, and recommending qualified candidates for hiring; ensuring that all staff members receive orientation and appropriate training in accordance with organizational standards; communicating with clients and other stakeholders; performing program monitoring and evaluation activities; and, providing project status reports to senior management.


The Liquilift also known as "Mac Daddy Drip"
This is your one-stop for all of your nutrient needs. It has the greatest impact on mood, and rehydrates the brain and other important organs instantly. This vitamin infusion will achieve long term health by including all the nutrients you need to feel your best, and to stay healthy all year around.


The New River and Daisy Mountain 7112' quadrangles lie at the northeastern margin of the southern Basin and Range province in Arizona and on the north fringe of the Phoenix metropolitan area. Detailed mapping was conducted in that area to obtain more detailed structural and stratigraphic information about the possible southwestern extension of the Moore Gulch fault zone (Maynard, 1989) and relations between it and adjacent Proterozoic metamorphic rocks. Anderson (1989) divided these rocks into three groups, oldest to youngest: the Black Canyon Group, the Union Hills Group, and the New River Mountain felsic complex. Since these groups and the relations between them have not yet been adequately defined in the literature to qualify for official acceptence as geologic names, here they will be called groups 1, 2 and 3 respectively. When the Geologic Division of the U.S. Geological Survey was reorganized in 1995, fieldwork on this project was discontinued. However by that time most of the area where Proterozoic rocks are exposed in the two quadrangles had been mapped. A preliminary version of the New River quadrangle (Bryant, 1994) has been released. Here mapping in the western half of the Daisy Mountain quadrangle and a slightly modified version of the New River quadrangle are combined so that the map relations between rocks of the three Proterozoic groups and between them and the Moore Gulch fault zone and its possible southwestern extension can be viewed. Chemical data from some of the Proterozoic and Tertiary rocks and structural data from the Proterozoic rocks are summarized.
Bryant, Bruce, 1999, Geologic map of the New River quadrangle and part of the Daisy Mountain quadrangle, Maricopa and Yavapai Counties, Arizona: Arizona Geological Survey Contributed Map CM-99-C, map scale 1:24,000, 34 p. and 1 map sheet.


text:
Law School Task Force Recommends Hybrid Plan Additional Funding
VERMILLION, S.D. – The Law School Task Force voted Friday to recommend to President James W. Abbott a hybrid plan to establish new programming options online and in Sioux Falls while keeping the existing School of Law on the University of South Dakota campus in Vermillion.
The task force also voted unanimously to recommend an increase in funding of at least $600,000 a year for programming at the law school.
The task force based its evaluation on the testimony it received in two previous meetings from students, faculty, law school staff, alumni, community members, lawyers from around the state and outside experts and consultants.
USD President James W. Abbott appointed the task force earlier this year to consider whether relocating the state's only law school to Sioux Falls would be in the best interest of the students, the university, and the state of South Dakota.
Rep. Mark Mickelson, R-Sioux Falls, chaired the task force.
The task force voted to recommend seeking private funding for scholarships and to recommend offering in-state tuition rates to select out-of-state candidates. The task force concluded with recommending the establishment of an ongoing advisory council to continue to consider ways to improve the law school.
The USD School of Law remains a best value law school and was recently ranked third in least indebted graduates. The school educates most of the state's lawyers and judges, filling spots in private law firms and in public legal practice.
View the task force meeting.


text:
Candis Freda Bryant
Mrs. Candis Bryant Passes Away at Home Sunday;Concluding rites Wednesday; Burial Lusk Cemetery
Concluding rites were held for Mrs. Candis Bryant at two o'clock, Wednesday afternoon, September 19th, from the chapel of the Peet Funeral Home. Rev. Otha B. Holcomb, pastor of the First Baptist Church of Lusk, officiated.
Enriching the services was the singing of "We Are Going Down the Valley," "This World Is Not My Home," "Beyond the Sunset," by Mesdames Emerson Bonner and Ab DeCastro. Members of the Silver Cliff Chapter of American War Mothers held their ritualistic service at the chapel, with Mrs. Knopp singing "Abide With Me." Mrs. Judson P. Watson presided at the organ.
Active pallbearers were A. R. "Pat" Miller, Rulo Roberts, C. E. Marvin, Dudley Fields, Lester Meade and Lou Osborne. Honorary pallbearers were J. P. Costlow, Max Heth, J. G. McGinnis, Melvin Miller, J. P. Jensen and John Goddard.
Candis Freda Meyers was born on October 2nd, 1873 at Chico, Texas, to Mr. and Mrs. William Meyers, and departed this life at her home in Lusk September 16th, 1956 at the age of 82 years, 11 months and 14 days.
When a small infant her mother passed away and her grandparents took her to their home in Minburn, Iowa where she grew to young womanhood. On March 8th, 1893, she was united in marriage to John F. Bryant also of Minburn. To this union were born four children, three of whom survive. They are Fred A., John Wilbur and Elven Jay. A daughter, Iris Marjorie, passed away in infancy.
In March, 1905, she, with her husband and two small sons moved to Alpena, So. Dak., where they made their home for the next five years. After the death of their infant daughter, she with her husband and three sons moved to a homestead near Hat Creek, Wyo., in May, 1911, where she made her home until the winter of 1923 when ill health caused her to move to Lusk where she had since resided.
On February 21st, 1950 her husband passed away and since that time she has resided in the family home on Maple Street except for brief visits to the homes of her sons.
Mrs. Bryant was a member of the First Baptist church of Lusk, and was a member of high standing in the American War Mother organization, having returned from a convention of the War Mothers at Thermopolis, Wyo., only short hours before her death. She was a past state president and past chapter president of this patriotic organization.
She leaves to mourn her passing three sons, Fred A. of Hat Creek, Wyoming, John Wilbur and Elven Jay (Ted) of Powell, Wyo. Also there are 13 grandchildren, 12 great grandchildren, four half-brothers and two half-sisters surviving besides many loving friends.
The Lusk Herald
Mrs. Bryant Dies of heart Attack In Lusk Sunday
Mrs. Candis Bryant, 83, died at her home in Lusk Sunday from a heart attack. Funeral services were held Wednesday at 2:00 p.m. from the Peet chapel with Rev. Otha B. Holcomb, pastor of the First Baptist Church, officiating. Burial was in the Lusk Cemetery.
Mrs. Emerson Bonner and Mrs. A. F. DeCastro sang, "We Are Going Down the Valley", "This World Is Not My Home" and "Beyond the Sunset". Mrs. J. P. Watson was organist.
The Silver cliff Chapter of War Mothers conferred chapel services at the casket. Mrs. Gerald Knopp sang "Abide With Me".
Active casket bearers were Pat Miller, Rulo Roberts, C. E. Marvin, Dudley Fields, Lester Meade and Lou Osborn. (Honorary) bearers were J.P. Costlow, Max Heth, J. G. McGinnis, Melvin Miller, J. P. Jensen and John Goddard.
Candis Freda Meyers was born October 2, 1873 in Chico, Texas. When an infant her mother died and she was reared by her grandparents in Minburn, Iowa where she grew to womanhood.
On March 8, 1893 she was united in marriage to John f. Bryant and to them were born four children.
She with her family homesteaded near Hat Creek in 1911 where she made her home until the winter of 1923 when ill health caused her to move to Lusk where she has since resided.
Mrs. Bryant was a member of the First Baptist Church of Lusk and was a member of high standing in the American War Mothers Association, having returned from a convention of the War Mothers at Thermopolis only short hours before her death.
Her husband died in 1950 and an infant daughter previously.
Survivors include three sons, Fred A. of Hat Creek, John W. and Eiven Jay of Powell; 13 grandchildren, 12 great grandchildren, four half brothers and two half sisters.
Photo courtesy of the Joshua Brackett Eagle Scout Project
Obituary Cline, Iris (05/09/1920 - 10/08/1997) View Record
Obituary Bryant, Alpha (07/11/1875 - 02/20/1962) View Record
Obituary Bryant, Pearl (04/20/1879 - 07/09/1934) View Record
Obituary Bryant, Lydia (10/29/1933 - 06/18/1974) View Record
Obituary Bryant, Edward (06/21/1943 - 04/21/2001) View Record
Obituary Bryant, Elvin (09/19/1910 - 07/06/1996) View Record
Obituary Bryant, Fred (06/21/1895 - 07/08/1969) View Record
Obituary Bryant, John (07/23/1926 - 05/06/1996) View Record
Obituary Bryant, Sylvania (04/11/1901 - 08/02/1959) View Record
Obituary Crofutt, Lawrence (07/05/1921 - 05/17/1991) View Record
Obituary Guibault, Evelyn (02/03/1922 - 05/20/2005) View Record
Obituary Guibault, Eugene (10/17/1920 - 09/28/2005) View Record
Obituary Guibault, Cherilyn (11/14/1947 - 01/22/1954) View Record
Obituary Crofutt, Verva (05/24/1929 - 01/04/2007) View Record
Obituary Bryant, George (04/17/1925 - 01/30/1945) View Record
Obituary Bryant, Howell (10/30/1923 - 07/06/2007) View Record
Obituary Bryant, Joyce (10/20/1906 - 03/02/1985) View Record
Obituary Bryant, William (11/07/1966 - 04/23/2009) View Record
Obituary Bryant, Donna (12/09/1933 - 12/11/1933) View Record
Obituary Bryant, Mildred (05/05/1917 - 05/29/2012) View Record
Obituary Bryant, Sally (01/12/1964 - 05/08/2013) View Record
Obituary Bryant, Wyoma (03/05/1934 - 03/18/1934) View Record
Historical Bryant, John Fagan and Candis Meyers Bryant View Record


