U.S. loo griha konugoludaarula choose vividha takala runaalu ledha thanakhaa utpattulu emti ?
 kothha intini konugolu chesedappudu mee anni financing empikalanu ardham chesukovadam chaaala keelakam .  residenshiyal hom konugoludaarula choose athantha sadarana runa rakaalu konni crinda ivvabaddaayi :

1.  sampradhaya runaalu :  prabhuthvam beema cheyani ledha haamii ivvani athantha sadarana griha runa rakam .  deeniki saadharanamga  20%  doun payment avsaram ayithe ,  meeru  5%  tagginchavachhu .
2. VA  runaalu :  militarylo panichaesina vyaktulatho paatu vaari jeevita bhagaswamula choose  US  depart ‌ ment af veterance affaires dwara andincabadutundi .  deeniki doun payment avsaram ledhu mariyu arhata unna evarkaina idi adbuthamaina empika .
3. FHA  lon :  fedearl housing administration dwara beema cheyabadina thanakhaa .  kevalam  3.5%  takuva doun payment avasaralu mariyu flexible credit avsarala kaaranamgaa modatisari griha konugoludaarulu yea runalanu chaaala aakarshanheeyamgaa bhaawistaaru .  adanamga ,  yea lon vaahanamloo  FHA 203k  lon ‌ thoo sahaa pellala utpattulu unnayi ,  idi nirdishta mundhuga nirnayinchina maargadarshakaalalo punaruddharanalaku nidhulu samakuurchadam dwara kashtaalloe unna propertylanu konugolu chese variki sahaayapadutundi .
4.  sardubatu - raetu thanakhaa  (ARM):  yea utpattitoe ,  maarket mariyu aardika paristhitulapai aadhaarapadi mee vaddii raetu kaalaanugunangaa maarutundi .  ivi saadharanamga sthiira - raetu tanakhaala kante takuva retlatho prarambhamavuthayi ,  conei kaalakremena perugutai kabaadi ivi praarambhamlo aakarshanheeyamgaa kanipistaayi .
5.  sthiira - raetu tanakhaalu :  yea vaddii raetu runam praarambhamlo locke cheyabadindhi mariyu motham kaalavyavadhilo adae vidhamgaa praarambhamavutundi .
7. USDA  lon : U.S.  depart ‌ ment af agrikulture dwara haamii ivvabadindi mariyu suubuurban mariyu grameena griha konugoludaarulaku arhata umtumdi .  yea lon utpatthiki doun payment avsaram ledhu mariyu  FHA  lon kante takuva thanakhaa beema avasaralu unnayi 

 ivi athantha sadarana runa rakaalu ayithe ,  itara empikalu eppatikappudu kanipistaayi .  mee parisoedhana cheeyadam mariyu mee vyaktigata avasaralu mariyu deerghakaalika aardika lakshyalaku bagaa saripaye utpattini enchukovadam chaaala mukhyam .  yea empikalanu bagaa ardham chesukovadamlo sahayapadataniki chaaala mandhi autsaahika konugoludaarulu stanika runa pradaatalu ,  reall estate agentlu mariyu brokerlanu sampradinchaaru .