 dhigubadi vakrarekha aakaaraanni prabhaavitam chese kaarakaalanu sangrahinchi ,  vatini bullett ‌ lanu upayoginchi jaabithaa chaeyamdi .
 dhigubadi vakratalu saadharanamga lakshanarahitamgaa pyki valuga untai :  ekuva kaalam paripkwatha ,  adhika dhigubadi ,  taggutunna upanta perugudhalathoo  ( anagaa ,  Kandla vaipunaku vellhinappudu ,  vakrarekha chadunu avuthundi ).  dhi economist vaarthapathrika yokka colomist button ‌ wood prakaaram ,  dhigubadi vakrarekha yokka vaalunu remdu samvatsaraala mariyu padeella  U.S.  treasure nots ‌ loni digubadula Madhya vyatyaasam ledha  " spread "  dwara kolavavachhu .  visthrutha vyaapti yetavalu vaalunu suchisthundi .

 pyki yetavalu dhigubadi vakratalaku remdu sadarana vivaranalu unnayi .  mundhuga ,  maarket risky - phri rete ‌ loo perugudalanu oohinchi vumdavacchu .  pettubadidaarulu ippudu pettubadini nilipivesthe ,  varu bhavishyathulo merugaina retunu andukovachu .  anevalla ,  madhyavartitva darala siddhaantam prakaaram ,  ippudu thama dabbunu locke cheyadanki siddhangaa unna pettubadidaarulu raetlaloo uuhinchina perugudhalaku pariharam cheyllinchaali - deerghakaalika pettubadulapai adhika vaddii raetu .  maroka vivarana aemitante ,  deerghakaala maturitylu pettubadidaaruniki  ( antey runadaataku )  ekuva nastalanu kaligistaayi .  maarket ‌ ki risky premiuum avsaram ,  endhukante ekuva kaalam anishchiti mariyu pettubadini prabhaavitam chese sanghatanalu ekkuvaga untai .  yea vivarana aardika vyvasta sameepa kaalamlo kante suduura bhavishyathulo marinta anischitulanu edurkontundi aney bhaavanapai aadhaarapadi umtumdi .  yea prabhavanni liquidity spread ‌ gaaa suchistaru .  maarket bhavishyathulo marinta asthiratanu aasinchinatlayithe ,  vaddii ratelu taggutaayani oohinchinappatikii ,  risky premiuum perugudala vyaptiki prabhaavitam chesthundu mariyu perugutunna digubadiki kaaranamavuthundhi .

 vyatireka paristiti kudaa sambhavinchavachhu ,  dheenilo dhigubadi vakrarekha  " viloema "  avuthundi ,  swalpakaalika vaddii ratelu deerghakaalika kante ekkuvaga untai .  udaharanaku ,  novemeber  2004 loo , UK  prabhutva bandla choose dhigubadi vakrarekha pakshikanga vilomam cheyabadindhi . 10- samvatsaraala band yokka raabadi  4.68%  oddha Pali ,  conei  30- samvatsaraala band ‌ ku  4.45%  Bara .  vaddii ratelu taggumukam padathayani maarket anchanalu ilanti sanghatanalaku kaaranamavutaayi .  deerghakaalika pettubadidaarulu maarket ‌ pai aadhipathyam chelaayiste pratikula dravyata premiumlu kudaa vumdavacchu ,  ayithe prabalangaa unna Dumka aemitante ,  saanukuula liquidity premiuum aadhipathyam chelaayistundi ,  kabaadi vaddii ratelu padipothayane anchana Bara viloema dhigubadi vakratanu kaligisthundhi .  balamaina viloema dhigubadi vakratalu chaaritraatmakamgaa aardika maandyaalaku mundhu unnayi .

 dhigubadi vakrarekha yokka aakriti sarafara mariyu demanded dwara prabhaavitamavutumdi :  udaharanaku ,  lang band ‌ laku peddha demanded unnatlayithe ,  udaharanaku pension funded ‌ l nundi pensioner ‌ laku vaari sthiira baadhyatalanu saripolchadaaniki mariyu yea demanded ‌ nu teerchadaaniki thaginantha band ‌ lu unikilo leavu ,  bhavishyathulo jarigee sanghatanala girinchi maarket paartisipentla abhipraayaalatho sambandam lekunda lang bandlapai raabadi thakkuvaga untundani anchana veyavachu .
-  bhavishyath vaddii retupai maarket anchana .  pettubadidaarulu bhavishyathulo adhika vaddii retunu aasinchinatlayithe ,  appudu vakrata pyki valuga umtumdi .  lekunte maarket vaddii raetu padipotundani eduruchustunte ,  vakrarekha krimdhaki vangi umtumdi .
-  risky premiuum .  deerghakaala maturitylu pettubadidaarudiki ekuva nastalanu kaligistaayi ,  anevalla pettubadidaarulu deerghakaalika pettubadulaku adhika raabadini asistaru .
-  sarafara mariyu giraakie .  nirdishta maturity unna band ‌ laku ekuva demanded ledha takuva sarafara unnatlayithe ,  aa band ‌ laku dhigubadi taggutumdi .