 pragatiseela viniyoga pannu yokka prayojanalu emti ?
 pragatiseela viniyoga pannu anede pragatiseela aadaayapu pannuku manchi pratyaamnaayam ,  endhukante idi pettubadi mariyu podupulanu protsahinchadam dwara adhika aardika saamarthyaalanu utpatthi chesthundu ,  adae samayamlo aadaayapu pannu yokka panini nirutsaahaparustundi .  ammakam samayamlo vidhinchina ammakapu pannu vale kakunda ,  viniyoga pannunu regressive ‌ gaaa kakunda pragatiseelamgaa vundela roopondinchavacchu ,  ichina pannu samvatsaramlo  ' nikara viniyogam ' ni lekkinchadaniki samvatsaraantapu pannu return ‌ ni upayoginchadam dwara ,  motham ammakaala motham return ‌ thoo kalipi umtumdi .  arhata kaligina pettubadulu mariyu kothha arhata kaligina pettubadula yokka anni konugollanu teesiveyadam .  pannu raabadi motham nikara pettubadiki pragatiseela pannu retunu vartimpajestundi .  pratuta pannu kood yokka sanklishtata chaaala varku tolaginchabadutundi . ' pannu praathipadhika '  mariyu itara rahasya bhavanala aadhaaramga muuladhana laabhaalaku sambamdhinchina sanklishta gananala avsaram ikapai undadhu .  pannu prayojanakaramaina padav viramanha sambandhitha podhupu khaataalaku sambamdhinchina sanklishtatalu kudaa anavsaranga maarathaayi .  samarthatha - aadhaaritha Port ‌ folio rebalancing choose pettubadidaarulu ikapai jarimaanaa vidhinchabadaru .  billionaire ‌ lu podupugaa jeeviste variki pedaga pannu vidhinchabadadu ,  conei varu gananiyamaina viniyogam choose chaaala ekuva ratelu vidhinchavachhu .  peddha padavalu ,  bahulha bhaaree bhavanalu modalainavaatini konugolu chese billionaire adhika pannulu chellistaadu .  niraadambaramgaa jiivinche billionaire kadhu .  conei tharuvaathi billionaire tana dabbunu aardika vyavasthaloo pettubadi pettimdi ,  aardika vruddhini marinta pemchae vanarulanu andistundi .  viniyoga pannu vyatiraekulu chaaala viniyoga pannulu thirogamanamgaa bhaavinchabadutunnaayane vasthavanni udaharincharu .  Hansi yemainappatiki ,  gatamlo paerkonnatlugaa ,  viniyoga pannunu pragatiseelamgaa vundela roopondinchavacchu mariyu vaasthavaaniki pratuta aadaayapu pannu kante marinta pragatiseelamgaa vundela nirminchavacchu .  pragatiseela ratelu varshika viniyogam ledha aadaayampai kakunda sampadapai aadhaarapadi vumdavacchu .  billianeerla vishayamlo viniyogampai  100%  paigaa pannu vidhinchadam kudaa saadhyamavutundi .  udaharanaku ,  evarainaa  $10  biliyanla kante ekuva nikara viluva kaligi vunte ,  meemu aa vyakti viniyogampai  150%  pannu vidhinchavachhu .  tirogamana aandolanalu viniyogamlo adhika bhaganni minahayinchadam dwara kudaa parishkarinchabadataayi .  ooka nirdishta sthaayiloo varshika viniyogam ,  samvatsaranike  $30,000  ani cheppalantey ,  pannu rahitangaa vumdavacchu ledha takuva ammakapu - pannu - vento retutho  5%  pannu vidhinchavachhu .  viniyoga pannu aardika vruddhini prothsahistundani chaaala mandhi aardhikavettalu angeekaristunnaaru .