 runanni chellinche dett snowball mariyu dett avalanche paddhatula Madhya teedaa emti ?
 dett snowball mariyu dett avalanche anede runanni cheyllinchadaaniki vistrutamgaa telisina remdu padhathulu .  runanni cheyllinchadaaniki ganitasaastraparamgaa vaegavanthamaina margam okati ;  ayithe ,  pratyaamnaayam komchem nemmadigaa umtumdi conei maanasikangaa marinta prerepistundi .  yea preranha vyaktiki tana runanni chellinche lakshyalanu chaerukoovadaaniki sahaayapadutundi .  prathi addhatini vivarinchadaaniki krindhi runala samithi aadhaaramga upayoginchabadutundi :

 dett  A 4%  vaddii retutho  $10,000  balance kaligi Pali .
 dett  B 10%  vaddii retutho  $5,000  balance kaligi Pali .
 dett  C 24%  vaddii retutho  $8,000  balance kaligi Pali .

 runa aakasmika saadharanamga runanni cheyllinchadaaniki vaegavanthamaina mariyu athantha kharchutho koodukunna margam .  vyakti vaari anni runaalapai kaneesa chellimpulu chestaaru mariyu edaina adanapu athyadhika vaddii retutho khaataaku velluthundhi  ( udaharanaku eguvana runam ).  aa modati balance chellinchina tarwata ,  vyakti dani nundi chellimpulanu teesukuntaadu mariyu annintini rendava athyadhika vaddii raetu  ( dett  B)  vaipu unchutaadu .  anni appulu chellinche varku punaraavrutam chaeyamdi .

 dett snowball anede vyaktigata aardika nipunudu dave ramya ‌ see dwara sampadanu nirminchadaniki tana  7  baby steps ‌ loo  2 va dhasaloo praacuryam pondina paddathi .  yea paddathi modhata chinna balance  ( eguva runam  B)  chellinchadam dwara manastatva shaasthraanni upayogistundi .  yea siddhaantam aemitante ,  runa balance ‌ nu twaraga chellinchaalane Bodh prograamme ‌ thoo kattubadi undataniki prerananu andistundi .  runa aakasmika lagane ,  vyakti dett  B  nundi chellimpulanu teesukuntaadu mariyu dhaanini tadupari chinna balance  ( dett sea )  vaipu unchutaadu .  anni appulu chellinche varku punaraavrutam chaeyamdi .