High tides come back to the Italian city.
Flooding is common this time of year and Thursday's level that reached a peak of 55 inches (140 centimeters) was below the 63 inches (160 centimeters) recorded four years ago in the worst flooding in decades.
This isn't the first year that Venice residents and tourists have adapted to seasonal high tide. Below, some images from past years.


text:
January 7th, 2019 Baptist Health South Florida
Miami Cardiac & Vascular Institute Welcomes Cardiologist Juan Viles-Gonzalez, M.D., FACC, FAHA, FHRS
MIAMI, FL – January 7, 2019 — Cardiac Electrophysiologist Juan Viles-Gonzalez, M.D., FACC, FAHA, FEHRA, FHRS, has joined Miami Cardiac & Vascular Institute, part of Baptist Health South Florida and the region's largest and most comprehensive cardiovascular facility. He will serve as Medical Director of Arrhythmia Management for Miami Cardiac & Vascular Institute Cardiology. Triple board certified in cardiac electrophysiology, cardiovascular medicine and internal medicine, Dr. Viles-Gonzalez specializes in the prevention, diagnosis and treatment of complex cardiac arrhythmias and their risk factors. He has distinctive training and expertise in cardiac electrophysiology, making him uniquely qualified to assess the heart's electrical system and diagnose and treat abnormal heartbeats and arrhythmias. Dr. Viles-Gonzalez will see patients at 7400 SW 87 Avenue, Suite 100, in Miami.
"We are pleased to welcome Dr. Viles-Gonzalez to our team of skilled experts in the Miami Cardiac & Vascular Institute Cardiology group," said Barry T. Katzen, M.D., the Institute's founder and medical director. "He brings to this position extensive training and expertise as well as vast leadership, teaching and research experience."
Jonathan Fialkow, M.D., lead physician for Miami Cardiac & Vascular Institute Cardiology added, "Dr. Viles-Gonzalez is an exceptional addition to our team. Under his leadership, we will provide a full spectrum of the most innovative rhythm management services to patients with arrhythmias."
Dr. Viles-Gonzalez earned his medical degree at Universidad de Buenos Aires, Facultad de Medicina, in Buenos Aires, Argentina. He completed an internship and residency in internal medicine at Brigham and Women's Hospital, Harvard Medical School in Boston, MA. He also completed a cardiology fellowship and a cardiac electrophysiology fellowship at Mount Sinai Hospital, Mount Sinai School of Medicine, in New York, NY. Prior to joining Miami Cardiac & Vascular Institute, he was director of Cardiac Electrophysiology at Tulane Medical Center in New Orleans, LA.
While at Wertheim College of Medicine, Florida International University, Dr. Viles-Gonzalez was appointed Professor of Medicine. He is a Fellow of the American College of Cardiology, Fellow of the American Heart Association, Fellow of the Heart Rhythm Society and a member of several other professional societies. He conducts clinical research in his specialty to increase the efficacy of treatments and improve patient outcomes. He is widely published in peer-reviewed scientific journals and textbooks and is an invited speaker at national and international cardiology conferences. Dr. Viles-Gonzalez serves on the editorial boards of the Journal of the American College of Cardiology and Heart Rhythm Journal Case Reports and as a reviewer for several other medical publications.
About Miami Cardiac & Vascular Institute
Miami Cardiac & Vascular Institute is the largest and most comprehensive cardiovascular facility in the region. The team of multilingual, multidisciplinary specialists has pioneered the development of minimally invasive techniques used to treat aneurysms, blockages in veins and arteries and holes in the heart.
Miami Cardiac & Vascular Institute is part of Baptist Health South Florida, the largest healthcare organization in the region, with ten hospitals (Baptist Hospital, Baptist Children's Hospital, Bethesda Hospital East, Bethesda Hospital West, Doctors Hospital, Fishermen's Community Hospital, Homestead Hospital, Mariners Hospital, South Miami Hospital and West Kendall Baptist Hospital), more than 40 physician practices, 50 outpatient and urgent care facilities, Baptist Health Medical Group, Baptist Health Quality Network and internationally renowned centers of excellence spanning across Monroe, Miami-Dade, Broward and Palm Beach counties. A not-for-profit organization supported by philanthropy and committed to our faith-based charitable mission of medical excellence, Baptist Health has approximately 18,500 employees and more than 3,000 affiliated physicians. Baptist Health South Florida has been recognized by Fortune as one of the 100 Best Companies to Work For in America and by Ethisphere as one of the World's Most Ethical Companies. For more information, visit BaptistHealth.net/newsroom and connect with us on Facebook at facebook.com/BaptistHealthSF and on Twitter and Instagram @BaptistHealthSF.
[IMG] Dr.-Viles-Gonzalez-Headshot.jpg 1.67 Mb https://newsroom.baptisthealth.net/wp-content/uploads/2019/01/Dr.-Viles-Gonzalez-Headshot.jpg
For media inquiries, please contact us via email at MediaRelations@BaptistHealth.net or call


