If shopping for a new car is on your Memorial Day agenda, along with the annual family barbecue, you'll find some bargain deals, thanks to holiday promotions by the manufacturers.  Memorial Day is one of the busiest car-buying days of the year, and the U.S. News Best Cars website has put out its list of the best new-car holiday deals. We'll take a detailed look at five of the most interesting offers.  Another incentive for shopping this Memorial Day is that average new-car loan rates are at their lowest point in three years at 3.42 percent, according to Wallethub.com. However, some of the promotional deals involve not only sizable rebates but zero percent financing for buyers with strong credit ratings.  If you're shopping for a used car, however, Memorial Day isn't such a bonanza. iSeeCars.com reviewed 40 million used-car sales from 2013 to 2015 to see when the most discounted deals were offered. Memorial Day was near the bottom. Versus the average, it had 18 percent fewer deals discounted by 5 percent or more. The best times came later -- especially Black Friday after Thanksgiving, when 33 percent more deals than average were offered.  In any case, the big discounts out there now are on new cars that dealers have too many of. If you're shopping for such a model, don't just take the salesperson's offer of the price after the rebate. Know your target price by checking Kelley Blue Book's kbb.com to see their Fair Market Range of average selling prices for a particular trim level. Negotiate toward your target buying price, then apply the rebate being offered.  Click here for details on five of the best new-car buying and lease deals this Memorial Day weekend.
This holiday weekend is prime time for bargain-hunting buyers, plus interest rates are at their lowest in three years