 finances ‌ loo band antey emti ?
 finances ‌ loo ,  band anede ooka rakamaina bhadrata ,  deeni kindha jaarii chese vyakti  ( runagraheeta )  holder ‌ ku  ( creditor )  runanni chellinchaalsina umtumdi mariyu runadaataku nagadu pravahanni andinchadaaniki badyatha vahimchaali  ( udaa .  asalau mothanni  ( antey motham ).  runam teesukunnadi )  maturity teedeeloo band yokka vaddii  ( koops ani pilustharu )  alaage nirdeshitha samayam motthamloo umtumdi .  samayam mariyu amdimchina nagadu pravaaham motham maaruthuu umtumdi ,  idi nokkicheppabadina aardika viluvapai aadhaarapadi umtumdi .  vividha takala bandhaalaku .  vaddii saadharanamga nirneetha vyavadhilo chellinchabadutundi :  semianuanl ,  varshika mariyu takuva tarachugaa itara kaalaallo .  amduvalana ,  band anede runam ledha  IOU  yokka ooka roopam .  band ‌ lu runagraheetaku deerghakaalika pettubadulaku ledha prabhutva bandla vishayamlo pratuta vyayaniki aardika sahayam cheyadanki baahya nidulanu andistaayi .

 band ‌ lu mariyu stoke ‌ lu rendoo securitylu ,  ayithe rendinti Madhya pradhaana vyatyaasam aemitante  ( kyaapital )  stoke ‌ holder ‌ lu companylo equity vatanu kaligi untaruu  ( antey varu yajamaanulu ),  ayithe band ‌ holder ‌ lu companylo runadaata vatanu kaligi untaruu  ( antey varu runadaatalu ).  runadaatalugaa ,  stoke holderla kante band holderlaku praadhaanyata umtumdi .  deenartham varu stoke ‌ holder ‌ l kante mundugane tirigi chellinchabadataaru ,  conei diwala tiisinappudu surakshitamaina runadaatalaku venukabadi untaruu .  maroka vyatyaasam aemitante ,  band ‌ lu saadharanamga nirvachinchabadina padm ledha maturityni kaligi untai ,  aa tarwata band redeem cheyabaduthundhi ,  ayithe stoke ‌ lu saadharanamga niravadhikamgaa untai .  minahaayinpu anede tirigi pondaleni bandham ,  idi saaswatatwam ,  antey paripkwatha laeni bandham .  dippajit sartifiketlu  (CD lu )  ledha swalpakaalika commersial paiper ‌ lu manii maarket saadhanaaluga vargeekarinchabaddaayi mariyu band ‌ lu kadhu :  pradhaana vyatyaasam parikaram yokka kaala vyavadhi .

 athantha sadarana rupees munisipal ,  corporate mariyu prabhutva band ‌ lu unnayi .  chaaala tarachugaa band charchinchadaginadi ,  anagaa ,  parikaram yokka yaajamanyaanni dviteeya marketlo badilee cheyavachu .  deenartham Banki medalian oddha badilee agentlu band ‌ pai staamp chosen tarwata ,  adi secondery maarket ‌ loo chaaala dravanga umtumdi .  band valuation ‌ loo vividha kaarakala kaaranamgaa secondery marketlo band dara pradhaana dara nundi gananeeyamgaa bhinnangaa vumdavacchu .