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Where do you Find Newsletter Articles?
Newsletters can be a powerful marketing tool for your healthcare practice, but can be costly and time consuming – especially when it comes to writing articles and setting up the newsletter.
PatientStudio's automated eNewsletter, that is sent the first week of each month, has solved these problems. While sold as a stand-alone service, it is included at no charge for clients of PatientStudio online forms.
Consistency and regularity are two important factors in marketing and advertising. Printing and monthly mailing of full color newsletters becomes prohibitive for most practices. And to make matters worse, most practitioners and staff don't have the skills, inclination or time to write effective and informative articles.
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text:
Q: Flutter Firestore Read specific field from specific document via stream function basically im struggling to create a function in my database.dart where i can call this function to display a specfic field in a specific document.
Example, i want to use Database.readUserProfileData('Profile', 'surname') to display the string/alt to a widget.
static Future<QuerySnapshot> readUserProfileData({
    required String docId,
    required String field,
  }) async {
    var ref = _mainCollection.get().then((querySnapshot) {
      querySnapshot.docs.forEach((result) {
        Object? data = result.data();
        print(data);
      });
    });
  }

Here is my database.dart
(please ignore the UpdateItem function as i have not configured it properly as i copied this from a template, or maybe update it for me lol sorry ;))
import 'package:cloud_firestore/cloud_firestore.dart';
import 'package:flutter/cupertino.dart';

final FirebaseFirestore _firestore = FirebaseFirestore.instance;

/* ------------------ Database Reference - Main Collection ------------------ */
final CollectionReference _mainCollection = _firestore.collection('_TestFB');

class Database {
  static String? userUid;

  /* -------------------------- Create User Database -------------------------- */
  static Future<void> createUserDataFile({
    required String uid,
    required String surname,
    required int mobile,
  }) async {
    DocumentReference documentReferencer =
        _mainCollection.doc('UserData').collection(uid).doc('Profile');

    Map<String, dynamic> data = <String, dynamic>{
      "surname": surname,
      "mobile": mobile,
    };

    _mainCollection
        .doc('UserData')
        .collection(uid)
        .limit(1)
        .get()
        .then((snapshot) async {
      if (snapshot.size == 1) {
        print("**User Profile Exists");
      } else {
        await documentReferencer
            .set(data)
            .whenComplete(() => print("**New Profile Created for - " + uid))
            .catchError((e) => print(e));
      }
    });
  }

  /* ------------------------- Read User Profile Data ------------------------- */
  static Future<QuerySnapshot> readUserProfileData({
    required String docId,
    required String field,
  }) async {
    var ref = _mainCollection.get().then((querySnapshot) {
      querySnapshot.docs.forEach((result) {
        Object? data = result.data();
        print(data);
      });
    });
  }

Thanks in Advance

A: If you already have the document id, then just do:
static Future<DocumentSnapshot> readUserProfileData({
    required String docId,
    required String field,
  }) async {
    var ref = _mainCollection.doc(docId).get().then((snapshot) {
        print(snapshot);
        print(snapshot.data()[field]);
    });
  }

You don't need to use forEach since you are only retrieving one document and get() will have a return type Future<DocumentSnapshot>

redpajama_set_name: RedPajamaStackExchange


I started at Snowblind as the lone Technical Artist with no leadership to help direct me into any of the numerous tasks that needed to be done to ship a product. Miles changed his role at the time to bring much needed help and professional direction to the team. Under his leadership we became a pivotal team that was not only needed, but also irreplaceable in the amount of knowhow and sheer work ethic he guided us to provide. Tools and pipelines were very few and Miles helped to organize, educate, and guide the whole project onto a working and shippable pipeline. Besides his pipeline contributions, he was a pleasure to work with. Always striving to deliver on any promises made while also being realistic about the extent in what his team would be able to deliver. He checked in with his team to make sure that everything was going smoothly, and if not, helped to get things back on track. A great boss and great friend, Miles is the type of professional that any team should hope to have. Because without people in the industry like Miles, not only would some titles be subpar, we wouldn't have good leadership.
Miles was great to work with and a terrific lead. He always held a positive spirit, has always been respectful, and was always an encouraging and motivating person. He's dedicated to his work, whether it's music, 2d, or 3d art, he is responsible, and an active 'do-er' to make any improvements or changes happen. He was a great manager. I always felt that he was looking out for his team and understood our individual strengths and weaknesses, which was invaluable when the tech-art times got 'crunchy.' He was supportive to tech-art being a multidisciplinary field and encouraged such and I think he really brought the team to its fullest potential.
Miles is a brilliant artist, and I couldn't possibly recommend anyone more highly. In this role, we needed him to imagine, design, and then build assets for all types of games -- from casual card games to high-fantasy RPG characters and environments -- as well as company branding and media. He juggled all of the different requirements with ease, and delivered everything with outstanding quality, on time, and on budget. His responsibilities also included team leadership, hiring, and planning and strategy. He pulled it all off with style, and was a unifying force on the team. He was (and is) honest, dedicated, loyal, focused, and creative -- you just can't find a better partner.


