inception shinhan card
China , officially the People ' s Republic of China ( PRC ), is a unitary sovereign state in East Asia . With a population of over ___MASK88___ . 381 billion , it is the world ' s most populous country . The state is governed by the Communist Party of China , and its capital is Beijing . It exercises jurisdiction over ___MASK42___ provinces , five autonomous regions , four direct - controlled municipalities ( Beijing , Tianjin , Shanghai , and Chongqing ), and two mostly self - governing special administrative regions ( Hong Kong and Macau ), and claims sovereignty over Taiwan . The country ' s major urban areas include Shanghai , Guangzhou , Beijing , Chongqing , Shenzhen , Tianjin and Hong Kong . China is a great power and a major regional power within Asia , and has been characterized as a potential superpower . Shinhan Capital Co , Ltd . is a Korean financial company , established in ___MASK1___ with headquarters in Ansan , Korea . In computing , Extensible Markup Language ( XML ) is a markup language that defines a set of rules for encoding documents in a format that is both human - readable and machine - readable . The W3C ' s XML ___MASK88___ . 0 Specification and several other related specifications  all of them free open standards  define XML . A payment card is a device that enables its owner ( the cardholder ) to make a payment by electronic funds transfer . The most common types of payment cards are credit cards and debit cards . Payment cards are usually embossed plastic cards , 85 . ___MASK87___ × 53 . 98 mm in size , which comply with the ISO / IEC 7810 ID - ___MASK88___ standard . They usually also have an embossed card number conforming with the ISO / IEC 7812 numbering standard . Seoul (  )  officially the Seoul Special City  is the capital and largest metropolis of the Republic of Korea ( commonly known as South Korea ), forming the heart of the Seoul Capital Area , which includes the surrounding Incheon metropolis and Gyeonggi province , the world ' s 16th largest city . It is home to over half of all South Koreans along with ___MASK41___ , 102 international residents . Korea is a historical state in East Asia , since ___MASK82___ divided into two distinct sovereign states : North Korea ( officially the " Democratic People ' s Republic of Korea ") and South Korea ( officially the " Republic of Korea "). Located on the Korean Peninsula , Korea is bordered by China to the northwest and Russia to the northeast . It is separated from Japan to the east by the Korea Strait and the East Sea . Incheon ( formerly romanized as Inchon ; literally " kind river "), officially the Incheon Metropolitan City (  ), is a city located in northwestern South Korea , bordering Seoul and Gyeonggi to the east . Inhabited since the New Stone Age , Incheon was home to just ___MASK5___ , 700 people when it became an international port in 1883 . Today , about 3 million people live in the city , making it Korea  s third most populous city after Seoul and Busan . The city ' s growth has been assured in modern times with the development of its port due to its natural advantages as a coastal city and its proximity to the South Korean capital . It is part of the Seoul Capital Area , along with Seoul itself and Gyeonggi Province , forming the world ' s second largest metropolitan area by population . 3 - D Secure is an XML - based protocol designed to be an additional security layer for online credit and debit card transactions . It was originally developed by Arcot Systems ( now CA Technologies ) and first deployed by Visa with the intention of improving the security of Internet payments and is offered to customers under the name Verified by Visa . Services based on the protocol have also been adopted by MasterCard as MasterCard SecureCode , and by JCB International as J / Secure . American Express added 3 - D Secure on November ___MASK9___ , 2010 , as American Express SafeKey , in select markets and continues to launch additional markets . Analysis of the protocol by academia has shown it to have many security issues that affect the consumer , including greater surface area for phishing and a shift of liability in the case of fraudulent payments . The American Express Company , also known as Amex , is an American multinational financial services corporation headquartered in Manhattan ' s Three World Financial Center in New York City , United States . Founded in ___MASK29___ , it is one of the 30 components of the Dow Jones Industrial Average . The company is best known for its credit card , charge card , and traveler ' s cheque businesses . Amex cards account for approximately ___MASK71___ % of the total dollar volume of credit card transactions in the US . Russia ( from the  Rus '), also officially known as the Russian Federation , is a country in Eurasia . At , Russia is the largest country in the world by surface area , covering more than one - eighth of the Earth ' s inhabited land area , and the ninth most populous , with over ___MASK13___ million people at the end of March ___MASK47___ . The European western part of the country is much more populated and urbanised than the eastern , about 77 % of the population live in European Russia . Russia ' s capital Moscow is one of the largest cities in the world , other major urban centers include Saint Petersburg , Novosibirsk , Yekaterinburg , Nizhny Novgorod and Samara . A credit card is a payment card issued to users ( cardholders ) to enable the cardholder to pay a merchant for goods and services , based on the cardholder ' s promise to the card issuer to pay them for the amounts so paid plus other agreed charges . The card issuer ( usually a bank ) creates a revolving account and grants a line of credit to the cardholder , from which the cardholder can borrow money for payment to a merchant or as a cash advance . Shinhan Card Co . Ltd . is Korea ' s biggest , global top - five credit card company . Headquartered in Seoul , Korea , the company has a partnership with Shinhan Capital , and is an affiliate of Shinhan Financial Group . Shinhan Card was established in 1990 as a technical and business company licensed by Shinhan Bank . It introduced the technology of sending virtual one - time card numbers in Visa ' s 3 - D Secure first in the world for its customers ' security . Ansan is a city in Gyeonggi Province , South Korea . It lies southwest of Seoul , and is part of the Seoul National Capital Area . It is connected to Seoul by rail via Seoul Subway Line ___MASK5___ . Ansan is situated on the Yellow Sea coast and some islands lie within its jurisdiction . The largest and best - known of these is Daebu Island . Several higher learning institutions are located in Ansan . They include Ansan University , Ansan College of Technology , Seoul Institute of the Arts , and the ERICA campus of Hanyang University . The Korea Transportation Safety Authority , a government agency , is also headquartered in Ansan on June 3 , ___MASK26___ . With its high number of foreign workers , Wongokbon - dong has been designated a multicultural area . Mastercard Incorporated or Mastercard Worldwide is an American multinational financial services corporation headquartered in the MasterCard International Global Headquarters , Purchase , New York , United States , in Westchester County . The Global Operations Headquarters is located in O ' Fallon , Missouri , United States , a suburb of St . Louis , Missouri . Throughout the world , its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers who use the " Mastercard " brand debit and credit cards to make purchases . Mastercard Worldwide has been a publicly traded company since ___MASK78___ . Prior to its initial public offering , MasterCard Worldwide was a cooperative owned by the more than 25 , 000 financial institutions that issue its branded cards . Shinhan Bank (  " Shinhan Eunhaeng ", SWIFT SHBKKRSE , numeric 088 ), is a bank headquarters in Seoul , South Korea . Historically it was the first bank in Korea , established under the name Hanseong Bank in ___MASK56___ . The bank was reestablished in 1982 . It is part of the Shinhan Financial Group , along with Jeju Bank . Chohung Bank merged with Shinhan Bank on April 1 , 2006 .