 beema antey emti ?
 bheemaa anede aardika nashtam nundi rakshana choose ooka sadhanam ,  dheenilo rusumu badhuluga ,  ooka nirdishta nashtam ,  nashtam ledha gaayam sambhavinchinappudu maroka paarteeki pariharam cheyllinchadaaniki ooka parti angekaristundhi .  idi risky manage ‌ ment yokka ooka roopam ,  idi pradhaanamgaa aagantuka ledha anischita nashtam yokka pramaadaaniki vyatirekamga rakshanagaa upayoginchabadutundi .

 beemaanu andhinchay samshthanu beema samshtha ,  beema samshtha ,  beema kyariyar ledha undar raitar ani pilustharu .  beemaanu konugolu chese vyakti ledha samshthanu palasidaruga pilustharu ,  ayithe polici kindha cover cheyabadina vyakti ledha samshthanu beemaadaaru antaruu .  beema transaction ‌ loo paalaseedaaru haamii ivvabadina ,  telisina mariyu saapekshamgaa chinna nastanni beema samsthaku cheyllinpu ruupamloe  ( premiuum )  kaligi vuntadu ,  beema chosen nashtaniki beema chosen vyaktiki pariharam chellistaanani haamii icchaaru .  nashtam arthikamga vumdavacchu ledha kakapovachhu ,  conei adi aardika nibaddhanalaku tagginchabadaali .  enka ,  idi saadharanamga yaajamaanyam ,  swaadheenam ledha mundhuga unna sambandam dwara beema cheyadagina aasaktini kaligi umtumdi .