 roth  401( kao )  antey emti ?
 uunited stetes ‌ loo , 401(k)  plan anede  U.S.  amtargata revenyuu kood ‌ loni upavibhaagam  401(k) loo nirvachinchabadinatlugaa ,  yajamaani - praayojita ,  nirvachimchina - contribution ,  vyaktigata pension  ( podhupu )  khatha .  kramaanugatamgaa udyogula viraalaalu vaari chellimpula nundi neerugaa ostayi mariyu yajamaani dwara saripolavachhu .  yea chattaparamyna empika  401(k)  plan ‌ lanu udyoegulaku aakarshanheeyamgaa chesthundu mariyu chaaala mandhi yajamaanulu vaari  ( porthi samayam )  kaarmikulaku yea empikanu andistaaru .

 remdu rakaalu unnayi :  saampradaya mariyu roth  401( kao ).  roth khaataala choose ,  viraalaalu mariyu upasamharanalu aadaayapu pannupai prabavam chuupavu .  saampradaya khaataala choose ,  viraalaalu pannu paradhilooki vachey aadaayam nundi teesiveyabadavachhu mariyu upasamharanalu pannu vidhinchadagina aadaayaaniki jodinchabadathaayi .  viraalaalaku parimithulu ,  upasamharanalanu niyantrinchee niyamaalu mariyu penaalteelu unnayi .

 roth khatha yokka prayojanam pannu rahita muuladhana labhala nundi .  saampradaya khatha yokka nikara prayojanam  (1)  contribution kante takuva  ( ledha ekuva )  pannu ratela oddha upasamharanala nundi saadhyamayye bonus  ( ledha penalti )  motham ,  mariyu  (2)  itara aadaaya - parikshinchina prograamme ‌ l arhatapai prabavam viraalaalu mariyu upasamharanalu pannu paradhilooki vachey aadaayaanni tagginchadam mariyu jodinchadam ,  sadarana aadaaya ratela oddha muuladhana laabhaalapai pannu vidhinchabadatam valana kaliga parinaamaalu .
Roth 401(k)  anede  401(k)  rakam ,  ikda khaataalu ,  viraalaalu mariyu upasamharanalu aadaayapu pannupai prabavam chuupavu .  roth khatha yokka prayojanam aemitante muuladhana labhalu pannu rahitangaa untai .

 uunited stetes ‌ loo , 401(k)  plan anede  U.S.  amtargata revenyuu kood ‌ loni upavibhaagam  401(k) loo nirvachinchabadinatlugaa ,  yajamaani - praayojita ,  nirvachimchina - contribution ,  vyaktigata pension  ( podhupu )  khatha .  kramaanugatamgaa udyogula viraalaalu vaari chellimpula nundi neerugaa ostayi mariyu yajamaani dwara saripolavachhu .