text:
MainAll NewsJewish WorldAJCongress president: AOC's theatrics are unacceptable
AJCongress president: AOC's theatrics are unacceptable
American Jewish Congress President: Situation on US-Mexico border is deplorable, but connecting it to Holocaust is lazy and divisive.
Arutz Sheva Staff, 08/07/19 23:42
Jack Rosen, President of the American Jewish Congress, on Monday released a statement criticizing Representative Alexandria Ocasio-Cortez for saying the United States of operating "concentration camps" on its southern border.
In a statement, Rosen stressed it was important to speak out about the situation on the US-Mexico border, which he described as "deplorable", but added that Ocasio-Cortez's comparison to the Holocaust is unacceptable.
"When Representative Alexandria Ocasio-Cortez recently used the term 'concentration camps' and the expression 'Never Again' to refer to the detention centers on the U.S.-Mexico border, I found myself torn. The pain and urgency of America's immigration and asylum crisis are immense. At the same time – and although my position is unpopular with some – I cannot ignore Representative Ocasio-Cortez's continued politically-motivated marginalization and diminishment of the tragedies that define Jewish identity and concerns today. As President of the American Jewish Congress, one of America's oldest and most visible organizations dedicated to defending the Jewish people and promoting their values, it is my duty to speak out on both matters," said Rosen.
"All Americans have a duty to speak out against the situation on the U.S.-Mexico border, which is deplorable. Our treatment of these migrants who seek better lives in America, and especially the children, defiles our core values as a nation. It also goes against the Jewish traditions of compassion and empathy for others, the pursuit of social justice, and tikkun olam – healing the world and making it better. The American Jewish Congress condemns these human rights abuses in the strongest possible terms and call for their immediate end," he continued.
"Because our values are at stake, the politics needed to resolve the crisis must transcend party and creed. Sadly, the politics on both sides of the aisle remains divisive and counterproductive. I was born in 1945 in a displaced persons camp in Germany, immediately after my parents survived the systematic murder of six million Jews by the Nazis. For me, the term 'concentration camps' means something very specific and personal, and it pains me to hear it used lightly or improperly. This is the reason I will continue to vehemently call out Representative Alexandria Ocasio-Cortez – or anybody else, for that matter – for abusing the collective memories and intergenerational scars of the Jewish people for cheap political gains."
Ocasio-Cortez's "theatrics are unacceptable," said Rosen, adding, "Her use of words and phrases which conjure painful emotional triggers for the Jewish people displays obliviousness to the feelings and history of Jews, and demeans her own cause by rendering these words elastic and adaptable for political purposes. Scholars and pundits now weighing in on the technical definition of a concentration camp are similarly misguided. 'Never' and 'Again,' likewise, are two words that can be found in dictionaries, and there they will appear devoid of any larger meaning at first glance; nonetheless, taken together, these words carry existential meaning and purpose for the Jewish people. These words and phrases are vessels of pain and identity bearing great significance to Jewish Americans, and our elected representatives should be cognizant of this."
"The situation on the border is brutal and countermands America's deepest-held values. But connecting it to the Holocaust in order to get attention and score political points is lazy and divisive; what we need is real effort and solidarity among people of goodwill to confront the problem," he concluded.
Tags:American Jewish Congress, Jack Rosen, US-Mexican border, Alexandria Ocasio Cortez


