content: "Plan Name" = "jack+jill"
  Description = "This example aims to demonstrate some of Owl's capabilities. Jack and Jill are a married couple a few years from retirement. A wages and contributions file called 'jack+jill.xlsx' is associated with this case. This case uses the historical rate sequence of 1969 as a test case for guiding spending amounts from a near worst-case historical scenario. This case also demonstrates that the optimal strategy for Roth conversions does not necessarily involve surfing a tax bracket.  \nA good exercise for learning Owl's capabilities is to duplicate this case and compare two scenarios: one with optimized Roth conversions and one without. Another possible exercise could involve comparing a historical retirement in 1969 vs. one taken in 1966. Or anything else you can think of..."
  
  ["Basic Info"]
  Status = "married"
  Names = [ "Jack", "Jill",]
  "Birth year" = [ 1962, 1965,]
  "Life expectancy" = [ 89, 92,]
  "Start date" = "01-01"
  
  [Assets]
  "taxable savings balances" = [ 120.5, 60.2,]
  "tax-deferred savings balances" = [ 600.2, 150.0,]
  "tax-free savings balances" = [ 280.6, 260.8,]
  "Beneficiary fractions" = [ 1, 1, 1,]
  "Spousal surplus deposit fraction" = 0.0
  
  ["Wages and Contributions"]
  "Contributions file name" = "jack+jill.xlsx"
  
  ["Fixed Income"]
  "Pension amounts" = [ 0.0, 10.5,]
  "Pension ages" = [ 65, 65,]
  "Pension indexed" = [ false, false,]
  "Social security amounts" = [ 28.4, 19.7,]
  "Social security ages" = [ 70, 62,]
  
  ["Rates Selection"]
  "Heirs rate on tax-deferred estate" = 30.0
  "Dividend rate" = 1.8
  "OBBBA expiration year" = 2032
  Method = "historical"
  From = 1969
  To = 2002
  
  ["Asset Allocation"]
  "Interpolation method" = "s-curve"
  "Interpolation center" = 15
  "Interpolation width" = 5
  Type = "individual"
  generic = [ [ [ 60, 40, 0, 0,], [ 70, 30, 0, 0,],], [ [ 60, 40, 0, 0,], [ 80, 0, 10, 10,],],]
  
  ["Optimization Parameters"]
  "Spending profile" = "smile"
  "Smile dip" = 15
  "Smile increase" = 12
  "Smile delay" = 0
  "Surviving spouse spending percent" = 60
  Objective = "maxSpending"
  
  ["Solver Options"]
  maxRothConversion = 100
  bequest = 500
  noRothConversions = "Jill"
  
  [Results]
  "Default plots" = "today"
  