ATM  antey emti ?  
 automated teller machine  (ATM)  anede elctronic telicomunications parikaram ,  idi aardika samsthala customer ‌ lu nagadu upasamharanalu ,  depositlu ,  nidhula badileelu ,  balance vichaaranalu ledha khatha samaachara vichaaranalu vento aardika laavaadheveelanu eppudaiana mariyu prathyaksha paraspara carya avsaram lekunda nirvahinchadaaniki veelu kalpisthundhi .  banku sibbandito .

ATM lanu uunited stetes ‌ loo automatic teller machine  (ATM) thoo sahaa anek takala paerlato pilustharu  ( konnisarlu anavsaranga  "ATM  machine "  ani pilustharu ).  canadalo ,  automated byanking machine  (ABM)  aney padaanni kudaa upayogistaaru ,  ayithe  ATM  kudaa canadalo chaaala saadharanamga upayoginchabadutundi ,  anek kenadiyan samshthalu  ABM  dwara  ATM ni upayogistunnaai .  british inglishulo ,  cash ‌ paayint ,  cash machiine mariyu godaloni randhram aney padealu chaaala vistrutamgaa upayoginchabadataayi .  itara nibandhanalalo eny tym manii ,  cash ‌ Jalor ,  tym machine ,  cash dispensor ,  cash carner ,  Banki ‌ mat ledha bancomat unnayi .  aardika samshtha dwara nirvahinchabadani  ATM lanu  " wyatt - lebul " ATM lu antaruu .

ATM ni upayoginchi ,  customer ‌ lu vividha takala aardika lavadhevilu cheyadanki ,  mukhyamgaa nagadu upasamharanalu mariyu balance cheking ,  alaage mobile fone ‌ laku mariyu credit ‌ nu badilee cheyadanki vaari Banki dippajit ledha credit khaataalanu yaakses cheyavachu .  videsallo nagadu teesukoovadaaniki kudaa  ATM lanu upayoeginchavachchu . ATM  nundi vith ‌ dra cheyabadina kurencie ,  banku khatha denaminate cheyabadina danikante bhinnangaa vunte ,  aa dabbulu aardika samshtha yokka maarakapu retuku maarchabadutundi .  customer ‌ lu saadharanamga  ATM loo plaastic  ATM  card  ( ledha konni aamodayogyamaina cheyllinpu card ) ni choppinchadam dwara gurtinchabadataru ,  customer vyaktigata gurthimpu sanka  (PIN)  namoodhu cheeyadam dwara dhruveekarana umtumdi ,  idi card ‌ loni chipp ‌ loo nilwa cheyabadina  PIN thoo saripolali  (  kaardu amarchabadi vunte ),  ledha jaarii chese aardika samshtha yokka databeslo .  