text:
Prime Minister Viktor Orbán on the Kossuth Radio programme "180 Minutes"
source: miniszterelnok.hu
Katalin Nagy: After its first reading of the draft budget for 2019, the Fiscal Council considers it to be credible and realistic. I welcome Prime Minister Viktor Orbán to the studio. Why do the plans include a deficit of only 1.8 per cent? Why do we need to tighten our belts so much? No one would complain about a figure of up to 3 per cent.
Viktor Orbán: Good morning. Indeed, we've put together a budget which is massive and earthquake-resistant. Among ourselves we refer to this as a budget for secure growth, as there is the potential for growth in the economy, but only if we are able to protect the economy – and thus the budget – from the effects and the storms of the emerging crisis. Now I'm wondering whether the 1.8 per cent deficit you mentioned is high or low. You see, I'm from an old-fashioned family, in which we were taught that you should never spend more than you have. So in a family budget you cannot plan for a deficit, because in that case at the end of the month you would have to ask for a loan from someone, let's say from your neighbour, and that would be awkward. After a while they would stop giving you money, wondering what kind of family cannot manage its money in the long term and doesn't cut its coat according to its cloth. So 1.8 per cent means that we are spending more money than we have. It's true that it's only 1.8 per cent, but it's still more than we have. Well, what is our excuse? I'm not happy about this, and I don't want it to be like this: I want us to have more money than we spend, and for us to be able to put aside some of the money that we've earnt.
So there wouldn't be a deficit?
This is the philosophy of the budget – but let me repeat, this is not the most interesting aspect of the budget. That's right, there wouldn't be a deficit – indeed there would be a surplus, and we would be able to put money aside and could reduce the debt which has been previously accumulated. But if we take a good look at the budget, we see that this is not such a budget – as it includes a deficit. So what is our excuse, morally and methodologically? Our excuse is that operationally this is a balanced budget. Therefore if we ask how much the budget will allocate to the operation of the state and the country, then we can say that we are spending what we are producing, or earning. The deficit is all accounted for by future investments, and so investments create the deficit. One would be right to think that if more is spent in order to enable faster growth in the future – and one assumes that this money is well spent – then the returns will multiply and we will benefit through completed investments which are funded from the present deficit. This is the philosophy of the budget, but I repeat that this is not the most interesting thing about it. It is no accident that what has caught your eye is the 1.8 per cent deficit, as under previous governments budget deficits have been 3, 5, 9 per cent – or Lord knows how many per cent. This is a stable budget, but I asked the Finance Minister for this to be more than stable: it should be massive and earthquake-resistant, because in the coming years we may well live through an economic crisis. And even if there is a crisis, under no circumstances do I want there to be austerity measures. For this we need disciplined financial management.
What signs are there of this crisis? Twice you've mentioned that there could be or there will be one. Is this simply because experts have up until now observed that these changes occur cyclically, after a certain period of time every 10 or 15 years?
Well, this is the case, and there are also such theories. But how does one plan a budget? First of all one tries to understand what will happen in the world economy over the year ahead. The larger a country is, the less it will be affected by this, because the larger a domestic economy is, the more it can base its planning exclusively on the prospects for its own economy. Take for example Poland, which is a country of almost forty million people. Its planning is different from that of Hungary, as we are a country of ten million, and if we only produced what we ourselves consume here in Hungary, then our standard of living would be very much lower than it is today. The standard of living in Hungary is growing and is higher than what one would see in a country of ten million which relied solely on its own resources. This is because we produce an enormous amount of goods, which we sell abroad. This means that the inhabitants of Hungary are clever people who are able to produce goods which we can sell abroad. This means something which I always like to emphasise: that there are world-class workers in Hungary. And as we have world-class workers, our goods are also world-class, and we can sell them. And so trade – the sale of the surplus produced here at home – creates an extremely impressive resource and surplus for the Hungarian economy. For a long time our foreign trade balance has been positive, and now the change in the world economy will therefore affect us more than countries which have larger domestic markets. Therefore we – and the Prime Minister in particular – need a very large radar screen and sensitive instrumentation to monitor what is happening in the global economy, because its effects on Hungary will be rapidly felt. What do I see today? Well, first of all, it's important not to rely solely on one's own eyes, as Hungary has economists of Nobel-laureate standing, and it has very distinguished experts, and one must continuously pay attention to them and listen to them. I spend a lot of time talking to them in order to discern what can be expected. What I can definitely say is that the interest rate on credit which can be raised on the international money markets will increase, and therefore the so-called "age of cheap money" – in which one could obtain credit at low interest rates – is now changing, and the process of interest rate rises has begun. No one knows how fast rates will rise, but one can be sure that they will. The second problem, which is even bigger, is that if you take a look at the budgetary situation of EU Member States – particularly the budgets of those states which are members of the eurozone – you will see that everywhere the level of debt is higher than it was at the time of the crisis in 2008; and back then high debt levels were the problem. A number of unfortunate circumstances coincided, and in addition states were suffering from high debt. The levels of debt today are higher than they were in 2008. If we see the arrival of a period of expensive money – of higher interest rates – and people are deep in debt, then they could easily get into trouble. Hungary has successfully battled to reduce its level of government debt from over 80 per cent down to around 72 per cent, and we are reducing government debt every year. In fact the consequences of a period of such high interest rates could floor us. The third factor which we can see for sure is that a trade war is developing in the world, and the United States has initiated a struggle – even with Europe – which will certainly affect us adversely. And so I think that these are just clouds, and it is not yet raining, so a storm has not yet arrived – much less a hurricane. But there are clouds in the sky, and if these create an adverse formation, a crisis could result. Today nobody can say what formation these clouds will take, so one must manage our affairs responsibly; and when one bears responsibility for a country at such a time one must design a budget with consideration, because the budget forms the foundation for our defence. Therefore in the budget we have significantly increased reserves for the protection of the country, so that if there is trouble then we can draw on them. If we need to, we can open our umbrella.
So we've spoken about the economy and associated problems affecting Europe. What is the situation with regard to European political stability? How are the countries faring?
In order to reassure the listeners, allow me to say that these indications of international crisis will not divert us from our goals. When a community like the Hungarian nation has clear goals – and in elections people always confirm these, as has happened now – it is the duty of a government to put together a budget and pursue economic policy in line with those goals. So in the coming year it will continue to be important to implement the protection and creation of security, growth will continue, we shall support families raising children, and unemployment will continue to fall – in other words we will take another step towards full employment. And so Hungary does not want to give up the goals. We do not want to stagnate, we want to grow, and therefore we see this as secure growth, the aim of which – the aim of the budget – is to enable us to realise our plans which we have jointly designated, even in difficult circumstances like those of last year and the year before. This gives a sound foundation. We rarely talk about this, because it's a complex issue in most countries. But let's leave them to one side and look at Hungary. Before 2010 it was customary to rip up the budget in an election year. Socialist governments, in particular, created an election budget every four years, and then the year following the election was spent repairing the damage. I've never agreed to this. If you look at the 2014 election, I didn't allow that year's budget to be an irresponsible one, and the same was true in 2018. So we didn't create an election budget for 2018, but a budget which served the interests of the people, rather than the parties. And now we're talking about the 2019 budget, about what the situation will be in 2019, and we can start from solid foundations. As regards politics, current developments are to my liking, and they are in our interests. Tough guys have emerged in European politics. Many people think that we're a little coarser or tougher than is customary in the EU, but now they'll really learn the meaning of those words. They'll find that compared with the new leaders who have now spoken out – and who say things that surprise even straight-talking Hungarians – we are sociable little gentlefolk. I see this both in Austria and Italy.
Speaking of Italy, the Italian press has written about a Salvini-Orbán axis. Steve Bannon, President Trump's former advisor, has said that Viktor Orbán and Salvini are reinterpreting European democracy.
That's all well and fine, but we mustn't lose touch with reality. Italy's population is in the tens of millions, at around sixty million, while Hungary is a country of ten million. I always encourage Hungarians to behave like the citizens of a thousand-year-old country that is proud of its achievements. So let's never make the mistake of seeing ourselves as being less important than we really are, and let's not underestimate our work – especially the work of our forebears. There are few countries in Europe – if any at all – which, reaching such heights, have been able to arrange their affairs within their own state over the span of a thousand years. We Hungarians are such a nation, so let us be proud of what we have achieved. But I would also caution against going to the other extreme: it's as well to recognise our place in the world, as this can be the starting point if one wants to pursue realistic policy. Otherwise one can come a cropper, so to speak. So when it comes to political influence and importance, under no circumstances would I mention Hungary and Italy in the same breath. It's true that I'm the oldest warrior, or veteran, in the European Union. In 1998 I entered the ranks of European prime ministers in a period when current forty-something leaders and their peers – either from Italy or anywhere else – were more or less fresh out of secondary school or focused on school-leaving examinations. There's an undoubted difference in experience and routine, and in politics time does indeed confer respect, so Hungary has every reason to demand the respect it deserves. But this doesn't erase the difference in our weight classes: flyweight should not be confused with heavyweight, otherwise you'll find yourself flying out of the ring. Therefore, with appropriate modesty, I need to repeat that we must be aware of our experience when forming our relations. It's true that the Italians have said that they will put an end to migration, and they've also said that migrants who've arrived illegally must be transported out of the European Union rather than distributed across Europe. I agree on this. Furthermore, the V4 [Visegrád 4] has previously offered the Italian government billions of forints to enable them to start implementing their plans for this transportation process – because removing these people from here will naturally demand the creation of a reception centre somewhere in Africa, where we can take them back to. Luckily, this is not specifically Hungary's problem, because we haven't let anyone in, and so there's no one here to send back. But countries which have made the mistake of letting in hundreds of thousands – or one or two million – migrants will be hard-pressed if they genuinely want to remove migrants from Europe, although that is something which Hungary supports; and, while it is not specifically our affair, it is a common European affair, and therefore we support it.
It's not Salvini who has been authorised by the Senate, but Prime Minister Conte. He, however, has said that he would like to see refugees distributed among Europe's Member States, because for them this is a difficult task.
Of course, I understand that, and it is indeed difficult for them. I also understand the intention: the fact is that they want to get rid of people who they shouldn't have admitted in the first place. I understand that it's difficult for them, but that's no reason for them to participate in the ruination of Hungary. Naturally, they will not send anyone here. What I can suggest to the Italian prime minister is that if his country wants to free itself of migrants – which I completely understand – then rather than distributing them, they should transport them out; this is something that Hungary is able to provide assistance with.
On the subject of the migrant quotas, in two weeks' time there will be an EU summit. It seems increasingly likely that at this summit we can avoid the introduction of the quotas.
Earlier I argued for moderation and realism on our part, but you can't say that Hungary is trying to get its way by subterfuge and double-dealing – and you certainly can't say that about me. Years ago I saw that there would be a conflict – one centred on immigration and migration – in which anyone avoiding straight talk and clear action at the outset could find themselves in trouble later on. Now I see that a lot of people are modifying their positions, which now seem to be like ours. But this isn't helping them, because they made mistakes at the outset, and those who made mistakes at the outset are in trouble now. Right at the very beginning I said that this would turn into a huge conflict – the fence, and the fact that we weren't letting in migrants – and that this would lead to problems in Brussels and Germany, as well as in our relations with several other countries. But if one doesn't take a stand at the beginning, if one doesn't stand up for one's interests at the beginning, if one makes a mistake at the beginning, it will lead to trouble. So right at the outset we had to speak clearly. This is one of the reasons that Hungary features far more in European public discourse than one would expect from looking at its gross domestic product, its military strength or its economic importance. We had no desire for this, and we need it like a hole in the head; we have quite enough problems of our own in Hungary, but we had to make sure that we didn't make a mistake at the beginning. And not making a mistake meant that we had to oppose the European elite and side with the Hungarian people. The origin of Europe's problems today – its political problems – is that what the people want and what they want to do is different from what their leaders want and what they do. This contradiction, this widening gap, is causing political crisis everywhere in Europe. This crisis has passed us by, because Hungary is politically stable, while many European countries are experiencing instability.
I just wanted to ask whether this means that those who at the beginning condemned Viktor Orbán are now starting to envy him.
Well, this is not a personal issue, and no one should envy me – I've got quite enough problems as it is. They should envy the Hungarian people – and they have reason to do so.
We've been hearing that the Balkan countries are in a state of panic, because it looks like the migration pressure that emerged in this region three years ago has returned – albeit on a new route. And indeed they're unable to solve this problem, and they're afraid that they won't be strong enough to hold back this migration wave and that they won't be strong enough to secure their borders.
Hungary is a gateway to the Balkans, and so we have a fundamental interest in the maintenance of an orderly situation in that area to the south of us. It is in our fundamental interest that matters in Serbia go well, and it is in our fundamental interest that Serbia is a strong and stable country. This is also why we're cooperating with them, and there is a shared Serbian-Hungarian interest. It's also beneficial for the Serbs to have a strong neighbour, just as it is beneficial for us if Serbia develops well. So we're building our relations on this conceptual foundation, the foundation of the two peoples' common interests. And in the future we'll continue to regard Serbia as a strategic country for us. I've been investing a great deal of energy in reshaping Serbian-Hungarian relations – which historically have not been easy – and in ensuring that we have a shared future in which each nation can count on the other. So I would like to see closer Serbian-Hungarian cooperation. This is why we support Serbia's EU membership, we support defence of the borders, and we try to be a good neighbour for Serbia. They are, after all, a country which receives all its gas through Hungary. Of course right now in the heat of June this is not an issue, but from time to time in the winter there are problems with the supply of energy and gas. I've been to Serbia and told them outright that for as long as there is a single molecule of gas in Hungarian storage facilities, the Serbs will have gas to heat with. So we're striving to build relations with them as a reliable and friendly country. If the Serbs need help with border protection – and there are excellent relations between the two interior ministers – we shall give them all the assistance they need. Macedonia is an equally important country, as defending the Macedonian border – its southern border – is also a precondition for our security. We've provided help in the past, and we shall also provide help now. We are indeed seeing signs of a new migration wave, of a rising tide following a low tide; it's rising now, and this poses a challenge. We've managed to ensure that now every migrant knows that they shouldn't follow the path marked by the signpost pointing to Hungary. This is good, but it won't protect our neighbours, and as we also need stable neighbours we must provide them with help.
According to press reports, George Soros's organisations are present in every Balkan country. These are the organisations which have removed their masks – like George Soros, who now immediately responds to almost every European political event.
Well, now we must play out in the open. Although we're strong, as we're smaller it is always better for us to compete with our visor up rather than down. For a smaller combatant it is always worse to engage the opposition under cover, under the table – or in an underwater struggle, like in a water polo match. That strategy always favours the stronger opponent. So we believe in entering debates, policy, and conflict with our visor up and our face visible. This is how we stand a chance. Whatever our chances, we can say that they are big enough to be seen, and so it's worth fighting. It's worth fighting against a force that is stronger than us – against a force like George Soros and his army. We've played a role in this network being exposed, as we brought it out into the open, and now they have to openly state their goals. They want immigration. The replacement of populations and peoples is under way in Europe, partly because speculators like George Soros can make large financial profits. They are set on the ruination of Europe, because they're hoping for large profits. That is just what financial speculators are like, and we shouldn't be surprised at that – but we must not accept it. On the other hand, there is also an ideological motivation: they believe in a multicultural Europe; they don't like Christian Europe; they don't like the traditions of a Christian Europe; and they definitely don't like Christians. They believe that if they mix us with some other kind of people we'll be more beautiful, we'll look better, and Europe will be a better place in which to live. We, however, do not want to mix with others. We are aware of our faults, and we don't think we're perfect, but we're fine the way we are: we want to remain Christian. We insist on our European attitude to life, on our languages, our culture, our preferences, our way of life, our view of the family, relations between men and women and freedom of religion. We do not want to mix with others in order to enable the emergence of a new character for the continent. Christian Europe has fine traditions, and its virtues must be revived. We must return to our roots. Europe can regain its former grandeur if we protect Christian virtues, which are broad, diverse, strong and stirring; after all, we're talking about a culture in which the heart is central, a culture built on the affirmation of love. This is the nature of Christianity, and we want to defend it. There is enough beauty in it, and there is no need to mix it with anything else. This is our position. This is a huge debate, which fortunately in Hungary was decided by Hungarians a month or two ago. But it is precisely these issues that will be open for debate in Europe in the upcoming elections to the European Parliament, and these will be the election issues. So the European Union elections next May will be about a cultural struggle, a clash of values; and if we lose our focus in those elections we stand to lose a great deal.
The "Stop Soros" bill is now before Parliament, as is an amendment to the Constitution. What is the significance of the amendment to the Constitution, apart from safeguarding the country's security? Does it bear any relation to our identity?
We have indeed submitted an important proposal, which we have christened "Hungary First": that is its exact title. It has two parts: an amendment to the Constitution, and an amendment to the Penal Code. The amendment to the Constitution declares what we were aiming for in 2016, but back then the opposition parties didn't support that constitutional amendment, turnout in the related referendum was not high enough, and we didn't have a two-thirds parliamentary majority. We have that majority now, and in such a situation one must not hesitate: one must immediately mobilise one's energy for the defence of the country, and one must ensure the passage of the previously unrealised constitutional amendment. In this we will state that it shall be unlawful to resettle alien population groups in Hungary. Meanwhile in the Penal Code we'll state that the organisation of illegal migration shall be a criminal offence in the territory of Hungary, and also if someone engages in that activity outside the country: for instance, if they print flyers abroad which encourage people who are not entitled to enter Hungary to come to Hungary. Alternatively, if someone has a lot of money and finances such activities – either directly or through NGOs, for instance – then that will be punishable under Hungarian law, under the Penal Code; and such people can be banned from the country and removed from the vicinity of the border.
Does the amendment to the Constitution have anything to do with constitutional identity?
You see, if we want to do this, we should do it properly, so we won't just incorporate the couple of amendments needed for the fight against illegal immigration in the Constitution, but we'll also create the spiritual foundations for such specific provisions. So we're also talking about a more profound amendment of the Constitution, in which we will declare the protection of identity, and we will declare that a European Union regulation may only apply in Hungary if it does not violate Hungary's identity. In the Constitution we will also lay down a few principles specifically designed to protect our own culture, which will provide firm foundations on which the anti-migration regulations will later have a firm basis. So the amendment to the Constitution has philosophical depth. And as we have started this process, we also want to resolve a few older issues, which have been the subject of long-standing debate in Hungary – such as the conflict between the protection of privacy and freedom of assembly, and the establishment of a court of public administration. Now that we are amending the Constitution, we will also attend to these. While this is not the large-scale amendment of the Constitution also planned by us, it is a rapid series of timely constitutional amendments covering several provisions. But we plan to launch a project in September: as our Constitution from 2011 has now provided us with sufficient practical experience from real life, some time in the autumn we'd like to launch a review of it, lasting from one year to eighteen months. As part of this process we will review the following: which provisions have been effective, or could be effective; what is now regulated by the Fundamental Law, but without corresponding lower-level statutory regulation; and the identification of gaps in legislation which need to be bridged or filled by constitutional amendment. So there will also be a more comprehensive constitutional amendment. The debate on it will start in September, and I think it will last one year to eighteen months. But regardless of this, we felt that here and now, in the interest of Hungary's security we needed to submit this first legislative package, and we needed to immediately amend the Constitution in the interest of security and defence.
Thank you. You have been listening to Prime Minister Viktor Orbán.
Interview with Prime Minister Viktor Orbán on the Kossuth Radio programme "Good morning, Hungary"
People have the right to know what Brussels is planning
180 Minutes Kossuth Radio's "180 Minutes" Stop Soros


