 passage jaabithaa nundi vesa deetaa centres sthaanam .  semi koolan vary phormat ‌ loo phalithaalanu jaabithaa chaeyamdi .
 vesa inq . (/ˈviːzə, ˈviːsə/;  veesaagaa saileekrutam cheyabadindhi )  anede californialooni shaan fraansiskooloo pradhaana kaaryaalayam kaligina ooka amarican bahulajaati aardika sevala samshtha .  idi prapanchavyaapthamgaa elctronic nidhula badileelanu sulabhatharam chesthundu ,  saadharanamga vesa - branded credit card ‌ lu ,  debit card ‌ lu mariyu prepaid card ‌ l dwara .  vesa prapanchamlooni athantha viluvaina companylalo okati .

 vesa kaardulanu jaarii cheeyadu ,  credit ‌ nu podiginchadu ledha viniyogadaarulaku ratelu mariyu rusumulanu sett cheeyadu ;  badhuluga ,  vesa vaari viniyogadaarulaku credit ,  debit ,  prepaid mariyu nagadu yaakses prograamme ‌ lanu andinchadaaniki upayoegimchae vesa - branded cheyllinpu utpattulanu aardika samshthalaku andistundi . 2015 loo ,  credit card parisramanu trac chese ooka pracurana ayina nilson report ,  vesa yokka global nett ‌ varey  ( veesanet ani pilustharu ) 2014 loo motham  US$6.8  trillianla parimaanhamtho  100  biliyan laavaadheveelanu prosess chesindani kanugondi .

 vesa  1958 loo Banki af America  (BofA) chee bancamericard credit card prograamme ‌ gaaa sthapinchabadindhi .  pootiidaaru mister chharge  ( prasthutham mister card ) ki pratispandanagaa , BofA 1966 loo itara aardika samshthalaku  BankAmericard  prograamme ‌ ku licenses ivvadam praarambhinchindi . 1970  natiki , BofA BankAmericard  prograamme ‌ pai prathyaksha niyanthrananu vadulukundi ,  itara vividha  BankAmericard  jarichese byaankulatoe sahakaaraanni erpaatu chesindi .  dani nirvahanapai .  aa tarwata  1976 loo veesaagaa peruu marcharu .

 prapanchavyaapthamgaa dadapu anni vesa lavadhevilu varjeeniyaalooni yash ‌ burn ‌ loo unna nalaugu surakshita deetaa senter ‌ lalo okadaanilo neerugaa nirvahinchabade veesanet dwara prosess cheyabadathaai ;  hylands ranch ,  colorado ;  landon ,  inglaand ;  mariyu simgapuur .  yea soukaryalu prakruthi vaipariityaalu ,  neeraalu mariyu teevravaadam nundi bhaareegaa surakshitam ;  avasaramaite okadhanikokati swatantramgaa mariyu baahya viniyogaala nundi pania cheyavachu ;  mariyu prathi sekanuku garishtamgaa  30,000  ekakaala lavadhevilu mariyu  100  biliyanla varku gananalanu nirvahinchagaladu .

 lavadhevilu jaripina card chellimpula varshika viluva mariyu jaarii cheyabadina card ‌ l sanka aadhaaramga  2015 loo chainaa union ‌ pee adhigaminchina tarwata vesa prapanchamloonee rendava athipedda card cheyllinpu samshtha  ( debit mariyu credit card ‌ lu kalipi ).  Hansi yemainappatiki , UnionPay  yokka parimaanam pradhaanamgaa chainaalooni dani dhesheeya maarket parimaanampai aadhaarapadi umtumdi kabaadi ,  vesa ippatikee prapanchamlooni itara praantaalaloo aadhipathya Banki ‌ card companyni pariganhinchabadutundi ,  ikda motham card chellimpulalo  50%  maarket vatanu kaligi Pali .
 ashbarn ,  viirgiiniia ;  hylands ranch ,  colorado ;  landon ,  inglaand ;  simgapuur 