 pakshika - rijarv byanking antey emti ?
 fractionally - rijarv byanking anede prapanchavyaapthamgaa dadapu anni deeshalaloo panichaesae byanking vyvasta ,  deeni kindha prajala nundi depositlu teesukune byankulu drava aastulalo thama dippajit baadhyatalalo kontha bhaganni rijarv ‌ gaaa kaligi vundali mariyu migilina mothanni runamgaa ivvadaniki swaechcha umtumdi .  runagraheetalaku .  banku nilvalu byaankuloo nagadugaa ledha central Banki oddha banku khaataalo nilvalugaa unchabadataayi . " rijarv avsaram "  ledha  " rijarv ratio "  ani piluvabadee likvid asets ‌ loo byankulu kaligi vumdavalasina kaneesa mothanni desam yokka central Banki nirnayistundhi .  chaaala vaanijya byankulu yea kaneesa motham kante ekuva adanapu nilvalanu kaligi unnayi .

 Banki depositlu saadharanamga swalpakaalika vyavadhini kaligi untai mariyu  " kaal oddha "  vumdavacchu ,  ayithe byankulu chese runaalu deerghakaalikamgaa untai ,  deeni falithamgaa customer ‌ lu eppudaiana samishtigaa thama nundi nagadunu vith ‌ dra cheyalanukune pramaadam umtumdi .  banku nilvalaku minchina khaataalu .  nilvalu sadarana namunalo upasamharanalanu cover cheyadanki Bara liquidityni andistaayi .  byankulu mariyu central Banki sadarana paristhitulloo oche samayamlo depositlalo kontha bhaganni Bara upasamharinchukovaalani mariyu nagadu demanded ‌ nu teerchadaaniki nilvalu saripothayani aasinchaayi .  Hansi yemainappatiki ,  depositors banku oddha unna nilwala kante ekuva nidulanu upasamharinchukovaalanuku byankulu thamanu thaamu korata paristhitilo kanugonavacchu .  aa sandarbhamlo ,  liquidity koratanu edurkontunna Banki migulu unna byaankula nundi inter ‌ Banki lending maarket ‌ loo swalpakaalika nidulanu teeskovacchu .  asaadaaranhamaina paristhitulloo ,  oohinchani Banki ruun samayamlo ,  central Banki chivari prayatnanga runadaatagaa swalpakaalika koratanu cover cheyadanki nidulanu andinchavachhu .