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See also: www.facebook.com/groups/147040088991834/
Photo: Saksun - Streymoy.
Vælkomin! Faroe Islands are an island nation in the northern Atlantic Ocean between Iceland, Norway, Scotland and Ireland.
Portal:Faroe Islands
en.wikipedia.org/wiki/Portal:Faroe_Islands
The Faroe Islands or Faeroe Islands or simply Faroe(s) or Faeroes (Faroese: Føroyar, meaning "Sheep Islands", Danish: Færøerne, Old Norse: Færeyjar) are a group of islands in Northern Europe, between the Norwegian Sea and the North Atlantic Ocean, roughly equidistant between Iceland, Scotland, and Norway. They have been an autonomous province of the Kingdom of Denmark since 1948, making it a member of the Rigsfællesskab. The Faroese have, over the years, taken control of most matters except defence (though they have a native coast guard), foreign affairs and the legal system. These three areas are the responsibility of Denmark.
The Faroes have close traditional ties to Iceland, Shetland, Orkney, the Outer Hebrides and Greenland. The archipelago was politically detached from Norway in 1814. The Faroes are represented in the Nordic Council as a part of the Danish delegation.
en.wikipedia.org/wiki/Faroe_Islands
781 photos · 43,393 views
Erik Christensen By: Erik Christensen


