 neenu Mon aardika sthithini elaa meruguparachagalanu ?
 mee swalpa mariyu deerghakaalika aardika lakshyalanu nirnayinchandi .
 mee motham aadaayam ,  avasaramaina mariyu vichakshana kharchula aadhaaramga budgett ‌ nu srushtinchandi .
 credit card runam vento adhika vaddii runanni mundhuga chellinchandi .
 prathi nela mee credit card ‌ lanu purtiga chellinchandi .
3-6  nelala kharchulanu cover chese atyavasara nidhini srushtinchandi .
 prathi savatsaram mee  401K  sahakaralanu garishtam chaeyamdi .
 dravyolbanam kaaranamgaa meeru dabbunu kolpokunda sampradhaya byaankuloo dabbunu odha cheyadanki badhuluga adhika vaddii podhupu khaataanu upayoginchandi .
 vibhinna pettubadi khaataanu srushtinchandi .
 mee aastulanu nirvahinchadaaniki aardika pranaalikadaaruni niyaminchukondi .
 abhiruchini rendava udyogamgaa marchukondi mariyu nishkriya aadaayaanni sampadinchandi .
 mee cheyllinpu chequu nundi podhupu khataloki automatic badileeni setup cheeyadam dwara adhika vyayam cheyalane pralobhaalanu tagginchandi .