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Republic's formation switch yields big dividends.
Coach Buckle's willingness to change has led to 7 goals scored in the last two games.
By maaronweber May 27, 2017, 7:30am PDT
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Joseph de Ocampo
Coach Paul Buckle found himself in a tough position; winless in 6 games, and no goals to show either. Despite the wealth of attacking talent available, no combination of players could crack the code. Something bold was needed, and Buckle delivered.
A new formation referred to as a 3-5-2 was unveiled a few weeks ago in the second half of Republic's loss to Real Monarchs. Although the formation switch was unable to salvage the game against Real Monarchs, it proved effective in later games. Against US Open Cup opponents FC Anhuac it produced four goals, and against USL side Tulsa Roughnecks, Republic put in three. This article will give some initial impressions of the change and more in depth analysis will follow.
The new formation features three center backs, five midfielders, and two strikers. Emrah Klimenta has moved into a center back role following his injury last year, and his skills as a powerful, talented right-back aid the defense greatly.
Formerly fullbacks in Republic's old 4-4-1-1 formation, James Kiffe and Elliot Hord are wingbacks in the new one, effectively the widest of the midfield five. Although the pair has always been found high up the pitch, that role is now exaggerated. The two can threaten defenses by providing width and attacking up the wings.
However, by being so far up the pitch, they leave space exposed behind them. This space is perfect ground for opponents to launch counter attacks into, drawing one of our three center-backs wide.
The positives and negatives of this were both on display last weekend against Tulsa. Miscommunication between Hord and Klimenta on the exposed flank led to a good chance and great finish from Joey Calistri.
Perfectly illustrating the positives of the positional change, Republic later took the lead after a wide-open Hord put in a great cross to a wide-open Kiffe on the opposite post, who laid in an easy assist for Samuel Ochoa.
The central midfield trio of Hall, Cazarez, and Barrera forms a shifting triangle that allows for excellent combination passing in the middle of the pitch.
Cazarez's play in particular has changed and been quite impressive. His distribution is now much more positive, looking to send passes on the ground up to the strikers rather than only playing safe back passes to the center backs. He still is tasked with defensive work alongside Hall, and the two provide a shield in front of the three backs. That allows for the outside backs, Klimenta and Chris Christian, to move wide when Kiffe and Hord are upfield, as now the midfield pair can drop into the exposed channels.
Danny Barrera's free role is, well, even more free. He can ghost in behind the strikers with added confidence having 5 players behind him. Indeed, against Tulsa, he popped up at the top of box and scored the first goal for Republic in over 500 minutes.
The strike duo in this system works much the same as before. Republic has gathered a group of intelligent, creative strikers who link-up well together. This allows for complex movement with forwards dropping deep and roaming wide, dragging defenders out of position. The strikers no longer chase long passes across the field. Instead, passes from midfield are coming directly to their feet in central, dangerous positions.
The formation switch has been positive so far. In my opinion the scoreline against Tulsa made the game seem closer than it was. Republic played aggressive, possession oriented soccer with an attacking mindset. This tactical switch is exciting and it will be interesting to see how the team deals with Klimenta's absence over the international break. It is my hope that they stick with the change and work on gaining further cohesion in the new shape. Although some issues need to be worked out, especially communication between wide midfielders and center backs, Buckle has proven to be good at coaching a tight defense. Now that goals seem to be flowing again, Republic should be headed up the table where they belong.


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Конрад "Кони" Планк (често изписван като Планк) (3 май 1940 г. - 18 декември, 1987 година) е немски музикален продуцент и музикант.

Той е роден в Хюченхаузен. Творчеството му като тонрежисьор и продуцент подпомага оформянето на някои от най-важните и иновативни записи на следвоенната европейска популярна музика, която обхваща широк спектър от жанрове, включително прогресивна музика, авангард и електронна музика. Планк е толкова отговорен, колкото и всеки друг, за определянето на широк жанр сега известна като краутрок и е обединяващата връзка между повечето от различните продуценти. Неговата работа също силно повлиява на студио продуценти и технически инженери в световен мащаб.

Планк също има бележита кариера като музикант, свири на китара и клавишни в албумите на "Гуру Гуру", "Клъстер" и "Ос Мънди". Той сътрудничи и с Дитер Мьобиус между 1979 и 1986 г. Работи още с известни групи, като "Скорпиънс" за Lonesome Crow от 1972, "Юритмикс" за In the Garden 1981, Михаел Шенкер за The Michael Schenker Story Live 1997 и други.

Бележки
Кони Планк в allmusic от Андрю Келман

Продуценти на "Скорпиънс"
Германски музикални продуценти
Германски звукорежисьори
Германски китаристи
Починали в Кьолн

redpajama_set_name: RedPajamaWikipedia


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What types of clothes were worn in the 1800?
What fashion was popular in the 1800s?
Who influenced fashion in the 1820s?
What is a Regency dress?
What type of clothing was popular during the 2000's?
Who is the father of couture?
Dress for ladies in the first half of the 19th century ranged from high-waisted gowns with long, simple lines to gowns with low, pointed waists, large sleeves (in the 1830s) and full,wide skirts. Fabrics in the early 1800s were usually soft muslins, some figured or embroidered, and silks.
Luxurious bustle dresses, elegant evening gowns and sharp tailored skirts and jackets were all popular fashions in the late 1800s.
The 1820s were a transitional period away from the "Empire" silhouette and Neoclassical influences. Instead, Romanticism became the chief influence on fashion, as Gothic decoration lavished dresses and historicism inspired styles borrowed from past centuries.
Throughout the Regency, there were certain elements of fashion that remained fairly consistent. Necklines were low and wide, filled in for daytime with fichus, scarves, or chemisettes; a high waistline; a fitted bodice, and fitted sleeves, either short and puffed, elbow-length, or long.
As the decade went on, 2000s fashion began to take cues from 1960s bohemian looks. Yoga pants, low-rise jeans, cowl-neck shirts, peasant tops, capri pants, cropped jackets, and dresses over jeans were popular outfit choices for women.
During this decade, frilly, puffed blouses and fluted skirts continued to be popular. A slightly high waistline was fashionable, as was a long tunic-like top worn over an ankle length A-line or 'hobble' skirt (cinched in at the hem).
Charles Frederick Worth
NEW YORK, NY — Charles Frederick Worth (1825-1895), known as the "father of haute couture," was the dominant figure in French dressmaking in the late 19th century. A more counter-intuitive impresario of fashion can scarcely be imagined.
https://www.youtube.com/watch?v=UgryswsZ1dQ
What are good preschool snacks?
How can I make my camping festival comfortable?


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Some Economics of Tipping
Tipping is a puzzle for economists. The service has already been provided. In many cases, the restaurant diner or taxicab driver will never see the provider of the service again. So why would a rational consumer pay extra?It seems clear that customs of tipping are embedded in a psychology and social expectations. But given that tipping varies across times and countries, and that even consumers at a certain time and place tip for some purchases but not others, the explanation is likely to be complex. Ofer H. Azar explores these questions and the limited evidence that is available in "The Economics of Tipping" (Spring 2020, Journal of Economic Perspectives, pp. 215-236).
I had not known this history of tipping:
There is no agreement on just how the practice of tipping started. Hemenway (1993) suggests that tipping dates as far back as the Roman era and is probably even older. Segrave (1998) claims that tipping may have begun in the late Middle Ages when a master or lord of the manor could give a little extra money to a servant or laborer, whether from appreciation of a good deed or from compassion. Brenner (2001) attributes the tipping origins to 16th century England, where brass urns with the inscription "To Insure Promptitude" were placed first in coffeehouses and later in local pubs. People tipped in advance in order to get good service by putting money in these urns. Indeed, Schein, Jablonski, and Wohlfahrt (1984) and Brenner (2001) suggest that "tip" comes from the first three letters of "To Insure Promptitude," but others suggest different stories. Hemenway (1993), for example, argues that "tip" may come from stipend, a version of the Latin "stips."
I had also not known that the practice of tipping flowed from Europe to the United States, which is ironic, because the practice has faded in Europe while strengthening in the US--at least in certain industries. Azar writes:
It seems that Europe exported the practice of tipping to the United States, when high-income Americans who traveled in Europe in the 19th century started tipping upon their return to the United States, to show that they had been abroad and were familiar with the European customs (Schein, Jablonski, and Wohlfahrt 1984). By 1895, the average tip in European restaurants was 5 percent of the bill, while in the United States a common tip was 10 percent. Segrave (1998) estimates that during the early 1910s, five million US workers—more than 10 percent of the labor force—had tip-taking occupations. The large extent of tipping gave some tipped employees relatively high income, and employers both in Europe and the United States sometimes tried to take these economic rents from the workers either by taking the tips, or by charging employees for the right to work and earn tips (Scott 1916; Segrave 1998; Azar 2004a).
By the early 20th century, even though the tipping custom had only just arrived in the United States, there were already attempts to abolish it. Some saw tipping as creating a servants' class, part of a society where the tippers looked down upon the service providers. Gunton (1896) called tipping offensively un-American, because it was contrary to the spirit of American life of working for wages rather than fawning for favors. Some states passed laws against tipping, starting with Washington in 1909, but these laws were repealed after several years.
Over the years, the percentage tipped in the United States has gradually risen. The 10 percent tipping norm in restaurants in the late 19th century stayed for several decades (Hathaway 1928; Post 1937), but eventually increased to 15 percent (Post 1984). In her etiquette manual, Post (1997) writes, "It wasn't long ago that 15 percent of the bill, excluding tax, was considered a generous tip in elegant restaurants. Now the figure is moving toward 20 percent for excellent service. In ordinary family-style restaurants 15 percent is still the norm." Today, some travel guides refer to 15−25 percent as a tipping standard in restaurants (for example, https://www.lonelyplanet. com/news/2016/12/07/how-much-to-tip/). A similar pattern of increasing tip percentages is observed in taxi tipping, starting with 10 percent early in the 20th century (Hathaway 1928), rising in mid-century to 15 percent (Post 1984), and then by the end of the 20th century reaching 20 percent in large cities (Post 1997). Today, tipping norms differ around the globe. Tourist guidebooks often provide advice about the tipping norms in the country (for example, Star 1988). In Europe, where tipping originated and was common already hundreds of years ago, today tipping is generally less common and in much smaller magnitudes than in the United States. In many European restaurants, tipping takes the form of rounding up the restaurant bill a little, not adding 15−20 percent to the bill. Along with restaurant servers and taxicab drivers, some of the professions where tipping is at least relatively common include food delivery people, bartenders, and hair salon workers. ...
Why does tipping persist, at least in certain settings? For example, why don't more restaurants move to a fixed service charge, or just raise their prices? Azar offers a number of ways in which the different players in a restaurant have reasons to prefer tipping and to facilitate it--for example, by leaving a line on the bill for the tip and even suggesting a precalculated amount.
From the customer's point of view, as Azar notes: "Many customers prefer the control of choosing a tip and have a positive feeling that they are showing generosity."
From the server's point of view, tips are a form of variable compensation. A server probably works a lot harder on Friday and Saturday than on Tuesday and Wednesday, but the hourly pay from the restaurant may not distinguish much or at all between days. It also seems clear that servers often get higher pay as a result of tips--and their implicit deal with diners--than they would get with pure hourly pay. Azar writes: "Servers earn more as a result [of tipping] and find that busy shifts where they have to work harder are rewarded with higher income. Service quality seems modestly higher."
For restaurant owners, in a setting where tipping is an established norm, attempts to move away from tipping run a risk of alienating those customers who like the feel of tipping and also of driving away their best servers, who will earn more at a restaurant with tips--especially if they can work Friday and Saturday nights. However, restaurant owners will also look at tips with a degree of longing. They will either try to find ways to share tips among all workers, including the kitchen workers, or to shift some of the tip money to their own pockets, or both.
There's much more in the article itself. As Azar writes: "Perhaps the self-reinforcing social norm of tipping will be toppled eventually in the United States, but with more than a century of history,
it seems unlikely to go quickly."
[Full disclosure: I've worked as Managing Editor of the Journal of Economic Perspectives since 1986, so I am perhaps predisposed to find the articles of great interest. However, this blog is an unpaid labor of love, not part of my job.]
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